Winter 2022

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Jamaican American Club Newsletter


M o n ey P r og r am s What is a money program? Are there specific rules? The money program will solve an issue and open doors for you. This will be determined by your passion. Who or what makes you feel enough passion for motivation? That special sensation is a clue to how you will utilize a money program. Your emotions are a clue to your priorities. Do you know what they are? Here are 7 rules to adhere to a money program:

Inside this issue: Money Programs




4 Things you do to 2 impr ove your chances of becoming employed Making Jamaica A Better Place


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Save cocpit country


ble. 3. Giving unlocks abundance; call it karma or tiding. You can only receive with an open hand 4. Automate your investing. On every payday, have your check deduct a set amount and place in investing . 5. Stop worrying. What good will that does for your spirit? Say to yourself “ more money is part of my blessing”

1. Set goals. i.e. I am going to save 10% of all my revenue streams

6. Learn your credit score. It’s free! Trans Union and Euquifax will send your credit score once a year.

2. Plan your money ideas in writing. Yes, you can dream it in your mind but put it in writing to give you something tangi-

7. Always keep an eye out for new income streams for it is never too late to be an entrepreneur.

Tr iv i a

Jamaica has more multiple live births (wherein the mother delivers two or more offspring.) than any other country in the world.


4 T h in g s you d o t o im p r ove you r c h a n c e s of b e c om i n g e m p loye d Do you have an adventures spirit? How flexible are you in terms of changing careers? One never knows. If you want to try something different, apply these techniques. 1. Relocation, if you’re not married or have school age children. Think about moving. There are less job options in Chicago, IL but a lot more work to be found in Atlanta GA.

2. Join Linkedin. You name it, all the heavy hitters are there and so should you. 3. Attend job fairs. This is more effective than ads in the newspaper or online job sites. The recruiter will have a direct connection with you face to face, which is you advantage to make a good impression. 4. Do you have a passport? Counties like Dubai and 3rd world countries are an entrepreneurs dream.

M a k i n g Ja m a i c a A B e t t e r P l a c e Our leaders have been pur su ing energ y alternatives since the 1970s which is logical since fuel is by far the greatest contributor to the cost of our electricity.

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Jamaica is in a dire and deteriorating position. Remittances save those lucky enough to have relatives abroad but for the less fortunate life is a daily struggle for survival. What do you do if your child needs a US$180 MIR scan? Medical treatments are out of reach of many. The growth in crime is not a surprise since our growth industries are poverty and desperation. I believe that if we reduce our fuel bills we could redirect hundreds of millions of USD to education, health, roads etc. Last year our fuel bill was US$4.75 billion. Also, for meaningful change to occur the diaspora must be involved in our decision making. What they're doing works for the few. My name is Dr John Lennon (born during Beatlemania). I'm a British expatriate living in Mon-

tego Bay. I was born in the UK but spent my teenage years in Clarendon. My passions are education and the environment and I want to build the first waste-to-energy plant on the island. The electricity generated would be sold to the grid and the profits used for education. This would be the first step towards the creation of a transparent renewable energy industry: paying a living wage and all profits for the people. Making a difference A wise person said "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I wanted to make a difference so I sold my UK home with plans to finance a solar facility at a school. The leasing proposal would have saved thousands of US dollars every month. My home was my

pension but the rental income benefited only me, so this was a better arrangement: I'd employ someone to clean/ manage two beaches. Every year 2000 students would benefit. The school would inherit the facility on my death. The project did not transpire. I contacted 6 schools and at the time of writing they are all on the grid. Jamaica's energy goals investors first.... Our leaders have been pursuing energy alternatives since the 1970s which is logical since fuel is by far the greatest contributor to the cost of our electricity. It is around 75% of our bills and our rates are amongst the highest worldwide. This is a perpetual problem for most people and for economic growth. Hence targeting cheap, clean fuels

Continued from page 2 should be the goal. Jamaica receives enough sunshine to supply approximately 5 times our annual energy requirement but 40 years later we generate only 3% of it from solar. An administration of a decade ago stated that savings of US$60 million per annum could be generated from waste-toenergy. So we should be saving hundreds of millions annually: sunshine and organic waste are free. China recently connected a US$52 million 50 MW solar array to their grid (free fuel) but here investors are constructing a US$330 million natural gas 190 MW power plant ($$$ fuel). Analyze those numbers. So we're committed to expensive, fossil fuel electricity. Here, investors come first and the people and the planet come last. Here are some alternative solutions: We generate the finance for a waste-to-energy plant then grants and low interest loans would be seek for expansion and other projects. The objectives: real job creation; improved waste management: less burning of garbage, less landfill and cleaner environment; solar powered schools so increased spending on education; solar powered street lighting (we owe over US$35m to JPS) and government buildings (annual bills over US$100m ) and vast savings including a reduction in

the fuel bill. Cheaper electricity will help the majority and promote growth & jobs. Greener electricity will aid tourism and help the planet. Improved education will create a better and fairer society. We need change All of the above should have been done years ago. It is inexcusable. Now the parliamentarians are waiting for investors to create the waste-to-energy industry. Their industry will be low wages and profits benefiting the few so it is essential that we step in - facilities in every parish, jobs, recycling. You can read more and contact me at:

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www.LetsBuildaBetterJamaica. Written by Dr. John Lennon

The growth in crime is not a surprise since our growth industries are poverty and desperation.


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Jamaican American Club’s sole purpose is to provide useful information for health, education, environment, entrepreneur and to instill cultural pride. If you would like to support our mission: Jamaican American Club PO Box 62 Elk Grove, IL 60009 USA S ave t h e C o c k P i t C o u n t r y