SYAL

BEST INTERNATIONAL BANKING & FINANCE SME 2023 - GLOBAL

I have had many role models throughout my career, including leaders who showed me what good leadership should look like and the positive impact it can have on people you are working with I have also been inspired by individuals such as my mother and my dear friend Kulwinder, who have gone through downs in life and had managed to bounce back to thrive new heights Their journeys do remind me that although we cant control events in our life but we can control our reactions and actions to deal with them. Their fighting spirit and never-give- up attitude is a huge inspiration to me

I believe that we should never stop learning and seeking feedbacks This process will rather help us with continuous development and growth cementing belief in our own ability I am have always applied these principles and have not let an awareness of your own development areas impact my confidence levels or self- belief So matter what stage you are at in your career, you can continue to learn, evolve and grow

BEST HCM FINANCIAL SECURITY SOLUTION: DAILYPAY - GLOBAL

DailyPay is reimagining the way money moves, from the moment work starts For decades, employees were controlled by the invisible rules of money Rules that only give you biweekly access to your pay even when you worked and earned your pay. Rules that decide who has access to the best banking services Rules say you pay your rent in advance but get paid by your employer in arrears

These rules, written and enforced by an analog 20th-century payroll structure, have forced most of the American workforce to turn to predatory financial products when short on cash to make ends meet or to pay for an emergency expense. When tens of millions of households face financial hardship, it bleeds into work and ultimately the economy People are less engaged at work, companies make less profit, families are less secure and there’s less money circulating throughout the economy

To tackle these challenges, DailyPay built a new financial system that’s centered around the employee Our first-of-its-kind technology platform gives our users a real-time accumulating balance of available funds as they work throughout the pay period We have seen DailyPay users, who once relied on overdraft and credit to make it to the next payday, begin to save their hard-earned pay before payroll is even run. By putting money in the hands of the people when they need it and when they earn it, we can break the negative cycle of financial stress that has endured for too long

Our mission to rewrite the invisible rules of money to create a new financial system that works for everyone continues to grow We see a world where every worker has the opportunity to pay bills, spend, save, or invest on their own schedule - not an arbitrary payday We see a world where payday loan shops shut down because working Americans have access to the money, they’ve worked hard for to pay bills and stay out of the vicious cycle of debt

We are unwavering in our commitment and dedication to financial equity for all working Americans as we change pay…for good.