Insurance Journal West 2016-12-05 by Insurance Journal

WEST REGION California IMR Shows Improvements Sound Alerts on Electric, Hybrid Cars Hobbyists and Drone Insurance

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Contents December 5, 2016 • Vol. 94 No. 23 • West

West W1 DIR: California Independent Medical Review Shows Improvements

W6 WHAT HOBBYISTS SHOULD KNOW

ABOUT DRONE INSURANCE

National 8 Reinsurers See Rate Stabilization on the Horizon 10 ACA Does Not Hurt Medical Care Access for Workers’ Comp: Study

W1 Felony Charges for California Pair in $250K Classic Car Claim

16 ACORD CEO Pieroni on the Industry’s Digital Transformation

W4 U.S. Rule Requires Sound Alerts on Quiet Electric, Hybrid Cars W6 What Hobbyists Should Know About Drone Insurance

20 Closer Look: How Challenges Are Creating Opportunity in Programs

Idea Exchange

24 Special Report: 2016 State Specialists P/C Insurers Revealed

26 The New OSHA Rules = No Secrets

10 ACA DOES NOT HURT MEDICAL CARE ACCESS

FOR WORKERS’ COMP: STUDY

31 2016 Program Directory, Vol. II

28 The Competitive Advantage: Chris Burand 88 Minding Your Business: Catherine Oak & Rachel Schoeffler 90 Closing Quote: Could POTUS Battle Trigger More Discrimination Suits?

20 HOW CHALLENGES ARE CREATING

OPPORTUNITY IN PROGRAMS

Departments

4 | INSURANCE JOURNAL | WEST DECEMBER 5, 2016

14 Declarations

14 Figures

15 Business Moves

18 MyNewMarkets

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OPENING NOTE

Write the Editor: awells@insurancejournal.com

Get the Message

D Publisher Mark Wells mwells@wellsmedia.com

EDITORIAL

SALES

Editor-in-Chief Andrea Wells awells@insurancejournal.com

West Sales Dena Kaplan (800) 897-9965 X115 dkaplan@insurancejournal.com

East Editor Elizabeth Blosfield eblosfield@insurancejournal.com

Romeo Valdez (800) 897-9965 X172 rvaldez@insurancejournal.com

Chief Content Officer Andrew Simpson asimpson@insurancejournal.com

Southeast Editor/MyNewMarkets Amy O’Connor aoconnor@insurancejournal.com South Central Editor/ Midwest Editor Stephanie K. Jones sjones@insurancejournal.com West Editor Don Jergler djergler@insurancejournal.com International Editor L.S. Howard lhoward@insurancejournal.com

Chief Marketing Officer Julie Tinney (800) 897-9965 X148 jtinney@insurancejournal.com

South Central Sales Mindy Trammell (800) 897-9965 X149 mtrammell@insurancejournal.com Southeast and East Sales (except for NY, PA and CT) Howard Simkin (800) 897-9965 X162 hsimkin@insurancejournal.com Midwest Sales Lisa Whalen (800) 897-9965 X180 lwhalen@insurancejournal.com East Sales (NY, PA and CT only) Dave Molchan (800) 897-9965 X145 dmolchan@insurancejournal.com

Columnists

Advertising Coordinator Erin Burns (619) 584-1100 X120 eburns@insurancejournal.com

Contributing Writers Audrey Hudson, Dustin Boss,

Insurance Markets Manager Kristine Honey (619) 584-1100 X132 khoney@insurancejournal.com

Chris Burand, Catherine Oak, Rachel Schoeffler Audrey Hudson, Barry Koestler II, Heather Salko, Tom Wetzel IJ ACADEMY OF INSURANCE Online Training Coordinator Barbara Whiffen bwhiffen@ijacademy.com

ADMINISTRATION

Chief Financial Officer Mark Wooster mwooster@wellsmedia.com

MARKETING

Marketing Director Derence Walk dwalk@insurancejournal.com Marketing Administrator Gayle Wells gwells@insurancejournal.com

NEW MEDIA

New Media Producer Bobbie Dodge bdodge@insurancejournal.com Videographer/Editor Ashley Waldrop awaldrop@insurancejournal.com

Social Media Manager Ly Short (619) 890-7735 Lshort@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale Sr. Sales & Marketing Coordinator Kelly De La Mora (800) 897-9965 X125 kdelamora@insurancejournal.com

DESIGN/WEB

Chief Technology Officer/ Chief Innovation Officer Joshua Carlson jcarlson@insurancejournal.com V.P. of Design Guy Boccia gboccia@insurancejournal.com Senior Web Developer Chris Thompson cthompson@insurancejournal.com Web Developer Jeff Cardrant jcardrant@insurancejournal.com

CIRCULATION

Circulation Manager Elizabeth Duffy eduffy@wellsmedia.com

riving my children to school each morning it’s hard not to notice the number of parents attached to their cell phone. While state law prohibits cell phone use in school zones and city law prohibits cell phone use entirely unless on a hands-free device, that doesn’t stop drivers from near-miss collisions nearly every morning. What’s to stop young drivers from avoiding distracted driving behavior if adults don’t stop themselves? Education, perhaps. A program aimed at educating teens about distracted driving—including a tour of a hospital trauma center and testimony from a trauma survivor — hopes to increase awareness of the dangers of texting, cell phone use and other distractions while driving. After going through the “Get the Message” program, teens say they will be less likely to text or make cell phone calls while driving, according to a study in the Journal of Trauma Nursing, the publication of the Society of Trauma Nurses. The study by Ruth Adeola, RN, MS, and colleagues at R. Adams Cowley Shock Trauma Center at University of Maryland Medical Center, Baltimore, evaluated the effectiveness of the “Get the Message” program, designed to identify, define and measure the factors contributing to distracted driving in adolescents. About 900 teens were surveyed before and after completing the hospital-based injury prevention program. “Although teens are the least likely of any age group to engage in healthy driving behaviors, this study demonstrates the ability to influence teen knowledge and behavior positively,” the authors write. Before-and-after questionnaires indicated that the program increased awareness of the risks of distracted driving. For example, after the program, the teens were more likely to understand that texting while driving was as dangerous as driving while impaired. They were also more likely to understand the risks of other distractions, such as driving while talking on the phone. The study said there are several factors FOR QUESTIONS that contribute to the unique risk of disREGARDING SUBSCRIPTIONS: Call: 855-814-9547 tracted driving teenage drivers, including Outside the U.S., call 847-400-5951 or you may subscribe or change your address online at: limited driving experience, lower awareness insurancejournal.com/subscribe of their driving abilities and weaknesses, and Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Media an “illusion of invincibility” that may cause Group, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 them to underestimate the dangers of risky per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this pubactivities. But what about experienced, adult lication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended drivers who may also underestimate the risks? to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2016 Wells Perhaps adult drivers need to also “Get the Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Message.” Insurance Journal is a publication of Wells Media Group, Inc.

After going through the ‘Get the Message’ program, teens say they will be less likely to text or make cell phone calls while driving,

Andrea Wells Editor-in-Chief

6 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

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National

Reinsurers See Rate Stabilization on the Horizon

orth American reinsurers may soon see some rate stabilization after a prolonged period of declining premium rates, as they deal with a supply-demand imbalance that has weighed on returns, according to executives at the 2016 Bermuda Reinsurance Conference co-hosted by S&P Global Ratings and PwC Bermuda. “We are pleased with the stabilizing rate environment,” said Kean Driscoll, chief executive officer of Validus Reinsurance Ltd. Joseph Brandon, executive vice president of Alleghany Corp., agreed with Driscoll: “On the primary side, the rate declines in property are much steeper than in reinsurance. The pace is slowing. Casualty lines have seen minor rate increases.” Kevin O’Donnell, president and CEO

at RenaissanceRe Holdings Ltd., believes actual results have been “better than expected” for the industry: “Overall, catastrophe losses have been low and we’ve seen diminishing rate reductions.” “I think the death of the reinsurance market has been greatly exaggerated, as Mark Twain would say,” Brandon said. He added that the reinsurance market has survived more adverse periods — particularly in the late-1990s and early 2000s. Nevertheless, the “softer for longer” reinsurance pricing environment is proving to be deeper and longer than many market participants anticipated a few years ago. This, Brandon said, will continue to hurt reinsurers’ returns. “Anybody who says they can make 15 percent through the cycle is playing a big game of pretend; it’s simply not true,” he said. “Serious companies have assumed

8 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

that the current environment is going to persist for a while and have adjusted their views.” Although returns have been lower than in the past, they’re still attractive compared with many other industries, said O’Donnell. Moreover, reinsurers have largely avoided falling into the trap of overextending their risk exposures to chase returns, he said. “Looking at 2017, I think it’s going to be a tough year, but I think the reinsurance market is poised for success,” he said. He said that while companies fight for market share, it’s important for the industry as a whole to expand the market through nascent lines of business such as cyber-risk protection. “I don’t think we as an industry speak with as common a voice as we need to,” O’Donnell said. INSURANCEJOURNAL.COM

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NATIONAL | News & Markets

ACA Does Not Hurt Medical Care Access for Workers’ Comp Claimants: Study By Andrew Simpson

ew research has found that while the Patient Protection and Affordable Care Act (ACA) has dramatically increased the number of people who are medically insured, it has not hurt access to medical care for workers’ compensation claimants, which was a concern before the law took effect in 2014. The research also suggests that if the ACA is successful in its goal of reducing obesity through its wellness programs, it promises to lower workers’ compensation costs. While the ACA does not directly address workers’ compensation, its larger effects on healthcare delivery may still be expected to affect workers’ compensation, according to the National Council on Compensation Insurance (NCCI), which provides rate-making services for insur-

ers in 36 states and conducted the research titled “Impacts of the Affordable Care Act on Workers Compensation.” The ACA, also known as Obamacare, with its individual mandate, Medicaid expansion and other features, has increased the number of medically insured in America by roughly 20 million people as of early 2016. NCCI researchers sought to determine whether the resulting increase in demand for primary care services crowded out access to the same services for workers’ comp claimants. They looked at medical data from workers’ comp claims to compare primary care utilization per claim during different time windows from the accident date for accident years 2012 through 2014, which includes the first year of expanded medical insurance under the ACA. According to Leonard Herk, senior economist for NCCI and

10 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

author of the report, the possibility that the ACA would crowd out access to primary care for workers’ comp claimants has been a concern since at least 2013. Herk said that to his knowledge this research is the first to address the crowding out question with workers’ comp data pertaining to 2014, the first year of significantly expanded medical coverage under the ACA. NCCI found that the ACA has had “no discernible impact on crowding out workers’ comp claimants from access to primary care services through 2014,” the first full year of expanded medical insurance coverage under the ACA. The research also revealed that 68 percent of primary care services provided during the first 90 days of a workers’ compensation claim occur during the claim’s first 10 days.

Obesity Costs

NCCI also noted that the ACA has the objective to improve wellness, particularly in terms of obesity, hypertension, diabetes and substance abuse. While these conditions do not typically form the basis of a workers’ comp claim, their presence may increase injury severity by complicating recovery and return to work, and may also increase injury frequency. NCCI reviewed recent studies on the medical costs associated with obesity to estimate the potential savings to workers’ comp from obesity reduction in the general population. “Obesity was selected as an aspect of population wellness because it affects medical costs

in the general population, and because it has been the most studied to date among various health conditions associated with wellness,” Herk said. In the obesity section of this research, NCCI concluded that a reduction in the U.S. obesity rate from 35 percent to 25 percent, in accordance with the goals of the ACA’s wellness initiative, might reduce workers’ compensation medical costs by 3 percent to 4 percent.

Additional Research

In earlier research, NCCI looked at setting a baseline for the time from injury to treatment in workers’ compensation cases before the ACA went into effect in January, 2014. This separate research, “Time from Injury to Treatment in Workers Compensation: Setting a Baseline to Monitor the Affordable Care Act,” found that the “healthcare system has sufficient capacity reserve so that provider availability plays a secondary role to claimant behavior in driving the time to treatment.” That study stressed that in a changing healthcare environment, educating workers about accessing the workers’ compensation system becomes increasingly important. The study also showed that the use of provider networks can influence the timing of care, especially toward making use of physical and occupational therapy sooner, and that there was no relationship between higher reimbursement levels and a shorter time to begin treatment. Share this

article with a colleague. IJMAG.COM/125XD

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Figures

The percentage by which head injuries among motorcyclists in Michigan increased after the 2012 partial repeal of the state’s universal motorcycle helmet laws, according to the American Journal of Public Health. Research comparing helmet use and motorcycle crash risk for the 12 months before and after the law repeal showed that after, helmet use decreased by 24 percent in crash samples and 27 percent in trauma samples.

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Declarations Criminal Defense

“You can’t fire somebody because they refused to commit a crime for you.”

— Mary Schultz, the attorney for Gregg Becker, successfully

argued in court that the former chief financial officer of a chain of medical clinics in the Pacific Northwest was fired for refusing to file fabricated financial reports. He was awarded $1.9 million.

Needs and Responsibilities

“Policyholders need to know what they are buying, insurance companies need to deliver on the promises they make and state regulators have a responsibility to make sure that happens.” — Jay Feinman, professor of insurance law, torts and contract

law at Rutgers Law School and co-director of the Rutgers Center for Risk and Responsibility, discusses a report he authored for a project launched by Rutgers Law School’s Camden, N.J., location, in collaboration with United Policyholders.

Overwhelming Victory

“Better late than never. Most states outside the South already have legal medical marijuana, but the overwhelming victory today in Florida is likely to accelerate the momentum for reform throughout the region.”

The amount in fines the Kentucky Department for Public Health has levied against companies accused of bringing radioactive drilling waste into the state to dump in Appalachian landfills. The penalties have been imposed on eight companies and one business owner after radioactive waste was found dumped in landfills in early 2016.

The number of energy companies sued by residents of Pawnee, Okla., where a magnitude 5.8 earthquake — the state’s largest so far — struck in September. The class-action lawsuit accuses the companies of triggering destructive temblors by injecting wastewater from oil and natural gas production underground. It seeks an unspecified amount for property damage and reduced value, plus emotional distress.

The amount that the U.S. District Court jury in Charlottesville, Va., awarded in damages to a University of Virginia administrator that was found to be defamed by Rolling Stone magazine’s retracted story of a gang rape, according to Reuters. The jury ruled that Sabrina Rubin Erdely, the author of the article, should pay $2 million in damages, and the magazine should pay $1 million in damages to the administrator, Nicole Eramo.

$260,000

— Ethan Nadelmann, executive director of the Drug Policy

Alliance. Florida voters passed a state constitutional amendment on Nov. 8 to legalize medical marijuana with 71 percent approval.

Government Befuddlement

“You have every kind of chemical in the world coming through Houston.”

— Kenneth MacKenzie, Houston’s former air pollution control

chief. About 400 trucks a day loaded with tons of hazardous chemicals travel Houston’s inner loop freeway. Texas Department of Transportation records show highway routes designated for transport of hazardous chemicals in the Houston area have not been updated in 20 years, and government officials appear befuddled over who has the authority to do so.

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Poll

Which social media platforms do you use the most? Linked In 29.76% (50 votes)

Facebook 31.55% (53 votes) Twitter 8.33% (14 votes) Instagram 11.9% (20 votes)

The amount a national trucking company has agreed to pay to settle discrimination complaints by four Sikh drivers who were denied jobs for refusing to take drug tests that would have violated their religious beliefs.

14 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Snapchat 7.14% (12 votes) Pinterest 4.76% (8 votes) Other 1.79% (3 votes) Total Votes: 168

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West

DIR: California Independent Medical Review Shows Improvements

California Department of Industrial Relations progress report shows continuing improvement of the state’s Independent Medical Review process. IMR is the medical dispute resolution process that uses medical expertise to obtain consistent, evidence-based decisions and is a component of the state’s workers’ comp reform law, Senate Bill 863. The 2016 IMR report was issued last month. It charts the progress of IMR following its successful implementation in July 2013. In the second and third year of IMR, the average number of days to comINSURANCEJOURNAL.COM

plete IMRs dropped from 56 days in late 2014 to 10 days by mid-2015. Among the other findings in the report is that more than one-fourth of IMR cases are filed in Los Angeles, with the Bay Area second at about 20 percent of the state total. Most injured workers with an IMR case are represented by an attorney. Ratios of case outcomes were nearly identical for represented and unrepresented injured workers, with more than 80 percent of items and services deemed medically unnecessary by utilization review decision being upheld by IMR reviewers. The rate of treatment disputes over-

turned is between 9 and 11 percent. Pharmaceuticals were the most common treatment category in dispute (49 percent in 2015), with requests for rehabilitation services a distant second. The most requested drugs were opioids. “The report shows IMR is working as intended,” DIR Director Christine Baker said in a statement. “There is an effective process to support appropriate care and stop inappropriate care. The data is showing where further improvements are needed, particularly regarding medical treatment guidelines and education, and we will continue to make adjustments.”

DECEMBER 5, 2016 INSURANCE JOURNAL | WEST | W1

WEST | News & Markets

Felony Charges for California Jones: Undocumented License Pair in $250K Classic Car Claim Law in California May Have Led to UM Drop

wo people from California were arrested on a scheme allegedly involving the reported theft of an expensive classic car. Constantine Petros, 54, of Petaluma, was arrested on Oct. 19 in Sonoma County. Also arrested was Christopher Hatton, 60, of Tahoma, who surrendered himself on Nov. 14. Both were charged with felony counts of insurance fraud and conspiracy for filing a false insurance claim for the alleged theft of a classic 1955 Porsche 356 Speedster. After receiving a suspicious claim referral from Farmers

Insurance, the California Department of Insurance fraud division launched an investigation into circumstances surrounding Hatton’s claim that his $250,000 collectable 1955 Porsche 356 Speedster was stolen in Nevada. The investigation revealed a connection between Petros and Hatton and an alleged conspiracy to file a false insurance claim for a stolen car Hatton never owned and was not stolen. The alleged scheme began with Petros and Hatton creating a fraudulent paper trail showing Hatton purchased a the Porsche. Petros then reportedly provided a different Porsche so Hatton could secure an appraisal documenting the value of the collectible car. If convicted on all counts, Petros and Hatton could face more than five years in prison.

2 Men File Sex Abuse Lawsuits Against Boy Scouts in Oregon

wo Oregon men have filed sexual abuse lawsuits against the Boy Scouts of America. They allege the plaintiffs were sexually abused by former scout leaders who were allowed to lead troops despite past abuses. One suit seeks $5 million for alleged abuse in the mid-1970s and another asks for $9 million. The Boy Scouts

say the allegations go against everything for which the organization stands. One suit alleges the Scouts gave Scout leader Calvin Malone additional chances to work for the organization despite warnings in his file. Malone is in prison. He was convicted in 1993 of child rape and child molestation. Copyright 2016 Associated

Press

W2 | INSURANCE JOURNAL | WEST DECEMBER 5, 2016

California law that provided driver’s licenses to those who could not submit proof of legal presence in the U.S. may have led to a decrease in the number of uninsured motorists in the state, according to a preliminary analysis by the California Department of Insurance. The analysis showed that in 2015, the first year since the passage of AB 60, the number of insured vehicles rose by 200,000 more vehicles than would have been expected. In the previous three years, the percentage of insured vehicles increased at the same rate

as the number of registered vehicles, but the CDI analysis shows an unexpected increase in the number of insured vehicles in 2015. Under AB 60, the California Department of Motor Vehicles can issue an original driver’s license to an applicant who lacks proof of legal presence in the U.S. and meets all other requirements. The CDI noted that while it’s believed the increase is tied to AB 60, there are factors that could also cause the numbers now being seen, including factors like the improving economy and lower gas prices.

Alaska Jury Deadlocked in Family’s Lawsuit Against Tobacco Company

fter more than three weeks, a Bethel Superior Court jury could not decide whether a tobacco company misled an Alaska man about the harmful effects of smoking. Jury foreman Robert Sundown said jurors deadlocked over whether Philip Morris USA was at fault for the death of Benjamin Frances, who died of lung cancer at age 52 in 2004 after a long history of smoking Marlboro Lights. Francis’ common-law wife, Dolores Hunter, and children sued Philip Morris USA and its parent company Altria Group

for product liability, fraud and the wrongful death of Francis. Sundown said some jurors wanted more testimony on why Francis chose to smoke Marlboro Lights before they made a decision. Philip Morris USA attorneys did not respond for requests for comment. It wasn’t clear as of press time whether the Francis estate planned to file for a retrial based on the family’s decision. This was the second time Hunter’s case has gone to trial.

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WEST | News & Markets

U.S. Rule Requires Sound Alerts on Quiet Electric, Hybrid Cars

By David Shepardson

he U.S. government has finalized long-delayed rules that will require “quiet cars” like electric vehicles and

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hybrids to emit alert sounds when they are moving at speeds of up to 18.6 miles per hour to help prevent injuries among pedestrians, cyclists and the blind.

W4 | INSURANCE JOURNAL | WEST DECEMBER 5, 2016

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The rules will require automakers to add the sounds to all vehicles by September 2019. The U.S. Transportation Department said it expects the rules would prevent 2,400 injuries a year by 2020 and require the addition of alert sounds to about 530,000 2020 model vehicles. The U.S. National Highway Transportation Department said the rules will cost the auto industry about $39 million annually because automakers must add an external waterproof speaker to comply. The benefits of the reduced injuries are estimated at $250 million to $320 million annually. NHTSA estimates the odds of a hybrid vehicle being involved in a pedestrian crash are 19 percent higher compared with a traditional gas-powered vehicle. The rules will also help the blind and visually impaired. “This is a common-sense tool to help pedestrians, especially folks who are blind or have low vision, make their way safely,” said NHTSA Administrator Dr. Mark Rosekind in a statement. The rules apply to hybrid and electric cars, SUVs, trucks and buses weighing up to 10,000 pounds and seek to prevent crashes at intersections or when electric vehicles are backing up. NHTSA originally proposed extending the sound requirements to all vehicles, including motorcycles and larger trucks and buses. At higher speeds, the alert is not required because other factors like tire and wind noise adequately warn pedestrians, NHTSA said. Advocates for blind people have pushed for the rules and praised the announcement. Automakers had raised concerns about the alerts, saying they are too loud and complicated. The rules set minimum sound requirements but do not specify what sounds must be emitted. (Reporting by Shepardson; Editing by Andrew Hay and Meredith Mazzilli) Copyright 2016 Reuters INSURANCEJOURNAL.COM

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WEST | News & Markets

What Hobbyists Should Know About Drone Insurance By Beth Pinsker

drone and the window. Business insurance covered the damage. But hobbyists and others who buy consumer-level drones cannot be so sure of what is covered if one of their flying devices goes rogue. For the drone owner, the prevailing insurance coverage would be your homeowners policy or your renters’ policy. But only about 40 percent of renters in the U.S. have coverage, according to the Insurance

Bar

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Liquor Liability

f a drone is on your holiday shopping list, be sure to check your insurance coverage before you crack open that instruction manual and take flight. Damage from a drone is a bit more complicated than handing your kid a baseball and dealing with the wreckage an errant pitch might cause to a window. There is no official tally of damage caused by drones, yet the roster of high-profile injuries includes musician Enrique Iglesias and Cleveland Indians pitcher Trevor Bauer. And there are internet lists galore, like a database of known U.S. incidents. A drone operated by Brett Woods, a pilot who co-founded the drone company Aerial Concept Unmanned Systems, was supposed to climb 400 feet, but instead flew into the 27th floor of a building. Luckily, the apartment it breeched was unoccupied, so the damage was chiefly to the

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Information Institute. The drone itself is covered as personal property, but it might not be worth a claim. The average deductible is $500, which is about what the popular the DJI Phantom 3 standard, with HD video camera, runs on Amazon. com. Coverage for damage caused by the drone depends on the circumstances, especially if negligence is involved. “We evaluate every claim on its own merit,” said Justin Herndon, a spokesman for Allstate. Damage to personal property caused by a drone would fall under the basic coverage to a structure. However, homeowners insurance does not cover injuries to family or pets, according to I.I.I. You would have to get coverage for injury through your medical insurance policy. Coverage for bodily injury to somebody outside the family or for somebody else’s property would fall under the liability portion of a homeowners policy. If a drone drops out of the sky and damages your car, the damage is covered by the comprehensive section of the auto policy. Drones over 0.55 pounds are required to register with the Federal Aviation Agency. If the drone’s owner can be identified, your auto insurance may file a claim under that person’s home or renters policy, should they have one. There are other ways to protect yourself, too. Some drone hobbyist clubs offer a group umbrella policy to members, for instance. A new company, Verifly, provides on-demand policies for consumer drone enthusiasts and commercial users for about $10 an hour, currently approved in 45 states. The user simply geo-locates through an app. The policy covers a quarter-mile radius for up to $1 million of third-party liability and unintentional invasion of privacy. If known hazards are nearby — like a nuclear power plant or a stadium — prices go up.

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Business Moves | NATIONAL BrickStreet Mutual, Motorists Mutual

BrickStreet Mutual Insurance and Motorists Mutual Insurance Co. are formalizing an affiliation agreement between the two companies. If approved by state regulators and closed as anticipated in July 2017, the affiliation will include more than 1,600 employees, 10 offices writing in 29 states, premiums of nearly $1.2 billion, a surplus of nearly $1.55 billion and assets of $4.5 billion. Insurers said the affiliation will create a new super regional carrier among the top 20 mutual companies in the country. Motorists Mutual Insurance, a member of Motorists Insurance Group, is headquartered in Columbus, Ohio, and sells individual and commercial property/casualty insurance through 14,000 independent agents in 2,000 agencies in Ohio, Indiana, Michigan, Kentucky, Pennsylvania and West Virginia. BrickStreet is a monoline workers’ compensation carrier headquartered in Charleston, W.Va., with offices in North Carolina, Illinois and Pennsylvania.

PPM Services, NORCAL Mutual Insurance

PPM Services, the holding company for Preferred Physicians Medical Risk Retention Group Inc. (PPM), has agreed to be acquired by Norcal Mutual Insurance Co. (NORCAL). Based in Overland Park, Kan., PPM provides medical professional liability insurance for anesthesia practices. The acquisition of PPM Services will INSURANCEJOURNAL.COM

expand PPM’s anesthesia footprint and establish a Midwest presence to further support NORCAL’s national expansion. PPM’s offices will remain in the Kansas City metropolitan area, where it was founded in 1987. PPM Services will become a wholly owned subsidiary of NORCAL Mutual. The boards of each company have approved PPM Services’ sale to NORCAL of 100 percent ownership of PPM Services in an all cash transaction, which is subject to the support and vote of PPM Services shareholders, customary closing conditions and regulatory approvals. Closing is expected to occur in the first quarter of 2017.

Hub International Ltd., DFM Insurance Agency

Global insurance brokerage Hub International Ltd. (Hub) has acquired certain assets of Luk-Sal LLC, doing business as DFM Insurance Agency and based in Cape Cod, Mass. Terms of the acquisition were not disclosed. The acquired assets are set to expand the property/casualty capabilities of Hub New England. Headquartered in Chicago, Hub is seeking to grow organically and through acquisitions to expand its geographic footprint and strengthen its industry and product expertise.

North Country Insurance Group, Finn & Stone Insurance, Mars Insurance

North Country Insurance Group (NCIG), an alliance of independent insurance agencies located throughout northern New England, has expanded by adding Finn & Stone

Insurance and Mars Insurance to the group. Brothers Chip Ams, president of Finn & Stone, and Jeffery Ams, president of Mars Insurance, joined the NCIG alliance simultaneously. Both have more than 30 years of experience in the insurance industry. Finn & Stone Insurance Agency is a full-service agency offering auto, home, life and business insurance with offices in Springfield and Manchester, Vt. Mars Insurance Agency is located in Wells, Vt., and offers auto, home and business insurance. NCIG was established in 2010 and serves member agencies throughout New Hampshire, Vermont and Maine with regular meetings, consultation services, combined resources, and professional management of the alliance with a focus on quality, growth and profitability for members and partner companies.

Arthur J. Gallagher, Regency Group

Arthur J. Gallagher & Co.

has acquired the Regency Group (Regency), a wholesale insurance broker and program administrator located in East Lansing, Michigan. Terms of the transaction were not disclosed. Established in 1981, Regency provides group and large-firm self-insured, workers’ compensation programs for independent retail insurance broker clients throughout Michigan. The firm offers customized workers’ compensation programs and services with an emphasis on program design, regulatory approval and compliance, and administration and claims management. Regency also provides retail specialty programs and products for the landscaping, retail hardware and restaurant industries. Timothy Hanna, Regency president and CEO, and his team will continue to operate from their location in East Lansing under the direction of Joel Cavaness, president of Risk Placement Services Inc. (RPS), a subsidiary of Arthur J. Gallagher & Co.

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 15

NATIONAL | News & Markets

Photo: Tom Wetzel

ACORD CEO Pieroni on the Industry’s Digital Transformation By Tom Wetzel

ill Pieroni, CEO of ACORD, is on a mission — not to “push” the industry toward digital transformation but rather to marshal its inherent strengths and enable carriers, agents and brokers to implement standards and digital best practices to their best advantage. As he likes to say, the role of ACORD, an insurance industry global data standards and services organization, is to “complement and extend” its members’ digital efforts as efficiently as possible. Pieroni, who was elected CEO in March, is no industry outsider having served as gen-

eral manager of IBM’s insurance business, as a consultant with Accenture and McKinsey & Co., a senior vice president at State Farm and most recently as global chief operating officer of Marsh. He brings an acute understanding of and deep respect for the industry and its time-honored practices and operating principles. He also brings an outsider mindset in that he recognizes the technological upheaval taking place outside the industry, what’s at stake within the industry, and he's unafraid to challenge even established norms when necessary. “We look backwards, pricing our products before we know what they will cost,” he

16 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

told Insurance Journal. “That doesn’t cut it anymore. We need to change the way we change.” That doesn’t mean ACORD will change everything. “We will continue to do what we have always done in terms of working with the industry on forms,” he said. “Our goal now is to add a critical new task — that of reducing the cost, risk and timeframe of implementing standards.” Pieroni is a big believer in the market’s strength and doesn’t want ACORD’s records role to dictate how the industry operates. But he admits, “there does exist a gap in how these standards are interpreted and we want to apply more rigor in the implementation.” He wants his organization to become more opportunistic in the sense that it will facilitate the direction the market dictates. “As a member-owned and nonprofit institution, we also hope to develop a portfolio of software assets that are cost-neutral that add to what our various stakeholders are doing.” Looking ahead, Pieroni said ACORD plans to conduct more research studies to examine how members can best navigate the digitalization process. ACORD’s recent expansion will help. The organization has added new staffers to find the solutions members want. At the recent ACORD conference in Boca Raton, Fla., on Nov. 1-3, Pieroni delivered messages to his audience on the need to use “technology to drive value.” “We are in the era of consumerization and customer expectations are not shaped by us, meaning those of us in the

insurance industry,” he said. “Digitalization is the glue that holds us together.” Pieroni said insurance entities have three options in addressing digital transformation. The first option is to ignore it. “That’s a viable path but the company that takes it should be prepared to either shrink or be absorbed,” he said. The second option is to concentrate only on what the firm does best. The third option is to reinvent the organization.

‘We are in the era of consumerization and customer expectations are not shaped by us.’ “Our role at ACORD is not to push anyone to do anything they don’t want to,” he said. “Our goal is to make things cheap, easy and short.” Pieroni recognizes the difficulties for any insurance entity to change its culture in order to adapt to a digital economy, which is also changing rapidly. The key is that every company, agent and broker needs to have a strategy going forward and the resources to implement that strategy, he advised. Not having a strategy is the same as ignoring the issue, he added. “It’s no longer business as usual,” he says. “We are living in an era of new ideas and we should always have a sound rationale for any action we take,” he says. “We need to always ask ourselves, ‘Why are we doing this?’”

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NATIONAL | MyNewMarkets sation. Specialty risk coverage is available also. Available limits: As needed Carrier: Zurich States: All states Contact: Dorothy Taylor at 866-927-2004, ext. 114 or email: dtaylor@wwspi.com

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Insurance Services Inc. (NBIS) (www.nbis.com) offers loss prevention, risk management support, reliable claims service, competitive rates and custom coverage. Programs include: concrete pumping; crane and rigging; specialized transport and equipment dealers. Available limits: As needed Carrier: Unable to disclose States: All states Contact: Customer service at 866-668-NBIS

Vineyard & Farm Errors & Omissions

Market Detail: Professional

Liability Insurance Services Inc.’s (www.plisinc.com) Underwriting Facilities coverage includes: first dollar subpoena defense coverage (up to $150,000); first dollar defense for disciplinary proceedings (up to $150,000 per policy period); supplementary payments (up to $15,000 per policy period); personal injury; contingent bodily injury/property damage (including wine leakage and contamination); chemical applicator’s/spray liability (up to $1 million sublimit for all damages); environmental

clean-up reimbursement (up to $500,000 sublimit); additional defense to the limit for additional premium; and electronic media coverage available for additional premium. Risk management services are available, including assistance with loss control procedures and document review (contracts), and experience with government agencies. Categories include: vineyard manager/operator; vineyard consultant; winemaking consultant; farm manager/ operator; farm administrative consultant; and food services/ safety consultant. Available limits: As needed Carrier: Lloyd’s States: All states Contact: PLIS Product Team at 512-328-0677 or email: underwriting@plisinc.com

sailboats, towing and personal effects, trailers and tenders. Available limits: As needed Carrier: Unable to disclose, admitted States: All states Contact: Jim Griffith at 248539-6097 or email: jmgriffith@ burns-wilcox.com

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Staffing Firms

Wilcox’s (www. burnsandwilcox.com) Yacht Insurance Program provides coverage for a broad range of yachts and motorized boats, including: high-performance vehicles, charter use, cruisers, hulls with high values up to $10 million, pollution and uninsured boaters coverage,

Specialty Programs (www. wwspi.com) has a program for the staffing services industry that includes: staffing services liability (GL & E&O), general liability, professional liability, employment related practices, fidelity bond, commercial umbrella, property, office package and workers' compen-

Market Detail: Burns &

18 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Long Haul Trucking Market Detail: Prime

Insurance Co. (www.primeis. com) offers auto liability, auto physical damage, hired and non-owned, motor truck cargo, terminal operations and excess coverage available. Available limits: As needed Carrier: Prime States: All states Contact: Paul Kulon at 312884-5802 or email: paulk@ primeis.com

Market Detail: World Wide

Insurance Management (www. interstate-insurance.com) covers mines, quarries, and mining related operations in Pennsylvania, Maryland, and West Virginia. Available limits: As needed Carrier: Unable to disclose, admitted States: Md., Pa., and W.Va. Contact: Customer service at 800-452-0297

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com (www.ezsuretybonds. com) offers mortgage broker and lender bonds in all 50 states. Up to $100,000 underwritten on credit score only. Fast quotes by phone or online. Available limits: Minimum $10,000, maximum $500,000 Carrier: Unable to disclose, admitted States: All states Contact: Lamon Warnock at 678-450-8003

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NATIONAL | Closer Look | Programs

How Challenges Are Creating Opportunity in Program Business By Andrea Wells & Amy O’Connor

oday’s program administrators continue to face plenty of challenges, including increased competition, high merger and acquisition activity, market pressures for more creative options, and other issues. Those challenges are

8 Things to Know About Programs A program is defined as an insurance product targeted to a particular niche market or class, generally representing a group of similar risks placed with one carrier – Target Markets Program

Administrators Association (TMPAA) Program business premium revenues increased by 7.4 percent reaching $32.3 billion in 2014, up from $30.1 billion in 2013. – TMPAA 2015 “The State of Program

Business” study “Lloyd’s of London, which currently has 89 Syndicates, writes about 20 percent of the U.S. program business market through approximately 1,200 coverholders.” – Glenn Dorr, Lloyd’s Northeast

Regional director

leading to opportunities as the industry is forced to create and innovate, some experts say. The number one challenge facing program experts is the amount of capacity in the market today, according to Christopher L. Pesce, president, Maritime Program Group. “It all boils down to the fact that The number of insurance programs increased slightly compared to 2013 with approximately 2,100 programs and 1,000 program administrators – TMPAA 2015

“The State of Program Business” study “The key to programs is knowing your market, knowing your niche. Do you have a competitive advantage? Do you have a better program than anybody else does? Are you marketing it appropriately? I’ve seen more programs fail because they don’t put the horses in. They don’t put the time in to figure out how they’re going to market it.” – Ron Boudreaux,

executive vice president, National Accounts, Breckenridge Insurance Services “The program space is alive and well. [There are] a lot of carriers that understand the program space, and are very eager to get in and learn with different program administrators. As long as you have a track record, a proven record of

20 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

there’s so much capital in the marketplace and that’s not changing anytime soon.” That trend is placing a high burden on program administrators to find creative ways to offer their products, to try and find a competitive edge, Pesce said. “Program administrators must find a way to deliver more value than just the product,” he said. “We’re up against a commoditization of our products that are being offered by everyone under the sun.” Chris McGovern, senior vice president at All Risks, Ltd., says the soft market pricing along with some carrier pullback has created a few disruptions as well. “There are some disruptions going on with carriers pulling out of programs for various reasons,” McGovern said. “Those carriers may have chosen the wrong classes of business or the wrong program administrator that didn’t do the right thing for them and the losses show it.” It’s also difficult to start-up new programs today or move some books of business, he added. “Most of the books of business that are on the street these days

continued on page 22

doing things, then they’re willing to do business with you.” – Chris McGovern,

senior vice president at All Risks Ltd. “The program space continues to be a real positive area for the insurance market as a whole… It’s outpacing the traditional commercial insurance space. I expect that will continue to happen as more programs are developed, as more carriers enter the marketplace.” – Bob Newmarker, head of Sales,

Zurich Programs “Being able to diversify amongst programs but also to be able to define yourself as having a market niche is very important… I think that’s where the key to the future is, really. Everybody wants a professional relative to the industry that they’re in. That means a program administrator and a program manager.” –

Lisa Paul, president and CEO, Paul Hanson Partners

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NATIONAL | Closer Look | Programs continued from page 20 are there because they have loss issues or profitability issues for the carrier.” That same disruption is creating opportunity for the more established program administrators, McGovern said. Those established firms that can offer “all aspects from the front-end marketing to the trapping of data, to the underwriting teams, to the back-end policy issuance that act as a virtual insurance company. You’re seeing the large (firms) get larger and the small (firms) get swallowed up.” Despite the challenges, overall the program space continues to be a bright light in the property/casualty insurance market, and carriers have taken note, according to Bob Newmarker, head of Sales for Zurich Programs. “Program business continues to grow and outpace the rest of the industry, which I think we’re going to continue to see going forward,” he said. Carriers have their eye on program

administrators for a couple of reasons, he added. “One, insurance companies are recognizing that the expertise that’s in the program world is top notch.”

‘Program business continues to grow and outpace the rest of the industry.’ And there’s an opportunity to develop deep relationships with those program administrators who have that expertise, he added. That expertise, whether it’s an industry segment, a line of business, or whether it’s their distribution model, provides a variety of different ways that carriers can capitalize in program business. “That really bodes well for Zurich,” he said. It’s about measured growth, he added, and finding the right opportunities. The other aspect that Newmarker sees as an opportunity for program growth is

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disruption in the marketplace. “You’ve seen a lot of acquisitions of program administrators. We’ve also seen a lot of acquisitions of carriers, as well,” he said. “That certainly has given us some opportunity to capitalize on opportunities that are presented to us.” The key to finding success in today’s program market is knowing the market and knowing it better than anyone else, said Ron Boudreaux, executive vice president in charge of national accounts with Breckenridge Insurance Services. Know the market niche, he stressed. “Do you have a competitive advantage? Do you have a better program than anybody else does? Are you marketing it appropriately? I’ve seen more programs fail because they don’t put the horses in. They don’t put the time in to figure out how they’re going to market it.” Competition is fierce, so differentiating expertise from everything else available in the marketplace is critical. “The more you know, the better you can present yourself to the marketplace, and the better your chances of getting somebody to quote it competitively,” he said. Being nimble is critical, too. “You need to be nimble,” he said. “There’s a lot of large program administrators out there. Sometimes they’re so big they can’t find their own way. You need to be nimble.” Having the right terms and conditions, and trying to find something new in an industry that’s been doing the same thing forever, is not an easy task, Boudreaux added. “I keep using that phrase, ‘think outside the box,’ but that’s the only way you’re going to be successful,” he said. “Understand the segment you’re trying to attack and approach, and make sure you can put the right terms and conditions together to be competitive, to have an advantage over what everybody else is doing.” Program business is the way to go, he added, “That’s where this industry’s headed.” Share this article with a colleague.

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NATIONAL | Special Report | State Specialists

2016 State Specialist P/C Insurers Revealed

By Barry J. Koestler II

he Demotech Company Classification System categorizes insurers into one of 11 categories based on an analysis of data reported by companies to the National Association of Insurance Commissioners (NAIC). The 11 categories that comprise the system are Nationals, Near Nationals, Super Regionals, Regionals, State Specialists, Coverage Specialists, Strategic

Subsidiaries, Risk Retention Groups, Surplus Lines Carriers, Reinsurers, and companies with less than $1 million in direct written premium (DWP). To be categorized as a State Specialist, a carrier must be an individual, active company reporting data to the NAIC using the property/casualty annual statement format at year-end 2015. The company must report at least $1 million in DWP at Dec. 31, 2015, with 90 percent or more written in one state. Further, it cannot be a surplus lines company, risk retention group, or reinsurance company. In total, 746 companies were categorized as State Specialists for 2016. This is 28.6 percent of the 2,612 companies that were classified based on Dec. 31, 2015 data. This group wrote nearly $83.6 billion of DWP, which was 14.3 percent of the industry’s DWP in 2015. Examining the geographic distribution of the 2016 State Specialists reveals that more than half of them specialize

in one of just six states. Texas had the most State Specialists, with 95. Florida was next with 79; New York had 73. New Jersey had 53, California 51, and Pennsylvania 40. These six states accounted for more than $57.6 billion of direct premium written, or nearly 69 percent of the countrywide total. When looking at the line of business mix, State Specialists’ 2015 DWP was 46.8 percent private passenger auto, nearly 23.9 percent homeowners multiple peril, and 10.8 percent workers’ compensation. The accompanying list includes the 279 State Specialists that were not affiliated with a group as of year-end 2015. A full list of State Specialists is available by contacting Barry Koestler at bkoestler@ demotech.com. Koestler II is the chief ratings officer of Demotech Inc., a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Website: www.demotech.com.

2016 State Specialist Property/Casualty Insurers Company Name

State Compensation Insurance Fund Texas Mutual Insurance Co. Pinnacol Assurance Heritage Property & Casualty Insurance Co. SAIF Corp. Medical Liability Mutual Insurance Co. PEMCO Mutual Insurance Co. Wawanesa General Insurance Co. American Coastal Insurance Co. Security First Insurance Co. People's Trust Insurance Co. Windhaven Insurance Co. St. Johns Insurance Co. Inc. American Integrity Insurance Co. of Florida Farm Bureau Mutual Insurance Co. of Arkansas Inc. American Transit Insurance Co. Chesapeake Employers' Insurance Co. Hospitals Insurance Co. Inc. Pioneer State Mutual Insurance Co. Indiana Farmers Mutual Insurance Co. Missouri Employers Mutual Insurance Co. Louisiana Workers' Compensation Corp. Nuclear Electric Insurance Limited Rural Mutual Insurance Co. Queen City Assurance Inc. Louisiana Farm Bureau Mutual Insurance Co. Olympus Insurance Co. Kentucky Employers' Mutual Insurance Authority Country-Wide Insurance Co. Bear River Mutual Insurance Co. Ark Royal Insurance Co. Ranchers & Farmers Mutual Insurance Co. Mutual Insurance Co. of Arizona Weston Insurance Co. Safepoint Insurance Co. Southern Oak Insurance Co. Homeowners of America Insurance Co. New York Schools Insurance Reciprocal Southern Fidelity Property & Casualty Inc. American Steamship Owners Mutual Protection and Indemnity Association Inc. Kingstone Insurance Co. Alinsco Insurance Co. COPIC Insurance Co.

State of Specialty

CA TX CO FL OR NY WA CA FL FL FL FL FL FL AR NY MD NY MI IN MO LA DE WI VT LA FL KY NY UT FL TX AZ FL FL FL TX NY FL NY NY TX CO

24 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

2015 TOTAL DWP (000s Omitted)

$1,639,880 $1,087,428 $633,021 $492,948 $469,459 $422,046 $402,132 $366,769 $307,988 $302,949 $282,263 $275,976 $274,552 $246,309 $242,383 $227,472 $225,398 $219,687 $207,394 $202,371 $201,488 $187,155 $187,136 $185,206 $170,029 $147,137 $145,655 $141,384 $136,461 $122,543 $120,425 $118,874 $114,155 $108,130 $104,314 $98,057 $97,492 $93,280 $93,159 $92,972 $91,004 $90,972 $87,717

Company Name

GoAuto Insurance Co. Wisconsin Mutual Insurance Co. CEM Insurance Co. Lighthouse Property Insurance Corp. Hawaii Employers' Mutual Insurance Co. Inc. Western General Insurance Co. Colorado Farm Bureau Mutual Insurance Co. Underwriters at Lloyd's, London (IL) Erie and Niagara Insurance Association Prepared Insurance Co. Auto Club South Insurance Co. New York Municipal Insurance Reciprocal Sterling Insurance Co. Ascendant Commercial Insurance Inc. Elements Property Insurance Co. Farmers Union Mutual Insurance Co. Dryden Mutual Insurance Co. Citizens United Reciprocal Exchange LAMMICO Germantown Mutual Insurance Co. RAM Mutual Insurance Co. Mount Beacon Insurance Co. Farmers Mutual Fire Insurance Co. of Salem County MDAdvantage Insurance Co. of New Jersey Access Home Insurance Co. Underwriters at Lloyd's, London (KY) Security Mutual Insurance Co. Wellington Insurance Co. Sawgrass Mutual Insurance Co. Alabama Municipal Insurance Corp. Lawyers' Mutual Insurance Co. Southern Vanguard Insurance Co. Madison Mutual Insurance Co. Crusader Insurance Co. Care West Insurance Co. Discovery Insurance Co. Granada Insurance Co. American Risk Insurance Co. Inc. Bremen Farmers Mutual Insurance Co. Farmers Insurance Co. of Flemington Avatar Property & Casualty Insurance Co. Carolina Mutual Insurance Inc. Center Mutual Insurance Co. Idaho Counties Risk Management Program

State of Specialty

2015 TOTAL DWP (000s Omitted) LA $77,755 WI $73,955 TX $73,277 LA $72,641 HI $72,405 CA $71,201 CO $68,170 IL $67,534 NY $66,960 FL $66,824 FL $64,014 NY $63,824 NY $62,686 FL $62,101 FL $61,131 ND $61,066 NY $59,739 NJ $59,553 LA $50,792 WI $50,243 MN $49,768 FL $48,663 NJ $47,387 NJ $47,332 LA $44,849 KY $42,216 NY $41,925 TX $40,798 FL $40,565 AL $40,036 CA $39,996 TX $39,178 IL $37,398 CA $36,375 CA $36,311 NC $35,621 FL $34,116 TX $32,182 KS $31,132 NJ $30,549 FL $30,085 NC $29,832 ND $29,356 ID $28,791

INSURANCEJOURNAL.COM

Company Name Housing and Redevelopment Insurance Exchange Florida Specialty Insurance Co. Marysville Mutual Insurance Co. Responsive Auto Insurance Co. League of Wisconsin Municipalities Mutual Insurance Direct Auto Insurance Co. Nations Insurance Co. American Alliance Casualty Co. Normandy Insurance Co. Inc. Maya Assurance Co. West Virginia Mutual Insurance Co. Farmers Union Mutual Insurance Co. Capitol Insurance Co. Texas Lawyers' Insurance Exchange US Lloyds Insurance Co. Mt. Morris Mutual Insurance Co. Commonwealth Casualty Co. Upland Mutual Insurance Inc. Healthcare Professionals Insurance Co. Inc. N.C. Grange Mutual Insurance Co. First Benefits Insurance Mutual Inc. Star & Shield Insurance Exchange Conventus Inter-Insurance Exchange Illinois State Bar Association Mutual Insurance Co. Manufacturing Technology Mutual Insurance Co. Fairmont Farmers Mutual Insurance Co. Seven Seas Insurance Co. Inc. Northern Mutual Insurance Co. Farm Credit System Association Captive Insurance Co. Otsego Mutual Fire Insurance Co. Farmers Fire Insurance Co. Sterling Casualty Insurance Co. Harbor Insurance Co. Florida Lawyers Mutual Insurance Co. Wayne Cooperative Insurance Co. Professional Casualty Association Leatherstocking Cooperative Insurance Co. Kensington Insurance Co. Capacity Insurance Co. Casualty Corp. of America Inc. Building Industry Insurance Association Inc. WEA Property & Casualty Insurance Co. Michigan Professional Insurance Exchange Transit General Insurance Co. Cities and Villages Mutual Insurance Co. NHRMA Mutual Insurance Co. New Jersey Physicians United Reciprocal Exchange Midstate Mutual Insurance Co. Medical Alliance Insurance Co. Park Insurance Co. West Virginia Insurance Co. Farmers Mutual Fire Insurance Co. of Marble, Pennsylvania Farmers Mutual of Tennessee CIFG Assurance North America Inc. Mutual of Wausau Insurance Corp. Finger Lakes Fire and Casualty Co. USPlate Glass Insurance Co. Victory Insurance Co. Inc. Oklahoma Attorneys Mutual Insurance Co. Farmers Mutual Fire Insurance Co. USA Insurance Co. American Property Insurance Co. Great Falls Insurance Co. Union Mutual Insurance Co. Kansas Mutual Insurance Co. Chautauqua Patrons Insurance Co. Associated Mutual Insurance Cooperative McMillan-Warner Mutual Insurance Co. Seaview Insurance Co. Reamstown Mutual Insurance Co. Synergy Comp Insurance Co. Greenpath Insurance Co. Preferred Auto Insurance Co. Inc. Halifax Mutual Insurance Co. Nazareth Mutual Insurance Co. North Country Insurance Co. Retailers Insurance Co. Texas Hospital Insurance Exchange Bell United Insurance Co. Ohio Bar Liability Insurance Co. Broome Co-operative Insurance Co. Agents Mutual Insurance Co. Oswego County Mutual Insurance Co. Health Care Insurance Reciprocal Georgia Dealers Insurance Co. Lawyers Mutual Insurance Co. of Kentucky German American Farm Mutual Coastal Insurance Co. Central Co-operative Insurance Co. Constitution Insurance Co. ARECA Insurance Exchange Districts Mutual Insurance Dealers Choice Mutual Insurance Inc. Alaska Timber Insurance Exchange Business Alliance Insurance Co. Hartland Mutual Insurance Co. MidSouth Mutual Insurance Co. Maple Valley Mutual Insurance Co. Coastal American Insurance Co. First Mutual Insurance Co. Bedford Grange Mutual Insurance Co. Callicoon Co-operative Insurance Co. Farmers Mutual Insurance Co. Farmers Mutual Fire Insurance Co. of McCandless Township

INSURANCEJOURNAL.COM

State of Specialty

PA FL KS FL WI IL CA IL FL NY WV MT PA TX TX WI AZ KS NY NC NC FL NJ IL MI MN FL MI CO NY PA CA OK FL NY PA NY NY FL OK VA WI MI IL WI IL NJ NY IL NY WV PA TN NY WI NY FL MT OK OK MS NJ ME OK KS NY NY WI CA PA PA CA TN NC PA NY MI TX NV OH NY AR NY MN GA KY TX AL NY NY AK WI NC AK CA ND TN WI MS NC PA NY WV PA

2015 TOTAL DWP (000s Omitted)

$28,677 $27,888 $27,613 $26,405 $26,383 $25,894 $25,385 $24,788 $24,637 $24,197 $23,469 $23,353 $22,895 $22,495 $22,416 $21,836 $20,835 $20,336 $20,191 $20,108 $20,033 $19,884 $19,719 $19,581 $19,345 $18,878 $18,823 $18,426 $17,797 $17,609 $17,129 $16,575 $15,699 $15,622 $15,468 $15,122 $14,959 $14,689 $14,659 $14,578 $14,166 $13,940 $13,923 $13,677 $13,623 $13,602 $13,562 $13,038 $12,632 $12,484 $12,303 $12,259 $12,137 $11,789 $11,770 $11,621 $11,497 $11,384 $11,143 $11,061 $10,890 $10,049 $10,028 $10,022 $9,987 $9,953 $9,930 $9,766 $9,717 $9,484 $9,062 $8,971 $8,662 $8,565 $8,500 $8,468 $8,468 $8,394 $7,702 $7,644 $7,599 $7,579 $7,567 $7,567 $7,483 $7,368 $7,340 $7,221 $7,049 $6,998 $6,854 $6,798 $6,707 $6,697 $6,552 $6,547 $6,507 $6,490 $6,351 $6,305 $6,303 $6,277 $6,149 $6,131

State of Company Name Specialty Arrow Mutual Liability Insurance Co. MA SteadPoint Insurance Co. TN Pacific Pioneer Insurance Co. CA United Business Insurance Co. (A Mutual Captive) GA CBIA Comp. Services Inc. CT Paramount Insurance Co. MD Fulmont Mutual Insurance Co. NY Juniata Mutual Insurance Co. PA Wisconsin Lawyers Mutual Insurance Co. WI Genesee Patrons Cooperative Insurance Co. NY Wisconsin Municipal Mutual Insurance Co. WI Mound Prairie Mutual Insurance Co. MN Midrox Insurance Co. NY Delta Lloyds Insurance Co. of Houston Texas TX Ontario Insurance Co. NY Laundry Owners Mutual Liability Insurance Association PA Physicians' Insurance Program Exchange PA Heartland Mutual Insurance Co. MN Gem State Insurance Co. ID United Frontier Mutual Insurance Co. NY Madison Mutual Insurance Co. NY Briar Creek Mutual Insurance Co. PA Trans City Casualty Insurance Co. AZ Freedom Advantage Insurance Co. PA California Mutual Insurance Co. CA Farmers and Merchants Mutual Fire Insurance Co. MI Sunderland Marine Insurance Co. Limited AK Casualty Underwriters Insurance Co. UT USA Underwriters MI PrimeOne Insurance Co. MI Mount Carroll Mutual Insurance Co. IL Missouri Valley Mutual Insurance Co. SD Little Black Mutual Insurance Co. WI National Direct Insurance Co. NV Great Lakes Mutual Insurance Co. MI Bloomfield Mutual Insurance Co. MN Hay Creek Mutual Insurance Co. MN Farmers Union Mutual Insurance Co. AR Carolina Farmers Mutual Insurance Co. NC Missouri Doctors Mutual Insurance Co. MO Ellington Mutual Insurance Co. WI Petroleum Marketers Management Insurance Co. IA Wilmington Insurance Co. DE Health Care Mutual Captive Insurance Co. GA U.S. Insurance Co. of America IL Vasa-Spring Garden Mutual Insurance Co. MN Pennsylvania Professional Liability Joint Underwriting Association PA Farmers Mutual Insurance Co. KS Doctors Direct Insurance Inc. IL Whitecap Surety Co. MN Alamance Farmers' Mutual Insurance Co. NC Friends Cove Mutual Insurance Co. PA Spartan Insurance Co. TX Tank Owner Members Insurance Co. TX Pan Handle Farmers Mutual Insurance Co. of West Virginia WV Safe Insurance Co. WV Western Mutual Fire Insurance Co. MN Centre County Mutual Fire Insurance Co. PA National Heritage Insurance Co. IL British American Insurance Co. TX Century Mutual Insurance Co. NC United Casualty and Surety Insurance Co. MA Washington County Co-op Insurance Co. NY Integra Insurance Inc. MN Transit Mutual Insurance Corp. of Wisconsin WI Piedmont Mutual Insurance Co. NC Homestead Mutual Insurance Co. WI Farmers Alliance Mutual Insurance Co. MI Workers Compensation Exchange ID Mower County Farmers Mutual Insurance Co. MN Hannahstown Mutual Insurance Co. PA Mutual Insurance Co. of Lehigh County PA Keystone Mutual Insurance Co. MO Municipal Property Insurance Co. WI Otsego County Patrons Co-Operative Fire Relief Association NY Indiana Old National Insurance Co. IN Woodlands Insurance Co. TX Farmington Mutual Insurance Co. WI Benefit Security Insurance Co. IL Professional Insurance Exchange Mutual Inc. UT MFS Mutual Insurance Co. IA Eagle Point Mutual Insurance Co. WI Wall Rose Mutual Insurance Co. PA Clearfield County Grange Mutual Fire Insurance Co. PA Grange Mutual Fire Insurance Co. PA Yel Co. Insurance FL Farmers & Mechanics Mutual Insurance Association of Cecil County Inc. MD 1st Atlantic Surety Co. NC

2015 TOTAL DWP (000s Omitted)

$6,047 $6,030 $5,852 $5,849 $5,793 $5,718 $5,594 $5,464 $5,316 $5,170 $5,035 $4,888 $4,867 $4,828 $4,787 $4,768 $4,736 $4,728 $4,692 $4,676 $4,672 $4,657 $4,650 $4,597 $4,535 $4,426 $4,418 $4,321 $4,321 $4,290 $4,227 $4,111 $4,106 $4,060 $4,043 $4,013 $3,978 $3,949 $3,936 $3,881 $3,831 $3,820 $3,728 $3,710 $3,681 $3,676 $3,624 $3,595 $3,474 $3,470 $3,436 $3,433 $3,386 $3,260 $3,206 $3,156 $3,109 $3,100 $3,056 $3,001 $2,984 $2,913 $2,798 $2,761 $2,749 $2,685 $2,681 $2,381 $2,366 $2,361 $2,266 $2,163 $2,055 $2,027 $1,771 $1,768 $1,719 $1,609 $1,566 $1,541 $1,499 $1,484 $1,475 $1,422 $1,314 $1,198 $1,175 $1,148

Source: The National Association of Insurance Commissioners, Kansas City, Mo., by permission. Information derived from an SNL product. The NAIC and SNL do not endorse any analysis or conclusion based upon the use of its data. DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 25

Idea Exchange

Workers' Compensation

The New OSHA Rules = No Secrets

By Dustin Boss

n May 12, 2016, the Occupational Safety and Health Administration (OSHA) changed the way the workplace injury game is played. Many believe the playing field was tipped in OSHA’s direction. This will have a dramatic effect on the workers’ compensation insurance industry for insurance agents and brokers. There will be no more secrets for your clients — your competitors will have back door access to the results your clients are having — creating an immense marketing tool for any agent looking to increase a client list. With the sweep of a pen, new regulations were implemented where OSHA will require your employer clients to submit detailed annual reports of workplace

injuries and illnesses for publication online on a public website. Think of this site as a kind of cyber-clothesline, where all that company’s dirty laundry will be hung up for all to see. This is the same information that your clients were already collecting and typically revealed to OSHA only during inspections or surveys. Right from OSHA’s website, your client’s competitors will have direct access to numbers of injuries, numbers of days away, numbers of job restricted days, and more tantalizing data that any workers’ comp sales/consultant would salivate to prospect with. OSHA said its intent behind the new regulations isn’t malicious or to cause harm to businesses. “Our new rule will ‘nudge’ employers to prevent work injuries, to show investors, job seekers, customers and the public they operate safe and well-managed facilities,” said David Michaels, assistant secretary of labor for OSHA. “Access to injury data will also help OSHA better target compliance assistance and enforcement resources, and enable ‘big data’ researchers to apply their skills to making workplaces safer.” Up until now, OSHA had only been able access 1 percent of all workplace injury reports, mostly through audits and surprise inspections. But what they wanted, and needed, was the remaining 99 percent. So it came up with a plan where instead of OSHA trying to find the infractions, employers would now be required to report all incidents. It’s a classic example of if you aren’t catching enough fish on your next trip out on the lake, to come up with a way to have all the fish in the lake jump into the boat “voluntarily.”

26 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

For those not already up on the new regulations, the new rule provisions on reporting take effect on Jan. 1, 2017, and require employers (based on establishment size) to submit injury and illness data electronically to OSHA. Employer clients with more than 20 employees in specified “high-risk industries,” such as agriculture, utilities, construction, and manufacturing industries, must submit their Form 300A by July 1 in 2017 and 2018, and by March 2 every year thereafter. A detailed list of all industries affected is at http://bit.ly/2ePzE4y. For employers with more than 250 employees, OSHA is requiring information submissions from 2016 injury and illness recordkeeping Form 300A by July 1, 2017. However, the following year, these employers are also required to submit information from all 2017 forms (300A, 300, and 301) by July 1, 2018. Beginning in 2019 and for every year thereafter, the information must be submitted by March 2. Employers who use an alternative to the OSHA Form 301, such as a workers’ compensation first report of injury, as expressly allowed by the existing rules, these changes may now require that the employer also complete the OSHA Form 301. It is unclear how this will work, but it is assumed OSHA will provide clarification soon. Here’s how the new rules fall into place:

Retaliation Against Employees

The rule also invokes penalties for your INSURANCEJOURNAL.COM

employers that take actions deemed as retaliation against employees who report accidents. These rules went into effect Aug. 1, 2016, but OSHA didn’t begin enforcing them until Nov. 1, 2016. These rules will be tough for employers that have safety incentive programs or that require drug testing of each employee after an accident. Requiring drug tests for those with job-related injuries also could be seen as pressure not to report an accident. Understandably, many employers will be concerned with the provisions of OSHA’s new rule, claiming drug testing after an accident occurs is a critical tool to keep their organization safe. OSHA agrees, but states employers cannot use drug testing (or the threat of drug testing) as a form of adverse action against employees who report injuries or illnesses. The new OSHA regulations stress the need for a balanced approach, one that requires employers to limit post-incident drug testing to situations in which employee drug use is likely to have contributed to the incident, and for which the drug test can accurately identify impairment abuse by using the drugs. For example, per OSHA, it would not be a reasonable request to drug test an employee who reports a bee sting, a repetitive strain injury, or an injury caused by a lack of machine guarding or tool malfunction. For insurance agents who stress work comp injury management, we know how

valuable drug testing is when it comes to post-incidents claims. This is a big loss in terms of possessing a key risk management tool.

The new OSHA regulations stress the need for a balanced approach, one which requires employers to limit post-incident drug testing to situations in which employee drug use is likely to have contributed to the incident. Your clients need not specifically suspect drug use caused an accident before implementing testing, but the reporting employee should at least suspect a reasonable possibility that drug use was in play and a contributing factor in the reported injury or illness, before an order is given for drug testing.

Steps for Employers

Employers will be looking for direction, and if you don’t provide it, your competitors will. Be prepared to help your employer clients to take the following steps: 1. Update their injury and illness reporting procedures. 2. If they do not have an injury and illness reporting procedure, it is important to create one. 3. Revise their post-injury drug testing policy to eliminate automatic post-injury

drug testing and replace it with a policy that requires an individual assessment of each employee and accident. 4. Train their supervisors on how to identify impaired employees and how to document any incidents that may trigger OSHA reporting. The key here is that OSHA’s new laws are being driven by data, sent over the Internet and open to anyone who chooses to look. Now is the time to use the computer as your primary tool in keeping your clients up-to-speed on accurately accumulating this important information, knowing very well that if incorrect information goes out it’s a bell that can’t be un-rung. Equally important is that once you have an electronic system in place to help your clients log accurate information, you will then also have another big stick to wield in the fight to bring in more clients. The bottom line is that the new regulations OSHA has implemented changes the landscape of how you do your job for your clients, and if you don’t do it, someone else surely will. Share this article with a col-

league. IJMAG.COM/125XC Boss is a certified risk architect with Ottawa Kent Insurance in Jenison, Mich. He is also the creator of OSHALogs.com, a software designed to assist employers and agents in dealing with the new OSHA regulations. Email: dboss@ottawakent.com. Phone: 616-457-1320.

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DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 27

Idea Exchange

The Competitive Advantage

A Difference Between Agency Owners of Yesterday and Today vibrant differences I’ve seen working with agency owners during the past 30 years. This difference highlights two points.

Cloudy Motivation

By Chris Burand

hen I began my career, many agency owners I met had founded their agencies in the Great Depression. To this day, I am amazed that anyone in the middle of a truly horrible economic depression would open a property/casualty insurance agency, when a large proportion of the population not only had no money with which to pay premiums but they honestly had lost everything and had nothing left to insure. What wonderful, scary and inspirational stories they told. Today, I am working with agency owners who have never lived without the web and email. Entrepreneurism is a choice in a far different manner for these agency owners. The choice of becoming your own boss, your own agency owner, is so different now. Owning and running an agency is very different today from the men and women who founded agencies in the Great Depression, who, if they failed, also starved. Their families probably starved, too. That difference — selling insurance or starving versus today’s world where success is optional — is one of the most

The first point is motivation. The earlier generation were hard people. They were good and warm people, but they made sales happen come hell or high water. Every sale was another meal. Their fear of failure ran deep. That fear is not such a bad characteristic for a salesperson. The second point is cloudy. Most of these men and women sold because they had to sell. They did not sell because they were natural salespeople. This has two important implications by itself. The first is that I find it fascinating how many producers who are not natural salespeople do not sell much. Not being a natural does not mean sales cannot be made. The difference is the early generation had no choice, so they sucked it up and made calls, asked for sales, and knocked on doors. Just because sales are not a natural path does not mean produc-

28 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

ers today can’t suck it up, too. They just choose not to make the calls, ask for sales, and knock on doors. If sales are not natural and a person is not willing to suck it up and get the job done, then they should find another career. If you employ such a person, you can do them a favor by showing them the door. No one is doing anyone a favor employing someone in a job they do not like and for which they don’t have the desire to force their way through their emotional barriers. Life just does not need to be that frustrating. The second implication though is more important. The early founders who were not true salespeople psychologically, were not capable, largely, of hiring true salespeople. The old axiom that people hire people like them is extraordinarily accurate. When these founders then hired people that were not natural salespeople, but did not face a starve or sell environment, they almost always failed. When hiring non-natural salespeople that had a choice of whether to sell, they would almost always make the choice to not sell. They never were going to suck it up like the founders did because the environments were not the same. Not accepting the difference in environment as a determining factor of the success of the next generation of producers was, and still is, the Achilles heel of many agencies.

Owner Versus Sales

One of my personal successes, though definitely not a universal success, is helping agency owners understand themselves more clearly, especially when they have built large books of business. Being an agency owner is com-

continued on page 30

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The Competitive Advantage

continued from page 28

expectations, and a better understanding pletely different from a sales perspective. of why true producer management is vital People, consumers and businesses see the to real producer success. sales proposition quite differently when Another key to successful hiring is a good title like “Agency Owner” follows understanding that a real producer may one’s name. Doors open more easily. The not look like you, the agency owner. It is business owner is buying insurance from difficult for many agency owners to recanother business owner. Selling as an ownognize the difference, but when that light er requires much less talent and even less bulb turns on, the agency world is a brighteffort. Many agency owners do not see this er place. point with adequate clarity, which causes Many agency owners who have large them to misjudge their producers. They books of business, and when judged by the either expect too much or too little. Again, numbers, they are high-quality producers, the sales environment is different, making but they are not true salespeople. a direct comparison unfair. A true salesperson will literally knock on Confusing sales success as an owner doors, make cold calls, make warm calls, with pure talent versus how position acceland in some fashion or another, they will erates sales is dangerous. (On the other always ask for the sale. They may say it hand, an owner that has poor sales and more politely or strategically, but they are little else to do is a lead weight around the not afraid of asking, “What will it take for agency’s neck from every angle imaginyou to divorce your current agent and marable.) Understanding this difference leads12:36 ry A&M helps BIG.pdf 1 1/5/16 PM me?” A true producer is not stressed by to much better hiring decisions, far better this question.

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30 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Owning and running an agency is very different today from the men and women who founded agencies in the Great Depression who, if they failed, starved. These folks can be intimidating. Their success can be threatening. Understanding an agency owner’s role versus their role can decrease this anxiety. The owner’s role is to keep doing what you’re doing if you have or are building a large book. The environment truly is different, and an owner does not have to ask so hard. Not understanding the difference, not understanding that you may not be a true producer, is a key reason why, sometimes subconsciously, owners so often hire weak producers, maybe hire people like themselves that do not have the luxury of being an owner.

Assess the Situation

Agencies depend, always, on sales. Employing people that cannot, or will not, make sales means a stagnant future and no internal perpetuation possibilities, especially in a soft market environment. If the early agency founders with which I worked had better understood the reasons for their own success, and had acted on that knowledge, the industry would look fundamentally different today when times are so easy. The culture would likely be completely different and the threats to agencies’ futures would be less. Assess your situation today. While much is to be admired about the early agency founders, focus on their strengths of character and avoid making the mistake of not knowing exactly why you have sales success. True knowledge of your personal strengths and why you have success may be the most valuable data you possess.

Share this article with a colleague. IJMAG.COM/125FS Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-485-3868. E-mail: chris@burand-associates.com.

11/21/16 1:08 PM

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Idea Exchange

Minding Your Business

Producer Compensation – What’s New Today? How to Calculate

By Catherine Oak and

Rachel Schoeffler

esigning a good and motivating producer compensation model does not need to be a mystery. The bottom line is to pay what can you afford to pay, for what you are providing the producers, and be in line with the important competition. Total compensation for any insurance agency is always the largest expense category. For the typical agency, total compensation (producer and employee compensation — plus benefits and taxes) ranges from 50 percent to 75 percent of total revenue. If the employee compensation is too high, the agency will lose money. If the compensation is too low, then the agency could lose the producers and employees, and service may suffer.

The way to calculate what you can afford to pay is to take total gross agency commission and fee revenue. Then subtract all necessary ongoing expenses except producer compensation and any owner compensation or bonuses. It is not recommended to include contingents, becaue these should be considered bonus income. The next step is to take out an expected fair rate of return on the business for the owners. This typically ranges between 10 percent to 20 percent of revenue. This “expense” is the cushion for affordability of producers. If the agency needs a producer, then the owners might need to dip into their profits to make it happen — at least until they validate. Today, an average firm that properly manages expenses can typically afford to pay commercial lines producers 25 percent to 35 percent commission for renewal business. This assumes that the owners want to realize a 10 percent to 20 percent pre-tax profit. Keep in mind that if the owner is a producer, their producer compensation is the same 25 percent to 35 percent commission and is in addition to the profits of the firm. Owners should also receive management compensation, if they are performing that role. The range of 25 percent to 35 percent varies based on whether (and how much) the employer pays for certain expenses, resulting from the producer’s employment and activities. These expenses include employee benefits such as health and related insurances, payroll taxes and retirement plans.

Producer Expense Caps

The producer expenses often include business development expenses, such as

88 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

travel and entertainment, auto and club dues, and cell phones. The best way to properly manage and reward producer business development expenses is to give them about 3 percent to 4 percent of their book of business for these expenses (which are perquisites for the producer). This percentage becomes an expense cap for the year, with monthly expense reports still being submitted.

Pay More for New to Grow

New business can be paid at a higher rate, because the calculations assume expenses are mostly paid out of renewal income. Of course, there are expenses associated with writing new business relat-

ed to marketing and staff time putting the new account together. Particularly in agencies that want to grow, a higher percentage is often paid to encourage producers to write INSURANCEJOURNAL.COM

Welcome to Insurance Journal’s 2016 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

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Environmental Insurance Agency (EIA)

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Freberg Environmental Inc.

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Midlands Management Corp.

CPA Protector Plan

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Hall & Company

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Herbert H. Landy Insurance

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Monitor Liability Managers

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Norman-Spencer International Inc.

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All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States Most States

CAMICO

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AFC Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Target Professional Programs

Prime Insurance Company

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Business Interruption, Environmental Liab Carrier Status Non-admitted States Most States

NIF Group Inc.

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s Prime Insurance Company

World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

DECEMBER 5, 5, 2016 2016 INSURANCE INSURANCE JOURNAL JOURNAL || NATIONAL NATIONAL || 31 31 DECEMBER

2016 Annual Program Directory, Volume II Adoption Agencies AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

RPS NIPC

Coverages Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Program Brokerage Corporation

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Worldwide Facilities LLC

Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Care Facilities

Adult Clubs

5Star Paratransit Program

AmWINS Group Inc. - 80 Offices Nationwide

All Risks Ltd.

MAXIMUM

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States Coverages Excess Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide Coverages GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Anderson & Murison Inc.

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States Most States

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Insurance Programs of America Inc.

Coverages Abuse & Molestation, Assault & Battery, Catastrophe, CGL, Commercial Excess, Crime, Equipment Breakdown, Excess Flood, Flood, Food Spoilage, Garage Liability, GKLL, GL, Hail, Liability, Liquor Liab, Medical Payments, Sexual Misconduct Liab, Spoilage, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Services, Developmental Disabilities, EPLI, Fiduciary Liability, Fire Legal Liability, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Identity Theft, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Wildlife Insurance Underwriters LLC

Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States Most States

Winery Pak Insurance Programs

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Manufacturers Prime Insurance Company

Aircraft Repair/Service Atlass Insurance Group

Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ASO Carrier Status Admitted States Most States

Prime Insurance Company

Wildlife Insurance Underwriters LLC

Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States Most States

Airlines Atlass Insurance Group

Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators Atlass Insurance Group

Agribusinesses

Coverages Hull, Liability, Medical Carrier Status Admitted States Most States

Abram Interstate Insurance Services Inc.

Prime Insurance Company

Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV

Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard Liability, Care/Custody/ Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Alarm Monitoring Companies All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Brownyard Programs Ltd.

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Mark D. Fredricksen Insurance Services

Izzo Insurance Services Inc.

Equisure Inc.

Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States Most States

Prime Insurance Company

Safehold Special Risk

Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

32 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Prime Insurance Company

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Coverages CGL, Excess Liab, Professional Liab, Umbrella, Workers’ Comp States Most States

Allied Healthcare Professionals

Ambulance Service

Allied Protector Plan

Arrowhead General Insurance Agency Inc.

Alcohol & Substance Abuse Treatment Centers

Monitor Liability Managers

USG Insurance Services Inc.

AFC Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States Most States

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Pioneer Special Risk

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab Carrier Status Non-admitted States Most States

Promont Advisors LLC

Gateway Specialty Insurance

Irwin Siegel Agency Inc.

Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States Most States

RPS Healthcare

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Ultra Risk Advisors

Markel Specialty

American Specialty Insurance & Risk Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/ Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

RPS NIPC

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard Liability, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Inland Marine, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

National Indemnity Company

Coverages CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, NonProfit D&O, Property Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard Phys Dmg, Crime, Earthquake, Equipment Breakdown, Flood, Inland Marine, Umbrella Carrier Status Admitted States Most States

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Amateur Sports Associations Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Motor Truck Cargo, Nonowned & Hired Auto, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Amusement Parks

All Risks Ltd.

Coverages Accident & Health, Accidental Death, Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States All States

K&K Insurance Group Inc.

Prime Insurance Company

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Nonadmitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States All States

RPS Bollinger Sports & Leisure

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car Collections Hagerty Insurance

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Safehold Special Risk

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Sports & Fitness Insurance Corporation (SFIC)

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States Most States Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States Most States Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Accident & Health, Blanket Addt’l Insureds, Blanket Waivers, CGL, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Sexual Misconduct Liab, Student Accident, Trade Shows & Festivals, Weather, Windstorm Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Prime Insurance Company

South & Western General Agency Inc.

Coverages Auto Personal - Standard, Auto Personal Standard Physical Damage Carrier Status Admitted States AR, MS, NM, OK, TN, TX

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 33

2016 Annual Program Directory, Volume II Apartment Building Owners 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Abram Interstate Insurance Services Inc.

Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ

Advanced E&S Group - Midwest Region

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Anderson & Murison Inc.

Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

MAXIMUM

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, COC, Commercial Excess, Difference in Conditions, Earthquake, Excess Liab, Fire, Fire Legal Liab, Flood, Foreclosed Properties, GKLL, GL, Hail, Historic Bldgs/Unique Property, Inland Marine, Liability, Lost Key, Mechanical Breakdown, Personal Property, Physical Damage Rental Units, Pollution, Pool & Spa Liab, Property, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States

McClelland and Hine Inc.

Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Midwestern Insurance Alliance LLC

Appraisers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Arborists/Tree Services Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Architects & Engineers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Non-admitted States All States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Appleby & Sterling

Monarch E&S Insurance Services

All Risks Ltd.

Burns & Wilcox - All Offices

NeitClem Wholesale Insurance Brokerage Inc.

Arrowhead General Insurance Agency Inc.

Apartment Insurance Consultants LLC

Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Crouse & Associates

Coverages Difference in Conditions, Property Carrier Status Admitted States All States

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

DUAL Commercial LLC

Coverages GL, Property Carrier Status Admitted States CA Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, Excess Liab, Pollution, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Apartment House Package, Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States

Program Brokerage Corporation

Coverages Apartment House Package, Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Southwest Risk

Empire Underwriters LLC

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

International Excess Companies

Coverages Apartment House Package, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers

Coverages GL, Inland Marine, Property Carrier Status Non-admitted States Most States

Coverages Assault & Battery, Business Income, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Liability, Mechanical Breakdown, Pollution, Property, Umbrella, Windstorm Carrier Status Admitted States NJ, NY Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Sovereign Group Int’l Inc.

Coverages Apartment House Package, Builders Risk, Business Income, CGL, EPLI, Fire, GL, Hail, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CRES Insurance Services

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

DUAL Commercial LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

Euclid Architects & Engineers

Coverages Cyber Liab, Excess Liab, Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

International Excess Companies

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Logic Underwriters Inc.

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States TX

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

TAPCO Underwriters Inc.

Quaker Special Risk (Florida)

Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States

Logic Underwriters Inc.

Unifax Insurance Systems Inc.

M.J. Hall & Company Inc.

Western Security Surplus Insurance Brokers Inc.

Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Burns & Wilcox - All Offices

Professional Underwriters Agency Inc.

Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

The McGowan Companies

Coverages GL, Property Carrier Status Non-admitted States TX

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Specialty Programs and Facilities Managers (AmWINS)

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States Coverages GL, Property Carrier Status Admitted States CA Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

34 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Target Professional Programs

Philadelphia Insurance Companies

Tokio Marine/HCC

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Willis Programs

Coverages Liability, Pollution, Professional Liab States Most States

Armored Car Services Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States

Prime Insurance Company

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Art and/or Antique Gallery Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Asset Managers 5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Assisted Living Centers 5Star Paratransit Program

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages Abuse & Molestation, Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States All States

AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Promont Advisors LLC

Tejas American General Agency

IT Risk Managers Inc.

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Gridiron Insurance Underwriters Inc.

Coverages CGL, Excess Flood, Flood, Professional Liab, Property Carrier Status Non-admitted States AL, CA, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NJ, NY, PA, SC, TN, TX

Insurance Programs of America Inc.

Coverages Abuse & Molestation, Assault & Battery, Boiler & Machinery, CGL, Earthquake, Equipment Breakdown, Excess Flood, GL, Hurricane, Liability, Liquor Liab, Property, Weather, Windstorm Carrier Status Non-admitted States Most States

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

U.S. Risk Insurance Group Inc.

Coverages BOP, Care/Custody/Control, Cyber Liab, D&O, E&O, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Associations/Affinity Groups

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Markel Specialty

CIBA Insurance Services

DUAL Commercial LLC

Coverages Cyber Liab, D&O States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Auto Body Shops 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Target Professional Programs

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

DMI Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States

Continental Brokers Inc.

GMI Insurance Services

Attorneys

Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States Most States

Gray-Stone & Co.

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, GL, Kidnap/Ransom, Legal Liab, Legal Malpractice, Liability, Professional Liab, Workers’ Comp Carrier Status Admitted States CA

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States

Hall & Company

NeitClem Wholesale Insurance Brokerage Inc.

Lawyer’s Protector Plan

PMC Insurance Group

Monitor Liability Managers

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Number One Insurance Agency

Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

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Auctioneers

Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX

5Star Workers’ Compensation Services

Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Sapphire Blue

RPS Healthcare

Empire Underwriters LLC Evolution Insurance Brokers

Synergy Professional Associates Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

CRC Insurance Services - All Offices

Coverages Commercial Excess, GL, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages CGL, Liability, Property Carrier Status Non-admitted States Most States

Coverages E&O, EPLI Carrier Status Admitted States Most States

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages , Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 35

2016 Annual Program Directory, Volume II Program Brokerage Corporation

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Property Carrier Status Non-admitted States CT, NJ, NY, PA

RoamNet Insurance Marketing Programs

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Dealers 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Physical Damage, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, Liability, Performance & Payment Bonds, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CT, NY, PA

M.J. Kelly Company

Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

N-Surance Outlets Inc. (Florida)

Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

RoamNet Insurance Marketing Programs

Coverages GL, Workers’ Comp States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States

USG Insurance Services Inc.

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Willis Programs

Coverages Auto Comm-Standard Liability and Phys Dmg, Crime, Dealers Open Lot, EPLI, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

Auto Dismantlers/Wrecking Yards G.J. Sullivan Company (Orange)

Coverages Auto Comm-Standard Liability and Phys Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

M.J. Kelly Company

Coverages Auto Comm-Standard, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL, NC, SC, VA

McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN

Prime Insurance Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

RoamNet Insurance Marketing Programs

Auto Repair Shops/Garages

South & Western General Agency Inc.

KBK Insurance Group Inc.

Abram Interstate Insurance Services Inc.

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV

All Risks Ltd.

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Ashley General Agency

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Liability, GKLL, Medical Payments, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX

CRES Insurance Services

Coverages Garage Liability, GKLL Carrier Status Admitted States CA

DMI Insurance Services

Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Walter General Agency (WGA)

Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Auto Repair/Service 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Garage Liability, Workers’ Comp Carrier Status Admitted States Most States

Appleby & Sterling

Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

CID Insurance Programs Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Performance & Payment Bonds, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TN, TX, UT

Gorst & Compass Insurance

CRES Insurance Services

KBK Insurance Group Inc.

DMI Insurance Services

GMI Insurance Services

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA

Coverages Garage Liability, GKLL Carrier Status Admitted States CA

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

M.J. Hall & Company Inc.

GMI Insurance Services

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV

36 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Prime Insurance Company

RoamNet Insurance Marketing Programs

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Repossessors Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States Most States

Auto Transporters Brightstone Delivery Insurance LLC

Coverages Auto Comm-Standard Liability and Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Cargo, CGL, E&O, Equipment Breakdown, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Guardian Insurance Wholesalers Inc.

Coverages Cargo, CGL, Liability, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Auto/Truck Leasing Firms GMI Insurance Services

Coverages Auto Comm-Standard Liability and Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

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Auto/Truck Rental Firms

Innovative Coverage Concepts

GMI Insurance Services

Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States All States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages Assault & Battery, CGL, Liquor Liability, Property, Umbrella Carrier Status Non-admitted States All States

International Excess Companies

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liability, Products Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages CGL, Crime, Liquor Liability, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV

Coverages Auto Comm-Standard Liability and Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

M.J. Kelly Company

Avian Flu/Poultry Insurance Program

McClelland and Hine Inc.

All Risks Ltd.

Coverages Addt’l Expense, Business Interruption Carrier Status Non-admitted States Most States

Coverages Business Interruption, CGL, Commercial Excess, EPLI, Equipment Breakdown, Fire Legal Liability, Food Spoilage, GL, Liquor Liability, Products Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT Coverages CGL, Excess Liability, Fire, Liquor Liability, Umbrella Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

Bail Bond Agents Align General Insurance Agency LLC Coverages Assault & Battery, Crime Carrier Status Admitted States CA

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Poindexter Surety Services

Coverages Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Coverages Assault & Battery, Excess Liability, Fire, Fire Legal Liability, Liability, Liquor Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Number One Insurance Agency

Coverages Assault & Battery, Excess Liability, Flood, GL, Liquor Liability, Property Carrier Status Admitted States MA

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Bars/Taverns Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

American Team Managers Ins. Services Inc. Coverages Property, Workers’ Comp Carrier Status Admitted States CA

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Crime, Excess Liability, Liquor Liability Carrier Status Non-admitted States DE, GA, NJ, NY

AmWINS Group Inc. - 80 Offices Nationwide

Quirk & Company

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Bass Underwriters

RISCO Insurance Brokerage Inc.

Coverages CGL, Crime, Liquor Liability, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

TAPCO Underwriters Inc.

Coverages GL, Liquor Liability, Products Liability, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Gorst & Compass Insurance

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Specialty Insurance

Coverages GL, Property Carrier Status Non-admitted States TX

Coverages GL, Liquor Liability, Property Carrier Status Admitted, Non-admitted States TX

tKg Wholesale Brokerage

Coverages Assault & Battery, GL, Liquor Liability, Professional Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 37

2016 Annual Program Directory, Volume II Walter General Agency (WGA)

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Bicycle Dealers/Distributors/Rentals/ Manufacturers Prime Insurance Company

RPS NIPC

Western Security Surplus Insurance Brokers Inc.

Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Beauty/Barber Shops/Salons/Schools/ Supplies

Gorst & Compass Insurance

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Anderson & Murison Inc.

Coverages BOP, Professional Liab Carrier Status Admitted States CA

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Auto PersNonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Billiard Parlors Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Boat Rental Firms Atlass Insurance Group

Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States Most States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States

Billing and Collection Services

5Star Workers’ Compensation Services

Sun Coast General Insurance Agency

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

5Star Business Auto Program (Misc. classes)

NIF Group Inc.

All Risks Ltd.

T.H.E. Insurance Company

Evolution Insurance Brokers

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

SASSI - Salon & Spa Specialty Insurance

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States Most States

Sovereign Group Int’l Inc.

Coverages Business Income, Business Interruption, CGL, EPLI, Fire, GL, Hail, Liability, Products Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

TAPCO Underwriters Inc.

Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Topa Insurance Company

Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Identity Theft, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States Most States

Bed & Breakfasts Philadelphia Insurance Companies

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

TitlePac Inc.

Boat Dealers/Brokers Coverages Auto Comm-Standard Liability and Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine, Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

TCA Inc.

Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

38 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Bowling Alleys Coverages Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States Most States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/ Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Breweries Brewery Pak Insurance Programs

Coverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States

Broadcasters AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States

Campgrounds Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Camps Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

INSURANCEJOURNAL.COM

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes McClelland and Hine Inc.

Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Child Care/Day Care Centers Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Appalachian Underwriters Inc.

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, NV

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Casinos Prime Insurance Company

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Caterers

Coverages Abuse & Molestation, Liability, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Bass Underwriters

Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, Assault & Battery, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Great American Ins. Group, Specialty Human Svcs

ProHost USA

Coverages CGL, Commercial Excess, GL, Liquor Liab, Property States Most States

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Western Security Surplus Insurance Brokers Inc.

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Chemical Manufacturers/Distributors Axon Underwriting LLC

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Int’l Coverage - Commercial, Pollution, Pollution Liab, Property Carrier Status Admitted States Most States

ChemPlan - Chemical Insurance

MAXIMUM

Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

International Excess Companies

Coverages Abuse & Molestation, Accident & Health, Business Income, CGL, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 39

2016 Annual Program Directory, Volume II Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Tejas American General Agency

Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Topa Insurance Company

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, IL

Walter General Agency (WGA)

Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO

Chiropractors Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Churches All Risks Ltd.

Coverages Auto Comm-Nonstandard, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability and Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

Bass Underwriters

Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gorst & Compass Insurance

Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Svcs Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Promont Advisors LLC

Coverages CGL, Commercial Excess, Professional Liab, Property Carrier Status Non-admitted States Most States

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability and Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/ Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH

RPS NIPC

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions, Workers’ Comp Carrier Status Admitted States Most States

Claims Adjusters Philadelphia Insurance Companies

Surety One Inc.

Coverages Crime, Cyber Liab, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Commercial Building Owners 5Star D&O Program

Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States

Advanced E&S Group - Midwest Region

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States

Crouse & Associates

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States

MAXIMUM

Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States Most States

Roush Insurance Services Inc.

Coverages Apartment House Package, Auto CommStandard Liability and Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Commercial Marine Companies AmWINS Group Inc. - 80 Offices Nationwide

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Maritime Program Group

Coverages Abuse & Molestation, Business Income, Excess Flood, Flood, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, CA, FL, GA, LA, MS, NC, NJ, NY, SC, TX

Distinguished Programs

Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

MacNeill Group, Inc., CMGA

DUAL Commercial LLC

Coverages Flood, Property, Windstorm Carrier Status Non-admitted States Most States

Markel Personal Lines

International Excess Program Managers

Prime Insurance Company

Gridiron Insurance Underwriters Inc.

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages GL, Inland Marine, Property Carrier Status Non-admitted States Most States

40 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

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TCA Inc.

Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

The American Equity Underwriters Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, FL, TX

Deans & Homer

Coverages Business Income, Crime, Equipment, Fidelity, Inland Marine, Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions

All Risks Ltd.

Coverages Collateral Protection, GL, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States

Insurmark, a Div. of Financial & Prof Risk Solutions

2016 Annual Program Directory, Volume II Community Health Centers

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

5Star Paratransit Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AFC Insurance

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto CommStandard, Blanket Addt’l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Negley Associates

Number One Insurance Agency

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liability, Fire Legal Liability, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Coverages Flood, GL Carrier Status Admitted States MA

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

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Prime Insurance Company

RPS NIPC

Community/Social Services

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard Liability & Phys Dmg, Boiler & Machinery, Business Income & Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Computer Consultants/Programmers Burns & Wilcox - All Offices

Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States

IT Risk Managers Inc.

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

NAS Insurance Services

Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages BOP, E&O Carrier Status Admitted States All States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Concessionaires and Vendors American Specialty Insurance & Risk Services Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States Most States

Prime Insurance Company

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Concrete Pumper Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability and Physical Dmg Carrier Status Admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Property, Tools & Equipment, Truck Auto Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 41

2016 Annual Program Directory, Volume II Norman-Spencer Agency Inc.

Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Condo Associations AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Quirk & Company

Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

RISCO Insurance Brokerage Inc.

Coverages D&O, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Condo/Homeowner Associations Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Advanced E&S Group - Southeast Region

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Excess Flood, Flood, Personal Property, Property, Umbrella Carrier Status Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages BOP, Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liability, Fire Legal Liability, GL, Homeowners Pkg, NonProfit D&O, Property, Real & Business Personal Property Carrier Status Admitted, Non-admitted States Most States

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, GL, Homeowners Pkg, Liability, Non-Profit D&O, Pool & Spa Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Distinguished Programs

Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

DUAL Commercial LLC

Coverages Crime, GL, Property Carrier Status Admitted, Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, GL, Property, Umbrella Carrier Status Admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Quirk & Company

Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

42 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

RISCO Insurance Brokerage Inc.

Coverages CGL, D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

South & Western General Agency Inc.

Coverages GL, Non-Profit D&O, Professional Liab Carrier Status Non-admitted States AR, MS, OK, TN, TX

Sovereign Group Int’l Inc.

Coverages CGL, Commercial Excess, D&O, EPLI, Fire, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

TAPCO Underwriters Inc.

Coverages D&O, GL, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services

Coverages CGL, Cyber Liab, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Condominium Owners

Advanced E&S Group - Southeast Region

Coverages Boiler & Machinery, Difference in Conditions, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States CO, FL

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Arrowhead General Insurance Agency Inc.

Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

Coastal Insurance Underwriters Inc.

Coverages Business Income, CGL, Crime, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, GL, Homeowners Pkg, Liability, Non-Profit D&O, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, TX

Frontline Insurance

Coverages Liability, Personal Liab, Personal Property, Property Carrier Status Admitted States FL, SC

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

International Excess Program Managers

Coverages GL, Inland Marine, Property Carrier Status Non-admitted States Most States

MG Skinner & Associates

Coverages Addt’l Living Expense, Earthquake, Fine Arts, Flood, Food Spoilage, Homeowners Pkg, Loss of Use, Personal Liab, Personal Property, Personal Umbrella, Property, Theft, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States Most States

Preferred Property Programs

Coverages Boiler & Machinery, BOP, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Program Brokerage Corporation

Coverages Apartment House Package, Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Earthquake, Equipment Breakdown, Fire, Fire Legal Liab, Flood, Liability, Real & Business Personal Prop, Umbrella Carrier Status Admitted States NJ, NY, PA

Construction Managers Appalachian Underwriters Inc.

Coverages CGL, Inland Marine, Installation Floaters, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Professional Underwriters Agency Inc.

Ashley General Agency

Hall & Company

Quaker Special Risk (New Jersey)

Axon Underwriting LLC

JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast

Coverages Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Construction Wrap-Up Construction Insurance Partners

Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States

MAXIMUM

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Worldwide Facilities LLC

Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most States

Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Coverages Builders Risk, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Contractors Equip, Equipment, GL, Inland Marine, Installation Floaters, Liability, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Freberg Environmental Inc.

MacNeill Group, Inc., CMGA

Environmental Insurance Agency (EIA)

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Wrap Up Insurance Solutions

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

M.J. Kelly Company

Coverages CGL, E&O, Pollution States Most States

Hall & Company

Consultants-All Kinds

Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Beacon Hill Associates Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

PartnerOne Environmental Prime Insurance Company

Quaker Special Risk (New Jersey)

AMIS/Alliance Marketing & Insurance Services

Quirk & Company

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States

NAS Insurance Services

Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Contractors

INSURANCEJOURNAL.COM

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PMC Insurance Group

B&B Protector Plans Inc.

Prime Insurance Company

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Blanket Waivers, GL, Inland Marine, Property, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Construction Insurance Services LLC

Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States All States

Crouse & Associates

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, Residential `wrap-up`, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Greenwood General Insurance Agency

Coverages Contractors License Bonds, Liability Carrier Status Admitted, Non-admitted States CA

Coverages , Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Construction Insurance Partners

GMI Insurance Services

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Professional Underwriters Agency Inc.

Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Applied Underwriters Inc.

Consultants-Environmental

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

PEO Brokers Group

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Empire Underwriters LLC

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

National Indemnity Company

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Access E&S Insurance Services (VA)

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard Liability and Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

N-Surance Outlets Inc. (Florida)

N-Surance Outlets Inc. (Georgia)

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL

Program Brokerage Corporation

Coverages Builders Risk, Contractors Equip, Liability, OCP, Pollution, Pollution Liab Carrier Status Non-admitted States All States

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States Most States

Surety One Inc.

Coverages Builders Risk, Contractors License Bonds, Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 43

2016 Annual Program Directory, Volume II TAPCO Underwriters Inc.

Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States Most States

tKg Wholesale Brokerage

Coverages CGL, Commercial Excess, Contractors Equip, Workers’ Comp Carrier Status Non-admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

True & Associate

Coverages Contractors License Bonds, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Lost Note Bonds, Performance & Payment Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Walter General Agency (WGA)

Contractors-Artisan Abram Interstate Insurance Services Inc.

Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

Advanced E&S Group - Midwest Region

Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI

Apollo General Ins. Agency Inc.

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

Contractors-Alarm All Risks Ltd.

Brownyard Group

Brownyard Programs Ltd.

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Southwest Risk

Atlas Financial Holdings - View Co. Info on Page 80

Sovereign Group Int’l Inc.

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brecht & Associates

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

Appalachian Underwriters Inc.

Western Security Surplus Insurance Brokers Inc.

Oryx Insurance Brokerage Inc.

Reliable Insurance Managers

SIS Wholesale Insurance Services

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, BOP, Cargo, CGL, Contractors Equip, Excess Liab, GL, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX

Contractors-Air Conditioning

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT

Coverages Auto Comm-Standard, Excess Liab, GL, Property, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Quaker Special Risk (New Jersey)

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Greenwood General Insurance Agency

Coverages Contractors License Bonds, Liability Carrier Status Admitted, Non-admitted States CA, TX

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Insurance Center Special Risks Ltd.

Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Logic Underwriters Inc.

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Monarch E&S Insurance Services

Coverages GL, Inland Marine Carrier Status Admitted - CA

NIF Group Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

Norman-Spencer Agency Inc.

Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

44 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages CGL, GL Carrier Status Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States Coverages Builders Risk, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, EPLI, Fire, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Target Managers Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Contractors-Crane & Rigging Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, On-Hook Cargo, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States Most States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Contractors-Demolition AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Contractors License Bonds, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Contractors-Electrical

Contractors-Excavating/Grading

Contractors-General

Construction Insurance Solutions

Appalachian Underwriters Inc.

Oryx Insurance Brokerage Inc.

Insurance Center Special Risks Ltd.

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States Most States

Contractors-Elevators JM Assoc / Burnham + Co, a Div. of Hub Int’l Northeast

Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Contractors-Environmental AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, CGL, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Axon Underwriting LLC

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Environmental Insurance Agency (EIA)

Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Pioneer Special Risk

Coverages Environmental Liab, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, Environmental Liab, E&O, Equipment, Excess Flood & Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liability, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

INSURANCEJOURNAL.COM

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, PA, RI, VT

NeitClem Wholesale Insurance Brokerage Inc.

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Ashley General Agency

Coverages CGL, Commercial Excess, Inland Marine Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Blanket Addt’l Insureds, GL States AL, AR, CA, CO, FL, GA, ID, IL, MA, MD, MI, NC, NV, NY, OH, OK, OR, SC, TN, UT, VA, WV

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Construction Insurance Solutions

Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

DUAL Commercial LLC

Coverages CGL, GL Carrier Status Non-admitted States Most States

Coverages Fire Legal Liab, GL, Medical Payments, Products Liab Carrier Status Non-admitted States Most States

Contractors-Explosives/Blasting/Drilling

Environmental Insurance Agency (EIA)

Prime Insurance Company

Greenwood General Insurance Agency

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

Contractors-Fire & Water Restoration

Coverages GL, Pollution Liab States Most States Coverages Contractors License Bonds, Liability Carrier Status Admitted, Non-admitted States CA, TX

Insurance Center Special Risks Ltd.

Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

AmWINS Group Inc. - 80 Offices Nationwide

Logic Underwriters Inc.

Beacon Hill Associates Inc.

M.J. Hall & Company Inc.

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States Coverages CGL, E&O, Pollution States Most States

Prime Insurance Company

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Oryx Insurance Brokerage Inc.

Contractors-Fire Protection/Fire Sprinkler

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

All Risks Ltd.

Coverages Auto Comm-Standard Liability and Phys Dmg, Crime, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Brownyard Programs, Ltd.

Coverages CGL, E&O, Excess Liab, Umbrella, Workers' Comp Carrier Status Non-admitted States All States

Construction Insurance Solutions

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Prime Insurance Company

RelMark Program Managers

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, Excess Liab, OCP, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 45

2016 Annual Program Directory, Volume II Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

tKg Wholesale Brokerage

Coverages Excess Liab, Professional Liab, Residential Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Worldwide Facilities LLC

Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Wrap Up Insurance Solutions

The Hanover Insurance Group

Empire Underwriters LLC

Contractors-Oil & Gas

Insurance Center Special Risks Ltd.

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States Most States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Contractors Equip, Inland Marine, Installation Floaters, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Ashley General Agency

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Burnett & Company Inc.

Coverages CGL, Umbrella Carrier Status Non-admitted States Most States

DUAL Commercial LLC

Coverages CGL, Excess Liab Carrier Status Non-admitted States Most States

McClelland and Hine Inc.

Coverages Liability, Umbrella Carrier Status Non-admitted States TX

Prime Insurance Company

Quirk & Company

Contractors-Landscape

Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Applied Underwriters Inc.

Southwest Risk

Builders & Tradesmen’s Insurance Services Inc.

U.S. Risk Insurance Group Inc.

Construction Insurance Solutions

Western Surplus Lines Agency Inc.

Coverages GL, Residential `wrap-up` States Most States

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Nonadmitted States TX

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States Most States

Contractors-Marine

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bumbershoot, Commercial Marine, Equipment, GL, Hull, MEL, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

LIG Marine Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States Coverages GL, Property Carrier Status Non-admitted States All States Coverages Blanket Additional Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liability, Professional Liability, Rented Property, Tools & Equipment Carrier Status Non-admitted States LA, ND, NM, OK, TX

Worldwide Facilities LLC

Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages CGL, GL, Tools & Equip Carrier Status Non-admitted States CT, MA, ME, NH, NY, PA, RI

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Norman-Spencer Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Contractors-Plumbing

Coverages CGL, GL Carrier Status Non-admitted States Most States

Oryx Insurance Brokerage Inc.

Southwest Risk

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Reliable Insurance Managers

Coverages CGL, Property Carrier Status Admitted, Non-admitted States TX

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Contractors-Service Construction Insurance Solutions

Coverages CGL, GL Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Reforestation

Financial Risk Solutions Inc.

SIS Wholesale Insurance Services

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Roofing

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Appalachian Underwriters Inc.

Prime Insurance Company

Construction Insurance Solutions

Coverages Builders Risk, Commercial Excess, GL, Pollution Liab, Property, Residential `wrap-up`, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States

46 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages , Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

Shield Commercial Insurance Services

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Contractors-Swimming Pools Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

Norman-Spencer Agency Inc.

N-Surance Outlets Inc. (Florida)

Negley Associates

N-Surance Outlets Inc. (Georgia)

NIF Group Inc.

Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN

Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States Most States

Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

Quirk & Company

Shield Commercial Insurance Services

RoamNet Insurance Marketing Programs

SIS Wholesale Insurance Services

Roush Insurance Services Inc.

Coverages CGL, GL, Liability Carrier Status Non-admitted States AZ, CA, IA, ID, KS, KY, MN, MT, NC, ND, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WY Coverages CGL, GL Carrier Status Non-admitted States Most States

Contractors-Underground Storage Tank Construction AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Freberg Environmental Inc.

Prime Insurance Company

Convenience Stores Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

All Risks Ltd.

Coverages Employee Benefits, Garage Keepers Legal Liab, GL, Liquor Liab, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Griffin General Agency Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

McClelland and Hine Inc.

Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

McLeckie Insurance Group

Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

INSURANCEJOURNAL.COM

Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Western Security Surplus Insurance Brokers Inc.

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Counselors/Counseling Centers Alliance of Nonprofits for Ins. Risk Retention Group

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Pollution Liab, Umbrella Carrier Status Admitted States Most States

Markel Specialty

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liability, Fire Legal Liability, Inland Marine, Liquor Liability, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Country Clubs All Risks Ltd.

Coverages GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Assault & Battery, Auto Comm-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability and Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Cargo, GL, Nonowned & Hired Auto, Property Carrier Status Admitted States Most States

Axon Underwriting LLC

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Int’l Coverage - Commercial, Pollution, Pollution Liab Carrier Status Admitted States Most States

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 47

2016 Annual Program Directory, Volume II International Excess Program Managers

Coverages Cargo, Crime, E&O, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Prime Insurance Company

Program Risk Specialists

Coverages , Nonowned & Hired Auto Carrier Status Non-admitted States Most States

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Construction Insurance Services LLC

Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

NBIS

Norman-Spencer Agency Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Tejas American General Agency

Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dairies Agricultural Insurance Mgmt Services

Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States

N-Surance Outlets Inc. (Georgia)

Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Student Accident, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Day Care/Preschools Alliance of Nonprofits for Ins. Risk Retention Group

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gorst & Compass Insurance

Coverages CGL, Property Carrier Status Non-admitted States CA

Great American Ins. Group, Specialty Human Services

Irwin Siegel Agency Inc.

Wildlife Insurance Underwriters LLC

Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

www.insurancehelper.com

Coverages GL, Property Carrier Status Admitted States Most States

Prime Insurance Company

N-Surance Outlets Inc. (Florida)

Crop Dusters/Sprayers

Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA

Sports & Fitness Insurance Corporation (SFIC)

Western Surplus Lines Agency Inc.

Monarch E&S Insurance Services

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liability, EPLI, Excess Liab, Fire Legal Liability, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Pollution Liability, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, Completed Operations Liab, EPLI, GL, Liability, Professional Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

48 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

South & Western General Agency Inc.

Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX

TAPCO Underwriters Inc.

Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Continental Brokers Inc.

Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Professional Liab, Property States All States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States Most States

SASSI - Salon & Spa Specialty Insurance

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Universal Insurance Programs

Dealers-Home Heating Oil Prime Insurance Company

Dentists

Prime Insurance Company

B&B Protector Plans Inc.

Coverages Cyber Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States FL

PBS Insurance Underwriting Corporation

Coverages Medical Malpractice, Medical Professional Carrier Status Admitted, Non-admitted States Most States

PULIC Program - TDC Specialty Insurance Company

Dialysis Centers Quaker Special Risk (New Jersey)

Coverages Cyber Liab, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities

Distributors 5Star D&O Program

AFC Insurance

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Prime Insurance Company

Alliance of Nonprofits for Ins. Risk Retention Group

Delivery- Wholesale/Retail 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability and Phys Dmg, Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Cargo Carrier Status Admitted States AZ, CA, NV

Axon Underwriting LLC

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States TX

International Excess Companies

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

INSURANCEJOURNAL.COM

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

5Star Paratransit Program

AmWINS Group Inc. - 80 Offices Nationwide

Rockwood Programs Inc.

Dealers-Propane

Midwestern Insurance Alliance LLC

RPS NIPC

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, DIC, GL, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Axon Underwriting LLC

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States Most States

Brownyard Group

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Joseph Chiarello & Co.; Firearms Business Ins. Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Prime Insurance Company

Professional Program Insurance Brokerage

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages D&O, EPLI, Fiduciary Liab States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most

Driving Ranges Philadelphia Insurance Companies

Coverages Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 49

2016 Annual Program Directory, Volume II Drones/Unmanned Aerial Systems All Risks Ltd.

Coverages Cyber Liab, Excess Liab, GL, Hull, Warranties, Extended Carrier Status Non-admitted States Most States

Dry Cleaners/Laundries All Risks Ltd.

Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States

Irving Weber Associates Inc. (IWA)

World Wide Specialty Programs Inc.

Employment Agencies NAS Insurance Services

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

UCA General Insurance Services

Philadelphia Insurance Companies

Coverages Bailee/Customer Goods, Business Income, Business Interruption, CGL, Crime, Cyber Liab, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Theft, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WI

Dude Ranches IT Risk Managers Inc.

Coverages BOP, CGL, Cyber Liab, D&O, EPLI, Livestock/ Animal Mortality, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

E-cigarette Manufacturers/Distributors Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Emergency Service Org’s Prime Insurance Company

Employee Leasing Firms NAS Insurance Services

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

RPS Technology & Cyber

Surety One Inc.

Coverages Contractors License Bonds, Crime, Cyber Liability, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted States Most States

World Wide Specialty Programs Inc.

Engineers-Environmental Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

Beacon Hill Associates Inc.

Prime Insurance Company

Coverages Environmental Liab, Professional Liab Carrier Status Non-admitted States Most States

RPS Technology & Cyber

Coverages CGL, E&O, Pollution States Most States

Pioneer Special Risk

Prime Insurance Company

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

50 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Engineers-Geotechnical Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Entertainer Buses 5Star Public Auto Program

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States Most States

Prime Insurance Company

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Prime Insurance Company

Environmental Engineers/Consultants/ Contractors Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, CGL, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Arrowhead General Insurance Agency Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Axon Underwriting LLC

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II DUAL Commercial LLC

Coverages Environmental Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

J.M. Wilson

Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

PartnerOne Environmental

Coverages CGL, E&O, Pollution Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Russell Bond & Co. Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Target Professional Programs

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Worldwide Facilities LLC

Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrapup`, Umbrella Carrier Status Admitted, Non-admitted States All States

Exercise/Health Studios/Health Clubs

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Great American Ins. Group, Specialty Human Svcs

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, EPLI, GL, Liability, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Monarch E&S Insurance Services

Coverages CGL, Professional Liab, Property States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Bailee/Customer Goods, Business Income, Business Interruption, CGL, Commercial Excess, Fire, GL, Inland Marine, Liability, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Western Security Surplus Insurance Brokers Inc.

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters Coverages Performance & Payment Bonds, Products Liab States Most States Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Appleby & Sterling

Coverages Liability, Property Carrier Status Admitted States AZ, CA

Citadel Insurance Services, LC

Coverages CGL, Commercial Excess, E&O, Equipment, Food Borne Illness Carrier Status Admitted States Most States

IT Risk Managers Inc.

Mark D. Fredricksen Insurance Services

Markel Specialty

Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

Sierra Specialty

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States Most States

South & Western General Agency Inc.

Family Fun Centers

Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, MS, NM, OK, TN, TX

American Specialty Insurance & Risk Services Inc.

Tejas American General Agency

Evolution Insurance Brokers

Wildlife Insurance Underwriters LLC

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV

Sovereign Group Int’l Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

Coverages EPLI, Equipment, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Umbrella States Most States

Farm & Ranch Abram Interstate Insurance Services Inc.

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States Most States

Parcel Insurance Plan

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Safehold Special Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

T.H.E. Insurance Company

Coverages Cyber Liab, D&O, EPLI, Horse Mortality, Livestock/Animal Mortality, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Liability, Property Carrier Status Admitted States Most States

Meridian Finance Group

NBIS

Agricultural Insurance Mgmt Services

Philadelphia Insurance Companies

Equipment Dealers/Rentals

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Care/Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto -Commercial & Personal, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 51

2016 Annual Program Directory, Volume II Winery Pak Insurance Programs

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Fast Food Restaurants Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

All Risks Ltd.

Coverages Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States

Anderson & Murison Inc.

Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States Most States

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

www.insurancehelper.com

Financial Institutions All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States All States

Floodwatch

Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Insurmark, a Div. of Financial & Prof Risk Solutions, Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Insurance Programs of America Inc.

Meridian Finance Group

Crusader Insurance Company

Coverages Excess Flood, Flood, Food Spoilage, Liability, Liquor Liab, Property, Windstorm Carrier Status Non-admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Feed Lots Mark D. Fredricksen Insurance Services

Coverages Fire, Livestock/Animal Mortality Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Fertilizer Suppliers Sierra Specialty

Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Festivals & Fairs All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Coverages Int’l Coverage - Commercial, Political Risk States Most States

Pioneer Special Risk

Coverages D&O, E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Proctor Financial Inc.

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Russell Bond & Co. Inc.

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States

Fine Art Collections Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States

MiniCo Insurance Agency LLC

Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States

Monarch E&S Insurance Services

Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Firearms Dealers IT Risk Managers Inc.

Coverages CGL, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Joseph Chiarello & Co.; Firearms Business Ins.

Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor Liab, Medical Payments, Products Liability, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Food Trucks Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Food Vendors www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Event Cancellation, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Forestry Services Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Keith D. Peterson & Company Inc.

Coverages Cyber Liab, D&O, Fidelity, Fidelity Bonds, Lost Note Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

U.S. Risk Insurance Group Inc.

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Surety One Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Financial Planners CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages BOP, E&O, Professional Liability Carrier Status Non-admitted States Most States

Markel Specialty

Coverages , E&O Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

52 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Safehold Special Risk

Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Foster Care AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liability, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

RPS NIPC

Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Foundations Alliance of Nonprofits for Ins. Risk Retention Group

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liability, Fire Legal Liability, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liability, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Fraternal Organizations Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Non-Profit D&O, Property Carrier Status Non-admitted States Most States

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Funeral Directors

Sierra Specialty

5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States Most States

Garages 5Star Garage Services & Auto Dealers Program

Coverages Auto Comm-Standard Liability and Phys Dmg, CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

Abram Interstate Insurance Services Inc.

Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV

All Risks Ltd.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Gentleman’s Clubs

Coverages Crime, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Professional Liab, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Alliant Specialty Insurance Services Inc.

Crusader Insurance Company

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States

CRES Insurance Services

Coverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CA

Crouse & Associates

Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Prime Insurance Company

Golf Courses

All Risks Ltd.

Coverages GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coastal Insurance Underwriters Inc.

DMI Insurance Services

Empire Underwriters LLC

Coverages Commercial Excess, Garage Keepers Legal Liab, GKLL, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Evolution Insurance Brokers

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Coverages Accessories, Business Income, Business Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Errant Ball, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hurricane, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Tee-toGreen, Umbrella Carrier Status Non-admitted States FL

Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States Most States

Odds On Promotions

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

MacNeill Group, Inc., CMGA

PMC Insurance Group

National Indemnity Company

Prime Insurance Company

Lancer Insurance Company

Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL, NC, SC, VA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

RoamNet Insurance Marketing Programs

Russell Bond & Co. Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Grain Mills & Elevators Prime Insurance Company

Safehold Special Risk

Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Wildlife Insurance Underwriters LLC

Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 53

2016 Annual Program Directory, Volume II Grocery Stores/Supermarkets Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

American Team Managers Ins. Services Inc.

Coverages CGL, Equipment Breakdown, Property Carrier Status Admitted States CA

Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV, TX

Prime Insurance Company

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Group Homes AFC Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Great American Ins. Group, Specialty Human Services

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liability, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Guides & Outfitters IT Risk Managers Inc.

Coverages CGL, Cyber Liab, EPLI, Personal Property, Property, Trade Shows & Festivals, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Joseph Chiarello & Co.; Firearms Business Ins. Coverages GL, Property, Umbrella Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States Most States

Markel Specialty

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Hazardous Materials Transporters Access E&S Insurance Services (VA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Axon Underwriting LLC

Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Non-admitted States Most States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

J.M. Wilson

Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Prime Insurance Company

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Willis Programs

Coverages Auto Comm-Standard Liability, Cargo, Physical Damage, Pollution States Most States

Health Clubs

Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Anderson & Murison Inc.

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities American Specialty Insurance & Risk Services Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

54 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Burns & Wilcox - All Offices

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Prime Insurance Company

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

NBIS

Safehold Special Risk

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

RPS Bollinger Sports & Leisure

Coverages Liability, Property Carrier Status Admitted States Most States Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States Most States Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Healthcare Facilities

All Risks Ltd.

Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

LTC Global Agency

Coverages Accident & Health, Accident & Sickness, Disability, Short & Long-Term Disability States Most States

Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

NAS Insurance Services

Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Prime Insurance Company

Promont Advisors LLC

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Personal Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Ultra Risk Advisors

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Heavy Equipment Dealers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability and Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Prime Insurance Company

Home Healthcare Providers

Coverages CGL, Commercial Excess, E&O States Most States

Delta General Agency Corp.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts)

All Risks Ltd.

Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Allied Protector Plan

Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

CRC Insurance Services - All Offices

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Logic Underwriters Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States TX

McClelland and Hine Inc.

Coverages Liability, Professional Liab Carrier Status Non-admitted States TX

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Target Professional Programs

Coverages E&O, GL, Professional Liab Carrier Status Admitted States Most States

TitlePac Inc.

Coverages E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers International Excess Companies

Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

International Excess Program Managers Coverages GL, Property States Most States

JM Associates / Burnham + Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Business Interruption, CGL, Employee Benefits, Equipment, Excess Liab, Garage Keepers Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Promont Advisors LLC

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Smith, Bell & Thompson Inc.

Home Inspectors Citadel Insurance Services, LC

Coverages Auto Comm-Standard Liability, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, Fidelity Bonds, Inland Marine, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Homebuilders Appalachian Underwriters Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Empire Underwriters LLC

Coverages Builders Risk, Commercial Excess, GL, High Valued Homes, Pollution Liab, Property, Residential `wrap-up`, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Patriot National Underwriters Inc.

Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 55

2016 Annual Program Directory, Volume II Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

Homeowner Associations Abram Interstate Insurance Services Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA

American Team Managers Ins. Services Inc.

Coverages BOP, D&O, GL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY

AmWINS Group Inc. - 80 Offices Nationwide

Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States

CIBA Insurance Services

Coastal Insurance Underwriters Inc.

Distinguished Programs

Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

New Empire Group

Coverages Cyber Liab, D&O, Excess Liab, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

IT Risk Managers Inc.

Coverages CGL, Employee Benefits, Horse Mortality, Livestock/Animal Mortality, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

Sierra Specialty

Coverages CGL, Horse Mortality, Inland Marine, Livestock/ Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

South & Western General Agency Inc.

Coverages Dwelling Fire, Equipment, GL, Personal Property, Personal Umbrella, Property Carrier Status Admitted States AR, MS, OK, TN, TX

Wildlife Insurance Underwriters LLC

Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States Most States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages CGL, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Bass Underwriters

Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL, GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins.

Delta General Agency Corp.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

All Risks Ltd.

Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

LTC Global Agency

Coverages Accident & Health, Accident & Sickness, Disability, Short & Long-Term Disability States Most States Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Sapphire Blue

Hospitals All Risks Ltd.

Philadelphia Insurance Companies

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Hospice Care Facilities

Horse Breeders/Boarders

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, GL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AFC Insurance

Agricultural Insurance Mgmt Services

Coverages Care/Custody/Control, CGL, Professional Liab Carrier Status Non-admitted States Most States

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Equisure Inc.

Ultra Risk Advisors

Hotels/Motels

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

All Risks Ltd.

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Sapphire Blue

Horse Farms

Promont Advisors LLC

Specialty Programs and Facilities Managers (AmWINS)

Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States

Agricultural Insurance Mgmt Services

RPS Healthcare

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States

56 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages GL, Property Carrier Status Non-admitted States TX

Distinguished Programs

Coverages CGL, Crime, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

Hotels & Resorts Insurance Program - CITA Ins. Services Coverages Auto Comm-Standard, CGL, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Insurance Programs of America Inc.

Coverages Catastrophe, CGL, GL, Hail, Property, Weather, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

N-Surance Outlets Inc. (Florida)

Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Preferred Property Programs

Coverages Boiler & Machinery, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Promont Advisors LLC

Coverages CGL, Property Carrier Status Non-admitted States Most States

Meridian Finance Group

Coverages Performance & Payment Bonds, Political Risk States Most States

Rockwood Programs Inc.

NeitClem Wholesale Insurance Brokerage Inc.

Roush Insurance Services Inc.

Professional Program Insurance Brokerage

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Western Surplus Lines Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Hourly Equipment Rental w/ Operator Prime Insurance Company

Ice Rink Owners & Operators

All Risks Ltd.

Coverages Abuse & Molestation, Equipment Breakdown, GL, Glass, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Safehold Special Risk

T.H.E. Insurance Company

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Importers Axon Underwriting LLC

Coverages All Risks/Cash in Transit, Care/Custody/Control, Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States Most States

Brownyard Group

Cosmetic Insurance Services, a Div. of Frenkel & Co.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Insurance Agents & Brokers (P/C L/H)

All Risks Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Brokers’ Risk

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

In-Home Adult Foster Care Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Accidental Death, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, Developmental Disabilities, Employee Benefits, Environmental Liab, EPLI, GL, Lost Key, Medical Payments, Mental Health Care, Pollution, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Billing Error E&O, Business Income, Business Interruption, Crime, Cyber Liab, D&O, E&O, Educator Legal Liab, GL, Inland Marine, Insurance Broker Bonds, Legal Liab, Misc Professional Liab, Performance & Payment Bonds, Personal Liab, Personal Property, Personal Umbrella, Products Liab, Professional Liab, Property, Protection & Indemnity (P&I) Carrier Status Non-admitted States All States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins. Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

In-Home Businesses RLI Insurance Company

Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States

South & Western General Agency Inc.

Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

CTC Transportation Insurance Services LLC

Coverages Auto Comm-Standard Liability, CGL, Commercial Excess, Motor Truck Cargo, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States

DUAL Commercial LLC

In-Home Child Care

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Markel Specialty

Hagerty Insurance

Coverages Abuse & Molestation, CGL Carrier Status Admitted States Most States

Prime Insurance Company

Topa Insurance Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Auto PersNonstandard, Auto Pers-Nonstandard Phys Dmg, Auto PersStandard, Auto Pers-Standard Phys Dmg States Most States

Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States Most States

Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, IL

International Excess Companies

Industrial Parks

King Insurance Support Systems

Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

LTC Global Agency

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Coverages Accident & Health, Accident & Sickness, Disability, Short & Long-Term Disability States Most States

Maxum Specialty Insurance Group

Coverages E&O, EPLI Carrier Status Non-admitted States Most States

Construction Insurance Partners

Number One Insurance Agency

MG Skinner & Associates

Odds On Promotions

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Property, Real & Business Personal Prop, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities

Innkeepers

Professional Underwriters Agency Inc.

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Business Income, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Coverages , Professional Liab Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Quadrant Insurance Managers

Coverages D&O, Professional Liab Carrier Status Non-admitted States Most States

Rockwood Programs Inc.

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 57

2016 Annual Program Directory, Volume II RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Synergy Professional Associates Inc.

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

US E&O Brokers

Coverages Crime, Cyber Liab, D&O, E&O, Professional Liab, Technology E&O States Most States

Western E&O

Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

Insurance Companies Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States Most States

LTC Global Agency

Coverages Accident & Health, Accident & Sickness, Disability, Short & Long-Term Disability States Most States

Odds On Promotions

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States Most States

Quadrant Insurance Managers

Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States Most States

Internet Companies IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

RPS Technology & Cyber

Investigators All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Sierra Specialty

Hall & Company

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Target Professional Programs

The Mechanic Group Inc.

Investment Advisory Reps CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

Pioneer Special Risk

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms Abram Interstate Insurance Services Inc.

Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV

Anderson & Murison Inc.

Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Burns & Wilcox - All Offices

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Landfills/Recycling/Disposal Facilities Environmental Insurance Agency (EIA)

Coverages Environmental Liab, GL, Pollution Liab States Most States

Prime Insurance Company

Landscape Contractors Brecht & Associates

Coverages Auto Comm-Standard, BOP, Excess Liab, GL, Property Carrier Status Non-admitted States TX

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Solutions

GMI Insurance Services

M.J. Hall & Company Inc.

Oryx Insurance Brokerage Inc.

Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Sovereign Group Int’l Inc.

Coverages CGL, Commercial Excess, Completed Operations Liab, EPLI, Fire, GL, Liability, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

TAPCO Underwriters Inc.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores Crusader Insurance Company

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing

Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Tokio Marine/HCC

Indemnity Excess & Surplus Agency Inc.

Brownyard Group

Brownyard Programs Ltd.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Unifax Insurance Systems Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Land Surveyors

Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Coverages , Auto Comm-Standard Carrier Status Admitted States Most States Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Program Brokerage Corporation

Coverages Contractors Equip, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Landscape Gardeners Anderson & Murison Inc.

Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Brownyard Group

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Property Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Burns & Wilcox - All Offices

Freberg Environmental Inc.

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Tokio Marine/HCC

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

58 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Delta General Agency Corp.

Coverages GL, Property Carrier Status Non-admitted States TX

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Prime Insurance Company

Rockwood Programs Inc.

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Sovereign Group Int’l Inc.

Synergy Professional Associates Inc.

Coverages Business Income, Business Interruption, CGL, Commercial Excess, Contractors Equip, E&O, EPLI, GL, Liability, Misc Professional Liab, Products Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Laser Centers Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

Laundries/Coin Laundry Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

All Risks Ltd.

Coverages GL, Nonowned & Hired Auto, Property Carrier Status Non-admitted States All States

Bass Underwriters

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Nonowned & Hired Auto, Property, Windstorm Carrier Status Non-admitted States Most States

Gridiron Insurance Underwriters Inc.

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Law Firms 5Star D&O Program

Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States

Agency Marketing Services

Coverages E&O, Professional Liab Carrier Status Admitted States AL, CA, CO, CT, DE, FL, GA, KS, KY, LA, MD, MI, MO, NC, NJ, OH, PA, SC, TN, TX, VA

Continental Brokers Inc.

Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Gray-Stone & Co.

Coverages Business Interruption, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Media Liab, Medical, Misc Professional Liab, Non-Profit D&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted States CA

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Liquor Stores Advanced E&S Group - Midwest Region

Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

All Risks Ltd.

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States Most States

Coverages Auto Comm-Nonstandard, Cyber Liab, Employee Benefits, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Target Professional Programs

American Team Managers Ins. Services Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

U.S. Risk Insurance Group Inc.

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Coverages GL, Liquor Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Gorst & Compass Insurance

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

Liquor Pak Insurance Programs

Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Number One Insurance Agency

Willis Programs

Coverages , Professional Liab Carrier Status Admitted, Non-admitted States Most States

Limousine Service Companies 5Star Public Auto Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA

Long Term Care Facilities 5Star Paratransit Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

CRES Insurance Services

Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

Program Brokerage Corporation

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

U.S. Risk Insurance Group Inc.

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States

Western Experts in Transportation

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Lumber Mills/Saw/Plywood Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

Continental Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto CommStandard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 59

2016 Annual Program Directory, Volume II Keith D. Peterson & Company Inc.

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

Safehold Special Risk

Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Woodus K. Humphrey & Co. (AmWINS)

Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Machine Shops All Risks Ltd.

Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CT, GA, IL, IN, KS, MD, MO, MS, NC, NV, PA, TN, VA, DC

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States Most

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most

Prime Insurance Company

Quirk & Company

Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Western Security Surplus Insurance Brokers Inc.

Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Western Surplus Lines Agency Inc.

Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Managed Care Centers 5Star Paratransit Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Evolution Insurance Brokers

Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

NAS Insurance Services

Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Professional Ins. Concepts (fka Crump Prof. Concepts)

Personal Safeguards Group LLC

Ultra Risk Advisors

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Manufacturers 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States Most

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Axon Underwriting LLC

Coverages All Risks/Cash in Transit, Commercial Marine, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Financial Risk Solutions Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

J.M. Wilson

Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Joseph Chiarello & Co.; Firearms Business Ins. Program

Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Prime Insurance Company

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States Most States

tKg Wholesale Brokerage

Coverages CGL, Commercial Excess, Inland Marine, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Walter General Agency (WGA)

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Marina Operators

Atlass Insurance Group

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liability, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States Most States

Burnett & Company Inc.

Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States Most States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

Lancer Indemnity Company

Maritime Program Group

MacAfee & Edwards Inc. - Mexican Insurance Specialist

Markel Personal Lines

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States Most States

Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States

MexiPass International Insurance Services LLC

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages CGL, Commercial Marine, Property, Watercraft Liab Carrier Status Non-admitted States Most States

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

Midlands Management Corp.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Prime Insurance Company

Norman-Spencer International Inc.

Safehold Special Risk

Parcel Insurance Plan

T.H.E. Insurance Company

Coverages Auto Comm-Standard Liability and Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States Coverages Cargo, Inland Marine Carrier Status Admitted States Most States

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

60 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II TCA Inc.

Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States

Marina/Boat Repair & Service Centers

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Sun Coast General Insurance Agency

Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Worldwide Facilities LLC

Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

INSURANCEJOURNAL.COM

Marinas/Boat Dealers

Prime Insurance Company

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Care/Custody/ Control, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States

Midlands Management Corp.

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Medical & Physical Rehab Facilities All Risks Ltd.

Coverages Abuse & Molestation, GL, Nonowned & Hired Auto, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Monitor Liability Managers

Coverages Marina Operators Legal, Property Carrier Status Non-admitted States All States

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Safehold Special Risk

Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

TCA Inc.

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

NAS Insurance Services

Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Quaker Special Risk (New Jersey)

Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

Medical Device/Instrument Manufacturer CRES Insurance Services

Coverages BOP, Professional Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

Quaker Special Risk (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Medical Imaging Centers

Martial Arts Facilities K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States Most States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Ultra Risk Advisors

Coverages Excess Liab, Medical Malpractice, Professional Liab States All States

Medical Marijuana Despensaries/ Growers Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 61

2016 Annual Program Directory, Volume II Medical Professionals Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

CID Insurance Programs Inc.

Coverages Commercial Excess, EPLI, Excess Liab, Liability, Medical, Medical Malpractice, Medical Professional, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, WA

J.M. Wilson

Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

NAS Insurance Services

Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

PBS Insurance Underwriting Corporation

Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

RLI Transportation

Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States

RPS Healthcare

Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States Most States

The McGowan Companies

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Worldwide Facilities LLC

Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Medical Spas Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States Most States

Mental Health Care Facilities AFC Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Irwin Siegel Agency Inc.

Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States Most States

RPS NIPC

Mortgage Bankers/Lenders

All Risks Ltd.

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Insurmark, a Div. of Financial & Prof Risk Solutions, Inc.

Coverages Blanket Forced Placed, Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Proctor Financial Inc.

RPS - Executive Lines Division

Coverages Business Interruption, Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, CGL, Cyber Liability, Employee Benefits, EPLI, Excess Liability, Non-Profit D&O, Nonowned & Hired Auto, Professional Liability, Property, Sexual Misconduct Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Russell Bond & Co. Inc.

Metalworking Companies

TitlePac Inc.

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Mobile Auto Detailer 5Star Garage Services & Auto Dealers Program

Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States

Prime Insurance Company

Mobile Home Parks (Commercial)

Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Mortgage Brokers CRES Insurance Services

Coverages GL, Professional Liab States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WA

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Philadelphia Insurance Companies

Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States

Brecht & Associates

RPS - Executive Lines Division

Anderson & Murison Inc.

Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Evolution Insurance Brokers

Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States

Gorst & Compass Insurance

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity, Kidnap/Ransom Carrier Status Non-admitted States Most States

TitlePac Inc.

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

Motion Picture (Film/Video) Producers

King Insurance Support Systems

All Risks Ltd.

Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA, ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Liability, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States

Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

South & Western General Agency Inc.

U.S. Risk Insurance Group Inc.

Prime Insurance Company

Coverages GL, Property Carrier Status Admitted States AR, MS, NM, OK, TN, TX

62 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

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2016 Annual Program Directory, Volume II Motor Sports All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Crime, GL, Participant Accident, Workers’ Comp Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

AmWINS Transportation Underwriters Inc.

Coverages Accidental Death, Auto Comm-Standard, Business Income, Crime, Disability, E&O, Event Cancellation, Excess Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Participant Accident, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Motorcycle Dealers / Dealerships All Risks Ltd.

Coverages Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States Most States

MBA Insurance Agency of AZ Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg States Most States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

Movie Boats Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Moving & Storage Companies Prime Insurance Company

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States Most States

Moving Companies Delta General Agency Corp.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States TX

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Auto Comm-Standard Liability and Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

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The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States Most States

Night Clubs Innovative Coverage Concepts

Municipalities

Coverages Assault & Battery, CGL, Completed Operations Liab, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States Most States

Alliant Specialty Insurance Services Inc.

International Excess Companies

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

AmWINS Program Underwriters

Coverages Pollution, Pollution Liab States All States

Midlands Management Corp.

NeitClem Wholesale Insurance Brokerage Inc.

NIF Group Inc.

Number One Insurance Agency

Coverages Excess Liab, Liability, Police Professional Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States Most States Coverages Auto Commercial-Standard, Boiler & Machinery, Crime, EPLI, Equipment Breakdown, General Liability, Inland Marine, Property, Public Officials, Umbrella Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Public Officials, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Museums American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States

Distinguished Programs

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

Markel Specialty

Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

Prime Insurance Company

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Nonprofit Organizations Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability and Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

CID Insurance Programs Inc.

Coverages BOP, Commercial Excess, D&O, EPLI, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Great American Ins. Group, Specialty Human Svcs

Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States All States

Nanny Services Prime Insurance Company

Networking/Telecommunication Co’s AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability and Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

RPS Technology & Cyber

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Abuse & Molestation, BOP, EPLI, GL, Liquor Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, VT

Irwin Siegel Agency Inc.

Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Admitted States All States

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2016 Annual Program Directory, Volume II Monitor Liability Managers

Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

NIF Group Inc.

Insurance Programs of America Inc.

Coverages Catastrophe, Earthquake, Equipment Breakdown, Property, Weather, Windstorm Carrier Status Non-admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States

LTC Global Agency

Nonprofits Insurance Alliance of Calif.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Ins. Concepts (fka Crump Prof. Concepts) Coverages D&O, EPLI Carrier Status Admitted States Most States

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Nurseries / Garden Centers Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Property Carrier Status Admitted States Most States

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Nursing Homes 5Star Paratransit Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Coverages Accident & Health, Accident & Sickness, Disability, Short & Long-Term Disability States Most States

Patriot Underwriters Inc.

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States All States

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Quadrant Insurance Managers

Coverages GL, Professional Liab States FL, NJ, TX

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Western Security Surplus Insurance Brokers Inc.

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Nutraceutical Manufacturers/ Distributors Quaker Special Risk (New Jersey)

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Specialty Programs and Facilities Managers (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV

UCA General Insurance Services

Oil & Gas Operators Alliant Specialty Insurance Services Inc.

Burnett & Company Inc.

Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States Most States

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

McClelland and Hine Inc.

Office Building Owners

Southwest Energy Underwriters Inc.

Advanced E&S Group - Midwest Region

American Team Managers Ins. Services Inc.

Coverages Business Interruption, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States Most States

Appleby & Sterling

Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

All Risks Ltd.

Burns & Wilcox - All Offices

Atlas Financial Holdings - View Co. Info on Page 80

CIBA Insurance Services

Coverages Abuse & Molestation, Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

MG Skinner & Associates

Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Liability, Umbrella Carrier Status Non-admitted States TX Coverages CGL, Commercial Excess, Control of Well, Equipment, Pollution, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Transpac Managers Inc.

Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equipment Carrier Status Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liability, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liability, Nonowned & Hired Auto, Pollution Liability, Products Liability, Professional Liability Carrier Status Non-admitted States TX

Orchards - Agriculture

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Agricultural Insurance Mgmt Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Crusader Insurance Company

Evolution Insurance Brokers

Distinguished Programs

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Osteopaths

M.J. Hall & Company Inc.

PULIC Program - TDC Specialty Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

CRC Insurance Services - All Offices

Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

Coverages GL, Property Carrier Status Admitted States CA

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

MacNeill Group, Inc., CMGA

Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL

64 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Parent Teacher Organizations (PTAs/ PTOs) R.V. Nuccio & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Pawn Shops All Risks Ltd.

Coverages Crime, Employee Benefits, Equipment Breakdown, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

Prime Insurance Company

Pest Control Firms 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability and Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket Addt’l Insureds, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Lost Key, Nonowned & Hired Auto, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Burns & Wilcox - All Offices

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Izzo Insurance Services Inc.

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liab, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States All States

Prime Insurance Company

Program Brokerage Corporation

Coverages GL, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Sierra Specialty

Coverages CGL, Excess Liab, Herbicide & Pesticide, Inland Marine, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Sovereign Group Int’l Inc.

Coverages Business Income, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Liquor Liab, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States MA, NJ, NY

Pet Care Professionals Prime Insurance Company

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Pet Salons/Kennels/Supplies

Piers & Docks

Continental Brokers Inc.

All Risks Ltd.

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Evolution Insurance Brokers

Coverages Bailee/Customer Goods, Care/Custody/ Control, D&O, Fire, Fire Legal Liab, Liability, Livestock/ Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Prime Insurance Company

Topa Insurance Company

Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Atlass Insurance Group

Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States

Prime Insurance Company

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

Wildlife Insurance Underwriters LLC

Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States Most States

Petroleum Distributors AmWINS Group Inc. - 80 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Pizza Delivery

All Risks Ltd.

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Target Managers Insurance Services

Prime Insurance Company

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Willis Programs

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Program Risk Specialists

Coverages , Nonowned & Hired Auto Carrier Status Non-admitted States All States

Sunderland Insurance Services Inc.

Allied Protector Plan

Coverages Excess Liab, Nonowned & Hired Auto Carrier Status Non-admitted States Most States

Prime Insurance Company

NeitClem Wholesale Insurance Brokerage Inc.

Physician Assistants Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Physicians Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States Most States

NAS Insurance Services

Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus (Alternative) Carrier Status Non-admitted States Most States

PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States Most States

Ultra Risk Advisors

Coverages Excess Liability, Medical Malpractice, Professional Liability States All States

Plastic Manufacturers & Distributors Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Prime Insurance Company

Smith, Bell & Thompson Inc.

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella Carrier Status Admitted States Most States

Podiatric Physicians Prime Insurance Company

PULIC Program - TDC Specialty Insurance Company

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Police/Law Enforcement Officers Professional Governmental Underwriters

Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 65

2016 Annual Program Directory, Volume II Printers American Team Managers Ins. Services Inc.

Coverages Business Interruption, GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Production Companies All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States

Pioneer Special Risk

Coverages E&O, Professional Liability Carrier Status Non-admitted States Most States

Prime Insurance Company

RPS Technology & Cyber

CIBA Insurance Services

Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liability, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Coverages E&O, EPLI, GL Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

International Excess Program Managers

Coverages Auto Comm-Standard Liability and Phys Dmg, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Faulty Coverage, Inland Marine, Negative Film, Nonowned & Hired Auto, Props, Railroad Protective Liab, Sets, Theft, Wardrobe, Workers’ Comp Carrier Status Admitted States Most States

Sun Coast General Insurance Agency

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Professional Employer Organizations (PEO’s)

US E&O Brokers

Prime Insurance Company

R.V. Nuccio & Associates Inc.

Appalachian Underwriters Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

tKg Wholesale Brokerage

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States Most States Coverages Cyber Liab, E&O, Professional Liability Carrier Status Admitted, Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liability, Nonowned & Hired Auto, Pollution Liability Carrier Status Non-admitted States LA, ND, NM, OK, TX

Coverages Commercial Excess, GL, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

CID Insurance Programs Inc.

Artex Risk Solutions Inc.

Empire Underwriters LLC Libertate Insurance LLC

Coverages E&O, EPLI, GL, Liability, Medical Malpractice, Professional Liab, Umbrella, WC - Buyback Policies, WC - Captive Placement, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States All States

U.S. Risk Insurance Group Inc.

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

World Wide Specialty Programs Inc.

Professionals/Consultants/Contractors Access E&S Insurance Services (VA)

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

J.M. Wilson

Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Property Management Firms Coverages CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liability, Professional Liab, Property, Tenant Discrimination, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

New Empire Group

Coverages BOP, Crime, Cyber Liab, E&O, EPLI, GL, Professional Liab Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Prime Insurance Company

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Property Managers

Coverages GL, Property States Most States

MAXIMUM

Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

MG Skinner & Associates

New Empire Group

Coverages BOP, Crime, Cyber Liab, E&O, EPLI, GL, Professional Liab Carrier Status Admitted States All States

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Walter General Agency (WGA)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities Alliant Specialty Insurance Services Inc.

Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

American Public Risk

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

Brokers’ Risk

Coverages Billing Error E&O, D&O, E&O, Equipment Breakdown, Fidelity Bonds, Fiduciary Liability Carrier Status Non-admitted States All States

Euclid Public Sector

Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

MAXIMUM

Coverages Collateral Protection, Flood, GL, Mortgage Impairment Carrier Status Admitted, Non-admitted States Most States

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

Apartment Insurance Consultants LLC

Midlands Management Corp.

All Risks Ltd.

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States

66 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Coverages Excess Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States Most States

TitlePac Inc.

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

US E&O Brokers

Coverages E&O, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Real Estate Appraisers

The McGowan Companies

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Worldwide Facilities LLC

Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers Professional Ins. Concepts (fka Crump Prof. Concepts)

Herbert H. Landy Insurance Prime Insurance Company

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States AK, LA, NY

RealProEandO

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Agents & Brokers

TitlePac Inc.

Arrowhead General Insurance Agency Inc.

Coverages E&O, Escrow E&O Carrier Status Non-admitted States CA

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

CRES Insurance Services

Coverages E&O, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, CT, FL, GA, IL, IN, MA, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Personal Safeguards Group LLC

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Environmental Liab, Equipment, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, Crime, Environmental Liab, Equipment Breakdown, GL, Inland Marine, Pollution, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Real Estate Developers/Homebuilders

Registered Investment Advisors CalSurance Assoc, Div. of Brown & Brown Program Ins.

Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Construction Insurance Partners

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States

Midlands Management Corp.

Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins. Coverages Misc Professional Liab, Professional Liab States Most States

Fox Point Programs

Coverages E&O, Professional Liab States Most States

Coverages Builders Risk, Contractors Equip Carrier Status Non-admitted States Most States

Pioneer Special Risk

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages , E&O Carrier Status Admitted States All States

Apollo General Ins. Agency Inc.

Burns & Wilcox - All Offices

Logic Underwriters Inc.

Norman-Spencer Agency Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States

Willis Programs

Coverages Cyber Liab, E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

AmWINS Program Underwriters

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Cyber Liab, E&O Carrier Status Admitted States Most States

Target Professional Programs

Recycling Centers All Risks Ltd.

Coverages Auto Comm-Standard Liability and Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

RPS Technology & Cyber

Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

Coverages GL, Property States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States Most States

Records Storage & Info Mgmt International Excess Program Managers

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers 5Star Paratransit Program

Coverages Auto Comm-Standard Liability and Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Prime Insurance Company

Quaker Special Risk (New Jersey)

Professional Ins. Concepts (fka Crump Prof. Concepts)

Quaker Special Risk (New York)

Irwin Siegel Agency Inc.

RealCare Insurance

Southwest Risk

Patriot Underwriters Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

RealProEandO

Recording Studios

Professional Liability Ins Svcs - Underwriting Facilities

Coverages E&O, EPLI, Professional Liab States Most States

Coverages Cyber Liab, E&O Carrier Status Admitted States Most States

RPS - Executive Lines Division

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Kidnap/ Ransom Carrier Status Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

INSURANCEJOURNAL.COM

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

All Risks Ltd.

Coverages Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States Most States

Prime Insurance Company

AFC Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

RPS NIPC

Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 67

2016 Annual Program Directory, Volume II Residential Subcontractors Prime Insurance Company

Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States Most States

Resorts Burns & Wilcox - All Offices

Coverages Auto Commercial-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liability, GL, Inland Marine, Pool & Spa Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

CITA Ins. Services, a Div. of Brown & Brown Program Ins. Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Insurance Programs of America Inc.

Coverages Abuse & Molestation, Assault & Battery, Boiler & Machinery, Catastrophe, CGL, Crime, EPLI, Flood, Food Spoilage, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hail, Liability, Property, Spoilage, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income & Interruption, Care/ Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All

Prime Insurance Company

Willis Programs

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Restaurants 5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Abram Interstate Insurance Services Inc.

Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States AZ, CA, NV

Advanced E&S Group - Midwest Region

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

Burns & Wilcox - All Offices

Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Flood, Food Spoilage, Garage Keepers Legal Liab, Glass, Liquor Liab, Property, Spoilage, Theft, Umbrella Carrier Status Non-admitted States All

AFC Insurance

Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States

All Risks Ltd.

Izzo Insurance Services Inc.

American Team Managers Ins. Services Inc.

Lancer Indemnity Company

Coverages Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages BOP, Business Income, CGL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY

Appalachian Underwriters Inc.

Coverages Business Income, Business Interruption, CGL, Equipment, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appleby & Sterling

Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Bass Underwriters

Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Brecht & Associates

Coverages Auto Comm-Standard Liability and Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, NV, OR, TN, TX, UT, WA

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States Most States

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV

M.J. Kelly Company

Coverages Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Property, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

MAXIMUM

Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

McLeckie Insurance Group

Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

N-Surance Outlets Inc. (Florida)

Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Number One Insurance Agency

Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

PMC Insurance Group

CRES Insurance Services

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Distinguished Programs

Prime Insurance Company

Coverages GL, Liquor Liab Carrier Status Admitted - CA Coverages CGL, GL Carrier Status Admitted States Most

Gabor Insurance Services Inc.

Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL

Griffin General Agency Inc.

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

Innovative Coverage Concepts

Coverages Auto Comm-Standard, Business Income, CGL, Crime, Employee Benefits, Equipment Breakdown, Fine Arts, Food Spoilage, GKLL, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Assault & Battery, BOP, Business Income, GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, PA, RI, VT

Insurance Programs of America Inc.

Coverages Abuse & Molestation, Assault & Battery, Catastrophe, CGL, Earthquake, Equipment Breakdown, Excess Liab, Food Spoilage, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hail, Medical Payments, Property, Spoilage, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

International Excess Companies

Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Irving Weber Associates Inc. (IWA)

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

68 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Professional Liability Ins Svcs - Underwriting Facilities

Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States Most States

Program Brokerage Corporation

Coverages Care/Custody/Control, Crime, Food Spoilage, GL, Liability, Property, Umbrella Carrier Status Admitted States NJ, NY, PA

ProHost USA

Coverages Business Income, CGL, Commercial Excess, Crime, Earthquake, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Flood, Food Borne Illness, Garage Keepers Legal Liab, GKLL, GL, Glass, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Promont Advisors LLC

Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States Most States

RISCO Insurance Brokerage Inc.

Coverages CGL, Crime, Employee Benefits, Liquor Liability, Mechanical Breakdown, Property Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI

RoamNet Insurance Marketing Programs

Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, NM, NV, OR, TX, UT, WA

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

INSURANCEJOURNAL.COM

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States CA, DE, FL, GA, IL, MA, MD, MI, MO, NJ, NY, OH, PA, RI, TN

Sun Coast General Insurance Agency

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States Most States

tKg Wholesale Brokerage

Coverages CGL, Commercial Excess, Crime, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Walter General Agency (WGA)

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Retail Stores 5Star Business Auto Program (Misc. classes)

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States Most States

5Star D&O Program

Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Advanced E&S Group - Midwest Region

American Team Managers Ins. Services Inc.

Coverages Business Interruption, Equipment Breakdown, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Atlas General Insurance Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States TX

MacNeill Group, Inc., CMGA

Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

Monarch E&S Insurance Services

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA

N-Surance Outlets Inc. (Florida)

Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States Most States

Prime Insurance Company

Rockwood Programs Inc.

Coverages Cyber Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

tKg Wholesale Brokerage

Coverages CGL, Commercial Excess, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

UCA General Insurance Services

Coverages , Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NV, OR, UT, WA, WI

Unifax Insurance Systems Inc.

Coverages GL, Property Carrier Status Admitted States CA

Roller Skating Rinks Prime Insurance Company

Scaffold Erectors

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp States Most States

Construction Insurance Services LLC

Coverages Excess Liab, GL Carrier Status Non-admitted States Most States

Prime Insurance Company

School Busing Firms 5Star Contract School Bus Program

Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Schools-Public/Private AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability and Phys Dmg, BOP, Liability, Property, Workers’ Comp States Most States

Brokers’ Risk

RV Dealerships

Coverages Student Accident, WC - Captive Placement, Workers’ Comp Carrier Status Non-admitted States IL

All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States

Charity First Insurance Services Inc.

DMI Insurance Services

Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

MAXIMUM

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

MBA Insurance Agency of AZ Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Non-admitted States Most States

Prime Insurance Company

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Property, Umbrella Carrier Status Admitted States Most States

RV Parks King Insurance Support Systems

Coverages GL, Liability, Mobile Home Ins, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, IL, NM, NV, OR, UT, WA

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Great American Ins. Group, Specialty Human Services

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Services, Crime, Developmental Disabilities, EPLI, Fiduciary Liability, Fire Legal Liability, Inland Marine, Mechanical Breakdown, Misc Professional Liability, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liability, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 69

2016 Annual Program Directory, Volume II The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Western Security Surplus Insurance Brokers Inc.

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Philadelphia Insurance Companies

Scrap Dealers

Prime Insurance Company

All Risks Ltd.

Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Environmental Liab, Equipment, Excess Liab, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Pollution Liab, Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

G.J. Sullivan Company (Orange)

Coverages Auto Comm-Standard Liability and Phys Dmg, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States All States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

The Mechanic Group Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

USG Insurance Services Inc.

Coverages CGL, Excess Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Self-Storage Facilities All Risks Ltd.

Coverages Business Income, CGL, Earthquake, Employee Benefits, Excess Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Pollution Liab, Property, Umbrella, Windstorm, Workers’ Comp Carrier Status Non-admitted States Most States

CIBA Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Crime, Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

Ship Repairers/Marine Artisan Contractor All Risks Ltd.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Maritime Program Group

Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States

Safehold Special Risk

Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States

The American Equity Underwriters Inc.

The Hanover Insurance Group

Deans & Homer

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States Most States

Pioneer Special Risk

GMI Insurance Services

All Risks Ltd.

Prime Insurance Company

Insurance Programs of America Inc.

Securities Brokers/Dealers CalSurance Assoc, Div. of Brown & Brown Program Ins. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Surety One Inc.

Coverages Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

Security Guard Firms All Risks Ltd.

Coverages Assault & Battery, Auto Comm-Standard Liability and Phys Dmg, Care/Custody/Control, Crime, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

AMIS/Alliance Marketing & Insurance Services

Coverages E&O, Liability Carrier Status Non-admitted States Most States

Brownyard Group

Coverages Assault & Battery, Auto Commercial-Standard, Blanket Addt’l Insureds, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Programs Ltd.

Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gray-Stone & Co.

Coverages GL, Umbrella Carrier Status Admitted States CA

Izzo Insurance Services Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States Coverages Catastrophe, Property, Windstorm Carrier Status Non-admitted States Most States

MiniCo Insurance Agency LLC

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States

Safehold Special Risk

Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Universal Insurance Programs

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States Most States

Service Stations All Risks Ltd.

Coverages Employee Benefits, GL, Liquor Liab, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Ship Yards Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Builders Risk, Bumbershoot, Cargo, GL, MEL, Property, Umbrella, USL&H, Workers’ Comp Carrier Status Non-admitted States Most States

Atlass Insurance Group

Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

LIG Marine Managers

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Safehold Special Risk

Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

The American Equity Underwriters Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Shooting Ranges Align General Insurance Agency LLC

Coverages Firearms Liability, GL, Professional Liability, Property States Most States

IT Risk Managers Inc.

Prime Insurance Company

Coverages CGL, Employee Benefits, Firearms Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

RoamNet Insurance Marketing Programs

Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States Coverages BOP, EPLI, Fire Legal Liability, Garage Keepers Legal Liability, GL, Glass, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, IL, MA, ME, MI, NH, NJ, NV, NY, OR, PA, TX, UT, VA, WA

70 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Joseph Chiarello & Co.; Firearms Business Ins.

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Philadelphia Insurance Companies

Prime Insurance Company

Shopping Centers Advanced E&S Group - Midwest Region

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States Most States

Appleby & Sterling

Coverages GL, Property Carrier Status Admitted States AZ, CA, NV

Prime Insurance Company

2016 Annual Program Directory, Volume II

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Shuttle Services 5Star Public Auto Program

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

National Indemnity Company

Prime Insurance Company

Continental Brokers Inc.

RLI Transportation

Crusader Insurance Company

Coverages GL, Property Carrier Status Admitted States CA

Lancer Indemnity Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Nonadmitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Preferred Property Programs

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

Prime Insurance Company

UCA General Insurance Services

Shuttle Service-Non Emergency Medical 5Star Paratransit Program

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Western Experts in Transportation

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Small to Mid-Sized Businesses Advanced E&S Group - Midwest Region

AMIS/Alliance Marketing & Insurance Services

Coverages Auto Comm-Standard Liability and Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

Appleby & Sterling

Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

INSURANCEJOURNAL.COM

Social Clubs Great American Ins. Group, Specialty Human Services

Prime Insurance Company

R.V. Nuccio & Associates Inc.

Coverages Accident & Sickness, Accidental Death, Blanket Addt’l Insureds, CGL, Crime, D&O, EPLI, Inland Marine, Participant Accident Carrier Status Admitted States Most States

Western Security Surplus Insurance Brokers Inc.

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

5Star Paratransit Program

Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

Lancer Indemnity Company

AFC Insurance

Great American Ins. Group - Executive Liability Division

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Irwin Siegel Agency Inc.

5Star D&O Program

5Star Public Auto Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Snow Ski Rental Firms Prime Insurance Company

Applied Underwriters Inc.

ProWriters

All Risks Ltd.

Coverages Auto Comm-Nonstandard, Excess Liab, Professional Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

tKg Wholesale Brokerage

Prime Insurance Company

Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States Most States

Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Snowmobile Tours - Guided

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States Most States

Construction Insurance Partners

RPS Technology & Cyber

Coverages BOP, E&O, GL Carrier Status Admitted States Most States Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Container Refrigeration Break, Crime, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Historic Bldgs/Unique Property, Lessor Only Excess Liab, Liability, Liquor Liab, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Religious Institutions, Spoilage, Tanning Liab, Technology E&O, Trade Shows & Festivals Carrier Status Non-admitted States IL, IN, OH

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Alliance of Nonprofits for Ins. Risk Retention Group

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Allied Protector Plan

Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 71

2016 Annual Program Directory, Volume II Charity First Insurance Services Inc.

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Great American Ins. Group - Executive Liability Division

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Irwin Siegel Agency Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Specialty

Monitor Liability Managers

Coverages E&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

NIF Group Inc.

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Nonprofits Insurance Alliance of Calif.

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Patriot Underwriters Inc.

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

Prime Insurance Company

Russell Bond & Co. Inc.

Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Software Developers Access E&S Insurance Services (VA)

Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX

N-Surance Outlets Inc. (Florida)

Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN

N-Surance Outlets Inc. (Georgia)

Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN

Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC

NeitClem Wholesale Insurance Brokerage Inc.

AMIS/Alliance Marketing & Insurance Services

Number One Insurance Agency

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States Most States

IT Risk Managers Inc.

Coverages BOP, Cyber Liab, D&O, EPLI, Excess Liab, Professional Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

RPS Technology & Cyber

Special Events Abram Interstate Insurance Services Inc.

Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA

All Risks Ltd.

Coverages Contingent Coverages, Excess Liab, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Physical Damage, Prize Indemnification, Products Liab, Umbrella Carrier Status Non-admitted States Most States

American Specialty Insurance & Risk Services Inc.

Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX Coverages GL, Liquor Liab Carrier Status Admitted States MA

Odds On Promotions

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States All States

Prime Insurance Company

R.V. Nuccio & Associates Inc.

Coverages Accidental Death, CGL, Event Cancellation, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Safehold Special Risk

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

USG Insurance Services Inc.

Coverages CGL, Inland Marine, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States Most States

www.insurancehelper.com

Brokers’ Risk

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Burns & Wilcox - All Offices

Irwin Siegel Agency Inc.

Ashley General Agency

Coverages Hole-in-One, Trade Shows & Festivals Carrier Status Non-admitted States TX Coverages Event Cancellation, Umbrella Carrier Status Non-admitted States All States Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Gateway Specialty Insurance

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Hole In One International

Coverages Contingent Coverages, Hole-in-One, Prize Indemnification, Tee-to-Green, Weather States Most States

Indemnity Excess & Surplus Agency Inc.

RPS NIPC

Coverages GL, Liquor Liab Carrier Status Admitted, Nonadmitted States CT, MA, ME, NH, NY, PA, RI, VT

McClelland and Hine Inc.

Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

Insurance Center Special Risks Ltd. K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States

72 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Substance Abuse Program Admins Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Surgery Centers NAS Insurance Services

Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Quaker Special Risk (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Taxi Service 5Star Public Auto Program

Coverages Auto Comm-Standard Liability and Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States

KF&B Program Managers Insurance Services

Great American Ins. Group, Specialty Human Services

Tanning Salons

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted States Most States

Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States

M.J. Kelly Company

Coverages Business Income, CGL, GL, Professional Liab, Umbrella States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Property Carrier Status Non-admitted States All States

Universal Insurance Programs

Tattoo Parlors/Permanent Makeup/Body Piercing All Risks Ltd.

Coverages Employee Benefits, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Non-admitted States Most States

CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA

Prime Insurance Company

Professional Program Insurance Brokerage

Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Tax Preparers & Bookkeepers All Risks Ltd.

Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States AL, AZ, CA, CO, FL, IA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, OK, OR, PA, SC, TN, TX, VA, WA

Herbert H. Landy Insurance

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Prime Insurance Company

INSURANCEJOURNAL.COM

Theatre Production Companies Gales Creek Insurance, a Div. of JD Fulwiler & Co.

RPS Healthcare

Insurtec Tanning and Spa Insurance

Atlas Financial Holdings - View Co. Info on Page 80

Coverages Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, GL, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States Most States

World Wide Specialty Programs Inc.

Prime Insurance Company

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Title Agents Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Temporary Medical Staffing

PMC Insurance Group

Gerald J. Wilkoff Inc.

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

World Wide Specialty Programs Inc.

Temporary Staffing Firms All Risks Ltd.

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/ Control, CGL, Crime, Employee Benefits, EPLI, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Artex Risk Solutions Inc.

Logic Underwriters Inc.

Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Professional Ins. Concepts (fka Crump Prof. Concepts)

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

TitlePac Inc.

Coverages Cyber Liab, E&O, Escrow E&O, Fidelity Bonds, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Tour & Charter Bus Services 5Star Public Auto Program

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

KF&B Program Managers Insurance Services

Coverages Commercial Excess, GL, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Midwestern Insurance Alliance LLC

Empire Underwriters LLC

Philadelphia Insurance Companies

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Prime Insurance Company

RLI Transportation

Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States

Tow Truck Firms

RPS Technology & Cyber

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Income, Business Interruption, Care/ Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

U.S. Risk Insurance Group Inc.

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

Coverages Auto Commercial-Standard Liability, CGL, Crime, E & O, EPLI, Excess Liability, Workers’ Comp Carrier Status Non-admitted States Most States

B&B Protector Plans Inc.

Coverages Auto Comm-Standard, CGL, Garage Keepers Legal Liab, GKLL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop Carrier Status Admitted States AR, CO, DE, FL, GA, IA, IL, IN, KY, MD, MI, MN, NC, NM, OH, PA, SC, TN, VA, WI, WV

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 73

2016 Annual Program Directory, Volume II Prime Insurance Company

Russell Bond & Co. Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, On-Hook Cargo, Property, Truck Auto Liab, Umbrella Carrier Status Admitted States Most States

Trade Show Exhibitors BUA LLC

Coverages Excess Liab, GL Carrier Status Admitted States Most States

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hole-inOne, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Translators & Interpreters Fox Point Programs

Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States

Professional Program Insurance Brokerage

Coverages Abuse & Molestation, BOP, GL, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Trap & Skeet Shooting Clubs Joseph Chiarello & Co.; Firearms Business Ins. Program Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Travel Agents & Tour Operators Fox Point Programs

Coverages E&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States All States

Prime Insurance Company

Travel Trailers Prime Insurance Company

Truck Body/Manufacturers/Distributors Prime Insurance Company

Willis Programs

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Truck Dealers - Franchised All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States

Prime Insurance Company

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Truckers/Trucking Firms 5Star Non-Trucking Liability Program

Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States

5Star Trucking Program

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

5Star Workers’ Compensation Services

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Align General Insurance Agency LLC

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV

All Risks Ltd.

Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CT, GA, IL, IN, KS, MO, MS, NC, NV, PA, SC, TN, VA

American Team Managers Ins. Services Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted States CA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Liability and Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States Most States

AmWINS Transportation Underwriters Inc.

Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Applied Underwriters Inc.

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Burns & Wilcox - All Offices

Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Crouse & Associates

Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States

Empire Underwriters LLC

Coverages Commercial Excess, GL, Motor Truck Cargo, Pollution Liab, Property, USL&H, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Nonadmitted States Most States

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

Griffin General Agency Inc.

Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

Guardian Insurance Wholesalers Inc.

Coverages Cargo, GL, Liability, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

74 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

Interline Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

International Excess Program Managers

Coverages Cargo, GL, Property Carrier Status Admitted, Non-admitted States Most States

International Transportation & Marine Agency Inc.

Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States

J.M. Wilson

Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA

M.J. Kelly Company

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, Excess Liab, GL, Long Haul, Medical Payments, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

MacAfee & Edwards Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage Personal Carrier Status Non-admitted States Most States

MacNeill Group, Inc., CMGA

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted, Non-admitted States FL

MAXIMUM

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States

MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage Personal States All States

Midlands Management Corp.

Coverages Accident & Health, Accidental Death, Occupational Accident Carrier Status Non-admitted States Most States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

N-Surance Outlets Inc. (Georgia)

Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN

National Advantage Insurance Services Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX

Paul Hanson Partners Specialty/Mover’s Choice Program Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States Most States

Prime Insurance Company

RLI Insurance Company

Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States

RLI Transportation

Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States

Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

South & Western General Agency Inc.

Coverages Auto Comm-Standard Liability and Phys Dmg, Cargo, Long Haul Carrier Status Admitted States AR, MS, OK, TN, TX

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II tKg Wholesale Brokerage

Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard Liability, Cargo, CGL, Commercial Excess Carrier Status Non-admitted States Most States

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

Used Car Dealers All Risks Ltd.

Coverages Physical Damage, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Appalachian Underwriters Inc.

Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Brecht & Associates

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Williams & Stazzone Insurance Agency Inc.

Coverages Crime, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property Carrier Status Admitted States All States

Utilities-Natural Gas Companies

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Safehold Special Risk

Coverages Boiler & Machinery, Business Interruption, Catastrophe, Equipment, Equipment Breakdown, GL, Hail, Inland Marine, OCP, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Sierra Specialty

Winery Pak Insurance Programs

Prime Insurance Company

Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

Willis Programs

Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States

CRC Insurance Services - All Offices

CRES Insurance Services

Valet Parking Companies

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CA

DMI Insurance Services

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

Lancer Insurance Company

Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY

M.J. Hall & Company Inc.

All Risks Ltd.

Coverages Garage Keepers Legal Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Alliant Specialty Insurance Services Inc.

Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

McLeckie Insurance Group

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Prime Insurance Company

Sierra Specialty

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

Surety One Inc.

Coverages Contractors License Bonds, Crime, Cyber Liab, D&O, Fidelity, Fidelity Bonds, Surety Bonds Carrier Status Admitted, Non-admitted States Most States

USG Insurance Services Inc.

Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States

INSURANCEJOURNAL.COM

Professional Program Insurance Brokerage

Quaker Special Risk (Mass.)

Coverages Garage Liability, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

National Indemnity Company

Prime Insurance Company

M.J. Kelly Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States Most States

U.S. Risk Insurance Group Inc.

McClelland and Hine Inc.

Coverages CGL, EPLI, Products Liab Carrier Status Non-admitted States Most States

Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, NV Coverages Dealers Open Lot, Fidelity Bonds, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists States AR, CO, FL, IA, ID, IL, KS, MO, MS, MT, NM, OK, TN, TX, UT

Vitamin/Health Food Suppliers

Quaker Special Risk (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Worldwide Facilities LLC

Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

USG Insurance Services Inc.

Warehouse Operators AmWINS Program Underwriters

Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States

Vendor Management Services Prime Insurance Company

World Wide Specialty Programs Inc.

Veterinarians

Brightstone Delivery Insurance LLC

Coverages Addt’l Expense, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/ Control, Cargo, CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Flood, Freight Forwarder, Legal Liab, Liability, Loss of Use, Motor Truck Cargo, Nonowned & Hired Auto, Occupational Accident, Physical Damage, Products Liab, Theft, Truck Broker, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Empire Underwriters LLC

Coverages Commercial Excess, GL, Pollution Liab, Property, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Gorst & Compass Insurance

Prime Insurance Company

Vineyards

Coverages BOP, Business Income Carrier Status Non-admitted States CA

Midlands Management Corp.

Coverages Legal Liab, Property Carrier Status Non-admitted States Most States

National Advantage Insurance Services Inc.

Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX

Agricultural Insurance Mgmt Services

Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States

Apollo General Ins. Agency Inc.

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Prime Insurance Company

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Equipment, GL, Liquor Liab, Products Liab, Property, Spoilage, Tools & Equip Carrier Status Admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 75

2016 Annual Program Directory, Volume II Waste Haulers

Weddings

Wood Workers

Align General Insurance Agency LLC

All Risks Ltd.

AmWINS Group Inc. - 80 Offices Nationwide

All Risks Ltd.

B&B Protector Plans Inc.

Alliant Specialty Insurance Services Inc.

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability and Phys Dmg, Cargo, CGL Carrier Status Admitted States AZ, CA, NV Coverages Excess Liab, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

AmWINS Group Inc. - 80 Offices Nationwide

Coverages Auto Comm-Standard Liability and Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

AmWINS Program Underwriters

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States

Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Brecht & Associates

Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Guardian Insurance Wholesalers Inc.

Coverages GL, Liability, Physical Damage Carrier Status Admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

PMC Insurance Group

Coverages , Workers’ Comp Carrier Status Admitted States Most States

Prime Insurance Company

Water Well Drilling Operation Co’s Prime Insurance Company

Western Surplus Lines Agency Inc.

Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Willis Programs

Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Water/Wastewater Facilities Beacon Hill Associates Inc.

Coverages CGL, E&O, Pollution States Most States

Freberg Environmental Inc.

Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States Most States

Hall & Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

NIF Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States AZ, MA, NJ, NY, PA, TN

Philadelphia Insurance Companies

Coverages Excess Liab, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Umbrella Carrier Status Non-admitted States Most States Coverages Event Cancellation, Liability, Liquor Liab Carrier Status Admitted States Most States Coverages CGL, Event Cancellation, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel Personal Lines

Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States

R.V. Nuccio & Associates Inc.

Coverages Addt’l Expense, Event Cancellation, Hurricane, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Personal Liab, Physical Damage Rental Units, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

Wildlife Control Brownyard Group

Prime Insurance Company

Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States Most States

Keith D. Peterson & Company Inc.

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Pennsylvania & Indiana Lumbermens Mutual Ins. Co’s

Coverages Auto Comm-Standard, CGL, Commercial Marine, EPLI, Equipment Breakdown, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States Most States

Woodus K. Humphrey & Co. (AmWINS)

Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

Wrecking Contractors Apollo General Ins. Agency Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fidelity, Fidelity Bonds, Inland Marine, Performance & Payment Bonds, Pollution, Property, Railroad Protective Liab, Real & Business Personal Prop, Stop-Gap, Tools & Equip, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

Prime Insurance Company

Yacht Clubs

Atlass Insurance Group

Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

Maritime Program Group

Wineries

Coverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Apollo General Ins. Agency Inc.

Markel Personal Lines

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Equipment, GL, Inland Marine, Liquor Liab, Products Liab, Property, Tools & Equip Carrier Status Admitted States Most States

Markel Specialty

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

Midlands Management Corp.

Coverages Hull, Medical Payments, Protection & Indemnity (P&I), Watercraft Liab Carrier Status Admitted, Non-admitted States All States

Prime Insurance Company

Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Sierra Specialty

Safehold Special Risk

South & Western General Agency Inc.

TCA Inc.

Professional Liability Ins Svcs - Underwriting Facilities

Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Coverages CGL, Property Carrier Status Admitted States All States

Prime Insurance Company

Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States Most States

76 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

INSURANCEJOURNAL.COM

2016 Annual Program Directory, Volume II Yachts/Mega Yachts

Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States Most States

Insurance Center Special Risks Ltd.

Coverages Emergency Towing & Service, Hull, Medical Payments, Personal Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, PA, RI, VT

Youth Sports Associations Brokers’ Risk

Coverages Accidental Death, Student Accident Carrier Status Non-admitted States IL

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Gateway Specialty Insurance

Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Coverages Abuse & Molestation, EPLI, GL, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Markel Personal Lines

K&K Insurance Group Inc.

Maritime Program Group

Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States

Prime Insurance Company

Quaker Special Risk (Florida)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Quaker Special Risk (New Jersey)

Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

Quaker Special Risk (New York)

Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

TCA Inc.

Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Terheggen/Malone Marine Insurance

Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

INSURANCEJOURNAL.COM

Coverages , Abuse & Molestation, CGL, Crime, D&O, Inland Marine, Participant Accident States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard Liability and Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States All

Prime Insurance Company

RPS Bollinger Sports & Leisure

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States Most States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Accident & Health, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, GL, Hole-in-One, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Participant Accident, Personal Liab, Products Liab, Sexual Misconduct Liab, Student Accident, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 77

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765 results for “workers comp”

2016 Annual Program Directory Volume II – Alphabetical Directory of Markets 5Star Business Auto Program (Misc. classes) 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 businessauto@5starsp.com www.5starsp.com

5Star Contract School Bus Program

444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 schoolbusny@5starsp.com www.5starsp.com

5Star D&O Program

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 dando@5starsp.com www.5starsp.com

5Star Garage Services & Auto Dealers Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 autodealers@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 nontrucking@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 paratransit@5starsp.com www.5starsp.com

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 publicauto@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 trucking@5starsp.com www.5starsp.com

5Star Workers’ Compensation Services

906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 workcomp@5starsp.com www.5starsp.com

Abram Interstate Insurance Services, Inc. 2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com For more info, see our ad on page 4 (West).

Access E&S Insurance Services (VA)

2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

Group, Inc. - 80 Offices Nationwide Advanced E&S Group - Southeast Region AmWINS See Website for Locations 3250 N. 29th Ave., Hollywood, FL 33020 Phone: (954) 416-9571 scook@advancedesgroup.com www.advancedesgroup.com

Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 dina.tristani@afcins.com www.afcins.com

Agency Marketing Services

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702 Phone: (800) 542-2805, Fax: (727) 343-4123 info@agencymarketing.com www.agencymarketing.com

Agricultural Insurance Mgmt Svcs.

1496 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

150 N. Michigan Ave., Ste. 2800, Chicago, IL 60601 Phone: (312) 957-4040, Fax: (855) 301-8177 quote@advancede-s.com www.aesins.com

INSURANCEJOURNAL.COM

214 Senate Ave., Ste. 201 Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St. Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

Anderson & Murison, Inc.

800 W. Colorado Blvd. Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 jmccarthy@amqts.com www.andersonmurison.com For more info, see our ad on page 30 (National).

Align General Insurance Agency, LLC

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500 info@aligngeneral.com www.aligngeneral.com

Apartment Insurance Consultants, LLC

All Risks, Ltd.

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

Alliance of Nonprofits for Ins. Risk Retention Group P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

7000 N. Mopac Expy, Ste. 250 Austin, TX 78731 Phone: (512) 467-7299, Fax: (512) 452-7288 amandas@aicinsure.com www.AICinsure.com

Apollo General Ins. Agency, Inc.

P.O. Box 1508, Sonoma, CA 95476 Phone: (800) 624-5829, Fax: (707) 996-7912 nikkic@apgen.com www.apgen.com

Appalachian Underwriters, Inc.

800 Oak Ridge Turnpike, Ste. A-1000 Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Appleby & Sterling

Allied Protector Plan

655 N. Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

American Public Risk

9020 Stony Point Pkwy, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Specialty Insurance & Risk Services, Inc. 7609 W. Jefferson Blvd., Fort Wayne, IN 46804 Phone: (800) 245-2744, Fax: (260) 969-4729 bschall@amerspec.com www.amerspec.com

American Team Managers Ins. Services, Inc.

Advanced E&S Group - Midwest Region

AmWINS Program Underwriters

2290 Agate Ct., Ste. D Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com

Applied Underwriters, Inc.

P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com For more info, check out our ad on the Back Cover and pages 2 & 3 (National).

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100 San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

AMIS/Alliance Marketing & Insurance Services

2 Pierce Place, Itasca, IL 60143 Phone: (630) 694-5050, Fax: (630) 285-4199 artexinfo@artexrisk.com www.artexrisk.com

P.O. Box 567, San Marcos, CA 92079 Phone: (760) 471-7116, Fax: (760) 471-9378 mnowell@amiscorp.com www.amisinsurance.com

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 79

2016 Annual Program Directory Volume II – Alphabetical Directory of Markets Burnett & Company, Inc.

1300 Post Oak Blvd., Ste. 700, Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com For more info, see our ad on page 8 (S. Central).

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400 Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Ashley General Agency

2040 N. Loop 336 W, Ste. 200 Conroe, TX 77304 Phone: (936) 441-5959, Fax: (936) 521-5922 hnelson@ashleyga.com www.ashleyga.com

Atlas Financial Holdings: American Country, American Service, Gateway, Global Liberty Insurance Co’s 150 Northwest Point Blvd., 3rd Fl Elk Grove Village, IL 60007 Phone: (847) 700-8224, Fax: (847) 952-7019 marketing@atlas-fin.com www.atlas-fin.com

Atlas General Insurance Services

4365 Executive Dr., Ste. 400 San Diego, CA 92121 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com atlas.us.com For more info, see our ad on page 22 (National).

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 businessdevelopment@bassuw.com www.bassuw.com

Beacon Hill Associates, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com For more info, see our ad on page 7 (S. Central).

Brewery Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

Brightstone Delivery Insurance, LLC

145 Huguenot St., Ste. 501, New York, NY 10801 Phone: (877) 862-4755, Fax: (914) 636-0802 smiles@brightstoneins.com www.brightstoneins.com/deliveryinsurance

Brokers’ Risk

155 N. Wacker Dr., Ste. 3700, Chicago, IL 60606 Phone: (800) 255-1195, Fax: (312) 906-8116 info@brokersrisk.com www.brokersrisk.com

Axon Underwriting, LLC

198 W. High St., Somerville, NJ 08876 Phone: (908) 947-0867, Fax: (908) 253-8503 info@axonu.com www.axonu.com

B&B Protector Plans, Inc.

655 N. Franklin St., Tampa, FL 33602 Phone: (813) 222-4031, Fax: (813) 222-4040 hkirchen@bbprograms.com www.insureyourtowtruck.com

CalSurance Associates, a Div. of Brown & Brown Program Ins. Svcs 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (888) 492-4060, Fax: (800) 607-6875 info@calsurance.com www.calsurance.com

CAMICO

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com

Charity First Insurance Services, Inc.

1255 Battery St., Ste. 450, San Francisco, CA 94111 Phone: (800) 352-2761, Fax: (415) 536-4033 Riley_Binford@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance

8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

CIBA Insurance Services

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 lqiang@cibaservices.com www.cibaservices.com

Atlass Insurance Group

Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com For more info, see our ad on page 7 (National).

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

1300 SE 17 St., Ste. 220 Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 nolds@atlassinsurance.com www.atlassinsurance.com

Burns & Wilcox - All Offices

Brownyard Programs, Ltd.

91 E. Main St., Bay Shore, NY 11706 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com We are Program Administrators focused exclusively on the Private Security Industry. We provide General/ Professional Liability, Foreign Liability, Excess/ Umbrella Liability, Workers’ Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

BUA, LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Builders & Tradesmen’s Insurance Services, Inc. 6610 Sierra College Blvd., Rocklin, CA 95677 Phone: (877) 649-6682, Fax: (916) 772-9292 info@btisinc.com www.btisinc.com

80 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com

CITA Insurance Services, a Div. of Brown & Brown Program Ins. Svcs 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (888) 594-4095, Fax: (714) 978-2692 inquiries@citainsurance.com www.citainsurance.com

Citadel Insurance Services, LC

826 E. State Rd., Ste. 100, American Fork, UT 84003 Phone: (801) 610-2700, Fax: (801) 610-2701 info@citadelus.com www.citadelus.com

Coastal Insurance Underwriters, Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004 Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Construction Insurance Partners

Delta General Agency Corp.

Floodwatch

Construction Insurance Services, LLC

Distinguished Programs

Fox Point Programs

308 N. 21st St., Ste. 200, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com 5949 Sherry Ln., Ste. 1175, Dallas, TX 75225 Phone: (214) 884-1800, Fax: (214) 884-1801 kcurley@constructioninsuranceservices.com www.constructioninsuranceservices.com

Construction Insurance Solutions

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Continental Underwriters, Inc.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 mark.nies@insurmark.com www.floodwatchins.com

1180 Ave. of the Americas, 16th Fl, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 marketing@distinguished.com www.distinguished.com

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 499-7242, Fax: (302) 472-8529 info@foxpointprg.com www.foxpointprg.com

Freberg Environmental, Inc.

DMI Insurance Services

2000 S. Colorado Blvd., Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

Frontline Insurance

DUAL Commercial, LLC

500 International Parkway, Lake Mary, FL 32746 Phone: (877) 744-5224, Fax: (407) 444-5234 info@flhi.com www.FrontlineInsurance.com

1100 5th Ave. South, Ste. 301, Naples, FL 34102 Phone: (973) 631-7575, Fax: (239) 263-1808 marketing@dualcommercial.com www.dualcommercial.com

G.J. Sullivan Company (Orange)

4901 Dickens Rd., Ste. 110, Richmond, VA 23230 Phone: (804) 643-7800, Fax: (804) 643-5800 preston@contund.com www.contund.com

Cosmetic Insurance Services, a Div. of Frenkel & Company

601 Plaza 3, 6th Fl, Jersey City, NJ 07311 Phone: (201) 356-0057, Fax: (201) 356-0055 khegel@frenkel.com www.frenkel.com/cosmetic-insurance.html For more info, see our ad on page 20 (National).

CPA Protector Plan

655 North Franklin St., Ste. 1800, Tampa, FL 33602 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

CRC Insurance Services - All Offices

See Website for Locations Corporate Headquarters - Birmingham, AL 35209 Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

CRES Insurance Services

15010 Avenue of Science #100, San Diego, CA 92128 Phone: (858) 618-1648, Fax: (858) 618-1655 info@cresinsurance.com www.cresinsurance.com

Crouse & Associates

650 California St., San Francisco, CA 94108 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crusader Insurance Company

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

CTC Transportation Insurance Services LLC 611 W. Fort Scott St., Butler, MO 64730 Phone: (760) 487-7399, Fax: (760) 487-7401 info@coast-ins.com www.coast-ins.com For more info, see our ad on page 12, 13 (National).

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 andrew@deanshomer.com www.deanshomer.com INSURANCEJOURNAL.COM

2400 E. Katella Ave., Ste. 500, Anaheim, CA 92806 Phone: (714) 221-9530, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Empire Underwriters, LLC

Gabor Insurance Services, Inc.

Empire Underwriters is a National Managing General Agency, Insurance Wholesaler, Excess and Surplus lines facility and Program Manager serving Producers in 46 states. Whether a Niche Account or Main Street Business, Empire has New Online Raters providing you with instant quotes and indications.

Gales Creek Insurance, a Div. of JD Fulwiler & Co.

Environmental Insurance Agency (EIA)

1170 Devon Park Dr., Wayne, PA 19087 Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7055, Fax: (786) 924-7065 mgabor@gaborinsurance.com www.gaborinsurance.com

12300 Race Track Rd., Tampa, FL 33626 Phone: (800) 758-8113, Fax: (813) 448-9310 quotes@empireunderwriters.com www.empireunderwriters.com

8285 SW Nimbus Ave., Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 info@eiains.com www.eiains.com

Equisure, Inc.

13790 E. Rice Pl., Ste. 100, Aurora, CO 80015 Phone: (800) 752-2472, Fax: (303) 614-6967 info@equisure-inc.com www.equisure-inc.com

5727 SW Macadam, Portland, OR 97239 Phone: (503) 293-8325, Fax: (503) 293-5418 bbaker@jdfulwiler.com www.galescreek.com

Gateway Specialty Insurance

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Euclid Architects & Engineers

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidae.com www.euclidae.com

Euclid Public Sector

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 mail@euclidps.com www.euclidps.com

Evolution Insurance Brokers

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Financial Risk Solutions, Inc.

180 N. LaSalle St., Ste. 3700, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Gorst & Compass Insurance

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@gorstcompass.com www.gorstcompass.com For more info, see our ad on page 5 (West).

Gray-Stone & Co.

275 E. Hillcrest Dr., Ste. 250 Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: 805294985 hstone@gray-stone.com www.gray-stone.com DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 81

2016 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Hotels & Resorts Insurance Program - CITA Insurance Services 681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

Great American Insurance Group Executive Liability Division

1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (866) 424-4758, Fax: (888) 513-5593 clwood@gaig.com www.SpecialtyHumanServices.com

Greenwood General Insurance Agency

2509 Lake Ave., Atladena, CA 91001 Phone: (646) 817-9100, Fax: (626) 817-9105 info@gwgeneral.com www.ggeneral.com

Indemnity Excess & Surplus Agency, Inc.

Irwin Siegel Agency, Inc.

Innovative Coverage Concepts

IT Risk Managers, Inc.

Insurance Center Special Risks, Ltd.

Izzo Insurance Services, Inc.

1915 NW AmberGlen Pkwy, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com 8 Wood Hollow Rd., Parsippany, NJ 07054 Phone: (877) 615-5488 robertc@innocov.com www.innocov.com 20 Gold St, Agawam, MA 01001 Phone: (888) 773-7475, Fax: (413) 781-0050 info@specilarisksltd.com www.specialrisksltd.com

Griffin General Agency, Inc.

363 N. Sam Houston Pkwy E, Ste. 1000 Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 info@griffingeneralagency.com www.griffingeneralagency.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Guardian Insurance Wholesalers, Inc.

P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0340, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

Hagerty Insurance

141 Rivers Edge Dr., Traverse City, MI 49684 Phone: (800) 747-5348, Fax: (231) 941-8227 agent@hagerty.com www.hagertyagent.com

Hall & Company

19660 10th Ave. NE, Poulsbo, WA 98370 Phone: (360) 598-3700, Fax: (360) 697-3744 bmarty@hallandcompany.com www.hallandcompany.com

Herbert H. Landy Insurance

75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

Hole In One International

6195 Ridgeview Ct., Ste. A, Reno, NV 89519 Phone: (800) 827-2249, Fax: (775) 826-4653 info@holeinoneinternational.com www.holeinoneinternational.com

4225 Okemos Rd., Ste. B, Okemos, MI 48864 Phone: (517) 381-9909, Fax: (517) 908-9798 info@itriskmanagers.com www.ITRiskmanagers.com 150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

Gridiron Insurance Underwriters, Inc.

6971 W. Sunrise Blvd, Ste. 104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 ddemott@gridironins.com www.gridironins.com

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Insurance Programs of America, Inc. 240 Lookout Place, Maitland, FL 32751 Phone: (407) 260-8200, Fax: (321) 281-4475 sburkey@ipoausa.com www.ipoausa.com

Insurmark, a Div. of Financial & Professional Risk Solutions, Inc. 4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

Insurtec Tanning and Spa Insurance

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Interline Insurance Services

4 Centerpointe Dr. Ste.300, La Palma, CA 90623 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

International Excess Companies

3700 Park East Dr., Ste. 250, Beachwood, OH 44122 Phone: (800) 937-3497, Fax: (216) 342-7442 kennethkukral@intlxs.com www.intlxs.com

International Excess Program Managers

3700 Park East Drive, Beachwood, OH 44122 Phone: (800) 937-3497 webinquiry@intlxs.com www.xsprograms.com

International Transportation & Marine Agency, Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

JM Associates / Burnham + Company, a Div. of Hub International Northeast, Ltd. One Bridge Plaza N, Fort Lee, NJ 07024 Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 25 DeForest Ave., Ste. 208, Summit, NJ 07901 Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Keith D. Peterson & Company, Inc.

708 Milam St., Ste. 300, Shreveport, LA 71101 Phone: (318) 221-0547, Fax: (318) 424-7516 ecpeterson@keithdpeterson.com www.keithdpeterson.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017 Phone: (877) 807-8708, Fax: (213) 477-2057 sbranson@kdins.com www.kdisonline.com

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 400, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 czallo@kfbins.com www.KFBins.com

Irving Weber Associates, Inc. (IWA)

180 E. Main St., Ste. 208, Smithtown, NY 11787 Phone: (855) 661-4557, Fax: (888) 622-0414 info@iwains.com www.iwains.com 82 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume II – Alphabetical Directory of Markets King Insurance Support Systems

31381 Rancho Viejo Rd., Ste. 101 San Juan Capistrano, CA 92675 Phone: (800) 488-4096, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

Lancer Indemnity Company

370 West Park Ave., Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.lancerinsurance.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com

Lawyer’s Protector Plan

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lppinsurance.com

Maritime Program Group

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

Mark D. Fredricksen Insurance Services 3390 University Ave., Ste. 300, Riverside, CA 92501 Phone: (800) 669-4347, Fax: (951) 929-3574 markf@fredricksenins.com www.fredricksenins.com

MexiPass International Insurance Services, LLC

Markel Personal Lines

P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

Markel Specialty

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com 4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

Midlands Management Corp.

3817 NW Expressway, Oklahoma City, OK 73112 Phone: (800) 800-4007, Fax: (405) 840-5432 marketing@midman.com www.midlandsmgt.com

Libertate Insurance, LLC

707 E. Washington St., Orlando, FL 32801 Phone: (407) 613-5475, Fax: (407) 613-5477 phughes@libertateins.com www.libertateins.com

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Liquor Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360 Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

LTC Global Agency

6201 Presidential Ct., Fort Myers, FL 33919 Phone: (800) 362-8837, Fax: (541) 245-9700 contact@ltcglobal.com www.ltcga.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 staceys@mjhallandcompany.com www.mjhallandcompany.com For more info, see our ad on page 6 (West).

M.J. Kelly Company

4415 E. State Highway D, Springfield, MO 65809 Phone: (800) 725-7211, Fax: (417) 883-7103 SSmart@mjkelly.com www.mjkelly.com

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

700 S. Flower St., Ste. 1216, Los Angeles, CA 90017 Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

MacNeill Group, Inc., CMGA

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 mgmarketing@macneillgroup.com www.macneillgroup.com

INSURANCEJOURNAL.COM

MAXIMUM

Midwestern Insurance Alliance, LLC

Maxum Specialty Insurance Group

MiniCo Insurance Agency, LLC

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606 Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com 3655 North Point Pkwy, Ste. 500 Alpharetta, GA 30005 Phone: (678) 597-4732, Fax: (678) 597-4501 bjenks@mxmsig.com www.mxmsig.com/index.aspx

P. O. Box 436909, Louisville, KY 40253 Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com 10851 N. Black Canyon Hwy, Phoenix, AZ 85029 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Monarch E&S Insurance Services

8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com For more info, see our ad on page 3 (West).

McClelland and Hine, Inc.

Monitor Liability Managers

McLeckie Insurance Group

N-Surance Outlets, Inc. (Florida)

Meridian Finance Group

N-Surance Outlets, Inc. (Georgia)

MG Skinner & Associates

NAS Insurance Services

MBA Insurance Agency of AZ, Inc.

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-mga.com www.mhi-mga.com P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com 1247 7th St., Ste. 200, Santa Monica, CA 90401 Phone: (310) 260-2130, Fax: (310) 260-2140 gmendell@meridianfinance.com www.meridianfinance.com 11030 Santa Monica Blvd., Ste. 207 Los Angeles, CA 90025 Phone: (310) 478-5041, Fax: (310) 479-8707 Rskinner@mgskinner.com www.mgskinner.com

233 S. Wacker Dr., Ste. 3900, Chicago, IL 60606 Phone: (312) 800-6200, Fax: (312) 207-1839 contactus@monitorliability.com www.monitorliability.com 520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com 16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-6116, Fax: (818) 382-2040 info@nasinsurance.com www.nasinsurance.com

National Advantage Insurance Services, Inc. P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 83

2016 Annual Program Directory Volume II – Alphabetical Directory of Markets National Indemnity Company

Oryx Insurance Brokerage, Inc.

NBIS

Parcel Insurance Plan

1314 Douglas, Suite 1400, Omaha, NE 68102 Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com 2859 Paces Ferry Rd. SE, 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

New Empire Group

214 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-8300, Fax: (516) 431-5351 jimo@newempiregroup.com www.newempiregroup.com

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com www.p1enviro.com

Patriot National Underwriters, Inc.

P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Patriot Underwriters, Inc.

NIF Group Inc. is a program administrator and wholesale brokerage firm. We have exclusive programs for nonprofits, public entities and contracts. We are also an MGA and wholesale brokerage firm.

Nonprofits Insurance Alliance of Calif.

P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@insurancefornonprofits.org www.insurancefornonprofits.org

Norman-Spencer Agency, Inc.

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Norman-Spencer International, Inc.

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

Odds On Promotions

6195 Ridgeview Ct., Ste. D, Reno, NV 89519 Phone: (888) 827-2249, Fax: (775) 828-6013 oopinfo@oddsonpromotions.com www.oddsonpromotions.com

PMC Insurance Group

209 Burlington Rd., Ste. 109, Bedford, MA 01730 Phone: (781) 449-7744, Fax: (781) 449-7889 dmalloy@pmcinsurance.com www.pmcinsurance.com

Poindexter Surety Services

P.O. Box 37284, Raleigh, NC 27627 Phone: (919) 859-5294, Fax: (919) 834-7039 SuretyOne@poindextersuretyservices.com www.poindextersuretyservices.com

401 E. Las Olas Blvd., Ft. Lauderdale, FL 33301 Phone: (954) 670-2900, Fax: (954) 252-3758 marketing@patnat.com www.patriotunderwriters.com

Paul Hanson Partners Specialty Ins. Solutions/ Mover’s Choice Program

PBS Insurance Underwriting Corporation 30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

80 Broad St., Ste. 1203, New York, NY 10004 Phone: (646) 923-9931, Fax: (646) 923-9921 stephen.sitterly@pioneeruw.com www.pioneeruw.com

PO Box 66708, St. Louis, MO 63166 Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

NIF Group, Inc.

Pioneer Special Risk

303 Middletown Park Pl., Ste. F, Louisville, KY 40243 Phone: (502) 244-1056, Fax: (502) 254-1056 pbs@pbsinsurance.com www.pbsinsurance.com

Preferred Property Programs

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO)

Pennsylvania & Indiana Lumbermens Mutual Insurance Companies One Commerce Sq., 2005 Market St., Ste. 1200, Philadelphia, PA 19103 Phone: (800) 752-1895, Fax: (215) 625-9097 custserv@plmilm.com www.plmilm.com

PEO Brokers Group

P.O. Box 720514, Oklahoma City, OK 73172 Phone: (877) 810-9355 inforequest@peobrokersgroup.com www.peobrokersgroup.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047 Phone: (847) 275-8497 mike@personalsafeguards.com www.personalsafeguards.com

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com An Excess and Surplus lines carrier specializing in hard to place risks for specialty liability, professional, property and casualty coverage. Rated A- by A.M. Best. Offices in Chicago and Salt Lake City.

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.pfic.com

Philadelphia Insurance Companies

Professional Governmental Underwriters

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. For more info, see our ad on page 21 (National).

Professional Insurance Concepts (Formerly Crump Prof. Concepts)

One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com

84 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

9020 Stony Point Pkwy., Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2181, Fax: (973) 364-9629 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume II – Alphabetical Directory of Markets Professional Liability Insurance Services, Inc. Underwriting Facilities

5802 Thunderbird, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Professional Underwriters Agency, Inc.

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

Program Brokerage Corporation

5 Bryant Park, 4th Floor, New York, NY 10018 Phone: (866) 607-8370, Fax: (212) 338-2910 info@programbrokerage.com www.programbrokerage.com

Program Risk Specialists

3025 Windward Plaza, Ste. 400 Alpharetta, GA 30005 Phone: (678) 802-4032, Fax: (770) 396-7699 jware@geneseeins.com www.programrisks.com

ProHost USA

4500 Park Glen Rd., Ste. 410 Minneapolis, MN 55416 Phone: (952) 922-2404, Fax: (952) 922-5423 info@prohostusa.com www.prohostusa.com

Promont Advisors, LLC

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601 Phone: (312) 262-3340, Fax: (312) 262-3301 zelbert@promontadvisors.com www.promontadvisors.com

ProSurance Group, Inc.

2685 Marine Way, #1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

41 Leopard Rd., Ste. 301, Paoli, PA 19301 Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

PULIC Program - TDC Specialty Insurance Co. 1888 Century Park E, Ste. 850 Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk (Mass.)

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com INSURANCEJOURNAL.COM

Quaker Special Risk (New Jersey)

Roush Insurance Services, Inc.

Quaker Special Risk (New York)

RPS - Executive Lines Division

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

See Website - 70+ Locations Headquarters - Itasca, IL 60143 Phone: (866) 595-8413, Fax: (312) 922-7563 contact_us@rpsins.com www.rpsins.com

50 Main St., Ste. 1000, White Plains, NY 10601 Phone: (800) 447-4180, Fax: (212) 244-5371 quaker@qsr-insurance.com www.qsr-insurance.com

Quirk & Company

RPS Bollinger Sports & Leisure

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb_meslar@RPSins.com www.RPSins.com

R.V. Nuccio & Associates, Inc.

RPS Healthcare

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (800) 766-7475, Fax: (312) 922-7563 bill_yurek@rpsins.com www.rpsins.com/healthcare

RealCare Insurance

RPS NIPC

19310 Sonoma Hwy, Sonoma, CA 95476 Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com

RealProEandO

RPS Technology & Cyber

12421 Meredith Dr., Urbandale, IL 50398 Phone: (866) 486-1946 plsales.service@mercer.com www.realproeando.com

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

Reliable Insurance Managers

Russell Bond & Co., Inc.

20025 Katy Freeway, Katy, TX 77450 Phone: (713) 227-7283, Fax: (281) 647-6516 r.nickels@reliableins.net www.reliableins.net

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com

RelMark Program Managers

Safehold Special Risk

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net

100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 hturner@safehold.com www.safehold.com

RISCO Insurance Brokerage, Inc.

Sapphire Blue

60 Catamore Blvd., East Providence, RI 02914 Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

180 N. Stetson Ave., 46th Floor, Chicago, IL 60601 Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com

RLI Insurance Company

SASSI - Salon & Spa Specialty Insurance

9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 Communications@rlicorp.com www.rlicorp.com

21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

RLI Transportation

2970 Clairmont Rd. NE, Ste. 1000, Atlanta, GA 30329 Phone: (404) 443-1037, Fax: (309) 589-3503 mike.haswell@rlicorp.com www.rlitransportation.com

RoamNet Insurance Marketing Programs

3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 rustym@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

3001 Philadelphia Pike, Claymont, DE 19703 Phone: (800) 558-8808, Fax: (302) 764-5477 karl.stukis@rockwoodinsurance.com www.rockwoodinsurance.com

Shelly, Middlebrooks & O’Leary, Inc. (Jacksonville)

208 N. Laura St., Ste. 600, Jacksonville, FL 32202 Phone: (800) 342-2498, Fax: (904) 355-7611 cviawebsite@shellyins.com www.shellyins.com

Shield Commercial Insurance Services

43-725 Monterey Ave., Ste. A, Palm Desert, CA 92210 Phone: (760) 345-9029, Fax: (800) 345-4851 info@shieldins.net www.shieldins.net

Sierra Specialty

234 Clovis Ave., Clovis, CA 93612 Phone: (559) 256-6900, Fax: (559) 256-6950 Mark@SierraSpecialty.com www.SierraSpecialty.com

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 85

2016 Annual Program Directory Volume II – Alphabetical Directory of Markets SIS Wholesale Insurance Services

T.H.E. Insurance Company

TitlePac, Inc.

Smith, Bell & Thompson, Inc.

TAPCO Underwriters, Inc.

tKg Wholesale Brokerage

South & Western General Agency, Inc.

Target Managers Insurance Services

Tokio Marine/HCC

Southwest Energy Underwriters, Inc.

Target Professional Programs

Topa Insurance Company

Southwest Risk

TCA, Inc.

Transpac Managers, Inc.

Sovereign Group Int’l, Inc.

Tejas American General Agency

True & Associate

Specialty Insurance

Terheggen/Malone Marine Insurance

U.S. Risk Insurance Group, Inc.

Specialty Programs and Facilities Managers, Inc. (AmWINS)

The American Equity Underwriters, Inc.

3250 Grey Hawk, Carlsbad, CA 92010 Phone: (760) 599-7242, Fax: (866) 467-6701 info@sisinsure.com www.sisinsure.com 100 Bank St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net 8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231 Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com 517 Rt 1 S, Ste. 3100, Iselin, NJ 08830 Phone: (732) 750-2300, Fax: (732) 750-1650 wlynch@sovereignins.com www.sovereignins.com 1610 Route 88 Ste. 102, Brick, NJ 08724 Phone: (732) 701-8900, Fax: (732) 458-3728 mwatters@specialtyagency.com www.specialtyagency.com

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation (SFIC) 212 Key Dr., Ste. A, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com/ij

Sun Coast General Insurance Agency

P.O. Box 30750, Laguna Hills, CA 92654 Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com 3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 KAllred@gotapco.com www.GoTAPCO.com 10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com 10 Tower Lane, Avon, CT 06001 Phone: (860) 899-1862, Fax: (860) 284-1113 cfoley@target-capital.com www.TargetProIns.com 10188 Big Canoe, Jasper, GA 30143 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com 1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

24025 Park Sorrento, Ste. 300, Calabasas, CA 91302 Phone: (818) 466-5900 dobrien@topa-ins.com www.topa-ins.com 8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com 325 N. Avenue East, Westfield, NJ 07090 Phone: (908) 379-2331, Fax: (212) 937-2339 dwg@trueassoc.com www.trueassoc.com 8401 N. Central Expy, Ste. 1000, Dallas, TX 75225 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

UCA General Insurance Services

The McGowan Companies

Ultra Risk Advisors

440 Lincoln St., Worcester, MA 01653 Phone: (508) 855-1000, Fax: (508) 635-1193 etrevallion@hanover.com www.hanover.com Corp HQ; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com 400 112th Ave. NE, Ste. 325, Bellevue, WA 98004 Phone: (425) 450-1090, Fax: (425) 450-1026 info@ultrariskadvisors.com www.ultrariskadvisors.com

Unifax Insurance Systems, Inc.

26050 Mureau Rd., Calabasas, CA 91302 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Universal Insurance Programs

Surety One, Inc.

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004 Phone: (973) 995-0500, Fax: (973) 995-0501 irad@synergy-ins.com www.synergy-ins.com

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (925) 305-2115 jbechter@tmhcc.com www.tmhcc/#liability

The Hanover Insurance Group

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com

Synergy Professional Associates, Inc.

2525 E. Camelback Rd., Ste. 800, Phoenix, AZ 85016 Phone: (602) 325-5549 bfrey@tkgins.com www.tkgins.com

32nd Fl, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com

Sunderland Insurance Services, Inc.

404 Ave de la Constitucion, San Juan, NC 00901 Phone: (800) 373-2804 Underwriting@SuretyOne.org www.SuretyOne.org

15200 Traditions Blvd., Bldg C, Edmond, OK 73013 Phone: (800) 331-9759, Fax: (918) 683-0166 info@titlepac.com www.titlepac.com

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

86 | INSURANCE JOURNAL | NATIONAL DECEMBER 5, 2016

1220 E Osborn Rd., Phoenix, AZ 85014 Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

US E&O Brokers

820 Gessner Rd., Ste.1680, Houston, TX 77024 Phone: (800) 460-6424, Fax: (713) 984-1152 insurance@useo.com www.useo.com

INSURANCEJOURNAL.COM

2016 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets USG Insurance Services, Inc.

1000 Town Center Way, Ste. 300 Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

Walter General Agency (WGA)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com

Williams & Stazzone Insurance Agency, Inc.

Western E&O

6549 North Wickham Road, Melbourne, FL 32940 Phone: (800) 868-1235, Fax: (321) 868-2003 info@wsins.com www.wsins.com

Western Experts in Transportation

Williams & Stazzone specializes in the automotive and equipment industries. We are garage liability, leasing, & rental specialists. Industry leading programs include Auto/Truck Lessors, Motorcycle Dealers, Equipment Dealers, and RV Dealers coast to coast.

2155 Louisiana Blvd. NE, Ste. 10100 Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

Western Security Surplus Insurance Brokers, Inc. 5800 Granite Pkwy, Ste. 300, Plano, TX 75024 Phone: (972) 702-0500, Fax: (972) 702-0504 kstevens@wssib.com www.wssib.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com www.westernsurplus.com

Wildlife Insurance Underwriters, LLC

212 Key Dr., Ste. A, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 collier@continentalbrokers.biz www.insurewildlife.com

INSURANCEJOURNAL.COM

Willis Programs

1 New Hampshire Ave., Ste. 200 Portsmouth, NH 03801 Phone: (603) 334-3000, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty Programs, Inc. designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Worldwide Facilities, LLC

See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

Wrap Up Insurance Solutions

Winery Pak Insurance Programs

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Woodus K. Humphrey & Co. (AmWINS)

World Wide Specialty Programs, Inc.

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/wkh

16141 Swingley Ridge Rd., Chesterfield, MO 63017 Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

www.insurancehelper.com

1020 McCourtney Rd., Grass Valley, CA 95949 Phone: (855) 493-8368, Fax: (855) 493-8368 sharla@theeventhelper.com www.insurancehelper.com

DECEMBER 5, 2016 INSURANCE JOURNAL | NATIONAL | 87

new business, such as 40 percent to 50 percent. This would assume that the owners are giving up some of their profit the first year! Some real aggressive agencies are paying an additional incentive to those producers that exceed their new business growth goals. Some firms today will expect experienced producers to write between $50,000 to $100,000 in new commission per year. This depends on the size of their current book, where the agency is located, etc. If the producer exceeds whatever his or her goal is, the agency may provide an additional bonus of maybe 5 percent commission. This becomes retroactive on all new business written for the year!

Who is Doing the Work?

Another key compensation concept is to “pay based on who is doing the job.” Agencies differ on whose job things should be. For example, who should handle policy checking? In some agencies, this role would be that of the producer, but in others the role is that of the customer service representative (CSR) or marketing department, if one exists. Many firms are delegating their small accounts to CSRs to sell and service. Thus, many firms pay producers less commission or even zero commission for small commercial accounts. Small is usually defined as accounts that are business owner package policies or small monoline accounts. The definition of small also depends on the firm’s book of business and are usually defined as accounts generating $500 to $2,500 in commission or less. Where the agency is located and what is available to write in the area, can often determine what is the dollar amount cut-off. INSURANCEJOURNAL.COM

What about Personal Lines?

The trend today is to not pay commercial lines producers who also refer personal lines accounts to the PL department, because the CSRs are typically doing all the work. A first-year commission for CL producers for VIP personal lines package policies may be warranted to encourage them to generate the leads on these much larger PL accounts.

Payment Methods

The method of paying producers should not make a difference in determining what is a fair amount for compensation. Salaries or draws against commission should be

For the typical agency, total compensation (producer and employee compensation — plus benefits and taxes) ranges from 50 percent to 75 percent of total revenue. considered only as a convenience for producers, because the timing of renewals can produce some lean months. They should be set based on the firm’s renewal commission and use a book that is somewhat smaller, because of possible attrition. Once the draw or salary is met, new commissions should be paid to the producer at least quarterly, to keep them motivated to write new business. Grandfathering the existing compensation plan for a period of time (or indefinitely) for accounts already on the books, is one way to introduce a new compensation plan and to avoid an immediate impact on producer incomes.

Summary

Compensation for owners and producers is never an easy issue to address. There is no single solution. Each agency needs to blend the right ingredients for an effective compensation plan to attract and retain good producers. Being creative and trying new things (which may include some of the ideas in this article) may be the healthy change the agency needs to be competitive

and become more profitable.