Everything You Desire To Know About Instrument Insurance A band group busy with practice and planning performance schedules may not get the time to think about purchasing public liability information. An amateur band playing on week-ends for fun or professional musicians building their career needs to consider musical instrument coverage seriously. There are many reasons why band equipment insurance is beneficial. The first convincing reason is that the livelihood of band is at stake, during an event. At public places their instrument can go missing or stolen or damaged. No one plans an accident but the chances of such incidents increase during events at public places, where vast number of people gather and consume alcohol. Band equipment insurance cover is a good option in comparison to paying for each and every instrument. What get covered under musical instrument insurance?
Covers your equipment and instrument against accidentally damages, lost or stolen Equipment and instrument breakdown due to constructional, mechanical, and electronic fault Replacement of equipment and instruments on new-for-old terms You are given the flexibility to select coverage extent like for home/studio and world-wide. You also opt for coverage of instrument from theft, while in a vehicle You can play instrument without any break because you are allowed to hire an instrument until yours gets repaired or replace
(Professionally used instruments do not get covered under home insurance policy. They are taken outside the home for financial gain.) Quotes and values You will need to fill a short online application form. A quote will be generated, in accordance to the instrument value and risk. Appraisal of vintage and high-value instruments with photos and serial numbers are often not needed. About claim After submitting details about your instrument’s loss or theft, you will be asked for appraisal submission. Payment process is quick in case of theft or repairs. If you get the instrument back, after receiving the claim money then you can refund the check they gave and keep the instrument.