Bermuda Parent Fall 2016

5 Money “Wrongs” Young Professionals Make

FALL 2016 BERMUDAPARENT.BM

FREE

What Parents are Talking About

5 Ways to Teach Your Child to Enjoy School Banish BACK TO SCHOOL

Blues

Creating a More Adventurous Approach to

EDUCATION

Boarding School Special inside

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Features

Contents

12

5 Ways to Teach Your Child to Enjoy School

22

Banish The Back-To-School Blues

Departments

8

Breastfeeding is Priceless

The Department of Health shares with us why breastfeeding makes sense.

LITTLE ONES

36

At Happy Moments Nursery & Preschool they focus on balancing play time and learning.

5 Money “Wrongs” Young Professionals Make

p 53

BABY

34

Creating A More Adventurous Approach to Education

Boarding School Special

14

Balancing Play Time With Learning

17

Abigail’s Dream Adventures

Wish, hope, dream and then make it happen is what Karen Franks wants to instill in children through her new book.

BIG KIDS

20

The Saltus Journey

Saltus prides themselves in providing an education that provides life skills, friends for life and more.

26

The Inspired Child

10 practices to help you and your child to become more mindful individuals.

FAMILY LIFE

38 Protect Your Family During Hurricanes and Storms

Are you storm ready? BELCO tells you how to get ready.

40 Cost of Raising a Family

Why making sure you can afford your family size can be the key to raising a family comfortable.

44 Check Please Tips for making your next restaurant trip an enjoyable experience.

46

Your Passion is Your Purpose

Finding your passion can be easy for some but for those the journey toward that can be just as important.

48 Protect Your Family, While You Can

Why you should consider life insurance when thinking about your family!

TWEENS & TEENS

28 Bermuda High School for Girls BHS tells us how they have chosen to make STEAM a priority for their students futures.

On the Cover Prí Amiyah Archibald-Richardson Location: Victoria Park Photo by: Sarah E Photography

32 Text Speak, the Evolution of a Generation

Cybertips.bm has provided useful acronym tip sheets so that you are better able to protect your children.

In This Issue 14 NURSERY EDUCATION DIRECTORY

16 SUPPORT RESOURSES DIRECTORY

62 BIRTHDAYS 65 BPM KIDS

editor’s note Back to School Dayz

What Parents are Talking About

14

32

PUBLISHER & EDITOR

Katrina Ball B U S I N E S S CO N S U LTA N T

Vic Ball PHOTO BY JESSII TERRA

In this issue, I chose to focus on the educational options that are available both locally and overseas.

Local private schools have provided us with information about their schools as well as advertising what they offer. I encourage you to do your research and visit the schools to determine the best fit for you and your child. As the Annual Boarding School Fair approaches in mid-September, a few of the boarding schools have given us a brief look into what they also have to offer.

I encourage you to visit their fair and find experienced parents who have sent their child(ren) to these schools and talk with.

Conflicts are a normal part of life but how we handle that conflict determines whether there can be a successful result for both parties. “Banish the Back to School Blues” can help to bring success to both parties when applied with respect, read more on page 22.

Do you struggle with a child that hates school or have a child beginning primary school? ‘5 Ways to Teach Your Child to Enjoy p.

School’ can help to diffuse or minimise resentment that could build up and the frustration that can result, read more on page 12.

Finally, as a special appeal, I would strongly encourage all parents, family and caregivers to read ‘Text Speak: The Evolution of a Generation’ page 32. It is important that we know and understand the p. world our children live in that we can protect them adequately.

This means we must familiarise ourselves with their written communication and the acronyms they use so that you aren’t left in the dark to what maybe affecting your child.

I wish your children much academic success this school year!

A DV E R T I S I N G S A L E S

Wanda Brown wanda@knbmediagroup.com 333-1925 Alicia Resnik alicia@knbmediagroup.com 236-9218 D E S I G N & P RO D U C T I O N

Picante Creative W R I T E R S & CO N T R I B U TO R S

Julie Butler, BELCO, Roxanne KippsJackson, Lara Krupicka, John Beard, Christina Katz, Cybertips.bm, Lisa Lewis, Carla Seely, Jonathan Robinson, Jason Kirschner, Leslie Lichtenberg, Lynne Wade, Alicia Resnik CO N T R I B U T I N G P H OTO G R A P H E R S

Sarah E Photography Bermuda Parent Magazine is published four times a year. Reader correspondence, photo submissions and editorial submissions are welcome.

We reserve the right to edit, reject or comment editorially on all material contributed. No portion of this magazine may be reproduced without express written consent of the publisher. The opinions expressed by contributors or writers do not necessarily reflect the opinions of this magazine. Distribution of this product does not constitute an endorsement of the products or services herein.

CO N TAC T U S

info@knbmediagroup.com Tel: 504-2937 www.bermudaparent.bm facebook.com/bdaparentmag

Happy Parenting!

Publisher & Editor

www.bermudaparent.bm

3

Dr. Peter Perinchief

Dr. Sylvanus Nawab

ALL PHYSICIANS ARE ACCEPTING NEW PATIENTS

Dr. Richard Fulton

For Appointments Call 295 8000

We believe in providing children with a safe environment where they can learn, explore, develop and grow. We believe that we are partners with parents in nurturing and caring for your children. We will teach them, guide them, befriend them and do our best for them. Little Learners Preschool offers several programs that help children grow into well rounded Learners who are ready to begin the formal years of their education by giving them a solid foundation into the joy of learning.

We are excited to announce that we are now accepting babies from 3 months through 5 years old. Make an appointment to come by and see our new infant/toddler space beginning in May 2016! Enrollment is ongoing throughout the year.

Nurse Bernie Wilson www.facebook.com/EdgewoodPediatricsBDA @EdgewoodPedsBDA

13 Richmond Road • Hamilton HM08 • Tel 441 295 8000

w w w. e d g e w o o d p e d i a t r i c s . c o m

4

Email or call us at: infolittlelearners@northrock.bm OR (441) 292-8326 w w w. e d g e w o o d p e d i a t r i c s . c o m

Making Memories That Will Last A Lifetime

Great Value and Affordable Prices Every Day Washington Mall, Hamilton Open 9 to 5:30 Phone: 292-1080

www.thewestend.bm www.bermudaparent.bm

5

baby

Parent Resources Do you have a child from age birth to 4?

•

Play-based screenings for 24 – 30 month old children Parent and Children’s Book Library Toy Library

Are you a Home Child Care Provider and would like resources to help you to care for young children?

ALSO AVAILABLE:

Call the Child Development Programme 295-0746 ext. 2221

PArEntIng wOrkShOPS:

• • • • • •

Parent Infant Group Premature Infant Programme 1,2,3,4 Parents!

1,2,3 Magic

Child Care Provider Workshops tOPICS AVAILABLE: • • • • •

Motor Development Developmentally Appropriate Programming Bonding: Early Steps to Attachment Behaviour Management Language Learning

Plus more...

Participation in services is voluntary and resources are free to the public!

baby

BY KIPPS-JACKSON

BY ROXANNE CHRISTA MELNYK HINES RN BSN MA

Breast Feeding IS PRICELESS Bermuda Celebrates Breastfeeding during the month of August 2016.

During this period of economic down turn it is an opportune time to present the economic benefits of breast feeding.

B

reast feeding is the most natural and nutritious way to encourage growth and development. Breast milk has antibodies which help protect infants from germs, illness and even sudden infant death syndrome commonly knows as (SIDS). Breastfeeding is linked to lower incidences of ear infections, stomach viruses, respiratory infections, asthma, obesity, and diabetes and childhood leukemia.

Women who breastfeed lower their risk of Type 2 diabetes as well as breast cancer, ovarian cancer and postpartum depression. Breast milk is natural and easy to digest it has no additives. Breastfeeding is portable and works on the premise of supply and demand. The more the baby breast feeds the more milk will be produced. During power outages no need to panic about water and formula, you have a readily available supply of breast milk with no heating required.

The American Academy of Pediatrics recommends exclusive breastfeeding for about 6 months, with continuation of breastfeeding for 1 year or longer as mutually desired by mother and infant, a recommendation concurred to by the WHO1 and the Institute of Medicine.‌ Exclusive means no other liquids or other foods are offered during this first six months.

Breastfeeding is free! As the infant’s nutritional needs increase the exact content and make up of breast milk will increase to meet those needs. In formula feeding as the nutrient needs increase the cost will increase. To formula feed a child in Bermuda for six months will cost approximately $1028. To formula feed for 12 World Health Organization. The optimal duration of exclusive breastfeeding: report of an expert consultation. Available at: www.who.int/nutrition/publications/optimal_duration_of_exc_ bfeeding_report_eng.pdf. Accessed December 12, 2011 1

8

months will cost double that figure ($2300) plus, as other foods are required after 6 months. To breastfeed an infant for one year there are no costs at all for infant formula. Mom only needs a healthy diet to support her physically in the care of the baby, family, work and community support and a determination to succeed. Imagine the savings at the end of the year. You can use this to open a college fund or make plans for a family vacation.

Know your Breastfeeding resources available in Bermuda. These include key health professionals; the Nurse involved in your care, both antenatal (the Maternal Health Nurses) and postnatal; (the Maternal Health Nurses at KEMH, the Health Visitor who visits within the first two weeks of life to assist with and support breastfeeding and health promotion; the nurses at the pediatric offices).

Be patient. It takes time to build confidence to ride a bike for the first time, to drive a car for the first time.

Breastfeeding is new to both mom and baby; so be patient and know that with each feed success is evident!

Breastfeeding is Priceless Breast Milk Substitutes

ACCEPTING

new PATIENTS

PEDIATRIC SERVICES

Breastfeeding

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Ocean Rock Wellness Ltd. Charities House 25 Point Finger Rd, Paget, DV 04 Bermuda

www.drpeetstalbot.com | www.oceanrockwellness.com

Dr Aye-BDA parent ad vertical_07.indd 1

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should be comfortable.

If you are experiencing discomfort or you have concerns about , contact us. mothers We’ve been for almost three decades.

Email islandgirl@northrock.bm or check us out on Facebook at La Leche League of Bermuda.

www.bermudaparent.bm

9

little ones

© 2013 RB

little ones

BY LARA KRUPICKA

5 Ways to

Teach Your Child to

EnjoySchool School day dread can be a tough issue to face with your child. You want them to look forward to the place where they spend the most time. But not every child embraces education with glee. Here are some tips for helping them learn better appreciate school:

12

1

Set an upbeat tone for the day before they leave the house. If getting out the door to school is a chore because your child is tired, try moving bedtime back a half hour. As adults we know how hard it can be to drag ourselves out of bed early. The same is true for kids.

Accentuate the positive. After school review with your child what they liked about their day. It’s okay if they say “lunch” or “recess.” Use your investigative skills to learn what makes that appealing to them. Then pinpoint other occasions during the school day where they can enjoy those aspects. If it’s time with friends, help them recognize interactions they have within the classroom.

2

The Onionpatch Academy 3

Respect their learning style. Parent/ teacher conference time can be a great opportunity for discussing your child’s learning style with his teacher.

Ask what aspects of the school day play to this style. Then help your child recognize his learning style, while appreciating the learning modes of others and how school is structured toward all approaches.

Ages 3 months – 5 years • Open 7:30AM – 6PM Tel. 441.29-ONION (296-6466) • Fax. 441.236.5912 www.opacademy.bm • info@opacademy.bm

4

School can be a downer for kids who don’t see success in a traditional sense with high scores on tests and homework. But as Carol Dweck points out in her book Mindset, it’s better to focus on the process and growth instead of outcomes.

With growth in mind, help your child set school-oriented goals. Ask “what do you hope you can do at the end of the school year that you can’t do now?” If one part of their day is more discouraging than another, consider focusing the growth goal in that area.

Then revisit those goals periodically.

Tel: 296-9818

Email: flyingstart@logic.bm

New Hours 8:00am to 5:45pm 15 Cedar Ave. Pembroke

5

Focus on growing your child into a lifelong learner. In the process, they might see school in a different light.

As the mother of three, parenting journalist and author Lara Krupicka has used all of these methods at one time or another to encourage her children’s enjoyment of school.

Little Sprouts Nursery 115 Middle Road, Warwick PG01 Telephone: 236-7217 Email: Littlesproutsbda@gmail.com Ages: 3 months – 4 years Time: 7:45 am – 5:45 pm

www.bermudaparent.bm

13

little ones DIREC TORY

PRESCHOOL & NURSERY:

Aerie’s Adventures Nursery & Preschool 121 Middle Road Devonshire, FL03 799-1504 aeriesadventures@hotmail.com www.aeriesadventures.com

Once Upon a Time Nursery Schools Chapter One 41 Church Street Hamilton 295 7713 or 504 7713

Aneesah’s Nursery & Preschool 76 Robert’s Avenue Devonshire HM15 293-2731 Chatterbox Preschool 10 Church Road Southampton, SN02 236-7190 chatterbox@bercon.bm schoolsadmin@bercon.bm www.familyfirstschools.com Happy Valley Childcare Centre 17 Happy Valley Road Pembroke, HM19 295-4087 answan@gov.bm www.happyvalleychildcarecentre.com Facebook: Happy Valley Childcare Centre Heritage Nursery & Preschool 59 Dundonald Street Hamilton, HM10 292-4681 nursery@churchofgodbda.com Facebook: Heritage Nursery & Preschool

14

Chapter Two 16-18 Woodbourne Avenue Pembroke 295 3421 or 504 7713 onceuponatime@northrock.bm www.once-upon-a-time.net Tree Tops 11 St. Anne’s Church Hall 26 Church Road Southampton, SN01 238-6025 theoatleys@northrock.bm www.treetops11.bm Happy Moments Nursery & Preschool 69 North Shore Road Hamilton Parish CR 01 737-8385 happymomentsnews@yahoo.com Mount Saint Agnes (MSA) – Kindergarten 9 Dundonald Street West, Hamilton 292-4134 msaoffice@msa.bm

BY ALICIA RESNIK

Happy Moments Nursery & Preschool – balancing play-time with learning!

“We are a childcare but, we’re also an educational centre. We teach.”

— Mrs. Pauletta Furbert right walls adorned with students’ artwork welcomes you to the Happy Moments Nursery and Preschool. In business since 1998, the school encourages learning in a safe, interactive, social environment. Mrs. Furbert is the school’s Owner, Operator and Head Teacher. She’s been teaching for 30 years and says, “Children absorb so much. Even at their young age, these are very important learning years. It’s important to give them an educational framework to build upon.”

At Happy Moments the students are engaged in “exploratory learning.” Mrs. Furbert says this means the children engage in projects, classroom learning and fun-filled activities throughout the year. They visit the

Happy Days

are every day at

HAPPY MOMENTS Nursery & Preschool

Aquarium, the Playtrium, the BUEI, and Gibbons Gardens. They also participate in Dolphin Quest’s ‘Dolphin Encounter’ and participate in World Asthma Day by signing on the steps of City Hall. The school offers Spanish, computers and Magical Music Movements with Sharmaine Wilson. “We put on music and get our shake on! We’re relaxed but we’re also professional,” says Mrs. Furbert. She’s also a big proponent of the importance of art. “I believe in art. It builds their self-esteem.

It shows their individuality.” The school has taken part in the Bermuda National Gallery’s Early Year’s Program since it began. “We’re the first nursery and preschool to have our artwork displayed at the Gallery,” she says. As part of this year’s school visit, the children learned everything from photography to sculpture to textiles and watercolors. Mrs. Furbert says the children also saw the Peter Wilcox exhibit which they loved.

Reading is strongly encouraged at Happy Moments. “You want to give children a value for books,” says Mrs. Furbert. Every month they have literacy week. The Librarian from the Youth Library comes to the school and, the school goes to visit the library. “We encourage the children to have a library card and we take them to the library.

Every year we observe world book day.”

Mrs. Furbert says the school also has a fun-filled pyjama story night!

Each year the school runs a summer camp - the GEEK Squad - which stands for Gods Extraordinary Empow-

Since 1998 Bermuda’s premier faith-based early learners’ program “where happy children learn for a brighter future”.

We care about every aspect of your child’s school day within a safe social environment.

Happy Moments Nursery & Preschool is keen on providing our students with lots of fun-filled explorative learning experiences.

We believe in our students, assist in fulfilling each parent’s dream for their child and inspire each child in reaching their fullest potential ered Kids. It’s a themed, tutorial camp where the children learn about other cultures. “We’ve studied Australia, the Philippines and Kenya,” says Mrs. Furbert. She feels it’s very important to teach the children about other cultures. “It’s part of their community and part of our school.”

“We offer a well-rounded program.

We are in school! We give the children responsibility. We encourage them to care for their environment. We are a Christian school but I don’t teach doctrine, I teach values.” says Mrs. Furbert.

Happy Moments follows the Government nutritional policy and the Sunsmart Program.

Happy Moments enrols children from the age of 18 months to 5 years old. Classes are split into three groupings by age. All teachers are certified in ECE, CPR, First Aid and SCARS. The school is located on Radnor Road, in the Christian Fellowship Building. For further information call: 737-8385. Email: happymomentsnews@yahoo.com.

Curriculum encourages academic excellence, creative teaching methods for each child’s unique learning style.

We offer Spanish, computer, music & EYP with BNG, BUEI and more.

Teachers certified in ECE, CPR, First Aid and SCARS.

Hours: 7:30 a.m. - 5:30 p.m. happymomentsnews@yahoo.com or 737-8385.

Accepting students for 2016/2017/2018 school year.

18 months - 5 yrs.

www.bermudaparent.bm

15

DIREC TORY

SUPPORT GROUPS:

ADHD Support Group Adhdsup.bda@outlook.com Facebook: Support ADHD Bermuda Al-Anon Family Group P.O.Box 1401 Hamilton HM FX Tel: 236-8606 The Alzheimers Family Support Group P.O. Box DV114 Devonshire, DVBX Tel: 238-2168 juliekay@ibl.bm

Bermuda Down Syndrome International 6 Oriel Lane Sandys, MA 000004 eselina27@yahoo.com

La Leche League of Bermuda 3 Hilltop Drive, Apt 15 Southampton, SN01 236-1120

The Coalition for the Protection of Children 38 Mount Hill Road Pembroke 295-1150 www.coalition.bm Facebook: Coalition For The Protection Of Children

Tomorrow’s Voices – Bermuda Autism Early Intervention Centre Sunshine League Building 27 King Street, Hamilton HM19 297-4342 info@tomorrowsvoices.bm

Karen Franks Latest Book

Now Available www.abagailsdreamadventure.com Amazon, Barnes & Noble, Brown & Co

Karen is available to read at schools and various events. Contact her at abagailsdreamadventures@ gmail or 333-4028

Follow me on Facebook abigails dream adventures Instagram abigailsdreamadventures Twitter @abigailsdreama1

The Bermuda Golf Academy

Driving range & Adventure Mini Golf

Surprise!!

FOR YOUR PERSONALIZED AND PARTY NEEDS

Great family entertainment for all ages!

Middle Road Southampton Open 6 days a week

Monday - Closed, Tuesday 5 pm – 9 pm, Wed - Sat 10 am – 10pm, Sunday 10 am - 8 pm Call us at 238-8800 • bermudagolfacademy.com Email: bdagolf@northrock.bm

16

8 King’s Square, St. George’s Email: info@surprise.bm Website: www.surprise.bm Telephone: 293-3208

BY ALICIA RESNIK

little ones

“Wish. Hope. Dream.

Then make it happen!”

Ms. Karen E. Franks “Abigail’s Dream Adventures” written by Bermudian author Karen E. Franks is about a little girl who has wonderful adventures with her best friends Jonathan and Judy. At night, Abigail has mystical, magical dreams with her pal Pearl who changes characters in each dream story. Together they meet children from different cultures, and of different ethnicities, who join them in their adventures around the world. Ms. Franks’ mission in writing the book is to inspire children to dream through reading and to use their imagination to make their dreams come true.

“I’ve read that the most important thing you can do to help children become strong readers is to read aloud. Books become your friends when they’re fun and interesting,” says Ms. Franks.

She admits that she still loves the feeling of a new book in her hands and the smell of the pages when you open them! Ms. Franks fondly recalls her own childhood and being read to by her mother.

“I remember when I was a little girl and my mother read me bedtime stories. She had a way of reading that transported my imagination into the timeframe of the book.” Her grandmother the late Mary E. Daniels, and her mother Elizabeth Franks, loved reading.

Ms. Franks feels it was their encouragement that inspired her to become an author.

“Books help children learn to read because they feed their imagination,” says Ms. Franks. She’s also putting together a coloring book and an interactive DreamWorld App. She hopes that Abigail’s adventures will inspire children to dream through reading.

“Your dreams and imagination are powerful motivators and they can take you anywhere,” says Ms. Franks. “Abigail’s Dream Adventures” is written for children ages 3-8 years old. The book can be purchased on-line at www.abigailsdreamadventures.com. It will also soon be back on the shelves of Brown & Co!

www.bermudaparent.bm

17

big kids

The Saltus Journey From Foundation Year to Saltus Graduate Years: preparing students for the 21st Century in a state-of-the-art learning environment l 10 YEARS of Foundation Year l 25 YEARS of co-education l 40 YEARS of Advanced Placement courses (18 AP courses offered)

SALTUS GRAMMAR SCHOOL 441/292-6177, ext. 6269 • admissions@saltus.bm www.saltus.bm

Canadian Accredited Independent Schools

big kids

BY JOHN BEARD, SALTUS

The Saltus Journey

Saltus Grammar School provides the perfect educational journey, taking students from Foundation Year (or Reception Year) all the way through to Senior Year (or Upper 6th Form).

T

hrough this journey students will be exposed to an education that will provide them with life skills, friends for life and university placement. Students will be taught by experienced, caring and professional staff in some of the best school-facilities on the island.

Saltus began in 1888 as an all-boys school. Twentyfive years ago Saltus determined the importance of being a co-ed school in a co-ed world, and welcomed girls into the family. The change has been a great success.

Our graduating class of 2016 had more girls than boys graduating; and the group represented 14 different ethnicities. The school, as a whole, has over 20 ethnicities.

Our Foundation Year gives students an excellent and firm footing into our journey. It is the most experienced and developed of such programs of the island having been in place for ten years, in purpose-built facilities.

The end of our journey sees our two-year Saltus Graduate Year program or “SGY” (grade-wise this is the equivalent to 6th form in the UK, or Junior & Senior Year in North America). SGY has as its base the Advanced Placement (AP) program of the US Collegeboard. One strength of the program is that it has been run at Saltus for over 40 years with outstanding success in college placement and retention. Additionally, the program is flexible, in that it is tailored to fit (as much as possible) the abilities and needs of each student.

Students take as many AP courses as they are able to handle. 100% of our graduating class enroll in universi20

ties/colleges or other tertiary educational options.

Prior to the SGY program students sit the UK GCSE examinations. These are internationallyaccepted examinations are sat at the US equivalent of grade 10. We have been sitting these examinations at Saltus since their inception, and have an excellent track record!

Saltus is, however, much more than simply a very successful academic school. Our co-curricular program is outstanding with students heavily involved in sports, music, performing arts, Duke of Edinburgh Award, community projects and numerous other activities that are vital in helping our students to develop skills for life. We are committed to providing our students with a broad range of extra-curricular opportunities with 24 different clubs are offered in Primary and 27 in Secondary.

We recognize our responsibility to best support our students through this Digital Age. With the use of iPads, laptops, smart boards and more, we continue to be leaders in educational technology from Foundation Year to SGY2.

Our journey embodies our mission statement: “To inspire a passion for learning and independent thinking through a commitment to academic excellence, personal integrity and service to others “ Join us for your Saltus journey - please visit us on www.saltus.bm or for admissions contact admissions@ saltus.bm

It’s never too early to start Saving.

HELP YOUR CHILDREN GET STARTED. You’re never too young to learn the value of a dollar. A Butterfield Young Savers account helps teach children to save, manage money and experience financial responsibility that can last a lifetime.

Offering competitive rates, your Young Saver will receive a Butterfield Debit MasterCard® and access to view their account through Butterfield Online Internet Banking.

Visit a Butterfield Banking Centre with your Young Saver today or call 295 1111.

www.butterfieldgroup.com

big kids

BY CHRISTINA KATZ

Banish the

Back-To-School

Blues

Teacher-student cooperation is an important alliance that starts at home and affects a child’s entire academic career. Having positive relationships with teachers throughout twelve years of school can make the difference between a child who adores school and all it encompasses and a child who dreads school and struggles on a daily basis.

By the time school starts each fall, teachers have already invested years of education, practice, and preparation into getting this school year off to a great start. Most parents want their children to succeed in school but sometimes students and parents inadvertently get off on the wrong foot with teachers.

How can parents encourage kids to meet educational professionals halfway? Here are ten tips for helping your child cultivate positive, supportive, and mutually respectful relationships with teachers from the first day of school forward.

1. Attend meet-the-teacher activities. No matter what the age of your child, don’t miss an opportunity to get to know the teacher as a both an educator and a person. It’s always appropriate for teachers and students to share things about their lives with each other as a way of bonding and getting to know each other.

2. Set positive expectations about teachers with your child.

Even if the teacher your child was assigned is new or not the current parent favorite, express enthusiasm to your child about learning with the teacher she will have.

22

3. Communicate your child’s needs.

If you can send an email to the teacher a week before school starts, that’s good timing. But it’s never too late to keep your child’s teacher up to date on your child’s specific challenges, especially those that will affect his ability to learn.

4. Let the teacher do the teaching.

Once the year kicks off, assume a supporting role. Express interest in your child’s academic work and school activities but try to let her tackle challenges like homework and projects herself.

5. See how well your child can meet standards on his own. Schools set up checkpoints like teacher conferences to assess student progress. Use these opportunities to find out how well your child is doing in school. Be relaxed and open-minded about any reports, especially if they are not what you were hoping to hear.

6. Coach from the backseat.

No parent likes to see a child falter.

But facing struggles can be helpful

Somersfield celebrates 25 years!

Somersfield Academy was founded in 1991 by a group

of them having Bermudian connections. Our campus is

of parents who created the Montessori Education Trust. The

welcoming, beautifully landscaped and has seen extensive

school was originally known as Montessori Academy, but

building development over the years. Our Classrooms are

changed its name to Somersfield Academy when it relocated

spacious and well equipped.

from Tivoli to it’s current Devonshire location in 2001.

Somersfield aims to prepare students to be global citizens, independent, life-long learners and to acquire the problem-solving skills and knowledge necessary for

The school is divided into three sections, the Children’s House (ages 3 to 6) The Primary Division (ages 6 to 11) and the Secondary Division (ages 11 to 16).

The Montessori curriculum is offered in the Children’s

educational success. The school has an enrolment of 500

House and Lower Primary Divisions. The Upper Primary

students representing over thirty nationalities with 60%

concentrates on academic preparation for the Secondary Division, which offers the International Baccalaureate Middle Years Programme (MYP).

w w w . s o m e r s f i e l d . b m

in building character and teaching him lessons about himself. Don’t do your child’s work for him. Take on a cheerleading stance instead.

7. Get more structured support as needed. If the year is at the halfway point and your child is not making solid academic progress, and you have exhausted the school’s resources, consider a private tutor, a learning service like Kumon or a tutoring service like Sylvan. Try to find a private tutor with reasonable rates using an online tutor-finder like Care.com.

8. Participate. Three common commitments are parent-teacher meetings, school events, and parent volunteering. But don’t be at the school 24-7. If your child gets the sense that you are appropriately committed and engaged in the spirit of the school without hovering, she can relax, participate, and focus on doing her best.

9. Don’t pressure. Meet your student wherever he is. There is no point in projecting your prior academic success onto your child or pressing him to achieve more than he is reasonably capable of accomplishing. Love and appreciate your child as a whole person, not just a grade at the end of the year, and he will feel secure and motivated.

10. Express gratitude. Offer teachers an inexpensive card or gift at holiday time and the end of the year.

But don’t write the thank-you note for your child. Help her write it herself instead until she is old enough to take over the job.

Reboot That Rocky Relationship: 5 Ways To Resolve Student-Teacher Conflicts

Here’s an easy troubleshooting guide for teacher-student relationships that get off to a rocky start.

1. If you are not sure what to say, start sentences with the phrase, “I am concerned because…” Then ask, “Do 24

you think there is anything that needs to be done to address this concern?”

2. Ask questions until you understand the situation and what your child can do better.

3. Convey to both the teacher and your child that you will do everything you can to help address the issue.

4. Check in with your child daily for a couple of weeks to insure teacher expectations are understood and heeded.

5. Follow-up with the teacher after two weeks to make sure there has been a noticeable improvement.

Don’t assume the situation will be resolved immediately just because you brought it up. And don’t believe it is resolved merely because the student says it is. Confirm a more harmonious relationship from the teacher’s point of view, as well. When harmony is achieved praise your child for making an effort and thank the teacher for his time and attention. If your child’s teacher brings up a challenge that needs to be addressed, follow the same steps.

Whatever You Do, Don’t…

Don’t expect teachers to drop everything and get back to you immediately. Assume a busy, full schedule and allow about a week for a response.

3 Don’t take things personally when issues that come up are actually about your child’s progress in school.

3 Don’t expect teachers to try and please you. They are supposed to focus on teaching the kids, not coddling the parents.

3 Don’t speak disparagingly about your child’s teachers with him or in front of him.

3 Don’t fire off an email when you are angry. Wait until you calm down and then send an email asking for more information or requesting a meeting time.

3 Don’t go over a teacher’s head unless you have made every attempt to cooperate with that teacher first. If you have tried three times and been unsuccessful each time, you might send a calm note to the principal explaining that you are having a hard time communicating with the teacher and you would like some assistance.

Author, journalist, and writing coach Christina Katz is a teacher who is married to a teacher with many more teachers scattered throughout the extended family trees. Teaching is one of her favorite things to do and writing about teaching comes up a close second.

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25

big kids

BY CHRISTINA KATZ

The Inspired Child:

10 Practices For More Mindful Kids & Parents ike every growing girl America, my daughter Samantha is prone to emotional upset caused by the slings and arrows of life. From a young age, I have encouraged her to practice selfcare as a method of responding to external disappointments with self-love and compassion. My goal has been for her to learn how to comfort herself as she grows older. Of course, I am always here for her now, but the day will come when I am no longer by her side.

Of all of my jobs as a parent, I consider my role as an encourager of self-care to be one of the most important. The world will always provide children with challenges. No one can progress through life and grow in character 26

without experiencing setbacks and disappointments. Teaching our kids to practice self-care no matter what else happens is crucial to teaching them how to be peaceful and non-reactive, not only within themselves but also in interactions with others.

We often voice our concerns about bullying or entitled behavior but rarely do we discuss practices that might help nip behaviors in the bud that we don’t want to see in our kids. Children accustomed to turning within and selfsoothing can detach from unmanageable people, places and situations more easily than kids who habitually react or automatically compete. This doesn’t mean they won’t have any challenges in life, but it does mean that they can navigate them more calmly and with more clarity.

Modeling self-caring behavior for

our children is important when kids are younger, so these habits will be in place once kids reach the sometimeschallenging tween and teen years. No matter what ages your children, practicing calming techniques and passing them along to your kids helps you raise more mindful citizens in an occasionally chaotic world.

Stop. Children who are calm can walk away or withdraw from situations that make them feel hurt or uncomfortable. Teach kids to understand signals from their bodies that indicate it’s time to step back, walk away, or simply stop moving forward on a path that does not feel constructive. Help kids understand that stopping is always an empowering option.

Tune in. Designate no-screen times in your home. At our house,

devices stay off until after noon every morning. Make sure kids understand the connection between turning off devices and tuning in to themselves and others. Why not establish one electronics-free family night at home each week to illustrate the point?

Reflect. Make sure kids have adequate alone time without screens involved to make time for self-reflection.

Reading is permissible, as is any type of self-expression as long as all electronic devices remain off. Boredom may come first, and that’s okay. Teach kids how to move through it and find their way back to feeling self-content.

Nap. Have your kids ever caught

you napping? If so, that’s great! You should nap if you get a poor night’s sleep or feel run-down. And when you do, you model the habit of listening to your body for your kids. Naps are for crabby kids of all ages. Just make sure your children know this, too.

Float. The bathtub is my daughter’s go-to self-care space. She might shower or bathe or just soak, and she knows she’ll always feel great afterwards. Whatever your child’s self-soothing habit, support it as much as possible and give them space to enjoy it for themselves.

Go outside. Being in nature is

grounding and energizing. If you don’t believe me, lay on the ground for ten minutes when you feel exhausted and see how you feel afterwards. Of course, this trick won’t work for every time of

year, so be sure to keep the appropriate outdoor gear on hand for spontaneous adventures.

Play. Anything old-fashioned is a good choice. Look to everything you did when you were a child for ideas. Build a fort, play a board game, deal some cards, have a pillow fight, challenge a child to a game of checkers or chess. Do your kids know how to play solitaire with real cards? Teach them now.

Create. We keep our craft supplies in plastic drawers and bins in the corner of the laundry room so we can break them out any time. Or you might designate one kitchen cabinet for craft supplies. Rotate the supplies by season for variety if this inspires more use.

Have family meetings with goal-setting games using your supplies. Color with your kids. You can find grown-up images to color on the Internet.

Imagine. You were a kid once.

What helped you tap into your imagination? Writing? Doodling? Playing music?

Watching snowflakes or rain falling outside your window? Make sure everyone in the family has an imagination practice and lead the way by making sure they see you practicing yours.

Let go. At the foundation of health is the habit of turning over our will, not to other people, but to a positive universal force we trust. If you teach your kids anything, let it be how to do their best and then surrender to the results. They won’t always win. They

won’t always get picked. They won’t always be the most popular. But they can always go home afterwards, take a nice long bath or shower, and reflect on the next best choice to make.

Author, journalist, and writing coach Christina Katz is a self-care expert, who wrote the book, The Art Of Making Time For Yourself. Even so, she still needs a regular refresher on all of these reminders.

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27

big kids

BY JULIE BUTLER

l o o h c S h g i H a d Bermu for Girls

A

t BHS, a decision was made to prioritise STEAM (Science, Technology, Engineering, Art & Design and Mathematics) learning skills, and the integration is increasingly evident throughout the school, from the recently introduced International Primary Curriculum in the Primary Department where the youngest students are introduced to these concepts in a holistic manner in their classroom learning, to Secondary students participating in the second annual STEAM Week at the end of June.

Students took part in various activities and projects, each one encouraging students to seek new solutions to complex problems through the five components of STEAM: Science, Technology, Engineering, Art and Math.

After the tremendous success of last year when Year 7,8 and 9 students took part in four projects, STEAM Week 2016 was expanded to include the entire Secondary Department, with over a dozen experiences to choose from requiring students to plan, create and build. There was even an international component and 16 students had the opportunity to travel to the University of Ontario Institute Of Technology (UOIT) for five days of hands-on learning.

Recognising BHS’s increased priority on the cross28

curricular approach to STEAM and STEAM initiatives, UOIT invited BHS to send students to their campus to work with their Science and Engineering faculties on various projects designed to inspire curiosity and hopefully nurture a passion for Science and Technology. While in Canada, they also had the opportunity to participate in a biodiversity tour of the local zoo and visit the Ontario Science Centre in Toronto. IB student Lillian Griffiths said of their time in Canada, “The UOIT trip was a wonderful experience. My favourite part of the trip was the time we spent in the forensic lab; we analysed a “crime” by investigating shell casings, reviewing blood splatter and checking finger prints. Working as team with my friends and seeing a finished product at the end was really rewarding. We also visited the science museum which focused on the future, the possibilities for which are infinite and exciting.”

STEAM education combines science, technology, engineering, art and math curricula both inside and outside the traditional classroom. The skills and knowledge acquired in each of these disciplines are essential for student success, because these fields are deeply intertwined in the modern world, and in how students learn most effectively. STEAM education creates critical and creative thinkers, increases science literacy, and enables the next generation of innovators.

Catherine Hollingsworth, Deputy Head of School and Head of Secondary states, “The goal of all our STEAM Projects is to solve a problem using knowledge from different STEAM disciplines and develop skills that are essential for

Design, Paint and Build a Boat – using the school’s 3D printer, groups designed a model boat which they then built using wood and other materials, and then used to transport a team member across Shelly Bay

success. It is these skills of collaboration, • reflection, resourcefulness and perseverance that will help our students be successful in any career field. Our students’ high levels of academic success secures them a seat at their chosen university, yet it is these skills of learning and leadership that will allow them success way beyond • their formal education years.”

Some of the projects the girls took part in: •

EcoArt – students created environmentally friendly and natural paints and dyes and used them to design t-shirts.

•

Ocean Health – working with BIOS, Greenrock and KBB, students learned about ocean pollution world- • wide and its effect on Bermuda

•

Biodiversity Photo Project – working with National Geographic photographer David Liittschwage, and local Specialist Marine Collector Chris Flook and Look Bermuda’s JP Rouja, students inspected local mangroves and rock pools at Hungry Bay to discover and photograph how much life can be found in one cubic foot University of Ontario Institute of Technology – students spent 5 days at UOIT building robots, geocaching around campus, solving a crime scene scenario and designing boats which they then tested in a state of the art wind tunnel. They also had the opportunity to participate in a biodiversity tour of the local zoo

Scrap Heap Challenge – using scrap metal and materials gathered from Tynes Bay, students designed and engineered a “green” cooking apparatus using the power of the sun to boil water

and visit the Ontario Science Centre in Toronto.

Staff members, along with many community organisations and friends of the School offered their time to help run these projects, which Head of School Linda Parker feels will have a far-reaching effect after STEAM Week is over, “It is our responsibility to prepare our students in these areas and ensure they are ready for the world beyond BHS. These partnerships with community leaders are bringing the learning alive for our students, and teaching them the skills they need to be successful in life.”

n ce I n spirin g Exce lleip a n d Lea de rsh BHS offers every opportunity for girls to shine.

The Bermuda High School for Girls is dedicated to supporting and guiding how girls learn best.

We provide a supportive and nurturing environment that empowers girls to take centre stage, to express themselves, and to take positive and healthy risks.

This allows them to become confident, responsible and resilient young women, ready to face today’s rapidly changing world.

For more information on The Bermuda High School for Girls, please contact: Mrs. Kurte Loescher Director of Admissions and Inclusion Tel: (441) 278-3047 Email: kloescher@bhs.bm

The Bermuda High School for Girls 19 Richmond Road Pembroke HM 08 Tel: (441) 295-6153 Fax: (441) 278-3017

www.bhs.bm www.bermudaparent.bm

29

Fab

FAMILY FINDS

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1| Backpacks, Lunchboxes and Pencil Boxes Brown & Co. has a fun selection of backpacks, lunchboxes, pencil boxes and more in the Hallmark Department.

Visit their Reid Street entrance to discover the unexpected today.

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2 | ZIPIT Monster Pouches If you’re looking for a unique lunchbox and school accessories, we’ve found them at Brown & Co.! Your child will love to keep everything in the belly of a ZIPIT monster pouch - pens, change, keys or lip balm and more. And, the cool sandwich boxes available will coordinate well with any backpack.

3 | Hewlett Packard 450 Laptop

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We understand having a laptop or tablet (with a keyboard) is a requirement at some senior schools on island. The HP 450 is one of the best value for money laptops available at P-Tech. Its 15.6” LED display offers true colour and stunning clarity while its Intel technology, wireless capabilities and essential media tools deliver powerful performance on the go. The hard drive offers storage capacity of 500 GB which gives plenty of space to help your child stay productive and on task without breaking the bank.

4 | Notebooks and Resources In addition to essential school resources, The Bookmart at Brown & Co. has a variety of notebooks, school supplies and learning tools to help make the best of your child’s school year.

5 | Samsung Galaxy Tab S2 Should you choose to go with a tablet for your child’s senior school needs, the Samsung Galaxy Tab S2 available at P-Tech is an ultra-portable option that will allow for multiple user email, web browsing, eBook downloads. You’ll also find wireless keyboard options in-store.

6 | JVC Gumy Earbud Headphones As headphones are often needed when heading back to school, check out P-Tech for the best-selling Gumy earbud headphones – they’re comfortable, affordable and available in 8 vibrant colours. .

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7 | Stationery The Phoenix Centre is your complete office and back to school headquarters! You’ll find backpacks, lunchboxes and just about everything else. Explore the large assortment of stationery supplies from the brands you know and trust such as Sharpie highlighters and markers, Mead folders and binders, and Pilot pens and pencils.

8 | Zak ChillPak 12

Keep your child’s lunch cool with Zak ChillPak containers using Cold Hold technology. The Phoenix Stores has a great selection of these handy containers which are BPA free, stain resistant and dishwasher safe.

9 | Crayola It’s that time of year and The Annex Toys is fully stocked with back to school supplies from Crayola.

Hurry in while stocks last.

10 | Eco Collapsible Meal Kit

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It’s easy to “go green” at The Phoenix Centre with this reusable waste-free lunch system. The very clever Eco Meal Kit is made from BPA-free, food grade silicone and biodegradable Eco Plastic. Designed to hold anything from a sandwich to leftovers and soup, the lunch box compresses to 1/3 of its size making it easy to carry and store when not in use.

11 | Character Backpacks Every kid has a favourite character whether Minnie Mouse, Doc McStuffins, Spiderman or Lighting McQueen. Make The Annex Toys your first stop when shopping for school supplies and get a character backpack that your child will love.

12 | Melissa & Doug Art Supplies Do you have a budding artist on your hands?

The Annex Toys has a huge selection of art essentials perfectly suited for all arts and crafts projects.

www.bermudaparent.bm

31

tweens & teens

BY CYBERTIPS.BM, DEPARTMENT OF E-COMMERCE

Text Speak, the Evolution of a Generation

It sometimes feels like parents and kids/teens don’t speak the same language. That is no truer than when it comes to texting, chatting and emailing, thanks to today’s ever-evolving techspeak through acronyms. Acronyms are widely popular across the Internet, especially on social media apps because they often offer a shorthand for communication that is meant to be instant.

I

t is therefore important for parents and guardians to understand the slang that their children use on social media, since some of it could indicate familiarity with risky behavior.

For instance, the acronym “GNOC” means “Get Naked On Camera.”

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It helps for to know that “PIR” means “Parent In Room” and that “POS” means “Parent Over Shoulder,” as both could mean that the child/teen wants to have a conversation of which parents or guardians are unlikely to approve.

These acronyms are an ever-evolving code. Some, like the now-common LOL, are harmless. Plenty are not.

Some parents might find them confusing or intimidating. They may not dig any deeper into what their kids may be saying as they try to respect their privacy.

It’s true that this new way of communicating is a lot to keep up with: new acronyms are created and shared every day. It is more important to start an open conversation about online communications and to keep the conversation going.

Acronyms and Their Meanings 420 Marijuana

FWB Friends with benefits

182 I hate you

RU/18 Are you over 18?

HAK Hugs and Kisses

NIFOC Naked in front of computer

KOTL Kiss on the lips

GNOC Get naked on camera

WTF What the F***

8 Oral sex

POS Parent over shoulder

IPN I’m posting naked

NMU Not much you

I&I Intercourse & Inebriation

CU46 See you for sex

Banana it means penis

THOT That hoe over there

MYOB Mind your own business

LH6 Let’s have sex

KFY/K4Y Kisses for you

ASL Age/Sex/Location

THTH To hot to handle

L8R Later

WUF Where are you from?

International

The acronyms are used world wide, including Bermuda.

ROFL Rolling on the floor

Local

PIR Parent in room

Like many cultures around the world, Bermuda has adapted it’s own version of text speak.

KPC Keeping parents clueless

LITT Drunk/ Inebriated

143/459/ILU I love you

HML Hit my line

PAL Parents are listening

BTW By the way

Broken Hung-over from alcohol

ILY I love you

PAW Parents are watching

FML F*** my life

DOC Drug of choice

DM Direct Message

P911 Parent Alert

IJS I’m just saying

LMIRL Let’s meet in real life

DINK Take/steal

F2F Face to face

F2F Face to face

IWSN I want sex now

BYOW Bring your own weed

53X sex

SMH Shaking my head

TDTM Talk dirty to me

BAE Before anyone else

RUH Are you horny

RME Rolling my eyes

WTTP Want to trade pictures?

FFS For F*** sake

IFVB I feel very bad

KYS Kill ya self

CD9 It means parents are around

If you come across acronyms that you feel could be problematic or are unsure of, it is worth having the conversation with your child. Allow your kids/teens to discuss their current concerns and what’s exciting in their lives: make sure it sparks conversations around their online behaviors and the healthy ways to use technology and social media.

www.bermudaparent.bm

33

tweens & teens

BY CHRISTINA KATZ

Creating a More Adventurous Approach To Education: Exploring Learning Styles To Enrich Your Child’s Life As Well As Your Own

Identifying prominent learning styles in children is crucial in helping them identify their strengths and overcome their weaknesses as they progress into a more diverse spectrum of courses grade after grade. We often needlessly separate creativity from learning. But when parents help children understand their dominant learning styles, they can both use the knowledge to improve a child’s experiences, not only in school, but also in life.

Most people use a combination of learning styles. Do you know yours?

Generally speaking, there are six types of learning styles you want to explore: visual, auditory, verbal, kinesthetic, tactile, and logical. Knowing my own learning styles helps me become a better lifelong learner and a better learning coach for my child.

You might think that your children will possess the same proclivities as you, but even though there may be some overlap, each person’s learning style is uniquely their own. For example, my daughter seems more visual than me and more auditory, is likely equally kinesthetic, but maybe not quite as verbal.

Logic and tactile probably fall lower on both our lists, whereas her dad, my 34

husband, likely dominates these last two learning categories in our home, as well as being highly visual and auditory.

You don’t have to go get tested to find out what kind of learners are living in your house. You simply have to be willing to reflect on what makes each of you tick. Where do you see a family member leaning in and where do you see a family member leaning out? This is usually enough information to help you experiment with learning styles and see how they benefit each member of the family.

Under each category below, I’ve listed approaches for test-driving each type of learning style. Why not invite

the whole family to explore their learning styles and report back on what they discover? You’ll learn things about yourselves and each other that will make your adventures in life and learning more enjoyable.

Visual • • • • • • • • •

Draw pictures, doodle or color.

List both sides of an argument.

Make a mind-map on paper to spoke off associated words or ideas.

Draw the shape of your idea or consult a chart or a graph.

Use flashcards for memorizing.

Make a lesson into a comic strip.

Search for and read fun, visual blogs.

Research topics on Pinterest with an eye out for colorful infographics.

Watch videos with a steady stream of images or drawings.

PHOTO BY SOMERSFIELD ACADEMY

chool should be an adventure in learning, and so should life. But if you have not taken the time to observe how your child learns best, your child might be struggling unnecessarily in school.

Tactile •

PHOTO BY SOMERSFIELD ACADEMY

•

• • • • •

Do something visual like playing a video game or flipping through a magazine as a break from learning.

Auditory • • • • • • • • •

Use music in the background while learning.

Read work out loud into a recorder or to the dog.

Listen to lectures or stories in audio format.

Write down what you notice as you listen or after you listen.

Listen to yourself read out loud.

Listen to the opinions of others to help sharpen your point of view.

Enjoy discussion, dialogue and debating.

Turn what you are learning into a rhyming poem or song lyrics.

Listen to some upbeat or moving music while taking a break from learning.

Verbal • • • • • •

Read up on topics of interest, highlighting any points to remember.

Look up word definitions to spark ideas.

Write out thoughts and rewrite thoughts to clarify what you think.

Talk through your thoughts with another person.

Build an argument on an opinion you feel strongly about.

Play with acronyms (make up a story using every letter in one word as the first letter in a part of the story).

•

•

•

Turn written words into spoken words and vice-versa to increase memorization.

Play with verbal forms such as stories, poetry, articles, lists, commercials, etc.

Immerse yourself in reading as a break from learning.

Kinesthetic • • • • • • • • • •

Physically act out ideas you are trying to understand. Play all the parts.

Draw your ideas out on large sheets of paper or on a whiteboard.

Memorize information while in you are in motion.

Use storyboarding techniques.

Get outside and get your hands dirty to integrate thinking.

Engage in pantomime or improv.

Teach other students what you’ve learned.

Use your whole body for learning as with dance or theater.

Take frequent breaks when sitting for long periods to stretch or move.

Clear your mind by going for a walk or a run or by doing chores.

• • • • •

Incorporate art projects into your assignments.

Pull together a bunch of seemingly disparate parts into a collage or sculpture.

Build an argument the way you would build a log cabin.

Create a 3-d visual representation of lessons.

Use flashcards for memorizing.

Keep your hands and fingers moving while learning.

Trace words or images to help you study.

Watch video demonstrations for greater understanding.

Work with clay, putty, or dough when stuck or integrating ideas.

Take frequent breaks to stretch or move when sitting for long periods.

Build a model or bake some cookies as a break from learning.

Logical • • • • • • • • • • • • •

Notice patterns in whatever you are studying.

Classify or categorize things.

Break information out into small chunks.

Use if/then or if/when statements.

Set goals and track your progress.

Make a to-do list.

Use examples, stats, and research.

Pose a word problem and solve it.

Use a spreadsheet to track progress.

Appreciate timelines, diagram, and flowcharts.

Tidy or organize things as a break from learning.

Play word games like crossword puzzles or word search puzzles.

Keep a jigsaw puzzle going for relaxation.

Author, journalist and writing coach Christina Katz loves to take a creative approach to learning and a learning approach to creativity. She can increase her productivity quite a bit by paying better attention to flexing her dominant learning styles. www.bermudaparent.bm

35

family life

4

BY LISA LEWIS

5 Money “Wrongs” Young Professionals Make and How to

Make Them “Right” he life of a Millennial is filled with opportunity and excitement - oh how I remember those years! It is the time for establishing your career, getting on the property ladder, starting a family and building a financially secure base for your future. However, many 30-somethings make a number of financial mistakes that could cost them throughout their lifetime.

Here are 5 wrongs that you can make right:

1 2 Wasting money

Do you vacation on credit? Do you suffer from FOMO (fear of missing out)? Do you adopt a YOLO (you only live once) approach to life? ‘Lifestyle inflation’ is a problem that everyone these days seems to suffer from. Living right up to the level of our income in order to keep up appearances … or the Kardashians… will cripple us in the future.

The rule of thumb should be living below your means, but the tantalizing effect of promotions and rising salaries as your career becomes more established means the exact opposite. Behaviourial economist Shlomo Benartzi uses the Save More, Tomorrow

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have plenty of time!

There are several options available to you to save additional money, including whole life insurance, voluntary contributions into your private pension plan via paycheck deductions, and educational savings plans. Stop the inertia and ask for help!

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concept to combat our human nature of inertia and the sense that saving is actually losing (your ability to spend today). In essence, commit to paying yourself a little more with each pay rise/promotion. You can still benefit from an uplift in income, but you’re also allocating some of that increase towards your long-term goals.

Procrastinating about saving

I cannot tell you how many people I speak to in the mid-40s who wish that they’d started saving 10+ years ago.

Unfortunately, it is human nature to procrastinate –particularly about those long-term goals like college tuition and retirement. Everyone thinks they

Not protecting your children in the event of death

Who thinks they’re going to live until the ripe old age of 75… 80…. perhaps 85? As a Millennial – this seems a long way off! But what happens if life has other plans, and something happens to you in your prime? You’re providing income for your family, you have a mortgage with the bank and you’ve only just started saving for college, but suddenly you’re no longer around. Life insurance provides a low-cost death benefit (and living benefit as well), yet many younger professionals overlook this affordable personal risk management tool. An added bonus - the younger you purchase it, the lower premiums will be. Who doesn’t like a bargain?

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Not having a written financial plan

Do you often set out on a journey with an end destination in mind, but have no access to Google Maps and so no idea of how to get there? That’s kind of what you’re doing if you don’t have a financial plan to help you get from today to retirement and beyond. The steps are simple and can be easy if you sit with a financial planner to help you: • Start with a cash flow analysis – what’s your income and what are your expenses (fixed and variable)? The net result is what you could comfortably save for those long-term goals.

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The next step is a financial needs analysis to help articulate your financial objectives, and calculate your assets vs. liabilities. All of which provides the framework for your financial plan.

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Write the financial plan and put it into action!

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Then review it every 5 years or so to make any necessary adjustments, because we all know life changes.

Having a plan, but not sticking to it!

So they say that best laid plans go to waste. My response? Let’s buck that trend! These are your goals and your priorities that you’ve established to protect your family. Pay yourself first.

Don’t let aspirational purchases and living above your means today, hijack your financial future.

If you can see yourself making some of these mistakes, let’s talk about what worries you and how I can help. Do you have a new home, planning a family or want to ensure your children go to college? As a personal risk manager, I’m here to listen, ask the right questions, and help prioritize your financial goals. The end result? An actionable plan to protect you and those you love.

Lisa Lewis can be contacted on 2980229 or llewis@bfm.bm

A Wellness Program Tailored for You BF&M offers a free online wellness resource for our health insurance clients. Your company can work with BF&M to develop a wellness program tailored to your needs and interests.

Our easy to use online wellness platform includes: • An individualized Wellbeing Activity Hub • Fun and engaging wellness challenges • A personal Wellness Assessment • Healthy Habits programs • Access to healthy lifestyle and chronic disease management programs and events • Access to BF&M’s LiveWell Rewards Program… and much more!

Visit www.bfm.bm and click on LiveWell, or contact us at livewell@bfm.bm

BF&M LIFE

112 Pitts Bay Road, Pembroke HM 08, Bermuda

295-5566

livewell@bfm.bm

www.bfm.bm

LiveWell is intended to compliment rather than substitute proper medical advice or treatment.

LISA LEWIS

www.bermudaparent.bm

37

Protect Your Family During

Hurricanes and Storms F

orecasters called for an active 2016 hurricane season, which runs through November 30, 2016. Safety is always a key concern and parents can use the following tips to ensure you are well prepared and your family is safe.

Confirm your contact information with BELCO. During outages, especially those related to storms and hurricanes, customers are often directed to call 955 during the restoration efforts. When customers do call, if the phone number keyed in for the property experiencing the outage does not match the phone number already in BELCO’s system against the account for that property, the customer may get a response from the system to this regard. Please check your most recent bill and ensure the telephone number and email address is correct. If it needs updating, please contact BELCO’s Customer Care Department at 299.2800 or info@belco.bm.

38

B y B E LCO

Ensure tree limbs are cut back, so they will be less likely to take down power lines in a storm. BELCO has a public tree-trimming programme, but trees on your property are your responsibility. Branches should be kept at least 6 ft. away from lines. If tree limbs are dangerously close to lines, contact BELCO on 955 or 299.2804 at least three weeks advance so that electricity service can be interrupted while you are trimming trees.

Check with your insurer to ensure your home insurance covers storm damage, including power surges and spikes that may damage electronic equipment.

Post emergency contact numbers your household might need in a storm including friends’, relatives’ and emergency services.

sion to protect sensitive equipment; • Shut off valves on propane gas tanks and cylinders; • Fill bathtubs, sinks and extra containers with water and have household bleach on hand to purify water (one drop per litre or four drops per gallon); • Fill car and motorbike with gas; • Secure shutters and movable outdoor items; and • Make sure pets are indoors.

Have essential supplies ready, including: •

Candles, matches; flashlights and batteries;

•

Battery operated radio (Emergency Broadcast station, FM 100.1 MZ);

•

Portable gas stove and fuel;

•

Fire extinguisher and sand bucket;

Before the hurricane or storm: • Unplug appliances and electronic equipment, and detach cable televi-

•

First aid kit with fresh supplies; and

•

Non-perishable foods, including powdered milk, manual can opener; prescription medicines; special items for infants, elderly or disabled household members, and for pets.

After a storm, if your power is out, check with neighbours to see if theirs is out too. If they have already reported the outage to BELCO, then you do not need to. Please call if power has been restored to your neighbours, but not to you.

•

•

when power is restored. Do not open refrigerator or freezer doors and don’t forget to unplug appliances and electronics.

Report downed lines immediately to 955 (911 if you cannot reach a 955 operator), even during the storm. Stay clear of downed lines and away from piles of debris that may hide downed lines.

BELCO remains fully committed to providing safe and timely power restoration to all customers during outages. We encourage you to “LIKE” the BELCO Facebook page and follow the Company on Twitter (@BELCOBERMUDA).

You will receive regular outage updates along with other information such as tips for energy conservation and efficiency.

The Chatmore British International School Engaging children’s minds

To report an outage, call BELCO at 955. Please call only once, and only when the storm subsides, as crews cannot be dispatched in severe weather.

If power is out, turn off all lights, leaving only one on, so you will know

Tomorrow’s school, today!

Our small, Bermuda-based private school is committed to nurturing student’s individual strengths and creativity, developing effective problem solvers and encouraging our teachers, students and families to remain innovative, inquisitive and future-focused. We are accredited by NAEYC, members of COBIS and we utilize the IEYC/IPC/IMYC Curriculum.

Early Years (18 mths — 5 years) Primary (boys, 5— 12 years) Middle (boys, 12—14 years) Senior (boys, 14 — 16 years) VISITORS ALWAYS WELCOME!

CONTACT US: 504-1890 schoolsadmin@bercon.bm

Enroll today!

We are proud to announce our collaboration with The Reading Clinic and highlight our continuing relationships with Kaleidoscope, Function Junction, Utopia and Bermuda’s Brazilian Football School.

www.bermudaparent.bm

39

family life

BY CARLA SEELY, VP OF PENSIONS AND INVESTMENTS, FREISENBRUCH-MEYER

Costs of Raising a Family in 2016 aising children is rewarding and sometimes challenging, but one thing is certain: bringing up a child is expensive!

Whether you plan to have a small family or a large family, making sure you can afford the family size you choose is key.

In Bermuda, when it comes to maternity leave, most companies offer 3 months leave, however you may not get full salary during that period of time.

It’s important to check in advance what benefits your company offers so you can factor that into your financial equation. After your maternity leave is up, if you don’t have the luxury of a stay-at home parent you will need to consider child care costs, which is upwards of $250 per week.

Child care costs and education represent a significant portion of expenses related to children, but food, transportation, medical insurance, clothing and extra-curricular activities add up just as quickly. Some additional expenses that 40

parents sometimes forget to consider can include having to sell their existing home and buy a larger home to accommodate a growing family or the additional costs of raising a child with special needs.

The real cost of raising a child does vary depending on parent(s) income, current savings and goals for their children. Calculators like http://www.babycenter.com/baby-cost-calculator can be a good place to start when calculating the costs of becoming a parent.

Creating a budget during your child’s infant years will start you on the road to creating and implementing a financial plan in relation to raising a child. You might have to cut back in

certain areas to make your budget work or save up to cover the expenses if one person is staying home to look after the children. Some financial cuts will come naturally as your life changes to accommodate a growing family, while others can be a little harder to digest. You probably won’t be going out for dinner or heading to happy hour as often as you once did since your finances are now being allocated differently. Creating a budget is one thing but sticking to it is another!

As the children get older the cost of providing for them increases, and the challenges of paying school fees drains the already tight budget. Of course some parents can choose whether they want their children to be educated in a public or private school. But for most parents it’s not a choice, with private schools in Bermuda currently at an approximate $25,000 per year (including fees, uniforms, books and extra-

curricular activities) that can’t even be an option. Regardless of whether you choose one over the other, the most important thing to understand is what your options are early on. Dedicating a portion of your budget from day one towards saving for education will help you in the later years when you need to start drawing from it.

A great way to dedicate funds for long term savings for children is to make additional voluntary contributions to your company pension plan.

Most companies provide this option and allow for the members to withdraw the money from their pension in order to fund these types of expenses down the road. Make sure to check with your Human Resources Department that this is an option and that you can withdraw funds when needed.

If that is the case, then simply elect for the additional amount (perhaps 2 or 3% of your salary, for example) to be transferred directly from your paycheque into your pension account.

The next important area which is often overlooked is life insurance.

Protecting your child by creating an estate in the event of your death is very important. It’s not a great topic to think about, but it is reality. If you did pass away before your children were educated and financially inde-

pendent, would your partner or spouse be able to support your family on their income alone? Not likely. If you are a single parent, what would be the financial impact of your death on your children and the guardian who will be left financially raising them? Fortunately, you can plan for this contingency too and it does not have to be expensive.

The future is our children and a parent’s obligation is to financially support their family until that future arrives. There is no golden rule or handbook when it comes to raising children, but making sure you can afford to have a family and then giving your children every opportunity possible takes responsibility and careful planning. Carla Seely is the Vice President of Pension and Investments at Freisenbruch-Meyer.

If you would like any further information on this or any other financial topic please contact cseely@fmgroup.bm or call 441 297 8686.

Carla Seely is the Vice President of Pension and Investments at Freisenbruch-Meyer.

If you would like any further information on this or any other financial topic please contact cseely@fmgroup.bm or call 441 297 8686.

Protect

Your Home and Family, Not Your Lender

Mortgage Life insurance You’ve worked hard to find the right home and the right mortgage.

Now find the right mortgage life insurance protection. It insures you.

After all you’re the one making the mortgage payments.

To learn more, make an appointment with

Sharon Donawa

T • 297.8689 E • sdonawa@fmgroup.bm

75 FRONT STREET HAMILTON HM 12 BERMUDA

T• 441.296.3600

F• 441.295.6209 INFO@FMGROUP.BM

fmgroup.bm

www.bermudaparent.bm

41

Inspired by their Italian heritage, Ronzoni® pasta has been part of family meals for 100 years.

6/13/16, 3:39 PM

Supergreens Fajita Steak Spaghetti • 12oz RONZONI SUPERGREENS™ THIN SPAGHETTI • 2 tablespoons olive oil, divided • 1 tablespoon ground cumin • 2 teaspoons chili powder • ¾ teaspoon salt • ¾ teaspoon ground black pepper • 12oz boneless beef sirloin steak, well-trimmed • 1 large red bell pepper, cut into thin strips • 1 yellow bell pepper, sliced • 1 large onion, sliced • 2 large garlic cloves, minced • 1 large tomato, diced • Avocado, diced (optional) • Chopped fresh cilantro leaves 6/13/16, 3:59 PM • 2 lime wedges

Brush a large heavy skillet with 2 teaspoons oil and set over medium-high heat. Blend cumin with chili powder, salt and pepper. Rub 2 teaspoons of the spice mixture over the steak. Sear steak for 2 to 3 minutes per side for medium-rare or until preferred doneness. Remove to a board and tent with foil.

Prepare pasta according to package directions.

Meanwhile, add remaining oil, peppers, onion, garlic, and remaining spice mixture to skillet. Stir-fry for 8 minutes or until lightly browned. Slice steak thinly across the grain. Add hot pasta to skillet and toss to combine. Divide between four dishes. Top with sliced steak, diced tomato, diced avocado (if using) and lots of fresh cilantro. Serve each portion with a lime half to squeeze over to taste.

Penne Rosa • 8oz RONZONI® PENNE RIGATE • 1 tablespoon butter • 1 tablespoon garlic, minced • 1 can (14½oz.) diced tomatoes, drained • 1 teaspoon dried basil leaves • Salt and ground black pepper, to taste • 2/ 3 cup heavy cream • 2 tablespoons grated Parmesan cheese

oking Directions:

sh a large heavy skillet with 2 teaspoons oil and set BV23616_BDAparentMAG_2pgSPREAD.indd 1 edium-high heat. Blend cumin with chili powder, d pepper. Rub 2 teaspoons of the spice mixture over

Prepare pasta according to package directions; drain.

Meanwhile, in medium skillet over medium heat, melt butter; add garlic. Cook 1 minute; do not brown. Drain tomatoes, reserving juice. Add diced tomatoes with ¼ cup reserved juice, basil, salt and pepper; heat to boiling. Reduce heat; simmer 5 minutes or until most liquid is reduced. Add cream; heat through on low heat 1 minute or until thickened. Toss hot pasta and sauce; sprinkle with cheese. Serve immediately.

6/17/16 9:51 AM

Food

BY ALICIA RESNIK

Check Please ave you ever gone to a restaurant planning on a lovely, relaxed dining experience only to find your table located next to stressedout parents with rowdy kids? We’ve all been “that table!” Dining out as a family doesn’t have to be a nightmare. Here are some tips to make your next restaurant experience enjoyable.

• Choose a family-friendly restaurant. The Swizzle Inn and Flanagan’s Irish Pub both have children’s menus. Look them up on-line and build up your children’s “dining-out” excitement by letting them read what they’ll get to order!

• If you know the restaurant is popular, call ahead and make a reservation. Ask if it’s possible to have

a corner table or one in the back where you’ll feel less concerned about disturbing other diners.

• Practice at home. Before going to a restaurant, practice proper dining-out manners. Children love playing games so encourage them to play “restaurant” - using their ‘inside voices’, sitting still, using their utensils correctly, saying please and thank-you, and waiting patiently. Join in the fun and “model” the manners you want them to learn. Practicing will help your children know what behaviour is expected of them in a restaurant.

• Respect your child’s attention span! Waiting in a busy restaurant is irritating for anyone. For a hungry child – waiting might not bring out their best. Go when the restaurant first opens. This helps cut down on time waiting for your table, service and your meals.

• Plan to eat early. You might not be hungry at 5:00pm but, little stomachs are! Add the time waiting for your meal and it might be 5:45pm or later before you get to eat. Some restaurants are willing to bring out children’s meals first – ask your waiter or waitress if this is a possibility. Or, once seated, order appetizers to take the edge off everyone’s hunger.

• Bring activities to keep small children busy. Coloring books, cards or puzzles can keep children occupied while waiting for their meal. You can also play a family fun game of “Restaurant - I Spy.” • Leave the electronics at home! This is family time. Focus on conversation. Don’t hand over your phone or allow children to bring tablets or video games to the table. Consider this your “family date night” and include your children in the dinner conversation.

This is an excellent opportunity to practice conversational skills.

44

Family Friendly Restaurants Looking to take the family out for a meal?

Here is a list of family-friendly restaurants.

FryDays

House of India

Swizzle Inn

Island Cuisine

Flanagan’s Irish Pub

Pickled Onion

Specialty Inn

Parquet

Chopsticks

Mr. Chicken

Rosa’s Cantina

Pizza House

Frog & Onion Pub

Northrock Brewing Company

Portofino’s La Trattoria

• Discuss your expectations ahead of time. Be clear with your children about how they’re expected to act while eating out and what the consequences are if they don’t follow your rules. If your child misbehaves, remain calm and stick to your pre-discussed consequences; even if this means leaving the restaurant.

If spaghetti lands on the floor or drinks get knocked over – don’t panic! The world won’t end. Learning new skills takes practice. Learning how to act in different situations is important. It increases children’s self-esteem, confidence and helps them develop essential life-long social skills.

236.4700

10 Harvey Rd Paget

www.bermudaparent.bm

45

family life

Your Passion is Your Purpose!

S

ome people are blessed to discover their passion at a very early age, while for others, it can mean going through several interests to determine what they really enjoy doing.

At the tender age of 12, after taking my first sewing class, I knew that I wanted to be a fashion designer. I fell in love with sewing and created beautiful clothing. Unfortunately, my dream of this exciting career came to a halt when someone told me, “You won’t go far with that in Bermuda.” Though I sewed for many years, I never became a fashion designer, and I have never forgotten those discouraging words.

Should living in Bermuda hinder your passions, career choices, future aspirations? Of course not! The world is your playground, and no matter how far-fetched your desires may be, no one has the right to dissuade you from 46

pursuing what’s in your heart.

So how do you know what your passion is? Let’s define what passion is first. Passion is what resides in your heart; it’s what keeps you up at night and keeps you motivated. It’s something that you would do for free because you love it so much.

The sooner you discover your passion, the sooner you can build a career living that passion. When you discover your passion, you discover your purpose! So what is the right age to start living your passion? Whenever you discover that one thing that makes your heart soar, that one thing that you’ll do all day long, then you know you are at the right age to start your journey of purpose! It could be at age 5, 25 or 50!

It doesn’t matter.

Of course it is far better to discover what you love doing at a young age, and then pursue your career accordingly.

Keep in mind that creating a career from your passion doesn’t necessarily mean that you have to go abroad to

BY LYNNE E. WADE

school. Jobs are not guaranteed because you have a degree or two. Often you hear of stories where people obtained degrees, got that “awesome” job, only to return to their passion - a lawyer to a baker, an engineer to a seamstress, to name a few real life situations.

If you have already discovered your passion, take time to make it a part of your everyday life. Develop and enhance your craft, skill or talent bit by bit, and have a career that you’ll always love! If not, discover your passion and begin living the life that you were meant to live. Remember, your passion is your purpose! Create the life that you want, because living a life outside of your passion, outside of your purpose, is simply existing.

Lynne Wade is a Certified Passion Test Facilitator for Kids, Teens and Adults. Contact her at purposeandpassions@gmail.com or 599-1232 to learn more about discovering your passions. Also, you can visit her website at www.purposeandpassions.com

Subs and Salads

day is FryDay Every

FryDays Wahoo Sub Served with apple coleslaw, cheese and tartar sauce

FryDays Bites

FryDays Chicken Sub Served with lettuce, tomato, cheese and BBQ parmesan ranch sauce

Sweet FryDays Wings MysTiques BBQ Wings FryDays Chicken Fries FryDays Wahoo Fries

FryDays Philly Cheese Steak Sub Served with mozzarella cheese, fried onion and pepper

FryDays Wafflelicious Sandwiches

FryDays Veggie Burger Sub served with apple coleslaw, lettuce, tomato and cucumber FryDays Wahoo Salad

Wahoo Fish Sandwich Served with Apple Coleslaw and Traditional Tartar Sauce Chicken Sandwich Served with Lettuce, Tomato

FryDays Chicken Salad

Cheese Burger Sandwich Served with Cheese, Lettuce, Tomato

All FryDays Subs served with fries

All Waffelicious Sandwiches served with fries

French Fry Meals Create Your Own Pizza Fries with choices including: Pepperoni | Hamburger | Onion | Pineapple | Peppers Chicken | Mushrooms and Spinach MysTiques BBQ Chicken Fries Steak and Fries Chicken & Waffles Jerk Chicken Fries with Peppers and Pineapple Chutney Bacon Cheese Burger Fries

Invent Your Own Fries @ FryDays 1

CHOOSE YOUR FRENCH FRY

‘Wrap It Up’ @ FryDays FryDays Wahoo Wrap Served with apple coleslaw, cheese and tarter sauce

Waffle | Sweet Potato | Shoe String | Pub Fries Curly Fries | Zucchini

FryDays Chicken Wrap Served with lettuce, tomato and cheese

2

CHOOSE SEASONING

FryDays Caribbean Jerk Chicken Wrap Served with lettuce and sweet pineapple chutney

3

CHOOSE TOPPING

4

Ketchup | Sour Cream N’ Onion | Salt N’ Vinegar Garlic Parmesan

Cheese | Fried Onions | Jalapenos | Sour Cream Tomatoes | Peppers | Mushrooms | Bacon | Spinach

CHOOSE SAUCES

Strawberry Ketchup | Cinnamon Marshmallow FryDay’s Mayo | Garlic Blue Cheese | Curry Mayo Honey Mustard | MysTiques BBQ | Spicy Ketchup

Caribbean buffet twice a week on Thursday & Friday!

Come vist us today!

2nd Floor, Bermudiana Arcade 27 Queen Street Hamilton HM11 Tel: 441-232-3297 www.frydaysbermuda.com

FryDays Bermuda

frydays_bermuda

family life

BY JONATHAN ROBINSON, SALES MANAGER, COLONIAL LIFE ASSURANCE

Protect Your Family

While You Can..... ou work hard to provide for your family, to try and make sure they have everything they need.

Then one day, you are gone.

In a very moving article I read recently, a father stated that his biggest regret was not purchasing a life insurance policy for his family, he died a couple of days after the article ran.

While life insurance can never replace you, it can mean that those left behind are at least financially self-sufficient and are able, in at least one way, to cope with the loss.

Yet knowing that life insurance is extremely important, why do so few of us actually bother to take out cover?

Most Bermudians would agree that life insurance is needed, however about half that number actually have coverage.

Here, we take a look at some of the main reasons why people should invest a relatively small amount every month to ensure peace of mind.

One of the top reasons people give for buying life insurance is for income replacement. In the event of something happening, life insurance can help provide sufficient money to make up for the loss of a steady income.

Life Insurance is also another way of transferring your wealth to your children. It can be very comforting to know that life insurance provides cash benefits to your beneficiaries at a time when it may be most needed.

It is a simple answer to one of life’s most difficult questions: “will my family be financially secure when I die?” Planning for the future is a precautionary

measure to one of life’s most uncertain but inevitable moments. Don’t be like the father, and leave regrets.

And one of the last things you want to leave your loved ones to deal with are the funeral costs. Life insurance coverage will provide more than enough money for your family not to have to worry.

Although it is a very difficult subject to deal with, death should not mean debt and life insurance provides peace of mind regarding your family’s financial future – you know that they will be economically secure and not struggling to cope, at least financially.

If you are diagnosed with a terminal illness, meaning you have 12 months or less to live, your life insurance can be cashed in, which will allow you to maintain dignity by allowing you to settle arrangements for your family or dependents.

One form of life insurance - Term Life Insurance - can also provide mortgage protection. It can protect your family’s largest asset and perhaps largest financial responsibility, ensuring

that the home is secured and prevent a major asset loss.

What is often not appreciated is how life insurance can help with a business. For instance, if you own a small business, a life insurance policy could allow your partners to seamlessly purchase your portion of the business and compensate your heirs.

Whatever your reasons for investing in life insurance, it is always better to buy as early as you can.

If you think you’re too young to be considering life insurance, you should know that it’s better to secure a low rate at a young age rather than wait.

After the age of 40, premiums become noticeably more expensive, along with additional medical requirements.

Buying life insurance at a younger age offers the same protection, but for a better rate.

Life Insurance is like a parachute - if you don’t have it when you need it, you could leave those you love most exposed to financial ruin. www.bermudaparent.bm

49

Give him

a healthy life every day

He's family

COMPLETE AND BALANCED

PROTEINS FOR STRONGER MUSCLES

OF NUTRITIONAL REQUIREMENTS

We carry a large supply of party decorations and supplies for your special occasion

PARTY PLUS

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63 South Road - Devonshire DV 08

236-7244

partyplusbda@hotmail.com Please Pre-Order Balloons

Mon-Fri 10am-6pm Sat 9am-5pm Sun 10am-1pm

More Opportunities...

SEM has created a culture of achievement, scholarship, and leadership for girls since 1851. No uniforms and nonsectarian, trust is intrinsic and creative, independent thinking is valued. Our humanities, arts, and unique STEAM curricula, clubs and athletics, which include skiing, squash, golf, field hock hockey, crew, and sailing are available to all girls with our 5- and 7-day boarding.

No International Fees

buffaloseminary.org

Welcome new patients & emergencies!

We care for you & the little ones too!

Tel: 236-4477 Mon-Thur 8:00am - 5:00pm Fri: 8:00am - 12pm Closed for Lunch: 1:00pm -2:00pm 2 Southcourt Avenue, Paget

www.kerinoralcare.com

Independent day and boarding school for college-bound girls

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51

LifeChoices Don’t leave your family’s future financial security to chance.

Now is the perfect time to take stock of your life insurance needs. Do you need life insurance? If you tick “yes” to any of these below, you do!

Yes No

You You You You You You You You You

are married are married with children are a single parent are a stay-at-home parent have grown children are retired are a small business owner are a home owner are single but supporting aged parents

Ask for a quote. CALL 293-5433 or visit www.cgigroup.com

September is Life Insurance Awareness Month

COLONIAL LIFE ASSURANCE CO. LTD. Jardine House, 33-35 Reid Street, Hamilton HM 12 Tel. 293-5433 www.cgigroup.com A member of Colonial Group International insurance, health, pensions, life

BOARDING SCHOOL SPECIAL

The Transatlantic Dream Team Bermuda and EF Academy (New York)—When Bermuda Parents Magazine approached me to write an editorial about our school, I was honored to have the opportunity to express my gratitude for all the amazing Bermudians and ex-pats living in Bermuda whom I’ve met and gotten to know in this past year since my first visit to the island. I’d especially like to thank the administration of Somersfield Academy, who welcomed us to their school and opened the door to a future full of possibilities among our IB programs. Your wahoo fritters and rum swizzles charmed me. Your exuberant tree frogs and pink sand beaches delighted me. Your enthusiasm for international education and the desire for your children to experience a bigger world inspired me.

Before coming to Bermuda, I did not grasp the extent to which my school would be a dream match for so many Bermuda students. But when I spoke to parents and

| By Jason M. Kirschner

educators, and when I learned more about Bermuda’s rich history and academic traditions, I suddenly realized how fortunate I am to represent a boarding school that uniquely compliments education on the island in the ideal international environment for young people to prepare for university and pursue their passions on another level.

The curricula at EF Academy align beautifully with those espoused in Bermuda. For grades 9 and 10, EF Academy offers the iGCSE curriculum, which is not only an excellent preparation for the UK A-Levels, but also for the International Baccalaureate Diploma Program, for students in grades 11 and 12. Both the iGCSE and IB deal much less in rote memorization and multiple choice tests, preferring

www.bermudaparent.bm

53

BOARDING SCHOOL SPECIAL

to focus on more significant student-driven research, discussion, debate, and written explanation of more in-depth themes and concepts. They cover all subject areas from liberal arts to hard sciences and fine arts to social sciences. The A-Levels track, on the contrary, is designed specifically for students aiming to enter a professional track in a UK university right after high school/college. One would take just 4 subjects that focus on particular pre-professional categories including

54

medicine, law, and business. Because the A-Levels are so specialized for entry to UK universities, the track is offered specifically at our two UK campuses (Oxford and Torquay), while the IB is offered in the UK and also at our US campus.

EF Academy’s largest campus is only a short 2-hours flight from Bermuda. The campus has an enrollment of 800 students and boasts 98 acres of forested grounds just 50 minutes north of Manhattan by accessible commuter train. Thornwood, New York, also happens to be the perfect launchpad for students to explore their independence in a neighborhood that strikes the balance between overwhelming urban center and “middle of nowhere.” As long as they return for nighttime curfew, our upperclassmen have the liberty to visit New York City on weekends, where they enjoy all the educational and cultural opportunities impossible to find on the island on the same scale—Broadway shows and ballet, art and science museums, and restaurants.

Our UK campuses offer a smaller alternative, with only 200 students each. Torquay is a quaint seaside town on the southwest coast of England, not far from Plymouth and Exeter. It’s particularly suited for students who enjoy the outdoor activities like rock-climbing or sailing. Our school in Oxford is a 10-minutes bike ride to the city center, where students stroll along the cobblestone streets, patronize bookstores and coffee shops, and occasionally take the

bus to London to enjoy cosmopolitan adventure after a week of classes.

Intercampus exchanges open up additional crosscultural opportunities and club offerings from Model United Nations and Coding clubs in the US to Oxfam and Duke of Edinburgh in the UK. Beyond the academic experience, Bermudians and ex-pats become part of an internationallydiverse student body and faculty. EF Academy students hail from 80 countries, and unlike traditional American or British boarding schools, EF is not dominated by domestic majorities.

Bermudians can represent their background as a student ambassador at what feels like a United Nations in a high school.

You as parents recognize the value of making lifelong connections to future political and industry leaders in many different countries. The return on investment of a modern global education and an international alumni network goes well beyond the years spent in high school.

Our mission at EF Academy is to provide a superior education, thorough preparation for university, and a future that knows no borders.

Not only do we aim to break down borders on a global scale, but also to break down the internal barriers that keep young people from realizing their full passions and potential and discovering their place in the world. www.bermudaparent.bm

55

BOARDING SCHOOL SPECIAL

Blundell’s School, Devon, UK

B

lundell’s is an independent co-educational day and boarding school for ages 11 to 18, founded in 1604. It is situated in the South West of England in a safe semi-rural area which can easily be reached by road, rail and air.

The school supports and guides young people to achieve their very best in whatever sphere they choose, providing ‘roots’ for security, based on friendship, respect for others and personal values; and ‘wings’ to succeed in the challenging world beyond school. It offers a truly international education whilst restricting numbers of students from other countries to around 10% so that pupils from overseas can really experience an English boarding school.

Blundell’s is academically strong and encourages

56

a genuine love of study and scholarship with students successfully progressing to a wide range of courses at the strongest universities, including Oxford and Cambridge. The school is well-known for the creative arts and for sport, including an imaginative ‘sport for all’ programme which gives every pupil the chance of

finding something to join and enjoy.

There is also a wide range of clubs and activities which encourages pupils to develop interests outside the classroom.

To learn more about the happy allround education that the school offers, the Head of Blundell’s, Mrs Nicola Huggett MA (Oxon), would be delighted to meet you during her stay in Bermuda between 9 -11 September. She is holding a drinks reception on 9 September or appointments can be made at other times; please see our advert in this magazine or contact a.oliver@blundells.org www.blundells.org

Senior School (11-18) Boarding and Day

• First-class education in a fantastic rural location, easily accessible by rail (two hours from London by train) and air (20 minutes from nearest regional airport).

• Full range of generous scholarships available.

The Head, Mrs Nicola Huggett, would be delighted to meet you at a drinks reception on Friday 9 September 17.30-19.30, in the Marcus Room, Fairmont Hamilton Princess. Alternatively, contact a.oliver@blundells.org to schedule an appointment on 9-11 September.

Tiverton • Devon • EX16 4DN • UK • www.blundells.org www.bermudaparent.bm

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BOARDING SCHOOL SPECIAL

The Gow School

T

The Gow School is a college prep boarding and day school for students, grades 7-12, with dyslexia or similar language-based learning disabilities.

By combining a structured program and environment with flexibility, individualization, and room for fun, Gow provides a rich school experience.

This is precisely what dyslexic students need to learn.

2491 Emery Rd • South Wales, NY 14139 P 716.687.2001 • F 716.687.2003 • gow.org

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he Gow School is a college-prep boarding and day school for students, grades 7-12, with dyslexia and similar language-based learning disabilities. Focusing on small class sizes, 3-7 students per class, and a low 4:1 student to faculty ratio, The Gow School offers a multisensory approach to teaching that enables dyslexic students to thrive. The Gow community has a sense of belonging, of equality, and of connection born on common trials and shared triumph.

Gow has a start fast, finish strong mentality and students typically start to see progress soon after they step foot in our classrooms. Progress typically comes quickly, soon after they invest themselves in the program. At the School’s core is a structured program designed to help students navigate the academic day and a daily schedule designed to keep students busy. Between a packed class schedule, after-school sports, study hall and Saturday classes, there is little unprogrammed time.

In July, the school’s co-ed summer program is five weeks of learning and fun for ages 8-16! The Gow School Summer Program is for students who have been experiencing academic difficulties, or have been diagnosed with dyslexia or specific learning disabilities. The Summer Program runs from the end of June to early August with morning academics, afternoon fun and games and weekend adventures! The Gow School Summer Program gives students academic tools and self-confidence they can take with them wherever they go; to the classroom and beyond.

St Edmund’s School Canterbury

E

stablished in 1749, St Edmund’s is a distinctive boarding and day school for boys and girls aged 3 – 18 that provides a lively, challenging education in a nurturing environment and is proud to be the choir school for Canterbury Cathedral. Academic standards are set high and the school is renowned for its excellence in Music, Drama and Art as well as its sporting success. Boarding (from age 11) at St Edmund’s offers a family experience which values the individual. The school is located on a beautiful site overlooking the vibrant city of Canterbury and its close proximity to London’s airports and stations gives international pupils convenient access to the school.

Be all you can be St Ed’s is a day and boarding school where every pupil is connected by a love of learning, the pursuit of possibility and the challenge of being the very best they can be.

01227 475601 | www.stedmunds.org.uk

More than a school www.bermudaparent.bm

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BOARDING SCHOOL SPECIAL

Eagle Hill School Eagle Hill School is a co-educational college preparatory boarding school that provides an individualized education for students identified with language based learning (dis)abilities including Dyslexia, Dysgraphia and ADHD (inattentive type). Eagle Hill believes in learning diversity, not disability, discarding notions of boxes and limits and empowering students with self-knowledge, self-confidence, and self-advocacy skills. EHS is a candidate school for the IB Diploma Programme.

Eagle Hill School www.eaglehill.school

413-477-6000

Hardwick, Massachusetts

*Only schools authorized by the IB Organization can offer any of its four academic programmes: the Primary Years Programme (PYP), the Middle Years Programme (MYP), the Diploma Programme or the Career-related Programme. Candidate status gives no guarantee that authorization will be granted. However, if approved, Eagle Hill School will begin offering the IB Diploma Programme in September of 2017.

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O

ur community is one of encouragement, caring and aspiration.

With innovation, tenacity, and trust, faculty not only teach students; they reach students, who learn to use their strengths to compensate for weaknesses and triumph over their past. In this immersive boarding school environment, Eagle Hill helps students achieve far more than they thought possible—from high school graduation to preparation for college and a fulfilling future.

With an average class size of five students, learning is individualized and tailored to meet the specific learning needs of each student. Eagle Hill School will provide remedial instruction in any subject area where a student is working below grade level. Additionally, Eagle Hill provides challenging academic classes, and it is not unusual for a first year student to receive remedial instruction in one subject area and be in advanced classes in other subject areas.

Eagle Hill School offers specific reading approaches, honors course work, and multi-sensory teaching.

St. Timothy’s School

| By Leslie Lichtenberg

S

t. Timothy’s is a private, all-girls boarding and day school for students in grades 9-12, offering the International Baccalaureate Diploma Program (DP) and Middle Years Program (MYP). Our goal is to prepare students for lives of meaning and consequence by providing a comprehensive and flexible academic program in a supportive, richly resourced, and beautiful setting.

The School’s residential structure enables faculty to support students in their personal, social, and intellectual development. Boarding and day students – as well as our parents, alumnae, and friends – appreciate the individual attention, the community atmosphere, the spiritual richness, and the high standards that characterize the St. Timothy’s experience. The academic program fosters excellence in all disciplines within the liberal arts tradition. Faculty members guide students in mastering skills, acquiring knowledge, and thinking critically, creatively and independently. The School strives to help girls achieve their potential not only intellectually, but also artistically, athletically, and morally, so that they may lead responsible and fulfilling lives.

Courage, Confidence, Curiosity St. Timothy’s School is an all-girls secondary, residential International Baccalaureate (ib) World School with students from over 25 countries.

Conveniently located one hour from Washington, dc, three hours from New York City, and just outside of Baltimore, md, on a 145-acre picturesque campus.

c o n ta c t u s t o l e a r n m o r e ! a d m i s @ s t t. o r g 4 1 0 · 4 8 6 ·74 0 1 w w w. s t t. o r g

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61

CELEBRATE YOUR CHILD’S BIRTHDAY!

birthday wishes!

Arohi Veera July 7 Happy birthday to our little mermaid.

A’jahni Foggo Aidyn & Cedric Park August 30 Happy birthday! Love - BD&G

Aiyanna Bean September 4 Happy 7th birthday Yanna!!

From all your family!! We love you very much!!”

July 4th Happy 4th Birthday A’jahni. We are so proud of the intelligent, helpful, handsome little man you’re becoming.

We love you so much from Mommy, Daddy & Family.

Kyra Vieira & Seven Philpott Aug 8 & July 11 Kyra, Happy 11th Birthday to our beautiful young lady.

Seven, Happy 9th Birthday to our handsome young man.

Love, Mom and Jayden. xo

A-Nhièz DeShields September 7 Happy 3rd Birthday A-Nhièz.

Love, Mommy, Daddy and Baby Brother Siah.

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Arohi Veera July 7 Happy birthday to our little mermaid.

Honor Haak

Kenji Lima, Ryu Lima, September 9th, July 4th

July 17 Happy 1st Birthday Honor with lots of love from Mommy and Daddy.

Kenji Happy 2nd Birthday and Ryu Happy 4th Birthday! We love you so much and your laughter and smiling face brings us so much joy. May God Bless you and keep you safe always. Love, Mama, Daddy & all your family and friends.

Quannae Lowe September 27 Happy 10th Birthday Nae! Love Mommy and your entire family.

Kasci Stoneham August 5 Happy First Birthday on August 5!

Ryan Robinson September 9 Happy 7th Birthday Ry! We all Love you. Mommy, Daddy, Riana & Ra’Mya

Kourtney Ward Saniya Place August 20 Happy 7th Birthday! Love Mom & family.

Maiiz Empress Mable Gibbons Birthday in Heaven August 22 Happy 1st Birthday in Heaven Maiiz Empress Mable Gibbons. 8.22.15-9.15.15. We miss you dearly, Love Mommy & Daddy, Big Sis Da-Xia, Godma Anshawna and family.

Nevaeh-Grace Thomas October 5 Happy Birthday Princess we love you !! Love mommy, step daddy, little brother, nana, papa and Khyle. Let your light shine baby girl

August 15 Happy 5th Birthday Kourtney!!!! Love Mommy & Daddy.

Ariah Brown September 11

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63

Amaya & Amira Whitter July 2 Happy 1st Birthday Amaya & Amira Whitter!

Lots of Love & Blessings from Mommy, Daddy and your entire family.

Donovan Singer

Carter Simons-Crane September 3 Happy 3rd Birthday Carter Andrew. Love always Mommy & Daddy. Continue to be the light of our life and heart of our world.

Always and forever our baby boy.

Caiden Wellman

May 11 Caiden we wish you many more years of health, laughter, and knowledge! God bless you! Keep on smiling! We love you!! - Dad, Mom & sis Camila

August 12 Happy 1st Birthday Mini! We love you so much! Love, Yee yee, Yee Jerng, Bui Gor Ryu, and Bui Gor Kenji.

Kallan Todd August 2 Happy 10th birthday love Mom!

J’len Arorash July 15 Happy 1st Birthday J’len!

Love Mum and Dad.

Isaac Metschnabel July 24 You can just say Happy 1st Birthday! Love, Mommy, Daddy, and Ella.

Kaleb Camara August 20 Have the best birthday for the best little boy there is. We love you very much!! Xoxo Love, Mom and Dad.

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Téizh Hall

Ria Adams

July 24 I’m proud of you sweetheart.

Keep striving for excellence and making me proud. Love Mommy!

September 26 Happy Birthday to the sweetest one year old little girl ever known.

BPM

kids

Got a great picture of your child? Send it and it may appear in our next issue.

Send it in by email to photos@bermudaparent.bm

BPM

kids

Got a great picture of your child? Send it and it may appear in our next issue. Send it in by email to photos@bermudaparent.bm

D E PA R T M E N T O F PA R K S

notice

Dogs, Horses and Bonfires

Notice

Dogs and Horses on Public Beaches

Dogs

The Department of Parks is informing the general public The Regulations and Policies regarding Dogs in that as of the 1st November 2012, the 1988 Bermuda Protected Areas are as follows: National Park Regulations have changed regarding dogs• From April 1st to October 31st dogs are NOT PERMITTED to be on any of the public beaches. and horses on the public beaches, under the jurisdiction • Dogs can be walked either on the trails, in parks or on the dunes, of the 1986 Bermuda National Parks Act. in South Shore Park at anytime.

Horses

Dogs are permitted to be on the public beaches until • the 31st March 2013.

• The dogs must be on a leash atHorses all times.

The Regulations and Policies regarding in Protected Areas arethis as period follows: During until the 30th April 2013 horses are • •

NOT onany theyear following beaches at any time: 1st November topermitted 30th April in no person shall take or ride • a horse on 1.

Horseshoe Bay beach in the South Shore Park or on the John Smith’s Bay Park beaches in John Smith’s Bay Park and Elbow Beach Park but may Elbow Beach take or ride2.a horse on all otherPark public beaches below the high • water mark3.at any time; Horseshoe Bay Beach ( South Shore Park )

•

From 1 MayThe until 31 October horses areoperators, NOT PERMITTED to be on cooperation of dog kennel and the owners of dogs, any beach in South Shore Park (inclusive of the following beaches: in abiding by the regulations, is greatly appreciated.

(Port Royal Cove ) Horseshoe Bay, Peel Bay, Butt’s Beach, Wafer Rocks Beach, Chaplin Bay, Stonehole Bay, Jobson’s Cove and WarBermuda ParkBeach Regulations 1988 wick Long Bay) John National Smith’s Bay, Elbow and Shelly Bay.

•

•

Special p relating to

Please carry and use theNational DOGIPOT litter pick-up bags as you 1988 Bermuda Park Regulations travel in the designated areas at all times.

1. (1) Subject to paragraph (2), no person shall, in any Dogs must be onprotected a leash at area ALL times.

Dogs are NOT(a) PERMITTED in the Main Show Ring in Botanical take a horse other than on designated roadways or trails Gardens. (b) ride a horse in a manner likely to cause danger to Members of the general public are reminded that Botanical any person therein; Gardens is closed to the public at sundown each day. (c) ride a horse at a speed greater than fifteen kilometers For safety and health reasons dogs are NOT ALLOWED on per hour; National Park playgrounds. (d) being in control of a horse leave the horse unattended w it is not properly tied to some suitable object, other than tree or shrub;

Bonfires

(e) mindful lead from of horse-back a riderless horse which is not Patrons must be the appropriately bridled; rules and regulations outlined lunge fires or break Nountil person shall, being the and owner of,or inofcontrol a dog – for recreational(f)open From 16.May 31 October owners handlers horsesof, may as in any horse; take or(a) ride the horses on all other(b), public withunleashed the follow-on to mandated by the (g) ride a horse in excess of a slow walk when passing in Bermuda subject to paragraph bringbeaches such dog ing restrictions: owners and handlers can ONLY take or ride the the vicinity of other any protected area; or National Parks Act 1986 and The members of the public using the are horses below the high water mark between the hours or 5:00 a.m.

Bermuda National Parks Regulations BERMUDA NATIONAL PARKS AMENDMENT REGULATIONS 19 (b)a.m. bring such dog on to any public beach in a protected area during and 8:00 the period from the 1st April to the 31st October in any year; 1988. or In exercise of the powers conferred upon the Minister by section See www.bermudalaws.bm.

The cooperation of stable owners, as well as horse owners and 25 of the Bermuda National parks Act 1986, the following regula (c) in subject toby paragraph bring National such dogParks on toRegulaany protected• areaAll bonfires require a special permit which must be obtained handlers, abiding the 1988 (b), Bermuda are hereby made: usingBermuda a leash greater three in appreciated. length, or from the Department of Parks’ Office. tions and 1986 Nationalthan Parks Act,meters is greatly Amendment ofpermit, BR 49/1988 (d) cause, permit or suffer such dog to annoy or disturb any person • Upon obtaining a special patrons will receive all the (2) During the period – conduct within our in any protected area.

NOTE: From January 1st to December 31st Horses and Dogs necessary5information on proper bonfire

are not allowed within any Nature Reserve.

national parks. (a) 1st November to 30th April in any year no person sh Also by signs and notice: No dogs in the Main Show Ring at Botanical take or ride a horse on Horseshoe Bay, John Smith Gardens and no dogs in Coopers Island Nature Reserve.

Bay and Elbow Beach but may take or ride a horse all other public beaches below the high water mark If you have any questions regarding the information above, anyplease time; contact

(b) 1st May to 31st October in any year no person shal the Department of Parks at 236-5902 or e-mail parksdept@gov.bm

take or ride a horse on Horseshoe Bay, Johns Smith Bay, Elbow Beach and Shelly Bay but may take or ri

... a Slide and Swing

Combo!

WE HAVE MORE THAN YOU CAN IMAGINE! For the every days and special days, we’re always here for you!

... the perfect

Stroller!

... a bubble blowing

Lawn Mower!

... a muscle building

Balance Bike!

... Shopkins Season 5!

*Bermudian Magazine’s ‘Best of Bermuda’ Award, 2016.

... an NSG Pogo Stick

... Imagine no further, visit ...

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