Company Spotlight

Fortified is a strong and growing alliance of independent insurance agencies formed to strengthen professional independent agencies in the marketplace and to enhance the ability of agencies to serve their clients.

Through this collaborative effort, partners can provide superior insurance and risk management solutions to their clients no matter the complexity or size of the risk through America’s best insurance carriers.

Our partners are dedicated to keeping the independent agency system competitive and prosperous for generations to come.

Currently, Fortified serves independent insurance agencies throughout the Southeast and along the Eastern Seaboard, including Alabama, Kentucky, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, West Virginia and Virginia.

Already the organization includes fifty-seven high quality agencies in the aforementioned states representing just under three billion dollars in premium and more than 225,000 clients.

The group is already working on plans to expand into other select states.

It is important to note while Fortified is focused on sustainable growth, it places substantial emphasis on seeking, recruiting, and retaining only a select group of agencies that share Fortified’ s commitment to professionalism, integrity and service to the customer.

In short, the alliance is about creating real value for independent insurance agencies, insurance company partners and clients.

Fortified held its first Annual Meeting January 11-13 in Nashville where over three hundred insurance professionals attended the meeting to learn more about the group and to make plans for 2023.

Clearly, Fortified is on the move and already building significant momentum in its efforts to extend the market reach and capabilities of the alliance.

If your agency is interested in learning more about Fortified, please contact Joe Craven. 615-440-0744 | jcraven@fortifiedagencies.com

Fortified is led by Chief Executive Officer, Joe Craven who is a 32 year veteran of the insurance industry serving in various leadership roles with major insurance companies including Grange, Travelers and others. Joe knows the insurance business, the importance of principled leadership and the value of building strong relationships. He is ideally suited to lead Fortified as it grows and develops into the future. Joe is a graduate of St. Joseph’s College located in Rensselaer, Indiana.

WILL THEIR HOMEOWNERS INSURANCE PROVIDE COVERAGE WHEN…

• Business equipment is stolen out of their vehicle? . . . . . . . . . . . NO!

• They accidentally knock over the display next to them at an exhibition or show? . . . . NO!

• Groceries spill onto inventory in the trunk of their car? . . . . . . . . . . . . NO!

• A power surge damages their computer and fax machine? NO!

• Someone steals their cash box? . . . . . . NO!

Most homeowners and renters policies do not cover liability or damage to property from business activities.

PROTECTION FOR HOME-BASED BUSINESSES!

Your customers are not home free with most homeowners policies. What would happen if your client had inventory damaged or stolen? Typical homeowners insurance does not cover those losses for people if they run a small business out of their home.

We are pleased to offer the perfect coverage for your inhome business: RLI’s Home Business Insurance policy. Features:

• Liability limits up to $1 million

• Satisfies most event or show liability requirements

• Business property protection up to $100,000 (with $250 deductible)

• Optional Coverages Include: Money & Securities, Garagekeepers, Unmanned Aircraft (state restrictions apply)

• Electronic data processing coverage (optional in CA & FL)

• Loss of income coverage

• Premiums starting as low as $150 annually*