Team Buyer Presentation 2022

Chairman's Circle Platinum 2021

President's Circle 2021

336-202-4964

336-202-5196

ashley.meredith@bhhsyostandlittle.com

hillary.meredith@bhhsyostandlittle.com

AshleyMeredithHomes.com

HillaryMeredith.BHHSYostandLittle.com

@AshleyMeredithHomes

@HomesByHillary

As a leading Real Estate agent in the Triad area with a great depth of experience, I am a wellregarded REALTOR® and an industry innovator.

Buying and selling a home is a complex and often deeply personal endeavor. With my collaborative approach to real estate, I believe the client deserves the full service and attention that only a team of experts can consistently provide. At Ashley Meredith Homes, we aim to deliver top results and a seamless transaction experience for all our clients.

I was born and raised in the Greensboro, High Point area and have a great connection to the Triad.

I have been involved in the community as a past Fisher Park board member, a Weatherspoon Art Museum board member and sit currently on the board for Preservation Greensboro. I am especially passionate about the preservation of Historic Homes and enjoy spending time in my community advocating the importance of preserving and restoring the history of Greensboro. I also love being outdoors and am a big supporter of Lebauer Park in downtown Greensboro.

I have re-invested into my industry in a multitude of ways throughout my career which has given me the knowledge and skills to expertly guide my clients to reach their goals. My success is contributed not only to my passion for real estate, but also to my care regarding the process of buying and selling. The client relationship is especially important to me and I am dedicated to fulfilling all your real estate needs.

Berkshire Hathaway HomeServices Yost & Little Realty

TH E B E N E FIT O F E XP E R I E N CE Chairman’s Circle Platinum Award 2020 and 2021 Chairman’s Circle Gold Award 2018 and 2019 President’s Circle Award 2016 and 2017 Top 1% of Berkshire Hathaway HomeServices associates nationally Top 1.5% in the Nation for America’s Best Realtors Newsweek, 2022, 2021 and 2020 Top 100 Agents in North Carolina for America’s Best Realtors Newsweek, 2022, 2021 and 2020 America’s Best Real Estate Professionals Real Trends, 2022, 2021 Real Estate Newsmaker RISMedia, 2022, 2021 Top Performer in Greensboro Certified Luxury Specialist

Growing up in Jamestown, North Carolina, with family and friends always within walking distance has taught me the importance of connecting with the community you surround yourself with. I have carried that strong sense of community with me as time has gone by, shown by my work and volunteerism in multiple non-profits in the area.

My background in project management & committee work has given me the skills to balance difficult situations, listen to multiple viewpoints, and the expertise to identify common ground. This has served me well in guiding my clients through this competitive real estate market.

My goal with every real estate transaction is to educate and advise my clients, exceed expectations and ensure that at the closing table I’ve done everything possible in the best interest of my clients.

Berkshire Hathaway HomeServices Yost & Little Realty

THE BENEFI T OF COMMUNIT Y President's Circle 2021 Leading Edge Society 2019 & 2020 Top 10% of Berkshire Hathaway HomeServices associates nationally Top Performer in Greensboro Greensboro Downtown Parks Board Member October 2019-present Greensboro Regional Realtors Government Affairs Committee 2019-present Weatherspoon Art Museum Board Member 2011-2018, Board President 2015-2017

The Home Buyer Guide

The Berkshire Hathaway HomeServices Difference We are proud to lead the way in marketing and technology, however these innovations are not what define us. Our unparalleled value is in each one of our sales associates and their industry knowledge, professional experience and commitment to building a relationship with you that far outlasts the closing table. Berkshire Hathaway HomeServices is the FOREVER BrandSM. Our team members are local experts, community activists, liaisons, advisors and oftentimes a friendly ear to listen. We earn trust by partnering with you to achieve your goals and look forward to the opportunity to help you thrive in the communities we serve or wherever life takes you.

Initial Consultation

Beyond Closing

Financing

Home Buying Process

Finding the Right Home

The buyer experience begins and ends with you. I will serve as your professional consultant to guide you through this transition, and any future real estate needs. I am dedicated to streamlining your experience so you can focus on the demands of daily life.

Making an Offer

Closing

Contract Period

Negotiations

Initial Consultation

Determine criteria, needs and urgency.

Discuss financing options and the process for finding the right property.

Financing

Introduction to our Home Mortgage Consultant and completion of the pre-approval process.

Home Loan Document Checklist Use this helpful checklist to gather documents for your home loan.

Income Information

□ 3 0 days most recent pay stubs with year-to-date information for all jobs and for each borrower □ F ederal tax returns for the 2 most recent years (1040s) -2 or 1099 forms for the 2 most recent years □W □ R etirement and/or social security income award letter ritten explanation if employed less than 2 years or gap in employment in the last 2 years □W Credit Information

ost recent 2 months asset statement listed on the application — all pages to each statement even □M if blank (Example: checking account, savings account, CDs, money market accounts, IRA, 401k, etc.)

□ I f applicable: credit explanation letter for any late payments, collections, judgements or other derogatory credit items

□ D ocumentation for any large deposits outside payroll or gift fund deposits shown on asset statements □ I f applicable: previous payments for alternative credit sources Special Information, if applicable

□ L ast 3 years complete Federal tax returns (both personal & business returns) □ Y ear-to-date profit and loss statement □ L ist of all business debts Other Information

□ R eal Estate Agent Information (if applicable) Agent name: ___________________________________ Contact Number:_______________________________

□ H omeowners Insurance Information Agent name: ___________________________________ Contact Number:_______________________________

□ A dditional:___________________________________________ □ A dditional:___________________________________________ This list is only to be used as a guide.

Carolinas.PHMLoans.com

Finding the Right Home

Review various neighborhoods and areas to identify those that match your criteria.

Begin home showings to find your perfect home.

Making an Offer Review of disclosures and property information to make an informed decision.

Review comparable sales and market conditions to determine offer price.

Be prepared with your pre-approval letter, due diligence fee, and earnest money deposit.

Negotiations

Offer is delivered to the listing agent for presentation to the seller.

Seller responds with acceptance, rejection or a counter-offer.

Offer becomes a binding contract once all parties have signed and communicated.

Contract Period • Monies referenced in offer are delivered • Property appraisal is conducted as part of the loan approval process • Schedule closing attorney • Select title insurance policy and secure homeowners insurance • Schedule inspections as requested on Professional Services Disclosure and Election form

• Arrange for movers and utility transfers • Review Closing Disclosure and arrange for monies to be delivered for settlement • Conduct your final walk-through of property • Attend settlement

Closing

Closing attorney records deed.

Receive keys to your new home!

Beyond Closing At Berkshire Hathaway HomeServices Carolinas Companies we are committed to building lasting relationships based on trust and care. I will continue to be a resource for you by providing annual real estate reviews and recommendations for service providers.

I also look forward to assisting your friends and family.

Estimated Closing Costs Appraisal:

$ _____________________________________________

Attorney Fees:

$ _____________________________________________

Brokerage Fees:

$ _____________________________________________

Cost Associated with Loan:

$_____________________________________________

Mortgage consultant will provide estimate

Escrow Deposit:

$ _____________________________________________

Reserve for HOA dues, taxes, PMI, etc.

Homeowner’s Insurance:

$ _____________________________________________

Home Warranty:

$ _____________________________________________

Property Inspections:

$ _____________________________________________

Home, Radon, Septic, Well, Termite

Recording Fees:

$ _____________________________________________

Survey:

$ _____________________________________________

Title Insurance:

$ _____________________________________________

Other:

$ _____________________________________________

TOTAL CLOSING COSTS:

$ _____________________________________________

This should be used as a checklist for informational purposes only and costs are not to be construed as actual closing figures. A final, detailed breakdown will be made available before closing.

Smooth Transition to a New Home 4 WEEKS BEFORE MOVING • Contact and contract with a reputable moving company.

• Have school records transferred.

• Arrange to transfer or transport medical, dental, and other important records.

• Transfer homeowner’s and auto insurance to be sure of continuous coverage.

• Hold a garage sale, donate unneeded items, and place excess items in storage.

• Keep track of moving related expenses (some may be deductible).

3 WEEKS BEFORE MOVING •C omplete change of address with the post office, subscriptions, credit card companies, and important contacts.

2 WEEKS BEFORE MOVING •A rrange for final utility readings at the former residence the day after moving out, and have utilities and phone turned on at the new home the day before moving in.

• Close, update or transfer bank accounts.

• Arrange for transfer of vehicle registration and drivers’ licenses.

• Have an extra supply of prescription medications for the next four weeks.

• Schedule a final walkthrough of the property; make sure everything is in order.

MOVING WEEK •K eep valuable financial records and personal papers with you; do not pack them with the rest of the household goods.

•O n closing day, the home purchase documents are recorded and the home is now yours.

• Move in.

AFTER MOVING IN • Consider plans for landscaping design, installation, and maintenance.

• Review home security requirements and systems.

•N ew home furnishings, appliances, and interior decorating will make the house a home.

Our Complete Suite of Home Services

BERKSHIRE HATHAWAY wants to be in businesses that are enduring. Real estate brokerages will be around 100 years from now and HomeServices of America will be around 100 years from now. We love that HomeServices is part of Berkshire Hathaway and we would love to see it grow a lot.

— Warren Buffett Chairman and CEO Berkshire Hathaway, Inc.

Relocation Services

Homeowners Insurance WHO WE ARE

OUR INSURANCE COMPANIES

We are one of the largest personal lines

• AIG

insurance agencies in the country offering

• Chubb

a simplified insurance experience. By working with the most financially secure

• Progressive

insurance carriers we are able to provide

• Travelers

our clients with the most competitively

• Universal Property

priced products specifically tailored to

• And More!

their individual needs.

WHY WE ARE HERE We are here to make the insurance process

AVAILABLE COVERAGE • Homeowners

as easy as possible for our clients. We shop

• Automobile

their insurance for them to find coverage

• Umbrella

tailored to their specific needs all while

• Jewelry, Fine Arts, Collectibles

providing them the highest level of customer service.

336-355-1602 email@homeservices-ins.com

HomeServices Insurance is a subsidiary of HomeServices of America.

• Recreational Vehicles • And More!

Title Insurance At real estate closings, the lender, if any,

provided title insurance to North Carolina

requires a title insurance policy (Loan

homebuyers for over 35 years. As an agent

Policy) to ensure that the lender’s interest

of First American Title, Commonwealth Land

in the property is protected. To protect your

Title and Chicago Title insurance companies,

investment and ownership in the property,

our experienced staff and legal team are

you also need a title insurance policy (Owner’s

prepared to handle all of your title insurance

Policy). There are no annual payments to keep

needs. We have access to over 2 million prior

the policy in force. A one-time fee at the real

policies and provide a reissue rate when

estate closing protects you against a wide

applicable, to help ensure you are getting

variety of risks to the title of your property.

the best price for your title insurance. To take advantage of our streamlined process, simply

As part of the seamless transaction for our

indicate to the attorney of your choice that

clients, we are pleased to offer title insurance

you designate Attorneys Title as your title

through our wholly-owned title insurance

insurance provider.

company, Attorneys Title. Attorneys Title has

Attorneys Title has access to over 2 million prior policies and provides a reissue rate when applicable, to help ensure you are getting the best price for your title insurance.

(800) 222-4502 AttorneysTitle.com Orders@AttorneysTitle.com

Strength, Trust & Integrity Berkshire Hathaway Inc. is a worldwide holding company based in Omaha, NE. Its Chairman and CEO, Warren Buffett is ranked one of the world’s most influential people according to Time magazine. “When people are making the decision of the magnitude of buying a house, it’s the biggest decision a great many families will ever make. They want to know who they’re working with and we think that the Berkshire Hathaway name will be reassuring

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to many of those people,” says Buffett.

Berkshire Hathaway HomeServices Carolinas

Forbes Global 2000 List

World’s Most Admired Companies

Companies benefits from a globally respected reputation and a sound financial foundation. Our roots are local, and our reach is global.

Real Estate Company and Home Services Provider based on Transactions

As proud members of this remarkable network, we thrive on helping buyers and sellers find their perfect home whether around the corner, across the country, or anywhere in the world.

Real Estate Company in America

Our Promise BEYOND OUR NAME THERE ARE CERTAIN QUALITIES THAT DEFINE US – TRAITS, PRACTICES, VALUES. EXCEED

PARTNER

expectations for exemplary service

with our associates to create an environment

and professionalism in everything we do.

that fosters success and meaningful careers.

BUILD

REDEFINE

lasting relationships based on trust

the home buying, selling, and owning

and care with our clients and the

experience by integrating all the elements

communities we serve.

of the transaction into a seamless real estate experience.

Greater Charlotte Ballantyne | Lake Norman SouthPark Pinehurst Pinehurst | Southern Pines Triad Greensboro – Elm Street

UNSURPASSED SERVICE in every major market in North Carolina and Upstate South Carolina

Greensboro – Friendly Center Winston-Salem | Kernersville Triangle Cary | Chapel Hill | Durham | Raleigh

Client Testimonials "My experience with Ashley and Hillary

"Hillary & Ashley made my home sale

Meredith at Berkshire Hathaway was

experience easy and efficient. They were good

fantastic. They know Greensboro well and

listeners, good communicators, well organized,

have a wide network throughout the

knowledgeable, energetic and enthusiastic,

community. They gave me valuable

and the ultimate professionals. They gave me

feedback to prepare my house before we

good advice, guided me well on how to spend

listed it on the market, and they took care

my “fix up” budget wisely, offered timely help

of everything - from finding contractors to

and answers to my questions, and shared their

dealing with all negotiations. They stayed

energy and positive attitude. I am 60+ and have

in contact with me throughout the

moved multiple times andthis experience was

process, answered all my questions, and

by far the easiest...the most efficient...the most

only brought issues to me when they

high-tech conveniences without being

needed me to make a decision. They

intimidating....and the first time I can use the

made selling my house feel easy, and they

word pleasant and real estate in the same

kept it as stress-free as possible. They

sentence. An all-star experience."

absolutely earned their commission. I highly recommend working with these talented ladies."

— Steisha Pintado

— Jan Gira

Ashley Meredith, Broker / REALTOR® 336-202-4964 | Ashley.Meredith@BHHSYostandLittle.com AshleyMeredithHomes.com

Hillary Meredith, Broker / REALTOR®

336-202-5196 | Hillary.Meredith@BHHSYostandLittle.com © 2022 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.