hdfc bank millennia credit card

What Is HDFC Bank Millennia Credit Card?

HDFC Millennia Credit Card is best suited for millennials who frequently shop online and want to earn significant value back on their spends. The credit card offers benefits on everyday brands like Zomato, Uber, Amazon, Flipkart, etc., which makes this a suitable option for online purchases. However, this credit card does not offer direct cashback, you will receive CashPoints for your transactions which can be redeemed against a variety of options. This can be your preferred choice if you shop with the brands HDFC Bank has collaborated with and want to earn decent rewards on your transactions.

What Are The Benefits Of HDFC Bank Millennia Credit Card?

Welcome Benefits

You will receive gift vouchers worth Rs.1,000 if you spend Rs.1 lakh and above in each calendar quarter during the first year only.

If you make a transaction of Rs.30,000 and above in the first 90 days, your membership fees for the first year will be waived off.

When you pay your membership fee, you will get a renewal benefit or a welcome benefit of 1,000 CashPoints.

You will get a waiver on your renewal membership fee if you spend Rs.1 lakh and above in the first year. Earn cash points worth up to Rs.2,250 per month.

ashback Benefits

You can get a cashback of up to 5% on all your purchases or accumulate and redeem the cashback as CashPoints.

ashback can be earned by the below-given ways:

If you make payment for your shopping via SmartBuy and PayZapp for at least Rs.2,000, you can earn a cashback of 5% or Rs.750 per month. The maximum cashback given is Rs.1,000 per month for the initial 6 months from the card issue date.

Get a cashback of 2.5% and a maximum of Rs.750 per month provided the transaction amount is Rs.2,000. This is available for online spends.

All your offline purchases, wallet reloads, purchases through point-of-sale, etc., can earn you cashback of 1% on minimum purchase of Rs.100. The maximum cashback offered is Rs.750.

EMI transactions are also eligible for cashback benefits

What Are The Fees Of HDFC Bank Millennia Credit Card?

What Are The Features Of HDFC Bank Millennia Credit Card?

Cashback of 2.5% on all online purchases (on minimum purchase of Rs.2,000).

5% cashback on Flipkart, Amazon, and flight & hotel bookings done via SmartBuy and PayZapp.

1% cashback on all offline purchases and wallet reloads (minimum purchase of Rs.100)

1% waiver on fuel surcharge. The maximum waiver allotted is Rs.250 per month. 8 domestic lounge visits per year are provided on a complimentary basis.

Should you get HDFC Millennia Credit Card?

HDFC Millennia Credit Card offer benefits on everyday brands like Zomato, Uber, Flipkart, Amazon, etc. which turns out to be its unique selling proposition. Though a lot of credit cards are now focusing on such practical spend categories, Millennia was among the first few cards to come up with these features. The card also gives 1% cashback on EMI transactions and wallet reloads, which is quite a rare benefit.