Mark Seiden Real Estate Team Auction and Foreclosure Book

Avoid Auction and Foreclosure!

You Can Still Short Sell Instead!

You Have Options . . .

Avoid Auction and Foreclosure!

You Can Still Short Sell Instead!

Compliments of

1238 Pleasantville Road Briarcliff Manor, NY 10510

Rob DeCourcey: 800-749-6600, Ext. 3023, RDeCourcey@HomeMan.net Allyson Davidov: 800-749-6600, Ext. 3013, ADavidov@HomeMan.net 914.762.2200

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

Welcome!

Welcome [wel-kuh-m] verb Greet (someone arriving) in a glad, polite, or friendly way

Our Vision As one of the top three out of over 10,000 agents in our “MLS” for over 15 straight years, and being the number one Team in Westchester and Putnam Counties, we certainly sold, and continue to market, a large number of properties for sale. And that certainly is the result of our efforts for our clients.

But those “sales and signs” mean more than just marketing houses for sale or selling a buyer a home. All of our clients are, or were, going through major life transitions each and every day during every transaction, whether the transition was desired or unfortunately forced upon them! It’s not just about “buying or selling a home.” It never is.

We strive to listen to and understand our clients’ unique situations. We want to know their hopes, dreams and even fears.

We guide people through their transition in life as everyone needs help during change!

No one should do it alone and without the knowledge and experience to move forward.

That is what we do.

We feel privileged to share in some of the most important moments of our clients’ lives. We appreciate their faith in us and strive to create an experience for them that is authentic, honest and inspiring.

Because, we must be successful to assist our clients through their major life transitions . . . Failing to do so, is just not an option!

to buy our first When my wife and I decided ion going to Mark. home, we made a great decis second to none. We His expertise in the market is ether it be a question always felt that our needs, wh the comfort during the about negotiating or finding one priority at all decision process, were number ion of Mark’s staff times. This is a genuine reflect le. I would recommend that we found to be invaluab in Westchester.

Mark to anyone buying a home – Tom and Liza Boland

The Big Question Question [kwes-chuh n] noun a sentence worded or expressed so as to elicit information

“Do you think your home will be removed from Foreclosure Auction and will Short Sell successfully no matter which Team of Professionsals you select?”

Let’s ask this question about another profession— Are all lawyers the same?

The law is the law and it is the same for everyone, correct? And, the law is written somewhere that all the Judges and Lawyers use, yes?

Does that mean all lawyers win the same number of cases, represent clients and litigate in court in the same way?

They all have the identical license, but does every lawyer have the exact same talent . . . and winning results?

Isn’t that the same for real estate agents too? Don’t they all have the same license and work with the same homes on the MLS, buyers, sellers and other agents?

So, does that mean that each agent will have the same results in this market?

Let’s see . . .

Whether you are yin g or selling, the road listing to closing isbura from re has to do a short-sale ly smooth. And when one complicated. How well , it makes it even more your real estate team that bumpy road determ navigates ines what kind of expe you will have. rience Mark Seiden and s te am combine up-to-th minute technology,hico em pl local market and shor ete knowledge of the negotiation and real est-sale process, expertise in ‘can-do’ attitude to smtate process; and a courteous create a truly great ex ooth out the bumps and that ride! Mark and hiperience. Take the worry out of attention to your situa s team will give such complete most important client. tion that you will feel like their Good luck to you on yoJust call and you will agree. ur real estate deal!

-Paul and Sue (last na m

e removed for privacy)

YOU WERE JUST NOTIFIED THAT YOUR HOME You can . . . Stop the immediate Auction and Foreclosure!

You can . . . Start to increase your Credit Score in the immediate future!!

You can . . . Short-Sell your home!!!

And maybe . . . just maybe, be paid $ at the closing directly from your lender too!

Your lender is now in the final stages of taking your home!

You’re probably asking yourself . . .

• Do I have to move out right now?

• What can I do to avoid foreclosure at this stage?

• Why would I want to avoid foreclosure?

• What are my alternatives?

• What will foreclosure do to my “already not great” credit score in the future?

• Can I save, and soon increase, my credit score?

If you let us help you . . . you do NOT have to move out now and you can avoid foreclosure completely by “short-selling” your home!

Now, you’re probably asking yourself . . .

Do I have to pay a real estate broker’s commission? NO! Do I have to pay back any unpaid property taxes? NO! Do I have to move out now? NO! Can I stay longer in my home so I can postpone paying rent somewhere else? YES! • If I sell my home, can I get any of my moving expenses paid by the bank? MAYBE! • Are there any fees or expenses to stop the auction and short sell the home? YES • • • •

What are the benefits to avoid the auction and foreclosure?

You would continue to live in your home for another four to nine months, or more, “by not paying rent living somewhere else” during that time. This will put much more money in your pocket even after expenses to stop the auction. $ A short sale allows for an orderly transition from the home as opposed to a third party trying to evict you! $ In addition, you may possibly receive relocation incentive money from the lender for your move out expenses.

(Historically $3,000 – $15,000.)* $ The day after the Short Sale is completed your credit score starts to improve each month! $ Lender may agree to “deem your debt as satisfied” so you will never be sued by the lender for their loss.

Call us and let’s get you signed up TODAY to stop the AUCTION! * Since no two short sales are alike, there are no guarantees that your lender will provide relocation funds at the time of closing. Our real estate team will make every effort to negotiate an incentive for you. Your individual lender may or may not participate in relocation incentive programs and/or may have certain requirements to be met for such programs.

914.762.2200

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

IS GOING TO BE AUCTIONED! NOW WHAT? First Things First – Postponing the Foreclosure Auction WHY IS THIS HAPPENING? Your foreclosure situation is common nationwide.

Home ownership is a financial investment but due to the unpredictable timing of market fluctuations and personal circumstances, it doesn’t always work out financially. However, in order to prevent foreclosure, you MUST TAKE ACTION NOW! Stopping the foreclosure will protect your credit and provide significantly more time for you to stay in your home to effectively short sell the property, plan your move and to possibly receive cash from the lender to help you relocate. Once an auction date is assigned, the foreclosure auction sale WILL proceed . . . but we can stop it NOW.

Order to Show Cause: The attorney files a motion called an “Order to Show Cause.”

This motion must be submitted to a Judge.

If approved, this creates a “STAY” which POSTPONES the auction and provides you significantly more time to stay in your home to effectively “short sell” the property, plan your move and to possibly receive cash from the lender to help you relocate.

Auction Postponement: Either way, during the postponement, we will proceed to “short sell” the home, negotiating with the bank on your behalf, to sell the home for less than what you owe to the lender. When successful, you avoid foreclosure including preventing a drastic lowering to your credit score. In addition, the debt is generally wiped clean by the bank by “waiving a deficiency judgement.” We also attempt to procure a relocation incentive from your lender and have successfully negotiated $3,000 – $15,000 for many of our sellers.*

Question: Are there fees to STOP the foreclosure auction and successfully “short sell” the home?

Answer: Yes. Unfortunately, nothing is free but if the process is implemented correctly and we are able to procure relocation incentives from your lender, you may receive money back at the closing that can help cover, or even exceed, the costs you incurred to stop the foreclosure and short sell your home.

We have partnered with a foreclosure attorney that will draft an Order to Show Cause for you for a nominal fee and walk you through the process of filing it. This is a WIN-WIN situation for you if you let us help you NOW!

Bankruptcy—Chapter 7 or 13 (Chapter 13 is more expensive than Chapter 7): Filing for bankruptcy POSTPONES the Auction. Many clients choose Bankruptcy vs. Order to Show Cause due to the certainty that, by law, bankruptcy immediately postpones the auction without the need for an approval from a Judge. A successful bankruptcy will also eventually wipe clean other “unsecured” debt., e.g., credit cards, auto loans, medical bills, etc., in addition to all of the debt on the property. However, the length of time the bank has to reschedule the foreclosure auction is shorter with a Bankruptcy than an Order to Show Cause.

Removal of additional Liens that are attached to “title of the home:” (If this situation does not apply to you, then the expense of removing liens will not be necessary.) The Short Sale will only remove “mortgage, home equity lines of credit, 2nd mortgages and property tax liens” from one’s property. The lender accepting the short sale will not pay any other liens that may be attached to the property, as well as any personal liens against you. Liens that will not be paid by your short sale lender will have to be negotiated and removed prior to placing a home on the market to short sell. This is for an attorney to negotiate, with your authorization, with the lien holders to reduce amounts owed and to release their claims on title.

FORECLOSURE VS. SHORT SALE Homeowner Consequences Issue

Foreclosure

Successful Short Sale

Future Fannie Mae Loan – Primary Residence

A homeowner who loses a home to Foreclosure is ineligible for a Fannie Mae backed mortgage for a period of 5 years.

A homeowner who successfully negotiates and closes a short sale will be eligible for a Fannie Mae backed mortgage after only 2 years.

An Investor who allows a property to go to Foreclosure is ineligible for a Fannie Mae backed investment mortgage for a period of 7 years.

An investor who successfully negotiates and closes a short sale will be eligible for a Fannie Mae backed investment mortgage after only 2 years

Future Loan with any Mortgage Company

On any future 1003 application, a prospective borrower will have to answer YES to question C in Section VIII of the standard 1003 that asks “Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?” This will affect future rates.

There is no similar declaration or question regarding a short sale.

Credit Score

Scores may be lowered anywhere from 250 to over 300 points. Typically will affect score for over 3 years.

Only late payments on a mortgage will show. After a sale, the mortgage will be reported as paid or negotiated. This will lower the score as little as 50 points if all other payments are being made.

A short sale’s affect can be a brief as 12 to 18 months.

Credit History

Foreclosure will remain as a public record on a person’s credit history for 10 years or more.

Short sale is not reported on a credit history. There is no specific reporting item for ‘short sale.’ The loan is typically reported ‘paid in full, settled’.

Security Clearances

Foreclosure is the most challenging issue against a security clearance outside of a conviction of a serious misdemeanor or felony. If a client has a foreclosure and is a police officer, in the military, in the CIA, Security, or any other position that requires a security clearance, in almost all cases clearance will be revoked and the position will be terminated.

A Short Sale on its own does not challenge most security clearances.

(effective May 21, 2008)

Future Fannie Mae Loan – Non Primary (effective May 21, 2008)

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

FORECLOSURE VS. SHORT SALE Homeowner Consequences Issue

Foreclosure

Successful Short Sale

Current Employment

Employers have the right and are actively checking “the credit” regularly of all employees who are in sensitive positions. A foreclosure in many cases is ground for immediate reassignment or termination.

A short sale is not reported on a credit report and is therefore not a challenge to employment.

Future Employment

Many employers are requiring “credit checks” on all job applicants. A foreclosure is one of the most detrimental credit items an applicant can have and in most cases will challenge employment.

A short sale is not reported on a credit report and is therefore not a challenge to employment.

Deficiency Judgment

In 100% of foreclosures (except in those states where there is no deficiency) the bank has the right to pursue a deficiency judgment.

In some successful short sales it is possible to convince the lender to give up the right to pursuit a deficiency judgment against the homeowner.

Deficiency Judgment (amount)

In a foreclosure, the home will have to go through an REO process if it does not sell at auction. In most cases this will result in a lower sales price and longer time to sale in a declining market. This will result in a higher possible deficiency judgment.

In a properly managed short sale, the home is sold at a price that should be close to market value and, in almost all cases, will be better than an REO sale resulting in a lower deficiency.

Insurance: Auto, Life, Health (self Insured), Home Owners, Tenant

Having a foreclosure on ones credit report may substantially increase the rates and drastically limit payment options on all types of insurances.

A short sale is not reported on a credit history thereby there is no substantial increase in insurance rates.

Utilities

Almost all utility companies run a credit report before granting an account to an individual. A foreclosure almost always triggers a requirement for a substantial “deposit” to be placed prior to turn-on of service.

A short sale is not reported on a credit history thereby there is no history of utility companies requiring any or higher deposits.

Credit Cards

Most credit card companies will not issue or will freeze someone’s accounts for a minimum of 6 to 9 months.

Interest rates and maximum credit levels will be based on individual usage and payment history.

914.762.2200

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

Meet the Team / Foreclosure Avoidance and Short Sale Team Want to speak with anyone on our Short Sale Team? Call 800-749-6600 and enter the extension # to auto-connect.

Mark Seiden, Broker, Certified Distressed Property Expert I was born to become a real estate leader! I began my career in 1993 at Lois Seiden Real Estate, continued my ascent at Coldwell Banker Residential Brokerage and then founded my own company in 2003. Since 2004, I continue to be ranked among the top 3 agents in all of Westchester/Putnam Counties (over 10,000 agents).

In 2009, I earned my certified distressed property expert certification. I have extensive knowledge of foreclosure avoidance options and can provide solutions such as short sales for those homeowners who are facing hardships.

Allyson Davidov, Listing Partner, Short Sale Specialist, Ext. 3013 I joined The Mark Seiden Real Estate Team in 2005. As the Listing Partner, I’ve led the seller-representation side of the Team and have been instrumental in closing over 400 properties. I have extensive experience in short sale transactions with a firm understanding of the steps in this complex process. When it comes to selling homes, I use my natural energy and enthusiasm to make my clients the happiest sellers in the world.

Rob DeCourcey, Foreclosure/Auction Avoidance Specialist, Ext. 3023 Making people happy is not just what I do... It’s who I am and what I bring to the table. My work ethic is second only to my dedication and commitment to you. I am most gratified to help individuals and families face the challenges and opportunities brought on by the real estate boom, bust and recovery. I am a resource and dedicate my time to helping homeowners work the system to best navigate the critical stages of the foreclosure avoidance process.

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

Foreclosure Avoidance and Bankruptcy Attorneys Want to speak with anyone on our Legal Team? Call 800-749-6600 and enter the extension # to auto-connect.

Laura Browne, Esq.: Real Estate Transaction and Short Sale Process, Ext: 3033 With over 20 years of legal experience, I assist my clients to navigate through the process of complex real estate transactions. Keeping the communication open with your lender and your real estate professional will help get you through the toughest times. My clients appreciate my patience as well as the level of service I provide them. With my extensive knowledge and understanding of short sale real estate transactions, I can better educate my clients to prepare for what can sometimes be a very confusing and difficult road to the finish line.

Peter Spino, Jr., Esq: Real Estate Transactions, Foreclosure Avoidance Attorney and Short Sale Expert Ext. 3043 Short Sales can be frustrating, difficult and time consuming and my extensive knowledge and understanding of short sales give you the best opportunity of actually closing. I will sit down with you and explain the short sale process so that you understand exactly what it entails. If you are also in foreclosure I can explain that process and how they both would interact and assist you in staying in the home as long as possible.

Alex Jeffrey, Esq: Lien removal from Title, Ext. 3053 (other than mortgage, property tax and income tax liens) With over 20 years of commercial litigation, negotiation and business counseling experience in New York City and National law firms, I maintain a sophisticated and expansive legal practice with my own Firm here in Ossining. Dedication to my client’s individual needs, simplifying the complex, prompt responsiveness, problem solving and an efficient resolution of legal issues are hallmarks of my work ethic and approach to serving my client’s interests.

Other Legal Needs: We have a list of specialist attorneys for any additional legal needs you may have. * The preferred attorneys listed as part of the Legal team in this marketing presentation are qualified in assisting the Mark Seiden Real Estate Team to handle Foreclosure Avoidance and the Short Sale process. You are under no legal obligation to utilize the services of any or all of the attorneys listed in this presentation and you may elect to retain any attorney of your choice to assist you with any part of your Foreclosure Avoidance or Short Sale.

914.762.2200

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

WHAT ARE THE FEES TO STOP THE FORECLOSURE A home owner has a choice as to which process to take to attempt to stop the immediate foreclosure.

An Order to Show Cause or a Bankruptcy. There are advantages and disadvantages for both.

Order to Show Cause Action: $3,500 – $5,000.

★ A successful Order to Show Cause does NOT show on your credit

★ There are NO RESTRICTIONS on how to do a short sale for the home.

This is to procure a “STAY” which STOPs the Auction AND gives us the opportunity and the most amount of time to Short Sell the home. There are no legal restrictions on short selling the home during the “STAY,” and the time period given to short sell the home is longer and/or more flexible, reducing time pressure to procure the sale. This is the most desirable, successful and least legally restrictive method to STOP the Foreclosure Auction and to successfully short sell the home. However, there is a risk the Judge may not grant a “STAY.” If that happens, then above and beyond the expenses of filing an “Order to Show Cause,” the homeowner may have to file a Bankruptcy, too.

File for Bankruptcy: ★ Bankruptcy filing WILL have a negative effect on your credit.

Chapter 7: $1,800 plus a $310 filing fee, “Simple”— Litigates all debt.

Chapter 13: $5,500 plus a $310 filing fee, “More Complicated”— Eliminates all debt.

If the Order to Show Cause Action is unsuccessful, then one would have no choice but to file for Bankruptcy in order to STOP/POSTPONE the Auction. Or, one may file for bankruptcy without first filing an Order to Show Cause Action. For example, if one has “unsecured” debt, i.e. credit card, auto loan, medical bills, etc., in addition to all of the debt on the property, then one may want to go directly to Bankruptcy in order to help reduce or remove those obligations as well. Filing for Bankruptcy will immediately STOP/POSTPONE the Auction, however, during the bankruptcy process, there may be restrictions on if/when a short sale of the home may occur. Those restrictions will vary on a case-by-case basis. In addition, the Bankruptcy only postpones the Auction for a certain amount of time, usually six to 12 months. At that time, the “lender” has a right, and most probably will, schedule another Auction.

Removal of Liens that are attached to “title of the home:” additional $500 and/or by an hourly basis. (If this situation does not apply to you, then the expense of removing liens will not be necessary.)

This is for an attorney to negotiate, with your authorization, with the lien holders to reduce amounts owed and to release their claims on title. The Short Sale will only remove “mortgage, home equity lines of credit, 2nd mortgages and property tax liens” from one’s property. The lender accepting the short sale will not pay any other liens that may be attached to the property, as well as any personal liens against you. Liens that will not be paid by your short sale lender will have to be negotiated and removed prior to placing a home on the market to short sell.

Short Sale: Miscellaneous Fees and Real Estate Attorney Expenses for the sales contract between the seller and the buyer and also to negotiate with the bank to procure the Short Sale: $1,995.

This is all inclusive which covers an attorney’s minimum retainer (balance of attorney fees paid by the bank), a lien and judgment search and a pre-marketing fee. No other short sale or real estate transaction fees to be incurred.

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The Mark Seiden Real Estate Team

Turning Goals into Reality

Real Estate Commissions: $0.00.

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AUCTION & SUCCESSFULLY SHORT SELL MY HOME:

*NOTE:* This process is for residential homes where a defendant is living in the home.

Borrower Misses Payments When you owe a payment or a part of a payment, you can be considered "delinquent" on the mortgage.

90 Day Pre-foreclosure Notice Lender must mail you information on getting help at least 90 days before starting a court case. You can avoid a foreclosure case by paying missed payments plus all interest and fees, or by signing an agreement with Lender.

Foreclosure Case Started Lender files notice of pendency (lis pendens), summons and complaint with the court. Lender then serves you the summons and complaint in person or by mail.

Answer the Complaint You must submit an answer if you want to tell the judge your defenses. Your answer deadline is 20 days from when you are served if you are served in person. It is 30 days if you are not served in person.

Settlement Conference/Second Chance to File Answer A settlement conference should be scheduled by the court about three months after you are served with the court papers. Both sides come to court to see if they can settle the case. There may be several conferences over many months. If you can't settle the case in settlement conference, or you don't go, move on to the next step.

NOTE: If you go to your settlement conference, you get a second chance to file an answer.

Your deadline to answer is 30 days after your first settlement conference.

Case Not Settled and Borrower Answered Complaint You DID answer the complaint.

Discovery Both sides gather information from each other.

Case Settled in Settlement Conference You went to settlement conferences and came to an agreement with Lender. There is no trial and case is over.

Motion for Summary Judgment Lender files a motion asking court for a judgment without trial.

You lose motion

Lender loses motion

Trial If case is not settled, Lender must prove its case to the Judge. Both sides testify and show evidence.

Judge decides case.

You lose trial

You win trial

Foreclosure Dismissed

The case is over. Depending on trial, Lender may or may not be able to sue you again.

Case Not Settled and Borrower Didn't Answer Complaint You DID NOT answer or your answer was rejected.

Motion for Order of Reference Lender asks the court to appoint someone to decide the amount you owe.

Referee Appointed Lender sends updated information to referee.

Referee adds up the amount you owe in a report to Lender. Lender gives report to court.

Motion for Judgment of Foreclosure and Sale Lender makes motion asking court for a judgment of foreclosure and sale. If Lender loses the motion, judge will not order sale of home at this time.

Judge Signs Foreclosure Judgment Judge orders sale of your home at an auction at the courthouse.

Foreclosure Sale Scheduled Lender and Referee choose auction date for sale. Sale is advertised for at least 21 days.

Auction Held

Last Review Date: July 2017 This document updates and modifies a document from NEDAP (New Economy Project). This document was created with funding support from the New York State Interest on Lawyer Account Fund (IOLA).

Public sale is held. Home sold to highest bidder. The sale price may be more (a surplus) or less (a deficiency) than you owe.

© 2017 Legal Assistance of Western New York, Inc. ®

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

THE MARK SEIDEN REAL ESTATE TEAM

Our story . . .

As a true pioneer in his field, Mark was the “first” in so many respects in Westchester County and the surrounding counties. In the 1990’s, Mark was the first Realtor® to place his photo on a business card, put his contact information on a “for sale” sign so buyers could get answers quickly to their questions, use “virtual tours” on the internet and print color postcards to mail out to procure buyers for his sellers, despite the prohibitive expense of printing in color at that time.

Starting in early 2000, while other brokerages continued to advertise using “old fashioned print media,” Mark had the vision to realize the buyers weren’t looking in newspapers anymore, but were searching on the internet. Mark made the switch from “print to digital” and never looked back. The interesting thing is. . . , all the chain and regional real estate brokerages scoffed and ridiculed his approach. Yet, within just a year or two after Mark implemented his innovative marketing strategy, the other brokerages all followed suit.

Do you know of any brokerage today where agents are not putting their color photos on marketing, using online advertising, etc.? Mark prides himself on forging new ground, embracing technology and leveraging his creativity and imagination.

Throughout this presentation, you’ll gain a better understanding of our team approach and the role that cutting edge marketing plays in the sale of your home.

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

OUR ROAD TO SUCCESS 1961 Mark Seiden is born.

1979 Mark graduates from Ossining High School.

1978 Lois Seiden Real Estate is founded.

1992 Mark and Amy get married.

1994 Mark joins Rotary Club of Briarcliff Manor.

1993 Mark Seiden starts

real estate career, joins Lois Seiden Real Estate.

1983 Mark graduates from Cornell University.

1997 Lois Seiden Real Estate sells to Coldwell Banker.

2002 Mark is #1 Coldwell Banker Westchester Agent for fifth straight year.

2009

Mark obtains CDPE designation and moves into larger office in Briarcliff Manor.

2008 Mark changes company name to Mark Seiden Real Estate Team.

Mark sells his 1,000th home.

2005 Allyson Davidov joins the Team.

2015 Mark receives his 100th online testimonial on Zillow.

2014 Mark sells his 1,500th home.

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2004 Mark opens El SueĂąo Americano Real Estate.

2006 Mark receives IFCA Outstanding Community Service Award.

2013 Mark celebrates 20 years selling real estate.

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2003 Mark leaves Coldwell Banker to open Mark J. Seiden Real Estate, Inc.

The Mark Seiden Real Estate Team

2016 Mark becomes National Coach with Workman Success Systems.

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HomeMan.net

LISTEN TO WHAT PEOPLE HAVE TO SAY ONLINE

After 3 frustrating years of attempting to sell our home with other agencies, we hired Mark and his team and had an accepted offer within 4 weeks. We were thrilled with the results Mark and Allyson got. Our home sold quickly and we got significantly more than any of the offers we had gotten in the past. Mark’s team was exceptionally professional and helped us navigate a difficult real estate market.

Trust Mark and his team to work quickly, getting you top value on your home with state-of-the-art marketing systems, strategies and techniques. Mark is also a shortsale and distressed property expert.

Jack Castaneda — 5 ★ We have worked with the Mark Seiden Real Estate Team since 2001, first as a purchaser of our home in Briarcliff Manor and then as a seller this year. Both times, Mark Seiden’s team came through with flying colors. As buyers, he found us the perfect house in a great neighborhood with an excellent school system for our family while quickly selling our townhouse in Dobbs Ferry. Thanks to Mark’s knowledge and expertise, the closing and move went through smoothly without any problems. When it came time to sell my house in Briarcliff Manor this year, we knew he was the Realtor for us. If you are buying or selling any real estate in Westchester County, this is the best company in New York.

Jack and Janet Castaneda, November 6

Michael Turco — 5 ★ Mark and the team sold our house and helped us buy our new home. Mark and the team really worked hard and it shows in the quality of work that was performed. Dedication and experience no matter the price of the home.

We are the perfect example and I am always telling people our story and experience using the Mark Seiden team.

November 21

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★★★★★ szavo54 reviewed Mark Seiden 10/20 Helped me sell a home We were sellers and words cannot describe the incredible experience my family had with Mark Seiden and his entire group of professionals.

There aren’t enough adjectives in the dictionary. From start to finish it’s nothing but the best service throughout your purchase or sale. It starts with a friendly face and a genuine desire to help; honesty & integrity; local knowledge and how to prepare your home for sale. The process is simple and if you follow it, you will sell your home quickly and at the top of the market. And if you’re a buyer, he will negotiate the best price and terms to save money. The follow up attention is out of this world and is second to none, and the team as a whole, is excellent! I spent 36 years in the corporate world and haven’t seen this type of dedication from Fortune 500 companies and other Blue Ribbon firms. There are Realtors® and then there is Mark Seiden, the “Gold Standard” in the industry. The choice is yours, we couldn’t be happier!

The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

Go to: www.HomeMan.net

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net

SO CALL NOW, AND LET’S GET YOU SOLD!

1238 Pleasantville Road Briarcliff Manor, NY 10510

Have any questions? Call today!

Rob DeCourcey: 800-749-6600, Ext. 3023, RDeCourcey@HomeMan.net Allyson Davidov: 800-749-6600, Ext. 3013, ADavidov@HomeMan.net

914.762.2200

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The Mark Seiden Real Estate Team

Turning Goals into Reality

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HomeMan.net