Success to Significance - Advisory Money Strategies Inc.

MARICAR SORIANO | Director of Sales Advisory Money Strategies Inc.

For Incorporated Business Owners & Professionals, an often overlooked instrument & asset is Corporate Life Insurance. This can be very beneficial in the areas of:

• Creating a source of Cash & Tax-Sheltered Accumulation

• Shareholder Buy/Sell Agreement Funding & Key Person Financing & Extraction Strategies

• Corporate Tax-Free Capital Dividends Reducing the Value of a Corporation

• Cascading Assets to the Next Generation Estate Equalization & Estate Freezes

• Estate Taxes & Postmortem Planning

• Philanthropy

Let’s talk about Philanthropy and the regular Business Owner or Incorporated Professional. Most of us want to give back to causes that we hold dear. All donations are usually linked to an incident…it’s time to change that. In comes “Strategic Planned Giving”… and here’s why...

• Did you know with Planned Giving …the Donor (You) Win, the Charity Wins and Your Family Wins!

• Did you know that Canadians donate over $14 Bn annually to different Charities.

• Did you know the most inefficient way to donate is “CASH”

Why Donate: We, Canadians, are a generous lot. Everyone has their own reason to donate, however, we have found that there are a few key reasons why People Give …

1. To do good for Society & Give back

2. To build a Legacy or remain Anonymous

3. To be an Example in Social Capital

4. It’s Good for Business

5. Has distinct Tax advantages

Donors can look at Donating from a wide range of options like Cash, Public & Private Securities, Flow through Shares, Stock Options, RRSP’s/RRIF’s, Life Insurance, Annuities, Charitable Remainder Trusts, Gifts & Bequests in a Will, Canadian Cultural Property, Personal Use Property, Listed Personal Property, Environmental Property, Real Estate etc.,

Here’s how we assist, we have an introductory meeting to see where you’re at and what you’re trying to accomplish and in most cases work collaboratively with your current Advisors...your CPA, Lawyer, Banker, Investment & Insurance etc., to come up with a custom strategy to assist you transition from Success to Significance or assist you with building your Brand.

Here’s where we work best:

• Clients are planning an Intergenerational Wealth Transfer whether for Family or Business transitions, Planned Giving can give the Client a major advantage when it comes to keeping the money in the family tax efficiently!

• People with unrealized gains on Investment Real estate or in private business enterprise, they don’t realize the extent of their “pregnant” capital gains and taxes they will be obligated to pay. We can show strategies by which they can pay those taxes by pennies on the dollar or on a cash flow neutral basis.

• Millennials and Gen Z’s who are wanting to make an impact, we can show them Generosity Giving strategies that create, build and sustain Legacies!

• People with substantial incomes, paying lots of taxes. We can show them ways to recoup those taxes for Charity or Family.

• Most People, who are Single, widowed or divorced, are unaware that they are an incident away from an often ignored tax liability without the benefit of a tax-free spousal rollover. We can show them how to preserve the family money for the family or charity or both!

• Anyone who recently had, or will have, a liquidity event such as selling a business or investment real estate. We can show them how to turn taxes owing on the sale into charitable donations. Life Insurance can be a great tool to bring the money donated back to the family.

• People who are planning or have done an estate freeze (transitioning from them to the next generation), we can show them how to donate private company shares to charity and convert the taxes owing into a substantial legacy.

• People who may want to make Donations overseas, we show them how to execute strategically and tax efficiently using platforms of registered charitable organizations.

For Institutional Clients we offer simplified turnkey investment management solutions for: Endowments, Foundations, Employee/Member non-pension benefit reserves, Trust Funds, & Corporate Assets.

We, at Advisory Money Strategies Inc, are a boutique Estate & Financial planning firm, focused on making Giving & Institutional Investments…simple! We partner with top tier firms who are leaders in their space to make sure that our clients receive the best possible Advice!

We believe, Money Talks but Wealth Whispers… to find out more or have any questions, feel free to reach out to us: admin@amstrategies.ca and we can set up a gratis private consult. Find us at www.amstrategies.ca.