Issuu

The Official Newsletter of the Lake of the Woods Association, Inc. Vol. 19, No. 16

540.972.2237

LOWA.org

Equestrian of the Quarter

by Sharon Forest, Member, Equestrian Committee For the August-October quarter, our winner is Hadley Scheel. Hadley began horseback riding at the Equestrian Center during the summer of 2021 and has been taking lessons with us all through this fall season. To say that we enjoy having Hadley and her parents in our barn family is an understatement. Hadley looks forward to her weekly riding lesson and is always excited to groom Fancy and talk about the experiences that she remembers so vividly from attending Pony Camp. She can name all the horses living at the Equestrian Center, as well as most people associated with them. Hadley is always so happy to help with even the smallest of tasks, such as turning out horses after her lesson, or just being able to feed Fancy an Photo provided apple. Her attitude is so positive and Hadley Scheel with her dad Jared contagious that we look forward to and "Fancy." seeing her every week, which makes shining light on her through this award that much sweeter. Two huge “thank-yous” go out to her supportive parents, Julianne and Jared Scheel for enrolling her in Pony Camp followed by lessons this season. We love having all of you in our program! Congratulations, Hadley! How is the Equestrian of the Quarter Chosen? Our trainers, Bridget and Sarah, evaluate students on the following criteria: • Must have attended at least eight lessons during the quarter • Prompt and prepared when student comes to lessons • A self-starter – knows what to do and gets it done • Proactive with tasks – i.e., brushing, etc. • Shows progression in learning • Good attitude • Diligent with horse • Takes responsibility to care for the horse Each winner receives a Certificate of Excellence and a gift card.

/LOWAssociation

December 3, 2021

Treasurer’s Report

by Walt Diercks, Treasurer, LOWA Board of Directors Wow! We are now more than half-way through our current fiscal year, which will end April 30, 2022. As you may recall, in my report in the Aug. 27 Lake Currents, I reminded you that when we adopted the budget for this fiscal year, we used conservative assumptions for both revenue and expenses. Because of the uncertainty created by COVID-19, we adopted a program where we would look at the results at the end of each quarter of the fiscal year to see if we needed additional steps to weather the COVID-19 storm. The second quarter results are now in. I can summarize the second quarter in one phrase: Our financial position remains strong. Amenity revenue has continued to increase significantly over last year. And, so far, we have been able to control costs, despite inflationary pressures. All our amenities, except the Equestrian Center, are ahead of budget and the Equestrian Center is less than $6,000 behind budget. Overall, it appears that at the end of our current fiscal year on April 30, 2022, we will have a significant unrestricted operating cash surplus which we will be able to apply to next year’s budget. New Construction & Renovation (“NC&R”) fees revenue also continues to be strong through the second quarter. We budgeted $250,000 in NC&R fees for all of 2021/22. As of the end of the second quarter, we already have collected $335,001, which is $85,001 more than the $250,000 budgeted for this fiscal year. This means that we also should have a significant amount of collected NC&R funds available to support next fiscal year’s budget as well. As we move forward into the second half of our current fiscal year and anticipate our next fiscal year, I want to call to your attention the challenges we face, in addition to the ongoing COVID-19 pandemic. Inflation is having a substantial negative impact on us as our costs continue to increase. We also continue to have difficulty in retaining and recruiting employees, which has had the effect of reducing the operating hours of the Clubhouse and Fareways. Supply chain issues have raised costs, as well as disrupted operations. By the time you read this, we will be well along in our process for budgeting for our next fiscal year beginning May 1, 2022. Three days of hearings on the budget by both the Finance Committee and the Planning Committee just ended on Dec. 2. I encourage everyone to pay close attention to, and participate in, the budget process. The draft budget is available online to all members on the LOWA website. One final note. We have been able to make additional principal payments on the CARC loan in the amount of $90,000, which will shorten the length of the loan. These additional principal payments are part of our program to make such additional principal payments from the $191 portion of the annual assessment attributable to the CARC project. If possible, we will make one or more additional principal payments in the next three years and shorten the term of the loan even further. I want to reiterate that 100 percent of the $191 per year CARC portion of the annual assessment has been – and continues to be – applied to pay for the construction of the CARC project and to service the debt. None of the CARC portion of the assessment has been used for any other purpose.

See Financials on p. 4

President's Letter Agenda Association News General Manager Board Minutes Financials Calendar Viewpoints Orange County Classifieds

2 2 2 - 11 3 3 4, 5 7, 8 14 17 18 - 19

Friday, Dec. 3 Christmas Tree Lighting Ceremony 7 PM, near Fitness Center Saturday, Dec. 4 Christkindlmarkt 9 AM-3 PM, Community Center Saturday, Dec. 11 Christmas with the Silver Tones 6-9 PM, Clubhouse (CH will be closed for normal dining for this special event)

Sunday, Dec. 12 Dinner with Santa 4-7 PM, Clubhouse Wednesday, Dec. 15 LOWA Regular Board Meeting 2 PM, Community Center, Zoom LOWA Website Links TEKControl (Visitor Management) LOWA.ORG/TEKCONTROL

Association News

President’s Letter by Pete Brown

Writing this letter is a bit like trying to predict the future. As you read it, the Board of Directors will have received the proposed budget from the General Manager, and the Finance and Planning Committees will have completed their three-day budget hearings to give their perspectives on the budget. I predict we can expect tough decisions, faced with the factors of inflation affecting all businesses and individuals. Several revisions will occur before adoption of the final budget on Feb. 16, 2021, which will set our annual HOA assessment for 2022-23 beginning May 1. Some of our projects that were scheduled for this fiscal year are finally getting materials after a long wait. Our new dredge and barge are now operating. The final holdup was the two poles to hold the barge in place. Chief Walker was finally able to secure a three-inch metal pole to erect our new speed monitor sign after a long delay. The gate at the small marina was also held up by lack of supplies. Materials have been as scarce as hen’s teeth. The upcoming holiday season is a time to reflect and be grateful. One sign of the kindness and generosity of our community is the volume of donations to Toys for Tots at the Clubhouse and Fareways. There are many charities in our area that are supported by our members.

Lake Currents December 3, 2021

I hope everyone enjoyed their Thanksgiving. As we have gone through a long season of isolation from Covid, it is good that families and friends can once again gather. As we resume seeing people in person, please remember to be kind to one another. We are all in this together. We are neighbors living in a common interest community. I truly believe we are all lucky to live where we live.

Agenda (Tentative) Regular Board of Directors Meeting December 15, 2021 2 PM, Community Center 1:00 p.m. CALL TO ORDER 1. EXECUTIVE SESSION

Join Zoom Meeting visit www.LOWA.org/Agendas for zoom information.

2:00 p.m. 2. OPEN SESSION 2.1 Pledge of Allegiance + 2.2 Meeting Notice and Quorum Confirmation 2.3 Approval of Agenda 2.4 Approval of Minutes: November 16, 2021 3.

MEMBER COMMENTS ON UNFINISHED AND NEW BUSINESS AGENDA ITEMS AND MEMBER GENERAL COMMENTS

4. PRESENTATIONS 4.1 A. Morton Thomas and Associates, Inc., Lakes and Stormwater Management Plan – Don Rissmeyer P.E., CFM 4.2 FY 2022 – 2023 Budget Overview – Phillip Rodenberg, General Manager 5. 5.1 A. B. 5.2 A. B. C. 5.3 5.4 A. B.

REPORTS Officer Reports Executive Session Actions Committee Changes General Manager Report LOWA Amenities, Events, Meetings and Offices Coronavirus Status November Financials Lakes Management Update Committee Liaison Reports Committee Reports Legal and Compliance Committee – Bonnie Jackson, Vice Chair Golf Committee – Bill Halpin, Chair

6. UNFINISHED BUSINESS 6.1 Consideration of Sending to the Rules Committee Proposed Amendments to the LOWA Bylaws Regarding Virtual Board and Committee Meetings 6.2 Consideration of Adopting the 2022-2026 Five Year Capital Plan for Budgeting and Planning Purposes 6.3 Consideration of Publishing in Lake Currents Proposed Amendments to V.B,C, and K, Use of Individually-Owned Property, Regarding Vehicles with Advertisements Parked on Private Lots

The Join us for...

540-972-2221 * Takeout Available www.LOWA.org/Clubhouse

Lunch, Dinner & Sunday Brunch!

Dinning Room Hours: Wed: 5-9 PM Thurs-Fri: 5-10 PM Sat: 11 AM-10 PM Sun: 1-4 PM Sun Brunch: 10 AM-1 PM (Closed Monday & Tuesday)

Menu online

Vegan & Vegetarian options available

Board of Directors, LOWA, Inc.

Send email to the Board at: Board@LOWA.org President: Pete Brown Vice Pres.: Teri Vickery Treasurer: Walt Diercks Secretary: Rick Rappoport Directors: Jennifer Zukowski Carl Clawson Clifton Wilks

Lake of the Woods Association, Inc.

General Manager: Phillip Rodenberg (prodenberg@LOWA.org)

Director of Facilities: James "Bobby" Jones (jjones@LOWA.org)

Director of Finance:

Charlie Maneval (cmaneval@LOWA.org)

7. NEW BUSINESS 7.1 Consideration of Approving the Revised Pools and Community and Youth Activities Charter 7.2 Discussion of Approving Amendments to the Environmental Control Committee Charter 7.3 Consideration of Entering Lots for Maintenance 8. 9.

10.

DIRECTOR COMMENTS SCHEDULED MEETINGS • Regular Board of Directors Meeting, Wednesday, January 5, 2022, Community Center, 1 PM Executive Session, 2 PM Open Session • Regular Board of Directors Meeting, Wednesday, January 19, 2022, Community Center, 1 PM Executive Session, 2 PM Open Session ADJOURNMENT

Join Zoom Meeting: Log-in to LOWA.org, go to BoardAgendas, click on Zoom link. Members of record may record any portion of this meeting so long as (1) you first notify the President for an announcement before you begin and (2) you do not interfere with other members or the official recording. (See Administrative Regulation 2016-4.) The Board reserves the right to remove, add and/or relocate agenda items, as necessary.

Editorial Staff President of the Board General Manager Communications Manager: Carolyn Brodeur (cbrodeur@LOWA.org) Communications Assistant: Lisa Naghshineh (lakecurrents@LOWA.org) Copy Editor Dan McFarland (dmcfarland@LOWA.org) Graphics/Layout: Chris Porter (cporter@LOWA.org) LOWA Communications Department: 540-972-2278

Lake Currents is the official newsletter of the Lake of the Woods Association, Inc; all content in this newsletter is published at the discretion of the LOWA Board of Directors and Management (USPS 872-400) and is published bi-weekly for its membership. Nonmembers $20 per year (25 issues). Periodical postage rate paid at Spotsylvania, VA 22553. Visit our web site at: LOWA.org. ITEMS FOR PUBLICATION in the newsletter must be received in the Association office by noon on the Monday after publication for the next publication or by the preceding Friday if Monday is a holiday. All advertising and articles need to be submitted via email to lakecurrents@LOWA.org. The views expressed in guest articles and paid advertisements represent the opinions of authors and advertisers and do not necessarily reflect the views of Lake of the Woods Association, Inc. Call the communications office at 540-972-2278 for details about classified and display advertisements which must be prepaid (unless other arrangements are made). POSTMASTER: Send address changes to LOWA, Inc., 102 Lakeview Pkwy, Locust Grove, VA 22508.

Regular Board of Directors Meeting November 16, 2021, Unapproved Minutes 1:00 p.m., Clubhouse Note: These minutes are provided for member review

Present Others Phillip Brown, President Phil Rodenberg, General Manager Teri Vickery, Vice President Walter Diercks, Treasurer Richard Rappoport, Secretary Jennifer Zukowski Clifton Wilks Absent Carl Clawson Call to Order 1. EXECUTIVE SESSION Motion by Diercks, passed unanimously, to enter into Executive Session at 1:00 p.m. for the purpose of discussing and considering contracts; and discussing matters involving violations of the Declaration and Regulations for which a member, his family members, tenants, guests or other invitees are responsible. Motion by Zukowski, passed unanimously, to exit Executive Session at 2:00 p.m.

by Phil Rodenberg, General Manager, ® CMCA, ® AMS, ® PCAM In case you haven’t noticed, LOWA is quickly shifting into Christmas holiday mode. Thanks to the Garden Club, the Clubhouse is beautifully decorated for the season. Our Grounds crew decorated and lit the Main Gate area, and the Christmas tree near the Fitness Center. I hope these add to your holiday cheer as you drive through the community Holidays mean more guests through the visitors’ lane at the Main Gate. On Thanksgiving Day, our Security team implemented an alternative setup at the Main Gate, aimed at relieving congestion from the crush of guest arrivals. Thanksgiving is one of the busiest days of the year and afforded us an opportunity to see if the alternative plan would work. Good news is that it did. Security checked in 1,046 guests, with approximately 800 of those guests checking in between 9 AM and 3 PM That’s 2.2 guest check ins every minute! After setting up a series of barriers in the outbound lane, Security was able to check in guests on both sides of the Security building. Security Chief Scott Walker believes the alternative setup with two visitor lanes enables his access control officers to handle large holiday crowds. The setup doubles our capacity, but it is labor intensive because Security must post an officer at the entrance wall, in the intersection, and at the second check in station. The next chance to test the alternative setup will be Memorial Day weekend. Ultimately, LOWA needs to improve the Main Gate to handle more member and guest traffic. In early 2022, as part of Board of Directors Goal #4, we will be reviewing the idea of adding a roundabout at the Lakeview Parkway and Lake of the Woods Way intersection. There are similar-sized roundabouts in Fredericksburg (Fall Hill Avenue) and Culpeper (Colonel Jameson Boulevard). It always amazes me to think about how many guests our Security team checks in every year. In 2020, Security checked in 644,000 through the visitor lane. The overall Main Gate traffic count, including the visitor lane, is 1.9 million! The Back Gate handled 610,000 the same year. So, altogether the 2020 total gate count was 2,530,000. Enjoy your holiday preparation time!

Lake Currents December 3, 2021

2. OPEN SESSION Pledge of Allegiance 2.1 Motion by Zukowski, passed unanimously, that the Board enter into Open Session at 2:04 p.m. and affirm that the Board met earlier today in Executive Session for the purpose of discussing and considering contracts; and discussing matters involving violations of the Declaration and Regulations for which a member, his family members, tenants, guests or other invitees are responsible. 2.2 Confirmation of Quorum and Meeting Notice Secretary Rappoport confirmed that a quorum is present and proper notice made to all members of record. 2.3 Approval of Agenda Motion by Vickery, passed unanimously, that the Board approve the Agenda. 2.4 Approval of Minutes of November 6, 2021. Motion by Rappoport, passed unanimously, that the Board approve the minutes of the November 6, 2021 Board meeting. 2.5 Employee Excellence in Service Awards President Brown and General Manager Rodenberg presented Third Quarter 2021 Excellence in Service Awards to employees as follows: Individual: Hunter Spencer, Capital Projects Manager Team: Grounds Department Staff: James Leninger, Lead Groundskeeper, and Groundskeepers Gary Chancellor, Travis Miles, Aaron Harris, Carlos Mastorakis and James Moore, working with Foreman Grant Christie. General Manager’s Award: Fareways server Divers Calland, for performing a life-saving Heimlich maneuver on a community member.

An Alternative Plan for Visitor Lane Check In

Association News

LAKE OF THE WOODS ASSOCIATION, INC.

See November 16 Board Minutes on p. 15

Member Services/ Holcomb Building: 540-972-2237, press 0. Email: Frontdesk@LOWA.org M-F; 8:30 AM-5 PM; Sat. 9 AM-1 PM Limited Walk-in service Vehicle Bar Code Hours: Mon, Wed, Fri: 2-4:30 PM Tues, Thurs, Sat: 10 AM-noon

Amenities Golf Pro Shop (Woods Center):

ECC Office: 540-972-2211 M-F, 7 AM-3:30 PM

Equestrian Center: 540-972-2238 M-F 8:30 AM-5 PM (Appt. required) Sat/Sun 9 AM-5 PM Lessons/Pony Rides by appt.

Clubhouse: 540-972-2221 Office Hours: W-F, 9 AM-5 PM Dining Room: Wed 5-9 PM; Th-Fri 5-10 PM; Sat 11 AM-10 PM; Sun 1-4 PM Sun Brunch, 10 AM-1 PM Menu: www.LOWA.org/Clubhouse

Fareways Café: 540-972-2216 M, Tu, F, Sat, 8 AM-7 PM W, Th, 8 AM-9 PM Sun: 8 AM-6 PM *Last order will be taken 1-hour before closing time. Last call for alcohol will be 30 minutes before closing. Menu: www.LOWA.org/Fareways

Community Center: 540-972-9680

Fitness Center: 540-412-6016 Daily: 5 AM-11 PM

Daily 8:30 AM Reserve a tee time 540-972-2230 Golf Course: 9 AM daily Maintenance Office: 540-972-2223; M-F, 7 AM-3:30 PM 9.9 Leaf/Brush Area: Daily: 7 AM-5 PM Closed Wednesdays Pickleball: Paul Jacobson, 630-715-5657 Outdoor Courts available 7 AM-11 PM Security/Front Gate: 540-972-2210 or 540-972-2020 LOWA.ORG/TEKCONTROL

Tennis: Alice Mote 540-424-8004 Courts available 7 AM-11 PM Trash: LOW Compactor Site 540-672-9600 M, TU, TH, F, 7:30 AM-7 PM Sat 8 AM-5 PM; Sun 9 AM-5 PM Closed Wednesdays and holidays County Waste: 540-727-0887 Curbside trash recycling/collection: Wednesdays

Finacials

Lake of the Woods Association, Inc. Balance Sheets | Unaudited | as of October 31st ASSETS 2021 Current Assets Cash and Cash Equivalents Lot Assessments Receivable Accounts Receivable Other Allowance for Uncollectible Accounts Inventories Prepaid Expenses

Total Current Assets

2020 $

3,266,263

Board Restricted Investments New Assets and Improvements Contingency New Construction and Renovation Repair and Replacement Clubhouse Area Recreation Complex (CARC)

2,438,834 943,153 143,709 (249,091) 76,815 454,662 3,808,082

627,549 101,937 84,971 3,496,949 459,702

460,584 101,463 2,167,132 355,656

4,771,108

3,084,835

1,684,729 29,105,538 181,355 7,446,742 1,034,642 39,453,006 (18,592,742)

1,684,729 27,804,041 177,436 7,282,928 1,672,336 38,621,470 (17,151,280)

20,860,264

21,470,190

$ 28,897,635

$ 28,363,107

Total Board Restricted Investments Property and Equipment Land and Improvements Buildings and Additions Furniture and Equipment Vehicles and Construction Equipment Construction In Progress Less Accumulated Depreciation Total Property and Equipment Total Assets

1,879,870 1,050,579 147,188 (209,844) 80,538 317,932

Lake Currents December 3, 2021

LIABILITIES AND MEMBERS' EQUITY Current Liabilities Accounts Payable Accrued Expenses Accrued Vacation Refundable Deposits Deferred Fees Billed Deferred Fees - Discretionary Amenities Deferred Lot Assessments Current Portion of Long Term Debt Total Current Liabilities Non-Current Liabilities Long Term Debt Net of Current Portion Total Non-Current Liabilities Members' Equity Board Restricted Unrestricted Total Members' Equity Total Liabilities and Members' Equity

20,900 323,072 89,454 52,686 167,096 419,205 3,709,792 713,841

Lake of the Woods Association, Inc. Statement of Revenue and Expense Unaudited October 31, 2021

66,792 295,684 90,995 11,770 190,696 358,978 3,620,187 1,265,179

5,496,046

5,900,281

1,659,501

2,526,781

1,659,501

2,526,781

4,771,108 16,970,980

3,084,835 16,851,210

21,742,088

19,936,045

$ 28,897,635

$ 28,363,107

Actual Revenue Assessment Revenue Operating Assessment Contribution to Reserves CARC Assessment Bad Debts Total Assessment Revenue

Operations Center Revenue Administration Tenant fees New Construction and Renovation Fees Security Communications Fitness Equestrian Environmental Resources Pools Community Activities Golf Operations Clubhouse Fareways General Maintenance Roads Total Operations Center Revenue Total Revenue

Prior Year Actual

Budget

2,447,569 849,671 406,830 (17,502) 3,686,568

$ $

193,967 126,792 335,001 29,500 66,903 52,705 50,112 297,136 41,841 32,819 367,235 692,680 287,540 575 2,700 2,577,506

$ $

2,447,569 849,671 406,830 (17,502) 3,686,568

182,332 151,404 250,000 36,000 68,231 41,700 46,565 298,967 21,295 27,491 319,356 557,033 174,085 525 1,728 2,176,712

242,681 149,349 313,148 45,150 62,278 28,584 37,265 271,067 13,341 20,820 304,627 410,844 169,927 375 550 2,070,006

6,264,074

5,863,280

5,651,840

331,122 1,716,226 379,399 288,672 20,150 400,038 377,298 254,200 59,076 105,350 278,988 56,682 14,000 125,468 48,000 119,605 43,148 22,824 42,000 725,002 22,413 5,429,661

316,068 1,539,751 299,998 277,675 9,992 358,112 364,744 251,022 58,620 95,957 255,104 57,683 16,519 81,153 47,873 92,771 90,369 41,344 15,334 42,000 687,500 16,414 5,016,003

433,619

635,837

Operating Expenses Direct Costs of Merchandise Sold Salaries Payroll Taxes/Employee Benefits Insurance Expendable Furnishings Supplies Contractual Services-Security Contractual Services-Golf Maintenance Contractual Services-IT Support Contractual Services-Pool Management Contractual Services-Other Operating Leases Loyalty Program Repairs and Maintenance Telecom Utilities Interest Expense Taxes and Licenses Meals and Entertainment Charity Depreciation Other Total Operating Expenses

485,159 1,695,775 342,068 257,621 17,308 401,424 372,136 259,732 68,032 102,153 266,924 56,114 13,798 88,384 64,075 117,527 31,258 44,844 26,155 50,000 725,002 12,706 5,498,195

Excess of Revenue over Expenses

765,879

3,048,116 144,451 406,767 (17,500) 3,581,834

Lake of the Woods Association, Inc. Reserve Analysis FY 2021/2022 Unaudited

Repair and Replacement 2021-2022 04/30/21 Balance 2021/2022 CTR Interest NCR Fees Loan Advances Expenditures Debt Service Transfers Board Authorized Transactions 10/31/21 Balance

2,303,690 1,699,341 (713,810) 107,702 100,025 3,496,949

New Assets and Improvements 433,972 (86,724) 146,357 133,945 627,549

Contingency 101,937 101,937

New Clubhouse Area Recreation Construction and Renovation Complex Fees (CARC) Project 448,169 335,001 (487,637) (210,562) 84,971

123,757 813,469 (477,524) 459,702

Total Reserve 3,411,525 2,512,810 335,001 (800,534) (477,524) (233,578) 23,408 4,771,108

Lake of the Woods Association, Inc. Key Measures October 31, 2021 Unaudited

Balance Sheet Key Measures

AMENITY REVENUE May 2021 - October 2021

Cash & Cash Equivalents - Operating

10/31/2021

10/31/2020

$1,879,870

$2,438,834

% 88.4%

$ $6,545,326

5.8% 5.8% 100%

$430,109 $432,705 $7,408,140

% 5.8% 0.9% 0.3%

Total Assessment Billing $7,408,140 $7,198,842 $6,955,359

% Collected to Date Receivables - Current (Current Year) Receivables - Delinquent (Current Year)

Delinquency Rate FY21-22 Delinquency Rate FY20-21 Delinquency Rate FY19-20

Total $1,918,471

800,000 700,000 600,000 500,000 400,000 300,000 200,000 100,000 0

Delinquencies (FY 20-21):

Financials

Lake of the Woods Association, Inc. Key Measures October 31, 2021 Unaudited

YTD Actual

YTD Budget

Income Statement Key Measures

Daily Greens Fee Revenue Daily Cart Fee Revenue Annual Membership Revenue Merchandise Sales

Clubhouse Events Revenue

Prior Year YTD 15,636

$142,124 52,970 119,002 36,547

$128,308 51,889 96,150 21,209

$13,816 1,081 22,852 15,338

Current Year YTD $101,716

Prior Year YTD $8,605

Variance $93,111

$692,680 (751,119) ($58,439)

AMENITY EXPENSES May 2021 - October 2021

Variance (2,737)

$410,844 (582,987) ($172,143)

Total $2,777,112

800,000 700,000 600,000 500,000 400,000 300,000 200,000 100,000 0

$281,836 (168,132) $113,704

YTD Actual

Lake of the Woods Association, Inc. Summary, Operation Center Income Statement Comparative to Budget (Includes Depreciation in Administration) Year to Date October, 2021 Revenue YTD Actual Administration Annual Member Assessment Operating Assessment Contribution To Reserve CARC Project Bad Debts NCR Depreciation Subtotal Administration Security Communications Fitness Equestrian Environmental Resources Pools Community Activities Golf Operations Clubhouse Fareways General Maintenance Roads Grounds Excess of Revenue Over Expenses

320,759

UNAUDITED

Revenue YTD Budget $

333,736

2,447,569 849,671 406,830 -

$ 4,342,328 29,500 66,903 52,705 50,112 297,136 41,841 32,819 367,235 692,680 287,540 575 2,700 -

$ 4,270,304 36,000 68,231 41,700 47,705 298,967 21,295 27,491 318,216 557,033 174,085 525 1,728 -

$ 6,264,074

$ 5,863,280

(17,502) 335,001

YTD Budget

Variance Favorable (Unfavorable) $

(12,977)

Expense YTD Actual $

(17,502) 250,000

984,009

Expense YTD Budget $

85,001 $

72,024 (6,500) (1,328) 11,005 2,407 (1,831) 20,546 5,328 49,019 135,647 113,455 50 972 -

400,794

725,002 1,709,011 407,053 107,542 28,603 113,097 314,688 161,810 96,273 510,825 751,119 286,102 488,695 314,843 208,534 5,498,195

980,617

725,002 1,705,619 403,272 113,371 37,909 104,721 325,748 143,738 98,047 482,212 697,727 221,236 507,624 337,716 250,721 5,429,661

Net Income (Loss) YTD Actual

Variance Favorable (Unfavorable) (3,392)

(3,392) (3,781) 5,829 9,306 (8,376) 11,060 (18,072) 1,774 (28,613) (53,392) (64,866) 18,929 22,873 42,187 (68,534)

Net Income (Loss) YTD Budget

(663,250) $ 2,447,569 849,671 406,830 -

(17,502) 335,001 (725,002) 2,633,317 $ (377,553) (40,639) 24,102 (62,985) (17,552) (119,969) (63,454) (143,590) (58,439) 1,438 (488,120) (312,143) (208,534) 765,879

Variance Favorable (Unfavorable)

(646,881) $ 2,447,569 849,671 406,830 -

(17,502) 250,000 (725,002) 2,564,685 $ (367,272) (45,140) 3,791 (57,016) (26,781) (122,443) (70,556) (163,996) (140,694) (47,151) (507,099) (335,988) (250,721) 433,619

(16,369) --

85,001 68,632 (10,281) 4,501 20,311 (5,969) 9,229 2,474 7,102 20,406 82,255 48,589 18,979 23,845 42,187

0 0 0 0 0 0

Lake Currents December 3, 2021

Total Revenue Total Expense Net Surplus (Deficit)

Current Year YTD 12,899

Notes

Golf Operations Rounds of Golf Played

0 0 0 1 0 0 0 0 0 0 0 0 2 3 0 0 4

332,260

Notes To Income Statement Note 1: Note 2: Note 3: Note 4:

0 REVENUE: 0 EXPENSE: REVENUE: 0 EXPENSE: REVENUE: 0 EXPENSE: EXPENSE: 0 0 0 Key: 0 0

0 NCR Fees (+$85k) Telephone/Internet (-$16k) Food Sales (+$33k); Beverage Sales (+$58k); Banquet Sales (+$44k) Cost of Goods Sold (-$84k); Salaries (+$53k); Contractual Services (-$16k) Food Sales (+$73k); Beverage Sales (+$40k) Cost of Goods Sold (-$50k); Operating Supplies (-$11k) Salaries & Benefits (+$16k); Contractual Services (+$7k); Repairs & Maint-Bldgs & Grounds (+$5k); Landscaping (+$4k) 0 Numbers represented as positive or (+$xxK) reflect a positive variance to budget 0

Association News

2021 Winter Pony Camp Join us for winter fun with our ponies at Winter Pony Camp! Open to ages 5 -12. December 27 - 30 11 AM - 2 PM $250 members, $300 non-members Space is limited, contact the Equestrian Center to register! 540-972-2238 Go Ca t Ca ndy ne s?

Photo provided

Lake Currents December 3, 2021

Participants of all ages take part in the Turkey Trot Run/Walk event on Saturday, Nov. 27 at the Golf Course.

Equestrian Center Private & Group Lessons Available by appointment only for ages 7 and up. Students will learn how to ride, tack, groom horses, and gain knowledge appropriate for their age and skill level. Lessons offered rain or shine, covered ring available. See fees below. FEES 1/2 HOUR PRIVATE BLOCK OF 10 (private) BLOCK OF 5 (private) 1 HOUR GROUP BLOCK OF 10 (group) BLOCK OF 5 (group)

MEMBER $50.00 $490.00 $245.00 $45.00 $440.00 $220.00

NON-MEMBER $55.00 $540.00 $270.00 $50.00 $490.00 $245.00

Also offering 20 minute leadline sessions for ages 5-6, just $20 per session. Book on-line at www.LOWA.org/EquestrianCenter or contact us today to book your appointment: EQC@LOWA.org | 540-972-2238

8 AM

December 3 - 9 LOWA Regular Board Meeting – Nov 16

12 PM 1 PM

SCAMS 2021 Real Virginia

2 PM 5 PM

Orange County Board of Supervisors LOWA Regular Board Meeting – Nov 16 December 10-16

8 AM

LOWA Regular Board Meeting – Dec 15

12 PM

SCAMS 2021

1 PM

Real Virginia

2 PM

Orange County Board of Supervisors

5 PM

LOWA Regular Board Meeting – Dec 15

Sunday, December 12, 2021 4:00 to 7:00 pm Menu

Finance: 12/6, 2 PM, CC Fitness:12/7, 3 PM, CC Clubhouse: 12/8, 1 PM, CH M&E: 12/8, 3 PM, CC LCC Meeting: 12/15, 7:30 PM, CC LCC Hearing: 12/15, 8 PM, CC ECC: 12/16, 9 AM, WC Lakes: 12/20, 7 PM, CC Investment/Treasurer: 12/20, 1 PM, CC • Board Meetings: View online at www.LOWA.org/Videos. To join the Zoom meeting, visit www. LOWA.org/BoardAgendas, for Zoom link. Member Log-in Required. For assistance with logging on to the website call 540-972-2278. For assistance accessing Zoom meeting call 540-972-9680 or email ZoomHelp@LOWA.org.

Meeting Facility Key: CC Community Center CCCR Community Center Classroom CR Community Center Craft Room CH Clubhouse CHGH Clubhouse Great Hall CHPR Clubhouse President’s Room EQ Equestrian Center FW Fareways Cafe FC Fitness Center HF Hollyfield Park LGES Locust Grove Elementary School (Rt. 20) LLCH Lower Level Clubhouse LOWC LOW Church MCR Maintenance Conference Room RR Holcomb Building Reading Room SB Sweetbriar Park ULH Upper Level Holcomb WC Woods Center

Lake Currents December 3, 2021

Dinner with Santa at YOUR CLUBHOUSE

Committee Meetings: Meetings are subject to change; contact the Committee Chair for current information. Visit www.LOWA.org/ Committees. For schedule updates, check online at www.LOWA.org/ Calendar.

Association News

Wednesday, December 15 2 PM LOWA Regular Board Meeting, CC, Zoom

Garden Salad with white balsamic or

garlic ranch dressing Rolls and Butter Fried chicken Green beans Macaroni and cheese Cookies and Brownies

Reservations are required $15.95 For Adults $9.95 Kids under 12 Kids 3 and under Free Call 540-972-2221 to make your

Reservation and payment is due when you make your reservation

Social distancing options are available 7

Association News

Friday, December 3 6:30 PM LOW Veterans Club Dinner/Dance. Reserve: Ted 703203-7563. 7 PM Christmas Tree Lighting Ceremony (near the Fitness Center). Saturday, December 4 9 AM-3 PM Christkindlmarkt (CC). Info: 540-972-9680. Wednesday, December 8 4-8 PM Meet & Greet at the Clubhouse, Sections 5 and 14. Info: 540-972-2221. Saturday, December 11 2:30-5:30 PM Lake Youth Foundation Visit with Santa (CC). Reserve: 540-972-8634 or hileman1@comcast.net. 6-9 PM Christmas with the Silver Tones (CH), fee. Info: 540-9722221. Reserve: www.tix.com/ticket-sales/ tix/5430/event/1246209.

Lake Currents December 3, 2021

Sunday, December 12 4-7 PM Dinner with Santa (CH), fee. Reserve: 540-972-2221. Wednesday, December 15 2 PM LOWA Regular Board Meeting (CC). Info: 540-972-2214. 4-8 PM Meet & Greet at the Clubhouse, Sections 8 and 10. Info: 540-972-2221. Friday, December 17 Evening Santa Visit on Fire Truck. Info: www.LOWFR29.com.

C a lend a r of Ev e nts SPORTS & EXERCISE (subject to change) Location

Day

Aerobics

9:15-10 AM

M, W, F

Church 540-972-9060

11:30 AM-1:30 PM

Al.goodwyn@gmail.com

12:30 PM

TU, TH

Alison 703-347-5280

Line Dancing

LLCH

4-7 PM

Christine 703-674-7451

Pickleball Lessons

10:10-11:45 AM

Renee 703-405-7687 Sonja 540-972-1734

Forever Fit

Praise & Worship Dance

LOWC-WC

10 AM-12:30 PM

Senior Softball 50+

9 AM

F nd

7:30-9:30 PM

2 / 4 /5 F

Dick 703-298-6254

Stretch and Flex

8:30-9:15 AM

M, W, F

Frances 540-972-5435

Volleyball Adult/coed

7-11 PM

Michael 540-809-7406

Walkers & Joggers Club

Varies

9 AM

M, W, SA

Diane 540-388-2930

Walkers Meetup Group

LLCH, p. lot

8 AM

M-F

Vassaatthelake@gmail.com

Water Fitness

CH Pool

9 AM & 10 AM

M, W, F

Carol 540-972-6739

Yoga

9:15 AM (varies)

FB Group: LOW YogaBonnieBell

Yoga Gentle

10:30 AM

Rebekah 908-358-8406

Yoga Chair

10:30 AM

Rebekah 908-358-8406

Yoga Flow

9 AM

M, W

Rebekah 908-358-8406

ACTIVITIES, CLUBS, BRIDGE & FUN (subject to change) Location Time Day

Contact

AARP Meeting

9:30 AM

3 M

Carolyn 540-972-3306

Bridge, Sunday Duplicate

7 PM

Joe 540-972-8052

Bridge, Wed Ladies

9 AM-3 PM

Pat 540-972-2879

Bocce Club

CC, Rm. 1

Book Club, LOW

Wilderness Lib.

7 PM 1 PM

Dirk 540-402-5557 Lowbocce@gmail.com

540-972-9284

3 TH 2 W

Chess Club

Kurt 703-401-8592

Childhelp Auxiliary

LOWC

10 AM

1 W

Karen 540 972 9043

Civic Club Meeting

Pat 540-735-7998

Civil War Study Group

Charles 540-972-2401

Closet Quilters

Maureen 540-972-7010 LOWC

DAR Susannah Chandler Democratic Club

CC CC

Friends of Wildlife (FOWL)

9:30-11:45 AM 1 PM 1 PM

Debra 540-399-1210

Betty Larson 540-661-7202

Kerry 540-220-8547

2 SA 2 W

Marguerite 540-972-3681 CC

7 PM

4 W

FB: livingwithwildlifeatlow

Fun Bunch 55+

10 AM-1 PM

John 540-972-5611

Garden Club

12:30 PM

2nd M

Jan 540-972-1630 info@happytailsdogclub.net

Litter Pick-up in LOW

Around LOW

9 AM

3rd SA st

2 PM

1 W

Jennifer 703-508-1104

LOW Hooks & Needles

9-11 AM

Sharon 540-812-5652 Donalda 540-412-2857/Jan 540-755-2696

LOW Lions Club

Linda 571-328-9247

1 TH

7 PM

2 W

Dave 540-972-6289

Mahjongg

1-4 PM

Debby 540-412-5240

Photography Club, LOW

LOWC, Founders

9:15 AM

1 /3 W th

7 PM

4 M

Kristen, mops@lowchurch.org Bill 540-834-9866

Pick & Sing

6:30 PM

2 /4 TU

FB Groups/lowpickandsing

Republican Club, LOW

7 PM

2nd M

Dave 703-618-3658

Veterans Club

LLCH

Wilderness Toastmasters

LOW Players Mothers of Preschoolers

Advertising Info: Call 540-9722278 or email LakeCurrents@ LOWA.org Media Kit online at LOWA.org

Jan 540-972-1630

LOW Arts LOW Lioness Club

Deadline for submissions to the Jan. 14 issue of Lake Currents is Jan. 3.

Happy Tails Dog Club

Deadline for submissions to the Dec. 17 issue of Lake Currents is Dec. 6.

Barry 540-972-8964 th

Square Dancers Club

Fire & Rescue Auxiliary Sunday, December 19 Evening Santa Visit on Fire Truck. Info: www.LOWFR29.com

Contact

Basketball Seniors 50+

Craft Group Saturday, December 18 Evening Santa Visit on Fire Truck. Info: www.LOWFR29.com.

Time

Woodworkers Club

Zoom CC

7 PM

4 TH

Mike 571-235-5313

6:30 PM

1 /3 TU

WildernessToastmasters@gmail.com

7 PM

4 TU

Glynn 703-625-3849

Please refer to meeting room location key on previous page

The Lee Elder/ LOWA Connection

by Jack Diehl, LOWA PGA Golf Pro

by Don Rissmeyer, PE, CFM, AMT Engineering

If you read the sports pages, you probably noted earlier this week the passing at age 91 of Lee Elder, the first African American golfer to play in the Masters. But did you know of his connection to Lake of the Woods?

Photos provided

Lee Elder at LOW

The three-day tournament, on May 9,10, and 11, 1975, required a large number of volunteers from our community, and over one hundred of our members responded admirably. They provided services including transportation, course marshals, and caddies at each hole to retrieve any wayward balls. From the arrival of the president’s helicopter on the 18th fairway near the pro shop on the first day until the final reception for 200 people at the end, our members worked together to do themselves proud. The next time you are enjoying a meal at the Fareways Café’, take a moment to have a closer look at the photo on the wall of President Ford and Flip Wilson taking part in the Lee Elder Tournament. The photo was donated to the Woods Center by then-LOWA resident Bill Howard, who served as a course marshal for the tournament. Former President Gerald Ford and Comedian Flip Wilson at LOW

It serves as a great reminder for us all of the early, and continuing, spirit of cooperative volunteerism that makes Lake of the Woods such a special place to live.

Pssst…we hear Santa will be visiting on a LOW fire truck again this year.

Lake Currents December 3, 2021

Much of life in the LOWA community revolves around our lakes, and the health of those lakes is of paramount importance to everyone. To maintain a long-term, effective approach to protect and improve water quality, the Lake of the Woods Association recently worked with a stormwater consulting team led by A. Morton Thomas and Associates (www.amtengineering.com) to prepare the 2021 Lakes and Stormwater Management Plan. They will be presenting their findings and recommendations at the upcoming LOWA Board of Directors meeting on Dec. 15, which begins at 2 PM. We invite you to attend the meeting and hear about the great opportunities to sustain water quality throughout the community. The presentation will include an overview of our watersheds, lake health conditions based on water quality sampling and weather monitoring, fishery and aquatic vegetation surveys, recreational water sports, stormwater management plans using best management practices, ditch and stream erosion surveys with stabilization recommendations, stormwater hot spots and drainage problems, and other programs and environmental regulations throughout the community that help support our environmental stewardship programs. LOWA Board of Directors meetings and presentations are always made available afterward through our LOWA member website (www.LOWA.org) for anyone who misses the meeting and wants to hear the presentation and recommendations. Also, the Board-appointed working group will be acknowledged and recognized in the plan for any questions that may follow, as we implement the Lakes and Stormwater Management recommendations over the next 10 to 20 years through environmental programming and budgets.

In 1975, after purchasing a lot in Section 5, Elder held his third Lee Elder Celebrity Pro/ Am Tournament right here on the Lake of the Woods Golf Course, with participation by thenPresident Gerald R. Ford, Flip Wilson, and any number of other celebrities from the worlds of sports and entertainment. Those invited to play in the tournament included actors Greg Morris of Mission Impossible, and Robert Duvall, as well as sports notables including tennis star althea Gibson, and boxing champion Joe Louis, along with numerous golf pros.

Association News

Join us for a Presentation of the 2021 Lakes and Stormwater Management Plan

Watch for him on the following nights:

Dec. 17, 18, and 19.

2022 PRE-PAY

SALE!

Want more

Jingle

in your pocket?

‘Tis the season to advertise in the

Lake Currents! For more information call

(540) 972-2278

Media Kit available online at

www.LOWA.org

What Does Neglect and Abuse Look Like?

Daughters of the American Revolution Susannah Chandler Chapter

I’ve often asked myself that question. You can look at a person and, outwardly, they may seem perfectly fine. With no obvious physical signs, you could walk right past it—because the wounds are on the inside. But once you know, your eyes open and you see. Let’s take one of the results of neglect of children and youth — homelessness. Many of us associate being homeless with adults, with drug addiction, or veterans unable to transition easily back into society. For children and young teens, the statistics are startling. Forty percent of the homeless on our streets are under the age of 18. Fifty percent of adolescents aging out of foster care and juvenile justice systems are homeless within six months of leaving these systems, because they are unprepared to live independently, have little education, and no social support. Twenty-five percent of former foster kids are homeless within two to four years of leaving that system. Half of homeless children report intense conflict or physical harm by a family member was a major factor contributing to their becoming homeless. Many of our homeless youth have experienced someone close to them being murdered. Each year, 20,000 kids are forced into prostitution or human trafficking. Each year. Surely, we can do better. Childhelp’s mission is to do just that—to do better, by working tirelessly to get at the root causes of these painful issues and to create new experiences and connections that offer hope and love in a safe environment. If you would like to help Childhelp’s work, you can go to our website at www.LOWChildhelpAuxiliary.org and click on the donate button. And if you’d like to join us at our monthly meeting on the first Wednesday of each month at LOW church, contact Karen Cakouros at karencak@comcast.net.

Saturday, Nov. 13, members of the Susannah Chandler Chapter attended our annual Four-Chapter National Defense Luncheon, this year hosted by Fauquier Court House Chapter and held at Graves Mountain Lodge. It was a beautiful fall day, and a wonderful gathering. We were honored to have the Culpeper Minute Men Chapter, Sons of the American Revolution, as Color Guard. The National Defense Luncheon is held annually in conjunction with Veterans Day, and many of Photos by Barbara Eickhoff the men and women attending Color Guard members (L-R) Bill were veterans from WWII, Korea, Schwetke, Charles Jameson, Dale Vietnam, Iraq, and Afghanistan. Corey, and Pat Kelly present the colors. The program was on the Women Airforce Service Pilots (WASP) of World War II, presented by Nancy S. Braswell, Colonel, USAF, Retired. Following her very interesting program, Fauquier Court House Chapter Regent, Kathryn Campbell, presented Braswell with the DAR Distinguished Citizen Medal and Certificate. Our chapter’s Service to Veterans Committee is also keeping very busy, with donations of complete Thanksgiving dinners for veteran families, and assisting with furnishings for more veterans receiving housing through the VA in the Fredericksburg area. In recognition of the 100th Anniversary of the Tomb of the Unknown Soldier, we were honored to have a member representing our chapter at the Virginia State DAR Kathryn Campbell (L) presents wreath laying at the Tomb of the retired Colonel Nancy Braswell with the DAR Distinguished Citizen Unknown Soldier on Oct. 31. Our next meeting will be held on Medal and Certificate. Dec. 11 at 1 PM, at the Community Center. The program will be on the history of the National Christmas Tree, followed by Christmas goodies! Anyone interested is welcome to attend! The Community Genealogy Study Group continues, although our meeting dates are altered due to holidays! Please contact for updated times. To find out more about DAR, feel free to email us at: SusannahChandlerChapter1@gmail.com, or call 540-661-7202.

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Lake Currents December 3, 2021

LOW Community

by Barbara Robinson, LOW Childhelp Auxiliary

Santa to Visit Lake of the Woods LOW Volunteer Fire & Rescue Company

Class A licensed and insured

While it’s best not to feed wildlife at all, many of us do enjoy seeing the birds who visit our backyard feeders. Some bird species migrate south for the winter. Some birds migrate TO our area. Many are year-round residents. If you want to attract a variety of winter birds, use different types of feeders and provide a variety of food. Look for squirrel-proof feeders. Squirrels don’t hibernate and are very creative when finding food. (If you want to help them out though, squirrels love unshelled peanuts, dried corn on the cob, or chunks of carrots and apples.) A platform bird feeder with a roof (to keep out the rain and snow) is the best for juncos, cardinals, doves, jays, and sparrows. Use mixed bird seed containing sunflower seeds, but one that does not have a lot of filler like wheat, corn, or milo. Add peanuts or other nuts to attract woodpeckers. Dark-eyed juncos are especially attracted to white proso millet. The Eastern Bluebird and American Robin do not eat seeds, but they can be enticed to feeders with mealworms. A tube feeder with black oil sunflower seeds will attract red and yellow finches, chickadees, titmice, and nuthatches. Blue jays and starlings love this seed and will clean out platform feeders and hoard the seed. The tube feeders prevent this from happening. A suet feeder will attract Downy and Red-bellied woodpeckers, especially if the suet contains peanuts. The tufted titmouse, Blue jay and Carolina chickadee also like suet. A thistle feeder will bring American goldfinches to your backyard; they will also eat the black oil sunflower seeds from your tube feeder. Mourning doves prefer to eat on the ground or on a platform feeder. They eat grain and seeds, so they will eat some of the cheapest mixed bird seed containing grains and corn that other birds don’t like. Please don’t forget to provide water. Birds need it to drink and to keep their feathers in good condition. Adding a birdbath to your backyard is a good idea—one with a heater is even better.

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Lake Currents December 3, 2021

Bradie’s Custom Construction Inc.

by Linda & David Sam, Members, Friends of Wildlife at the Lake

LOW Community

Attention residents! We have a special visitor taking time out from his busy schedule to visit you just before the holiday. Lake of the Woods Volunteer Fire & Rescue will continue its tradition this year as Santa Claus will be visiting the various residents, and businesses, located in the Locust Grove, Germanna and Wilderness areas of Eastern Orange County. Santa Claus is once again partnering with your local volunteer fire and rescue members to visit the community on the evenings of Dec. 17, 18, and 19. Because of his busy schedule and to keep all our friends in the community safe, Santa will be unable to stop and take pictures. Santa and the fire department have developed a route that will be posted to our website and our Facebook page, allowing us the most efficient way to pass by and give you a big, jolly hello! Please understand that, due to safety constraints, Santa will not be able to stop and interact. Instead, you will get to see the big red fire truck as he waves hello. Please keep in mind the CDC’s COVID-19 distancing guidelines and do not create a traffic hazard by standing in or parking in the road. We hope that Santa’s visit makes your holiday a little brighter and lifts your spirits. Keep an eye on our Facebook page and/or website for further information and schedule at: https://lowfr29.com/. Due to a large price increase, and increased demand and labor shortages across the nation, LOW Fire & Rescue will not be selling Christmas trees this year. Even though we may not be able to supply your tree this year, if you would still like to assist the volunteers of LOW Volunteer Fire & Rescue, you can donate via their website, cash, check, Facebook, or PayPal. All funds go to assisting the members with both operational and training needs to maintain their certifications to assist Orange County. Further information is available at https://lowfr29.com/.

Virginia’s Winter Backyard Birds

Wilderness Food Pantry Winter Coat Drive

Find Your Creative Niche by Jen Heinz, Chair, LOW Arts

by Richard Unser, Public Relations Chair, LOW Lions Cub

Photos provided

This year’s Wilderness Food Pantry Winter Coat Drive was a great success due to the generosity of the Lake of the Woods community and the tireless efforts of many Lions and Lionesses. The advertising team, led by Lioness Kathy Merritt, submitted notices, articles and advertisements to multiple newsprint outlets and distributed flyers to get the word out to the community. Lioness Jayne Owiesny’s collection team assembled and placed collection boxes at six locations around the community, and regularly collected the donations for temporary storage. On Oct. 28, Lioness Sandy Louden’s sorting team collected the 125 large plastic bags of winter outerwear (about five full pickup trucks) from the storage locations provided by members and met at the Lions Pavilion at Sweetbriar Park to sort through the mountains of clothing. On Saturday, Oct. 30, Sandy Louden’s distribution team hung up the coats on racks that were specially built for the occasion, and put the accessories out on tables and tarps at the Wilderness Food Pantry. At 10 AM, our customers showed up and helped themselves to the winter outerwear needed for themselves and their family members. It was wonderful to see the joyful smiles on so many faces. After the last customer finished, everything was packed up and put away for the next distribution event the following Friday. After the second distribution event, only 33 bags of clothing remained. These were given to other area food pantries and shelters so the clothing could be given to others in need.

Workers distribute 92 bags of coats at the Wilderness Food Pantry. Coat Drive Co-Leaders Lion Bill Kay and Lioness Nicki Buell want to thank all Lake of the Woods and surrounding community members who generously donated so much winter clothing. They also want to thank all the Lions and Lionesses who donated their time and efforts to make this year’s Winter Coat Drive such a success! Another wonderful example of how “We Serve” the needs of others. 6SLOOHU 5HGGLFN ,PPLJUDWLRQ /DZ 3//&

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We are incredibly fortunate here at Lake of the Woods to have so many different opportunities to explore the arts as a patron or artist. Of course, LOW Arts welcomes artists, artisans, and art lovers to gather and learn about or try out a new art form each month. But there’s so much more! We have the LOW Players for theatre and music; the Lake Authors to inspire creative writing, the new Pick and Sing group for those who enjoy playing and singing together; the Hooks and Needles group for fiber arts; the Woodworkers Club; the LOW Photo Club to explore the world with camera in hand; and crafts and quilting groups, too. So many options for exploring your own creativity and learning from others. American artist Kehinde Wiley is quoted as saying, “The beauty of art is that it allows you to slow down, and for a moment, things that once seemed unfamiliar become precious to you.” As you look to a brand-new year ahead, consider the importance of the arts in your life - and find your creative niche here at LOW. The LOW Arts Pop-Up Online Holiday Shop has been extended for your shopping convenience. The shop will be open through Dec. 15. Please browse our art and pick up something special for a friend or family member. Delivery is right to your door. Artists represented in the collage are Peggy Pope, BJ Elvgren, Toni Ruther, Jen Heinz, Sue Latta, and Bill Mann. See their artwork and much more at https://lake-of-the-woods-arts.square.site/. For more information about upcoming LOW Arts meetings and events, or to sign up for our mailing list, please visit www.lakeofthewoodsarts.com.

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Lake Currents December 3, 2021

LOW Community

Volunteers sort hundreds of coats at the Sweetbriar Lions Pavilion.

24 H DaStormR ma ge

Lost or Found Pets in LOW can be posted on facebook.com/ LOWlostandfoundpets. Hearing Aids/Eyeglasses Recycled: Place used hearing aids and eyeglasses in LOW Lions boxes at the Ferris Building & Holcomb Building.

Fundraisers

Human Services

Orange County Free Clinic: Offers primary medical care and prescription assistance to the uninsured in OC. Medical care available Mon. through Thurs., by appointment. 101-C Woodmark Street, Orange. Info: Dorren Brown, 540-672-0793. Parkinson’s Support Group meets the second Thursday of each month at The Lake of the Woods Church at 4 PM. Contact Lee Moore at 540-972-0395 with any questions. Red Cross Blood Drive: From noon to 6 PM, in the Community Center. Usually fourth Tuesday every other month (call to confirm date). You must be generally healthy and 17 or older. Go to www. redcrossblood.org for schedule and more detailed information. Make an appointment online or call 1-800733-2767. Making an appointment saves you time! Walk-ins accepted, on space available basis. Info: Ginny, 540-848-5829 or Carol, 540972-0664. Seeking Counseling? The LOW Church offers affordable counseling for all persons by appointment. Info: Church, 540-972-9060. Rappahannock Rapidan Community Services Care-AVan will provide transportation to health care (including picking up prescription medications) and legal appointments for senior citizens (over 60) and persons (over 18) with physical disabilities. Available Mon-Fri. with minimum of 48 hours’ notice. Free Service (donations accepted), Call 540-825-3100 ext. 3358 or 3013. Vision Impaired Support Group. Meets on the first Tuesday of the month at 10 AM, Community Center, Room 1. Sponsored by the LOW Lions. Contact: Gail Sauro, 540-972-1629 or Gail.Sauro@ yahoo.com.

B & D Services

LOW Community

Alcoholics Anonymous: Meeting every Monday at 7 PM at LOW Church (Rm 210). For other local online AA meetings go to http://d39.wildwoodweb.com/ Meetings.shtml. Info: LOW Church 540-972-9060. Cancer Support Group for Women and their Caregivers: Meetings are held at LOW Church. Please contact Suzanne Lentine for meeting dates/time or for more information, 540-972-9060. For a free COVID-19 regional resource list, go to www. agingtogether.org. Dementia Memory Café: Second Wednesdays, 2:30 PM, Country Cookin’, 247 Southgate Shopping Center, Culpeper. This is a social event where the person with dementia and/or the caregiver(s) are welcome to come discuss issues. Contact Bonnie at 540-547-4824 or bonnired@comcast.net. Dementia Support Groups: Mondays, 6:30-8:30 PM, Home Instead Senior Care, 111 Olde Greenwich Drive, Suite 101, Fredericksburg; Mondays, 11 AM-12:30 PM, England Run Library, 806 Lyons Blvd, Fredericksburg. Info: Ginny Biggs, gbiggs@agingtogether.org. Divorce Care Support Group Tuesdays from 6:30-8:30 PM, at the LOW Church Library. For more information, contact Mike Lemay at 540-972-9060 or email mike@ lowchurch.org.

Grief Support Group: Griefshare is a free worldwide Bible-based support group to help you through your grief journey after the loss of a loved one. We meet twice a year for 13-week sessions of videos and discussions at the LOW Church. Info: 540-972-9060 or www.lowchurch.org. Living Water Community Clinic in Locust Grove Town Center (32345 Constitution Hwy, Suite P) offers free medical care, dental care, and prescription assistance to the eligible uninsured in Orange, Spotsylvania, and Culpeper counties. Medical care available on 1st, 3rd, 4th, 5th Thursdays from 5 to 8 PM. Medical and dental care available on the 2nd Saturday from 9 AM to noon. Call 540854-5922 for medical appointments. Call 540-854-5923 for dental appointments. Volunteers Needed. Info: 540-854-5922, Suzanne. LOWLINC - Non-profit membership service organization dedicated to enabling seniors at the lake to continue living fully and independently in their homes. Volunteer services provided: transportation, light home maintenance, computer assistance, check-in calls, friendly visits and referrals to screened service providers. Fee-based. Opportunities to volunteer, too. Info: 1-855-LOWLINC or visit lowlinc.org. LOW Lions/Lioness Wilderness Food Pantry: Located behind Locust Grove Town Center, Route 20. The pantry is open several times a month to provide food to qualified persons/families in Orange County. Please call 888-508-9274 for the schedule of openings and other information about the pantry. LOW Lions rely on Federal food programs, local retail stores, community food drives and financial donations to feed the hungry in our community. Lions Wilderness Food Pantry, P.O. Box 605, Locust Grove, VA 22508. Info: Nicki, 703-217-5615. LOW Lions Medical Equipment: Durable medical equipment is available for temporary loan to those with needs. Currently loans are being made by appointment only. Please call 540388-0110.

Lake Currents December 3, 2021

Popcorn and Peanuts Fundraiser by Boy Scouts Troop 197 and Cub Scout Pack 197 (both sponsored by Lake of the Woods Church). There are many tasty options and support for Military/First Responders is also available. To place orders please visit https://www.trails-end. com/store. At the top of the web page it will ask you for a Scout Code: To support our Cub Scout Pack please enter scout code: 0K5G17TV; or to support the Boy Scout Troop please enter scout code: DTYHU01U. We appreciate your support and wish everyone happy and healthy Holidays! Any questions can be directed to Scout Popcorn Kernel, Jack Simons at JOSimons179@gmail.com. Pack and Troop are enrolling new scouts for the ‘21-22 year at this time. You can get information at beAScout.org. LOW F&R Phone Directory. The 2021 Directory is available for $10, cash or check only. Pick up your copy at LOWA Member Services, Holcomb Bldg., or Ace Hardware. Sales benefit LOW Volunteer Fire & Rescue Company. If you have changes, corrections, or deletions, please email: LOWFRTREASURER@gmail.com. Cause 4 Paws. We need volunteer foster homes, monetary donations, and donations of the following: Purina Kitten Chow, Purina Cat Chow, Friskies Pate canned food and Fancy Feast Kitten Wet Food. Proceeds benefit feline rescue. Donations may be tax deductible as we are a 501(c)(3) charity. Donations can be mailed to Cause 4 Paws, P.O. Box 301, Locust Grove, VA 22508. For more info, see us on Facebook: causefourpaws Locust Grove VA or call LA, 540-4854181 or Darlene 540-972-8038. LOW Lioness Book Sale. Used books will be sold on the last Saturday of the month (Feb.-Nov.) from 8:30 AM to 1 PM at the Ferris Building. Proceeds go to the Benevolence Fund. Book donations are accepted the day of the sale. No reference or textbooks, please. Info: Ann, 540-972-4338; Sherri, 540-412-9854; or Helene, 540-412-0798. LOW Lions Medical Equipment Loan Program seeks donations of wheelchairs and rollators in working condition to share with neighbors in need. Donate at Velona Building (by compactor) any Saturday from 8-10:30 AM. Call 540-388-0110 to schedule a pick-up. If you or a family member needs a walker, shower bench, bedside commode, or other medical equipment, the Lions are here for you! Lions Furniture Pickup and Yard Sale. The LOW Lions accept donations of furniture and merchandise at the Velona Building (Shoosmith Road, near the trash compactor). Donations accepted Saturdays from 9 AM to noon. To arrange for donation pickup, call Doug at 540-495-0640. The Lions are a 501(c)(3) charity; donations may be tax deductible. The Lion’s Yard Sale at the same location is open every Saturday from 9 AM to noon.

Orange County Humane Society of VA. Our TNVR (trap, neuter, vaccinate, return) feral, free roaming cat program needs canned and dry cat food as well as monetary donations. All food donations may be dropped off at Locust Grove Vet Clinic. Monetary donations are needed for all our programs, including our Pets In Place program for pet dogs and cats in need. Mail donations to: OCHSVA, PO Box 852, Locust Grove, VA 22508, or send through Paypal. Remember when shopping with Amazon, select us as your charity of choice. OCHSVA is a 501(c)3 charity, your donations may be tax deductible. Please Like us at Orange County Humane Society VA Facebook. Call 540-672-0069, for questions about our TNVR community cat program (that we affectionately call Andi’s Cats), and our Pets In Place program.

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Neighborhood Watch News Membership in Neighborhood Watch within the Lake has now reached 1,388, spread among 46 Block Captains. A weekly newsletter is sent to each Block Captain for distribution to their group members. The newsletters focus on safety and security issues which have arisen each week. The newsletter covers incidents reported to Security and Daily Officer Log items covering safety and security. The goals of Neighborhood Watch are to: - increase community awareness, enhance individuals’ power of observation, and encourage mutual assistance among neighbors to reduce crime. - develop a program where neighbors help each other by watching and reporting suspicious activity/persons. - promote awareness of crime reporting, but not the physical confrontation of criminals. - allow the concerns of the neighborhood to be presented more effectively We like to point out that watch groups are not vigilantes and do not walk beats or go on patrol. They are extra eyes and ears for reporting crime. It is one of the most effective and least costly ways to prevent crime and to reduce fear. Neighborhood Watch is based in the concept of cooperation. If you are interested in joining Neighborhood Watch, email Larry Morlan at larrymorlan@comcast.net. Include your address, section, and phone number. Remember also that there are no dues to belong.

LOW Players

by Sandie Frame, Member, LOW Players We hope everyone had a very nice Thanksgiving, and are now looking forward to Christmas. It is only a couple of weeks until the Players’ Christmas show, We Need a Little Christmas, where our Show Stoppers singers along with some others will entertain, singing some new and some well-known Christmas music. We also hope the audience will join in when our singers ask everyone to do the group caroling. Tickets are on sale now for $20 for adults and $18 for students. The dates are Dec. 16, 17 and 18 at 7:30 PM and Dec. 18 and 19 at 2 PM. Tickets can be purchased on our website: www.lowplayers.org or by calling Sandie Frame at 540-972-6385. If you enjoyed our past shows and this one, think about joining our group. We are always looking for new members. There are plenty of activities to do that do not involve performing on stage. Our next meeting is scheduled for January 2022. We meet on the second Wednesday of the month in the Community Center, classroom 1, starting at 7 PM. Please consider becoming a Player. Deadline for submissions to the Dec. 17 issue of Lake Currents is Dec. 6.

Viewpoints

Lake Currents December 3, 2021

by Larry Morlan, LOW Neighborhood Watch Coordinator

Deadline for submissions to the Jan. 14 issue of Lake Currents is Jan. 3. Advertising Info: Call 540-9722278 or email LakeCurrents@ LOWA.org Media Kit online at LOWA.org

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November 16 Board Minutes from p. 3

in New Construction and Renovation fees, against the $250,000 budgeted, to be allocated to current year operations. On-hand cash balances continue to be sufficient to meet planned operations and capital project activity based on forecasted receipts and spending activity through the end of FY2021/22. C. Holiday Traffic Control Management In preparation for high-volume visitor entry over the Thanksgiving holiday, LOWA Security will be conducting alternative visitor entry traffic tests at the front gate on two separate days in November to determine what vehicles would best be served by using an alternative entry lane. If all goes well, the temporary change in traffic pattern will be used on November 25th. Security has started using a speed indicator sign on Lakeview Parkway below the dam in preparation for use at other LOW locations. The sign is currently collecting speed data for a couple of weeks, but will display vehicle speeds in real time when activated. 4.3 Committee Liaison Report Vice President Vickery reviewed the proposed Charter revisions necessary to merge the Community and Youth Activities Committee with the Pools Committee. The Board will consider accepting the revised Charter at their December 15 Board meeting.

Awardees will each receive a $50 certificate and one day off with pay. 3. Member Comments on Business Agenda and General Member Comments: None 4. REPORTS 4.1 Reports from Officers: None. A. Executive Session Actions Motion by Wilks, passed unanimously, that the Board direct the LOWA attorney to file a lawsuit in Orange County Court after December 1, 2021 regarding continuing violations of the Declaration of Restrictions, Rules and Regulations on the lot in Case #21-1116-01, as shown in the Demand Letter of July 26, 2021. B. Committee Changes Motion by Vickery, passed unanimously, that the Board approve the Committee changes as presented on the Committee Change List dated November 6, 2021: (D-21-129) Action Resigned Alternate Alternate Alternate

Committee Equestrian Lakes Lakes Pools

4.4 Committee Reports A. Fitness Committee Chair John Yurechko reported that since August of 2020, Fitness Center memberships have almost doubled from 775 to 1,551. Income of $11,814 exceeded the budget of $8,301 by $3,513. FLOW donated $650 to upgrade equipment in the aerobics room. A calf-raising machine was purchased and is due to arrive this month. Group fitness classes have been expanded and now include Yoga, Forever Fit, Core, and Cardioboxing. B. Maintenance and Ecology Chair Jack Simons reported they now have only one vacancy on the Committee. He summarized various action items addressed by the Committee since his last report, including Charter revisions, ditch reconstruction proposals, walking trail options, special stormwater projects, leaf removal, and road repairs. He noted changes to LOWA supervisory staff have met with positive results.

4.2 Report from the General Manager, Phil Rodenberg A. LOWA Community Activities and Business Operations: Coronavirus Status Management is reviewing the latest guidelines from the Occupational Safety and Health Administration, the Centers for Disease Control, the Virginia Governor’s office and Orange County Health Department. Management will consider modifying our Covid policy in December or January, if indicated. Staff remains 68% vaccinated. B. October Financials and Forecast In October, we collected $379,288 in FY2021/22 year lot assessments, for a total of $6,545,326, or 88.4% of the total lot assessments billed. This compares to 87.9% collected in the prior fiscal year. As of October 31, the Unaudited Income Statement Budget-to-Actual Comparison Summary showed a favorable variance of $332,260, primarily the result of better-thanbudgeted performance in almost all Departments, most notably Clubhouse, Fareways, Golf Operations, and Fitness. Favorable variances in the Roads and Grounds Maintenance areas can be attributed primarily to expenditure timing and are expected to decline during the remainder of the year. Our delinquency rate at the end of October was 5.8%, compared to 3.5% at the end of October 2020. Finance Director Charles Maneval reported that LOWA’s overall financial performance for the first six months of the fiscal year shows continued improvements at all amenities, and our overall financial condition remains solid. As a result, we anticipate we are on pace to finish the year with a positive net income variance-to-budget of approximately $449,000. LOWA has received $839,234 in grant funding and assistance to date, to offset the cost of the impact of the pandemic on the Community and its operations. Amenity performance and NCR receipts for the first six months of the year continued to be strong. Through the end of October, we received $335,001

5. UNFINISHED BUSINESS 5.1 Consideration of Adopting Rules Committee Charter Changes. (D-21130) Motion by Diercks, passed unanimously, that the Board adopt the amendments to the Rules Committee Charter. 5.2 Discussion of Accepting the FY2022-2026 Five-year Capital Plan for Budgeting and Planning Purposes. (D-21-131) General Manager Rodenberg provided the Board with a broad overview of the current draft of the Five-year Capital Plan and asked for input from the Board regarding changes they would recommend.

LOW Community

Name Alicia Payne Frank DiPasquale John R. Bell Joanbeth Segal

See November 16 Board Minutes on p. 16

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November 16 Board Minutes from p. 15

LOW Community

Motion by Rappoport, that the board approve moving $3,000 for the traffic speed sign/ camera system from year 2023 to 2022. Vote: Yea: Brown, Vickery, Rappoport, Zukowski and Wilks. Nay: Diercks. Motion passed 5 to 1. Motion by Vickery that the Board consider moving the Fareways Café outside dining patio project from year 2024 to 2022. Motion by Rappoport, passed unanimously, to amend the motion to move the Fareways Café patio project from year 2022 to 2023. Vote on the original motion as amended passed unanimously. The Board will have a final opportunity to propose changes at their December 15 Board meeting before they consider adopting it for budgeting and planning purposes. 6. NEW BUSINESS 6.1 Discussion of Adopting a Resolution Regarding Virtual Board, Committee, and Membership Meetings. Management recommended the Board discuss and give guidance on the draft guidelines developed by the LOWA Attorney to amend the Bylaws governing entirely virtual and hybrid (in-person/virtual) Board, Committee, and Membership meetings. The Board recommended management prepare a draft proposing amendments to the Bylaws governing Board and Committee meetings, and bring it to the Board at their December or January meeting. 6.2 Consideration of Sending to the Rules Committee and the LOWA Attorney Proposed Amendments to Regulation IV.F: Individual Behavior, Regarding Smoking. (D-21-132) Motion by Zukowski, passed unanimously, that the Board send to the Rules Committee and the LOWA Attorney proposed amendments to Regulation IV.F: Individual Behavior, regarding smoking. 6.3 Consideration of Sending to the Lakes Committee, Safety and Security Committee, and Maintenance and Ecology Committee Proposed Amendments to Regulation X: Use of Lakes, Regarding Non-conventional Watercraft. (D-21-133)

Motion by Rappoport, passed unanimously, that the Board send to the Lakes Committee, Safety and Security Committee, and the Maintenance and Ecology Committee proposed amendments to Regulation X: Use of the Lakes, regarding non-conventional watercraft, with a return date of January 7, 2022 in time for the mid-month January Board meeting. 6.4 Discussion of Service Animal/Emotional Support Regulation Amendment. (Removed from Agenda prior to meeting. This will be brought to the Board in December.) 7. Director Comments Director Wilks reported the updated ECC Charter which will be on the December Board meeting agenda. Treasurer Diercks encouraged members to attend the budget hearings. Vice President Vickery reminded members of the Committee Fair scheduled for November 20, from 1:00 to 4:00 p.m. in the Clubhouse. 8. Scheduled Meetings • Special Board of Directors Meeting: Wednesday, November 17, 2021 in the Clubhouse. Open Session: 6:00 p.m. Agenda: Dinner Meeting with Orange County Board of Supervisors. • Regular Board of Directors Meeting: Wednesday, December 15, 2021 in the Community Center. Executive Session: 1:00 p.m. Open Session: 2:00 p.m. • Regular Board of Directors Meeting: Wednesday, January 5, 2022 in the Community Center. Executive Session: 1:00 p.m. Open Session: 2:00 p.m. 9. Adjournment Motion by Zukowski, passed unanimously, to adjourn the meeting at 4:13 p.m. Richard Rappoport, LOWA Secretary

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Here are some safety tips for traveling in LOW by foot or bicycle. Runners and walkers should always walk facing traffic. A person on foot can see what is coming from ahead and get out of the way. People do not see what is coming from behind. Walk single file, especially when vehicles are passing. Carry a flashlight when walking in the dark and/ or wear shoes and clothing with strips of iridescent material so you are visible well ahead of a driver passing you. Bike riders should ride with traffic and ride single file. All bike riders should wear a helmet, wear light/bright-colored clothing, and use reflectors and lights. Keep your bike in safe mechanical condition. Walk and bike defensively on our roadways and enjoy nature’s beauty in LOW!

Lake Currents December 3, 2021

I have mentioned before that I serve on the Health Center Commission that is responsible for Dogwood Health and Rehabilitation and Senior Living. I am extremely proud of the Dogwood staff and management for what they have done over the last year in combating COVID-19 and providing top quality care to the residents and patients. With shortages due to quarantines and difficulty in hiring, staff has answered the call above and beyond. For example, one person worked 14 days straight with several days of double shifts. Another person volunteered to work and live in the Red Zone (quarantine area) with COVID patients for 14 days, getting only a few hours sleep at a time. A supervisor has worked over 80 hours a week for almost the entire time since the pandemic started. There are many other stories of exceptionally dedicated staff in all Dogwood departments. Their efforts to ensure that patients and residents are well cared for are highly appreciated and recognized by Orange County citizens. Dogwood and its staff have been recognized for their outstanding efforts. Newsweek rated Dogwood as one of the best 2022 Nursing Homes in Virginia. This rating was based on health inspections, quality measures and staffing. Two individuals of the Dogwood staff were recognized by the Virginia Health Care Association/Virginia Center for Assisted Living. Tabitha Payne, RN, was honored as Director of Nursing of the Year for the Commonwealth of Virginia. Cornelia Braxton was honored as the Certified Nursing Assistant of the Year. Orange County is working on the Cell II expansion of the county’s sanitary landfill. This effort involves site grading, construction of a liner and leachate collection system, gravel access roads, drainage features, and erosion and sediment control measures. Cells are pyramid in shape and built off each other in a pattern such that when all planned eight cells are finished there will be one large pyramid structure. Each cell is expected to last eight years, but that will depend on how much waste volume is created each year. Each cell has a liner to prevent fluids (leachate) from leaching into the ground and contaminating any groundwater. The cell has a collection system to collect these fluids for proper disposal, usually in a sewage treatment facility. To protect the liner, household waste is dumped into a new cell to provide a protective layer before any potentially damaging construction waste is dumped. The cost of the Cell II expansion is $1,972,000. To put that amount in perspective, it is about 4.3 cents on the tax rate. For a home assessed at $300,000 that amounts to real estate taxes of about $130. Annual operating cost of the landfill is about $2.7 million which translates to $175 per year for the same home. As you can imagine, there are strict Virginia Department of Environmental Quality regulations that must be followed when constructing or operating a sanitary landfill. Gas and leachate must be regularly monitored. The landfill that was closed three years ago still requires regular monitoring and maintenance at an average annual cost of $53,500. That expense will be ongoing for many more years. If you have questions about county government or want to let me know your feelings on specific issues, you can contact me at lframe@orangecountyva.gov.

Orange County

The LOW Veterans Club will hold its annual Christmas Dinner and Dance Party tonight, Dec. 3, at the Clubhouse to honor all veterans in attendance. The World War II veterans are guests of the club and will be provided special recognition as well as free meals. That is also true for their spouses and caregivers. The 80th anniversary of the bombing of Pearl Harbor, Hawaii, should never be forgotten. This terrible event, on Dec. 7, 1941, resulted in the United States becoming involved in World War II, and later becoming the leader of the free world. Many American men went into the war as innocent boys and returned as world-wise experienced veterans. The Veterans Club encourages all readers to participate in the nationwide Wreaths Across America ceremony, starting at 10 AM. on Saturday, Dec. 18, at the Quantico National Cemetery. This is a day that has been set aside to annually lay wreaths in front of over 37,000 gravestones at that location. Volunteers are needed to assist in placing the wreaths. Further information about this ceremony can be obtained at www.eventbrite/e/ wreath-across-america-quantico-national-cemetary-18-dec-2021tickets-176386445517. Volunteers place a wreath at a veteran’s gravesite then say the name on gravestone, to ensure that the legacy of duty, service, and sacrifice is never forgotten. There is no age limit to volunteer and share in this patriotic experience. Club members have participated, and will participate, in support of this recognition event. The club has purchased five wreaths for placement in support of this nationwide, all-volunteer effort at most national cemeteries. A reminder to all members that dues are due for 2022 and a payment of $5 should be mailed to Mike Landers at 109 Green Spring Road, Locust Grove, VA 22508. Prospective new members can receive application forms from him also. The Veterans Club continues to offer for purchase individual Memorial Bricks along the Veterans Memorial Walkway in front of the Clubhouse. More information can be found at LOW Veterans Club website, LOWVETS.Club.

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Lake Currents December 3, 2021

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Services $100 CASH GIVEAWAY for Roof Replacement Referrals leading to a signed contract. Is Your Roof 15+ years old or Leaking? Shingles Damaged, Missing, Deteriorating? Moss/Algae Growing? Ceiling/ Attic Water Stains? We are GAF & Owens Corning Certified Class “A” Roofers and Insurance Claims Specialists. All our roof systems come with a Non-prorated 50 Year Material and Labor Warranty & 10 Year Workmanship Warranty. All Warranties are Fully Transferable Greatly Increasing the Value & Sell-ability of your Home. We will beat any roof replacement bid from equally licensed and certified roofing contractors using comparable material / warranties. Check out our Stellar 5 Star HomeAdvisor Reviews at AskLukeZello.com. 100% Zero Interest Financing Now Available! Free Inspection, Repairs and Replacements, Call 540-406-3589. 1 CALL ABOVE All A+ BBB Rated, Ask Luke Zello Takes Care of It All. A Best of the Burg multiple category Top 5, HomeAdvisor Top Rated & Elite Pro, Home Depot Pro Referral, Class A Licensed & Insured family operated company, 20+ year LOWA residents. Our professional tradesmen love to work and we donate heavily to a home in India that rescues the smallest victims of human trafficking. Protect yourself. Before you hire, verify licensed contractors at www.dpor. va.gov/LicenseLookup. See All of our classifieds & give us a call. Ask Luke Zello, 540-406-3589. 2 CHICKS and a BROOM Cleaning Service. We will clean your house top to bottom. Reasonable prices, call Patti at 252-455-4947. 24 HOUR EMERGENCY Service and Storm Damage Repairs. We work with your insurance! Ask Luke Zello, 540-406-3589. 25-YEAR NO Clog Guarantee Aluminum Gutter Guard Installation. Ask Luke Zello, 540-460-3589. 30+ YEARS RESIDENT. Animal Care and House Cleaning. Call Linda 540-220-2138. A/C & HEATING Installation/Repair - Ask Luke Zello, 540-406-3589.

ABOVE ALL Else, Professional Tree Surgeon, 540-729-3128. ADDITIONS, ROOF Replacement, Kitchen/Bath Remodel, Deck. Class A Contractor. 540-845-1047. 35 years at LOW. AIRPORT CONNECTIONS We drive you to/from IAD, DCA, RIC, BWI airports. Reliable service. Reasonable rates. 540-273-2627. ALL HOME IMPROVEMENTS, all flooring, decks, basement finishing, roofing, painting, bath and kitchen remodeling, power washing, house and garage cleanouts, additions, house building. Gutter Cleaning and Install Seamless Gutters. Have small backhoe for digging drain pipes and drain tiles. Licensed and insured. Call Jerry at 540-840-2248 for free estimates. ARMITAGE PAINTING – Handyman Service, 540-735-7977. ASAP ELECTRICAL and Plumbing. Electrician/Plumber with 35 years experience. Competitive rates. LOW resident. Call, email or text Larry today for a free estimate. 540-226-5570. asaplarry@aol.com. ASK LUKE ZELLO - Inside and Out Home Improvement and Repairs, 540-406-3589. ASPHALT Sealing, Repair - Ask Luke Zello, 540-406-3589. BOAT COVER Repair & Custom Boat Covers. We would love to create Custom Boat Covers, seat covers, and any Boat upholstery needs including repair. Affordable and High Quality. Call Sam 570449-4540. BOBCAT WORK - Lot Clearing, Grading, Gravel Driveway Spreading. Professional Tree Surgeon, 540-729-3128. BRICK/STONE Masonry - Patios, walkways, porches, retaining walls. Ask Luke Zello, 540-406-3589. BULKHEADS and DOCKS, Boat Slips, Ground Level Decks, Wood Walkways, Lake Steps and Beaches. Since 1993 we have provided quality, affordable services to our neighbors at LOW. We are Licensed and fully Insured. You won’t hire us and then have us hire someone else (uninsured) to do your job. Our bulkhead replacement can be measured in miles, not feet. We build year-round and do not use large equipment in our work. See some of our work at both LOW Marinas, the small lake boat ramp, LOW Kayak Dock and Meadow Farms Golf Course. Free estimates, second opinions, and proof of Insurance are gladly provided. Call D&B Services, Inc., 540-972-7361. LOW Resident. CAREGIVER/HOMEWARD Bound Care, LLC. State Certified/ Insured CNA/RMA Assisted living in your home. Short or long term care, day or night. Can manage all the patients needs. LOW resident. Excellent References. Diane Clauson: 540-388-2930.

CERAMIC TILING For Bathrooms, floors, foyers, countertops. Call 540-898-7773 for a free estimate. Ask for Bob Yak. References available upon request. CHIMNEY REPAIR - Ask Luke Zello, 540-406-3589. CLEANING - PROFESSIONAL Service. Excellent References. Call Lourdes, 703-795-5184 or KandHCleaningServices@gmail.com. CLEANING by BARBARA Harris. Move-in, Move-out, one-time or regular basis. Baths & Kitchens a specialty. 540-672-8069. COMPUTER REPAIR - by Tech Sense, Inclusive IT support. 9 years supporting LOW, 540-656-7571. CONCRETE MASONRY Driveways, Patios, Walkways, Hardscaping - Ask Luke Zello, 540406-3589. CONCRETE PATIOS and stamped concrete patios. 540-8451047. Class A Contractor, LOW resident. CONTRACTOR - CHECK http:// www.dpor.virginia.gov to verify licensed contractors. Ask Luke Zello, 540-406-3589. CRAWLSPACE WATER Issues? Ask Luke Zello, 540-406-3589. CULVERT CLEANING or Replacement. Call Larry 540-2227948. CULVERT PIPE Replacements 540-718-3794. CULVERT REPLACEMENT Ask Luke Zello, 540-406-3589. CUSTOM HOUSE Painting. Inside and out. Bob Yak & Sons, 540-898-7773. Free estimates. DAN The HANDYMAN Carpentry, painting, power washing, and gutter cleaning. Free estimates.540-841-7450. DAN’S PLUMBING, 24-hour emergency service, water heaters, drain cleaning, faucets, service and repair. Licensed and Insured. 540242-1532. DAVE THE MOVER LLC. 20 years experience. Local and distant. 540-229-9999. DECK STAINING - Ask Luke Zello, 540-406-3589. DRAINAGE ISSUES? Ask Luke Zello, 540-406-3589. ELECTRICAL ISSUES, Ask Luke Zello, 540-406-3589. ELECTRICIAN (ASAP Electrical and Plumbing) with over 35 years experience. Call, email or text Larry today for your free quote. No job too small. Veteran/LOW resident. 540226-5570. ASAPLarry@aol.com. FALL/WINTER SERVICES: Seasoned Firewood, Leaf Removal, Tree Removal, Fertilization, Bobcat Services, Driveway Restoration, & Miscellaneous Clean-up. Free estimates, Stanley Lawn Care, 540308-8072. FIREWOOD - PROFESSIONAL Tree Surgeon, 540-729-3128. FIREWOOD for SALE 540-9722502.

FOUNDATION REPAIR - Ask Luke Zello, 540-406-3589. GUTTER CLEANING/Guard Installation - Ask Luke Zello, 540406-3589. HOME REPAIRS - Ask Luke Zello, 540-406-3589. IVAN’S HOME IMPROVEMENTS. Professional painting, drywall repair and installation. We also install crown molding, chair rail, baseboards & all your carpentry needs, kitchen & bath remodeling, hardwood floor installation, also installation of ceiling fans & light fixtures. Gutter cleaning & roof debris removal. Does your house or deck have unsightly mold - let us make it beautiful again by power washing it! We also paint garage floors with 2-part Epoxy paint. Senior citizen & military discounts. Licensed & Insured. Call Ivan Ducceschi 540729-0939. JUNK HAULING - Ask Luke Zello, 540-406-3589. LANDSCAPING HARDSCAPING, Retaining Walls, Patios, Walkways. Ask Luke Zello, 540-406-3589. LEAF and DEBRIS Removal, Gutter Cleanouts, Any and all yard needs. Call TRIAD Landscaping for your Free Estimate today. Fully insured, References available, 571402-2313. TriadLandscapingVa@ gmail.com. MOVING - DAVE THE MOVER LLC. 20 years experience. Local and distant. 540-229-9999. MULCHING (DELIVERY/ SPREADING). Ask Luke Zello, 540406-3589. NOTARY SERVICES – LOW. Onsite, will travel. Sherri Lahay Lasover, 540-412-9854 or 202-288-8564. PAINTING/STAINING, Interior/ Exterior. Drywall Repairs. Ask Luke Zello, 540-406-3589. PATIOS, WALKWAYS, Retaining Walls - Ask Luke Zello, 540-406-3589. PET-SITTING / DOG Walking. Lisa Ward of “Ward of the Dogs” specializes in Lake of the Woods dogs. Your house or mine. To discuss your pet-sitting needs, call 520-612-5190. PLUMBER (ASAP Electrical and Plumbing Services) with over 35 years experience. Call, text, or email Larry for all of your plumbing needs. No job too small. Veteran/ LOW resident. 540-226-5570. ASAPLarry@aol.com. ROOFING and REPAIRS - See our first classified ad. Ask Luke Zello, 540-406-3589. SMALL HAUL. For that haul that nobody wants to pick up. 540-7357977. SNAPPER JACK Yard Care, LLP - Complete yard care, mulch, powerwashing, grass trimming and pruning. LOW homeowner. 540-287-7143, David Wilkinson; 540-907-5800, Billy Jack. snapperjackyardcare@gmail.com. Fully insured and Free estimates. Veterans 10% off.

For Sale

LOWA Employment

PIANO For SALE. Yamaha Clavinova, 56 inches wide with piano stool. Would like $600 or Best Offer, 540-412-6572 REGISTERED MINI Aussie Pups for sale. Male and female. 540-6728069.

Wanted PONTOON BOAT Trailer, trailer for a 20 foot Pontoon. Also Pontoon Boat Seats, Cushions, anything for a pontoon boat. 540-205-4543.

Misc. NURSE AIDE COURSE. $1800 includes tuition, books, PPD, background check, drug screening, CPR, uniform, B/P cuff. Info/Start Dates: www.careernursingacademy.com or Call/Text 703-402-2509. FIREWOOD-- FREE, in LOW. U haul 540-972-9595.

Classifieds

CLUBHOUSE. Accepting applicants for Part-Time positions: • Servers. Successful candidates must have excellent customer service skills, enthusiasm, and energy. Work schedule includes the hours of 4 PM to 10 PM Wednesday through Sunday, along with some holidays. If you are 18 and older, have a positive, out-going personality, and are a team player, this job is for you. Some restaurant experience preferred • Host/Hostess to welcome/greet guests, manage timely guest seating, some computer knowledge. • Banquet Captain to assist in supervising/coordinating banquet events with service staff, oversee setup breakdown, cleanup and reset of club functions. Knowledge of procedures and equipment used in preparing and serving large gatherings required. • Banquet Servers needed to provide excellent customer service when serving guests and assist with Banquet set up and tear down. Must be able to work flexible hours. • Banquet and Lounge Bartenders. Must be at least 21 years of age and willing to work flexible hours, weekends, and holidays. Must mix and serve beverages and possess superb customer service skills. TIPS certification will be provided. One–two years experience desirable. • Dishwashers to remove soiled dishes from tables, sanitize tables, ensure silverware, glassware, napkins, condiments are available for patrons. Load, run and unload dishwasher. • Expeditors to bring food from the line to the table in a timely and organized manner. CLUBHOUSE. Full-Time Salaried Assistant Clubhouse Manager. The ideal candidate will oversee and coordinate the planning, organizing, training and leadership necessary to ensure highest guest service satisfaction and assist in achieving company objectives in meeting sales goals, maintaining food quality, and ensuring that all safety, sanitation, and food handling standards are consistently met. The successful candidate will ensure all State laws pertaining to alcoholic beverages are strictly adhered to including staff training and certification. Excellent customer service skills essential. A minimum of 5 years progressive experience in similar food and beverage operation is required. Qualified candidates are invited to submit resumes. EQUESTRIAN CENTER – Part-Time Stable Worker to assist with barn chores, including cleaning stalls and paddocks, cleaning and filling water tubs, feeding the horses, and blanketing when weather requires. Some assisting with pony rides, trail rides and helping with special events. Previous experience working with Equines required. FAREWAYS CAFE- Accepting Applicants for Part-Time Positions: • Servers are needed to assist with Café operations. Candidates must be 18 years or older and able to work flexible hours including weekends. Some restaurant experience preferred. • Line Cooks needed to accurately and efficiently prepare hot food products as well as prepare and portion food prior to cooking. One year experience is preferred and ability to work flexible hours. MAINTENANCE – Seasonal Leaf Removal Crew of three. For immediate hire to remove leaves from community drainage ditches and culverts. This seasonal work begins in October and continues through the end of the leaf pick-up season. Laborers will operate light trucks and assist with leaf vacuum operations and traffic control at work site areas. Must be able to lift 50 lbs., and work in all weather conditions in loud noise level. HS diploma/GED equiv.

Lake Currents December 3, 2021

SNOW REMOVAL - Professional Tree Surgeon, 540-729-3128. STAINLESS STEEL Wire Railings, New. 540-845-1047. TREE CARE/REMOVAL - Premier Arbor Services LLC, Complete Tree Service. Hardscapes, Yard installation, Stump grinding, Tree trimming. 540718-3794. TREE REMOVAL, Any size, anywhere. Fully insured. Ask Luke Zello, 540-406-3589. TREE SERVICE - Professional Tree Surgeon, 540-729-3128. WATER / SEWER LINE replacement and repair. Class A Contractor. 540-845-1047. 35 years at LOW. WATER MAIN Leak Repair/ Replacement, Ask Luke Zello, 540406-3589. WINDOW & DOOR Repairs and Replacement. Class A Contractor. 540-845-1047. 35 years at LOW. WINDOW & DOOR Replacements by Bob Yak & Sons, 540-898-7773.

General applications are always welcome. All Pay Market Competitive. Submit applications and resumes to HR@LOWA.org or fax to 540-972-2243. All positions must be able to pass a criminal background check and have a valid Virginia driver’s license. More information regarding these positions is available in the Human Resources Department. EOE.

JoAnne Lambert 703-969-0216

Virginiahomes@yahoo.com

SOLD

Indian Hills Rd

Lakeview Pkwy

Monticello Circle

SOLD

Bennett Way

Bennett Way 2 vacant lots

Birchside Circle

Farzi Circle

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Thinking of Selling/Buying a Home? Let my 25+yrs selling Real Estate & 19yrs as a LOW resident work for you!

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The Licata Group is dropping in from the North Pole to wish everyone a

LOW Community

Merry Christmas

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Lake Currents December 3, 2021

Happy Holidays! "Listing our home for sale with Licata Group made the process easy and stress-free. Thank you!"-Rachel L. "They give excellent service and make [you] feel like longtime friends. They are extremely efficient and hard-working, and the teamwork is awesome. I would recommend them in a heartbeat. Lauren, Barbra, and Jazmine are fantastic to deal with. I love them all."-Ralph S. "The Licata Group [is] awesome! Special recognition goes to John and Mary for the terrific job they did to get our house sold! And a shout-out to Jazmine in the office, who always made sure that we had the paperwork needed to get the job done! No one knows Lake of the Woods like The Licata Group! Thanks everyone!"- Kay C. "The Licata Group Realty did a great job of communicating every step required to sell our house. They provided sound advice and represented us in negotiating the pricing, closing costs, and balancing the cost of repairs the buyers were asking while keeping our costs as low as possible. Their recommended contractors did excellent work at fair prices. Above all, they are a great group of professionals who are a pleasure to work with and their primary focus is on the needs of their customer. I highly recommend The Licata Group."-Kevin A.

Experience our five-star service along with our proven, repeatable system that nets results!

The Licata Group 36111 Goodwin Dr Locust Grove, VA 22508

(540) 388-2541

lakeofthewoodsvirginia.com