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Culpeper Times • April 14-20, 2016
11
REAL ESTATE
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The “old, poor, sick” fallacy The ambiance was charming, the conversation engaging, and the wealth manager I was dining with was recounting one fascinating story after another. But as dinner came to a close he said something that surprised me – not because I hadn’t heard it before, but because I hadn’t heard it for a long time. “My clients aren’t
you – a statement. As though this were absolute gospel, an established truth. candidates for reverse There is no dearth of data on mortgages. Reverse mortgages the matter, so I was somewhat are basically just used for taken aback by my colleague’s people who are old, poor, and settled declaration. sick.” So what do the data show Not a question here, mind regarding homeowners who
take out reverse mortgages? Are these simply “loans of last resort” as my wealth manager friend seemed to think? Nationwide, statistics show that homeowners with higher than average incomes, and above average educations, tend to take out reverse mortgages
Looking To Plant Your Roots? Tips for Selling Your
US OF AGING
Laurie MacNaughton
Home in the Fall
Cindy Thornhill Associate Broker CCIM, CGB, CMP
Each Office Inependenlly Owned and Operated
601 S. Main St. Culpeper, Virginia 22701 Cell: 540.229.6400 Office: 540.825.1613 Fax: 540.825.3890 Email: cindy.thornhill@c21nm.com www.cindythornhill.com
at an earlier age than do homeowners with lower income and education levels. While helpful, informative, and interesting, information such as this often is not highly accessible to the oldest, the ➤ See Aging, Page 14
Dave Lochridge SALES ASSOCIATE
332 James Madison Highway Culpeper, VA 22701 dlochridge.montaguemiller.com
e: dblochridge@comcast.net o: 540.825.3300 x23 f: 540.829.6975 c: 540.222.7138
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