Finance EF E ZAHOS s a money comme Canstar and C
Your 2022 finance workout If you’ve made a New Year’s resolution to become the best financial version of you, this simple money checklist could help you achieve your goals. 1. Review your spending
Run a ruler over the services you pay for.
The best way to start the new year is to review where your money went last year. This can be as easy as printing out your online bank statements and highlighting your expenses. What you’re looking for here are answers to these questions: • Did you overspend in some categories? • Is your spending in line with your goals? • Do you have too many discretionary ‘tap and go’ purchases? • Do you need to review some of your household bills? • Do you need to make any changes in the new year?
Take car insurance, for example. If you’re not using your car very often or only drive short distances you could cut around $100 annually off your premiums with an insurance policy that rewards low usage. Sometimes these are called pay-as-you-drive policies, but they’re not your only option. You can DOVR ˋQG FDU LQVXUHUV WKDW RIIHU ORZHU premiums to people who drive less.
176
The Australian Women’s Weekly
2. Download one money app to help you save or make money Whether you’re looking to save some money at the bowser or track your
cash as you spend it, there’s an app for that. Here are a few ideas to get you started: You want to save on groceries ... Half Price This is essentially an online catalogue and, as the name suggests, it tracks down everything that’s 50 per cent off at Coles and Woolworths. Liquorland and BWS specials are usually included too. The specials get updated every Wednesday morning. You can ‘favourite’ the ones you want to buy to create a shopping list to consult when you head to the supermarket. You might also like: Frugl and ShopFully.
