NCB (Cayman) Limited and NCB Capital Markets (Cayman) Ltd client brochure

Private Banking & Wealth Management

Who We Are The world is a different place. Increasingly our high-net-worth individuals and corporate clients are seeking a different way to bank and invest. Flexibility and connectivity to the global stage is key.

Established in 1992, and licensed by the Cayman Islands Monetary Authority (CIMA), NCB (Cayman) Limited has spent over 30 years displaying an unwavering commitment to the Cayman jurisdiction and our clients.

Local autonomy and decision making makes us nimble, and our lineage is just as powerful. NCB (Cayman) Limited’s parent company is one of the largest financial groups in the Caribbean region operating across commercial banking, wealth asset management and investment banking, private equity investment, major project finance, life insurance, pension fund management and general insurance.

NCB (Cayman) Limited operates under the Chairmanship of visionary entrepreneur, Hon. Michael Lee-Chin, OJ. NCB (Cayman) Limited’s association with Michael, and the wider Portland Holdings Group, strengthens our position as one of the leading privately-held financial institutions in the Cayman Islands.

NCB (Cayman) Limited is an A-rated bank (rated by CariCRIS) with a certified “Stable” outlook, and we attribute this strength and stability to our agility in addressing the diverse needs of our clients. Add to this our expertise in global finances and assets, and you are dealing with a financial institution who know how to transact differently.

The Cayman Islands A GLOBAL FINANCE HUB

Cayman is one of only four countries outside the G20 to be in the top 25 financial centers in the World‡ 250+ banks and trusts in Cayman* Over 40 of the world’s top 50 banks are in Cayman§ 12,995 Cayman Islands investment funds* 119,000 Cayman registered companies‖ 660 members in the Cayman Islands Legal Practitioners Association¶ 152 trust licensees* 127 captive insurance companies* 675+ captive insurance vehicles* US $1.9 trillion in Cayman Islands banks† Cayman’s international business model facilitates global transactions Regulated landscape managed by Cayman Islands Monetary Authority (CIMA)

Statistics * CIMA website September 2023 † Global Residence Index September 2023 ‡ Cayman Resident September 2023 § Ministry of financial services September 2023 ‖ Cayman Islands registry ¶ Cayman Islands Legal Practitioners Association

Michael Lee Chin Executive Chairman

What Cayman Offers the Wealthy Cayman is the market-leading international center and global jurisdiction of choice for ultra-high-net-worth families.

A long history - globally-recognised private wealth planning and structuring tools that deal with asset protection, generational transfer, estate planning and more Service providers – the strength of professional advisor community – globally recognised leaders Structuring options - world-leading legislation geared to international wealth management Evolving and innovative solutions – Foundation Companies development, Fire Wall legislation and growing DeFi, crypto and technology sector.

Favourable security, stable economic and political climate (Cayman is a British Overseas Territory) Robust judiciary and reliable, efficient legal system based on English law - specialist, experienced judiciary and specialist financial services court, appeal court and ultimate appeal to Privy Council in London Confidentiality and privacy are respected

OUR CLIENTS We work with a wide range of clients including individuals, families, corporations and other entities, including:

Ultra-high net worth and high net worth private clients and globally mobile entrepreneurs International holding corporations from multiple jurisdictions Trusts and foundations Professional intermediaries Offshore trading companies Alternative Investment Structures such as SPC’s, SPV’s, P/E, mutual and hedge funds Insolvency practitioners and liquidators

Alessandro Sex, CFA Assistant Vice President & Portfolio Manager saxa@jncb.com

Our Services WEALTH MANAGEMENT

A team of CFA charter holders lead our premium wealth management offering and accounts can be managed in Cayman or Bermuda.

Clients benefit from a family office modelled approach - where the level of service and attention is similar to having your own full-service family office team Customised portfolios with active management from an experienced CFA – balancing risk with reward Access to global bonds & equities (multicurrency) Unique access to alternative investments - hedge funds and global private equity opportunities Access to IPOs (ex. AirBNB & DoorDash) Discretionary management available – building customised portfolios that precisely meet clients’ specific needs Diversification where appropriate – lower risk, smoother returns

Self-directed trading via Trade – ‘do it yourself’ for savvy investors* Access to Portland Group’s unique private equity funds – sourced by NCB (Cayman) Limited Executive Chairman, Michael Lee Chin Global managers – accustomed to working across international time zones Global investment insights – managers with institutional background who are plugged in to global markets and the latest trends Cayman-based trading desk, brokerage and execution Money market securities and structured products, 3rd party mutual funds

*Some services are offered through other NCB Financial Group companies.

Our Services PRIVATE BANKING

Asset-based lending Cash Backed Credit cards Drafts – local KYD and USD International wire transfers Term deposits USD Savings accounts in major currencies, term deposits in USD Online banking Select mortgages for property in Cayman Family office support – including access to local trust companies, attorneys and corporate service providers Custody accounts in major currencies Foreign exchange trading USD International drafts

CLIENT ONBOARDING

NCB (Cayman) Limited works efficiently through a group of trusted professional referral sources Documentation can be provided through our referral sources to avoid discomfort for our clients in the paperwork gathering process Express set-up with dedicated relationship manager

Cheyenna Calderon, MBA Senior Relationship Manager calderonc@jncb.com

Tuula Jalasjaa, CFA INT’L MBA Acting Managing Director jalasjaat@jncb.com

Our Services INVESTMENT BANKING

NCB Capital Markets (Cayman) Ltd can leverage the strengths and expertise of NCBFG and Portland Holdings to assist with corporate clients’ financing, lending and M&A activities.

Mergers and acquisitions Capital raising Asset management Commercial banking Lending and financing

Contact +1 345 949 8002

ncbcaymaninfo@jncb.com ncbcaymanlimited.com NCB (Cayman) Limited and NCB Capital Markets (Cayman) Limited, The Pavilion Cricket Square, P.O. Box 31120, George Town, Grand Cayman, KY1-1205