RoxanaBuying Experience

R E A L D E A L

Hiring a Real Estate professional who will not only be your advocate but negotiate the sales price is crucial. Choose the right agent that has a track record of producing results.

CLIENT FOCUSED

Roxana is a dedicated, committed and honest professional who always puts her clients' needs first. She understands the importance of treating each transaction with great care and pays attention to even the smallest details.

As a real estate expert, she brings her knowledge, skills, and talent to her broad spectrum of clients listening intently, offering helpful advice and advocating fiercely.

Her direct yet successful approach involves listening to client needs and matching them to the right property, then ensuring a fair and efficient transaction Roxana's commitment to staying in touch with her clients is key to long-term relationships; she works hard to earn their respect and knows that happy customers are a reflection of her success.

A San Diego native and International Business graduate from San Diego State University. Roxana loves travelingbut admits there's no place like home.

Roxana Quintero

Y O U R L O C A L E X P E R T S TRUST

Earned with action. Maintained with integrity. Cultivated over 100 years.

INNOVATION

Engineered to evolve. Designed to empower. Built to succeed.

COLLABORATION

Unified in purpose. Fueled by culture. Connected worldwide.

BUSINESS ACCUMEN

Born of passion. Cultivated by training. Driven by results.

CONSUMER FOCUS

Centered on needs. Committed to exceptional experiences.

Inspired by homes.

Top

Over 20 years in Real Estate

F U E L E D B Y R E P U T A T I O N

Team in Company

Top 1% in San Diego

2021 NAHREP #35 for latino agents in southwest and #97 in US

Roxana helped me with 3 different transactions over the course of nearly 2 years (buy, sell, buy) and was obviously my "go to" whenever I had a need for a Realtor.

Her courteous, professional and character attributes were critical in my decision to use her for 3 transactions. She gets the it done!

-HERNANDEZ PLACE

ARE WE RIGHT FOR YOU?

NEED TO UNDERSTAND TODAY'S MARKET?

We will explain todayʼs Market and Real Estate headlines, and decipher what they mean for you.

INTERESTED IN NETTING THE HIGHEST FAIR MARKET VALUE FOR YOUR HOME?

We will show you how to get the best price for your home You will see there is more than simply putting a “For Sale” sign out front

WANT MORE NEGOTIATION LEVERAGE?

We have consistent results in difficult negotiations

WANT TO AVOID COSTLY MISTAKES?

We understand all of the disclosures and necessary paperwork in todayʼs heavily regulated environment.

WANT TO REACH THE RIGHT AUDIENCE OF BUYERS?

We use robust targeted marketing strategies to maximize exposure and reach

DO YOU WANT A TEAM WHO KNOWS THE NEIGHBORHOOD?

We possess intimate knowledge of the local area and trends.

HOW TO DEFINE YOUR TARGET MARKET?

We have the experience using targeted marketing efforts to find qualified buyers

WANT A TEAM WITH A PROVEN TRACK RECORD?

Working with us redefines the process you may have known, while gaining you the highest profit.

Many factors influence the asking price of a home. To help you decide how much you feel comfortable offering for a property, I will gather critical information for you regarding the factors that impact how much you should consider paying for the home, including:

How long the home has been on the market. The history of the listing including changes to the price and terms The prices for other comparable homes in the area. If it is known whether there are multiple offers. Other items that might be included in the sale - furniture, hot tub, etc. The "list to sale price ratio", an indication of how competitive the market is for homes in this area.

You may make your offer subject to certain terms of contingencies, including the securing of financing or perhaps the sale of your current home. The purchase contract will also be subject to various inspections by both you and professional inspectors. Your contract will also include some standard provisions, such as property taxes that will be prorated between buyer and seller. Others will outline what happens if the property is damaged before closing, or if either party fails to go through with the sale.

I will review every aspect of your offer and contract with you. Together, we will plan a negotiating strategy to give you the best chance to secure the property at the most advantageous price and terms.

LIFE OF

A N E S C R O W

CLOSING DISCLOSURE SENT & 3 DAY

WAITING PERIOD BEGINS

CONGRATS! ESCROW IS OFFICIALLY OPEN

ESCROW OPENED WITH ESCROW COMPANY & TITLE REPORT ORDERED

VARIOUS INSPECTIONS ORDERED & DEPOSIT DELIVERED TO ESCROW COMPANY

INSPECTION REPORTS SENT TO ALL PARTIES & REVIEWED

BUYER RECEIVES FINAL LOAN APPROVAL FROM LENDER

APPRAISAL ORDERED BY & COMPLETED FOR LENDER

TITLE REPORT RECEIVED & APPROVED BY BUYER

LOAN DOCUMENTS PREPARED BY LENDER & SENT TO ESCROW COMPANY

CLOSING DOCUMENTS COMPILED BY ESCROW COMPANY

SEPARATE APPOINTMENTS SET: BUYER & SELLER SIGN DOCUMENTS

BUYER DEPOSITS REQUIRED CLOSING FUNDS

DOCUMENTS RECORDED & ESCROW CLOSED

LENDER "FUNDS LOAN" (SENDS FUNDS TO TITLE CO.)

AFTER RECORDING CONFIRMED, TITLE CO. COMPLETES PAYOFF OF EXISTING LIENS & BALANCE SENT TO ESCROW CO.

ESCROW COMPANY ENSURES ALL ESCROW CONDITIONS ARE MET

CONGRATS! YOUR ESCROW HAS CLOSED!

LOAN DOCUMENTS RETURNED TO LENDER FOR REVIEW

ESCROW COMPANY DISBURSES REMAINING FUNDS & ISSUES SETTLEMENT STATEMENT

A title spells out who has the right of ownership for a property. It is considered "clear" if there are no claims or liens against it. In order to make sure nothing will prevent the transfer of the property to you, a title company will conduct a title search and prepare a preliminary report that indicates what recorded matters affect the title to the property and if the title insurance company is willing to insure the title. At the close of escrow, the title company will issue an Owner's Policy of Title Insurance to protect you against losses that might arise from covered claims on the title.

P R O P E R T Y I N S P E C T I O N S

Real estate contracts contain contingencies clauses that allow buyers to inspect the property. It is very important that you hire a professional Home Inspector and conduct a home inspection to determine if the home has any defects that would affect the value or desirability of the home.

It is also important to order a Wood Destroying Pest and Organisms (termite) Inspection. This inspection identifies existing or potential pest, dry rot, fungus and other structure-threatening infestation or conditions. The initial inspection fee covers only those areas which are accessible to the inspector. These inspectors must be licensed and can give estimates to correct noted problems, can make the suggested repairs and/or can certify that the work has been completed.

Once you have completed all of your desired inspections you have the right to negotiate for the seller to make repairs based upon your determination of important issues found during your inspections The seller will then have the right to agree, renegotiate or refuse to make any repairs. In most cases, if the seller does not agree to make your requested repairs you can accept the seller's response, withdraw from the response, withdraw from the sale or attempt the renegotiate.

CHANGE JOBS OR BECOME SELF EMPLOYED

BUY A VEHICLE UNLESS YOU WANT TO LIVE IN IT

USE YOUR CREDIT CARDS OR LET PAYMENTS FALL BEHIND

SPEND MONEY YOU HAVE SAVED FOR A DOWN PAYMENT

BUY FURNITURE BEFORE CLOSING ESCROW

ALLOW ANYONE TO INQUIRE/PULL OUT YOUR CREDIT REPORT

MAKE ANY LARGE DEPOSITS INTO YOUR BANK ACCOUNT

CO-SIGN A LOAN FOR ANYONE

CHANGE BANK ACCOUNTS

PURCHASE ANYTHING UNTIL (WAY) AFTER CLOSING ESCROW

COMMITTING ANY OF THESE ACTS CAN DRAMATICALLY ALTER YOUR CREDIT SCORE OR DEBT TO INCOME RATIOS THIS CAN BLOCK YOUR CHANCES OF CLOSING ON YOUR HOUSE

As a young working mom of 2 little kids I was very transparent of what I could afford here in San Diego and in today's crazy market. A friend recommended Roxana and since our first phone conversation I could see why they raved so much about her. I honestly did not think my little family was going to be able to own a place but Roxana made it happened for us and in less than a month! I was just wanting to dip my toes in there to see where we stood and now we are moving into our new home. Roxana is energetic, positive and very VERY patient. She gets back to you quickly and answers all your questions, no matter the time of day. She looks and looks until she finds something just right for you. I am extremely thankful with her for all her hard work and patience. Now every time we arrive to our new home my toddler says "Roxana?" that's how personal she gets with you. PS She also got us a chocolate cake and balloons when we got the keys and my son loooved it, and he is well aware that it came from Roxana.

- Isis Najhelly Becerra

Roxana was highly recommended to my husband and I, by our contractor. He told us that she was very energetic, had a great personality, and was great at her job. Well he wasn't kidding, the minute we met her we knew we were in good hands. She helped us sell our condo and she was great about keeping us informed. She has a lot of knowledge and knows her way around the market. We had so many people wanting to purchase our condo it was unbelievable and exciting. I wish I had another property to sell or buy, so I could hire Roxana again. We had so much fun. I already miss her, texting, calling and talking. We would highly recommend her to anyone who's looking to buy or sell. She's top five in our book.

-Roberta Reza

Roxana is a fantastic realtor. She initially contacted me several years ago from an online listing I was interested in. I wasn't ready to buy, but her assertiveness impressed me. Two years later she was the first person I called. At our first meeting she got a sense of what we were looking for and where, and within a week we were looking at a variety of properties that met all of our criteria. The toughest decision that first week was which property to make an offer on because they were all well within what we wanted.

We lost a bidding war on the first property, but Roxana kept her eye on the prize, the following weekend Roxana had three or four places lined up for us to see and the very first one really took our breath away. It was incredible. It was more than anything we thought we'd find or be able to own. She did her homework on other offers that had been submitted, getting a general sense for where they might be. She scoured the property and neighborhood history to try to balance an aggressive offer with our specific financial capability. That first offer got us into the second round of bidding, and Roxana was indispensable with helping us sort through the offer contract, the contingencies, what we should reasonably expect from the seller, and what might make us more competitive as buyers. The offer was accepted. We are now the proud owners of a beautiful home, and this absolutely would not have been possible without Roxana.

This is really just scratching the surface of everything that makes Roxana a great realtor to work with.

As a side note: I've worked with at least three realtors around San Diego previously and was never successful despite submitting some competitive offers. I have to attribute a large extent of our success in getting an offer accepted to Roxana's expertise, her assertiveness, and her diligence. She's always responsive and available, and she's wellconnected to the San Diego real estate world.

-Travis Kemp

SUPERIOR RESULTS GUARANTEED