FINANCIAL & INSURANCE SERVICES
Comprehensive coverage to keep you building, moving and growing.
Adaptable Plans with Concrete Protection
ADAPTABLE PLANS CONCRETE PROTECTION
R O M T H E P R E S I D E N T
Knek, we are commited to creating and partnering with world class products that help our clients with financing and insurance.
Our commitment is to ensure you have the best possible coverage to keep you building, moving and growing!
We have some of the best in the business to help you personalize your F & I needs to ensure your taken care of in the best possible way!
We look forward to working with you!
PRESIDENT & CEO BenardLevesque
Our Why 01 WHY US?
Our Why
Our People
Our Process
Our Products
Our Promise
INSURANCE | WARRANTY | FINANCING
Knek Care: Insurance, Warranty, and Financing Department
At Knek Care, our Insurance, Warranty, and Financing Department is the heartbeat of our promise to empower agriculture, construction, and mining businesses with seamless, reliable support.
Rooted in Knek’s mission to build, move, and grow alongside our clients, this department is designed to provide peace of mind, financial flexibility, and unwavering commitment—delivered with the same passion and transparency that define our brand.
Who We Are
Forover48yearswehavebeen buildingareputationconnecting ourclientstoinnovativetools andanticipatingtheirneedsso togetherwecankeepthem moving,buildbetterbusiness andgrow
Knek is breaking new boundaries going beyond what a dealership can and will be. We are setting the new standard.
Our commitment to you.
Put People First
Embrace Innovation
Build Meaningful Connections
Deliver Excellence
Lead with Integrity
Foster Growth and Development
Be a Catalyst for Change
Create Value Beyond Products
Commit to Community Impact
Inspire and Empower
knek with the future
Welcome to the knek family we look forward to building, moving and growing with you!
We want to connect.
Our mission is to create & curate tools to help you build, move and grow your life and business.
What sets us apart?
What sets our Insurance, Warranty, and Financing Department apart is our alignment with Knek’s core values and our partnership with Kubota. We’re not here to sell you a product we’re here to be your concierge guide, enhancing your experience.
At Knek Care, this department isn’t just a service—it’s a promise, ensuring you’re supported with authenticity and care at every turn.
Every interaction is an opportunity to invest in your success, reflecting our commitment to protect you, your equipment and keep you moving, building and growing.
We’re passionately committed to keeping you moving forward, delivering remarkable outcomes that honor our shared journey.
"At Knek Care, our commitment to you goes beyond the paperwork—it’s about standing shoulder to shoulder with you as you build, move, and grow. My team and I are here to listen, anticipate, and deliver solutions that feel personal because they are. We’re not just managing policies, warranties, or loans; we’re investing in your peace of mind and success, every single day. That’s the Knek promise.“
Cathy B lodeau
Our People
01 WHY US?
Our Why
Our People
Our Process
Our Products
Our Promise
We value being a interconnected family that treats all those around us with mutual respect and we aim to be engaged with empathy at every interaction
The knek team
WELCOME
Hello, Let me introduce myself, Cathy Bilodeau and I work as a Financial Services Coordinator.First of all, I want to congratulate you on the purchase of your new vehicle.
I will have the privilege of assisting you so that everything goes according to your desires for a smooth transaction.
I will get through your rights and privileges so that you are well informed and can protect your investment.
Thank you for your trust!
Cathy Bilodeau
Cathy B
FINANCIAL SERVICES
COORDINATOR
Our Process
01 WHY US?
Our Why
Our People
Our Process
Our Products
Our Promise
We anticipate your needs, offering personalized options that feel like a partnership... not just a policy -so you can focus on what matters: your work.
Get access to all the brochures and documents knek with one of our knek care program managers
Fill out your application and pick out the programs Review and sign and prepare your machinery
Our Products
01 WHY US?
Our Why
Our People
Our Process
Our Products
Our Promise
We connect you to groundbreaking ideas, tools and innovations.
Curating reliable tools to help you grow Setting new industry standards
Our Products
INSURANCE | WARRANTY | FINANCING
Insurance: “Protection You Can Trust”
Knek Care’s insurance offerings are built on our collaborative expertise and deep alignment with our premium partner, Kubota. We go beyond standard coverage, tailoring solutions that safeguard your equipment, operations, and future growth. Whether it’s protecting your Kubota machinery from unexpected breakdowns or ensuring your business stays resilient against the unforeseen, our insurance plans reflect our dedication to truth and transparency. We anticipate your needs, offering personalized options that feel like a partnership—not just a policy— so you can focus on what matters: your work.
Our Products
INSURANCE | WARRANTY | FINANCING
Warranty: “Standing By Our Word” Our warranty services embody Knek’s relentless resourcefulness and commitment to delivering as promised. In harmony with Kubota’s “Built Right Ready” ethos, Knek Care extends robust warranty options that ensure your equipment performs at its peak, season after season. From comprehensive coverage on new purchases to extended plans that bridge the gap beyond manufacturer guarantees, we’re here to anticipate and address your needs with a joyful curiosity and adaptability. Every warranty is a pledge—a meaningful investment in your success, backed by a team that’s proudly present when you need us most.
Our Products
INSURANCE | WARRANTY | FINANCING
Financing: “Growing Together”
Knek Care’s financing solutions are about more than numbers—they’re about fostering earnest partnerships that help you thrive. We understand the demands of your industry, which is why we offer flexible, innovative financing options to get you the tools and systems you need without compromise. Whether you’re scaling up with a new Kubota fleet or streamlining operations with cutting-edge equipment, our team works with intention to craft plans that fit your budget and vision. We’re not just lenders; we’re resourceful givers, connecting you to opportunities with a heartfelt engagement mindset that builds human connections.
01 WHY US?
Our Why
Our People
Our Process
Our Products
Our Promise
Our Promise
THE KNEK CARE DIFFERENCE
What sets our Insurance, Warranty, and Financing Department apart is our alignment with Knek’s core values and our partnership with Kubota. We’re not here to sell you a product—we’re here to be your concierge guide, enhancing your experience. Every interaction is an opportunity to invest in your success, reflecting our commitment to protect you, your equipment and keep you moving, building and growing.
At Knek Care, this department isn’t just a service—it’s a promise, ensuring you’re supported with authenticity and care at every turn. We’re passionately committed to keeping you moving forward, delivering remarkable outcomes that honor our shared journey.
“Agriculture has the highest rate of disabling injuries and farmers are five times more likely to die from work-related injuries than workers in all other industries.” -
Source: CCOHS
https://www ccohs ca/newsletters/hsreport/issues/2009/07/ezine html?id=11177&link=1
We got you covered.
Source: CCOHS
https://www.ccohs.ca/newsletters/hsreport/issues/2009/07/ezine.html?id=11177&link=1
“70% of all farm fatalities involve agricultural machines, according to the Canadian Agricultural Injury Surveillance Program”
Source: CCOHS
https://www.ccohs.ca/newsletters/hsreport/issues/2009/07/ezine.html?id=11177&link=1
“The
construction sector accounted for 32% of workplace deaths in 2023, even though it employs just 5% of the workforce”
Source: CANADA SAFETY TRAINING
https://www.canadasafetytraining.com/Safety Blog/workplace-fatality-and-injury-statistics-in-canada.aspx
Finally a dealership that consistently delivers comprehensive solutions and tools while connecting me to welcoming customer service while keeping their promises.
“Intruth,theminingindustryis oneofthemostdangerous industries—notjustinCanadabut acrosstheglobe.Researchshows thatthefataloccupationalinjury rateamongminersis6timesthat ofallotherprivateindustries.“
Source: CCOHS
https://wwwccohsca/newsletters/hsreport/issues/2009/07/eznehtm?id=11177&lnk=1
DEATH
SERIOUS ILLNESS
DISABLITY
PHYSICAL DAMAGE
Option Highlights
DEATH
Pays off Balance
Family keeps assets
No libility of debt
Maintain value of other
insurnce policies
Affordable peace of mind
SERIOUS ILLNESS
DISABILITY
Pays off loan under the following:
Heart Attack
Life Threating Cancer
Stroke
Paralysis
Coronary artery bypass
Failure of main organ requiring transplant
*Most people survive serious illness, once your loan is paid off, the additional insurance benefits can be useed where you need it the most.
Covers your payment if you are unable to work
Does not require confinement at home or Hospital
Provides benefits until you can return to work
Pays in addition to insurance provided at work or private plans
PHYSICAL DAMAGE
Protects against Damages and loss.
Wind or flood including hurricane
Damage to equipment while being transported
Damage to equipment when used away from your property
Protection for larger tractors
Easy to participate
Retail cash selling price
protection
*Not Availible in Quebec
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
DEATH
Pays off Balance
Family keeps assets
No libility of debt
Maintain value of other insurnce policies
Affordable peace of mind
In Case of Death:
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
“In 2021, Quebec, along with Alberta, British Columbia, and Ontario, accounted for 82.7% of all reported disabling injuries in mines in Canada.”
Source: Canada.ca
https://www.canada.ca/en/employment-social-development/services/health-safety/reports/2021-injuries.html
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
SERIOUS ILLNESS
Pays off loan under the following:
Heart Attack
Life Threating Cancer
Stroke
Paralysis
Coronary artery bypass
Failure of main organ
requiring transplant
In Case of Serious illness:
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Most people survive serious illness, once your loan is paid off, the additional insurance benefits can be useed where you need it the most.
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
DISABILITY
Covers your payment if you are unable to work
Does not require confinement at home or Hospital
Provides benefits until you can return to work
Pays in addition to insurance provided at work or private plans
In Case of Serious illness:
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
protection
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
PHYSICAL DAMAGE
Protects against Damages and loss.
Wind or flood including hurricane
Damage to equipment while being transported
Damage to equipment when used away from your property
Protection for larger
tractors
Easy to participate
Retail cash selling price
protection
*Not Availible in Quebec
In Case of Physical Damage
Pays off the balance of your loan to the financial institution
Leaves your family with the assets o debt
Maintains the value of other insuranc
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Please refer to your Insurance Certificate for deta limitations and ecclusions that apply to your cove
protection
Kubota Orange Planned
Connecting you to the best programs to protect you.
Loan Insurance Benefits
✓ Reduces the consequences of payment delays and poor credit, prevents bankruptcy
✓ Protects the estate in case of death
✓ Budgetary preservation
✓ Uniformity in premium cost, regardless of age
✓ Ensures payment of instalments during illness
✓ Maintains the value of other insurance policies
✓ Option to keep the vehicle
✓ If the loan is fully paid off before then end of the financing term, there is a possibility of a refundable amount if the insurance has not been used. A calculation is made by the insurer and reimbursed to the client
✓ Simplicity in joining loan insurance, available during the financing application
✓ And much more.
Warranty
DEATH
SERIOUS ILLNESS
DISABLITY
PHYSICAL DAMAGE
Option Highlights
OPC –OFFICE DE LA
PROTECTION DU
CONSOMMATEUR :
Pays off Balance
Family keeps assets
No libility of debt
Maintain value of other insurnce policies
Affordable peace of mind
MANUFACTURER
WARRANTY :
EXTENDED
PROTECTION PLAN:
Pays off loan under the following:
Heart Attack
Life Threating Cancer
Stroke
Paralysis
Coronary artery bypass
Failure of main organ
requiring transplant
Covers your payment if you are unable to work
Does not require confinement at home or Hospital
Provides benefits until you can return to work
Pays in addition to insurance provided at work or private plans
Let’s talk Warranty
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
Warranty Options
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
Kubota Orange Planned
Connecting you to the best programs to protect you.
Extended Waranty Benefits
✓ Preserves the budget in case of mechanical issues
✓ Maintains vehicle safety and compliance
✓ Prevention against inflation and rising costs of labor and parts
✓ Offers peace of mind in the event of a mechanical failure
✓ Can relieve the customer from the OPC in case of mechanical breakdown during resale
✓ Enhances resale value, transferable warranty to the new buyer
✓ Various coverage options available, tailored to needs, and extends the protection duration
✓ Original parts and labor covered for increased reliability
✓ Flexible financing options, can be included in financing
✓ Some warranties may offer discounts, no-claims bonuses, or be refundable if not used
✓ And much more.
ntainence Plans
DEATH
SERIOUS ILLNESS
DISABLITY
PHYSICAL DAMAGE
Option Highlights
KUBOTA ORANGE MAINTENANCE
PLANNED MAINTENANCE
Pays off Balance
Family keeps assets
No libility of debt
Maintain value of other insurnce policies
Affordable peace of mind
Pays off loan under the following:
Heart Attack
Life Threating Cancer
Stroke
Paralysis
Coronary artery bypass
Failure of main organ
requiring transplant
Maintainence
Kubota Orange
Connecting you to the best programs to protect you.
Maintenance Plan Benefits
An additional savings of 41% by choosing planned maintenance
Protects you against costs related to inflation
HOURS OPTIONS
Packages from 500-3,000 hours available
PERSONAL SERVICE
Tailored to your needs, our technicians come to you.
SCHEDULED MAINTENANCE
Regular & scheduled maintenance carried out by qualified technicians.
FINANCING OPTIONS
Offered for all Kubota products and can be financed alone or with Kubota equipment.
Kubota Orange Planned
Connecting you to the best programs to protect you.
Maintenance Plan Benefits
✓ Ensures the vehicle is safe and well-maintained
✓ Shields against inflation, escalating costs of labor, and parts that continuously increase over time
✓ Provides peace of mind from work performed by a certified and qualified technician
✓ The chosen plan can be tailored to your needs, with multiple options available
✓ At an extra cost, the technician can travel to the location of the vehicle
✓ The maintenance plan can be transferred in case of vehicle resale
✓ Genuine Kubota parts and fluids = high-reliability vehicle
✓ Can be financed separately or with the purchased equipment
✓ Regular and scheduled maintenance = reduced risk of oversight
✓ And much more.
matics
CELLUTRAK
KUBOTA NOW
KYCS
Option Highlights
CELLUTRAK
Pays off Balance
Family keeps assets
No libility of debt
Maintain value of other insurnce policies
Affordable peace of mind
KUBOTA NOW
Pays off loan under the following:
Heart Attack
Life Threating Cancer
Stroke
Paralysis
Coronary artery bypass
Failure of main organ requiring transplant
KYCS
Covers your payment if you are unable to work
Does not require confinement at home or Hospital
Provides benefits until you can return to work
Pays in addition to insurance provided at work or private plans
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
CELLUTRAK
Pays off Balance
Family keeps assets
No libility of debt
Maintain value of other insurnce policies
Affordable peace of mind
In Case of Death:
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
KUBOTA NOW
Pays off loan under the following:
Heart Attack
Life Threating Cancer
Stroke
Paralysis
Coronary artery bypass
Failure of main organ
requiring transplant
KUBOTA NOW
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you.
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
protection
Let’s talk Insurance
Our livesare punctuatedby unexpected events. No one is safe from illness, disability, serious illness or even death.
Find out if you are eligible; because an insured loan is all the more reassuring! .
KYCS
Covers your payment if you are unable to work
Does not require confinement at home or Hospital
Provides benefits until you can return to work
Pays in addition to insurance provided at work or private plans
KYCS
Pays off the balance of your loan to the financial institution
Leaves your family with the assets of the vehicle without the liability of the debt
Maintains the value of other insurance policies
Provides affordable Peace of mind
Does not embarrass your estate.
Connecting you to the best programs to protect you. protection
*Please refer to your Insurance Certificate for detailed conditions, limitations and ecclusions that apply to your coverage.
Kubota Orange Planned
Connecting you to the best programs to protect you. protection
Telematics Benefits
✓ Real-time monitoring and vehicle tracking
✓ Theft prevention and security measures
✓ Access to operational reports
✓ Active odometer tracking and engine hours monitoring
✓ Engine ignition and shut-off control
✓ Transferability to the new owner upon resale
✓ Advanced features with KubotaNow, access to alerts, diagnostic troubleshooting, error codes, and other advanced technical features enabling communication with the dealer
✓ Creation of geographic barriers with alarms in case the vehicle exits these specific zones
✓ Kycs and Cellutrak can be installed on different types of vehicles and equipment
✓ 24/7 assistance in case of theft or emergency requests
✓ And much more.
Kubota Orange Planned
Connecting you to the best programs to protect you. protection
Financing Benefits
✓ Keep liquid funds available for unexpected moments
✓ Build or maintain your credit history, facilitating access to future loans and improving your credit score
✓ Available funds can be invested in various financial instruments (RRSP, TFSA, etc.) to generate returns
✓ Simple and fast financing process, immediate availability to meet clients, quick responses from financial institutions
✓ Loan insurance available to secure the loan in case of disability, illness, or death. Possibility to finance other protections such as maintenance plans and telematics
✓ Only the financed vehicle can be used as collateral in case of payment default
✓ Open and flexible loans, possibility to repay in full without penalty after 9 months
✓ Investment philosophy: Finance depreciating assets and invest in appreciating ones
✓ Availability to quickly provide the remaining balance or other relevant information
✓ And much more.
Item to discuss
An additional savings of 41% by choosing planned maintenance WELCOME
PROTECTION
Protects you against costs related to inflation
LEGAL
Packages from 500-3,000 hours available
CREDIT APPLICATION
Tailored to your needs, our technicians come to you.
LEGAL MANUFACTURER
Regular & scheduled maintenance carried out by qualified technicians.
MAINTINANCE PLANS
Regular & scheduled maintenance carried out by qualified technicians.
PREPERATION
Offered for all Kubota products and can be financed alone or with Kubota equipment.
CUSTOMER SURVETY
Offered for all Kubota products and can be financed alone or with Kubota equipmen
NET LOSS EARNINGS PER WEEK ON SICK LEAVE
$20,000.00
$25,000.00
$30,000.00 $50,000.00
$40,000.00
$35,000.00 $45,000.00
$55,000.00
$60,000.00
$65,000.00
$70,000.00
$75,000.00
$80,000.00
$85,000.00
$95,000.00
$100,000.00
$110,000.00
$90,000.00 $120,000.00
$140,000.00
$1,057.69 $1,250.00 $1,153.85 $1,442.31 $1,634.62 $1,538.46 $1,826.92 $2,115.38 $1,923.08 $2,500.00 $576.92 $961.54 $1,346.15 $1,730.77 $2,307.69
CREDIT APPLICATION
Consent to the use of personal information
Customer information and identification requests
Monthly payment calculations with the chosen plan
Response from the chosen financial institution
Required documents before delivery:
Void cheque
Insurance confirmation
Any other document requested by the financial institution
Possible payment methods:
Cash
Interac Debit Card
Visa / Master Card
credit card Wire transfer to our account
Bank draft EMT
**For more information, please contact me**
Groundbreakingtoolsforbuilding,moving&growing
let’sknek
COORDINATOR
