SERVING PLAINVIEW, HICKSVILLE, AND LEVIT TOWN
LITTLE LEAGUE OPENING DAY
Hempstead Town Councilman Dennis Dunne (rear, 2nd right) and Town Clerk Kate Murray (rear, left) greeted members of the Orioles Team during the Levittown Seaford Wantagh (LSW) Sports League Opening Day on April 19, 2025 at Duckpond Ballfield in Wantagh. Also attending was Nassau County Legislator John Ferretti.
Bethpage HS announces valedictorian, salutatorian
Bethpage High School has announced Kaitlyn Ocuto as the valedictorian and Alexa Likourentzos as the salutatorian for the Class of 2025. Both students exemplify academic excellence,
leadership and dedication to their school and community.
With an impressive weighted GPA of 109.13, Kaitlyn Ocuto has earned the top academic honor as valedictorian of the Class of
2025. A well-rounded student and leader, Kaitlyn has made her mark both in and out of the classroom. She serves as captain of the cross country, winter
See page 10
Third suspect arrested in Bethpage murder
Nassau County Police have arrested a third suspect in a shooting which took place in Bethpage on April 25.
According to police, Jaslynn Nevach Garcia, of Shillington, Pennsylvania, together with two other suspects, were responsible for the death of Jorge Vazquez, 35, of Tampa, Florida. Vazquez was found dead of gunshot wounds in front of the Extended Stay Hotel on South Oyster Bay Road in Bethpage on April 2nd.
Garcia was extradited to Nassau County and charged with Murder 2nd Degree, Criminal Possession of a Firearm and Criminal Possession of a Weapon 2nd Degree.
Three killed in fiery Bethpage crash
Three young men were killed in a crash in Bethpage on Mother's Day, Sunday, May 11, at 1 a.m.
According to Nassau County Police, a 2022 Dodge Durango driving eastbound on Stymus Avenue struck a tree and caught fire. The Bethpage Fire Department responded to the scene and extinguished the fire, but the three occupants inside the vehicle perished.
Nassau County Police listed the deceased as: Gino Vicale, 20, of Seaford; Nicholas Rivera, 20 of Glendale; and Vincent Cavaliere, 20, of Bethpage. The police did not indicate which of the young men was the driver.
Cavaliere and Vicale both graduated from Plainedge High.
An investigation is ongoing.
Jaslynn Nevaeh Garcia
Hicksville educators, leaders recognized A church opens in Levittown
Leaders and educators from the Hicksville Public School District were recently honored by Seesaw Learning through its Seesaw Lighthouse District Program. Hicksville has demonstrated outstanding implementation of the Seesaw educational platform, enhancing student learning, boosting engagement and deepening the connection between teachers, students and families. Designed for prekindergarten through sixth grade learners, Seesaw offers a comprehensive learning experience with instructional tools, standards-aligned content, student portfolios and inclusive communication features.
Photo courtesy of Hicksville Public Schools
Bethpage School Board meetings
The Bethpage UF School District will hold its Annual Meeting / Budget Vote / Trustee Election on Tuesday, May 20, from 7 a.m.–9 p.m. in the Bethpage High School Gymnasium
The Board of Education's Regular Meeting will be held on Tuesday, May 27 at 7:30 p.m. in the Bethpage High School Little Theatre.
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Earth Day Cleanup
THE JERICHO JOINT COUNCIL OF PTAs
Cantiague Elementary, Jackson Elementary, Ratner-Seaman Elementary, Jericho SEPTA, Jericho Middle School, Jericho High School
And support the 2025-2026 Jericho School Budget AND Proposition #2 Tuesday, May 20 MS/HS Gymnasium 6 AM - 9 PM
Hempstead Town Councilman Dennis Dunne and Town Clerk Kate Murray attended the Levittown Community Council Earth Day Clean Up at Levittown Veterans Memorial Park.
POB Chamber holds SpringFest
Nassau County Legislature Deputy Minority Leader Arnold W. Drucker (D –Plainview) joined thousands of residents at the Mid Island Y JCC on Sunday, May 4 for the Plainview-Old Bethpage Chamber of Commerce’s annual SpringFest community celebration. During the event, Deputy Minority Leader Drucker met with constituents at his event table and discussed community issues with them as they perused the diversified array of vendors and attractions. This year’s SpringFest featured more than 100 artisans and vendors; a Foodie Fest food truck rally; a free Kids Fun Zone with a giant rock wall; ninja obstacle course and New York Islanders slapshot booth; as well as pickleball, a gaga pit and all-day entertainment from Party Harty.
Gold Coast Book Fair on
The Town of Oyster Bay has announced the Gold Coast Book Fair will come to the north shore the weekend of May 16–18, featuring more than 100 authors. Presented in partnership with Nassau County Executive Bruce Blakeman and Legislator Samantha Goetz, this book festival will feature fun for the whole family, including book signings, vendor marketplace, indie author showcase, street fair, workshops and more.
“This fun and informative book fair is the largest literary event on Long Island, featuring something for book lovers of all ages,” said
Photo courtesyOffice of Deputy Minority Leader Arnold W. Drucker
May 16–18
Supervisor Saladino. “Featuring various events on the Town’s north shore, including at LIU Post and on the streets of downtown Oyster Bay, the Gold Coast Book Fair provides readers with endless activities.”
The 2025 Gold Coast Book Fair will feature keynote speaker Pulitzer Prize-winning historian Ron Chernow, as well as headlining authors Gretchen Rubin, Lili Taylor and Art Shamsky. Many kids authors and events will also take place. A full list of authors, schedules for all events and access to free tickets are all available at www.goldcoastforum. org.
Winter athletes, transportation staff lauded in Levittown
MacArthur High School’s girls bowling team was recognized for winning its first ever Nassau County title.
It was a night of celebration for both students and staff in the Levittown School District on April 23. The Board of Education recognized its transportation department as well as winter athletes.
The district’s transportation department was recognized for its 100 percent pass rate in inspections by the New York State Department of Transportation. Levittown maintains one of the largest bus fleets among Nassau County school districts.
Superintendent Todd Winch said it
is a true team effort that includes the transportation department’s leaders, office staff, mechanics and facilities staff. Their efforts ensure that the fleet is in top condition, which keeps students safe on their daily journeys to and from school.
“Our families know that their children are in safe and reliable hands,” Mr. Winch said, adding that the transportation staff’s work is often unseen and unheard, but deserves to be recognized.
“We’re really proud of this team,”
The Division Avenue High School kickline team received certificates from trustees.
The Levittown Board of Education honored the district’s transportation department for its perfect score on recent New York State Department of Transportation bus inspections.
added Assistant Superintendent for Business and Finance Michael Fabiano. “We really wanted to honor this accomplishment of achieving a perfect score.”
The Board of Education also honored athletes from Division and MacArthur high schools who earned individual honors during the winter season. This included members of the basketball, bowling, cheerleading, swimming, track and wrestling teams. Among the honors were All-County, All-Conference and All-State athletes, county champions,
state qualifiers and scholar-athletes. Coach of the Year honorees were also recognized.
For winning its first ever county championship, the Board celebrated the MacArthur High School girls varsity bowling team. Additionally, the kickline teams from Division and MacArthur were honored for their outstanding seasons.
The MacArthur High School kickline team was recognized for a successful season.
Photos courtesy Levittown Public Schools
Hicksville students make their marks in stone
Photo courtesy of Hicksville Public Schools
NASSAU COUNTY
NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY
Formation of DELCO MARKET
LLC filed with the Secy. of State of NY (SSNY) on 3/27/2025. Office loc.: Nassau County. SSNY designated as agent of LLC upon whom process against it may be served. The address SSNY shall mail process to Jaswinder Singh, 70 Somerset Ave., Hicksville, NY 11801. Purpose: Any lawful activity.
NASSAU COUNTY
NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY
Formation of APNA EASTERN MARKET LLC filed with the Secy. of State of NY (SSNY) on 3/27/2025. Office loc.: Nassau County. SSNY designated as agent of LLC upon whom process against it may be served. The address SSNY shall mail process to Jaswinder Singh, 70 Somerset Ave., Hicksville, NY 11801. Purpose: Any lawful activity.
NASSAU COUNTY
NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY
Notice of Formation of JP Ventures Squared LLC.
Articles of Organization filed with Secretary of State of NY (SSNY) on 12/06/2024. Office location: Nassau County. SSNY designated as agent of Limited Liability Company (LLC) upon whom process against it may be served. SSNY should mail process to Allen Williams: 5 Brewster St, #503, Glen Cove, NY 11542. Purpose: Any lawful purpose.
Bethpage HS announces valedictorian, salutatorian
From page 1
track and spring track teams, and holds vice president roles in both the French Club and the Science National Honor Society. She is also treasurer of the Art Club, a member of the National Honor Society, and a committed Girl Scout.
Kaitlyn will continue her academic journey at the University of Florida this fall, where she plans to explore various fields of study before selecting a major.
Earning a weighted GPA of 109.09, Alexa Likourentzos has been named salutatorian of the Class of 2025. A scholar, musician, athlete and community leader, Alexa is the co-founder of Future Physicians Unite and
a dedicated member of the varsity swim and dive team. As drum major of the Bethpage Marching Band and senior class treasurer, she brings passion and organization to every endeavor. Alexa has received the Seal of Biliteracy and is a member of numerous honor societies, including National Science, Math, Spanish, Social Studies and National Honor Society. Outside of school, she actively volunteers with Holy Trinity Church.
Alexa will attend the University of Miami in the fall, where she plans to major in biochemistry as she pursues her passion for science and medicine.
Photos courtesy of Bethpage Union Free School District
Art students find inspiration in nature
On May 2, students from Ms. Courtney Young’s Drawing and Painting class in Bethpage High School took their studies outdoors with a visit to Planting Fields Arboretum in Oyster Bay. Surrounded by blooming spring flowers and sweeping landscapes, the students immersed themselves in the environment to practice plein air painting - a technique they had been studying in class.
During the trip, students were tasked with creating small observational studies of plants, flowers or trees, with the option to expand their focus to broader landscape scenes. Painting and drawing outdoors allowed them to engage all their senses, leading to a richer, more accurate representation of color and value than what is typically achieved by working from photographs.
With sketchbooks and paint sets in hand, the students had the freedom to explore the
On May 2, students from Ms. Courtney Young’s Drawing and Painting class took their studies outdoors with a visit to Planting Fields
entirety of the historic Gold Coast estate. After a productive morning of artmaking, they
gathered for a picnic lunch, enjoying the sunshine and serene beauty of one of Long
Salutatorian of Bethpage High School’s Class of 2025,Alexa Likourentzos.
Valedictorian of Bethpage High School’s Class of 2025 Kaitlyn Ocuto.
Island’s most stunning public gardens.
Arboretum in Oyster Bay. Photo courtesy of Bethpage Union Free School District
Trade a Ho-Hum Summer Vacation for an Epic Adventure
BY KAREN RUBIN TRAVEL FEATURES SYNDICATE GOINGPLACESFARANDNEAR.COM
Still looking to trade a ho-hum summer vacation for a memorable adventure? Here are some ideas:
“No Passport” Adventures: 2025 Travel Trend
“No-Passport Vacations” are hot this summer, with American travelers eager to explore incredible destinations right here in the United States. Recent reports show a surge in domestic travel, with 60% of people wanting to see more of their own country.
Here are 10 unforgettable “No-Passport” adventures, from backcountry biking to horseback riding and chasing the Northern Lights (but don’t forget your Real I.D.):
Backcountry Biking in Utah: The Aquarius Trail Hut System offers a backcountry mountain biking experience like no other in the region. A system of five huts furnished with beds, a bathroom, a fully stocked kitchen and solar power has been strategically placed along a 190-mile route through some of Utah’s most scenic backcountry and best mountain biking trails. https://aquariustrail.com/
American Road Trip
2.0: Nothing is more rejuvenating than jumping in your car and heading out on an American road trip, and AdventureGenie is the world’s first AI-powered, end-to-end system for planning one. It offers the most immersive, innovative and intelligent adventure travel planning tools available. Whether starting from a curated GenieTrip or creating a fully customized and personalized journey
L.L. Bean’s Maine Guided Adventures: The famed adventure retailer now offers inclusive multi-day guided outdoor adventures in Maine. Among them, Maine Island Lighthouse Birding Trip; Maine Coastal Inn Kayaking Trip; Allagash River Canoe Trip; and Maine Island Kayak Camping Trip. Visit https://www. llbeanoutdoors.com/overnight-trips (c) Karen Rubin/goingplacesfarandnear.com
from your own ideas, AdventureGenie has you covered. https://adventuregenie.com/
Alaska Lodge Adventure: Discover the rugged beauty of Wrangell-St. Elias National Park in Alaska on a guided five-day trip with Adventure Life that combines outdoor exploration with lodge-based comfort. Tour Kennicott Town and learn about its mining history, hike to a hidden lake or across a glacier, try ice climbing, fly into the backcountry for a day of wilderness exploration, and paddle a packraft through pristine waters. https:// www.adventure-life.com/alaska/ tours/18770/wrangell-st-elias-nationalpark-lodge-based-adventure North Rim of Grand
Canyon: Providing gently rolling terrain of lung-expanding dimensions, the North Rim has been long-held as sacred ground to hikers and cyclists alike. Escape Adventures is offering a family-friendly, five-day camping and mountain bike adventure that includes riding singletrack to Monument Point, hiking into the canyon on backcountry trails, pedaling across the Kaibab Plateau and conquering the Rainbow Rim trail before descending to Indian Hollow. https://escapeadventures. com/tour/grand-canyon-north-rimmountain-bike-tour/ Yellowstone Fly Fishing: Take an expertly guided float down the Yellowstone River on one of Flying Pig Adventures› custom rafts
while you enjoy the spectacular scenery, abundant wildlife and world-class fly fishing. Just outside Yellowstone National Park, the upper stretches of the river are lightly fished, but hold large numbers of native cutthroat, rainbow and brown trout. Private access to the river allows guides to take guests where the fish are without fighting the crowds. https:// www.flyingpigrafting.com/yellowstone-fly-fishing
Wine Country Weekend: North of San Francisco, the winding Russian River meets the dramatic Pacific coastline, shaping if not sheltering a world all its own. Escape Adventures offers an idyllic three-day road biking tour in this romantic landscape, quilted with a colorful patchwork of old growth redwoods, fruitful vineyards, historic towns and beautiful gardens. https:// escapeadventures.com/tour/napa-valley-weekend-road-bike-tour/
Cowboy Up in Montana: Settle in at the Circle Bar Ranch in central Montana for horseback riding and other classic dude ranch adventures. On the ranch’s 520 acres and nearby national forest land, ride a trusty steed through open prairies, across the Judith River or up a ridge for a breakfast cookout, go hiking, try fly fishing, sport shooting or archery, or tour a Yogo sapphire mine by UTV. At the end of the day, enjoy traditional ranch recipes and locally inspired dishes, and cozy accommodations in a historic cabin, the lodge or Ranch House. https://www.circlebarranch. com/
Jackson Hole Tiny House: Fireside Jackson Hole redefines the traditional vacation with
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GOING PLACES, NEAR & FAR....
Trade a Ho-Hum Summer Vacation for an Epic Adventure
Continued from previous page
its collection of sustainably built, LEEDcertified luxury cabins. Experience the intimacy of a boutique hotel and ambiance of a private residence, set within the atmosphere of a wooded campground –all moments away from the majesty of Grand Teton National Park. https:// www.firesidejacksonhole.com
Alaska Northern Lights: On Gondwana Ecotours’ Alaska Northern Lights Adventure, guests will get a dose of local culture by day and photograph the Aurora Borealis at night. Highlights of the tour include dogsledding through snowy forests, taking curling lessons from locals, enjoying a meal with homesteaders, soaking in a geothermal hot spring, learning how to photograph the Aurora Borealis, snowshoeing on private land, having tea with a family of reindeer herders and more. https://www.gondwanaecotours.com/adventure-tours/northern-lights-tour-fairbanks-alaska/
Big Sky Summer: In Big Sky, Montana, The Wilson Hotel serves as a basecamp for summer adventures on the edge of Yellowstone National Park. Hike through shaded forests and wildflower-filled meadows, raft or fly fish the clear waters of the Gallatin River, experience the adrenaline rush of lift-served mountain biking, and explore the natural wonders and wildlife of the park. Afterward, enjoy Montana fare at the upscale yet casual Block 3 Kitchen & Bar on site or burgers, sandwiches and entertainment at Tips Up. https://thewilsonhotel.com/
Backroads Travel: Summer in Europe—There’s Still Time!
Backroads Travel has a special site dedicated to last minute trips taking off in the next two months. When we checked, there were 24 on the list including: Denmark Islands Bike Tour of charming harbors, medieval villages and fairy tale castles.
Scotland & England Bike Tour, Edinburgh to the Yorkshire Dales
A new multi-adventure to Bavaria, Tyrolean Alps and the Dolomites Tour, featuring ”peak experiences” in Germany, Austria and Italy
A Basque Country Multi-Adventure Tour, Bibao to San Sebastian and Biarritz
Cinque Terre & Tuscany Walking & Hiking Tour, featuring coastal Italy’s seaside charm and Tuscan villages.
Italian & Swiss Alps Walking & Hiking Tour, Monte Rosa to the Matterhorn and Zermatt.
See more at https://www.backroads. com/award-winning-tours/last-minutetrips
CroisiEurope Focuses on Families for Summer River Cruises at Special Rates
As an independent, family-owned company, CroisiEurope, one of the leading river cruise companies in Europe, has accepted the challenge of planning a holiday that delights every generation.
Children crave excitement and adventure, while parents and grandparents seek culture, fine dining, and relaxation. Affordability is also a key issue. The company has designed a series of CroisiFamily and Multi-Generational Cruises to bring families together on unforgettable journeys along the water, with an ideal balance of fun, discovery, and relaxation, and a value proposition.
The CroisiFamily deals include a free or discounted cruise for children up to 16, waived solo supplement, adjacent cabins for family members, adapted menus, the Multi-Generational Offer comes with a 20% discount for 2nd generation and free cruise for the 3rd generation up to 16 years old.
Among the family cruise offerings: Rhine in the heart of the Black Forest (5 nights: Strasbourg, Rudesheim, Koblenz, Mainz, Rastatt, Strasbourg, featuring a day excursion at Europa-Park, the “world’s best theme park: for the 8th consecutive year, or at Rulantica, a Scandinavian-style water park.
Portugal to Spain: the Douro Valley and Salamanca (7 nights: Porto, Regua, Vega de Terron, Salamanca, Barca d’Alva, Ferradosa, Pinhão, Porto)Andalusia: tradition, gastronomy and flamenco (7 nights: Sevilla, Córdoba, Cadiz, El Puerto de Santa Maria, Isla Minima, Granada, Sevilla)
The Adriatic’s Treasures for the whole Family: Croatia & Montenegro (7 nights: Dubrovnik, Mljet, Korcula, Sibenick, Trogir, Split, Hvar, Vis, Kotor, Dubrovnik)
See more: https://www.croisieuroperivercruises.com/destination/family-cruises, 800 768 7232
CroisiEurope has just come out with a list of summer cruises it is offering at 20 to 40% off the fare, or no supplement for solo cruisers. These include:
Coastal Cruises: Croatia & Montenegro, 7-nights; Splendors of the Northern Adriatic Sea, 7 nights;
Southern Europe: Timeless Venice, 5 nights; Andalusia: Tradition, Gastronomy & Flamenco, 7-nights; France: From Lyon to the tip of Provence, 6 nights; All the must-see sites on the Rhone between Lyon, Provence, and Camargue, 6 nights; Cruise through the Aquitaine Region from Bordeaux to Ryan, 6 nights;
Northern and Central Europe: Best of the Netherlands, 5 nights; Prague, Dresden and the Castles of Bohemia, 6 nights; The Beautiful Blue Danube, 7 nights; Discover the greatest cities along the Danube, 5 nights; Contact your travel agent or call 800 768 7232, email: info-us@croisieurope.com, www.croisieuroperivercruises.com
Global Family Travels
Mission-driven experiential travel company, Global Family Travels, is dedicated to providing authentic community-based Learn, Serve and Immerse travel experiences as means to foster cross-cul-
tural understanding, destination stewardship and better global citizens.
“In partnership with community organizations and nonprofits, we apply regenerative tourism principles to develop community-based travel experiences which address environmental and societal challenges in the destinations we work in,” says founder Jennifer Spatz. “Our ultimate vision is to unite humanity and nature, and inspire travelers to take responsibility for the challenges and opportunities facing our increasingly inter-connected planet” - a very innovative idea when the company launched 15 years ago.
“Long before ‘regenerative travel’ was in vocabulary, we put the destination’s needs at the heart of the tourism experience – what locals concerned about.” She designs itineraries around the United Nations’ Sustainable Development Goals and partners with nonprofits, community based organizations.
“Responsible, respective travel means more authentic engagement and collaboration with local communities,” she said. “We do due diligence to choose carefully which NGOs [non-governmental organizations] to support.”
Family & Custom Travel Experiences: Purpose-driven trips rooted to Learn, Serve & Immerse, tailored for families (in most cases, itineraries accommodate children as young as 8) and private groups, designed to foster cultural understanding and global citizenship. These immersive journeys often include community engagement, hands-on service learning, and meaningful community interactions.
I am eyeing Global Family Travels’ family-friendly trips to Costa Rica (https://www.globalfamilytravels.com/ post/costa-rica-conservation-learning-family-adventures)
Other popular programs:
Panama: participate in sea turtle conservation, cultural activities, marine ecosystems, and community based solutions
Peru: learning from Quechua elders and farmers, focus on traditional agriculture, environmental stewardship.
Educational Student Travel Programs: Transformative learning journeys for schools, universities, and youth groups that integrate academic themes with real-world experiences— ranging from climate action and biodiversity to cultural heritage and social justice.
Another category, geared more to adults is Wellness & Retreat Travel: Mindful retreats that combine yoga, healing practices, and connection to nature, designed to nurture personal growth and spiritual renewal. Popular destinations include Ladakh, Peru, and the Pacific Northwest.
In addition to scheduled programs, Global Family Travels offer: Family GAP Year and Extended Travel Planning – planning an extended
journey filled with cultural immersion experiences.
Travel Advisor Services: custom trip planning for families, multi-generational travel, individual adventurers, or spiritual seekers.
Destinations run A-Z, from: Africa, Bali, Belize, Bhutan, Bolivia, Chile, China,Costa Rica,Cuba,Ecuador, Galapagos Islands, Iceland, India, Indonesia, Japan, Ladakh, Mexico, Rwanda, Scotland, Thailand,Vietnam, Zimbabwe.
Global Family Travels.com, 425-3717143, info@globalfamilytravels.com, globalfamilytravels.com
Join an Earthwatch Expedition to Assist Climate Researchers
Earthwatch is another company that offers programs that turn a summer vacation into a meaningful, impactful experience. It is one of the first companies that enables “citizen scientists” to join actual climate and environmental protection and conservation research projects.
“Since its founding in 1971, Earthwatch has been taking action to address global change through a time-tested model of citizen science and community engagement. By pairing volunteers from all sectors of society with researchers around the world, Earthwatch teams have helped to safeguard critical habitats, conserve biodiversity, and promote the sustainable use of natural resources.”
Earthwatch is working in nearly 30 countries and currently supporting more than 40 research projects globally. Named a top Sustainable Travel Tourism Organization, find the various expeditions you can join at https://earthwatch. org/expeditions/browse
© 2025 Travel Features Syndicate, a division of Workstyles, Inc. All rights reserved. Visit goingplacesfarandnear. com
BY TOM MARGENAU
More Clarification of the ‘Spousal Bump’
I don’t think I coined the term. But I may have helped spread it around the world of Social Security. I’m referring to the “spousal bump.” Every time I hear it, it makes me chuckle. It sounds like some “dirty dancing” move by an old married couple in a shady nightclub! But of course, I know that’s not what the spousal bump is. It is a term that refers to the extra benefits a wife would get as a spouse on her husband’s Social Security record.
I’ve written past columns about this issue. But I continue to get questions from readers about it. And let me point out that the questions always involve the benefits a wife can get on her husband’s record. Even though Social Security laws are gender neutral, society hasn’t been. A husband’s own Social Security benefit is almost always higher than his wife’s own Social Security benefit. So, a wife is much more likely to qualify for a bump on her husband’s record. But if you happen to live in a household where the wife makes more money than the husband, then it’s the guy who could be eligible for the extra benefits. Anyway, here are a couple of recent questions about the so-called spousal bump.
Q: I turn my full retirement age in July 2025 I am scheduled to get $3,000 from Social Security if I file then. But everything I read and hear from socalled experts tells me to wait until 70 before I file for benefits. If I wait until then, I should get about $3,900 per month. One reason I am encouraged to do this is the extra widow’s benefits my wife would get, assuming I die first. She is 66. She took her Social Security at 62. She only gets $550 per month. I have two questions. How much of a spousal bump would she get if I filed now at my full retirement age? I’m assuming it’s half of my FRA benefit. And how much would she get if I wait until age 70 to file? I’m assuming it’s half of my age-70 rate.
A: Well, you’re wrong about your wife getting a bigger bump if you wait until 70. More about that in a minute. But first, here is roughly how they will figure your wife’s spousal benefits if you file at your full retirement age. They would take her full retirement rate and subtract that from one-half of your full retirement rate. The difference will be added to her reduced retirement benefit. So let’s put some numbers to that.
I’m going to guess that your wife’s full retirement rate would have been about $735. Then we subtract that from one-half of your full retirement rate, or $1,500. That leaves $765. That would be her spousal bump. We add that to her reduced retirement benefit of $550 -- meaning she would get $1,315 in total benefits if you filed for your Social Security to start in July.
And if you waited until age 70 to file, she would get exactly the same rate. Why? Because the benefits paid to a spouse of a 70-year-old retiree are always based on the
husband’s full retirement age rate, not his age-70 rate.
So, if you were thinking you would increase her spousal bump by waiting until age 70, you’re wrong. She would get a bump of $765, or total benefits of $1,315, whether you take benefits now or wait until age 70. In other words, there is absolutely no advantage in waiting until age 70 to increase your wife’s potential spousal benefits on your record -- while you are alive.
But there is an advantage in waiting until age 70 if your goal is to increase your wife’s potential widow’s benefits. And that’s because even though a wife does not share in the delayed retirement bonus you earn for waiting until age 70, a widow does.
If you wait until 70 to file for benefits, and then die, your wife’s total benefits would be bumped up to your $3,900 level. In other words, she would get her own $550 retirement check, as well as an additional $3,350 in widow’s benefits.
On the other hand, if you filed for benefits now and get your full retirement rate of $3,000, then your wife’s total benefits after you die would be $3,000 -- including her own $550 and $2,450 in widow’s benefits.
So, you and your wife just have to decide if she wants an early spousal bump by you filing now, or a larger “widow’s bump” later on if you wait until age 70 to file.
Q: I am about to turn 62. I’m trying to decide if I should file for benefits now or wait until my full retirement age. My FRA benefit would be $900. My age 62 benefit would be $630. My husband, who was always the primary breadwinner, is also 62, but he plans to wait until 67 to file for his Social Security. His benefit will be $4,200. So, I will eventually get more in spousal benefits on his record. But will I reduce my eventual spousal bump by filing for my own reduced retirement benefits now?
A: You would get the same spousal bump whether you file for your own benefits now or wait until your full retirement age to file. It’s just that if you file now, the bump would be added to your reduced retirement benefit. Whereas if you wait and file for your own benefits at your full retirement age, the bump would be added to your full FRA benefit.
As explained in the prior answer, here is how they would figure your spousal bump. They would take your FRA benefit rate ($900) and subtract that from one-half of your husband’s FRA rate ($2,100). The difference ($1,200) would be added to your own benefits.
In other words, if you file for your own benefits now, you’d start getting $1,830 in total benefits once your husband reaches FRA and you file for spousal benefits. (That’s your reduced retirement benefit of $630 plus the $1,200 bump.) If you wait until your full retirement age to file for your benefits and spousal benefits on your husband’s record, you’d start getting $2,100 in total benefits (Your FRA benefit of $900 plus the $1,200 bump.)
On first blush, waiting until your full retirement age to file seems like the smarter move. (You end up with an extra $270 in benefits.) But if you wait until your FRA to file, you would have missed out on $37,800 in reduced retirement benefits between 62 and 67. The question becomes, do you want that extra $37,800 for the next 5 years? Or do you want to forego that to get an extra $270 per month from your full retirement age on?
If you have a Social Security question,
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CROSSWORD PUZZLE
BY MARY HUNT
By a show of hands, let me see how many of you have a credit card in your name. Uh-huh, I see those hands. It appears that my audience falls right in line with national averages: About 70% of you have at least one credit card. And how would you categorize your relationship with your card issuer?
If you are carrying credit card debt, it really bugs you that the company takes so much of your money in interest and fees. In fact, some cardholders admit to feeling helpless in the strong arms of the credit card giants who charge big, whopping fees on top of double-digit interest rates. It has been said that the borrower becomes a slave to the lender. Truer words could not be spoken of how it feels to be in credit card debt.
CHEAPSKATE
Haggling for Dollars
charged waived.
Just ask. That’s right; simply pick up the phone and ask. On the back of your credit card is a toll-free number for customer service. Call and courteously make your request. Provided you have been a good customer, you may be surprised to learn just how quickly the company will comply with your request.
Why?
Because there is a lot of competition
consider making: Lower my interest rate; waive my annual fee; raise (or lower) my credit limit to improve my credit score.
Not long ago, I suggested this to a group of blog followers and asked them to share their experiences.
Deborah reports: “My interest rate was lowered 2 percentage points, and I was given 2,500 free miles, which I would never have thought to ask for.”
So, are you ready to do something about this? Sure, I know you are doing your level best to get out of debt and keep a credit card as a tool -- not a noose. But even now, as you are working your way out of debt, there is something you can do to reduce your interest rates and fees and perhaps even have fees that were already
out there. They know your mailbox is jammed with offers, and quite frankly, they do not want to lose a valuable, profit-generating customer like you to another company. It’s cheaper for card issuers to cut you a break than lose your business and have to find a new customer.
There are several requests you should
Michelle writes: “My husband recently charged to a card, and we went over the limit. I called Capital One, and they waived the $39 fee because we have never had an over-limit fee, and our payments are always on time.”
Judy responded: “I called Capital One, with whom I have had a credit card for 10 years. I’ve paid an annual fee every year. I spoke with customer service and politely asked if the $95 annual fee could be waived. She passed me to an account specialist, and based on the longevity and ‘impeccable’ status of my account, he offered me a one-time fee waiver and said they would send me a letter confirming this in writing. I’m thrilled! That five-minute call put $95 back into my wallet.”
Are you ready to exercise your savvy customer muscles? Well then, let the haggling begin!
Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book “DebtProof Living.”
COPYRIGHT 2025 CREATORS.COM
A Couple’s Guide to Common Money Myths
BY MARY HUNT
The wedding was beautiful and fulfilled your fondest dreams. But it’s over, and now it’s time to settle in and enjoy your new life together. Lucky for you, I’m here to warn you about some common money myths that newlyweds have been known to bring with them into their marriages.
MYTH: DOUBLE THE INCOME, HALF THE EXPENSES
This is what I call newlywed fuzzy math: Merging your lives and incomes into one household is the equivalent of getting a raise. Don’t believe that, not for a second.
Counter: Start out living on only one income, and save the rest. This will require going against everything the culture insists you deserve, but it will allow you to move seamlessly into parenthood. When that day comes, you’ll have an impressive savings account and options. And a gallery of envious friends.
MYTH: THERE’S STUFF WE CAN’T LIVE WITHOUT No, there isn’t. But it will be easy to convince yourselves that you absolutely must have matching furniture, new cars, and all kinds of gadgets and services to
make your lives easier and keep up with your friends.
Counter: Make a pact that you will never go into debt for “stuff.” Period.
MYTH: IF WE QUALIFY, WE CAN AFFORD IT
Whether it’s a new credit card or a new nothing-down, interest-only mortgage for a house that, in your hearts, you know you cannot afford, never allow your ability to qualify to be the determining factor. Getting in over your heads in a house or credit card debt is the recipe for a marital disaster.
Counter: Never think of a credit card company, real estate agent or mortgage broker as a financial adviser. They are salespeople looking to close deals. Get advice from a wise person who will not benefit financially from the decision you make.
MYTH: WE HAVE PLENTY OF TIME
It does seem as though you have a lifetime ahead. And that you don’t really need to save money now, while things are tight. But that’s a myth.
The truth is you cannot afford to go one more day without a savings commitment for many reasons. You will want to retire. You do not want to feel forced into debt
when something unexpected happens. You do not want to get used to spending all that you have. You want to create a sense of security and peace in your marriage.
Counter: See 10% of your net income as a mandatory financial obligation, just like your rent or mortgage payment. Pay it to yourselves, without fail, starting now
MYTH: SOME MONEY ISSUES ARE BEST KEPT PRIVATE
Whether it’s student debt or a secret credit card account, keeping money secrets from your beloved is not good for your marriage. You might be able to pull off financial infidelity for a while, but eventually, it will come back to bite you.
Counter: Start out with a commitment to full disclosure and total honesty. That will build something into your marriage that money cannot buy: trust.
MYTH: EVERYTHING WILL BE FINE AS SOON AS WE MAKE MORE MONEY
It does make sense that if you are struggling now, you won’t once you get a big raise or finish school or get your grandmother’s inheritance or win the lottery. The truth is that more money will never be enough until you learn how to manage the money you already have.
Counter: Make the necessary adjustments now to live beneath your means. That will ensure that when more money comes into your lives, you’ll know exactly how to take care of it.
MYTH: IT’S TOO LATE
No matter how long you’ve been married or how difficult your situation may appear, it’s not too late. It will take longer and be more challenging, but you can turn your situation around. Two people committed to reaching a single goal create a powerful force.
Counter: Decide right now that you are going to do whatever it takes to debt-proof your marriage!
Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book “DebtProof Living.”
COPYRIGHT 2025 CREATORS.COM
BY DENNIS MAMMANA
Week of May 18-24, 2025
Regular readers of my column certainly know how to use the Big Dipper to find the North Star (aka Polaris). Some folks believe Polaris is important because it’s the brightest star in the heavens, and they are disappointed when they see it. It’s faint. Really faint.
If you listed the brightest stars in the sky, you’d discover that Polaris isn’t even in the top 10. It’s not in the top 20, the top 30 or the top 40. No, Polaris is the 49th brightest star in the night sky, and that means you’ll never find it when viewing from under the lights of a city.
So if it’s not the brightest star we see at night, why, then, is it so important? That’s because it happens to lie directly over the north pole of the Earth, and when you face it -- no matter which season or time of night -- you’re facing true north.
Over the centuries, writers and philosophers have recognized Polaris as a sign of constancy. Navigators have used it to safely guide their ships. Cultures throughout Asia long considered its prominent position as the pinnacle of the cosmic “Mountain of the World” or “Axis of the Universe.” In traditional Indian astronomy, its Sanskrit name is “dhruva tara,” which literally means “fixed star.”
So is there something magical about
STARGAZERS
Our Changing North Star
this star that aligns it almost perfectly with due north? Not at all; it’s simply a cosmic coincidence. As permanent a feature as Polaris might seem to us, it has not always occupied the role of our North Star. This is because our Earth doesn’t spin perfectly but rather wobbles a bit as we travel along our cosmic journey.
We can easily see this “precession” effect with a spinning top. As the top rotates on its axis, it eventually slows down and begins to wobble. The axis about which the top spins no longer points in a single direction but instead traces a much larger circle.
Our Earth behaves much the same, and over time, its rotational axis traces a giant circle among the stars. Rarely does anyone other than astronomers ever think about precession since a full cycle takes 25,800 years to complete.
For most of modern history, the northern pole of our Earth’s axis has pointed roughly toward Polaris. But this wasn’t always the case. Back when the ancient Egyptians were constructing the pyramids 50 centuries ago, they saw a different North Star. At that time, the star Thuban in the constellation of Draco, the dragon, appeared quite close to this “north celestial pole” and served this important function.
If you’re patient (and have really good longevity genes), you’ll see the pole star change gradually. Over the next few millennia, the sky will precess
and Polaris will vacate this important position as other, fainter stars take over its role. In another 55 centuries, the star Alderamin in Cepheus, the king, will occupy that prominent position. And by 14,000 A.D. the bright star Vega will lie closest to the north celestial pole.
But fear not; Polaris will return to its starring role as our North Star. We’ll just have to wait 25,800 years!
Visit Dennis Mammana at dennismammana.com.
COPYRIGHT 2025 CREATORS.COM
LOST IN SUBURBIA
Today’s Special Is Influenza
BY TRACY BECKERMAN
Although some people are uncomfortable going out to a restaurant by themselves, I am perfectly fine with dining alone. Honestly, with the level of pandemonium we used to have in our house, I was always happy to have a quiet meal by myself every once in a while. I don’t ask myself to get up and get some more water, I don’t typically spill food across the table on myself, and I don’t tell myself revolting stories while I eat.
But one day while I was out to lunch, I noticed a woman and a child of about 6 or 7 eating at the table next to me. He was being a little rambunctious and she smiled apologetically.
“No school today?” I asked her warmly.
“Oh, he’s home sick,” she responded.
As she started to say something else, the little boy let out an earth-shattering, apocalyptic sneeze that rained across the table.
He turned in my direction and broke into an explosive cough. I reflexively covered my food with my hands and gave her a horrified look.
“He had a cold but he’s getting it over it,” she assured me. I thought that if this was him getting better, I couldn’t imagine how bad he must have been when he was really sick. I was thinking that a call to the Centers for Disease Control and Prevention wouldn’t be overreaching.
I wondered if she really thought he was, in fact, “getting over it,” or if she was just tired of being stuck home with Typhoid Jack and was desperate to get out among the non-drippy. I thought about the time another mom had sent
her sneezing, wheezing daughter over to my house for a playdate, insisting the girl just had allergies. I insisted back that one doesn’t typically get a fever of 102 F when one has allergies.
As Jack continued to violently hack and sneeze through the meal, I inched my chair farther and farther back until I was almost sitting in the lap of the customer at the table behind me.
Unfortunately, I was completely out of surgical masks or I would have immediately strapped one on before heading to the nearest NASA decontamination chamber to be biochemically disinfected.
While she busied herself trying to keep up with lava flow of mucus coming from the nose of her offspring, I looked at the mom in disbelief. Call me crazy, but I think if your kid is too sick to go to school, you probably shouldn’t be dragging him around in public either, unless
it’s to take him to the TB clinic.
All around me I noticed other customers noticing Typhoid Jack coughing up a lung. Soon all the tables had somehow mysteriously moved to the back of the restaurant.
Rather than go sit in the kitchen, I decided that I’d had enough of my scarlet fever salad with a side of streptococcus, and I motioned to my server to bring me a check.
“No dessert today?” he asked, showing me the menu.
I looked at the selections. “Do you have any penicillin?”
Tracy Beckerman is the author of the Amazon Bestseller, “Barking at the Moon: A Story of Life, Love, and Kibble,” available on Amazon and Barnes and Noble online! You can visit her at www. tracybeckerman.com.
COPYRIGHT 2025 CREATORS.COM
Due to the Earth’s axial precession, Vega will replace Polaris as Earth’s North Star by 14,000 A.D.
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A French standard offers a unique way to prepare beef
Beef Bourguignon
Makes 6 servings
Beef is a versatile ingredient that’s popular in countries across the globe. There’s no shortage of ways to prepare this favorite protein source. French chefs utilize beef in various recipes, and one popular dish is Beef Bourguignon.
1 1⁄2 tablespoons sunflower oil
7 ounces diced smoked bacon
This stew works well as a comfort food, and has become a standard of French cuisines over the last century and a half and made widely popular in the United States when Julia Child first adapted the recipe.
Those who want try their hand at cooking beef in the French fashion can look to this recipe for “Beef Bourguignon” from Lines+Angles.
2 finely chopped garlic cloves
1 tablespoon tomato passata
2 1⁄4 lbs. beef steak, chuck, cut into 21⁄2-centimeter cubes
1 cup all-purpose flour
2 tablespoons unsalted butter
1 onion
3 carrots, peeled
14 ounces button onions, or small round shallots, peeled
1) Preheat the oven to 275° F.
2) Heat the sunflower oil in a large, wide saute pan or casserole dish set over a moderate heat until hot. Add the bacon and fry until golden and crisp, 7 to 8 minutes. Remove from the pan to a plate lined with paper towels.
3) Dust the chuck steak with the flour, shaking off the excess. Season with salt and pepper before browning in the pan, in batches, over a moderately high heat.
3 cups good quality red wine (e.g., from Burgundy)
1 2⁄3 cups beef stock
3 bay leaves
4 to 5 sprigs young thyme, plus extra for garnishing
1 small bunch chives, snipped
Salt
Freshly ground black peppercorns
Remove from the pan to a bowl.
4) Return the pan to a medium heat. Add the butter, let it melt, and then stir in the onion, carrot, pearl onions, and a pinch of salt.
5) Sauté for 8 to 10 minutes until colored. Add the garlic and tomato passata, and cook for a further minute.
6) Return the beef to the pan and deglaze with the wine, scraping the base to release any stuck-on bits.
7) Stir in the stock, bay leaves and thyme sprigs, and bring to a boil. Once boiling, transfer to the oven.
8) Braise for about 90 minutes to 2 hours, stirring occasionally, until the beef is tender and easy to pull apart.
9) Remove from the oven and season to taste with plenty of salt and pepper. Serve from the pan with a garnish of snipped chives and some thyme sprigs.
Last Hope Part of the Chewy.com Rescue Program
If you haven’t tried Chewy.com yet for your pet food and supply purchases, this is a great time to check them out. Last Hope is part of their rescue program. For each new customer that makes a purchase, Last Hope will receive a $20 donation. Go to Last Hope’s Chewy page at https://www.chewy. com/g/last-hope-animal-rescue_b100553681 for info on Last Hope and to shop for items and necessities on the shelter’s wish list.
Jenga tournament keeps students occupied during advisory period
BY GARY SIMEONE
What better way to hold a student’s concentration than a school-wide Jenga tournament. That is exactly what took place during the early spring semester at the Hicksville Middle School. Students in the sixth, seventh and eighth grade classes competed against one another in their free advisory period to help occupy their time and have a fun gaming experience.
Jonathan Silkowitz, assistant principal at Hicksville Middle School, said that it is commonplace for students to play games in Advisory, which takes place between their sec -
ond and third periods.
“To occupy their time in advisory which is essentially their free period the students usually are engaged in some sort of game like chess, parcheesi or checkers,” said Silkowitz. “There are almost a hundred advisory periods throughout the day which usually holds up to fourteen students. It’s important to keep them engaged and occupied which is where the gaming element comes into play.”
The Jenga tournament took place almost every day during the months of March and April. Kids in every grade level competed against each other in a match format in the cafe -
teria room.
Raquel Ridgewell, a seventh grade student, said she had a fun time participating in the tournament against her classmates.
“Usually we play chess or games of Connect 4, but this time around it was fun participating in something different,” said Ridgewell. “Jenga really test your steadiness as you have to be extra careful stacking up the wooden blocks and removing one piece of block out at a time.”
Ridgewell had a steady hand as she was able to finish in second place in the competition at her grade level.
Vidit Singh, an eighth grader at the school, was able to finish first in
the competition after beating out his classmates in the game of wooden blocks.
“Just being able to pull out the blocks without them toppling over was a lot more satisfying than just a normal board game,” said Singh. “Another element was that playing the game was a positive way for students to interact with each other during their free period. I got to know a couple of people I had never really spoken to before.”
Singh is also a chess champion at the school and is currently in the semifinal round in the eighth grade competition.
Photos courtesy of Hicksville Public Schools
Town hiring basketball coaches, refs for summer program
The Town of Oyster Bay has announced that the Town is looking for experienced basketball coaches and referees for the Summer Youth Basketball Program, designed for boys and girls in 3rd through 8th grade.
“This is a great opportunity for basketball enthusiasts to have some fun over the summer while making a positive impact on the youth in our com -
munity,” said Town Councilwoman Laura Maier. “Coaches can start as young as age 16, allowing them to have a meaningful summer job while receiving hands-on experience and making a difference.”
All coaches must have a minimum of two years’ experience playing basketball and/or coaching a prior team. All referees must have at least two years’ experience in refereeing
basketball games. Coaches must be available to coach at least one game per week, as well as one practice per week. Coaches will be given the opportunity to set up practice at a time that works best for themselves and their team.
The basketball program will run Monday, June 16, through Thursday, August 13, (final two weeks are allotted for any necessary makeups)
Love to write?
and evaluations will begin June 7. The program will run at Haypath Park in Old Bethpage, PlainviewOld Bethpage Community Park and Syosset-Woodbury Community Park. For more information, prospective applicants should contact the Town’s Department of Parks, Recreation Division, at (516) 797-7945.
We’re looking for writers in our community to compose ar ticles on local topics, opinions, reviews, worthy places to visit on Long Island, and even pieces of fiction. We aim to feature at least one new article and writer each week in our Discovery magazine section.
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Hicksville Middle School eighth grader Vidit Singh prepares to remove a block during the Jenga competiton.
Hicksville Middle School Jenga champions, eighth grader Vidit Singh, Assistant Principal Dr. Jonathan Silkowitz, seventh grader Brianna Kennedy and sixth grader Samantha Sanchez.
Career Day brings a glimpse of the future
Students at Gardiners Avenue Elementary School in the Levittown School District got a taste of the career paths that may lie ahead of them during the annual Career Day on May 5.
Smiles shone brightly as students walked outside to see police cars, a firetruck, a garbage truck and an ambulance. The professionals described how they made a career serving their community as students viewed the equipment used by the Nassau County Police Department and the Wantagh Fire Department. Inside the school, there was much more to explore as professionals visited classes and represented a wide range of careers, including an insurance investigator, an electrician, a fashion designer, a geneticist and a doctor of physical therapy. In the all-purpose room, students gathered to see a K-9 service dog in action. Each visitor gave an in-depth presentation about their career and brought in their everyday tools for students to observe.
Luca Vacchio donned a firefighter’s gear.
Students interacted with Nassau County Police Department officers during the annual Career Day on May 5.
Classes explored the inside of ambulances, firetrucks and police cars.
K-9 Unit officer Larry McArdle and K-9 Zoe showed students some of their routines.
Photos courtesy Levittown Public Schools