Local Top Traders Derby Magazine

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Protecting Your Family Inheritance

Most people hope that their estate will pass on to their children and grandchildren eventually.

But this will not happen for many, unless careful arrangements have been made to protect their assets from being taken towards the end of their life to pay for care home fees. The solution to help protect your estate is a Will incorporat ing a Property Protection Trust (PPT ).

A testamentary PPT can only be executed whilst both partners remain alive. Upon death of the first partner, their Will specifies that their share of the property is placed into trust and names the ultimate beneficiary of this share, normally the children and grandchildren of the deceased. The sur viv ing partner, under the terms of the trust, has the unequivocal r ight to remain living in the property for the rest of their life. On the death of the second partner the Trust comes to an end and the property passes to the beneficiaries.

As the sur viv ing partner does not own the deceased’s share of the property it is fully protected for the beneficiaries, so if the sur viv ing partner requires care, or even remarries, this share of the children’s inheritance is protected. This last point can be particular interest to couples who have come together and have children with different partners.

A PPT can help each person in a relationship ensuring that their children inherit their share of the property, while giving their sur viv ing partner the ability to live in the property for the rest of their life. If the sur viv ing partner wants to move to another proper ty, they can still sell the property and the proceeds to be used to purchase a new proper ty, the terms of the Trust remain over the new proper ty.

Come pumpkin picking, with oodles of varieties to choose from, we know we have your perfect pumpkin. Great fun for all generations! This year we have planted almost 90,000 different pumpkins, and over 40 different varieties to choose from. Orange pumpkins, white pumpkins, star shaped pumpkins, giant pumpkins, teeny tiny pumpkins, warty pumpkins, striped pumpkins, ugly pumpkins, we really do have the perfect pumpkin for every pumpkin household this Halloween. In order to continue to manage numbers attending and minimise queues, we operate Mr Pumpkin as ticket only.

Sun 2nd, Sat 8th, Sun 9th, Sat 15th -Mon 31st October

Mr Pumpkin, Lime Farm, Mans eld Road, Morley DE7 6JU

Derby’s biggest Fireworks Night is back with adrenaline -fuelled thrill rides and classic Bonfire Night food, all followed by our biggest and best display ever, complete with a brand-new laser show! With a new and improved experience, including an exclusive feel and limited availability, this is an event not to be missed this November!

Enjoy an array of mouth-watering savoury snacks and sweet treats there’s something for everyone at The Incora County Ground. Event Timings

Gates & Fun Fair Open: 4pm

Fireworks Display Starts: After 7pm Ground & Fun Fair Close: 9.30pm

Friday 4 November

BOOK TICKETS NOW: d

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Mackworth House Farm B ed & Breakfast

An award-winning Bed & Breakfast voted 9.5 / 10 and one of the highest-ranking places to stay in and around Derby.

As well as our lovely boutique rooms, we also offer Afternoon Teas for £17.50 and Fine Dining from £30 for up to a 5 course menu - menu tailored to suit. Advance booking is required for these. Call Marc to book and arrange. We aren't a licensed venue so you may bring your own alcoholic beverages'