Wintrust Mortgage: The Proven Difference

THE FRAMEWORK OF YOUR FUTURE

GROW WITH US

We have the ability to find the right solution for every customer.

| Stephanie, Area Manager, IL

SETTING YOU UP FOR SUCCESS

At Wintrust Mortgage, we put our sales team first. After all, it’s you who drives connections with customers, and helping customers achieve their dreams is our highest purpose.

You need products. You need processes. You need competitive rates and attractive compensation. We check those boxes.

WE SET THE TABLE FOR YOU

• Breadth of Products

• Efficient Processes

• Competitive Rates

• Attractive Compensation

• Robust In-House Support

LOCAL EXPERTS POWERED BY NATIONAL SUPPORT

Yet in many ways, we operate like a small mortgage lender. We give you unmatched access to your back office and support teams. Our marketing team stays connected with you, learning your needs and creating personalized solutions, with dedicated operations teams who know you and know your business.

OUR ADVANTAGES

• Stability & Security

• Nationwide Lending

• Personalized Marketing

• Dedicated Closers

REGIONAL EFFICIENCY

Our new hire acclimation team will ensure you have go-to contacts throughout your first few months with Wintrust Mortgage. We operate with a P.O.S.T. (Production Operations Sales Team) structure, meaning we focus on regional operations teams—as opposed to departmental—so you can feel confident that your team knows you, your area, and your business every step of the way.

This structure aligns both production and operations with a shared goal of exceeding our clients’ expectations, and fosters our ‘One Wintrust’ culture of improved productivity and efficiency.

// It’s these small things that make a big difference.

Wintrust continuously evaluates and implements current technology advancement.

| Kris, SVP, Regional Manager, MN

CUTTING EDGE

TECHNOLOGY

DIGITAL MORTGAGE

Many of our customers apply for loans through our simple and secure front-end point-of-sale system. View your customer’s screen, co-pilot them through the process and even enter data for them.

MORTGAGE COACH

Help find the perfect solution for every customer with personalized loan comparisons and strategies. This databased advice engine gives you the tools to be the trusted advisor on every loan origination from product to pricing.

In addition to its expansive CRM functions, Total Expert is a powerful marketing tool. Create customized marketing materials with minimal effort, including “set it and forget it” automated campaigns, on-demand testimonial social media posts and BombBomb video integration to stay front-of-mind with ease.

Access everything you need from a single point of record. An industry-leading loan origination software, Encompass integrates with both our digital mortgage application and Total Expert.

// To help maximize your efforts—and your productivity—we provide you with the latest tools and technology to grow and manage your business.

CULTURE

ISN’T JUST A BUZZWORD

Putting people at the center of everything we do to promote homeownership—that’s the vision of Wintrust Mortgage. We live that every day for not only our customers, but for our employees as well.

As a result, you’ll never feel like a number. Contact anyone from the head of processing, the head of underwriting or the head of closing at any time, because the focus is always on the customer.

We’re team-oriented and unselfish. We foster a welcoming work environment that celebrates differences and wants you to be heard, feel accepted and excel to your full potential.

From company outings and professional development seminars to our President’s Circle sales trip, we will make sure you feel appreciated.

// We hire good people and want them to succeed.

OUR CORE VALUES

Critical Thinking

You just feel like you’re being taken care of.

| Connie, SVP, Consumer Direct, IL

A BETTER

BORROWER

It’s about the customer first and foremost.

| Shayan, Senior Loan Originator, CA

EXPERIENCE

We understand the value of providing your customer with a positive experience. And with more ways to say yes, we are in the business of finding creative solutions for every customer. We have broker relationships with many investors to help fill product needs, allowing us to open more doors for you and your buyers.

Additionally, we streamlined the process to release closing disclosure at conditional approval, meaning we start the timeline sooner. We strive to help you give your customers a painless experience and get them to closing faster with our digital mortgage application tool with shared-screen access, a dedicated processor and digital validation though Day One Certainty and AIM.

PRODUCT HIGHLIGHTS:

• Over 30 DPA programs

• Buyer’s choice: custom rate/terms

• Conventional

• FHA as low as 620 FICO, VA, & USDA

• Jumbo

• Second Mortgages

• Non-warrantable condos

• State bond programs

• Construction-to-Perm

• Renovation: 203K & Homestyle

• Long-term locks up to 360 days

• Portfolio & niche products

• 2/1 buydown

• DACA

• Asset depletion

• Plus, 50+ more

HIT THE GROUND

RUNNING

A defining difference at Wintrust Mortgage is the concentrated effort we put on keeping you connected to your customers.

With that in mind, we’ll do your onboarding and set up your systems. We’ll map out your first two weeks, including all of your training. We’ll create your website and start the conversation about you on social media.

We’ll even assign you a support coordinator to answer questions, so you can start selling without delay.

We onboard people better than any company I’ve ever worked with.

| Robert, Area Manager, MN

TRAINING

WITHOUT DISRUPTION

Because it’s so important to get you up and running, your training starts on day one. Within your first week, you’ll receive Systems Onboarding, Products & Programs training, and Wintrust Compliance training.

Our goal? To give you the resources you need when you need them, so you can efficiently and effectively take care of your customers.

UP TO SPEED IN 30 DAYS

• Systems Onboarding

• Products & Programs

• Compliance

• Total Expert

TOP BENEFITS

FOR TOP TALENT

We care about our employees. The way we see it, benefits are a critical part of your overall compensation.

In addition to the traditional healthcare benefits you’d expect, we offer a robust selection of voluntary benefits, from critical illness insurance to home and auto discounts to pet insurance. We even provide a number of benefits at no cost to you, such as enhanced maternity/ paternity benefits and adoption assistance.

// Bottom line: When you work here, you’ll know we have your back.

LOWER RATES FOR YOU & YOUR FAMILY

You deserve a mortgage that works for you, and so does your family. That’s what makes Inside Track unique. This exclusive mortgage program was built for employees and their immediate family members.*

You’ll all benefit from a reduced interest rate, your personal information kept strictly confidential and the pros who handle our employee loans are the best in the business. It’s just one more way we support our talent.

*Eligible family members are parents of, siblings of, and children of the eligible full-time employees.

Our people matter and this is our way to invest in you.

| Dashara, HR Business Partner, IL

WE’RE

A

WINNING TEAM

We’re proud of who we are and what we’ve achieved, and our industry recognitions reflect our success. We want you to be a part of it.

DON’T JUST TAKE OUR WORD FOR IT

• Mortgage Executive Magazine’s Top 25 Mortgage Companies

• MBA Hall of Honor

• Chicago Agent and South Florida Agent Who’s Who

• Scotsman Guide

• IHDA Top Mortgage Lander (8 consecutive years)

• Top Workplace USA, and Top Workplace for Chicago (8 consecutive years), San Diego, Southeast Wisconsin, and Salt Lake City

MARKETING

Wintrust Mortgage is the difference you need to stand out in a crowded market. We offer free, in-house customized marketing along with the latest tools and technology. With us, you’ll have everything you need to take your business to the next level. SEE

FOR YOURSELF: