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Regd. No. MH/MR/South-160/2012-14 RNI Regn. No. 43675/1985 MUMBAI  MONDAY, FEBRUARY 10, 2014  32 PAGES  `3 Website:

Aft er oo


DESPATCH & COURIER By Khushboo Panjabi

crore as interest on the money that it was supposed t may seem surprising, to spend on development but the Brihanmumbai work in the city. Municipal Corporation When the statistical report (BMC) apparently has plenty of the BMC budget of the of money saved in its idle last 12 years was examined, fund and is earning interest it was found that 30 to 40 per on this amount, in crores. cent of the capital budget of The money allocated in the the civic administration has budget every year is sup- not been used for the develposed to be utilised for the opment of the city till date, betterment of the city, but and has actually been dehardly any of it is spent, and posited in the bank. Accordhence most of it goes into ing to the report, last year, the bank. the civic authority used only If the figures are to be be- 22 to 25 per cent of the total lieved, the civic body will capital budget for the develearn a whopping Rs.1,000 opment of the city.



2000 – 2001 2001 – 2002 2002 – 2003 2003 – 2004 2004 – 2005 2005 – 2006 2006 – 2007 2007 – 2008 2008 – 2009 2009 – 2010 2010 – 2011 2011 – 2012 2012 – 2013

Revised estimate Rs. in crores 917 985 1,067 1,161 1,159 1,725 2,624 3,295 5,636 6,947 6,448 5,516 6,521

MUMBHAI Vikas Sabnis

Expenditure Rs. in crores 647 710 710 785 719 1,213 1,739 1,990 3,861 5,089 5,017 3,954 4,559


70.61 72.00 66.54 67.65 62.02 70.36 66.26 60.26 68.50 73.27 77.80 71.69 69.92

BMC chief accountant, Ram Dhas, said, “The revenue generated from the income (the interest) is spent completely on administrative work. If problems occur during the development process, the work is stopped, and the money from the capital budget is deposited in the bank.” He added, “In all, there are 26 funds, two of which are the provident fund and the pension fund. There is no capital used from the budget for these funds, while the other 24 funds are used for development works in the city. The civic body this year, has earned an interest of Rs.1,000 crore on the Rs.33,000 crore that it has accumulated in the bank over the years.” When the BMC plans its annual fiscal budget, it first makes the ‘budget estimate’ and a ‘revised estimate.' The ‘revised estimate’ indicates the actual amount to be spent on the development process, and both these estimates are inclusive of the revenue expenditure and the capital expenditure.

ANGRY ANNA 'Aam Aurat' Mamata Banerjee is veteran social crusader Anna Hazare's choice for PM, and he will soon launch her as the real representative of the commoner By Suyash Padate


Cash to be paid at the toll booths! Now that the ‘Toll Bandh’ agitation is over.

ocial crusader Anna Hazare is all set to swing into action once again and has drawn up a game plan to counter his erstwhile staunch follower Aam Admi Party's Arvind Kejriwal with an 'Aam Aurat' in the forthcoming Lok Sabha elections. If sources in Ralegan Siddhi are to be believed, none other than West Bengal Chief Minister Mamata Banerjee is Anna's choice as 'Aam Aurat,' and he has decided to project her for the country's top Continued on pg 6 «

Gold: `29,462  Silver: `43,309  US Dollar: `62.66 Temperature: 290C/190C  Humidity: 61%

Business&Investment Pg13-20

The BMC has earned Rs.1,000 crore as interest this year on the Rs.33,000 crore that it has accumulated in the banks for almost 12 years


The stress of V-Day

Afternoon Despatch & Courier


Will you miss the iconic car, Maruti 800, since the company has now stopped its production? Abhijit Bhurte Artist Yes, of course. I will miss it as it was the first affordable car for us Indians.

Shreedhar Chavan Businessman Yes, this ‘little space’ car will be missed, a lot.

Hardik Tanna Businessman Yes, Maruti 800 is the best car in the history of average mileage, and being purely Indian. It will be missed.

Akash Patni Businessman Yes, this car has always been an easy and light car which will be missed by every Indian.

Vishal Pandey Lecturer Yes, from my childhood till now this was my favourite car and now it will be missed.

Readers wishing to participate in ‘Opinions’ may send us their name, day-time telephone number with a passport-size photograph to Your Subject line must be: opinion

VASTU TIP OF THE DAY One should never face towards south while eating as it gives health related problems. by Dr. Prem Gupta (9820045774/9930318119,

By Shwetha Kannan


ith Valentine’s Day around the corner, love is definitely in the air. But besides love, this day also brings in stress for people who have been through a broken relationship, and also for couples who are in a relationship. Psychiatrists in the city say that cases where people need psychiatric help to overcome loneliness, a feeling of sadness, and also to cope with the stress of doing the best for their partner during days like Valentine’s day, are common. Dr. Jalpa Bhuta, Consultant Psychiatrist, Global Hospital, Parel, said that many such cases occur in the week leading up to Valentine’s Day. “The hype around Valentine’s Day is so much that one feels embarrassed to say that they do not have a partner to celebrate the day with, or that they did not do anything special on Valentine’s Day. The need to save face is high, and their self esteem takes a hit. They feel that nobody loves them because everybody around is busy celebrating Valentine’s day with their loved ones, while they are all alone. This feeling triggers sadness and the tendency to be tearful. Such days also bring back memories of the Valentine’s Day that they had celebrated with a former partner,” said Dr. Bhuta. Nilufer Mistry, Psychotherapist and Counsellor, Masina Hospital, also agrees that days where there are talks about celebrating love, aggravates feelings of being alone and not being loved. “If someone has had a break up recently, then sadness and loneliness are intense, as the heat is on about Valentine’s Day and the celebration of love,” said Mistry. While some people pine for love, there are people who are stressed because they want to impress their partners and make sure that their Valentine’s Day celebrations are better than anybody else’s that they know. And doctors say that this kind of stress is highly media driven. “The kind of ads that we see for Valentine’s Day these days build up unrealistic expectations among couples. For boys, we see high end cameras and expensive watches being advertised as Valentine’s Day gifts, while for girls diamond jew-

Pics: for representational purposes only



ellery and the likes are advertised. But buying such expensive gifts are impossible for teenagers who are most enthusiastic about Valentine’s Day. They start giving more importance to materialistic things like gifts rather than feelings. They may even start doubting the other person’s love, if they do not receive an expensive gift on the day. This causes stress,” said Dr. Bhuta. According to Mistry, such advertisements affect people of all age groups, but more so teenagers because they get into relationships at an early age without knowing the meaning of being in one. “Children these days, are getting into relationships at an early age without realising what it means. They are unable to cope with the stress that comes along with the happiness of having a partner. So during days like Valentine’s Day, the need to do the best for your partner, acts like an add on to the other stress that they are experiencing in the relationship. The lack of money to buy the gift that their partner wants stresses them out,” said Mistry. Dr. Bhuta is expecting people to come to her seeking help in dealing


How to deal with V-Day blues?

he ADC got Dr. Anshu Kulkarni, Consultant Psychiatrist, S.L Raheja-Fortis, Mahim to talk about ways to beat the V-Day blues. “One can fight feelings of loneliness and self pity by indulging in activities that gives one pleasure in and around the time when Valentine’s Day is celebrated. Socialising with people and spending time with friends also helps. And while being with people, one must be mentally prepared to face questions about their former partners. One must resolve to move on and live life to the fullest. And when it comes to stress

with relationship stress, as the hype around Valentine’s Day is just getting worse with every passing year. Mistry said, “Such cases are generally dealt with at the family and friend level as consulting a psychiatrist or a psychotherapist is still con-

related to celebrating Valentine’s Day, one must keep in mind that the day has to be enjoyed with one’s partner. If one cannot afford a particular gift, then there are alternatives that can be thought of. Also, it is important to realise that materialistic things are not of importance and that spending quality time with each other, expressing emotions and sharing view points, is what matters. One must know that even small gestures go a long way. If someone is an avid reader, a book can be a great gift or for a music lover, a collection of his or her favourite songs can be a wonderful gift,” said Dr. Kulkarni. sidered to be a stigma in our society. It is only when such cases become severe and reach a different level altogether that we are consulted. So while such cases are common, very few actually come to us.”

ISKCON celebrates 10 years of its Food Relief Foundation and will soon will provide meals to Cooper Hospital

Feeding 12 lakh children


patients in hospitals, starting with Cooper Hospital where ISKCON will provide khichdi to 600700 patients each day. Basanti Roy, BMC Education Inspector recalled that during the deluge of July 26, 2005, IFRF provided meal not only for the employees of Mantralaya but to thousands of people who were trapped at VT and Churchgate stations.The Chairman of Rotary Club said the club was planning to make a separate kitchen for ISKCON which will serve meals to an additional 40,000 children in BMC schools for which they are now collecting donations under the slogan “Anna Daam Mahaa Daan” ISKCON Spiritual leader His Holiness Radhanath Swami Maharaj said. “Years ago, when Shri A.C. Bhaktivedanta Srila Prabhupada, Founder Acharya of ISKCON, witnessed a group of young children fighting with street dogs for scraps of leftover

he ISKCON Food Relief Foundation (IFRF) recently celebrated its 10 years of bringing smiles to 12 lacs children across 8 states every day. The Midday Meal Scheme of Govt of India to provide lunch on every school working day to Government and Government assisted primary schools is being implemented by IFRF under the name of ‘annamrita.’ Radhakrishna Prabhuji, Director of Iskcon Food Relief Foundation, said, “We believe in providing underprivileged children, most of them from slum and tribal areas, with the right nutrition to support their education. The khichdi which is served to children is prepared with the highest standards of hygiene and quality ingredients that meet the nutritional requirements of growing children. Corporator Dilip Patel said that said the BMC is planning to provide a central kitchen to IFRF and shortly ISKCON will also supply Khichdi to

food, he instructed his followers stating, “No one within 10 mile radius of ISKCON centres should go hungry.” His Grace RadhaKrishna Prabhuji added “We started with feeding 900 children on the first day, Annamrita is now serving over 1.2 million meals every day. Prepared by 413 trained cooks, 360 tons of food are cooked every day in Annamrita's high-tech kitchens, most of which are ISO 22000:2005 certified. Delivering nutritious and tasty meals to students in 5,912 schools in 20 locations across 8 states of India is ensured by deploying 301 vehicles. We have distributed over 1.25 billion meals in the last 10 years across India. Today many children enjoy one healthy meal a day, a testimony of what’s possible when people with similar values join hands together. Corporates and individual are requested to visit to support us for this cause.”

Afternoon Despatch & Courier





umbai is known for its busy streets and busier people. With the average Mumbaikar’s day spent mostly at work or in travelling, it’s quite obvious that most do not even have the time to sit down to a complete meal. Pressed for time, one can often find people buying a quick snack to tide them over, or grabbing a bite by the side of the road. Our photographer Azad Shrivastav travelled across the city, and has put together candid photographs of busy Mumbaikars satisfying thir hunger on park benches, at desks, in trains, in the boots of cars, and even by the sea.


04 CHANGE OF NAME I have changed my name from Jesudasan to Jesudas Samuvel Nadar as Affidavit dated January 27, 2014. C-34438 I have changed my name from Prema Kulanthai Teresa to Prema Jesudas Nadar as per Affidavit dated January 27, 2014. C-34439 I have changed my name from Immanuvel to Immanuel Jesudas Nadar as per Affidavit dated January 27, 2014. C-34440 I have changed my old name from Lodaya Prafulchandra Ratilal to Praful Ratilal Shah as per Affidavit Number KH786426 dated 08-02-2014. C-34441 My daughter’s name (who is a minor) has changed from Anshou William Pinto to Anshu William Pinto as per Gazette No. U-58905 dated 9-15 January 2014. C-34442 I Abdul Hannan Mohammed Hanif Satopay have changed my name to Hannan Mohammed Hanif Satopay vide Maharashtra Government Gazette No. U-47476) dated November 21-27, 2013. C-34443 I have changed my name from Priyanka Balkrishna Jadhav, to ‘Priyanka Vijay’ as per Maharashtra Govt. Gazette No. (U-60610) dated 23-01-2014. C-34444

CLASSIFIEDS I have changed my name from Shila Chindambar Kulkarni to Bharati Ashok Kulkarni, as per the Affidavit. C-34453 I have changed my name from Savitri Yadav to Munni Yadav as per deed poll Affidavit. C-34454 I have changed my name from Munni Yadav to Ghanmunni Yadav as per deed poll Affidavit. C-34455 I have changed my name from Tasminbee Md. Istkar to Yasmin Begum Mohammed Iftekhar Ansari as per Affidavit Dt: 08/02/2014. C-34456 I have changed my name from Md. Istkar to Mohammed Iftekhar Ansarias per Affidavit Dt: 08/02/2014. C-34457 I have changed my name from Mohd Israr Mohd Iftekhar Shaikh to Mohammed Israr Mohammed Iftekhar Ansari as per Affidavit Dt: 8/02/2014. C-34458 I have changed my name from Mohd Esrar Md Istkar to Mohammed Israr Mohammed Iftekhar Ansari as per Affidavit Dt: 8/2/2014. C-34459 I have changed my name from Mohd Wasim Khan to Mohamad Wasim Khan as per Affidavit. C-34460

I have changed my name from Urmiladevi Hansraj Kanojiya to Krantidevi Hansraj Kanojiya as per Gazette No. X-26091. C-34445

I have changed my name from Sahebaz Faruqu Khan to Shahbaj Mohd. Faruqu Khan as per Maharashtra Govt. Gazette. No. (U-40692) dated 16/10/2013 C-34461

I have changed my name from Basave Gowda to Basavaraj Gowda as per deed poll Affidavit AZ 099565 dated 8/2/ 2014. C-34446

I Claudette Audrey Lawrence Castelino have changed my name to Claudette Preston Barretto as per Deedpoll Affidavit dated: 31/12/13 C-34462

I have changed my name from Vilash Suresh Ingale to Vishal Suresh Yangad as per Affidavit No: KE 600059. C-34447

I Mrs. Saroj Sachin Narkar have changed my name to Mrs. Sarita Sachin Narkar as per Deedpoll Affidavit dated: 07/02/14 C-34463

I have changed my name from Shaikh Hasinfatima Vakeel Ahmed to Shaikh Hasina Banu Vakil Ahmed as per Affidavit. C-34448 I have changed my name from “Sushil Kumar Ramachal Pandey” to “Sushil Ramachal Pandey” as per Affidavit dated 13th January, 2014. C-34449 I have changed my name from “Kirti Shanekar Wagile” to “Neha Anand Kanal” as per Affidavit dated 09th January, 2014. C-34450 I have changed my name from “Anilkumar Bhawarlal Jain ” to “ANIL Bhawarlal Jain ” as per Affidavit dated 16th January, 2014. C-34451 I have changed my name from Annamma Thomas to Annie Thomas, as per the Affidavit. C-34452

Afternoon Despatch & Courier

I Mr. Rumitkumar Maganbhai Parakhia have changed my name to Mr. Rumit Maganbhai Parakhiya as per Deedpoll Affidavit dated: 07/02/14 C-34464 I Arvindbhai Patel have changed my name to Arvind Patel as per Deedpoll Affidavit dated: 08/02/14 C-34465 I Bhavana Patel have changed my name to Bhavanaben Patel as per Deedpoll Affidavit dated: 08/02/14 C-34466 I Ajay Vajay More have changed my name to Aajey Vijay More as per Deedpoll Affidavit dated: 08/02/14 C-34467 I Mehmood Ali Ahmed Ali have changed my name to Mohammed Ali Ahmed Ali Shah as per Deedpoll Affidavit dated: 08/02/14 C-34468


I Jaitunnisha Shaikh have changed my name to Jaitoonnisa Shaikh as per Deedpoll Affidavit dated: 08/02/14 C-34469

I Mr. Dineshkumar Amrutlal Gandhi have changed my name to Mr. Dinesh Amrutlal Gandhi as per Deedpoll Affidavit dated: 28/12/13 C-34484

I Najmeen Ganimiya Maniyar @ Nazmeen Ganimiya Maniyar have changed my name to Nazmin Ganimiya Maniyar as per Deedpoll Affidavit. C-34470

I Bharatkumar Rupshibhai Gada have changed my name to Bharat Rupshibhai Gada as per Deedpoll Affidavit. C-34485

I Mohammed Kayum Asadali Shaikh @ Sheikh Mohd Kayum Asadali have changed my name to Kayum Asadali Shaikh as per Deedpoll Affidavit. C-34471 I Mitun Ravjibhai Ghaghada have changed my name to Mitun Ravjibhai Soni as per Deedpoll Affidavit dated: 07/02/14 C-34472 I Nirmala Chhotalal Desai have changed my name to Nirmalaben Chhotalal Desai as per Deedpoll Affidavit dated: 08/02/14 C-34473 I Chethana Shekhar Anchan have changed my name to Chetana Ganesh Kotian as per Deedpoll Affidavit Dated: 08/02/14 C-34474 We Mr. Suniil Sukhpal Shah & Mrs. Deepiika Suniil Shah have changed our minor daughter’s name from Pratha Sunil Shah to Bhomi Suniil Shah as per Deedpoll Affidavit dated: 06/02/14 C-34475 I Deepika Prahladbhai Patel have changed my name to Deepiika Suniil Shah as per Deedpoll Affidavit dated: 06/02/14 C-34476 I Deepika Sunil Shah have changed my name to Deepiika Suniil Shah as per Deedpoll Affidavit dated: 06/02/14 C-34477 I Sunil Sukhpal Shah have changed my name to Suniil Sukhpal Shah as per Deedpoll Affidavit dated: 06/02/14 C-34478 I Keyure Kumar Kirit Chandra Pathak have changed my name to Keyur Kiritkumar Pathak as per Deedpoll Affidavit dated: 30/01/14 C-34479 I Steffi Mary Gold D’souza have changed my name to Steffi D’souza as per Deedpoll Affidavit dated: 07/02/14 C-34480 I Vishvajeet Kumar have changed my name to Vishvajeet Kumar Prasad as per Deedpoll Affidavit dated: 07/02/14 C-34481 I Shabaz Ahmed Shaikh have changed my name to Shaikh Shehbaz Shafique as per Deedpoll Affidavit dated: 07/02/14 C-34482 We Mr. Sayed Jamal Makandar & Mrs. Nazia Makandar have changed our minor daughter’s name from Aliyah Makandar to Aliyah Fatima Sayed Jamal Makandar as per Deedpoll Affidavit dated: 07/02/14 C-34483

I Anupkumar Janardhan have changed my name to Anupkumar Janardhanan as per Deedpoll Affidavit. C-34486 I Janardhan Krishnan have changed my name to Janardhanan Krishnan as per Deedpoll Affidavit. C-34487 I Maryann Murzello have changed my name to Maryann Murzello Lobo as per Deedpoll Affidavit. C-34488 I Afreen Ayyub Khan have changed my name to Nasrin Ayyub Khan as per Deedpoll Affidavit. C-34489 I Abdul Kadar Shaikh have changed my name to Abdul Kadir Shaikh as per Deedpoll Affidavit. C-34490 I Brujesh Rambali Pandey have changed my name to Brijesh Rambali Pandey as per Deedpoll Affidavit. C-34491

I have changed my name from Kavita Jivraj Shah to chhaya Chandrasen Chheda as per Affidavit C-34500

I have changed my name from Chamalal Sheshmal Oswal to Champaklal Sheshmal Oswal as per Affidavit. C-34518

I have changed my name from Arun Hadu Savant to Arun Hadu Sawant as per Affidavit C-34501

I have changed my name from Simita Pravin Kumar Oswal to Sangeeta Pravin Kumar Oswal as per Affidavit. C-34519

I have changed my name from Michael Paulu Ghosal to Michael Paul Gonsalves as per Affidavit C-34502 I have changed my name from Vijayadevi Rajput to Vijaya Rajput as per Affidavit C-34503 I have changed my name from Rajashree Ramesh Parte to Sushila Ramesh Parte as per Affidavit C-34504 I have changed my name from Pradnya Shivaji Sawant Desai to Pradnya Shivaji Sawant as per Affidavit C-34505 I have changed my name from Pradnya Waman Raut to Riya Rajkumar Gawas as per Affidavit C-34506

I have changed my name from Mukhtar Makboolsab Shaikh to Muktar Makbool Shaikh as per Affidavit. C-34520 I have changed my name from Makboolsab Maulla Shaikh to Makbool Maulla Shaikh as per Affidavit. C-34521 I have changed my name from Naileshkumar Haridas Majethia to Nailesh Haridas Majethia as per Affidavit. C-34522 I have changed my name from Shaikh Rashid Abdul Amir Anwar to Abdul Rashid Amir Anwar Shaikh as per Affidavit. C-34523

I have changed my name from Rahul Kumar Pandey to Rahul Pandey as per Affidavit. C-34507

I have changed my name from Khatija Amir Anwar Shaikh to Khadija Amir Anwar Shaikh as per Affidavit C-34524

I have changed my name from K Sankar Rao to Shankar Rao as per Affidavit. C-34508

I have changed my name from Qureshi Mohammed Raees Mohammed Iliyas to Raees Iliyas Qureshi as per Affidavit.

I Megha Radhakrishnan have changed my name to Megha Radhakrishnan Nair as per Deedpoll Affidavit. C-34492

I have changed my name from K Bharati Devi Rao to Bharti Rao as per Affidavit. C-34509

I Rambhiya Jyoti Bala Lakhmichand have changed my name to Zarina Vakil Ahmed Khan as per Deedpoll Affidavit. C-34493

I have changed my name from Appathurai Chelliah to Appathurai Chelliah Nadar as per Affidavit C-34510

I Saba Rani D/o Habeeb Ahmed have changed my name to Saba Rani Ali Saleh Bin Hilabi as per Deedpoll Affidavit. C-34494

I have changed my name from Packia Selvi Rethnaswamy to Bhagyaselvi Appathurai Nadar as per Affidavit C-34511

I have changed my name from Mrs. Rajeshree Milind Sheth to Mrs. Rajeshri Milindra Sheth as per Affidavit C-34495

I have changed my name from Poonamchand Bavchand Shah to Punamchand Bavchand Shah as per deed poll Affidavit C-34512

I have changed my name from Saria Farid Ahmed Mukadam to Sadiya Shahbaz Chougle as per Affidavit. C-34529

I have changed my name from Mr Milnd Harshadrai Sheth to Mr Milindra Harshadrai Sheth as per Affidavit C-34496

I have changed my name from Ms.Shameem Bano Gulam Rasul to Mrs. Shameem Amin Vadnagra as per Affidavit dated 08/02/2014 C-34513

I have changed my name from Sahajahan Mohd Israil Chaudhary to Shahjahan Abdul Rahim Choudhary as per Affidavit. C-34530

I have changed my name from Arun Kumar Singh to Arun Singh as per Affidavit. C-34514

I have changed my name from Abdul Karim Mohd Taslim Choudhry to Abdul Karim Mohammed Taslim Choudhary as per Affidavit. C-34531

I have changed my name from Cecelia Lucy Periera And Lucy Menezes to Cecilia Johnson Menezes as per Affidavit C-34497 We Johnson Xavier Paul Menezes and Cecilia Johnson Menezes have changed our minor son name from Rithin Rock Menezes to Rithin Roque Menezes as per Affidavit C-34498 I have changed my name from Zaibunnisa Mohd.Umer Shaikh And Shamim Habib Mohmed to Shamimbanu Habib Diamondwala as per Affidavit C-34499

I have changed my name from Indu Rajaram Adam to Sailee Ramakant Joshi as per Affidavit. C-34515 I have changed my name from Shivaji Dada Mandle to Shivaji Dadu Mandle as per Affidavit. C-34516 I have changed my name from Neelesh Chamalal Oswal to Nilesh Champaklal Oswal as per Affidavit C-34517

C-34525 I have changed my name from Naresh Gaddam to Narendra Gaddam as per Affidavit. C-34526 I have changed my name from Lata Gaddam to Nagmani Gaddam as per Affidavit. C-34527 I have changed my name from Mohammad Shafi Abdul Razzak Shaikh to Shafi Abdul Razzak Shaikh as per Affidavit. C-34528

I have changed my name from Aslam Yusuf Ansari to Mohammed Aslam Yusuf Ansari as per Affidavit. C-34532 I have changed my name from Miss Salimabi Fakhruddin to Mrs. Saleema Hafiz Mohammed Idris Shaikh as per Affidavit. C-34533

contd. on p. 6

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About 33 lakh less

Afternoon Despatch & Courier



Reduced voter population in some constituencies could leave BJP & Congress more worried than the rest

By Prashant Hamine


he reduced voter population in the state, especially Mumbai could ring alarm bells more in the BJP and the Congress, more than any other political party. Because when one considers the voter list of 2009 and compares it with the voter list of January 31 this year, the reduction is 33.31 lakhs across the 288 assembly and 48 Lok Sabha constituencies in the state. The effects of this reduction is more acutely felt in most of the 6 Lok Sabha and 36 Assembly constituencies of Mumbai. The reduction in voter population is primarily due to the decision of the Election Commission of India to trim the bloated voter list of the state of duplicate entries and names of deceased voters. A comparative analysis of the voters list of 2009 and 2014 reveals that the highest reduction of voter population in Mumbai City district of 61,413 voters is noticeable in Wadala. Whereas in Mumbai Suburban district the highest reduction of 43,307 voters is noticeable in Vandre West assembly segment. Elsewhere in the state the highest reduction of 60,559 voters is noticed in Kasba Peth assembly constituency in Pune city. The reason for the alarm bells ought to ring amongst the political parties is that when it comes to Lok Sabha constituencies where the average voter population may range between 15 to 20 lakhs, such a huge reduction of voter population in a keenly fought contest could well mean victory or defeat. Moreover, with the apathy shown by voters during election time, this reduction could well play a significant role in the final outcome. The Election Commission of India on its part has denied that it has been selective in deletion of names and has announced that it will be accepting voter registration forms till the last date of filing of nomination papers as and when they are announced for the ensuing Lok Sabha elections. In terms of political parties, the most affected are the Congress in 19 assembly segments, BJP in 13, Shiv Sena in 8, MNS in 6, NCP in 6, Independent’s in 3, Bahujan Vikas Aghadi (BVA) in 2, while CPI-M, Samajwadi Party, Loksangram, Jana Surajya Shakti (JSS) party are affected in 1 each assembly constituency, overall in the state. In terms of the Lok Sabha elections this deletion of voters affects political parties in 16 Lok Sabha constituencies, with each Lok Sabha constituency comprising of 6 assembly segments basically from one or more district’s. The reduction of voter population in Mumbai City district is 3.81 lakhs and is seen in both the Mumbai South and Mumbai South-Central Lok Sabha and the 10 assembly constituencies. The reduction is more in assembly segments of Dharavi (SC), Sion, Koliwada, Mahim, Wadala,

Maps of 10 Assembly segments in Mumbai City district

Maps of 26 Assembly segments in Mumbai Suburban district Worli, Mumbadevi and Colaba. Comparatively the reduction of 1.38 lakh voter population in Mumbai Suburban district is less and is seen in 11 of the 26 assembly segments. The most noticeable reduction is seen in assembly segments of Mulund, Jogeshwari East, Ghatkopar West, Kalina and Vandre West. This reduction could affect poll outcome in the rest of the four Lok Sabha constituencies of Mumbai NorthCentral, Mumbai North-East, Mumbai North-West and Mumbai North.

MNS workers, Raj's wife head towards Pune without paying toll


aring the Maharashtra government to take action against them, Maharashtra Navnirman Sena (MNS) workers and supporters headed towards Pune from the city and its suburbs today, without paying toll, to attend a public meeting to be addressed by their leader Raj Thackeray. Among those who did not pay the toll was Raj's wife Sharmila Thackeray who urged people to participate in the agitation against toll

launched by the MNS chief. "We have stopped paying toll. We have not paid toll this time too. Until the government does not give us an account, we will not pay toll", Sharmila, who went past the Khalapur toll booth in Raigad district without paying toll, told PTI. Urging people to defy the government by "breaking rules", she said that people should show the courage to seek information. "An agitation intensifies only after

people participate in it", she said. Several other MNS workers were also seen not paying toll at various toll booths. A few days ago, Raj had asked his followers not to pay toll, after which his party workers went on a rampage and vandalised several toll booths in Mumbai, Navi Mumbai, Pune, Nashik, Aurangabad and Nagpur. Two cases were also registered against Raj Thackeray for inciting violence, but he was not arrested.


Voter Apathy I

t is one thing that has been a blot on the progressive image of Maharashtra, more so on the face of Mumbai. Even the Election Commission of India is mindful of the apathy of the urban voter in Maharashtra, where the average voting percentage during elections has been abysmally low even by national standards, which too again is hardly heartening. Blaming the political class by no means absolves one of being labelled as the ‘idiot,’ as the Greek saying goes for a person who does not vote.

It certainly does not speak well for a state like Maharashtra, with a voter population of 7.89 crore, and for Mumbai, with a voter population around 96.2 lakh, repeatedly posting a voter turnout that is below 50 per cent. It is even worse when one considers the fact that out of the 40 lakh odd new voters, only 18 lakh voters are youth. The EC hopes that this time around at least the youth voter or voters in general do not turn their backs on voting day. The blame lies squarely with all the stake holders of democracy. One cannot hold the political class guilty if the electorate does not make an informed choice. The muchhyped None Of The Above (NOTA) provision failed to create much of an impact in the assembly elections held last year. We still tend to treat elections as once in a five year event, politics as a past time debate, and are least bothered about issues of governance. The Election Commission of India too fails in its efforts to constantly engage with the voters and political parties on issues related to elections, something most of the election commissions worldwide do on a regular basis. Tragically, most of us tend to treat election day as some sort of a holiday. We are least bothered to find out who our local corporator or local MLA, or MP is. Forget finding one's name in the voter list, or where the nearest election office is, or finding your nearest polling booth. Luckily this time, the EC has allowed voter registration to continue till the last date of filing of nomination papers. As they say, you get the government you deserve. The power of a vote has been emphatically underlined in the past during the 1977, 1984 and 1999 elections where governments have been either swept out or swept into power. For every other thing we may fight or have an opinion, but when it comes to elections and voting, it is last on our agenda.

SIMHASAN Prashant Hamine | ADC

Taken for a ride With elections already upon us, it does not take much for politicians or political parties to take the electorate for a ride. The ultimate aim is to lure the voter into casting his vote in their favour. The latest example being Maharashtra Lokshahi Aghadi’s forms for flats at a throwaway price of just Rs 54,000, that too in an upmarket locality of Powai. That forced the government to issue clarification on the public address system of the suburban railway networks. Although Prakash Ambedkar, chief of Bharipa Bahujan Mahasangh

the government has suddenly woken up out of its deep slumber with a slew of cabinet decisions of late, it has failed to address key issues like appointment of the new Police Commissioner for Mumbai. The latest fast one pulled on

the government speaks volumes of how much grip it has on the administration. It is precisely for this reason that the Election Commission of India has stepped in to stop the practice of taking the electorate for a ride before the elections are announced. Certainly, it must be made mandatory on all political parties and candidates to not just spell out their strategy but to give explanation on how they intend to implement the welfare measures and to raise finances, if elected to power. It is high time that these provisions are put in place by the law of the land, so that a level playing field in electoral politics is maintained and not vitiated. Otherwise, you have politicians terming assurances in poll manifestos as printing mistakes. The administration has a habit of passing the buck on to the executive and vice versa. Tragically, the concepts of accountability and transparency have never been the cornerstone of our polity.

CHANGE OF NAME I have changed my name from Mr. Hafez Mohammad Idris to Mr. Hafiz Mohammed Idris Shaikh as per Affidavit. C-34534 I have changed my name from Ratanben Valji Patel to Ratan Valji Patel as per Affidavit. C-34535


MUMBAI | MONDAY, FEBRUARY 10, 2014 The last day of the Kala Ghoda Art Festival attracted huge crowds from across the city with people enjoying digital art, wallpaper art, traditional art, photography and much more. The festival came to a close on Sunday.

Azad Shrivastav | ADC


Afternoon Despatch & Courier

I have changed my name from Israyal Bafati Shaikh to Israel Bafati Shaikh as per Affidavit. C-34536 We Mr Augustine Rodrigues & Mrs Piedade Augustine Rodrigues Have changed our minor son's name from Alric Constance Augustine rodrigues to Alric Augustine Rodrigues as per Affidavit C-34537 I have changed my name from Uday Sundak to Uday Srinivasa Kundar as per Affidavit.

Helpline for Navy veterans

C-34538 I have changed my name from Rukhmini Uday Kundar to Rukmini Uday Kundar as per Affidavit. C-34539 I have changed my name from Slaman Khan Meerachand Shaikh to Salman Khan Mirachand Junedi as per Affidavit. C-34540 I have changed my name from Meerachand Husman Shaikh to Mirachand Junedi as per Affidavit. C-34541 I have changed my name from Mainuddin Shaikh to Mohammad Farooque Ansari as per Affidavit. C-34542 I have changed my name from Mo Hashim Sher Mohammad to Mohammad Hashim Sher Mohammad Ansari as per Affidavit. C-34543 I have changed my name from Arokya Agnes Rovency to Rovency Chinnathambi Fernando as per Govt. of Mah. Gazette No. X-21664 C-34544 I have changed my name from Harbai to Harbai Bhakkad as per Affidavit. C-34545 I have changed my name from Hareshkumar to Haresh Bhakkad as per Affidavit. C-34546 I have changed my name from Syed Tasadduq Raza Jafar Raza Rizvi to Syed Sarkar Miya as per Affidavit. C-34547 I have changed my name from Samar Tasadduq Raza to Samar Ara Sarkar Miya Syed as per Affidavit. C-34548 I have changed my name from Gulam Ghosh Chaudhary to Gulam Gaus Chaudhary as per Affidavit. C-34549 I have changed my name from Meraj Ahmed Chaudhary to Mehraj Ahmed Chaudhary as per Affidavit. C-34550

By Vishnudas Sheshrao

or their families including widows can register their he Indian Navy launched complaints or grievances ina national level helpline cluding those regarding to provide assistance and HELPLINE number: address the grievances of 1800-220-560 veteran naval sailors for which they would otherwise go to the Record Office at Naval pension, counting of Mumbai. former services towards civil On the website, veterans pension, cases with Benevo-


lent Association Fund, terminal benefits, health schemes and re-employment post Navy services. Veterans across the country can dial 1800-220-560 on all working days during the office hours (9 am to 5 pm). The grievances will be noted and forwarded to the concerned authority.

Maha opposition leaders to meet Prez to seek governor's recall A delegation of state opposition parties would meet President Pranab Mukherjee to demand that state governor K. Sankaranarayanan be recalled for not granting CBI the permission to prosecute former Chief Minister Ashok Chavan in the Adarsh Society scam, BJP said today. Delegation of BJP, Shiv Sena, RPI, Swabhimani Shetkari Sanghtana and Rashtriya Samaj Party, led by Leader of Opposition in Rajya Sabha Arun Jaitley, would meet the President on February 11, said BJP leader Kirit Somaiya.

ANGRY ANNA Continued from pg 1 ÂŤ job. Anna is likely to announce his new plan in a week's time at his native place in Ahmednagar district. The anti-corruption activist, who has snapped ties with Kejriwal, has been sulking ever since Kejriwal sought to ignore the man behind his success and he has been looking for a credible face to pitch against the over ambitious Delhi Chief Minister. Anna strongly feels that Kejriwal should focus on providing good governance in Delhi. However, Kejriwal's

India no more dependent on the import of wheat and cotton: Pawar he country earned foreign exchange worth Rs.2.32 T lakh crore by exporting wheat and cotton to foreign countries, Union Agriculture Minister Sharad Pawar has said.He was speaking at a function to inaugurate the Late Padmashri Bhausaheb Vartak and Indutai Vartak Vishramdham constructed at a cost of Rs.2 crore at Kelve in Palghar taluka on Saturday. The Vishramdham has been constructed by the Somavanshi Kshatriya Mahasangh to commemorate the birth centenary of Late Bhausaheb Vartak, a visionary and social worker from Thane district. In his speech, Pawar recollected the contribution of Vartak towards the development of Nariman Point as a business centre, setting up of the Nehru Science Centre and also his meticulous planning skills during the crisis of grains and food in the country and state. "Five years ago our country used to import wheat and cotton, but the situation has changed now and we earn considerable foreign exchange by exporting these two products to foreign countries," he told PTI.

HC directs civic bodies to track illegal constructions through GPS


he Bombay High Court has asked civic bodies across Maharashtra to keep track of illegal constructions mushrooming in their jurisdiction through Global Positioning System (GPS) satellites. The suggestion was made a couple of days ago by a Division Bench of Justices N.H. Patil and V.L. Achiliya while hearing a PIL alleging rampant corruption in the Ulhasnagar Municipal Corporation, which it said, sanctioned 110 building proposals in 2010 without following norms. "Authorities can see if a developer, who has been given permission to only construct two floors, has added more floors illegally," Justice Patil said.

ambitions are becoming all too evident as he plans his moves towards contesting the Lok Sabha elections. Against this backdrop, Anna has made up his mind to make his shrewd move of his own. Significantly, the Trinamool Congress has agreed to support Anna's economic agenda. In a letter written to the leaders of all parties in India, the social crusader had highlighted a 17-point agenda that includes village-centric social and economic initiatives and proposals like more vocational education and tough laws against corruption. Mamata Banerjee was the only leader who replied to this letter. Trinamool

leader Mukul Roy, in his party's reply, stated that many issues relating to village-based industries, transparency in land acquisition and schemes for minorities had already been taken up by the West Bengal Chief Minister. Impressed by Mamata's initiatives, Anna has decided to project her for the coveted post. He feels that Mamata is a much better representative of a commoner than Kejriwal, who has moved into a government bungalow, but Mamata still lives in her humble house near Kalighat. Now all eyes are on Anna about this announcement and consequent reactions in political circles.


Afternoon Despatch & Courier



EOW discovers that brokers involved in the NSEL scam had tampered with the rules of the ‘Changing of Code’ By Neel Shah


ith every revealing detail cropping up in the investigations into the Rs. 5, 600 crore payment crises of NSEL, the role of the brokers' is becoming clearer, and the way in which it was operated is becoming murkier. The latest revelation during the probe reveals a flyby-night game of 'code', in which the brokers, almost on all occasions, tampered with the rules of the 'Changing of Code' (CC) of the client. The exchange had permitted the CC only in the situations in which a mistake occurs during the transaction at the time of punching the trade or, at the most, on the request of the client to change the name in its

group company. “This, perhaps, was used in another way by the brokers, who engineered a plot to change the CC at their will,” said a high ranking crime branch officer privy to the ongoing probe, while requesting anonymity. According to the investigators, the brokers kept changing the CC on a daily basis, for invalid reasons. Using this to their advantage, the brokers would make bulk purchases which would then be offloaded to potential investors. “Subsequently, the purchase done through a dummy code was later changed to the name of the investor,” added the source. This allowed the brokers to jack-up the market and when the prospective client was ready to buy, they

would sell the same at prices higher than the purchase price. From last month, the Economic Offenses Wing (EOW) of Mumbai's crime branch is probing the role of the brokers into the NSEL scam. In this regard, sleuths from the EOW gathered ample evidence, which made the role of the brokers apparent. Meanwhile, senior officers in the EOW are being tightlipped about the latest revelations in the NSEL crises. More than a dozen big-shot brokers, who are suspected to be major players in the scam, are on EOW's radar. Before the role of the brokers was probed, the EOW was probing the roles of the directors and management officials of the NSEL.

Clean chit for oil dealer after raid By A Staff Reporter

under the supervision of the Additional Commisioner of fter almost three months Police (South) Krishna of investigating the seize Prakash and seized three lakh of three lakh liters of oil, the litres of oil. The deal was Yellow Gate Police, as well as being done inside the BPT the state-run Kalina Forensic premises for oil from a huge Science Laboratory (FSL,) vessel which was being taken have given the oil dealer ac- to the scrap yard by a leading cused in the case, a clean chit shipping company. The poand will acquit him from all lice later took down the statecharges. The police will also ment of Amit Sharma, who cancel the bonds which he was found to a part of the signed after the raid. deal. On November 26, the city Pandurang Dhoke, Senior police raided the Bombay Police Inspector, Yellow Gate Port Trust (BPT) premises police station said, “We have


received a report from the FSL regarding the three lakh litres of oil that were seized. The report mentioned that the oil was not hazardous. Sharma has received a clean chit from the FSL and us and we will therefore contact him and inform him that we are not proceeding further with the case.We will also ask him to take the oil for recycling.” Amit Sharma is the son of Purshottam Sharma, the biggest oil dealer in Mumbai, with refineries in Palghar and in Wadha near Bhiwandi.

Girl fends off chain snatchers

Police reach Goa in search of the teen and the teacher

Still untraced: 13-year-old Lokesh Rawal, who has gone missing with a 25-year-old teacher from his school.

By Zuber Ansari


he Vakola police and the Crime Branch, Unit VIII, who are investigating the disappearance of 13-yearold Lokesh Rawal and his 25year-old school teacher Anjali Singh, have reached Goa and, based on CCTV footage, have indentified the shop where the two sold their mobile phones. Officers revealed that the duo sold their phones at Rs. 6,000 and Rs. 5,000, to perhaps fund their expenditure. After tracking Rawal and Singh's mobile location, the crime branch formed a team of four officers and travelled across Goa for four days in an attempt to nab the two. However, the duo managed to escape soon after selling their phones. SPI - Crime Branch Unit VIII, Deepak Phatangre, said, “A few days ago we visited Goa and tried to nab Rawal and Singh. However, we did not manage to get any information

Alert cops arrest accused within six hours

By Tariq Khan


21-year-old girl prevented two chain snatchers from yanking off her entire gold chain while the accused succeeded in pulling a part of the ornament. The incident occurred around 9.15 pm in the Deonar police jurisdiction when the girl was returning home after attending classes in Shivaji Nagar, Govandi. According to Pandit Thakre, crime PI of Deonar police station, the girl – Qauiser Jahan Mansuri, a Narayan Guru College student and a resident of Quadriya Nagar in Chembur – was passing across Gautam Nagar opposite Vaibhav Country bar when two accused, Ahmed Ali Hasrat Ali Shah (29) and Abdul Latif Rashid Shaikh (22), tried to snatch her gold chain weighing 12 gm. But Qauiser Jahan held on

Police Inspector Pandit Thakre The two accused in police custody. to the gold chain with both her hands. Latif in the meanwhile threatened passersby by wielding a knife while Ahmed Ali was trying to get the chain. Eventually, Ali pushed the victim to the ground and succeeded in snatching the chain in part weighing 4 gm. The accused duo then took a share auto at

knife point and fled towards Shivaji Nagar. However, the victim noted down the vehicle number and informed the police patrol team led by PSI Santhosh Narute. The police team nabbed the accused duo from their residences within six hours and recovered the stolen gold from them.


PSI Narute said, “The accused are arrested under sections 392 (robbery) and 34 (common intention) of the IPC. They were produced in court and the court remanded them to police custody till February 10”. He further stated that the crime could have been solved immediately had passersby cooperated with the girl instead of being mere spectators. “The girl was brave enough to defend herself”, said Narute.

on them, even after searching various hotels and lodges.” “It is suspcted that due to a shortage of money, both sold their mobile phones and have moved to another state. We are pursuing the matter closely,”Phatangre added. The Vakola police is in the process of contacting people whom the two were said be to in touch with. They are also trying to contact the relatives of both, to find out whether Rawal and Singh have made any attempt to contact them. “We are also sending teams to Rajasthan and Uttar Pradesh, the native places of the two, to find out whether they have fled

there,” said SPI Vinayak Mulay from Vakola Police station. On January 25, Rawal's parents approached the police stating that their son was missing. The parents went to the Rev. C.F. Andrews School in Santacruz (East) where the boy studied in class nine and found that the parents of his teacher, Anjali Singh, had also come to the school to enquire about the whereabouts of their daughter. When the police contacted Rawal's class mates, they found out that Rawal and Singh had left together. The police have registered a case of kidnapping against Singh since Rawal is a minor.

Navy moots common colour for all fishing vessels in State


Afternoon Despatch & Courier



By Vishnudas Sheshrao

colour his boat with the common colour and gain easy access. Besides, it will be a fiscal burden for fishermen to colour their boats with the common colour.” A navy official who preferred anonymity said, “Security is like a cat and mouse game between security forces and terrorists. Every time we adopt new security measures, anti-national elements will find a technique to breach them. It's constant. But that does not mean that we stop taking new measures.” He added, “Common colour is not the best idea, but definitely it will help our marines to keep a watch on the flow of hundreds of fishing boats on the high seas.”


n a novel plan to beef up the coastal security in the state which was breached on two earlier occasions – the 1993 bomb blasts and 26/11 attack on Mumbai – the top brass of the Indian Navy has asked the state government to prescribe a common colour for all fishing boats across the state, so that the navy can filter traffic flow on the high seas and detect intruders. if any. The fishing community has criticised the idea saying it is a “headless decision” as terrorists can paint their boats with the common colour in no time. The suggestion had come after the review of coastal security mechanism, conducted in a meeting headed by the Chief Secretary of the state. All agencies and stakeholders including Indian Navy, Indian Coast Guard (ICG), Maharashtra Maritime Board, Shipping, Ports Trust, Custom and Fishery department authorities agreed that a common colour for all fishing boats will enable the navy and coast guard on high sea to screen the traffic. Vice Admiral Shekhar Sinha emphasised on the importance of Mumbai and relentless synergy required to ensure robust coastal se-

Vice Admiral Shekhar Sinha, Flag Officer Commanding-in-Chief, Western Naval Command and J.S. Saharia, Chief Secretary, co-chaired the review meeting on coastal security. curity. In order to trigger the 1993 bomb blasts and 26/11 attack on Mumbai, terrorists had entered the country from sea breaching coastal security. Moreover, Mumbai as commercial capital of country as well as a rising commercial hub of south Asia, is always prime target of anti-national elements. Sources in the navy said, “This idea is already in existence in south Indian states. Every state has its

specific colour. In Maharashtra, every district or tehsil has its own specific colour for fishing boats. Ratnagiri, Mumbai and Vasai have their own specific colours. So there is a need for one common colour for all fishing boats in the state. Damodhar Tandel of the fishermen's union in the city criticised the navy's proposal. He said, “It is a headless decision. Any terrorist who wants to enter into Mumbai will

Longboard skaters of Navi Mumbai

Pic by Sumesh Rajan

By Khushboo Panjabi


Soam Restaurant, located opposite Babulnath Temple at Chowpatty, has won The Times Food Guide award for the Best Vegetarian (casual dining – South Mumbai), this year too. Reacting to this prestigious honour, Pinky Chandan Dixit of Soam says, “We are proud to serve the best food that one finds in the kitchens of traditional Indian homes. Our inspiration has always come from home-style cooking”

ikhil Bhosale and Krishank Malik, two younsgters from the satellite city, are taking an active role in introducing longboard skating in Navi Mumbai. After forming Longboard Crew India – India’s only longborading crew so far – in Nov 2013, the duo are working hard to promote the fun and energetic game and bring it up to the level of countries that compete in it. Presently, the crew of 10 members – all in the age group of 19 to 30 years – have been invited to be a part of Nikhil Bhosale, extreme left, with his ‘crew’ members. India’s Surf Festival (ISF), 2014 at Orissa, where they will promote this sport and organise a workshop where one can learn the basics of longboarding like balancing, turning, taking sharp turns, breaking, and tackling fear of high speeds, and minimizing injuries. Bhosale and his team recently viisted Goa to promote this sport. Bhosale said, “Longboarding is slightly different from skateboarding because it is extreme, dangerous, exotic and deals with speed. Our crew longboards on Parsik The enthusiastic members of Longboard Crew India.

Hill in Navi Mumbai.” He added, “All the crew members, however, are not only from Navi Mumai. There are a few who come all the way from Santacruz and Malad as well.” The crew’s practice on the Parsik Hill road every Saturday and Sunday morning has impressed Sagar Naik, the mayor of Navi Mumbai, who has promised them a designated area so that they can practice better and make the sport more popular.

City temperatures set to rise

Afternoon Despatch & Courier


By Vishnudas Sheshrao

the current levels for another three days and will then gradhe maximum temperature ually increase. Rains will be in the city decreased by al- experienced in some parts of most 9 degree celsius as com- Maharashtra this week. pared to the last week. The Last week, the maximum Meteorological department's temperature was recorded at forecast says that the temper- 34 degree celsius. However, it ature will be remain around decreased to 25.8 degree cel-


sius on Sunday. IMD officials said that it was an impact of the sudden low pressure in the North and North-East belt. The trough crossed Jammu and Kashmir region and moved towards NorthEast and Bay of Bengal. Officials said that there would be

showers in Marathwada region after three days. Santacruz recorded a maximum temperature of 28.1 degree celsius and a minimum temperature of 18 degree celsius while Colaba recorded them at 25.8 and 19.5 degree celsius respectively.

Cops rescue woman Minors rob senior forced into flesh trade citizen outside bank The two boys distracted the victim by pointing out to some dirt on his clothes

Bhayandar polce bust sex racket operating under garb of massage parlour; two arrested By Suresh Golani

By Suresh Golani



being carried out under the garb of a beauty parlour, a leuths of the Bhayandar police team sent a decoy police station along with customer to Five-Nine Partheir Anti Human Traffick- lour located in a posh coming Wing counterparts raided plex opposite Maxus Mall in a massage parlour in Bhayandar (west). After Bhayandar and rescued a confirmation, a police team woman on Saturday after- led by PI Anil Gopal and PSI noon. Two people including Kamal Nirbhavane swooped the owner of the parlour have down at the parlour and arbeen arrested and booked rested the owner, Ajay under the Prevention of Im- Thakur, and manager moral Trafficking Act (PITA). Madan Thakur. A woman According to the police, fol- who was allegedly pushed lowing specific information into prostitution activities about flesh trade activities was rescued in the raid.

Two minors (aged between 12 to 14 years) distracted wo minor boys robbed a Ansari’s attention by inform64-year-old man soon ing him about some dirt on after he withdrew money his clothes and made off from the Nallasopara branch with the bag containing the of a nationalised bank on cash, police said. Based on a Saturday afternoon. Accord- complaint lodged by the vicing to the police, the inci- tim, a case under section 392 dent was reported from the (Robbery) of the Indian Samelpada area at about 12 Penal Code has been regisam, when the victim identi- tered against the unidentified as Kismatun Fakir fied accused. Further Ansari (64), a resident of investigations are being carDange Complex, was on his ried out by police personnel way home after withdrawing V. Mali of Nallasopara police Rs.25,000 from the bank. station. Azad Shrivastav | ADC

Participants at the Little Hearts Marthon held from the Siddhivinayak Temple, Prabhadevi to Wadia Hospital in Parel on Sunday. (Inset) Salman Khan who was also present on the occasion.

MBMC’s plan to lease MMRDA flats will bring major relief to people living in dilapidated buildings of Mira Bhayandar


agenda of general body, scheduled for February 11, to decide the disbursement criteria and monthly rent of the flats. The By Suresh Golani state government of Maharashtra had given its nod to the proposal mooted by eople living in rickety structures of the MBMC for leasing out 50 per cent Mira-Bhayandar will soon be able to units for transit accommodation under live in new flats built by the Mumbai the MMRDA’s ambitious Rental Housing Metropolitan Region Development Au- Scheme (RHS) at a price of Re.1 per thority (MMRDA). The Mira Bhayandar square meter for a period of 30 years. Municipal Corporation (MBMC) has fi- The MBMC in turn will utilise the flats nally listed the draft proposal in the ad-measuring 160 square feet as transit


settlements for people belonging to dilapidated structures in the twin-city. NCP legislator Gilbert Mendonca and Mayor Catlin Pereira had been apprising government agencies towards the need of transit settlements to house people living in dangerous buildings. The proposal moved by the civic administration moots a monthly rent of Rs.6,729 from beneficiaries (who do not own any other residential property in the region) on a three-year Leave License Scheme.




Nothing can deflect voters from noticing UPA’s poor 5 year record

Afternoon Despatch & Courier



Ponder awhile... “Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved.” — Helen Keller

AAP keeps away as Delhi police face protest R

ape cases are being reported from all over the country. For the rapist, it does not matter to which religion or caste the victim belongs. Women belonging to all races receive his attention. And what is frightening is that females of all ages – even a baby of just 4 months are not spared. The crime is a daily happening throughout the country. Thousands of rapes are happening without being noticed. It is only some of the sensational rapes that attract the media. The Nirbhaya horror in Delhi roused deep emotions in lakhs of people across the country. The Delhi police came with Rapid Action Force, paramilitary force, water cannon, teargas and lathis. The police chief of Delhi and the Union Home Minister Sushilkumar Shinde ordered merciless action against those who had only met to protest. There was no violence at all. The police used the water cannons, teargas and lathis and disperse the huge crowd. On that day, the Congress party lost lakhs of voters who were shocked when they received brutal treatment by the police. It is quite pathetic that the police came once again with weapons, merely to use force on people at Jantar Mantar just because sympathetic citizens wanted to protest. Hundreds of policemen came there merely to use force at the slightest provocation. The AAP which is ruling Delhi could do precious little because the police is not under its control. The victim is a 14-year-old from Manipur. It would be wrong to make any racist charge because the rapist had no such perception at all. There is not even an iota of truth that the people of North and South India have any racist bias against the people of North-East India. The decision for linguistic division of India has narrowed the mental horizons of people and reduced rapport between people of different states. And Delhi's chief minister is seen saying on TV channels that the government has no control over the police and hence he cannot be held responsible. The chief minister is himself encouraging the protests and it will not be a surprise, if the protest continues today, he himself may join it.



A.R. KANANGI Associate Editor

KAMAL MORARKA Chairman of the Board of Directors Afternoon Despatch & Courier office is located at: Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Phone: 40768999. Fax: 40768916. E-mail: Printed by Shashikant Jadhav for Courier Publications Pvt. Ltd., at Journal Press, Free Press House, Free Press Journal Marg, 215, Nariman Point, Mumbai-400 021 and published by him from Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Registered Office at: 98 Mittal Chambers, Nariman Point, Mumbai-400 021. Vol. XXIX No. 270


EADERS born before the internet age would scarcely recall that days before the 1977 parliamentary poll a certain someone called Sanjay Gandhi, contesting on the Congress ticket, had self-avowedly become an alleged victim of a murderous assault. There was no private television then. The State-owned Doordarshan and All India Radio, as expected, went to town with the ‘horrendous attack’ on the then Crown Prince of the Congress Party. As for the print media, despite the stringent censorship controls in place, it showed skepticism, grossly underplaying the so-called assault story. Well, a few days later when the ballot boxes were opened and votes counted, the Crown Prince and his mother Indira Gandhi in the adjoining Rai Bareilly constituency were both inflicted crushing defeats in what was till then considered as family fiefdoms. The reported attempt to kill the Gandhi scion had failed to extract the desired sympathy vote. Credit the great unwashed masses with some earthy commonsense! They had known all along that it was the desperate attempt of a desperate man to avert his humiliation. Now, cut to circa 2014. The alleged interview with a terror accused, Asseemanand, published in a monthly journal, which too is desperate for relevance in the fast squeezing magazine space, refreshed memory about the so-called assault on Sanjay Gandhi before he was made to lick the dust in Amethi. Whether the interviewer, Leena Gita Reghunath, who is listed as ‘editorial manager’ in the magazine’s masthead, was herself managed or duped is hard to say. But there can be no denying that the desperate attempt to drag in the RSS top brass in the alleged terror conspiracy itself smacks of a conspiracy by the dirty tricks department of the ruling Congress Party. How and when Asseemanand, being held in a high-security prison in Ambala, met the interviewer is unclear.


tographs. Gratuitously dragging in Modi into the sordid narrative was a further give-away. Anything to stop the Modi caravan seems to be the Congress’s current obsession. Hijack any Caravan so long as it serves to throw stones at the BJP’s prime ministerial candidate. The Congress is in the grip of a nearfatal credibility crisis. Pollsters are unanimous that the party will find it hard to get into even triple figures this time around. Must sections of the media jeopardize their own credibility by becoming willing accessories to their dirty tricks. As an aside, we might add that though a pre-paid subscriber, this is the only issue that we have received at the beginning of the month rather than at the end of it, which was the practice hitherto. Clearly, an urgent mission calls for an urgent delivery, doesn’t it?

Financial skullduggery


HIS is a story you are unlikely to read anywhere else in the media. No, not even in a paper which pats itself for its investigative journalism. For, when it comes to its own, the media refuses to acknowledge its own failings, as if it was lily-white. Whether this conspiracy of silence in the age-old belief that dog does not eat dog helps the media retain public trust remains in doubt. But, nonetheless, here it goes. The NDTV, the television company Prannoy Roy founded on the back of a Rajiv Gandhi-blessed commissioned programme on Doordarshan, has been found to have an unassessed income of over Rs. eight hundred crores in just one assessment year. According to an order passed by a three-member Dispute Resolution Panel of the Income Tax Department on 31 December 2013, the NDTV was wrong in withholding from its income an amount of Rs. 897.27 crores from its books of accounts in the assessment year, 2009-10. F a piece with the cheap canard is the ex- The same shall be added to its income for the traordinary decision by the CBI to year and the company will be assessed acchargesheet a former Intelligence Bureau of- cordingly, ruled the DPR Panel-II in its wellficer for murder and criminal conspiracy. reasoned and detailed ruling under section More man-hours seem to have been wasted 144(5) of the IT Act, 1961. by the apex investigating agency trying to pin A reading of the order suggests that NDTV too was not above using sharp practices like selling shares at a higher price and then buying them back at a lower price, registering companies in tax havens, etc., all in order to avoid its tax liabilities. However, the assessment officer saw through the stratagem, rejecting its claims. The same was upheld by the DPR. The order makes a scathing reading of the financial operations of the television company. And those interested — and the media should be because the truth concerns us all — can access it on the internet.

Demoralizing IB, exposing its sources


INSIDE STORY Virendra Kapoor

Sibal’s spurious logic


AW Minister Kapil Sibal, doing duty for Home Minister Sushil Kumar Shinde, told down Modi by hook or by crook than in getting at the bottom of the corruption scams of the Rajya Sabha that the communal violence the UPA. And, as you should know, these are bill was necessary for the Centre to step in so many that it could keep the CBI in busi- should a state government sponsor riots. ESIDES, it is understandable for a re- ness full-time for years to come. But because And, expectedly, he went on to proclaim that porter to investigate a long-buried scan- the ‘parrot’ feels obliged to sing the master’s the 2002 Gujarat riots were state-sponsored. dal for two or more years, — say, the tune, dragging in the IB for public muck-rak- Very well, then. But the question arises as to Nagarwala or the Bofors scams — meticu- ing, even if it further undermines the agency’s who should step in when the Centre is the lously digging out facts, cross-checking them capabilities to gather intelligence and to foil sponsor. Shall we recall the British? Why do with relevant actors alive or willing to talk, anti-India plots, posed no problems. Institu- we ask? Now, the Gujarat Government may or refer to old news reports and other archival tional health is being jeopardized in the sin- may not be the sponsor of the 2002 riots, but materials. But nowhere in the media world gle-minded pursuit of Modi. That the same there seems to be little doubt about the Cenhave we known of an interview spanning CBI which has no problem burying humon- ter’s hand in the wholly one-sided killings of over a two-year period in four separate sit- gous scams should ignore well-meaning Sikhs in 1984. tings, unless one was writing a biography and warnings against dragging in the IB reflects the subject was too busy to spare time. A put- the slavish mindset of a certain kind of police up job seems a more credible description of officer who believes in following the orders, S there such a paucity of talent in the Conthe sixteen pages of cringing prose and pho- right or wrong. gress Party that it has to nominate junior minister Shashi Tharoor as one of its spokespersons soon after he had come under HE institutional damage done for execut- a cloud following the mysterious death of his ing the Congress’ partisan mission will wife, Sunanda Pushkar? The case was closed, s a toy fruit or a toy elephant reminds take some time and effort to be repaired though ordinarily his role ought to have been one of the real fruit and the living aniwhen a new government is in place in New examined, at least for abetting the suicide. mal, so do the images that are worshipped Delhi later this year. Till then, we can bet the The evidence is strewn all over SMSes in the remind one of the God who is formless shirt on our back that there shall be more, Page Three circles of the capital. and eternal. Unless one always speaks the and not less, of the above kind of stratagems. truth, one cannot find God Who is the soul That they are entirely counter-productive and of truth. Sunlight is one and the same are bound to recoil on the Congress Party GAIN, is there such a paucity of talent seems to matter little. After all, Sanjay in the Congress Party that it must Gandhi’s cronies had not paused to ponder the futility of a staged assault, given that he persist with a spokesperson who is a wherever it falls; but only a bright surface had become a hate figure for his ugly doings self-confessed tax-evader? It is not hard to like that of water, or of a mirror reflects it in the Emergency. Likewise, the Congress’s establish his identity. A reading of the fully. So is the light Divine. It falls equally dirty tricks department refuses to come to recent media reports would confirm that and impartially on all hearts, but the pure terms with the party’s irredeemably low he had grossly under-declared his and pious hearts of holy men receive and stock. It merrily continues to execute one income and when questioned by the IT Dereflect that light well. gimmicky plot after the other in order to stop partment agreed to pay a couple of more — Sri Ramakrishna Paramahamsa the Modi juggernaut, nay, Caravan, but crores in tax dues, though the IT Department still remains unconvinced. in vain.

Dirty tricks department working overtime


Covering up a death

Always speak the truth T

Damaging institutions



A tax-evader as spokesman



Afternoon Despatch & Courier


Where is our Police Commissioner? MS. Carol Andrade – as Editor of the ADC – has expressed the anguish of many Mumbaikars at the delay in announcing the name of the new Police Commissioner. It shows the government's stepmotherly attitude towards Mumbai, and lack of concern for the city, again raising the issue of Mumbai being declared a city state like Delhi, due to its importance as the commercial capital of the country. A dispute between the Congress and the NCP over the control of the police, should not have come in the way of announcing the new Police Commissioner, considering that Mumbai was struck by terrorists just five years ago. It is time that Mumbaikars demand that the Collector, the Police Commissioner and the Municipal Commissioner be appointed by a group of important well-meaning citizens, and not based on the whims and fancies of the Government. While this issue needs debating, Mr. Chavan must take the decision without further delay. If he does not, he better resign as Chief Minister. His clean image no longer washes (as it was earlier when he replaced Ashok Chavan as CM), after his letting off of politicians involved in the Adarsh



for this coveted post. — Laxminarayanan Balakrishnan, Mumbai

QUICK DECISION NEEDED: The CM should act as soon as possible and name Mumbai's next CP. and irrigation scams. He seems to be following Dr. Manmohan Singh, who laid the blame on not tackling corruption due to the coalition and his dependence on coalition partners. Mumbaikars do not want such an excuse for inaction. — H.S. Krishna Prasad, Mumbai

INSTEAD of wasting time and energy, Rakesh Maria should be immediately appointed as our new Police Commissioner without dirty politics being played. He is the most capable of all contenders

IT is really disgusting that there is presently no Police Commissioner in Mumbai. In the first place, the government should not have relieved the incumbent Commissioner without the appointment of new one. After having relieved him, they should at least have appointed the new one immediately. The rumour is that there is no unanimity between R.R. Patil and Chief Minister Chavan, about the next Commissioner. Unfortunately, as always, the tussle is to select the worst and not the best one. As a result the administration suffers. But who cares? Bertrand Russell once said, since man is not honest, seniority should be the criteria for promotion. It is very apt for India, where politicians are most dishonest and foolish. They do not understand merit and know only reservation. If seniority, Ffvouritism will vanish and a person can prepare their tenure well in advance. Also, every one can be held responsible for lapses. Let good senses prevail upon our politicians and i hope that Mumbai gets its Police Commissioner soon.

Google’s ‘pride’ doodle THE practice of sport is a human right. Every individual must be allowed to practise a sport, without discrimination of any kind. This is particularly valid in the Winter Olympics, which are currently being held at Sochi. These games require understanding with a spirit of friendship, solidarity and fair play. On the day that the Sochi 2014 Winter Olympics in Russia began, Google posted a fundamental principle of the Olympic Charter on its home page, along with a doodle showcasing six Winter Olympics disciplines presented in the colours of the rainbow or the gay pride flag. The extract from the Olympic Charter and the doodle is Google's way of protesting against Russian President, Vladimir Putin's scarcely veiled campaign against gays and the discussion on how Russia will deal with gay athletes during the Winter Games. — C.K. Ram, Bhandup

AAP has betrayed trust

THIS refers to your edit-piece 'He is his own worst enemy' (Februaty 8) which is true. There cannot be two opinions about the fact that the AAP, and its chief in particular, have betrayed the trust reposed in them by the Congress and the people of Delhi from 28 constituencies. Someone who has long been known to be a non-conformist and confrontationist even in his IRS days — M.H. Nayak, Mumbai and more recently when he was with Anna, is heading the party, and a grabd way. At the same time, a cer- is the chief minister who has scant tain section of society and politi- regard for not only Shinde but also cians take a different stand and have other ideas about this day and its significance. We in India love to celebrate all festivals in general, including special days like Valentine's Day. I believe that there is nothing wrong in following Western culture, as long as the spirit of Indian customs and traditions is well and truly maintained. There is also no harm in exchanging cards, gifts or flowers. Society has to undergo a positive change without making a big hue and cry about it, and live and let live' should be everyone’s motto.

for the Lt. Governor of Delhi whom he brands a Congress agent. All his unwarranted actions are deliberately directed to provoke the Congress to withdraw its support, and one wonders why the decades-old party is putting up with all the insults from him. It is high time that it not only withdraws support, but also extends the same to the BJP so that it can return to power after 15 years and an election can be avoided.. — Dr. V. Subramanyan, Thane

IT is a pity that the BJP is indulging in self goals by attacking the AAP, a party which is seen to be waging a relentless war against corruption, an issue on which the BJP is not commenting on because of the rampant corruption in the BJP ruled Delhi Muncipal Corporation. The youth today are fed up of the Congress vs BJP mud slinging over the 1984 and 2002 riots, and the eternal secularism vs communalism debate. The youth sees Kejriwal as David standing against Goliath. As yet, the AAP's record is clean, perhaps be due a to lack of opportunity, which is a virtue. When Ashutosh calls the Lt. Gov. of Delhi a Congress agent, Vijendra Gupta of the BJP pretends to be offended because he feels that Ashutosh has attacked a constitutional authority! But has'nt the BJP in the past dubbed many governors as lackeys of the Congress? The BJP should attack the Congress and let the AAP alone. If the party persists in doing what they are doing now, I fear that they will lose all 7 Lok Sabha seats. — A.K.R. Hemmady, Virar

Shivaji statue unnecessary

GOOD MOVE: Pre-paid taxi and rickshaw stands outside railway stations will benefit tired commuters as well as out-station passengers.

Good news for commuters IT was just a few days ago that I read that the railways would introduce pre-paid taxis and auto rickshaws near railway stations. I believe that this system will do wonders if it is introduced at all railway stations on the Central, Western and Harbour lines. There are thousands of people that travel via trains everday for business, work or recreation, and naturally, time is money. Standing in long lines outside railway stations in wait for rickshaws or taxis, particularly after a long day at work, takes up to almost 45 minutes of a person's time, besides tiring him or her out further. If this system of prepaid auto rickshaws and taxis is introduced, commuters will save time and reach home sooner.It will also greatly benefit travellers disembarking from long-distance trains. This welcome measure should be implemented immediately. — Murugesh Iyer, Thane

Hindu terror issue THE Hindu terror issue has stormed

back to the poltical center-stage with Samjhauta Express blast accused Aseemanand pointing a finger at RSS top leaders including Mohan Bhagwat and Indresh Kumar. Since this issue is very serious, in which many innocent lives have been lost, there must a thorough investigation to find out the truth as the people of this country want to know the people behind this ugly act that butchered and killed innocents. It is high time Aseemananad's statement is taken seriously and the RSS be asked to give a clear explanation, failing which, the doubts of their involvement will remain in the minds of the people,thus leading to a repercussion in the forthcoming Lok Sabha elections.

— Jayanthy Subramaniam, Sanpada

Big B still in demand

WORDS are inadequate to commend Bollywood’s iconic celebrity Amitabh Bachchan for being still in demand at 71. Without exaggeration, he is perhaps the only celebrity to be working tirelessly in total disregard of his age and health. He is also the only celebrity to be endorsing a maximum number of brands. In the last few days, there have been a number of producers visiting Jalsa to sign him for their projects, and even brand advertisers are making a beeline to enter into a contract with him. He tries nit to disappoint anyone, but takes on the project only if he finds it worthy. Moreover, he is also the only celebrity who does not cancel shoots even if he is unwell. In fact he completes his work without let— Bhagwan Thadani, Mumbai ting anyone from the unit know about his ailment. There has been no actor so active, dedicated and LETTER OF committed to his contractual obliTHE DAY 'LOVE is blind' is true as gations as Mr, Bachchan. Obviously, far as the saying goes. But it is a fact he has the blessings of God for the that both the young and the old stamina he has to keep working. need a special day like Valentine's This should be the spirit of the presDay to express their love to each ent actors. Bravo Amitabh other. Couples feel that it is their Bachchan! — K.V. Raman, Malad prerogative to celebrate this day in

Celebrating love

WASTING MONEY? The money being spent on installing a statue of Shivaji in the middle of the Arabian Sea can be utilised for a something better in the Maratha king's name. THE large amount earmarked for the erection of the Shivaji statue in the sea, could have been more gainfully utilized for some other purpose to commemorate the life of the great Maratha king. I feel that the brave king’s memory could be truly cherished if the Maharashtra government allocates the amount for creating a military scholarship to encourage Maharashtrian youth to take up a career in the armed forces. Such a step would really be a fitting

tribute to the valiant Maratha general. — Vineet Phadtare, Borivali

THIS has reference to the article 'A Gloomy Perspective' by Ms. Tavleen Singh and the news about the Government of Maharashtra having sanctioned Rs.100 crore for the project of erecting a statue of Shivaji in the middle of the Arabian Sea. Ms. Singh has commented on museums, statues and other memorials abroad, how important they are, and how well they are looked after, thus increasing the tourists' attractions as a result. In India, however, we continue to live in the past, and use names of historical figures in the hope that people will be impressed by the alleged achievements of someone from the past. In Gujarat, to counter the Congress, over Rs.2,400 crore will be spent to erect a huge statue of Vallabhbhai Patel. Therefore, Prithviraj Chavan has hurriedly sanctioned a giant statue of Shivaji so that the public can say, "Ah, now that this statue will be erected by the Congress and NCP, let us vote for them in May 2014 and all our current problems will be solved." Look at our open spaces and existing statues that are unkempt and not cared for. We must live in the present and plan for a better future. This cannot and must not be through the erection of statues by trying to awaken the memories of past heroes. — Jamshed Irani, Mumbai


Afternoon Despatch & Courier


kula AMk 40

ihMdI saMyau@t

4´ ‘svatM~ta idvasa’ ko %yaaOhar ka vaNa-na kiva nao kOsaa ikyaa hOMÆ Apnao SabdaoM maoM ilaiKe.

samaya 2 GaMTo

saUcanaa Saud\Qa BaaYaa evaM sauvaacca laoKna Apoixat hOM. p` 1 A inamnailaiKt ivaklpaoM maoM sao sahI ivaklp jaaoD,kr vaa@ya puna: ilaiKe. 3 1´ BaarI manasao ]zoÊ C,DI saMBaalaI AaOr …………. A´ Gar C,aoD,kr calao gae. ba´ @laasa CaoD,kr calao gae. k´ madrsaa CaoD,kr calao gae. 2´ madr Torosaa kao Baart kI naagairkta p`aPt hu[………………. A´ sana 1950 maoM. ba´ sana 1994 maoM. k´ [-maanadarI ka AiWtIya gauNa payaa jaata hO. 3´ BaartIya saMsÌit maoM ……………. A´ saihYNauta ka AiWtIya gauNa payaa. ba´ ekta ka AiWtIya gauNa payaa hO. k´ [-maanadarI ka AiWtIya gauNa payaa hO. Aa inamnailaiKt p`%yaok p`Sna ka ]<ar pazyapustk ko pizt pazaoM ko AaQaar pr ekek pUNa- vaa@ya maoM ilaiKe. ³kovala tIna´ 3 1´ vana ko p`aNaIyaaoM maoM baD,a bauiwmaana jaanavar kaOna qaaÆ 2´ kulapu~ nao iknasao daostI kr laI qaIÆ 3´ ikna tInaaoM kI maMija,la doSasaovaa hI qaIÆ 4´ mauMSaI jaI kao iksa baat ka Afsaaosa qaaÆ 5´ saaÐp kao iksa baat ka duK qaaÆ [ inamnailaiKt p`SnaaoM maoM iknhI dao p`SnaaoM ko ]<ar pazyapustk ko saMbaMiQat pazaoM ko AaQaar pr lagaBaga Chsaat pMi@tyaaoM maoM ilaiKe ³6070 SabdaoM maoM´ 6 1´ kOlaaSa ko mana maoM Da@Tr banana ka ivacaar kOsao AayaaÆ ]sanao Da@Tr bananao ka inaScaya @yaaoM, kr ilayaaÆ 2´ rola AarxaNa krnao gae laoKk kao @yaa AnauBava AayaaÆ 3´ doSa kao ‘maaÐ’ jaOsao piva~ irSto sao saMbaaoiQat krnao sao kaOnasaa laaBa huAa hOMÆ 4 kulapu~ nao GaaoDaoM ko vyaapairyaaoM sao pOsao kOsao kmaaeÆ p` 2 A inamnailaiKt pd\yapMi@tyaaÐ pUNa- kIijae. 1´ maIzI tana kana maoM eosao ……………vaanaI baaolao hOM. 2´ saaO saaO [Md`QanauYa…………………jvaar Ca gayaa. Aa´ inamnailaiKt p`Sna ka ]<ar pazyapustk kI pizt kivataAaoM ko AaQaar pr ekek pUNa- vaa@ya maoM ilaiKe.³kovala dao´ 3 1´ svatM~ta ko pva- pr kiva @yaa krnao kao khta hOMÆ 2´ nadI SaItla inama-la jala khaÐ Bar dotI hOMÆ 3´ kiva ko matanausaar manauja ko ilae @yaa SlaaGya hOMÆ [

inamnailaiKt p`SnaaoM maoM iknhI dao p`SnaaoM ko ]<ar pazyapustk kI pizt kivataAaoM ko AaQaar pr 5060 SabdaoM maoM ilaiKe. 6 1´ sauima~anaMdna pMtjaI yaugap`vat-k ‘baapU’ kao vaapsa Aanao kI p`aqa-naa @yaaoM kr rho hOMÆ 2´ kaoikla ApnaI maQaur tana kba saUnaatI hOMÆ taba @yaa@yaa pirvat-na idKa[- doto hOM 3´ nadI kaOnakaOnasao kama krtI hOMÆ ]sasao hmaoM @yaa p`orNaa imalatI hOMÆ

Shailaja Pathak Phalashruti Shikshan Mandal Phalashruti Shikshan Mandal, Mumbai, is an educational organization that has been rendering guidance to students appearing for the SSC Board exams for the last two decades.


p` 3 A 1 inamnailaiKt vaa@yaaoM ko AQaaoroKaMikt Sabd ko SabdBaod kIjaIe. 1 kuC samaya ko baad ja,hrIlaa saaÐp vahaÐ sao calaa gayaa. 2 iksaI ek Sabd ka saaqa-k vaa@ya maoM p`yaaoga ikjaIe. 1 1 laoikna 2 turMt Aa inamnailaiKt vaa@yaaoM maoM sao iknhI dao vaa@yaaoM kao kaoYTk maoM saUicat kala maoM pirvait-t krko ilaiKe. 2 1´ maunaSaIjaI ko baaro maoM hma saUnatoM hOM. ³BaivaYya kala´ 2´ saarI duinayaa maoM yah Kabar fOla jaatI hOM. ³pUNa- vat-maana kala´ 3´ maOM saBaI ka Balaa krnaa caahta hUÐ. ³ApUNa- BaUt kala´ [ Sauw krko ilaiKe. 1 1 raYT/Iya ekta doSa vaaiSayaaoM kI saamauihk ija,mmaodarI hOM. 2 ihndI kI maanak vat-naI ko Anausaar ilaiKe. 1 1´ ~RPtI 2´ ]%a\ipDna [- inamnailaiKt mauhavaraoM maoM sao dao mauhavaraoM ka ihndI maoM Aqa- laokr ]na mauhavaraoM ka Aqa-pUNa- vaa@yaaoM maoM p`yaaoga ikjaIe. 2 1´ Aasamaana isar pr ]zanaa 2´ daÐtao tlao ]MgalaI dbaanaa 3´ maukabalaa krnaa 4´ bau@ka faD,kr raonaa p` 4 inamnailaiKt ivaYayaaoM maoM sao iksaI ek ivaYaya pr lagaBaga 150 sao 200 SabdaoM maoM inabaMQa ilaiKe. 6 1´ maOM ………………… banana caahta hUÐ. 2´ vaRxaaraopNa kI AavaSyakta 3´ nadI kI Aa%makhanaI 4´ maora ip`ya naota

ADC copies are available at Saphale, Palghar, Boisar, Dahanu, Vapi, Silvassa, Daman, Also at Alibaug & Uran

4 p` 5 inamnailaiKt p~ ka namaUnaa tOyaar kIijae. rMjanaÀrMjanaa caaOQarIÊ Amar mahlaÊ vasa[- sao p`Qaanaacaaya-Ê piblak skUla vasa[- ko naama raSanakaD- maoM Apnaa naama daiKla krvaanao ko ilae baaonaafa[-D saiT-ifkoT kI maaÐga krtaÀ krtI hOM. Aqavaa inamnailaiKt Apizt pircCod pr Aaklana hotu caar p`Sna tOyaar kIijaeÊ ijanako ]<ar ekek vaa@ya maoM hao. ‘ivaVa ivanayaona SaaoBato’ &ana saaOjanya ko karNa hI SaaoBaa pata hO.Agar hma isaf- &atI banao AaOr nama`ta ka ABaava hma maoM hOM tao hmaara pUra &ana vyaqa- hOM. dOinak jaIvana maoM saaOjanya AavaSyak haota hOM. saaOjanya hmaara svaBaava haonaa caaihe. vyai@t ko AacarNa sao iSaYTacaar vya@t haota hOM. At: yah AacarNa svaaBaaivak haonaa caaihe. saaOjanya ivakisat vyai@t%va ka p`mauK AMga hOM. Qana AaOr AiQakar ko karNa k[-M laaogaaoM ka vyavhar saaOjanyahIna haota hOM. nama`ta maanava ka EaoYz gauNa hOM. ivanaya ko ibanaa &ana kama ka nahIM haota. hmaoM ivaVaiqa-yaaoM kao isaf- &anaI nahIM banaanaa hOM. ]nhoM AadSa-Ê saaOjanyaSaIla BaartIya naagairk banaanaa hOM.At: saaOjanyaSaIlata ka saMskar krnaa AavaSyak hOM.

On Tuesday: Answers


pg14 Equities Relatively Expensive To Bonds? pg16 The Art Of Growing Internationally Afternoon Despatch & Courier

GDPâ&#x20AC;&#x2122;s Fragile Recovery T

By Dominic Rebello he Indian economy grew at 4.9 % in 2013-14 despite a very low base of last year. The growth for 2012-13 was recently revised downwards to 4.5 % from the earlier estimate of 5.0 %. â&#x20AC;&#x153;Had last yearâ&#x20AC;&#x2122;s figures not been revised, GDP growth for 2013-14 would have been even lower at 4.4 %. However, the full year figures for 2013-14 suggest that growth in the second half of the fiscal would have improved to around 5.2 % from 4.6 % in the first halfâ&#x20AC;? says Crisil Research in an analysis of the numbers. Agriculture and exports formed the silver lining for 201314. Above normal monsoons lifted agricultural growth to 4.6 % from 1.4 % in 2012-13. Export growth also picked up to 8.0 % due to improved global demand and a depreciated rupee. From April-January, the rupee, on an average basis, has been 10.6 % weaker than a year ago, boosting the price competitiveness of Indian exports. Exports of sectors such as petroleum, textiles and transport equipments have performed well in 2013-14, making them the top three contributors to the strong export performance. Industry growth weakened further in 2013-14 to sub 1% levels, despite a mild pickup in growth of utilities and construction output. Mining output fell for a second consecutive year. Although the ban on iron-ore mining in Karnataka and Orissa has been lifted, it will take time for firms to obtain relevant clearances and resume production. Exports failed take the manufacturing growth into positive territory due to headwinds from domestic demand and a standstill in investments. This is the first time since 199-92, that the manufacturing sector has experienced a contraction. In 1991-92, manufacturing output fell by 2.4%. Despite the boost to rural incomes from above-normal monsoons, private consumption growth slowed to 4.1 % in 201314 from 5.0 % in the previous year, due to high retail inflation and slowing income growth. Fixed investments were almost flat at 0.2% % due to weak domestic demand, slow pace of policy reforms and political uncertainty prior to elections. The investment pipeline has Continued on pg 14 Âť

pg17 Market Fall Is A Buying Opportunity pg19 Buy Firstsource Solutions and Navneet Education



By Mayura Shanbaug

ndia's retail inflation based on the consumer price index (CPI) returned to single digits in December 2013, hitting 9.87% from 11.24% a month earlier. However, there is a section of the market which believes that recent fall in inflation is due to easing of vegetable prices, not reason enough to cheer yet and will pick up once the vegetable prices move northwards in summer. Moreover, with the publication of the Patel Committee report on new policy regime in January, the Reserve Bank of India has taken the first step toward a fundamental shift in the conduct of monetary policy, with CPI inflation as a nominal anchor. Given that the CPI has risen considerably higher than the wholesale price index WPI in recent years, this shift in target warrants higher interest rates across the term spectrum. As per India Economics Weekly Report by Deutsche Bank, CPI-based monetary policy will keep interest higher for longer than previously dictated by the central bankâ&#x20AC;&#x2122;s reaction function. â&#x20AC;&#x153;Borrowing and funding costs would be higher, but on the flip-side, Indian savers will likely receive positive real deposit rates for the first time in years,â&#x20AC;? says Kaushik Das, Economist, Deutsche Bank, in the report. â&#x20AC;&#x153;If inflation comes down over time, rates will decline, but in the first few years of the new regime, chances are rates will be sticky, with major rate cuts quite unlikely,â&#x20AC;? he says. International comparison of CPI and real rates show that there is scope for higher real rates in India. Economies with successful track record of inflation targeting (Brazil, for example) have maintained high nominal and real rates even when inflation eased as that was the key channel of anchoring expectations. â&#x20AC;&#x153;Such lessons from inflation targeting, if followed by India, also suggest that rates will be relatively high in the coming years,â&#x20AC;? adds Das. According to Madan Sabnavis, Chief Economist, Care Ratings, â&#x20AC;&#x153;India is unlikely to go back to the double digit inflation regime unless there is a shocker leading to abnormal inflation...In normal circumstances the inflation will follow the normal trend and will meet RBI's prediction of 6%

by January 2015 easily,â&#x20AC;? he says. Sabnavis believes that the new crop during summer harvest will be good, leading to further easing of inflation. â&#x20AC;&#x153;I expect the Consumer Price Index CPI to be in the range of 8 - 8.5% in the medium term,â&#x20AC;? says Sabnavis. â&#x20AC;&#x153;It is a fact that due to a good winter crop, the vegetable prices have corrected and may be with the onset of summer they will marginally rise. But we should not completely write off the decline in inflation numbers,â&#x20AC;? says Sudip Bandyopadhyay, Managing Director and CEO of Destimoney Securities, echoing Sabnavis's sentiments. â&#x20AC;&#x153;The monsoon in the next fiscal year is an important event in the life cycle of inflation,â&#x20AC;&#x153; he

says adding â&#x20AC;&#x153;global crude oil prices is another factor to fear about.â&#x20AC;? Terming the RBI's decision to hold and increase interest rates against market expectation in a systemic manner, Bandyopadhyay says,â&#x20AC;? RBI's tactical moves are certainly on the right path and will help in curbing inflation in the long run.â&#x20AC;? Bandyopadhyay predicts that the Consumer Price Index based inflation would be in the range of 8.5% in the medium term and around 6% in the long term. According to Debopam Chaudhuri, Vice President, ZyFin Research, who expects inflation to subside in short run, a strict Interest Rate regime and easing supply side bottlenecks have been instrumental in calming food inflation. â&#x20AC;&#x153;Both a proactive fiscal policy and tight monetary policy has been fruitâ&#x20AC;&#x153;The monsoon in the next fiscal year is an important event in the life cycle of inflation. Global crude oil prices are another factor to fear about. However, RBI's tactical moves are certainly on the right path and will help in curbing inflation in the long run.

ful in taming the spiraling inflation,â&#x20AC;? says Chaudhuri. â&#x20AC;&#x153;We estimate the Core Inflation to hover around 2.7% by March 2014. Amid the declining food prices and stabilized core inflation, we anticipate the headline inflation to decelerate over the coming months,â&#x20AC;? he says. As per Deutsche Bank Research, CPI and WPI inflation would likely moderate to 8.9% and 5.0% respectively in January, from 9.9% and 6.2% in December. The improvement in the price data will be led by continued decline in food prices, which we estimate to be -1.5% m-o-m, in case of CPI and -2.5% m-o-m for WPI. Fuel prices however have increased sharply in January, going by the trend of the commodities index, we have factored in 2% m-o-m increase in fuel inflation, both in case of WPI as well as the CPI, states their report. Combining these, â&#x20AC;&#x153;we arrive at a CPI inflation forecast of 8.9% y-o-y, with core CPI inflation likely to be unchanged at 8.0%. The improvement in WPI inflation is likely to be more drastic (assuming no one-off revisions), which we think could go down to 5.0% (from 6.2% in December), with core WPI inflation also remaining comfortable in the 2.5%-2.8% rangeâ&#x20AC;?, it adds. â&#x20AC;&#x153;If the RBI strives to keep real

Continued on pg 14 Âť

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Equities Relatively Expensive To Bonds? Afternoon Despatch & Courier


By A Business Reporter

lthough 2014 started with hopes of a better market performance than in 2013, YTD the Nifty is down ~ 5%. “So far Nifty earnings and macro economic outlook has been stable, allowing us to shift focus, among other factors, on market valuation” says an India update on market valuations report by ICICI Securities . ICICI Sec in this report, has looked at market valuation using multiple methodologies. Here is their take...

P/E multiple From a P/E perspective, market does not appear to be exceptionally expensive with a forward P/E multiple of 14.4x and a trailing P/E multiple of 16.7x considering that the long term average has been 16 x and 19 x respectively for the Sensex. The most recent bear market low (10x forward P/E) was in March ’09. Sector analysis reveals a polarized market Even though the market is not close to its March’09 level on a forward P/E basis, sectors such as PSU Banks, Private sector banks, Utilities, Industrials, Energy, Auto and NBFC


are close to their 2009 lows. On the other hand Consumer staples, IT, Pharma and Cement are much higher than their 2009 lows on the back of relatively better earnings trajectory. Metals, Telecom and Real estate optically have relatively higher valuations on a forward P/E basis as compared to 2009 primarily driven by declining earnings trajectory Earnings yield Current rate hike cycle has rendered the yield on equities (~6%) unattractive as compared to bond yields (8.7%).

by the current and next two years earnings.

Market Cap to GDP The current market cap to GDP ratio (~0.66x) is closer to its March’09 low implying that valuation of Indian equities are currently low and could be nearing its bottom.

CAPE Cyclically adjusted PE ratio for the market (Sensex) is at reasonable levels (18.4x) as compared to historical means (21x)

Reverse engineered market valuation Using our MILTGV (Market Implied Long term growth) framework, the market appears to be reasonable at a MILTGV of 46%, implying that major value component (54%) of the index is explained

Global comparison From a global perspective, amongst emerging markets India’s above average fundamentals (ROE of ~ 17 % and improving macros) are supportive of its average valuations. ICICI Securities concludes that; the Nifty P/E – which is distorted due to a polarized market and cyclicality in earnings - should be looked in conjunction with other methodologies like CAPE, Market cap to GDP, Reverse engineering market valuation, Earnings yield to bond yield comparison and relative position to other emerging markets. It also believes that the Majority of the methodologies point to Indian equities being reasonably valued except for ‘Market Cap to GDP’ which indicates cheap markets whereas bond yield to earning yield comparison indicates equities are relatively expensive to bonds.

Australia And India Examine Areas For Mutually Beneficial Cooperation “I

By A Business Reporter ndia is now widely regarded as an economic power house registering GDP growth rate of above 5%. Indians attach great value to education and the power of learning. The Indian community in Australia from the sectors of engineering, medicine, research and teaching have contributed substantially to the Australian economy. Australia seeks to carry forward its economic relations with the Indian diaspora”, said Michelle Rowland, MP, Federal Member for Greenway, Shadow Minister for Citizenship and Multiculturalism, Shadow Assistant Minister for Communications, New South Wales, Parliament of Australia during an interactive meeting organized by All India Association of Industries and MVIRDC World Trade Centre Mumbai. Examining the areas for mutually beneficial cooperation Rowland said Australia exhibits a competitive edge in the sector of infrastructure. The Indian economy intending to invest US$ 1 trillion in infrastructure may seek assistance from Australia to upgrade its infrastructure sector. The Public-Private-Partnership model may be a viable option in this regard. Also, the Indian economy may benefit from cooperation in the sectors of minerals & mining, banking & financial services among others. Indian investors have made huge investments in the mining sector in Australia, Rowland added. Addressing the issue of unemployment and under employment faced by the Indian diaspora in Australia, Rowland said that the Government of Australia has been working towards

Cheering inflation?

Continued from pg 13 «

rates positive, it may well succeed in anchoring inflation expectations and encourage a rise in savings,” says Taimur Baig, Chief Economist, Deutsche Bank in the research report. “But a key threat to its success would be the central government’s fiscal stance. Positive real rates would affect the government’s debt dynamics, putting an end to the trend of recent years when the debt/GDP ratio kept declining even without fiscal adjustment,” he says on the possible new policy regime. Baig believes that as lower inflation reduces nominal GDP growth rate and higher real rates hurt the debt dynamic, the authorities would have to either embrace fiscal adjustment or undermine the RBI’s efforts by continuing expansionary (and inflationary) policies. “Without an end to fiscal dominance, RBI’s efforts would likely fail,” adds Baig.

GDP’s Fragile Recovery Continued from pg 13 «

<<From (L-R): Y. R. Warerkar, Executive Director, MVIRDC World Trade Centre Mumbai, Kilmeny Beckering Vinckers, Deputy Consul-General, Australian Consulate-General, Harish Velji, Chairperson of the SubContinent Friends of the Labor Organisation, Capt. Somesh Batra, Vice Chairman, MVIRDC World Trade Centre Mumbai, Vijay Kalantri, President, All India Association of Industries and Vice Chairman, MVIRDC World Trade Centre Mumbai, Michelle Rowland, MP, Federal Member for Greenway, Shadow Minister for Citizenship and Multiculturalism, Shadow Assistant Minister for Communications, New South Wales, Parliament of Australia, Aisha Amjad, Board Member of the Sub-Continent Friends of the Labor Organization during an interactive meeting with Rowland organized by the All India Association of Industries and MVIRDC World Trade Centre Mumbai. generating employment opportunities for the retrenched workers. Going forward, Australia proposes to amend its decision on the supply of uranium. We look forward to supply uranium to the Indian economy abandoning the clause of signing the Nuclear Non-Proliferation Treaty, Rowland said. Further, Rowland said that Australia may undertake learning lessons from India as it seeks to upgrade its National Telecom Policy. Also, Australia called upon Indian

investments in the sectors of education and healthcare. Kilmeny Beckering Vinckers, Deputy Consul-General, Australian ConsulGeneral was present on the occasion. Earlier, in his welcome address Vijay Kalantri, President, All India Association of Industries and ViceChairman, MVIRDC World Trade Centre Mumbai said that India and Australia have enjoyed long standing relations since ancient times. The bilateral trade between the countries

stands at US$ 19.16 billion with India’s exports worth US$ 3.45 billion and Australian exports worth US$ 15.73 billion. Major exports of Australia include gold, chickpeas, coal, copper, ores, lead and wool. India’s exports to Australia include pearls and gems, jewellery, medicaments and passenger motor vehicles. The economies may collaborate successfully in the areas of education, shipping, logistics, mining, infrastructure and IT, Kalantri observed.

completed depleted and fresh investments by the private corporate sectorare unlikely unless there is a sustained recovery in demand. Service sector growth was mixed in 2013-14. Improved global demand lifted performance of IT/ITES services, boosting growth of financial, real-estate and business services to over 11 %. However, spill-over from a slowing industry dragged down growth of trade, transport and communication services compared to last year. A sharp lift in growth of community, social and personal services - a sector which is closely linked to government spending – came as surprise as the government has been cutting back on expenditure to compensate for a shortfall in tax revenues from budgeted levels. “In 2014-15, we expect GDP growth to pick-up to 6.0 %, aided by implementation of stalled projects, de-bottlenecking of the mining sector and some recovery in industry on the back of higher external demand. We also expect some rebound in services growth, led by higher exports growth and positive spill-over from an improvement in industry,” concludes Crisil.


AMFI May Ask MFs To Reveal Investments In Them From Group Cos Afternoon Despatch & Courier



By A Business Reporter

utual fund industry body AMFI may soon suggest making it mandatory for fund houses to disclose the investments made in them by group companies, which is estimated to be well above Rs One lakh crore. The move follows leading fund house Reliance Mutual Fund voluntarily disclosing such investments, which stood at 3.2% of its total asset base of about Rs 1,02,487 crore as on December 31, 2013. Becoming the first fund house to make such disclosure, Reliance MF also said that it expects others to follow suit. However, industry sources said guidelines to make this disclosure mandatory are expected soon. Mutual fund industry experts also welcomed the disclosure of group investments in their own AMCs (Asset Management Companies). According to Prithvi Haldea, Managing Director, Prime Database, such kind of disclosure is a very good move as investors are generally guided by rankings and these rankings may change if group investments are excluded from the AUM. "Besides, such disclosures, there should be separate rankings as per investor class and instruments as well which will give the small investors the right perspective," Haldea added. Many large fund houses have significant chunk of investments coming from their group entities, and so the ranking as per average AUM (Assets Under Management) does not show the true strength of a mutual fund. Echoing similar sentiments, fund tracking firm

PRAMIT BRAHMBHATT is CEO of Alpari Financial Services (India)



he Rupee continued to appreciate for the second consecutive week. Last Thursday the Government cancelled the bond auction indicating that they are in a state to meet deficit target. India was likely to auction 150 bn Rupee bond, but the government's comfortable cash position, ignited the hopes that Finance Minister P. Chidambaram will be able to control the fiscal deficit within his 4.8% target. The Dollar index traded weak last week as investors focus on the emerging-markets fears faded. Local equities started the week on a weak note as foreign institutional investors were net sellers over the concerns about the Federal Reserve's withdrawal in monetary stimulus and an economic slowdown in China. The


Scheme Name ICICI Prudential Exports and Other Services Fund - Growth Templeton India Ultra Short Bond Fund – IP - Growth HDFC Index Fund - Sensex Plan LIC Nomura MIP - Cumulative Kotak Banking And PSU Debt Fund – Growth Religare Invesco Overnight Fund – Growth IDFC G Sec Fund - Short Term – Reg - Growth. HDFC Balanced Fund - Growth

Nature Equity Debt Equity Debt Debt Liquid Gilt Balanced

1 M% 1.83 0.78 -1.44 0.23 0.81 0.67 0.69 -0.65

6 M% 29.55 5.44 9.32 4.87 6.96 4.46 6.11 18.64

1 Y% 45.36 10.11 5.31 7.83 9.8 9.82 10.3 9.02

*Note:- Returns calculated for less than 1 year are Absolute returns and returns calculated for more than 1 year are compounded annualized. NAV as on February 07, 2014 Value Research Online CEO Dhirendra Kumar said: "It is a very good move and other fund houses should also follow suit." Investments coming from group entities is not a bad thing but investors should be aware of such developments, which would help in making the system more transparent, Kumar added. A senior AMFI executive on condition of anonymity said investments of group companies in their own AMCs is not wrong and such disclosures are not likely to have an impact on retail investors as a whole. Moreover, it also shows the confidence of companies in the fund management system. Fund houses have so far not been disclosing the exact amount of investments by their group companies in their respective schemes, but industry estimates suggest that such investments vary from as low as 3% to as high as

20% for different AMCs. According to industry estimates, group firms have investments to the tune of Rs 15,000 crore in Birla AMC, while for ICICI AMC the amount stands at Rs 12,000 crore, HDFC AMC between Rs 10,000 to Rs 15,000 crore, Religare AMC Rs 5,000 crore, Tata AMC between Rs 8,000 to Rs 10,000 crore.


HDFC MF launches HDFC RGESS - Series 2 HDFC MF announced the launch of HDFC Rajiv Gandhi Equity Savings Scheme – Series 2, (HDFC RGESS-2), a 3 year close-ended equity scheme investing in Eligible Securities as per Rajiv Gandhi Equity Savings Scheme.(‘RGESS’). The Fund Manager for HDFC RGESS is Srinivas Rao Ravuri.

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Birla Sun Life MF announces change in exit load structure under two schemes Birla Sun Life MF has revised the exit load of Birla Sun Life Long Term Advantage Fund and Birla Sun Life Top 100 Fund to 1.5% for redemption/switch-out of units within 365 days and 0.50% for redemption/switch-out of units after 365 days but within 540 days, against the previous 1% for redemption/switch-out of units within 365 days. The change will be effective from February 04. IDBI MF announces changes in IDBI GETF IDBI MF has announced that Gold Deposit Scheme (GDS) of banks be included in the investible portfolio of IDBI Gold Exchange Traded Fund (IDBI GETF). Further, investment in GDS of banks by IDBI GETF should not exceed 20% of the total assets under management.

USD/INR To Trade Between 61.80 - 63.20

Rupee is expected to depreciate in the coming days. The trading range for the USD/INR pair is expected to be within 61.80 to 63.20. It is recommended to be cautious and Buy USD/INR (Futures) on dips with the appropriate stop loss as overall the rupee is expected to depreciate. Pivot Point for the Pair is at 62.67 and below are the Support and Resistance levels. Last Thursday the data released by the U.S. showed jobless claims declined for the first time in three weeks, declining 20,000 to 331,000 from a previous revised 351,000 in the period ended February 1. The readings that came were better than forecasts that referred to 335,000, which added more optimism about the strength of recovery in the labor sector. The Labor Department also announced that U.S. nonfarm payrolls grew 180,000 in January following a 74,000 gain in December 2013, signaling 25th Feb (Futures)


1st Support 62.1833




25th Feb (Futures)



Lo w








103.70 103.70 101.93 102.12







84.60 61.11

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You’re making yourself fat


84.78 61.18

further improvements in the labor market. The US Federal Reserve's decision to further reduce its monthly bond-purchase program by $10billion, coupled with strong fourth-quarter US GDP read lost its colour last week and the US Dollar Index is leading to a weekly fall giving away some of its last week’s gain. US monthly jobs report, popularly known as


1st Resistance 62.9533





3 Y% 19.45 9.92 4.6 5.96 8.63 8.58 7.15 9.68

Motilal Oswal AMC launches MOSt Focused Midcap 30 Fund Motilal Oswal Asset Management Company Ltd. announces the launch of Motilal Oswal MOSt Focused Midcap 30 Fund, an open ended equity fund. The Fund will endeavor to achieve long term capital appreciation by investing in a maximum of 30 quality midcap companies having long-term, sustainable competitive advantages and potential for growth. The equity component of this fund will be managed by Taher Badshah, Senior, Vice President & Head of Equities and debt component by Abhiroop Mukherjee, Sr. Manager – Fixed Income

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NFP, has always been the most keenly watched economic announcement from the US. The US Labor Department is scheduled to release its monthly employment report for the month of January. Following a weaker reading of only 74,000 new jobs addition in December against the consensus forecast of 196,000 jobs, this week's jobs report is expected to show a rise of 185,000 new jobs in January. A gain of over 190,000 new jobs would confirm economist’s views that the drastic fall in December was not indicative of a reversal of the recent strength in the US labor market. Meanwhile, the unemployment rate is expected to remain stable at 6.7%.

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One Positive Legacy At A Time! ADIL F. DALAL

Is the Author of Pillar X: Learn From Failures


ccording to Mark Twain, “The two most important days in your life are the day you are born and the day you find out why.” But, according to Dr. Napoleon Hill, a vast majority of the world population goes through life without finding out ‘why’ and without identifying a definite chief aim in life. This majority resembles a ship without a rudder, floundering on the ocean, running around in circles and using up energy that never carries them to the shore. An important fact is that every human being has an amazing potential for success. Most neuroscientists are astonished at the complexity and processing capability of the human brain. Stanford neuroscientist, Stephen Smith, concludes that, “a single human brain has more switches than all the computers and routers and internet connections on earth.”2 Other scientists hypothesize that with a hundred billion neurons and several hundred trillion synaptic connections, the human brain has the capacity to process and exchange several gigabytes of information within milliseconds.3 Also, the human brain is dividedinto three distinct parts and includes the cerebrum, cerebellum and themedulla oblongata, or stem that is also called the reptilian brain. Only humans have a highly developed pre-frontal cortex, which is the area near your forehead. It controls our personality, behavior and higher human functions like reasoning and problem solving. Thus, as compared to billions of creatures on this planet, human beings have each been endowed with an amazing, advanced and marvelous “super computer.” It is very critical to ask ourselves the question, ‘with over 7 billion powerful minds on the planet, why is ourworld in such chaos, over-flowing with negativity, hatred, violence, wars and terrorism?’ The answer to this can be found in the quote by English novelist Lewis Carroll, “If you don’t know whereyou are going, any road will get you there”4. With a majority of the world population aimless, yet in possession of powerful minds, is there any surprise at the state of our world today? Today, even leaders and corporations are simply focused on short-term gains – very few corporations are making a true positive impact on this planet. Overall, the world’s leaders have no collective vision for peace, stability and sustained growth – no wonder we can never achieve it! Thus, a common ailment affecting individuals, corporations, nations, and collectively our planet is the lack of positive, purpose-driven legacy. If we take time to learn from the chaos and take action to move to the next level we will survive. If not, it’s sayonara, goodbye! So, what is needed today is not merely “changing our world”; but a call to action for “saving our world” and saving human existence itself through collective, radical and sustained action towards a positive change. Unless we are planning a mass-exodus to another planet, we truly need to act as one entity – individuals, corporations, world leaders, celebrities, billionaires et al. So what is the primary change which can help save our world? This question can be best answered using an example. Victor Frankl, an Austrian neurologist, psychiatrist and a holocaust survivor, spent four excruciating years in four different Nazi concentration camps. As detailed in his book, Man’s Search for Meaning, he witnessed utmost hopelessness, suffering, torture, brutality and death of his own family, friends and colleagues. What kept him and others living in inhuman conditions



Afternoon Despatch & Courier

alive? He writes, “everything can be taken from a man but one thing: the last of the human freedoms — to choose one’s attitude in any given set of circumstances, to choose one’s own way.”4 After he survived his experience in the Nazi camps, he attempted to identify the one vital aspect which allowed a handful of individuals to survive these horrifying conditions while a majority perished. The answer was that those who were conscious of the responsibility they bore towards other human beings, or to an unfinished work, were never able to throw away their life and surrender to the suffering. Although exposed to the utmost levels of agony, they were able to bear almost any “how” of suffering since they had identified the “why” of their existence. Victor described this philosophy of life as “logotherapy” or therapy through finding meaning in life. From Frankl’s example it is clear that, what our mind, body and spirit truly need to survive and thrive, is a positive direction or a legacy. Stephen Covey states,“There are certain things that are fundamental to human fulfillment. The essence of these needs is captured in the phrase ‘to live, to love, to learn, to leave a legacy’.”6 Legacies are what we remember about a person or a country. What a leader, an individual, a corporation or a country accomplishes today, might in the future be regarded important enough to be considered a legacy. A legacy is a concept similar to an inheritance. Inheritance usually refers to material and economical inheritance, while legacy refers to immaterial and cultural inheritance. Leaving behind an inheritance requires one to possess or accumulate something of value to pass on. Similarly, in order to leave a worthy legacy, one must actually undertake worthy actions when one is alive. For example, Abraham Lincoln, Mahatma Gandhi, Martin Luther King Jr., Rosa Parks, Mother Theresa and others have been dead for decades or even centuries but their ideals are still alive as their respective legacy. They could not have left us a legacy if they had not lived a life full of principles and actions worthy of a legacy. Thus, leaving a legacy is not an afterthought or an accident; leaving a legacy requires one to live a legacy driven life. But, it is not necessary to be rich, famous or a celebrity to live a legacy. Lincoln failed several times before he became the President, Gandhi was a simple attorney, Martin Luther King Jr. was a preacher, Rosa Parks a secretary and Mother Teresa a simple nun; but they all managed to live and leave a legacy. Hence, every human life is worthy of a legacy. So is there any hope to saving our world? The answer is YES. The key to saving the world today is to create a tipping point of positive legacies on this planet, which will turn back the tide of the negativity, terrorism and planetary chaos to ultimately lead to survival of the human race. Saving the world requires us to use the chaos of today as a ready-made obstacle and a burning platform, which if an individual can play even a small part in helping the world overcome, can be their valuable legacy! Great legacies are not built by sailing the calm seas but by facing the severe storms of life. Corporate leaders can live a legacy by integrating social responsibility, sustainability in their corporate mission and by inspiring their teams to create a legacy for their corporations. National leaders can inspire the population to design a legacy for themselves and collectively for their respective countries. Even “ordinary” individuals can live a legacy driven life. Mother Teresa says, “Not all of us can do great things. But we can do small things with great love.”7 A simple formula one can use to live a legacy driven life is to “LEAD”: Leave Everything Appreciated on Departure™.” Therefore, our legacy can simply be about leaving our family, our company, our country and our planet slightly appreciated or better than we found it.8 For the individuals or entities who aspire to live great legacies and overcome obstacles along the way, a step-by-step formula for designing a “gold-standard” legacy using the V-factor® or the power of visualization® has been detailed in the book, A Legacy Driven Life: Live a Legacy to Leave a Legacy.”

Based on the critically acclaimed book: A Legacy Driven Life: Live a Legacy to Leave a Legacy, by award-winning author Adil F. Dalal, CQE, PMP, LBC, Executive Coach

SATISH KHANNA was Former Group President at Lupin Ltd and now helps entrepreneurs to create International alliances



ach business be it small, medium or big has a common macro objective and that is to achieve Profitable and Sustainable Growth, which happens through deploying right tools to excel in SKILL, SCALE, SPEED and REACH. Compromise with any of these four tools would hit either growth or profitability or sustainability of the profitable growth. Managements of progressive companies understand this aspect very well and consciously tend to keep these tools in ever-sharpened status. During the business journey, companies often come across situations where they discover that in-house sharpening of some of above mentioned four tools, is either not possible at all internally or will take inordinate time and that is when they explore M&A activity to acquire the tool. Be it some technology in the target company that will sharpen the SKILL tool, Be it some Geographic reach that will sharpen the REACH tool, Be it some backwardforward integration opportunity that will enable sharpening of SCALE tool or be it ready made position that is faster and safer to acquire rather than creating similar position in-house, to sharpen SPEED tool.


is a Senior Journalist, Author and Industry Analyst

Either of above situations will normally sharpen one or more of the above mentioned four tools for meeting macro business objectives. And, even-though M&A action is based on well thought intentions to create fresh business value, still we see over a time more than 50% of M&A activities fail to create intended value and many a times it even erodes. When Daiichi Sankyo (DS) acquired Ranbaxy in June 2008, they did mention, “Acquisition of Ranbaxy dramatically enhances our ability to pursue business in emerging economies and extends our reach to include both proprietary drugs and non-proprietary drugs”. This acquisition was to enhance REACH. DS acquired Ranbaxy valuing it at 4.6 Billion US$; what happened since then? Market capitalization of Ranbaxy has exactly halved in 5-6 years, despite DS putting in very sincere efforts, resources and additional money in it, whilst market cap of other leading Pharma companies in India has gone up by multiple times, during the same period. Extremely well intended acquisition of the then leading Indian pharma company (Ranbaxy), by one of the finest pharma company (Daiichi Sankyo) from one of the most developed economy (JAPAN) met with an accident. Warren Buffet, Chairman of Berkshire and Hathaway, once commented on acquisitions, that most of the acquisitions display a kind of undesirable imbalance, where acquisitions • Normally is a bonanza for the shareholders of the acquiree company • It tends to increase income and status of the acquirer’s management • It offers a kind of honey pot for the investment bankers and the other professionals on both sides. • But unfortunately, Acquisitions usually reduce the wealth of the acquirer’s shareholders,

often to a substantial amount. Many of what Warren Buffet expressed about M&A in general, did come true in the case of Ranbaxy too. Significant regulatory issues did surface up in Ranbaxy, post its acquisition, at very regular intervals

Market Fall Is A Buying Opportunity



very dip in the markets should be used as a buying opportunity. Right now market volatility is high and will remain high at least till elections. There are three major factors dictating the Indian stock markets. One is the RBI’s hawkish stance, which remains in place till a new government is in place. The Second is an aggressive QE3 taper. In just 40 days Fed has reduced its bond buying from 85 billion Dollars to 65 billion Dollars. The third factor is the daily flip flops by political parties like AAP, Congress, BJP and now the formation of the Third Front of 11 parties. This is only adding confusion and uncertainty. Because of all these 3 factors combined, the FII’s decided to book profits and partially take money off the table. Stock markets fell from a recent high of around 6400, (Nifty) to a low of around 5970 from where there has been a technical bounce. The shorting may not be over yet and if Nifty goes up to 6100 there may be a fresh bout of short selling. But on the way down it’s a good time to start nibbling at good stocks. I like Jubilant Foodworks, which ranges between Rs. 1000 and Rs. 1300. It can be bought even at Rs. 1100 for short to medium term. If it crosses its previous high of around 1340 it could go all the way up to 1450. Similarly Delta Corp looks good at around Rs. 100 to Rs. 110. It is opening yet another Casino in Sri Lanka soon. Cox and Kings is yet another

and beyond expectations. Large Forex currency hits did happen beyond expectations. Major management change did happen at the very top-table, far earlier than expectation. Somehow, these unexpected issues did not help DS to realize well-intended benefits, atleast till now. Japanese companies normally do not believe in acquisitions, though mergers are common. In Japanese culture, Human resources and the value system of a company is considered a very big asset and not just for saying it, they mean it. They believe buying a company means buying people, so very rarely companies go the route of selling their people; but merger is not selling people. DS itself is a product of merger between Daiichi and Sankyo, way back in 2005. Astellas is another example of very successful merger of Yamanouchi and Fujisawa again in 2005. For a successful acquisition or merger, it is very essential that acquiring company or the leading company must guard against “Conquering army mentality” during the integration process, mobilization of change must happen but with very humane approach. People are really the real assets and they should not feel alienated. There is always a need of having suitable integration leader who has to be multi-directional person with leadership skills of “Aggressive project management, exceptional people skills and extra-ordinary leadership skills in techno-tacto-commercial fields. 100 days before and 100 days after the acquisition or merger date are very critical; it is during this period right signals need to be transmitted, right kind of tuning need to be done to see that sooner both sides become one, with common goals and common aspirations. This approach only can result in putting the Acquisition or Merger event in the category, where value is truly created for ALL the stakeholders.

midcap which will go to Rs. 200 in the next few months. Cox and Kings at Rs. 138 to Rs. 140 is good buy. There are rumours that it will soon acquire Sterling Resorts. Amongst the IT pack all top 4 IT cos are certain money makers. Whether it is Infosys, HCL Tech, TCS or Tech Mahindra - all 4 are equally good buys. Amongst the pharma stock, Aurobindo Pharma, despite a sharp run-up is still a market favourite and will give consistent upside. The IT pack has two advantages. The fact that the QE3 taper is aggressive and is data dependant shows the US Economy is recovering rapidly. The second benefit is going to be further depreciation in the INR to the Dollar. Experts feel that INR will move to between Rs. 63 to Rs. 65,

against the dollar by March- April. Raghuram Rajan is therefore trying to defend the RBI increase repo-rates, tighten liquidity and the rate reversal cycle, which has to start at some point to revive the investment cycle will come only if a stable government comes to power. The Modi Effect on FDI and India Inc is evident. At the ongoing auto expo several companies have announced setting up huge new plants in Gujarat. Two significant ones are Honda (two wheelers) and Suzuki Japan. The Japanese love Narendra Modi. If readers recall a couple of years back there was labour unrest at Maruti’s Manesar plant in Haryana. After a prolonged strike it ended in violence and soon goons burnt a Maruti Suzuki

General Manager alive. This incensed the Japanese because the Congress CM Hooda knew who the goons were but no arrests were made by the police for months. The fuming Japanese PM rang up our PM Manmohan Singh. All he got was assurances. It was there that Japan decided to invite Narendra Modi for a 4 day state visit to Japan and rolled out the red-carpet to him. It is said that Suzuki will ultimately shift all production to Gujarat - FDI only by Suzuki is 4 billion USD. And similar FDI is by Honda, in Gujarat. Japan has silently been helping Gujarat by funding solar power projects, providing soft loans for huge infrastructure projects. They have clearly told Congress that the dedicated Mumbai-Delhi industrial corridor will be first constructed in the Gujarat portion and all funding and technologies will be provided by Japan at practically nil interest rate, repayable in 50 years. The first bullet trains are likely to come up in Gujarat with Japanese help say unconfirmed reports. Japan is also incensed with the UPA’s weak approach towards China, who is Japan’s arch enemy. Therefore, it is going all out to help Modi in more ways than one. Meanwhile Modi has announced a huge Plastics Exhibition and Convention in Gujarat in mid Feb. This makes him a darling of not only India Inc but also Multinationals. On the flipside multinationals consider P. Chidambaram as their enemy number one. Recent IT cases against Shell and Ingram (USA) are not only ridiculous but absurd, as is also the Vodafone case. History has shown that P. Chidambaram always resorts to large IT raids in the last year of all his term. This is bad for the UPA and good for the NDA. And if the UPA keeps shooting itself in its feet, Modi will not require much to do with the UPA themselves falling under its own weight and getting decimated in the forthcoming elections. This is what the market wants.



JAGDEEP KAPOOR is CMD of Samsika Marketing Consultancy

Valentine Marketing A

few years ago, the 14th of February was not celebrated by a majority of Indians. Very few people had knowledge about Valentine’s Day. But due to the efforts of marketing and advertising professionals, Valentine’s Day has become a major event in the main metros of India. Even though, it is a special day and only one day, I would like to term it as a Valentine Season because preparations for this day starts atleast a couple of months earlier. The Valentine Season has emerged as a major event for the branding and selling of products and services. In a country where Holi and Diwali are big and Christmas and Eid are celebrated with vigor, where Raksha Bandhan is a special occasion, in that environment a Valentine Season growing and emerging is seen as a great opportunity by all marketers. Let us try to have a sneak preview into this Valentine Season. Greeting Cards: Whether there be Archies or Hallmark, there is a wide range and variety of cards available for this specific season. Every year new ideas and new designs emerge and excite the young and old alike. Greeting cards achieve phenomenal turnovers during this period. Not only is the consumer happy, but also the manufacturers and the trade. To one set of people it brings joy and to another set of people it brings profits. Scarves: Not to be left behind, garment attire brands push their sales at this point in time. Scarves are popular elements during this season. Different designs and colours are available and the range of brands available would be from the local brand at the lower end to brands at the upper end. Salwar Kameez: The Brand “Biba” in the salwar kameez sector is successful. Jewellery: To gift a piece of Jewellery or even a diamond is seen as a powerful expression of love and gifting is indulged in all places across the country. Sales spurt up whether at Tribhovandas or at Gitanjali or for Kisna or Agni or Nakshatra. These days gifting jewellery which is expensive and at the same time elegant has become the order of the day. The brands Kisna and Agni are growing very fast. Flowers: Floriculture booms and blooms during the Valentine Season with fresh flowers joyfully smiling amidst the atmosphere of love and affection. Care is taken to make sure that flowers are delivered on time and in a fresh state. Cakes and Chocolates: Not to be left behind gateaux, cakes, chocolates and pastries are savored with delight during this season. Special heart shaped offerings adorn shops and are quickly consumed. Monginis is a shining example of a great brand. Well, the Valentine Season is here again and the greeting cards outlets, jewellery shops and many other boutiques are doing roaring business to bring the 14th of February in grand style in the new millenium. If you have not looked at the marketing opportunities that the Valentine Season offers, look at it now! Hurry. Copyright © 2013, All rights reserved. Jagdeep Kapoor can be contacted at


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Intraweek Support and Resistance Levels Based on the “Pivotal Point” theory of Techincal Analysis PP Points indicate the level where the trend is likely to change during intra-week.




Afternoon Despatch & Courier



We had anticipated that growth in the second half will improve and I am happy that our estimate has come true. This estimate of 4.9% for the whole year will in all likelihood be revised upwards in the first, second and final revisions over the next two years. I am confident that the final estimate will be not less than 5% for the whole year. — Finance Minister P Chidambaram


Velocity Parameters Neutrally Trended NSE India : CNX Nifty — Daily Market Report for: Monday (February 3, 2014) By Dominic Rebello


The Nifty rose marginally on Friday (February 07, 2014) a net 26.90 points (0.45%) and closed at the 6063 point level. The market opened up with a gap at the 6077 points level. It then rose further and registered the day’s high at the 6079 points level at 9.16 a.m. The index then declined and turned into a range bound movement until 2.25 p.m. It then declined into the red and registered the day’s low at the 6030 points level at 2.45 p.m. The index then bounced back into the green and turned into a range bound movement until closing at the day. The Nifty witnessed a volatile session moved in a range of 49 points. Sentiment was bullish and amongst the 50 Nifty stocks 34 were gainers, while 16 were losers. Substantial buying was seen in metal, healthcare and realty stocks, while some selling was seen in IT, technology, FMCG and consumer durables stocks.

TECHNICAL ANALYSIS: Volume: Volume (Qty shares) decreased 1.93%. This change is small and indicates a moderate participation by investors. Market Breadth: Overall Market Breadth on the NSE was positive. Amongst all the traded stocks, 820 were gainers, 638 were losers and 71 remained unchanged.

Slow Stochastic Indicator: The Slow Stochastic Oscillator has risen in the neutral zone. The Slow K line in the Stochastic Oscillator is above the slow D line (positive if it continues). RSI Indicator: The RSI is above the 30 level and is now rising (positive if it continues).

MACD Indicator: The MACD is below zero and is turned flat (positive if it rises). It is below its 9-day Average (negative).

ADX Indicator & DI Lines: The +DI line is below the –DI line but both lines are converging (positive if it continues). The ADX is rising while the Market Index is rising, which indicates that the present up trend is increasing in strength.

Support Levels: For short-term traders the immediate main support is at the 5958 points level. The next support is at the 5877 points level.

Resistance Levels: The immediate main resistance is at the 6372 points level. The next resistance is at the 6424 points level. Pivot Point Analysis: For intra-day traders the support and resistance levels are calculated according to the pivot point theory and are: Pivot point = 6058 (This is the level where the trend is likely to change during intra-day). Support (1) = 6036. Resistance (1) = 6085.


Support (2) = 6009. Resistance (2) = 6107.

OUTLOOK FOR TODAY: On Japanese candlestick patterns the index has formed a second consecutive doji pattern. This indicates that the indecisiveness amongst investors continues. The next candle formation will confirm whether the bias is towards the buy or sell side of the market. However, the index is above its 5 and 200 days moving average. Further, the velocity parameters are neutrally trended. Both these indicate a positive bias. But the index is still below its 15 and 25 days moving averages and both the averages are declining. This is negative. As such these are mixed signals. Investors are advised to adopt a wait and watch policy, until a clear reversal signal is visible.

Work with strict stop losses on all positions

MOVING AVERAGES (TREND INDICATORS) The index: Is above its 5-day average (at 6024) Positive. Is below its 15-day average (at 6149) Negative. Is below its 25-day average (at 6180) Negative. Is above its 200-day average (at 5977) Positive.

Overall Market Strength/Weakness: The indicators and oscillators discussed here are indicating a weak market but with a positive bias.

CMP: Rs. 26 Target Rs. 37 Key points: It’s shaping up well: In 2012 Firstsource Solutions Ltd (FSL) was on the brink of a financial burn-out, with a dwindling OPM, market share losses and a huge debt burden. On top of that, its stakeholders were losing confidence fast. Against this backdrop, the company has scripted a perfect turn-around story with costrationalisation initiatives, improving client mining activity and a pruned debt profile (it has paid off FCCBs worth $237 million). Over the last two years, the turn-around story has shaped up well with the EBITDA margin improving from 8.2% in FY2012 to 11.6% currently, profit growing at a CAGR of 77% over FY201214E and cash flow generation improving enough to comfortably service its debts. Valuation—a turn-around story at discounted valuation: Given the strength of the turn-around story and the improved visibility of its earnings growth, we see a strong case for further re-rating in its stock price. The key re-rating triggers in the stock are: (1) a strong margin improvement; (2) acceleration in cash flow generation; (3) timely repayment of debt; (4) and an improvement in the return ratios. Though in the last one year the stock has already been a strong outperformer and has risen by almost 122%, but we see further upside from here. Our 12-month price target is Rs37; we have valued FSL at 5x EV/EBITDA based on FY2016E earnings (a 30% discount to the average one-year forward EV/EBITDA of 7.4 of the past five years) to factor in the risk of execution, the debt repayment and the possibility of a one-time big dent from the charges related to the impaired assets (linked to the MedAssist acquisition; non-cash charges). At our price target the stock would be valued at 6.6x FY2016E EPS. We initiate coverage on FSL with a Buy rating and a 12-month price target of Rs 37 (a 53% upside).

Disclaimer: Investment recommendations made in ‘ADC’ are for information purposes only and derived from sources that are deemed to be reliable but their accuracy and completeness are not guaranteed. ‘ADC’ or the analyst/writer does not accept any liability for the use of this column for the buying or selling of securities. Readers of this newspaper who buy or sell securities based on the information in this newspaper are solely responsible for their actions. ‘ADC’ and/or its affiliates and/or employees and/or the author, his company or his acquaintances may have interests/ positions, financial or otherwise in the securities mentioned in this newspaper.

CMP: Rs. 54 Target Rs. 68 In-line quarter, growth revival key Navneet Education (NEL) 3QFY14 results were in-line. Revenue grew by 7% YoY, EBITDA 14% and earnings 10%. Publication revenue declined 4% YoY owing to lack of government order. Stationery segment revenue grew by strong 32% led by exports. In 9MFY14, NEL’s revenue grew by 8% YoY, earnings declined 1% (+3% adjusted for notional forex loss of ~Rs 35mn). Absence of government order in Publication, paper cost inflation and notional forex loss impacted performance in 9MFY14. Nevertheless, the triggers (viz. syllabus change led by common curriculum evolution, government orders for supplementary books, expansion in Andhra Pradesh and Delhi-NCR) should support growth in FY15-16. Maintain estimates. Retain BUY with TP of Rs 68 (unchanged) at 12x FY15E EPS. Publication – revenue disappoints: Segment revenue (60% of total) in 3Q declined 4% YoY (+5.5% in 9M) to Rs 796mn. Government order for supplementary books contributed ~Rs 270mn in FY13 vs. nil in 9MFY14 leading to moderation in growth. EBIT margin declined by 23bps in 3Q to 26.7%, flat in 9MFY14 at 34.7%. However, with visibility on syllabus change in FY15 in Gujarat and FY16 in Maharashtra, we expect growth momentum to pick-up. Maharashtra contributes ~55% of segment revenue, rest from Gujarat. Further, NEL has completed the content creation for Standard I to VII CBSE textbooks. NEL looks to market them in states beyond Maharashtra and Gujarat with potential to make it a decent sized sub-segment. If successful, this would lead to additional growth. Stationery – healthy performance led by exports : Revenue grew by healthy 32% to Rs 525mn (+14% in 9MFY14). Rupee tailwind and robust export order led to growth. EBIT grew by 8x YoY in 3Q owing to part reversal of notional forex loss of ~Rs 33mn on export receivables. But, margins declined by 255bps YoY in 9MFY14 due to rise in paper cost, competition in domestic business and notional forex loss. However, led by strong export orders from large retail chains in developed markets, we expect the segment to register ~10-12% revenue growth with stable margins. Valuation and view : With robust earnings CAGR of 15%, dividend yield of 3.5% (~50% payout), NPL is trading at attractive P/E of 11.3x/9.6x FY14/15E EPS. BUY with a TP of Rs 68 at 12x FY15E EPS. Please send all business and corporate related mails to


Afternoon Despatch & Courier


All Insurance Companies Are Good And IRDA Approved MANOJ ASWANI

is VP at MyInsurance


I need to know which Health Insurance Plan I should opt for. Is Star Health Insurance Company a good and trustworthy one? What is difference in Star Health Medi Classic Family Plan and Family Health Optima Plan? Which one is good for family and why? Please help me choose the best health Plan for me and my family. —Sandesh Tiwari, Marine Lines All Insurance companies are good and IRDA approved and hence there is no need to worry about any insurance policies. Health Planning: However, instead of worrying about any specific plan, please identify your own Health Insurance Needs by identifying the 3 Basic Questions of Health Insurance and you might be able to identify your own needs. 3 Basic Health Questions: The basic questions will help you identify your Health Needs for your entire family: 1. What is your Health Insurance


Need? i.e. What are the requirements and what is it that you are looking for?

Consider on lines of: 1. Whether you need a Family Floater Plan or an Individual plan? 2. Whether you need a regular plan or a Top Up Plan will be sufficient? 3. Do you have Group Insurance Coverage? 4. What are your specific needs about Health Plan? Do you need a Plan with:  No Sub Limit  Pre Existing Illness coverage  Maternity Coverage  Cashless Hospitalization 5. Or a Health plan with Low Premium? 2. How much is your expected Hospitalization Bill? Consider on lines of: 1. What is the usual type of Hospital you or your Family would opt for? 2. What is the approximate cost of the Type of room you or your Family would Opt for? 3. Whether you need single or double occupancy in the hospital? 4. What is the approximate cost of a regular 1 day hospitalization expense? 3. Who are the dependents in your family, their ages, lifestyle, health conditions, etc. ? Consider on lines of: 1. Dependents for whom you might have to bear the medical expenses

Key Features  It is a pure Term Insurance Policy with Death Benefit Eligibility conditions

Sum Assured (in Rs.)

Policy Term (in years)

Premium Payment Term (in years)

Entry Age of Life Insured (in years)

Age at Maturity (in years) Premium (in Rs.) Payment Modes

The difference between Star Health Revised Medi Classic Plan and Star Health Family Optima Plan are: 1. The Star Health Family Optima Plan has a 200% Restoration Benefit which is not applicable to the family package of Star Health Revised Medi Classic Plan 2. The Star Health Revised Medi Classic Plan can be renewed lifelong while Star Health Family Optima Plan can be continued only till 65 years of age. These are the basic differences,

however, there are many more as well. You need to choose a plan which best suits your needs. Some of the plans you can opt for are: 1. Apollo Munich Optima Restore Plan with Restoration Benefit 2. Max Bupa Heartbeat Family First Planwith coverage for the entire Joint Family in a single plan

I own a second sale car. This car was a company car. After complete of lease period, this vehicle was transferred on my name. During the course the policy remained on my company name, while vehicle got registered on my name. I met to an accident on 16/12/13, and the vehicle needs a repair of Rs 1.5 Lacs. The Insurance Co (Chola MS) refuses to settle the claim stating that policy is not on my name. Please help. —Roopa Rane, Sion Let me answer you on by stating the Rule, which states that: as soon as the sale deed is done, there is a Form 29 and a Form 30, which needs to be submitted to the Insurance Company even before the Registration Certificate is submitted for a name change. Thus, even if you file a claim and get the claim, the cheque will be disbursed in the previous owner's name, in this case in your company's name. However, a new order from the Supreme Court has mentioned that Insurance Companies Are Liable To Pay Even If There Is A Change In Vehicle Ownership.


By Manoj Aswani IC Amulya Jeevan 2 Plan is a pure Term Plan. This is a pure protection plan for Sum Assured of Rs 25 lacs and above. This plan is a Traditional Plan without-profit. In this plan, premium needs to be paid till the end of the policy tenure. The Sum Assured would be paid to the nominee is the Life Insured dies within the Policy tenure. This being a pure Term Plan, nothing would be paid if the Life Insured survives the entire policy tenure as Maturity Benefit.

2. Lifestyle expenses 3. How healthy they are, hobbies, vacations, etc. If all the above 3 questions are answered, then you would be able to derive to a point that you would know what is the best Family Floater Health Plan for you. Now, as far as Star Health Revised Medi Classic Plan and Star Health Family Optima Plan are concerned, both are good but quite different. You need to choose a Plan which suits your needs, irrespective of the company.

A Pure Term Plan With Death Benefit   

This plan has only Death Benefit and no Maturity Benefit The minimum Sum Assured is Rs 25 lacs Vanilla Term Plan with simple protection

Maturity Benefit – Being a pure Term Plan, there is no Maturity Benefit.

Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the

The ruling states that that you can do a Third Party Claim as long as the vehicle in insured but whether or not you can do a claim for your own car damage is an area of consideration. It states that "The liability to pay compensation is based on a statutory provision. Compulsory insurance of the vehicle is meant for the benefit of the third parties. The liability of the owner to have compulsory insurance is only in regard to third party and not to the property. Once the vehicle is insured, the owner as well as any other person can use the vehicle with the consent of the owner. Section 146 of the Act does not provide that if any person uses the vehicle independently, a separate insurance policy should be taken. The purpose of compulsory insurance in the Act has been enacted with an object to advance social justice" However, this is applicable ONLY in cases of Third Party Claim. If your claim is a Third Party liability claim, you can go ahead with the claim proceedings but if the same is for your own car damage, the same cannot be payable as the Registration Certificate and the Insurance Copy is of different names. In fact, even if the RC is in the old owner's name, but your Insurance Policy is in your name, you can still get the insurance claim based on the sale deed and the Form 29 and Form 30 submitted along with the same. (The author is Vice President at, insurance comparison website in India. You may write to him at

taxable income each year under section 80C. Additional Features Riders – There are no additional riders available in this policy Surrender the policy There are no Surrender Benefits of this plan.


Death Benefit – In case of death of the Life Insured, the nominee gets the Sum Assured as the Death Benefit. Min.

25,00,000 5

18 -

Carries a special supplement on


No Limit 35

Every Tuesday

Equal to Policy Term

Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Phone: 40768999.


70 -

Yearly and Half-Yearly only health-fitness

© Courier Publications Private Limited. All rights reserved. Reproduction in any manner, electronic or otherwise, in whole or in part, without prior written permission is prohibited.


Afternoon Despatch & Courier





 Ajaya: Roll of the Dice By Anand Neelakantan  The Lowland By Jhumpa Lahiri  Inferno By Dan Brown  And the Mountains Echoed By Khaled Hosseini  Sycamore Row By John Grisham  The Immortals of Meluha By Amish Tripathi  The Oath of the Vayuputras By Amish Tripathi  Asura: Tale of The Vanquished By Anand Neelakantan  The Cuckoo's Calling By Robert Galbraith  Fifty Shades of Grey By E.L. James


 I am Malala By Malala Yousafzai  Hero By Rhonda Byrne  Reimagining India By McKinsey & Company  The Art of Thinking Clearly By Rolf Dobelli  The Decision Book By Mikael Krogerus  Manorama Yearbook 2014  Sita an Illustrated Retelling By Devdutt Pattanaik  Take Me Home By Rashmi Bansal  Lean In: Women, Work & the Will to Lead By Sherly Sandberg  The Secret By Rhonda Byrne

Robin Shukla | ADC

Through fiction, or through fact, mankind has always tried to look far out and beyond his limits and limitations. Inventions, however great, can have their downside. Cell by Robin Cook is a medical thriller about an app that decides to operate on its own, endangering those who use it. Conversely, the world around us is a wonderland and most of what we are oblivious to have some fascinating and awe inspiring aspects. Nothing, edited by Jeremy Webb and It’s Not Rocket Science by Ben Miller are two excellent books that inform and enlighten.

Cell by Robin Cook is another excellent thriller by this physician turned novelist, which explores the risk of treatment that is left alone to high-end devices. The iDoc is a revolutionary smart phone app that can practically replace the need of a primary care doctor. The concept has been developed by Amalgamated Healthcare and is currently in its test phase, with a number of patients using it, all sworn to secrecy. As one of the people involved in promoting it before investors, claims, “Think of iDoc as the Swiss army knife of health care... An Amalgmated client could simply place a saliva or blood sample directly onto the touchscreen for an analysis, and treatment would be based on the patient’s past medical history and unique genomic makeup… With our unique supercomputer we will constantly monitor a host of physiological data on all iDoc users… the iDoc can even extend into the psychological realm because it has the ability to monitor the patient’s mood, particularly in relation to depression, anxiety, or hyper states, and then communicate with the patient accordingly for on-the-spot counseling or referral to a mental health specialist.”So far so good, but it so happens, that the iDoc is also being tested on patients suffering from diabetes among a host of other ailments. And a drug reservoir has been implanted into them for release of insulin as when the app deems fit or necessary. George Wilson, MD, is a fourth year radiology resident, and has had to cope with the horror of his girlfriend dying in the night a couple of months ago as he lay fast asleep beside her. She happened to be one of the patients using iDoc for her diabetes. Suddenly, his own neighbor, another young girl under his care in the hospital, die be-

DIAL-A-BOOK 022-67396666 Or email at

When an app decides whether you live or die somehow alarmed by the coincidences and begins to probe if there is some connection between the deaths and iDoc.Things could get difficult because Dr Clayton Hanson, George’s boss, who is on the board of Amalgmated, begins to keep a tab on him through a seeming honey trap. Bradley Thorn, the president and CEO, cannot afford to have anything come in the way of his dream project, not even a few deaths, when iDoc possibly decides it is best to kill the patients off. To stop any untoward interference, he has a bunch of ex-marines employed as his security men and one only knows how dangerous bad marines can be. His techno expert, Lewis Langley, announces that iDoc has moved ahead of its own volition and is modifying its decision making activity by itself by altering its own codes. The rogue creator sees this tendency of the rogue app to terminate the lives of its clients as beneficial to the American health system! George’s boss, Clayton is in a mess as far as personal finances go, and the success of iDoc is crucial for him. The iDoc is now like a runaway horse with the bit between its teeth. Robin Cook’s surefire ingredient for success has been that he brings in a lot of emotion and tenderness into his novels even though there are ruthless clinical mindsets in the background. Too much at stake could only mean that anybody prying into what’s going wrong with iDoc could face some lethal consequences. fore they reach any critical conditions in their Cell illnesses, as does a cancer patient whose MRI by Robin Cook George has just looked at. They are all iDoc test Pan Macmillan patients and have had the implants. George is Rs.599

Amazing insights into nothingness


 Diary of a Wimpy Kid-Hard Luck By Jeff Kinney  Adventures of Geronimo 6 in 1 By Geronimo Stilton  Thea Stilton: The Secret of the Fairies By Geronimo Stilton  The Fault in Our Stars By John Green  Thea Stilton : Journey to the Lion’s Den By Geronimo Stilton  Wimpy Kid Box Set By Jeff Kinney  Roald Dahl Phizz Whizzing Collection By Roald Dahl  Children’s Yearbook & Infopedia 2014  The Amazing Voyage By Geronimo Stilton  The Dragon Prophecy By Geronimo Stilton



othing is a collection of 25 essays by some very renowned science writers on fascinating facts of man and the rest of nature - in its animate and inanimate form. They touch upon those aspects which we normally feel we have little use for in the regular scheme of things, aspects that are characterised by inexplicable inactivity. That is why the title, Nothing. The book is edited by Jeremy Webb, and the tone is set right from the start with Marcus

Chown’s essay, The big bang: In the beginning was nothing. Then the universe was born in a searing hot fireball called the big bang. But what was the big bang? Where did it happen? And how have astronomers come to believe such a ridiculous thing? About 13.82 billion years ago, the universe that we inhabit erupted, literally, out of nothing. It exploded in a titanic fireball. Everything – all matter, energy, even space and time – came into being at that instant. In Secret Life of the Brain by Douglas Fox provides startling insights: This amazing organ, which accounts for only 2 per cent of our body mass but devours 20 per cent of the calories we eat and drink, fritters away much of that energy doing absolutely nothing. Exciting information categorised under Beginnings, Mysteries, Making sense of it all, Surprises, Voyages of discovery, and Conclusions. Replete with astoundingly interesting facts. Buy one for yourself, and gift copies to others. They will thank you. Nothing Edited by Jeremy Webb Hachette Rs.399

And into deep blue space and beyond been discovered recently that are carrying enormous quantities of water: some of them have enough to fill the Earth's oceans several times over. You want to forget this chapter, which reads: We are slowly falling into an enormous black hole! We also get a chance to revisit the recent developments, particularly the Large Hadron Collider which makes to protons collide and then examines what turns up in the wreckage. Gobbledegook? The equipment to get particles you cannot even see to smash up costs 4.4 billion Pounds. The Secret Code Of Creation dwells unlocks deoxyribonucleic acid, aka DNA. Also that proteins get stuff done on a cellular level, t's Not Rocket Science by Ben from the enzymes that digest Miller runs in the same vein as your foods to the hormones that the book alongside, only here we regulate your blood sugar to the have a chance to peep into the heamoglobin that carries oxygen deep blue of the universe and ex- in your blood. It's a little unroamine black holes, understand mantic, but it's not too much of how the solar system came about an exaggeration to say plants and to be twinkling up there, dapple animals are just bags of protein with some anthropology, where filled with water. And we thought we examine the origins of man proteins are shakes in a gym! after a little lesson on the origins It's Not Rocket Science of life itself. There is unnerving by Ben Miller information on asteroids, the waHachette tery ones: Several asteroids have Rs.399






 400 years in the future, set in the year 2415, Aeon Flux is a mysterious assassin. Four centuries after a virus nearly annihilated the human race, leaving only five million survivors in a utopian city called Bregna. Aeon is struggling to destroy the Goodchild regime led by its namesake, Trevor Goodchild, the ruler of Bregna and a descendant of the man who found a cure for the deadly virus. As instructed by the Handler, Aeon is assigned to assassinate Goodchild, but there are deeper secrets to be discovered, and conspiracies to be foiled. HBO, 9 p.m.



 Kunti unknowingly divides Draupadi into all of her five sons. Everyone shocked. Draupadi walks off. As a solution to the problem, the Pandav brothers decide that they will accept solitude as a way of life and Arjun will marry Draupadi. Arjun not being able to accept such a huge sacrifice from his brother, in turn asks Draupadi to marry his eldest brother Yudhistir and become the queen of Hastinapur. Draupadi shocked at the solution Arjun has come up with. Star Plus, 8.30 p.m .

 Showcasing the world of science in truly unexpected ways, tune into HOW TECH WORKS on Discovery Science as it features an eclectic mix of all science things and explore how they work, Di scover y Sci en ce, 9 p.m.


 Behind each bag of chips, can of beer, bar of chocolate and loaf of bread is a mega-industrial production line that brings each product to the masses. FOOD FACTORY is a mesmerising behind-the-scenes peek into the weird and wonderful processes that produce everyone’s favourite foods. From fresh ingredients to finished products, the series reveals in awe-inspiring detail just how mass-produced favourites are really made. Put on a hard hat and get ready to meet the food. Discover y, 8 p.m .


 WILDEST AFRICA takes one on a breathtaking journey to explore its incredible array of wildlife and the people who inhabit one of the world's most diverse landscapes. Tune into the show as it delves into the heart of this valley and discovers what makes it such an amazing geographical phenomenon. Animal Planet, 8 p.m.

Mahabharat, Star Plus, 8.30 p.m.


 The daughter of a senator in Mexico is kidnapped by a cartel; Lillian uncovers a connection between her father (Peter Coyote) and the cartel, Star World, 10 p .m.


 Guruji comes to Sangwan house and as he’s entering, Bhagwad Gita falls from his hands. Simran catches it mid-air and returns it to him without realizing that it is the Bhagwad Gita. Guruji questions Simran if she reads the scriptures but she lies and says that she is uneducated. How will Guruji react to this? Li fe Ok , 10 p.m.


 In New York, unemployed and divorced Larry Daley is a complete loser. His son Nick is very disappointed with his father who is going to be evicted. Larry accepts the job of night watchman in the Museum of Natural History and takes the place of three old security guards that have just retired in order to raise some money and pay his bills. On his first shift, Larry soon realizes that everything at the museum is not as it seems as the statues begin to come to life after the sun sets. The Museum transforms into complete chaos with the inexperienced Larry in charge as he learns that an old Egyptian stone that came to the Museum in 1950 brings these statues to life until dawn. When Larry brings his son to spend a night with him, the three old guards break into the Museum to try to steal the magical stone. Larry organizes all the historic characters to help him stop the criminals and save the museum. Star M ovi es, 9 p.m.


 Notorious gangster asks a career thief by the name of Nandu to steal a package worth over one crore rupees for a fee, which Nandu does so. Things do not go as planned, when Nandu finds out that the package is worth more than twice the amount, he refuses to hand over the package to Pinky, until he raises his fees. An enraged Pinky instructs his men to locate Nandu, find the package and bring it back, and thereafter kill Nandu. While on the run from Pinky’s gangsters, the police find out that Nandu was involved in this theft, and they launch a man-hunt. What Nandu does not know that the package that he has on his person does not contain money or gold, but a nuclear bomb that is set to explode. Fi lmy, 9 p.m.


 The film starts with the kidnapping of three nuclear scientists by Pralayanath Gundaswamy as he plans to build nuclear missiles for an invasion on India. Meanwhile Deputy Commissioner of Police Rudrapratap Chouhan an honest police officer is murdered by Pralayanath Gundaswamy since he has been on his hitlist. Rudrapatap’s son Harish is the only witness of his murder. When scientists are gone missing police calls Brigadier Suryadev Singh to take matter into his hands. Suryadev allies with hot-headed police Inspector Shivajirao Wagle (Nana Patekar) who spends many time being suspended due to his temper. When Central Minister Jeevanlal Tandel who is an ally of Pralayanath Gundaswamy sets up a meeting with him to inform him about Suryadev Singh, Pralayanath Gundaswamy questions why is there information about his glory and not a single photograph of his face. Zee Cin em a, 8,.30 p.m.


 Two Arkansas firemen, Vince and Don, get hold of a map that leads to a cache of stolen gold in an abandoned factory in East St. Louis. What they don’t know is that the factory is in the turf of a local gang, who come by to execute one of their enemies.



P.M. 2.00 Ek Nanad Ki Khushiyon Ki Chaabi..Meri Bhabhi 2.30 Iss Pyar Ko Kya Naam Doon.. 3.00 Pyar Ka Dard Hai Meetha Meetha 3.30 Diya Aur Bati Hum 4.00 Saath Nibhaana Saathiya 4.30 Saraswatichandra 5.00 Ek Veer Ki Ardaas-Veera 5.30 Ye Hai Mohabbatein 6.00 Iss Pyar Ko Kya Naam Doon-Ek Baar Phir 6.30 Ek Ghar Banaunga 7.00 Saath Nibhaana... 7.30 Saraswati Chandra 8.00 Ek Nanad Ki Khushiyon Ki Chaabi..Meri Bhabhi 8.30 Mahabharat 9.00 Diya Aur Bati Hum 9.30 Yeh Rishta Kya Kehlata Hain 10.00 Pyar Ka Dard Hai…. 10.30 Ek Veer Ki Ardaas – Veera 11.00 Ye Hai Mohabbatein P.M. 2.00 3.00 4.00 4.30 5.00 6.00 7.00 8.00 8.30 9.00 10.00 11.00



Afternoon Despatch & Courier

Night At The Museum, Star Movies, 9 p.m.

Vince sees the shooting, the gang spots Vince, and extended mayhem ensues. As Vince and Don try to escape, gang leader King James argues with his subordinate Savon about how to get rid of the trespassers. Zee Studi o, 8.30 p.m.


 With the world now aware of his dual life as the armored superhero Iron Man, billionaire inventor Tony Stark faces pressure from the government, the press, and the public to share his technology with the military. Unwilling to let go of his invention, Stark, along with Pepper Potts, and James “Rhodey” Rhodes at his side, must forge new alliances - and confront powerful enemies. Pix, 9 p.m.


 Ram Chandra is a Tamilian who lives in a shanty hut in Bombay’s Dharavi, along with his mom and a younger sister. He dream is to attend school, which he does so, after his sister is loaned out to a beggar to collect alms, but she is unable to withstand hunger for long and passes away. Ram leaves home and subsequently works hard, studies, becomes rich and constructs several colleges to accommodate needy students. One such student he accommodates is a new arrival from Allahabad, Raja, and he arranges his admission in Ram Chandra College for Business Management along with full board and shelter. He also helps Raja sort out his personal problems, including his romance with a young woman he met at the Cyber Café and then at Bandra Railway Station. While Ram Chandra is busy arranging his daughter’s marriage with Rajesh Gupta, the only son of a multimillionaire and educationist, he is quite unaware that the object of Raja’s affections is none other than Roja, his very own daughter. CVO, 9 p.m .

P.M. 2.00 3.00 4.00 4.30 6.00 7.00 8.00 8.30 9.00 10.00 11.00 P.M. 2.00 3.00 4.00 5.00 6.00 7.00 7.30 8.00 8.30 9.00 10.00 11.00 P.M. 2.00 4.00 5.30 8.00 8.30 9.00 9.30 10.00 10.30 11.00


3.00 Sapne Suhane Ladakpan Ke 3.30 Pavitra Rishta 4.00 Qubool Hai 4.30 Ek Mutthi Aasmaan 5.00 Jodha Akbar 5.30 Aur Pyaar Ho Gaya 6.00 Do Dil Bandhe Ek Dori Se 6.30 Pavitra Rishta 7.00 Ek Mutthi Aasmaan 7.30 Sapne Suhane... 8.00 Jodha Akbar 8.30 Do dil Bandhe Ek Dori Se 9.00 Pavitra Rishta. 9.30 Qubool Hai 10.00 Aur Pyaar Ho Gaya 10.30 Doli Armaano Ki 11.00 Jodha Akbar


P.M. 2.00 Best of Savdhaaan India 7.00 Tumhari Paakhi

Beti… 9.30 Rishton Ke Bhawar Mein Uljhi Niyati 10.00 Firangi Bahu 10.30 Jai Jai Jai Bajarangbali. 11.00 Aakhir Bahu Bhi toh Beti Hee


P.M. 2.00 Taarak Mehta Ka Ooltah.. 2.30 FIR 3.00 Sab Khelo Sab Jeeto 4.00 Taarak Mehta Ka… 8.00 Baal Veer 8.30 Taarak Mehta… 9.00 Chidiya Ghar 9.30 Jeanie Aur Juju 10.00 Lapataganj-Ek Baar Phir 10.30 F I R 11.00 Taarak Mehta

5.30 6.00 7.00 8.00 9.00 10.00 11.00

How Do They Do It? Wildest Arctic Swords Food Factory Rise of the Continents Last Man Standing World’s Strangest


P.M. 2.00 Aliens 3.00 Last Shuttle 4.00 Through The Wormhole with Morgan Freeman 4.50 Dark Matters 5.40 How It’s Made 6.00 The Gadget Show 7.00 Through The Wormhole with Morgan Freeman 8.00 How It’s Made 9.00 How Tech Works 10.00 Weaponology


P.M. 2.00 Modern Marvels


Switched At Birth The Big Bang Theory Crazy Hidden Camera Just for Laughs Switched At Birth The Big Bang Theory Funniest Home Videos The Middle Being Erica Switched At Birth Perception


Britain’s Next Top Model NCIS Maximum Exposure The X Factor 90210 Jamie’s 30 Min Meals Maximum Exposure Jamie’ 30 Minute Meals Rules of Engagement 90210 Britain’s Next Top Model NCIS


Crime Patrol Boogie Woogie Crime Patrol: Dastak Main Naa Bhoolungi Ek Nayi Pehchaan Desh Ki Beti Nandini Kehta Hai Dil Jee Le Zara Maharana Pratap Bade Achhe Lagte Hai Crime Patrol


P.M. 2.00 Aur Pyaar Ho Gaya 2.30 Doli Armaano Ki

Intelligence, Star World, 10 p.m.

7.30 8.00 8.30 9.00 9.30 10.00

Gustakh Dil Devo Ke Dev Mahadev Ek Boond Ishq The Adventure of Hatim Tumhari Paakhi Kaisa Yeh Ishq Hai-Ajab Sa Risk Hai 10.30 Savdhaan India P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 7.00

7.30 8.00 8.30 9.00 9.30 10.00 10.30 11.00


Sasural Simar Ka Balika Vadhu Rangrasiya Beintehaa Madhubala Sanskaar Dharohar Apnon Ki Bani – Ishq da Kalma Comedy Nights with Kapil Sanskaar: Dharohar Apnon Ki Sasural Simar Ka Balika Vadhu Madhubala Beintehaa Rangrasiya Uttaran Bani – Ishq da Kalma Balika Vadhu


P.M 2.00 Aakhir Bahu Bhi Toh Beti Hee Hai 2.30 Firangi Bahu 3.00 Raakhi Ki Saugandh: Film. Dilip Kumar 6.00 Rishton Ke Bhanwar Mein Jljhi Niyati 6.30 Jai Jai Jai Bajarangbali 7.00 Aakhir Bahu Bhi Toh Beti 7.30 Firangi Bahu 8.00 Haunted Nights: Kaun Hai Who? 8.30 Jai Jai Jai Bajarangbali 9.00 Aakhir Bahu Bhi Toh

Firangi Bahu, Sahara One, 10 p.m.


P.M. 2.00 Tu Tithee Mee 2.30 Eka Lagnachi Tisari Goshta 3.00 Honar Suun Me Hya Gharachi 3.30 Juluni Yeti Reshimgathi 4.00 Sa Re Ga Ma Pa 5.00 Tu Thithe Mee 5.30 Honar Suun Me Hya Gharachi 6.00 Eka Lagnachi Tisari Goshat 6.30 Home Minister 7.00 Tu Tithe Mee 7.30 Radha Hi Bawri 8.00 Honar Suun Me Hya Gharachi 8.30 Juluni Yeti Reshimgathi 9.00 Eka Lagnachi Tisari Goshta 9.30 Saregamapa 10.30 Juluni Yeti Reshimgathi 11.00 Honnar Suun Me Hya Gharachi


P.M. 2.00 3.00 3.30 4.00 5.00 6.00 7.00 8.00 9.00 10.00 10.30 11.00

Be The Creature Fit for the Wild The Web of Life Equator Baby Planet AP Safari Untamed and Uncut Wildest Africa Be The Creature Fit For the Wild The Web of Life River Monsters

P.M. 2.00 3.00 4.00 5.00

Generation Earth Dual Survival My Shocking Story Magic of Science


P.M. 2.30 News in Marathi 3.00 Katha Sarita 3.30 Daivacha Ha Khel Nirala 4.00 Mazi Maye 4.10 Bheti Lagi Jiva 4.35 Sansar Maza Wegala 5.00 News in Marathi 5.05 Aatmabhan 8.00 News 8.15 Samachar 8.30 Pavitra Bandhan 9.00 Sanyasi 9.30 Saraswatichandra 10.00 Bhart Ki Shaan 11.00 EK CUP CHAY: Kishore Kadam

DDII (Metro Channel)

P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.05 6.30 7.00 7.30 8.00 8.15 8.30

News in Hindi. News. Sports News Repoter’s Diary Samachar. The News. Samachar. Rajyon Se Samachar. Metro Scan Business Wrap Samachar News Samachar News in Hindi. News Night

3.30 4.00 4.30 5.30 6.30 7.00 8.00 9.00

Ancient Aliens American Daredevils ICE Road Truckers Axmen Pawn Stars Kings of Restoration Big History Ultimate Soldier Challenge 10.00 Pawn Stars 10.30 American Daredevils 11.00 Ancient Aliens


P.M. 2.00 2.30 3.00 4.00 5.00

6.00 7.00 8.00 9.00 10.00 11.00

Brain Games Maersk India Monsoon Railway Engineering Connections Secrets of the King Cobra Brain Games Megacities Most Amazing Moments Megacities Air Crash Investigation Wild Sex


P.M. 2.00 3.00 3.30 4.00 4.30 5.00

6.00 6.30 7.00 7.30 8.00 9.00 9.30 10.00 10.30 11.00

KFC T20 Intl 14 Jai Ho Ashes Heroes Hockey India League 14 h/ls Jai Ho KFC T20 International 14 s Jai Ho Hockey India League 14 Star Power Ashes Heroes Jai Ho Ashes Heroes Jai Ho Hockey India League 14 Switch Hit Star Power


P.M. 2.00 Barclays Premier League 13/14 2.00 BPL Fillers 2.10 Sochi Winter Olympic Games 14 Day 3


DDI (Main Channel)

P.M 1.05 3.35 5.35 9.00 11.10 A.M. 9.35 11.45 P.M. 12.35 2.32 4.50 6.50 9.00 10.50 A.M. 9.25 11.25


Life on PI Jurassic Park III Braveheart Night at the Museum Con Air Wreck-It Ralph Night at the Museum


Kill Bill Vol 1 Shooter House at the End of Street Miss Congeniality Aeon Flux The Assassins Miss Congeniality The Assassins


P.M 1.00 Pirates of the Caribbean: On Stranger Tides 3.45 Goal II: Living The Dream 6.05 Clockers 8.30 Treaspass 10.30 The Hunted (1995) A.M. 10.00 Clockers


Agents of Shield Tomorrow People Two and A Half Men The Michael J Foxshow Psych Agents of Shield Tomorrow People Trophy Wife Simpsons The Criminal Minds Intelligence Glee



Ek Cup Chay, DDI, 11 p.m.

10.00 Charcha Main 10.30 Raat Saddhe Dus 11.05 Khel Samachar

P.M. 2.30 Aus Tour of SA 11 h/ls 4.30 ICC Cricket 360 5.00 Great Centuries: Cheteshwar Pujara 5.30 Cricket Classics: India vs Pak Dec 97 6.30 India vs Pak March 85 7.30 Best of the Test 8.30 Ram Slam T20 Challenge 14 9.30 Good Bye Kalis 10.00 Aus Tour SA 11 h/ls 1st ODI

P.M. 12.05 2.55 4.55 6.52 9.00 11.34 A.M. 6.48 10.15 P.M. 2.05 5.05 8.00 10.45 A.M. 8.40 11.35

Tom and Jerry Tales Oggy and the Cockroahces The Regular Show Adventure Time Ben 10 Omniverse Oggy’s Dary Roll No 21 Ben 10 Ultimate Alien Beyblade Mental Fury Johnny Test Tom and Jerry Show

Ek do Teen Friendship’s Special 11.00 Bas Karo Henry


P.M. 12.00 5.00 7.30 9.00

Bhaag Kaalia Bhaag! My Friend Ganesha Chhota Bheem Marathon Mr Bean: The Animated Series 10.00 Takeshi’s Castle


Hobbit: Unexpected Journey The Forbidden Kingdom


Meri Taaqat Daag: The Fire Golimaar Mera Farz

Treaspass, Zee Studio, 8.30 p.m.

Kaal Kuch Kuch Hota Hai



P.M. 1.50 Mera Krodh: Ravi Teja 5.10 Ab Tumhare Hawale Watan Saathiyo: Amitabh Bachchan 8.30 Tirangaa: Raj Kumar A.M. 10.50 Bhrashtachar: Rekha


P.M. 2.00 Mein Tere Pyaar Ka Dushman: Karthik 5.30 Shradhanjali: Suresh Oberoi 9.00 Dil Hi Dil Mein: Kunal Sonali A.M. 9.30 Sahebzaade: Sanjay Dutt


P.M. 12.00 Sitapur Ki Geeta: Hema Malini 3.00 Dharma: Navin Nishcol 6.00 Jungle Ka Badshah: Vijay Kasturi 9.00 Daud: Sanjay Dutt A.M. 9.00 Hindustani: Kamal Hassan

All programmes on this page are as per the official schedules of the various channels. Afternoon is not responsible for any last minute changes.


P.M. 2.00 3.00 4.00 4.30 5.00 5.30 8.30 9.00 10.00 10.30 11.00 A.M. 8.00

The Amazing Spider Man IP Man Redline The Forbidden Kingdom Iron Man 2 Lake Placid 3

P.M. 1.00 Once Upon Ay Time In Mumbai Dobara: Akshay Kumar 5.30 Kaho Naa..Pyaar Hai: Hrithik Roshan 9.00 Meri Jung-One Man Army: Rahul Dev A.M,. 7.00 Salaam Namaste: Saif Ali Khan 10.30 Ek Ladka Ek Ladki: Neelam, Kader Khan

P.M. 12.00 3.00 6.00 9.00 A.M,. 8.00

4.30 Changu Mangu: Ashok Saraf 7.00 Dhadakebaaz: Ashok Saraf 9.30 Gallit Gondhal Dillit Mujra: Nagesh Bhosale


China Gate: Om Puri Punaah: Ranbir Shreroy Dhadkan: Akshay Kumar Jaal_The Trap: Sunny Deol Son of India: Sajid Khan


P.M. 2.00 Jau Tithe Khau: Makrand Anaspure

Tirangaa, Zee Cinema, 8.30 p.m.

11.00 A.M. 8.00 8.30 9.00 10.00 P.M. 2.00 3.30 4.00 4.30 5.00 6.30 7.00 7.30 8.00 8.30 9.00 9.30 10.00 10.30 A.M. 8.00 8.30 9.00


Thomas and Friends Kumbh Karan Mr Bean Chhota Bheem Marathon

DISNEY CHANNEL Doraemon Phineas and Ferb Gravity Falls Art Attack Doraemon Gravity Falls Doraemon Phineas and Ferb Vicky Aur Veetal Ishaan Best of Luck Nikki Slokk Best of Luck Nikki Slokk Doraemon Tale Spin Doraemon


P.M. 1.30 Kiteretsu 5.30 Iron Man Armored Adventures 6.30 American Dragon Jake Long 7.00 Phineas and Ferb 8.00 Ultimate 8.30 Ultimate Spiderman 9.00 Hulk and the… 9.30 Big Bad Beetleborgs A.M. 8.00 Space Goofs 8.30 Rekkit Rabbit 9.00 Space Goofs 9.30 American Dragon Jake Long 10.00 Super Robot


Afternoon Despatch & Courier


Dnyanada Chemburkar is the latest entrant in the Marathi telly world, having started with the popular serial ‘Shubham Karoti’ and anchoring a few shows after going through the theatre grind in college and on a professional level too. Now she has bagged an important role in Star Pravah's new serial ‘Lagori' telecast from Monday to Friday at 9 pm. Sandeep Hattangadi spoke to Dnyanada about her new assignment. Here is what she has to say.



kta Kapoor is back with a new offering on Zee TV, this time replacing her own immensely successful show ‘Pavitra Rishta’. Does that spell the end for the former show? Not really. Giving primetime viewing a whole new meaning, ‘Pavitra Rishta’ will now be aired from Monday–Friday at 6.30 pm on the channel. Based loosely on Jane Austen’s classic set in the British Victorian era ‘Sense and Sensibility’, 'Kumkum Bhagya' will be its Indian interpretation, following the life of a mother who runs a marriage hall and lives with the hope of seeing her two daughters – poles apart in bearing, outlook and disposition – happily married some day!

Known for making shows that are women-centric, the pivotal characters of Ekta’s ‘Kumkum Bhagya’ are a bunch of strong, feisty women living together in an allfemale, matriarchal family. Actor-turned-producer Shabbir Ahluwalia has been roped in to play a rock-star with a cult following on the show. The charming and talented Sriti Jha will play the elder amongst the two sisters. Ekta’s hunt for the most apt faces to play the rest of the central protagonists continues. Talking about the time shuffle amongst her projects on Zee TV, Ekta says, “Pavitra Rishta has been on air for over four years now and the journey has been most gratifying for me as a maker. After 'Kyunki Saas Bhi Kabhie Bahu Thi' if there is any other show which is close to my heart, then it is 'Pavitra Rishta'. ‘Kumkum Bhagya’ will open at 9 pm, drawing maximum eyeballs.” She adds: “All I can say is that is it’s a very passionate story of love!”


What is the story of the serial? It’s about a girl called Dhanashree who is very insecure and confused and dependent on her four good friends Mukta, Urmilaa, Rujuta and Purva who are a very loving group of friends and Dhanashree looks up to them for every decision in her life. She is a simple girl without any ambitions. Are you like Dhanashree in real life? Not at all. I am friendly but I am very confident and can take any decision on my own and face the world all by myself.

What does the title ‘Lagori’ signify? As everyone knows it’s a game in which stones are put on one another and one tap can tumble the entire group of stones, hence it signifies the strong friendship between Dhanashree and her friends.

How does it feel working on the show? It’s great fun and we girls are always together and have fun, we bring our meals from home and



share everything and have a blast. The director, Gautam Koli is a veteran of many shows and everyone knows Endemol India as a premier production house and our writers Sachin Darekar and Amruta More are a talented duo. You have done theatre, television anchoring and shows and films too. What gives you more creative satisfaction? Yes. I have a brief role in Shreyas Talpade’s ‘Poster Boys’ and I do enjoy the technicalities of television but theatre is my first love where the response from the audience is immediate. Favorite actors? I have always been a huge

fan of the late Smita Patil and would like to do roles like her.

Any inspirations or role models? My parents who have always supported and encouraged me, and my theatre senior Adavit Dadarkar who has taught me everything needed for a career in theatre and in the entertainment industry.

Would you accept a reality show if offered? Yes. I can do a ‘Big Boss’ or a dance or comedy reality show as I am good in both. That’s one thing we are sure about!


I am a fitness freak: Rajniesh Duggall ew Delhi: Model-turnedactor Rajniesh Duggall, who will be seen next in actionadventure show 'Khatron Ke Khiladi 5', says he opted for it because stunts give him adrenaline rush. The 32-yearold 'Dangerous Ishq' star said the TV show will enable him to be fit. “I have always been a fitness freak. I am a fitness junkie. Doing stunts give me adrenaline rush and I enjoy it. I always wanted to be a part of this kind of show on TV as I am an avid viewer of this show, which will give me an opportunity to try out such sports which in routine we don't do,” Rajniesh told PTI. The actor will be seen competing against celebrities like Ranvir Shorey, Nikitin Dheer, Mugdha Godse, Dayanand Shetty, Rochelle Maria Rao, Gauahar Khan, Kushal Tandon, Pooja Gor, Mahhi Vij dancer Salman Khan

and Geeta Tandon in the extreme weather conditions of South Africa. Asked whom he thinks will be his strongest competitor, Rajniesh, who was a judo champion in school, said, “Competing in the show is a combination of mental and physical conditions. You have to be physically and mentally fit to perform a task. I feel Nikitin, Geeta and Salman will be tough on the show.”


With his stunning acting and expressions in the film 'Lootera', Bollywood hunk Ranveer Singh stole millions of hearts. But, what people don’t know about the actor, is that, he had a very difficult time shooting for the film because of an issue that he cannot seem to deal with. While on UTV Stars’ show 'Breakfast to Dinner', the actor revealed what the real problem was. “I find it very difficult to stay serious for a long time,” Ranveer said. Luckily for Ranveer, this fun-filled show called for nothing serious. The actor, along with his 'Gunday' co-stars Priyanka Chopra and Arjun Kapoor, opened up about love, teenage years and what made 'Gunday' more than special for them. And this is not the end of it. They let out their bratty sides and played pranks on the sets of the show.


Zee TV’s top-rated historical drama ‘Jodha Akbar’ always sees its lead pair – Jodha (played by Paridhi Sharma) and Akbar (played by Rajat Tokas) in royal finery. Going the de-glam route this time for an upcoming sequence, Jodha and Akbar will be seen disguising themselves as commoners. Following the track of the show, post her survival after the poisonous encounter with Benazir, Akbar would want to take Jodha to a dargah to pray for her well-being. While Jodha fought the battle for life bravely, it was also due to Akbar’s prayers that she survived. As a gesture of gratitude to the Almighty for the well-being of Jodha, Akbar also wishes to build a palace for her in a town called ‘Fatehpur Sikhri’. In order to reach the place, the two decide to dress as commoners and pass the town not as the rulers of the state, but as commoners.


The world’s most watched and much-awaited television show 'Top Gear' is back to storm the auto world. The new Season 21 premiered in India on February 7, and will air every Friday at 9 pm, exclusively on AXN. As if the anticipated return of Jeremy Clarkson, Richard Hammond and James May was not enough, the Indian viewers will get a chance to watch their favorite show even before its US premiere. Commenting on the premier of the new season, Sunil Punjabi, Business Head, AXN India said: “At AXN, we try our best to provide our viewers with the latest international content on the channel. As one of the pioneers in the English entertainment genre in India, we understand the pulse of our viewers and are always striving to provide thrilling and trend setting quality entertainment.”

City should address pedestrian safety issues



Afternoon Despatch & Courier


A ministry report released recently revealed that MSRTC has the ‘worst accident figures’ in the country underlining an old problem, writes Gajanan Khergamker Picture for representational purposes only


ust last month, January 3rd to January 17th was celebrated as Road Safety Week. The Mumbai traffic police department had organised an event inaugurated by Bollywood actor Aamir Khan. The event was organised for spreading awareness about road safety at a lecture session by Mumbai Traffic Police department. In a complete contrast of sorts, according to a report compiled and released by the Ministry of Road Transport and Highways (MoRTH) recently, Maharashtra State Road Transport Corporation (MSRTC) was named as the corporation with the worst accident figures in the Maharashtra State Road Transport Corporation (MSRTC) was named the corporation with worst accident figures in the country country. Titled ‘Review of the performance of State Road Transport Undertak- ings for 2011-2012’ the reports sug- roost with 13.8 per cent. In the pegests that, among the State Road riod from 2009 to 2011, MaharashTransport Undertakings (SRTUs), tra had topped this chart. In 2012, Maharashtra with 3,437 accidents, Maharashtra was among the worst has had the highest number of road five states in total number of people accidents followed by Andhra killed in road accidents, with 9.6 per Pradesh with 2,473 reported acci- cent of deaths from the state. dents and then Tamil Nadu with According to a report published 1,706 accidents. in December last, the maximum However, the report also main- number of victims of road accidents tained that there was a decline in in Mumbai was pedestrians. The the overall number of road acci- data procured from the traffic podents in the country by 8.7 per cent lice department suggested that 56 from 22,760 in 2011 to 20,783 in per cent of those killed were pedes2012. It was also mentioned that, in trians, 22 per cent bikers and seven March 2012, MSRTC had an average per cent pillion riders. fleet of 16,801 buses and five per Everyone’s aware of the city’s cent of it were overage. In March space crunch problem. But then 2011, there were 16,212 buses in all fact remains: Mumbai’s infrastrucwith 10.4 per cent of them being ture has not been developed keepoverage. ing the pedestrians in mind for over Maharashtra is not just cate- many years now. With all the new gorised as the state with the maxi- infrastructure projects the city will RISKING LIFE AND LIMB mum number of road accidents but soon be boasting of, in the coming also listed among the top five states years, there is hardly anything, in PEDESTRAIN ACCIDENT ON CCTV in the category of the ‘worst acci- terms of infrastructural developdents’ which included both private ment, aimed at the benefits of and public vehicles. pedestrians. ILLEGAL PARKING ON FOOTPATH Another report (Road Accidents In the period between January 1 in India 2012) by MoRTH states that and August 31 in 2013, the Mumbai Maharashtra accounts for a 13.5 per Traffic Police had penalised 50,000 RIGHT TO WALK IN CHENNAI cent share in the total number of motorists for infringing on pedes road accidents in India, the second trian rights by stopping vehicles highest after Tamil Nadu ruling the over zebra crossings at traffic sig-

nals. Of the total number of offenders, 14,307 were owners of private vehicles and a total of Rs 11,46,600 in fines was collected from them. The CCTV footage from traffic signals revealed that most accidents involving pedestrians took place around zebra crossings. Last year, an RTI application was filed with the Chandigarh Traffic Police, asking the details of the road accidents that occurred during the period from January 2011 to May 2013. The reply to the application showed that a large number of deaths were because of road accidents in the city and that majority of people who died were pedestrians. According to the data, a total of 456 accidents had taken place on the Chandigarh roads in which 159 persons were killed. Of this, 72 were pedestrians and 27 cyclists. The reply also maintained that among the pedestrians, 26 were killed in road accidents in 2011, 29 were killed in 2012 and 17 killed in 2013 till just May. In Kochi, last year, reports revealed that one person was been killed every week while trying to cross the city’s streets. On an average, five pedestrians lost their lives every month in 2013 till November 2013 with senior citizens accounting for a majority of the casualties. As per the data procured from the police, 59 pedestrians died on Kochi roads till November 2013 compared to 49 deaths in 2012. However, pedestrian deaths were really high in 2011 with 72 citizens losing their lives in road accidents. Last year, in the month of November alone 11 pedestrians died after being hit by vehicles on city roads. Surprisingly, a majority of the pedestrians killed in accidents in 2013 were aged 50 and above. As per the data, over 30 pedestrians aged 50 and above were killed till November 2013 in Kochi. The story is not too different in

other cities as well; Nashik too has witnessed a consistent rise in number of accidents over the past four years; this, despite roads being widened in many parts of the city. Just last month, it witnessed 58 accidents, of which 20 have been fatal. According to police records, there were 479 accidents in 2010 in Nashik. In 2011, there were 568 accidents. The number only kept increasing with around 608 cases of accidents reported in 2012. Comparatively, number of accidents almost doubled last year compared to the year before, as number of cases jumped from 608 to 1,127. As many as168 people lost their lives in accidents in 2010. In 2011, there were 159 casualties in roads accidents. Barring the 175 deaths reported in 2012, the number of persons losing their lives in road accidents has reduced. Last year, in all, 115 persons died. Though the police conducted a Road Safety Campaign this month, there were only four days on which no accidents were reported in the city. Reports suggest, in India, 1,37,000 deaths due to road traffic injuries were recorded in 2011. And that, road accident was among the three leading causes of death for people in the age group of five and 44 years. According to a study, in the last decade, on an average, 78 per cent cases are due to drivers’ fault and pedestrians are responsible for around two per cent incidents. Traffic department data reveals in just a month Mumbai witnessed 38 fatal accidents in November 2013, all of which were triggered by the drivers’ fault. It’s definitely time for the government to put more focus on pedestrian safety and issues like bad roads, missing / encroached-upon footpaths and faded zebra crossings are taken up the authorities responsible.


noticed since two months as per M.M.R. form. Since the last mediclaim policy was admitted with 18 days break, the repudiation of mediclaim was perfectly right. Accepting the contentions of the respondents, S.S.Vyavahare, President and S.R.Sanap, member of the Consumer Disputes Redressal Forum (Central Mumbai), dismissed the complaint after observing, “It is admitted position that the mediclaim policy for the year 20082009 was renewed after a break of 18 days. Because of the renewal of said policy by any stretch of imagination it cannot be said that the mediclaim policy of 2000 to 2003 and its terms and conditions are continued because of the break of 18 days for taking mediclaim policy of 2008-2009, it has to be construed as a fresh policy. Once it is construed as a fresh policy, then the terms and conditions for mediclaim policy of 2008-2009 will have to be applicable for considering the mediclaim of the claimant.”

Apathy towards pedestrians

(With inputs from Prerna Pandey)

Readers keen on seeking help on drafting RTI applications may write in to or call Gajanan Khergamker on 022-22841593 for any assistance on RTI or to have their findings / issue featured on this page

By Philip Varghese


n an interesting judgment, the Consumer Disputes Redressal Forum (Central Mumbai) recently dismissed an application filed by a Ghatkopar-based person against an insurance company to pay medical expenses incurred by him and demanding compensation for deficiency in services, after the insurance company repudiated his claim for the said medical expenses sought under terms and conditions of a renewed policy. The forum, while dismissing the application of the petitioner, observed that renewal of a mediclaim policy after a stretch of 18 days cannot be construed as an 'old policy'. According to the complaint filed by Damji Momaya Shah against New India Assurance Co. Ltd and MD India Healthcare Services (TPA) Pvt. Ltd, he had taken mediclaim insurance policy through MD India Healthcare Services in 2002, which included hospitalization

benefit. “The said mediclaim policy was renewed from time to time. The validity of last mediclaim policy was from 30.06.2008 to 29.06.2009. I had also paid premium of every mediclaim policy from time to time and also paid premium of mediclaim policy for the year 2008-2009. During the period of last mediclaim policy, I had pains of bilateral shoulder. On investigation with Dr. Chetan Velani, angiography was carried out on 12.06.2009 at Kokilaben AmbaniHospital. During the course of angiography, multiple blocks were noticed and therefore coronary angioplasty was suggested. I therefore got admitted on 16.06.2009 in Asian Heart Institute and coronary angioplasty was carried out on me at Asian Heart Institute, Bandra. On 18.06.2009 I got discharged and I had to spend Rs.3,12,835 towards hospitalization expenses of Kokilaben Ambani Hos-

pital and Asian Heart Institute. So I filed my insurance claim on 15.07.2009 through my agent and also submitted original documents pertaining to his hospitalization and medical expenses. On 26.08.2009, MD India Healthcare Services repudiated my claim by submitting that the insurance claim is not payable as per clause no. 4.3 of mediclaim policy taken by me. This is an alleged act on the part of MD India Healthcare Services is deficiency of service. Therefore both are liable to pay medical expenses incurred by me with 18 per cent interest on it and also compensation for mental agony and cost.” Both the respondents refuted the claim of the complainant in separate written statement, “We deny each and every allegations of deficiency of service on their part. We do not dispute that the complainant had obtained mediclaim policy in

the year 2002 but we deny that the said mediclaim policy was continuously renewed till last mediclaim policy of the complainant. We submit that the mediclaim policy of the complainant for the year 2008-2009 was renewed with break of 18 days and therefore, the current policy for 2008-2009 is a fresh policy. Therefore we deny that the mediclaim policies of the complainant were continuously renewed.” While justifying the repudiation of the claim as per clause no. 4.3 of mediclaim policy for the year 20082009, they submitted that illness of diabetes and hypertension is excluded for first two years for the scope of policy. The current illness suffered by the complainant was since two months as per Mediclaim Medical Report (M.M.R.) form. The said illness is a complication of diabetes and hypertension which is

PM could be an ‘M’ again, but which one?

Afternoon Despatch & Courier


Dr. Manish Kumar


t is a strange coincidence that the very day Rahul Gandhi, for the first time, agreed to becoming Prime Minister, that very day the worst news for the Congress grabbed media headlines. On January 23 this year, Rahul Gandhi was in Amethi. Talking to the media, he acknowledged for the first time that if the Congress Party government comes to power and forms a government in Delhi, he was ready to become the Prime Minister. It was evening time. There was a flurry of breaking news on TV channels that Rahul was ready to become Prime Minister. But exactly an hour later, on four or five major news channels, the findings of election surveys began to be aired. The results of all the surveys were the same: a wipeout of the Congress. According to these surveys, this time in the Lok Sabha elections, the Congress Party would not be able to win even a 100 seats. Of course, survey findings and reports are often proved wrong, but when the results of all the surveys are the same, the mood of the country can be understood. The results of the recent assembly elections are an indicator there is certainly a wave in the country against the Congress. Even otherwise, the way people are hassled and fed up with the UPA Government’s policies, corruption, scams and most importantly, inflation, it would perhaps not be incorrect to say that by the time the elections come, the anti-Congress wave could take the form of a

tsunami and the Congress Party may remain limited to 60-70 seats. According to these survey reports, the most preferred candidate in the country for prime minister is Narendra Modi. There is no doubt either that Narendra Modi himself has established his position in the country as the strongest leader. The plea of anti-Modi elements and the Congress party that Narendra is the leader only of Gujarat and outside Gujarat there is no Modi ‘miracle’

Narendra Modi has been proved wrong. Every election survey in every state of the country, except Delhi, has said that Narendra Modi is the first choice as prime minister. The Congress party should learn a lesson that by playing politics by initiating a court case has proved to be costly for them. By playing politics through an NGO, the Congress Party was neither able to stop Modi's Vijay Rath (Victory Chariot) in Gujarat, nor does the Congress Party have any capability and capacity left to stop him from coming to power in Delhi. So should we then assume or accept that after the 2014 elections a Bharatiya Janata Party government will be formed? That Narendra Modi will easily, without any challenge, become the prime minister? If politics were a simple process, this

NOTES FROM NEW DELHI could have been believed, but in Indian politics even one week is enough time to change a trump hand. So the question remains, who will challenge Modi? Or who has the capacity, the capability to challenge Modi? In the last two-three years there has been tremendous change in the politics of India. There are many reasons for this change. The series of mind blowing scams by the UPA Government, insensitivity towards the problems of the people, the loot of water-forests-land with the help of the government and private companies, unemployment born out of the failures of the government’s economic policies, record breaking inflation, and because of government system failures in every sphere, not only was the trust of the people in politics shattered, a revulsion developed amongst people against politics, leaders and political parties. The days of winning elections with money power and muscle power are over. First time young voters have proved in the last three to four years that their vote is not for those who base their politics on caste, religion and similar sentiments. This is the reason why now, a role for a clear, transparent image, integrity and character has been created again in politics. So now the question is, whether in this changed atmosphere, there is anybody who can challenge Narendra Modi? Ever since Narendra Modi’s name has been in the running in the media for the prime minister, a debate has been on that the 2014 elections will be Rahul versus Modi. Going by procedures, there is a lot of difference between the Bharatiya Janata Party and the Congress Party because the two have separate characteristics. The BJP has a practice of showing degrading of its own leaders and it is replete with internal feuding. Then, on top of all this there is interference from the Rashtriya Swayamsevak Sangh (RSS) too. This is the reason why


Chatterjee. Mamata's political life has been one of constant struggle. She comes from a poor family but from the start she became the voice of the downtrodden in society and kept fighting with the Leftist government. Today, with a lot of fanfare there is talk of purity in politics. A bugle is being blown about not giving a party ticket to any corrupt or criminal element. It is being described as a revolutionary step in the media. But in the 1996 assembly elections Banerjee had raised her voice against giving tickets to those leaders or politicians with a criminal image. When the party set aside her protests, Banerjee tried to commit suicide by tying her shawl round her neck as a noose. After separating from the Congress, Banerjee prepared her party herself, going from place to place. She developed a cadre. Wrote a new chapter on values in politics. She made disclosures about many scams and when on the death of Bhikari Paswan, a worker and trade union activist of Victoria Jute Mill, Mamata carried out an andolan, for the first time the echo of Mamata’s moveMamata Banerjee ment was heard throughout the country. From the beginning of her inpolitics of the country coupled with new ideals, the name of a leader volvement in politics, Mamata shows up clearly. That of Mamata raised issues connected with the Banerjee. A blue bordered sari on common man, the aam aadmi. The her figure and hawwai chappals on speciality of Mamata's politics is her feet. In three decades of Ben- that by leveling allegations against gal's Kurukshetra of Left politics, her opponents she does not allow Mamata's face has been present issues to be forgotten. Mamata everywhere. The honesty and sim- Banerjee is among the very few plicity that is being talked about leaders who not only carried out today, that simplicity, restraint and movements but also made those hard work Banerjee has not only ac- movements successful. In Singur, cepted but has lived by it. She is not when Banerjee raised farmers isrunning a minority government sues against Tata's small car Nano with the help of somebody, but is factory, she spread the movement running a majority government all over south Bengal and did not thanks to her struggle and brand of end the movement till the Tata facpolitics amongst the people. She tory was closed down. After the forshowed her first feat in politics in mation of Trinamool in 1998, she the Lok Sabha elections of 1984 steadied the reins of the NDA, but when she won the Jadavpur seat de- she broke her ties with the NDA feating the CPI(M)’s leader Somnath over increase in fuel prices. Modi began preparations beforehand for the declaration of his name as the prime ministerial candidate. Before dealing with conspirators from other political parties he had perforce to deal first with big conspirators in his own party. The benefit of this was that Modi was able not only to attract the party workers but also succeeded in making his place amongst the youth of the country. On the criteria of the changing

Anna Hazare’s dreams very much alive Santosh Bhartiya


was asked a strange question, viz, whether Anna’s movement has ended? Has Anna become silent and sat down? Has he become so silent that whatever is happening in the country or what is likely to happen – he has no opinions on it? I was startled at hearing these questions, because the person asking these questions is an Annaji supporter, and is very much ‘for him’ with all his heart and soul. When these questions have arisen in the mind of even such a person, then it becomes essential to know what, after all, is Anna doing. At this time Anna is in his ashram (hermitage) at his village Ralegan Siddhi, which is 80 kilometres from Pune. Since last October, Anna has not been keeping well. On March 30, 2013 Anna had started a countrywide Jantantra yatra. Amritsar’s

Jalianwala Bagh was the starting point for the yatra. The ending point is not yet known, but for 5 months Anna toured in six states of the country. In these six states, he got overwhelming support. People promised and pledged to give him support. Anna was very happy at seeing such enthusiasm and wanted to continue with the yatra, but suddenly some health problems surfaced. Anna is now 76 years old, and there are some illnesses that are also linked to age. When Anna began experiencing some difficulty in urination, a simple prostate operation was performed, but when doctors found a hard growth in the prostate, an ordinary operation suddenly became a big operation. Doctors had to persevere for almost 7 hours to remove that hard knot. In the process, Anna lost so much blood that his physical state, his physical capacity hit rock bottom. Anna refused to take blood transfusions, and he began trying to improve his blood levels through a natural diet. Suddenly, another disease surfaced. Anna had toured the six

Anna Hazare states by road. About 750 meetings were held in these States and travelling for these meetings along pot holed and mountainous roads caused a problem in his spine. Two discs in his spine have degenerated and are causing him immense back pain, for which he is on medication. The weakness is evident in Anna’s voice too. Even in such a state, Anna is daily meeting those who come to

meet him at his ashram. At Ralegan Siddhi, people come to meet him from all over India and all day – it is as if some ‘mela’ (fair) is going on. Anna has only one hour in the afternoon to sleep, perhaps between 3.30 pm to 4.30 pm when he does not meet anyone. Otherwise he meets people from 8.30 am onwards till 9.30-10 pm, explains things to them and counsels them and talks to them about conditions in the country. Anna is not a politician that he should call the Press daily and give statements. And, because he is not a politician, politicians do not come to him either. Anna supporters, particularly supporters from North India, want to meet him, but often they do not have the means to travel to Ralegan Siddhi. The media goes to Anna when there is some crisis in the country, or when they want a byte or statement from Anna about Arvind Kejriwal so they can generate some controversy in the country. And here another thing has become apparent – that the media never asks Anna questions about

the country, the Prime Minister, the opposition parties or development. Mostly, the questions asked are related to Arvind Kejriwal. Anna hesitates to answer these questions, because it is not a person who is important for him, it is the issue that is important. Therefore Anna does not encourage the media much. Recently, some people from the media went to Ralegan Siddhi and took a long interview with Anna. In this sequence, the interview taken by Sumit Awasthi on Zee News was keenly watched by many people. Anna feels that until the people of the country start dreaming of keeping Parliament under control, till then Parliament will not come to a position of thinking in their favour. And I think that the spirit of the ‘total revolution’ of Jai Prakash Narayan and the spirit in the footsteps of Anna for societal change is the same in spirit and in letter. Now it remains to be seen how many political parties Anna’s faith can prod and shake, how many people it can prepare who will take Anna’s dream to the Lok Sabha.


Afternoon Despatch & Courier




ACROSS: 1 "Bury me with confidential notebook!" demands broker (12) 8 Joint providing fruit (3) 9 Lady at port postponed payment (7,4) 11 Meets stranger outside comfortable living community (9) 12 They may give you a chance to become an insider (5) 14 Timed to change when left out (7) 16 A plug for the jumble-sale worker (7) 17 Worry about a proverb that cuts across the grain (4,3) 19 Give the girl a little tap on the knee (7) 20 Hear he knocked out Bond and Shaw (5) 21 Minor burn that runs? (9) 23 Possibly able to write a speech of some refinement (11) 25 The twelve non-party religious sect (3) 26 Child prodigy? One might have guessed! (6,6)

DOWN: 1 Saving nothing to contribute in new mint condition (11) 2 Shabby jazz musician winds up and Kylie starts (5) 3 Levy by local authority in the red should be newly assessed (7) 4 Games in the form of riddles (7) 5 In archaeological work northern worker is angry (9) 6 Does he have orders to give a turn? (3) 7 A result of smoking in bed? (5,2,5) 10 Tablet bearing hieroglyphics sent to a store mistakenly (7,5) 13 They way the jacket denotes the pioneer (5-6) 15 Does Stout move about when ousted? (6,3)


Each colour in our code represents a letter. When you have cracked the code you will be able to make up seven words. The clue to first word is given to help you get started. The Clue: Spacecraft compartment








MATH PYRAMID 704 18 How the western place for playing is lost (7) 19 After the wine I join the company in the porch (7)

22 Bearded Edward supports a wife (5) 24 Man from the East perhaps taking away a woman's child (3)

SOLUTION TO FRIDAY’S CRYPTIC CROSSWORD ACROSS: 2 Animal Farm, 7 Denier, 8 Airdrop, 9 Dustbin, 11 Insist, 12 Kinshasa, 14 Collapse, 16 Mandible, 19 Dealings, 21 Dry-rot, 22 Assagai, 23 Heinous, 24 Cerise, 25 Apostrophe. DOWN: 1 Tendril, 2 Arabia, 3 Ivan, 4 Adroitly, 5 Forestalling, 6 Reposes, 10 Susie derkins, 13 Ached, 15 Abattoir, 17 Airship, 18 Ugliest, 20 Alsace, 22 ASAP.


ACROSS: 1. Gives the once-over 5. Adjudge 6. Outer in anatomy 8. Barbecue fare 10. Indian garment 12. Red and Black, e.g. 13. Collections

The goal of Math Pyramid is to fill the given pyramid with numbers such that the following three rules are satisfied. 1. A cell value must be sum or difference of the two cells below 2. A row cannot have duplicate numbers 3. A number cannot be less than 1 or more than the grid size





DOWN: 1. Before in odes, 2. Gab 3. Din and kitchen enders 4. Large-mouthed food fish (3,4) 7. Maldives' coin 9. Clean rugs 11. Ar follower


The goal of Hidato is to fill the grid with consecutive numbers that connect horizontally, vertically, or diagonally from first to the last number in the grid. The first and last numbers of a puzzle and a some other numbers are already filled in. FRIDAY’S SOLUTION


Place numbers into the puzzle cells in such a way that each row and column contains each of the digits from 1 up to the size of the puzzle (4,5 or 6). Like a Sudoku puzzle, no number is repeated in any row or column. Each bold-outlined group of cells contains a hint consisting of a number and one of the mathematical symbols + x - /. The number is the result of applying the mathematical operation represented by the symbol to the digits contained within the domain. The solution to each puzzle is arrived at logically and is unique. FRIDAY’S SOLUTION

Afternoon Despatch & Courier













: : : : : :

Taurus 10th Magh Shuklapaksha Rohini Vrishubh (Taurus) B.V.U. Blue 4

BIRTHDAY FORECAST: You are going to have unexpected financial gains and your good judgment and ability to work will prove to be very successful. Your services will be in great demand and you will be given an important post or designation. You will consider the marriage proposal that comes your way and it will result in an early engagement. Health of a parent will cause some discomfort on the home front. You might have to cancel your travel plans. BABIES BORN TODAY: Slim, attractive, well built shoulders and striking eyes. Short- tempered, stubborn and gullible. Will be emotional, sensitive, healthy and longlived. Can be impulsive with money occasionally. A career in export, design or advertising would lead to gains. ARIES (March 21 - April 20): You benefit from short-term deposits. If you are acting on someone’s advice for fresh investments follow it completely. By interfering you could lose out on profit. Be diplomatic for your rashness in saying things without thinking can get you in a tight spot. A Personal bond that caused pain will now get better. It is up to you to now decide what the future of this association will be.

TAURUS (April 21 - May 20): You have vague feeling that things are not quite right. Do not despair. It may turn out that your plans need to be rearranged in a more suitable manner. A creative talent, sports or a personal hobby will bring you into the limelight. An outing with friends will help improve your mood. A new experience, something unplanned will help you get over a disturbed state of mind. You will feel refreshed and rejuvenated.

GEMINI (May 21 - June 20): You will get into some kind of a working arrangement with a colleague or a new organization, which will assure you of continuous work and profit. If connected with international trade, you will benefit through signing a long-term contract. You have a tiring but satisfying day. Hectic schedules and working overtime get the better of you but you are lucky to have a considerate mate. Plan more time together.

CANCER (June 21 - July 21): Monetarily you are doing fine and the lucky streak will continue. Any work with the governmental authorities that has been delayed will be sorted out. The backlog of work will get concluded slowly but surely and you will be able to relax and concentrate on other issues. A tricky domestic money problem has to be taken care of with discretion and care. You will manage the situation brilliantly wining the admiration and love of your mate.

LEO (July 22 - August 21): Financial news is encouraging, more so in your line of trade. You get motivated and surge ahead to implement your fresh plans. However, a lot of hard work is required on your part, and a long time frame, before you succeed in making your project financially rewarding. It is unfair to keep someone guessing about your romantic inclinations. You could be the loser in this episode.

VIRGO (August 22 - September 21): Gains from close associates are foreseen. Perseverance and patience will yield favorable results. Don’t let delays and opposition get you down. You will be meeting some interesting new people with whom you will have an instant rapport that could open fresh work opportunities. An instant rapport with a particular person you meet could lead to a romance. In martial relationships love ties will be tested but you will emerge a winner.

LIBRA (September 22 - October 22): Your performance at your work is highly appreciated and is sure to be considered when promotions are taken up. Some exciting offers for new business could materialize Differences with your mate over trivial matters are likely and but with a little prudence you can avoid problem issues.

SCORPIO (October 23 - November 21): You may be drawn to self-improvement activities that call for some discipline. This in turn improves your business and profit. Taking light physical exercises and having more social interaction with colleagues and associates will certainly improve your image in the sphere of your work. There is a need to break away from everything and do what pleases your heart with no questions asked. Get away for a few days to relax unwind and give into your whims.

SAGITTARIUS (November 22 December 20): Heavy spending is likely on travel and on household affairs. Your payments get held up due to technical reasons causing anxiety. Try meeting the person to sort out matters and things will get settled. Those traveling on business will exceed their budgets, though the trip will be rewarding. In marital relationships haphazard spending may lead to a blame game. Avoid arguments as frayed nerves will only lead to further distress. AQUARIUS (January 20 - February 18): A breakdown in communication could upset your plans for the day. This could also lead to cancellation of a certain contract. It is better to have a contingency plan in advance for there seem to be some trouble on the way to your office or an important meeting. Uncertainties in your mind could affect your relationships with others. Some tension in family life is indicated. Don’t listen to hearsay.

CAPRICORN (December 21 - January 19): It will be a rather good day for completing a personal project and for entertainment. Enjoy the day but also be alert. A special surprise in today’s correspondence may hold monetary rewards. This is a time when your dreams can come true if you are hoping to win the attention of a certain person.

PISCES (February 19 - March 20): You can look forward to dues from work or the receipt of some money. Travel-oriented work will bring about success and profits. You will go out shopping or plan an entertainment program for this evening. Some happy developments in respect of children provide a sense of relief and satisfaction. Your mate plays a useful role.



QUICK CROSSWORD 4889 ACROSS: 3 (Bird) settle for sleep (5) 8 Call or bring out (5) 10 Wild sheep of S Asia (5) 11 Also know as, in short? (3) 12 Silk cotton (5) 13 ____ flask : used for keeping hot liquids hot and cold liquids cold? (7) 15 A fun place to be in - "codis" anagram? (5) 18 Revolutions per minute, acronym (3) 19 Writer (6) 21 Benefit (7) 22 Timber (4) 23 Scientology founder, Hubbard (1,3) 24 Inclination (7) 26 Coal or diamond or graphite (6) 29 International Labor Organization, acronym? (3) 31 Long stories (5) 32 Astringent (7) 34 Cold and hard, in a way? (5) 35 Air traffic control (3) 36 America's giant oil company of international presence? (5) 37 Persuaded or induced (5) 38 Deity of woods, rivers etc. (5) DOWN: 1 American state, capital Boise (5) 2 Showing marks of an injury or an accident, should we say? (7) 4 Is in debt (4) 5 Calm, subjugate or suppress (6) 6 Mannerism, characteristic (5) 7 Portuguese explorer __ da Gama (5) 9 Small guitar (3) 12 Cape ___ : the southern tip of India? (7) 14 Miles per hour, acronym (3) 16 Not tall? (5) 17 Mining for valuable minerals (5) 19 Greed, desire (7) 20 Military plane acronym (5) 21 French market town (5) 23 Large spotted cat (7)


SUDOKU 2075 Sudoku is a number placing puzzle based on a 9x9 grid such several given numbers.To solve a Sudoku puzzle, every digit from 1 to 9 must appear in each of the nine vertical columns, in each of the nine horizontal rows and in each of the nine boxes.


Difficulty Level: 


Today’s clue: G equals U

The Cryptoquip is a substitution cipher in which one letter stands for another.

24 Chiefly (6) 25 Crafty, cunning and unpleasant (3) 27 Composer Copland (5) 28 Cook's bowl (5)

30 Gambler (5) 32 ____ out of : suddenly get out of a bad temper, etc. (4) 33 Time To Go (3)

SOLUTION TO SATURDAY’S QUICK CROSSWORD ACROSS: 4 Dabbed, 7 Turn into, 8 Slaved, 10 Plage, 13 Shed, 14 Hour, 15 Chin, 16 Kgb, 17 Ajar, 19 Gaby, 21 Statistic, 23 Stem, 24 Moho, 26 Buy, 27 Sept, 29 Lata, 32 Tors, 33 Divot, 34 Johann, 35 Eschewal, 36 Endows. DOWN: 1 Staph, 2 Arrau, 3 Dike, 4 Doshi, 5 Bead, 6 Energy, 9 Length, 11 Lob, 12 Grate, 13 Shrimps, 15 Cat, 16 KBC, 18 Jams on, 20 Aioli, 21 Sty, 22 Sot, 23 Suborn, 25 Rto, 28 Ernes, 30 Avows, 31 Atoll, 32 Taco, 33 Doha.

IRREGULAR SUDOKU 1894 To solve an Irregular Sudoku puzzle, every digit must appear once in:  Each of the vertical columns  Each of the horizontal rows  Each of the regions

Afternoon Despatch & Courier









H C K ' Q


J C K Q ,

F Q ' N




SATURDAY’S SOLUTION: How we treasure and admire the people who acknowledge us!

Afternoon WORD MINE









How many words of four or more letters can you make from the letters shown in today’s puzzle? In making a word, each letter may be used once only. Each word must contain the letter at the top of the pyramid. There should be at least one nine letter word. Plurals, foreign words and proper names are not allowed. Today’s ratings: 20 average; 22 good; 24 outstanding. SATURDAY’S SOLUTION: brut, brute, butt, butte, butter, BUTTERCUP, crept, cruet, curt, cute, cuter, cutter, erupt, pert, putt, putter, rebut, truce, true, tube, tuber, utter.





Afternoon Despatch & Courier


Losing wickets of second new ball proved to be crucial: Dhoni

AUCKLAND: India captain Mahendra Singh Dhoni feels that losing wickets of the second new ball including a poor umpiring decision, proved to be a decisive factor, as the visitors lost by 40 runs against New Zealand in the first cricket Test here today. India lost Ajinkya Rahane and Rohit Sharma off the second new ball, on either side of the teabreak that became costly in the final outcome of the match. Rahane was adjudged leg-before of Trent Boult despite a big inside edge "I am having mixed emotions about this Test match. Close to the 85th over, we lost a few wickets at that point and we had a tough decision (Rahane) at the same time which meant we were short of 30-35 runs and that was the crucial phase," Dhoni said at the post-match press conference. Under Dhoni, India now have lost 10 out of their last 11 overseas Test matches but the skipper said that one close Test match like this serves as an experience for three to four normal Test matches. "Tight games like these give you the experience of three-four Test matches. You learn about the need to break the target down session by session. Hopefully, there will be plenty of players in our dressing room who must have learned a lot out of it," the skipper said.

India go down in first Test by 40 runs as Neil Wagner creates a dent in the India line-up; Dhawan's ton goes in vain


UCKLAND: India conjured up hopes of a record run chase before a lower middle-order collapse saw the visitors slump to a 40-run defeat against New Zealand in the thrilling first cricket test and hand over a 1-0 lead to the hosts in the two-match series here. Chasing 407 to win, India resumed their second innings at 87 for one and the visitors were on course with Shikhar Dhawan (115) and Virat Kohli (67) sharing 126 runs for the third wicket but pacer Neil Wagner took four crucial wickets in the post-lunch session to derail India's chase at Eden Park here. After a series of low scores, Dhawan returned to form today as he cracked a patient century and anchored the Indian innings along with Kohli, who too looked in good touch. But Wagner's double blow left India tottering at 270-5 at tea and it was left to skipper Mahendra Singh Dhoni and Ravindra Jadeja, who launched a counterattack to leave the Kiwis dazed but once they departed India failed to overhaul the target. Wagner took the wickets of Dhawan, Kohli, Zaheer Khan (17) and Dhoni (39) to return with a eight-wicket haul from the match, while Tim Southee added three wickets to his three-wicket haul of the first innings. Earlier, India started the day still in need of 320 runs and Dhawan and Pujara looked to provide them a solid start. In the very first over of the day, Dhawan reached his halfcentury, getting the milestone ticked off early, facing 75 balls and hitting five fours. Dhawan had a shaky start as he survived a couple of LBW shots, even through they seemed to be sailing over the stumps. The Kiwis were bowling a nagging line and length, especially Tim Southee and he was soon rewarded for it. In the fifth over of the morning, he bowled a near-perfect delivery to Pujara who could do nothing but play at it and edged it the keeper. Pujara was out for 23 runs (71 balls, 1 fours, 1 six), leaving a mountain to be climbed for the rest of the batsmen. Kohli then came out to bat and patiently saw off Southee's

New Zealand’s Neil Wagner who took four wickets celebrates the wicket of Zaheer Khan on the fourth day of the first cricket Test at Eden Park in Auckland, New Zealand. Wagner took 4-62 as New Zealand dismissed India for 366 on Sunday to win by 40 runs on a rollercoaster fourth day.

super spell of 6-3-4-1. At the other end, Dhawan too continued to bat cautiously as the 100-run mark came for the chase in the 32nd over. They tempered their batting according to the situation, mixing aggression with defence. Dhawan and Kohli set the foundation for the chase but once they were gone, none of the Indian batsman could cross the 40-run mark as it turned out to be a disappointing end to the Test for the visitors who are

without a single win on the tour so far. After reducing India to 270-5 at tea, New Zealand made a cracking start to the post-tea session with Rohit Sharma (19) gone first ball, falling to a beautiful out-swinger from Southee. It was then left to skipper Dhoni and Jadeja to salvage something out of the situation as 137 runs were still remaining for victory. Faced with the new ball, the duo went on a counter-attack. After Rohit's dismissal, the first five overs

cost 45 runs as the two batsmen smacked quite a few boundaries. In all they added 54 runs in just 5.4 overs, with Jadeja playing the more active partner. BRIEF SCORES: New Zealand 503 & 105 beat India 202 & 366 all out in 96.3 overs [Shikhar Dhawan 115, Virat Kohli 67, Neil Wagner 4/62, Trent Boult 3/86] by 40 runs.


MCCULLUM A RELIEVED MAN AFTER NEW ZEALAND'S WIN New Zealand skipper Brendon McCullum was a relieved man after his decision not to enforce follow-on did not lead to his team's defeat against India in the first cricket Test. "We thought we have a big total and if we bowl well, that would be enough runs. We know the quality of their batsmen and how they are capable of putting together big scores and big partnerships. At one stage, when they were sitting 220 for 2, we were starting to get ourselves behind the eight-ball and it took something special to get us out of that. We respect the Indian team a lot for what they have done and where they sit in the world rankings and that's what makes this victory so special," McCullum said.

Ramachandran becomes IOA boss, India set to return to Oly fold N

EW DELHI: The decks were cleared today for India’s return to the Olympic fold after a 14-month suspension with Indian Olympic Association conducting its polls with N Ramachandran being elected as the president. The election of Ramachandran, chief of World Squash Federation and younger brother of BCCI boss N Srinivasan, as IOA president was a mere formality as he was the lone candidate in the fray for the top post. Kho-Kho Federation of India President Rajeev Mehta and All India Tennis Association (AITA) chief Anil Khanna were also elected unopposed as Secretary General and Treasurer respectively in the polls which marked the exit of corruption-tainted Abhay

Singh Chautala and Lalit Bhanot from the IOA. Voting was done only for eight vice-presidents as there were nine candidates in the fray. One senior vicepresident, six joint secretaries and nine executive council members were also elected unopposed. All the officebearers of the IOA will have a term till 2016, the Olympic year. The three observers from International Olympic Committee said they would submit a “favourable” report to IOC president Thomas Bach and expressed hope that India’s suspension would be revoked “sooner than later” Robin Mitchell, IOC member from Fiji and the seniormost among the three, even hinted that India’s suspension could be revoked before the end of the ongoing Sochi Winter Olympics

so that the three Indians taking part in the Games can hold the tri-colour in the closing ceremony on February 23. “We are very happy at the way the proceedings have happened today. We are reaching Sochi tomorrow and will submit our report to IOC President and it is upto him when to call the Executive Board meeting to decide on India’s return. We hope it will happen sooner than later,” Mitchell said. Asked about any time frame, he said, “The IOC Executive Board is meeting before the closing ceremony of Sochi Winter Olympics and hopefully the EB will decide to revoke India’s suspension in that meeting. We want Indian athletes to take part in the closing ceremony with the national flag,” he said.

Mumbai wind up losing again


Afternoon Despatch & Courier


Azad Shrivastav | ADC


By Neil Joshi


UMBAI: The string of losses continued to haunt bottomplaced Mumbai Magicians as they experienced their sixth loss from seven matches played in the second edition of the Hockey India League. Ranchi Rhinos registered a solitary goal win over the league’s favourite whipping boys at the Mahindra MHA Stadium on Sunday night. From the very first minute, there was a spring in the stride of the Jharkhand side who have moved up to the third position ahead of Uttar Pradesh Wizards. Ranchi engineered a goal in the 11th minute with South African Reid Ross netting after an effective pass from Moritz Furste after the visitors were awarded a corner. Furste’s pass scorched the turf to the unmarked Reid outside the ‘D’ who reversed flicked it to the back of the net. Mumbai had earlier drawn their away match against the Rhinos with the scores reading 1-1. Mumbai Magicians who were desperate for a win, played defensively throughout their opening session in the first and second quarter in order to work on the loopholes committed

A tense moment in the course of the Mumbai Magicians vs Ranchi Rhinos match. during the previous encounters. The hosts were clearly missing the services of veteran Indian forward Prabjot Singh as he was benched

following an injury during the match against Punjab Warriors on Saturday. The Rhinos through their foreign nationals proved to be a handful as

Hosts IndianOil make it four in a row, beat BPCL in a thriller M

UMBAI: Reigning champions and hosts, Indian Oil (IOCL) made it four in a row in the PSPB T20 Cricket by defeating Bharat Petroleum (BPCL) in a thrilling final by 10 runs at the MIG CC Ground in Bandra. IOCL, thus, avenged their narrow (both six runs) defeats at the hands of BPCL in the league phase of this tournament as well as in the semi finals of the Dr DY Patil T20 Cup recently. Choosing to bat on winning the toss, Indian Oil’s captain and opening batsman, Aditya Tare led the way with a brilliant century off just 55 balls, studded with 11 fours and

By Anant Bhagwat


four sixes. He was ably supported by the consistent Ravikant Shukla who made 34. It was their invaluable 94 run partnership that was the cornerstone of the IOCL innings. Some late order hitting by seasoned campaigners, Abbas Ali (16) and Mandar Phadke (13) propelled IOCL to a competitive total of 188 for 6. It was a tremendous effort from a depleted team, who were missing the services of Cheteshwar Pujara, Rohit Sharma & Ajinkya Rahane (away on India duty) and Wasim Jaffer & Siddesh Lad (out due to injuries).

In reply, Bharat Petroleum lost wickets at regular intervals and were 80 for 5 in the 12th over with the asking rate climbing to nearly 14 runs an over. That is when the BPCL skipper, Suryakant Yadav decided to take charge and played a blinder of an innings (99 runs off 49 balls with 12 fours and 5 sixers) that took his team heartbreakingly close to the target. Earlier in the day, ONGC defeated HPCL convincingly by 6 wickets with 39 balls to spare to claim the third place in the seven team competition.

For Improving Players

efence is more difficult for new players as one must visualise the declarer’s hand & also count tricks for defence. This hand surfaced in the Indian Gymkhana tournament. S- A J 9 8 4 H- K J 6 4 2 D- J C- 8 3

S- 6 H- 10 7 D- A 9 7 5 4 C- 10 7 6 5 2 S- K Q 3 2 H- A 6 D- Q 8 3 2 C- Q J 9

wires crossed. North thought he was showing both majors & south thought it was diamond, so south bid 3 no trumps which was passed around. West led the 5 of diamonds. East won with the King. Now what should east return? Many players would return the 6

BRIDGE S- 10 7 5 H- Q 9 8 3 D- K 10 6 C- A K 4

East was dealer. He opened 1 diamond. It went pass- pass to North, who balanced with 2 diamonds. Here the N/S got their

of diamonds, loath to waste the 10 of diamonds. That is wrong. In this situation west must always give residual count i.e count of the remaining cards. He is left with doubleton diamond so he must play high & low. This east did return the 10 of diamonds, covered with Queen. West won with Ace & cashed the 9 of diamonds. When east produced the 6 of diamonds out of desperation he backed a small diamonds to declarer’s 8. Now the declarer cashed 5 spades

& east was grinded into submission. In order to guard heart Queen he had to discard a club honour. South merely surrendered a club trick & made this ridiculous contract which goes 3 down on correct defence. West was to be partially blamed. He knew the opponents were in a wrong contract. So he should not have cashed the 9 of diamonds. Instead he should try to enter partner’s hand for a diamond return to trap declarer’s 8. But he did not know which Ace partner held. Therefore east should help him at trick 2 by cashing the club Ace & then returning the 10 of diamonds. Now the contract goes 3 down. There is one further snag. What if east is holding only doubleton diamond? Therefore to ensure that the contract does go down west must cash the 9 of diamonds & return a club for the 5th trick.

they orchestrated their passes better than the Magicians. While the visitors were trying to add to their tally, Mumbai were let down by their forwards.

Post interval, there was an urgency in the Mumbai camp as they attempted to go on the offensive. Apart from a Bharat Chikara attack in the 42nd minute, it was the Rhinos’ Spanish goalie Francisco Cortes who effected a couple of crucial saves in the third quarter. Mumbai skipper Turner tried hard but came up short. Mumbai’s poor performance saw skipper Glenn Turner failing to find support from the midfield, and it was no small wonder that Turner was rendered a spectator on the field for long spells. With no headway from the hosts, it was the visitors who were awarded a penalty corner in the 56th minute of play. However, the vigilant David Harte not only blocked Reid’s strik, but also countered the rebound by Moritz. The 70th minute of play brought the first penalty corner for the hosts and a chance for a face saver, but it saw Gurjinder Singh failed attempt, which didn’t lead to a change in the score-line. Result: Mumbai Magicians 0:1 Ranchi Rhinos [11th minute Justin Reid Ross].

Host BPGC win Grover Zampa Vineyards Inter-Club Golf

BPGC Golf Team, winners of the Grover Vineyards Inter-Club Golf Championship 2014.


UMBAI: History continued to favour Bombay Presidency Golf Club, who have earned a reputation of being difficult to beat on their home course, and riding on some confident performances from their talented players, the host club crowned themselves the champion golf club of Western India, lifting the Grover Zampa Vineyards Inter-Club Golf Championship at the conclusion of the two-day Championship, here at BPGC, Chembur on Sunday.Bombay Presidency Golf Club, who led overnight by 2 ½ points over Willingdon Sports Club, extended it to 3 ½ points at the end of the second day, to finish with 32 ½ points and inscribe their name on this prestigious trophy for the sixth time in its 18-year history. Willingdon Sports Club finished second with 29 points, while United Sports Club finished third with 23 ½ and Poona Golf Club ended up with the wooden spoon with 21 ½ points. It was again the 14-year-old

Ananya Datar who came good for BPGC Club on the second day too. Having won her singles match on the first day, she paired with Kabir Kewalramani on Sunday to win the Fourballs also. Also contributing to BPGC’s win were Subhash Naidu and Rishi Bali and Rani Maheshwari and Nakul Bakshi, who won their Foursomes against Willingdon Sports Club’s Rahul Diwan and Alexandra Dhaeyer and Poona Golf Club’s Brig Shetty & Sanjay Phadke respectively. In the Fourballs, BPGC’s pair of Nohar Nath and Jaideep Singh earned two points against USC’s Sultan Qazi and Cdr Rajeev Sharma, after which BPGC won two more encounters through the pairs of Tarun Bali and Sanjeev Vaz, and Paras Bhuta and Vicky Bhurjee. Results: BPGC 32 ½ (17 ½ + 15); Willigdon Sports Club 29 (15 + 14); United Sports Club 23 ½ (10+13 ½ ); Poona Golf Club 21 ½ (12+9 ½ ).

Afternoon Despatch & Courier

Vinay grabs six to skittle out Rest of India for 201



Bindra claims third gold in Inter Shoot Tri Series Shooting N

EW DELHI: Ace Indian shooter Abhinav Bindra added another gold at the Inter Shoot Tri Series Shooting and became the first individual to win three gold medals in the event being held at Hague, Netherlands. Beijing Olympics gold medallist Bindra was in roaring form as he clinched the yellow metal in the Air Pistol event yesterday. In a lively competition, which had the current Olympic Champion Alin George Moldoveanu, Bindra shot 209.0 and 209.3 in the two finals to outclass the field by 3.3 and 2.4 points respectively. Interestingly, Bindra had topped the qualifiers on Friday in the second competition with a total of 627.7, 6.6 better than the second placed Moldoveanu. In the first competition on Thursday, Bindra had qualified in the eighth place with 613.3, but beat the top qualifier Peter Hellenbrand of Holland in a strong climax as he wound up with the last two shots of 10.6 and 10.8. He did the same on third day by 10.7 and 10.7.

Advani, Mehta lose in Gdynia Open N

EW DELHI: Top Indian cueists Pankaj Advani and Aditya Mehta crashed out of the Gdynia Open after suffering defeats in the fifth round of the snooker tournament in Poland. Eight-time world champion Advani from Bangalore lost 2-4 to Alex Borg, while Mehta went down 1-4 to Tom Ford, who put in breaks of 56, 85 and 55 in the first, second and fourth frames to wrap up the match. India’s leading snooker professional, Advani had pocketed the second and fifth frames but Borg put on display fine potting skills with breaks of 57 and 62 to seal the issue in his favour. In the other match, fully aware of Indian Open finalist Mehta’s prowess, Ford reigned supreme on the green baize and did not allow his opponent to deploy his safety play into the game. Gdynia Open was the Leg 8 of the European Tour.

EW DELHI; Legendary German footballer Paul Breitner today stressed on the need to have foreign coaches for Indian players from a young age of six to improve the standard of the game in the country. “India does not need foreign coaches and trainers at the professional level only. The idea should be to introduce children to international coaching when they are just six or seven, the age when they start learning football,” said Breitner at a promo-

IN BRIEF AIFF barred from taking part in IOA elections

NEW DELHI: The All India Football Federation was barred from attending the special GBM as well as elections of Indian Olympic Association here on the ground that it did not follow the "proper procedure" while sending names of their delegates, a charge which the AIFF has denied. The AIFF had sent names of three delegates - Kushal Das, B M Mehta and Anil Kamath for the IOA GBM. AIFF treasurer Hardev Jadeja came to attend today's meet in place of Das, who is unwell. But the IOA refused to accept them as the national football body's representatives, arguing that the authorised letter did not bear the signature of either their President or the General Secretary.

30 CWG-works worth over Rs 3,500 crore under CVC scanner

Vinay Kumar of Karnataka celebrates the wicket of Harbhajan Singh in the match against Rest of India in the Irani Cup 2013 at Chinnaswamy Stadium in Bengaluru on Sunday.


ANGALORE: Karnataka captain R Vinay Kumar’s led from the front with a six-wicket haul as the Ranji Trophy champions gained 47 from 18.4 overs. He was well-complemented by all-rounder Stuart Binny who took three for 35. Karthik, who has had an ordinary Ranji Trophy season played a dogged innings of 91 and had couple of useful late-order partnerships with Amit Mishra (47) and Harbhajan Singh (25) which yielded 67 and 70 runs respectively. Gautam Gambhir (22) disappointed one and all as he was trapped leg before by Binny after having done the hardwork of surviving the first hour. Vinay ripped through the Rest top-order before coming back in the final session to polish off the tail on a helpful track where the seamers got a lot of help off the surface. He trapped Jiwanjot Singh (0) leg before off the very first delivery and then also found the pads of Baba Aparajith (2) and Kedar Jadhav (2) to reduce rest to 12 for three in 4.1 overs. Vinay bowled his heart out troubling almost all the Rest batsmen whenever he ran in for the fresh spell. He was nippy and constantly attacking stumps getting the ball to come

back sharply into the right-handers. Karthik on his part played a composed innings under pressure, facing 184 balls and cracking 14 boundaries in the process having survived a confident appeal for caught behind behind when the TV replays clearly showed that he had edged the ball to wicketkeeper CM Gautam off Vinay’s bowling. Karnataka’s decision to field first paid rich dividends as their pacers used the greenish pitch really well and bowled an attacking line and length to rattle the oppositon batsmen. The visitors were at a precarious 71 for five at lunch after 31 overs after the departure of Gambhir and Mandeep Singh (5).upperhand against Rest of India on the first day of the Irani Cup match despite a gutsy effort from wicketkeepe-batsman Dinesh Karthik. At stumps, Karnataka were 35 for one in reply to Rest of India’s modest first innings score of 201 largely due to Vinay’s outstanding figures. However, the visitors lost only one wicket after scoring 92 runs off 25 overs in second session after they had lost six in the first session. Mishra started counter-attacking the Karnataka bowlers as he hit seven fours and a big

six off leggie Shreyash Gopal over long off fence. Anything pitched on the pads was whipped away in the midwicket region as runs came at a fair clip during the post-lunch session. Karthik was very cautious to begin with as he didn’t take any undue risks and was content playing the second fiddle to Mishra. He drove Abhimanyu Mithun off backfoot and then pulled him for couple of boundaries as the duo took the score past 100. Mishra however was unlucky not to get a well-deserved half century as he jabbed at wide delivery from HS Sharath to give Karun Nair a simple catch in the slips. Karthik completed half-century soon after Mishra departed as he slogged Manish Pandey to mid-wicket boundary. After reaching half-century, Karthik opened ip in company of Harbhajan Singh as he hit three boundaries in one over from Mithun where he played an on-drive, followed by a flick to mid-wicket and a pull to end the over as tea was called. In the post-tea session, Karthik hit a couple of boundaries off Vinay to enter the 90’s but was kept quiet for some time.

Foreign coaching should be introduced at age of six: Breitner N


tional event here. “There is no sense to introduce players of 1617 years of age to foreign coaching for the first time. Players learn the game from the age of six to around 11-12. After that you can’t teach them much and there is possibility of improving by just 10-15 per cent,” said the former Bayern Munich left-back. Breitner was in the capital to select Indian players, who will represent the county at the Adidas FC Bayern Youth Cup at the Allianze Arena in May this year.

Veteran athlete PT Usha with the winners of the finals of the KOOH Sports Speedstar Season 2 who will head for a week long intensive training in Australia under the guidance of Sharon Hannan - a recognised Australian athletics coach and the ex-coach responsible for the success of Sally Pearson, the Gold Medalist at the London Olympics in 2012.

NEW DELHI: About 30 works worth over Rs 3,500 crore carried out by various agencies in connection with 2010 Commonwealth Games are being examined by Central Vigilance Commission for alleged corruption. These works, carried out by Central and Delhi government agencies including Public Works Department (PWD), New Delhi Municipal Council (NDMC), Central Public Works Department (CPWD) and Commonwealth Games Organising Committee, were at different stages of investigation, official sources said. At least 37 government departments have spent over Rs 13,000 crore in 9,000 publiclyfunded CWG-related projects.

Madanpura down Catholic Gym 2-1 MUMBAI: Madanpura SC converted the chances that came their way to pull off a hard-fought 2-1 win over Catholic Gymkhana in a Second Division match of the Mumbai District Football Association (MDFA) league, played at the Goan Sports Association (GSA) ground, Cross Maidan on Sunday. Devendra Ansal and Anas Ansari scored the goals for Madanpura while Trevyane D’Silva got the lone goal for the losers. complete their win. Results – At Goan Sports Association ground, Cross Maidan –Div-II: Madanpura SC 2 (Devendra Ansal, Anas Ansari) beat Catholic Gymkhana 1 (Trevyane D’Silva). At St. Xavier’s ground, Parel –Div-III (play-off): Jupiter FC 2 (Vinayak Singh, Edwin Aynikal) beat Ruffians FC 0; Sterkem Pharma FC 2 (Ritesh Poojary, Pratik Patel) beat Anjuman Islam FC 0; Das FC 3 (Jaiprakash Singh Sethi, Hardik Bhatt, Nazir Khan) beat Goregaon SC 0.

Goan Sports Schools Soccer

MUMBAI: Twelve teams will be participating in the 8th Goan Sports Association (GSA) Inter-Schools (boy’s under-12) football tournament organised by GSA at their ground, Cross Maidan, from February 10 to 26. Defending champions Don Bosco ‘B’, Don Bosco ‘A’, Campion HS, St. Francis D’Assisi, St. Mary’s ICSE, Sundatta HS, Diamond Jubilee HS, Sir J.J. Fort, Bal Mohan, St. Paul’s, St. Lawrence and Don Bosco, Borivali will be vying for the top honours. The 12 teams have been divided into four pools of three each and top team from each pool will progress to the semi-finals on February 25. Following are the pools: Pool-A: Don Bosco ‘B’, St. Mary’s ICSE, Bal Mohan. Pool-B: Campion HS, Sundatta HS, St. Paul’s, Dadar. Pool-C: Don Bosco ‘A’, Diamond Jubilee HS, St. Lawrence. Pool-D: St. Francis D’Assisi, Sir J.J. Fort,, Don Bosco, Borivali.


Afternoon Despatch & Courier  MUMBAI


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