LUXE Magazine | Issue 8 Sept 2017 by LUXE

L U X E L U X U R Y L I V I N G K WA Z U L U N A T A L

OCT - DEC

2017

REDEFINING RETIREMENT

RETIRE IN STYLE KZN DOES IT A LITTLE DIFFERENTLY!

Place of Rest

ELALENI

COASTAL COASTAL FOREST FOREST ESTATE ESTATE

The stylish new range

POP ART

FROM FROM CARROL CARROL BOYES BOYES

High Rock House

SKY HIGH

MAJESTIC MAJESTIC BALLITO BALLITO HOME HOME

EDITORIAL & PUBLISHING STEPHANIE DU PREEZ CREATIVE MANAGER stephanie@luxemediagroup.co.za VELIA VAN DER MERWE PROJECT MANAGER velia@luxemediagroup.co.za ELLEN DU TOIT ADVERTISING KZN ellen@luxemediagroup.co.za | 078 459 5050 PAT FRANKEN ADVERTISING KZN pat@kal-media.za | 082 552 3027 ANDREA DU PREEZ GIS / MAP SPECIALIST adupreez@mweb.co.za

CONTRIBUTORS IN THIS ISSUE LIZA GRESSE - UBUHLE HR CAROL REYNOLDS - PAM GOLDING UMHLANGA LOUISE HUNT - INTERNATIONAL TREND INSTITUTE RAINMAKER MARKETING CARROL BOYES CHRIS REID - INTERNATIONAL TREND INSTITUTE LUXURY COASTAL ESCAPES PRIVATE PROPERTY CRAWFORDSCHOOLS™ OLALA INTERIORS KARIEN HUNTER - AMC HUNTER INC STRUAN CAMPBELL - PSG UMHLANGA WENDY WOTHERSPOON - BEAUTIFUL EARTH SIMON WATSON - COX YEATS ATTORNEYS

DISTRIBUTION MEDIASUPPORT | 011 608 2462 WITH SPECIAL THANKS TO CANELANDS HOTEL COX YEATS CRAWFORDSCHOOLS™ DUNKIRK ESTATE IZINGA ESTATE KITCHENS FOR YOU KSIA INTERNATIONAL & PREMIER LOUNGES OYSTER BOX HOTEL PALM LAKES FAMILY ESTATE PAM GOLDING BALLITO PAM GOLDING UMHLANGA PRINCE’S GRANT SHEFFIELD BEACH ESTATE SIMBITHI ECO ESTATE ZIMBALI COASTAL ESTATE THE COVER CHRIS ALLAN PHOTOGRAPHY Taken from the collection of images from Elaleni Coastal Forest Estate in Sheffield Beach, KZN North Coast. This corridor of the indigenous forest was alive with bird-life flitting from branch to branch in the mid-morning light. Purple Crested Touracos called and kingfishers darted through towards the dam at the end of the trail. Strolling along it was an aural and visual relaxation treatment fit for a five star luxury spa. PRINTING PROCESS LITHO | 031 569 1020 The views and opinions expressed in this publication are those of the authors and do not necessarily reflect the opinions or views of LUXE Media or its shareholders and directors. While every effort has been made to ensure the accuracy of information at the time of going to print it is not guaranteed.

www.luxemediagroup.co.za

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From the Editor Hope A Tale of 3 Cities Treasure Chest Competition Elaleni Coastal Forest Estate The R Word Retire in Style Pop Art Centre Map Turning the Tide Emotional Truth Sky High Property Trending The Golden Thread Skin Deep Coastal Chic FICA Saving for Your Future Baby Massage Lease Agreements & Fairness

CO N T ENTS

A C E L E B R AT I O N

Of all things related to the Kwa-Zulu Natal Province. It's people, its places and its beauty.

Breathe in the fresh air of the freedom to create your own mood rather than the stale air of being a prisoner of circumstance.â&#x20AC;? MJ Durkin

hen it comes to doing things a little differently, KwaZulu Natal certainly has form.

Being the hot topic of the property market, we decided to focus on retirement in this issue. Far from being ordinary, developers and home owners within our province are running with the notion that it is not a case of spending one's golden years tucked away.

It's a lifestyle choice. One that you've worked hard for. And one that you want to enjoy to its fullest extent. Whether you are looking to retreat to a sanctuary of calm or would like to integrate into the embrace of family and community, you are undoubtedly spoilt for choice in KwaZulu Natal. The foundations of good design and the work of fantastically talented professionals are showcased in our two home features. One, perched upon a hill in Ballito, is an artful, luxuriously crafted home that conveys sophistication and functionality. The other, overlooking one of the most beautiful beaches in the country, is a

From the EDITOR 06

modern, contemporary home with a design style that truly celebrates its location. Sure to put its owners and visitors in a beachy mood regardless of the season. Our contributors have outdone themselves with thought provoking, relevant pieces, put together for your enjoyment. Here's to living well and taking the time to enjoy it...

Stephanie Editor

stephanie@luxemediagroup.co.za

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A world of investment opportunity awaits Owning your own share portfolio is like having your own managed fund. It is tailor-made to meet your needs. We help you make sense of the multitude of available options, both locally and offshore. Contact me to discuss a personalised share portfolio. Struan Campbell CFPÂŽ | Portfolio Manager T +27 (86) 088 8810 | C +27 (83) 275 4344 | E struan.campbell@psg.co.za Brandfin House, 4 Holwood Crescent, La Lucia Ridge, Umhlanga | psg.co.za/durbanstockbroking

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HOPE IS TO THE SOUL WHAT AIR IS TO THE LUNGS

Text Liza Gresse | Firm Ubuhle HR & Management Consultants | T: 083 633 6548 | E: liza@ubuhlehr.co.za | W: www.ubuhlehr.co.za

When I was a young girl I once nearly drowned. It was terrifying.

lthough I was a strong swimmer I misscalculated the enormity of an approaching wave. I was engulfed by the water mass and I remember the weight of the water pushing me down into the depth of the ocean. I fought and

struggled to find my way up through the water towards the light and most importantly the air that could fill my aching lungs. I remember the anxiety as I felt my lungs releasing the bit of air that was still within.

Hope is like the sun, which, as we journey towards it, casts the shadow of our burden behind us.” Samuel Smiles

The average person can hold their breath for 30 to 60 seconds, and once you run out of breath under water, your chance for survival is slim. I was running out of air. I tried to look up to see sunlight, and then suddenly the weight of the water subsided and for some seemingly inexplicable reason (or so it seemed in the moment), I suddenly had a huge burst of energy, and the will to get out of the predicament emerged. I could feel myself going up faster and with more force. Maybe I could make it. Perhaps I would make it. Clinging to the hope that I would make it! Breaking through the water-ceiling, I at once filled my aching lungs with the gift of air! This event of near drowning made me reflect on the magic of hope. I realised that hope is to the soul what air is to the lungs. Without hope, the soul dies a slow and painful death. When people lose hope, they lose their ability to dream for the future. Despair replaces joy. Fear replaces faith. Anxiety replaces peace. Insecurity replaces confidence. Tomorrow’s dreams are replaced by nightmares. Without hope, life becomes meaningless. When spouses lose hope, they give up on their marriage. Parents give up on their teens. People give up on their leaders. Healthy emotions like contentment and peace are replaced with the toxic emotions of confusion, shame, worry, and disappointment. HOPE is important! The soul needs hope to survive! When you have lost hope, you have lost everything. And when you think all is lost, when all is dire and bleak, there is always hope. Twenty six years ago I gave birth to twins, two months premature. My baby daughter and baby son weighed a mere 1.5kg and 1.6kg respectively and their chances of survival were

slim. Three days after their birth my precious son passed away. I was devastated. Yet despite the enormity of my loss and sadness, I started focusing on my baby girl. My whole being became focused on the hope of keeping her alive. The challenges of pumping breast milk, feeding her through a tube, making sure she was warm in order not to lose energy and weight as a result of this, bathing her small fragile body, holding her for hours on end while sitting in a hospital ward from 5am to 11pm at night…. everything I did was in the spirit of hope. Hope that she will survive and that I will be able to keep her and guide her through life. Victor E. Frankl, author of Man's Search for Meaning and concentration camp survivor quotes Frederick Nietzsche: “Those who have a 'why' to live, can bear with almost any 'how'.” Hope is living in the possibility that all will work out well. Today my daughter is a beautiful strong young woman, a lawyer and a light to all who meet her and a great blessing to her family.

“Hope is the magic elixirs that energizes dreams, fuels possibilities, and lets you live beyond the limits of your historical thinking. It is not a promise that something you want will happen - it is an invitation to enjoy the possibility of what you want while you and life negotiate the eventual outcome. There is never a good reason not to hope!” Michael Neill With hope the impossible actually starts to look possible - think any person who has survived cancer. With hope difficult things begin to look like they might actually be possible - think Nelson Mandela. Courage replaces fear, and strength chases away powerlessness.

“Man can live about forty days without food, about three days without water, about eight minutes without air...but only for one second without hope.” Hal Lindsey Our beautiful country is currently going through tough times and we have to remind each other daily to not lose hope. In the times that we are living we need hope-givers more than ever before. As South Africans we need to speak of hope and possibilities and then we need to get up and make it work. “Our human compassion binds us the one to the other - not in pity or patronizingly, but as human beings who have learnt how to turn our common suffering into hope for the future.” Nelson Mandela I am reminded of the words of Desmond Tutu: “Hope is being able to see that there is light despite all of the darkness.” Let us choose to be the light in order to kill the darkness. Let us start breathing hope and start living in the possibility of a great future.

LIZA GRESSE Director Ubuhle HR A national HR and Management Consultancy focussing on Leadership and Organisational Development, and Productivity Improvement. Liza is a practising Leadership end Executive coach, coaching clients in South Africa and the United Arab Emirates. Working with a wide range of organisations and people in both the private and public sector, she is a passionate and inspirational speaker and facilitator who has inspired, entertained and touched audiences. Her expertise in the fields of Leadership, Human behaviour science, Human productivity improvement, Motivation, Emotional intelligence, Inter-cultural intelligence and Social intelligence help to bring out the brilliance in people.

If Durban is able to offer the best lifestyle in South Africa and the best returns on investment, then it is not surprising that the local property market has continued to exhibit such resilience despite facing volatile political headwinds.”

esidential property is unique in that it comprises both “lifestyle” value which speaks to the emotional factors affiliated with property as a “home”; but also “investment” value which is attached to the clinical and economic viability of property as an asset class. Buyers generally fall into either the end-user category, seeking lifestyle ahead of long-term investment value; or the investor category, where returns and capital appreciation are paramount. Some properties are able to tick both boxes, and some areas are well-positioned to keep both end-users and investors equally satisfied. Against this backdrop, I was delighted to stumble upon some international research that held Durban in high esteem on both counts. Indeed, Durban has been ranked number one in South Africa for its lifestyle offering as well as its rental returns, ahead of both Cape Town and Johannesburg. I thought it would be useful to explore these findings in greater detail. Sandra Gordon, our Pam Golding Research Analyst, recently shared the results of a survey conducted by a London-based online estate agency, namely, Nested. Nested created the 2017 Property ROI Index to gain a better understanding of global variations in real estate prices from an investment perspective. Their survey included thousands of properties, either recently sold or currently listed, across 75 global cities in order to calculate the average price of a three-bedroom property. The company then calculated how long it would take for an investor in each city to recoup the property value using Airbnb and the traditional rental market. According to the index, investors in Durban can recoup the value of their property in 167 months using the traditional rental market and just 18 months via Airbnb – the shortest time period worldwide. Thus, Durban was ranked number one globally for its property rental returns. A significant finding that should bring comfort to our local investor market. Lagos was ranked second (at 22 months via Airbnb), followed by Cairo (at 23 months). Johannesburg was ranked fifth, with a repayment period of 180mnths in the traditional rental market and 33 months using Airbnb. Cape Town was ranked in 12th position – taking 205 months to recoup the property value using old school rental markets and 50 months using Airbnb.

A TA L E Text Carol Reynolds

T: 031 573 6000

E: carol.reynolds@pamgolding.co.za

However, returns are not the only factor that investors take into consideration. Durban does exceptionally well when taking returns into account, because the ticket price of properties in Durban is lower than that of Cape Town. Indeed, the Cape Town market has seen tremendous growth in the past few years, resulting in returns worsening relative to ticket price. Durban has been slower to grow, but annual price inflation has still been positive when compared to the national average. Cape Town has seen growth of north of 10% per annum for the past three years, with Durban’s growth coming in at around 6%. Umhlanga has enjoyed growth of over 9% per annum and Johannesburg prices have grown at a rate of 4.5% per annum. The national average has been sitting at approximately 4.8%. Durban’s rental returns supersede the other cities with averages of 8% per annum being achieved in the main metro suburbs as compared with the KZN average of 6%. Cape Town’s returns were 9% in recent years, but are now closer to 7% and Johannesburg’s returns are around 5.5%. The national average for rental returns according to the TPN/FNB index is 5.85%. This means that investors seeking the best ROI would be wise to consider the Durban property market. Thus, we have established that property in Durban ticks the investor box, but how does it fair from a lifestyle perspective? Mercer conducts an annual

survey each year in which it ranks cities across the globe according to the quality of life that their residents enjoy (the Mercer Quality of Living Index). In 2016 Mercer ranked Durban as the top South African city, for the third consecutive year, ahead of both Cape Town and Johannesburg. Internationally, the survey ranked Durban 87th in the world, Cape Town followed behind in 94th place and Johannesburg was ranked 96th. Again, Durban’s climate, coastline and convenience, have resulted in the city achieving international acclaim. This global recognition has put Durban on the map, which has also sparked interest from a property perspective. It is indeed encouraging to see KZN coming to the fore, not only as a great place to live, but also because it offers a fertile investment market with excellent rental returns. Our recently launched developments in Umhlanga and Sibaya have attracted foreign investors from Dubai, the UK and Germany. If one applies a longitudinal lens, this could be the beginning of KZN’s season in the sun, where the gap between prices in Cape Town and KZN begins to close. Finally, it seems that foreign investors and locals alike have discovered the city in South Africa that keeps coming up trumps!

OF CITIES

CAROL REYNOLDS Area Principal | Pam Golding Properties Carol is a former Miss Universe SA, and a qualified advocate with fifteen years' property experience. She runs the Pam Golding Durban Coastal franchise which spans from Durban through to Umdloti. Some of her accolades include: franchisee of the year and top marketing office. Apart from her Law degree, she has Honours degrees in Management and Psychology, and has recently completed her Masters Degree in Psychology. She is one of the most highly qualified Principals in the Real Estate industry.

Bedrooms 4 / Bathrooms 4 / Garages 3 / Pool Define luxury. In the heart of upmarket suburb of Umhlanga, this modern house offers the opportunity to live, entertain and play in a fully secured gated estate. Boasting world class interiors, large veranda and patio's opening up to panoramic unobstructed ocean views. Family lounge, swimming pool for family bonding and a tranquil landscaped garden. Modern classic interiors sets the house apart and textured wall finishes add grandeur and elegance for a great lifestyle. This house has been thoughtfully designed to suit the needs of the elite family. Shane Shepard 03 440 6391

Bedrooms 8 / Bathrooms 5 / Garages 3 / Flatlet 2 Nestled in the heart of La Lucia, this home is perfect for the entertainer with the living area flowing to a sparkling pool and a fish pond winding through the lush, tropical garden. The tennis court has recently been resurfaced and there is a lovely, level expanse of lawn for the kids. The house is perfect for the extended family & has B&B potential. Also potential for a private theatre room/wine cellar/games. The luxurious main en-suite bathroom is new and spacious, as is the breath-taking solid kiaat and granite kitchen. Close to the mall, office parks, beach and easy access to the M4. Sharon Westcott 083 270 0478

Meet some more of The Treasure Chest entrepreneurs and their wines and stand a chance to win a selection of award winning wines.

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W W W. A M O U R D E S I G N . C O . Z A

CASE — WINE!

GO LD, SILVER, JEWELS, OR IN THIS

A L ARGE BOX THAT IS FILLED W ITH

“Every once in a while, in the midd le of an ordinary life, love gives you a Fairytale.”

TREASURE CHEST

Media Enquiries Louise Hunt ITI Brand Publicity T: 031 562 4216 E: louise@iti.ac

LATHITHA WINES

he charismatic Sheila Hlanjwa recognised a passion for wine and the intricate process of wine making, and it was this emotional connection that led her to create Lathitha wines in 2005. Part of "Lathitha Ilanga", Xhosa for The Rising Sun, Lathitha Wines paints the image for our sunny South Africa. Many South Africans still lack in the understanding of and joys of wine, and Sheila believes that wine making should be embraced as an iconic product of South Africa.

Sheila sources her wine in Stellenbosch, in partnership with the Hoopenburg Estate where Lathitha wines are blended and bottled. There are five different wines that are currently produced by Lathitha wines. These consist of a Sauvignon Blanc, Rose, Shiraz, Merlot/Cabernet Sauvignon and Pinotage. The excellence of these wines has been proved as they have been made available in South Africa, Nigeria and Spain.

SES'FIKILE WINES

es'fikile Wines is 100% women owned and the word Ses’fikile means “We have arrived”. These ladies share a common vision – to grow and create beautifully crafted wine which represents and showcases their very best. Cabernet Sauvignon – Fresh melon aromas make this wine a perfect partner for dishes such as Parma ham and honeydew melon, seared tuna steaks with a lemon dressing as well as subtly spiced dishes like Bobotie. You can also pair it with pap and vleis of your choice. Shiraz/Cinsault – Soft and subtle blend with a gentle spice – match this red with a marinated rack of Karoo lamb, olive and brinjal truffles with a spicy tomato salsa or an African cuisine like mngqusho and tripe. Chenin Blanc/Roussanne – Crisp and fresh, perfect for light lunches and lots of sunshine and good company. It can also be enjoyed after your mphokoqo dish.

LC KENNED WINES

he darling of South Africa’s Opera world and renowned television personality, Lynelle Kenned has proudly launched her new range of wines under the name, LC Kenned. With the help of her father, Ralph Kenned, LC Kenned wines are now becoming reality.

The first LC Kenned wines (Cabernet Sauvignon/ Shiraz 2015 varietal as well as the Chenin Blanc/ Sauvignon Blanc 2015 varietal) were launched at the end of 2016 with an additional four varietals, Merlot, Pinotage, Pinot Noir and Viognier introduced in 2017. There is a key focus to bring the LC Kenned varietals to theatres around the world. The company aims to supply LC Kenned wines in all of the places that Lynelle has performed both locally and internationally. With Lynelle’s heart and love for music at the centre of her passion for wine, she sees this trajectory as a way of linking the art of fine wine’s to that of the music and arts industry. LC Kenend wines are sourced from a collective effort of 60 producers in the Western Cape that all adhere to high ethical, moral and labour standards, ensuring a sense of harmony with all of the involved farms.

M'HUDI WINES

he name Mhudi, derived from the Setswana word “Mohudi” means harvester. In 2003, the Rangaka family, who always had a passion and hope to one day farm, decided to pursue their dream of producing great wine. M’hudi Wines are fast establishing themselves as a brand associated with quality, excellence and superiority. There are two separate ranges offered by M’hudi Wines, both consisting of a number of varietals. The first range is the “Platinum” range which consists of a Sauvignon Blanc, Chenin Blanc, Chardonnay/ Viognier, Cabernet Sauvignon, Shiraz and Pinotage that are all either 2013 or 2014 blends. The “Say Lovey” range, consists of a Sauvignon Blanc, Chenin Blanc, Cabernet Sauvignon, Shiraz, Merlot, Pinotage, Cabernet Sauvignon, Merlot and Medley. M’hudi wines are nationally shelved in most Woolworths’ around the country and the brand is gaining market momentum in the international markets of the USA, UK, Germany, Switzerland, Sweden and Nigeria.

LIBBY'S PRIDE WINES

fter studying at the Cape Wine Academy, Elizabeth (Libby) Petersen opened her eyes to the intricacies of the wine world and learnt to appreciate and enjoy wine. She went on to create her own business, investing her knowledge and new found passion into launching her own range, Libby’s Pride.

Libby's Pride vines are grown on the slopes of the Groenberg Mountain in Wellington under the guidance of wine maker JG and Herman LeRoux. Libby’s Pride cellar is equipped with state of the art technology for blending and bottling of wines at the highest quality. Libby’S Pride has a portfolio of seven varietals consisting of four reds and two whites. The red’s comprise a Merlot, Shiraz, Cabernet Sauvignon and a Signature red blend which is made up of 50% Merlot and 50% Shira, and a Sweet Rosé. It is the tantalising Cabernet Sauvignon that received a top five place and three star rating in Wine Magazine.

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Simply like the LUXE Media Group Facebook page before the end of October 2017 and you too will stand in line to win a fabulous selection of award winning wines by The Treasure Chest Wineries 15

Visualise a nest of birds as your neighbours, tall entwined trees as your fence and your home a secure haven of solitude. Exclusive and discreet living at its best, with the freedom to truly enjoy the surrounds.â&#x20AC;?

ELALENI

PLACE OF REST

Images Chris Allan Photography | Location Sheffield Beach, KZN North Coast | www.elaleni.co.za

haven of tranquillity, surrounded by nature, bird and wildlife. Situated in Sheffield Beach, this distinctive eco estate is perfectly named Elaleni, meaning 'place of rest'. Elaleni Coastal Forest Estate boasts centuryold trees and rehabilitated coastal forest, wetland areas, two community orientated leisure centres and will, when complete, also boast a number of architecturally sublime homes, all surrounded by state-of-the-art security. But it really is the overall ambience of Elaleni that sets it apart from other gated communities in the area.

A beautifully unique gated estate set to inspire sustainable living surrounded by coastal forest and all that nature has to offer.

An incredible attention to detail in the planning of the development ensures that, whilst residents will be fully immersed in nature, there will also be a perfect balance of luxurious estate amenities, eco-friendly community living and privacy. With family and community at the heart of Elaleni, the estate offers a retreat from the normal hustle and bustle of everyday life. Imagine long afternoon walks along elevated

boardwalks, along marked trails through the forest, or leisure time at one of the outstandingly designed clubhouses. At the Leisure Centre, spacious family areas inspired by the natural tranquillity emanating from the forest provide everything needed for a full day of rest and relaxation. Uniquely designed braai pods, a lap pool flowing into an enchanting children’s pool, tennis court, and a children’s play area, guarantee a vibrant space. While at the Forest Clubhouse, a magnificently furnished viewing deck with fire pit, glassed studio and cosy hammocks provides a peaceful escape for reading or bird watching.

“Elaleni Coastal Forest Estate is proud to be one of the few estates that are eco-friendly and environmentally conscious. Placing a lot of emphasis on practical architectural design and living to create a sustainable environment”, says Devon de Lange, Sales Manager.

Fortunately, those who have bought within Elaleni are like-minded individuals who are nature lovers and mindful of their environmental footprint, especially with the building of their home. Elaleni’s architectural design guideline contains a few mandatory inclusions that will help lessen the environmental footprint and create a unique ecosystem - from having mandatory rainwater catchment off the roofs of each home, to portable water storage instalments per site, as well as having a minimum of 50% solar power for every house. The estate team is currently installing Betafencing around the development and, once complete, will be reintroducing wildlife into the estate, namely Bushbuck and Duiker. With high environmental standards in place, the Elaleni team has embarked on an extensive rehabilitation programme which includes the removal of alien vegetation, guiding the picturesque wetland areas back to pristine condition and ensuring that vegetation deemed sensitive is protected.

“As a result of the rehabilitation plan, we will see a positive impact on the area, with an increase in animal species, birds, and reptiles making this area their home. Elaleni prides itself on being sustainable, conscious of our carbon footprint and mindful of the nature and wildlife within the estate”, says Devon. The estate has officially broken ground and earthworks have begun. The development is on track and residents can be assured that Elaleni Coastal Forest Estate is going to become a spectacular reality in the very near future.

ELEGANTLY ZIMBALI R28 500 000 Elevate your Sights Spectacular 180 degree sea and inland views. Elegant and enticing with quality ﬁnishes. The impressive layout of expansive decks and swimming pools is a compelling reason to instantly love this property.

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THE

STEFAN BOTHA Managing Director | Rainmaker Marketing Rainmaker Marketing, based in KwaZulu Natal, is South Africaâ&#x20AC;&#x2122;s leading property development branding company. Stefan Botha strives to redefine the way property developments are marketed. Bothaâ&#x20AC;&#x2122;s innovative approach to property marketing stems from a passion for property and a commitment to push the boundaries and create unique solutions.

Text Stefan Botha | Firm Rainmaker Marketing | T: 087 231 1588 | E: info@rainmakermarketing.co.za | www.rainmakermarketing.co.za

It’s certainly been a very exciting period for retirement on the North Coast of KwaZulu-Natal (KZN).

he Retire KZN campaign, initiated by Tongaat Hulett Developments, has highlighted the benefits of retiring within KZN, as well as emphasised the similarities that the region shares with Florida, where 19.1% of the population is over the age of 65, and boasts similar facilities and attributes.

The result is that many of the largest developers in the country are now in the process of developing, or planning, retirement opportunities within KZN, particularly between Umhlanga and Ballito, which is significantly different from years gone by. The new decision makers in the retirement space are the Baby Boomers (born between 1946 and 1964). This generation is very specific about what they want, which is resulting in a real evolution from retirement as we have always known it, and creating a shift in the aging paradigm based on people living and working for longer than they did before. Whereas the generation before, known as the Silent Generation, was accepting of traditional retirement homes. The Baby Boomers are independent thinkers who want to do things on their own terms and who are generally a lot more skeptical about the holistic concept of retirement. The true challenge for developers, and marketers, is to help Baby Boomers understand the need for retirement planning, and to then give them what they are looking for, at the right price. Many Baby Boomers understand that retirement is an unavoidable reality, but the general mindset is that they would still try and avoid making the decision for as long as they can, which is potentially a fundamental oversight in a very key phase of retirement / annuity planning.

WO R D

The developers who can overcome this are those who can place less emphasis on “retirement” and expand more on the lifestyle and hospitality benefits, focusing on health and wellness, incorporating technology, prioritising outdoor spacing, creating multigenerational living and pushing smart, contemporary architecture. It’s no coincidence that the new surge of retirement developments are being led by developers of significant substance, such as the likes of Collins Residential and CenProp. These developers understand that it’s not a simple market and that success is driven by a commitment to putting in the right infrastructure upfront. Most traditional residential apartments, homes or land are comfortably sold off-plan, but in the retirement space there is a much greater need to “touch-and-feel” the product, which means that there is generally a significant increase in sales once homes are complete for prospective buyers to view first-hand. Lazuli Lifestyle and Retirement Estate, near Zimbali, is an example where the developers have quietly gone about the construction of all phase one homes, landscaping and infrastructure without doing any marketing. The result is that when they do introduce their product through marketing, prospective buyers will be greeted by completed units. The same applies to Mount Edgecombe Retirement Village, where the construction is heavily underway with the Care Centre and Phase 1 homes set to be complete when the first residents move in. Shoreline Sibaya, has bucked the traditional trend and created apartment living with a strong resort-style feel. They too will intend to commence construction sooner than any developments would have done historically. With people living longer, and the average Baby Boomer expected to live for 10 – 25 years longer than what their parents did, the retirement space is one residential sector where demand is guaranteed to grow. This thus creates an exciting opportunity for investors who understand the benefits of buying off-plan, and who know that prices will appreciate significantly once units within a new retirement development are complete. With the new-age retirement developers within KZN setting certain trends nationally, it’s no surprise that some of the largest retirement developments in the country are now pro-actively seeking out KZN for the first time. With entities such as Tongaat Hulett and IFA also actively facilitating the creation of retirement opportunities within their existing land holdings, in order to create real opportunities for developers, KZN is rapidly on the way to becoming South Africa’s retirement capital.

Many of the largest developers in the country are now in the process of developing, or planning, retirement opportunities within KZN.” 21

RETI IN STYLE To retire - leave, withdraw, retreat. Kwa-Zulu Natal has positioned itself as the preferred retirement destination in South Africa. And it is no surprise why, considering the plethora of developments available. From dedicated retirement estates to the inclusion of retirement portions within popular family estates, here is a round up of some of the very best that KZN has on offer.

L A ZU LI COASTAL RETIRE M E NT E S TAT E Re defi n i n g re tirement living

ith your children having left the nest, and your large family home seeming a little empty; perhaps it’s time to take the next step. It’s that time in your life where you need to find a smaller, yet spacious home suited to your current lifestyle and needs. Lazuli Lifestyle and Retirement Estate makes for a perfect new start for those over 50, where they can lead a luxurious, active and social lifestyle surrounded by likeminded neighbours. The challenge for many over the age of 50, is to find the right place to live. The general consensus is that they are still vibrant and active people in their business and personal lives, and quite simply conceive the traditional retirement offering as unconducive to their needs. People do not want to move in to an Old Age Home, where they will have to compromise on their existing lifestyle. This has driven the team at Lazuli to reposition the brand and redefine the reality of active over-50’s living.

The natural amphitheater and outdoor pavilion enhances the estate landscaping as Lazuli has successfully integrated their design with nature. These lush landscapes are further enjoyed as residents can relax and rest assured that they are safe and secure within the boundaries of this 24/7 secure estate. The clubhouse will be a central hub of social interaction with friends, neighbours and families. Easily accessible within the estate, the clubhouse is a place for the Lazuli community to get together or for residents to meet their guests and have a light snack and coffee in comfort and luxury. This is one of the few elite estates that will be able to showcase the vision to buyers as soon as December 2017, when the first units in phase 1 will be complete. This phase includes 23 generously proportioned 2 and 3-bedroom units (174m2 up to 313m2), made up of single level luxury garden villas and sizable freestanding hilltop villas.

Lazuli is set in an unrivaled location, and is leading the property market by setting a new benchmark in sophistication and comfort. This pet-friendly estate is a luxurious setting in the heart of the KZN North Coast, where one can enjoy expansive views of the sea and the rolling hills of sugar cane.

The Lazuli team looks forward to the imminent phase 2 launch consisting of a limited number of sites ranging in size from 600m² to 1500m²; where clients can design and build their own bespoke homes, within an architectural design frame, positioned to compliment the overall estate.

These views set a precedent of exquisite landscapes and natural surroundings within the estate itself; creating picturesque backdrops to walk along dedicated trails, parks, conservation and wetland areas.

In 2018, Lazuli expects to see the completion of the Wellness Centre. This facility will provide basic healthcare services through to integrated medical support, as well as assisted living and home-based care.

Coupled with the estates state-of-theart gym, sauna, steam room, swimming pool and dedicated walking trails; the Wellness Centre ensures resident’s complete well-being will be tended to with only the very best facilities. It’s a no-brainer, your next step is Lazuli. www.lazuliestate.co.za

O N

K Z N

RETIREMENT

F O C U S

S HO RE L I N E S IBAYA Sure-fire investment prospect

T returns.

he growing interest in retirement property as an investment opportunity is a result of a few fundamental factors, namely location, demand for the product, capital appreciation and rental

“KwaZulu-Natal is becoming South Africa’s number one retirement destination due to its competitive property prices and relaxed lifestyle, safe and beautiful location options, warm climate and world-class facilities and amenities on offer,” shares Wicus Jacobs, Director of Carmel Properties. One such retirement development that is ideally suited to the investor market is Shoreline Sibaya, situated in the acclaimed Sibaya Coastal Precinct. This pet-friendly retirement estate, developed by Carmel Properties, features modern single-level sectional title apartments, that consist of 1, 2 and 3-bedroom options, with an array of care services provided by the onsite MyCare Centre, which will be built within phase 1. Sibaya Coastal Precinct is KwaZulu-Natal’s premium residential node, and offers security and the benefit of being positioned close to the sea, forest and convenient retail centres. Shoreline Sibaya also neighbours Signature Sibaya Estate, who offer KwaZulu-Natal’s most expensive freehold stands.

Mount Edgecombe Retirement Village consists of 1, 2 and 3-bedroom single-level sectional title units, as well as a limited number of freestanding homes, all of which are pet-friendly and epitomise luxury lifestyle living and comfort with the convenience of world-class healthcare on your doorstep. “A project of this magnitude needs commitment from the right brands and people, and it gives me great pleasure to highlight the continuity of this project, as we go into the all-important phase of top structure,” says Murray Collins, Director of Collins Residential. “The beginning of the top structure signifies a huge triumph for Collins Residential and Mount Edgecombe Retirement Village, as we continue to deliver a product that stems from a real

Collins Residential is a leading development company which boasts an impressive record of developments including Zululami Luxury Coastal Estate on the KwaZulu-Natal North Coast and Emberton Estate in Hillcrest. The organisation is renowned for setting the precedent in professionalism, quality and delivery, resulting in Mount Edgecombe Retirement Village fast-becoming one of the most sought-after retirement villages in South Africa. Mount Edgecombe Retirement Village is leading as the only retirement estate, within the Greater Umhlanga area, that has reached this point within a number of years; making this a significant moment for retirement within KwaZulu-Natal as a whole. www.merv.co.za

Location is a huge component when it comes to investing in property, and retirement property is no different. With the prized location comes a better capital appreciation expectancy. Other residential developments within the Sibaya Coastal Precinct are expected to enjoy a minimum of 30% capital appreciation between securing a unit and subsequent transfer. This capital appreciation is seen to be further enhanced in the case of an off-plan retirement estate, based on the demand and the fact that Shoreline Sibaya is the only retirement estate in this node. “Off-plan developments like Shoreline Sibaya experience capital appreciation between securing the purchase upfront (with a 10% deposit), and the transfer of the unit on completion. In most cases, the value and demand for retirement property escalates once retirees see the development is complete,” says Jacobs. “Furthermore, when buying off-plan you benefit from not having to pay the transfer duty, which is a huge investment incentive. While those purchasing within Shoreline Sibaya have the additional benefit of not having to pay a levy stabilisation fee, as this is a cost we have taken on,” continues Jacobs. For the elderly, purchasing a retirement home is not always easy, which also creates a strong rental need in retirement property. As a result, investors are seeing larger and more reliable rental yields within retirement property than in traditional residential developments. www.shorelinesibaya.co.za

RETIREMENT

K Z N

shortage in the real estate market. Anyone who has seen the site will undoubtedly know that a substantial amount of earthworks has already taken place. This next phase ensures that the vision of Mount Edgecombe Retirement Village will soon become a reality, and will provide interested buyers with a true depiction of what to expect visually,” continues Collins.

F O C U S

ount Edgecombe Retirement Village, now reported as one of the top 5 estates within South Africa by New World Wealth and AfrAsia Bank, has reached its threshold of sales. This has resulted in Investec, South Africa’s leading specialist bank, providing the green light for the top structure of the retirement village.

O N

M O UNT E D G ECO M B E RE T IR E ME N T Investec supports Collins development

ROB ROY RETIREMEN T L I FE S T Y L E V I L L AG E Luxurious country setting

hether you are looking for peaceful rest and relaxation or a spot of activity and excitement, the Rob Roy Retirement Lifestyle Village atop Bothaâ&#x20AC;&#x2122;s Hill has it all.

convalescence (short or long term) to 24 hour nursing care.

A vast array of top quality facilities and activities are available, including lounges, gymnasium, an indoor heated pool, libraries, dining room, an auditorium, snooker room and astro-turf bowling green for you to partake in as you desire.

The latest phase now selling is Inverness, consisting of 16 North facing one and two bedroom apartments. The three ground floor apartments have patios opening onto their own gardens and all other apartments have balconies with folding aluminium shutter doors.

Living facilities are modern and fully equipped to cater for all your needs and the security of our residents is paramount with brick walls, electric perimeter fencing and 24 hour guarding to ensure your peace of mind. The Care Centre is situated in the main building, and has different levels of care available, from post-operative or

Assisted living is offered for residents when needed.

Building commenced in January 2017 and completion is scheduled for May 2018. Time to experience the leisure of life!

www.robroylifestylevillages.co.za

alm Lakes Retirement Village is safety situated within the vibrant Palm Lakes Family Estate. With the most stunning views over the rolling hills of the Kwa-Zulu Natal North Coast, the Retirement Village provides the ideal setting to lay down retirement roots. An impressive range of facilities and amenities are available within the greater estate, presenting a lifestyle perfectly fitting the balmy coastal climate and the opportunity to fully enjoy your retirement. From the upmarket Dragonfly Clubhouse which includes a fantastic licensed restaurant, indoor and outdoor relaxation areas and swimming pools, to fishing, boating, bird watching or simply enjoying the fresh air and beauty of nature via one of the many cycling or walking trails. Grandkids will also most certainly be well taken care of with a range of kid friendly facilities.

The Retirement Village offers a varied range of beautifully finished homes and free standing townhouses. “Sales began roughly two years ago and our sales team is selling an average of 32 units annually”, says Olivia Roels-Sak, Marketing Director. “Those first units were sold at just under a million Rand and have appreciated in value by an impressive 61.5%”. Tailor-made retirement home packages, suited to each resident's individual needs and personal taste, combined with competitive prices, is ensuring the continued success of this much sought after development. To complete this ideal retirement package, it has been confirmed that IPSS Medical Rescue will be making Palm Lakes their home, occupying the newly built clinic based in the Retirement Village. “We are really happy with IPSS Medical Rescue joining the team here at Palm Lakes. Our estate is geared towards the happiness and wellbeing of our community and we know that IPSS Medical Rescue will enhance the access to medical facilities and care as required by our retired community”, enthuses Olivia. Qualified home-based care nurse, Abigail Makhanya, who has been providing health care services to the Retirement Village residents for the last 14 months, sums it up best “We are not just care givers here, we are a family.” With an eventual 500 homes to be developed in this unique retirement community, Palm Lakes Retirement living offers so much more than just a home, from serene and scenic surroundings to incredible facilities and amenities, ensuring that every moment spent with friends, family or even just yourself, is nothing less than perfect. www.palmlakesfamilyestate.co.za 27

RETIREMENT

K Z N O N F O C U S

PA L M LA K ES RETIREMEN T V I L L AG E Community retirement at its best

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arrol Boyes is the founder, creator and CEO of the The Carrol Boyes (Pty) Ltd retailer in Cape Town. She is an iconic South African designer and her brand has deftly crafted a coveted and high-end product range of upmarket home and lifestyle items. Her products are associated with style and finesse and are available throughout South Africa, and in over 30 other countries around the world. Her designs are inimitable and unique, succeeding in putting South Africa on the design map. New customers are being attracted globally every day by her stylish and distinctive designs.

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Carrol Boyes is a fine arts graduate with a major in sculpture from the University of Pretoria. She was initially an English teacher, until at the age of 35 she decided to live her dream of being an artist.

She began making crafts from her home in a seaside suburb of Cape Town in 1989. Her aim was to combine sculpture with functionality and the result is a range of absolutely gorgeous home ware and tabletop accessories. She has a special talent for taking relatively plain and unadventurous traditional utensils and transforming them into sculptured collectable items.

Today, Carrol Boyes (Pty) Ltd is a woman-owned business and a multicultural organisation that supports gender empowerment both within and out of its infrastructure. The company’s ethos is driven by a sincere commitment to the betterment and welfare of individuals in the community and workplace. It invests in its staff to ensure the future growth of the organization, and

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supports the community at a grassroots level. Carrol Boyes is currently working within the guidelines set by sector education and training authorities in South Africa, focusing on skills development, training implementation and growth within the company. The Carrol Boyes brand is recognised as an icon both locally and internationally.Â

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SIMBITHI Office: 032 946 3430 • ballito@pamgolding.co.za pamgolding.co.za/ballito

Ref# 1BO1301278

Simbithi / R9.8 million Bedrooms 5 / Bathrooms 5 / Garages 3 / Staff Quarters Perfect estate living for the bigger family! An opulent contemporary home in a tranquil setting offering a large level garden. Large spaces with loads of light and glass creating a fusion between the inside and the outside. Harmonious living at its best with top end finishes. Bea van der Merwe 072 756 7753 / George Baxter 084 890 1822

Ref# 1BO1332928

Simbithi / R8.45 million Bedrooms 4 (2 en-suite) / Bathrooms 3 / Garages 4 This private residence creates a feeling of opulence and style, which is just the start of your expectations when entering the driveway to this home. The covered balcony with frameless glass and private enclosed pool add to the spaces that are on offer. The property includes a smart lighting system, a generator that operates all of the home and water harvesting. The use of natural elements like the screeded floors with panda wood inserts and the natural wood and stone gives the home an organic feel. Bea van der Merwe 072 756 7753 / George Baxter 084 890 1822

Ref# 1BO1319869

Simbithi / R4.575 million Bedrooms 4 (2 en-suite) / Bathrooms 3 / Garages 3 / Storeroom / Fully Furnished An exceptionally inviting apartment offering security and privacy! 343sqm in size with large spaces and views of the ocean. An excellent investment property. Perfect for a family home or holiday get away. This spacious apartment is situated in a block of only 9 units, providing complete privacy. The purchaser has the opportunity to buy the unit furnished inclusive of all appliances, crockery and cutlery. Swimming pool is just down 1 flight of stairs. There are 3 undercover parking bays, a storage unit and the block has a lift to the apartment. Bea van der Merwe 072 756 7753 / George Baxter 084 890 1822

ZIMBALI Office: 032 946 3430 â&#x20AC;˘ ballito@pamgolding.co.za pamgolding.co.za/ballito

Ref# 1BO1324470

Ref# 1BO1332708

Zimbali / R18 million

Zimbali / R9.9million

Bedrooms 5 / Bathrooms 5 / Garages 2 Set on a majestically elevated site in a quiet cul-de-sac and towering above the scenic 3rd Fairway, this home commands the most panoramic Sea and Resort Views. Its sleek contemporary design has been perfected to fully soak in the stunning tranquil surroundings.

Bedrooms 4 / Bathrooms 4 / Garages 2 Magnificently designed and tastefully appointed home in quiet cul-de-sac with sunny, north facing elevation and tranquil greenbelt frontage. Lush landscaped lawns and large wooded decks, sparkling pool and charming patios form the focal point of this modern home.

Sascha Bausch 076 451 0879 / Marcelle Conradie 071 302 3010

Ref# 1BO1336099

Ref# 1BO1312529

Zimbali / R20 million

Zimbali / R7.995 million

Bedrooms 4 / Bathrooms 4.5 / Garages 2 At the end of a quiet cul-de-sac, this magnificent north east facing home offers position, elevation and panoramic views. Overlooking the golf course with scenic water features and coastal vegetation, the home has large open patios, wooden decks and an infinity pool.

Bedrooms 5 / Bathrooms 4.5 / Garages 2 Well appointed, carefully maintained freestanding home, perfect for large family. Positioned on an elevated road, this property offers scenic sea views. Beautiful flow onto level lawns and extensive patio/pool areas. Highly lucrative holiday letting return potential.

Sascha Bausch 076 451 0879 / Marcelle Conradie 071 302 3010

Ref# 1BO1325347

Ref# 1BO1334488

Zimbali / R4.85 million

Zimbali / R10.4 million

Bedrooms 3 / Bathrooms 3 / Garages 2 Perfectly designed and stunningly appointed townhouse. Offered as a complete package with its ultra-luxurious inventory, prospective buyers are treated to an instant walk-in lifestyle for rejuvenating holidays, weekend get-aways or highly lucrative holiday letting returns.

Bedrooms 4 / Bathrooms 4.5 / Garages 3 Hidden Gem offering near step less living bordering green belt and scenic fairway. Only 4 years old this charming home presents a wonderful example of modern open plan architecture catering for ones need of casual comfort and absolute privacy.

Sascha Bausch 076 451 0879 / Marcelle Conradie 071 302 3010

th Fur

Canelands

Ottawa Verulam KEY Roads / Rivers

Com munity Services

a c

Existing Estates

R102 Secondary

Town / City

Access

Placenames

Schools Crawford Rockford

Rivers

Duff's Road

Airport

Places of Interest

Travel / Accomodation

I . Hospitals . Backpackers I c ! Mount Edgecombe . Caravan & Camping I c Mobile Clinics ! l Fuel Station Specialised Hospitals " c !

Shopping

Î !

c !

Fire Stations

Ä !

Proposed Estates

Health Facilities

S.A.P.S.

R10 2

Urban

Clinics

Hotel; Motel; Lodge

Veterinary Clinics

Toll Plaza

5 c

Coastal Amenities

Recreation

Casino

% % % % % % % % % Promenade

I m

Markets

F !

Holla Trails

o !

Lighthouse

[ e

Cultural/Historical

¥ !

Kite / WindSurfing

Blue Flag Beaches

É !

Animal Farm

§ !

Microlight

Swimming Beaches

] [

Crocodile Farm

Phoenix

uMd loti

Flanders Mall

Ngoje

Mt. Edgecombe Estate Two Kindlewood Ilala Ridge Estates

Sunningdale Center

Glen Anil

The Crescent

Old Town Italy

an hl

ga Sibaya Casino and Entertainment World

Izinga

Gateway Wonder Market

Node 3

Hawaan

2 R10

Development Manager Andrew Thompson 061 427 2476

Dunkirk Estate www.dunkirkestate.co.za

29°48.96 S 31°23.70 E

Hilltop Private Estate www.hilltop.co.za

% Open Space (Conservation)

ck Ro

TBC

Size

Blythedale Coastal Resort www.blythedale.co.za

h ac

s ck Ro

ey HOA

hl Location

Estate Name

Oyster Box Hotel

Gl uMhlanga Promenade

Granada Square uMhlanga Lighthouse

Chartwell Center

La Lucia Mall

Node 1 Umdloti Center

# Freehold

Node 6

Crawford Preparatory

Virginia Center

Node 5

uMhlanga Lagoon & Nature Reserve

La Lucia

Sibaya Coastal Precinct

Node 2

The Executive

Durban North

Node 7

Node 4 Node 4 Commercial Residential

# Sectional Title

Total

Completed Homes

Total

Completed Units

Total

1 000 Ha

70%

2700

Dev. has commenced

240

Estate Manager Robin Streit 032 525 4404

52 Ha

39%

174

133

159

138

29°33.72 S 31°11.11 E

Estate Manager Bonny Levin em@hilltopestate.co.za

15.27 Ha

11.46%

Izinga Estate www.izema.co.za

TBC

Estate Manager Theo Potgieter 031 020 0712

Jackalberry Estate www.jackalberry.co.za

29°15.71 S 31°41.28 E

Estate Manager Andrew Thompson 061 427 2476

Lazuli Coastal Retirement Estate www.lazuliestate.co.za

TBC

Sales Manager Kevin Swart 082 303 5439

12 Ha

140

Loxley Estate www.loxleyestate.co.za

29°48.13 S 31°25.66 E

Estate Manager James Hesse 082 921 0044

5 Ha

Mount Edgecombe Country Club Estate 2 www.meccematwo.co.za

29°43.19 S 31°02.65 E

Estate Manager Terry Keller 031 502 5360

208 Ha

Certified Conservancy

558

342

Mount Richmore Estate www.mtrichmore.co.za

29°48.94 S 31°23.40 E

Estate Manager Theo van As 071 879 6030

± 200 Ha

35%

1 352

744

304

Estate Manager Dave Watson 078 801 1569

670 Ha

12.5% Open Space 21% Conservation

2 150

264

850

274

650

1 357 Ha

500

320

Palm Lakes Estate www.palmlakes.co.za

350 60 frail c -

TBC

Prince's Grant Coastal Golf Estate www.princesgrant.co.za

29°21.21 S 31°22.07 E

Estate Manager Roelf du Toit 032 482 0002

Simbithi Eco Estate & Country Club www.simbithi.co.za

29°30.29 S 31°13.10 E

Estate Manager Steve van Greunen 032 946 8360

430 Ha

25%

870

496

1 525

1 042

Estate Manager Jason Cotterell 083 790 0007

2.5 Ha

70%

1.6 Ha

111

Tahari Coastal Estate www.regencydevelopments.co.za The Dunes www.thedunesballito.co.za

29°32.24 S 31°12.24 E

Estate Manager Rick Pulverenti 082 772 2155

Umhlali Golf Estate & Country Club www.umhlalicountryclub.co.za

29°30.44 S 31°11.42 E

Estate Manager Bill Ferrar 032 947 1181

Zimbali Coastal Resort www.zema.co.za

29°54.44 S 31°19.67 E

Estate Manager Sarika Somai-Sewpersad 032 538 4300

** OTP - Open To Public

* TBB - To Be Built

456 Ha

65%

176

166

Hambanathi lazi Mla

Tongaat

We we R102

King Shaka International GPS co-ordinates: S 29° 36' 52" E 31° 06' 59"

Maidstone

Tongati

Dube Trade Port GPS co-ordinates: S 29° 37’ 19” E 31° 05’ 57”

Um C

Ballito Crocodile Creek GPS Coordinates: S 29° 33’ 404” E 31° 10’ 168”

N2 Tongaat Toll Plaza

Hilltop Estate

Lazuli Estate

Westbrook

Comp

Crawford College

La Mercy

Zimbali We

Zimbali Coastal Estate

M4 M4

Estate Amenities

Completed Units

Golf Course

Accommodation

Holiday Letting Permitted

Retail

Restaurant

Beach Clubhouse

Clubhouse

Equestrian Facilities

Nature / Walking Trails

Running / Biking Trails

Dams

Yes

Yes 4200 sleeper resort

Yes

Dash Apartments

Yes

Yes Residents only

Yes

Yes 2

Yes Residents only

Yes

Yes 3

Yes Residents only

Yes

Yes 6

Yes

Offplan sales

Yes

Yes Residents only

Yes

Yes 5

Yes Residents only

Yes 1

Yes 2

Yes Country Club

Yes

Yes 2

Yes TBB

Yes Residents only

Yes

Yes Residents only

Yes

Lodge

Yes

Yes OTP

Yes

Yes 2

Yes

Hotel TBB 2016

Yes

Yes OTP

Yes

Yes 26

Yes

Yes Residents only

Yes

Yes Residents only

Yes

Limited

Yes

Yes OTP

Yes

Hotel, Lodge & Holiday Rentals

Yes

Yes Residents only

Yes

Lakes

ck Ro

care

h ac

ro tb

a ga

Retirement

es W

n To

Surfers Kiteboard Training Beach

Information on this map has been provided by estate representatives, alternatively is available from public sources. For enquiries please email stephanie@luxemediagroup.co.za.

hla li

Tete

Shakas Kraal Manor Estates

mhlali Golf and Country Estate

Flag Animal Farm GPS Coordinates: S 29°.26.981 E 031°.14.557

Caledon Estate

o Gardens

Brooklyn Estate

pensation

Tiffany's Litchi Orchard

Wakenshaw

Sheffield Manor

Lifestyle Center Ballito Junction

hl a

option 2

Tanglewood

Mt. Richmore Simbithi Eco Estate

Seaward

Logo

Dunkirk Brettenwood Tahari Estate

Zululami

Birdhaven

ea Sk

Ti h

c Ro

h ac

ris

h ac

ck Ro

f ie

ck Ro

Sheffield Bay

Sheffield Beach

Loxley

i ll

io at

lli

Canelands Hotel

Tinley South Bank Development

Sheffield Cove

Salt Rock Hotel

The Dunes

Elaleni

edge

Groutville Micro GPS Coordinate S 29°.29'.32.0" E

M hl al an

The Quarters

Palm Lakes

Be h ac

I N D ISwimming AN pool(s)

Squash O CSpaE A N Tennis

Gym

Bowls

Kids play area

Open play field

School

Office Park

Yes

Other

Yes

Boat launch and storage facilities, promenade, snorkelling lagoons, amphitheatre, med centre, helipad and hangars, sports fields & much more!

Yes 1

Yes

Yes 1

Yes

TBC

Yes

Care Centre, Business Suites, Staff Accommodation, Storage facilities, 24hr Security

Yes

Building commencing 2016

Yes 3

Yes

Yes 3

Yes

Curro

Yes

Trinity House

TBB in future phase

Retirement, Driving range, Astro Turf Sports Field & Prestige Baby Academy

Yes 3

Yes

Lagoon, beach, bird watching, canoeing, weddings & conferencing

Yes

Eco Kids

Yes

Adventure Golf

Yes

Building commencing towards the end of 2016

Yes

Eco-friendly - All units to be equipped with roof mounted solar panelling, batteries and inverters, energy efficient appliances (gas stoves and geysers)

Yes 2

Yes 5

Yes 2

Yes

TBB - Medical Centre, Hospital, Medical Clinic & Daycare

LUXE aim to grow the map with each issue and invite all general and estate managers to contact us to include their estate information.

R102

Groutville

Stanger Gledhow

iMbozamo

olight School es: E 31°.10'.32.6"

ne rota a M

Fuel Station

§ ! Mvoti Toll Plaza Fuel Station

Blythedale Coastal Resort

Prince's Grant

yt d he

y Ba

Sovereign Sands

al e Be ac h ela

Zinkwazi Beach

KwaDukuza

RI CH AR D

BA Y

Tu g

Glendale Heights uMvo ti

Zimbabwe

Nsuze Mozambique

Blythedale Beach Groutville

Botswana

Tinley Beach Namibia

Johannesburg

N2 Swaziland

Ballito Richards Bay

South Africa

Lesotho

2 N

Blythedale Beach

lo uM d

King Shaka International Airport

Durban

La Mercy

DU RB AN

Verulam

Umhlanga Rocks

Cape Town

Port Elizabeth

Durban North

eni uMg

Durban

INDIAN OCEAN

OCT. 2017

TURNING TIDE HIGH

LOW

01:41

14:01

07:48

20:13

02:17

14:35

08:22

20:47

HIGH

LOW

00:57

13:33

07:10

19:38

01:41

14:05

07:52

20:12

02:15

14:35

08:24

20:43

02:47

15:05

08:54

21:14



03:19

15:37

09:25

21:46

03:52

16:09

09:56

22:19

04:26

16:43

10:29

22:53

05:01

17:18

11:03

23:28

05:37

17:55

11:38

--:--

06:16

18:35

00:06

12:16

07:00

19:23

00:47

13:00



07:59

20:37

01:37

14:02

09:52

22:56

02:55

16:22

--:--

12:04

05:18

18:31

00:36

13:11

06:47

19:28

01:32

13:56

07:38

20:08

02:13

14:32

08:16

20:42

02:49

15:04

08:50

21:13



03:21

15:34

09:21

21:42

03:51

16:02

09:51

22:11

04:20

16:29

10:19

22:39

04:48

16:55

10:47

23:06

05:15

17:21

11:15

23:34

05:42

17:48

11:43

--:--

06:11

18:18

00:02

12:13

06:45

18:54

00:33

12:47

07:31

19:49

01:12

13:37



09:02

21:48

02:13

15:33

11:38

23:59

04:30

17:59

--:--

12:45

06:19

18:58

00:59

13:27

07:10

19:38

DAY

HIGH

LOW

01:47

14:07

07:50

20:23

02:30

14:47

08:32

21:03

02:53

15:10

08:57

21:22



03:12

15:29

09:13

21:43



03:30

15:46

09:32

21:58

03:54

16:10

09:55

22:24

04:07

16:23

10:09

22:35

04:37

16:53

10:38

23:05

04:46

17:02

10:46

23:14

05:21

17:37

11:21

23:48

05:26

17:42

11:26

23:54

06:06

18:22

--:--

12:07

06:09

18:26

--:--

12:09

06:55

19:11

00:31

12:56

06:58

19:18

00:37

12:58

07:50

20:08

01:19

13:55



08:00

20:30

01:29

14:05



08:59

21:23

02:15

15:12

09:37

22:21

02:40

16:02

10:27

22:58

03:28

16:52

11:28

--:--

04:32

17:57

11:51

--:--

05:02

18:16

00:00

12:39

06:07

19:00

00:21

12:52

06:22

19:13

01:03

13:28

07:06

19:43

01:20

13:39

07:18

19:56

01:49

14:06

07:49

20:19

02:06

14:17

08:02

20:32

02:26

14:39

08:25

20:51

02:44

14:51

08:38

21:05

03:00

15:10

08:57

21:21

03:17

15:22

09:12

21:36



03:31

15:38

09:28

21:50



03:48

15:52

09:44

22:05

04:01

16:06

09:58

22:18

04:17

16:21

10:15

22:35

04:29

16:34

10:27

22:47

04:47

16:50

10:45

23:04

04:58

17:02

10:56

23:16

05:16

17:21

11:16

23:34

05:27

17:31

11:26

23:45

05:48

17:53

11:48

--:--

05:58

18:02

11:58

--:--

06:22

18:28

00:06

12:23

06:32

18:39

00:17

12:34

07:00

19:08

00:40

13:04

07:16

19:27

00:55

13:21

07:48

19:59

01:21

13:56



08:19

20:40

01:44

14:33



08:52

21:11

02:11

15:08

10:02

22:30

03:00

16:29

10:19

22:46

03:23

16:42

will turn.”

11:39

--:--

04:50

18:00

11:44

--:--

04:57

18:08

00:00

12:39

06:12

18:57

00:14

12:50

06:21

19:12

Harriet Beecher Stowe

00:59

13:25

07:06

19:42

01:20

13:44

07:23

20:04

02:14

14:33

08:16

20:50

Never give up, for that is just the place and time that the tide

DAY

DEC. 2017

NOV. 2017

THE

DAY

INTRODUCING SIBAYA’S FIRST RETIREMENT ESTATE

BOOK YOUR ONSITE APPOINTMENT

RETIREMENT LIVING FROM R1.475 MILLION Shoreline Sibaya is the first secure retirement estate within the muchacclaimed Sibaya Coastal Precinct. Situated less than 10-minutes from Umhlanga, this is KwaZulu-Natal’s premier residential node. Featuring modern, luxurious single-level 1, 2 and 3-bedroom apartments, this pet-friendly estate offers a selection of engaging facilities, open landscaped areas, exceptional sea views, and an array of care services provided by the on-site MyCare Centre, which will be built during phase 1.

ENTRANCE TO SALES OFFICE

BALLITO M4

INDIAN OCEAN SIBAYA COASTAL PRECINCT

UMHLANGA

COMMUNITY CENTRE

shorelinesibaya.co.za 087 095 1658

RAINMAKERMARKETING 09/17

Petrol Station

Decades of individualism have left us unable to really put ourselves in the shoes of other people, and many theorists believe that this tendency is behind the current social problems we face in our world.â&#x20AC;?

OT I O N A L T RU T H Text Chris Reid

Firm ITI

www.iti.ac

www.chrisreid.co.za

Twitter @chris_reid_esq

One of the most interesting shifts in the world of trends over the last few years has been a renewed focus on emotional and mental wellbeing.

or a long time, people were expected to act supremely rationally in the public sphere. In business, particularly, professionalism is equated with a certain emotional stoicism. But increasingly what we’re seeing is an understanding that emotional health isn’t about suppressing feelings, it’s about owning and validating them. That’s why it’s a major theme in the ITI Macro Trend Review this year. This shift in consciousness is changing the way we engage with each other and our world, and it’s rewriting the rules in all kinds of interesting ways. The first thing we’re seeing is people really celebrating emotions rather than trying to avoid them. At a very conceptual level, for example, a designer named Yi-Fei Chen developed a gun that freezes the user’s tears and then allows them to shoot the person who emotionally wounded them in the first place. But people are celebrating positive emotions too – happiness is increasingly on trend as we’ve seen in the so-called “Dopamine Dressing” movement. This comes from the insight that, for many people, clothing can make you happy. So what designers are doing is celebrating the bizarre and outlandish with bright colours and crazy patterns. It’s a reaction against minimalism – where everyone is ultimately the same – and gives people the chance to express themselves and their feelings through their wardrobe. We’re also seeing emotions being explored in the world of technology too. These two seem like strange bedfellows, but ultimately it’s another way that tech is increasingly seeping into our lives. Emotional wearables, for example, are a growing industry at the moment. Unlike traditional wearables like Fitbits and the like, which measure things like movement and heart-rate, emotional wearables allow you to track your feelings and then understand what triggers them. The idea is that you can become more emotionally

literate by connecting the physical reality to the emotional experience, and as a result, improve your performance. At a more conceptual level we’re also seeing tech designers looking at investing their products with “emotional intelligence.” Honda’s new NeuV concept car, for example, has an emotional intelligence engine to understand how the driver is feeling – and theoretically nudge you towards being a better driver as a result. One of the more heartening spin offs of this trend is people increasingly talking about mental health and wellbeing. Ruby Wax, for example, partnered with Marks and Spencer to make use of their in-store restaurants to hold “Frazzled Cafés.” Here, people could come together and just discuss the things that were stressing them out. It wasn’t seen a substitute for formal therapy, but just an acknowledgment that life can be stressful and sometimes it helps to talk about it. On the other side of the world, we’ve also seen “Friendship Benches” in Zimbabwe. This is a grassroots intervention where people who suffer from conditions like depression can meet community mental health workers in a nonthreatening outdoor environment and talk about their situation. It’s about making therapy accessible to everyone and acknowledging that mental health is an issue that affects us all. The big issue under all of this emotional exploration is the idea of empathy. Decades of individualism have left us unable to really put ourselves in the shoes of other people, and many theorists believe that this tendency is behind the current social problems we face in our world. It’s easy to disregard the lives of migrants and refugees, for example, when you can’t conceive of where they come from. And in this country, it’s often difficult for groups to understand why others are so angry, frustrated or emotional about certain issues. It’s a lack of connection that means we’re not able to resolve things as a society, and it’s only if we manage to overcome this that we can move forward together.

CHRIS REID Trend Specialist & Writer International Trend Institute (ITI) With a background in Literature and Brand Strategy, and a personality inclined towards the nerdy, trend research was a natural career path for Chris. He¹s been with the International Trend Institute since 2009 where he is the lead trend researcher. He works on insight projects for clients locally and internationally and speaks around the country on social and branding trends. ITI is a holistic branding and communication agency based in Durban. With a combination of considered strategic thinking, global trend knowledge and creative design, they work with clients to define, create and market meaningful brands. 41

ROB ROY LUXURY RETIREMENT BOTHAâ&#x20AC;&#x2122;S HILL

LOOKING FOR SHORT OR LONGTERM POST-OP OR CONVALESCENCE CARE?

YOUR CARE IN OUR HANDS... Our fully-operational Care Centre is situated in the Main building and offers breath-taking views of the magnificently landscaped gardens and renowned Valley of a Thousand Hills. The facility offers full wheelchair access and caters to individual dietary requirements. Full facilities include: - 24-Hour Nursing Care - Ordering & Dispensing of Medication - Administering of Injections - Patient Counselling

- Dressing of Wounds - Blood & Lab Testing - Occupational Therapy - Laundry Services - Servicing of Rooms

WWW.ROBROYLIFESTYLEVILLAGES.CO.ZA robroy@robroylife.co.za 031 777 6204

WAKE UP TO NEW HORIZONS...

PHASE 4, INVERNESS

ROB ROY LUXURY RETIREMENT BOTHAâ&#x20AC;&#x2122;S HILL

LUXURY 1&2 BEDROOMED APARTMENTS PRICED FROM R1.7M - R2.8M

OCCUPATION MAY 2018. 10% DEPOSIT SECURES. NO TRANSFER DUTY OR VAT. *BUY SUBJECT TO THE SALE OF YOUR EXISTING PROPERTY Facilities: - Shop & Hairdresser - Laundry Services - Transport for Shopping - Restaurant & Room Service

TO VIEW: Monday-Friday 10am-3pm Saturday by appointment only Sundays 10am-3pm. Appointments preferable

Activities: - Hobby Workshops - Indoor Heated Pool & Gym - Astro-turf Bowling Green - Regular outings and entertainment

www.robroylifestylevillages.co.za robroy@robroylife.co.za 031 777 6204

SALES AGENTS: Lynne Hannah - 0732100577 Anne Peddle - 0825686331 OFFICE - 031 777 6218

Perched high up on the hill above the old town of Ballito sits High Rock House.

his steel and glass home of Ballito Architect Charles Taylor is suspended between sea and sky maximising breath-taking views which reach as far as the Durban harbour and Tugela river mouth.

The house is designed around a natural bowl which frames the view and orientates the house. This is experienced as you enter the double volume entrance and the eye is drawn across a 25m rim flow pool to the sea and sky beyond. Â Every room has a magnificent view of the Indian Ocean allowing visitors to watch whales in season and dolphins frolic in the sea. There is glass on three sides of every space in the home to allow maximum light and crossventilation and makes one feel as if you are living in a conservatory. The floor to ceiling tri-slide glass doors span the full length on two sides of each room which creates an indoor-outdoor experience.

SKY HIGH

Images Chris Allan Photography | Location Ballito, KZN North Coast

The achievement of energy savings and efficiency has significantly lowered the carbon footprint of this home - and who said going green wasn't stylish and elegant?!

With a large serving of space, this luxurious home offers stunning, panoramic views and is set in idyllic surrounds.”

A narrow wrap around timber deck surrounds each storey keeping the sun off the wall for most of the day and facilitates access to clean the glass. The passive design principles of the house mean there are no closed off, darkened passages, as all the living spaces and bedrooms are arranged off a central family living area. Wooden floors help create a natural feeling of warmth. Charles was also set on getting the home off the national grid by creating as many effective energy solutions as possible. These include solar panels and heat pumps for heating water, 30,000 litres of rainwater harvesting, photo-voltaic panel and battery system, a wind turbine and an underground rock natural cooling system which harnesses the earth’s temperature at 2m underground which is set at approximately 16 degrees. Jacque’s flair for landscaping is evident with an indigenous garden which encourages birds, butterflies and insects to the property. The design of the garden is centred on courtyards which allows for protection against wind. With three of their four children having left the nest, Charles and Jacque have decided to convert High Rock House into a bed and breakfast and holiday letting opportunity through Luxury Coastal Escapes. They are looking forward to inviting guests to relax, rejuvenate and enjoy all that the North Coast has to offer.

Clever design with a mix of classic and contemporary decor brings quality and style into the home without infringing on the liveability aspect of the space

The home has six, spectacularly appointed bedrooms with features such as outdoor showers, sumptuous open plan en-suites and balconies, while the master bedroom, with its walk-in wardrobes, spans the entire width of the top floor. A rim flow pool running the width of the home, tennis courts and beautifully

maintained and landscaped gardens, this home is sure to leave you at a loss for words. Offered by Luxury Coastal Escapes with limited availability for holiday rentals during the year, this family home is lovingly prepared for guests arrival to ensure enough space for belongings, clothes, food and beverages along with all hotel conveniences.

Our Guests pay a premium to stay in our luxury homes and with the knowing that we have personally viewed the home, photographed it and prepared it for their stay gives them the peace of mind to book with us and keep coming back each year.”

The Ballito home featured in this edition of LUXE magazine has been sourced by Luxury Coastal Escapes and is part of their ever expanding collection of luxury holiday homes both on KZN Dolphin Coast and in the Cape. Luxury Coastal Escapes is now approaching it's second Christmas Season and bookings are booming, with demand for holiday homes outweighing their supply. If you own a unique and luxurious home in Ballito, Salt Rock or Sheffield Beach that you are interested in renting out over the Christmas holidays for extra income then please email Louise. The goal of LCE is to set a gold standard with holiday rentals and for both Guests and Home Owners to know they are in safe and trustworthy hands. LCE select the finest homes for their Collection and assist the Owners with preparing them to their high standards for Guest stays. This process is assisted by our in-house Interior Decorator Kari McDonagh who will walk you through the process in getting your home to this gold standard and into the Luxury Coastal Escapes Collection, enabling you to get the maximum rental return. Luxury Coastal Escapes is launching their new 'Home & Decor' Division which will supply all necessary elements to help you get your home to a hotel standard. This includes luxurious white linen, towels, pedal bins, hairdryers etc along with decor such as headboards, bedside tables, lamps, rugs and scatter cushions.

Kari McDonagh & Louise Smallwood For more information on this featured home or any others from our large collection of special homes please contact the Bookings Team on bookings@luxurycoastalescapes.com

www.luxurycoastalescapes.com 48

KZN PROPERTY OVERVIEW BY AREA A SNAPSHOT OF THE CURRENT LISTINGS ON PRIVATE PROPERTY

R6.180m

KEY:

R2.28m R1.83m

R1.08m

R0.63m

Howick

R1.03m

R1.355m

SOUTH COAST AREAS Laid back coastal towns attracting the young, old, retired and working class – all for the same reason…the beach! Main attractions in these neighbourhoods include surfing, swimming and fishing and ensure that holiday makers flock here in the summer.

Essenwood

Morningside

R3.609m R2.3m

R1.775m

R3.109m

1.5

R1.132m

Central neighbourhood in Durban – minutes away from the beach, nightlife, shopping and schools. Leafy suburbs with grand old houses, steeped in history. Multicultural residents enjoy a sense of space and grace in an area characterised by creativity, artistic flair and stunning architecture.

2.0

R1.094m

DURBAN AREAS

R1.673m

2.5

R1.843m

3.0

R2.621m

3.5

R3.250m

4.0

R3.748m

Port Edward

R1.55m

Southbroom to San Lameer

R2.282m

Margate

R1.746m

R1.793m

R0.58m

Scottburgh

Nottingham Road

R1.97m

Hilton

0.0

Kloof & Gillitts

R1.34m

R1.779m

R1.19m

R1.74m

R1.722m

R1.947m

Wembly (PMB)

R1.17m

R1.33m

Montrose (PMB)

R1.14m

0.0

0.5

Amanzimtoti

Hillcrest

0.5

R1m

R0.95m

R1.36m

1.0

R1.34m

R1.57m 1.5

1.0

1.5

R1.663m

2.0

R1.07m

Set amidst rolling countryside, these inland areas are characterised by rivers, farms and nature reserves. Pietermaritzburg is the capital and second largest city in the Province. For arts, crafts and tourism, the Midlands Meander is just a 20 minute drive from the city of Pietermaritzburg.

R1.986m

2.5

R1.618m

INLAND AREAS

R2.315m

3.0

R2.175m

R2.744m

3.5

R3.028m

R1.164m

Meerensee (R/Bay)

R2.74m

Blythedale to Zinkwazi

R1.44m

Ballito

R2.772m

Umdloti to Westbrook

R3.197m

Umhlanga

R2.827m

Dbn North

Full of upmarket estates, restaurants and shopping centres, these North Coast areas are flourishing. Many families are relocating to the areas to take advantage of the relaxed coastal lifestyle on offer.

R3.1m

NORTH COAST AREAS R0.924m

R1.694m

R2.07m

R2.19m

R3.239m

R2.39m

R2.85m

R4.237m

R3.6m

R0.83m

R2.11m

3 2

R3.11m

R2.3m

R3.115m

COMPLEX

FLAT/APARTMENT

HOUSE

R4.954m

R3.68m

1.0 0.5 0.0

Berea

Musgrave

Point Waterfront

AREA FOCUS PIETERMARITZBURG CHARMING COUNTRYSIDE LIVING

BIGGEST CHANGE IN ASKING PRICE YEAR ON YEAR

2nd Quarter of 2016 VS 2nd Quarter of 2017. Here are some of the most notable increases in the sales asking prices: % Increase 1

UMDLOTI

41%

MT EDGECOMBE

34%

LA LUCIA

27%

SHELLEY BEACH

18%

DURBAN NORTH

17%

MORNINGSIDE

12%

HOWICK

WESTVILLE

KLOOF

AMANZIMTOTI

PALM LAKES ESTATE

MOST VALUABLE AREAS TOTAL VALUE OF LISTINGS ADDED IN Q2 2017 & MEDIAN PRICES

Total value

Median prices

Pietermaritzburg, set amidst the rolling countryside of the Natal Midlands, is one of the best preserved Victorian cities in the world which is deeply historical, characterised by museums and historical routes. As the capital and second largest city in KZN it is a thriving modern capital that has carried its history fully into the present. This area has the most comprehensive education centre in the country. Beyond the city limits, the Victorian inspired streets give way to beautiful countryside, characterised by rivers, farms and nature reserves. This city is home to some of the country's top sporting events such as the Dusi Canoe Marathon, the Comrades Marathon and horse racing at the Greyville Race Course. Scottsville Race Course, a Spanish style course, has a number of restaurants, a pub, a picnic enclosure as well as the usual racing facilities. Alexandra Park provides the perfect recreational area for outdoor exhibitions like Art in the Park and Cars in the Park, as well as various craft markets. The city has lots of great mountain biking (Karkloof, Cascades, Valley of 1000 Hills) and trail running. A visit to Sakabula Golf Club in the Midlands or in town, Victoria Country Club and Maritzburg Golf Club, all offer way more than 18 holes of great golf. For arts, crafts and tourism, the Midlands Meander is just a 20 minute drive from the city. Pietermaritzburg has a spread of people from all ages and backgrounds. Amber Valley is one of plenty retirement village, just a few minutes away. The city is the birthplace of The University of KwaZuluâ&#x20AC;&#x201C;Natal, which offers a wide range of innovative academic programmes. This neighbourhood has some prestigious schools, like Maritzburg College (known for its talented rugby players) and Wykeham Collegiate.

SALE LISTINGS A typical property for sale in Pietermaritzburg is a 3 bedroom house, currently with a median asking price of R1 100 000.

15%

SALES AVG: COMPLEX FLAT/APARTMENT HOUSE

R1.251M R0.500M R1.086M

15% 70%

Total value of property listed for SALE on Private Property in PMB is R1 830 204 904

ZIMBALI

R2.1 Billion

R7 950 000

UMHLANGA ROCKS

R2.1 Billion

R4 000 000

BALLITO

R1.1 Billion

R2 750 000

SIMBITHI ESTATE

R1.1 Billion

R5 700 000

LA LUCIA

R1 Billion

R5 675 000

DURBAN NORTH

R0.8 Billion

R3 750 000

PALM LAKES ESTATE

R0.7 Billion

R2 995 000

MEERENSEE

R0.7 Billion

R1 500 000

FLAT/APARTMENT

HILLCREST CENTRAL

R0.6 Billion

R2 650 000

HOUSE

KLOOF

R0.6 Billion

R2 750 000

RENTAL LISTINGS A typical property for rent in Pietermaritzburg is a 3 bedroom house, currently with a monthly median asking price of R9 000pm.

RENTAL AVG: COMPLEX

16% 29%

R7,350PM R4,560PM R7,670PM

55%

Total value of property listed for RENT on Private Property in PMB is R1 997 723

CRAWFORD LA LUCIA THE

GOLDEN THREAD

OF ARTS &

Sir Ken Robinson, a tremendous visionary whose thinking has had a profound effect on education, emphatically stated

hildren start their educational journey with a natural sense of wonder, curiosity and creativity. In our Pre-Primary, we strive to capture these natural talents and unleash each child’s creative imagination while exploring the Arts of Music, Dance, Drama and Art. When asking a group of young children, who can sing, dramatize a role, create in art or express through dance, all will automatically shout out I CAN!

A real Education has to give equal weight to the Arts, to Humanities and to Physical Education. The Arts aren’t just important because they improve maths scores. They’re important because they speak to parts of children’s’ being which are otherwise untouched.”

Thoughts and ideas come alive through these sensory explorations which link to our basic human need to communicate. Real world fears or challenges are tested and evaluated through active engagement and problem solving. Did you know a bear could be painted blue and wear clothes? And in role play, recycled products are transformed into a fishing rod while dramatizing a “trip to the beach” enriching language as the event unfolds. In Music, sounds, song and rhythm is experienced and often linked to dance, dramatic effect, storytelling and emotional expression. It is in the field of Arts where we can truly boost a child’s self-confidence. There is no wrong or right answer. The children express their unique and subjective interpretation and personality, celebrating the freedom to be ME, to discover who they are and express how they relate to their world. As they move into the next Phase of Learning on our Campus, the world of inspiring the imagination through the Arts continues. A world of endless possibilities! This integral part of our educational journey continues into the Crawford Preparatory where we offer an extensive programme to our pupils. They are afforded the opportunity to choose Cultural Subjects in their various grades as Option Subjects. Music, Art, Drama and Dance are taken as enrichment subjects where students are taught the 52

So many learning opportunities when I imagine!

practical aspects, as well as the theoretical aspects of the subjects. In Music, students attend a practical lesson during a suitable time with a dedicated teacher to master their instrument. Our specialised classrooms for each subject reflect the passion that each department has for their subject and students. In addition to our Option Subjects the Cultural Department offers an extensive programme where students are afforded the opportunity to display their talents. Music festivals, Soirees, External Examinations, Eisteddfods, our unique Drumline, School Choirs and termly progress concerts are but a few avenues for our musicians to enjoy. Our Art department offers a termly club where pupils are extended and enjoy various extension activities. We enter as many art exhibitions as possible, as well as hosting our annual Internal Exhibition as a collaboration of all the Art as a whole school.

CULTURE

Our Drama department builds each child’s confidence and it is not uncommon for students to take a leadership role in assisting staff at various functions. Speech and Drama festivals, Public Speaking and an annual School Production all form part of the Drama year. Dance continues to be extremely popular amongst our students. Various dance styles are offered and students enjoy classes offered termly. Students grow in confidence and learn many valuable life skills whilst enjoying their dance sessions. During the year the dance department have various shows and reviews where they can showcase their talents. Many students (past and present) have excelled on the international scene in this department – a true testament to the subject offering. At College level, our students are nurtured and inspired through our diverse cultural offering which too, encourages each of them to be more confident and self-assured, while affording them with both an academic grounding and an extra-curricular platform on which to creatively express themselves in our local, national and global communities. The Arts are a universal form of human expression critical in fostering the holistic development of our students. Music, Visual Arts, Drama, and Dance, and even Public Speaking, as social, intellectual, and physical disciplines, enable each of our students to be a masterpiece in his or her own right through the realization and maintenance of his/her unique creative potential.

The Cultural Department is dedicated to ensuring that the students receive the best possible opportunity to enjoy their talent or learn a new skill. The staff are professional in their approach and have much experience to ensure that all students “be the best that they can be”.

The cultural ethos at Crawford College La Lucia embraces both cultural and creative diversity. Students who are exposed to the art of past and present cultures learn about themselves, the society in which they live, and people throughout history. At a deeper level, it is Cultural activities, specifically through the performing and visual arts, which allow our students to develop a sense of community and belonging, through collaboration and accountability. The study of Art, Drama, Dance and Music in the IEB academic curriculum on offer at the College up to Grade 12 which taught by subject specialists in their respective fields, is re-enforced by our extensive cultural extra-curricular programme whose purpose is to enrich all facets of our students’ beings by providing the means for the well-rounded development of their emotional, intellectual, social and cultural, individual intelligences. The Cultural Programme at Crawford La Lucia also plays a significant role in the personal development of our students. The confident, creative and capable students who develop from the rich artistic explorations and experiences we have on offer are better prepared to go into the world and become innovative leaders who in turn make a difference to our world.

+27 31 560 0050 | www.crawfordschools.co.za 53

SKIN DEEP Today a student, tomorrow an entrepreneur!

any people do their own hair, nails and make-up every day and wonder what the point would be to study beauty therapy. Like in other areas, there are some beauty therapy skills that can be self-taught, and other skills that can only be acquired through formal training. If you want to work as a beauty therapist, either by starting up your own business or by seeking employment in a salon, you will need to go for formal training in beauty therapy. At Beauty Specialist Training Centre, we offer internationally accredited modular courses and you can concentrate your studies on the specific area that you are interested in or you can opt to go all the way. Courses offered can be a stepping stone towards careers in beauty therapy, sales for cosmetic companies, cosmetic development, travel opportunities such as working abroad and on the cruise liners, and others might even want to pursue lecturing in the beauty field. Imagine working for the leading spa operator on board luxury cruise ships, Steiner operates spas on over 150 luxury cruise ships sailing the seven seas. Beauty Specialist Training Centre offers select courses where students can qualify for an interview with Steiner. This could very possibly lead to a successful career working at sea on cruise ships! Training is aimed at school leavers starting their career, as well as adult learning for those who now have the time to broaden their skills or wish to start a new career path. This can be for self-employment or to attain personal skills.

MOTHER NATURE by Janina Boshoff Assignment - Fantasy Headdress Theme - Enchanted Universe Model - Chelsey Randle

Beauty Specialist Training Centre offers a range of massage, beauty and healing courses to suit all skill sets from the beginner to the established therapist.

GARDEN FAIRY by Neve Rigby

Courses can be done over a 6-month or 1-year period, depending on how much time you would like to put in or, if you are working full-time and do not have the time for full-time studies, you can attend part-time evening classes or workshops. Students fees include full student kits and includes everything needed for the course, as well as their uniform (formal and casual) and exam fees. We offer a high standard of theory and hands-on practical classes by highly qualified lecturers. Our lecturers are constantly improving their own skills through continued studies and research to ensure that our students get the best training available. Beauty students extend their skills by doing product house training, getting to know additional products and exposure

to what is current in the market. Case studies are required as part of the practical portion and this gives students the opportunity to work on clients under their lecturer’s supervision and to familiarise themselves with sequences and procedures prior to doing practical examinations, moderated by UK lecturers. Exams are scheduled for June and November each year.

ITEC has been awarding high quality and respected industry qualifications since 1947. It is now one of the world’s leading and most successful awarding bodies specialising in Beauty and Complementary Therapy, Sport, Fitness and Hairdressing sectors. In 2011 ITEC awarded over 38,000 Certifications in over 38 countries.

B E AUT Y SP ECIALIST T R A I N I N G CENT RE O FFERS T H E F O LLOWING CO URSES INTERNATIONALLY ACCREDITED ITEC COURSES BEAUTY Beauty Specialist Certificate Certificate in Make up Certificate in Waxing Certificate in Mani & Pedi Diploma for Beauty Specialists Diploma in Body Treatments Certificate in Eyelash Extensions Diploma in Facial Electrical Treatments Diploma in Health and Skincare Diploma in Nail Technology Certificate in Microdermabrasion Treatments Certificate in Spa Treatments Diploma in Advanced Skincare Certificate in Laser & Light Treatments for Skin Rejuvenation

Beauty Specialist Training Centre has given me the opportunity to choose the best diploma course to get where I want to be. Studies seem crazy at times; doing homework until midnight is not exceptionally glamorous or easy, but I love what I do and learn! The courses I'm busy with and plan to do in the future will give me the qualifications to work around the world! This is my dream and focus - I am so proud to be a student at BSTC.”

COMPLEMENTARY Certificate in Diet & Nutrition for Complementary Therapists Diploma in Anatomy and Physiology Diploma in Aromatherapy Diploma in Holistic Massage Diploma in Reflexology Diploma in Sports Massage

Thashini Naidoo

LECTURING Award in Education and Training

IT'S NEVER TOO LATE TO START YOUR CAREER

SHORT COURSES & WORKSHOPS Nails (Acrylic & Gel) Nailart Manicure/Pedicure Indian Head Massage Hot Stone Massage Make-Up Eyelash Extensions

Shop 13b First Floor Arcadia Centre 87 Umhlanga Rocks Drive Durban North T 031 563 5792 • C 082 553 5371 • E info@beautyspecialists.co.za W W W. B E A U T Y S P E C A L I S T S . C O . Z A

COA S TA L CHIC

LO CAT I O N SALT ROC K, K Z N N O RT H COAST ARC H I T EC T S M E T ROP OLE ARC H I T EC TS I NT E R I O R D ES I G N ER O LALA I N T E R I OR S PH OTO GRAP H Y G R AN T P I TC H E R

Bold, spacious modern design - balancing the architectural with the interior to create a striking aesthetic appeal

Set into the picturesque coastal suburbia of the Dolphin Coast of Kwa-Zulu Natal, this home is an architecturally bold work of art.

here Dream Retirements come true...If you've worked hard and have been successful your entire life, your kids are grown and you and your life partner want to scale down, but you have really big dogs and no desire to lock yourself into an estate - then you find the ultimate piece of land with spectacular breaker views, employ a team of awesome architects and designers and watch your dream home come true! Designed by Metropole Architects, this contemporary home celebrates the KZN North Coast year round warm coastal climate, local indigenous flora and fauna and of course the magnificent 180 degree panoramic sea views.

â&#x20AC;&#x153;The residence represents and uninhibited architectural expression free from the restrictive stylistic design guidelines typically found in the numerous gated housing estates located in the areaâ&#x20AC;?, says Metropole Architects. 58

What a pleasure to work with such professionals! Compliments to Metropole Architects, who not only designed but effortlessly project managed this magnificent coastal build.” Schanè Anderson, OLALA INTERIORS

A comfortably luxurious space for the family to enjoy the relaxed, coastal lifestyle. The perfect positioning and placement of decor and functional furniture creates an abundance of space and light.

The house stands proud on its steep site and is a progressive cantilever form arranged over three cascading levels that proclaims its presence and pioneers a paradigm shift in the architectural design language of its contexts. The entrance façade is intentionally low slung, minimalist and austere and hard up against the western site boundary, resulting in an architecture that visually engages with the street. A linear plan form stretching across the entire width of the site is set back from the street by the width of a double garage structure. This allows for maximum open and sheltered private space

used for the purpose of living, entertainment, relaxation and enjoyment of the sea view. The architecture aims to impress right from the start. The strong horizontal line created by the roof over the recessed entrance area, together with the vertical lines of the flanking walls, create a framed view through the house to the ‘big blue’ beyond.

“This bold architecture brings the great South African coastal outdoors in and then, in turn, encourages the inhabitants to venture out into it”, expands Metropole Architects.

The textures and palette used throughout the home work hand in hand with all the interior finishes to blend perfectly together

OLALA INTERIORS' journey with the clients on this fabulous home initially

started with specifications of the soft furnishings, but this progressed to the detailing and design of the interior architectural and functional elements.

“We effortlessly mastered the complex interior design, specification and refined detailing on this project, because of good design principles created and implemented by the architect”, says Schanè Anderson, OLALA INTERIORS.

Incredibly proud (and rightly so) of the beautiful cabinetry, which is testament to good functional design and exceptional craftsmanship, OLALA INTERIORS specially designed and custom made the bespoke furniture pieces and furniture. All the bathroom vanities, cabinetry, solid wood dining table, plasma units and built-in cabinetry were manufactured in their own factory, based in Shakashead. The result is a world-class quality installation. Grant Pitcher, the photographer who truly captured the essence of the home, sums it up beautifully. “From the moment I walked in the

door of this home I felt welcome. Welcome to showcase the magnificent architecture that made every aspect of this home a majestic viewing space for the Indian Ocean below. The colour palette and design of the interiors within allow the spaces to feel like a home. It was such a treat to capture the location in beautiful light and display vibrant imagery that are testament to good design.” 60

OLALA INTERIORS designed and manufactured all the

cabinetry, bathroom vanities and furniture. Every piece of furniture custom designed and scaled.

EST.1993

Thank you from all of us

I N T E R I O R D E S I G N • L I G H T S • F U R N I T U R E • K I T C H E N S • B AT H R O O M S B E S P O K E C A B I N E T R Y • C U R TA I N S • B L I N D S • L E C R E U S E T • C A R R O L B O Y E S SHOP 639b

BALLITO JUNCTION

032 946 0641

W W. O L A L A I N T E R I O R S . C O M

Suppliers of Ready Mix Concrete & Pumping Services on the KZN North Coast and in Zululand T 032 947 1831 E sales@inkunzirmc.co.za

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2017/09/22 10:57:06 AM

FINANCIAL INTELLIGENCE CENTRE ACT

Will the revised Act still be a four letter word?

he Financial Intelligence Centre Act (FICA) has been operating since 2001 and South African citizens will be happy to note that it has recently been revised to bring it into alignment with global practices, as well as to toughen up its focus of fighting money laundering as well as the financing of terrorism. FICA BEFORE ITS REVISION When FICA first came into play, South Africa opted for a more blanket approach which meant that everyone was subject to FICA, ultimately affecting the entire population. Every time someone opened a new account, took a new insurance policy or entered into any financial based agreement (buying property, bonding, investments, etc), they were obliged to submit FICA documentation, and an identity document as well as proof of residence were required each time. In other countries, we saw a more riskbased approach being taken, in which case the focus was based on the risk involved with that particular client / type of client. In South Africa, there are numerous instances of people having to repeatedly re-submit FICA documentation which has become frustrating for both businesses and their clients.

The FICA process did not allow for any exceptions and if you failed to submit your documents on time, you would not be able to use your bank account or process any financial transaction. THE MAIN CHANGES From June 2017, the revised FICA requires a risk-based approach in order to bring it in line with Global practice. The revisions come into effect in a two-pronged approach, the first being in June and then the balance following on October 2017. Essentially, Financial institutions will need to identify both foreign 'Prominent Public Officials' and domestic 'Prominent Individuals' and Due Diligence will be an ongoing process. 'Know Your Customer' (KYC) now means that officials need to assess the risks involved with the above mentioned customers and not just the individual but also whether they operate via any trusts or other legal entities. There is a list of people who may qualify as domestic Prominent Individuals; such as politicians (both local and national), officers of State Operated Entities, CEOs and finance directors of large companies. Ongoing due diligence will need to be done on these groups of people and the onus is on the financial institution to ensure compliance with FICA. South Africa has signed International agreements and will thus assist the United Nations Convention against corruption; accordingly the Act gives the power to freeze transactions for ten days whilst

“Have not had service like this from any of our attorneys ever.” “You’ve made buying my first home a real pleasure.” “Thank you so much for always keeping us informed during this whole process.”

investigating potential perpetrators. Perhaps most importantly, it will make things more difficult for money launderers and other fraudsters to commit crimes. The implication of this is that FICA should become relatively straightforward for most people as the previously onerous requirements of FICA should lessen for them. For now, all we can do is wait and see but the idea behind the amendment should make it easier for most businesses and individuals.

KARIEN HUNTER Attorney & Conveyancer | AMC Hunter

FICA

As FICA was more a set of principles, we found that Banks / Financial Institutions often had differing requirements such as for a proof of residence, some banks accepted cell phone / Telkom accounts emailed to the recipient whilst others only accepted utility bills /documents physically delivered to a home address.

Karien Hunter heads up AMC Hunter Inc, an all woman team of lawyers and para-legals recognised as one of the leading property law firms in KZN. Karien has received many accolades over the years: Business Woman of the Year 2007 (KZN) and a WPN (Women Property Network) finalist in South Africa in 2008. AMC Hunter Inc was recognised by ABSA Bank as their top performing firm of conveyancers for KZN in 2016. Karien lives in Ballito with her husband Stephen.

SAVING FOR YOUR

FUTURE

Text Shreekanth Sing (Technical Legal Adviser) and Struan Campbell (Portfolio Manager)

Often when we think of saving, it’s for a short- to medium-term goal such as a holiday, or a down payment on a house. But what about thinking further into the future? One of the best ways to do this is to consider saving in a retirement fund.

e have found that political uncertainty and market volatility, not to mention the pressure of a shrinking economy, may lead many investors to allocate the bare minimum to retirement funds.

These funds, however, offer many distinct benefits that you may not be aware of, and reducing retirement savings due to shortterm pressures may not be in your long-term best interest. This is even more pertinent as we are living longer, and retirement savings will probably have to be stretched. Therefore, any overall savings plan must take retirement savings into consideration. What counts as a retirement fund? A retirement fund is a pension, provident or retirement annuity fund that is used to house and grow your pre-retirement savings, so that you can generate an income from your investments once you retire. Now I am sure all of us know a relative or friend with a horror experience of contributing for years and years to a retirement annuity only for it to mature with a lot less than they expected; or they signed up for something with excessive fees; or when they tried to pause premiums for affordability reasons were faced with substantial penalties. While unfortunately a variety of those products still exist, modern platforms – such as that offered by PSG – operate at far lower fee structures, do not impose penalties for changes you make, and even offer direct share portfolios within the retirement wrapper. They truly have embraced the flexible needs of today’s savvy investor. BENEFITS OF A RETIREMENT FUND Tax deductions on contributions Contributions to a retirement fund are tax deductible up to 27.5% of the higher of taxable income or remuneration, capped at R350 000. However, many people are not aware that retirement funds also allow you to offset contributions that were not previously deducted. They can be used to lower the tax payable on the lump sum cash portion taken at retirement, and even the tax payable on the income from your annuity.

Firm PSG Wealth Umhlanga | T: +27 86 088 8810

Costs As referred to above, the financial services industry has become a lot more competitive and is working in your favour when it comes to cost. Tougher regulations also ensure that all fees are transparently disclosed. Protection Retirement funds provide protection should investors experience tough times. Funds within a retirement fund cannot be attached. If you are not able to repay your debts, or are declared insolvent, your retirement funds are protected from creditors allowing you time to get back on your feet.

E: struan.campbell@psg.co.za

Sound investment principles Retirement funds are regulated by the Registrar of Pension Funds, governed by Boards of Trustees, and must adhere to the asset allocation limits as set out in Regulation 28 of the Pension Funds Act. Regulation 28 aims to protect the investor by encouraging sound asset allocation decisions. By limiting the exposure to certain types of assets, the regulator aims to ensure that investors don’t ‘bet’ all their money on a potentially volatile asset class, putting their ability to retire as planned at risk.

Regulation 28 - limits ASSET CLASS LIMITS CATEGORIES OF ASSETS

FOR ALL ISSUERS/ENTITIES

Cash

100%

Equities

75%

Immovable property

25%

Offshore assets

25%*

Commodities

10%

Hedge funds

10%

Private equity funds

10%

Debt instruments issued by or guaranteed by the Republic Debt instruments other than above

100% 75%

* As prescribed by the SA Reserve Bank from time to time

Navigating the complexities of planning for retirement can be daunting – especially in an environment where: • investment returns are expected to be lower than in the recent past • medical advances help us live longer, which means that your retirement income will need to last longer • expenses are increasing It is important to be aware of the benefits offered by retirement funds and to use them more effectively when saving for your retirement.

We all know that retirement is inevitable. For some, it may still feel distant, but it isn't as though it arrives unexpectedly. Plan for it while you can and make the most of the time you have to invest.”

Tax-free growth A tax-efficient investment vehicle enhances the returns achieved by investors over the long term. Within a retirement fund, no taxes are paid on interest, capitals gains or dividends. This means your money effectively grows faster than it would in a taxed product.

STRUAN CAMPBELL Portfolio Manager | PSG Wealth

Free from estate duty Retirement funds are free from estate duty, which is typically levied at 20%. At death, retirement fund benefits are paid to your dependents, ensuring that your family is able to use the funds when you are no longer around. Your retirement benefit can help maintain your family’s standard of living after your death.

Struan has been in the financial services industry since 2003 and with PSG since 2011. Prior to that he spent many years in the professional yacht racing arena in the USA. He spends many early mornings surfing and with a family home overlooking Tiffanies at Salt Rock, Struan considers himself a Dolphin Coaster despite living in Umhlnga.

There are a few small steps to follow to make infant massage successful. Keep interaction the main aim, rather than getting the massage routine right. Keep in mind, touch is natural, and massage is simply stylised touch.

BA BY M A S SAG E M

assaging your baby allows for bonding, ensuring extra feel good hormones are released by baby, mum and dad. And if you are lactating, prolactin and oxytocin are released ensuring a plentiful milk supply. Get the room ready. Usually babies are “in the buff ” when getting massaged, so ensure the room is warm, put on a heater and close the windows. If you find a heater too hot and uncomfortable for yourself, then preheat the area with a heating pad under the bed linen, then switch off or onto low once you start. Ensure items like a spare nappy, massage oil and milk are ready. Babies can get thirsty after and during massage. Often it’s giving your baby the comfort of a familiar feed that allows you to continue massage. Just be warned, if your baby does feed in between, no tummy massage. Use cold pressed vegetable oil. You may ask why not just use any oil or lotion? Cold pressed oils retain their natural antioxidant goodness. This means minerals, vitamins and omegas can be absorbed by your baby’s skin. Also, if baby puts her foot/hand into her mouth or eyes, there will most likely be no reaction. Steer clear of nut oils though, until you have established your baby’s unique allergy tolerance. I find

Grapeseed oil a lovely light oil to start with. Where to begin massage. The legs and arms are probably the best place to start massage, whether you have done it many times before or this is your first try. This is because it feels safe for your baby, and it is easier for mums and dads to control a leg or arm. Keep the strokes going in an upward direction towards the chest, this improves blood flow around the whole body. Some babies do not like massage, and so here you have to choose whats best for your baby. Keeping massage sessions to just the legs for a while, and keeping sessions short is one way to ensure success. Under 7 minutes. Or switch it up and do a few massage movements while baby is in the bath. Keep the massage short and do some more later in the day. Increase this time slowly, and suddenly you will have your kids lining up for their daily dose. Babies sometimes love massage and then suddenly not. Use this unusual and sudden change to your advantage. It may be the first clue that your baby may be at the beginning stages of getting sick. And it may also indicate that baby has had a stressful day, and so extra cuddles are required.

Keep it fun and light-hearted, a time for bonding, a time to reconnect after being apart and for getting to know one another. The key to successful massage is to make your massage routine fit your family's unique needs. touch, only 7 minutes, in the morning, in the night. That’s also okay, I am sure you know a few of your friends who would rather never hug. Sensory integration takes time, patience is the answer here. Touch should never be forced, no matter the age. Keep listening to your infants unique verbal, and non verbal clues. Some parents who have children with special needs, have found massage to be an especially special bonding experience, a time of quiet non verbal communication and attachment to one another.

Babies of any age can benefit from massage. Massage can help increase sleep, improve restless sleep, reduce muscle pain for toddlers who are just crawling and walking while improving motor skills, massage can reduce stuffy noses, and can improve digestion. At times babies appreciate songs or rhymes and talking during the massage, simultaneously stimulating language skills. And yet, at other times, a quiet peaceful room, to increase sleeplessness, is most useful.

WENDY WOTHERSPOON Massage Therapist, Aromatherapist & Reflexologist Beautiful Earth www.beautifulearth.co.za 087 941 4542 | 082 338 3693

And yet still some babies do not like massage, no matter what you try. Deep touch, light feather 65

LEASE

AGREEMENTS & FAIRNESS

Lease agreements are often relatively standard. It is important though that they are checked. Text Simon Watson

Firm Cox Yeats

T: 031 536 8530

ne reason, for example, is that prior to 1996 and the introduction of the Constitution the ‘fairness’ of a contract was not generally relevant to its validity.

Our law still follows the legal maxim pacta sunt servanda which translates to “agreements must be kept”. This means that whatever is agreed to in a contract must be upheld. If a party fails to uphold their end of the bargain, they can be forced to do so by a court order and may be ordered to pay damages.

E: swatson@coxyeats.co.za

www.coxyeats.co.za

application, is unfair to the point that it offends against public policy, our courts are unlikely to uphold such an agreement. This approach was recently illustrated in a judgment in the Johannesburg High Court in Mohamed’s Leisure Holdings (Pty) Ltd v Southern Sun Hotel Interests (Pty) Ltd.

The basis for the general rule is that when parties knowingly and voluntarily agree to the terms of a contract they should be held to their agreement.

Mohamed’s leased property from Southern Sun. In terms of the lease, rent was due by the seventh day of each month. Due to an error by Mohamed’s bank, payment of one installment was late. On discovery of the late payment, Mohamed’s immediately paid Southern Sun, with interest.

The exceptions to the rule were few and included instances where the provisions of an agreement were illegal, or so offensive as to be against the good morals of society.

However, Southern Sun canceled the lease and claimed damages on the basis of the late payment and they were entitled to do so in terms of the lease.

The benefit of a strict application of the rule is legal certainty. This certainty assures businesses and members of the public that the agreements they lawfully conclude will be carried out and, if not, they can obtain redress in court.

The clause allowing the cancellation was not necessarily unfair (it is a common clause in leases), but the court had to decide whether to allow the application of the clause by strictly applying the general rule, or to relax the rule and refuse the claim on the basis of fairness.

Since the Constitution, our law has been developed by the courts to recognise the imprecise principle of fairness when deciding whether to enforce an agreement. If it can be shown that an agreement, or its

In the circumstances, where it was Mohamed’s bank that made the error, the court held that it would be grossly unfair to enforce Southern Sun’s claim and it was dismissed.

SIMON WATSON Partner | Cox Yeats Attorneys

Simon Watson is a partner at Cox Yeats practicing in its Commercial and Natural Resources Team. He is qualified as a South African and an Australian lawyer. Simon is the author of Commentary and Precedents for Joint Ventures in South Africa and the LexisNexis Guide to Mergers and Acquisitions.

WE MAKE HOMES REAL WOULD YOU LIKE TO GET MORE OUT OF YOUR HOME LOAN? If you already have a bond and your property has increased in value since you bought it, switching your bond could allow you to access the extra value in your home. You could use this to pay off expensive short term debt at a lower interest rate – or renovate your home to make it the “dream home” you always wanted. SA Home Loans has been voted Best in Home Loans for 13 years, because we go the extra mile to make sure our clients get the best service possible. So isn’t it time to make your dreams real? Talk to us and let us show you how easy switching can be.

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