Real Estate Today

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Real EstateToday

A SUPPLEMENT OF LEE CENTRAL COAST NEWSPAPERS

LIVE IN STYLE

August/September 2016

STUNNING RESIDENCE 4 Available Now at Harvest Glen!

Kitchen amenities include full granite slab counter tops, stainless steel appliances, shaker style cabinets and a walk-in pantry. Breakfast nook, Formal Dining Room, Laundry Room with sink, ceiling fan prewiring, tank-less water heater, and rain sensing irrigation system for front yard landscaping plus a 3 car Tandem garage with automatic opener.

NO HOA • NO MELLO ROOS VA & FHA FINANCING

There’s Still Time to Make Your Move This Summer!

All New Construction Featuring 2639 sq ft 4 Bedrooms • 3 Baths Plus an upstairs Loft Priced at $440,000

805.922.5552 chamill@williamshomes.com

MODEL HOMES OPEN DAILY 10AM – 6PM 940 WEST ANTHONY PLACE SANTA MARIA 805.922.5552 WILLIAMSHOMES.com

5 Great Energy-Smart Home Features ...................................................................................................Page 2 5 Smart Ways to Get Your Money Right ..............................................................................................Page 12 Be Your Own Property Detective!.........................................................................................................Page 13

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Featured Stories in this Edition

Lee Central Coast Newspapers | Friday, August 19, 2016 |

Christina Hamill

CalBRE #01300118

5 Awesome Energy Saving Ideas What The New American Home Has That Yours Doesn’t–Yet Jenna Katz CT W FEAT U RES

Every year, the National Association of Home Builders brings together a team of experts to build a home that’s on the cutting edge of design and construction. “The New American Home,” presented in conjunction with the association’s annual International Builder’s Show, is intended to inspire and educate builders, designers and consumers on the latest methods and trends.

“We want to showcase to the building

community as a whole what they could be doing,” said Josh Anderson, owner of Element Building Co. and project manager.

“Our objective, really, is to set the standard.”

Energy efficiency is a top priority. The desert contemporary boasts features that give it some of the highest sustainability ratings possible.

You might not be able to buy The New American Home – the price of this year’s model will likely be around two million dollars. But some of its features aren’t as unattainable as you might think.

Location, location, location

One of the most impressive features of The New American Home is how every aspect of the house takes the

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| Friday, August 19, 2016 | Lee Central Coast Newspapers

OPEN HOUSE SATURDAY 8/20 FROM 1:00-4:00PM

home’s surroundings into account.

The house is located in the Nevada desert, presenting many interesting sustainability challenges.

The landscape not only affected the housing design choices, such as the stone exterior, but the sustainability choices as well.

Insulation

A lot of your electricity bills stem from trying to keep your house warm in the winter and cool in the summer.

The New American Home is well equipped with rigid foam insulation in the outer walls and fully sealed ductwork, perfect for keeping the outside out.

The design team even reduced the number of windows from the original

design, since a large number of windows would allow in too much sun and heat, making it harder to maintain a cooler temperature inside the house.

Low-E glass

The windows and glass doors that remain have low-e coatings that block most of the sun’s heat and damaging rays while allowing the visible light to come through. These, along with good insulation, are what keeps The New American Home so energy-efficient without fancy, expensive gadgetry.

Solar panels

These are an oldie but a goodie, particularly if your new house is located somewhere sunny.

The solar panels in this house actually help produce enough energy to

The New American Home

Ultra energy-efficient: the 2016 New American House generates more energy than it uses

power the whole structure. While solar panels in your own home might not be quite so impressive, they will go a long way towards reducing your electric bills and your carbon footprint.

Natural landscaping

Don’t think that the exterior of your home is off the green hook. The landscaping for The New American Home preserved and made use of

the area’s natural topography, drainage, and plant life. Most of the greenery consists of native desert plants, minimizing the amount of extra water and resources that are needed to maintain them.

Also incorporated in the foliage are pest management plants, a natural alternative to chemical pesticides and fertilizers that could harm the environment. © CTW FEATURES

4259 Constellation

Open great room floor plan with beautiful laminate wood floors, a cozy brick fireplace, recessed lighting, surround sound, and a remodeled kitchen. Located in North Vandenberg Village. 3 bedrooms, 2 baths aprox. 1700 sq ft - $379,000.

Looking to build your dream home?

Pamela Stevens (C) 805-757-9664

This beautiful 1.25 acre Santa Ynez lot is ready to go. Located on Hill Haven just off Mission with lovely views of the hills and valley. New 70 gal/min well, water meter in for the sprinkler system, electric on lot, septic system designed just waiting for house placement. Call for more information. - $550,000.

“ASK FOR STEVENS”

531 North H Street Lompoc, Ca

’s r e m Sum t Deals Hottes@ n e l G t s e v r a H

Find the Perfect New Home!

Summertime just got hotter with amazing summer specials!

Come visit us and tour our beautifully decorated model homes and see for yourself.

You’ll soon realize that the perfect new home is waiting for you at Harvest Glen.

NO HOA DUES!

Harvest Glen • Santa Maria Single Family Homes • 1 & 2 Story Designs 1,623 to 2,639 Sq Ft • 3-5 Bedrooms 3 Baths • Generous Family & Great Rooms 2-3 Car Garages Now Selling from the high $300,000s

805.922.5552 Model Homes Open Daily 10am to 6pm

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Prices effective date of publication, subject to prior sale and availability. Square footage is approximate. Models do not reflect racial preference. *Please see sales consultant for program details. Williams Homes, Inc. is a California Broker, License no. 01449126.

VA & FINAN FHA C AVAIL ING ABLE

Lee Central Coast Newspapers | Friday, August 19, 2016 |

Tour Harvest Glen and take advantage of the summer’s hottest deals right now on select homes. Offering a stunning collection of new homes with affordable pricing and no HOA dues, excellent neighborhood schools and outdoor recreation are only a few of the many advantages that a Harvest Glen address can offer you.

Title Insurance 101: What You Need to Know Mary Connors CT W FEAT U RES

Title insurance policies protect lenders and homebuyers from zombie property claims, unpaid taxes and disputes from the past that could cause big problems in the here and now.

People buy all kinds of insurance they hope never to use, knock on wood. Home, auto and life insurance policies protect us from future risks we happily pay to defend against.

Title insurance usually isn’t on that easybuy list.

In fact, until they purchase a home and discover that they are required to buy a policy in order to get a loan, many folks have little or

no idea what it is.

Title insurance, an important protection for lenders and homebuyers, looks backward. It safeguards homeowners from bad stuff that may have happened years ago, or maybe just last week.

There is a long list of title-related problems that can be costly or even lead to the loss of the property if a buyer is not covered with title insurance. As with most insurance, you hope never to need it.

Title insurance is a

safeguard against vulnerabilities caused by unknown issues and pre-existing defects associated with the deed, the document that shows proof of ownership – title – to your property.

The chain of property titles and owners for some houses can stretch back years – a lot of room for errors and finagling.

Title insurance shields a prospective buyer or the buyer’s mortgage lender from lawsuits and liabilities related to: unpaid real estate taxes unresolved liens against the property, including foreclosures and unreleased loans conflicting wills related to the property Most lenders require

2428 Village Green, Santa Maria Clean and Move-In Ready, 1 bedroom, 1 bath, finished garage pool and much more.

Listed at $169,900

you to purchase a lender’s title insurance policy.

This insurance covers the amount loaned to you, protecting the lender’s balance on the outstanding loan.

You may purchase a separate owner’s title insurance policy to help protect your financial interest in the home.

Title insurance is paid when a property is purchased; the onetime premium is usually included in closing costs.

A homebuyer recieves an itemized list of title fees on the Loan Estimate and Closing Disclosure forms, and again at closing.

According to the Consumer Financial Protection Bureau, you can usually shop for your title insurance provider

separately from your mortgage. If you choose to buy an owner’s policy, the cost will probably be lower if you use the ame provider for both the lender’s and owner’s policies.

Among the benefits: The title insurance company will thoroughly research public records to determine and document lawful ownership of your property.

If any liens, claims, encumbrances or other concerns are discovered, the insurer informs you immediately so that you can take action before closing.

If a problem surfaces later, after closing, the title insurer is obligated to cover any losses and the owner’s legal expenses to defend title

to the property.

Title insurance protection doesn’t end after the closing. An owner’s policy, continues until you or your heirs no longer have an ownership interest in the property.

Shop for the best rate. Your mortgage lender may suggest a specific title insurance policy, but make calls to find the best price for the amount of insurance you require.

Check out the business at the Better Business Bureau, bbb.org.

The American Land Title Association, a national association of title insurance companies, maintains a list of its members online at homeclosing101.org. © CTW FEATURES

PAUL RODRIGUEZ TEAM The Paul Rodriguez Team, and Keller Williams Coastal Valley

Welcome Andrea Cuce to our Team!

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| Friday, August 19, 2016 | Lee Central Coast Newspapers

1117 W Nectarine Ave., - Lompoc 3 Bedroom 2 Bath with lots of upgrades!

Some features include New kitchen, New flooring, New interior paint and spacious patio room and family room.

4615 Quarterhorse Trail - Orcutt Beautiful Orcutt Estates Custom 4 Bedroom, 4 bath 4243 sq ft home on almost an acre. Open Kitchen and Family Room, large Office, 4 car garage, bonus room/craft room, custom BBQ Area and Outdoor Fireplace areas, Views and so much more! $1,175,000 Paul Rodriguez, Real Estate Consultant bre# 01416809

d: 805.310.5115 | c: 805.478.5504 paul@paulrodriguezhomes.com www.PaulRodriguezHomes.com

Contact Me to Start Using My Free Home Search App!

Andrea was born and raised here on the Central Coast, married for 20 years to her great husband Joey, and has two wonderful children. She brings knowledge in escrow, lending and has had her Real Estate License since 2004. Andrea’s Customer Service skills, Real Estate knowledge, and organization skills are an asset to our team and to our office!

“Personalized & Professional Service at its best” Visit our website at www.EraPollyRealEstate.com

Era Polly Broker/Owner

(805) 938-7474 | Toll Free:1-800-586-9457

Lic.# 01153650

(805) 878-2490

OFFICE LOCATION: 200 EAST CLARK AVE, ORCUTT, CA 93455

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NEW HOME IN PISMO BEACH! Beautiful single story perched on hilltop offering exceptional private & unencumbered views. 3 bedrooms, 2.5 baths, approx. 2,150 sq ft, office/den bonus room, upgraded flooring & finishes, deck access from Master & great room, enjoy seascape framed by mountains surrounding Pismo Beach & so much more! $985,000. Call Rebecca Larsen at 268-2551.

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TRADITIONS AT BRADLEY SQUARE! Exquisite & popular 3 bedroom, 2 bath, approx. 2,120 sq ft, kitchen has stainless steel appliances, pantry & breakfast bar open to large living/great room with fireplace, master has walk in closet with separate tub & shower, beautiful corner lot location, low maintenance & beautiful stone patio in the back & so much more! Close to shopping, restaurants & more! $454,900. Call Era Polly, 878-2490.

COUNTRY STYLE LIVING IN NIPOMO! 3 bedroom, 2.5 bath, approx. 1,602 sq ft, features granite & tile floors in kitchen, gorgeous fireplace in living room; master has vaulted ceilings, balcony & jetted tub; oversize stamped concrete driveway, large workshop in the back & more! $453,000. Call Steve Wisz at 720-0604.

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CASA BONITA IN SANTA MARIA! Super cute & cozy 2 bedroom, 2 bath, single story, features include vaulted ceilings, living room with fireplace, large Master has walk in closet, indoor laundry room, low maintenance drought resistant landscaping, easy access to HWY 101 & close to shopping & restaurants. $295,000. Call Era Polly, 878-2490.

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MOVE IN READY IN ORCUTT BLUFFS! Super nice 2 bedrooms, 2 baths, single story, 1 car garage, has new kitchen cabinets & counters, new top of the line appliances, new tile flooring & carpet, new LED lighting, refrigerator, washer & dryer included.

HOA includes pool. $200,000. Call Louie Real at 478-9328.

Marketing & Social Media Specialist

478-4090

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PARKLAND COTTAGES! Super nice & spacious 2 bedroom, 2.5 bath, approx. 1,445 sq ft features many builder upgrades including high quality faux wood flooring, wood shutters throughout, kitchen has granite counters, stainless steel appliances, plenty of storage & walk in pantry, indoor laundry room & so much more! $339,900.

Call Steve Wisz at 720-0604.

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Lee Central Coast Newspapers | Friday, August 19, 2016 |

CHARMING HOME IN PASO ROBLES! 3 bedroom, 2 bath, approx. 1,609 sq ft, single story offers an enclosed patio sunroom, large living room, laundry room, newer roof, located in established neighborhood close to shopping & restaurants. RV Parking. $435,000. Call Rebecca Larsen, 268-3551.

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WELCOME TO ORCUTT! Well maintained 4 bedroom, 3 bath, approx. 2,400 sq f home has large kitchen with newer appliances, newer dual pane windows, newer roof, hardwood floors, huge backyard, plenty of RV parking & more! Offered at $449,900. Call Steve or Melissa Wisz at 720-0604.

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ELEGANTLY UPGRADED IN PISMO BEACH! Move in ready 3 bedroom, 2.5 bath, awesome kitchen offers Quartztile counter tops, contemporary backsplash & farmhouse sink, hand textured walls, custom window treatments fixtures & so much more. Shopping & restaurants nearby. $608,000.

Call Rebecca Larsen, 268-3551.

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OAKHILL ESTATES WITH VIEWS! Stunning 4 bedroom, 2 bath, approx. 3,655 sq ft has so much to offer. Huge cooks kitchen with granite & center island, separate formal dining, living room with fireplace, oversize master has gorgeous bath & large walk in closets, beautiful travertine tile floors, deep oversize 3 car garage & so much more!

Secluded one acre backs up to open space has beautiful park like setting & offers mountain & ocean views. $998,000. Call Steve Wisz at 720-0604.

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NEW WITH VIEWS IN SAN LUIS OBISPO! Super nice 3 bedroom, 2 bath Craftsman style home offers contemporary finishes, dark cabinets and contrasting white tile conveying a metropolitan feel. Large fenced yard & surrounding mountain & downtown views from deck. $795,000. Call Rebecca Larsen, 268-3551.

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From Mobile Homes to Mansions, We are Selling the Central Coast!

Clifford Rhea

Louie Real

Connie Real

Steve & Melissa Wisz

Brenda Hauenstein

Rebecca Larsen

John Morley

Lic.# 01421273

Lic.# 01507595

Lic.# 01514806

Lic.# 01457307 & Lic # 01464624

Lic.# 01463037

Lic.# 01730381

Lic.# 01168596

Realtor Associate

260-4154

Realtor Associate

478-9328

Realtor Associate

354-3554

Se Habla Español

Realtor Associates

720-0604

Realtor Associate

310-1283

Realtor Associate

268-3551

Realtor Associate

344-4440

Pam Adkisson

Lic.# 01757176

Five Tips for First-Time Real Estate Investors Patricia Rivera CTW FEATURES

If you have commitment issues and you’re considering real estate investment, you may want to skip to Plan B. Real estate investment is not for those who are unable or unwilling to make long-term commitments, says Samantha DeBianchi, founder of DeBianchi Real Estate, Miami and a star of the Bravo reality TV show “Million Dollar Listing Miami.”

“There are ups and downs even in a healthy market,” she says.

“Investors must be ready for everything and know that there are goods and bads in every property ownership.”

Enter the real estate with caution and

preparation. Heed these earnest tips from professional in the trenches.

1. Be realistic about your goals

DeBianchi notes that everyone dreams of grabbing a luxurious property that produces a 10 percent cash-oncash return.

“Be realistic with your goals. Sometimes an ugly house is the best investment for long-term appreciation,” she says.

When you invest in a property, you must develop a comprehensive budget. Depending on the type of investment , money will be needed for repairs, maintenance, association dues, vacancies, taxes and so on.

When you’re setting goals and calculating a return, make sure to

account for all costs.

smarter investments.

2. Educate yourself

3. Think long-term

Often first timers get caught in one of two modes, says Brian LeBow, a sales associate at Coldwell Banker in Arcadia, California. They enter analysis paralysis, or they jump in too quickly.

You may find yourself swamped in emails from wholesalers and flippers describing great deals you must grab quickly.

Slow down, LeBow advises. Read everything carefully and question all offers. Don’t over analyze, but don’t jump in, either.

As you educate yourself about the industry by attending industry conferences, information sessions and investment workshops, you will be in a better position to make

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| Friday, August 19, 2016 | Lee Central Coast Newspapers

832 Pauline Court, Orcutt3 bedroom 2 bath home with wood floors, family room with fireplace and slider to side yard. Spacious living room with slider to backyard. Updated kitchen, newer roof, windows and new furnace to be installed prior to close. Approx 1,330 sq ft. Walking distance to Alice Shaw school. Reduced to $359,900. To view call either Sue Lixey, Realtor 478-5728 or John Lixey, Realtor 345-7069 343 S. Western Ave., Santa Maria4 bedroom 3 bath home with approx.

1,618 sq ft, newer roof, freshly painted interior $299,000. Call Sue to view 478-5728

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691 Blake, Orcutt4 bedroom 2 bath home on corner lot with RV parking, Newer furnace, living room with fireplace insert, bedrooms with wood floors, large lot. $340,000.

Call Sue to view 478-5728

Keller Williams Coastal Valley Sue Lixey, Realtor BRE# 01082974 (805) 478-5728 sue@suelixey.com

Embrace the downturns as well as success.

New York investor Josh Klimkiewicz likens real estate investing to a marathon versus a sprint.

“In good times, when real estate is stable or even increasing in value, it’s easy to get complacent regarding the quality of a deal. The real test of a property’s quality will be realized in a downturn, and all markets – real estate included – have their ups and downs,” he says. “Anyone who doesn’t appreciate this concept should not invest.”

Better quality locations represent more durable income streams, since it will always be easier to replace tenants. Be

mindful of the balance of risk and reward, however.

Higher returns are generally less secure, although they’re great while they last. They need to be considered in the context of potential decline.

you have serious issues, such as poorly structured contracts, misrecorded deeds, or unrented stock, your problems can also multiple and cause grave financial losses.

4. Take your time

When at first you don’t succeed – dust yourself off and try again. Do not call it a “failure” when things don’t work out.

Instead, conduct a post-mortem, an analysis of everything that went according to plan, much better or much worse, and make adjustments accordingly. “when you find the product and strategy that works well for you, and you’ve ironed out the kinks, you can accelerate and grow as fast as you want,” says wright. © CTW Features

Pace yourself, especially in moments of enthusiasm. Although you may think you can quadruple profits by buying multiple properties in a short time frame, resist the temptation, says Tiffany C. Wright, an Atlanta real estate investor and owner of a business consulting firm for entrepreneurs called The Resourceful CEO. With your first few properties, you will learn lessons. Yes, you can multiply profits with a bigger portfolio. But if

5. Try, try again

Whether Buying or Selling ... Call Me I Am Here To Help.

It Will Be The Best MOVE You’ll Ever Make Over 25 Years Experience

Call Sue at (805) 478-5728 Sue Lixey, Realtor BRE# 01082974

(805) 478-5728

sue@suelixey.com

Locally Owned, Internationally Connected, Globally Conscious

LOMPOC OFFICE

531 North “H” Street Lompoc, CA 93436

805.735.3481

www.theccrg.com Francine Silva

Anneline Van Dyke

Zuzu Aceves

Jim Bowen

Pamela Grant

ORCUTT OFFICE

805.614.7811 SOUTH COUNTY OFFICE

805.489.2229 SHELL BEACH OFFICE

805.779.7800 Andrea Wiley

Jesse Crowder

LOMPOC

Ingrid Turcotte

$314,000

Low maintenance enjoyment in this move in ready, gently lived in 3 BR 2.5 BA home. Stainless steel appliances, granite counters & lovely cabinetry.

Spaciousbedrooms & large master suite provide for comfort and relaxation.

DEBBIE MCCOMB

805.735.3481

Pamela Stevens

Debbie McComb

LOMPOC

Ramona Rogers

Luis Salas

$349,900 LOMPOC

Remodeled Victorian home features an entertainers floor plan, open kitchen w/quality cabinetry, stainless steel appliances & granite counter tops. New dual paned windows. Hard wood floors & custom trim thru out home. Spacious basement. Located near old town shops, restaurants/bars.

KATY COPE 805.735.3481

Tina Ancheta

Maria Slizys

$524,900

Home in Mesa Oaks w/ 4 BR, 2.5 BA, over 3,000 sqft on a full acre w/ oak trees and a pool in backyard. Detached 3-car garage. Home has potential for someone with time, energy, and the $$ to turn this custom home back into a dream home! Call your agent TODAY for your private showing!

ANNELINE VAN DYKE 805.735.3481

Katy Cope

LOMPOC

Toni Ostini

805.782.6000

OFFICE MANAGER

$289,000 LOMPOC

Vandenberg Village home close to shopping center, bank, library & golf course. 3 BR and 2 BA w/ a converted garage for additional living area.

Large backyard with room for all activities. Nice wood flooring in living room. Kitchen has been upgraded.

FRANCINE SILVA

SAN LUIS OBISPO OFFICE

805.735.3481

$379,000

North Vandenberg Village home w/ open great room floor plan & laminate wood floors, brick fireplace, recessed lighting and surround sound. Totally remodeled kitchen. New furnace, windows and water heater. surrounded by plum, apple and orange trees. located in Buena Vista school district PAMELA STEVENS 805.735.3481

ORCUTT OFFICE

145 South Gray Street, Ste. 201 Old Orcutt, CA 93455

805.614.7811 Jean Studer

Dillon Stach

Julie Walker

Lincoln White

Kathy Mansell

Martha Beckman

LOMPOC OFFICE

ASSOCIATE MANAGER

805.735.3481

Visit our NEW Branch location

SOUTH COUNTY OFFICE

805.489.2229 SHELL BEACH OFFICE

Locally Owned, Internationally Connected, Globally Conscious

805.779.7800 SAN LUIS OBISPO OFFICE

www.theccrg.com

SANTA MARIA

$839,000 SANTA MARIA

Exceptional single level Orcutt Kimberly Estates home on .92 acres w/ tennis court & 800 sq ft separate home theater room. Formal living room w/ views. Quartz counter tops & custom cabinets. Dining room leads to game room w/ wet bar!

805.614.7811

$529,900

Custom built home on .61 acres across from Waller Park.Detailed wood work and Japanese Shoji doors have been added to this 3 BR, 2 1/2 BA home. Lrg master BR w/updated walk in shower.

Formal dining area & separate dining nook. Well cared for garden area & chicken coop.

805.614.7811 JULIE WALKER

SANTA MARIA

$309,900

Located across the street from beautiful Waller Park, this home has 1 BR, 1 BA,office & indoor laundry room.

Laminate flooring throughout the living room, dining area & kitchen.

Private back yard. Being sold AS IS. Rental agreement in place till 5/12/17.

JULIE WALKER

805.614.7811

SANTA MARIA

$840,000 SANTA MARIA

$325,900

Custom Spanish style home on 1 acre in Westrail Estates in West Orcutt. Great vaulted ceilings throughout the 3 BR home. Updated kitchen w/ Jenn-Air appliances, lrg dining area,natural birch cabinetry & granite island. Family room w/ full bar & fireplace shared w/ the living room area.

Santa Maria Regency Estate home w/ 4 BR/2 BA,lrg kitchen & large dining area! Remote controlled fireplace, beautiful patio and low maintenance back yard. Lrg master bedroom/bath.

Walking distance to schools and parks.

JULIE WALKER & JEAN STUDER 805.614.7811

JULIE WALKER

805.614.7811

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JULIE WALKER

805.782.6000

Lee Central Coast Newspapers | Friday, August 19, 2016 |

in the heart of Old Town Orcutt…

Mortgage Outlook: A Bit Easier for Buyers Dreaming of a new home? Your timing is excellent.

Madhusmita Bora CT W FEAT U RES

If you are an aspiring homeowner, now is the time to try for a mortgage.

Diving rates, easing of lending restrictions and new loan products are making it easier for the first-time buyer to qualify for and afford a mortgage.

The average for 30-yearfixed-rate loans, the most popular of home loans, dived 36 basis points to its lowest level in 10 months.

That’s not all.

“There are a number of important changes that morphed in the last two years,” said Ken Sears, director of housing finance and regional economics for the National Association of Realtors.

In January, President Barack Obama issued an executive order directing

the Federal Housing Authority to slash mortgage premiums for single-family homes by 50 basis points. That would bring down rates from 1.35 percent to 0.85 percent. According to the White House, this would translate to a $900 reduction in mortgage payment for a typical first-time homebuyer.

Those changes would dramatically increased affordability, Sears said.

The other good news:

1240 Murray Dr- River Oaks 3 bdrm 2 bath corner lot with fenced large RV drive space.

Home has popular open floor plan, bonus room, formal dining area with breakfast bar, slider to rear yard off the kitchen, laminate and tile flooring, high ceilings, wide hallway, large master bedroom with slider door to rear yard, indoor laundry room, inviting from yard patio and no HOA but still offering great curb appeal. Walking distance to elementary school and walking trails at riverbed. Call your favorite Realtor today. $379,900

Business: (805) 934-2105

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1811 S. Broadway, Santa Maria 110 S. Mary, Suite 6, Nipomo

www.C21Home.com Kalua Kuhnle Manager

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| Friday, August 19, 2016 | Lee Central Coast Newspapers

BRE# 00874459

lenders appear to be easing restrictions on credit.

Borrowers no longer need a near-perfect credit score to qualify for a loan.

There are loan products in the market now that specifically target low- to medium income bu-ers, Sears said. Lenders are also considering income of family members for loan qualification in multigenerational homes.

At Fannie Mae, you can now get a loan with a 3 percent down payment

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2634 Ree St- Craftsman 3bd/2ba home. This property has upgrades galore including birch hardwood floors throughout lower level, pecan wood stairwell, wood floors in bedrooms and much much more!

Inviting front porch area in a desirable neighborhood. Property sits on a corner lot on a quiet street with hardly any traffic.

Yolanda Perez ®

REALTOR

1152 Old Mill Lane - Here’s your opportunity to build that Dream Home that you’ve been thinking about for so long... approx. 10,000 sq.ft. lot, surrounded by newer homes and in an established neighborhood. You’ve probably been looking around and realize that there’s not a lot of buildable lots left so don’t hesitate to long or this one maybe gone also.

Drive by today, then call your Realtor and get this started!

Sandi Frazier

805.406.4890 Lic #00611325

(805) 748-7514 BRE#01741813

4590 KING ARTHURS CT., ORCUTT- The best deal on the market!

4 bedrooms 3 baths. 2485 Square Feet. One bedroom is downstairs with an adjacent bathroom that includes a shower. Spacious Master Suite with walk in closet. One bedroom upstairs has been expanded. Home sits on a corner lot- $492,000

JOE “PAUL” GARCIA 805•878•3862 Realtor. lic. #00886743

Jopaulcentury21@verizon.net

and the amount can be a gift from family. Several states across the U.S. also have bond programs that help with a down payment, said Rocke Andrews, president of the National Association of Mortgage Professionals.

“Interest rates are coming down and the cost of owning a home is less than renting in most markets,” Andrews said. “Now is an excellent time for first time buyers.” © CTW Features TWO Beautiful Homes on 1.2 Acres in Westrail Estates in Orcutt!

The turn-key main home offers an open floor plan, wonderful upgrades & remodeling thru-out, 4 bedrooms, 4 baths. The impressive 2nd home offers a master bedroom, 2 baths, beautiful kitchen, & many amenities! $995,000 Lovely condominium in pristine !

College Gardens near Hancock ING END P College! 3Bd/2Ba, huge picture E L A S window in LR looking out over the manicured gardens & pool. New kitchen counters, microwave, sink & faucet, newer carpet & more! $239,000 Beautifully remodeled home, 1 bedroom, !

G 1 bath, plus detached studio! Move in N ISTI L condition!! New kitchen, New carpet, New NEW dual pane windows, New exterior stucco, New interior & exterior paint, 2 year roof certification, new washer & dryer, new refrigerator, & new landscaping! $249,900

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Diane Adams 805.570.9099 BRE#01103806

4310 FOXENWOOD CIRCLE - Foxenwood Garden Villas IV. The finest and best built luxury homes on the Central Coast. Don’t miss this one! Two bedrooms and very spacious den/study. Knotty Alder entry door with transom half-moon window above. Upon entry look out into the through the vertical windows with OPEN HOUSE SUNDAY 1-4PM atrium transom windows above.Vaulted ceilings, quality wood flooring in the dining room and living room, extensive 20 inch tile flooring in entry, kitchen, hallway, and laundry room. Viking kitchen appliances, upgraded Kraft Maid cabinetry with crown moldings, raised panel interior doors, Emtek door hardware, Award series dual pane vinyl windows with Low E glass, cultured stone fireplace, tubular skylights, Ipex overhead plumbing and so much more! And seller has added additional upgrades. Cozy sheltered patio, strikingly landscaped and looking out onto the expansive greenbelt. Beautiful club house with kitchen and fireplace. Pool, spa, covered patio and lots of area for socializing and nicely landscaped.- $534,900

Bette Naugle® Broker Associate

805.705.7497 lic #0427203

Rustic Charm

Santa Maria

This is a must see! Great traditional 2­story property with plenty of land. Main features include, family room, den with fireplace, formal dining area, office/bonus room, dual­pane windows, & plenty of room for your imagination to run wild.

MLS #1069096 3 Bed 2.5 Bath $569,900

Separate Guest Quarters

Santa Maria

Beautiful custom home w/ guest quarters. Main house 3 bed 2 bath, guest quarters 1 bed 1 bath.

The main home features a wood burning fireplace, original hardwood floors, newer carpet, sun room, Spanish tiled courtyard & fruit trees.

MLS #1069402 3 Bed 2 Bath $439,900

La Purisima Beauty

Lompoc

Orcutt

Great 4 bedroom, plus huge bonus room, near Patterson Rd. School, shopping, parks & NO HOA. Very comfortable home located on the corner of a cul­de­sac. Freshly painted, new carpet and move­in ready. This is a must see!

MLS #1069077 4 Bed 3 Bath $554,900

Centrally Located Condo

(805) 934-1000 Life keeps you busy...

Santa Maria

Well­maintained, Centrally located, 2­bedroom, 1­bath condo located close to schools, shopping, Hancock Junior College and well­ known PCPA. Great for investor or first time buyer. FHA approved.

MLS #1068956

2 Bed 1 Bath

La Vigna Craftsman

$174,900

Santa Maria

Master suite is huge w/ sitting area. Kitchen has upgraded granite counters & built in desk. Amenities included in HOA are pool, hot tub, large private park, playground area, & walking trails all within this beautifully landscaped private gated community.

MLS #1069743 4 Bed 3 Bath $374,500

Let us do the work.

2540 Professional Parkway Santa Maria, CA 93455

Quiet Cul-De-Sac

Santa Maria

One of the best lots in Rolling Hills Estates!

Premium cul­de­sac lot with amazing, panoramic views. Beautiful home with vaulted ceilings & skylights, private backyard, open airy feel. Newer hardwood floors in kitchen & dining area.

MLS #1065849 3 Bed 2 Bath $459,900

810 Acres

Santa Maria

Approx 810 acres! Beautiful & serene w/ breath taking views! Backs up to Los Padres National Forest. A couple of cleared pads ready for your trailer/RV for weekend getaways. VERY private.

Level spots ready for planting with water tanks.

MLS #1070170 810 Acres $1,200,000

Cal BRE #01103054

A9

Your dream home is waiting. See other amazing properties at www.cbpremieronline.com

Lee Central Coast Newspapers | Friday, August 19, 2016 |

Lovely large home in La Purisima Highlands. 3 car garage. Air conditioned casita. High end marble flooring in downstairs.

Granite tile countertops.

Stainless steel appliances. Upstairs family room & laundry. Amazing view of the Santa Rita Hills!

MLS #1069215 5 Bed 4 Bath $599,999

Large Corner Lot

Some Signs It Could be Time to Buy a Home Erik J. Martin CTW FEATURES

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| Friday, August 19, 2016 | Lee Central Coast Newspapers

Fence-sitters take heed: It may be time to get off your perch and head where the grass is greener: the lawn of that home you’ve been dreaming of buying.

Then again, a home is a big investment. And you’ve never been a fan of mowing.

Which way to turn?

Don’t be too quick either to follow the herd or your first instincts, experts say. Before committing to a home purchase it’s important to consider your own life goals and financial position carefully.

Big-picture macroeconomic factors are certainly getting prospective buyers’ attention these days.

The Federal Reserve decided to hike interest rates for the first time in more than a decade last December and chair Janet Yellen alluded to gradual increases ahead.

Meanwhile, mortgage rates continue at historic lows, the job market is slowly improving and the housing supply is dwindling.

It’s not hard to find those who believe the climate is ideal for pulling the trigger today and buying without further delay.

“Mortgage interest rates are near record lows, around 4 percent for a 30-year fixed loan.

And rates are not likely to go up in the near term.

It’s a great time to take advantage of the increased buying power that these low rates can

provide,” says Michael Linden, real estate agent with Redfin in Chicago.

Linden says home sellers are just now beginning to ask for slightly increased prices, given very low housing inventories.

If prices continue to gradually rise, “now would be a better time to purchase than to wait and pay an even higher price.”

Plus, he says, “buying now can create more equity growth and provide you with more tax write-offs sooner, which results in a better return on investment.”

Not so fast, others say. Real estate is a local business. Micro factors that drive the value of homes in your chosen neighborhood are extremely important and

SOLD

1920 S. McClelland #2- Immaculate 2 bedroom, 1.5 bath townhouse with newer flooring-counter tops-interior paint-inside-ceiling fans-fireplace.

Located in a Gated Community with swimming pool and sauna. This won’t last long so call today to view this nice townhouse. Priced at $199,900!!

SOLD

1290 Via Del Carmel l Orcutt- Single Story 4 Bedroom, 2 Bath Home! This house is move in ready and sits on a large corner lot. Updated kitchen, New dishwasher and stove updated Master Bathroom, Newer roof, Dual pane windows and newer main sewer line to the street. Spacious back yard includes BBQ area, storage shed, large RV parking area and a great producing Orange tree, also a sunroom. This home is in a great location and close to Orcutt Schools,and shopping!

SOLD

435 Shirley Lane l Orcutt- Close to Orcutt Schools and shopping. This cute little three bedroom-two bath home has been updated from interior painttile flooring in kitchen-hallway and carpet in living room and bedrooms. Kitchen has newer cabinets with built in wine case. Both bathrooms have been remodeled. Recessed lighting in living room and kitchen. Exterior has newer paint and stucco. Two very large patios and dog run. And plenty of room to park that boat or RV or both. Won’t last long!

also call for research.

In some areas of the country, storm damage can impact the shortterm desirability of a neighborhood, such as the recent storms in Rowlett, Texas, says Phillip Archer, real estate agent with Coldwell Banker Residential Brokerage in Dallas. “Factory closings, corporate relocations, school ratings, civic economies, weather – all these things have temporary impacts on a market,” Archer says.

“Temporary,” however, should not be a word that weighs too heavily when considering what’s likely to be the biggest financial transaction of your life.

Looking inward, evaluating your particular circumstances and reminding yourself of

your life goals would not be a bad starting point.

“Our advice is to buy a home when you are ready. It doesn’t matter what rates are doing,” says Ali Vafai, president of The Money Source, a New York City-based mortgage lender. “If you are buying a home as your permanent residence and don’t plan on selling soon, this should not affect your decision.”

“If you can’t afford to buy and keep your home, you should wait until you can.

It’s all about affordability, making 2016 as good a year as any to buy a home.”

For Vafai, the “signs” that you should purchase include having enough money saved for a down payment, stable employment, and having ample

savings in the bank – at least three months worth of salary in reserve – for home repairs, emergencies and upgrades.

Gregg Harris, president of LenderCity Home Loans in Chesterfield, Missouri, agrees that it’s essential to scrutinize your financial health before making a buying decision, taking into account your income and earnings potential, long-term employment outlook, debt, savings, and credit score.

“If you have the financial wherewithal to purchase, especially if the purchase is somewhat of a necessity, such as the need to upgrade to a larger home due to family size, now is certainly a great time to buy,” says Harris.

Jeannie Bassett-Lambert has been a licensed Realtor for the past 16 years. Jeannie started her career with Century 21. She was a multiple award winner during her time with Century 21. Jeannie joined Keller Williams Realty Coastal Valley in December 2014 to broaden her real estate opportunities. Prior to working for Century 21 Real Estate Jeannie worked in new home sales with Pro-Built Homes and Inland Pacific Builders in Santa Maria as a sales agent.

Jeannie has been trained by some of the best professionals in the region. Jeannie works to please both her buyers and sellers in every transaction from the first initial contact all the way through past closing. Jeannie goes the extra mile in everything she does.

Jeannie has worked through both up and down markets, Short Sales and Foreclosures. Jeannie focuses her work in the Santa Maria and Orcutt area working with buyers and sellers.

Jeannie is a NATIVE of Santa Maria/Orcutt and knows the Central Coast area well.

Jeannie is very devoted to her family, husband, 2 daughters and 4 grandchildren. You will sometimes find her with a grandchild in hand working alongside her.

There are 5 words describing Jeannie and that is GENUINE, COMMITTED, PASSINATE, LOYAL AND FUN!!!

Jeannie Bassett-Lambert, Realtor BRE#01360443 (805) 714-6444 jeannieblambert@gmail.com

RESULTS YOU CAN TAKE TO THE BANK

Tni LeBlanc, Realtor, JD CalBRE #01871795

www.SantaMariaRealEstateBlog.com

tni@mintprop.com (e-mail) (805) 878-9879 (mobile/text)

FOXENWOOD ESTATES HOME 4550 Lamplighter Lane • $519,500

939 Camelot Drive • $569,900

ICE

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CARRIAGE DISTRICT HOMES 1021 Speed Street • $385,000

ICE

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www.4550Lamplighter.com

4 Bedroom, 2.5 Bath, 2298 SF Home on 10454 SF Corner Lot. Elegant Curved Driveway and Walkways Lead to Your Covered Porch and Double Door Entry.

PR

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802 Haslam Drive • $439,900

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www.939Camelot.com

Two Story Home with Cathedral Ceilings at Entry & Beautiful Diagonally Set Tile Flooring in the Main Living Areas. Sunny & Spacious 4 Bedroom, 3 Bath, 2733 SF Home Built in 1987.

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www.1021Speed.com

Art Deco Style Home with original oak hardwood and parquet flooring, an abundance of windows and light, coved ceilings and plaster walls, and a period wood-burning fireplace decorate the charming living area.

BRADLEY SQUARE AREA HOMES 625 El Acebo • $379,900

2508 Ellen Lane • $419,900

ED W

NE

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Built New in 2002, 3 Bedroom, 2 Bath, 1548 SF Split Floorplan Home on a 6098 SF Lot. Great Room Floorplan in the Main Living Area with Gas Fireplace, Kitchen Island with Breakfast Bar & Sliding Glass Door Access to Backyard.

2518 San Miguel Street • $375,000

520 El Nido Ct. • $369,900

LD

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www.2508Ellen.com

www.802Haslam.com Three bedrooms, 2.5 baths, 1834 SF home. Remodeled kitchen with custom soft-close cabinetry and stainless steel appliances. Hickory hardwood flooring, indoor laundry, craft room, double-hung windows, Rinnai tankless water heater, newer roof and furnace.

LOS CABOS HOMES

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www.2518SanMiguel.com

www.520ElNido.com

Corner Lot 4 bedroom, 2.5 bath, 2364 sq.ft. home with gorgeous engineered hardwood flooring throughout. Two living spaces; a formal living/dining room and an open floor plan in the family room, kitchen and breakfast areas.

3Bedroom,2Bath,1426SFSingleStoryHomeonaSpaciousLot.Attractive&Low-Maintenance Tile Flooring and a Fully Remodeled Kitchen with Custom Cabinetry, Silestone®-Style Countertops & Stainless Steel Appliances.

Built New in 1990, 3 Bedroom, 2 Bath, 1426 SF Single-Story Home on an Oversized 9148 SF Lot. Bring Your Green Thumb and Enjoy an Large Outdoor Space that You Can Turn into Your Own Private Paradise!

607 Tiffany Drive• $289,900

728 Central Avenue • $265,000

1234 E. Creston • $309,000

TWO BEDROOM HOMES 310 E. McCoy Lane #2L • $235,000

www.607TiffanyA.com

www.310EastMcCoy2L.com

Upstairs End Unit Condo Available at VA-Approved Oak Creek Villas! Built in 2003, this Lovely 1130 SF Condo Has 2 Bedrooms & 2 Full Baths.

No Monthly HOA Dues! Built in 1987, 2 bedroom, 2 bath, 1023 SF home with attached 2 car garage.

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www.728Central.com

www.1234Creston.com

Cute as a Button Bungalow District Home. Two Bed One Bath Home Built in 1937 on an R-2 Lot with Alley Access.

Originally a 3 bedroom home, now a 2 bedroom with an expanded living area. All ceilings and walls re-textured and beautiful arched doorways added to main living area. High end wood laminate installed throughout home, windows upgraded to dual pane. New kitchen cabinetry installed and butcher block countertops added.

CUSTOM PROPERTIES

3536 Drake Drive • $489,900 www.3536Drake.com CE RI W

NE

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Custom Tri-Level Orcutt Home Built in 1961 with 4 Bedrooms PLUS an Office, 2.5 Baths, 2590 SF, and a Park-Like Backyard Setting on Over a Third of an Acre (.36) Lot. County says granny unit a possibility.

R W AC VIE 83 W/

Private Peaceful 83 acre Ranch Retreat surrounded by a 14,000 acre Wildlife Refuge. The home was built in 1990 and includes a 1600 sq. ft. wrap-around covered porch to enjoy your views.

Includes six pastures, horse barn, stable, separate tack room, round pen, arena, hay barn and a shop.

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*Information deemed reliable but not guaranteed or verified by Broker.

Sweetwater Vista Ranch • $1,199,000 CH www.SweetwaterVistaRanch.com AN ER S

Lee Central Coast Newspapers | Friday, August 19, 2016 |

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5 Smart Ways Homebuyers Get Their Money Right APR? Important.

Quartz countertops?

Maybe not so much.

Sweat the big stuff.

Nancy Mattia CTW FEATURES

A12

| Friday, August 19, 2016 | Lee Central Coast Newspapers

No one wants to overspend when purchasing a home, whether it’s their first or fifth. The numbers are big. You may be borrowing tens or even hundreds of thousands of dollars. But keep economy in mind. You want to make sure you spend wisely and well and achieve your goal: monthly mortgage payments on a house you love and can afford. We’ve outlined six strategies that will save you money, help you avoid costly mistakes and strengthen your buyer profile to make you appealing

to mortgage lenders and sellers. Like most worthwhile endeavors in life, it pays to have a game plan!

1. Improve your credit score

Until you start thinking about buying a house, you might not know much about credit scores. But if you have a credit card, electric bill or student loan, for example, you’ve got a credit score, a threedigit rating based on details of your credit and bill-paying history.

Mortgage lenders use the score as one factor in deciding whether or not to give someone a loan. The most widely used score provider, FICO, uses a 300 to 800 scale. Scores above 720 open the door to the best rates on the market; below 630, and it’ll be harder to find a good rate,

or any rate at all.

To find out your score, get your credit report at annualcreditreport.com.

Review your score for inaccuracies and corrent them pronto.

To improve your score, manage your credit wisely.

Pay all bills on time. Keep balances on credit cards and other revolving credit low. Open new credit accounts only as needed.

Pay off debt, don’t just move it around On average, it takes about three months for a consumer who adopts better credit habits to see credit score improvement. Depending on the loan amount, a better credit score could help you reduce your monthly payment by $50 or $100.

2. Stash the cash

The more money you

put down when you purchase a home, the less interest you’ll have to pay throughout the life of the loan. A smaller loan also means your monthly mortgage payments will be lower.

Twenty percent of the purchase price is a standard down payment, says Painter. It also allows you to skip paying private mortgage insurance (PMI), which typically costs from .3 percent to 1.2 percent of the original loan amount, according to bankrate. com. That translates to hundreds or thousands of dollars you’d otherwise have to pay annually until you have 20 percent equity in your home.

3. Shop for a mortgage

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Gorgeous 2-story 4BR, 3BA home.

Remodeled granite kitchen with Viking appliances. Living room & family room each with fireplace. Plantation shutters.

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When it comes time to apply for a loan, do your homework. Loan costs can vary from lender to lender.

Rather than accepting the first loan you are offered, it pays to do some serious research on rates.

One big choice: a fixed rate or an adjustablerate mortgage.

With a fixed rate, your principal and interest payments will stay the same for as long as you have the loan. These loans are predictable. With an adjustable rate mortgage (ARM) your initial payments will be lower than with a fixed rate, but your rate

and payment can increase quickly. Choose carefully.

Get Loan Estimate forms from at least three lenders and compare them. Talk to the lenders about options available to you. Careful shopping can save you thousands of dollars over the life of your mortgage.

4. Find a great real estate agent

Choosing an agent is a lot like going on match. com. You find out a little about each other, chat or text then plan to meet. It’s exciting and you’re both hoping for a good outcome.

But don’t leave this relationship to chance.

Talk to friends, family and neighbors to get references to respected real estate professionals. Interview each one carefully.

A real-estate professional should understand your needs, your budget and your long-tem goals.

When your wish list bloats – Quartz countertops!

Walk-in closets! A fireplace in the master! – she can reel you in.

You want an agent who will lead you to houses that match your priority list head-on, that you can afford and where you could see yourself putting down roots.

A pro can help you navigate a competitive market with confidence.

Her connections with

local mortgage brokers, attorneys and home service providers can be extremely helpful.

5. Keep your eyes on the prize

The Dodd-Frank financial-reform bill enacted after the 2008 housing crisis requires lenders to verify a borrower’s ability to pay back a loan. But you need to get a grip on your own budget.

Crunch the numbers for yourself. Understand what you owe each month in debts such as car payments, student loans and credit cards. Download the Home Loan Toolkit at the Consumer Financial Protection Bureau website: consumerfinance.gov/ know-before-you-owe/ worksheets.

Discuss with your spouse or partner how much you are comfortable spending each month on a mortgage. Real estate professionals often suggest that up to 28 percent of a household’s gross monthly income can be allocated to housing costs. But do not take on more debt than you are comfortable with.

Your budget needs room for leisure activities and hobbies, too. If it’s a struggle to make the numbers work, you may need to look for a more affordable house. © CTW FEATURES

How to Be Your Own Property Detective Megan Suckut CTW FEATURES

Make wellbeing a priority Environmental quality – air and water quality – ranks as a high priority among community attributes, according to a poll of 1,200 adults by the Urban Land Institute. In the report, 87 percent of respondents – the highest margin – ranked this attribute most often, followed by access to fresh food (73 percent) and to parks (55 percent) Air and water purity, pollution and noise all factor into one’s sense of physical and mental wellbeing. Not investigating a potential home for these properties can result in dissatisfaction and lower quality of life while living at a home you’d intended to inhabit for many years to come.

Water quality www3.epa.gov/enviro/facts/sdwis/search.html Air quality https://www3.epa.gov/aircompare/ Air pollution alerts https://www.airnow.gov

Access to fresh food

Another key factor to consider: the distance to the nearest grocery store. A significant portion of Americans don’t live within walking of a supermarket in so-called food deserts.

USDA Food Access Research Atlas: ers.usda.gov/data-producs/food-access-research-atlas Check out the crime blotter It’s also important to take a look at the safety and security of the area. Will you feel comfortable allowing your children to play in the yard? Is there a high risk for vandalism? How would you feel walking to your car at night?

It’s often possible to find a great deal on a home in an up-and-coming area. “But if you’re not comfortable in your home during the time that the community takes to ‘come up,’ then it’s not worth the savings,” San Diego real estate agent Jason Cassity points out.

Local reports mylocalcrime.com Registered sex offenders www.familywatchdog.us Find some green space Wherher your dream home is in a crowded city or tiny town, sometimes you just need to get out of the house and sit on a patch of grass.

Finding the nearest park or public playground is an especially important consideration for families with young children.

Map of Play mapofplay.kaboom.org Your City Park Finder check your city’s website Check Into Healthcare

Be sure to check out nearby health care providers when doing your research. Not only do you want a hospital close in case of an emergency, having a general practioner, dentist and other doctors offices in the neighborhood can be very convenient.

Healthfinder healthfinder.gov Get-Around-ability Look into accessibility to local resources. A family with school-age children will want to ensure not only that there’s a school nearby, but that it has programs that align with the family’s educational goals and values. Have your eyes on a specific private or religious school? It helps to choose a home nearby, since many private schools do not provide transportation. Depending on your situation and lifestyle, you might want to situate yourself near a highquality healthcare provider, a bustling farmers market, or a park where you can let your dog off your leash. An avid outdoorsman might prefer to live near a lake where he could go fishing; someone who likes to go out for drinks with her friends might want to live a cheap taxi ride away from the party. Investigating the surroundings of your potential home can save future stress in adapting your lifestyle to fit your new residence.

Zillow zillow.com Trulia trulia.com Google Maps google.com/maps © CTW FEATURES

Lee Central Coast Newspapers | Friday, August 19, 2016 |

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Lee Central Coast Newspapers | Friday, August 19, 2016 |

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| Friday, August 19, 2016 | Lee Central Coast Newspapers

e Hom

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Easy living in Foxenwoods Estates. This 4 bedroom, expanded home offers over 3,000 sq ft of beauty on a small cul-de-sac. The kitchen offers newer granite, cabinets and appliances with ample storage. You’ll find a huge added on great room complete with wet bar off of the family room and a large inside laundry room with added on private office/work area.

Upstairs features an owner’s suite with two closets, plenty of counter space and a private bath/shower area. Great out door atmosphere with covered patio, built in BBQ, in ground $629,000 pool and side yard- great for kids or pets! RV area, too!

T type of property is rare! The one story, four bedroom home This features an updated kitchen, great family room and nicely sized bedrooms all on 1.25 acres. The attached granny unit has one bedroom, a kitchenette and a huge walk in closet. $640,000

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WWW.5866OAKHILL.COM

Exceptional 5,000 square foot Colonial home in the distinctive gated community of Oakhill Estates. Home features 5 bedrooms, 6 baths, and a 3 car garage all on a little over one acre of beautifully manicured grounds! $1,250,000

WWW.4701APPALOOSATRAIL.COM ThisWestrails home features 4 spacious BRs, 3 BAs, a guest quarters area with separate (downstairs) entrance. There is a large family room, game room, formal dining room, and the gourmet kitchen is complete with island and granite counters… and that’s just downstairs! Upstairs the master suite offers a dumb-waiter, cedar-lined closets, fireplace, remodeled bath & enclosed sun room. All this and so much more on the one acre lot, a 3-car garage, a garden area, horse corral and tack room. $859,999

acres + 3 n o

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This two story home features 4 bedrooms and the master er suite and guest bedroom/bath are downstairs! Enjoy the in ground ound pool, two stall barn and tack room along with an additional large shop/barn with an additional two car garage area and fenced pastures for horses. $775,000

Step back in time in the Historic Carriage District in this amazingly maintained home built in 1929. Over 4,000 sq ft of original features, arched niches, hand forged wrought iron and hand painted tiles. One bedroom and bath are situated downstairs off the oversized living room with Douglas fir beams and railings.The formal dining room has arched glass doors, original hard wood flooring and original light fixtures. Enjoy two entertaining areas - one downstairs and another upstairs complete with wet bar, dining area, fireplace and family room with a sweeping staircase entry. Upstairs you’ll find two master suites, one with its own balcony and mezzanine overlooking the family room. $769,000

Mid

armer h C y r Centu

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Beautifully remodeled 4 bedroom home in Pioneer Village.

Home features scraped and coved ceilings with crown molding and LED lighting throughout. Gorgeous remodeled kitchen with 5 burner stove and glass tile backsplash. Oversized master suite with travertine shower, granite counters and walk in closet. Backyard features built in gas BBQ and covered patio. $449,900

Tucked away inTepusquet you’ll find a move in ready 4 bedroom, 4 1/2 home situated on over 7 oak dotted acres with stunning hillside views from almost every window.

The kitchen offers gorgeous granite, incredible storage and a generous working island open to the family room, dining room and spacious deck. With a beautiful cathedral ceiling in the front living room and library, you’ll feel as though you’re at a mountain get-a-way. One bedroom and full bath is located downstairs and additional bedrooms are located upstairs --including two master suites. Enjoy sunny days floating in the in ground pool or under the stars in the hot tub. With an attached two car garage and detached shop, you can bring your hobbies with you. $789,000

This 3 bed/2 bath home oozes with charm. The centrally ally located kitchen features recent upgrades. Master bedroom oom and separate bath are situated on one side of the home, while secondary bedrooms and bath have privacy on the opposite side. Nicely sized family room with direct access to backyard entertaining. $339,000

ard! y k c a B Huge

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3 bedroom, 2 bath cutie on a large corner lot with circular drive, Beautiful vacant lot ready for a new home. original hardwood flooring and lots of charm! $300,000

C A L L 805 - 310 - 3505

$100,000

! ward A t i r ric Me Histo

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This three bedroom, 2 1/2 bath home has several projects started, it just needs your finishing touches! Remodeled kitchen with new cabinetry, appliances and lighting... it just needs flooring and a few items to finish it off nicely. Great location, lovely backyard. Indoor launder too. Good bones! $359,000

Lots! t n a c a 6V

This 9+ acre parcel has possibilities and is currently residentially 6 vacant lots available on Sunrise and Bradley Road. All lots must zoned! Other possible conditional uses include churches,, be purchased together. Call Wendy for additional information. schools, retirement centers.... Check with the county for $150,000 per lot. possible uses! Located at the west side of the bottom of the Bradley Dip. Price is $1,000,000

• “Exactly who you need to get exactly what you want.” • W W W. C A L LW E N DY. CO M