What Insurance Do You Need For Your Lock-Up Garage?
Presented by Lock-Up Garage
Rent a garage | Car garage for rent | Dudrich holdings
With people storing a wide variety of items in garages across the nation, keeping them safe, and using them as storage space outside the home, the contents of garages are worth a tremendous amount of money You might be considering how you can make sure that they are protected, whether you are storing your car, bicycle, or any other items that need to be stored securely
Despite the fact that our lock up garages (garages for rent near me) can be a safe and secure place to store your belongings, we are unable to take any responsibility for what you store. For this reason, if you want to protect your possessions, we advise that you purchase insurance.
Will Home Insurance Cover Your Lock Up Garage?
Your garage is typically only covered by home insurance if it is located inside the boundaries of your property.This means that if you keep your belongings in a locked garage, your home insurance probably won't cover them This means that you will need to get in touch with your insurance company to talk about how you can protect your belongings by locating the proper insurance.
Insuring Individual Items
You may find that it is best to insure the individual items in your garage if you are storing high-cost items Of course, you will likely have insurance on your car anyway, and you may actually benefit from storing it in a garage. However, other items, like your bicycle, exercise gear, or musical instruments that you might be keeping in your garage will require insurance You can rest easy knowing you are covered in the event of anything happening, including theft or flooding
KeepingYour Lock Up Garage Safe
There are many things you can do to ensure the safety and security of your lock up garage, which could ultimately benefit you if you ever need to file an insurance claim
At Lock Up Garages, we provide door locks that should be used It's crucial that you use these padlocks rather than changing them out with your own because doing so would violate insurance policy requirements You can request written authorization if you want to use more padlocks. Additionally, it's crucial that you keep an eye out for any potential damage and report it because anything that is left unattended to may worsen For instance, a small roof leak can develop into serious structural damage, which could one day cause your possessions to be ruined if it rains heavily
It's also important to consider how well you are marketing the items in your garages. If you keep a motorcycle in your garage and frequently take it outside to work on it, people nearby will know that you keep a motorcycle there, which will tempt would-be thieves It's crucial to pay attention to your surroundings and avoid displaying your possessions to passersby when you are in your locked garage
If you are thinking about keeping your belongings in a garage to keep them safe or to make more room in your home, get in touch with a member of our team who will be able to tell you more about our lock up garages.
