Maggie Odle | Senior Transition Guide

maggie odle REALTOR® | SENIORS REAL ESTATE SPECIALIST

WHEN IT’S TIME

TO SIMPLIFY

a realtor’s guide to peaceful transitions

A Practical Workbook for Seniors, Families, and Caregivers for a Calm Approach to Planning a Move Later in Life

Change can be exciting, complicated, and sometimes emotional.

After 25 years of helping clients buy and sell homes across Nashville, I’ve learned that the decision to move later in life isn’t just about real estate. It’s about comfort, safety, connection, and peace of mind.

Whether you’re planning ahead, managing an estate, or preparing for a move, my role is to help you make decisions with clarity, calm, and confidence.

This toolkit was designed to simplify each step from planning conversations to practical logistics while keeping your time, energy, and peace of mind protected. Use these tools however they serve you best.

My goal is to give you clear, steady information without pressure so you can move forward at your own pace.

“Every move tells a story. Let’s make sure yours ends with comfort, clarity, and care.”

- Maggie Odle

- Maggie Odle

TRANSITION GUIDE

table of contents 01

Meet Your Professional Guide

13

Financial and Legal Preparation

03

The Role of a REALTOR®

15

How to Interview a Senior Living Community

05

Every Move Begins with a Conversation

17

How Your SRES® Supports

07

Benefits of Downsizing

19

Moving Day Companion

09

Making Space for What Matters

21

Closing Thoughts and Next Steps

11

Preparing Your Home and Treasures

meet maggie YOUR TRUSTED REALTOR®

Meet Maggie Odle, your Nashville real estate expert with over 25 years of unmatched experience. A true native, Maggie was born and raised in this exceptional city, attending Hume-Fogg Academic High School before earning her degree from the College of Wooster. Maggie's commitment to Nashville goes beyond her thriving real estate career — it’s rooted in a lifelong connection to the community she serves.

Warm, intelligent, and genuinely honest, Maggie has earned a loyal following among buyers and sellers alike. She is especially known for the care and clarity she brings to clients navigating major life transitions, including seniors and homeowners looking to downsize, simplify, or find a home that better fits their next chapter. Maggie understands that these moves require not just market expertise but patience, empathy, and a steady guide who can help clients make confident decisions with ease.

But Maggie's true reward lies in the lasting relationships she builds with her clients. These solid connections extend well beyond the closing table, a testament to her reputation for effectively matching people with properties, whether it’s a first home, a forever home, or the right-sized home for the years ahead.

As a dedicated REMAX Homes and Estates affiliate, Maggie brings top-notch marketing and negotiating skills to the table, ensuring her clients' goals are met swiftly. Making the real estate transaction paramount, she provides unparalleled service, guiding her buyers and sellers with unwavering dedication.

Explore the Nashville real estate market with Maggie Odle, your trusted advisor for over two decades and a compassionate, knowledgeable resource for seniors and downsizers seeking a smarter, simpler next move. Discover the difference of working with a professional who's not only deeply knowledgeable but genuinely invested in your success and comfort every step of the way.

TRANSITION GUIDE

FIND ME ON SOCIAL MEDIA

@maggieodle

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the role of a realtor As a dedicated SRES® Professional, I understand that many older adults are often faced with the option of downsizing or transitioning to a smaller space. Research from Senior Living indicates that about half of retirees aged 50 and over will choose to move to a smaller home after retirement. This journey can present unique challenges, but it also paves the way for wonderful opportunities, both for individuals and their loved ones.

While downsizing offers numerous benefits, I recognize that it can also bring emotional challenges. Letting go of cherished items that have been part of someone’s life can be a tough process. Terms like disposal, giving away, and discarding can unintentionally evoke feelings of loss and nostalgia.

That’s where I come in. My role is to guide clients through this significant transition with compassion and understanding. I am here to empower them to explore and secure a new home that aligns beautifully with this exciting next chapter of their lives. I strive to be a steady source of support, helping them focus on the positive aspects of their new living situation and lifestyle. Together, we can make this transition a fulfilling experience.

TRANSITION GUIDE

DID YOU KNOW 3.6 million

51 percent

members of the baby boomer generation will downsize by 2037.

of retirees ages 50 and over actually move into smaller homes after retirement.

JCHS.Harvard.edu

Senior Living

64 percent 41 percent of retirees are likely to move at least once during retirement.

AgeWave.com

of retirees believe they will downsize in their next move.

AgeWave.com

age 61

64 percent

is when most people say they feel free to choose where they most want to live.

of retirees have considered downsizing for more freedom, new choices.

AgeWave.com

AgeWave.com

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every move begins with a conversation Start here—this helps define involved and what matters most.

who’s

Life changes. Sometimes it’s health.

Sometimes it’s finances, or simply wanting less to maintain. Whatever the reason, there’s always a story behind the move.

If you’re having these conversations as a family, keep them honest and kind. The goal isn’t to rush—it’s to listen, understand, and plan together.

common motivators for a move: Wanting a simpler lifestyle Desire to be closer to family Health or mobility changes Loss of a loved one Financial or estate planning

Change is easier when everyone feels heard.

Use this section to clarify what matters most to each person involved. There’s no rush—this is about understanding, not deciding.

TRANSITION GUIDE

After listening and learning from each other, it’s easier to focus on the next step—getting clear on why this transition matters and who will help make it happen. Before sorting boxes or calling movers, get clear on why this move matters and who’s helping with what.

What matters most right now? (check all that apply)

Financial stability

Staying near family Keeping independence

Less maintenance

Simplifying responsibilities

Safety and accessibility

Clear roles create calmer transitions. The table below offers a straightforward way to organize tasks and identify who will take the lead on each.

task:

point person:

notes:

Research next living options Manage documentation Handle donations or estate sales Oversee move logistics Emotional or caregiving support

_____________________ _____________________ _____________________ _____________________ _____________________

_______________________________ _______________________________ _______________________________ _______________________________ _______________________________

With priorities named and roles defined, this is a good moment to step back together. The questions below invite honest reflection and shared understanding before the next steps.

let’s reflect: What feels easy in this home?

What do I wish I had more or less of?

__________________________________________________ __________________________________________________ __________________________________________________

_________________________________________________ _________________________________________________ _________________________________________________

What feels harder than it used to?

Family notes:

__________________________________________________ __________________________________________________ __________________________________________________

_________________________________________________ _________________________________________________ _________________________________________________

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benefits of downsizing

Adapting to Physical Changes Moving to a one-floor or adapted space that’s easier to access and use can help better navigate life as physical needs change.

Reducing Costs

Affording a New Lifestyle

For retirees on a limited or fixed income, moving to a smaller, less expensive space can save on mortgage or rent payments, home insurance, property taxes, utility bills and repair costs. Reducing square footage is one of the best ways to cut costs.

Some seniors may wish to move to an area that has a higher cost of living because of its location, or amenities, or to spend more of their money doing things such as traveling.

Downsizing can make those choices more affordable.

Restarting Life After Divorce Seeking a Simpler Life Maintaining a home requires a lot of time and care, and the larger the home, the more time and care are needed. Downsizing often reduces the need associated with home maintenance.

Bowling Green State University’s National Center for Family and Marriage Research found that divorce rates among people 65 and older tripled from 1990 to 2021. With the separation of a marriage often comes a changed lifestyle, with a smaller living space.

Accommodating Medical Needs

A Smaller Household Size

Seniors with chronic conditions or who need more frequent medical care may wish to move to a space that can accommodate specific medical equipment.

When children finally leave the home, there are often unused or less-used rooms. Seniors may downsize by moving to a home that fits their new “empty nester” status.

TRANSITION GUIDE

home search let the

begin in Greater Nashville and Beyond

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making space for what matters The “right next home” isn’t always smaller—it’s one that fits your lifestyle now. This stage is about aligning your space with the season you’re in now. Use the table below to compare housing options, their advantages, and key factors to consider as you plan next steps.

Accessibility features to look for: single-level layout, step-free entry, walk-in shower, good lighting, and wide doorways.

Option

Pros

Keep in Mind

Smaller Home

Privacy, familiarity

Maintenance involved

Condo/Townhome

Less maintenance

HOA rules, monthly fees

55+ Community

Amenities, community

Resale limits possible

Assisted Living

Services, safety

Cost and culture vary

These options are meant to help you weigh comfort, convenience, and long-term ease. Take note of what stands out, and allow yourself time to sit with what feels right.

TRANSITION GUIDE

Does your home still fit your life?

Let’s take a closer look. This quick assessment will help us decide which path best supports your comfort and safety. Once you have a sense of what you’re working toward, a timeline can help turn big decisions into manageable, step-by-step progress.

home feature:

works well:

needs change:

Steps and entries Bathroom safety Lighting and flooring Yard maintenance Monthly costs and utilities Proximity to family or services

Downsizing isn’t about letting go of memories—it’s about keeping what supports your life now. Start small. One drawer. One closet. One victory at a time. This timeline is a guide, not a deadline. Use it to break big tasks into manageable steps.

downsizing and home prep timeline: Week

Task Focus

Week 1:

Clarify goals and talk with family

Week 2:

Begin sorting small spaces

Week 3:

Tackle one large area (garage, attic, basement)

Week 4:

Start minor repairs and cleaning

Week 5:

Schedule donation or trash pickup

Week 6:

Deep clean and declutter

Week 7:

Stage and prepare for photography

Week 8:

List property and confirm next living plans

As the timeline comes together, preparing your home becomes the next practical step. This next phase focuses on preparing your space through thoughtful decluttering, caring for heirlooms, and simple cleaning steps that make the transition feel lighter and more intentional.

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preparing your home and treasures Take photos of sentimental items before parting with them. Give heirlooms now instead of “someday.” Letting go doesn’t erase your story—it honors it.

When families manage a loved one’s home or belongings, emotions and logistics often overlap. This page helps everyone stay organized and kind through it.

donation company: ______________________________________ ______________________________________ pickup date: ______________________________________ ______________________________________ heirlooms to pass down and recipients: ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________ ______________________________________

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checklist Cleaning and prepping your home can increase its value by 3% to 5%. Following my simple room-to-room checklist could be the difference in you hitting that magic net gain.

Kitchen Remove personal accessories Clear off all counters (paper towels, toasters, etc.)

Tidy the pantry

Living Room Remove personal accessories Declutter, including furniture if needed Wipe down windows

Bedrooms Remove personal accessories Remove 30% of all items in the closets Replace bright bedding with neutral tones if possible

Bathrooms Remove all personal accessories, toiletries, and hygiene products Deep clean the toilets, sinks, tubs, showers, and floors Upgrade to simple neutral towels that look and smell fresh

Back Yard Trim all bushes and mow the lawn Rake and even gravel Tidy all toys and outdoor accessories Remove pet accessories if possible

Front Entry Sweep the front porch and add a fresh welcome mat Plant potted flowers Trim and mow the lawn regularly

Misc. Details Throughout Remove personal accessories Wipe down all blinds Touch up any drywall or paint Wipe down baseboards

tips to keep in mind: Trust your senses. Is what you see clean & organized? Is there an odor? Garbage? Carpets? Be sure to air out your home.

Don't hide clutter. A tidy house gives the impression of it being larger.

Keep your home showing-ready. When you leave, make sure it is in selling condition and that all pets are taken care of.

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financial and legal preparation Before you sell or buy, gather your team. These details will help your professional advisors plan smoothly and avoid surprises. You don’t have to navigate the fine print alone; my role is to coordinate with your advisors and keep the process transparent and calm.

CPA or tax professional – estimate capital gains, advise on proceeds.

Elder-law attorney – review wills, trusts, and powers of attorney.

Financial planner – align the sale with long-term care or retirement goals.

To make conversations easier and more efficient, the next section offers a brief financial snapshot you can complete at your own pace. A short preparation checklist follows to help ensure nothing important is overlooked.

financial snapshot: Category

Amount

Notes

Estimated Sale Proceeds Remaining Mortgage Taxes / Insurance New Housing Budget

preparation checklist: Review equity and closing costs

Confirm beneficiaries on accounts and policies

Verify ownership and insurance

Review automatic payments and subscriptions

Plan for proceeds before spending

Coordinate timing with retirement or benefits income

Check for senior tax relief programs

Organize important financial documents in one place

TRANSITION GUIDE

guidance when it matters most...

because every chapter deserves care.

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how to interview a senior living community Visit with curiosity, not commitment. Every senior community has its own personality. The goal isn’t to decide on the spot—it’s to gather information and see what feels like home. Bring this page when touring communities with family. Take notes and consider factors such as activity options, noise/comfort level, cleanliness, resident interaction, and first impressions.

practical questions to ask: What types of care are available here (independent, assisted, memory)?

What is included in the base monthly cost?

How are meals handled (menu options, dietary needs)?

What’s the staff-to-resident ratio?

What emergency or medical services are on-site or nearby?

Are pets allowed?

What transportation or social programs are offered?

Can residents customize or decorate their space?

What’s the process for transitioning to higher levels of care if needed?

observation notes: ______________________________________________________________________________________________ ______________________________________________________________________________________________ ______________________________________________________________________________________________

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how your SRES® supports

As a Senior Real Estate Specialist® (SRES®), I want to emphasize how important it is to reach out to your trusted agent or brokerage when you’re considering buying or selling real estate. We are field experts, dedicated to guiding you through the entire transaction process from start to finish.

I am specifically trained to assist clients aged 55 and over, understanding the unique concerns and needs that come with this stage of life. With my specialized knowledge, I can serve as an invaluable resource in multiple ways.

Together, we can ensure that your real estate experience is as smooth and rewarding as possible. To fully understand how I will be supporting you throughout the process, the next page includes a few questions or concerns you should discuss!

TRANSITION GUIDE

?

What areas of the city or town are senior-friendly?

I’m worried how a real estate transaction will impact my retirement...

Because SRES® designees are senior market specialists, they will be far more knowledgeable than an average agent about what parts of town attract adults over fifty. They will have connections with senior communities and know the questions you should ask as you vet different neighborhoods. If you prioritize finding a location close to shopping, medical care, outdoor recreation, or with a large senior population, make sure you mention that to your Senior Real Estate Specialist®. They will know which areas match your preferences.

Regarding retirement portfolios, real estate holdings are just one piece of the puzzle. It’s important to consider how changes in your housing situation can impact other areas of your financial resources. While consulting with your financial advisor is always recommended, working with a real estate professional specializing in helping mature adults offers a unique advantage. If you are transparent about your concerns, an SRES® designee can help you find a property that makes good financial sense and connect you with other experts in the senior market, including financial planners, loan officers, and reverse-mortgage specialists.

What should I look for in a home if I plan to age in place?

Several important features exist when evaluating a property’s senior-friendliness, including single-floor living and wide hallways. As an aging adult, finding a home that will meet your needs for years to come can be challenging. Fortunately, SRES® designees have access to a wealth of resources that discuss what makes a property livable for seniors and are equipped to provide practical and creative solutions to help you find the perfect home.

Do you know of any local professionals who work with the senior community?

SRES® designees work with a wide range of experts who cater to senior markets. If you are looking for professionals to assist you in managing your retirement, renovating your home, drafting legal paperwork or treating chronic back pain, do not hesitate to ask your Senior Real Estate Specialist®.

They are likely to have a broad network of contacts that work with people in the 55+ community, and they are ready and willing to support you.

I’m starting over in a new area, and I don’t know where to go to meet new people...

Moving across states, cities, or even neighborhoods can present unique challenges, the largest of which includes losing friends and social communities.

Senior Real Estate Specialists® know that this is a concern for many of their clients, and are aware of a variety of events and communities that will help you adjust to your new area. Ask them for assistance locating local senior centers, religious communities, social groups.

Source: National Association of RELATORS®

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moving day companion Keep this sheet handy for the week of your move. It’s the small details that make moving day smoother. The checklists and resources that follow are designed to help you stay organized, identify trusted local support, and feel prepared when moving day arrives.

essentials box: Medications

Comfort item(s)

Device chargers

Important documents

Snacks and water

____________________

Toiletries

Change of clothes

____________________

trusted local resource directory: Contact

Name(s)

Phone/Website

Notes

Movers REALTOR® (Maggie) Family Contact New Community

tips for a smooth moving day: confirm movers the day before

have one family “point person” on-site

stay hydrated and take frequent breaks

label boxes by room to make unpacking faster

keep walkways clear

make the bed first in the new home

TRANSITION GUIDE

post-move comfort checklist The first few weeks in a new home can feel disorienting. This list will help you (or your loved one) adjust gradually and rebuild routine and comfort.

checklist: ☐ Unpack the essentials first—bed, bathroom, kitchen basics ☐ Update mailing address and driver’s license ☐ Introduce yourself to one neighbor ☐ Explore nearby parks, grocery stores, and pharmacies ☐ Add familiar touches—photos, music, scents ☐ Set up medical appointments and a preferred pharmacy ☐ Establish daily routines—morning walk, reading spot, coffee time ☐ Schedule a visit or call with family/friends ☐ Celebrate progress—every small step counts

emotional reset ideas: keep a gratitude journal light a candle or diffuser with a familiar scent keep a “comfort basket” nearby (tea, blanket, book) have one family “point person” on-site try to avoid comparing your new place to your previous one—it’s okay for it to feel different 20

closing thoughts and next steps If you’ve read this far, you’re already doing the hardest part—thinking ahead. Every decision you make with intention builds peace of mind for the next chapter. You don’t have to rush, and you don’t have to do it alone. My job is to protect your time, your comfort, and your dignity throughout the process. This isn’t just a move—it’s a continuation of your story.

if you’re ready: Schedule a no-pressure consultation Request a complimentary home evaluation Ask for my Senior Resources & Referrals list If you’re not ready yet, that’s okay. You’ve done something meaningful — you’ve made space for what’s next. Whether your move happens next month or next year, I’ll help you handle it with clarity, professionalism, and respect. Save this guide, share it with family, and reach out when the time feels right. Sometimes the first step is just a conversation.

TRANSITION GUIDE

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Maggie Odle, REALTOR® | SRES® c. 615.491.4321 | o. 615.463.3333 maggieodle@comcast.net | maggieodle.com

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