How to achieve the coastal aesthetic, from Hampton’s style to modern luxe
10.
Why 2026 is the year to bet on - the good times are coming
What's happening in the market, local area statistics
35. Properties for sale
Resene: Back down to earth
Welcome
As the “silly season” approaches and the weather improves, New Zealanders have been forewarned of the prospect of a Labour-proposed 28% capital gains tax on investment and rental properties should they become the government after the next election.
Coming into effect from July 2027, the policy will exclude the family home and farms. While Labour aims to curb price inflation and fund free GP visits, this move could reshape property investment culture, flatten values, and prompt some investors to reconsider selling. Industry commentators are wary but not panicked, noting that similar taxes overseas haven’t necessarily cooled markets.
The outcome hinges on election results and policy details, with many investors likely seeking advice before making big moves. The property market remains in flux, and sellers may benefit from acting swiftly before changes take effect.
As election manifestos unfold and CGT debates continue, uncertainty lingers, making it prudent to keep an eye on developments through the festive period.
Wayne Maguire AREINZ CEO Maguires One Team
A Capital Shift: How Labour’s Proposed CGT Could Reshape
New Zealand’s Property Market
Written by Wayne Maguire, CEO Maguire & Associates
Round about now we all start referring to this time of year as the “silly season”.
After a cold winter and fickle spring throwing snow, strong gales, and plummeting temperatures into the mix across New Zealand, this pre-Christmas build up can tax the hardiest of souls! And speaking of tax, just as we are contemplating better days on the horizon, Chris Hipkins has announced that should Labour become the government after the next election they propose to introduce a capital gains tax (CGT).
We may well see shifts in property prices, returns for investors, and even a shift in the traditional mindset that’s made owning investment property such a pivotal component of New Zealand culture.
Industry commentators with skin in the game have been unpacking the likely winners and losers of this in the event of a Labour win at the next election in late 2026. Although it’s fair to say that they are mostly not enthusiastic about it, some conclude that it’s not a cause for full scale alarm. In the short term it may negatively impact activity in the market and in the long term it could encourage landlord investors to hold off selling. Values could see a flattening of the curve (to coin a phrase!) which of course would be counterproductive in terms of revenue collecting for the government. Although after 2027 a perceived gain may deter investors from selling, across the board those deals may be few and far between anyway.
Those who have been accruing a significant portfolio over a long period of time with the objective to divest all for a healthy retirement might be having a chat with their accountant before the year ends. Though with the usual rough and tumble that emanates from the Beehive on a regular basis anything we are being promised now is a moving target – or may even end up being no target at all.
The specifics are that this 28% tax on profits from a sale will, after July 2027, apply to investment and residential rental property. If your only property asset is the family home or a farm, then this tax will not apply to you when you sell. That’s not to say that this tax may not be the precursor for a more comprehensive CGT further down the road but for now, the devil is in the details. We only need look across the ditch to see our possible future. Many other developed countries have a variety of capital gains taxes and New Zealand tends to be an outlier in not having tapped into this rich source of government revenue. Labour’s rationale is that the move will subdue price inflation and finance another of their announced policies this week: three free doctor visits annually for all Kiwis.
From my perspective both as a real estate salesperson and as a business owner guiding a team at the coalface, this proposed tax on investment properties is set to change the way some of our clientele think about property as a means of building wealth.
As we speculate over the introduction of a capital gains taxation scheme in New Zealand it must be said that when rolled out in other countries it didn’t prevent prices from increasing. Other factors come into play for how property values respond – interest rates, restricted supply of land, other types of taxation – this proposal is just another string to the market’s bow.
Remember, it can take time from when a government first moots something major like a capital gains tax, to getting it across the line and furthermore, seeing any revenue come in from it. We’ll be seeing more as the election looms and election manifestos are rolled out by the various parties.
Sellers making a swift decision to get their properties on the market now can capitalise on the better weather as Mother Nature calms down. In the meantime we’ll be maintaining a watching brief over these CGT implications for the real estate market as the silly season progresses into the Christmas break.
How to achieve the coastal aesthetic, from Hampton’s style to modern luxe
Source: yourhomeandgarden.co.nz
The enduring appeal of coastal interiors has much to do with its relaxed living ethos.
Who doesn’t love a day at the beach? Coastal-style interiors tap into a rich vein of seashore inspiration, from colours and materials that evoke the sea and sand dunes, to objects of nautical whimsy. But most of all, coastal style is about a mood. Channel the barefoot bliss of a day at the beach with interiors that make you instantly unwind.
Perhaps the ultimate anti-trend, coastal interiors have an evergreen – and even global – appeal. The serenity of a salt-spray vacay is always desirable. After all, anyone can appreciate the allure of a home that’s as soothing as a holiday – Kiwis included.
Here in New Zealand, where the natural world is such an intrinsic part of our national identity, where the coast is always a day trip away, and where the humble beach bach is the ubiquitous setting of romanticised childhood memories, it’s no wonder coastal style holds such enduring charm. The connection to nature is key, says interior designer Margaux Word of Chroma Interiors. “In New Zealand, people love when their interiors feel like an extension of the outdoors.”
Ahoy, mateys
Coastal interiors come in various salty flavours. When we think “coastal”, we’ve usually got a particular and instantly identifiable look in mind. Classic coastal style takes all the most iconic elements of a beach escape. It combines a calming colour palette and marine-inspired textures, then seasoning with a dash of maritime motifs.
The key elements of a coastal look are:
Sun: A coastal interior is as light as the sun glittering off the ocean and as airy as the limitless horizon. To capture the look, welcome in as much light as possible. Keep windows and doors clear and ready to be pushed wide open. Floaty sheers are better than heavy drapes. Pair with discreet roller blinds or textured matchstick blinds for blocking light – or leave windows bare. To amplify the light, opt for lavish use of white on walls, furnishings and even whitewashed floors, if you’re brave.
Sand: Inspired by sandy beaches, classic coastal interiors usually start with a backdrop of white or beige, while furnishings double down on the sand tones.
Timber furniture leans toward pale or limed wood, with a soft finish as though scoured smooth by sand. Rattan both ticks the box for sandy colour and is reminiscent of resort holidays. Bring softness to floors with seagrass or jute rugs.
Ocean hues: If you’ve ever collected sea glass off the beach, that’s the colour palette commonly associated with coastal style: muted and milky blues and greens. For a sophisticated look, keep the palette neutral (greige, white), but with accents in navy. Or for a moodier coastal interpretation – think fisherman’s cottage next to storm-tossed seas, rather than pastelpretty summer bach and drench the space in navy from head to toe.
Nautical elements: Drive home the coastal look with maritime elements. These can be subtle; shiplap walls are a coastal classic, while striped fabrics suggest the sea. Beachy souvenirs like seashells, driftwood, coral, or nautical motifs – anchors, oars, rope – are more obviously coastal; add a little here and there for a subtle look, or go all in and embrace the kitsch charm.
From
coast to coast
From Piha’s black-sand stretch to the turquoise lagoons of Rarotonga, beautiful beaches come in all shapes and sizes – and coastal interiors are equally diverse. To find which one floats your boat, take a metaphorical journey around the globe, exploring coastal looks from Mount Maunganui to the Med. Hamptons
With inspiration sourced from the holiday homes of the seriously well-heeled on the US East Coast, Hamptons style gives classic coastal a sophisticated spin. More buttoned-up than your average bach – think Ralph Lauren goes to the beach. Hamptons homes combine formality and a distinct sense of luxury with the relaxed livability of a beachside home.
There are certain key elements that typify Hamptons: weatherboards and shingles, plantation shutters, Shaker-profile kitchen cabinets and strong architectural details. To capture the moneyed sophistication of Hamptons style in your interiors, think traditional or antique furniture, stately lighting (lantern pendants and oversized table lamps), wallpaper and patterned fabrics. Keep to the strict palette of blues and neutrals. Drama is brought in using accents of black, navy, or brass.
Tropical
An island holiday is always on the wishlist and a tropical interior scheme gives you a taste of warmer climes every day. Tropical decor can be light on colour – whites and soft neutrals are typical. But it never feels bland, with an abundance of greenery turning the space into a lush indoor jungle.
Opt for large and leafy plants, such as rubber trees, palms, monstera, fiddle-leaf fig and syngonium. Don’t forget sightlines to the outdoors, filling gardens visible from inside with a mass of lush foliage.
Evoke a resort vibe with natural materials – rattan furniture (afternoon mai tai optional) and rattan pendants that gently sway in a breeze. Place jute rugs underfoot; timber in solid statement furniture; grasscloth wallpaper; and acres of linen. Encourage a sense of light and movement with minimal window dressings – billowing sheers exactly match the look. Bonus points if you can also incorporate them into a four-poster bed.
Accessorise with tropical print fabrics and wallpapers, and bamboo motifs (for example, bamboo cabinet handles). Keep it minimal for a fresh, resort feel, or amp up the pattern to take tropical into the delightfully overstuffed territory of British expat decor.
Mediterranean
From Spain to Cyprus, the Mediterranean combines natural beauty with an evocative sense of the ancient. Centuries of design make it an architecture buff’s playground, but the universally seductive element is the way the buildings blend the indoors and outdoors.
“The temperate climate of the Mediterranean allows for an incredible indoor-outdoor flow to the home. My favourite elements are rooted in this design feature,” says interior designer Nickola Horrocks of Horrockses Design.
Capture this seamless flow by continuing materials, particularly flooring, from interior to exterior.
Pay equal attention to styling outdoor rooms – a long table for epic lunches, pots inspired by the terracotta roof tiles of the Med filled with lavender, rosemary and olive trees, plus a grapevine-fringed pergola for shade.
Bring a sense of living history, says Nickola. “Introduce elements that get better with age: natural linen, leather, wood and stone.” Travertine tiles are a good example of a Med-influenced material that will never age or go out of style.
Against a base palette of white – think white-washed exteriors and soft, textured plaster indoors. Use colours inspired by nature: the blues and greens of the sea, of course, but also golden shades of sun-yellow, mustard and clay.
New Zealand coastal
If Hampton’s style is polo shirts and boat shoes, the New Zealand coastal home is jandals and sand between the toes – and that’s what we love about it. “The Kiwi approach is relaxed and unpretentious, using a ‘less is more’ philosophy,” says Margaux.
The idea of the classic bach is at the root of New Zealand coastal interiors. These lean toward simplicity of materials and form – whether that’s concrete floors and plywood walls. It’s a nod to the slapped-together baches of old.
Our distinctive shoreline plays a part. Kiwi coastal homes veer toward darker palettes that are more sympathetic to the surroundings. They don’t stand out in bright white. “The colour palettes reflect the environment, drawing on bush, sea, sky and beach. They create calm and meditative spaces that are a true respite from our busy city lives,” says Nickola.
There’s a sense of humour to New Zealand coastal homes, too. Decor gives a wry nod to the retro furniture, op shop art and Crown Lynn mugs of the classic bach. This can be expressed through delightfully kitsch accessories, or by the use of colour. Let go of the white reins to embrace playful hues.
Modern coastal
While classic coastal is enduringly charming, contemporary coastal interiors are all grown up. Swap overt marine motifs for more oblique coastal references, using a curated palette of materials to subtly evoke the natural beauty of the shore.
“I think of modern coastal design as a home that feels like an extension of its environment. It’s not just a house on the beach. The themed ‘beach house’ look is gone and has been replaced by homes that use natural materials and tones. It’s a style that feels effortless yet considered,” says Margaux.
The modern coastal home is characterised by a sort of soft minimalism. It combines clean lines with the welcoming warmth of sun-heated sand. Nickola believes that a subtle coastal vibe is created with materials like limestone floors (with visible shells and fossil casts), aged timber and petrified wood. But most of all, she says, the essence of a modern coastal home is still that feeling of liveability and barefoot luxury.
“Natural fibres or performance fabrics that look natural but will stand up to wet swimmers, sandy feet and dogs straight from the beach. Think slipcovers that can be washed and put back on slightly wrinkled; scrubbed tables that withstand spills and the children’s arts and crafts; washed linen curtains that flow in the sea breeze – all these things that just get better with age and the collection of memories.”
Prawn, Tomato and Harissa Spaghetti
Recipe by Claire Aldous, Photography by Josh Griggs Source: dish.co.nz
Make this pasta fiery or mild – it’s up to you. We’ve gone for the full blast with harissa in the sauce and dolloped on top!
SERVES: 2
INGREDIENTS
• 250 grams dried spaghetti
• 2 tablespoons olive oil
• 1 punnet cherry tomatoes, halved
• 2 cloves garlic, crushed
• 1½ teaspoons fennel seeds
• sea salt and ground pepper
• 1-2 teaspoons harissa, or more to taste
• 300 grams raw peeled prawns
• 180 grams stracciatella or burrata
• chilli flakes, to serve
METHOD
Cook the spaghetti following the packet instructions. Drain, reserving a ladleful of cooking water.
Heat the oil in a large frying pan over a high heat. Add the tomatoes, garlic and fennel seeds and season with salt. Cook until some of the tomatoes are starting to collapse and release their juices. Add the harissa and prawns and cook for 2-3 minutes. Add a couple of tablespoons of the reserved pasta water if the sauce is too thick. Season with salt and pepper. Add the pasta and gently toss together. Serve with the stracciatella over the top and extra harissa if desired, plus a sprinkle of chilli flakes.
Tony Alexander: Why 2026 is the year to bet on - the good times are coming
Written by Tony Alexander, Source: oneroof.co.nz
The economy is months away from feeling the full effects of falling interest rates.
What is a reasonable view to have on the NZ economy for the coming year?
Does one repeat the optimism that proved wrong in 2024 and 2025. Or is more caution warranted? The Reserve Bank’s 50-basis point cut to the OCR shows it is choosing caution.
Fair enough. Twice bitten third time shy. But the chances of good economic outcomes next year look a lot stronger this time around for several reasons, not least the lagged effect of lower interest rates.
At the end of 2023 interest rates were still on the up. And at the end of 2024, interest rates were falling but people were over-optimistic in thinking that relief would immediately appear. It can take 1824 months for a substantial change in monetary policy to take effect.
Now, we are 14 months down the track from the first rate cuts, which tells us that the economy will start to feel the full effects of lower interest rates from early next year, gaining strength as we head into the general election.
What interests me is that we will also be feeling the impact of the jump in farm incomes. When rural incomes surge, the effects ripple out from Southland, then to Otago, and soon after to Canterbury, Taranaki, Manawatu-Wanganui, Bay of Plenty and Waikato.
(The boost may take a year to show up in Auckland, and two years to show in Wellington.)
But there are other positive factors also coming into the mix. Upside potential is strong for foreign student numbers (highly relevant to Auckland CBD and Christchurch) as Australia curbs international student numbers to stem housing market tightness.
Infrastructure spending is ramping up – although picking timelines for a boost can be difficult given the long lags between announcing a plan and actually doing it. Prospects for house construction are looking better, at least for standalone housing. Multi-unit developments will take longer to kick into gear given the current over-supply and financier wariness of still over-stretched developers.
The exchange rate has weakened recently and that is good for some extra export receipts generally alongside maybe some extra tourists, which would be useful in helping to make up for the reduction in cruise ship visits to most ports this season.
Of great relevance in all of this is when householders start to feel more confident about their employment and income growth.
Optimistic people will spend more. I can see early signs of businesses planning to hire more people from my monthly business survey. But there is zero indication as yet that employment confidence is lifting.
I gauge that from my monthly survey of real estate agents where one of the question I ask is what buyers are worried about. They can tick boxes for things like a shortage of listings, access to finance, interest rates etc., as well as their jobs and incomes.
At the start of last year only 14% of agents said people were worried about their employment. That soared to 56% come June last year which so far has been the peak. But the latest reading from three weeks ago was almost the same at 55%.
Therefore, for spring I don’t think it is reasonable for retailers to expect many positive surprises. But come summer there is a good chance of things looking better, and after that the factors I have listed above will come into play and should reward those who have made it through the horrid period since the pandemic binge ended at the start of 2022.
The best fruit trees for a Kiwi backyard
Source: yourhomeandgarden.co.nz
Is there anything better than harvesting your own fresh fruit?
Looking to transform your backyard into a thriving edible oasis? Growing fruit trees is one of the most rewarding and sustainable ways to enjoy fresh, homegrown produce throughout the year. Whether you’re working with a full-sized garden or a modest urban courtyard, fruit trees offer long-term rewards with relatively little upkeep. New Zealand’s temperate climate is ideal for growing a wide range of fruit, from Mediterranean favourites to subtropical varieties.
But not all fruit trees are created equal. The best choice for your garden depends on your region, garden space, and how much time you want to invest. To help you get started, we’ve put together a list of the top-performing fruit trees for Kiwi gardens, plus expert tips on planting, sun requirements, and how to keep your trees productive year after year.
The best fruit trees for your backyard...
1. Apple Trees
Apple trees are a classic choice for all gardens in Aotearoa. With countless varieties available, from sweet Royal Gala to tart Granny Smith, you’ll adore picking your afternoon snack directly from your own apple tree. Many apple trees require cross-pollination, so planting two compatible trees will ensure a better harvest.
When to plant: Winter, while the trees are dormant
Harvest in: Two to four years
Position: Full sun
Soil: Free-draining soil, rich in organic matter
2. Avocado Trees
Avocados can be fussy to grow, but incredibly rewarding, especially when you’re making guacamole from scratch using the fruit you’ve harvested from your garden. Plant your tree in a warm, sheltered spot with well-draining soil. Young trees are sensitive to frost, so use cloth or plant in a protected area.
When to plant: Spring
Harvest in: Two to four years
Position: Full sun
Soil: Free-draining soil, rich in organic matter
3. Feijoa Tree
Feijoas are a New Zealand favourite for a reason. They’re hardy, easy to grow, and produce sweet, aromatic fruit in autumn. Plant at least two different varieties for successful cross-pollination, unless you’re planting a self-fertile cultivar like ‘unique’ or ‘bambina’. Feijoa also have dwarf and hedging varieties to suit any garden. These plants are hardy too, and will tolerate coastal conditions and light frosts.
When to plant: Autumn and spring
Harvest in: Two to three years
Position: Full sun
Soil: Free-draining soil, rich in organic matter
4. Lemon Tree
Lemon trees, especially the Meyer, are very prolific. Look after your lemon tree and you’ll be rewarded with an abundance of sweet, tangy fruit for years to come. Lemon trees thrive best in warmer regions but can be successfully grown in pots in cooler parts of the country.
When to plant: Autumn and spring
Harvest in: Two to three years
Position: Full sun
Soil: Free-draining soil, rich in organic matter
5. Plum tree
Plums are incredibly productive and suitable for most regions of Aotearoa, although they are best grown with another variety for optimal pollination success. Billington is an early-season red plum that’s partially self-fertile, while Luisa produces large, sweet yellow fruit. Water well during fruiting and prune after harvest.
When to plant: Winter
Harvest in: Two to four years
Position: Full sun, away from strong winds
Soil: Deep, free-draining soil, rich in organic matter
6. Peach & Nectarine Trees
Peaches and nectarines grow well in the warmer parts of New Zealand, as thet love at least six hours of direct sunlight daily. Most varieties are self-fertile (typically excluding drawf vareties) but bee activity in your garden will be especially useful to ensure a bountiful harvest.
When to plant: Winter
Harvest in: One to three years
Position: Full sun, sheltered from wind
Soil: Free-draining soil, rich in organic matter
Back down to earth
Source: oneroof.co.nz, Sponsored by Resene
Go beyond the visual and bring shade and texture into your home.
We’ve always taken inspiration from nature in our homes, so what does “earthy and natural” mean when it comes to interior design and colour inspiration?
Over the past few years, we’ve increasingly embraced a design ethos that connects us to nature. What has grown out of natureinspired design trends is a desire to go beyond visual representations of nature to feel the texture of the outdoors and bring it inside.
In that context, “earthy” takes on a broader three-dimensional, sensory definition. We might start with earthy colour, using beautiful, muted browns, greens, blues, floral pinks and even sunset golds, but we also want to include the patterns, light and feel of nature and its materials.
Resene stylist and colour trend specialist Moneuan Ryan says modern earthy shades can be used to balance perennially popular minimalist modernism with sensory richness of nature, in a style known as Global South or Southern Contemporary. It embraces not only richer earthy shades like sienna, ochre and terracotta, but cultural crafts, traditional textiles and natural materials like clay, stone and thatch.
“It combines these elements in a fresh way, using rich natural colours to connect the built environment with the natural environment.”
Browns and greens
Colours that spring from the earth, such as greens and browns, are the obvious first source of inspiration for an earthy look, Moneuan says.
“The colour palette can include the softest warming whites like Resene Quarter Bianca and Resene Spring Wood to off white shades that are more cocooning and very liveable,” she says. “These include pink and clay tones such as Resene Cashmere, Resene Wafer and Resene Beethoven.”
Accents of muted orange and peach add vibrancy to this soft green dining room, while keeping it feeling grounded and earthy.
Pair these warm neutrals with bolder accent colours that deepen in richness on walls, beams, ceiling and furniture, she suggests.
Shades like brown-red Resene Redwood, Resene Aubergine or Resene Red Planet bring a rich, luxurious finish while remaining earthy and textured, particularly when used in flat or low sheen finishes like Resene SpaceCote Low Sheen.
“Elegant but rustic, softer browns and bronzed shades can’t be missed off as an integral part of these new palettes,” Moneuan says.
Colours like Resene Nomad or Resene Sugar Loaf are soft and dusky yet deliver strongly as wall colours. For something deeper try Resene Millbrook, Resene Deep Bronze or Resene Black Magic for maximum bold and cocooning earthy tones that feel truly reflective of our own natural environment.
When it comes to greens, Moneuan suggests dark and stormy shades like Resene Racing Green, Resene Eternity or Resene Log Cabin for a similarly rich and deep finish that feels complex and interesting as well as earthy.
For fresher notes, look to more flaxen greens like Resene Aspiring, she says, as a lighter uplifting hue or Resene Siam and Resene Woodland for truer forest canopy inspired tones.
It’s not all about browns and greens
Though browns and greens tend to be what we gravitate to when we think of “earthy colours”, there is a growing trend to go broader into blues, reds and even sunset shades while keeping to an earthy aesthetic.
The trick here is to look for mid-range colours which have a muted or greyed edge to them, so they’re bolder than pastels, while not as vivid as brights or jewel colours.
The texture of stained wood panels in earthy shades adds visual interest and relief against the deep brown wall.
The lime-washed effect on this wall in soft sunset shades lends the room the earthy weathered look of washed terracotta.
If you want an earthy red, try brick hues or those that veer toward brown such as Resene Red Oxide or Resene Fahrenheit, rather than pinker-toned berry or fire engine reds.
When it comes to blues, look for greyed, dusty blues like Resene Weathered Blue from the Karen Walker Paints range or, for a more teal hue, Resene Seachange. In yellows and golds, look for the shades of a fading sunset like Resene Noosa or Resene Tussock.
The softened edge of these colours not only helps your spaces feel soothing and comfortable to be in, when used in a low sheen or flat finish they can even take on the appearance of a subtle chalky or suede-like texture that emphasises the sense that has been created in nature. You can amplify this sense further by using lower sheen and matte finishes such as Resene SpaceCote Low Sheen and Resene SpaceCote Flat.
Touch the earth
Texture is an important part of an earthy-feeling and nature-inspired interior. That can mean physical texture that comes from natural fibres like flax and linen, rough sawn timber and bark or stone.
Rustic reds and charcoal floorboards bring earthy variety and texture to a nature-inspired dining room.
It can also mean visual texture that comes from showcasing the natural wood grain of furniture or built features like floors, ceilings and beams.
Use Resene Colorwood Natural wood stain to elevate the natural colour and grain of your wood or try for subtle colour effects that can make your space feel cohesive while keeping the wood grain at the heart of the look. Stain washes like Resene Colorwood Shore Thing or a tinted stain like Resene Bark keep to an earthy colour scheme while making the most of your wood. They can also be a useful way to revive older wood and bring it up to date with your new earthy colour scheme, without losing the grain texture.
Resene FX Paint Effects Medium is an extremely versatile and fun product that can be used to create a range of textured looking “broken” finishes. Try an irregular baked earth look using a base of Resene Grain Brown then Resene Quarter Sorrell Brown (both from the Karen Walker Paints range). For additional texture that resembles plaster cladding, use tinted Resene Sandtex Mediterranean effect to your basecoat.
Textured wallpapers that resemble natural fibres like linen, bamboo or woven flax are another way to bring natural earthy notes into your finished room. Like paint effects, wallpaper textures can also be physical or visual.
Try the woven look of Resene Wallpaper Collection M688-07 or the striations of Resene Wallpaper Collection 34799. For an earthy look inspired by the rich colours of mineral seams and geodes, try Resene Wallpaper Collection 39659-3.
Earthy is an interior design term that can mean different things to different people. To get started in an earthy design that suits your colour tastes and make you feel connected to nature, start with the mental image you see when you think of “earthy”. That’s the best place to start pulling together your favourite colours and textures.
If you need help finding the right colours to bring out the best in your home, come in and visit your local Resene ColorShop.
Ask a Resene Colour Expert free online, resene.com/colourexpert
Or book a Resene Colour Consultation free instore or virtually or a paid home visit in selected areas, resene.com/colourconsult.
Loan Market Lending Update
Rates easing, but the bottom may be near
The latest inflation data showed a small lift — headline CPI rose to 3.0% (from 2.7%), sitting right at the top of the RBNZ’s 1–3% target band.
Beneath the surface, though, core inflation has eased to around 2.5%, suggesting price pressures are softening despite higher electricity and council rates.
OCR Outlook
With inflation still under control and growth sluggish, most economists expect the RBNZ to trim the Official Cash Rate by 25 bps in November, bringing it to 2.25%, and possibly another cut by early 2026.
This would take the OCR close to 2.0% – supporting a gentle easing cycle rather than aggressive cuts.
Home Loan Rate Direction
We’re likely to see modest downward pressure on mortgage rates in the near term, particularly on floating and short-term fixed options. However, large rate drops are unlikely unless inflation falls further than expected.
Longer fixed terms (2–3 years) already appear close to the cycle’s bottom — so for clients wanting stability, now may be a good time to lock in.
Strategy & Considerations
Choosing the right term is key:
• If you expect more OCR cuts ahead, staying shortterm or floating could let you refix lower later.
• If you prefer certainty and budget stability, longer fixed terms remain attractive.
• For those currently fixed at high rates, it’s worth reviewing break costs and potential savings from breaking and refixing/refinancing.
• Always weigh broader factors — Job security, other debts, and tolerance for future rate rises — Vital when planning your loan structure/fixed terms.
What to Watch
• Upcoming CPI releases – higher inflation could pause or reverse the RBNZ’s easing path.
• RBNZ Monetary policy statements – look for language around “inflation risks” or “capacity pressures.”
Key Takeaway
The recent inflation bump hasn’t derailed the RBNZ’s easing trajectory.
With core inflation cooling and growth soft, expect gradual OCR reductions over the next two quarters possibly totaling around 50 bps by early 2026.
That said, rates remain sensitive to new data, so staying informed — and regularly reviewing your loan structure — will be vital in the months ahead.
Site investigations are performed by our specialist field staff and the site specific results are analysed by our qualified and experienced geotechnical engineers.
GeoSolutions is a specialised consultancy practising in geotechnical engineering. We cover projects and sites all around the North Island and look after residential building sector.
GeoSolutions team is certified Chartered Geotechnical Engineer (CPEng) with Engineering New Zealand. We are also registered producer statement author (PS1, PS2 and PS4) with Auckland Council.
GeoSolutions is your reliable and cost-effective Geotechnical engineering professionals. Talk to us now and find out how we can offer assist.
Geotechnial Design & Reporting
We have analytical tools that allow detailed design on retaining structures and assess slope stability, with the in-house capability and expertise to design for your next project.
Construction Monitoring
We actively involve during the construction phase of the work to ensure our recommendations specified in our report followed and the project runs smoothly.
Ray White Now
Introducing Ray White Now, an insight to provide clarity to all our customers on what is happening in the market now.
If you are considering selling we explain how you can take advantage of the current conditions to achieve the best possible sales outcome.
Source: Ray White New Zealand
Salty Peanut, Raisin and Dark Chocolate Bars
Recipe by Claire Aldous, Photography by Josh Griggs Source: dish.co.nz
Simple to make, delicious and very addictive! Don’t skimp on the sea salt, it takes this to another level of moreishness.
SERVES: 24 BARS
INGREDIENTS
• 900 grams dark chocolate, 70% cocoa, chopped
• 3 cups roasted salted peanuts
• 2 cups raisins
• 1 cup slivered almonds, toasted
• 2 teaspoons sea salt
EQUIPMENT
• Grease a 25cm x 20cm tin and line with baking paper.
METHOD
Put the chocolate in a large heatproof bowl and heat in the microwave in 1-minute bursts on medium heat until melted.
Add most of the nuts, raisins and salt, and stir to combine.
Tip into the tin and top with the remaining nuts, raisins and salt. Chill in the fridge for 2 hours to set, then cut into bars.
Wayne Maguire
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Jackie Dragicevich
Licensee Salesperson 021 657 521
Nadine Wilson Licensee Salesperson 021 916 626
Meet our team
Anna Stephenson Licensee Salesperson 021 393 565
Donna Watts
Licensee Salesperson 027 250 9417
Jono Barton Licensee Salesperson 027 919 4944
Brown Licensee Salesperson 021 731 023
Bryce Holmes Licensee Salesperson 021 908 293
Ester Kanaway
Licensee Salesperson 021 523 637
Judith Everitt Licensee Salesperson 021 2777 844
Peter Coker Licensee Salesperson 021 666 203
Cathy Roselli
Licensee Salesperson 021 750 454
Gerry Smutz Licensee Salesperson 0275 203 980
Lesley Harris Licensee Salesperson 0274 935 498
Rain Diao Licensee Salesperson 021 066 4976
Pauline
Ray White Mission Bay, Kohimarama & St Heliers - Maguires One Teamare experienced real estate professionals committed to providing you with the best possible service.
Richard Lyne Licensee Salesperson 021 687 000
Vicki Huntley
Licensee Salesperson 021 702 443
Bella Stefano Licensee Salesperson 021 668 938
Larissa Tsapko
Licensee Salesperson 021 770 115
Rosco Valentine Licensee Salesperson 021 726 344
Priya Waller Licensee Salesperson 021 131 2018
James Ford Licensee Salesperson 021 020 37340
Mi Zhou Licensee Salesperson 022 019 6329
Stuart Trewheela Licensee Salesperson 027 482 4783
We have a specialist team of experienced and successful agents who have a unique insight into Auckland Suburbs including Mission Bay, St Heliers, Kohimarama, Orakei & Glendowie.
NZET (New Zealand Economic Times) is a leading Chinese media platform in New Zealand focused on finance and real estate news. We are looking for a Media Sales Executive to sell advertising space and build commercial partnerships.
This is a full time commission-based role with high earning potential. There is no limit on the clients you bring in. This role suits someone who is fluent in both English and Chinese, with media advertising or sales experience, and is seeking income growth.
Apply:
Please state the position you are applying for. Send your CV to: nancy800608@gmail.com
Phone (Wayne): 0274-22-33-77
Vannessa
Dave Tomu
Ray White St Heliers 10 Polygon Road rwstheliers.co.nz
Ray White Mission Bay 33 Tamaki Drive rwmissionbay.co.nz
Ray White Kohimarama 5 Averill Avenue rwkohimarama.co.nz
What's happening in the market.
Local Statistics
September 2025
-
MONTHS
TREND -
MONTHS
Auction
vs Other Sale Methods
AUCTION
Maguires One Team - Reporting period: Jul 2025 - Sep 2025 43% 7%
OTHER SALE
METHODS
(Maguires One Team percentage of homes selling within 90 days)
NZET is New Zealand’s leading Chinese-language media platform, focusing on real estate, financial news, and market trend analysis.
We serve a high-quality Chinese-speaking readership in New Zealand— including property investors, homebuyers, financial professionals, and business decision-makers.
Our articles and video content consistently reach over 100,000 local readers and viewers in New Zealand, and we are steadily growing into one of the most influential and trusted Chinese-language financial media outlets in the country.
By choosing NZET, you gain access to our professional content influence and highly targeted audience reach—empowering your brand to achieve greater exposure and conversion in the Chinese market.
Contact us for advertising opportunities and the latest media kit to connect directly with New Zealand’s core Chinese-speaking audience.
Maguires
PRESTIGE PROPERTIES
3
230 Kohimarama Road, Kohimarama
RARE ARCHITECTURAL DELIGHT
Where Architecture Meets Art - A Home Defined by Curved Form and Light
Perched proudly on the ridge and capturing sweeping views of Rangitoto, this striking North facing 1950s residence embodies enduring architectural elegance and relaxed sophistication.
Defined by its signature curved dormer windows, steep gabled roofline, and expansive glazing, this residence is an architectural statement of enduring grace. Originally crafted in the mid-century era and thoughtfully reimagined by Buisson and Strez Architects in 1987, it embodies a rare harmony between modernist design and timeless European influence. Sunlight pours through walls of glass, creating effortless indoor-outdoor flow and framing lush garden vistas from every angle.
Set on 1341sqm (more or less) of beautifully landscaped grounds, the 287sqm (approx.) home exudes warmth and authenticity. Inside, craftsmanship takes centre stage - from the softly-toned timber ceilings to the original joinery and generous open-plan living spaces designed for connection and celebration.
This beautifully designed residence offers a flexible and luxurious layout across two levels, ideal for both family living and entertaining. Upstairs, two generous double bedrooms are complemented by a stylish bathroom and separate powder room,
while the master suite enjoys complete privacy with its own ensuite, private balcony, and breathtaking panoramic views across the water to Rangitoto.
A spacious living area upstairs serves as a versatile retreat - perfect as a games lounge, relaxation zone, or elegant work-from-home space. Downstairs the double bedroom, and a single bedroom or study, provide excellent accommodation for guests or family, all thoughtfully designed for comfort and convenience.
The entertainer's kitchen flows effortlessly into the dining and living areas, opening to a wide terrace perfect for alfresco dining and summer gatherings. Beyond, the landscaped garden oasis unfolds - a tranquil escape with a gazebo, fish pond, and sculptural plantings that evoke a sense of calm and privacy.
With scope to add a pool, extend, or further enhance, this residence offers endless opportunity while preserving its architectural soul.
Lovingly held by the same family for four decades, this exceptional ridge-top retreat now invites its next custodian - someone who values design, history, and the rare magic of a home with heart and heritage.
View: Please contact salesperson for viewing details
Set Date of Sale (unless sold prior) - 19 Nov
9 Selwyn Avenue, Mission Bay
WELLNESS ELEVATED. MISSION BAY REIMAGINED
A Private Sanctuary of Coastal Luxury and Calm - CV $5,900,000
Just moments from the golden sands of Mission Bay Beach, this exceptional 1001m² estate transcends the ordinary - a private coastal retreat where luxury and wellbeing unite in perfect balance.
Evoking the serenity of a world-class resort, this sunsoaked sanctuary is designed for those who value health, harmony, and effortless sophistication. The resort-inspired grounds centre around a heated pool where you can spa and sauna - complemented by shaded cabana lounges, an outdoor bar. A tranquil swing seat invites you to pause and take in the stillness of your private retreat.
The dedicated wellness pavilion features a professionalgrade gym and versatile studio space - ideal for Pilates, yoga, or meditation. Framed by lush greenery and infused with natural light, it's an environment created to restore both body and mind.
Buyer Enquiry Over $6,000,000 6 5
Inside, the main residence exudes contemporary coastal elegance with four light-filled bedrooms and three luxurious bathrooms. Refined textures, bespoke finishes, and seamless indoor-outdoor flow define each space, creating an atmosphere of understated sophistication.
A fully self-contained second dwelling enhances the property's versatility, offering two bedrooms, two bathrooms, and private access - perfect for guests, extended family, or luxury short-stay accommodation.
Additional features include extensive garaging or private gym set-up, and beautifully landscaped grounds that deliver complete privacy and tranquility.
Situated within walking distance of Mission Bay's iconic beachfront, cafés, and restaurants, this residence captures the essence of modern wellness living - a rare blend of vitality, luxury, and lifestyle.
A sanctuary for the senses - where every day begins with sunrise yoga and ends with sunset serenity.
Registered valuation $6,400,000
View: Please contact salesperson for viewing details
Richard Lyne
021 687 000
richard.lyne@raywhite.com
Set on a private 933m2 (more or less) section in the heart of the Bays, this beautifully updated 1950s home is a true sanctuary for modern family living. Solidly built in plaster over brick and weatherboard, it blends timeless mid-century charm with contemporary comforts and resort-style amenities.
North-facing and filled with natural light, the spacious circa 220m2 layout offers generous open-plan living, a thoughtfully designed kitchen, and seamless indoor-outdoor flow to multiple entertaining zones. Whether it's summer evenings by the fire pit, poolside BBQs under the stars, or cozy winter nights by the fireplace, this home is made for year-round enjoyment.
A heated swimming pool, ambient garden and pool lighting, and lush landscaping create a holiday-at-home vibe, while a fully self-contained unit provides flexible options for Airbnb, extended family, or teens seeking independence.
Tucked away from the road in a peaceful setting, yet just minutes from coastal walks, cafes, top schools, and local amenities-this is resort-style living without compromise.
Don't miss your chance to experience this rare gem. For Sale $3,575,000
Resort-Style Family Oasis
40 Kupe Street, Orakei
COME
HOME TO HIGHLY SPECCED CENTRAL ORAKEI LIVING
Seize the day and move swiftly – this is your chance to savour the epitome of refined living by securing one of these six brand-new homes in a tightly held boutique development. These freehold title properties are a rare find in a sought-after bays’ locale. A range of versatile floorplans give discerning buyers – from families to professional executives and downsizing locals a layout that meets the needs of many modern households. Embrace an idyllic hassle-free lifestyle with the boardwalks, Orakei Domain, public parks, cycleways, and highly regarded schools all within a small radius.
Each home boasts exceptional build specifications, with interiors showcasing meticulous attention to detail and uncompromising commitment to design quality. All backed by a Master Build Guarantee. Choose from a range of expansive four- and five- bedroom layouts: two standalone homes and two sophisticated three-storey duplexes, with all featuring generously proportioned double bedrooms (including multiple master suites, walk-in robes, and ensuites), sensational designer bathrooms, well-appointed living spaces and internal access garaging. High quality timber flooring, elegant wall panelling, and sleek bathrooms combining tile, stone, and glass determine a contemporary, considered aesthetic, while each property boasts seamless flow to secluded alfresco courtyards. Each sun-filled outdoor area extends opportunities for entertaining or simply unwinding after work.
Combining architectural excellence and convenience, these residences represent a unique opportunity to own a brand-new home in one of Auckland’s most coveted coastal post codes. With easy access to beaches, green spaces, commuter routes, and the city centre, this is urban sanctuary places outstanding amenities within easy reach. Be quick to stake a claim in this prestigious enclave where bold style blends with practical urban living so close to the vibrant cosmopolitan precincts fringing the bays’ iconic shoreline.
Set Date of Sale: Closing Friday 21 November
Viewing: Please contact salespeople for viewing details
Wayne Maguire
0274 22 33 77 | wayne.maguire@raywhite.com
Anya Khominich
027 654 3006 | anya.khominich@raywhite.com
Mi Zhou
022 019 6329 | mi.zhou@raywhite.com
4 3 2
303 Matua Road, Kumeu
LIFESTYLE PARADISE & FUTURE URBAN UPSIDE
Considered a premium address for a lifestyle property in Kumeu, this strategically positioned, brick masterpiece, set on approx.4ha of Future Urban land, is a must-see and is sure to tick your boxes!
The beautifully crafted, expansive 560m2 residence offers exceptional living with a wall of floor-to-ceiling glass, 3 ensuited bedrooms, guest accommodation, a study, a separate lounge, a separate laundry, a wine cellar, and internal double garaging.
A thoughtfully designed layout ensures every room enjoys a unique and inspiring outlook, while the scenery outdoors provides a front row seat to nature's grandeur.
The land is flat and well set up, featuring a tennis court, swimming pool, fruit and nut trees, and an established garden, adding to the charm and functionality in a serene rural setting.
The location is excellent-walking distance to Kumeu village shops, cafes, short trip to Muriwai beach, golf courses, wineries, Westgate and Northwest shopping centres, and motorway access.
If you are seeking the perfect balance of comfort, style, and the opportunity of possible future re-zoning / subdivision (subject to council approval), then this property has it all.
The vendor is committed and serious about sellingwe look forward to seeing you at the open homes or contact us arrange a private viewing.
All conjunctional agents welcome!
Set Date of Sale (unless sold prior) - 14 Nov
Viewing: Please contact salesperson for viewing details
Waiatarua
UNLOCK
A RARE DEVELOPMENT OPPORTUNITY-OWN THE REMARKABLE!
This is more than just a property. Fly in by helicopter and step out in style to your private estate retreat. It's an investment in scale, location, and legacy. Whether you're seeking a luxury private residence, a hospitality investment, or a visionary development opportunity, this estate delivers on every level. Owned by one family for over 80 years, this generational estate in the Waitakere Ranges is on the market - offering unmatched subdivision potential and multiple income streams in one of Auckland's most sought-after natural settings.
Subdivision Investment: Potential to subdivide into 7 sections, including existing infrastructure and buildingsfast-track your next development project.
Situated on an elevated 28-hectare site, rich in native forest and protected surroundings - rare landholding this close to Auckland. Resource consent in place for an additional 12 luxury hotel rooms (valid until April 2026), adding immediate value to the existing 28-room accommodation.
Income-Producing Assets Already in Place: Two hotel buildings - one iconic, one newly built - offering 28 highend rooms, each with panoramic views of Auckland City and the Hauraki Gulf.
On-site restaurant, wellness retreat, spa, pool, gym, and full resort amenities supporting guest and event revenue.
Conference centre, wedding venue, and private chapel - ideal for year-round bookings and large-scale events. Helipad and dedicated landing area to attract highend clientele. Two additional serviced apartments and a spacious 4-bedroom home provide further rental or resale opportunities.
Location & Lifestyle Appeal: Just 30 minutes from Auckland CBD, yet completely immersed in naturewith waterfalls, walking tracks, streams, and reserves surrounding the site.
Positioned within the Waitakere Ranges Regional Park - offering tranquility, prestige, and long-term value protection. Access to key regional infrastructure while retaining complete privacy and seclusion.
Investor Highlights: Development-ready site with highend amenities already generating income.
Rare combination of natural beauty, scale, and proximity to Auckland. Short-term and long-term growth potential through subdivision, hospitality, and events. Position yourself above the market - and build the future here.
$15,000,000
Viewing: Please contact salesperson for viewing details
10 Fern Glen Road North, St Heliers
ELEVATED PRESTIGE ON THE RIDGE!
This architecturally designed statement home is proudly positioned on one of St Heliers' most coveted ridge-line streets. Set on a full 809sqm site adjoining Dingle Dell bush reserve, this concrete and cedar board & batten home with a substantial 342sqm floor plan offers a striking blend of scale, timeless design, and modern functionality.
From the moment you arrive, there's a strong sense of elegance and symmetry, with landscaped gardens, pristine lawns, and a layout that is both visually appealing and highly practical.
A spacious foyer welcomes you, with stairs leading up to the main living level. Here, a generous open-plan living and dining area with elevated views features high stud ceilings and floor-to-ceiling windows that bathe the space in natural light and all-day sun.
Seamless indoor-outdoor flow leads to a sun-drenched deck - ideal for entertaining or relaxing in the quiet, leafy surrounds. Inside, American Oak honey-toned parquet flooring guides you to the designer kitchen and adjoining family room that flows easily to a tiled patio and same-level, landscaped lawn and garden. Also on this level is a flexible, light-filled room enjoying Northerly views (currently used as a spacious home office), the second of three bedrooms (with dual-entry bathroom), and a separate laundry with outdoor access.
Upstairs, the oversized master suite is a sophisticated retreat, offering spectacular views across the harbour to Rangitoto Island. A Juliet balcony allows you to fully appreciate the outlook, while bringing in natural light and sea breezes. A generous walk-in wardrobe and ensuite with double vanities complete this level.
The third bedroom is located on the entry level and has access to a dual-entry bathroom. This level also features a dedicated media room with projector, which opens out to an inviting private outdoor lounge area complete with a HotSpring spa.
Off-street parking is well catered for with a two-car garage connecting to a private service area-ideal for trailers, watercraft and garden equipment.
Located on a peaceful, private road overlooking picturesque Dingle Dell Reserve, this sun-filled home is surrounded by the gentle soundtrack of native birdsong. Just moments from the St Heliers waterfront and village, it's zoned for St Heliers School and Glendowie College, with nearby bus routes to private schools and other key amenities. This is a rare opportunity to secure a truly prestigious home in a highly sought-after neighbourhood.
Auction: 5pm, Wed 22nd Oct, In Rooms, 10 Polygon Rd, St Heliers (unless sold prior)
Viewing: Please contact salesperson for viewing details
41 Cliff Road, St Heliers
Set against an awe-inspiring backdrop, this distinguished 3,700 sq ft clifftop residence offers sweeping, uninterrupted views from Rangitoto Island to the iconic Sky Tower. Perfectly blending modern sophistication with natural beauty, this residence fosters a seamless transition between indoor and outdoor living. Located in the highly coveted St Heliers enclave, this property promises an exclusive lifestyle, offering both ultimate privacy and effortless proximity to the vibrant village and waterfront.
View: Please contact salesperson for viewing details
20/20
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