MEMBER
MONTHLY AUGUST 2024
A Note to Our Members from CEO Dorsey Morrow
As I enter my fourth year with Liberty HealthShare, I am reflecting on all that we have been through. Despite our shortcomings and struggles, God has been good to this ministry and blessed us greatly. We have listened to our members, learned from our past, and focused on delivering the very best in value to our members.
Together, we have resolved a major portion of the backlog and are on track to eliminate it by the end of 2025. We said we would correct the backlog, and we said from the beginning that it would take time. We have been diligent in managing the Member SharePower in order to reduce the backlog of eligible medical bills, whether you are a current or former member, and it is important to us to honor our word. You may ask “Why?” We could have just walked away from the backlog and started over fresh. The answer is simple: it’s important to us as we lead this ministry because this reflects on us as Christians, it reflects on this ministry, and, more importantly, it reflects on our savior, Jesus Christ, and how He wants us to conduct ourselves. How we carry ourselves and what we do speaks louder than anything we could possibly say. Everyone makes mistakes, but we will learn from them and make the necessary corrections.
We have added the Liberty Dental program, which has proven to be far more successful than we could have hoped. We are thrilled with the positive reception it has received! We completed a recent survey of the membership and heard that 70% of you are happy with your recent interactions with Liberty HealthShare, 20% haven’t had to engage, and 10% have suggestions to help us improve to meet their expectations. I can assure you that we are listening and making changes that improve your experience. We completed a recent “Town Hall” internal meeting and I reminded everyone that former head football coach for the University of Alabama, Nick Saban, produced 6 national championships over his 17-year term there. It was not by accident. He had “the process.” It wasn’t flashy game plays and it wasn’t some secret weapon – it boiled down to focusing on the fundamentals. Incremental changes that chipped
away at the things that impeded the team from improving. A hyper-fixation on improving from one day to the next and eliminating the little mistakes. That is what I want from our team at Liberty HealthShare. We can, and will, improve every day. We’ve changed a lot over the last 3 years, and I want us to continue that progress. The status quo is never acceptable. How can we improve tomorrow?
As we enjoy the remaining vestiges of summer and look forward to the cool and crisp weather that fall promises, I want to encourage you to consider asking your friends and family to join Liberty HealthShare. We are focused on ensuring the long-term sustainability of this ministry and the economies of scale we can create with more members. You will notice that we are pulling out all the stops as we make a concerted effort to increase membership through the remainder of this year, but we have learned that it is word of mouth from happy members that is most persuasive. I am sure you have noticed our Refer A Friend program, which pays $150 for each referral who becomes a member for at least 2 months. Now, for those with more than a few friends that might be interested, we have the “Share the Power” Ambassador Program, which allows you to earn a commission EVERY MONTH that your referral remains a member and you remain in the ambassador program! This is a really great program that has produced a lot of interest among members and non-members alike.
Finally, I want to ask that if you have concerns or suggestions on how we can improve as a ministry, please reach out to us at info@libertyhealthshare.org. We love feedback and ideas on how we can improve and increase the value of your membership! YOU are why this ministry exists! Thanks for being an engaged part of this ministry and helping to show the world how Christians love each other!
In His Love and Service,
Chief Executive Officer
in the Parade Liberty HealthShare
Liberty HealthShare was honored to participate in one of Stark County’s most popular and beloved traditions in early August, the Professional Football Hall of Fame’s Canton Repository Grand Parade. More than 200,000 spectators lined the 2.2-mile route for the 110-unit parade featuring marching bands, antique cars, and a variety of National Football League Hall of Famers who annually return to Canton for the induction ceremony.
The Liberty HealthShare volunteer group of 26 employees, including CEO Dorsey Morrow, walked the course with a 40-foot Shrek balloon to the delight of children along the parade route.
“Our participation in the parade was a statement to all of Northeast Ohio that we are a force for good in the region,” said Morrow. “It was an opportunity to gain name recognition and to strengthen our market position in our own backyard. I was happy to represent our ministry with my colleagues who volunteered their time and energy.”
While a fierce thunderstorm ended the parade early, the Liberty HealthShare group ended the day in good spirits, uplifted by the outpouring of support received along the way.
“Everyone was soaking wet, but in a good mood,” said Morrow. “It was heartening to see our group work together, have fun, and be proud of representing our organization. All around it was an exceptionally good day for Liberty HealthShare.”
Check out the parade footage!
Wellness Health & with Amy
Amy Hagen - BSN, RN, and VP of Medical Services
When do you take your car to the mechanic? Once it’s already smoking on the side of the highway? Of course not – you do routine maintenance to keep everything running smoothly. While your body is far more valuable than a car, you can think of preventative care in the same way! What is preventative care, and how does Liberty HealthShare support you in this area? Read on to find out!
One thing that probably jumps to mind when thinking of preventative care are various checkups and screenings that you can undergo. A variety of future medical conditions, including serious diagnoses such as cancer, can be found with regularly scheduled medical screenings. Your physician, through using your family and medical history , can help you know which screenings would be necessary for you to consider. You can’t solve a problem until you know what it is, and medical screenings highlight the problems you need to solve!
Another important aspect of preventative care is to catch changes in your body or health that may not be apparent otherwise. While the screenings and checkups you receive can identify a smattering of problems, your relationship with your physician can identify possible areas of concern, even without a test! New persistent pains, large amounts of weight loss without striving to do so, or the presence of a new lump or mole are all changes in your health that can be identified and addressed by utilizing preventative medical care, even if you may not be “sick.”
Furthermore, you always want to be sure that you’re taking steps to mitigate your future health risks. Not only does doing so mean you have a higher quality of life, but you’ll also save on medical expenses! Preventative care can extend beyond what you can receive in a physician’s office. As a Liberty HealthShare member, you already don’t use tobacco products, which is a simple way to enact preventative care. If you have a regular routine of exercise, and if you follow a healthy diet, you’re already doing a lot to care for your future health!
Liberty HealthShare believes that the health of the whole person - physical, emotional, and spiritual - is important. We all want you to be happy and healthy. As always, seek the advice of your primary care physician when considering what preventive care, especially regarding the screenings you may require, is best for you to receive. Consult the Liberty HealthShare Sharing Guidelines to identify how your program can help support you in receiving preventative care. Proverbs 21:5 highlights the benefits of good planning, so plan your preventative care today!
launches Liberty HealthShare Mobile App
Join the more than 1,000 Liberty HealthShare members who have already downloaded Liberty HealthShare’s new mobile app. Often requested by members, this free app is another step toward serving your needs.
In addition to our existing online tools, you now have convenient access to your ShareBox, and all the pertinent membership information there, at your fingertips.
The application is available for both Apple and Android phones. To download, simply scan this QR Code with your mobile phone.
Once downloaded, you will need to sign in to the application using the same username and password you now use to access your ShareBox.
Just like with your ShareBox online, you will be able to view submitted expenses, review your AUA, alert messages, medical bills, share limits, sharing history, membership information, additional resources, and more.
While you will not be able to submit medical expenses or prayer requests in the app at the present time, there will be more features coming as the app is updated.
This is an exciting, and timely, tool to provide our members, and we are excited to launch the application.
Careington Programs Coming to Washington
Liberty HealthShare’s popular partnership with the Careington discount programs will soon be available to members in the state of Washington.
Beginning September 1, members in the Evergreen State, excluding those enrolled in Liberty Freedom, will get to enjoy what those in 48 other states have had for two years. Unfortunately, they are still not available in Vermont.
“We have wanted to provide these discount programs to Washington residents for some time but were unable due to various restrictions,” said Dorsey Morrow, Liberty HealthShare chief executive officer. “Through a lot of hard work, we are excited that we now have the opportunity to offer these discount programs.”
These Careington programs will be added to Liberty HealthShare memberships in Washington with NO increase in the monthly share amount:
• GetMoreRx Prescription Drugs
• Careington Dental
• EyeMed Vision
• QualSight LASIK
• DialCare Urgent Care
• DialCare Therapy
If members enroll in the new Liberty HealthShare Liberty Dental program before October 1, they may combine Careington Dental with the new dental sharing program for even more savings.
Members in the state of Washington should watch their email lat month for a “Welcome Kit” with information about how to enroll programs from Careington.
Members with questions or needing assistance with enrolling sho Services at 855-585-4237 or Careington at 833-317-4347.
THE CAREINGTON DISCOUNT PROGRAMS ARE NOT INSURANCE and are not intended to replace health insurance. This program does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This program is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug program. The range of discounts will vary depending on the type of provider and service. The program does not pay providers directly. Program members must pay for all services but will receive a discount from participating providers. The list of participating providers is at liberty.solutionsimplified.com. A written list of participating providers is available upon request. Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
Our new dental sharing program can help you get the dental care you need at an affordable cost.
√ See any licensed dentist of your choice
√ Receive up to 100% sharing of eligible dental preventative care expenses
√ Low monthly share amounts
√ Low AUA amounts
√ Combine Liberty Dental with the existing Careington Dental for even greater savings
Call our Enrollment Team at 855-585-4237
Members who add Liberty Dental before October 1, 2024 will have their dental AUA waived until their annualrenewal!membership
www.libertyhealthshare.org/liberty-dental
Liberty HealthShare Recognized By Charity Navigator
Liberty HealthShare has been awarded a “Three-Star” rating by Charity Navigator, ranking it among the country’s best non-profit organizations.
Charity Navigator, the nation’s largest and most influential non-profit evaluator, reviews more than 200,000 organizations on their accountability and finance, impact and results, culture and community, and leadership and adaptability.
Liberty HealthShare earned an 88% rating in Charity Navigator’s August 2024 review, its highest rating ever.
“We are delighted to provide Liberty HealthShare with third-party accreditation that validates their operational excellence,” said Michael Thatcher, president and CEO of Charity Navigator. “We are eager to see the good work that Liberty HealthShare is able to accomplish in the years ahead.”
“We are thrilled to receive this recognition from Charity Navigator,” said Dorsey Morrow, Liberty HealthShare chief executive officer. “It demonstrates the confidence our members and healthcare providers can place in Liberty HealthShare and our medical cost sharing programs.”
Liberty HealthShare has also earned a “GuideStar Gold Seal” three straight years from Candid, ranking it among the country’s best non-profits for transparency and accountability.
Earn $150
Long a popular program for Liberty HealthShare members, Refer A Friend is a great way to share information about our ministry to friends, family, and colleagues for whom healthsharing might be a good fit for both their spiritual beliefs and an affordable way to manage their healthcare expenses.
Plus, you can earn $150 for each referral.
A current healthsharing member will receive a $150 Visa gift card for each referred individual who enrolls and maintains their membership for two consecutive months.
The process is easy. Simply fill out the on-line form found in your ShareBox and click Submit. Our team will contact them and handle everything else. You don’t have to email or call. You’ll get your gift card in about three months.
If you have questions about the program, or if your gift card hasn’t arrived in four months, please contact us at referral@libertyhealthshare.org
watch this video to learn more
*The Refer a Friend Program is not available in Pennsylvania, Massachusetts, or New Mexico. The number of referrals in either Maryland or Montana is limited to 6 per member per year.
A family connection brought Mariah Loveday to Liberty HealthShare, but it has been her love for a Christian environment that has caused her to stay. Loveday’s mother, DeeAnn, encouraged her daughter’s interest in the ministry, leading her to start in a position in the mail room in 2017. Since that time, Mariah has been promoted to positions of increasing responsibility in data entry, and to her current position as Team Lead in Medical Bill Processing.
“Prior to coming to Liberty HealthShare, I worked for the Hartville Kitchen, and that Christian environment really suited me,” said Loveday. “It has been the same way here at our ministry. I really like what we stand for and how we help people. It has been a wonderful experience.”
A Uniontown, Ohio native, Loveday was active in athletics and musicals during her high school days. Those experiences shaped who she is today.
“I played basketball and performed in musicals and that really helped me to get over being shy,” said Loveday. “It taught me how to work as part of a team and how to develop relationships with people. Those same skills help me in my role here with our team. We are very close and I enjoy being able to answer questions and help my teammates as we do our work on behalf of the ministry.”
In her 7-plus years of employment, Loveday has witnessed a significant amount of change. “Change is part of life, we all have to deal with it, and it has been good for me,” she said. “What has not changed is the family atmosphere found here among employees. We genuinely care about one another and work together to provide the best experience we possibly can. It is a source of great pride for me.”
The leadership provided by Liberty HealthShare Chief Executive Officer Dorsey Morrow resonates with Loveday.
“He’s the type of Christian leader we need and deserve,” said Loveday. “He is personable and approachable, and he truly knows everyone. He knows more than names; he knows who you are as a person and what is going on in your life. He is authentic. It is very encouraging to work for someone like that.”
More change is on the horizon for Loveday. She recently became engaged to her fiancé, Norman, an IT Director for school systems. They enjoy hiking, paddleboarding, and other outdoor activities.
“Family is very important to me” said Loveday. “I hope to start a family and provide the kind of home that I grew up in. I had an extraordinary childhood and want to carry that atmosphere of care and love forward. It is an exciting time for me.”
SPOT LIGHT employee Mariah Loveday
Medical
Bill Processing Team Lead
We genuinely about one another and work together to provide the best experience we possibly can. care best
Each month, we gather the questions that our members ask the most. As a supplement to the work of our wonderful team of member specialists, check back here each month to get your queries answered.
Does Liberty HealthShare have a network?
Liberty HealthShare believes that your healthcare is your choice, and as such Liberty HealthShare does not have a network. You are free to visit the provider of your choice. Liberty HealthShare is, however, partnered with the PHCS Network of providers. By using HST Connect, you can search for providers in your area who participate in the PHCS Network. By visiting PHCS Network participating providers you can benefit from a simplified and transparent sharing process as well as greatly reduce the chances of receiving a balance bill.
Where can I download the Liberty HealthShare Mobile App?
The brand-new Liberty HealthShare Mobile App is available on both the Apple App Store and the Google Play Store. Downloading the app onto either your Apple or Android device will allow you to access your ShareBox easily from your phone.
with Pastor Wes
Pastor Wes Humble - Executive Director of Ministry, Community Relations, and Events
Living in the Light of Eternity
His divine power has given us everything we need for a godly life through our knowledge of Him who called us by His own glory and goodness.
2 Peter 1:3
Are you living in the light of eternity? Do you think about how your everyday choices, such as how you treat your family, spend your time, or steward your resources, have eternal implications? Most people, including Christians, often prioritize the present over eternal significance. So, what does it mean to live in light of eternity? Living this way as Christians means we live for God's glory, knowing that He will share it with us in Heaven. This is not a burden, but a joyous privilege. How we behave, what we say, and how we treat our neighbors all carry spiritual significance. Thankfully, we aren't expected to live the Christian life in our own power. As we seek Christ and grow in relationship with God, He will give us everything we need to live a godly life. His grace is transformative, strong where we are weak, and a promise we can hold onto (2 Peter 1: 3).
With boldness, you can face the future with gratitude, generosity, and graciousness. You can let your light shine before others so theymaysee your good works and give glory to the Father in Heaven (Matthew 5:16).
Take this moment to make a conscious decision to live, really live, in the light of Eternity. God bless you today as you make this commitment.
let us pray together
For those who are seeking a diagnosis. We pray for clear answers and successful treatment.
For those battling a long-term health condition. We pray for relief and healing.
For children who are returning to school. We pray for a successful year and good health.
For those who want to lose weight. We pray for wisdom and the discipline to make healthy choices.
For those who desire to strengthen their spiritual lives. We pray that God fills them with faith and hope.
For those who are struggling with anxiety. We pray for strength and peace. Amen and amen.
If you would like prayer for yourself or a family member from our Pastoral Care Team, you can request prayer inside your PrayerBox found inside your ShareBox.
Share the power of Christian healthsharing.
Make money while you do.
Liberty HealthShareMember Information
How to Update Your Membership
It’s important to keep your membership information, such as your address and contact information, up-to-date in your ShareBox. This can help improve sharing times for you and all of our members. Log into your ShareBox.
On the left-hand side click on “MEMBERSHIP,” and review your email, phone, and address to ensure they are correct. You can also make program changes, update your sharing name, or update your share funding.
Enrollment Anniversary
On the anniversary of your enrollment date, you will be charged $75 in renewal dues in addition to your suggested monthly share amount.
Submit Medical Expenses Within 180 Days
Providers need to submit an expense within 180 days of your medical service. You can monitor submitted expenses in your ShareBox.
Depositing and Cashing Checks
When you receive a check from Liberty HealthShare, please deposit or cash it as soon as possible. When an expense is matched to a contribution, the funds are immediately available. However, as a security precaution, checks may not be deposited after 90 days, so it’s important to deposit or cash a check when it’s received.
Member Payments
All monthly shares should be sent via ShareBox. If you are unable to access your ShareBox, mail your monthly share to the following address: Payee: Gospel Light DBA Liberty HealthShare Payment Address: PO Box 771972, Detroit, Michigan 48277-1972
New members should look for and access their digital Careington “Welcome Kit” for cost savings tools, telehealth for physical and mental health, and discounts on prescriptions, dental and vision care, and LASIK surgery. The cost saving programs, located on the dashboard section of ShareBox, are provided to members of most Liberty HealthShare medical cost saving programs for free. If you have questions, please call 833-317-4347.
This program is not an insurance company nor is it offered through an insurance company. This program does not guarantee or promise that your medical bills will be shared or assigned to others for payment. No other member will be compelled to contribute toward the cost of your medical bills. Sharing toward any medical bill you might have by another member is completely voluntary. This program should never be considered a substitute for an insurance policy. This program is not regulated by any state insurance agency, and your liabilities are not covered by any fund, public or private. Whether or not you receive any payments for medical expenses and whether or not Liberty For state specific disclaimers, click here.
values vision mission
To build a healthcare sharing community which exemplifies Jesus Christ and empowers like-minded people to manage their health care journey.
Shepherd the Christian tradition of healthcare sharing through prayer, education, personal responsibility, and stewardship of the community's resources.
Faith-based Member-focused Accountable Innovative Compassionate