How to Get a Copy of the Sale Deed from the Bank? Get an affidavit from the bank regarding the documents that were misplaced. Through your banker or financial institution, request an encumbrance certificate and a duplicate certified copy of the sale deed. A sale deed contains practically all of the information needed to complete a property acquisition or sale. Most crucially, the sale document would require the owner to verify that the property being sold is free of all liens and encumbrances. It is difficult to sell or buy a home without it, and it is also difficult to obtain a home loan on such a property. There have been a few occasions where banks or lending organisations have misplaced the property’s original documentation.
How to Get a Duplicate Sale Deed It’s worth noting that the search for the missing paper would come first. The two measures in that approach are filing a police report and publicising the loss of the sale deed in national newspapers. You can’t ask the sub-registrar for a duplicate copy of the document since he’d need proof that you’ve genuinely misplaced the papers and that your efforts to locate them have failed.
1. Lodge a Police Complaint • • • • •
The initial step is to submit an FIR (First Information Report) at the nearest police station where your property documents have been misplaced Please keep in mind that only the property owner is required to submit an FIR indicating that the property papers have been misplaced, lost, or stolen If you provide your mobile number when filing a police report, you will be able to check its status online afterwards It is recommended that you save a copy of the FIR for future reference. In the future, your property’s potential buyer (s) or bankers may request it Please be aware that the Supreme Court recently ordered all state and union territory police departments to post First Information Reports (FIRs) on police or government websites within 24 hours of their registration in police stations