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PlusLiving+ Taranaki Issue #3

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Rising cost of living: How to get the retirement you deserve?

The rise and rise of Japanese walking How learning a new language delays ageing Off the cuff: The benefits of spontaneity

Team Taranaki

Whether you’re buying or sellingI'm in your corner.

Real estate is more than just transactions—it’s about people, families, and life-changing decisions.

After proudly serving 11 years in the police, I transitioned into residential real estate sales and marketing. My background gave me skills in communication, negotiation, and attention to detail—qualities I now use to ensure my clients achieve the best possible outcome in a complex and ever-changing property market.

With over 13 years of personal experience buying and selling homes, I truly understand the highs, the challenges, and the emotions involved in making property decisions.

I’m committed to providing a stress-free, personalised, and enjoyable real estate experience. I go above and beyond for my clients—fighting for your best outcome and guiding you with care, professionalism, and integrity. My focus is on making the journey smooth and rewarding, because your future is my priority.

My clients have recognised my dedication—winning awards such as the New Plymouth Industry Award for Most Innovative Marketer—and appreciate the personal touch I bring to every transaction.

Reach out today, and let’s start your real estate journey together. Because for me, real estate isn’t just about property—it’s about the people.

120 Durham Road Upper, Norfolk

105 Vivian Street, New Plymouth

021 072 0874 k carley@taranakiharcourts.co.nz K

Specialists in waterblasting, Anglesey Waterblasting serves customers in the Taranaki region. Priding themselves on their technical knowledge, professionalism, and expertise, they are driven by providing their valued clients with the highest calibre service. Get in touch with Hayden today!

From the Group Editor

Welcome to the 2026 Taranaki edition of Plusliving, where our focus remains simple yet powerful: living well and ageing gracefully in a modern society. This issue embraces our new longevity section, “Live longer, live better,” reflecting the growing desire not just to add years to life, but life to years.

Inside, you’ll find thoughtful features on health, wellbeing, finance, technology and lifestyle — from the science behind bilingualism and brain health to practical ways to stay cool on summer nights. We explore the realities facing older New Zealanders, celebrate inspiring lives, and share tools to help you remain active, informed and connected.

Here’s to living longer — and living better.

Group Editor 021 676 320 | stuart@academgroup.co.nz

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readership

Publisher: The Job Agency Ltd 38 Lowe Street, Addington, Christchurch 8011

Managing Director: Gary Collins

GM of Operations: Kylie Palermo

Sales Manager: Angela Elley (03) 961 5184 | sales@markat.co.nz

Art Director: Jarred Shakespeare (03) 961 5088 | jarred@markat.co.nz

Design: Jessica Ann

Product Coordinator Manager: Amber Mundy (03) 961 5075 | amber@markat.co.nz

Accounts: (03) 961 5050 | accounts@markat.co.nz

Welcome to Plusliving – the magazine dedicated to living well and ageing gracefully in modern society. Aimed at the 50+ age group, you’ll find articles covering all aspects of contemporary life, including physical health and wellbeing, mental health and acuity, home life, working life and finances, technology, travel, self-improvement and more. Our aim is to provide information anyone can use, on any given day, so you can get more out of life.

Disclaimer

This publication is provided on the basis that The Job Agency Ltd is not responsible for the results of any actions taken on the basis of information in these articles, nor for any error or omission from these articles and that the firm is not hereby engaged in

2020 by The Job Agency Ltd. All

or

without written permission.

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How Jane Goodall redefined our humanity

From her groundbreaking work with chimpanzees to her legacy for future generations of conservationists.

The life and work of pioneering animal behaviour scholar Jane Goodall, stretches from marvelling at the hens as a little girl in the 1930s England; to challenging the definition of what it means to be human through her research on chimpanzees in Tanzania.

From there, she went on to become a United Nations Messenger of Peace.

One of Jane Goodall’s greatest reported gifts was her ability to make everyone, at any age, feel that they have the power to change the world. Her death on October 1, 2025, 2025 at 91, marked the loss of a globally recognised icon, whose gentle intelligence and commitment to understanding animals led to a life as a world-renowned scientist.

Discovering tool use in animals

In 1960 after six months observing chimpanzees in Gombe Stream Game Reserve, now a National Park, Jane Goodall recorded one she affectionately named David Grey Beard, modifying a grass stem to “fish” for termites to eat. The adaptation of this grass into a primitive tool, immediately disproved the scientific community’s long-held belief that tool use was a uniquely human skill. This ground-breaking discovery altered how scientists differentiated between humanity and the animal kingdom.

Renowned anthropologist Louis Leakey chose Goodall to do this work precisely because she was not formally trained. When she arrived in Leakey’s office in Tanzania in 1957, at age 23, Louis initially hired her as his secretary, but soon spotted her potential and encouraged her to study chimpanzees. He wanted someone with a completely open mind, something he believed most scientists lost over the course of their formal training.

Because chimps are humans’ closest living relatives, Louis hoped that understanding the animals would provide insights into early humans. In a predominantly male field, he also thought a woman would be more patient and insightful than a male observer. During her 60 years of research, Jane also noted that the most successful chimp leaders were gentle, caring and familial. Males who tried to rule by asserting their dominance through violence, tyranny and threat did not last.

When Jane wrote up her observations of chimps using tools, Louis Leakey wrote: “Now we must redefine tool, redefine Man, or accept chimpanzees as human.”

Jane spoke of animals as having emotions and cultures and chimpanzee communities that were almost tribal. She named the chimps she observed, an unheard-of practice at the time, as scientists had traditionally numbered their research subjects.

Storyteller and teacher

Jane Goodall was an incredible storyteller and believed it was the most successful way to help people understand the true nature of animals. With compelling imagery, she shared

extraordinary stories about the intelligence of animals, from apes and dolphins to rats and birds, even the octopus. Through her work, Jane inspired and advised world leaders, celebrities, scientists and conservationists. She also touched the lives of millions of children.

Through the Jane Goodall Institute, which works to engage people around the world in conservation, she launched Roots & Shoots, a global youth programme that operates in more than 60 countries. The programme teaches children about connections between people, animals and the environment and ways to engage locally to help all three.

For over six decades, Jane Goodall led the longestrunning wildlife study in history and redefined conservation to include human communities.

“The greatest danger to our future is our apathy. Each one of us must take responsibility for our own lives and above all, show respect and love for living things around us, especially each other.” – Jane Goodall.

One of Jane Goodall’s greatest reported gifts was her ability to make everyone, at any age, feel that they have the power to change the world. Her death on the 1st of October, 2025 at age 91, marks the loss of a globally recognised icon, whose gentle intelligence and commitment to understanding animals led to a life as a worldrenowned scientist.

The Jane Goodall Institute does not endorse handling or close proximity to wildlife.

Lifestyles

Darby Armchair

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Design Republique Sophia Ribbed Faux Fur Throw

Elevate your interior design with the luxurious Sophia Ribbed Faux Fur Throw in chocolate brown. This cosy blanket is the perfect accent piece to add a touch of elegance and warmth to your living room.

RRP $149.90 www.bedbathandbeyond.co.nz

Hadley Spiced Berry Check Cushion

Breathe new life into your living space with the Hadley Check Cushion. This fun accent piece is the perfect pick-me-up for any sofa or armchair in need of a refresh. This beautifully crafted pillow features a classic tufted check pattern and a colour palette that blends seamlessly with most décor.

RRP $99.99 www.adairs.co.nz

DISCLAIMER: Please note prices listed here are recommended retail pricing. Prices are subject to change at the discretion of the seller. The information on this page is for information purposes only. The Job Agency T|A Markat assumes no liability or responsibility for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon.

Tabatha Table Lamp

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Wavy Floor Mirror

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Being water wise

With a sticky summer well underway, it’s time to turn off the sprinklers and irrigation systems because the New Plymouth District Council’s [NPDC], Wai Warrior summer water restrictions are here.

for the good of all

• Use a good mulch to reduce evaporation from your garden

• Take short showers

• Don’t wash down paths and driveways – use a broom instead

• Use a bucket and sponge rather than a hose to clean your car.

New Plymouth residents consume about 30% more water per person, per day than the national average.

Under the odds-and-evens system, hand-held hoses can be used at odd-numbered houses on odd-numbered days and at even-numbered houses on even-numbered days. The use of sprinklers, irrigation systems and unattended hoses are banned until March 31.

NPDC Manager Three Waters Amy Quattlebaum says; “Summer is when our water use is highest, but our supply rivers are at their lowest. Our treatment plants can produce only so much every day, and we also want to keep as much water as possible in our rivers for the benefit of the environment.

“Gardens are where the most domestic water is used in summer and the odds-and-evens system helps ensure there’s enough water for everyone, even with our growing population.”

New Plymouth District’s average daily use has risen a little to around 300L per person, compared to 288L in 2020/21. Water meters are being installed at urban properties to encourage less water use once volumetric billing (being charged for the amount of water used) starts in mid-2027.

Amy says that building good habits around water is about taking small actions every day.

“Little changes can make a big difference, such as turning off the tap while brushing your teeth or cleaning vegetables, or watering gardens only once or twice a week in dry weather,” he says.

Wai Warrior tips to reduce water use around the home include:

• Water your garden in the early morning or the evening, when there is no wind

About 84% of 28,500 water meters have been installed across the New Plymouth District.

NPDC’s three-month water restrictions began in 2018.

More water-saving tips for in the garden and around the home are on NPDC’s website at: www.npdc.govt.nz/waiwarrior

General water-saving methods include:

• Not washing cars, or only washing the windows,

• Leaving lawns to brown off,

• Keeping grass longer by mowing the lawns with the blade lifted up a notch,

• Taking shorter showers,

• Waiting until you have a full load of clothes before using the washing machine,

• Avoiding topping up swimming pools and using a cover to minimise evaporation.

Taking small actions like this can add up to significant water savings each day.

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Good reads

Six books about the digital world.

The Anxious Generation

A piercing look at youth anxiety in the digital age. Haidt exposes the pressures, pitfalls, and social media traps shaping young minds, while offering hope, resilience strategies, and insights to help them navigate modern life without losing their mental balance.

What We Can Know

In a post-climate-catastrophe future, academic Tom Metcalfe hunts for a lost early- century poem and unravels love, secrets, history, and memory. McEwan’s “science fiction without the science” blends dystopia, mystery, and reflection on what we truly understand about people and the past.

Do Androids Dream of Electric Sheep?

In a ravaged future, bounty hunter Rick Deckard hunts rogue androids, blurring lines between human and machine. Dick’s classic raises provocative questions about empathy, identity, and what it truly means to be human in a technological world.

Klara and the Sun by Kazuo Ishiguro

Through Klara, an AI with tender curiosity, Ishiguro explores love, loneliness, and the cost of technological dependence. A haunting, beautifully written meditation on humanity, hope, and the invisible bonds that shape our lives.

All Systems Red

Meet Murderbot: a sarcastic, self-aware security android who just wants freedom—but keeps saving humans anyway. Wells delivers thrilling action, dark humour, and a heartfelt exploration of identity, autonomy, and the surprising complexities of machine consciousness.

I, Robot

by Isaac Asimov

This classic science fiction masterwork by Isaac Asimov weaves stories about robots, humanity, and the deep questions of existence into a novel of shocking intelligence and heart.

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Higher costs, lower security

New Zealand is facing mounting financial pressure as its population ages, with an increasing number of people over 65 and a declining workforce to support them.

Experts warn that without careful, gradual reforms to retirement income policies, rising living costs and insufficient savings could leave many older Kiwis financially vulnerable.

Our ageing population

Financial hardship awaits New Zealand if the retirement income policies remain unchanged, an NZIER report warns. The Retirement Commission-backed report found that falling birth rates and the rising life expectancy mean the workforce will shrink despite the expectation that Kiwis will work beyond 65.

“While the number of people under 40 will remain the same as today, the number of people over 40 will increase by a third, and the number of people over 65 will increase by about a half,” senior economist and report author Adrian Katz said.

He says migration will become the main driver of population growth. “With the global population aged 65 and over expected to increase from 10% in 2025 to 16% by 2050, the demand for migrants will rise. New Zealand’s migration levels will depend on its ability to attract skilled workers amid growing competition.”

A smaller workforce means an increased tax burden for younger New Zealanders, which could lead to rising taxes, reduced public services, and growing debt.

“Whatever the approach, moving along the spectrum from pay-as-you-go towards savings-based creates a double burden on the working-age population, who must pay for current retirees as well as pre-fund the increased costs of future retirees. The costs of transition will rise as the population ages.”

He says that people need time to adjust and that retirement income policy settings significantly impact people’s consumption and savings decisions throughout their lifetimes, so changes should be gradual and announced well in advance. “Thoughtful,

planned, and reliable adjustments will help ensure a coherent and sustainable system while minimising disruption and costs.”

In 2022, Stats NZ reported that one million New Zealanders would be 65 years or older by 2028. The number of people aged 65 and older is increasing by approximately 80 people per day, according to Hamish Slack, population estimates and projections manager.

“While population ageing is not new, it will really accelerate over the next decade. The increasing number and proportion of older people in the population have implications across New Zealand's society,” he said.

Bridging the gap

Amid these trends, Westpac New Zealand is urging employers to continue making KiwiSaver contributions for those aged 65 and over, even though government contributions end then.

Nigel Jackson, Chief Executive of BT Funds Management, Westpac NZ’s KiwiSaver Scheme provider, says continuing employer contributions could make a meaningful difference to people’s retirement savings.

“Over the past three years, 54% of our KiwiSaver customers aged 65 and over have continued to make contributions to their accounts – but just one-third of this age group have received employer contributions in that time,” he says.

With nearly a quarter of adults over 65 still working, often because they cannot afford to retire, continued contributions could significantly boost their KiwiSaver balances during critical final working years.

The suggestion comes as the default KiwiSaver contribution rate is set to rise to 4% for both employees and employers from 2028. Westpac also notes a fairness concern: older workers performing the same work as younger colleagues should receive equal benefits.

Recent Westpac customer research highlighted that saving enough for retirement is something Kiwis are worried about, with more than 60% saying they don’t think Kiwis are saving enough.

Of those surveyed, 70% also felt KiwiSaver should be compulsory, and 68% believed employers should increase their contribution rates.

Compounding living costs

Rising living costs are compounding retirement challenges. The New Zealand Seniors Quality of Life Report 2025, conducted in partnership with consumer research group MYMAVINS, surveyed over 500 Kiwis aged 50 and older. It found that 76% of seniors are affected by rising living costs, with more than half reporting that these pressures negatively impact their quality of life.

Everyday essentials such as groceries (52%), transport (40%), and travel (49%) are increasingly difficult for older Kiwis to afford. Many have cut back on social activities (34%) or reduced social interactions (30%) due to financial constraints, which increases the risk of isolation and reduced wellbeing.

The report also highlights healthcare concerns. Over half of seniors surveyed cited healthcare costs as a major financial worry, and nearly half reported long wait times for specialist care or hospital procedures, averaging 108 days. Some seniors are even delaying medical care due to costs, a trend that poses longterm risks to their health.

Karen Billings-Jensen, Chief Executive of Age Concern New Zealand, said the findings highlight the challenges facing older New Zealanders. “Cost of living, long-term financial security, health concerns, housing, and social connection are all critical factors influencing quality of life for older people.

“It's concerning that some older people were managing rising healthcare costs by cutting back on social activities or, more worryingly, cutting back on food and grocery expenditure."

Of those surveyed, 70% also felt KiwiSaver should be compulsory, and 68% believed employers should increase their contribution rates.

Self-employed feel the pinch

The challenges are particularly acute for self-employed New Zealanders, who often face a two-tier retirement system. According to a joint report by Te Ara Ahunga Ora Retirement Commission and Hnry, only 44% of self-employed Kiwis contribute to KiwiSaver, compared with 78% of employees, and many receive no government contributions due to irregular incomes. Almost one in five reported not saving at all.

“Self-employed New Zealanders make up a growing share of our workforce, yet they are being left behind when it comes to retirement savings,” Retirement Commissioner Jane Wrightson said.

“Without meaningful reform, we risk seeing hundreds of thousands of people reach retirement without sufficient financial security. More retirees will rely heavily on government transfers, creating a future fiscal burden.”

The report recommends reforms including automatic enrolment with opt-out options, flexible contribution rates, enhanced incentives for low-income earners, and targeted financial education. Wrightson emphasised that “retirement savings must work for all New Zealanders, regardless of how they earn their income.”

Fake AI ads run rampant

Cybercriminals continue to ruthlessly harness AI tools to spread malware through fake advertising on key social media platforms.

A new report from cybersecurity firm Mandiant unmasked a Vietnam-linked hacking group that was tricking people into downloading malicious software to harvest their data.

The widespread scam uses realistic-looking online ads that claim to promote popular AI platforms such as Canva, Dream Lab, Luma, and Kling AIs. A rotating set of websites and fake pages kept the scam alive.

Instead, users were redirected to fake websites designed to steal their personal information. A sample of 120 Facebook ads targeting European users alone had a combined reach of over 2.3 million people. More than ever, digital criminals are exploiting popular tech trends to deceive the public.

“Criminals go where the attention is,” said Yash Gupta, a senior manager at Mandiant. “Right now, that’s AI.”

Although this scam is no longer active, attackers continue to launch new ads and websites daily. The cat-and-mouse game sees scammers constantly adjust their tactics to avoid detection as cybersecurity experts catch on.

“These attackers are tapping into the public’s growing fascination with AI to carry out digital theft,” Gupta said. “A site that looks like an exciting new AI tool could actually be stealing your passwords, credit card numbers, or social media accounts.”

Victims include both solo users and employees of businesses across several industries. “This isn’t just a consumer issue.

“These stolen credentials can give attackers access to corporate networks, making it a risk for organisations too.”

The widespread scam uses realisticlooking online ads that claim to promote popular AI platforms such as Canva, Dream Lab, Luma, and Kling AIs. A rotating set of websites and fake pages kept the scam alive.

Online threats evolve quickly

In the first three months of 2025, global growth in fake browser update scams increased by 17 times the previous quarter’s levels. There was a staggering 466% increase in phishing (digital impersonation) reports.

These findings come from a Gen Digital report, a global leader in digital freedom, powering Norton and Avast, among other trusted brands.

“Online threats are evolving at a startling pace,” said Siggi Stefnisson, Cyber Safety CTO at Gen. “Attackers are moving away from broad, indiscriminate campaigns to highly personalised, AIenhanced deception.

“Breached data and AI tools are giving cybercriminals just enough personal information and design sophistication to more easily manipulate people. That’s why we constantly evolve our cybersecurity solutions to be an interactive partner in fighting scams and to be one step ahead of cybercriminals.”

Data breaches are on the rise, with a 36% increase in the number of breaches faced by companies compared to last quarter. Individual breached records surged by more than 186%, revealing sensitive information such as passwords, emails, and credit card details.

Distracted and defenceless

More than a third of Kiwis admit to replying to emails, texts, and notifications while in the bathroom, 41% during a face-to-face conversation, and 28% while in a meeting or webinar, according to a new BNZ survey.

“And when we’re rushed or distracted like this, we make mistakes,” says BNZ Head of Fraud Operations, Margaret Miller. “Scammers prey on the fact that when we're rushed, distracted, or juggling multiple things, we’re more likely to click first and think later.”

BNZ now offers app-based authentication rather than texts, and an online banking lock that allows customers to disable online banking activity if they suspect a scam.

“While we all expect seamless digital experiences, we’ve learned that introducing small elements of friction at critical moments helps with focus and ultimately, keeps customers and their money safer,” says BNZ Head of Design, Donal Devlin.

“In practice, this means things like swapping button locations, adding brief pause notifications, or showing “pause and think” alerts to help customers stay focused when making higher-risk transactions or actions in their accounts.

“It’s about finding the right balance between convenience and security – adding just enough of a moment to think when the stakes are highest."

Staying digitally safe

As scams become more sophisticated and personalised, staying alert online is more important than ever. Whether you're a business or an everyday user, taking small protective steps makes a big difference. Cybersecurity experts recommend adopting a few key habits.

See also: Scam fears keep older Kiwis offline, p22

Scam fears keep older Kiwis offline

One in four New Zealanders aged over 65 are now reluctant to go online due to fears of being scammed, according to new research from BNZ.

This figure has nearly doubled from 13% three years ago, highlighting growing unease among older adults. The trend is raising concerns about digital exclusion, especially as more everyday activities move online.

The research, released as part of Fraud Awareness Week, highlights a sharp difference in attitudes between age groups. While 25% of those over 65 express online hesitancy due to scam fears, only 10% of under-35s share the same concern. However, the findings show that older people are not necessarily more likely to fall victim to scams. This suggests that fear — rather than actual risk — may be discouraging older New Zealanders from using digital services.

Ashley Kai Fong, former BNZ’s Head of Financial Crime, says this trend presents real challenges in today’s connected world.

“When older people avoid the internet because of fear, they miss out on valuable things like easier banking and staying in touch with loved ones through video calls,” he says. “As more essential services move online, we must ensure everyone feels confident taking part.”

There is a bright spot: the research shows that 96% of New Zealanders over 65 have recently seen information on how to avoid scams.

“That’s encouraging,” says Kai Fong. “But it’s important that this information builds confidence, not fear.”

“Our aim isn’t to discourage technology use, but to help people use it safely and with confidence. With so much now happening online, from banking to government services, staying connected is more important than ever.”

To support this, BNZ’s Scam Savvy programme offers practical advice and updates on new scam tactics, helping customers protect themselves and use digital tools more confidently.

"Digital inclusion is about more than just having internet access - it's about having the confidence to use it safely. At BNZ, we’re doing our part to better educate New Zealanders about the risk of scams, what to look out for and how to keep yourself safer online," says Kai Fong.

Staying safe online

Be cautious with unsolicited messages

• Don’t click on links or open attachments from unexpected emails or texts

• Never share personal information (like passwords or bank details) via email, text or phone unless you’re 100% sure who you’re dealing with.

Use strong, unique passwords

• Create long passwords using a mix of letters, numbers, and symbols

• Use different passwords for different accounts

• Consider using a password manager to keep track securely.

Enable two-factor authentication (2FA)

• Add an extra layer of security by turning on 2FA for important accounts like email and banking

• This usually means entering a code sent to your phone or using an app after entering your password.

Keep devices and software up to date

• Regularly update your computer, phone, and apps to patch security vulnerabilities scammers might exploit

• Install reputable antivirus software and run regular scans.

Know the warning signs

• Be suspicious of messages that create urgency, ask for money, or sound too good to be true

• Scammers often pretend to be from banks, government agencies, or family members in trouble — if in doubt, contact them through official channels.

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Being bilingual delays ageing, new report

A new study has found that individuals who speak only one language are more likely to age faster. The analysis, published in Nature Aging, examined data from over 86,000 older adults across 27 European countries. The authors suggest that learning more than one language could benefit countries facing ageing populations.

Psychological medicine lecturer at the University of Auckland, Dr Etu Ma’u, says that the rate at which our brains age is affected by the cumulative and incremental damage they sustain over a lifetime.

“While many brain health recommendations focus on reducing brain damage by improving lifestyle behaviours, this recently published study by Amoruso and colleagues demonstrates that the ability to speak more than one language improves cognitive reserve by slowing brain ageing, and the benefits increase with the number of languages spoken.”

The language of longevity

Researchers analysed 86,000 adults using a biobehavioural age gap (BAG) model that estimates biological age based on physiological, lifestyle, and socioeconomic factors. Comparing this with chronological age, they found that monolinguals were twice as likely to show signs of accelerated ageing. At the same time, bilingual and multilingual individuals had lower BAGs, indicating slower cognitive decline.

The benefits increased with the number of languages spoken. Those fluent in three or more languages experienced greater protection than those who spoke just two. Even learning a single additional language appeared to reduce signs of accelerated ageing. The study also controlled for factors such as education, wealth, and immigrant status, thereby making the results more robust.

However, there are limitations. Language use was self-reported, with no measure of fluency or frequency of language use, and the study’s cross-sectional design cannot establish cause and effect. Genetics, social engagement, and other factors may also influence brain health. Still, the findings underline multilingualism as a potential tool for cognitive resilience, suggesting that encouraging language learning could be a simple yet powerful way to support healthy brain ageing.

How polyglots benefit

Speaking more than one language offers a host of cognitive, social, and health benefits, many of which become increasingly important as we age. By regularly using multiple languages, the brain builds cognitive reserve, thereby strengthening neural connections and enhancing resilience against age-related decline, including conditions such as dementia.

Beyond brain health, bilingualism enhances memory, attention, and problem-solving skills. Switching between languages requires mental flexibility, which sharpens executive functions such as multitasking, focusing, and adapting to new information. It also improves metalinguistic awareness, making it easier to learn additional languages and develop literacy skills.

Socially and culturally, speaking multiple languages expands communication opportunities, allowing individuals to connect across communities and cultures, fostering empathy and broader perspectives. Psychologically, navigating different languages builds confidence, adaptability, and mental agility. These benefits are cumulative: the more languages a person speaks, the greater the cognitive and health advantages. In a world where monolingualism is common in English-speaking countries, embracing bilingualism or multilingualism is not only a personal advantage but also a potential public health benefit, helping societies manage ageing populations more effectively.

Speaking more than one language offers a host of cognitive, social, and health benefits, many of which become increasingly important as we age. By regularly using multiple languages, the brain builds cognitive reserve, thereby strengthening neural connections and enhancing resilience against age-related decline, including conditions such as dementia.

Many languages the norm

Māori and Indigenous Education Professor Stephen May says that bilingualism and multilingualism are international norms. “While we can’t determine exact figures, we know that 50-75% of the world’s population speaks more than one language.

“And yet, most of those who speak English as a first language – again, up to 75% – are monolingual; they only speak English. So, these results on the positive cognitive and health effects of bilingualism and multilingualism, in any combination of languages, as we age, may come as a surprise to them.

“Indeed, what is most striking about the views of monolingual English speakers – both in Aotearoa New Zealand and elsewhere – is their often-entrenched negative views of bi/multilingualism and other language speakers.

“We see this most clearly in the overtly anti te reo Māori attitudes still prevalent in our society (and in current government policies) today. What is also striking about these lingering attitudes, apart from the fact that they are often highly racialised, is how spectacularly misinformed they are.

“In addition to the important enduring cognitive benefits in relation to ageing highlighted here, educational research over the last 80 years has also consistently highlighted the overall cognitive, social, and educational benefits of being bi/multilingual.

“So, the obvious question must be asked: when will monolingual English speakers finally realise that it is their inability and/or unwillingness to value, learn, and use other languages that is the real problem here…”

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The walking practice that’s gentle, powerful and proven Beyond 10,000 steps

While the world becomes more and more obsessed with high-intensity workouts, a gentle yet highly effective approach to fitness is gaining popularity.

Known as Japanese walking, this structured method is a simple, science-backed way to improve cardiovascular health, build strength, and support mental wellbeing.

Unlike traditional walking routines that emphasise distance or step count, Japanese walking, also technically referred to as interval walking training (IWT), is based on alternating periods of brisk walking with periods of slow recovery walking. Originating from Japan and developed by Dr. Hiroshi Nose at the Shinshu University Graduate School of Medicine, this method was specifically studied among people aged 40 to 75. Its results have reportedly impressed researchers and public health experts alike.

What is Japanese walking?

Japanese walking is a timed method of walking that alternates between three minutes of fast-paced walking and three minutes of slower walking, typically over a 30-minute session. The brisk walking phase should be vigorous enough to raise your heart rate to around 70-85 percent of your maximum. During this phase, you should feel slightly breathless, able to speak a few words, but not hold a conversation. Then comes the slow-paced interval, giving your body a chance to recover.

The cycle is repeated five times to complete the full session, and ideally performed four times per week to gain the full benefits. Unlike continuous walking, which maintains a steady pace, the

interval structure of Japanese walking is key to its effectiveness. It creates periods of physical challenge followed by rest, which helps the body adapt and grow stronger.

Why it works

One of the most appealing aspects of Japanese walking is that it has significant health benefits without putting unnecessary strain on joints, muscles, or the cardiovascular system. As we age, finding a form of exercise that is both safe and effective becomes more and more important, and this method ticks both boxes.

Cardiovascular fitness

Studies show that Japanese walking improves aerobic capacity, which is a major predictor of longevity and heart health. Even adults in their seventies showed marked improvements after regular training using this method.

Improved strength and balance

The brisk intervals help build leg strength, boost muscular endurance, and improve balance. These are key for preventing falls, one of the leading causes of injury and loss of independence among older people.

Weight control and fat loss

Due to its interval nature, Japanese walking increases calorie burn and stimulates the metabolism more effectively than steady walking. Over time, this can support a healthier weight and body composition.

Mental clarity and mood elevation

The rhythm of the intervals, paired with fresh air and gentle movement, makes Japanese walking an effective way to reduce anxiety and lift mood.

How it compares to the 10,000 steps myth

Many people still cling to the idea that 10,000 steps a day is the magic number for health. But that figure actually originated from a Japanese marketing campaign in the 1960s. Modern science suggests that walking quality, not just quantity, matters more.

A recent Japanese study found that participants who engaged in interval walking saw greater health benefits than those who simply walked continuously for the same amount of time. So while total daily movement remains important, integrating intentional bursts of intensity makes a real difference.

How to get started

If you are new to structured walking or haven’t exercised in a while, it's best to ease into this method gradually. Begin with short sessions, perhaps 20 minutes, and build your way up to the full 30-minute routine.

Use the “talk test” as a guide. During the brisk phase, you should be able to talk, but not sing or hold a full conversation. In the slower phase, you should feel comfortable and relaxed, allowing your body to recover.

No special gear is needed beyond comfortable walking shoes and suitable clothing. Choose flat, safe routes like walking tracks, parks, or quiet suburban streets. A timer or walking app can help you track your intervals until the rhythm becomes second nature.

As always, check in with your GP before beginning any new exercise programme if you are unsure, especially if you have a history of heart issues, joint problems, or are currently managing a health condition.

Walking towards longevity

Incorporating Japanese walking into your weekly routine could become one of the most sustainable and enjoyable health investments you’ll have made in recent years. Beyond the physical benefits, this method also promotes discipline, mindfulness and routine, qualities that massively contribute to overall wellbeing in retirement.

So the next time you’re out for a stroll, consider giving this walking method a try. With its roots in scientific research and showing results of greater strength, balance, and longevity, Japanese walking may be the perfect step forward.

Buddha bowls

Perfect for a healthy, delicious lunch with family and friends.

This buddha bowl is an assembly job of gorgeous ingredients – high in protein with no cooking required.

Ingredients

• 400g chickpeas rinsed and drained

• 400g red kidney beans rinsed and drained

• 400g sweetcorn rinsed and drained

• 250g mesclun salad

• 1 ½ cups of medium grain white rice

• 1 250g punnet of cherry tomatoes sliced in half

• 1 large red onion halved and finely sliced

• 1 avocado peeled and sliced

• 1 lime sliced in round

Dressing

• Large bunch of coriander

• 1 small garlic clove

• 100ml extra virgin olive oil

• 2 limes zested and juiced

• 2 tbsp white wine vinegar

• 2 tsp honey

Method

Serving suggestion: Store tinned ingredients and dressing in containers for individual servings through the week. Serves 6 Serves 4

1. Make the dressing by blending all of the dressing ingredients in a food processor (or very finely chop them), saving a few coriander leaves for the salad. You can make the dressing up to 24 hrs before serving.

2. Place a mound of rice in the centre of each bowl and arrange the rest of the ingredients around it. Top each bowl with dressing and garnish with coriander

Vegetarian vitality!

Simply delicious

Courgette Lasagne

Serve this quick, creamy courgette and ricotta lasagne for a lastminute dinner party to impress vegetarian friends.

A great way to use courgettes when they're in season.

Ingredients

• 9 dried lasagna sheets

• 1 tbsp sunflower oil

• 1 onion finely chopped

• 700g courgette (about 6), coarsely grated

• 2 garlic cloves crushed

• 250g tub ricotta

Method

• 50g cheddar

• 350g jar tomato sauce for pasta

1. Heat oven to 220C/fan 200C. Put a pan of water on to boil, then cook the lasagne sheets for about 5 mins until softened, but not cooked through. Rinse in cold water, then drizzle with a little oil to stop them sticking together.

2. Meanwhile, heat the oil in a large frying pan, then fry the onion. After 3 mins, add the courgettes and garlic and continue to fry until the courgette has softened and turned bright green. Stir in 2/3 of both the ricotta and the cheddar, then season to taste. Heat the tomato sauce in the microwave for 2 mins on High until hot.

3. In a large baking dish, layer up the lasagne, starting with half the courgette mix, then pasta, then tomato sauce. Repeat, top with blobs of the remaining ricotta, then scatter with the rest of the cheddar. Bake on the top shelf for about 10 mins until the pasta is tender and the cheese is golden.

Serving suggestion: Serve with a mesclun salad with sliced cherry tomatoes with a dash of olive oil and balsamic vinegar.

Veggie Tostadas

Whip up these colourful veggie tostadas in just 30 minutes.

A flavourful, healthy and low-calorie midweek meal

Ingredients

• 4 mini tortillas

• 4 tsp vegetable oil

• 1 45g bag of rocket

• 198g can sweetcorn drained

• ½ tsp smoked paprika

• 80g cherry tomatoes halved

• ½ bunch of chives finely sliced

• 250g frozen peas or edamame defrosted

• 1 garlic clove peeled

• 2 mint sprigs leaves picked and roughly chopped, plus extra to serve

• Small handful of coriander roughly chopped

• 2 limes 1 juiced, 1 cut into wedges to serve

• 80g natural yogurt

Method

1. Heat the oven to 200C/180C fan/ gas 6. Brush the tortillas with 2 tsp of the oil and arrange on two baking trays. Lightly season. Bake for 5 mins, then turn over, rotate the trays and cook for a further 3 mins until crisp and golden. Remove from the oven and set aside to cool.

2. Meanwhile, heat 1 tsp of the oil in a large frying pan over a medium- high heat. Add the sweetcorn and cook, stirring a couple of times until they start to colour at the edges, about 6-8 mins. Add the smoked paprika and cook for a further minute. Set aside to cool slightly before tossing in the tomatoes and chives, then some seasoning to taste.

3. Put the avocado, garlic, mint, most of the coriander, the lime juice and remaining oil in a mini food processor with some seasoning and pulse until you have a guacamole consistency.

4. To serve, spread each tortilla with the avocado dip and top with the tomatoes, sprinkle on a few peas/edamame and rocket.

Serving suggestion: Garnish with the remaining coriander and a dollop of yogurt. Serve with lime wedges on the side for squeezing over.

Serves 10-12

Carrot Cake

Top this classic carrot cake with moreish cream cheese icing and chopped walnuts or pecans.

Ingredients

• 230ml vegetable oil plus extra for the tin

• 100g natural yogurt

• 4 large eggs

• ½ orange zested

• 335g brown sugar

• ¼ ground nutmeg

• 100g sultanas or raisins

• 2½ tsp vanilla extract

• 265g self-raising flour

• 2½ tsp ground cinnamon

• 265g carrots (about 3), grated

• 100g walnuts or pecans, roughly chopped (optional)

For the icing

• 100g unsalted butter softened

• 300g icing sugar

• 100g soft cheese

Method

1. Heat the oven to 180C/160C fan. Oil and line the base and sides of two 20cm cake tins with baking paper. Whisk the oil, yogurt, eggs, vanilla and zest in a jug. Mix the flour, sugar, cinnamon and nutmeg with a good pinch of salt in a bowl. Squeeze any lumps of sugar through your fingers, shaking the bowl a few times to bring the lumps to the surface.

2. Add the wet ingredients to the dry, along with the carrots, raisins and half the nuts, if using. Mix well to combine, then divide between the tins.

3. Bake for 25-30 mins or until a skewer inserted into the centre of the cake comes out clean. If any wet mixture clings to the skewer, return to the oven for 5 mins, then check again. Leave to cool in the tins.

4. To make the icing, beat the butter and sugar together until smooth. Add half the soft cheese and beat again, then add the rest (adding it bit by bit prevents the icing from splitting).

5. Remove the cakes from the tins and sandwich together with half the icing.

5. Top with the remaining icing and scatter with the remaining walnuts. Will keep in the fridge for up to five days. Best eaten at room temperature.

Serving suggestion: Add a sprinkle of cinnamon to the iced cake for an extra touch of spice.

Embracing the unexpected

How spontaneity can benefit your health

In today’s structured, schedule - driven world, spontaneity might seem like a luxury — or even a distraction.

But research shows that embracing the unexpected may actually be good for your health. Far from being frivolous, spontaneous behaviour has been linked to enhanced mental wellbeing, greater emotional resilience, and even improved cognitive functioning.

Clinical psychologist Katina Bajaj explains that stepping outside of rigid routines can offer powerful psychological benefits. “Surprise and novelty can actually be therapeutic,” she says. “The more spontaneous and creative experiences we have, the happier, fulfilled, and even successful we become.”

Spontaneity, especially when it involves trying new activities or breaking away from predictable habits, can activate areas of the brain associated with learning, problem-solving, and memory. In particular, it promotes divergent thinking — a mental process essential to creativity and innovation.

Even our perception of time is influenced by how we engage with life. Neuroscientist David Eagleman has noted that new and unplanned experiences force the brain to process more information, which can make time feel richer and more meaningful. This contrasts with the sensation of time “flying by” when life becomes a series of repetitive tasks. In this sense, spontaneous experiences not only enrich the moment but also help us feel more present and aware.

On a neurochemical level, spontaneity can trigger the release of dopamine, a key neurotransmitter that plays a central role in motivation and mood. These brain responses help explain why impromptu decisions — whether it’s a last-minute coffee with a friend or an unplanned walk in the park — often leave people feeling refreshed, energised, and emotionally uplifted.

There’s also growing evidence that spontaneity supports emotional resilience. Dr. Xiangyou “Sharon” Shen, a researcher at Oregon State University, has studied the impact of playful spontaneity during periods of intense stress, such as the COVID-19 pandemic.

Her research found that people who embraced a playful and spontaneous outlook — what she calls “lemonading”— were more optimistic, adaptable, and creative in how they approached challenges. “They imagined future possibilities with greater optimism,” Shen notes, and were better equipped to “turn lemons into lemonade.”

Further reinforcing this, studies in psychodrama and personality psychology have shown that spontaneous behaviour correlates positively with well-being and negatively with anxiety, depression, and obsessive thinking. Researchers suggest that individuals who allow themselves to act authentically and flexibly in the moment are more likely to experience higher selfesteem, better coping skills, and greater life satisfaction.

Spontaneity, then, is not about carelessness or a lack of structure — it’s about allowing space for curiosity, play, and meaningful connection. When embraced mindfully, it becomes a powerful tool for enhancing emotional health, building resilience, and adding richness to everyday life.

As Bajaj puts it, “It’s in those moments of freedom — when we allow ourselves to explore without a plan — that we often find the most joy.”

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Riding solo More Kiwis are living alone than ever before

More New Zealanders than ever are living alone, a trend that reflects the country’s shifting demographics, social values, and lifestyle preferences.

According to Statistics New Zealand, nearly 390,000 people lived alone in 2023, making up around 8.5 percent of all people in private households. While the percentage has remained relatively stable over the past decade, the number continues to grow in line with population increases.

Older adults make up the largest proportion of solo dwellers. Almost half, 49.4 percent, of those living alone were aged 65 or older, up from 44 percent in 2013. With increasing life expectancy and an ageing population, more people are living independently well into their senior years. Many of these individuals are widowed, divorced, or separated. In fact, in 2013, 63 percent of solo dwellers fell into one of these categories.

Women are more likely to live alone than men, particularly in later life. This is partly due to women’s longer average lifespans and traditional patterns of marrying older partners. Ethic background also influences living arrangements. New Zealand European and other European groups are more likely to live alone, while Pacific and Asian communities, where multigenerational living is more common, show lower rates of solo households.

While many choose to live alone for independence or lifestyle reasons, others do so due to life circumstances. Homeownership plays a role too, with 62 percent of solo dwellers own or partly own their home, compared to 50 percent of those living with others.

Women are more likely to live alone than men, particularly in later life. This is partly due to women’s longer average lifespans and traditional patterns of marrying older partners.

However, living alone doesn’t come without its challenges. Stats NZ data shows that people living alone are more likely to feel lonely and less likely to report high life satisfaction. 50 percent of solo dwellers said they sometimes or often felt lonely, compared to 34 percent of those living with others. They also scored slightly lower on life satisfaction ratings, though they were more likely to feel safe in their homes.

As the living alone lifestyle becomes more common, it is important to think about ways to support those who live alone, especially older adults. Having consistent, regular contact with friends and family, getting involved in community activities, or even volunteering can help fighting loneliness. Community centres, local classes, and hobby groups offer opportunities to meet others and build a support network. Technology also plays a role; video calls and online forums allow people to stay in touch.

Living alone doesn’t have to mean being alone. With a bit of support and social opportunities, solo living can be fulfilling. As New Zealand’s population continues to grow, understanding and supporting the needs of this growing group will be key to ensuring wellbeing across all stages of life.

Mind Games

The old saying ‘use it or lose it’ applies as equally to mental acuity as it does to physical wellbeing, and more so as we age. With people progressively living longer lives, it is increasingly important to look after our mental health. So here are some activities for the mind… brain food for improving your state of mind.

Geography

Wordsearch

These words may go horizontally, vertically, diagonally, not backwards. The remaining letters will spell one more hidden geography term.

HIDDEN:

ANSWERS:

RULES: Sudoku rules are simple. A 9×9 square must be filled in with numbers from 1-9 with no repeated numbers in each line, horizontally or vertically.

To challenge you more, there are 3×3 squares marked out in the grid, and each of these squares can't have any repeat numbers either.

ANSWERS:

How to stop letting ragebait win

Outrageous headlines, offensive videos and spiteful memes, the Internet is fraught with content designed to make you angry.

It’s often called ragebait. Here’s how to stop ragebait from getting under your skin.

The term ragebait emerged in the 2010s to describe digital content that lures users in by eliciting an emotional response. Unlike its meaner cousin, clickbait, ragebait only seeks to incite and provoke anger, rather than curiosity. The more people comment, share, and argue, the more visibility and ad revenue the post earns. In other words, the angrier we get, the more it wins.

Part of how humans are wired is to have a strong reaction to injustice, and social media platforms have learned to capitalise on that instinct. Their algorithms notice which posts make us pause, frown, or type a reply.

Over time, we’re shown more of what triggers us, even if it makes us miserable. That’s why your feed might sometimes feel full of negativity. It’s not because the world suddenly got worse; it’s because outrage keeps people scrolling. For those of us who didn’t grow up in the social media era, this can feel both confusing and exhausting. Many older New Zealanders use Facebook or YouTube to stay in touch with friends, family, and news. But what starts as a way to stay connected can quickly become a flood of angry voices and sensational headlines.

Once you start recognising common ragebait patterns, you’ll spot them everywhere, and that awareness is powerful. Ragebait uses loaded language to spark outrage, oversimplifies complex issues into heroes and villains, makes claims without sources or context, and aims to provoke feelings rather than thoughtful engagement.

What we do

There are several strategies one can employ to reclaim control and prevent ragebait from winning, starting with simply pausing before reacting. When something online makes you angry, taking a few seconds before clicking or commenting can break the automatic loop of outrage and help you decide whether it’s really worth your energy. It also helps to avoid feeding the fire; engaging with ragebait, even to disagree, boosts its reach. Instead, hiding or muting these posts teaches the algorithm not to serve you more of the same, while following pages that share thoughtful news or uplifting content helps restore balance in your feed.

Checking before sharing is another powerful tool. Taking a moment to verify a source can stop misinformation from spreading and save you and others unnecessary stress.

And above all, protect your peace. Turning off notifications, stepping away from the news, or simply going for a walk can create the breathing room needed to reset your mindset and stop outrage-driven content from taking over your day.

Ragebait wastes time and can shape our perspective on the world if we let it. Constant exposure can leave us feeling tense, distrustful, and convinced that people are more divided than they really are. Yet when we step away from our screens and spend time with neighbours, friends, or whānau, we’re reminded that most people are far more reasonable and kinder than the online noise suggests. By refusing to take the bait, we keep our focus on what truly matters: genuine connection, understanding, and community.

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How to stay cool at night

Most adults still need around seven to nine hours of sleep a night, and while that target doesn’t change with the seasons, warmer weather often means we need to work a little harder to create the right conditions for restful sleep. With hotter nights becoming the norm, it’s getting harder to stay cool and get a good night’s rest.

Oh, those summer nights. In January 2024, the top of the North Island experienced nights that didn’t drop below 21°C. That heatwave wasn’t a one-off either; 2024 was New Zealand’s tenth warmest year on record. In fact, NIWA says eight of our ten warmest years have been since 2013.

Feeling too hot or too cold can really disrupt the body’s ability to fall and stay asleep. That matters because sleep influences everything from memory and mood to immune function. Experts generally recommend keeping bedrooms between 16°C and 20°C, choosing breathable bedding and wearing lightweight sleepwear to support healthy temperature regulation.

1. Dress and prepare your bed for cooling. Choose breathable, lightweight sleepwear made from cotton, linen, or moisture-wicking fibres, and keep the fit loose to reduce heat and friction. Cooling mats, breathable bedding and even chilled pillowcases can further prevent heat from becoming trapped overnight.

2. Use targeted cooling techniques. Apply a cold, damp flannel to pulse points like the wrists, neck or behind the knees, or repurpose a hot water bottle by filling it with chilled water and placing it at your feet. These methods gently and effectively draw heat away from the body.

3. Protect your sleep routine.

Stick to consistent bedtimes and avoid long daytime naps to maintain a strong sleep drive. A reliable routine helps the body settle more easily, even when warm conditions make falling asleep harder.

4. Manage heat sources and airflow. Reduce indoor heat by switching off heat-emitting lights and appliances, limiting heavy evening meals, and blocking sunlight during the day with curtains or blinds. Use fans and cross-ventilation at night to keep air moving and prevent heat build-up.

Feeling too hot or too cold can really disrupt the body’s ability to fall and stay asleep. That matters because sleep influences everything from memory and mood to immune function.

5. Be mindful of hydration and stimulants.

Drink water regularly throughout the day to support temperature regulation, but limit caffeine from mid-afternoon and alcohol in the evening, as both disrupt sleep and intensify the effects of heat.

6. Take advantage of evaporative cooling.

A brief cool shower before bed can lower skin temperature and help the body release heat more efficiently as moisture evaporates. Letting the skin air-dry slightly rather than towelling off completely can enhance the cooling effect, particularly on humid nights.

7. Choose lighter evening meals.

Heavy or late meals increase metabolic heat as the body digests food. Opting for lighter dinners, eaten earlier in the evening, reduces internal heat production and allows the body to wind down more easily before sleep.

8. Use sensory cooling cues.

Menthol-based balms or roll-ons can stimulate receptors that signal coolness to the brain, making warm conditions feel more manageable. While they don’t reduce core temperature, small applications to the neck, temples or forearms can provide short-term relief on hot nights.

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Test your speed-reading

Reading quickly is a valuable skill, but one must read fast and comprehend well to achieve it.

Time how fast you can read the passage below, then answer the questions below to test your comprehension to see how well you can speed read!

Start your timer!

Speed reading is not just racing through a passage. Once honed, it becomes a powerful technique that, when combined with effective comprehension strategies, can significantly enhance your cognitive abilities — not only in reading but also in learning other new skills. At its core, speed reading involves training your eyes and brain to process information more efficiently, minimising habits like subvocalisation — where you “say” words in your mind as you read. By practising methods such as using a pointer or finger to guide your eyes, expanding your peripheral vision, and chunking words together, you can increase your reading speed while still understanding the material and even enjoying the process more.

Comprehension is the critical companion to speed. Without it, reading quickly becomes meaningless. Focus on active reading strategies: preview the text by skimming headings and subheadings, ask yourself questions about the content before diving in, and summarise key points after each section. This improves recall while also encouraging deeper, critical thinking. This approach keeps your brain engaged and helps you retain more information. Over time, these habits strengthen your cognitive abilities, making it easier to process complex ideas and remember important details.

Combining speed reading with comprehension exercises creates a virtuous cycle for your brain. As you challenge yourself to read faster and understand more, your brain adapts by forming new neural connections. These adaptations support lifelong learning and mental resilience. It’s like a workout for your mind, just as physical exercise builds muscle, reading efficiently builds cognitive strength. Studies suggest that people who regularly practice speed reading and comprehension techniques experience improved memory, sharper focus, and enhanced problem-solving skills.

Whether you’re a student, professional, or lifelong learner, these skills empower you to absorb vast amounts of information quickly and effectively. By incorporating these strategies into your daily routine, you can unlock your brain’s full potential, remain mentally agile, and keep pace with the ever-growing demands of the information age.

Stop your timer!

Answer these true or false statements to ensure you understood the passage.

1. Skimming headings is a bad speed-reading strategy

2. Subvocalisation is a habit where you mentally say words as you read

3. The passage compares speed-reading to racing a speedy car

4. Memory, focus, and problem-solving improve with speed-reading skills

5. The passage describes speed-reading as ‘valuable’ for the brain.

The odd-numbered statements are false, whereas the evennumbered statements are true. If you answered all five questions correctly and took one minute or less to read the passage, you are an excellent speed reader. The passage has 319 words, but the average reader reads about 240 words per minute. If you took over three minutes to read the passage, its advice might be worthwhile to you! Speed-reading is a valuable skill, but ultimately, reading is to be enjoyed at your own pace.

Take the time to talk about your funeral

At many funerals these days, you’ll see a photo tribute or hear specially chosen music that reflects the person who has died.

But have you ever thought about the photos or music you’d want, or want for a loved one? Preparing these details can be a gentle way of beginning the planning for a final farewell and has the added bonus of helping you re-live many happy memories as you begin the sorting process.

If you’ve been wondering how to start here’s some more ideas to talk about with your family.

Think

about where you’d

like

your funeral to take place - Chapels and churches are still popular but increasingly people are opting for highly personalised approaches.

Has a certain sport or interest been a big part of your life? Perhaps your funeral could be at your sports club or the club rooms of your interest group.

Love your garden, the beach, your local park? You could have a special ceremony there (your funeral director will let you know of any local council requirements). Your cultural traditions may dictate the venue. Funeral directors can work within those requirements too.

Your venue might dictate whether you have a funeral (with the body present) or a memorial (with ashes). Both options offer the opportunity for your family and friends to gather and remember which is a key part of their grieving process.

Consider whether you prefer burial or cremation

While there are other options too such as burial at sea or donating your body to science, burial on land and cremation remain the most popular choices for most New Zealanders.

If you prefer a burial, some councils allow you to pre-purchase a burial plot which can help you avoid ever increasing cemetery charges.

Consider your casket choice - Caskets these days come in the widest possible varieties. Prefer something simple? An MDF, or plain casket your family can decorate themselves might be for you.

Want to think sustainably? Solid wood options might befit you, or consider a felted wool or wicket casket which might also reflect a love of nature. Shrouds are another option particularly for natural burials. Casket makers can also offer bespoke options including beautifully carved coffins and couches, or special wraps with your favourite image or colour. Yes we’ve even seen a donut themed casket.

Many people find it reassuring to know a deceased body is treated with the highest respect and care at a funeral home. You might have other questions you’d love to ask, so look out for local open days at funeral homes. People find these absolutely fascinating and taking away some of the mysteries about what goes on can also take away the fear.

Get your paperwork in order - A really important gift you can give to your family is having your paperwork in one place. This includes your will but also details that’ll help them close off bank accounts, utilities and even social media. Make sure that if you’ve organised a funeral pre-payment that details of that are included with that paperwork. We’ve sometimes had to follow-up and refund families who had no idea mum or dad had already paid.

A final paperwork tip is to make sure your immediate next-ofkin details are included with your important papers – these are important for death registration.

Talk with your family about what’s important for

them - Remember that while you might not want a fuss, your funeral is a time for your family and friends to grieve for you. Coming together, hugging, looking at those wonderful photos or listening to the songs you loved will help them as they come to terms with living without you.

Writing down what you decide, or asking your local funeral home to capture the details in their system so they don’t get mislaid will mean that when the time comes, your special people are left with peace, not decisions.

Managing seismic risk

Property Council calls seismic reset a turning point for towns and cities

The New Zealand Property Council has welcomed the Government’s announcement to overhaul the assessment of earthquake-prone buildings, describing the move as a long-awaited reset of a system that has left thousands of buildings vacant and placed disproportionate costs on communities.

The organisation says the previous regime, based on percentage ratings under the New Building Standard (NBS), created confusion and uncertainty for building owners, tenants and investors, with significant impacts on towns and cities nationwide.

Property Council Chief Executive Leonie Freeman says the former approach was rigid and often failed to reflect actual seismic risk.

“For too long, shifting rules have created uncertainty, paralysing investment and leaving buildings empty across our cities. We’ve long called for seismic standards that are workable, proportionate and focused on real risk. Today’s announcement is a step in the right direction.”

Leonie says the reliance on NBS percentage thresholds led to arbitrary outcomes, where minor rating differences had major consequences.

“The difference between 66% and 67% NBS could mean whether a building was occupied or left vacant, even though it sits within the margin of error. The system became fixated on numbers that didn’t reflect real safety, while ratings swung every time the rules shifted. It’s no wonder tenants started demanding 80–100% NBS, despite the law only defining ‘earthquake-prone’ as below 34%.”

She says the impacts were particularly severe in regional and provincial centres, where the financial burden of remediation was often unsustainable.

For too long, shifting rules have created uncertainty, paralysing investment and leaving buildings empty across our cities. We’ve long called for seismic standards that are workable, proportionate and focused on real risk. Today’s announcement is a step in the right direction.

“The previous cost burden caused huge disruption in regional towns where remediation simply didn’t stack up. Many owners faced bills in the millions, with no clear pathway forward. Instead of strengthening, buildings were abandoned, becoming derelict and putting communities at greater risk.”

The new framework signals a shift toward a more targeted, riskbased approach to seismic assessment. “The old regime was like forcing every car to replace its engine every 10 years, regardless of condition. The new approach inspects each car on its age and state of repair, fixing only what needs attention. It’s smarter, it’s fairer, and it focuses on genuine life-safety risks.”

She says recognising regional variation in seismic risk will also lead to more practical and cost-effective outcomes. “Recognising that not all regions face the same level of risk is common sense. It allows us to focus resources where they’re needed most, in high-risk areas like Wellington and Napier, while avoiding unnecessary costs in lower-risk regions.”

The Property Council has long advocated for a two-tier system that provides greater clarity in seismic decision-making, alongside more stable regulatory settings and longer review cycles.

What to look for in a real estate agent

Your home is often your largest personal asset, so selling it can be both exciting and stressful at the same time.

That’s why having an agent that you can trust to help you achieve the best price and conditions possible for your home – all while being transparent and ensuring all parties are comfortable and aware of the processes, will make a big difference.

Certain attributes differentiate a great agent from a good agent. We recommend that you look for agents who demonstrate a great deal of professionalism, local knowledge and have a good reputation.

Look for someone who understands the kind of people who will be interested in your home. This will help with the marketing of your home and communicating the benefits of your property to potential buyers.

Local agents often have a network of potential buyers that they have been working with or regularly communicate with, who are ready and able to provide the best price for your home.

Great real estate agents are well connected, therefore asking family and friends if they know an agent they would recommend is a great start; referrals are often the best way to find an agent with a proven track-record, and not just someone who knows how to say the right things at the right time.

When asking for recommendations, remember to ask what factors their recommendation is based on. Did they get the level of communication they wanted? Did they think the agent used the marketing spend effectively? Did they manage any challenges through the process well?

Great real estate agents are well connected, therefore asking family and friends if they know an agent they would recommend is a great start; referrals are often the best way to find an agent with a proven track-record, and not just someone who knows how to say the right things at the right time.

Agents are usually more than happy to come to your property, share their knowledge and talk you through your options for selling. We recommend meeting a few agents before you choose who to work with.

Try visiting open homes they are hosting to understand how they present their vendor’s property. This will help you get a feel for how they will work to get the best for your property.

Take a look online and see how agents are using social media and digital marketing to increase coverage for the properties they are selling, and therefore see what you could expect for your home. Many agents will also use advanced technology to help market and sell your home, which can often reach a broader audience, for example:

• Virtual Reality tours or 3D walkthroughs are one of the options that increase the accessibility of an open home to a wider range of potential purchasers in the first instance, particularly out of town buyers

• Augmented Reality is another option that can help potential purchasers rework the layout of furniture in the home, so they can better picture themselves and their belongings in the home.

Try not to select an agent based solely on their commission fee, but it is important to understand what the fees are. While these do vary by agency, our advice is to choose an agent you trust and whose previous work gives you confidence.

Great agents can achieve a better price for your property by understanding the best strategies according to different market conditions.

At the end of the day, the person you choose is going to be a big part of your life while you sell your home, so it is important that you feel comfortable with them and that you can trust them to get the job done.

I’m committed to providing a stress-free, personalised, and enjoyable real estate experience. I go above and beyond for my clients—fighting for your best outcome and guiding you with care, professionalism, and integrity. My focus is on making the journey smooth and rewarding, because your future is my priority

Harcourts New Plymouth

m 021 072 0874

carley@taranakiharcourts.co.nz

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