Jeff Wettstein - NAF Employee Benefit Program

Employee Mortgage BenefitsProgram

No-costservicetoyouremployees

AboutNAF

New American Funding (NAF) is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.

As a way to give back to the community, NAF is now offering this no-cost service to companies who have employees that are interested in pursuing their home ownership dreams.

OurMission

NAF enables clients of all backgrounds to accomplish the American dream of homeownership by offering a diverse product suite, competitive pricing, and our promise to provide a timely and efficient closing Our dedication to client service during the transaction extends after the closing while we service their mortgage. This passion for client service is displayed in every step of the homeownership experience with focus on fulfilling our client’s needs in a manner that enhances their standard of living.

Whatdoesthe employeebenefit programinclude?

OurOfferToYourEmployees:

Upto$2,000lendercredittowardmortgageclosingscost.

Competitiveinterestrates.

Ifinterestratesdropatanypointinthenextfiveyears,we canrefinancequalifyingcustomersintoalowerratewith nolenderfeeandnoappraisalfee.*

QuarterlyEducationalSeminars(example:1st-time homebuyer,buyingarentalhome,etc.)

DiscountonListingFeewhensellingahomeandcredits fromRealEstateAgentwhenbuyingahome.

CompetitiveAdvantageofNAFCash:ourprogramthat allowsbuyerstopurchaseahome‘allcash’.

NAFCash

The New Way to BuyYourHome

New American Funding Can Help Show

You How to Become a Cash Buyer

BENEFITS

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.**

With NAF Cash, an affiliated company of New American Funding, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Buy first, sell later: You can buy your new home before selling your current home. Sellers may be more likely to offer concessions to cash buyers. Use potential savings to buy down the interest rate.

Remove the stress and hassle of buying and selling a home.

Close on your new home faster.

Do more than just dream about buying a new home. Let us help you make it a reality! Eligible borrowers can get up to $8,000 in down payment and closing costs. Making it easier to get the home of your dreams in select areas.

•

•

•

30-year fixed-rate loan

Seller-Paid 2-1 buydown

Seller-Paid 3-2-1 buydown

Program Highlights

Up to $8,000 in Down Payment & Closing Cost Assistance

First-time buyers

1 unit, single-family home

No income limitations

As little as 3% down

Minimum credit score of 620

Can be combined with other DPA programs

Howdoesthe BenefitsProgramwork?

1

Reserve a date! We’ll offer your employees a complimentary lunch during a presentation by your neighborhood NAF branch. The Lunch and Learn event can be held at your location or at an alternative location.

2 3

We’ll educate your employees on the real estate financing market and home financing loan programs that NAF offers. With new government regulations, qualifying for a home loan can be challenging. We’ll help your employees navigate these challenges and understand their options.

We will even offer complimentary personal consultations with one of our mortgage consultants if employees would like more information

Which presentation topics can youchoosefrom?

FirstTime Homebuyer

There’s a lot to consider when buying a home, especially for the first time Knowing how much you can afford makes searching for the right home faster and easier. In this presentation, employees would get a better understanding of the home buying process, how to build FICO score, what’s needed for pre-approval, and so much more.

Down Payment Assistance

In this presentation, employees can learn about our available down payment assistance programs and how potential applicants can qualify to buy a home with little to zero down.

Refinance

Our team can also provide our Refinance Presentation for those who already own a home. Employees can learn how to lower their monthly mortgage payment, how to get into a new home loan that better suits current financial situations, and much more.

ReverseMortgage

A Reverse Mortgage is a loan designed to help older homeowners manage their retirement more effectively by allowing them to convert a portion of their home equity into liquid assets while retaining ownership of the home. During this presentation, experienced homeowners can learn about Reverse Mortgages not requiring monthly payments and how it can be easier to qualify for Reverse than traditional financing

*IfrateschangeafteryouobtainaloanthroughNewAmericanFunding("Lender"),youmayqualifyforarefinanceloan(“refi”)withLenderthroughthe5-yearRateProtectionPledge

realestatecompanyofNewAmericanFundingthatismanagedandoperatedincompliancewithapplicablelegalandregulatoryrequirements NAFCashLLCdoesnotoriginateloansorissueloancommitments Termsand Conditionsapply Notavailableinallstates MIRealEstateBroker#6502431375 41050W11MileRd,Suite220,Novi,MI,48375 Phone844-344-0531 NMLS#6606 LicensedbytheDepartmentofFinancialProtectionand InnovationundertheCaliforniaResidentialMortgageLendingAct www nmlsconsumeraccess org Conditionsandrestrictionsapply Duetomaximumsellerconcessionrules discountcanbelessthan$8 000insomecaseswhere otherconcessionshavebeenmadetotheconsumer Thisisnotaloancommitmentorguaranteeofanykind Allmortgageloanproductsaresubjecttocreditandpropertyapproval ©NewAmericanFunding,LLC NewAmerican andNewAmericanFundingareregisteredtrademarksofNewAmericanFunding,LLC AllRightsReserved CorpOffice14511MyfordRd,Ste100,Tustin,CA92780 Ph800-450-2010 03/2024