Civista Bank MoneyFit Guide

Page 3

of your savings plan? Exercises for Saving More

Financial Benefits for You

Compare your mortgage rate for refinancing potential.

Take advantage of historical low rates and reduce your monthly payment.

Choose e-statements.

Don’t wait for the mail. Review your statement sooner. It’s free and sent directly to your email account.

Track your monthly expenses.

Seeing where your money goes is the only way to identify places to save.

Make an Individual Retirement Account contribution.

Supplement your employer retirement plan and earn a tax benefit.*

Consolidate high-interest rate loans.

Save on interest expense with a debt consolidation loan.

Review your investments regularly.

Rebalance your accounts to maintain your strategy.

Request and inspect your free credit report annually from multiple credit reporting agencies: Equifax,® Experian® and TransUnion® @www.annualcreditreport.com

Identify potential errors to protect your credit.

If you pay your credit card balance in full each month, choose a rewards credit card.

Earn extra rewards, including cash back.


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