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ARTS & EVENTS

20-21 REAL ESTATE ROUNDUP

10-11 MEMORIAL EATS

22-24 CUBA: BON VOYAGE

12-14 MEMORIAL’S REID RYAN LEADING A FAMILY LEGACY

26-27 DESIGN: LESLIE SINCLAIR

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THE BUZZ

16-17 THE GOOD SON 18-19 THE GAME: REID RYAN & JEFF LUHNOW

28-29 TEACHING KIDS MONEY SKILLS IN AN ONLINE WORLD 30

THE BUZZ


4709 Bellview | Bellaire List Price $1,125,000 | MLS# 18859848 Open first floor living with hardwoods throughout, high ceilings, formal living room, dining room and study (could be a first floor bedroom). Gourmet island kitchen with granite counters, Dacor appliances - gas stove, 2 ovens, meal warmer and built-in refrigerator. Wetbar with wine fridge. 4 bedrooms, den and laundry on the 2nd floor. 3rd floor gameroom (or fih bedroom) with full bath. Large covered patio. Located in the heart of Bellaire with easy access to 610, shopping, and top schools.

David Michael Young | Young Realty Group | Phone: 713-320-6453

David Michael Young BROKER, CNE, CLHMS, GREEN Young Realty Group (713) 320-6453 www.youngrealtyhouston.com

Val Arbona REALTOR, CLHMS, CRS RE/MAX Vintage (713) 562-4903 valarbona.com

265 Promenade | Bentwater List Price $2,999,500 | MLS# 99910604 is magnificent one of a kind waterfront home was designed by Jane Page Crump and has won 4 design awards. Kitchen features state-of-the art stainless appliances by Viking. Sophisticated interiors & finishes as if out of Veranda Magazine. Spacious living & dining room, media & game room, 2 Master bedrooms, Elevator goes to all 3 floors, outdoor living w/summer kitchen; vanishing edge pool/spa, covered boat dock w/li & 3 jet ski lis. Open water views promise elegant lakefront living.

Beverly Smith | Coldwell Banker United Realtors | Phone: 713-569-2113

Beverly Smith CLHMS, Lake Conroe Specialist Coldwell Banker United, Realtors (713) 569-2113 www.har.com/bevsmith

Mariana Saldana Broker, CIPS Uptown Real Estate Group, Inc. (713) 629-7771 www.uptownhouston.com

1275 S. Post Oak Ln. #2301-02 | Belfiore List Price $6,496,500 | MLS# 53805602 9,294 Approximate square feet SLAB. Four corners & 8 Terraces. OWN the last complete floor at Belfiore, Build out your dream condo overlooking Downtown, Galleria, Tanglewood and the North.floor plans for 2 units separate or attached, (optional). Luxury living at its finest, 24/7 valet and concierge, guard at gate,4 parking spaces, heated pool, formal gardens, private cabanas, pet park, fitness center with showers & steam baths, party room with catering kitchen.

Mariana Saldana | Uptown Real Estate Group, Inc. | Phone: 713-629-7771

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Real Estate Professionals Serving the Greater Houston Luxury Home Community

Wendy Cline CLHMS, SRES, ABR, CPRES Wendy Cline Properties Keller Williams Memorial (281) 858-3451 www.WendyClineProperties.com

Tiffany Palacios CNE Keller Williams Memorial (713) 289-9898 www.TiffanyPalacios.com

29003 Dobbin Hufsmith | Magnolia Text 4003077 to 67299 Spectacular 7,344 square foot equestrian estate in gated community of the Ranches of Pinehurst - close to The Woodlands - on 19 acres features a custom home constructed with Cantera Stone, an 18 stall horse barn built of Old Chicago Brick and an infinity pool overlooking the scenic lake. www.WendyClineSellsTexas.com/29003DobbinHufsmith

Wendy Cline | Keller Williams Memorial | Phone: 281-815-0854

Sima Dalvandi Realtor Keller Williams Southwest (832) 630-7605 www.ezhomerealestate.com

Weldon Rigby CRS, ABR Founding Member KW Luxury Keller Williams Realty Metropolitan (713) 621-2555 www.weldonrigby.com

806 Misty Downs | Granite Shoals Text 4006469 to 67299 Fully renovated lakeside gem, nestled on a private cove in Granite Shoals on Lake LBJ in the hill country. Four bedrooms and 3.5 baths has a private lakefront master suite, 150 year old oaks, and spectacular views of sunset on the lake. Open plan with two stone fireplaces, jet ski ramps & more. www.WendyClineSellsTexas.com/806MistyDowns

Wendy Cline | Keller Williams Memorial | Phone: 281-815-0854

James Brodnax CLHMS, ABR GRI CPA Realty One Group (713) 822-3423 www.westandloop.com

Lane Mabray CLHMS, CRS, GRI RE/MAX Westside (713) 857-6990 www.lane2houston.com

322 E. Lakeshore Drive | Sunrise Beach Village Text 4006314 to 67299 On the shores of Lake LBJ, one of the largest constant level lakes in the US, is the perfect family getaway. 6,899 sf executive home with boat house on private canal, lakeside pool and extensive terraces. Nearly 1 acre with second lot across street. www.WendyClineSellsTexas.com/322ELakeshoreDr

Wendy Cline | Keller Williams Memorial | Phone: 281-815-0854

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Real Estate Professionals Serving the Greater Houston Luxury Home Community

Morad H. Fiki MBA Keller Williams Luxury International (832) 610-4290 www.moradfiki.com

Marilyn Arendt Broker - Owner Marilyn Arendt Properties (281) 433-9113 mma@castle2sell.com

18407 Hopfe | Hockley Text 3787611 to 67299 Long private gated drive leads up to this amazing one-of-a-kind property with custom home, pond with dock, outdoor entertainment complex & two large metal shops on almost 10 acres. Home features updated flooring, plantation shutters & great open plan. All appliances in indoor & outdoor kitchens 2 yrs old. All bedrooms with private baths & built ins. www.WendyClineSellsTexas.com/18407HopfeRd

Wendy Cline | Keller Williams Memorial | Phone: 281-815-0854

Ken Jacobson CMPS NMLS# 215044 Vice President/Sr. Mortgage Planner Hometrust Mortgage Company (713) 369-4040 www.kenjacobson.com

Debbie Donahue Broker Associate RE/MAX Vintage (832) 656-0971 www.HousesinNWHouston.com

NMLS# 149932

11730 Denise | Memorial Villages Text 3852574 to 67299 Wonderful Hedwig Village home in Marian Oaks across from St Cecilia’s Catholic Church & School. 6,548 sf home with 7-8 bedrooms, 7 full & 2 half baths. Grand foyer with curved stairs, two paneled offices - one in front with full bath & elegant formal dining and living rooms. Kitchen opens up to morning room, dry bar & family room with french doors to yard. Huge utility room with full bath that could be pool bath in future. Master suite & extra bedroom downstairs perfect for guests or live in help. 51x20 game room upstairs. www.WendyClineSellsTexas.com/11730DeniseDr

Wendy Cline | Keller Williams Memorial | Phone: 281-815-0854

Paula Hagerman ABR, Realtor, GHLHC, ILHM RE/MAX Vintage (713) 306-3557 www.har.com/paulahagerman

Debra Osborn Camino Realtor, ABR, AHSS, ALC, ALHS, CNE, WCR Keller Williams NE (713) 397-3867 www.LiveNEHouston.com

6711 Sjolander | Baytown Text 3576086 to 67299 e possibilities are endless at this spectacular property which includes two homes, a hotel style pool, covered arena, two horse barns & additional barn on 10 acres. e complex could be a stately residential address or turned into a conference center, wedding venue & boutique hotel or even a recreation center & clubhouse. Adjoining 123+/- acres unrestricted also available. Main home is 6,409 sf w 6 bedrooms, 6.5 baths & the Guest house is 5,897 sf 3 bed, 3.5 bath with Men’s & Women’s bathrooms & sauna. www.WendyClineSellsTexas.com/6711Sjolander

Wendy Cline | Keller Williams Memorial | Phone: 281-815-0854

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ARTS + EVENTS MUSIC & DANCE DA CAMERA OF HOUSTON

THE CATASTROPHIC THEATRE TREVOR Ongoing through Mar. 4, 2017

BRENTANO STRING QUARTET'S THE ART OF FUGUE

THE ENSEMBLE THEATRE

March 3, 2017

THE NACIREMA SOCIETY

MARQUIS HILL BLACKTET

Opens Mar. 23 through Apr. 26, 2017

March 11, 2017

Get Your Gear The Rodeo Is Here

HOUSTON BALLET

HOBBY CENTER FOR THE PERFORMING ARTS

Circa 1980's then VP George H.W. Bush and Houston's best ambassador accepts his custom cowboy boots from Houston's very own Tejas Custom Boots .

CINDERELLA

THE KING & I

Mar. 2-12, 2017

HOUSTON SYMPHONY 3/3-5

Bayou City Arts Festival This year’s festival will be held in Memorial Park, 10am to 6pm. The festival will spotlight more than 300 artists from 19 different disciplines and benefit six local non-profits. As one of the nation’s premier outdoor fine art festivals, the three-day event will feature music, entertainment, food trucks, beverages, a Children’s Creative Zone and much more. During the past 46 Featured artist, Amanda Bennett’s “Deep End” years, ACA has provided a venue for more than 20,000 artists from across the country to showcase their work to thousands of festival attendees.

3/9-12 3/16 3/17-19 3/23-26 4/13-15 4/18-23 4/28-30

ESCHENBACH CONDUCTS BRUCKNER TCHAIKOVSKY’S PATHETIQUE BEN FOLDS WITH THE HOUSTON SYMPHONY PINK MARTINI RETURNS BEETHOVEN FALLA & ESPANA THE PINES OF ROME BOND & BEYOND

RIVER OAKS CHAMBER ORCHESTRA (ROCO)

MY MANANA COMES Ongoing through Mar. 5, 2017

FIVE COURSE LOVE Opens Mar. 8 through Apr. 16, 2017

LATE NITE CATECHISM 3: ’TIL DEATH DO US PART Opens Mar. 15 through Apr. 9, 2017

CONCERTS & EVENTS BAYOU CITY ARTS FESTIVAL MARCH 24-26, 2017

3/23

ROCO CONNECTIONS “ROOTS, REEDS & RHAPSODY”

HOUSTON LIVESTOCK SHOW & RODEO - NRG PARK

3/31 ROCO IN CONCERT & 4/1 “DOUBLE TROUBLE”

A.D. PLAYERS TO KILL A MOCKINGBIRD Ongoing through Mar. 5, 2017

JOHN, HIS STORY Opens April 12 through April 15, 2017

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STAGES REPERTORY THEATRE

ROCO UNCHAMBERED “SCHUBERT OCTET”

THEATER

Azalea Trail Each year, the Azalea Trail attracts thousands of visitors from Texas and surrounding states, providing access to some of the city's most impressive residences and gardens, all located within the River Oaks neighborhood. This year's Azalea Trail will include seven locations: four private residences, Bayou Bend, Rienzi, and River Oaks Garden Club's Forum of Civics Building. The opening will be held on Friday, March 10 at 10:30 AM at the front gate of Bayou Bend Gardens, 2940 Lazy Lane.

April 25-30, 2017

3/5

4/7&9 ROCO BRASS QUINTET MUSIC FROM THE AMERICAS

The Azalea Trail

March 14-19, 2017

FINDING NEVERLAND

ALLEY THEATER SYNCING INK Ongoing through Mar. 5, 2017

LET THE RIGHT ONE IN Ongoing through Mar. 19, 2017

AN ACT OF GOD Opens Mar. 17 through Apr 16, 2017

A VIEW FROM THE BRIDGE Opens April 28 17 through May 21, 2017

MARCH 7 AARON WATSON 8 OLD DOMINION 9 CHRIS STAPLETON 10 ALICIA KEYS 11 ALAN JACKSON 12 THE CHAINSMOKERS 13 SAM HUNT 14 DEMI LOVATO 15 THOMAS RHETT 16 LUKE BRYAN 17 FIFTH HARMONY 18 WILLIE NELSON 19 BANDA EL RECODO 19 SIGGNO 20 FLORIDA GEORGIA LINE 21 ZZ TOP 22 CHRIS YOUNG 23 BLINK-182 24 DIERKS BENTLEY 25 BRAD PAISLEY 26 ZAC BROWN BAND


[Food]

Memorial Eats The Best Restaurants in the West by Marene Gustin

When Horace Greeley wrote, “Go West, young man and grow up with the country,” in the 1800’s, he probably meant further west than Houston. But the sentiment holds today for many Houstonians who are moving westward to Memorial Villages, the collective name for Spring Valley, Piney Point, Bunker Hill, Hedwig, Hilshire and Hunter’s Creek villages and the enclave of Memorial City. wealthy Since the 1930’s, Houstonians have built mansions and big homes in the area, but today more and more families are moving here for the excellent schools and the green space. And now, there are multiple malls, plenty of shopping and, more and more, a burgeoning restaurant scene. And while some Innerloopers may feel the need for a passport to head west, what actually awaits you in the Memorial area is a passport to world cuisine. Let’s start our Memorial tour right here at home, with an American classic.

Vallone’s valloneshouston.com 713.395.6100 This stunning steakhouse from the legendary Tony Vallone and his partner Scott Sulma is an elegant and airy delight with its dazzling light fixtures and stunning artwork. But the real works of art here are the steaks themselves and the super star is a 55-day dry-aged bone-in rib eye. It’s a monster, weighing 10

in at 22 ounces. Delicious on its own, you might add just a dab of Vallone’s housemade steak sauce. Need more? Add a loaded twice-baked potato and then save some room for the tableside bananas foster for dessert.

Jonathan’s The Rub jonathanstherub.com 713.465.8200 Also focusing on American fare, Jonathan Levine’s charming yet small establishment is well known by locals as a place to eat great steaks (you can buy a bottle of their secret rub for use at home). But the kitchen, where Jonathan still works the line, also turns out fresh seafood and pasta and our favorite is fried chicken and grits. Heartier appetites might go for the double 20ounce lamb chop, cooked to perfection. Beer and wine only, but the food portions are huge and the desserts are homemade classics.

State Fare Kitchen & Bar statefarehouston.com 832.831.0950 One last taste of Americana before we hit the road. Burgers anyone? There are plenty to find in the Memorial area but one of our all time favorites is State Fare Kitchen & Bar’s Jimmy’s “Texas Red” chili cheeseburger. Fresh ground beef, queso, crispy jalapeno chips and, of course, it’s smothered in real Texas chili. Pair with one of the many draft beers here and you’ve got a meal everyone will love.

Pho & Crab Restaurant phoandcrab.com There are two outposts of this excellent Vietnamese eatery in west Houston, one on Memorial Drive and one on Westheimer Road. Almost any kind f pho, the Vietnamese bowls of broth, herbs, meats and noodles, you can imagine are on the menu here. Try the pho brisket with eye-of-round beef, bean sprouts and jalapeños. Hold your


London, creates small sushi plates of the freshest fish and large hot plates such as the crispy duck breast with wasabi beet reduction. For the sushi we are always onboard with the mouth-popping ikura — salmon roe —and the sake toro — the salmon belly also topped with roe. Both nigiri and sashimi are on the menu, just don’t expect any California rolls here.

spoon in your left hand, chopsticks in the right to be sure and get all the goodness out of the bowl. If you go for lunch you’ll get a free spring role with yummy peanut sauce. Oh, as for the crab, there are soft shell and Dungeness but our favorite is the snow crab: a pound and a half in roasted garlic butter. You can’t go wrong with that.

Bistro Provence bistroprovence.us 713.827.8008 Owner Genevieve Guy, who grew up in France in Provence, calls her cozy little bistro an “ambassador for French country food.” And it is. This longtime favorite of Memorial area diners features classics such as seared foie gras, house smoked salmon, escargot drenched in garlicky butter and real French onion soup. The menu also offers a French take on pizzas, one with duck confit, garlic cloves and Swiss cheese. But one of the standouts one the entrée list is the Faux Filet de Boeuf au poivre ver —

Churrascos Memorial City a large New York strip with a creamy green peppercorn sauce served with country style potatoes. The bistro also has a lovely wine list, mostly French labels, of course.

KUU kuurestaurant.com 713.461.1688 How about some sushi? Yes, Memorial has that too. Check out the artsy Kuu, Japanese for the art of eating. And the plates that come to the table are as beautiful as the décor. Chef Addison Lee, who has worked at the famed Nobu restaurants in new York City and

churrascos.com 713.231.1352 This outpost of David Cordúa’s wildly popular South American steakhouse is known for its ceviches and the signature Churrasco, a center cut beef tenderloin, char grilled with béarnaise sauce. But here’s a tip: go for the Sunday brunch. It is an all-you-can-eat buffet like no other in town replete with pasta, carving, omelette and crêpe and waffle stations. There are also tables laden with bowls of plantain chips and sauces, peel and eat shrimp, beef and chicken empanadas and even avocado toast. And don’t forget the tres leches cake. Wash it all down with a Palomar (or two), a fresh cocktail of tequila and grapefruit soda.

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Leading A Family Legacy MEMORIAL'S REID RYAN'S LIFE CHANGING TRIP TO HELP BUILD HOME FOR 12 ZAMBIAN ORPHAN GIRLS by Minnie Payne

F

rom Dec. 26, 2016 to Jan. 5, 2017, 45-year-old Houston Astros President Reid Ryan, and others, struck a homerun with the opening of “Jana’s House” in Zambia, Africa for 12 orphaned girls.

Family Legacy, a Dallas-based 501©3 organization, built Tree of Life Children’s Village in Zambia, where various people and organizations build homes for Zambia orphaned girls in memory of loved ones. Ryan and a great number of his friends are active in Family Legacy. The story begins when Ryan was living in Austin and serving as CEO and

President of Ryan-Sanders Baseball, Inc., owners of Round Rock Express and the Corpus Christi Hooks. “I was in the Young Presidents Organization (YPO) and in a forum that met once a month,” Ryan says. “I had a partner whose daughter died of leukemia and her school, Regent School of Austin, decided to build a house in her name. That was the first time I became aware of Family Legacy.” He adds that in 2013, his first personal experience with Family Legacy was when some people who were involved with Family Legacy decided to build a baseball field in Zambia to teach young people how to play baseball. “They (people) came to Round Rock Express and wanted some equipment and people to go to Zambia,” Ryan says. “My brother Reese Ryan, now CEO of the Express, paid for Chris Almendarez, then Senior Vice President and Assistant GM of the Express, and his

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older son Chase to go, and they had a great time.” The next year, Almendarez took his wife Jana and sons Chase and Luke with him, and they had a life-changing experience administering to young people. All total, they made three trips as a family. The Express has sent coaches from their youth baseball camps to Zambia for the past three years to teach baseball to more than 300 children. “To make a long story short,” Ryan explains, “Jana came down with a brain tumor and died at age 45.” In the 11 months Jana battled cancer, her story became well known to the baseball world. #TeamJana and #JanaStrong were added to the outfield fences in Dell Diamond and the initials “JA” were inscribed on Express hats. Other major and minor league teams also shared her story. In a September 2016 statement to UT/Austin’s Hook’Em.com, Almendarez said “Baseball really is a family. It teaches you so much about life. In baseball you’re going to fail seven out of 10 times and get up. I can’t think of anything else in sports that really teaches you how to deal with failure and to take strength from that. My family,


and my boys, this is one of the toughest things they’ll ever go through and I don’t really know what we would have done without the baseball family.”

that her legacy will live on and her love for giving back will continue with this house.”

Austin’s The Statesman stated on Jan. 20, 2017 that Almandarez credits Reid Ryan and Jeremy Trojacek with coming up with the idea for Jana’s House. Almendarez met Ryan for lunch in July, and that’s when Ryan sprung the idea of building the house and taking a trip to Zambia for its opening. Almendarez thought that a December completion date was pushing it, but decided to give it a try. The Express and Ryan Sanders baseball set a goal of raising $250,000 to build and maintain Jana’s House. The Don Sanders family of Houston donated significant funds to the goal. Reese Ryan, younger brother of Reid and CEO of the Express, said “This entire project aligns with our core values as an organization and gives back to a community in a way that would make Jana proud. We miss her every day, but it is comforting to know

Dallas, Austin, and Houston. It really touched our hearts and confirmed that we needed to make this trip as a family,” Ryan shares. “Since moving to Houston in 2013, we constantly run into people who know about Family Legacy.” Jana’s House officially opened its doors on New Year’s Day in the Family Legacy Missions Tree of Life Village in Zambia. The newest of 47 homes in the village, the house is named in honor of Jana Almendarez, a lifelong humanitarian and late wife of Round Rock Express President Chris Almendarez. The 12 chosen orphans who occupy Jana’s House were literally pulled out of the slums.

Reid Ryan and his wife Nicole have three children – son Jackson, 16, daughter Victoria, 15, and daughter Ella, 12. They attend Second Baptist School in Houston, and through their children, they started randomly meeting people who had been on Family Legacy trips. “Family Legacy is a very tight group in

There are 15 million people in Zambia and because of extreme poverty and HIV/AIDS, half of them are under age 16. Zambia has the seventh highest AIDS infection rate in the world, with the average life expectancy of a Zambian child at the time of birth being 52 years old – compared to 78 in the United States.

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An orphan is any child who has lost one or more parents through death or abandonment. A double orphan has lost both parents and a single orphan has lost one parent. Social orphans are abandoned by parents, family members, or caregivers. These children are orphaned by society and left to fend for themselves. Theft, rape, and ritual witchcraft are prevalent. Twenty-four people, including Almendarez, Astros President Reid Ryan, Express CEO Reese Ryan, Express General Manager Tim Jackson, and former University of Texas softball player and USA national team member Cat Osterman, made the trip to Zambia. Reid Ryan said that the trip made him thankful more than anything else for 1. Being born in America. 2. Having parents who were involved in my life. 3. Being raised in a Christian home with high morals and ethics. “This trip with my children and the Express made us a stronger family,” he says. He adds that some of the takeaways for his children are having electricity, clean water, and roads that aren’t riddled with potholes and dangerous – things that we take for granted in the United States. “I’m so glad that our family had that checkpoint,” Ryan says. “We are so fortunate to be born in a country like America where there are churches, Red Cross, etc. We (Americans) are not perfect, but there are so many people who are willing to help, and these people (Zambians) have no one to help. “I’m thankful that our children can say that in America you can become anything you want to be and that our fellowman reaches out all the time to help one another. It was powerful for my children to see how very fortunate they are to be in America.” When asked about the Astros, Ryan says that when he got here in 2013, Jeff Luhnow, General Manager, and Jim Crane, owner and chairman, had already started a re-building program. “2013 and 2014 were losing years, but we made it to the playoffs in 2015,” he says. “2016 set a winning record when the team finished 84-78. Most experts are predicting us to be a playoff team in 2017.”

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A VALENTINE’S NIgHT Of gIVINg TO gASTON LENOTRE Houston’s Marie LeNotre, Founder of the Gaston LeNotre Scholarship fund hosted a captivating evening at River Oaks Country Club to raise tuition scholarships for students in culinary arts programs. Margaret Alkek Williams received the 2017 Gaston LeNotre Scholarship Ambassador Award by 2016 Ambassador Award recipient Rolanette Lawrence and Marie LeNotre, for her exemplary leadership and contributions to the fund. Over 200 guests were greeted with a champagne reception and wined, dined, and danced away at the red-tie Parisian-themed affair filled with elegance, romance and philanthropy.

Rolanette and Berdon Lawrence, Debbie and John Daugherty

Kelli Cohen Fein and Mary Ann McKeithan, co-chairs Anne and John Mendelsohn with Marie LeNotre

Honoree Margaret Alkek Williams with her Gaston LeNotre Ambassador Award

Rose Cullen with Cancan dancers

2ND ANNUAL “LET’S TALK HOUSTON” DINNER Everybody’s talking about “Let’s Talk Houston”! The annual dinner held at B&B Butchers & Restaurant benefited the T.J. Martell Foundation with all funds raised from the event going to MD Anderson Cancer Center. The night began with a cocktail hour on the steakhouse’s second floor dining room that flowed out onto the rooftop patio as attendees mixed and mingled amongst the evening’s “Guest Hosts”, which included some of the city’s most interesting, accomplished and influential. Tables were arranged throughout the upper level and adorned with centerpieces to inspire the night’s conversation that doubled as silent auction items provided by the event’s hosts.

Will Baird, Minnie Baird Kevin Henry, Brad Miller, Tinti Moffat, Jim Janke

Lea Weingarten, Alecia Lawyer

Kris Hantak, John Hantak

Angela Austin, Kirby Cohen, Trevor Thompson

Alicia McIllheran, Kathy Bracewell, Laynie Bracewell, Kyle McIllheran

Andrea Marcia, Ben Berg, Lou Savarese, Tim McCloskey


The Good Son by Carole Keeney Harrington

J

im Gray’s 93-year-old mother must say to all her friends and family, “What a good son I have.” Every day he works, it’s his mother’s needs he considers – and those of fathers and anyone else who wants a comfortable life with style and ease. After 20 years building and managing exclusively for seniors through the transitions of their later lives, Gray is still inspired by what he does. “I have a passion about it,” he says of his commitment to provide high quality living space for seniors. “I consider it a calling, and I love architecture. For me, this is not just a building. It’s a lifestyle. I think we are actually extending lives. It’s a combination of a career and a passion.”

plus. Although the number of boomers will decline through mortality, this shift toward an increasingly older population is expected to endure. Boomers have lived through some of the most affluent years of the U.S. economy. They buy larger homes and expect high quality finishes such as granite counter tops and upgraded flooring, plus all the amenities. At Village of River Oaks, these amenities and more include an indoor heated pool, a fitness center, a movie theater, outdoor terrace, arts and craft studio, library, town hall and bistro/lounge, plus additional socialization areas to encourage interaction among residents. “I designed the building with my mother in mind,” Gray said of the Village of River Oaks. “She loves lots of activities and friends. The funniest suggestion she made was, ‘Make the toilets higher.’” And so they are. Walk-in showers also are available. Other safety features in the eight-story building include an entirely concrete structure that will not burn, fire doors that close automatically if needed and wiring throughout the building to receive emergency signals. A key fob will be needed to enter the building and the three-level garage has a secure gate. Valet parking adds to the convenience, and there is no tipping allowed.

The “villages” he has developed cater to the changing lifestyles that come with maturity and the desire to live life freer of daily chores and upkeep. His latest, a luxury collection of residences, the Village of River Oaks is at 1015 S. Shepherd Drive is in the neighborhood from which many of his residents will come, most within three miles, previous experience shows. The property, a 1.8-acre tract, formerly owned by R.R. Donnelly, the law book publisher, was acquired in 2011 for $8 million dollars. The community offers a continuum of care so residents can stay for as long as they want, moving among the three levels as needed – independent living, assisted living and memory care. The Independent living units are already 50% leased. By April, the anticipated opening date, it is expected 70% of those spaces will be taken.

Gray’s history reveals his steady commitment to seniors and to the people who are on his team. Glenn House of House Partners has been his architect for 20 years. The Village at River Oaks is the latest of 25 senior living communities Gray developed in the Midwest and Southeast and now in the Southwest. As founder and president of Bridgewood Property Company, his organization currently has 10 properties and manages five others under Retirement Center Management. The Village of River Oaks is a joint venture with Harrison Street Real Estate Capital.

“Our program is to build in the neighborhoods where seniors and their children live,” Gray said. “It’s unique to have a senior’s site in the densely populated urban core. When we looked at the fivemile radius around the site, it was clear this market in close proximity to Houston’s fine arts, theater district and one of the top medical centers in the U.S. was very much underserved in quality senior living options.” Demographics show that there is and will be a pent-up need of baby boomers for senior lifestyles. The 76 million boomer cohort began turning 65 in 2011 and will continue to do so for 18 years at the rate of 10,000 per day. By 2029, when all of the boomers will be 65 years and over, more than 20 percent of the total U.S. population will be 65 16

Memorial Villages resident fulfilling baby boomer's luxurious needs

Jim Gray

Gray’s role at Bridgewood Property Company includes strategic, financial, and marketing operations. Gray previously served as president


Mayor Pro tem Ellen Cohen presents Jim Gray a proclamation of the new Village of Meyerland Park

of Cypress Senior Living, Inc. that developed and managed senior living communities across the U.S. Brand assets were valued at more than $300 million and included more than 2000 units. He also served as managing director for Trammell Crow Company, where he was responsible for the Industrial Division of the Houston, Texas, office. Gray received his undergraduate degree in commerce and accounting from Washington & Lee University and a master’s of business administration from the University of Texas. The Village at River Oaks Information Office is open in the BBVA/Compass Bank Building, 2001 Kirby Drive, Ste. 370, on the corner of San Felipe and Kirby Drive. Priority reservations mean future residents can select a premium home and lock in special pre-opening prices. Rentals start at $3,600 for a one-bedroom and up to $6200 for a two bedroom, two two-bath plus study. Assisted living costs are from $4,295 for a studio up to $7,300 for a two bedroom, one bath apartment. Memory care starts at $5,400 up to $9720 for a private space. For more information, call the office at 713-952-7600.

A view from the balcony looks out over the River Oaks neighborhood. Close by on Shepherd at Gray is the River Oaks Shopping Center, Kroger's, Walgreen's and a short drive to the Texas Medical Center, theater, symphony, opera and ballet.

17


[the Game]

Dueling Interviews with Reid Ryan, Astros President and Jeff Luhnow, GM

Left: Reid Ryan, Right: Jeff Luhnow

Reid Ryan

like this season?

What can you tell us about the new spring training location and facility?

Opening day and single game tickets go on sale March 3rd. We want to have a sell-out for opening day so we need ever ybody to buy tickets, wear orange and get loud!

The Ballpark of the Palm Beaches is a $150M dollar facility in West Palm Beach, FL. Designed by HKS and built by Hunt Construction, the complex will house the Houston Astros and the Washington Nationals. The two team facility is state of the art and will feature a main stadium with capacity at 7,500. The facility will feature 12 practice fields, 2 half fields, minor league and major league clubhouses and team operations. What made you finally decide to get rid of the famous or more notably infamous Tal's Hill in center field and what is in its place? Removing Tal’s Hill was more about capturing usable real estate then it was about removing the hill. The fence will move in to 409 feet from home plate which will make us the 6th deepest park in MLB. We have reworked the entire centerfield experience and the new area will include Torchy’s Tacos, Shake Shack, 5/7 Fries, a market, a team “authentics” store, a postgame TV studio area and new escalators to the mezzanine level. The new area will sell mixed beverages and have lots of standing room only area for socializing. What other changes should we be aware of on Opening Day? We have expanded the St. Arnold’s bar, added more concessions behind home plate and increased the dessert offerings at Minute Maid Park. Speaking of Opening Day, tickets went fast. What do you expect the crowds to be 18

What is the best way to purchase tickets? Just call 877-9Astros or go to Astros.com. What can a family bring to the game to of fset some of their concession expenses? The Astros are ver y cognizant about having value options for fans. This includes tickets, promotions and concessions. Fans can go to www.astros.com/value to see all of the discount packages we offer. They range

Jeff Luhnow

What can you tell us about the new spring training location and facility?

The facility is amazing. Our fans are going to love it, and our players already love it. The location is perfect… a few miles from the beach and close to several big airports. This area has great hotels and restaurants, so there is plenty to do besides baseball. Astros fans will have incredible access to the back fields to watch our players working. Also, the stadium is first class… plenty of shade, delicious food and an immaculate playing surface. My office looks right onto the walkway in left field so feel free to wave hello!

Most of the offseason focus seemed to be on the offense. Is that a fair assessment?

We did bring in some exciting position players that will help our offense. We lost

from Nolan Ryan Beef $1 Hot Dog night, Coke family value nights to Kroger Family 4-Packs of tickets. Check out www.astros.com/value. How much do you correspond with your father on running the club and can you tell us who he roots for the Astros or the Rangers? My father and I have a really close relationship. He has worked for the Astros since selling his ownership interest in the Rangers in 2013. We talk weekly and he gives me invaluable advice and experience sharing. It is a luxur y to have somebody that has experienced my walk and is willing to share. Rasmus, Valbuena, and Castro but replaced them with Reddick, Beltran, Aoki and McCann. Overall our offense should be among the best in the AL. We did add a starting pitcher with excellent stuff in Morton and we are bringing back the rest of our rotation and almost all of our bullpen, so I expect our pitching to be very good. Our team should be balanced… good pitching, good hitting and a strong defense.

Barring any setbacks in spring training it appears the first four pitchers are set with Keuchel, McCullers, McHugh, the newcomer from the Phillies, Charlie Horton and a host of pitchers, including Joe Musgrove and Mike Fiers. Is it between these two or are there others are in the running for a starting spot on the rotation and is a trade or acquisition a possibility? At this point, we have six starters battling for five rotation spots, plus four to five


other starting pitchers that could emerge and be part of our rotation this year. I do not expect any additional acquisitions before we start the season, but we will keep an eye on available pitchers as we approach the trade deadline in July.

Most of us know about Carlos Beltran returning to the Astros and what we should expect from him (289 average and 29 homers and 93 rbi in 2016). Tell us what we should expect from the other major pick-ups you made during the offseason.

McCann will be a leader on the team and he’s a terrific two way player. His defense and game calling behind the plate is among the best in the game. He also has won many awards for his offensive production. He will hit for power and it will play well in our ballpark and in our lineup.

Reddick is a very good defensive outfielder with a cannon for an arm. His offensive profile has moved around a bit in the past few years, but you can always expect run production from him at the plate… whether it’s home runs or a high on base percentage or both… he will be a threat in the lineup.

Aoki can flat out hit and is one of the most consistent offensive players in the game. He makes contact and gets on base consistently, and he can field his position well. He will be in the lineup often against right handed pitchers. One question that most teams always seem to be struggling with is who is your closer. Is that set now with Ken Giles or Luke Gregerson or is it wide open in for all the reliever roles?

We have a great bullpen and it takes many pitchers to win the close games. We have flamethrowers like Giles, Feliz and Gustave. We have Gregerson, Harris and Sipp who have been relied upon extensively in close games in the past two years. Then we have a host of others who will get a chance to prove themselves this year. The “closer” is less important to us and more of a fan or media discussion topic. We will have enough quality arms to win the close games, and that’s what is important to us.

What player(s) might become a big surprise for 2017 like Chris Devinski was in 2016?

I wouldn’t rule out Devo having another breakout year! But there are numerous choices… in the bullpen it could by Hoyt, Gustave, Feliz, Jankowski… perhaps Rogers or Martes in the rotation… perhaps Reed, Moran, Singleton, Kemp, Hernandez, or others in the lineup… someone will emerge and we have plenty of candidates!

19


[Real Estate]

e Best Oil and Gas Downturn Houston Has Ever Seen Ted C. Jones, PhD Chief Economist – Senior Vice President, Stewart Title Guaranty Company

Houston single family housing sales set an all-time record in 2016 despite sub-$50 oil prices. It’s all about jobs. In prior oil and gas downturns, Houston - The Woodlands - Sugar Land Metropolitan Statistical Area (MSA) lost up to almost 5 percent of all total net jobs. And this time? On a net basis, Houston finished up 2016 with an all-time record number of jobs at 3.016 million. That is a gain year-over-year of 14,400 net new jobs. While a miniscule growth percentage of 0.5 percent, it still was positive. Jobs are everything to an economy. Period. Despite an all-time record number of single family housing sales, not all price ranges performed equally in 2016 versus 2015: • Less than $500,000 increased 3.3 percent

single family residential permits issued in 2016 along with 9,246 multiple family permits for a total 44,643 dwelling units. With 14,400 total net new jobs, the MSA adding more than three dwelling units per net new job. Markets are considered in balance when there are from 1.25 to 1.50 net-new-jobs per new dwelling unit.

• $500,000 to $749,999 dipped 3.0 percent • $750,000 to $999,999 fell 9.3 percent • $1 million and up dropped 4.7 percent Single family sales made up 90.8 percent of all transactions in 2016 and were up 2.5 percent versus 2015. Townhouse-Condo sales were down 2.3 percent in 2016 and mid-to-high rise condominiums off 6.9 percent. Unlike recent years when demand outpaced the supply of new residential construction, e Houston housing market saw 35,397 20

As a result of the overbuilding, rents in Class A apartments have retracted. In 2016, more than 25,000 new apartment units were delivered to market, almost double that of 2015. ere may never been a more important time to utilize the skills and knowledge of the consummate real estate agent or broker for both home buyers and sellers. Local market knowledge is paramount in making the best informed decision. As the Chief Economist-Senior Vice President for Stewart Title Guaranty

Company, Jones conducts on-going research and supports economic and financial analysis for the company and its customers. Jones earned a PhD in finance with a minor in statistics and a master’s degree in land economics and real estate from Texas A&M University. He holds a Bachelor of Science degree from Colorado State University. An accomplished speaker, he typically gives more than 150 presentations on real estate and the economic outlook each year.


Neighborhood Real Estate Roundup UppER KIRby 2016 32 homes sold averaging $912,000 ($273/SF) $445,000 to $1,629,000 2015 42 homes sold averaging $863,000 ($294/SF) RIVER OAKS 2016 62 homes sold averaging $2,806,000 ($524/SF) $1,152,000 to $10,500,000 2015 60 homes sold averaging $2,759,000 ($532/SF) $1,200,000 to $6,300,000

Ted C. Jones’ recognized specialty is applied real estate research. Jones has completed numerous mass-appraisal assignments including more than $3 billion of income producing property owned by the Federal Deposit Insurance Corporation, retail properties, hotels, motels, offices, commercial land, multifamily housing, residences and numerous other special use properties.

Association of Realtors® and served as chairman of the board of the Houston Association in 2004. He also served as the first director of investor relations for Stewart Information Services Corporation NYSE-STC for 17 years ending March 2014. Twitter: DrTCJ | blog.stewart.com/ted

He is a past member of board of directors of the National, Texas and Houston

AfTON OAKS/HIgHLAND VILLAgE 2016 71 homes sold averaging $1,018,000 ($319/SF) $370,000 to $3,700,000 2015 58 homes sold averaging $941,000 ($311/SF) $455,000 to $2,100,000 WEST UNIVERSITy pLAcE 2016 213 homes sold averaging $1,311,000 ($369/SF) $350,000 to $2,700,000 2015 222 homes sold averaging $1,292,000 ($367/SF) $540,000 to $2,950,000 bELLAIRE 2016 238 homes sold averaging $971,000 ($267/SF) $265,000 to $2,448,000 2015 246 homes sold averaging $1,015,000 ($273/SF) $955,000 to $3,100,000 TANgLEWOOD 2016 53 homes sold averaging $2,283,000 ($399/SF) $792,000 to $6,000,000 2015 33 homes sold averaging $2,441,000 ($415/SF) $770,000 to $5,005,000 Numbers courtesy of Mariana Saldana of Uptown Real Estate Group, Inc.

bRIARgROVE 2016 49 homes sold averaging $932,000 ($289/SF) $600,000 to $2,100,000 2015 43 homes sold averaging $879,000 ($299/SF) $442,000 to $1,899,000 Statistics for areas other than Tanglewood provided by David Young of Young Realty Group

21


CUBA [Travel]

Bon Voyage! Houston couple embarks on one of first legitimate trips to Cuba

IN OVER 50 YEARS Surprisingly affordable and as good or

BETTER THAN THE HYPE by Philip Berquist, Honorary Consul of Croatia to Texas

M

y wife, Lisa Powell, surprised me with a “Bucket List” Christmas gift trip to Havana, Cuba, very early in the new era of travel now authorized directly from the United States. There was a bit of anxiety about the unknown, but I can report the visit to Cuba vastly exceeded our expectations. It was an exotic adventure, like going to Europe without the jet lag. The people of Cuba were delightful and friendly, the food excellent, weather perfect (we went early February, probably Would not want to go in the summer!). Havana is a major city of vast contrasts, wonderful restaurants and cuisine, high-end hotels with many under development. There is abject poverty, horse and donkey-drawn carts (not the touristy carriage!), and pollution belching automobiles from the 1940’s and 1950’s. The trade winds seem to blow the pollution out of Havana, however. These same trade winds also seem to be blowing in the possibility of a better life for all Cubans. There is a cautious optimism for the future for the people of this socialist island. They know that times are changing, and it was wonderful to sense this optimism firsthand. Here is what we can tell you about our wonderful experience. We can’t wait to go back.

VISAS There is an Internet service Destination Cuba (cubavisaservices.com) that will sell the visa for $50 per person and it can be put on a credit card. At the Southwest gate in Fort Lauderdale the company will bring a portable kiosk to the gate. If you did not purchase earlier on the Internet, they will sell you one on the spot. Americans cannot be “tourists.” There are about a dozen categories that one can visit Cuba as an American. We used “Education” and the “People to People” program. You are required to keep a log of your interactions with Cuban citizens. The visa states, “TURISTA.” Part of the charm, I suppose.

ACCOMMODATIONS AIRBNB VS. HOTELS Hotels are very expensive, usually starting at $450 per night for the best ones. Once you find the airbnb that you like and the calendar indicates a vacancy for the period of time that you need, send an email that requests the dates. Our apartment, in Vedado, central Havana, was modest, with two bedrooms, across the street from Coppelia, a popular ice cream facility, atop of the street, La Rampa, the downhill boulevard leading to the Malecón and the ocean. For an additional $5 per person, Lili, our host, made us a delicious, full breakfast each morning. Three blocks from our apartment was the Hotel Nacional Cuba, a cultural treasure. Therefore, we were able to stay local, at $78 per night, and relax when needed at an expensive four star hotel’s numerous patios and bars.

CURRENCY Credit cards are NOT used in Cuba. This is a cash-only “socialist paradise.” While we never at any time felt concern for robbery or any crime towards us, you still have to carry a lot of cash. There are two currencies in Cuba, one for the locals (CUP) and one for the foreigners and visitors (CUC) (pronounced “KOOK”). The CUC is approximately 26 times the value of the CUP. You cannot use or possess CUP and it is illegal to spend US Dollars in Cuba. We exchanged at the Nacional Hotel 87.3 CUC to US$) and we were not 22


residents. On Sundays, however, the Nacional would not exchange for us since we were NOT residents and since the banks were closed on Sundays.

TRANSPORTATION Taxis are the way to go in Havana. We were fortunate in that the father of Lili, “Papa,” was our personal driver for most of our visit. He drives a 1956 taxi, “Frankenstein,” so named due to the number of parts from other cars that it takes to keep it running. There are several types of taxis in Havana. Before entering any cab, always mention your destination and ask for a price. Most of our cabs were 5 or 10 CUC. There is a high end type, “The Official,” usually a modern yellow checkered, airconditioned car. We engaged one at night and asked for the rate and he quoted 15 CUC. We briefly objected and he explained that he was “an official taxi.” Do not use, too expensive. The second is what I will call “The Nelson.” We picked a yellow taxi, apparently not “official,” but still airconditioned. He charged a reasonable 5 CUC. He gave us his card said if we had our hostess at the restaurant call him ten minutes before we were leaving, he would pick us up. Presto, there was Nelson for another wonderful 5 CUC ride back to our apartment. The third tier taxi is what we would call the “Semi-Classic” - the old, usually 1940 and 1950's US models. Again, ask for the price first. The final is the “Classic.” These beautiful old sedans and convertibles are hired at the Nacional and on the Malecón in Old Havana. An hour ride and tour of Havana runs 30 - 40 CUC. Well worth it. Ours was a 1952 Pontiac Hydramatic convertible, original equipment including engine and transmission (automatic). This Pontiac was owned and driven by George. His grandfather was the original owner and driver. We suggest walking to a major hotel and go to the taxi line when possible.

FOOD AND DRINK “La Guarida” is a restaurant Lisa had seen on CNN and reviewed by Anthony Bourdain. It is located in an ancient building that looks like a bombed out WWII movie set. Walk up several long flights of stairs to the open air restaurant. As we expected, reservations were needed. We followed Bourdain's advice and walked yet another flight to the bar. Open air and an incredible view with sea breezes and friendly people.

We ate appetizers of fish tacos and lobster (you can only order appetizers at the bar) with plenty to drink. Total charge was 51 CUC! We had lunch in Old Havana at Hotel Ambos Mundos (Both Worlds), a Hemingway haunt, where he lived for seven years. Great rooftop view and breeze. Perfect to smoke that first Cuban cigar. At the top of the list is Cafe Laurent, a roof top restaurant in Vedado, about 2 blocks from the Nacional Hotel. Seafood risotto, lobster appetizer, 2 mojitos, wines and beers, 51 CUC. I cannot imagine returning to Havana and not going back!

TOURISTY El Floridita, Hemingway’s Daiquiri joint, the home of the frozen daiquiri has a proper degree of Three blenders decadence. literally jumping at the commands of several bartenders, turning out 6 CUC frozen daiquiris with a life-sized bronze statue of Papa looking at you from his old seat at the bar. The Nacional Hotel has class and one can only imagine the great lady in her heyday, with Hollywood celebrities and Mafiosa roaming the grounds. Also, a friendly exchange opportunity and fabulous humidor. The Hemingway's house, “Finca Vigía” (Lookout House), now a museum, is 15 miles east. Word is that intown 23


beautiful, but we finally realized that something was missing pleasure craft such as sailboats. Nowhere to be seen. Remember that Florida is just 90 miles north.

INTERNET AND EMAIL

his wife, at that time, was tired of living in hotels and the constant drinking at El Floridita and other saloons, and insisted on their buying a home. Do not miss! Have your taxi wait for you, hard to get a cab back.

BEACH We had made arrangements to meet the Ambassador of Belarus to Cuba at the old Havana Yacht Club. No yachts, but a beautiful beach. Round trip is 40 CUC. The views of the ocean are

24

Put your devices on airplane mode i m m e d i a t e l y. There are Internet cards sold by the hour for 2.5 CUC. Not terribly reliable, however, spotty coverage, but you will be able to log on at least a couple of times a day.

CIGARS AND RUM Prices for Cubans cigars are set by the government. We did not go to a factory. I bought mine at the Nacional Hotel humidor, downstairs. One my favorites, Romeo & Juliet, No. 2, in aluminum tubes, sell at the set price of 3.90 CUC, 97 CUC for a box of 25. No restrictions

on personal consumption or purchases returning to the US. I bought one box, next time two! Most people on our return flight had rum. Apparently no restriction.

CONCLUSION There are no Starbucks (yet). Credit cards cannot be used (yet). Go now!


Exclusive Interview

[Design]

LESLIE SINCLAIR Segreto Finishes by William Hanover The world of decorative painting is limitless, ever-changing and richly complex. Segreto Finishes’ owner Leslie Sinclair constantly explores new techniques and finishes that appeal to a multitude of styles and personal tastes. Graduating from the University of Texas with a business degree, Leslie, mother of three, left her corporate job in 1995 to start Segreto Finishes. . Leslie feels that upon entering a room, your eyes should not draw a distinction to one element or finish but should see the surroundings as a whole. By developing a palette that complements a home’s architecture and design, surroundings are given a new perspective.

How did you get started in your business? I have always loved design, architecture and art and when faux finishing became all the rage I began experimenting on walls furnishings and cabinetr y. I bought ever y book on the topic. There was one hallway in my home where I tested all of my new finishes. With the encouragement of the local paint store I left my corporate job to start a finishing business. Segreto was named after my husband’s family and means secret in Italian. Is what you do called decorative art? Can you describe your field of business? We are installers of fine finishes. Being one of the first in Houston to apply this old style plaster with a modern twist, we have seen a huge resurgence in this lost art. Creating warmth and depth without much movement, these new plaster finishes work in homes from ultra-contemporary to European. We also paint floors, create murals, finish cabinetr y, beams and furniture. What are some of the most creative pieces you have done? Stenciling l the ceiling in a room or painting a floor design rather than focusing on the walls in a room. Plaster your range hood or make a wood one read like metal! Use high gloss paint for your kitchen cabinets and put a crusty furniture finish on the island. Paint initials on mudroom lockers. Take flat beams and finish them to feel reclaimed. Polish a plastered ceiling while leaving the walls more matte! What are you favorite color schemes? I do love grays, whites and soft blues. They create such a soothing backdrop eliciting peace 26


in such a busy world. These neutrals also offer great backdrops to pops of colors and go with almost any palette. Having a strong color in a bar or study can really give your home personality. You’re primarily known for murals wall and ceiling designs. What else do you do? We are using lime plaster to build tabletops, benches and consoles. This hard surface maintains a natural organic feel, while being sleek and polished. Certain plasters work as a sound barrier, insulating factor, and slight fire retardant and are much less expensive than the lathe method of yesteryear. Applying an allover pattern on walls gives a wallpaper feel, but offers greater flexibility and practicality. Stenciled and decorative designs achieved with paint eliminate concerns common with wallpapered rooms such as seams pulling up or mold growing behind the surface. You are also a publisher. Tell us about your book. The first two books Segreto: Secrets to Finishing Beautiful Interiors and Segreto Style were tours of homes with information on why certain palettes and finishes were chosen. My latest book Segreto Vignettes, has chapters on finishing trends, how you can transform existing elements in your home as well as large sections on our favorite rooms; bedrooms, baths and kitchens. I also write a weekly blog called Segreto Secrets, you can subscribe at segretofinishes.com!

27


[financial focus]

Teaching kids money skills in an online world by Evans Attwell Senior Vice President Frost Private Banking Want your kids to grow up money savvy? They will need financial skills to make that happen, and you are their first and most important teacher. In a rapidly changing world, teaching your children good money skills and habits has never been more important. Debit and credit card use, internet banking, and online shopping are rapidly becoming the norm. As money becomes more and more invisible, 28

kids can have a harder time making the connection between money and what things cost. In fact, say financial experts, money is likely to be something of an abstract idea for many children these days—in their minds, a virtually unlimited and somewhat mysterious resource rather than real money coming in and going out of their family’s bank accounts. That’s why experts recommend parents take an active and early role in

making money real for their children. That task may seem difficult, given how seldom children may see actual money used for transactions. But the same lessons you learned— money is required to buy things; some things require more money than others; you get money by working; you budget money to ensure you have enough for what you need; you save money now to purchase something more


expensive later; and more—are the same lessons that apply to children today. You just have to add the idea of how cards and computer clicks sometimes take the place of real coins and paper bills. What else is important to remember about teaching a child about money? •

Teach skills in an age-appropriate way and recognize that each child may learn differently, even when compared to a child of the same age.

Use your child’s natural activities (playing pretend, for example) as learning opportunities.

Recognize your family’s regular activities as teaching possibilities. A visit to the ATM, a trip to the supermarket, or a meal out at a restaurant can almost always provide a teachable moment or two.

Model what you teach. Your actions speak louder than your words to your child.

Empower your child to learn from hands-on experience with an age-appropriate allowance or pocket money, and allow her to acquire the valuable knowledge that comes with making money mistakes along the way.

Would you like to talk to a financial professional? Contact Evans at 713.388.1367 or evans.attwell@frostbank.com.

Investment and insurance products are not FDIC insured, are not bank guaranteed, and may lose value. Investment and insurance products are offered through Frost Brokerage Services, Inc., Member FINRA/SIPC. Frost Brokerage Services, Inc. is a wholly owned subsidiary of Frost Bank. Additionally, insurance products are offered through Frost Insurance. Deposit and loan products are offered through Frost Bank, Member FDIC. Frost does not provide legal or tax advice. Please seek legal or tax advice from legal and/or tax professionals.

29


THE JUNIOR LEAGUE’S AMERICAN JOURNEY BALL From Sea to Shining Sea, the Fun Never Stopped at Star Studded Three-Night 69th Annual Charity Ball!

Amber & Edwin Tabora

Mark & Jone Fichter

The Junior League of Houston raised over $740,000 to fund the Junior League’s Community Program and volunteer initiatives. Each evening provided a patriotic theme with “Bayou City Lights” on Thursday night, Friday night highlighting “Stars Over Texas” and Saturday night featuring “Sea to Shining Sea”. Silent and live auctions took place each night, and included incredible packages like the opportunity for six girls and their parents to meet Olympic gold medalist Simone Biles and spend four hours with her at her gym, a stunning diamond bracelet, necklaces and ring donated by Community Partner, Tenenbaum Jewelers.

Abbey Roberson, Heather Deiss, & Mary Deiss Chris & Peyton Wallace Marian & Tim Hilbert

Lance Baker, Meghan Baker, Layne Childs & Chris Childs

Brittany & Kevin Kushner

Katie & Ryan Cooper

Casey Schrade & Auction Chairman Bethany Buchanan

Jared & Mimi Foerster Development VP Amy Dunn, Charity Ball Chairman Jennifer Roberts, & President Shannon Wiesedeppe


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