Bermuda Parent Winter 2016

Financial Advice for Single Parents

WINTER 2016 MYBERMUDAPARENT.COM

FREE

What Parents are Talking About

Alcohol, Peer Pressure

& More

Home Work vs Home Learning

Tips

for avoiding the Zika Virus

Wrap your newborn in comfort and protection so all he feels is

love.

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Contents Departments BABY

FAMILY LIFE

4

Tips For Avoiding the Zika Virus

30

Keeping Your Family Computer Safe

CDP has the perfect resources to help you give your child the best start.

We no longer can just thinking about keeping our home safe but also our digital data as its now an extension of us.

LITTLE ONES

14

15 Daddy-Daughter Date Destinations 15 great ideas to help dads spend a little more quality time with their daughters.

BIG KIDS

16

Homework vs Home Learning

Have you and your child ever been frustrated with home work? Here’s a case for the alternative – home learning.

TWEENS & TEENS

26 Alcohol, Sex & Peer Pressure Tips for tackling the tough topics with your child.

On the Cover

Vidya Josephine Cannonier-Watson, Inanna Cannonier-Watson, Elijah Ball Location: Lotus Photo by: Ampersand

32 Divorce: How to Tell the Kids Here are some guidelines for how to talk about this difficult subject with various age groups.

36 Financial Advice for Single Parents

Sound advice for all parents on how to handle your financies.

38 A DIY Renovation Project Do you consider yourself a DIY’er?

Are you up for this challenge?

42 The Value of Caring for You We all know its important to take care of ourselves, here are some practical tips.

In This Issue

6 NURSERY EDUCATION DIRECTORY

48 BIRTHDAYS 50 BPM KIDS

editor’s note Much to be thankful for I love creating this magazine ever quarter and I am so thankful for each of you who read and send me comments on the magazine. Your PHOTO BY JESSII TERRA

words are truly inspiring and motivational, so thank you. This issue we have a few weighty topics, such as, ‘Divorce’; ‘Alcohol, Sex and Peer Pressure’; ‘Financial Advice’; ‘Caring for Yourself’; and a controversial topic of ‘Homework vs Home Learning’. I am sure that these topics will touch you in some way that you will either find useful or you know someone who could benefit from reading the magazine – so do share it with a friend!

I want to thank Lotus: The Bermuda Integrative Health Cooperative Limited for allowing Bermuda Parent to use a few of the children who take Aerial Classes to be on this issues cover! Within their

strength, and conditioning exercises that will help

climbing skills and learn how to create “locks” around their body with the silk

p. 16

and taught body awareness all while building self-esteem. There are also adult classes offered so be sure to contact Lotus to find out more 296-5900.

Finally, I want to wish you a wonderful holiday and a prosperous

Publisher & Editor

Alicia Resnik alicia@knbmediagroup.com 236-9218 D E S I G N & P RO D U C T I O N

Picante Creative

CO N T R I B U T I N G P H OTO G R A P H E R S

in the air. They work on basic

new year!

A DV E R T I S I N G S A L E S

Wanda Brown wanda@knbmediagroup.com 333-1925

Sarah E Photography

him or her feel comfortable

Hoop and Pole. They are challenged, entertained

B U S I N E S S CO N S U LTA N T

Vic Ball

W R I T E R S & CO N T R I B U TO R S

will begin with flexibility,

fabric. They also become familiar with the Aerial

Katrina Ball

Christina Katz, Tina Outerbridge, Carla Seely, Dr. Danielle Simons, Cybertips.bm, BELCO, Child Development Programme, Holly Flook, Christa Hines, and BAC Group

Aerial Buds class your child

p. 32

What Parents are Talking About

PUBLISHER & EDITOR

Bermuda Parent Magazine is published four times a year. Reader correspondence, photo submissions and editorial submissions are welcome.

We reserve the right to edit, reject or comment editorially on all material contributed. No portion of this magazine may be reproduced without express written consent of the publisher. The opinions expressed by contributors or writers do not necessarily reflect the opinions of this magazine. Distribution of this product does not constitute an endorsement of the products or services herein.

CO N TAC T U S

info@knbmediagroup.com Tel: 504-2937 www.mybermudaparent.com facebook.com/bdaparentmag

www.mybermudaparent.com

3

baby

BY DR. DANIELLE SIMONS

Tips for Avoiding the

Zika Virus I

t was two years after the end of WWII in the Zika forest of Uganda that the Zika virus was first described. In 1952 the virus was first seen in humans and the first large outbreak occurred on the island of Yap (Micronesia) in 2007. The Zika virus is endemic in many countries particularly in Southeast Asia but you are most at risk of becoming infected if you live or travel to a region where there is active transmission occurring e.g. certain areas of South and Central America, Asia, the Caribbean and the Pacific Islands. An up to date list of specific countries with outbreaks can be found on the CDC website.

Zika is spread through the bite of infected mosquitos. Anyone who has not already been infected is at risk for infection. We do not have the mosquito

4

(Aedes Egypti) that carries the Zika virus in Bermuda.

We do however have a close relative of this mosquito the Aedes albopictus that could be a potential carrier of Zika. Most people who have been infected have no symptoms. Approximately 1 in 5 people who are infected will go on to develop Zika virus disease.

Symptoms may include fever, rash, joint pain along with redness of the eyes and symptoms generally start 2-7 days after being bitten.

If a pregnant woman becomes infected with Zika the effect on the unborn baby can be devastating.

Problems can include babies being born with an abnormally small head, a condition known as microcephaly. Babies with microcephaly often have underdeveloped brains. Eye defects, hearing loss and

impaired growth have also been noted in babies born to mothers infected with Zika in pregnancy.

To date there is no vaccine available to prevent Zika virus.

•

Practice safe sex especially if you are travelling to an area with an outbreak of Zika and you or your partner are pregnant or planning a pregnancy. Condoms or abstinence is suggested for the duration of the pregnancy. If you are planning a pregnancy after travel to an affected area, you doctor can provide conception guidance.

•

Pregnant women are advised not to travel to areas where there is active transmission of Zika. If you MUST travel, discuss your itinerary with your healthcare provider.

Tips for travelers: •

Wear an EPA (Environmental Protection Agency) registered insect repellent. Many of these are available at local hardware stores or pharmacies.

•

If mosquito nets are available in your accommodation, ensure that you use them. You can also take a net with you when you travel and they can be used to cover baby strollers.

Tips for residents:

•

Stay in accommodations that are air conditioned and have doors and windows with screens.

•

•

Wear long clothing made of lightweight fabrics.

•

Clothing pre-treated with Permethrin (a synthetic insect repellent) is ideal if you have an adventurous itinerary planned.

•

•

Remove sources of standing water from around your home.

Take steps to prevent mosquito bites for at least three weeks after returning from an area with active transmission.

If you feel unwell after travel to a region where Zika may be endemic or where there is an outbreak occurring let your doctor know. They will be able to advise you on what steps to take next.

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DIREC TORY

PRESCHOOL & NURSERY Aerie’s Adventures Nursery & Preschool 121 Middle Road Devonshire, FL03 799-1504 aeriesadventures@hotmail.com www.aeriesadventures.com Aneesah’s Nursery & Preschool 76 Robert’s Avenue Devonshire HM15 293-2731 Chatterbox Preschool 10 Church Road Southampton, SN02 236-7190 chatterbox@bercon.bm schoolsadmin@bercon.bm www.familyfirstschools.com

6

Happy Valley Childcare Centre 17 Happy Valley Road Pembroke, HM19 295-4087 answan@gov.bm www.happyvalleychildcarecentre.com Facebook: Happy Valley Childcare Centre Heritage Nursery & Preschool 59 Dundonald Street Hamilton, HM10 292-4681 nursery@churchofgodbda.com Facebook: Heritage Nursery & Preschool

Once Upon a Time Nursery Schools Chapter One 41 Church Street Hamilton 295 7713 or 504 7713

Happy Moments Nursery & Preschool 69 North Shore Road Hamilton Parish CR 01 737-8385 happymomentsnews@yahoo.com

Chapter Two 16-18 Woodbourne Avenue Pembroke 295 3421 or 504 7713 onceuponatime@northrock.bm www.once-upon-a-time.net

Mount Saint Agnes (MSA) – Kindergarten 9 Dundonald Street West, Hamilton 292-4134 msaoffice@msa.bm

Tree Tops 11 St. Anne’s Church Hall 26 Church Road Southampton, SN01 238-6025 theoatleys@northrock.bm www.treetops11.bm

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Dr. Peter Perinchief

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ALL PHYSICIANS ARE ACCEPTING NEW PATIENTS

Dr. Richard Fulton

For Appointments Call 295 8000

We believe in providing children with a safe environment where they can learn, explore, develop and grow. We believe that we are partners with parents in nurturing and caring for your children. We will teach them, guide them, befriend them and do our best for them. Little Learners Preschool offers several programs that help children grow into well rounded Learners who are ready to begin the formal years of their education by giving them a solid foundation into the joy of learning.

We are excited to announce that we are now accepting babies from 3 months through 5 years old. Make an appointment to come by and see our new infant/toddler space beginning in May 2016! Enrollment is ongoing throughout the year.

Nurse Bernie Wilson www.facebook.com/EdgewoodPediatricsBDA @EdgewoodPedsBDA

13 Richmond Road • Hamilton HM08 • Tel 441 295 8000

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Email or call us at: infolittlelearners@northrock.bm OR (441) 292-8326 w w w. e d g e w o o d p e d i a t r i c s . c o m

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7

little ones

BY CHILD DEVELOPMENT PROGRAMME

Do you have a child between the ages of birth and four years?

Then the Child Development Programme is for you.

Why?

Because we help you give your child the best start for a bright future.

How?

The primary goal of CDP is early identification and prevention of factors that might hinder your child’s development.

We work with parents to reduce these factors from having a negative effect on your child’s growth and development. We know that right from the start babies are born ready to learn. They learn best through loving and nurturing relationships with their parents and caregivers.

Early learning programs that are appropriate for a child’s developmental level provides opportunities to learn

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through play and hands-on-exploration.

Brain Development and Early Learning, Winter 2007 Volume 1.

CDP has the perfect resource to help you give your child the best start.

PCHP recently won the US Library of Congress Literacy Award, 2016 for promoting literacy and reading not only in the U.S. but worldwide. Bermuda (CDP) and Ireland are proud to be associated with PCHP International.

PCHP works!

NOW, What about you and your child?

Do you want to improve your child’s school readiness? You can sign up for the Parent Child Home Program (PCHP.) PCHP is proven to improve

school readiness. You the parent, are recognized as your child’s first and most important teacher. This programme helps strengthen the parent child relationship as you are coached on improving your skills on how to increase the benefits of your interactions with your child. The home visitors use engaging books, stimulating toys and interactive activities to enrich your child’s environment for relationship building and learning.

DO

Do give CDP a call at 295-0746 and find out whether the Parent Child Home Programme is right for you.

CHRISTMAS in the East End!!

Baby Gear & Accessories, Clothes for Newborn - Size 6

Pictured: Cezar Zuniga, Lovette Lovell, Elfreda Smith, Michele Morrison Elfreda Smith, Parent Home Support visitor and Lovette Lovell, Family Coordinator recently traveled to New York City to receive an award on behalf of CDP for our participation in the programme since 1976. That’s 40 years! Elfreda has been employed with CDP for 38 years; she commenced her employment 25th September 1978; prior to that she was a parent in the programme for 2 years. So she has been a part of PCHP’s and CDP’s journey every step of the way.

Key Research The PCHP model, developed in 1965, is designed to build school readiness where it starts: the home. Below you’ll find staggering statistics about why low-income children enter school well behind their more affluent peers; the research that proves that increasing

parent-child verbal interaction can have profound impacts on children’s academic performance; and details on how PCHP’s research-based model consistently achieves its predicted outcomes for low-income children and their parents.

New Arrivals!

Just in time for Christmas Gift Giving!

Baby Boutique 109 Mullet Bay Road, St. Georges Opposite the playground Telephone: 707-0997 STORE HOURS

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Tues, Thurs, Fri: 5:30pm – 7:30pm Sat: 11:30am – 7:00pm www.mybermudaparent.com

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Great Value and Affordable Prices Every Day Washington Mall, Hamilton Open 9 to 5:30 Phone: 292-1080

10

Parent Resources Do you have a child from age birth to 4?

•

Play-based screenings for 24 – 30 month old children Parent and Children’s Book Library Toy Library

Are you a Home Child Care Provider and would like resources to help you to care for young children?

ALSO AVAILABLE:

Call the Child Development Programme 295-0746 ext. 2221

PArEntIng wOrkShOPS:

• • • • • •

Parent Infant Group Premature Infant Programme 1,2,3,4 Parents!

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Child Care Provider Workshops tOPICS AVAILABLE: • • • • •

Motor Development Developmentally Appropriate Programming Bonding: Early Steps to Attachment Behaviour Management Language Learning

Plus more...

Participation in services is voluntary and resources are free to the public!

n ce e ll e c x E g n i ir p s n I a n d Lea de rship Do you know what the biggest difference is between a co-educational school and an all-girls school?

Girls play every role on the stage, in the science lab, in the classroom and on the sports field Girls help make every decision A girl always has the answer in the room and knows her voice will be heard.

In an all-girls environment, it has been proven that girls feel safer to take risks and try new things. They push themselves to excel and be the best they can be.

For more information on The Bermuda High School for Girls, please contact: Mrs. Kurte Loescher Director of Admissions and Inclusion Tel: (441) 278-3047 Email: kloescher@bhs.bm

The Bermuda High School for Girls 19 Richmond Road Pembroke HM 08 Tel: (441) 295-6153 Fax: (441) 278-3017

should be comfortable.

If you are experiencing discomfort or you have concerns about , contact us. mothers We’ve been for almost three decades.

Email islandgirl@northrock.bm or check us out on Facebook at La Leche League of Bermuda.

12

www.bhs.bm

The First of its Kind

A bilingual story book for kids Bilingual

English Spanish

ish vocabulary to Primary age children in a fun way. These vocabulary words are ones that can be used in every-day life,” says Mrs. Darling Mrs. Resnik has always wanted to publish a children’s’ book, and saw this as the perfect opportunity. “Silvia and I talked about it, we did our research – looking online and in the library - and decided to go forward with writing the story. The book came together easily and was fun to create.”

So far they say their self-published book has been well received. It’s currently being sold on the island at the Bookmart in Brown & Co., the Bermuda Bookstore, Caesar’s Pharmacy in Somerset and Robertson’s Drugstore in St. Georges. “Sam and Ben on the Farm” can also be purchased online through Amazon.com and Barnes & Noble.

T

wo friends combined their writing and marketing talents to create a fun-filled children’s book.

“Sam and Ben on the Farm” is a bilingual story written by Alicia Resnik and Silvia Darling.

The book is written in English with Spanish vocabulary and pronunciation.

“Look over here Sam, this is Helen. She’s a special Peruvian gallina (gah yee nah)….. and these little guys are her baby pollitos (po yee tos)…. Clo, clo, clo, says Helen. That means thank you,” says Ben. (page 12 of Sam and Ben on the Farm) The picture book follows the boys’ adventures, as they meet the farm animals and learn to speak Spanish. “In addition to the story, we have included Hispanic traditions,” says Mrs. Darling, who is originally from Peru.

Mrs. Resnik and Mrs. Darling say they were inspired to write the book because they haven’t seen anything like this currently being sold on the market. They chose the names ‘Sam’ and ‘Ben’ because of their own sons who have been friends since they met 8 years ago when they were in the same class at Somersfield Academy.

“The objective of the book is to teach Spanwww.mybermudaparent.com

13

big kids

BY CHRISTINA KATZ

15 Great

Daddy-Daughter

Date Destinations Just as moms and daughters can bond by spending special time together, dads and daughters need quality time, too. I have learned that making memories with her dad is just as important for my daughter as making memories with me or with the entire family.

14

9

Bike rides. They can both ride.

Or if dad runs, make it a run/ride combo.

10 11

Horseriding. Go for a ride along

the trails and on the beaches.

Helmet Diving. Try out helmet

diving and get up close and personal with sea creatures.

12

Go fishin’. Dad can hook the squid

if she doesn’t want to, but she just might surprise you.

S

o the next time your husband and daughter are due for some quality time together, pull up this list of delightful destinations, choose one or two, and shoo them out the door. They’ll come home worn-out, happy, and more bonded, and these are gifts that last them both a lifetime.

1 2

13 14

Grab a matinée movie. Enjoy the

popcorn, candy, and a drink.

Ice skating. Check out open skate

times in St. Georges over the next few weeks.

15

Go out for ice cream cones.

Take walks along a local scenic railway trails.

Shhh! Don’t Tell Them You Didn’t Want To Go

I’ve got a little secret when it comes to daddy daughter dates: I often encourage my husband to take our daughter to places I would rather not go. You know what I mean—those noisy, crowded, high-up-in-the-air places you may not always be all that crazy about either.

The fact is, great daddy daughter date destinations are often raucous, dusty, or sweaty places moms might rather avoid. As for when they choose places I enjoy visiting, that’s okay. I can take a pass. I’m perfectly happy staying behind so my husband and daughter can have some adventures together that are just about the two of them.

Author, journalist and writing coach Christina Katz tries not to dance a jig after her husband and daughter leave for some together time, but she usually just can’t stop herself.

Breakfasts out. Test-drive restaurants

until they discover their faves.

3

Trips to town. Take the bus or the

ferry. Then walk everywhere else.

Visits to the zoo. Go in time to see

the feeding of the animals and have some fun on their playground.

4 5

Bowling dates. Who can win the

best of five?

IN ISLAND NUTRITION Improving access to High Quality Nutritional Care 4th Floor Dallas Building, 7 Victoria St Tel: 295-4082 Fax: 295-5245 Email: info@islandnutrition.bm www.islandnutrition.bm

Registered Dietitians Hannah Jones and Sarah Williamson providing Medical Nutrition Therapy

IN ISLAND NUTRITION

Prevent and manage disease

IN ISLAND NUTRITION

Insurance approved (copays may be applicable)

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Ask your healthcare professional for a referral to Island Nutrition

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Paediatrics: including Poor growth, Behavioural issues, Overweight, Constipation, Allergies, Tube feeding, Weaning

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Adults: including GI, Cardiovascular, Kidney disease, Inflammation, Obesity, Cancer, Wound healing, Pregnancy, Elderly

IN ISLAND NUTRITION

High-wire acts. Find zip lines, hire

out an aerial performance and visit the lighthouse—anything with a view just for the thrill of it.

6 7

Miniature golfing. Try out night time

golfing for an extra thrill.

Historical landmarks. Take indoor or

outdoor tours. Try to learn littleknown facts.

8

Day hikes. Wear socks and sturdy

shoes. Bring Band-aids, trail mix, and water.

Tel: 296-9818

Email: flyingstart@logic.bm

New Hours 8:00am to 5:45pm 15 Cedar Ave. Pembroke

www.mybermudaparent.com

15

big kids

BY TINA OUTERBRIDGE, SOMERSFIELD ACADEMY

Homework

Versus Home

Learning

When Somersfield Academy’s Head of School, Carlos Symonds suggested the switch from “Homework’ to “Home Learning”, it was a natural fit for what I already believed to be true. The educational philosophy at Somersfield is one that believes in teaching the whole child by enthusing students to search for the “whys”.

M

aking meaningful connections outside of the four walls of the classroom is something that I cannot emphasize enough. Dr. Maria Montessori believed that children should be so inspired and motivated by school activity and presentations, that their

16

interest naturally carries over to after school hours. Given the opportunity, she believed that children will naturally create their own projects and challenge themselves.

As an educator and a parent I can commiserate with the struggles that many families face with regards

to homework. I often wondered why children were not making any advancements in areas that I assigned as homework, and why so many parents were complaining about the amount of stress it caused at home? How could this be happening when as a teacher I carefully planned, organized and prepared

1 2 3

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Homework beautiful worksheets, circled pages in a workbook for clarity and always marked and gave immediate feedback.

The answer is that what I was assigning had little interest for the children and often did not match the exciting lessons I would give in class. In fact, I wasn’t meeting the needs of my students through innovation and real life skill acquisition. The one thing I was sure of was, that things needed to change if I wanted my students to enjoy learning and become active positive members of their culture and society.

The team at Somersfield Academy, did some research and found that traditional homework at the primary level just wasn’t inspiring students to learn. Often, homework at the primary level was “busy work” and the research was clear that homework at this level doesn’t give the intended outcomes that educators wish.

When asked, most teachers will say that homework is to help gain independence, organization, and help aid academic achievement. Well, the research from Alfie Kohn, an author who writes and speaks widely on human behavior, education, and parenting, states that there is “no correlation between, young children completing homework and a significant measure of academic achievement.” He goes on to explain that the; negative effects of homework are well known. They include children’s frustration and exhaustion, lack of time

Home Learning

n

Textbooks

n

Real world experiences

n

Assigned pages

n

Repetition of key skills

n

Disconnect from the classroom work

n

Authentic activities

n

Teacher initiated

n

Student initiated

n

Marked

n

Discussed

n

Informs teacher instruction

n

Makes no or little difference in teacher instruction

for other activities, and possible loss of interest in learning. The positive effects of homework are largely mythical. For starters, there is absolutely no evidence of any academic benefit from assigning homework in primary school. For younger students, in fact, there isn’t even a correlation between whether children do homework (or how much they do) and any meaningful measure of achievement.

So what is the difference between homework and home learning?

As the current Head of the Primary Department at Somersfield Academy along with a principal who supports the transition to home learning, I decided that we were moving the school to a more authentic learning experience for our students. Understanding that developmentally children at the primary age between 6-12 need movement, knowledge of the concept of fairness and morality, and exploration of the senses, which is a basic need for all learning.

The primary aged child is trying to figure out where they fit into the

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greater world and it is part of our job to guide them along this journey. So as we began our switch to home learning, I engaged my teachers in research on the topic, polled the parent body and surprisingly, we were mostly on the same page.

Now, our approach to home learning is to provide a few well-placed suggestions for a variety of follow- up experiences to create opportunities for learning. The children are encouraged to read daily, explore the outside world with parents, start a collection, cook at home, complete chores and to examine how math is useful in everyday life. Home learning should establish a healthy work habit outside of the classroom environment by fostering each child’s innate desire to learn, and for them to be an active participant within their family and culture. It is a vital link between the classroom and home environments and a catalyst to growing into a member of the world culture.

Albert Einstein said that, “it is the supreme art of the teacher to awaken joy in creative expression and knowledge.”

So as you embark on another school year, remember that children have many talented gifts to share if given the opportunity to learn and express themselves naturally.

As a parent and educator for over 19 years parenting journalist Tina Outerbridge has used all of these methods in her day to day life to encourage many students including her own children’s enjoyment of school.

For more information regarding Montessori education and the home learning philosophy contact Tina at Somersfield Academy.

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HAPPY MOMENTS Nursery & Preschool

THROUGH FAITH AND LEARNING

HAVE YOU HEARD ABOUT MOUNT SAINT AGNES’ EARLY LEARNING PROGRAM & KINDERGARTEN CLASSES? Our SMALLER CLASS SIZES encourage INTERACTIVE LEARNING with a focus on INDIVIDUAL LEARNING NEEDS. MSA delivers an internationally recognized curriculum that promotes critical thinking and problem solving while cultivating PARENTS AS PARTNERS in education and encouraging a WELL-ROUNDED LEARNER. Our collaborative and interactive approach ensures each student will grow from learning locally to excelling globally.

The combination of MSA’s world class curriculum, daily infusion of Catholic values and the expertise of our dedicated faculty and staff ensures that your child receives the most comlpete education available in Bermuda.

Happy Days

Since 1998 Bermuda’s premier faith-based early learners’ program “where happy children learn for a brighter future”.

We care about every aspect of your child’s school day within a safe social environment.

Happy Moments Nursery & Preschool is keen on providing our students with lots of fun-filled explorative learning experiences.

We believe in our students, assist in fulfilling each parent’s dream for their child and inspire each child in reaching their fullest potential Curriculum encourages academic excellence, creative teaching methods for each child’s unique learning style.

We offer Spanish, computer, music & EYP with BNG, BUEI and more.

Teachers certified in ECE, CPR, First Aid and SCARS.

THE BEST WAY TO SEE our school is to stop by and observe students learning. Call us today to find out more information or to schedule a meeting at 292-4134.

Hours: 7:30 a.m. - 5:30 p.m.

MOUNT SAINT AGNES ACADEMY 19 Dundonald Street West, Hamilton | Telephone: 292-4134 Email: admissions@msa.bm | Website: www.msa.bm

happymomentsnews@yahoo.com or 737-8385.

Accepting students for 2016/2017/2018 school year.

18 months - 5 yrs.

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Give him

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Fab

FAMILY FINDS 2

1 1 | Cuisinart 6.5 Quart Programmable Slow Cooker The Phoenix Stores has the perfect gift for the mom who already has everything – a Cuisinart 6.5 Quart Programmable Slow Cooker.

Designed for today’s busy lifestyles with a 24hour timer, three cooking modes and the ability to automatically shift to warm when meals are done. Look out for great lasagnes, stews and other pot dishes for the entire family and guests with this one!

2 | iHealth Edge Wireless Activity & Sleep Tracker Leave it to The Phoenix Stores to offer an awesome selection of gifts and stocking stuffers like the iHealth Edge Wireless Activity & Sleep Tracker which lets you set goals, track results and take an active role in managing your health via your mobile device. Available at Clarendon Pharmacy, the iHealth Edge measures steps taken, distance travelled, calories burned and time slept.

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3 | Philips Norelco Shaver 5700 Give him the gift of handsomeness with a Philips Norelco Shaver 5700 from The Phoenix Stores! He’ll unwrap a new him and speed up his morning routine with 10% more power.

The MultiPrecision blades raise to cut long and short hairs while shaving heads move in five directions for a faster and closer shave. Included in the box is a SmartClick Precision trimmer, SmartClean system, power cord and travel case.

4 | Waterpix Complete Care Each of The Phoenix Stores is loaded with practical gift ideas such as the Waterpix Complete Care Water Flosser and Sonic Toothbrush – the perfect gift for anyone with braces, implants, crowns bridges or veneers.

Clinical research has proven the Waterpix Flosser more effective at removing plaque, reducing gingivitis and improving gum health than brushing and string floss alone.

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5 | Hatchimals Hatchimals are popular magical creatures that begin life inside of eggs. Kids enjoy loving and caring for these eggs as their eyes light up and they makes cute sounds.

Hatchimals get rainbow eyes when it’s time to hatch. With your child’s help, Hatchimals peck their way out of the eggs and then it’s time to raise furry Hatchimals through 3 stages, from baby to toddler, to kid.

6 | Speak Out Board Game Get ready to double over with laughter with this ridiculous mouthpiece challenge game!

Speak Out brings friends and family together for laugh-out-loud fun as players attempt to say different phrases while wearing a mouthpiece that won’t let them shut their mouth. Find Speak Out at The Annex Toys today.

7 | Selfie Mic Microphone meets selfie stick to take you beyond Karaoke with the Selfie Mic found at The Annex Toys. Sing along to your favourite songs from a catalogue of over 3 million fully licensed songs with the free app included and updated daily.

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8 | Razor E100 Glow Electric Scooter Amongst the variety of scooters in-store at The Annex Toys is the Razor E100 Glow Electric Scooter which is sure to have your kid whizzing through the neighbourhood like a bolt of blue lightning wearing a smile.

9 | Jetson Jr Electronic Bike The Annex Toys certainly knows any child will love to explore the yard via a Jetson Jr Electric E-bike. With two adjustable speeds, mom or dad can choose how fast each child can explore. Simply charge the battery, plug it in, and off they go!

10 | Baby Alive – Baby Go Bye Bye Little mommies will find loads of ways to play with the new Baby Alive Baby Go Bye Bye doll in stock at The Annex Toys! Tickle her tummy and she crawls over. Shake her adorable rattle and she crawls when she hears it. Feed her with tap water…and, oops…change her diaper after she wets. Talk to her and she’ll babble back over 30 sounds and phrases in English or Spanish.

Fab 1 | JVC Tinyphones P-Tech has stocking stuffers galore including JVC Tinyphones. Kids love the on-the-ear design sized perfectly for them. Plus, the headphones come with stickers so each pair is customisable. And, no worries mom, you’ll love the volume limiter set by you.

2 | Singtrix Karaoke Party Bundle The most advanced karaoke system ever is available at P-Tech. Endorsed by celebrities and featured on hit TV shows, the Singtrix Karaoke machine helps bad singers sound good and good singers sound amazing. The party bundle has everything you need to turn your family Christmas gathering into an unforgettable concert event with over 300 effects covering every genre and generation of music.

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3 | Fujifilm Instax Mini 8 We found the perfect gift for tweens and teens…and likely their mother’s too – the new compact Fujifilm INSTAX Mini 8.

Its cute, compact design adds a splash of colour and loads of instant fun and excitement to your everyday life – instant photos, instant fun.

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4 | House of Marley Get Together Portable Bluetooth Portable Audio System #PTechHasIt – the perfect dude gift that is! The House of Marley Get Together Portable Bluetooth Portable Audio System delivers the power and rawness of a live concert to the profound nuances of an elaborate studio track – no matter what’s on his playlist.

5 | I-Tunes Gift Cards iTunes Gift Cards are undoubtedly the easiest gifts to give. Available at P-Tech and iClick, in a range of denominations, every card works in the App Store, iTunes Store and iBooks Store — so your recipients can get exactly what they want.

FAMILY FINDS

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6 | Skinny Coconut Oil & Bathroom Accessories Stay home for the holidays with Brown & Co. where you can find a wide selection of bath accessories to match any décor in the Home Department. There’s also an awesome collection of Skinny Coconut Oil products great for the entire family.

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7 | Michel Design Works – Lotus Leaf Brown & Co. has a fabulous range of Michel Design Works home accent pieces.

Explore the exotic patterns, deep purples, and copper foil accents of Lotus Leaf perfectly matched by meditative, spa-like scents of lotus blossom and hibiscus.

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8 | Lifefactory Bring your Christmas dinner contribution from the oven to table with Lifefactory.

The tempered glass containers available at Brown & Co. are oven, microwave, freezer and dishwasher safe. Plus, the medical-grade silicone sleeve has button tabs for security during transport.

9 | Asobu Juicy Drink Box Contribute to a greener world with the Asobu Juicy Drink Box available at Brown & Co.! The reusable water bottle complete with a reusable food grade silicone straw is sure to become your child’s favourite juice box in no time. And, the control of knowing exactly what your child is drinking will make it your favourite juice box too.

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10 | Kitchen Accessories Brown & Co. is your holiday kitchen’s best friend. Pop by to explore the many options available to make your kitchen pop…even if in black and white.

11 | Copper Mugs Have a Moscow Mule party this holiday season! Your friends will love the copper mug options you chose from the lower level of Brown & Co.’s Front Street entrance.

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tweens & teens

BY CHRISTINA KATZ

Alcohol, Sex & Peer Pressure: How To Tackle Tough Topics With Your Kids

When it comes to discussing difficult topics with your kids, your natural inclination may be to try to avoid the job altogether. But remember, your children will pay for your hesitancy or embarrassment with a lack of awareness they will need to make good decisions. You don’t want your child making emotion-fueled, spur-ofthe-moment choices about alcohol, sex or peer pressure to try and prove something to their friends. You want them to be in the know, be prepared, and know in advance where they stand on crucial decisions before they get caught in a slippery situation.

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hile sweet, innocent naiveté might be a preferable fantasy to parents in the short run, protecting kids too much can cost them as they progress through rites of passage. How soon do your kids need to be ready to make good choices? Earlier than you may think—according to the National Institute On Alcohol Abuse And Alcoholism, 40 percent of adolescents report drinking by eighth grade, and 55 percent report being drunk at least once by 12th grade. Kids who head off to middle school with a solid understanding of how to make good choices about alcohol, sex, and peer pressure, can worry less and thrive more.

According to The Mayo Clinic, sex education is a parent’s responsibility.

And by reinforcing and supplementing what kids learn in school, parents can set the stage for a lifetime of healthy sexuality. Kids rely on parents to help them make good choices. Eighty percent of teens feel that parents should have a say in whether they drink or not. Be optimistic about the positive impact you can have. Information is power. It is uncommon for tweens to start having consensual sex before the age of twelve, therefore conversations about sex need to start early—likely long before you think your child is considering the option.

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Ideally, you want to start presenting your child with basic information on alcohol, sex, and peer-pressure from a young age.

The Mayo Clinic also reports that peer pressure, curiosity, and loneliness can steer teenagers into early sexual activity. Therefore, do not delay. Start talking to your kids about the big three today. Here’s how: Start Early. Don’t wait until your child is facing challenges to start talking about tough topics. As soon as your

child begins to read, arm her with books that tackle important topics. Girls start puberty between the ages of eight and thirteen and boys start puberty between the ages of nine and fifteen. This means if you are going to get a jump on teaching kids about puberty, you will begin around the time they enter Kindergarten. A little bit of information delivered gradually each year will seem much less intimidating, rather then waiting for middle school and dumping a lot of information on kids all at once.

Cover The Basics. How well do you understand biology, chemistry, and sociology? When your child hits puberty, he is going to be affected physically, emotionally, and within his peer group.

This is especially true if your child is the first or the last in a group of friends to hit puberty. You might need a refresher course before you feel confident hold-

ing your own in conversations with your child about challenging topics. When your child starts watching health and wellness videos in school, be sure you watch them too. You can even watch them together, if you think this will spark questions and discussion. Check in with your child’s teacher for more information on her plans.

Be Authoritative. Parents who have the best results getting through to teens are authoritative rather than authoritarian, permissive or neglectful. So have thoughtful limits for your kids and express them to your kids frequently.

Don’t imagine they will know what you expect unless you tell them. Studies show that parents with a permissive attitude towards drinking, combined with poor communication and unhealthy modeling, lead teens into unhealthy relationships with alcohol. Parents who provide a healthy and consistent balance of discipline and support are more likely to have teens respect their boundaries on drinking and other behaviors.

Cover New Angles. Kids grow up and as they do, you will become aware of important details that you failed to cover. You talked about biological sex, but did you discuss when to have sex?

Kids who know their parents discourage sex are more likely to wait. You broached the topic of alcohol, but did you get into the dangers of drugs? You don’t want your child thinking drugs are any less dangerous than alcohol.

You talked about peer pressure on the playground, but what about when there is a car involved? Make sure your child will call you rather than get in the car with a drunk driver. The older kids get, the more contexts and social situations they will encounter. Keep reviewing possible scenarios with your kids so they will not be taken off guard. Teach them that it’s not only okay to say no, but that life requires us to say no sometimes in order to make the best choices for ourselves.

Keep Circling Back. You are never done discussing delicate topics. For example, 80% of kids will try alcohol

in high school but even if your child starts drinking in college or later, keep talking. She needs to know that you are consistently focused on her wellbeing no matter what her age. Late elementary school and middle school are important times to talk about the negative effects of over-indulging in alcohol.

By the time kids become teens, they should have an in-depth understanding of the negative effects of alcohol and should know you are willing to talk more any time.

Restrict Media Images Of Partying.

A 2010 Dartmouth Medical School study concluded that parents who steers kids clear of R-rated movies helped kids stay strong against peer-pressure to drink alcohol. According to James A. Sargent, M.D., “The research to date suggests that keeping kids from R-rated movies can help keep them from drinking, smoking, and doing a lot of other things that parents don’t want them to do.” In

another study conducted the same year, Doctor Sargent concluded that children who watch R-rated movies become more prone to sensation-seeking and risk taking. Make sure your kids are mature enough for what they watch. If you are unsure, watch with them and set clear guidelines.

Create Opportunities For Discussion. Whatever you do, don’t become so fanatical about your child making good choices that she will want to avoid these topics with you altogether. A relaxed, age-appropriate, multi-media approach can help keep the conversation going without you having to constantly bring up topics yourself. For family movie night, choose a film that sparks discussion or take your child to see a movie in the theatre and then discuss it over dinner afterwards. Studies have shown that parents who are concerned, engaged and speak openly about expectations help their kids make more responsible

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choices. You want kids to know you care, but you don’t want to drive them nuts. So don’t ban films and media altogether, just try to take an active role.

Encourage Questions. If your kids come to you with questions about alcohol, sex, and peer-pressure, then you know you are doing a good job keeping the doors to good communication open. Thank your child for asking questions. Resist the urge to make jokes or brush off your child’s feelings.

Respond to inquiries as thoughtfully as you can. You want to make sure the questions keep coming to you. Cast your vote in every potentially confusing situation. Better yet, turn the table and ask your teen what he thinks is the best choice in a situation. This is a good way to find out if she is listening or tuning you out.

Look In The Mirror. Your child is going to pick up on the way you relate to your own body. Are you constantly on a diet? Typically complaining about weight you want to lose but not exercising? Do you drink soda, eat junk food, and hit the fast food drive through when you are upset? Do you drink often or excessively on occasion?

Kids are imitators. They will do what you do. They will act the way you act.

If you say yes to every request for your time and don’t take time to take care of yourself, then your children will not learn to say no, either. How’s your sex life? How’s your drinking? How’s your ability to say no? If the answer is not good, get to work on make better choices yourself, since this is what you expect of your kids.

When is your job as a choice coach done? Never. The goal for both you and your child is thoughtful responsiveness. Make sure your child has all the information she needs to get to the place where she can make conscious choices and you will sleep better tonight and every night.

Author and freelance journalist Christina Katz was a tween-teen once and thank goodness. She draws on her memories—both happy and humiliating—to stay as far ahead of her tween daughter as she can.

tweens & teens

Downe House Nuturing the Next Generation

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owne House is one of the few full boarding schools for girls in the UK, with 580 pupils aged 11 to 18, set on a 110 acre estate in Berkshire, 45 minutes from Heathrow. As well as a commitment to academic aspiration, Downe distinguishes itself on the strength of its pastoral care, providing an exceptional environment where girls are nurtured every bit as much at weekends as during the school week. Forty different activity options are available for them to choose from.

As a fully global school, its pupils hail from 28 different countries. International students, who make up 10% of the school roll, join a vibrant community with exciting possibilities for friendship, learning and experiences beyond the curriculum.

Girls are encouraged to embrace opportunities to enrich their educational journey and are supported to stretch themselves in sport, music, art and drama as well as academic subjects.

With exchange links with more than 12 schools around the world, an extensive charity support programme and opportunities such as Duke of Edinburgh, our girls are prepared for life and leadership.

As the 2016 Tatler Schools Guide explains, “The Downe House girl has the bit between her teeth but doesn’t mow down others in her path.”

We are an independent UK boarding school for girls aged 11 - 18 Prospective Parents’ Information Evening in Bermuda Wednesday 19th January 2017 6.00pm – 7.30pm Royal Bermuda Yacht Club Please contact Mrs Laura Ogilvie-Jones, Director of Admissions ogilvie-jonesl@downehouse.net or (+44) 01635 204615

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family life

BY CYBERTIPS.BM

Tips to Keep your Family Computer

C

omputer viruses have been around as long as personal computing and mainstream software development. Today, much of the malware we see uses email, social media, or mobile apps for transmission. Increasingly, viruses aim to steal personal data and make money for their creators.

Below are a few useful tips on how to keep your family computer system safe against the current proliferation of increasingly aggressive viruses and other malware.

INTERNET BROWSING 1. Be Careful What You Click - Make sure your browser is configured to always ask before running files and downloading automatically. If you have to confirm everything, your system is much less likely to get infected.

2. Pop-ups Can Be Dangerous - Check to ensure that your browser is configured to block popups.

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Safe

3. Instead of clicking the warning, close the popup window and open the antivirus program on your computer. You most likely will not see any warnings. If you are still worried, run a scan using your installed software.

4. Clear your cache regularly – Pop-ups can store information in your browser’s cache and can therefore reappear constantly.

5. Consider a more secure browser - If you don’t want to switch browsers, make sure that your current one is always up-to-date and ready to help prevent unauthorized attacks.

DOWNLOADING FILES 6. Download from a Trusted Source - download the program from the developer’s site as opposed to a download service. Many of these services install their own download managers and can infect your browser with adware.

7. Look at the File Extension - Mischievous files often have fake extensions designed to trick you, such as “.txt.vb” or “.jpg.exe”. Windows will often hide common file extensions to make browsing through your files and programs

more visually appealing. Double extensions exploit this by hiding the second, dangerous extension. If you normally don’t see extensions on your computer and it all of a sudden appears on a file that you’ve downloaded, you may have downloaded a malicious file that is hiding as something else.

8. Scan the Downloaded Files - If you have an antivirus program installed, make a habit of scanning files that you’ve downloaded from unknown locations.

Most antivirus programs allow you to immediately scan as soon as you’ve downloaded specific files by right-clicking on the file and selecting your antivirus from the list of options.

EMAILS 9. Don’t Download Attachments from a Sender You Don’t Know - Email attachments are the most efficient way that viruses and other malware get spread.

10. Beware of Odd Emails from Companies that have your Account Information - A legitimate company (including your bank, Amazon.com, and Etsy) will never ask you for passwords or other personal information through email.

PROTECT YOURSELF 11. Install an antivirus program - An antivirus program will actively protect your computer from virus infections by scanning active programs and performing scheduled full-system scans. Scan your computer at least weekly, more often if you are heavy internet user.

12. Install an anti-spyware program - Beyond viruses, your computer can also get infected with spyware and adware.

13. Enable a firewall - Firewall software protects your networks ports, which are the “doors” that allow data to be sent back and forth via the Internet.

14. Be careful with USB drives - USB drives are a popular vehicle for virus transmissions, usually without the owner being aware at all. You could get an infection just by inserting a USB drive in your computer, or could get your own USB drive infected by plugging it into a computer that is infected.

Try to use other methods for file sharing, such as online storage or email. Many email systems automatically scan received files before they open them.

15. Keep a Good Backup - If disaster strikes, you don’t want to be left without access to your important data. A regular backup schedule will mitigate any damage done by a virus and will allow your system to get up and running much quicker.

Students* Beware!

Cyberbullying and Sexting are both against the law**.

Beyond the personal trauma and humiliation that they each may cause, these activities can also have significant judicial ramifications on your life both personally and professionally.

So think before you click. *Students under 16 ** See Electronic Communications Act 2011, section 68 and Criminal Code Act 1907, section 182

Cyberbullying and Sexting_1/4pg.indd 1

www.mybermudaparent.com 9/29/16 31 2:23 PM

family life

BY CHRISTA MELNYK HINES

Divorce:

Y

How to Tell the Kids

our marriage is over and now you have the heart-wrenching task of telling your children.

How should you break the news?

Tell them together. Barring a harmful or abusive situation, your children need you both to continue parenting together. Even if your children are at different ages of maturity, they need to hear the announcement as a family, says Dr. Martye Barnard, a pediatric psychologist. After that, you and your spouse should talk to each individual child.

Address guilt. Reassure your children that they did nothing to cause the divorce. Explain to them that even

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though you are no longer married, you are their parents first and your love for them won’t change.

When you discuss your break-up, keep in mind that different age groups typically require different approaches.

Preschoolers. “It’s amazing how much (preschoolers) understand,” Barnard says. “They’re pretty insightful, but they don’t understand the time element quite like the grade schooler or high schooler would. When you say this is going to happen this month, it doesn’t make sense to them.”

Adrienne Dreher, a family counselor, suggests using a calendar to help your preschooler count the days to when she will see each parent. “Children need to have stability and know what to expect. The sooner a regular parenting plan that works for everyone can be set up, the better,” she says.

Wondering what your child is feeling? Children often express feelings through play, Dreher says. Also, read age-appropriate books together like The Way I Feel series, to help your child learn to share his feelings, including anger, sadness and loss.

School-age. Define what divorce means by explaining that you and your spouse will no longer be living

under the same roof. Again, explain that the divorce is not about them, but avoid blaming the other parent for the divorce. “None of the adult stuff should be shared with the kids,” Barnard says.

“Those kids really need to be reassured that they have parents that love them.”

Adolescence. As children enter adolescence, parents may be tempted to explain the divorce. Barnard urges parents to avoid sharing details of why the divorce happened. “I know adults that aren’t old enough to understand it,” she says.

Questions to Anticipate: • Does this mean that Daddy (or Mommy) isn’t going to live with us?

Grief is normal. “Children grieve very much like they grieve if one of the parents had died or if they had lost a sibling,” Barnard says. Grief associated with divorce occurs without closure since unlike death, there’s no funeral.

If your child’s grief doesn’t lessen over time or if she expresses a wish to die (even a preschooler), consult with a counselor or child psychologist. The most common sign of depression among school-aged children is irritability, including acting out, disrespect and misbehavior at home and school.

Manage wishful thinking. Children often fantasize about their parents getting back together and may continue to harbor these hopes for years. “It’s very, very difficult for kids to put closure on that and to understand that that’s not going to happen,” Barnard says. Gently remind your children periodically that you and your ex won’t be remarrying.

• Does this mean we won’t see him (her) anymore?

• Does this mean we won’t do things as a family anymore?

• Did I do something wrong? (Your child might not ask this question aloud, but she may wonder if she’s somehow to blame.)

Source: Dr. Martye Barnard, University of Kansas Hospital

Children’s books about divorce • Two Homes by Claire Masurel • It’s Not Your Fault, Ko Ko Bear

by Vicki Lansky • Was it the Chocolate Pudding? A Story for Little Kids about Divorce by Sandra Levins • Standing on My Own Two Feet: A Child’s Affirmation of Love in the Midst of Divorce

by Tamara Schmitz • Dinosaurs Divorce (A Guide for Changing Families) by Marc Brown and Laurie Krasny Brown

Help children cope. Whenever possible, continue to partner as parents to your children by attending school activities, parent-teacher conferences and birthdays together. And, don’t turn your child into the go-between messenger.

“If you have a message to give your former spouse that should be done by phone. If that’s not possible because of anger, then email or text,” Barnard says.

If possible, avoid dating for at least a year to help your children adjust.

Need additional resources? Local bookstores, the library and Amazon. com have an assortment of helpful books geared for both adults and children.

Freelance journalist, Christa Melnyk Hines, specializes in family communication issues. She is the mom of two boys and the author of Happy, Healthy & Hyperconnected: Raise a Thoughtful Communicator in a Digital World.

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family life

BY CARLA SEELY

Financial Planning Tips for Single Parents

L

et’s be honest, rarely does someone have a baby and freely make the decision to raise it by themselves. The reality is, nonetheless, whether by choice or circumstance it does happen. Raising a child is an amazing experience - watching them grow, develop their own personality and ultimately make healthy choices is incredibly gratifying. The other side of the coin, however, is the fact that raising children is expensive and providing for your child when there is only one income is tough! Single parents have a lot to handle. Not only do they act as the sole provider of care and emotional support, but they may also be the only financial provider for their children.

Here are some of the first things single parents should consider when organising their finances: 1. Estate planning is a top priority 2. Budget your cash flow 3. Create an emergency fund 4. Buy life insurance 5. Explore disability coverage 6. Retirement savings vs. education savings

Estate planning is a top priority

It’s essential to make to make arrangements for your child in case something unfortunate happens to you. Here are three main documents that will need to be addressed: A will that specifies who will take care of your children if you die and how you’ll pass your assets down to them.

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One of the most important functions of a will is to name a guardian for your child. When selecting an executor, you should choose someone whom you trust, who is well organized and comfortable dealing with financial matters.

A “power of attorney”. This gives someone the legal right to make decisions on your behalf if you are unable to do so.

An additional power of attorney specifically for healthcare directive, which gives someone the right to coordinate with doctors about your care if you are incapacitated. This person will also make sure you have either a “resuscitate” or “do not resuscitate” clause.

Budget - plan your cash flow

You may have irregular streams of

income; from employment income to spousal support payments and child support payments. If you are divorced or widowed, you may have received a lumpsum insurance payment. These payments may stop or be reduced over time.

It’s important to plan ahead by projecting your future income over several time periods. If any of the amounts will change, you have two choices: ether make up the loss of income from other sources or adjust your lifestyle. The key element is to have a PLAN.

Create an emergency fund

This is one of the most important elements in financial planning - to have an adequate emergency fund that acts as a financial safety net. As a rule of thumb, you should have at least six months’

It’s not just a house; it’s your oasis; the place where memories are made. worth of expenses set aside in an account that is separate from the one you use to handle daily expenses. A great way to build an emergency fund is by depositing additional voluntary contributions into your pension plan. Instead of just having the mandatory 5% employee portion taken off your salary, see if you could manage 6% or 7% as a contribution. That additional percentage would be considered voluntary funds and is available to be used in the event of an emergency.

Buy life insurance

Life insurance is important for everyone, but even more so for single parents. For them the consequences of not having one could be catastrophic for their child should anything serious ever happen to them. To determine your individual life insurance needs, first decide where you want the proceeds to do. For example, in addition to covering living expenses, do you want the proceeds to pay off a mortgage or pay for schooling or university fees? Once you determine what your needs are, meet with a licensed life insurance person and they can give you your options.

Explore disability coverage

Have you ever wondered if something happened and you were off work on disability how long your disability coverage would last? Check with your employer to see whether your policy currently of-

fers this benefit and more importantly look into whether there are any limitations or restrictions.

Retirement savings vs. education savings

If you need to make a choice between saving for retirement or paying university fees, in most situations, you should choose saving for retirement.

A student can go to university with a scholarship or loan or delay their tertiary education until they can personally afford it, however your earning capacity will diminish over time and that can really affect your retirement.

As a single parent, keeping your head above water can be a challenge and trying to financially provide for your child is tough. You might think it’s nice for your child to have a sibling, but unless you are prepared to almost double your income you may need to rethink whether in fact that would make financial sense long term.

Remember the key element to any goal is a solid plan, and a plan without action is just a dream.

Carla Seely is the Vice President of Pension and Investments at Freisenbruch-Meyer.

For more information contact cseely@ fmgroup.bm or call 441 297 8686.

Protect your home and loved ones with custom insurance packages you can trust.

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37

family life

BY THE BAC GROUP OF COMPANIES

A DIY Home

Renovation

If you’re thinking of managing your own home renovation project (rather than hiring a contractor), be prepared to have your work cut out for you. Yes, you’ll save a lot of money, but you’ll not only need to have the time to devote yourself to the entire project, but you’ll need to have the skills and knowledge necessary to direct subcontractors and trades people too.

A

s a first step, if you are looking to renovate, for example, your kitchen, make sure you build or create a temporary kitchen in another area of the house before any demolition takes place. It could be the foyer, mudroom or even the guest

bathroom. The easier you can make your life during the time of transition, the better you’ll be able to handle the entire project.

To make your renovation as professional as possible, find a software programme to create your plans,

Christmas with KOHLER

Spend

Wrap yourself in yuletide inspiration this December to find the perfect gift for Christmas – to give or to receive!

Come to the Kohler Next Generation Showroom where everything is competitively priced. You don’t need to shop online and pay for shipping – it’s all here, right at your fingertips.

With every purchase, you’ll be entered into our weekly draw from 1-24 December 2016 to win a fabulous prize.

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38

such as 3D Home Architect. By using the programme, you can not only design your kitchen, but determine exactly what cabinets, countertops, fixtures, finishes and flooring to buy, and how much. But we recommend that you rely on the local experts when it comes to floor tiling, granite countertops and plastering as well as plumbing and electrical work.

As part of your planning, think about the spaces in your kitchen or laundry room – will you need an extra sink and faucet? Maybe your kitchen would do better to have an extra sink

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and faucet on an island, or a potfiller faucet near the stove. Have you thought about additional components, like a sink that includes accessories like basin racks, cutting boards and colanders – or a faucet with multiple spray options? The idea is to make your kitchen routines much more efficient. We also recommend that you choose top quality fixtures – not only do you get more options, but they are more durable and look better for longer. These are items that get used on a daily basis, so they really need to be able to stand up to the test of time – and look as good in 10 years as the day you installed them!

Perhaps the thing most people underestimate during home renovations is the amount of time the project will take from conception to completion.

There is truth in the popular saying, “The last 10% of a project takes 90% of the time”, which probably explains why so many amateur home improvement projects sit unfinished. So plan carefully and wisely – and retain an extra portion for patience and humour, because you are sure to come up against unforeseen issues and additional work (read: stress) to see the project through to completion.

In the end, your renovation will absolutely be worth the time, expense

and effort. You will have created your idea of the perfect kitchen (or bathroom), and will feel even more pride and pleasure with the tales to tell that are sure to come from the experience.

Do you know that we make

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Inspired by their Italian heritage, Ronzoni® pasta has been part of family meals for 100 years.

6/13/16, 3:39 PM

Supergreens Fajita Steak Spaghetti • 12oz RONZONI SUPERGREENS™ THIN SPAGHETTI • 2 tablespoons olive oil, divided • 1 tablespoon ground cumin • 2 teaspoons chili powder • ¾ teaspoon salt • ¾ teaspoon ground black pepper • 12oz boneless beef sirloin steak, well-trimmed • 1 large red bell pepper, cut into thin strips • 1 yellow bell pepper, sliced • 1 large onion, sliced • 2 large garlic cloves, minced • 1 large tomato, diced • Avocado, diced (optional) • Chopped fresh cilantro leaves 6/13/16, 3:59 PM • 2 lime wedges

Brush a large heavy skillet with 2 teaspoons oil and set over medium-high heat. Blend cumin with chili powder, salt and pepper. Rub 2 teaspoons of the spice mixture over the steak. Sear steak for 2 to 3 minutes per side for medium-rare or until preferred doneness. Remove to a board and tent with foil.

Prepare pasta according to package directions.

Meanwhile, add remaining oil, peppers, onion, garlic, and remaining spice mixture to skillet. Stir-fry for 8 minutes or until lightly browned. Slice steak thinly across the grain. Add hot pasta to skillet and toss to combine. Divide between four dishes. Top with sliced steak, diced tomato, diced avocado (if using) and lots of fresh cilantro. Serve each portion with a lime half to squeeze over to taste.

Penne Rosa • 8oz RONZONI® PENNE RIGATE • 1 tablespoon butter • 1 tablespoon garlic, minced • 1 can (14½oz.) diced tomatoes, drained • 1 teaspoon dried basil leaves • Salt and ground black pepper, to taste • 2/ 3 cup heavy cream • 2 tablespoons grated Parmesan cheese

ooking Directions:

rush a large heavy skillet with 2 teaspoons oil and set BV23616_BDAparentMAG_2pgSPREAD.indd 1 medium-high heat. Blend cumin with chili powder, and pepper. Rub 2 teaspoons of the spice mixture over

Prepare pasta according to package directions; drain.

Meanwhile, in medium skillet over medium heat, melt butter; add garlic. Cook 1 minute; do not brown. Drain tomatoes, reserving juice. Add diced tomatoes with ¼ cup reserved juice, basil, salt and pepper; heat to boiling. Reduce heat; simmer 5 minutes or until most liquid is reduced. Add cream; heat through on low heat 1 minute or until thickened. Toss hot pasta and sauce; sprinkle with cheese. Serve immediately.

6/17/16 9:51

family life

A

BY HOLLY FLOOK, VP UNDERWRITING & OVERSEAS HEALTHCARE AND BRENDA DALE, AVP WELLNESS, BF&M INSURANCE GROUP

The Value of Caring for You

s women in today’s busy world, taking care of ‘YOU’ can be very challenging.

We face a multitude of ever-changing needs and pressures, ranging from helping our children with their school work to meeting work demands or caring for our elderly parents. Since the 1950s, we have been promised that the many new technological innovations

42

would make our lives easier, faster and simpler. Yet, we seem to have no more ‘free’ or leisurely time today than we did decades ago. This disease of being ‘busy’ or ‘rarely at ease’ is spiritually and physically destructive to our health and wellbeing. It saps our ability to be fully present at work and at home, and keeps us from performing at our best and enjoying life to the fullest.

So what can we do reduce the busy-ness and increase our ability to enjoy life?

What’s in a day – the art of multi-tasking

Most of us have resorted to the art of multi-tasking to complete the multitude of tasks that face us and create more space/time for ourselves. Human multi-

tasking is an apparent human ability to perform more than one task or activity at the same time. If you are the head of your household (i.e. you are responsible for someone other than yourself), the odds are that you are a serious multitasker. You might take a phone call while folding the laundry and cooking dinner, or take a phone call while typing an email and writing a report, or exercise while putting on your make-up and breast-feeding your child! Although it is commonly said that women may be slightly better multi-taskers than men, this leads to undesirable consequences as we tend to lack self-focus and do a poor job of taking care of ourselves.

Research has also shown that multitasking can result in time wasted due to human context switching and also more errors due to insufficient attention. This can actually backfire and rob of us the precious time and space we are seeking to create for ourselves.

state. This leads to metabolic disorders, cancer, accidents, skin and respiratory disorders, cardiovascular disease, gastrointestinal disorders, menstrual irregularity and musculoskeletal disorders.

a way, each and every day, to pause, be present with ourselves and be an active part of our families. So why is it important for you to manage your ‘busy-ness’, stress and sleep deprivation? If you are able to manage your stress and increase your sleep, you will be more productive, have lower healthcare costs, less time off, be more present at work and in

Self-care value proposition

Our lives are busy and somewhat complicated, but it is important that we find

W E L L N E S S M A T T E R S F O R H E A LT H

LiveWell Program

Sleep and stress: the science, evidence and facts

The research is very clear – sleep is precious and powerful! We are better able to help ourselves and those around us when we get enough sleep. But if you look around you, you will notice that many women are sleep-deprived. Women need nine hours of sleep per day, yet average around six hours and 40 minutes during the work week. Women surprisingly need 20 minutes more sleep than men! Lack of sleep affects brain function in terms of attention, working memory, ability to cope and focus, and even increases appetite. In addition, lack of sleep also leads to a higher risk of a variety of health conditions including high blood pressure, type 2 diabetes and cardiovascular disease (e.g. heart disease and stroke).

The ‘busy disease’ manifests itself as stress. The busyness we feel causes anxiety, frustration and a chronic feeling of being overwhelmed. Stress is cumulative and acute. The natural physiological response to stress is the ‘flight or fight’ reflex, which is good for safety and selfcare, but is not good if it is a chronic

A Wellness Program Tailored for You BF&M offers a free online wellness resource for our health insurance clients. Your company can work with BF&M to develop a wellness program tailored to your needs and interests.

Our easy to use online wellness platform includes: • An individualized Wellbeing Activity Hub • Fun and engaging wellness challenges • A personal Wellness Assessment • Healthy Habits programs • Access to healthy lifestyle and chronic disease management programs and events • Access to BF&M’s LiveWell Rewards Program… and much more!

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43

everything you do, and will generally be happier.

simple things you can do to improve your sleep, such as:

Strategies for self-management

1. Building a sleep routine and removing technology. Our brains are built for pattern and repetition, and therefore it is good to build a soothing bedtime routine - take a warm bath with lavender oil, stretch, have a cup of tea, and

The National Sleep Foundation maintains that sleep is ‘vital to your well-being, as important as the air you breathe, the water you drink and the food you eat”. There are a number of relatively

Our oldest tradition is forward thinking.

then read before bed.

2. Remove technology. Stop watching TV, using computers and phones an hour before bedtime.

3. Create a cosy bedroom environment.

Block outside light with window shades, cover light-emitting electronic devices, and silence your phone.

4. Keep a worry pad by your bed. If you fret in bed, jot it down. Tell yourself you’ll deal with it the morning. Replace that thought with something you feel grateful about.

There are a multitude of stress management techniques, however, some very simple things for you to try include: 1. Saying NO! Remember – just because you are able, doesn’t mean you have to do something. When we feel overwhelmed, one simple way to reduce our stress is to say ‘no’ to things that we can do to reduce our stress.

2. Make time for ‘YOU’ – Allocate at least 10 minutes a day for YOU. Read a book, play a game, go for a walk, sing or do whatever sounds relaxing to you. Within time you will increase it, but 10 minutes can make the world of difference.

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3. Deep Breathing – Controlled Tempo Breathing can help you relax and can be an immediate response to stress. The steps are: Sit or lie down, find a quiet place; Close your eyes; •

Bring your awareness to normal diaphragmatic breathing that is effortless and natural;

•

Choose and say a three word sentence or saying that is meaningful to you; and

•

Now inhale and exhale continuously for two minutes.

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44

Give these simple strategies a try.

Take care of your most valuable asset…..YOU!

family life

BY BELCO

Tips for Energy Efficiency, Safety and Savings from BELCO

C

hristmas time is here again.

Front Street will be adorned with Christmas lights and it will be acceptable to sing Christmas carols in the street during night time shopping. It is a cheerful and exciting time and BELCO would like to wish residents Happy Holidays!

As lights are being set up and the smell of Christmas trees fill the air, BELCO would like to remind customers to stay safe during the holiday and remember to use energy efficiently. During Christmas time it is easy get caught up and lose track of how much energy is being consumed. Looking into more energy efficient methods around the house will prove to be beneficial not only during the holiday season but throughout the rest of the year.

Being energy efficient doesn’t mean sitting in darkness eating microwave Christmas dinners. It is about coming up with alternative ways to use power that will ultimately be beneficial.

It can be as simple as switching a light bulb or drying clothes outside; conserving energy does not have to be difficult.

Here are a few tips for safety and energy efficiency during the holidays:

Lights •

•

Switch to LED Christmas lights.

They’re difficult to break, last up to 20 years and use 1/3 of the energy of incandescent mini lights.

Remember to unplug lights before leaving the house.

•

Set the refrigerator temperature between 34-37⁰F and the freezer between 0-5⁰F.

Laundry • •

Wash loads in cold water.

Separate loads into heavy and light fabrics for shorter drying times.

Avoid over drying clothes, it wastes energy and causes static wrinkling.

Kitchen

•

•

Safety

•

•

•

Defrost frozen food in the fridge overnight to avoid cooking time.

Use glass or ceramic dishes in the oven, they reduce cooking time.

Turn electric ovens off 10 minutes before the end of the cooking time, it will keep the same temperature for the remaining minutes.

Reheat leftovers in the microwave or toaster oven, it takes less time and uses less energy.

Refrigerator/ Freezer • •

Check and clean the coils behind the refrigerator regularly.

Keep the freezer full so that it works more efficiently.

• • • •

Replace broken bulbs and blows fuses with correct sizes.

Do not overload extension cords.

Place Christmas trees away from space heaters.

Never place lights on an artificial metal tree, it may become electrically charged by faulty lights.

BELCO is a strong promoter of energy efficiency, safety and saving money during the holiday. Challenge family and friends to save energy this holiday season. www.mybermudaparent.com

45

© 2013 RB

Celebrate Your Child’s Birthday!

Ahzir Bean-Virgil

March 25 Happy 2nd Birthday! love Mommy , Daddy, Alayah, Niana and Nevaeh.

birthday wishes!

Alayah Bean-Virgil

January 23 Happy 3rd Birthday! Love Mommy, Daddy, Ahzir, Niana and Nevaeh

Aquiyei Richardson

November 3 Happy birthday to an amazing, talented, special boy! Love always Mommy, Jahquae your grandparents and the rest of your family and friends

Aria Emily Singer

Bradford Tucker Laing November 14 Happy 1st Birthday

November 8 Happy Birthday Hippo! Wishes for all the best for you, today, and always. We all love you so much! Love, Yee yee, Yee Jerng, Bui Gor Ryu, and Bui Duy Kenji

Gina Mahajan December 10 Happy Birthday Gina!

Love Mommy, Daddy and Riya.

Niana Rochester-Jones

December 16 Happy 7th Birthday!

Love Mommy, Step Daddy, Ahzir, Alayah and Nevaeh.

London Adam Eversley

December 25 Happy 3rd Birthday LA! Lots of Love from your whole Family x

48

Nevaeh RochesterJones

Raymond Christopher Jr & Rayven Krystal Weeks December 1 Happy 1st Birthday, Raymond n Rayven. Love Mommie and Daddy & Khayriek.

December 25 Happy 8th Birthday! Love Mommy, Step Daddy, Ahzir, Alayah and Niana.

Mikah Alves November 10 Happy Birthday Gina!

Happy Birthday Gina! Love Mommy, Daddy and Riya.

SWITCH TO SAVE this holiday season

Switch to an optimal temperature.

Keep your fridge between 3 8 - 42°F and your freezer from 0 - 5°F. Also, clean the coils and leave a space behind your fridge so air can circulate.

Switch to an ENERGY STAR certified dehumidifier. They use up to 20% less energy than other models.

Switch out your oven with the microwave to cook vegetables or warm up leftovers. Microwaves use up to 50% less energy than electric stoves!

Switch off phantom power by plugging electronics into a power bar with a timer or auto shut off during periods of inactivity.

You’ll save up to 20% of energy usage.

Switch to LED Christmas lights.

They are difficult to break, last up to 20 years and use 1/3 of the energy of incandescent mini-lights, and 1/100 of traditional C7 or C9 lights.

SAVE MONEY THIS HOLIDAY SEASON BY FOLLOWING THESE ENERGY TIPS!

www.belco.bm @BELCOBERMUDA

BPM

kids

Got a great picture of your child? Send it and it may appear in our next issue.

Send it in by email to photos@bermudaparent.bm

D E PA R T M E N T O F PA R K S

notice

Dogs, Horses and Bonfires

Notice

Dogs and Horses on Public Beaches

Dogs

The Department of Parks is informing the general public The Regulations and Policies regarding Dogs in that as of the 1st November 2012, the 1988 Bermuda Protected Areas are as follows: National Park Regulations have changed regarding dogs• From April 1st to October 31st dogs are NOT PERMITTED to be on any of the public beaches. and horses on the public beaches, under the jurisdiction • Dogs can be walked either on the trails, in parks or on the dunes, of the 1986 Bermuda National Parks Act. in South Shore Park at anytime.

Horses

Dogs are permitted to be on the public beaches until • the 31st March 2013.

• The dogs must be on a leash atHorses all times.

The Regulations and Policies regarding in Protected Areas arethis as period follows: During until the 30th April 2013 horses are • •

NOT onany theyear following beaches at any time: 1st November topermitted 30th April in no person shall take or ride • a horse on 1.

Horseshoe Bay beach in the South Shore Park or on the John Smith’s Bay Park beaches in John Smith’s Bay Park and Elbow Beach Park but may Elbow Beach take or ride2.a horse on all otherPark public beaches below the high • water mark3.at any time; Horseshoe Bay Beach ( South Shore Park )

•

From 1 MayThe until 31 October horses areoperators, NOT PERMITTED to be on cooperation of dog kennel and the owners of dogs, any beach in South Shore Park (inclusive of the following beaches: in abiding by the regulations, is greatly appreciated.

(Port Royal Cove ) Horseshoe Bay, Peel Bay, Butt’s Beach, Wafer Rocks Beach, Chaplin Bay, Stonehole Bay, Jobson’s Cove and WarBermuda ParkBeach Regulations 1988 wick Long Bay) John National Smith’s Bay, Elbow and Shelly Bay.

•

•

Special p relating to

Please carry and use theNational DOGIPOT litter pick-up bags as you 1988 Bermuda Park Regulations travel in the designated areas at all times.

1. (1) Subject to paragraph (2), no person shall, in any Dogs must be onprotected a leash at area ALL times.

Dogs are NOT(a) PERMITTED in the Main Show Ring in Botanical take a horse other than on designated roadways or trails Gardens. (b) ride a horse in a manner likely to cause danger to Members of the general public are reminded that Botanical any person therein; Gardens is closed to the public at sundown each day. (c) ride a horse at a speed greater than fifteen kilometers For safety and health reasons dogs are NOT ALLOWED on per hour; National Park playgrounds. (d) being in control of a horse leave the horse unattended w it is not properly tied to some suitable object, other than tree or shrub;

Bonfires

(e) mindful lead from of horse-back a riderless horse which is not Patrons must be the appropriately bridled; rules and regulations outlined lunge fires or break Nountil person shall, being the and owner of,or inofcontrol a dog – for recreational(f)open From 16.May 31 October owners handlers horsesof, may as in any horse; take or(a) ride the horses on all other(b), public withunleashed the follow-on to mandated by the (g) ride a horse in excess of a slow walk when passing in Bermuda subject to paragraph bringbeaches such dog ing restrictions: owners and handlers can ONLY take or ride the the vicinity of other any protected area; or National Parks Act 1986 and The members of the public using the are horses below the high water mark between the hours or 5:00 a.m.

Bermuda National Parks Regulations BERMUDA NATIONAL PARKS AMENDMENT REGULATIONS 19 (b)a.m. bring such dog on to any public beach in a protected area during and 8:00 the period from the 1st April to the 31st October in any year; 1988. or In exercise of the powers conferred upon the Minister by section See www.bermudalaws.bm.

The cooperation of stable owners, as well as horse owners and 25 of the Bermuda National parks Act 1986, the following regula (c) in subject toby paragraph bring National such dogParks on toRegulaany protected• areaAll bonfires require a special permit which must be obtained handlers, abiding the 1988 (b), Bermuda are hereby made: usingBermuda a leash greater three in appreciated. length, or from the Department of Parks’ Office. tions and 1986 Nationalthan Parks Act,meters is greatly Amendment ofpermit, BR 49/1988 (d) cause, permit or suffer such dog to annoy or disturb any person • Upon obtaining a special patrons will receive all the (2) During the period – conduct within our in any protected area.

NOTE: From January 1st to December 31st Horses and Dogs necessary5information on proper bonfire

are not allowed within any Nature Reserve.

national parks. (a) 1st November to 30th April in any year no person sh Also by signs and notice: No dogs in the Main Show Ring at Botanical take or ride a horse on Horseshoe Bay, John Smith Gardens and no dogs in Coopers Island Nature Reserve.

Bay and Elbow Beach but may take or ride a horse all other public beaches below the high water mark If you have any questions regarding the information above, anyplease time; contact

(b) 1st May to 31st October in any year no person shal the Department of Parks at 236-5902 or e-mail parksdept@gov.bm

take or ride a horse on Horseshoe Bay, Johns Smith Bay, Elbow Beach and Shelly Bay but may take or ri

THE ELVES ARE BACK TO SPREAD THEIR CHEER! Imagine all of the wonderful toys they’ve made for you this year!

@

BERMUDA’S BEST

TOY STORE DON’T MISS FRIDAY NIGHT ELF TRAIN: Every Friday until Christmas from 6pm–8pm our elves will have special treats for all your little people to enjoy.

FREE PARKING TEL: 441.292.TOYS (8697)

WWW.PEOPLES.BM

TOYS@PEOPLES.BM

62 VICTORIA ST / 51 CHURCH ST MON - SAT: 8AM – 8:30PM SUN: 10AM – 6PM