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Original Valley PENNYSAVER • June 8, 2013
REAL ESTATE
Tips on avoiding or dealing with predatory lending at HUD.gov Over the last several years, our nation has made enormous progress in expanding access to capital for previously under served borrowers. Despite this progress, however, too many families are suffering today because of a growing incidence of abusive practices in a segment of the mortgage lending market. Predatory mortgage lending practices strip borrowers of home equity and threaten families with foreclosure, destabilizing the very communities that are beginning to enjoy the fruits of our nation’s economic success.Protect yourself from predatory lenders: For information about loan fraud and advice about preventing it, see Don’t Be A Victim of Loan Fraud. Local information on predatory lending: Here are some Local Resources by state, that can help you avoid being a victim of predatory lending. For FHA loans: For problems relating to origination, underwriting, or appraisals of FHA loans, contact the FHA Resource Center. Avoiding foreclosure on an FHA loan: Visit the HUD National Servicing Center web page and have your FHA case number at hand. You will find your case number on the mortgage settlement statement.
Lender threatening to foreclose or mortgage in default: HUD funds housing coun-
seling agencies throughout the country. To find a housing counseling agency
near you, call toll-free 800-569-4287 immediately for free guidance or visit the web page. Source: HUD. gov
Open House Sunday, June 9 • 12-2pm
$133,900
MLS 214543
113 E SKYLINE DRIVE, PALATINE BRIDGE (Rt 5 towards Palatine Bridge, right onto Rt 10 north, right onto East Skyline Drive, house on left)
Hosted by: Michele Vanalstyne
REDUCED AND READY... For you to view this 3 bedroom ranch on a double lot. This home features a new roof, new bath, updated kitchen and newer furnace. Views of the Valley along with above ground pool with deck on a dead end street.
NEW PRICE...$133,900 MLS 214543
518-762-9885
www.coldwellbankerams.com Coldwell Banker Real Estate Corporation® An Equal Opportunity Company. Equal Housing Opportunity. Each Office is Independently Owned and Operated.
ARLENE M. SITTERLY, INC. 363 N. Comrie Ave., Johnstown