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If bank make the procedure of keeping up-do-date information but in some case there some case of rescheduling the total procedure is reversed so it’s high to maintain current and updated system of accounting.
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Lacking of co-ordination among the various departments.
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Lacks of eagerness to devote themselves for bank because of lower benefits are given to employees.
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In spite of BSB’s problem in financial condition, it helps in various social, cultural development of the country.
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Sometimes BSB helps more by giving more additional financing to project.
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Project rehabilitation is the criteria of BSB that revive the sick project.
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Complex judiciary systems.
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Contribution to the GDP is remarkable through industrialization process. 25) Help in implementing the projects.
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Giving advice about the projects function for their future success.
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Contribution of BSI3 is highest in the industrialization of Bangladesh though there’s some problem.
7.2 Recommendations: In this situation I recommended some points that will help BSB to overcome some their problems. The recommendations are as follows: •
Loan appraisal procedure is time consuming and to some extent project plan become irrelevant after getting the loan. Since all the procedure is completed so he is hound to take this loan because some expenditure already been incurred (sunk cost). As a result loan recovery may slow and some time difficult. My suggestion is that BSB should rearrange appraisal procedure so that the entrepreneur can take loan within short period of time.
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BSB should avoid unnecessary political interfere that becoming outside the bank. Political problem of our country is a major problem now. If it influences the banking activity then it must create new problem no doubt.
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BSB should give more concentration on physical investigation before issuing loan. However project appraisal should be strict so that nobody can use its loopholes.