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Culpeper Times • April 14-20, 2016

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REAL ESTATE

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The “old, poor, sick” fallacy The ambiance was charming, the conversation engaging, and the wealth manager I was dining with was recounting one fascinating story after another. But as dinner came to a close he said something that surprised me – not because I hadn’t heard it before, but because I hadn’t heard it for a long time. “My clients aren’t

you – a statement. As though this were absolute gospel, an established truth. candidates for reverse There is no dearth of data on mortgages. Reverse mortgages the matter, so I was somewhat are basically just used for taken aback by my colleague’s people who are old, poor, and settled declaration. sick.” So what do the data show Not a question here, mind regarding homeowners who

take out reverse mortgages? Are these simply “loans of last resort” as my wealth manager friend seemed to think? Nationwide, statistics show that homeowners with higher than average incomes, and above average educations, tend to take out reverse mortgages

Looking To Plant Your Roots? Tips for Selling Your

US OF AGING

Laurie MacNaughton

Home in the Fall

Cindy Thornhill Associate Broker CCIM, CGB, CMP

Each Office Inependenlly Owned and Operated

601 S. Main St. Culpeper, Virginia 22701 Cell: 540.229.6400 Office: 540.825.1613 Fax: 540.825.3890 Email: cindy.thornhill@c21nm.com www.cindythornhill.com

at an earlier age than do homeowners with lower income and education levels. While helpful, informative, and interesting, information such as this often is not highly accessible to the oldest, the ➤ See Aging, Page 14

Dave Lochridge SALES ASSOCIATE

332 James Madison Highway Culpeper, VA 22701 dlochridge.montaguemiller.com

e: dblochridge@comcast.net o: 540.825.3300 x23 f: 540.829.6975 c: 540.222.7138

See what our clients are saying about us....

“They were available 24/7 and always responded promptly to any inquiry. The dynamic duo navigated us through an initially overwhelming process, and their encouragement, resilience, expertise, and knowledge of the market is precisely what lead us to our dream home”

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Let us outline ideas on how to get your ready to sell. thehome details.

this process...and helping us yourNeed next home, look noideas? further than more Call us today forformore find our absolute dream home” the Robin Law Group.” Facebook Like Button

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Don’tDon’t forget to The Robin Law Group on Facebook forget to The Robin Law Group on Facebook Complimentary Home Evaluations to keep updated upcoming listings! to keep updatedon onall all of of our our upcoming listings! 540.359.0177 robinlaw@mris.com 540.316.8815 emilytucker@mris.com www.robinlawrealtor.com

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April 14th, 2016 -- Culpeper Times  

April 14th, 2016 -- Culpeper Times