MY STORY
My daughter had just turned one, and my husband was working long hours as a restaurant GM, which meant late nights, weekends, and holidays away I wanted more time together, more freedom, and a way to retire him completely
In 2022, I discovered Airbnb Arbitrage. I didn’t own a property, but I found a great rental, pitched the landlord, and had it fully furnished within 2 months.
Right before I went live on Airbnb, a friend called. Their home was flooded and insurance was paying for temporary housing. I hosted them at my property for $473 per night. They stayed 4 months, and I earned $56,800 on my very first booking
That moment completely changed everything. I ditched Airbnb and focused solely on insurancefunded tenants. I made $110,000 that first year.
Now, I teach others to do the same. I feel like I stumbled upon this little secret that no one is talking about & I’m here to shout it from the rooftops.
If you ’ re ready to learn how to make $5K - $14K per month from one property, you ’ re in the right place
INSURANCE-FUNDEDRENTALS WHAT IS &WHYDOTHEYPAYSOMUCH
Families get displaced after fire, flood, or other natural disaster
Insurance policies include “ALE,” which covers temporary housing rental costs during displacement
Insurance providers turn first to hotels to house displaced families- which operate at a nightly rate structure The temporary residence must closely reflect the size & functionality of the family’s original home - creating an opportunity for you to offer a property that meets those standards more effectively than a hotel, while justifying a comparable or higher nightly rate
GOLDMINEMETHOD THE 5-STEP
SECURE A HIGH-DEMAND PROPERTY
-Focus on homes in safe, central areas with at least 3 bedrooms & strong curb appeal
-Use your own investment property or rental arbitrage
Design for long-term livability
-Furnish it like a real home, from full kitchenware to kid & pet essentials
-Elevate the interior, setting it up for comfort & function, utilizing a neutral aesthetic
position it for insurance placement
-Include all utilities, Wifi, pest control, and lawn service
-Prepare a professional quote & renter’s agreement
build referral channels that convert
-Network with restoration companies & insurance adjusters
-Create a professional flyer, post on socials with a referral bonus, & list on Airbnb, VRBO, & FurnishedFinder as a view-only platform
-Clean to hotel standards, respond fast, & handle all maintenance issues
-Keep your calendar flexible for urgent move-ins
FREQUENTLY ASKED QUESTIONS
what is the average startup cost to launch this model?
Startup costs vary based on property size and furnishing quality, but most hosts can expect $30,000 - $65,000 using smart sourcing and budget-friendly setups.
how long does it take to go from setup to income?
With focused effort, most operators can go from securing a property to welcoming their first insurance-paid guest in 60-90 days.
how do I determine the right rate?
Base your rate on local hotel & Airbnb comps, home size, and amenities. Each case is unique, so stay flexible. Shorter stays can support higher rates, while longer placements may require adjusting to fit the tenant’s total housing allowance. Adaptability is key to getting booked.
how long do stays typically last?
Most placements range from 90-240 days, depending on the extent of the damage to the policyholder’s home. Extensions are common, and most families stay longer than anticipated.
how long will my property sit vacant between stays?
Vacancy is minimal with the right strategy. I list my home on Airbnb during gaps between placements, keeping it bookable without interfering with insurance bookings. Over the past 3 years, my property has only been without an insurance tenant for a maximum of 2 months per year.
LET’S TALK NUMBERS
A typical range depending on: home size, location, and policy coverage is $165 - $500 per night
Average: $250 / Night
ACTUAL 2024 REVENUE
RENTAL MODEL COMPARISONS
LTR (Long-term)
$1,500 - $3,000 Every 12+ months
$3,000 - $5,000 Every 2 - 5 days
Low None Renter
High (cleaning, messaging)
3% - 15% Traveler
monthly revenue guest turnover time involved booking fees who pays? airbnb (short-term) insurance-funded
$5,000 - $14,000
Every 90 - 240+ days
Low once booked
None (direct booking)
Insurance Company
This model quietly outperforms the ones everyone talks about. The numbers are hiding in plain sight - most people just aren’t looking here yet. Once you understand how it works, it’s hard to see rentals the same way again.
Are you an Airbnb host facing shrinking profits despite high effort?
Are you a landlord watching STRs outperform you?
Are you seeking a scalable income stream with low startup costs?
Are you prepared to invest in a done-for-you business model for longterm, consistent cashflow?
IS THIS FOR YOU? GET STARTED
Where Would You Like To Begin?
START STRONG
Get the full step-by-step strategy to launch your insurance-funded rental with clarity and confidence.
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