FOR BUSINESS STUDENTS BY BUSINESS STUDENTS
SEPTEMBER 2010 Issue II Volume II
the top 10:
tune in this fall
academic survival guide keep afloat this semester
do you have a plan? uofa healthcare exposed
ways to keep money in your pockets
Business Students Association
Business Students Association
Message from our Sponsor
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© 2010 Xerox Corporation. All rights reserved. XEROX®, XEROX and Design® and Ready For Real Business are trademarks of Xerox Corporation in the United States and/or other countries. Xerox Canada Ltd. is the licensee of all the trademarks.
Letters From the Editors Breanne Fisher
e d i to r
o you hear that?
Among the newly fallen leaves, the whispering gusts of a cold wind, and the harmonized chirps of departing birds, you realize: summer has officially come to a close. But, don’t despair! The new school year offers a plethora of opportunity and the Lazy-Faire is officially here to offer guidance along the way. Whether you need tips on the best spots to work out, reasons why (or why not) to participate in the University’s healthcare plan, or just need a reference for all your television–viewing needs, we have you covered. Start your school year the best way possible: flip the page!
“W e all agree that it’s
back to business.” J yot i L a m b a
e d i to r
o here we are, winding our way through summer’s bittersweet end. Whether you’re mourning the end of summer or, like me, looking forward to another year of attending events and meeting new people, we all agree that it’s back to business. While we will cross our fingers for a summer extended well into the autumn months, we all have to face the reality of a return to alarm clocks, public transport, traffic jams, and of course, the never-ending lines at the U of A Bookstore. Autumn has always been my favorite time of year. I always look forward to seeing fall fashion; students dressed in their scarves, pea coats and boots. Here at Lazy-Faire, we’ve been compiling an issue to help ease you back into your old routines. As author Walker Percy once said, “You can get all A's and still flunk life.” Nowhere is this truer than in the Faculty of Business. It is for this reason that you are encouraged to build your network of contacts by attending business events and add value to your degree through international exchanges and the co-op program. Here’s to a great year ahead of all of us!
FOR BUSINESS STUDENTS BY BUSINESS STUDENTS
On the cover:
the top 10:
tune in this fall
academic survival guide keep afloat this semester
do you have a plan? uofa healthcare exposed
ways to keep money in your pockets
Business Students Association
Back to Business
Tim Fung U of A Business Graduate, 2010 Retailing and Services Major
CONTRIBUTORS Editor Breanne Fisher email@example.com Editor Jyoti Lamba firstname.lastname@example.org Creative Director Farzana Allidina email@example.com Creative Director Sally Au firstname.lastname@example.org Creative Director Shirley Guo email@example.com Creative Director Brittanee Tomkow firstname.lastname@example.org Creative Director Karolina Zheng email@example.com Senior Contributor Breanne Pisani firstname.lastname@example.org Production Director Paul Kan email@example.com Photography Bryan Tran firstname.lastname@example.org
Business Students Association
Table of Contents
in every issue
LETTER FROM THE BSA PRESIDENT
international association of students in economics and management
PRIME RECRUITMENT 2010
SAF CONFERENCE FUND
INTERNATIONAL EXCHANGE destination : adventure .
ACADEMIC SURVIVAL GUIDE
inter-collegiate business competition
21 DAYS TO DEVELOP A HABIT
I HAVE A PLAN...OR NOT. uofa healthcare
CHOOSING A GYM: what works for you
PENNY PINCHING 101
health and wellness
a true undergrad story
no strings attached money towards conference of your choice
university of alberta marketing association
TOP 10 TV SHOWS THIS FALL
contributors Photography by Bryan Tran Elena I am definitely a travel bug. Any chance I get, anywhere I can go, I will pack my bags and hit the road/ train/plane. The exchange I discuss in my article was an exhilarating experience. Honestly, getting to travel and party while in school...who can argue with that? My advice to any first years: plan an exchange during your time at the U. You can go anywhere, do anything, and get credits to back it up. Need some tips? Start with my article. It will hopefully give you some good starting points.
Despite the decreasing rays of sunlight, I am looking forward to starting a new school year this September. I like the start of a new month or a new year because I always make new goals to do something different and exciting. I have a feeling I am definitely going to turn over a new leaf this fall!! If you are looking to make a change, check out my “Gym Reviews” article on the best hot spots to work out!
I spent the majority of my summer working, but still managed to enjoy a few weekend vacations and a few great nights out. September has kicked off, and with midterms around the corner, I can’t say that I’m exactly excited for the whole “studying” thing. However, I’m quite looking forward to all the great events that happen in October. September is the only month we can actually enjoy the outdoors while studying or just killing time between classes. Check out my “Academic Survival Guide” article for some great tips on how to handle the time you have.
Tammy Want to know a secret? If you’re a business student who wants to get ahead this year, Investopedia. com is a personal connection to a huge financial education resource! My article “What do Facebook & Investopedia have in common?” chronicles my experiences working for Investopedia in the Co-op Program. Check it out! My advice to first years: “Become the change…the future depends on what you do in the present.” – Gandhi. Push yourself this year and take a risk!
BSA Book Sale
BEA’s Nation to Nation Kickoff
JDC West Info Session
AIESEC Info Session
BSA Book Sale Ends
Classes Add & Drop Deadline
UAAC’s CA Dinner
JDC West Info Session
AIESEC Info Session
BEA Exchange Info Session
BEA’s Banff Trip Ends
ICBC Internal Round
AIESEC Info Session
JDC West Applications Close
BEA’s Banff Trip Begins
Program Bilingual Bachelor of Commerce Year 4 Major Human Resource Management
Minor Strategic Management and Organization
Photography by Bryan Tran Each month, Lazy-Faire features one student from the School of Business and asks them about their “time killers:” where they hang out between classes, what they do during their downtime and other things that interest them. The Bilingual Bachelor of Commerce is a unique program offered by the Alberta SoB. Can you tell us a little bit about it? Being a bilingual student means taking credits at the French campus at the same time as my senior business electives at the SoB. This translates to a lot of commuting from class to class. Despite having to juggle student life at two campuses, I am glad I made this choice because it will definitely give me an edge. A second or third language is a great asset in business especially because, in the future, I plan on pursuing a career in international entrepreneurship. But you’ve already taken a step towards entrepreneurship, right? Yes; my passion for using business to positively impact the lives of others has led me to start my own business. I now teach skincare and makeup artistry with Mary Kay Cosmetics Canada. The opportunity encourages building a successful, independent business while living a balanced life. As a Beauty Consultant, my competitive advantage is the convenience and personalized service I offer my customers. Women can purchase Mary Kay products in person or online through my personal website at www.marykay.ca/nancymoke. I would love to offer you a complimentary facial and get your opinions on our products. Where do you see yourself going with Mary Kay? My main goal is to become a Director by spring 2011. Achieving that goal means that I also earn my career car along the way! A great thing about working for Mary Kay is that you don’t have to wait for someone to say it’s time to move up - you can promote yourself at your own pace. There are no territories
and I am able to enjoy open-ended advancement opportunities. How about balancing a business with schoolwork? Is it affecting your grades? The great thing about Mary Kay is that it gives me freedom/flexibility in deciding when I work. I can decide how many hours that I want based on what’s important at the time. Time Killers: Twitter | twitter.com I love using social media! Although Facebook is great, Twitter is my new obsession. Once you get the hang of it, it totally becomes addictive. You can follow me on twitter at NancyMaryKay. (In)Courage | incourage.me This is one of my favourite blogs in the blogosphere. I’ve wanted to start my own blog about some cool topic, but totally do not have the time right now, so I’ve resorted to reading other people’s blogs. It’s a great place to connect with people all over the world. Urban Dictionary | urbandictionary.com Check this website out if you’re looking for a good laugh. It’s a user-maintained dictionary where users provide and vote on hilarious definitions. Would you like to be featured in the next Time Killers piece and participate in your own photo shoot? Drop us a line telling us why at email@example.com
the BSA President Letter from
Oh hi! And welcome to another year! I have a feeling it will be a rather epic one, and trust me when
I say that you don’t want to miss out. What’s so exciting, you ask? For starters, the magazine you’re reading. We’ve revamped our layout, jazzed up the content, and will be making it incredibly accessible for you. Through Lazy-Faire, as well as BSA Online, the 2nd Floor glass displays, Facebook, the BSA Blog, and the BSA office TV, you’ll be kept up-to-date on what’s happening in the School of Business. We have also brought back the very popular BSA Student Discount Card (free for all Business students!), the BSA Booksale in the Business Atrium, free food giveaways at Anti-Burnout, (first Wednesday of every month), and the usual social and academic events. Yet, we still did not feel like this was enough student life for you. So we’re introducing monthly Student Social Nights for everyone to come and hang out, and partake in some low cost, low key activities! But enough about the BSA and all our services; if you want to know, I trust you’ll go find out for yourself. I want to wrap this up by encouraging you to look around and recognize the various opportunities available to you in the School of Business. Don’t waste these chances to study and grow. Apply what you’re learning and add something more to your degree. Having a stellar GPA isn’t enough in today’s economy. What really sets you apart from the other 2,200 students getting the same University of Alberta Bachelor of Commerce degree? What will make your B.Com stand apart from the local colleges that now grant degrees? Being able to recite theories, define business terms, and do a few higher level financial calculations isn’t going to guarantee a spot in an interview process. So what will? I hope you take a proactive attitude towards the opportunities in the Alberta School of Business. If you want to get involved, go make it happen! Good luck, and enjoy the year! Lacey Suen President 2010-2011 Business Students’ Association 2-06 Business Building
New Additions to the Lazy-Faire Team! Brittanee I’m a 4th year Marketing major who likes long walks on the beach, getting flowers, and a good Cosmo (drink AND magazine). I come with only two obnoxious obsessions: my Blackberry and ‘Shop-aholism’. I come packed with personality, so if you need a witty one-liner, a dance lesson, or some fashion tips, I’m your girl! After working on many runway shows and fashion photoshoots, I’m eager to bring my design aesthetic from the runway to the pages of Lazy -Faire! Shirley I’m an Accounting major with a minor in Marketing. I have brought my design expertise to the Lazy-Faire in the hopes of gaining some new experiences and new friends. So far, I like the team, I like the magazine, and I loved my first year in business. Best wishes for your studies. This will be your year.
AIESEC is more than just an average student group on campus. It is the world’s largest studentrun organization. AIESEC was founded after the Second World War to help promote cultural understanding throughout a war-ravaged Europe and help prevent a third world war. Our values haven’t changed since then; today AIESEC provides the opportunity for students and recent graduates to work or volunteer abroad through international exchanges. Our Global Internship Program offers internships in the field of management, IT, education, and even social development. In addition, through the facilitation of our Global
You can contact us at: Phone: 780.492.2453 Email: firstname.lastname@example.org Office: Business Building 2-04H
Internship Program and events, AIESEC offers unparalleled leadership development experiences to its members. Through opportunities such as conferences, our members can meet other students from Canada and around the world. This gives you the ability to expand your social and professional networks on both the national and international level. This year, Edmonton is proud to host National Congress 2011 from December 30th to January 3rd! National Congress is an annual, intensive five day conference open to all AIESEC members. The focus of this conference is to develop the incoming executives for their roles in the upcoming year.
Watch Out for These Upcoming Info Sessions! Sept 16 – 3 pm Sept 21 – 3:30 pm Sept 22 – 3:30 pm Visit our website at www.aiesec.ca/edmonton for more information on how to join. 9
. k c a B s It' Donâ€™t
Join us, on wednesday, October 6th 2nd floor business in front of the bsa office for Anti-Burnout.
t u O s Mis
(aka free food giveaways)
Pick up the latest issue of Lazy Faire
BCOM. BE COOL. BE THERE. 10
Message from our Sponsor
Did you know: It takes 21 days to develop a habit
By Diana Wyley
Do you want to change a habit? Want to spend more time studying? Change takes an instant to occur and only a short time to develop. Your change goes into effect the moment you choose to change. Studies have shown that if you practice a new habit for an average of 21 days, it actually becomes easier to do. Here are three easy steps for changing habits:
Awareness: You must become aware of your habits. What is this habit exactly? How is this habit affecting you? How is this habit affecting others? For example, a negative attitude in class can affect not only your results but your fellow students as well.
Perseverance: You could convince yourself that breaking these habits is just too hard, but regularly visualize the rewards. Get support from others, especially other people who want to make changes in their lives. Try enlisting a study or work out buddy.
The Want: You must convince yourself that a change in the habit is worth the effort involved. Do you want to be at the top of your class? Really…what are you going to do to get yourself there?
Here is an example of the process of how to change a habit: Suppose you have decided that you would like to get to school earlier. The new habit you would like to institute is to wake up 30 minutes earlier. You will have to use self-discipline for the first few weeks, but gradually it will get easier. Habits are remarkable because they do not require thinking. Eventually, you will reach a time where you can just “do it” without a second thought. Diana Wyley Sourcing Specialist Talent Management Xerox Canada Ltd.
Interview With a Veteran Case Competitor: Joachim Chau What are the benefits of getting involved in cases? Case competitions are a fantastic introduction to real - world business scenarios. Cases push you to the limit. In my own experience, I have learned how to solve business - related issues, how to work under strict deadlines, and how to strengthen my presentation skills. How can students participate? Take advantage of BSA events like ICBC and AICC and look into joining the JDC team. As a first year rookie, you will be exposed to numerous practice cases and learn from seasoned professionals -- the JDC captains. Why should I take the chance? While at first it may seem like a daunting task, when you focus your efforts on the case and practice, no matter how terrible you feel you are, you will be rewarded for it in the future.
Not only is the experience extremely fulfilling, but so is the camaraderie that grows between participants. As a new business student,, AICC helped me meet many new, like-minded people, and today, some of these people have grown to become close friends. Had I never participated in case competitions, I likely would never have developed such close friendships, nor would I have developed the confidence I have when going into the business presentations. Looking back, case competitions were probably one of the most rewarding experiences in my first year of business. The experience, the friendships, and the confidence all made case competitions worth every second.
1ST Edition, September 2010
The University of Alberta Marketing Association is an enthusiastic student group dedicated to providing the business student body with fun social events and career development opportunities related to the field of marketing.
Welcome to the 2010/2011 UAMA! Welcome to the first edition of the University of Alberta Marketing Association Newsletter. Our intention for this newsletter is to compile all of the information we want to share with our members into one location. The newsletter will be sent out monthly to our members to keep them informed. If you are interested in becoming a member, feel free to fill out the simple form on our website, www.uama.ca, or email email@example.com. There are many benefits to being a member of the UAMA, including getting information regarding job and volunteer opportunities, networking events, discounts and more!
I feel honored to be a University of Alberta commerce student. Throughout my degree I have realized the amazing opportunities made available by The Alberta School of Business and have found that the more involved I am the more I benefit. My goal as this years UAMA President is to further connect the marketing student body through well planned and executed events and services. Our events will range from networking socials to charitable fundraisers, which will provide students with a wide variety of experiences. Marketing is a creative and constantly evolving field and I hope throughout your education and with the services the UAMA offers, you will realize the infinite opportunities this major brings! o
Fall Events Calendar Sept. Welcome Week Nov. Movember Charity Challenge Nov. Corporate Wine and Cheese
Check out the events page on our website, www.uama.ca, and page 2 for more information.
Julianne Fraser, UAMA President 2010-2011
Check out our website www.uama.ca! Questions? Contact your UAMA at: 2-04A, School of Business Building (780) 492-5857 firstname.lastname@example.org 12
1ST Edition,Edition September #, Date 2010
Our Events Welcome Back Week This three-day event will introduce the students of the School of Business to the UAMA for the 2010- 2011 school year. Keep you eyes out for the UAMA executive team as we put on events and giveaways.
Movember Charity Challenge At some point in all of our lives cancer has affected us. The UAMA is hosting an event as a part of a ‘growing’ movement for the awareness and fundraising of Prostate Health. Movember is a month long event, started in Australia, that now stretches around the globe, which challenges participants to grow a moustache (a similar challenge will be available to women) in support of men’s health and prostate cancer research. All funds raised during the event will be forwarded to the official Movember website, and a closing event will be held celebrating the fabulous mo’s worn by our participants, with prizes and acknowledgments made for best (and worst) “lip-wig”.
Want to get involved with the UAMA? We are always looking for help organizing our events. If you are interested in helping out please email email@example.com.
Corporate Wine and Cheese A crucial aspect of any business education is the ability for students to engage and interact in networking events. While there are many of these events offered by student clubs, we aim to hold an event that will directly benefit marketing students. Come ready to converse with potential contacts and employers.
We are also open for any ideas or suggestions you have regarding how we can improve our services to the student body.
Volunteer Opportunity The Let’s Talk Science Partnership Program at the University of Alberta is seeking a fundraising consultant. Tasks associated with this volunteer position include preparing a short brief and solicitation letter, and arranging meetings with university administrators. Benefits of the position include gaining experience and references in fundraising, as well as making a difference in the science literacy of young Canadians.
Look for more job and volunteer opportunities in coming editions of the UAMA Newsletter. If you know of a opportunity that would benefit other UAMA members, please send them to firstname.lastname@example.org
The ideal candidate will: -Have experience or interest in fundraising -Have strong oral and written communication skills -Be able to dedicate 10 hours to prepare the necessary documents and 1/2 hour a week to follow-up. This is a volunteer position but may lead to an honorarium if the fundraising drive is successful. Please signify your interest by 11:59 p.m. on September 30, 2010 to Stefanie Vogt and Eric Loo, Let’s Talk Science Site Coordinators, at email@example.com.
Entertainment As September rolls in, not only does a new school year start, but also many of our favorite TV shows! Despite a hectic schedule of classes, exams, and work or volunteering, students eventually find time to relinquish themselves to a long break on the couch. For your viewing pleasure, I have compiled a Top 10 list of the best shows to tune into this fall. So, let yourself go. If it’s only for 20 minutes, release yourself from the pens, pencils, calculators and any pervasive feelings of guilt. Give in to the unrelenting calls from your living room sofa, cozy up to your remote, grab a bag of nachos, and arm yourself with this Lazy-Faire guide for a quick reference to the best pleasures any television set can provide.
Grey’s Anatomy: Season 7
Thursday, Sept. 23 at 9/8c on ABC Romance, heartbreak, humor and moments that will move fans to tears is what makes Grey’s Anatomy still popular. After an intense season – ender, which included a gunman’s terrorization, season 6 ended with a loss of a few of our favorite characters. What awaits the doctors of the Seattle Grace-Mercy West Hospital this fall? Some suspect that season 7 will be the end of Grey’s Anatomy. Nevertheless, the premier is not to be missed as we will find out about Teddy’s new love and even a new marriage!
Top 10 TV Shows This Fall By Sally Au
Glee: Season 2
Tuesday, Sept. 21 at 8/7c on FOX Daring, saucy, and fill of wit; Glee is High School Musical for adults. As season 3 was already planned before the second even began filming, you know this show will be a must watch! Listening to the first season’s soundtracks and re-runs all summer, we’ll finally be able to add some new music to our playlists. Moreover, Kurt may have a new boyfriend!
House: Season 7
Monday, Sept. 20 at 8/7c on FOX House is a medical drama that continues to thrill and bring new and exciting plot twists to keep things shaken up. Last season ended with shocking scene of a kiss between House and Cuddy. Could this be another one of House’s hallucinations, or does he have a chance to be in a serious relationship and actually be “happy”? Either way, House will still be House: brilliant and nasty.
Thursday, Sept. 23 at 9:30/8:30c on NBC Todd Donovan, an American, has just been recruited to run a branch of his company in India. Without any knowledge of the culture or the language, he has a major task ahead of him. The plot follows his comedic attempts to find a way to sell American novelties, as well as take control of an inexperienced Indian call centre.
Big Bang Theory: Season 4
Thursday, Sept. 23 at 8/7c on CBS You can never get enough of this popular comedy sitcom! On the last episode of Season 3, Sheldon actually showed interest in someone of the opposite sex. Will this continue on to the new season, or will Sheldon continue to be completely clueless to women, while remaining adorable as his socially awkward self? Leonard and Penny on the other hand, will need to overcome the perils of new a new marriage and child. Just kidding, Bazinga!!
Gossip Girl: Season 4
Monday, Sept. 13 at 9/8c on CW Gossip Girl is exactly how gossip is, treacherous, dangerous, and scandalous. We all like to escape from reality and fantasize every once in awhile about rich people looking good while misbehaving terribly. That kind of escapism never goes out of business and Gossip Girl manages to deliver it perfectly with the newest fashion trends this season. Season 3 of Gossip Girl left us with many, many questions. Is Chuck dead or alive? Is Georgina pregnant with Dan’s baby? Anymore hidden one – night - stand relationships? Just WHO is gossip girl? Season 4 will be the key to all of our questions.
Lone Star (new)
Monday, Sept. 20 at 9/8c on FOX From the director of “500 Days of Summer,” this series is about one guy, two identities and two women. Robert Allen (James Wolk), the main character, is married to the daughter of a filthy rich oil tycoon in an attempt to con the man out of his money. However, his other identity, Bob Allen, has a sweet girlfriend in a small town. Robert is desperate for a real life but can’t let go of his con man charmer side. Talk about risky!
Castle: Season 3
Monday, Sept. 20 at 10/9c on ABC Are you a mystery or crime fan? If so, you will love Castle. Murder mystery novelist Castle follows the day-to-day routines of Kate, a feisty detective, to use her as a model for his novels. At the end of the last season, Kate and Castle ended up going their separate ways, will there be any sparks in their
How I Met Your Mother: Season 6
reunion this fall?
Monday, Sept. 20 at 8/7c on CBS It’s like Friends, but updated, funnier, and with more meaning. According to the executive directors, this fall “there’s going to be a Minotaur…[and] a Griffin. It’s crazy.” Crazy or not, this comedy sitcom is not to be missed and with five seasons under its belt, it has grown up and become a fan favorite. Will we finally meet Mother this season?
The Defenders (new)
Wednesday, Sept. 22 at 10/9c on CBS From the executive producers of CSI, this new drama follows two Las Vegas defense attorneys, played by Jim Belushi and Jerry O’Connell. Brash and charming, the two will fight to protect the little guys while engaging themselves with beautiful women and driving fast cars in Sin City. Veteran comedians Belushi and O’Connell guarantee a crowd pleaser!
Photo: Adam Battistessa, whose CGA designation led him to a position as Senior Advisor, Global Royalty Policy, Shell Canada Limited
Looking for the fast track to some great accounting jobs? CGA Alberta is bringing Employers to Campus with work-term and permanent placement opportunities that start January or May 2011.
CGA Employer Forum Mon, Sept. 27, 2010 University of Alberta 5:00 â€“ 7:00pm Mark your calendar! Details to follow.
PRIME RECRUITING 2010
More about the program... What we do: We are an investment management group at the School of Business, entrusted with managing in excess of $1.2 million of the University of Alberta’s Endowment Fund. As eight of our seventeen members are graduating this year and subsequently leaving the program, we are looking for 8-10 new students wishing to join PRIME. Upon admission, successful students will spend a year as analysts for a sector of their choice (Consumers & Healthcare, Energy & Utilities, Financials, Industrials, Info Tech & Telecom, or Materials) and become a manager of their respective sector in their second year of involvement with the program. Who we want: PRIME is restricted to majors in Accounting and Finance. Interest in portfolio management and various areas of Þnance is an asset as well. Although a 4.0 is not necessary for admission into the program, the GPA of applicants has historically been 3.2 or greater. We require a two year commitment – applicants will graduate in April 2012 or later. Members of PRIME are expected to perform regular portfolio management duties as well as attend every weekly meeting (Mondays, 5-6:30). Successful applicants must complete FIN 412 and FIN 416 before graduation. What you get: Completion of two years in PRIME will yield more than just two years of portfolio management experience. A wealth of experience is available to PRIME students from three areas – an extensive network of program alumni currently stationed in Þnance and accounting jobs country-wide, a group of knowledgeable mentors willing to give support and guidance in investment decisions, and our program manager, Gary Smith, who is regarded by all as one of the most valuable aspects of the program. This yearÕs PRIME group recently returned from a tour of many different Calgary Þrms, ranging from investment banks, to private equity Þrms, culminating in an alumni networking dinner. Members of PRIME also are able to register in and retain credit for FIN 436, which is restricted to PRIME members only and requires no additional commitment. The program is very well recognized among many employers. Former PRIME members work at a diverse range of Þrms including CIBC World Markets, BP Canada Energy Company, BMO Capital Markets, KERN Energy Partners and Morgan Stanley. The Recruitment Process: Recruitment for 2010 will open in early September. Admission to the program is based on a three step process. The Þrst step is to write a letter of intent. The second step is a Þnance-based interview, consisting of both technical and behavioral aspects. The third step is completing two research papers on topics which will be announced in early October. A decision on the new 8-10 analysts will be made by late October. For More Information: Visit our website at http://apps.business.ualberta.ca/prime/ or feel free emailing us with any questions about the program or recruitment for next year at firstname.lastname@example.org. From everyone in PRIME, we wish you all the best in your applications next Fall.
Health and Wellness
I Have A Plan...
Or Not Everything You Need To Know About Your U of A Health Care Coverage by Breanne Pisani The University of Alberta provides Health Care coverage for all current students. This coverage is automatically added to your tuition at a cost of just under $200 per year for undergraduate students. Health Coverage: What do you get out of it? The health care plan is administered through Sunlife and covers students from September 1, 2010 through to August 31, 2010. This includes coverage for health, dental, vision and travel. Prescription drugs: You are covered for 80% of drug costs with the dispensing fee capped at $5. This leaves you to pay the remaining 20%, as well as anything left over from the dispensing fee. Your total maximum for prescription coverage is $10,000. Health care practitioners: This includes a variety of specialists ranging from psychologists to chiropractors, naturopaths and even dieticians. This plan covers 80% of your total visit, but only up to $20 per visit with a yearly maximum of $300. Tuition insurance: In the event of disability or death, this insurance will cover 100% of tuition fees up to $10,000 and up to $1,000 for the cost of textbooks. Dental Coverage This plan will cover between 50-80% of dental costs. By visiting dentists that are on a preferred list, you can receive an additional 20% of dental coverage. Vision Coverage Eyeglasses and contact lenses: These are 80% covered up to a maximum of $100, but only once every 24 months.
Eye exam: These exams are 80% covered up to a maximum of $60, but only once every 24 months. Laser eye surgery: You are eligible for $150 off the procedure. Travel Coverage You are covered for up to a 120 day trip. That is a simple breakdown of what you are covered for under this plan. It’s also important to note that this entire plan is a reimbursement based plan. This means that you are responsible to pay for the entire cost up front, and then submit your receipts to get reimbursed for the covered portion. So now that you’re aware of exactly the health plan covers, you have the decision to opt- out of this coverage or to leave it as is and be eligible for of these benefits.
you may be paying for coverage that you don’t need
The following is a list of reasons why you may want to KEEP this coverage: 1. This health care plan is available to you at a cost of about $0.53 per day, which is significantly less than what you would be paying for a private plan of your own. 2. Although your parents may have coverage, if you are a part - time student or over the age of 25, you may not be eligible for any coverage under their plan. 3. Most health care plans do not include tuition insurance; however your tuition payments will be insured under this specific group. The following is a list of reason why you may want to OPT OUT of this coverage. 1. If you are still covered under your parents, you may be paying for coverage that you don’t need. If you also choose to pay for the U of A health care plan, make sure you are well-informed. If your parent or spouse has a plan that is covered through direct bill (i.e. you don’t have to pay any money up front or submit any receipts), upon adding this reimbursement plan, your secondary plan (the plan under your parent or spouse) also becomes a reimbursement plan, meaning that you have to send in your receipts twice. 2. It adds an additional cost to your tuition payments. 3. Unless your doctor or dentist is listed on the website’s preferred list, you will not be covered under their medical attention. If you choose to follow through with this coverage, it will be automatically added to your account on Beartracks without any direct involvement from yourself. If you do not wish to receive this coverage you can opt out by visiting www.ihaveaplan.ca and clicking on “opt outs” on the right hand side. This website will also provide you with any additional information you may need. The opt out period only lasts from September 1 to September 21, so keep that in mind when making your decision. *All this information has been found online at www.ihaveaplan.ca
Why, you ask? The day will be filled with great memories, super exercise, and maybe even some surprises! Take the chance to meet other first-years and bond with people in your cohort. If you love to dress up, this is your chance! Each team must come up with an innovative theme. Last year, there were zombies and ballerinasâ€Ś can you think of something better? Win Cohort Points! Last year, the winning team won tickets to an Oilers game. You can expect even better prizes this year!
What you need to know: The tournament will be on October 9th from 10am â€“ 3:30pm in the Butterdome. Sign up begins September 23rd in front of the BSA office Talk to your cohort captain to get involved!
My European Exchange By Elena Mager
Oh, Exchange: the often discussed venture in everyone’s university
career. Students who participate proudly reminisce about it as one of the most fulfilling times of their life, and say that they can’t wait to go again. Going on an exchange also looks pretty snazzy on a résumé. But, is all the hype true? Is taking part really all it is hyped up to be? Answer: yes. If you ever have the chance to go on exchange, GO!
focused on The Business Exchange Association is ng your helping you go on exchange and increasi nking, and international profile. The world is shri graduate, it is now within your reach. When you er of tohow will YOU define yourself as a lead morrow?
n on how and when Visit our website for informatio ial destinations, into apply, guides to many potent vel Award for going formation about our $1000 Tra h your degree and on exchange, how it will fit wit didate upon gradumake you a more desirable can ation.
ions, Quest ? Drop e Advic ur ro by fo Hours! Office
Mon-Fri 1-3 PM
As I have officially established that the rite of passage known as exchange is actually worth it, I will give you a breakdown of my experiences. I have also compiled some tips that you’ll find useful once you decide to cross a border (or a pond) yourself. Destination: China My first exchange experience was going to China last year with the Undergrad Study Tour (BUEC 444). The most interesting feature of the trip was the opportunity to witness China from countless perspectives and opinions. We attended lectures given by government officials, professors, and many executive business people. We toured the Great Wall, many palaces, the2008 Beijing Olympic site, as well as Tiananmen Square. We even had a karaoke night in Beijing and shopped the streets of downtown Shanghai. Overall, it was an amazing experience. Destination: Lille, France More recently, I have just returned from four months in Europe. This trip matured me in ways that one can ONLY achieve from going on exchange, and it was an invaluable experience that I will never forget. I went to study at the EDHEC business university in the northernmost part of France (1.5 hrs north of Paris, 30 min from Brussels). The study program ended up extending to only 2 ½ months, exams included, and then I travelled the rest of Europe for another month and a half. Fact: school there is very different from school here. If you go, you need to venture out for much more than two and a half months. In reality, your first two months will be spent simply settling into the new culture, and adapting to an entirely new comfort zone. There are so many things to become accustomed to: how to get groceries, the best public transport, how to stay healthy in a new environment, where the best places to party are, how class schedules work, and what is expected from you for exams. You will be bombarded with so much new information that the first two months are pure survival. Once the “survival portion” is over, it is likely that exams will be just around the corner. During this next phase, you may find that there isn’t enough time to fully prepare yourself – primarily because you only finally understood everything a few days ago. So, if you decide to go, make sure you go for longer. I would suggest at least four months. This will give you
adequate time to have settled in and feel much more under control. Another tip: live in residence. I rented my own apartment, which was great, but at times I wished I was closer to all the students. If university officials inform you that you cannot live in residence because you are studying for a limited time, I would disregard that. I learned that in the end, residence will grant everyone access, even if they state otherwise. Girls especially, although this may apply to all, make sure that you are aware of where you are going. At some point, you may need to walk home in the dark, either from class, or from a night out. Ask the locals how safe it is at night and if there are any streets you need to avoid. Be prudent and smart: you would definitely rather be safe than anything else. Travelling Europe, as I’m sure like any other continent, is a lot of fun. Grab yourself a good day-by-day walking book for cities, arm yourself with a map, and have an idea of your crazy adventure plans before hand. If everything important is sorted prior to your departure, spontaneity can be a lot more fun. In April, I travelled 22 cities, starting from Belgium, to Germany, to Hungary, back to Germany, and then Spain and Italy. Without any prior thought, this would not have been possible. Tip: first, pick the cities that you really want to see, and never give yourself anything less than three days to see each one. Next, map them out and plan out the most logical way to get from A to B. Finally, see what you can actually do with the time frame you have, and invest in a handy- dandy Eurail pass. You are set! Also, I found that if you are travelling by two, hotels can be much cheaper than hostels and will offer more security. The good cheap ones are from 45 to 60 Euros a night (sometimes cheaper), which is better than what you would pay for a hostel AND you have a private shower and a safe. www. Booking.com is a good reference for prices, and you can cross-check hotels with www.TripAdvisor.ca for their ratings and reviews. The best thing about going on an exchange is not only seeing all the different places and people, but witnessing a life that is so much different than that which you are accustomed to. Unless you leave your bubble, you will NEVER experience anything else. Also, you don’t have to take part in the idea “I’ll take a year off and travel, and then go back to school”. You can travel while IN school, and have just as much fun, only now, you have some safety net AND you can get scholarships to sponsor yourself. Also, you don’t break out of the academic routine that makes coming home so hard. Finally, if you’ve never lived alone before (like me) this will teach you more about yourself than you could ever imagine. For example, how do you cope with emergencies if you’re the only one you can depend on? In my case, I learned how to get myself to a hospital taxi-ing to the emergency room for three days. I figured out how to travel on four planes, AND come home without some of those important documents (although I don’t recommend it)! I ran around the city finding myself proper medicine and doctors, learned to cook some mouth-watering chicken, and deal with a school system that is so different from ours (I had to write 8 exams in three days!). Living on your own is one thing, but to be thrown in another country means you have just upped your maturity and the “I can handle anything” level tenfold. You will be so much richer because of it. There will be surprises at every turn: flexibility, adaptation, and sometimes a poker face, are key. Also, partying is a lot more fun on the other side of the ocean, so if you just want to experience that, you will be more than satisfied. Well there it is, a rundown of the major points of exchange, and hopefully they inspired some of you to break out from the bubble that we get into from living here, and take a leap for yourself. It’ll be one of the best things you’ll do. Have fun, travel, explore, learn about yourself, and of course, stay safe. You’ll end up never looking back!
Health and Wellness
Choosing A Gym: What Works for You By Sally Au
Freshman 15 Ever heard of the freshman 15? According to statics, since students eat so much fast food due to the large amount of time they spend on campus, they put on 15 pounds in their first year of university. What can you do to keep away from the freshman 15 or even the sophomore or junior 15 and stay fit?
Campus Recreation Classes The Faculty of Physical Education and Recreation offers a huge variety of fitness classes for everyone and as U of A students, we receive a student discount! From aquatics, cultural dances, cardio classes to wall climbing, there must be something that will interest you. Normally, classes are once or twice a week throughout the semester and about
an hour each class. One of the great things about joining a fitness class is that you will be taught by a qualified and experienced instructor. With small class sizes and a clean and inviting atmosphere, you will look forward to exercise every week! Registration is simple and easy. First contact Activity Registration Zone (780-492-2231) to receive your student pin and identity number. Then, go to www. activityreg.ualberta.ca and enroll in the classes online! Registration begins August 30 at 12:00PM. Register early as classes fill up very quickly!
Campus Clubs Looking to join a club instead of classes for more competitive fitness? The U of A has a wide variety of fitness clubs such as the badminton club, rowing club, Tae Kwon Do club, and fencing club. To find
Health and Wellness
Saville Sports Centre
Location: 6501-115 Street, University of Alberta South Campus Membership Cost: U of A Sudents & Youth $7.50 Daily $34.00 Monthly $111.00 4 Months $248.00 Annual Membership Benefits: 8 Indoor Tennis Courts • Fully equipped fitness centre • 9,000 sq. ft multi-purpose gymnasium • Gold Locker rooms with steam room, hot tub and towel service • Licensed “Balmoral Lounge” featuring: o closed circuit TV of all curling sheets o accomodates up to 350 people o food and catering services Website: http://www.savillesportscentre.ca
Location: WEM, WestMount Center, North Town Mall Membership Cost: • Regular Rate is $25.99. • Pay only $21.99 with limited online promotion. Membership Benefits: • Largest Ladies Only Area in Edmonton • Private Showers • Granite Counter Tops • Free Group Ex. Classes • Child care • Open 24 hrs/7 days a week • Climbing wall • Hot tubs • Squash/basketball court • VIP Lockers and Towel Service • Free Personal Training Session Website: http://www.goldsgymedmonton.com
Location: 5 locations across Edmonton Membership Cost: Young Adult Annual - $493 Monthly - $45 Daily Drop-In Pass - $15.50 8 Visit Flex Pass - $92.00 Membership Benefits: • Fully certified swim instruction • A variety of Drop-In Classes for all ages (aerobics, aquafit, yoga, indoor playground, child minding, etc.) • Squash & Racquetball Courts • Recreational Swim and Gymnasium times • Work-out Centre Orientation • Personal Program Design • 100 metre indoor running/walking track Website: http://www.edmonton.ymca.ca/
Location: 10 locations across Edmonton Membership Cost: • Basic student membership $29 bi-weekly + starting fee • Free 7 day trial membership to first time visitors. Membership Benefits: • Fully equipped fitness center • Locker rooms with steam room, towel service, and shower acessories (dryer, straightener, shaver, shower gel, etc) • Personal Trainer Sessions included • Pool and hot tub • A variety of Drop-In Classes ( Zumba, Yoga, aerobics, cardio, kickboxing, endurance, etc.) • Lounge with food and catering services Website: http://www.worldhealth.ca
a listing of all the clubs go to www.campusrec. ualberta.ca/activityclubs.cfm. Each club has its own membership fees and equipment fees. To join, simply just contact the email provided on the club page or show up on one of their meeting days.
University gym and pool With no extra cost, many fitness facilities at the Van Vliet Center are available for U of A students. Simply show your Onecard and you will have access to the Aquatic Center, Fitness Center, Gymnastics Center, Basketball and Volleyball courts, and dance studios. To book courts for any sport you must go in person and make sure you have your Onecard.
By Anna Leyva
Where’s my money?
1. Are you a current student? 2. Are you a current business student? 3. Are you a current business student at the U of A? If you answered “yes” to # 3, then the BSA has an opportunity for YOU. U of A SoB students have access to the BSA Conference Fund, which offers students reimbursements of up to $500 towards attending conferences around the country and world! We believe in well-rounded, dynamic, students. What better way is there to learn more about a specific industry, form great friendships, practice business-relevant skills and learn more about oneself, than to attend a conference? There is no better way. The Simple Process: 1. Research a conference that you´d like to attend or check out the “Conferences Database” on www. bsaonline.ca. You can find this database, as well as the “Competitions Database” (which inclusdes both Case and Business Plan Competitions), under the “Conf. & Comp.” tab. 2. Print out the “BSA CF Reimbursement Package”. Complete the package up to and including the Pre-Conference Application Form and submit it to the BSA office addressed: ATTN: Anna
Leyva. Copies of the BSA Conference Fund Reimbursement Package will also be available outside of the BSA office in a marked manila envelope. 3. Receive email confirmation within a week stating reimbursement approval. 4. Attend the conference. Goals: Learn, make friends and HAVE A GREAT TIME! 5. Fill out Post-Conference Application Form and drop it off at the BSA Office (with mandatory receipts), with the following: ATTN: Anna Leyva. *Please note: All documents and relevant information can be accessed through www.bsaonline.ca.* The Fine Print: 1. The BSA Conference Fund can only be used to reimburse conference related expenses. For competition related expenses, students should contact the Undergrad Office. 2. Students can access the BSA Conference Fund only once per school year and only the following expenses will be approved (to a maximum of $500 per University of Alberta business student, per school year): • Delegate Fee - 100 % •Travel Expenses (if not within in Delegate Fee) - Flight/Bus Tickets - Up t0 50% • Accommodation (if not included in Delegate Fee) - Hotel/Motel/Hostel - Up to 50% 3. Conferences hosted by the U of A are not eligible for reimbursement (i.e.: RMBS). 4. Approval is granted on a first come, first serve basis. To ensure a spot, it is the student’s responsibility to complete the necessary research and paperwork in advance. 5. Inappropriate or unprofessional delegate behaviour gives the BSA the right to revoke reimbursement (see Pledge and Code of Conduct, page 2). 6. Approved expenses will only be reimbursed if accompanied by respective receipts that clearly list student name and expense amount. 7. To receive reimbursement, students must fill the post-conference form with approved expense receipts to the BSA office (2nd floor, Business Building), within 14 days of conference return date.
What do the students say? Re: Queen´s Sports Industry Conference (Kingston, ON) “This conference allowed me to expand upon my degree in an area that isn’t very developed at the Alberta SoB. I love the sporting industry, so the opportunity to listen to people who understand the business better than I do was very rewarding.” - Andrew Purschke, 4th year Accounting Re: John Molson Sports Marketing Conference (Montreal, QC) “[John Molson] was the perfect introduction to the conference world - blending fun networking opportunities and interactive breakout sessions with some sightseeing in beautiful Montreal. The speakers were all incredibly entertaining while also educational. - Breanne Schroder, Marketing Alumnus, Graduating Class 2010 Re: LIVE Conference (Toronto, ON) “The LIVE Conference was truly unique in that it brought together multiple facets of business and a variety of different disciplines. Last year, my team and I were challenged in a real world business simulation to create our very own airline and achieve the highest level of profitability possible. Not only was this a great opportunity to learn and make lifelong friends but to expand my business network as well!”- Kurtis Letwin, 3rd year Accounting Questions? Contact Anna Leyva, BSA Conference Fund Director, at wheresmymoney@ bsaonline.ca
Get Ahead Or Stay Behind: It happens every year: September starts and the school year gets rolling. Before you know it, you are behind in your reading, you have assignments due in every single class, and to top it off, midterms are around the corner. If you’re anything like me, it still feels like the summer holidays and perfecting your tan is infinitely more important than opening up a giant text book. Suddenly, you find yourself back in an old routine: the chapters are piling up, your assignments are completed the night before they’re due, and you are up all night cramming for midterms.
mic e d a c A l a v i v r u S Guide
Every student is advised the same inherent wisdom from every professor: stay on task with the readings and do all the homework questions, both the recommended ones and the additional problems (but really, if we should do all of them why not make them all recommended?). You always hear that studying well in advance is better than cramming, and that each hour of lecture should be worth three hours of home “study.” But realistically, is that even possible? And if it is possible, is it worth it? Sure I would love to have the motivation to be so far ahead of the game. But if you’re anything like me, you may find yourself struggling to find a balance between life and school. I can’t say that I’ve mastered it just yet, but I would like to share a few of my ideas of finding success without sacrificing too much of your social life.
by Breanne Pisani 1. Use your spares. It’s amazing how much work can be done in an hour. It’s also amazing how easy it is to waste that hour grabbing lunch or chatting with friends. Even if you only have one hour a day, that adds up to 5 extra hours per week. After which, perhaps you now have enough time for dinner and a movie? 2. Wake up early. Most people enjoy starting classes later to sleep in. However, starting late means finishing late. This choice will leave you limited time in the evening, especially if you have other commitments in the evening. Wake up an hour earlier every day, get to school early and start working. There’s another 5 hours of work.
3. Make proper use of your weekends. Let’s face it. No one likes to do homework on a Saturday or Sunday, but there isn’t always a way around it. Whatever you do, don’t leave it until Sunday night. Try to get some work in Saturday morning, even if you need to wake up a little earlier than normal. You can get a few hours in without it taking over your day. Just like that, you have 12 extra hours of studying a week without having to sacrifice too much. Those 12 hours may become extremely useful when finals roll around and you have actually kept up during the year. But at the same time, perhaps a little extra rest will help you to stay motivated throughout the day. Whatever works, find and stick to a routine that is successful for you!
What Facebook and Investopedia Have In Common The “Co-op Experience” and a Web 2.0 Secret for All Commerce Students By Tammy Wong To be honest, I never imagined I would actually “get paid to go on Facebook.” After learning about the significance of social media in the rising emergence of Web 2.0, I initiated and created two marketing plans within 4 months. Working with the product owner of social media, I compiled research, designed various experiments to analyze our target market, and eventually developed a marketing plan to increase our brand value and leverage our brand exposure through existing online communities. This is the first summer in the last 3 years that I have stayed in city of Edmonton for more than a few weeks. What encouraged me to stay was the opportunity to gain a hands-on experience in the “North American” corporate environment. Taking on the role as a Communications and Marketing Assistant for Investopedia, I saw several areas to expand my potential. In fact, my job title was modified and I became a “Web Optimization Analyst” half way into my term! The Co-operative Education Program allowed me to indulge in the prospects of enhancing my “competitive advantage” – and that, it did! For those of you considering applying – do it! In today’s fast-paced world of innovative growth emerging from all parts of the globe, a B.Com just might not be enough anymore especially when you begin to consider our versatile economy. While I’d love to engage in more philosophical talk, I think it’s more interesting to hear about my experience working at a former Forbes’ subsidiary and getting a sneak peek at what happens behind the scenes at an internet company. In August, Investopedia was acquired for $42M by ValueClick, “one of the world’s largest integrated online marketing services companies” listed on the NASDAQ. The corporate culture has not changed, nor has much of the company’s structure. Investopedia is the premier academic source for free financial information, boasting a user-base of over 2.2 million. As one of the top business education websites in the world, its comprehensive platform includes: a financial dictionary of 11,000+ terms, step-by-step tutorials outlining economic and business concepts, articles on popular business topics, and a collection of short videos explaining business terms. Most popular among students are the CFA practice exams and the two trading simulators, which allows users to “play the (stock/forex) markets,” risk-free with $100,000, trading stocks or currency pairs in a virtual environment.
My involvement with the company was diverse and I sat on two teams. Being a marketing student, I was enthralled by the extensive exposure to finance and the ability to influence (literally) millions of people. Some of my daily tasks included: updating numerous Excel spreadsheets (i.e. inventory management), using HTML to compile online newsletters, searching for plagiarism, and scheduling posts on both Twitter and Facebook. I not only had the opportunity to interact with financial analysts, but also managing editors, communications specialists, and software developers. One highlight working at Investopedia was the opportunity to initiate my own ideas and develop marketing plans with the support of my colleagues. Another highlight was the contribution I made to the company. Seeing my ideas turn into reality and knowing I was impacting people from all over the world allowed me to gain a huge sense of personal satisfaction.
The Co-op experience is what you make of it. If you’re up for challenge or simply want to gain a better understanding of the corporate world, I strongly encourage you to do an internship or apply for the Co-op Program.
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Get Involved! Case Competitions for All
Quick Fact: Case competitions offer students the opportunity to develop their problem-solving skills, to meet and network with other competitors and executives from around the world, and to enhance the value of a business degree. Take a chance… try one out!
ICBC: Friday, October 1 (9 am – 5 pm) The Inter-Collegiate Business Competition is Canada’s premier undergraduate business case competition. There are eight different events in which students can choose to compete in: Accounting, Business Policy, Ethics, Debating, Finance, Human Resources, Marketing, and Management of Information Systems. The Internal Rounds will lead to the selection of teams representing the U of A in the preliminary round of ICBC. If teams successfully advance from the preliminary round on to the final round, they will be met with an exhilarating four-day long event. The Final Round provides competitors the opportunity to test their knowledge in a highly competitive case, as well as socialize and network with other competitors, volunteers, and sponsors.
How to Participate Sign-up will begin at the BSA office on Monday, September 27 and run until Tuesday, September 28 at noon
Case Lunch and Learn: Friday, October 15 (12 am – 1 pm) The Case Lunch and Learn is launched as a service that allows students to increase their confidence toward their business case presentations. The service also provides first-year students the opportunity to practice and hone their presentation and analytical skills for Business 201. Gain direct exposure to a professional case, take part in an open - question period, and gain an invaluable advantage over your classmates. Look for more information in our October issue!
Health and Wellness
Penny Pinching 101: How to Save your $$$ This Semester By Jyoti Lamba It’s that time of year again, folks. Yes, it’s September and chances are you’ve just emptied out your pockets for tuition, textbooks and various other back-to-school supplies. Sure, there are some obvious ways to save money this semester: carpooling, making your own meals and taking shorter showers, but here are a few unfamiliar ways to save money while helping out the environment.
Why this helps the environment: Every time you open the fridge door, some of the “cold” escapes and raises the temperature of your fridge. It then has to use more energy to lower the temperature again. But if the fridge is full, the “cold” in your food and water won’t escape as easily.
Don’t pay your own utilities? Here are some other ways you can save a few pennies this year:
Dropping bricks in the toilet
• Use your BSA Student Discount Card (free to all business students) to save money on campus and all over the city this year. • Instead of paying to rent DVDs, borrow them from the Edmonton Public Library. They may not have the quantity that Blockbuster does, but they do stock recent releases. • When you go grocery shopping, make a list at home and stick to it! That way, you’ll be less likely to impulsively pick up things you don’t really need. • Buy and sell your books at the BSA Book Sale, held in September and January.
What? No, this is not a euphemism for taking a crap. It’s simple. Open up the tank of your toilet and place one or two bricks in it; away from all the moving parts. Don’t have a brick handy? No problem. A sealed glass or plastic jar of water and rocks will work just as well. Why this helps the environment: Toilets have a mechanism in them which tells them when to stop filling with water once it reaches a certain level. Using a brick displaces the water and reduces the amount that is needed for the toilet to reach that level. Why this saves you money: Taking the dimensions of a standard brick and converting it to volume gives roughly one liter. This means that every time you flush, you’re saving one liter of water. Even if you live alone, you probably flush at least twice a day. That’s saving at least 730 liters per year, which will certainly cut down your water bill.
Keep your fridge stocked What? Won’t this mean you’re spending more money? Actually, your fridge and freezer use less electricity to maintain the cold when they are full. So even if you fill your fridge with bottles of water, it will help you save money.
are subjected to the washer and dryer on a regular basis tend to fray more quickly and don’t last you as long. So by hanging them, you will also increase the life of your clothing, meaning you won’t have to replace them as often.
Why this saves you money: Using the extra (reusable!) water bottles allows the fridge to maintain its temperature more efficiently which will translate to savings on your next energy bill.
Hang ‘em out to dry What? Your clothes, of course. This one may be a little more time-consuming but pays off in the long run. If you run your wash overnight, before you head out to school, hang your clothes over your shower curtain and tub. That way, they’ll be dry by the time you get home and you won’t even know the difference. Why this helps the environment: After the fridge, the electric clothes dryer generally uses the most energy of all household appliances. So even if you do two less drying loads per week, you’re helping reduce greenhouse gases. Also, using the dryer means using fabric softener sheets which you will need less of by hanging your clothes. Why this saves you money: For starters, you’re not using your dryer as much, which saves electricity, which in turn, saves you money. But clothes that
Do you have other great tips to save money? Email us at email@example.com or post your ideas on our Facebook page (Lazy-Faire Magazine).
Just for Fun
Coffee Break Kakuro puzzles are similar to crossword puzzles but use numbers rather than words. The aim of the puzzle is to fill in all the blank squares with the numbers 1-9 (without repeating) so that they add up to the corresponding clues.
Happy Birthday Virgos and Libras! A birthday shout-out to BSA members: Jordan Iverson – September 24th Paul Kan – September 26th Virgo (August 23 – September 22) This month, you will be a money magnet. You may find cash hidden in desk drawers, in public toilets and maybe even attached to some gum on your shoe. The only problem is that this money happens to be obscure currencies like the Iceland Krona, the Brazilian Real, and the Indian Rupee which aren’t worth very much.
Hint: Some numbers have unique combinations (i.e. 4=3+1, 7=1+2+4 etc.) while others have multiple combinations (i.e. 10=1+9,2+8,3+7,4+6). The more you play kakuro, the sooner you will begin to master all
Libra (September 23 – October 22) Try to avoid confrontation at all costs this month. Beng peaceful will allow you to claim innocence when you play evil practical jokes on your friends.
the combinations. Good luck!
Scorpio (October 23 – November 22) Everyone knows better than to mess with a Scorpio. You are fierce, strong-willed and extremely jealous. If someone were to find an assignment shredded to bits or their car keys melted down, they can likely attribute this to an act of Scorpio revenge.
Aquarius (January 20 – February 18) You may find out that, during your last operation, your doctor left behind some gauze and a scalpel. Don’t worry though, my cards tell me that they’ll soon pass through. Pisces (February 19 – March 20) You have a vivid imagination and often believe that you are being followed by the FBI or CIA. Too bad you live in Canada and CSIS (Canadian Security Intelligence Service) consists of two people – and neither of them is following you.
Sagittarius (November 23 – December 22) Jupiter’s moons may instill some werewolf-like qualities in you this month. My advice to you: Keep a razor in your pocket wherever you go and stay away from those Team Edward crazies.
Aries (March 21 – April 20) This month, people may run away from you. Literally. It’s because there is something blocking Uranus.
Capricorn (December 23 – January 19) You will find yourself able to charm yourself out of any situation this month. So take this opportunity to spill coffee on your boss’ Hermès tie or rob a bank.
Taurus (April 21 – May 20) My crystal ball is smashed beyond repair. You’re in luck though. I do see bits of your future and it looks bloody. Whether or not it’s your blood, I’m not certain. Actually, it might not be blood at all, but a red sock.
Gemini (May 21 – June 20) Most astrologers agree that Geminis are born with a natural duality. This is, however, often mistaken for schizophrenia. Consequently, don’t be completely surprised if you wake up in a mattresswalled room and a straight jacket. Cancer (June 21 – July 22) You are hot, hot, hot this month! Everyone wants to be your friend and members of the opposite sex fawn all over you. Take advantage of this while it lasts – they are likely to come to their senses soon. Leo (July 23 – August 22) Last month, we told you that you would be spanked by a stranger. Unfortunately, your luck hasn’t improved much. You will be given a lot of bad advice in September and it’s your job to separate the bad from the ugly. As long as you don’t listen to anyone whose name begins with S, we anticipate that you will be alright. *Events are purely coincidental and the Lazy Faire is not liable for any occurences.
ai Clubs F
Going in for the kill.
Take the Plunge.
ympic l O t r o