Lake Currents February 24, 2023

The Official Newsletter of the Lake of the Woods Association, Inc. Vol. 20, No. 21

540.972.2237

LOWA.org

/LOWAssociation

Fitness Center News

by Kimberley Toone, Community Operations Manager On Feb. 11, our LOWA Fitness Center team held an open house for all Lake of the Woods members. We had 78 members come out and join us at the center where staff, instructors, trainers, and a nutritionist were on hand to meet and greet, give tours of the center, and do demonstrations. The Fitness Center Committee was also on hand to answer questions on what they do and how to become a volunteer.

Our Fitness Center Specialist Jeremy Fitness Specialist Jeremy Jefferson gave a very informative Jefferson gives a Kettlebell demonstration on Kettlebells and showed demonstration. the community how to use the different pieces of equipment and the different types of workouts they can be used for.

We gave away 19 door prizes, ranging from tumbler cups to free fitness classes, yoga therapy sessions, 3-day passes, and a free trial membership.

Now is a great time to check out the Fitness Center. Come by for a tour, buy a daily member pass to see if you like it, or purchase a half-price membership good through April 30. For more information, please contact communityactivities@ Photos by Alex Barch Yoga Instructors Dawn Watson lowa.org or call Member Services at 540972-2237. (front right) and Traci Nicol If you were not able to come out on (front left) explain to interested Feb.11, stay tuned, because community members the different styles of activities is looking to do another open yoga available at LOWA. house sometime in the fall. In the meantime, if you would like additional information on how you could audit one of the classes or would like a tour or further information on any of our equipment, please email communityactivities@lowa.org or stop by the Fitness Center, Monday through Friday from 3 to 9 PM, and ask for Jeremy.

February 24, 2023

Treasurer’s Report

by Walt Diercks, Treasurer, LOWA Board of Directors It’s been three months since my last Treasurer’s Report.

We are now only three months from the end of LOWA’s current fiscal year, which will end April 30. Inflation and staffing issues have continued to have adverse effects on LOWA’s finances and its ability to provide services to its members.

This means continued challenges both for this fiscal year and for the next fiscal year beginning May 1. Inflation from April 2021 through January 2023, as measured by the Consumer Price Index, is up over 12 %, while the member assessment in this fiscal year’s budget (FY22/23) increased 6.2%. This means that our member assessment income is lagging almost 6% behind inflation with three months of the fiscal year remaining. This lag not only has made keeping on budget this fiscal year difficult, it means that next fiscal year’s budget reflects some of the cost increases which occurred during the present fiscal year. I will first address third quarter results and then provide some additional information on next fiscal year’s budget and assessment.

The bottom line of the third quarter results is that, despite inflation and staffing challenges, LOWA is still projected to finish at break even. Our amenities as a group (the Equestrian Center, the Pools, the Fitness Center, Communications, Community Activities, and Golf Operations) are performing close to budget expectations. However, the Clubhouse and Fareways continue to have significant negative variances from budget. This is consistent with national trends showing that restaurants are being challenged by rising costs, staffing issues and consumers reducing their discretionary spending. The restaurant negative variances have begun to narrow, and an aggressive plan is being implemented to improve the financial performance of both restaurants. It appears that staffing is beginning to return to past norms and an expansion of operating hours at both restaurants should occur as we move into longer daylight hours and spring.

New Construction & Renovation Fees collected through January 2023 this fiscal year amount to $353,116 and as of Jan. 31, 2023, the NC&R balance of uncommitted funds is $320,370. $300,000 of the NC&R fees collected this year have been allocated to provide support for next fiscal year’s budget, leaving a modest uncommitted balance going forward. As I cautioned in my last Treasurer’ Report, LOWA is approaching “build out” of the relatively few remaining undeveloped lots and we realistically cannot continue to expect in future years that NC&R Fees will provide the level of funds they have in the past. The recently established Ad Hoc

See Treasurer's Report on p. 3

The LOWA Annual FY23-24 Budget has been approved.

For more information visit www.LOWA.org/Budget Look for the Budget-in-Brief feature in the March 10 issue

President's Letter 2 Board Agendas 2, 6 Association News 2 - 10 General Manager 3 Board Minutes 3 Financials 4-5 Calendar 7, 8 Viewpoints 14 Orange County 17 Classifieds 18 - 19 Employment Opportunities 19

Mon., March 6 LOWA Special Board Meeting for the purpose of a Retreat 9 AM, Clubhouse Wed., March 8 LOWA Regular Board Meeting 2 PM, Community Center, Zoom

Mon., March 13 LOWA Special Board Meeting Wake Boat Study Results and Watercraft Insurance 7 PM, Community Center, Zoom LOWA Website Links TEKControl (Visitor Management) LOWA.ORG/TEKCONTROL

See page 21

Association News Lake Currents February 24, 2023

President’s Letter

by Teri Vickery

The budget for the fiscal year 2023–2024 has finally been approved! The assessment has been set at $1,970 per lot, a $124 (6.7%) increase over this year’s assessment. The Finance Department will begin preparing assessment letters, which you will receive in the mail sometime in late March. Early boat registration will begin March 13. You can pay your 2023-2024 assessment, along with the annual fees for any amenities that you use, beginning April 1. All assessments are due by May 1. If you cannot pay your assessment in full by then, please contact the Finance Department and they will set you up with a financing plan that works for you. Again, my thanks to everyone who participated in this process, including all LOWA staff, all Directors, all committee volunteers, and all members who provided comments and suggestions. We can’t please everyone, but we did our best to consider everyone in our efforts to make decisions that we believe are best for our members and our community.

Many of you have probably heard of FiberLync by now. If not, FiberLync is Orange County’s fiber optic network. That means that FiberLync can be an alternative to your current internet provider. Initially, the Board signed an agreement to allow FiberLync to lay cable in portions of Sections 7, 9 and 10.

To date, the Board has voted to allow FiberLync to lay cable in all of Sections 6 through 12. LOWA is currently working with FiberLync to finalize the details that will allow FiberLync to lay cable throughout the rest of Lake of the Woods.

LOWA has assigned a special project inspector to work with FiberLync to ensure that any problems are resolved immediately. If you notice something wrong or have a concern, you can contact LOWA’s Maintenance Department at 540-9722211. You can also send a Maintenance Inquiry – the form can be found on the LOWA website (www.LOWA.org) under the “Contact Us” tab on the front page.

I’m sure many people are curious about how well FiberLync works, so please read the article on page 11 where a member in Section 7 is interviewed about his experience switching to FiberLync. If you want to pre-register for FiberLync’s fiber optic internet service, with no commitment on your part to subscribe, you can do that on their website at www.fiberlync.net under “Check Availability.”

FiberLync does not provide cable TV service but, if you want, they can help you to “cut the cord” and watch TV by streaming. Their website describes package options and walks you through how to select a streaming package that works best for your needs and watching preferences (under “Streaming TV”). You can also call FiberLync at 540-360-0585 if you have any questions and you can call 540-346-4188 if you need technical support.

I mentioned fences in my Jan. 27 letter. ECC representatives attended the Feb. 15 Board meeting and explained their various proposed amendments to Regulations V and XVI, including the proposal to expand the current dog pen to a dog run/play area. The discussion was long but very productive.

The Board will consider whether to send all or portions of the proposed amendments to the Rules Committee and legal counsel at the March 8 Board meeting. To repeat what I’ve said before, I encourage all members who have an interest in the topic of fences, pro or con, to send an email to the Board at Board@LOWA.org, talk to a Board member or attend the March 8 Board meeting. It is also likely that we will open a member comment period to provide another means for members to voice their opinion on this sensitive subject.

Lake of the Woods Association, Inc.

Special Meeting of the Board for the Purpose of a Retreat Agenda (Tentative) March 6, 2023 9:00am, Clubhouse 9:00 AM Call to Order 1. Open Session* 2. Meeting Notice and Quorum 3. Approval of Agenda 4. Member Comments 5. Board Goals Status Report 6. Working Together (Board, Committee, Staff) 7. Thinking Ahead A. Finance B. Capital Projects C. Vision/Mission/Overarching Goals 4:00 PM 8. Adjournment *Board may decide to go into Executive Session.

Members of record may record any portion of this meeting so long as (1) you first notify the President for an announcement before you begin and (2) you do not interfere with other members or the official recording. (See Administrative Regulation 2016-4.). The Board reserves the right to remove, add and/or relocate agenda items as necessary. Please silence phones and maintain order throughout the meeting. Thank you.

Lake of the Woods Association, Inc.

Regular Board of Directors Meeting Agenda (Tentative) March 8, 2023 2 PM, Community Center 1 PM CALL TO ORDER 1. EXECUTIVE SESSION 2 PM 2. OPEN SESSION 2.1 Pledge of Allegiance 2.2 Meeting Notice and Quorum Confirmation 2.3 Approval of Agenda 2.4 Approval of Consent Agenda A. (2.5) Approval of Minutes: February 15, 2023 B. (4.1B) Committee Changes C. (6.3) Consideration of Entering Lots for Maintenance and Lot Violation Enforcement 2.5 *Approval of Minutes: February 15, 2023 2.6 Excellence In Service 3. MEMBER COMMENTS ON BUSINESS AGENDA AND MEMBER GENERAL COMMENTS

See March 8 Board Agenda on p. 6

Board of Directors, LOWA, Inc.

Send email to the Board at: Board@LOWA.org President: Teri Vickery Vice Pres.: Rick Rappoport Treasurer: Walt Diercks Secretary: Leif Henecke Directors: Carl Clawson Vassa Olson Bill Kay

2

General Manager:

Phillip Rodenberg (prodenberg@LOWA.org)

Assistant General Manager:

Carolyn Brodeur (cbrodeur@LOWA.org)

Director of Facilities:

James "Bobby" Jones (jjones@LOWA.org)

Director of Finance:

Charlie Maneval (cmaneval@LOWA.org)

Editorial Staff President of the Board General Manager Communications Manager: Carolyn Brodeur (cbrodeur@LOWA.org) Communications Assistant: Lisa Naghshineh (lakecurrents@LOWA.org) Copy Editor Dan McFarland (dmcfarland@LOWA.org) Graphics/Layout: Chris Porter (cporter@LOWA.org) LOWA Communications Department: 540-972-2278

Lake Currents The official newsletter of the Lake of the Woods Association, Inc. (USPS 872-400) is published bi-weekly for its membership. Nonmembers $20 per year (25 issues). Periodical postage rate paid at Spotsylvania, VA 22553. Visit our web site at: LOWA.org. ITEMS FOR PUBLICATION in the newsletter must be received in the Association office by noon on the Monday after publication for the next publication or by the preceding Friday if Monday is a holiday. All advertising and articles need to be submitted via email to lakecurrents@LOWA.org. The views expressed in guest articles and paid advertisements represent the opinions of authors and advertisers and do not necessarily reflect the views of Lake of the Woods Association, Inc. Call the communications office at 540-9722278 for details about classified and display advertisements which must be prepaid (unless other arrangements are made). POSTMASTER: Send address changes to LOWA, Inc., 102 Lakeview Pkwy, Locust Grove, VA 22508

Regular Board of Directors Meeting February 15, 2023 12:30 p.m., Community Center Note: These minutes are provided to members for review

Present Others Teri Vickery, President Phil Rodenberg, General Manager Rick Rappoport, Vice President Linda Brooks, Recorder (from 2:00 p.m.)

Walter Diercks, Treasurer Leif Henecke, Secretary William Kay Vassa Olson Carl Clawson Call to Order 1. EXECUTIVE SESSION Motion by Clawson, passed unanimously, to enter into Executive Session at 12:36 p.m. for the purpose of discussing matters involving violations of the Declaration and Regulations for which a member, his family members, tenants, guests or other invitees are responsible; and consulting with legal counsel.

Motion by Kay, passed unanimously, to exit Executive Session at 1:56 p.m.

3. Member Comments: Members commented on the topics of fencing on private lots, who to contact with HOA questions, and traffic patterns proposed for the Main Gate redesign.

4. REPORTS 4.1 Reports of Officers The President, Vice President, Treasurer and Secretary had no report.

A. Executive Session Actions: None.

B. Committee Changes – Committee Change List dated February 15, 2023. (D-23-18) Adopted by consent.

See February 15 Board Minutes on p. 12 Member Services/ Holcomb Building: 540-972-2237.

Email: Frontdesk@LOWA.org M-F; 8:30 AM-5 PM; Sat. 9 AM-1 PM Vehicle Bar Code Hours: (Weather permitting) Mon, Wed, Fri: 2-4:30 PM Tues, Thurs, Sat: 10 AM-noon Clubhouse: 540-972-2221 Office Hours: W-F, 9 AM-5 PM Dining Room: Wed 5-9 PM; Th-Fri 5-10 PM; Sat 11 AM-10 PM; Sun 1-4 PM Sun Brunch, 10 AM-1 PM Menu: www.LOWA.org/Clubhouse Communications Office: LakeCurrents@LOWA.org or 540-972-2278 WebSupport@LOWA.org or 540-755-3107

Community Center: 540-972-9680

by Phil Rodenberg, General Manager, ® CMCA, ® AMS, ® PCAM I hope you are enjoying this early spring weather.

We took a big step forward on the Main Gate Project designed to help alleviate inbound traffic congestion, especially during evenings and weekends.

On Feb. 15, the LOWA Board of Directors approved the Alternative 2B Option of the A. Morton Thomas Main Gate/ Third Gate Traffic Study, to add an additional lane for visitors into the Main Gate. Alternative 2B provides congestion relief through at least 2028, according to the AMT Study.

The Board also authorized signing an agreement with AMT to develop detailed design and construction documents. The schedule is to bid the project in early 2024 and construct it during fall 2024 after the summer crush of traffic. We plan to keep the gate open for entry and exit during construction, although we will encourage member use of the Back Gate to avoid construction congestion.

The Board based its decisions on input from a Working Group that spent weeks discussing the options put forward in the AMT Study, including a Main Gate roundabout, an additional lane (recommended), and a third gate entrance.

The GM and the Working Group hosted a Town Hall on Jan. 11 and solicited member comments between Jan. 12 and Feb. 8. We received comments from 34 members with 181 distinct ideas, of which 47 pertained to the Main Gate design. We passed on the main gate design comments to our AMT engineers.

LOWA has not given up on the idea of constructing a third gate at the Shoosmith area in some future year to spread the traffic load. However, the third gate is a more expensive option, and requires VDOT involvement for the new connection to Route 3.

The new budget approved by the Board on Feb. 15 includes $100,000 for design services. Once AMT engineers advance the design to the 30% level this summer, we will be able to narrow the projected construction cost. For now, we have estimated a range of $600,000 to $800,000 (which includes a healthy contingency factor), to be funded through a loan from a bank or from a LOWA reserve account.

AllBox. On a related note, the deployment of the AllBox for guests arriving after hours has been delayed until at least March 15. We are awaiting delivery of the gate openers. I will keep you updated on the progress.

Want to learn more? Check out the Main Gate Project page on our website at www.LOWA.Org/CapitalProjects.

Treasurer's Report from p. 1 Committee on Future Financial Challenges and Funding Sources has been asked by the Board to identify and develop additional revenue sources.

On Feb. 15, the Board adopted the budget for the fiscal year beginning May 1. The budgeting process began in earnest last September and is the result of the hard work of the staff, members of a number of committees, and the Board. The budget is a realistic one which includes a number of significant fee increases. The annual assessment has been set at $1,970,which is an increase of $124 (6.7%) over last year. The assessment increase over the past two fiscal years is consistent with the rate of inflation and the budget for the fiscal year starting May 1 is premised on inflation cooling.

There is still much work to be done between now and April 30 to manage LOWA’s operations so that LOWA meets its many responsibilities while finishing the current fiscal year on budget. I encourage all members to help us meet those goals by patronizing our restaurants and other great amenities. The menus at the Clubhouse and Fareways have been freshened and the golf course beckons.

Amenities Golf Pro Shop (Woods Center):

ECC Office: 540-972-2211 M-F, 7 AM-3:30 PM Equestrian Center: 540-972-2238 M-F 8:30 AM-5 PM (Appt. required) Sat/Sun 9 AM-5 PM Lessons/Pony Rides by appt.

Fareways Café: 540-972-2216 M, Tu, F, Sat, 8 AM-7 PM W, Th, 8 AM-9 PM Sun: 8 AM-6 PM *Last order will be taken 1-hour before closing time. Last call for alcohol will be 30 minutes before closing.

Menu: www.LOWA.org/Fareways Fitness Center: 540-412-6016 Daily: 5 AM-11 PM

Daily 8:30 AM Reserve a tee time 540-972-2230 Golf Course: 9 AM daily; carts due by 5 PM Maintenance Office: 540-972-2223; M-F, 7 AM-3:30 PM 9.9 Leaf/Brush Area: Daily: 7 AM-5 PM Closed Wednesdays

Pickleball: Paul Jacobson, 630-715-5657 Outdoor Courts available 7 AM-11 PM Security/Front Gate: 540-972-2210 or 540-972-2020 LOWA.ORG/TEKCONTROL

Lake Currents February 24, 2023

2. OPEN SESSION 2.1 Pledge of Allegiance Motion by Kay, passed unanimously, to enter into Open Session at 2:04 p.m. and to affirm that the Board met earlier today in Executive Session for the purpose of discussing matters involving violations of the Declaration and Regulations for which a member, his family members, tenants, guests or other invitees are responsible; and consulting with legal counsel.

2.2 Confirmation of Quorum and Meeting Notice Secretary Henecke confirmed that a quorum is present and proper notice made to all members of record.

2.3 Approval of Agenda Motion by Olson, passed unanimously, to approve the Agenda.

2.4 Adoption of Consent Agenda Item 2.5 Approval of Minutes of February 4, 2023 Item 4.1B Approval of Committee Changes Item 6.7 Consideration of Entering Lots for Maintenance and Lot Violation Enforcement Motion by Rappoport to adopt the Consent Agenda. Request by Director Kay to remove Item 6.7. Vote on the original motion to adopt the Consent Agenda as modified passed unanimously.

2.5 Approval of Minutes of February 4, 2023 Regular Board meeting.

Adopted by consent.

Main Gate Project Moves Ahead

Association News

LAKE OF THE WOODS ASSOCIATION, INC.

Tennis: Alice Mote 540-424-8004 Courts available 7 AM-11 PM Trash: LOW Compactor Site 540-672-9600 M, TU, TH, F, 7:30 AM-7 PM Sat 8 AM-5 PM; Sun 9 AM-5 PM Closed Wednesdays & holidays GFL/County Waste: 540-727-0887 or 540-899-7722 Curbside trash recycling/collection: Wednesdays

3

Lake of the Woods Association, Inc. Balance Sheets | Unaudited | as of January 31, ASSETS 2023

Lake Currents February 24, 2023

Financials

Lake of the Woods Association, Inc. Statement of Revenue and Expense Unaudited January 31, 2023

Revenue Assessment Revenue Operating Assessment Contribution to Reserves CARC Assessment Bad Debts Total Assessment Revenue

Actual $

$

3,939,435 1,348,290 610,245 (26,253) 5,871,717

$

$

Operations Center Revenue Administration Tenant Fees New Construction and Renovation Fees Security Communications Fitness Equestrian Environmental Resources Pools Community Activities Golf Operations Clubhouse Fareways General Maintenance Roads Total Operations Center Revenue

$

323,621 177,019 353,116 33,700 105,346 112,779 64,580 416,072 46,182 50,096 512,937 796,482 412,763 653 1,750 3,407,096

Total Revenue

$

9,278,813

$

Operating Expenses Direct Costs of Merchandise Sold Salaries Payroll Taxes/Employee Benefits Insurance Expendable Furnishings Supplies Contractual Services-Security Contractual Services-Golf Maintenance Contractual Services-IT Support Contractual Services-Pool Management Contractual Services-Other Operating Leases Loyalty Program Repairs and Maintenance Telecom Utilities Interest Expense Taxes and Licenses Meals and Entertainment Depreciation Other Total Operating Expenses Excess of Revenue over Expenses

$

Prior Year Actual

Budget

$

3,939,435 1,348,290 610,245 (26,252) 5,871,718

$

$

3,671,354 1,274,506 610,245 (26,253) 5,529,852

$

$

276,955 176,228 49,500 97,394 105,885 76,463 423,780 48,511 49,669 478,358 1,040,950 479,975 900 3,250 3,307,818

$

277,536 187,920 443,701 39,550 90,484 89,361 62,482 395,817 41,841 47,094 475,297 842,875 373,538 625 4,050 3,372,171

$

9,179,535

$

8,902,023

$

$

670,232 2,723,881 658,788 369,696 24,884 590,410 574,254 395,377 32,445 180,485 376,039 75,410 13,000 157,030 76,222 162,924 85,148 43,025 1,162,502 36,917 8,450,670

$

$

684,531 2,535,765 469,991 376,968 27,097 623,430 587,794 423,006 25,924 173,531 430,345 86,983 20,930 160,134 90,029 166,282 38,192 77,426 45,707 1,162,503 29,532 8,278,100

$

602,157 2,514,542 517,530 380,893 20,466 634,600 552,256 372,729 102,791 102,153 355,398 89,027 17,521 141,335 94,206 160,463 52,457 68,537 31,807 1,087,501 18,487 7,966,856

$

1,000,713

$

728,865

$

935,167

Current Assets Cash and Cash Equivalents Lot Assessments Receivable Accounts Receivable Other Allowance for Uncollectible Accounts Inventories Prepaid Expenses

$

Total Current Assets Board Restricted Investments New Assets and Improvements Contingency New Construction and Renovation Repair and Replacement Clubhouse Area Recreation Complex (CARC)

759,407 115,809 320,370 3,154,432 270,244

544,099 74,996 193,968 2,584,741 266,632

Total Board Restricted Investments

4,620,262

3,664,436

1,684,730 29,428,333 187,907 7,892,298 2,896,637 42,089,905 (20,479,514)

1,684,730 29,105,537 181,355 7,446,742 2,035,915 40,454,279 (18,955,241)

21,610,390

21,499,038

$ 27,620,137

$ 26,670,638

$

$

Property and Equipment Land and Improvements Buildings and Additions Furniture and Equipment Vehicles and Construction Equipment Construction In Progress Less Accumulated Depreciation Total Property and Equipment Total Assets LIABILITIES AND MEMBERS' EQUITY Current Liabilities Accounts Payable Accrued Expenses Accrued Vacation Refundable Deposits Deferred Fees Billed Deferred Fees - Discretionary Amenities Deferred Lot Assessments Current Portion of Long Term Debt

261,000 95,200 68,259 241,319 75,645 240,051 1,971,521 745,253

89,208 145,657 92,714 68,530 79,935 230,231 1,857,409 723,069

Total Current Liabilities

3,698,248

3,286,753

Non-Current Liabilities Long Term Debt Net of Current Portion

693,929

1,472,509

693,929

1,472,509

4,897,709 18,330,251

3,664,436 18,246,940

23,227,960

21,911,376

$ 27,620,137

$ 26,670,638

Members' Equity Board Restricted Unrestricted Total Members' Equity

Lake of the Woods Association, Inc. Reserve Analysis FY 2022/2023 Unaudited

01/31/23 Balance

772,639 506,229 142,755 (218,595) 80,988 223,148 1,507,164

Total Liabilities and Members' Equity

4

$

1,389,484

Total Non-Current Liabilities

2022-2023 04/30/22 Balance 2022/2023 CTR Interest NCR Fees Expenditures Debt Service Transfers and Board Authorized Transactions

394,389 693,614 170,828 (263,317) 82,360 311,610

2022

New Assets Repair and and Replacement Improvements Contingency

New Construction and Renovation Fees

Clubhouse Area Recreation Complex (CARC) Project

Total Reserve

2,373,402 1,420,274 (948,686) 309,442

543,866 299,268 (83,727) -

70,086 100,000 (54,277) -

432,049 353,116 (464,795)

72,870 813,660 (616,286) -

3,492,273 2,633,202 353,116 (1,086,690) (616,286) (155,353)

3,154,432

759,407

115,809

320,370

270,244

4,620,262

Lake of the Woods Association, Inc. Measures Lake of theKey Woods Association, Inc. Lake of theJanuary Woods Association, Inc. 31, 2023 Key Measures Unaudited Key Measures January 31, 2023

Lake of the Woods Association, Inc. Key Measures January 31, 2023 Unaudited

January 31, 2023 Unaudited Unaudited

Cash & Cash Equivalents - Operating

$1,200,000

1/31/2023

1/31/2022

$394,389

$772,639

Total $2,550,937

May 2022 - January 2023

1,200,000 $1,000,000

Financials

Balance Sheet Key Measures

AMENITY REVENUE May 2022 - January 2023 AMENITY REVENUE May 2022 - REVENUE January 2023 AMENITY

Total $2,550,937

L4

Total $2,550,937

$1,200,000 1,000,000 800,000 1,000,000 800,000 600,000

L5L4

L6 L4 L5 L7L6 L8L7

L5

800,000 600,000

L6

400,000

% 94.1%

% Collected to Date Receivables - Current (Current Year) Receivables - Delinquent (Current Year)

$ $7,402,860

2.7% 3.2% 100.0%

210,815 250,285 $7,863,960

% 3.2% 1.0% 0.5%

Total Assessment Billing $7,863,960 7,408,140 7,198,842

Delinquency Rate FY22-23 Delinquency Rate FY21-22 Delinquency Rate FY20-21

L9L8 L10 L9

L7

600,000 400,000 200,000

L8

L11 L10

400,000 200,000 0 200,0000

L9L12

L11

L10 L13 L11

0

L12

Golf Operations Daily Greens Fee Revenue Daily Cart Fee Revenue Annual Membership Revenue Merchandise Sales

Prior Year YTD

$137,762 42,381 248,734 57,686

Restaurants

($23,633) (15,089) 68,097 7,574

Prior Year YTD

Variance

$1,209,245 (1,577,507) ($368,262)

$1,216,413 (1,433,931) ($217,518)

($7,168) (143,576) ($150,744)

Lake of the Woods Association, Inc. Summary, Operation Center Income Statement Comparative to Budget (Includes Depreciation in Administration) Year to Date January 31, 2023

Administration Annual Member Assessment Operating Assessment Contribution To Reserve CARC Project Bad Debts NCR Depreciation Subtotal Administration Security Communications Fitness Equestrian Environmental Resources Pools Community Activities Golf Operations Clubhouse Fareways General Maintenance Roads Grounds Excess of Revenue Over Expenses 0 Note 1: REVENUE: EXPENSE: Note 2: REVENUE: EXPENSE: Note 3: REVENUE: EXPENSE: Note 4: REVENUE: EXPENSE: Note 5: REVENUE: EXPENSE: Key:

0

$

500,640 $ 3,939,435 1,348,290 610,245 -

(26,253) 353,116

Revenue YTD Budget

AMENITY EXPENSES May 2022 - January 2023

(26,252) -

$ 6,725,474 $ 6,324,900 $ 33,700 49,500 105,346 97,394 112,779 105,885 64,580 76,463 416,072 423,780 46,182 48,511 50,096 49,669 512,937 478,358 796,482 1,040,950 412,763 479,975 653 900 1,750 3,250 $ 9,278,813 $ 9,179,535 $

Total $4,175,445

L14 L15 L14 L16 L15

Total $4,175,445

L17 L16 L17

L15 L19

L18

L16 L20

L19

L17 L21

L20

L18 L22 L21

400,000 200,000 0

L23 L19 L22

L20 L23 L21 L22 L23

Variance Favorable (Unfavorable)

3,939,435 1,348,290 610,245 -

Total $4,175,445

L14 L18

UNAUDITED

453,183 $

YTD Budget

0

Current Year YTD

Revenue YTD Actual

YTD Budget

YTD Actual

47,458

$

--

(1) 353,116 400,573 (15,800) 7,953 6,894 (11,884) (7,709) (2,329) 427 34,579 (244,468) (67,212) (247) (1,500) -

$

99,277

$

YTD Actual

YTD Budget

YTD Actual

YTD Budget

YTD Actual

YTD Budget

Expense YTD Actual

Expense YTD Budget

Variance Favorable (Unfavorable)

1,433,728 $

1,403,159 $

(30,569)

--

--

--

1,162,503 2,596,231 $ 639,952 172,753 54,518 171,692 450,650 231,973 140,473 735,927 1,091,096 486,411 763,580 461,680 281,163

1,162,502 2,565,661 $ 627,676 169,694 55,388 167,846 468,397 237,118 165,845 754,889 1,147,405 469,726 799,036 451,599 370,389

(1) (30,570) (12,276) (3,059) 870 (3,846) 17,747 5,145 25,371 18,962 56,309 (16,685) 35,457 (10,081) 89,226

8,278,100 $

8,450,670 $

172,570

Net Income (Loss) YTD Actual $

-

$

$

Net Income (Loss) YTD Budget

Variance Favorable (Unfavorable)

(933,088) $

(949,976) $

3,939,435 1,348,290 610,245 -

3,939,435 1,348,290 610,245 -

16,888 --

(26,253) 353,116 (1,162,503) 4,129,242 $ (606,252) (67,406) 58,261 (107,113) (34,578) (185,791) (90,378) (222,990) (294,614) (73,649) (762,927) (459,930) (281,163)

(26,252) (1,162,502) 3,759,239 $ (578,176) (72,300) 50,497 (91,383) (44,617) (188,607) (116,176) (276,532) (106,455) 10,249 (798,136) (448,349) (370,389)

(1) 353,116 (1) 370,003 (28,076) 4,894 7,764 (15,730) 10,039 2,816 25,798 53,541 (188,159) (83,898) 35,210 (11,581) 89,226

1,000,713 $

728,865 $

271,847

0 0 0 0 0 0 0 0 0 1 2 0 0 3 0 0 4 5 6 7 8 0 9

Lake Currents February 24, 2023

Total Revenue Total Expense Net Surplus (Deficit)

YTD Actual

May 2022 - January 2023 AMENITY EXPENSES May 2022 - January 2023

$ 1,400,000 1,400,000 $ 1,200,000 1,000,000 1,200,000 800,000 1,000,000 $ 1,400,000 600,000 800,000 1,200,000 400,000 600,000 1,000,000 200,000 400,000 800,000 0 200,000 600,000

Variance

$161,395 57,470 180,637 50,112

L13

YTD Actual Budget AMENITY YTD EXPENSES

Income Statement Key Measures Current Year YTD

L12

L13

Notes

Delinquencies (FY 22-23):

Notes to Income Statement

0 NCR Fees (+$353k); Interest, Fees, & Charges (+$25k); Other (+$23k)

Sal. & Bfits(+$58k); Int. Exp.(-$38k); Telecom(-$14k); CC Fees(-$17k);Other(-$19k)

LCC Summons (-$16k) Contractual Services (-$14k); Other (+$2k) Riding Lessons and Camp Fees (-$12k) Salary & Benefits (+$5k) ; Feed and Supplies (-$10k); Other (+$1k) N/A Salary & Benefits (+$20k) ; Utilities (+$5k) Annual Golf Memberships (+$56k); Daily Play/Cart Rental (-$21k) Salary & Benefits (+$58k) ; Contractual Svcs (-$28k); Other (-$11k)

Note 6: REVENUE: Restaurant & Banquet Revenues (-$244k) EXPENSE: Salary & Benefits (+$72k); COGS and Supplies (-$16k) Note 7: REVENUE: Restaurant Revenues (-$67k) EXPENSE: COGS (-$7k); Operating Supplies & Other (-$10k) Note 8: REVENUE: N/A EXPENSE: Salary & Benefits (+$34k); Other (+$1k) Note 9: REVENUE: N/A EXPENSE: Salary & Bfits (+$81k); Rep. & Mtc. (+$5k); Other (+$3k)

Numbers represented as positive or (+$xxK) reflect a positive variance to budget Numbers represented as negative or (-$xxK) reflect a negative variance to budget

5

Association News

March 8 Board Agenda from p. 2 4. REPORTS 4.1 Officer Reports A. Executive Session Actions B. *Committee Changes 4.2 General Manager Report A. February Financials B. Lakes Management Report C. ECC Courtesy Contact Pilot Program Summary D. Maintenance Work Order System Update 4.3 Committee Liaison Reports A. Lakes Committee - Kayak and Canoe Racks and Commercial Use Prohibition Vote 4.4 Committee Reports A. Communications Committee – Jeanne Allen, Chair 5. UNFINISHED BUSINESS 5.1 Consideration of Sending to the Rules Committee Proposed Amendments to Regulation V, Use of Individually Owned and LOWA Owned Property and XVI, Environmental Control and Construction Procedures 6. NEW BUSINESS 6.1 Consideration of Approving Board Support for Funding and Carrying Out the Lakes Management Implementation Plan (Resolution 20234) 6.2 Consideration of Award of Contract for 10th Fairway Stormwater Management, Downstream Drainage Improvement, and Green Replacement Project 6.3 *Consideration of Entering Lots for Maintenance and Lot Violation Enforcement

Lake Currents February 24, 2023

7. DIRECTOR COMMENTS

6

8. SCHEDULED MEETINGS • Regular Board of Directors Meeting, Saturday, April 1, 2023, Community Center, 9 AM Executive Session, 10 AM Open Session • Regular Board Meeting, Wednesday, April 19, 2023, Community Center, 1 PM Executive Session, 2 PM Open Session 9. ADJOURNMENT * Consent Agenda item.

Members of record may record any portion of this meeting so long as (1) you first notify the President for an announcement before you begin and (2) you do not interfere with other members or the official recording. (See Administrative Regulation 2016-4.). The Board reserves the right to remove, add and/or relocate agenda items as necessary. Please silence phones and maintain order throughout the meeting. Thank you.

Lake of the Woods Association, Inc.

Special Board of Directors Meeting Agenda (Tentative) March 13, 2023 7: PM, Community Center 7 PM CALL TO ORDER 1. OPEN SESSION 1.1 Pledge of Allegiance 1.2 Meeting Notice and Quorum Confirmation 1.3 Approval of Agenda 2. PRESENTATION 2.1 Results of Wake Boat Study, Don Rissmeyer, P.E., A. Morton Thomas and Associates 3. MEMBER COMMENTS ON BUSINESS AGENDA AND MEMBER GENERAL COMMENTS 4. UNFINISHED BUSINESS 4.1 Consideration of Adopting Proposed Amendments to Regulation X.B.2.e, Use of Lakes, Regarding Watercraft Liability Insurance to Increase the Amount of Insurance from $100,000 to $300,000 for Non-motorized Watercraft and Motorized Watercraft of 25 Horsepower or Less 5. NEW BUSINESS - NONE 6. DIRECTOR COMMENTS 7. SCHEDULED MEETINGS • Regular Board of Directors Meeting, Saturday, April 1, 2023, Community Center, 9 AM, Executive Session, 10 AM, Open Session • Regular Board of Directors Meeting, Wednesday, April 19, 2023, Community Center, 1 PM, Executive Session, 2 PM, Open Session 8. ADJOURNMENT * Consent Agenda item.

Members of record may record any portion of this meeting so long as (1) you first notify the President for an announcement before you begin and (2) you do not interfere with other members or the official recording. (See Administrative Regulation 2016-4.). The Board reserves the right to remove, add and/or relocate agenda items as necessary. Please silence phones and maintain order throughout the meeting. Thank you.

Monday, March 6 9 AM, LOWA Special Board Meeting for the purpose of a Retreat, CH Wednesday, March 8 2 PM, LOWA Regular Board Meeting, CC, Zoom

February 24-March 2 LOWA Regular Board Meeting –Feb.15

1 PM

Real Virginia

5 PM

LOWA Regular Board Meeting – Feb. 15

Monday, March 13 7 PM, LOWA Special Board Meeting, Wake Boat Study and Watercraft Insurance, CC, Zoom

March 3 - 9 8 AM

LOWA Regular Board Meeting – March 8

1 PM

Real Virginia

5 PM

LOWA Regular Board Meeting – March 8

Committee Meetings: Meetings are subject to change. Visit www.

LOWA.org/Committees or www.

LOWA.org/Calendar. To join Zoom meeting, go to www.LOWA.org/ CommitteeAgendas, for Zoom link.

Member Log-in Required.

Correction: In the Jan. 27 General Manager’s article about the 10th Fairway Project, a two-acre stormwater pond was mentioned, leading to possible confusion about the pond’s size. The reference should have been to a two acre-feet capacity pond. To clarify, two-acre feet is equivalent to a 0.6 acre pond with an average depth of 3.33 feet (0.6 acres x 3.33 feet = 2.0 acre feet).

Golf: 2/27, 3 PM, WC Safety/Security: 3/1, 2:30 PM, CC M&E: 3/2, 3 PM, CC ECC: 3/2, 9 AM, WC Finance: 3/6, 2 PM, CC Fitness: 3/7, 3 PM, CC External Affairs: 3/7, 4 PM, WC Equestrian: 3/14, 1:30 PM, CC Pools/Community: 3/14, 7 PM, CC • Board Meetings: View online at www.LOWA.org/Videos. To join the Zoom meeting, visit www.LOWA.org/ BoardAgendas, for Zoom link. Member Log-in Required.

For assistance with logging on to the website, email WebSupport@LOWA. org. For assistance accessing Zoom meeting call 540-972-9680 or email ZoomHelp@LOWA.org.

Additions and Remodels, Decks and Siding New Homes

Vehicle Barcode Registration

Processing Hours: (weather permitting)

Kitchen and Bath Renovations

Resident at LOW for 48 years

Paid Advertisement

540-760-7015

or call for appointment

Calendar

Mon, Wed, Fri: 2-4:30 PM Tues, Thurs, Sat: 10 AM-noon

VA Class A Contractor Licensed and Insured Call Michael Phillips

Meeting Facility Key: CC Community Center CCCR Community Center Classroom CR Community Center Craft Room CH Clubhouse CHGH Clubhouse Great Hall CHPR Clubhouse President’s Room EQ Equestrian Center FW Fareways Cafe FC Fitness Center HF Hollyfield Park LGES Locust Grove Elementary School (Rt. 20) LLCH Lower Level Clubhouse LOWC LOW Church MCR Maintenance Conference Room RR Holcomb Building Reading Room SB Sweetbriar Park ULH Upper Level Holcomb WC Woods Center

Lake Currents February 24, 2023

8 AM

Paid Advertisements

Holcomb Building, Member Services www.LOWA.Org/Decal#Barcode 540-972-2237

7

Saturday, Feb. 25 7 PM The Neeleywed Game at Fareways. Info: 540-972-2216.

Lake Currents February 24, 2023

Sunday, Feb. 26 2-5 PM Art Reception at Fareways.

Info: 540-972-2216.

Monday, March 6 9 AM LOWA Special Board Meeting for the purpose of a Retreat (CH).

Info: 540-972-2214.

Tuesday, March 7 1:30-3 PM LOWLINC Speaker Series (CC). Info: 855-569-5462.

Wednesday, March 8 2 PM LOWA Regular Board Meeting (CC), Zoom. Info: 540-972-2214.

Sunday, March 12 Daylight Saving Time Begins Monday, March 13 7 PM LOWA Special Board Meeting (CC), Zoom. Info: 540-972-2214.

Calendar of Events

SPORTS & EXERCISE (subject to change) Location

Deadline for submissions to the March 24 issue of Lake Currents is March 13.

Advertising Info: Call 540-972-2278 or email LakeCurrents@LOWA.org Media Kit online at LOWA.org

Day

CC

9:15-10 AM

M, W, F

Linda 540-412-5795

Basketball Seniors 50+

CC

11:30 AM-1:30 PM

F

Al.goodwyn@gmail.com

Dance Meet Up

LLCH

7-9 PM

1st TH

FB: DanceMeetUp

FC

12:30 PM

TU, TH

Alison 703-347-5280

Line Dancing

LLCH

4-7 PM

SU

Christine 703-674-7451

Pickleball Lessons

CC

10:10-11:45 AM

TH

Renee 703-405-7687

Forever Fit

$

Praise & Worship Dance

LOWC-WC

10 AM-12:30 PM

SA, M

Sonja 540-972-1734

Seated Standing Fitness $

FC

12:30 PM

M

Alison 703-347-5280

Senior Softball 50+

HF

9 AM

F

Barry 540-972-8964

FC

12:30 PM

W

CC

7:30-9:30 PM

2 / 4 /5 F

Shape Up

$

Square Dancers Club

nd

Calendar

Dick 703-298-6254

CC

8:30-9:15 AM

M, W, F

Frances 540-972-5435

Varies

9 AM

M, W, SA

Diane 540-388-2930

Walkers Meetup Group

LLCH, p. lot

8 AM

M-F

Vassaatthelake@gmail.com

Water Fitness (seasonal)

CH Pool

9 AM & 10 AM

M, W, F

Carol 540-972-6739

Afternoon Yoga Flow

$

FC

4-5 PM 10:30 AM

TU, TH SU

Traci 703-229-7077

Yoga Yin

$

FC

7-8 PM

TU, TH

Dawn 516-522-1953

FC

9:15 AM (varies)

SA

FB: LOW YogaBonnieBell

540-850-8585

Yoga Gentle

$

FC

10:30 AM

W

Rebekah 540-881-0997

Yoga Flow

$

FC

9 AM

W

Rebekah 540-881-0997

W

www.risingdawnyogastudio.com

Yoga Vinyasa Flow $ FC 7-8 PM ACTIVITIES, CLUBS, BRIDGE & FUN (subject to change) Location

Time

Day

Contact

AARP Meeting

CH

9:30 AM

3 M

Pierre 540-972-0519

Bridge, Sunday Duplicate

WC

7 PM

SU

Joe 540-972-8052

rd

Bridge, Wed Ladies

WC

9 AM-3 PM

W

Janice 540-972-1340

Bridge, Friday

CC

1-4 PM

F

Toby 540-972-8251

Bocce Club

CC, Rm. 1

7 PM

3rd TH

Dirk 540-402-5557 Lowbocce@gmail.com

Book Club, LOW

Wilderness Lib.

1 PM

2 W

540-972-9284

LOWC

10 AM

1st W

nd

Kurt 703-401-8592 Karen 540-972-9043

Civic Club Meeting

Pat 540-735-7998

Civil War Study Group

Charles 540-972-2401

Craft Group

LOWC

9:30-11:45 AM

TU

Debra 540-399-1210

DAR Susannah Chandler

CC

1 PM

2 SA

Betty Larson 540-661-7202

Democratic Club

CC

1 PM

2nd W

Kerry 540-220-8547

Friends of Wildlife (FOWL)

CC

7 PM

4 TH

Fowloflow.com, 540-395-3205

Fun Bunch 55+

CC

10 AM-1 PM

TU

John 540-972-5611

Garden Club

CH

12:30 PM

2 M

Karin Nielsen 609-752-1246

Litter Pick-up in LOW

Around LOW

9 AM

3rd SA

Jan 540-972-1630

LOW Arts

CC

2 PM

1st M

Karen 571-213-9486

LOW Hooks & Needles

CC

9-11 AM

TH

Sharon 540-812-5652

LOW Lions Club

CH

6:30 PM

3rd TH

Linda 571-328-9247

LOW Players

CC

7 PM

2 W

Dave 540-972-6289

Mahjongg

CC

1-4 PM

M

Debby 540-412-5240

Mothers of Preschoolers

LOWC, Founders

9:15 AM

1 /3 W

Photography Club, LOW

CC

7 PM

4 M

Jen Heinz 703-508-1104

Pick & Sing

FW

6:30 PM

2nd /4thTU

FB Groups/lowpickandsing

CC

8:30AM12:30PM

4 W

Betty 540-972-6807

Republican Club, LOW

CC

7 PM

2nd T

LOWRepublicanClub.com

Veterans Club

LLCH

7 PM

4 TH

Mike 571-235-5313

Woodworkers Club

CC 7 PM 4 TU Glynn 703-625-3849 Please refer to meeting room location key on previous page

nd

th

nd

Happy Tails Dog Club

8

th

Stretch and Flex

Childhelp Auxiliary

It has been 17 years since Orange County High School produced a wrestling State Champ. Justin Jones, son of Director of Facilities Bobby Jones, is the new State Champion in the 113 pound weight class. LOW resident Dominic Turner took fourth place in the 190 pound class.

Alison 703-347-5280 th

Walkers & Joggers Club

Chess Club

Photo by Bobby Jones

Contact

Aerobics

Yoga

Deadline for submissions to the March 10 issue of Lake Currents is Feb. 27.

Time

info@happytailsdogclub.net

LOW Lioness Club

Donalda 540-412-2857/Jan 540-755-2696 nd

st

rd

th

Pickleball Club Quilting Gurus

Kristen, mops@lowchurch.org

Renee 703-405-7687 th

th th

The Board of Directors is seeking member comment regarding proposed amendments to Regulation X.B.2.e, Use of Lakes, regarding Watercraft Liability Insurance. Members who wish to provide commentor feedback should email the Board at Board@LOWA.org by March 10.

What is proposed? Increase the amount of insurance required for private owners of non-motorized watercraft and motorized watercraft of 25 horsepower or less, from $100,000 to at least $300,000 per accident.

Why? LOWA’s Insurance Agent, Bankers Insurance, has determined the private owner watercraft liability insurance requirement for non-motorized watercraft and motorized watercraft of 25 horsepower engines or less is too low. The norm for homeowners’ policies that cover this liability is now $300,000.

Who proposed it? The General Manager proposed these amendments. The Rules Committee recommended approval of the amendment. The LOWA Attorney agreed.

What is the effect? The amendment will increase the amount of insurance needed for private owners of non-motorized watercraft and motorized watercraft of 25 horsepower engines, to at least $300,000-per accident.

Association News

Board Seeks Member Input on Amending Regulation X, Use of Lakes, Regarding Watercraft Liability Insurance

(proposed amendments are shown below in bold and strike-thru)

B. WATERCRAFT REGISTRATION AND SLIP/RACK RENTAL REQUIREMENTS. 1. DECALS. All watercraft must be registered with LOWA. Each fiscal year, LOWA registration decals must be purchased. Two decals will be issued and must be attached on the port and starboard sides of the hull at the forward end of the watercraft so that the decal is clearly visible.

The decals must be placed within six (6) inches from the Commonwealth assigned watercraft number, if displayed. Decals must be affixed to watercraft in the water, on canoes and kayaks on LOWA racks or in the designated Dry Sail Parking area by 11:59 pm on May 1 each year.

Traffic/Speed Limit Radar Signs

by Richard Harrell, Chief of Security Hope everyone is enjoying all the nice weather, but don’t forget it is still winter and weather is always subject to change at any time. So, let’s continue to obey all posted speed limit signs and keep our family and visitors safe.

Radar Signs – As you are probably aware, we have a speed awareness sign heading north towards the compactor. We have installed another speed awareness sign heading south toward Spotswood Park. These speed radar signs are there to help ensure and keep you aware of your speed while commuting through LOW from work to home, or vice versa. It helps everyone get in the habit of slowing down and maintaining the correct speed due to coming off Route 3 and being used to running 55 or 60 mph for however long it takes you to come home.

In the future, there will be at least one more radar speed sign, and we will relocate them from time to time to speeding hot spots in areas where potential speeding is taking place throughout LOW.

Lake Currents February 24, 2023

2. REGISTRATION REQUIREMENTS. Watercraft registrants must present the following documentation at the time of initial registration: a. Current LOWA membership or registered tenant/authorized occupant ID. b. Evidence of ownership of watercraft or lease agreement. c. Evidence of the horsepower of the motor and length of watercraft. d. Registrants of motorized watercraft of over 25 horsepower must carry watercraft liability of no less than $500,000 per accident or show proof of homeowner or renter personal liability insurance of no less than $500,000 per accident. So long as Registrants show written proof of watercraft liability coverage satisfactory to the Board, umbrella insurance policies may be used

by Registrants towards meeting the $500,000 requirement. Registrants must certify that the required limits of insurance will be maintained and in effect for the entire fiscal year.

e. Registrants of non-motorized watercraft and motorized watercraft of 25 horsepower or less must carry homeowner or renter personal liability insurance of at least $100,000 $300,000 per accident. So long as Registrants show written proof of watercraft liability coverage satisfactory to the Board, umbrella insurance policies may be used by Registrants towards meeting the $300,000 requirement. Registrants must certify that the required limits of insurance will be maintained and in effect for the entire fiscal year. f. For subsequent annual registrations of the same watercraft, the owner must bring a current LOWA membership or registered tenant/ authorized occupant ID and must execute an affidavit that none of the specific information about the watercraft has changed from the prior registration, and that the required limits of insurance will be maintained and in effect for the entire fiscal year. If there are any changes, the registration process must be completed in accordance with Subsection 2. g. Watercraft registered in accordance with above Regulations will not be subleased or rented for use at LOW. h. An individual sale of a watercraft does not transfer a vested right of operation for that watercraft on LOW water. i. Prior to initial registration or watercraft testing, every prospective registrant must certify that he/she has read and agrees to abide by all the Lake Regulations set forth herein, and to any other Regulations as may be adopted by the LOWA Board of Directors. j. No watercraft will be placed or operated on the lakes unless it displays current LOWA registration decals. Invited guests participating in a Sailing Regatta sponsored by the LOW Sailing Club are exempt from this requirement. k. The Commonwealth of Virginia and LOWA may stop and cite watercraft operators and owners for infractions of their respective Regulations.

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9

by Beth Goodwin-Doughty, Member, Equestrian Committee

by Jane Haltmaier, Chair, Finance Committee

The LOWA budget for FY2023-2024 has been finalized after a great deal of work by staff, the Board, and the Committees. Once again, the process required resolving some difficult trade-offs. LOWA continues to face significant cost pressures in materials and utilities, and the local labor market remains tight. The Finance Committee held three days of budget hearings jointly with the Planning Committee in December; we went through the entire budget in great detail. The group concluded that the budget presented was prudent and well thought out. Given the price and cost pressures, we thought it would be difficult to significantly reduce projected spending without negatively impacting the amenities and upkeep for the community. We also supported the proposed expenditure for a new patio for Fareways. That new addition will pay for itself in a few years through increased revenue, and we expect it will be very popular with the community.

On the revenue side, the Committee’s view has been and remains that increases in costs for the amenities should be paid by the users of those amenities to the extent possible, thus minimizing the effect on the general assessment. We therefore made a number of recommendations for increases in amenity fees relative to the initial proposed budget. I am happy to report that the final budget incorporated many of our suggestions. The budget still includes an increase of 6.7% in the assessment, which is in line with current inflation rates, although obviously higher than any of us would like.

Recent statistics suggest that inflation may have peaked. Hopefully cost pressures will decline going forward, making future budgeting decisions less painful. For now, we believe this is a responsible budget that will allow LOWA to operate our many high-quality amenities while also providing services to members and performing the maintenance that will allow our community to continue to grow and thrive.

We are proud to announce the winner of the Equestrian of the Third Quarter, Lexie Keller!

Lexie started her journey into riding through Summer Pony Camp, as so many children in Lake of the Woods do. Lexie was bitten HARD by the horse bug over the summer of 2022; so much so that she’s been a fixture in the Equestrian Center ever since, helping with horse shows, winter camp, or even with day-to-day lessons and pony rides. When prompted to pick a favorite horse, Lexie cannot! She loves all of them so much that she made friendship bracelets for each horse as their Christmas gift.

Photo provided Congratulations, Lexie! We love having you in the barn! Each winner receives a Certificate of Excellence and a gift card to use to purchase a desired equestrian item of her choice.

How is the Equestrian of the Quarter chosen? Our trainers, Bridget and Sarah, evaluate the students on the following criteria: *Must have attended at least eight lessons during the quarter *Prompt and prepared when student comes to lessons *A self-starter – knows what to do and gets it done *Pro-active with tasks – grooming, etc. *Shows progression in learning *Good attitude *Diligent with the horse *Takes responsibility to care for the horse

Golf Club News

by Eric Barnes, Manager, Golf Operations The LOW Golf Club is holding basic golf rules clinics for golfers on the following dates: Feb. 20, March 3, 6, 20 and April 3. Each class will start at 10 AM and last for approximately 90 minutes. The clinic will be held in the Trophy Room at the Woods Center. The clinic is free for all LOW Annual Golf Members and $5 for all others. The clinic is designed to review the basic rules of golf so you can apply them on the course to play by the rules and in the spirit of the game. The clinic will focus on golf definitions, 2023 rule changes, LOW local rules, LGA rules reminders and situational application of the rules of golf. Sign-up sheets are posted at the LOW Golf Club Pro Shop.

The 2023 LOW Golf Club calendar has been updated for the golf club events scheduled for 2023. The golf calendar can be found on the LOWA.org website. Click on the golf amenity icon and scroll to the bottom of the page. The LOWGC sponsored events as well as current outside charity events are posted.

Just a reminder for all LOWA residents. Winter rates are in effect: $30 for 18 holes with cart, and $20 for 9 holes with cart. Feel free to contact the pro shop for questions or to schedule a tee time. 540-972-2230. Look forward to seeing you on the Course!

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10

Equestrian of the Quarter

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Association News Lake Currents February 24, 2023

New Budget Completed

Free Consultations

www.VassaOlson.com

Member of FAAR, VAR, NAR

5479 Germanna Hwy, Locust Grove, VA 22508

by Jeremy Jefferson, Fitness Center Specialist

by Pete Brown, External Affairs Committee My neighbors, Gary and Susan, recently signed on with FiberLync for their internet service. They chose the Bronze package to support two TVS, two desktop computers, two wireless printers and two Wi-Fi connected cellphones and a Kindle. They also decided to move to streaming, and selected HULU as their main streaming service for TV programming. They canceled their previous provider and described that experience as well. I met with Gary and asked him questions about the process and experience. His answers appear below.

1. How was the FiberLync office experience? They were fantastic. Very patient, courteous, explained the process and billing in detail, easy to understand. They helped him decide which streaming service would be best suited to match most of his favorite programs.

2. How was the outside line installation experience? After signing up, the various utilities marked their lines. He met a FiberLync crew member to show them where he would like the line to run from the vault at the road to his house. The installation was minimally disruptive to the landscaping as the work was done by hand. A crew of five people used very heavy weight spades shoved into the ground and wiggled them back and forth to create a very narrow trench into which the line was buried about eight inches underground. The ground was then tamped back together to make the work virtually undetectable.

3. How was the inside work experience? We were given a two-hour window the day after the outside line was installed. The inside installer connected the line at the vault, then attached the outside box (OONT – Outside Optical Network Terminal) where it was requested. He then attached the inside box (Adtran box) to the wall near an electrical outlet. This was where Gary had his other provider’s equipment, on the wall just above the baseboard. The last step was connecting the router to the Adtran box, each of which uses the above-mentioned power outlet. The technician wore booties in the house. The whole process took 1 hour and 45 minutes.

4. Did you have an onsite tutorial? Yes. Once hooked up, the service was live. The installer helped set up the name and password for the router.

(Gary kept his old ones for convenience) His main TV is a newer smart TV that picked up all the main streaming services available on the home screen. The technician also helped set up the other TVs with their already in use Amazon Firesticks. The technician was very patient and courteous. They will assist to the level needed by the customer.

5. How was the streaming learning curve? It was a bit frustrating the first two days. After just playing with the remote, it all made sense and became very easy to use. Gary uses an Amazon Firestick remote.

FiberLync has a “My Bundle” tab on their website that was helpful in selecting HULU. There are many other providers from which to choose.

Streaming services have no contracts and can be cancelled and switched at any time. Many TV Stations have streaming apps as well.

6. How was the cancellation process with your previous provider? It was a few steps. All are under contract. He went online to his account and found he was close to the end of his contract. There is a declining cancellation fee. It was easy by phone. One may call to cancel or go to the Comcast store in Central Park. You will need to drop off or ship back their equipment.

7. How satisfied are you with your FiberLync experience on a scale of 1-10? Clearly a 10. All persons are well trained and professional. The service works great.

8. Would you recommend FiberLync? Absolutely “Yes.” We thank Gary for sharing his experience. He recommends that people go online or talk to FiberLync to get comfortable with the options possible.

Many of our residents may wish to upgrade their internet capacity with Fiberlync but retain their current TV provider through cable. That will work just fine. Contact FiberLync at www.fiberlync.net, or call 540-360-0585 to upgrade your internet experience.

Tennis Connection

by Janet Ratzlaff, Member, Pickleball/Tennis Committee

Snapper Jack’s Yard Care, LLP Taking Care of Mother Earth

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Due to your quick responses regarding the LOW Tennis Directory, 20 members have now submitted their information, which is a great start to expanding our tennis program and getting the word out for Spring Socials, Pickleball/Tennis Committee meetings and other tennis related news. The directory will be issued mid-March, so there is still plenty of time to submit your name and email address to me. We do not have a tennis pro for those wanting lessons, but we have members who would be happy to get on the courts and practice!

In addition to the directory, updates from Pickleball/Tennis Committee meetings will be provided, as well as information regarding upcoming Spring Tennis Socials on our new Facebook Tennis Connection site. We are hoping to plan our first social in May. Please feel free to spread the word to other LOW tennis players to contact me and sign up to be a part of the Tennis Directory.

See you on the courts!

Lake Currents February 24, 2023

We would like to outline a few treadmill safety tips. It is important to be mindful of the safest way to use it. The U.S. Consumer Product Safety Commission tells us that, on average, there are 24,000 injuries on treadmills each year. Many can be avoided; here are some precautions when using our treadmills.

• Wear the right clothing. Baggy/loose clothing or clothing that is too long, hanging over your shoes when you are working out, can potentially cause you to trip and fall.

• Wearing flip flops or barefoot while working out on a treadmill is not recommended (and is against Fitness Center Regulations). Running shoes, with laces firmly tied, should always be worn; they protect your feet, ankles, and knees from injury and provide the necessary cushioning and support.

• Familiarize yourself with the machine. Just like driving a new car, if this is your first time on a machine you have not used before, take a moment to see what features it has and where. Are there stop buttons, rings, or tags that attach to the runner?

• Always clip in! Ensure the automatic-off safety clip is attached to you.

The emergency stop button can be used to pause or stop the machine. If you are ever in a situation where the treadmill belt is moving faster than you can run, this immediately stops the movement.

• Stand straddling the deck with one foot on each of the rails before beginning your workout. Before you begin entering the program and settings you want, hold onto one of the rails to maintain your balance When the treadmill display starts to roll and counts down, carefully step onto the moving belt. Never just jump on to a moving treadmill. Start slow; you can increase your speed later.

• Increase speed or incline, one at a time, but not both together.

• Avoid distractions, such as talking to friends or on your cell phone (this is also a part of gym etiquette).

• While using the treadmill, do not look at your feet! Look forward or on the displays. When looking down you may forget where you are on the belt; You run the risk of falling if you are too far back, or you could lose your balance if you are too close to one side.

• Do not push yourself too hard. Know your limits. Keeping track of your heart rate during a workout is important. You do not need to get near your target heart rate to have a good workout. Even 50% of your target heart rate will burn fat, while more serious health issues can happen as you get closer to your target rate. Keeping below 80% of your individual target rate will provide you a great fat burning exercise without increasing your chances of heart attack or stroke.

• Turn off the treadmill before getting off. To ensure your safety, do not jump off the machine without turning off the belt. When you are ready, you can resume your workout by pressing the pause or green button.

These tips will help ensure you have the safest workout possible on our treadmills. We hope to see you in the Fitness Center soon. Remember, if you don’t currently have a membership, you can obtain a daily member pass or a 7-day member pass to try the center out and see all the possibilities it holds for you! Call me at 540-412-6016 with any questions or go to our website: LOWA.org/Amenities/Fitness-Center.

Association News

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11

Association News Lake Currents February 24, 2023

February 15 Board Minutes from p. 3 Name Cheryl Brown Jonnie Feterle Charles Kilby Judy Flynn Frank Rokosz Olin Greene Henry Triassi Alan Roman Miff Devins John Ressa Carla Everhardt David Davies Mike Dunn William Kleindienst Laird Knights ________

Action Committee Term-End Date Voting Clubhouse February 14, 2026 Advisor Clubhouse Alternate Clubhouse Voting Communications February 14, 2026 Term of Service Finance Voting Finance February 14, 2026 Resigned Lakes Voting Lakes February 14, 2026 Alternate Lakes Voting Lakes February 14, 2026 Alternate Lakes Alternate Lakes Alternate Lakes Alternate Lakes Alternate Lakes

4.2 Report from the General Manager, Phil Rodenberg A. January 2023 Financials In January, we collected $275,524 in FY2022/23 lot assessments for a total of $7,402,860, or 94.1% of total lot assessments billed. As of January 31, the Preliminary Unaudited Income Statement Budget-to-Actual Comparison Summary showed a favorable variance of $271,847, primarily due to unbudgeted NCR receipts, and offset by unfavorable restaurant sales and cost of sales variances. Delinquency rate was 3.2%.

Finance Director Charles Maneval updated the Board on the year-end forecast. LOWA’s financial results through the end of the third quarter of FY2022/23 came in better than budget by $271,847. However, revenue set aside for specific projects and interest expense impacted the bottom line leaving an unfavorable-to-budget variance of $43,077. This variance is primarily driven by the performance of restaurant operations. Outlook for the rest of the year remains cautious, although our overall financial condition remains solid. Staff will be focused on achieving overall budget goals for the year.

It is currently forecast we will end the year with a net operating surplus of $4,617.

B. Clubhouse and Fareways Revenues and Expenditures Financial details of our restaurant operations were provided, along with steps being taken now or planned for financial improvements to increase revenues and reduce costs.

C. Clubhouse Pool and Fitness Center Complex Concrete Issue Low spots at the entrance to the Fitness Center are subject to pooling water. The Director of Facilities is exploring long-term options for eliminating the pooling, which includes possibly installing drains or repairing the concrete work. The GM will present final options for Board consideration at the March 8 meeting.

D. Other Business The AllBox installation has been delayed a bit, but is expected to be operational by March 15. Yesterday the Orange County Board of Supervisors approved sending to the Planning Commission a change in set-back requirements along Route 3 from 100 feet to 50 feet. The proposed ordinance amendment will now be sent to the Orange County Planning Commission. This change will require an amendment to LOWA Regulation XVI.D.4.6.3, but clears the way to allow a couple of unimproved lots on Chesterfield Court to be buildable.

The Maintenance Department has assigned Roads Crew member Bill Belt as a special project inspector to begin daily monitoring and inspecting of fiber installation work by contractor FiberLync. David Jones is our new full-time Erosion and Sediment Inspector.

4.3 Committee Liaison Reports Director Olson reported that at their recent meeting the Pools and Community Activities Committee made a point that it is important for management to look at something similar to having a membership card proximity reader like at the Fitness Center, as they are losing revenue by families and members just dropping in.

4.4 Committee Reports: None.

5. UNFINISHED BUSINESS 5.1 Consideration of Adopting the FY2023/24 budget and Setting the Annual Member Assessment. (Resolution 2023-2) (D-23-19) Motion by Diercks, passed unanimously, that the Board adopt Resolution 2023-2, a General Resolution, adopting the FY2023/24 Budget and Setting the Annual Member Assessment 5.2 Consideration of Publishing in Lake Currents for Member Comment Proposed Amendments to Regulation X.B.2.e: Use of Lakes, Regarding Watercraft Liability Insurance to Increase the Amount of Insurance from $100,000 to $300,000 for Non-motorized Watercraft and Motorized Watercraft of 25 Horsepower or Less. (D-23-20)

Motion by Rappoport, passed unanimously, that the Board approve publication in Lake Currents for Member Comment Proposed Amendments to Regulation X.B.2.e: Use of Lakes, Regarding Watercraft Liability Insurance to increase the amount of insurance from $100,000 to $300,000 for Nonmotorized Watercraft and Motorized Watercraft of 25 horsepower or less.

Recess: President Vickery declared a short recess at 3:10 p.m., and brought the meeting back into Open Session at 3:17 p.m.

6. NEW BUSINESS 6.1 Discussion of Proposed Amendments to Regulation V:Use of Individually-owned and LOWA-owned Property, and XVI: Environmental Control and Construction Procedures.

ECC Chair Elizabeth Delaney and Vice Chair Charyl Ferguson along with ECC Staff member Matilde Barone responded to questions from the Board on the list of proposed changes and updates to Regulations V and XVI. They will give additional review in response to questions brought up by Board members during discussion. Future action will be considered at the March 8, 2023 Board meeting.

6.2 Consideration of Approving the Main Gate Project and Authorizing A. Morton Thomas and Associates to Prepare Construction Documents.

(Resolution 2023-3) (D-23-21) Allie Felder, a member of the Front Gate/Third Gate Working Group, provided a summary of comments on the project received from members.

The Working Group reviewed and evaluated all comments and ideas, and will forward them to AMT as the project progresses to the next stage. The Working Group recommended that the Board approve design Alternate 2B. Motion by Rappoport, passed unanimously, that the Board adopt Resolution 2023-3, a General Resolution, regarding the Main Gate Project, and authorize A. Morton Thomas and Associates to prepare construction documents.

6.3 Consideration of Approving Board Support for Funding and Carryingout the Lakes Management Implementation Plan. (Resolution 2023-4) Postponed to March 8.

6.4 Consideration of Approving Expenditure of $7,000 for an Opinion Letter from Stantec Consulting Services, Inc. Regarding Keatons Lake Water Quality. (Resolution 2023-5) (D-23-22) Motion by Rappoport, passed unanimously, that the Board adopt Resolution 2023-5, a General Resolution, approving an expenditure of $7000 for an Opinion Letter from Stantec Consulting Services, Inc., regarding Keatons Lake Water Quality.

6.5 Consideration of Authorizing Expenditure for Purchase of a Replacement Annunciator for the Woods Center(for the fire alarm system) in the Amount of $4,310 with Funds from the Repair and Replacement Reserve. (Resolution 2023-6) (D-23-23) Motion by Olson, passed unanimously, that the Board adopt Resolution 2023-6, a General Resolution, authorizing an expenditure for the purchase of a replacement annunciator for the Woods Center in the amount of $4,310, with funds from the Repair and Replacement Reserve.

6.6 Consideration of Approving Disclosure Package Related Fees at the Level Authorized by the Virginia Department of Professional and Occupational Regulation. (D-23-24) Motion by Diercks, passed unanimously, that the Board approve Disclosure Package related fees at the level authorized by the Virginia Department of Professional and Occupational Regulation, effective immediately as follows: From To Disclosure Statement Fee – Paper Format $176.05 $ 211.96 Disclosure Statement Fee – Electronic Format $146.71 $176.64 Disclosure Statement Expedite Fee $ 58.69 $ 70.66 Real Estate Transfer Fee $ 50.00 $ 70.66 6.7 Consideration of Entering Lots for Maintenance and Lot Violation Enforcement. (D-23-25) Motion by Kay, passed unanimously, that the Board declare a continuing violation of the Restrictive Covenants exists on the Lot in Case #23-021501, and authorize management or its agent to enter the lot and clean up the miscellaneous items and perform the necessary work; and the Board suspend the voting rights and the use of the recreational amenities, including the Main and Back automatic gates, until the violation is corrected, in accordance with Section 12.G.b of the Restrictive Covenants, effective February 27, 2023; and further, that the Board authorize Management to send a legal demand letter to bring the lot into compliance.

Motion by Kay, passed unanimously, that the Board declare a continuing violation of the Restrictive Covenants exists on the lot in Case #23-020402, and the Board suspend the voting rights and the use of the recreational amenities, including the Main and Back gates, in accordance with Section 12.G.b of the Restrictive Covenants, effective as of April 1, 2023, action to be taken only if violation is not corrected before the effective date; and further move that the Board authorize Management to send a legal demand letter to bring the lot into compliance.

See February 15 Board Minutes on p. 14 12

Notices

Alcoholics Anonymous: Meeting every Monday at 7 PM at LOW Church (Rm 210). For other local online AA meetings go to http://d39.wildwoodweb.com/ Meetings.shtml. Info: LOW Church 540-972-9060.

Cancer Support Group for Women and their caregivers: Meetings are held at LOW Church.

Please contact Suzanne Lentine for meeting dates/time or for more information, 540-972-9060.

Dementia Memory Café: This is a social event where the person with dementia and/or the caregiver(s) are welcome to come discuss issues.

Contact Bonnie at 540-547-4824 or bonnired@comcast.net.

Divorce Care Support Group Tuesdays from 6:30-8:30 PM, at the LOW Church Library. For more information, contact Mike Lemay at 540-972-9060 or email mike@ lowchurch.org.

Grief Support Group: Griefshare is a free worldwide Bible-based support group to help you through your grief journey after the loss of a loved one. We meet twice a year for 13-week sessions of videos and discussions at the LOW Church. Info: 540-972-9060 or www.lowchurch.org.

Living Water Community Clinic in Locust Grove Town Center (32345 Constitution Hwy, Suite P) offers free medical care, dental care, and prescription assistance to the eligible uninsured in Orange, Spotsylvania, and Culpeper counties. Medical care available on 1st, 3rd, 4th, 5th Thursdays from 5 to 8 PM. Medical and dental care available on the 2nd Saturday from 9 AM to noon. Call 540854-5922 for medical appointments.

Call 540-854-5923 for dental appointments. Volunteers Needed.

Info: 540-854-5922, Suzanne.

LOWLINC - Non-profit membership service organization dedicated to enabling seniors at the lake to continue living fully and independently in their homes. Volunteer services provided: transportation, light home maintenance, computer assistance, check-in calls, friendly visits, and referrals to screened service providers. Fee-based.

Opportunities to volunteer, too. Info: 1-855-LOWLINC or visit lowlinc.org.

LOW Lions/Lioness Wilderness Food Pantry: Located behind Locust Grove Town Center, Route 20. The pantry is open several times a month to provide food to qualified persons/families in Orange County. Please call 888-508-9274 for the schedule of openings and other information about the pantry. LOW Lions rely on Federal food programs, local retail stores, community food drives, and financial donations to feed the hungry in our community. Lions Wilderness Food Pantry, P.O. Box 605, Locust Grove, VA 22508. Info: Nicki, 703-217-5615.

LOW Lions Medical Equipment: Durable medical equipment is available for temporary loan to those with needs.

Currently loans are being made by appointment only. Please call 540388-0110.

Orange County Free Clinic: Offers primary medical care and prescription assistance to the uninsured in OC. Medical care available by appointment. 101-C Woodmark Street, Orange. Info: 540-672-0793.

Parkinson’s Support Group meets the second Thursday of each month at the Lake of the Woods Church at 4 PM. Contact Lee Moore at 540-972-0395 with any questions.

Red Cross Blood Drive: From noon to 6 PM, in the Community Center. Usually fourth Tuesday every other month (call to confirm date). You must be generally healthy and 17 or older. Go to www. redcrossblood.org for schedule and more detailed information. Make an appointment online or call 1-800-7332767. Making an appointment saves you time! Walk-ins accepted, on space available basis. Hosted by the LOW Lions Club. Info: Ginny, 540848-5829 or Carol, 540-972-0664.

Seeking Counseling? The LOW Church offers affordable counseling for all persons by appointment. Info: Church, 540-972-9060.

The Substance Abuse and Mental Health Services Administration National Helpline, 1-800-662-HELP (4357), is a confidential, free, 24-hour-a-day, information service for individuals and family members facing mental or substance use disorders.

This service provides referrals to local treatment facilities, support groups, and community-based organizations. If you or someone you know needs immediate support regarding suicide prevention, call or text 988 or chat 988lifeline.org.

Rappahannock Rapidan Community Services Care-AVan will provide transportation to health care (including picking up prescription medications) and legal appointments for senior citizens (over 60) and persons (over 18) with physical disabilities. Available Mon-Fri. with minimum of 48 hours’ notice. Free Service (donations accepted), Call 540-825-3100 ext.

3358 or 3013.

Vision Impaired Support Group.

Meets on the first Tuesday of the month at 10 AM, Community Center, Room 1. Sponsored by the LOW Lions. Contact: Gail Sauro, 540-9721629 or Gail.Sauro@yahoo.com

LOW Community

Fundraisers

Chattanooga Choo Choo - Join the LOW Chapter of the AARP on a 4 day trip to Chattanooga, TN, June 13-16. Three train rides, a Riverboat Cruise, Rock City Gardens, Lookout Mountain, three dinners and more, are included. Bus leaves from and returns to LOW. All profits will be distributed to local charities through the AARP Chapter #5239 benevolent fund. For a flyer and info, call Pierre at 540-972-0519 and leave a clear message, or email at pierre114@ verizon.net. Cut-off date is April 1.

LOW F&R Phone Directory.

The LOW Directory is available for $10, cash or check only, at LOWA Member Services, Holcomb Bldg.

Sales benefit LOW Volunteer Fire & Rescue Company.

Human Services

Lake Currents February 24, 2023

Feb. 25, Friends of Wilderness Battlefield: Open House for Prospective Volunteers 10 AM–2 PM, Ellwood Manor, 36380 Constitution Highway (Route 20) Locust Grove. Learn about the opportunities for the 2023 season at the historic structure and grounds of Ellwood on the Wilderness Battlefield. Info: Bob Lookabill, 540972-5668, ellwood@fowb.org.

The LOW AARP TaxAide site is scheduling appointments to e-file your Federal/State tax returns Feb 3-Apr 15 from 8:45 AM-1:15 PM. Please pick up your information packet from the Wilderness Branch Library lobby and call our scheduler at 540-318-0345 once you receive all your tax forms.

Celebrate Recovery Program.

New program at The Lake of the Woods Church, Wednesdays at 6:30 PM. Come and experience healing from life’s hurts, habits, and hangups. Come as you are. Email Kip and Marsha at CRLOWCinfo@gmail.com.

Project Excel Program. Reading and Math volunteers are needed at the Locust Grove Primary and Elementary Schools for the Project Excel program.

Apply online at OrangeCountyVA. gov/286/Project-Excel. For more information, email Mr.Tutoring88@ gmail.com or call LOW resident, Ginny Biggs at 571-259-8951.

Lost or Found Pets in LOW can be posted on facebook.com/ LOWlostandfoundpets.

Hearing Aids/Eyeglasses Recycled: Place used hearing aids and eyeglasses in LOW Lions boxes at the Ferris Building & Holcomb Building.

Rapidan Service Authority (RSA): 540-972-2133; Rapidan.org.

Rappahannock Electric Coop (REC): 800-552-3904; Myrec.coop.

Cause 4 Paws. We need volunteer foster homes, monetary donations, and donations of the following: Purina Kitten Chow, Purina Cat Chow, Friskies Pate canned food and Fancy Feast Kitten Wet Food. Proceeds benefit feline rescue.

Donations may be tax deductible as we are a 501(c)(3) charity. Donations may be mailed to Cause 4 Paws, P.O. Box 301, Locust Grove, VA 22508. Facebook: causefourpaws Locust Grove VA or call LA, 540-4854181 or Darlene 540-972-8038.

LOW Lioness Book Sale.

Used books will be sold on the last Saturday of the month (Feb.Nov.) from 8:30 AM to 1 PM at the Ferris Building. Proceeds go to the Benevolence Fund. Book donations are accepted the day of the sale. No reference or textbooks, please. Info: Ann, 540-972-4338; Sherri, 540412-9854; or Helene, 540-412-0798.

LOW Lions Medical Equipment Loan Program seeks donations of wheelchairs and rollators in working condition to share with neighbors in need. Donate at Velona Building (by compactor) any Saturday from 9 AM to noon. Call 540-388-0110 to schedule a pick-up. If you or a family member needs a walker, shower bench, bedside commode, or other medical equipment, the Lions are here for you!

Lions Furniture Pickup and Yard Sale. The LOW Lions accept donations of furniture and merchandise at the Velona Building (Shoosmith Road, near the trash compactor). Donations accepted Saturdays from 9 AM to noon. To arrange for donation pickup, call Terry at 540-495-0640. The Lions are a 501(c)(3) charity; donations may be tax deductible. The Lion’s Yard Sale at the Velona Building is open every Saturday from 9 AM to noon.

Orange County Humane Society of VA. We are in need of dry and wet cat food in addition to pet supplies. Check out our Chewy profile for our Wish List items.

Monetary donations can be mailed to OCHSVA, PO Box 852, Locust Grove, VA 22508 or donate through Paypal. Use the Walmart app, under the Round Up program select Orange County Humane Society Inc. as your charity of choice. Food donations may be dropped off at the Locust Grove Vet Clinic. Like us on Facebook: Orange County Humane Society VA. Call us at: 540-672-0069 for questions about Trap, Neuter, Vaccinate and Return feral, free roaming cat program, Pets in Place program or for other questions.

OCHSVA is a 501(c)3 charity, your donations may be tax deductible.

13

February 15 Board Minutes from p. 12 7. Director Comments Director Olson reminded members to use the TekControl visitor entry system on the website to authorize entry for their guests.

Lake Currents February 24, 2023

8. Scheduled Meetings - Special Board of Directors Meeting/Retreat: Monday, March 6, 2023 at 9:00 a.m., in the Clubhouse.

- Regular Board of Directors Meeting: Wednesday, March 8, 2023 in the Community Center. Executive Session: 1:00 p.m. Open Session 2:00 p.m.

- Special Board of Directors Meeting: Monday, March 13, 2023 in the Community Center. Open Session: 7:00 p.m. Agenda: Wake Boat Study Report 9. Adjournment Motion by Clawson, passed unanimously, to adjourn the meeting at 5:10 p.m.

Leif Henecke, LOWA Secretary

Democratic Club Meeting

by Jane Haltmaier, LOW Democratic Club The next Democratic Club meeting will be March 8 at the Community Center. We will start with a social half-hour at 1 PM, followed by our speaker, Bryan Nicol, at 1:30. Bryan is the Orange County Planning Commissioner for District 5 (Lake of the Woods). He will speak on the Wilderness Crossing rezoning application pending before the Planning Commission. Bryan will discuss the current status of the application and be available to answer questions concerning the proposed l 2,600 acre development. This is an issue of great ic o importance to the LOW community, as it will affect traffic and N n J . B r y a water use. There are also important environmental issues related to the gold mines which were located there years ago.

Bryan and his wife, Traci, have been homeowners in Lake of the Woods for almost 15 years. He is a former Deputy Attorney General and Commissioner of Transportation for Indiana and currently serves as Chief Strategy Officer for an architecture, engineering, and consulting firm. All are welcome to attend the meeting and presentation.

Book Club

Viewpoints

by Mary Nolan, Member, LOW Book Club

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At its Feb. 8 meeting, the LOW Book Club discussed The Professor and the Madman by Simon Winchester. The story of the two most prominent originators of the Oxford English Dictionary was generally viewed favorably, with comments about the seemingly extreme detail and depiction of the laborious task of composing a complete dictionary of the English language.

Virginia Hall, the little-known heroic spy of World War II, is the subject for review at the March 8 meeting. Members will select one of three books for discussion: A Woman of No Importance by Sonia Purnell; The Wolves at the Door by Judith Pearson; and The Lady Is a Spy by Don Mitchell.

The Book Woman’s Daughter by Kim Michele Richardson is the selection for the April 12 meeting.

The LOW Book Club meets at 1 PM on the second Wednesday of the month at the Wilderness Library. For further information about the club, call 540-972-9284.

LOW Players

by Sandie Frame, Member, LOW Players Fifty talented actors and actresses auditioned for roles in the Lake of Woods Players May production of Into the Woods. The cast was chosen and rehearsals have begun. This eight-Tony-award-winning musical follows a baker and his wife’s quest to have their own child. They must collect items to bring to the witch they have pleaded with to help them. These items are found in some well-known but fractured fairy tales written by the Brothers Grimm.

Production dates are May 5, 6, 12 and 13 at 7 PM; May 7 and 14 at 2 PM; and May 13 at 1 PM. Please note the times as some have changed since our last show. There will be more information on tickets in the next article.

We have welcomed several new members into the Players. We are always seeking new members who are interested in theater. Whether you like acting or just want to see how we do live theater, come join us. We hold our meetings on the second Wednesday of the month at the Community Center in Room 1.

Hawks of Virginia – Part 1 of 2

Preserve Flowers for Year-Round Garden Fun

by Deanne Lawrence, Member, FOWL

by Karla Pringle, Programs Committee, LOW Garden Club We’re in the throes of winter, but that doesn’t mean you can’t enjoy flowers, plants and herbs from your garden. The Garden Club wants you to know that, with just a little planning and preparation, you can create fun winter projects to enjoy all year long.

During colder months you can pick up fresh, inexpensive flowers and greeneries at the florist or grocery store. Select delicate (thinner) blooms, since especially dense flowers do not tend to dry Photo by Karla Pringle easily. Herbs are fun to use as well!

Thin stalks, leaves, and flowers Two of the most popular ways preserve easily. to preserve your selections are pressing them between sheets of absorbent paper and weighing them down with heavy books, blocks, or whatever you might have. A proper flower press is also a great option; they come in a variety of sizes and prices, and can be purchased online or at crafts stores. However, before buying one, I recommend the old-fashioned book method just to get the hang of the process.

Another option is to preserve them in silicone gel granules. Thoroughly and gently cover everything in an airtight, sealable, lidded bowl or can. This method preserves the colors quite vividly. While not flattened, there are a variety of crafts for which you can use them. I recently dried rose buds to use in a small trinket dish for display. Please be sure to read the directions and cautions on the silica gel bottle, as some people may experience a skin irritation from contact.

There are many craft books available, as well as YouTube videos, that will give you more detailed, step-by-step instructions and demonstrate the process. Watching these now will give you some ideas for later on, when your garden is blooming in spring and summer. You won’t have to rely on store supplies; you can select some colorful flowers, greenery, and herbs while they’re still healthy.

If you are interested in more information about our monthly programs, workshops, and field trips, as well as general membership, please visit www. lowgardenclub.org. You will also see pictures of the pressed-flower crafts we made at our recent workshop!

Lake Currents February 24, 2023

Photos by Deanne Lawrence

Left: Red-shouldered hawk (Buteo lineatus); Right: Cooper’s Hawk (Accipiter cooperii)

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Six species of hawks nest in Virginia. Identifying them can be challenging.

Observe size, color, wing shape, tail shape and length, body shape, and the bird’s shape during flight. Start by determining if the hawk is buteo or accipiter.

Buteos, or ‘soaring hawks’, are football shaped birds with long, broad wings and rounded, fan-like tails. Red-tailed and Red-shouldered hawks can be seen soaring high above forests and fields or perched alongside a road or at the edge of a tree line.

The Red-tailed hawk, the most widespread and well-known buteo, is one of North America’s largest birds. Females weigh up to three pounds large enough to be mistaken for eagles at first glance. They are generally dark brown above and pale below, with brown head and white throat, a streaked belly, dark bars on the leading edge of the wing, and cinnamon-red tail with black bar at the tip. They prey mostly on small mammals, but are opportunistic hunters with variable diets. Easily trained, they are the most commonly captured hawk for falconry in the US. Their distinct call is used for almost all birds of prey in movies.

Red-shouldered hawks are medium sized hawks with dark-andwhite checkered wings and warm reddish barring on the breast. They are noticeably smaller than a Red-tailed hawk and larger than a Broad-winged hawk. They prey mostly on small mammals, snakes, lizards, and amphibians.

Broad-winged hawks are typically found far from human activity and are most easily seen during fall migration, when hundreds of thousands of them travel to South America in huge flocks called “kettles.” Primary prey of the broad-winged hawk are small mammals, amphibians, and insects. They will also prey on invertebrates, reptiles, and nestling or juvenile birds. They mostly snatch their prey from the forest floor, only occasionally hunting “on the wing.”

You can learn more and observe migrating hawks at a Hawk Watch open house, where volunteers gather each fall to watch and count migrating hawks in Cape Charles and Waynesboro. https://www.rockfishgaphawkwatch.org https://vawildliferesearch.org/raptor-research Part 2 will focus on accipiter hawks like Cooper’s and Sharp-shinned hawks. For information, contact fowloflow.org or 540-395-3205.

15

Solos March Schedule

LOWLINC Speaker Series: In the Moment Living with Dementia

by Pam Nalls, Member

The LOW Solos Club meets on Wednesdays for brunch or dinner. We also have outings such as picnics, plays, movies, miniature golf, house parties, etc. Our point of contact is Pam Nalls at 540-972-5253 or pnalls@ verizon.net. The March schedule, provided by Diane Welborn, follows:

LOW Community

by Margaret Driscoll, LOWLINC Volunteer My friend and I go for a ride. We count red cars. We high five when we see one. The grass is green, flowers are in bloom and the sun sparkles on the lake. My friend looks out the window and says “The red buds are on the trees. Winter is almost over.” I comment “it has been a long cold one.” We play cards. We shuffle, deal, pick and throw cards. There are no rules. No strategy. We laugh a lot.

When I let go of my perceived reality and stepped into my friend’s world, I discovered that dementia did E lle n P hip ps not have to be the tragic end to our friendship. It could simply be the next act. A stage we could embrace and face together. According to the Dementia Society of America, there are more than 9 million Americans diagnosed with some form of dementia. Your family, friends, or neighbors may currently be dealing with dementia in their lives.

LOWLINC is a service organization that enables people to be healthy, happy, and connected on their own terms as they age. The first presentation in our 2023 LOWLINC Speaker Series will focus on understanding dementia.

It will be held on Tuesday, March 7, from 1:30 to 3 PM in Meeting Room 2 at the Community Center.

Ellen Phipps, Executive Director of Aging Together, will be our speaker.

Before joining Aging Together, Ellen served as Vice President, and later CEO, of the Alzheimer’s Association, Central and Western Virginia Chapter.

She is the author of Connections: Engagement in Life for Persons with Dementia, A Complete Activities Guide. Ellen not only has a wealth of knowledge on the subject of dementia, but a passion to enrich the lives of those with the condition and that of their caregivers.

LOWLINC members, volunteers, and all LOW residents are cordially invited to hear Ellen speak. A discussion will follow her presentation. Seating will be limited, so please register online at www.lowlinc.org, or call LOWLINC at 855-569-5462.

• Wed, March 1 – Red Lobster, Fredericksburg. Meet there at 4:30 PM and please RSVP to POC by 11 AM that day.

• Wed, March 8 – Metro Diner, Fredericksburg. Meet there at noon for lunch. Please RSVP to POC by noon on Tues, March 7, to allow time for making a reservation.

• Wed, March 15 – Olive Garden, Fredericksburg. Meet there at 4:30 PM and please RSVP to POC by 11 AM that day.

• Wed, March 22 – Bone Fish, Fredericksburg. Meet there at 4:30 PM and please RSVP to POC by 11 AM that day.

• Wed, March 29 – Guacamole, Locust Grove. Meet there at 4:30 PM and please RSVP to POC by 11 AM that day.

LOWArts

by Maribeth Logan, LOWArts member Fareways Artist Reception, Feb. 26, 2 to 4:30 PM. Bring your family and friends to enjoy an afternoon of amazing artwork, meet talented artists, munch on appetizers, and listen to a great local musician.

While perusing the new artworks, choose what artwork should be awarded the People’s Choice Award.

Information will be available for voting at the front entrance of Fareways.

LOWArts meets on the first Monday of the month at the Community Center. There is an art critique at 1:30 PM for in-progress and completed local artist’s works. The general meeting is 2 to 3:30 PM. The March 6 meeting will feature Lisa Spencer-Ballard and Kevin VanLeer sharing tips and tricks on photographing artwork for personal use, entering competitions, or submitting for advertising.

Please come and join us and learn what great opportunities there are for learning about art, enjoying local galleries, and taking informative and fun trips with your neighbors and friends. Artistic ability is not a requirement, but enjoying art is.

For more information: find us on Facebook at Lake of the Woods Art and on our website at www.lakeofthewoodsarts.com.

Lake Currents February 24, 2023

The

Neeleywed Game With Host, Keith Neeley

Saturday, February 25 7 PM

Health & Rehabilitation and Senior Living

TS DARhursday

RY T EVE 6 PMrs are e

Dogwood Village offers Short-term Rehabilitation, Long Term Care, Assisted Living and Respite Care.

Please call or check out our new website for more information.

EVE TRIVIA RY W edn Com 6 PM esday e

inne om Beg ys welc a w l a

get you early to r tab le!

ART RECEPTION Sunday, February 26 2 PM to 5 PM All New Art!

Come check out the new menu.

Coming Soon: Bingo!

540-972-2216

Menu: www.LOWA.org/fareways 16

There’s fun for everyone!

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From the LOW Arts Club

120 Dogwood Lane Orange, Virginia 22960 Ph: (540) 672-2611 Fx: (540) 672-3187

dogwoodvillageocva.org

“Tradition of Excellence”

Orange County Supervisor’s Letter

Wilderness Crossing Rezoning Application Update

by J. Bryan Nicol, District 5 Planning Commissioner

Homeowners that rent out their homes in Orange County for short term rentals are required to pay the Transient Occupancy Tax of 2% on the charges for the rental. Because of the difficulties in collecting this tax, the Virginia General Assembly recently enacted legislation to amend the Code of Virginia to require an accommodation intermediary, such as Airbnb or Home Away, to collect this tax and remit it to the appropriate locality. The accommodation intermediary is also required to submit to the locality the property address and gross receipts for all rentals in the locality. Licensed real estate agents are not required to collect the taxes or submit this information.

They have a stronger lobby. However, the owners of shortterm rentals facilitated through real estate agents are still required to collect the Transient Occupancy Tax and remit it to the Commissioner of Revenue.

The Orange County Code currently does not include language that reflects the amended Code of Virginia. Therefore the county has prepared amendments to our code to enact these provisions. Any changes to the Orange County Code require a Public Hearing; one will be conducted at the Feb. 28 Board of Supervisors meeting to implement these amendments.

You may have noticed some construction on the right side of Route 3 as you approach from Fredericksburg. This is not part of Wilderness Crossing, but is a new entrance sign for the county. There are two different sign configurations. The one shown will be installed at each end of Route 3.

My current term as your District 5 Supervisor ends on Dec. 31 of this year. At the last LOWA Board meeting, I announced that I am not planning to run for another term. I will have completed 16 years by December, and feel that it is time for me personally to make some changes. I am making this announcement early so that anyone who would consider seeking this office has sufficient time to complete the necessary application process. I will continue to remain active as your Supervisor for the rest of this year.

If you have questions about county government, or want to let me know your feelings on specific issues, you can contact me at lframe@ orangecountyva.gov.

SYLVAN L-3 DLZ BAR

BARLETTA CABRIO 24UE

AT THE DULLES EXPO CENTER

MARCH 10TH - 12TH LAKE OF THE WOODS MARINE

Advertising Info: Call 540-972-2278 or email LakeCurrents@LOWA.org Media Kit online at LOWA.org

WWW.LOWMARINE.COM Paid Advertisement

Deadline for submissions to the March 24 issue of Lake Currents is March 13.

Lake Currents February 24, 2023

CHANTILLY FAMILY BOAT SHOW

Deadline for submissions to the March 10 issue of Lake Currents is Feb. 27.

Orange County

The Orange County Planning Commission continued its review and examination of the rezoning application at a work session on Feb. 9, looking into the details, and addressing the impacts to the County and to Lake of the Woods residents on the issues of the general development plan, water, transportation, design guidelines, and buffers. Please see the following link for video play back of the Commission work session on Wilderness Crossing: https://orangecova.civicclerk.com/Web/Player. aspx?id=281&key=-1&mod=-1&mk=-1&nov=0 The commission scheduled a final work session for Feb. 16. This work session will also be available on the county’s website. At the Feb. 16 work session, the commission was scheduled to review the fiscal impact statement, economic impact statement, and the applicant’s proffer statement submitted by the Wilderness Crossing applicant.

Mark your calendars. Based on the current schedule, the Planning Commission expects to hold a public hearing on the rezoning application on Thursday, March 24. The public hearing is expected to begin at 6 PM at the Locust Grove Middle School, near the LOW back gate entrance. The public hearing will be advertised in advance once details are finalized.

After hearing from the public, the commission, in its advisory capacity, will either recommend approval or recommend denial of the rezoning application to the Orange County Board of Supervisors.

The Board of Supervisors will hold its own public hearing on the Wilderness Crossing rezoning application and has the sole authority to approve or deny the rezoning application.

Please take time to review the information for REZ 22-02 on the County’s website. I will continue to update the LOW community as the Wilderness Crossing rezoning application moves through the process. Please share any comments or input with me at bnicol@orangecountyva.gov.

by Lee Frame, District 5 Supervisor

CREST CARIBBEAN RS 230

STARCRAFT SLS-3

17

Classifieds

Lake Currents February 24, 2023

Rental

18

FOR RENT: 3 BR/2 Bath Rambler on Madison Circle, Eat-InKitchen. Stone Fireplace, Formal Dining Room. Solar and Sky Lights.

Huge Primary Bedroom with walk in closet and sitting room (den/office).

Beautiful, large Florida Sunroom with Ceramic Tile. Extra Storage Under House, Two car Garage with screened Door, Concrete Circular Driveway. Seasonal Water View of the Lake, outdoor lighting, Wi-Fi controlled thermostat. This home has lots of extras. Owner pays tenant annual assessment fee. The monthly rent is $2,200/ month. Available April 1. Call Steve at 703-282-0076 or email at 231MadisonCircle@gmail.com.

Services $100 CASH for ROOF Replacement Referrals leading to a signed contract. Is Your Roof 15+ years old or Leaking? Shingles Damaged, Missing, Deteriorating?

Moss/Algae Growing? Water Leaks/ Stains? We are GAF Certified Class A Licensed Roofers & Insurance Claims Specialists. All roof systems come with a Non-prorated 50 Year Material & Labor, 10 Year Workmanship, & 25 Year Algae Warranties that are transferable greatly increasing the Value & Sellability of your Home. Check out our Stellar 5 Star Angie’s List Reviews or visit us at AskLukeZello.com. 100% Financing Available! Repairs & Free Inspections. Call 540-406-3589.

1 CALL ABOVE All A+ BBB Rated, Ask Zello Takes Care of It All. A Best of the Burg multiple category Top 5, HomeAdvisor Top Rated & Elite Pro, Home Depot Pro Referral, Class A Licensed & Insured family operated company, 20+ year LOWA residents. Our professional tradesmen love to work and we donate heavily to a home in India that rescues the smallest victims of human trafficking.

Protect yourself. Before you hire, verify licensed contractors at www. dpor.va.gov/LicenseLookup. See All of our classifieds & give us a call. Ask Zello, 540-406-3589.

25-YEAR NO Clog Guarantee Aluminum Gutter Guard Installation.

Ask Zello, 540-460-3589.

30+ YEARS RESIDENT. Animal Care and House Cleaning. Call Linda 540-220-2138.

A/C & HEATING Installation/ Repair - Ask Zello, 540-406-3589.

ADDITIONS, ROOF Replacement, Kitchen/Bath Remodel, Deck. Class A Contractor.

540-845-1047. 35 years at LOW. AIRPORT CONNECTIONS Shuttle to Dulles, Reagan, Richmond and Charlottesville. Reasonable Prices, Call Didier at 540-661-2377.

ASAP ELECTRICAL and Plumbing. Master Electrician/ Plumber with 35 years experience.

Competitive rates. LOW resident.

Call, email or text Larry today for a free estimate. 540-226-5570.

ASAPLarry@aol.com.

ASPHALT Paving - Ask Zello, 540-406-3589.

BIRD BOARDING: Parrots and small hook bills, experienced parrot parent. Enjoy your vacation worry free knowing your feathered friend is being well cared for. Small animals welcome, Pam 571-565-4513.

BOAT CANVAS and Upholstery.

We work hard to keep your boat protected. Certified Marine Canvas Fabrication & Repair, Mobile Service, Custom Boat, Detailing, Boat Hull Cleaning, Pontoon Cleaning. Trident Marine Canvas & Upholstery, 540-205-9509, www. tridentmarinecanvas.com.

BOAT COVER Repair & Custom Boat Covers. We would love to create Custom Boat Covers, seat covers, and any Boat upholstery needs including repair. Affordable and High Quality. Call Sam 570-449-4540.

BRICK/STONE Masonry Patios, walkways, porches, retaining walls. Ask Zello, 540-406-3589.

BROADUS PROPERTIES Home Improvements: Carpentry, sheetrock repair, painting, fencing, deck repairs, shed repairs and painting (to include color change), gravel, mulch, and sand delivery, shed gravel site pads, snow removal and more. Steven, 703-969-0827.

CAREGIVER - Homeward Bound Care, LLC. Nursing Aide/ Certified/Insured Assisted living in your home. Short or long term care, day or night. Can manage all the patients needs. LOW resident.

Excellent References. Diane Clauson: 540-388-2930; Cell: 540408-1309.

CERAMIC TILE Work - Call George’s Home Improvements 540406-7783.

CERAMIC TILING For Bathrooms, floors, foyers, countertops. Call 540-898-7773 for a free estimate. Ask for Bob Yak. References available upon request.

CHIMNEY REPAIR - Ask Zello, 540-406-3589.

CLEANING by BARBARA Harris.

Move-in, Move-out, one-time or regular basis. Baths & Kitchens a specialty. 540-672-8069.

CLEANING PROFESSIONAL Service. Excellent References.

Call Lourdes, 703-795-5184 or KandHCleaningServices@gmail.com.

COMPLETE HOME Renovations and Handyman Services. Free Estimates, Call Carl at 540-920-8211.

CONCRETE MASONRY Driveways, Patios, Walkways, Hardscaping - Ask Zello, 540-406-3589.

CONCRETE PATIOS and stamped concrete patios. 540-8451047. Class A Contractor, LOW resident.

CRAWLSPACE WATER Issues?

Ask Zello, 540-406-3589.

CULVERT REPLACEMENT Ask Zello, 540-406-3589.

CUSTOM HOUSE Painting.

Inside and out. Bob Yak & Sons, 540-898-7773. Free estimates.

CUSTOM PAINTING and Drywall - Serving the local homeowner and builders for 30 years. Int/ext Painting, Drywall repairs, Powerwashing, Deck stain/ seal, Wood repairs. Licensed and Insured. Call Travis for your free estimate. 540-623-5253, Custompainting540@gmail.com.

DAVE THE MOVER LLC. 20 years experience. Local and distant.

540-229-9999.

DECK STAINING - Ask Zello, 540-406-3589.

DECK STAINING - Call George’s Home Improvements 540-406-7783.

DRAINAGE ISSUES? Ask Zello, 540-406-3589.

DRIVEWAY PIPE Replacements Premier Arbor Services, 540-718-3794.

ELECTRICAL ISSUES, Ask Zello, 540-406-3589.

ELECTRICIAN (ASAP Electrical and Plumbing) Master Electrician with over 35 years experience.

Call, email or text Larry today for your free quote. No job too small.

Veteran/LOW resident. 540-2265570. ASAPLarry@aol.com.

FALL/WINTER SERVICES: Seasoned Firewood, Aeration, Tree Removal, Fertilization, Bobcat Services, Driveway Restoration, & Miscellaneous Clean-up. Free estimates, Stanley Lawn Care, 540-308-8072.

FLOORING - Laminate and Tile, Call George’s Home Improvements 540-406-7783.

FLOWERS - FOR any occasion including events and weddings. We have beautiful unique arrangements. Want to send someone a hug? Take a look at our “Hug in a Mug” arrangement. Www. twosistersfloralarrangements.com.

Facebook: twosistersaffordablefloralarr angements. We can be reached at 540972-7278. Two Sisters is a LOW small business with years of experience.

FOUNDATION REPAIR - Ask Zello, 540-406-3589.

GUTTER CLEANING and Roof Debris Removal. Call Matt at 540-845-6355 for a free estimate, minimum charge $50.

GUTTER CLEANING/Guard Installation - Ask Zello, 540-406-3589.

GUTTER SERVICES - Call The Brothers that just do Gutters for all of your gutter service needs; including guards, new installation, cleaning and repairs. Free Estimates. 484-824-4044. We are in the neighborhood!

HANDYMAN - CALL George’s Home Improvements 540-406-7783 HANDYMAN SERVICES, Call Ken 540-498-6542.

HOME IMPROVEMENTS - Call George’s Home Improvements 540406-7783.

HOME REPAIRS - Ask Zello, 540-406-3589.

JORDANS TREE & Landscaping - Yard Clean-up Specials! Any of your lawn, landscape and tree needs. Leaf Removal, Gutter Cleaning, Pressure Washing, Tree Removal. Call 540-229-2678.

JUNK REMOVAL - Call George’s Home Improvements 540-406-7783.

JUNK REMOVAL, Clusterducksjunkremoval.com, we are quick, reliable, affordable, and we always show up! Licensed and Insured. Call 571-409-0211.

LANDSCAPING HARDSCAPING, Retaining Walls, Patios, Walkways. Ask Zello, 540406-3589.

LAWN SERVICE - Only Ann. Experienced Professional specializing in mowing, trimming, mulching, edging, flower bed design and maintenance. Just need ideas for a change, or a helping hand. Free Estimates. 540-229-5555, Ann Butler.

LEAF REMOVAL, French Drain, Culvert Pipe, Wood Fence, Landscaping, Storm Damage Tree Service, Overgrowth Cutback/ Bush Hogging, Gravel Installation, Power Washing, Junk Removal.

Call/Text: 540-850-8060. Trinity Home Improvements, LLC. www. trinityhomeimprovementsva.com/.

MOVING - DAVE THE MOVER LLC. 20 years experience. Local and distant. 540-229-9999.

NON-MEDICAL, SENIOR In Home Care. Home Comfort Solution’s LLC. Licensed and insured. 12 plus year’s experience.

References upon request. Yonna Philipp Administrator 540-717-8245.

NOTARY LOW- Mobile Local Services- Saturdays and evenings upon request. Beth 540-226-2402.

PAINTING INTERIOR / Exterior.

Call/Text: 540-850-8060. Trinity Home Improvements, LLC. www. trinityhomeimprovementsva.com/.

PAINTING INTERIOR/Exterior - Call George’s Home Improvements 540-406-7783.

PAINTING, CARPENTRY, Powerwashing. Call Ken, 540-4986542.

PAINTING/STAINING, Interior/ Exterior. Drywall Repairs. Ask Zello, 540-406-3589.

PATIOS, WALKWAYS, Retaining Walls - Ask Zello, 540-406-3589.

PET-SITTING / DOG Walking.

Lisa Ward of “Ward of the Dogs” specializes in Lake of the Woods dogs. Your house or mine. To discuss your pet-sitting needs, call 520-612-5190.

PLUMBER (ASAP Electrical and Plumbing Services) with over 35 years experience. Call, text, or email Larry for all of your plumbing needs. No job too small. Veteran/ LOW resident. 540-226-5570.

ASAPLarry@aol.com.

PLUMBING ISSUES - Call George’s Home Improvements 540406-7783.

For Sale COLLECTABLE SALE Royal Doulton, Hummels, Lladro, Antique Kitchen items. Call for appointment, 540-847-2927.

PORTABLE LP Generator 6000 watts. Never used, $600, 540-9723598.

SAMSUNG ELECTRIC Dryer 6 years old, very good cond., $100, 540-972-0831.

SHI CHI (Shitzu/Chiuaha) 4-MONTH old puppy, black and white. Weighs 6 lbs., all shots.

Contact for pics. 434-607-5563.

Employment HELP WANTED – LOWLINC, a nonprofit organization helping older adults age-in-place, is seeking a part-time (15 hours/week) ADMINISTRATIVE SERVICES COORDINATOR to perform office management tasks, processing new member and volunteer applications, including database entry and maintenance, and daily financial tasks. $20/hour, and you can work from home right here in LOW! Send email to execdirector@lowlinc.org today.

Misc.

ADMINISTRATION: Financial Controller. Full-Time. Working with the Director of Finance, this hands on, supervisory position is responsible for managing the day-to-day operations of the Finance department, monthly closing, financial statement preparation, maintenance of the point of sale systems, internal audits, and coordination of the annual audit. This position has significant contact with Association employees, Managers, Senior Staff, and Community Members.

A strong background in financial reporting, internal control implementation and monitoring, account reconciliations, and information systems in a commercial environment is very important. Audit experience, public or internal, is preferred.

A Bachelor’s degree in Accounting plus 5-7 years’ experience in a financial accounting environment, including 2 -5 years in a supervisory role required.

Experience as an administrator/power user of accounting and member management software and Microsoft Excel and Word required.

CLUBHOUSE: Part-Time Servers. Excellent customer service skills, enthusiasm and energy. Work schedule: 4 to 10 PM Wed through Sun, along with some holidays. Must be 18 and older. Some restaurant experience preferred.

ENVIRONMENTAL SERVICES: Environmental Resources Manager.

Full-time salaried position to provide expertise and make management decisions for recreational lakes and surface water issues. Additional responsibilities include: budgetary and personnel items pertaining to lakes, marinas, stormwater management, and regulation enforcement. This position conducts monitoring, research, data collection, and analyses related to lakes and tributaries for implementing long-term watershed management strategies, operating two dams in accordance with VA regulations. Required skills include GIS, technical writing, interpreting environmental data and ability to communicate effectively orally and in writing with administration, community committees, and other association departments. Qualifications: A minimum of B.S. in limnology, biology, ecology, environmental science, natural resources management or other closely related field. Two-three years’ experience in management of water resources.

EQUESTRIAN CENTER: Stable Worker Part-Time. Assist with barn chores, cleaning stalls, paddocks, and water tubs, feeding the horses and blanketing when weather requires. Additional duties may include assisting with pony rides and parties, trail rides and helping with shows and other special events. Previous experience working with Equines required.

FAREWAYS CAFE: Part-Time Positions: Servers. Candidates must be 18 years or older and able to work flexible hours including weekends. Some restaurant experience preferred. Good communication skills and team spirit important.

Line Cooks needed to prepare hot food products accurately and efficiently and portion food prior to cooking. One year experience is preferred, good communication skills, ability to work flexible hours and a team spirit.

GOLF PROFESSIONAL. Part-Time. Ensure guest satisfaction, provide golf instruction, implement and coordinate golf events, tournaments, outings, leagues, junior/youth golf camps, teaching clinics and other golf programs designed to improve services to enhance competitive positioning in the marketplace. Requirements: PGA Level A1 certification or higher.

Flexible hours and compensation negotiable. Excellent written, verbal and interpersonal communication skills, and social media proficiency required.

Evening and weekend hours required.

General applications are always welcome. All Pay Market Competitive. Submit applications and resumes to HR@LOWA.org or fax to 540-972-2243. All positions must be able to pass a criminal background check and have a valid Virginia driver’s license. More information regarding these positions is available in the Human Resources Department. EOE.

Quality Hardwood Mulch

703-969-0216 Associate Sales Broker Award Winning Top Producer

www.bradiescustomconstructioninc.com

540-219-7660

• • • • •

Decks Additions Basements Remodels Kitchens

• • • • •

Bathrooms Sunrooms Insurance Restoration New Homes Etc.

12225 Amos Lane #301 • Fredericksburg, VA 22407

Lake of tHe Woods resident for 20+ years!

Free estimates and references available upon request.

Call: 703-966-9495 Fax: 540-785-4758 David Bradie

Owner, President custom6@verizon.net

P.O. Box 191 Locust Grove, VA 22508

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All phases of construction:

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Class A licensed and insured

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Classifieds

MEDICATION AIDE Course.

Virginia Board of Nursing approved, 68 hours. Day, Evening, Weekend Classes available. Cost: $800. Info/Start Dates: www. careernursingacademy.com or Call/ Text 703-402-2509.

LOWA Employment

Lake Currents February 24, 2023

ROOFING and REPAIRS - See our first classified ad. Ask Zello, 540-406-3589.

ROOFING REPLACEMENT and Repairs, Class A Contractor.

540-845-1047 or Barbara at 240271-3737.

SNAPPER JACK Yard Care, LLP - Complete yard care, mulch, powerwashing, grass trimming and pruning. LOW homeowner.

540-287-7143, David Wilkinson; 540-907-5800, Billy Jack. snapperjackyardcare@gmail.com.

Fully insured and Free estimates.

Veterans 10% off.

STAINLESS STEEL Wire Railings, New. 540-845-1047.

TREE CARE/REMOVAL - Premier Arbor Services LLC, Complete Tree Service.

Hardscapes, Yard installation, Stump grinding, Tree trimming. 540718-3794.

TREE REMOVAL, Any size, anywhere. Fully insured. Ask Zello, 540-406-3589.

TREE SERVICE - Specialize in Tree trimming, pruning, and tree removal. Jordans Tree & Landscaping Call 540-229-2678.

WATER / SEWER LINE replacement and repair. Class A Contractor. 540-845-1047. 35 years at LOW. WATER LINE Replacement, Ask Zello, 540-406-3589.

WINDOW & DOOR Repairs and Replacement. Class A Contractor.

540-845-1047. 35 years at LOW. WINDOW & DOOR Replacements by Bob Yak & Sons, 540-898-7773.

Lake Homes

by Lambert

Let my Experience bring YOU Savings and Peace of Mind!

19

Lake Currents February 24, 2023

LOW Community

Did you know that the Licata Group gets around?

Our EXPert Team of Real Estate Advisors services more than LOW! We've been trusted by both buyers & sellers in the following areas: Alexandria Aroda Arlington Ashburn Bowling Green Bristow Broadlands Bumpass Burke Callaway Culpeper Elkwood Fairfax Falls Church Fredericksburg

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"Our experience with the Licata Group was one that I am very grateful for as we were in the process of moving from a home we built 30 years ago and loved. Lauren Cotton got to know us and tailored her approach to us being apprehensive throughout the entire process. Her depth of knowledge about our area, HOA covenants, contractors, and county timelines was helpful in giving us a clear idea of what to expect. Everyone in the group was kind and responsive to our needs. The van which Licata loans out for free saved us time and money. The house checks that were done while we were not there, gave us a peace of mind that someone was looking out for us. I have recommended the Licata Group and specifically Lauren to friends in the area. It was quite an emotional time for us and Lauren was supportive throughout." -U. Bernard

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