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PRODUCER BAILOUT PLAN 8 Strategies for Successful Selling

2009 BANK FAILURES Affecting D&O Marketplace

AGENT COMPETITION HEATS UP Allstate Opening Offices in West


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Even through the roughest weather, PaciďŹ  !%  " % has remained steady in its journey.

PaciďŹ c Specialty Insurance Company has charted the right course for well over 20 years. Serving 3.3 million policyholders, with more than $1.5 billion in written premium. Today, PaciďŹ c Specialty continues to serve top independent agents and brokers, from sea to shining sea.

Products underwritten by PaciďŹ c Specialty Insurance Company and PaciďŹ c Specialty Property and Casualty Company. A.M. Best “Aâ€? Rated. Admitted in all states. Š 2009 McGraw Insurance Services, P.O. Box 40, Anaheim, CA 92815. CA License No. 0531139. National Producer No. 963519.


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Inside This Issue June 1, 2009 • Vol. 87, No. 11 • West Region

WEST COVERAGE 10 | Home Defect Bill Divides Nevada Lawmakers Proposal Would More Narrowly Define Construction Defect 10 | Allstate Opens Offices Across the West Company Recruiting Professionals in Arizona, Nevada, New Mexico, Utah 10 | Insurance Industry Plays Significant Role in California’s Economy Insurers Have Invested $14.3 billion to Help Underserved Communities

N21 18th Annual Program Directory, Vol. I

NATIONAL COVERAGE N4 | Washington Report Republicans Introduce Health Care Reform Plan N4 | Washington Report National Insurance Producer Licensing Bill Reintroduced N4 | Washington Report Surplus Lines Regulation Reform Legislation Reintroduced N6 | International Report Max Cap, Validus, IPC Skirmishes; AIG IPO; Pirates Continue Attacks N8 | AIG CEO, Chairman Liddy Calls It Quits But Some Say Finding a Replacement Won’t Be So Easy N9 | Spotlight: Top Performing P/C Insurers Top 25 Premium Gainers in 2008 vs. 2007 N10 | Special Report: Fireman’s Fund Focusing on Agents N21 | 18th Annual Program Directory, Vol. I

11

N1 | Economy Forcing Changes in Carrier Investment Philosophy Ratings Agencies May Need to Rethink Their Methodologies as Well N2 | Re-Engineering Your Insurance Agency Understanding the Importance of Search Engine Optimization N18 | Minding Your Business What is your USP? N92 | Closing Quote: Quality and Protectionism Why Market Blocking Is Not Best for the Consumer or Industry

| California Considers Bill to Expand Insurance Fraud Reporting Law Bill Headed for Reading in Assembly

14 | Oregon Warns Insurance Industry About Arbitration Clauses Oregon Laws Do Not Allow Mandatory Binding Arbitration Clauses

DEPARTMENTS 8 12 16 N16

Opening Note People Business Moves MyNewMarkets

14 | Study: Tahoe May Be Overdue for Large Earthquake Large Earthquake Could Also Cause Tsunami 18 | A Bailout Plan for Insurance Sales Pros Eight Strategies for Turning The Slow Economy into a Successful Selling Period 24 | State Auto: How a Regional Carrier Weathers the Storm CEO Restrepo Talks Cat Losses, Premium Growth and Independent Agents 28 | How to Re-ignite Producers — And Other Employees — Who Have Lost Their Spark Incentive Compensation Focuses on Customers, Not Premiums, Work, Consultant Says

18 A Bailout Plan for Insurance Sales Pros Eight Strategies for Turning The Slow Economy into a Successful Selling Period

IDEA EXCHANGE 30 | The Growing Number of Bank Failures and the D&O Marketplace The D&O Marketplace for Community Banks is Placid No More 32 | Legal Beat: California Wildfires Coverage Disputes May Be Heating Up

28 How to Re-ignite Producers Incentive Compensation Focuses on Customers, Not Premiums, Work, Consultant Says

6 | INSURANCE JOURNAL-WEST REGION June 1, 2009

www.insurancejournal.com


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Idea Exchange Opening Note

Revisiting Surplus Lines Regulation Reform

F

ederal lawmakers once again are preparing to tackle the issue of how states can more effectively regulate the surplus lines insurance market. It’s been tried before, but legislation was recently reintroduced in the U.S. House of Representatives with the goal of standardizing state insurance regulation and introducing efficiencies into the surplus lines industry. Reps. Dennis Moore, D-Kan., and Scott Garrett, R-N.J., members of the House Committee on Financial Services, have reintroduced the Non-Admitted and Reinsurance Reform Act of 2009 (NRRA), or HR 2571. The measure has 20 other cosponsors. The Senate may soon have a similar proposal to contemplate as Senators Evan Bayh, D-Ind., and Mel Martinez, R-Fla., members of the Senate Committee on Banking, Housing and Urban Affairs, have said they plan on introducing a version on their end. The bill would establish national standards for how states regulate the surplus lines market and reinsurance, and would create a uniform system of surplus lines premium tax allocation and remittance, one-state compliance on multi-state surplus lines risks, and direct access to the surplus lines market for sophisticated commercial purchasers. The bill would Various insurance industry trade groups, including the National Association of Professional Surplus Lines Offices establish Ltd. (NAPSLO), the Independent Insurance Agents & national stanBrokers of America (Big “I”), and the Property Casualty Insurers Association of America, appear to be supporting dards for how the legislation. It passed the House in 2008 and in previous states regulate years. The Senate took no action on it in 2007, however. the surplus lines Independent insurance agents and the property/casualty insurance carriers with which they do business have long market and supported such legislation. California, Florida, New York, Texas and Illinois are the reinsurance. states that generate the most premiums for surplus lines insurers, according to the Surplus Lines Stamping Office of Texas (SLSOT). Agents in those states may be particularly interested in what happens with this legislation. SLSOT reported that surplus lines premiums filed with 15 state stamping offices across the nation were down by 8.2 percent nationally in 2008, compared with 2007. SLSOT attributed the drop to the lingering soft market but it pointed out that three stamping offices reported premium increases: Oregon, Pennsylvania and Utah. Even with a decline, surplus lines still account for plenty of premium dollars: in 2007 the top 10 states for surplus lines represented more than $26 billion, according to SLSOT. Nationally surplus lines generated more than $38 billion in gross written premiums in 2007.

Patricia-Anne Tom West Editor ptom@insurancejournal.com

Publisher Mark Wells Chief Executive Officer Mitch Dunford

EDITORIAL Editor-in-Chief Andrea Ortega-Wells | awells@insurancejournal V.P. Content/ and Interim Midwest/Southeast Editor Andrew Simpson | asimpson@insurancejournal.com East Editor Kenneth J. St. Onge | kstonge@insurancejournal.com South Central Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Patricia-Anne Tom | ptom@insurancejournal.com MyNewMarkets Associate Editor Chris Boggs | cboggs@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com Columnists Catherine Oak, Joseph Petrelli, Bill Schoeffler Contributing Writers Kevin Lacroix, Jerold Oshinsky, Scott Simmonds, Vered Yakovee, Laurie Zangwill-Infantino

SALES V.P., Sales & Marketing Julie Tinney (800) 897-9965 x148 jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 dkaplan@insurancejournal.com South Central Eric Jeter (281) 655-0234 ejeter@insurancejournal.com

Midwest Lauren Knapp (800) 897-9965 x161 lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 dmolchan@insurancejournal.com

MARKETING Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns | eburns@insurancejournal.com (619) 584-1100 x120 New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classified and Ancillary Sales Manager Nicola Coghill | ncoghill@insurancejournal.com (619) 584-1100 x125 New Media Producer Chad Reese | creese@insurancejournal.com

DESIGN/WEB Vice President/Design Guy Boccia | gboccia@insurancejournal.com Vice President/Technology Joshua Carlson | jcarlson@insurancejournal.com Graphic Designer Jamie Bethell | jbethell@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com

A D M I N I ST R AT I O N Accounting Manager Megan Sinclair | msinclair@insurancejournal.com Admin./ Marketing Asst. Kristina Delavega | kdelavega@insurancejournal.com Cover designed by: Jamie Bethell

Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semi-monthly by Wells Publishing, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2009 Wells Publishing, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Publishing, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 9049, Maple Shade, NJ 08052

8 | INSURANCE JOURNAL-WEST REGION June 1, 2009

FOR QUESTIONS REGARDING SUBSCRIPTIONS: please call 856-380-4176 or email subscribe@insurancejournal.com. You may subscribe or change your address online at insurancejournal.com/subscribe. ARTICLE REPRINTS: For reprints of articles in this issue, contact Rhonda Brown at 1-866-879-9144 ext. 194 or rbrown@fostereprints.com. Visit insurancejournal.com/reprints for more information.


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West Coverage Snapshot

Home Defect Bill Divides Nevada Lawmakers

M

embers of the Nevada legislature are battling over a construction defect bill that has turned into one of the most contentious issues of the 2009 legislative session. Senators voted 19-1 in mid-April for SB349, which would curtail homeowner lawsuits against builders and subcontractors — a priority for the powerful but struggling construction industry and a target for critics who say it unfairly limits homebuyers’ rights. Since then, SB349 has been bottled up in the Assembly Judiciary Committee, chaired by Assemblyman Bernie Anderson, D-Sparks. Anderson has warned his panel members that some of their bills might die on a deadline for action in Senate Judiciary, chaired by Sen. Terry Care, D-Las Vegas. Among those Assembly-approved measures in Senate Judiciary is AB495, which would loosen caps on medical malpractice awards. It is sought by trial lawyers — who oppose the construction defect bill. Current construction defect law offers a process to avert fullblown litigation, known as Chapter 40 for its place in Nevada statutes. Builders and subcontractors say the current system is flooded with bogus claims and exorbitant legal fees, and often impedes home repairs. Chapter 40 was a compromise passed during the 1990s building boom to create a process to resolve disputes before litigation. Under it, homeowners who sue can’t claim noneconomic damages, such as emotional distress or punitive damages. On the other hand, builders are obligated to pay the homeowners’ costs of bringing lawsuits, provided homeowners agree to reasonable settlements. The proposed legislation would more narrowly define a construction defect. To qualify as defective, a home would have to present “unreasonable risk of injury to a person or property.” Alternately, it would have to meet all of the following criteria: violate building codes, cause damage to the property, and be built in a manner not “good and workmanlike” according to industry standards. Currently, just one of those criteria — violating a building code — needs to exist to mark a home as defective and qualify it for the Chapter 40 process. The legislation would also eliminate a provision in the law that allows plaintiffs to collect “reasonable attorney’s fees.” IJ Copyright 2009 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. 10 | INSURANCE JOURNAL-WEST REGION June 1, 2009

Allstate Opens Offices Across the West

I

ndependent insurance agents in the West may soon see more competition. Allstate Insurance Co. announced it is expanding its presence in the West, by opening 10 offices in Nevada, 10 offices in New Mexico, 20 offices in Arizona and 15 offices in Utah. The company said it is launching a recruitment campaign to attract successful, self-motivated entrepreneurs to serve as exclusive agents. “The economic downturn is fueling business professionals from all career levels to seek out second career choices,” said

Gerald Salas, human resources manager. As the company seeks personnel, persons who don’t have an insurance background will receive training to help them “hit the ground running,” he said. Agents will sell the company’s range of insurance and financial products, including auto, property and financial services. Allstate said its agency expansion plan is part of an overall growth strategy that calls for growing the provider’s auto and property insurance presence and staking a stronger claim in financial services. IJ

Insurance Industry Plays Significant Role in California’s Economy

T

he insurance industry plays a significant role in California’s economy, employing hundreds of thousands of workers, investing billions of dollars in state and local governments and paying the fourth largest amount in taxes to the state’s General Fund, according to a 2009 report released today by insurers. The report, “The Insurance Industry’s Impact on California’s Economy 2009,” revealed that: • Insurers doing business in California employ 244,000 Californians. • Insurers invest $723 billion in California’s economy, including $29.2 billion in state and municipal bonds. Insurers’ bond investments finance the construction of schools, roads, water and sewer systems, low-cost housing and other projects that support the state’s economy. • Insurance companies will generate $2.1 billion in premium taxes this fiscal year, the fourth largest source of revenue for the state’s General Fund. California’s

premium tax rate is the highest among the 10 largest states. • Insurers have invested $14.3 billion through the California Organized Investment Network (COIN), which encourages sound investments by insurers in underserved communities. Another $1.4 billion has been invested by insurers in low-income communities through the IMPACT Community Capital program. The report was published by associations representing all lines of insurance — life, auto, homeowners, health, commercial and workers’ compensation. The sponsoring organizations’ leaders are Brad Wenger of the Association of California Life and Health Insurance Companies; Sam Sorich, of the Association of California Insurance Companies; Rex Frazier of the Personal Insurance Federation of California; Ken Gibson of the American Insurance Association; Charles Bacchi of the California Association of Health Plans; and John Mangan of the American Council of Life Insurers. IJ www.insurancejournal.com


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California Considers Bill to Expand Insurance Fraud Reporting Law

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he California legislature is considering amending the state’s insurance code to expand the state’s reporting law in insurance fraud. According to the text of AB 802, existing law requires “an insurer, or agent authorized by that insurer to act on behalf of the insurer, upon written request, to release to a requesting officer of an authorized governmental agency, as defined, any or all relevant information deemed important to the authorized governmental agency that the insurer may possess relating to any specific insurance fraud. This bill would also require the insurer, or agent authorized by that insurer to act on behalf of the insurer, to release to the authorized governmental agency any or all relevant information deemed important to the authorized governmental agency that the insurer may possess relating to any other unlawful activity recovered uncovered in the course of an insurance fraud investigation.” Relevant information may include, but is not limited to: • Insurance policy information relevant to the insurance fraud under investigation, including, but not limited to, any application for a policy. • Policy premium payment records that are available. • History of previous claims made by the insured. • Information relating to the investigation of the insurance fraud, including statements of any person, proof of loss, and notice of loss. • Complete copies of both sides of payment drafts. • Information about an illegal activity not related to insurance fraud that is uncovered when investigating an allegation of insurance fraud. The bill is headed for third reading in the Assembly. IJ

It Figures 55 Drivers age 55 and older are more familiar with who has the legal right of way at intersections, according to a poll by Pemco Insurance, examining whether drivers understand the laws governing four-way stops. Older drivers were more familiar with the law than their younger counterparts — 96 percent of older drivers correctly identified the vehicle that has the right-of-way, while 84 percent of those younger than 35 offered the correct response. According to Washington driving laws, when two cars approach an intersection at the same time, the vehicle on the left yields to the vehicle on the right. IJ www.insurancejournal.com

Declarations National Producer Licensing Need “Throughout the current financial crisis, the state insurance regulatory system continues to show how well it protects both individual consumers and businesses. Although the system has worked effectively to ensure insurer solvency and look after policyholders, the system does need improvement in the area of agent licensing. NARAB II would reform and improve the current state-based system of insurance regulation by providing one-stop, non-resident licensing reciprocity.” — Brett Nilsson, Big “I” chairman, commenting on the National Association of Registered Agents and Brokers Reform Act of 2009, or NARAB II. The bill would establish a national organization, which producers could join that would be responsible for establishing one set of licensing, continuing education and other insurance producer qualification standards that would be applicable in all states in which they do business.

Calling It Quits “Much work remains to be done at AIG, but much has already been accomplished. ... It is difficult to be the recipient of [public and congressional] abuse when I am on the side of the taxpayer, brought in to help.” — American International Group Inc. (AIG) Chairman and CEO Edward M. Liddy announcing he will step down once the board finds replacements for him. Liddy, who formerly ran Allstate, came out of retirement to take over AIG amid turmoil at the giant firm and one of the nation’s worst financial crises. Yet he told Reuters that has been frustrated that he has become the target of public and congressional ire over the AIG collapse, bailout and retention bonuses on occasions.

Talk to Me “How can the administration spend so much time with the CEOs that have run their companies into the ground, but not spend so much as five minutes to talk about how the multipleperil insurance legislation will protect American taxpayers from insurance companies that defraud the federal government to the tune of billions?” — Rep. Gene Taylor, D.-Miss., criticizing the Obama Administration on its opposition to a multi-peril insurance bill that would permit homeowners the option of purchasing both wind and flood coverage in one National Flood Insurance Program policy. Taylor, who sponsored the Multiple Peril Insurance Act of 2009, said he tried for weeks to get a meeting with the Presidential staff.

Ready to Shake “The West Tahoe Fault is capable of a magnitude-7 earthquake — similar to large earthquakes that have occurred on the nearby Genoa Fault — but with the added danger of nearly 1,600 feet of overlying water, which is capable of spawning a large tsunami wave.” — Graham Kent, a research geophysicist at the Scripps Institution of Oceanography at the University of California-San Diego, noting the Lake Tahoe region may be overdue for a large earthquake. IJ June 1, 2009 INSURANCE JOURNAL-WEST REGION | 11


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West Coverage People

John Moreno

Ken Potter

Ken Nigohosian

Stuart Henderson

Jesse Huff

Jim Richardson

Salt Lake City-based The Leavitt Group named John Moreno president of Leavitt Benefits Services. Moreno will forward the benefits operations of the Leavitt Group and affiliated agencies. Moreno has more than 30 years of experience in the employee benefits industry, specializing in large accounts, associations and public entities. Before joining The Leavitt Group, Moreno served as the employee benefits practice leader of Hub International and was also the southern California regional benefits manager. Prior to Hub, he was the national benefits practice leader at USI. Moreno has owned his own consulting agency as well as worked for national firms Sedgwick and Marsh & McLennan/Mercer. MetLife Home & Auto added two sales managers to it staff in California. San Juan Capistrano, Calif., resident Ken Potter is regional sales manager, overseeing the company’s growth plans in Orange County. Sacramento, Calif., resident Ken Nigohosian is regional sales manager, overseeing growth plans in the Sacramento territory. Previously, Potter worked for Countrywide Insurance Co. as a district vice president for the Southern California region. He has previously served as a marketing distribution leader at Allstate Insurance, and also served as a CFO of Won Ik Quartz Group, a small business located in the Silicon Valley area. Previously, Nigohosian worked for Safeco Insurance Co. as a regional personal lines manager for the California region. He also has served as executive director of the Alliance of Insurance Agents and Brokers and executive vice president of the Western Insurance Agents Association. He is also a past governing board member and chairman of the California FAIR Plan. Jack M. Rader, executive vice president and COO of Farmers Alliance Cos. in McPherson, Kan., was elected chairman of the American Association of Insurance Services (AAIS) at the association’s annual meeting. Rader succeeds James W. Sullivan, president and CEO of Co-operative Insurance Cos., Middlebury, Vt., who remains on the AAIS board of directors. Christopher P. Taft, president and CEO of Preferred Mutual Insurance Co., New Berlin, N.Y., was elected vice chairman to succeed Rader. In addition, R. Douglas Haines, president and CEO of Buckeye Insurance Group, Piqua, Ohio, was elected a member of the AAIS board. Haines has served as a board member in the past. The other AAIS board members are: Edward T, Berg, president and CEO of Pharmacists Mutual Insurance Co., Algona, Iowa; Roy Bubeck, president and CEO of Badger Mutual Insurance Co., Milwaukee; Stuart C. Henderson, president and CEO of Western National Insurance Group, Edina, Minn.; Judy S. Jackson, president and CEO of NLC Insurance Cos., Norwich, Conn.; Jeffrey B. Kusch, president and CEO of Austin

12 | INSURANCE JOURNAL-WEST REGION June 1, 2009

Mutual Insurance Co., Maple Grove, Minn.; and Paul Baiocchi, president and CEO of AAIS. Colemont Insurance Brokers appointed Gene Calahan vice president for MGA programs in the company’s Woodland Hills, Calif., office. Prior to joining Colemont in 2009, Gene managed Commercial Specialty Insurance Services (CSIS), a general agency which he started in 2003 and developed to include operations in Southern California, Arizona and Nevada. Before CSIS, he worked for Century Insurance Group in Phoenix as manager of the western regional office, which oversaw operations in 19 states. He has also worked for Republic Western Insurance Co. as a reinsurance underwriter and claims analyst. He currently serves as vice president of the Los Angeles chapter of the CPCU. Jesse Huff was appointed chief deputy commissioner for the California Department of Insurance. Huff will replace outgoing Chief Deputy Jim Richardson, who is leaving CDI to be the president of The Dentists’ Insurance Co. Huff has had a distinguished career in state service and public policy. He has served as a deputy commissioner to Commissioner Poizner since January 2007. Previously he served as the director of the Department of Finance for Governor Deukmejian; the director of the Department of Toxic Substances Control for Governor Wilson and in various advisory capacities in the California Legislature. Kathleen Bissell, assistant vice president of Liberty Mutual Insurance Co., was elected chair of the Association of California Insurance Companies (ACIC) board of directors at the association’s annual meeting. Bissell was elected to a one-year term and replaces Cary Cheldin, president of Crusader Insurance Co. in Woodland Hills, Calif. Cheldin had concluded the traditional two, one-year terms as chair. ACIC members also elected as vice chair Gregory Parini, vice president of Civil Service Employees. At the same time, ACIC members elected its full board. San Diego Insurance Women announced its award winners for the 2008-2009 term. The winners are: Danielle McBride - Young Professional of the Year; Rhonda Collins Rookie of the Year; Kay Wheeler - Member of the Year for Region VIII; Pam Legge - Insurance Professional of the Year; Nancy Ladd - Underwriter of the Year & Hall of Fame Award for Region VIII; and Kathleen Kerstenbeck Insurance Woman of the Year. San Jose, Calif.-based Micheletti & Associates added Charles (Chuck) Longwello and Sharon Longwello to its sales staff. With a combined experience of more than 50 years in the insurance brokerage business, the Longwellos will concentrate their efforts toward the development of medium-to-large business accounts. The Longwellos previously held similar positions at Y.A. Tittle and Aon. IJ www.insurancejournal.com


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West Coverage News & Markets

Oregon Warns Insurance Industry About Arbitration Clauses

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he Oregon Insurance Division is warning the insurance industry to be careful about arbitration clauses. According to a recently posted bulletin, “It has recently come to [OID’s] attention that policy forms, certificates, and obligor of service contracts may contain arbitration provisions which do not comply with Oregon laws regarding the use of arbitration.”

Oregon laws do not allow mandatory binding arbitration clauses, OID said. Arbitration must be at the mutual agreement of the parties, occur in Oregon, and be according to Oregon laws. Anytime arbitration language is used in insurance contracts, Oregon law applies to all lines of insurance (health, life, and property/casualty), as well as service contracts.

“Subject to ORS 36.600-36.740, if the contract provides for arbitration if claim settlement cannot be reached, the parties may elect arbitration by mutual agreement at the time of the dispute after the claimant has exhausted all internal appeals and can be binding by consent of the insured person. (If the contract provides for arbitration when claim settlement cannot be reached and the

policy owner elects arbitration, arbitration takes place under the laws of the State of Oregon and is held in the insured’s county or any other county in this state agreed to by both parties.),” OID said. OID suggested that producers review Oregon filed products to make sure that if they contain an arbitration provision, they comply with the law. IJ

Study: Tahoe May be Overdue for Large Earthquake

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wo new studies suggest the Lake Tahoe region in California and Nevada has gone longer than usual without a large earthquake and may be due for a magnitude-7 temblor capable of spawning a tsunami that could flood shoreline communities. The research targeting three major faults was conducted by scientists at the Scripps Institution of Oceanography at the University of California-San Diego. Researchers determined that earthquakes as large as magnitude-7 historically have occurred every 2,000 to 3,000 years in the Tahoe basin. But they found that the largest fault in the basin — the West Tahoe Fault running along the west shore of the lake and out the south end just west of South Lake Tahoe — appears to last have ruptured between 4,100 and 4,500 years ago. The new data suggests that the most recent ruptures along the West Tahoe and Incline Village faults each produced nearly offsets of about 13 feet. The most recent event along the Incline Village Fault occurred about 575 years ago, the researchers said. “These studies taken together show that the West Tahoe Fault is capable of a magnitude-7 earthquake — similar to large earthquakes that have occurred on the nearby Genoa Fault — but with the added danger of nearly 500 meters (1,600 feet) of overlying water, which is capable of spawning a large tsunami wave,” said Graham Kent, a research geophysicist at Scripps. Jeff Dingler, lead author on a paper in the April online issue of Geological Society of America Bulletin and former Scripps Oceanography graduate student, used a high-resolution seismic imaging technique, known as CHIRP, to supply a comprehensive view of faulting beneath the lake. Scripps’ Neal Driscoll developed the new digital CHIRP profiler for this study, which provided an unprecedented picture of deformation within the sedimentary layers that blanket the floor of Lake Tahoe, laying the groundwork for more detailed fault studies that continue today. In another paper published in the April issue of the Bulletin of the Seismological Society of America, Scripps graduate student Danny Brothers investigated the rupture history of the West Tahoe Fault in greater detail. 14 | INSURANCE JOURNAL-WEST REGION June 1, 2009

Using comprehensive CHIRP and coring surveys of Fallen Leaf Lake, where the West Tahoe Fault crosses the southern end of the lake, the study confirmed the suspected fault length of more than 31 miles. When combined with the rupture offset size observed across the fault from CHIRP imagery, the analysis suggests an upper limit of a magnitude-7.3 earthquake for the basin’s most dangerous fault. The researchers said the new analysis — along with a slip-rate approaching 0.8 millimeter per year and the rupture timeline taking place between 4,100 and 4,500 years ago — places the West Tahoe Fault near the end of its characteristic earthquake cycle. The researchers cautioned that some degree of variability is to be expected. Earlier research at the University of Nevada, Reno, suggested such an earthquake could produce tsunami waves 10 to 33 feet high. At 1,645 feet deep, Lake Tahoe is one of the one of the world’s deepest freshwater lakes. It covers 191 square miles in a basin prone to earthquakes and catastrophic landslides. A quake with a magnitude of 6 can cause severe damage, while one with a magnitude of 7 can cause widespread, heavy damage. An increase in one full number — from 6.5 to 7.5, for example — means the quake’s magnitude is 10 times as great. The West Tahoe Fault runs along the west shore of the lake and comes onshore at Baldwin Beach, then passes through the southern third of Fallen Leaf Lake, where it descends into Christmas Valley near Echo Summit. IJ Copyright 2009 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. www.insurancejournal.com


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West Coverage Business Moves Arthur J. Gallagher & Co., Nourse Insurance Brokers Arthur J. Gallagher & Co. acquired Nourse Insurance Brokers Inc. in Walnut Creek, Calif. Terms of the transaction were not disclosed. Founded in 1935, Nourse Insurance Brokers Inc. is a retail insurance broker offering personal and commercial property/casualty insurance products and services

to clients throughout the Western United States. The company has expertise with personal lines, especially high net worth clients, and offer insurance programs that meet the needs for small- to medium-sized businesses. Dina Campana Smith, James B. Salisbury and their associates will continue to operate in their Walnut Creek location under the direction of James G. McFarlane, West

Coast Regional Manager of Gallagher’s retail property/casualty brokerage operations. J. Patrick Gallagher Jr., chairman, president and CEO said, “Nourse Insurance Brokers’ professional staff has an excellent reputation for their industry experience and solid market relationships. Their team-based culture and outstanding client service will be a wonderful complement to our West Coast Region.” Arthur J. Gallagher & Co., an international insurance brokerage and risk management services firm, is headquartered in Itasca, Ill., has operations in 15 countries and does business in more than 100 countries around the world through a network of correspondent brokers and consultants. Honolulu Association of Insurance Professionals Leila Tamashiro, president of the Honolulu Association of Insurance Professionals (HAIP), accepted the Jeffrey Nordhaus Education Award at the National Association of Insurance Women (NAIW (International)) regional meeting in Salt Lake City. The award honors the local association within the NAIW region which has significantly contributed to insurance education. Competing associations were evaluated on the courses their members attended or taught and insurance industry education articles written by their members. The award is the culmination of the diligent efforts of the Awards Committee, chaired by Charlene Mizumoto and Marian Nakashima, our Education Committee, chaired by Linda Ipsen, and all of the group’s dedicated members. The Honolulu Association of Insurance Professionals is the local chapter of the National Association of Insurance Women (NAIW). Founded in 1947, the mission of NAIW/HAIP is education and alliance. The organization provides professional education, an environment in which to build business alliances, and other opportunities to make connections with individuals of differing career paths and levels of insurance experience. IJ

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West Coverage News & Markets

A Bailout Plan for Insurance Sales Pros Eight Strategies for Turning the Slow Economy into a Successful Selling Period

I

f you haven’t felt assaulted by bad economic news lately, you live in the woods with no TV, no newspaper, and no Internet service. The stock market has lost trillions. Real estate values and sales have declined at record rates all across the United States. Layoffs are epidemic, small businesses can’t get loans they need to make ends meet, and retirement 401ks have plummeted 30 percent on average. And to add insult to injury, banks and automakers have had their hands out, imploring Uncle Sam to rescue them from their own incompetence and bad judgment. If you’re an insurance professional or salesperson, you may well be wondering: Who’s going to bail me out? The answer, of course (unless you’re AIG), is “no one.” Not the government, not the president, not your employer, not your customers. According to George Ludwig, you, as insurance professionals, must use smart, time-tested business and sales strategies to bail out yourselves “Each and every one of us must do our part to conquer this crisis,” said Ludwig, the author of “Power Selling: Seven Strategies for Cracking the Sales Code.” (Kaplan Publishing) “We must participate in our own rescue by not giving up, by refusing to use the slow economy as an excuse for poor performance, by staying in front of our customers, and by continuing to use proven ‘best practices’ to reach sales success.” Ludwig compares the current situation to a whitewater rafting trip he took years ago on the Colorado River in the Grand Canyon. “We were about to head out, and our instructor was giving us last-minute safety lessons,” he said. “He warned us that if we should capsize, he might not be able to get to us immediately and that we had to participate in our own rescue. He told us to be resourceful and do everything we could to save ourselves until he could get to us. And I think that’s what we salespeople must do now. We must participate in our own rescue, be accountable for our actions, and realize there is no point in waiting for the gov18 | INSURANCE JOURNAL-WEST REGION June 1, 2009

ernment or anyone else to throw us a lifesaver.” Your Own Rescue Plan So how do business and salespeople conquer this crisis and orchestrate their own rescue plan? Here are eight fundamental keys: 1. Put the economy in perspective. The economy has been falling, not failing. It’s down, but it’s down from the biggest economic boom of all time, the biggest housing boom of all time, and the easiest loan requirements of all time. Sure, home sales are down 33 percent, but even with this negative statistic, 5 million homes were sold last year. “All of this just means the low-hanging fruit of two years ago is a little higher in the tree,” Ludwig said. “There’s still business in the marketplace — just not as much as a couple of years ago. We’re all going to have to work harder and smarter than ever before, but sales opportunities are still available.” 2. Replay the crises that you’ve overcome in the past. Virtually every person

and business has conquered at least one crisis. Now is a good time to reflect on those memories and remember how you came through those crises and found yourself stronger. Remind yourself that tough times never last, but tough people do. “I always reflect on nearing bankruptcy myself back in 2001 after I started my own business,” Ludwig said. “After a couple of years of hard work, I was able to bounce back to enjoy success. I think you’ll find that reflecting on a difficult period that you’ve already overcome will give you the confidence you need to conquer the current economic crisis. I truly believe that new growth and more prosperity are just down the road.” 3. Decide that you will make it through the slow economy. This economic crisis is like a crucible that provides us an opportunity to do what’s necessary to recast and forge ourselves into something bigger, better and stronger. We can’t control the events of our lives, but we can control what we decide to think, believe, feel and do about those events. “The only way to come out of this crisis continued on page 20 www.insurancejournal.com


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West Coverage News & Markets Bailout Plan, continued from page 18

triumphant is to make a defiant decision to think and act like you can’t be stopped,” Ludwig said. “Just as your muscles won’t grow stronger without your making the committed decision to push past your comfort zone into harder resistance, you can’t recast yourself in the event of a crisis without making a committed decision to be an unstoppable selling machine during the recession.”

And those things are attracted to us by virtue of the images we hold in our minds. Unfortunately, most people spend more time thinking about what they don’t want than what they do want, and then they wonder why what they don’t want keeps winning out. In a down economy, people’s powerful fears about what might happen are even more likely to become self-fulfilling prophecies. “To keep this from happening to you, write 4. Strengthen your body and your mind. down exactly what you want to accomplish Because fear and worry from a sales and business standhijack the mind, one of the point and then review those Handling a best ways to stay healthy goals every day,” Ludwig said. tough today is “Connect frequently to all the and focused during the economic crisis is to emotional reasons why you much easier if strengthen yourself both want to achieve those goals. you have an physically and mentally. Write down what it will mean Start today on a commitfor you and your family. How unshakable ted exercise and fitness will it affect your retirement? vision of a plan that will not only Will it help you send your child condition you to feel college? Will it make a much bright tomorrow. toneeded stronger than ever before, vacation a possibility? but that will also help you Stack the deck with so many manage the stress and anxiety that you are compelling reasons why, that you simply feeling these days. can’t resist achieving your vision. Handling a Condition your soul through daily meditatough today is much easier if you have an tion, by talking to the higher being of your unshakable vision of a bright tomorrow.” choosing, or by writing down what you’re grateful for. You might also want to consider 6. Keep training to get better. If there’s giving yourself a vacation from all of the bad ever a time to keep getting better at what news in the media every day. Feed your mind you do, it’s during a down economy. pure, powerful, and positive stories and Continuously learning and improving is the information by reading biographies of people only way to be more effective and efficient who have triumphed over crisis, by listening than ever before, and to ensure you are doing to inspirational music, and by watching everything in your power to out-do your comuplifting movies. petitors. “No matter how bad things are for you or “Too often, successful salespeople and your business right now, rest assured there is managers develop an overconfidence in their someone out there who has it worse than abilities and in ‘their way’ to sell or do busiyou, who doesn’t know where his next meal ness,” Ludwig said. “Then they hit some hard is coming from or where he’ll be sleeping on times, struggle, and start blaming the econoa given night,” Ludwig said. “Take time to my, when their own failure to keep learning reflect on how truly blessed you are. Your and training is partly to blame for their slow positive thinking will attract more good period. When times are tough, salespeople things your way.” can’t afford a single misstep. “One of the primary reasons I’m in the 5. Focus only on your goals. One of the training business is because I know from perlaws of the universe is the law of attraction. sonal experience that virtually any person Perhaps you read about it in the recent can improve through effective training,” he national bestseller, “The Secret.” Simply statadded. “So start reading a sales book during ed, it’s the idea that everything that comes your lunch break, attend a public sales semiinto our life, we’re attracting into our life. continued on page 22 20 | INSURANCE JOURNAL-WEST REGION June 1, 2009

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West Coverage News & Markets Bailout Plan , continued from page 20

nar, or get your company’s salespeople some outstanding training ASAP,.” he said. 7. Step up your high-impact sales activity. During a tough economy it becomes critical to spend a greater percentage of time performing high-impact sales activities, which

involve selling or prospecting to well-qualified ideal buyer types face-to-face or on the telephone. In other words, stop wasting so much time on things that don’t matter. “Recent research confirms salespeople on average spend only 90 minutes per day in high-impact selling activities,” Ludwig said.

8. Take the modeling-for-success shortcut. One other fundamental for achieving success rapidly in tough and uncertain times is to find a mentor, coach or colleague who’s achieving the outcomes you desire and model his approach. Or find someone who has experience overcoming past economic crises and ask her what strategies she plans to employ. Spend time with this person so that you can observe the skill sets necessary to achieve success. “This is simply a shortcut as opposed to the trial and error approach most people take in their pursuit of success,” Ludwig said. “You find someone who is achieving what you want to achieve in these economic times and then model his or her behavior. Just keep reminding yourself, if they can do it, you can do it.” “We wish President Obama great success helping us rescue the economy, [but] we can’t forget that each and every one of us salespeople is ultimately responsible for our own rescue,” Ludwig added. “Use the challenges you are facing to energize and motivate you during the slow economy. And remember that if you make it a priority, sales success is possible. You know the saying, ‘What doesn’t kill you makes you stronger.’ Well, it applies in sales too. If this economic period doesn’t put you out of business, it will make you a stronger and better salesperson.” IJ

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West Coverage News & Markets

State Auto: How a Regional Carrier Weathers the Storms CEO Restrepo Talks Cat Losses, Premium Growth and Independent Agents By Andrew G. Simpson

R

realize is that we can’t control the weather, egional property/casualty insurance comboth as a taxpayer and potentially as a comwe can only control our response to it. panies don’t make headlines like the large petitor. We’ve not had much of an impact on We put in place this year an aggregate reininstitutions. They simply go about their busiproperty and casualty-specific companies. It’s surance treaty [to cover] high frequency, low ness serving customers and independent been more of a life insurance issue than a severity weather events such as wind and hail agents— and paying claims. How are regional property/casualty insurance issue. if they reach an aggregate amount of, in our insurance companies faring in today’s climate? The P/C industry doesn’t need bailout case, $80 million. Last year, we had more than What challenges do they face? How can they money. We’ve tended to take risk on the liabil$100 million in cat losses. grow? And why are they so popular with ity side as opposed to the asset side. What has We’re in the process of rolling on independent agents? been demonstrated through all of this crisis is more wind and hail deductibles. Insurance Journal’s Andrew G. just how well-managed the industry has been We’ve, as has been true throughout Simpson put these questions to from a risk standpoint. the Midwest for competitive reaa popular regional carrier Companies that do have life insurance comsons, not been very aggressive with leader. Robert P. Restrepo is panies, particularly life insurance companies wind and hail. Again, the weather chairman, CEO and president that have been focused on retirement and has changed, the pain is too great. of Ohio-based State Auto investments, that’s where the risk has been. We need to share more of that risk Insurance Companies. State There’s a much higher degree of risk on the with our policyholders. Auto writes in 33 states from asset side that is not very complementary to We will be rolling out higher Utah to Vermont, through the kind of risk we take on the liability side. Robert Restrepo Jr. peril-specific wind and hail about 3,400 independent agenWe have seen some opportunities in the deductibles starting at $1,000. cies. Restrepo worked at nationmarketplace, but frankly they’ve been miniEventually, when we roll out a new homeal and regional insurers including Aetna, mal. The biggest opportunities have been for owner product, we’re going to 1 percent to 2 Travelers, Hanover and Main Street America specialty companies and for companies that percent deductibles in 11 of the 33 states we Group before joining State Auto in 2006. focus on much larger commercial accounts operate in. We’re getting more than we tend to focus on. Insurance Journal: A number of insurprices, and we are also develop‘[T]he weather IJ: Do tight credit marance companies have reported catastroing a new product that will phe losses. What is State Auto’s experikets and the overall allow us to price by peril. has changed, ence with catastrophes, and what can be investment environment Traditionally, we priced the pain is too affect State Auto? done to mitigate these losses? almost entirely based on the Bob Restrepo: My experience has been terrible. fire exposure. Our problem has great. We need Restrepo: They clearly have In the past year and a half, we’ve had an an effect. We have a certain not been fire. It’s been wind to share more unusually large frequency of fairly significant percentage of our investand hail. The new rating wind and hail storms throughout the Midwest ment portfolio in equities. methodology will allow us to of that risk and somewhat in the Southeast. Those equities have been address, by home and by homewith our When I started the business, it seemed that written down, they’ve lost owner, the specific perils that all the wind and hail happened in the second relate to that individual’s risk policyholders.’ value. Most property/casualquarter, generally along I-30. These events ty companies, though, are profile. now happen earlier in the year ... and much much more heavily weightWe’ll have the first generation further north, up toward I-70. ed on fixed income. of this product installed in We haven’t built our business model around Because we need liquidity and flexibility to Missouri at the end of this year, and we plan that, and we’re unusually affected by that make sure that we can pay the claims, to roll it out to all affected states next year. because we are so large in the Midwest. That’s whether it’s a big catastrophe tomorrow or a IJ: Larger financial institutions and primarily where these storms have their long tail liability claim in the future. So we insurance companies have been getting biggest impact, with Midwestern-oriented tend to take a lot less risk on the asset side. into trouble. Some are considered too companies such as State Auto. We need predictable returns, and we need large to fail. As a competitor, do the predictable liquidity, because we take our risk IJ: That’s the heart of your business. prospect of bailouts concern you? on the liabilities side. continued on page 26 Restrepo: It’s the heart and what we’ve come to Restrepo: The prospect of bailouts concerns me 24 | INSURANCE JOURNAL-WEST REGION June 1, 2009

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West Coverage News & Markets State Auto, continued from page 24

But clearly it’s had an effect on our capital as we’ve had to write down some equity. For companies in the industry that are more heavily weighted towards equities, clearly they’ve had a much bigger impact on their capital. IJ: I wonder if you see a trend of independent agents becoming either more or less dependent upon their regional carriers as oppose to their national carriers. Restrepo: I spent most of my early career with large national companies. One reason I left was because I was very attracted to the regional company model, because I saw the growth and the increased competitiveness among regional companies competing for market share and shelf space with independent agents. Independent agents have increasingly relied on regional companies, particularly in the small to medium commercial space, which is where most independent agents make most of their commission income. They like the reliability, the accessibility, and the relationships that they have on a day-to-day basis with

smaller regional companies. The kind of data come from acquiring smaller personal lines-orithat I’ve seen over the years reported by organented companies and then cross-selling in our izations such as the Big I demonstrates to me commercial lines portfolio. Every time we get a that that is paying off, that the regional compa- little closer to 50-50, we buy another smaller nies are getting an increasing share of indecompany, which increases the weight toward pendent agent’s business, personal lines. Over time both renewal business as we’d like to have a good bal‘Our internal well as new business. More ance. on the commercial line We’re a terrific personal goal is to try to side, but increasingly we lines company, always have grow faster than been. We’ve got a nice pressee it on the personal side as well. ence in it ... and an increasthe economy ing presence in the commerand faster than IJ: What is State Auto’s cial market. But where tradimix of personal lines and tional regional companies the industry.’ commercial business, have been the strongest is in and are you happy with the smaller commercial risks that? that require individual underwriting. Restrepo: We’re just about 60 percent personal Individual pricing don’t lend themselves to a lines and 40 percent commercial lines. We’ve standardized BOP-like approach. We have not been 60 percent personal lines for 40 years. We had as much success in that market as many don’t want to shrink ourselves to greatness; of our regional company competitors. That’s we’d love to have a balance of 50-50. where we see the real opportunity for us in A lot of our growth, in the past 15 years has the future.

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IJ: All companies preach against gaining market share by cutting prices. What do you see going on in the marketplace? Restrepo: It’s still a very competitive marketplace. Where we compete in personal lines, prices are increasing. Personal lines is a very disciplined market. It tends to be more concentrated and have fewer players. The advent of techniques like predictive modeling allow us to really monitor our margins and be much more responsive in making the pricing adjustments we need to preserve our profitability. The commercial lines marketplace is more fragmented where we deal with; we really focus on the small- to medium-size market. That remains very competitive. We’re starting to see price decreases moderate, and I expect in the second, third quarter we’ll start seeing modest increases. That’s going to be masked by the economy. We’re not going to see the same kind of premium yield that we’ve had in the past because the premium basis is declining, particularly in trades such as construction. But our margins will start increasing because we’ll start getting at least less rate decreases, and over time some modest rate increases. IJ: Are regional carriers under pressure to grow? Restrepo: We feel under pressure to grow our profitability, but clearly part of demonstrating you’re a responsive carrier over time is to have reasonable profit growth. We call it rational premium growth. Our internal goal is to grow faster than the economy and faster than the industry. We can have negative growth and still outpace the industry and the economy right now. But we are growing. We’re having positive growth largely on the personal lines side. We’ve had success in personal lines growing organically partially because of our product line, partially because of our pricing precision, and partially because of the technology we have in place with our agents right now make it easier to do business with. As a regional company, we’re more likeable than a lot of the larger, national, often times less personal companies. We’re growing nicely in personal lines. Our commercial production is flat, partially because the economy, and partially because of price competition.

Restrepo: Acquisitions are critical to our longterm growth. Our long-term strategy over time is to have about half of our growth come through acquisitions, and about half of it to come from organic growth. Our focus has been on smaller companies, $50 million to $250 million in premium that have good underwriting fundamentals, strong

agency relationships and allow us to diversify. Our goal is to diversify ... to allow us to better balance our traditional property oriented business with more casualty business. IJ This is an excerpt from a longer video interview with Restrepo. The interview and additional excerpts may be viewed at www.insurancejournal.tv.

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IJ: How important are acquisitions? www.insurancejournal.com

June 1, 2009 INSURANCE JOURNAL-WEST REGION | 27


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Agency Management Compensation Plans

How to Re-ignite Producers — and Other Employees — Who Have Lost Their Spark Incentive Compensation Focused on Customers, Not Premiums, Works, Consultant Says

A

l Diamond is one of the country’s best known and respected agency management consultants. His firm, the Agency Consulting Group, is based in Cherry Hill, N.J. He deals with agencies across the country on issues ranging from operations to mergers to sales and compensation. He is also a Best Practices instructor for the Independent Insurance Agents & Brokers of America and author of the newsletter, Pipeline. In this excerpt from a video interview with Insurance Journal’s Andrew Simpson, Diamond discusses how agencies can use a compensation plan to re-energize not only producers who have become de-energized, but also non-producer employees. He also discusses how to find agency talent amid today’s recession. Insurance Journal: Agencies are in the midst of both the soft market and the causing a lot changes in the way insurance is recession. How do you think they’re marketed. But the really strong agencies are doing? just getting stronger. The weak agencies are Diamond: Well, it’s a very interesting time. I falling by the wayside, if they don’t make know that a lot of my compatriots are talkchanges in the way they operate. ing about tough times, recessions, layoffs and all of the things that go with a business IJ: What can agency managers do with downturn. I’m afraid I don’t share that phia producer who maybe is not produclosophy. ing like he or she used to? Maybe Every economy poses challenges to the they’ve gotten a little insurance industry. This lackadaisical or just economy is no different. There are some lost their momentum. The economy is neither producers who How can agency manbad nor good for us; it is. agers, through their We’re like the stock broreach their level compensation system, kers of the world. There of comfort and … get them back on track, may be downturns in the market, or upticks in the they’re no longer especially in a soft market or a recession? insurance marketplace, as motivated to Diamond: Well, that’s a very but everyone still needs big question. Producers are insurance. They’re going go forward. generally motivated by to buy it from someone. money. They like money. What we want is we want them to buy it from our clients, using IJ: That’s a pretty short answer. the independent agency network and the Diamond: Yes, that’s a pretty short answer. good companies that support those indeThere are some producers who reach their pendent agents. level of comfort, and once they reach their So, the market right now is in turmoil. It’s 28 | INSURANCE JOURNAL-WEST REGION June 1, 2009

level of comfort, they’re no longer as motivated to go forward. We do producer compensation and producer contracts that reward producers, incentivize producers, and grow compensation for producers for growth, but disincentivizes them for shrinkage. In other words, if you grow your book of business, not only do you get commissions, whatever form of compensation, but the larger your book of business, the greater your economy of scale to the agency. We have tiered compensation, so that at different levels of production, producers make ever-increasing percentages, back to the first dollar. So they’re making a lot of money if they’re generating many hundreds of thousands of dollars of commissions. However, in order to get that, you have to have producers who are willing to say, “If I retire in place, if instead of being a producer I become an account executive and just take care of the customers I have, I can’t be called a producer any longer. I can’t be paid like a producer. I should be paid like an account executive.” And so we define a producer as someone who grows his book of business each year. I’m not talkwww.insurancejournal.com


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Don’t BEE Surprised! ing about premiums or commissions, I’m talking about customers. IJ: That’s a big difference — customers versus premiums — right? Because in a soft market, it’s not really within the producer’s control whether premiums are going up or down. Diamond: That’s exactly right. But he can keep all of his clients. And so he has to spend his time with his clients, as well as grow his business. If he goes backward in numbers of clients, in his percentage of his book of business, then he should expect to get paid less as well.

ity increase that determines their compensation. Suddenly the employees themselves have their own compensation in their hands. It’s not a commission. They’re still getting paid a salary. But they can control their salary by showing their employer how much more productive they are every year in their job. IJ: Are employees responsive to this? Diamond: Absolutely. It’s a wonderful tool. It takes a few years to indoctrinate that into a business. But once they do, two things happen. First, your marginal employees go away. That could be a positive or a negative, but those marginal employees that are just hanging on won’t stay. However your good employees are going to get even better, and you are going to attract high-performance employees to your agency.

IJ: Does incentive compensation work for non-producers? What would something like that look like? Diamond: It works extremely well and now is an excellent time to begin those programs. Incentive compensation for non-producer IJ: Obviously there have been layoffs employees is based on the premise that we throughout the economy and in financan no longer pay for cial services. Is that, in longevity. Just because any way, an opportuniThere are people you’ve been with me for 10 ty for independent years doesn’t mean you agents? available in all deserve more every year. Diamond: Absolutely. We industries, What we pay for, instead, have been complaining for is productivity. Every job in years that we can’t find especially in an agency has productivity qualified people. Well, those industries factors, whether it’s revenue there are qualified people per employee, customer out there now because all that agents are count, the number of claims other industries are being targeting to you handle, or in an shaken up. accounting department, They may not know insure. how well you handle your insurance, and we may be receivables and budget. We specialists. I know there measure that productivity factor for every are people who are viewing this who are job. much more knowledgeable than I am in The more productive they are, the more insurance products. But, let’s face it folks, money they make the agency. The more you don’t have to be a brain surgeon to be money they make the agency, the more we’re an insurance agent, you just have to be relaable to pay them. So what we do is we target tively knowledgeable and we can impart their productivity specifically to them, and that knowledge on other relatively intelliwe let the employees measure their own pro- gent people. ductivity every year. There are those people available in all It doesn’t mean that the employee is guarindustries, especially in those industries that anteed a job. If they don’t do a good job, the you are targeting to insure. Pick people out employer or the agent can still terminate of those industries, train them into the insurthem, and they still go through a series of ance products and you’ll have good, motivatreviews every year. However, if they’re doing ed people where the folks within our own a good job, then it’s the employee’s productiv- industry may be worn down now. IJ www.insurancejournal.com

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Idea Exchange D&O

The Growing Number of Bank Failures and the D&O Insurance Marketplace By Kevin LaCroix

I

n what has become a ritual, each Friday evening the Federal Deposit Insurance Corp. (FDIC) announces the names of the banks it has taken over that week. As of May 19, 2009, the number of year-to-date bank closures stands at 33, which exceeds 2008’s year-end total of 25, and already represents the highest annual total since 1993, at the end of the last era of failed banks. All signs are that the number of bank failures will continue to grow, a prospect that is affecting the director’s and officers insurance marketplace. After the end of the savings and loan crisis in the early ’90s, bank failures had become rare. No banks failed between June 2004 and February 2007, and only three banks failed during all of 2007. Beginning in 2008, and

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LaCroix

accelerating after mid-year, the number of years of risky lending, and one of the most bank failures has increased to the point that relaxed regulatory environments in the U.S. for now the FDIC is taking control of several starting new banks.” banks virtually every week. Even more surprising than the concentraAs might be expected, many tion in certain states is how recent bank failures have taken widespread the failures have The D&O marplace in certain geographic been. Banks have failed in 17 ketplace for areas. California, has had four states this year, sprinkled bank failures so far during across the nation. Even states community 2009. Georgia, which the Wall whose banks in the past banks is placid showed remarkable stability Street Journal called “the bank failure capital of the world,” are now experiencing failures no more. has had six bank failures durfor the first time in year. In ing 2009, bringing the state’s February, Maryland had its total number of bank failures since Jan. 1, 2008 first bank failure since 1992. to 11. According to the Journal, the state is Another surprising attribute of the bank “haunted by overabundant home building, closures so far this year has been the concentration in the community banking sector. According to one standard definition, a “community bank” is one that has assets under $1 billion. Based on that definition, the vast majority of 2009 bank failures have involved community banks. Twenty-eight of the 33 failures year-to-date have involved banks with assets under $1 billion. Many of those are very small; only eight of the 33 failed banks have had assets more than$500 million. Relevant indicators suggest the bank closures will continue for some time to come. In the FDIC’s most recent Quarterly Banking Profile, it counted 252 institutions with assets of $159 billion on its “problem list,” up from 171 institutions with $116 billion in assets at the end of the third quarter of 2008, which in turn was up from 117 institutions with $78.3 billion in assets as of the end of the second quarter. Of the many developments arising as part of the current credit crisis, the deterioration of some community banks may be among the most surprising and troubling. For many years, community banks represented the very essence of stability — and, it should be emphasized, most community banks still do. However, growing problems in commercial real estate and rising unemployment levels are raising problems even in the community banking secwww.insurancejournal.com


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tor, as the number of bank closures described above demonstrates. The growing bank failures have consequences, including related litigation. Failed bank litigation was a prominent feature of the S&L crisis, and that may be the case now. Of the 25 banks that failed in 2008, six are involved in securities class action litigation, though only 11 were publicly traded. The prospects for litigation, particularly involving actions brought by the regulators, seems likely with the rising number of bank failures. The D&O insurers, who were already cautious regarding companies in the financial sector as a result of the subprime meltdown and general economic turmoil, have registered these recent events in the banking sector. Along with their overall wariness of financial companies, the carriers are now increasingly careful with respect to community banks. Until recently, the D&O insurance marketplace for community banks had been a quiet area featuring broad terms at relatively low prices. Due to the recent deterioration, the D&O insurance marketplace for community banks has begun to change. Several carriers are now taking more defensive positions. Some carriers are reducing their limits exposed. Several key players have even begun non-renewing banks with certain characteristics or attributes, or in certain geographic areas. More restrictive terms and conditions, some of which had largely disappeared, are suddenly reappearing in coverage proposals for some accounts. Indeed, the regulatory exclusion, which had become relatively rare, may be making a comeback. Banks exposed to commercial lending or with elevated levels of nonperforming assets are finding they can place their coverage only for significantly increased premiums. The D&O insurance marketplace for community banks is placid no more. Perhaps the most noteworthy thing about the changes may be how quickly they have occurred. The speed of the change in the community banking sector represents the type and velocity of adjustment that can occur in a market turn. It is premature to say definitively that we are headed into a hard market any time soon, even just for community banks. But there may be some evidence to suggest that a harder market may well lie ahead. IJ LaCroix is an attorney and partner in OakBridge Insurance Services’ Beachwood, Ohio, office. Web blog, the D&O Diary: www.dandodiary.com. E-mail: klacroix@oakbridgeins.com. www.insurancejournal.com

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Idea Exchange Legal Beat

California Wildfires: Coverage Disputes May Be Heating Up Oshinsky

By Jerold Oshinsky and Vered Yakovee

O

n a number of well-publicized occasions, California homeowners have been ravaged by a series of wildfires with devastating results. Most recently in May in Santa Barbara, for example, the Jesusita Fire burned 80 homes and cost $20 million in firefighting expenses. In the same county on Nov. 13, 2008, the Tea Fire reached temperatures as high as 3,500 degrees, and more than 200 homes were totally destroyed. Impacted homeowners should have been fully protected by a combination of property insurance and by Federal Emergency Management Agency. Yet, many of those homeowners were seriously underinsured. Their coverage limits simply did not encompass the real costs of rebuilding homes today, especially in California. Insurers sometimes assert that policyholders and insurance intermediaries bear the responsibility for requesting sufficient coverage limits. There exists an open ques-

tion whether the insurance intermediaries are agents for the insurers, brokers for the insureds or both. In any case, policyholders undoubtedly rely on the intermediaries to advise them through the coverage web. And, FEMA apparently takes the position that it has no responsibility if the policyholder has sufficient insurance to cover the loss, although it is doubtful that anyone is sufficiently insured. As an overlay to this entire scenario, the California Insurance Commissioner publicly has announced his intent to make sure that insurers are meeting their obligations to pay all valid claims presented to them. The Commissioner also reported that the estimated exposure to insurers for the Tea Fire, as of Jan. 29, 2009, was $281 million and that insurers had paid about $122 million. Substantial reconstruction costs and related claims for personal property and additional living expenses remain in issue. Many policyholders do not fully compre-

hend the technical requirements of their insurance policies. Whether they decide to negotiate with insurers, intermediaries, FEMA, or turn to the Insurance Commissioner, they should be prepared initially to request at least the following information, which they are entitled to receive: 1. A certified copy of the policy, including the declarations and all endorsements. 2. All “claim-related documents,” including all documents that relate to the evaluation of damages … repair, and replacement estimates and bids, appraisals, scopes of loss, drawings, plans, reports, third-party findings on the amount of loss, covered damages and cost of repairs, and all other valuation measurement, and loss adjustment calculations of the amount of loss, covered damage, and cost of repairs. 3. The underwriting file in which the insurance company based its determination to issue the insurance policy. 4. Copies of all documents establishing the basis upon which policy limits were established, including any computer models. 5. Any and all disclosures of the nature and extent of an insured’s insurance coverage. (See Cal. Ins. Code § 2084, 2071, 10103.5, 10102, and California FAIR Plan standard policy). Most importantly, agents should inform continued on page 34

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Idea Exchange Legal Beat California Wildfires, continued from page 32

their policyholders to present a sworn proof of loss; they may be required to do so. The California Insurance Code contains a Standard Form Fire Insurance Policy for the state. That form requires the insured to provide a sworn proof of loss within 60 days of the loss unless extended in writing by the insurance company. Some policy forms do not require a sworn proof of loss unless requested by the insurance company. Whatever the specific provisions may require, many insureds are unaware of the proof of loss requirements. However, California law may preclude an insurance company from avoiding its obligations to its insured — even if the insured did not provide a timely or complete proof of loss — unless the insurance company can meet the high standard of proving that it was “prejuA helicopter makes water drops past a car with melted wheels, burned in the Jesusita fire in Santa Barbara, California May 8, diced.” In fact “in the majority of jurisdic2009. REUTERS/Lucy Nicholson (UNITED STATES ENVIRONMENT DISASTER) tions, the insurer can deny coverage based on a failure timely to submit a proof of loss statement only if it can prove that such faildenying a claim merely because an insured and submitted by the insured.” ure prejudiced it.” Allen D. Windt, Insurance failed to dot the i’s or cross the t’s on a Insureds also must be mindful of the Claims & Disputes § 303, at 117 (3rd ed. 1995). claim form or other submission. The issue is short statute of limitations in the California Under California law, an insurer may not not whether the insurance company has Standard Form Fire Insurance Policy. deny a claim based on a defective notice or received every item of information it Pursuant to California Insurance Code § proof of loss so long as the insured has “sub- requested from an insured. The question is 2071, suits must be filed within 12 months stantially complied with those conditions.” not even whether the insurance company after inception of the loss. Although this … Similarly, where an insurance policy appears to have in its hands the exact type time period should be tolled between the requires the insured to give the insurer of information it prefers when deciding on a insured’s filing of a claim and an insurer’s notice of a loss within a prescribed time claim. Rather the real question is whether denial of coverage (see Prudential-LMI period, the insurer may not there was enough evidence of Commercial Insurance v. Superior Court, 51 Cal. deny a claim based on the whatever form and however 3d 674, 699, 798 P.2d 1230, 1242 (1990)), Policyholders insured’s failure to comply acquired that it would be insureds should be proactive. They can do with this requirement unreasonable for the insurso by either obtaining a written tolling undoubtedly unless the insurer establishance company to refuse to pay agreement from their insurer that stops the rely on the es “actual and substantial the claim. statute of limitations from continuing to prejudice” resulting from Moreover, an insurance run, or by filing a suit before the year intermediaries company that does not such non-compliance. Scherz expires. to advise them respond to a sworn proof of v. South Carolina Ins. Co., 112 Insureds must be insistent on protecting F. Supp. 2d 1000, 1007-08 loss in a timely fashion could their interests, and communications with through the (C.D. Cal. 2000); see also be liable for unfair insurance agents and insurers should be in writing to coverage web. McCormick v. Sentinel Life Ins. practices under California avoid any miscommunications. IJ Co., 153, Cal. App. 3d 1030, law, opening the door to civil Jerold Oshinsky is a partner and Vered Yakovee is counsel is 1046, 200 Cal. Rptr. 732, 741 (1984): penalties to be fixed by the Insurance An insurance company has a duty to pay a Commissioner. Moradi-Shalal v. Fireman’s Fund the Los Angeles office of the Washington, D.C.-based law firm of Gilbert Oshinsky LLP. Oshinsky focuses his practice claim when it has acquired, through one Ins. Co., 46 Cal. 3d 287, 758 P.2d 58, 250 Cal. on insurance coverage litigation on behalf of policyholders means or another, sufficient evidence to Rptr. 116 (1988). In fact, California Insurance in federal and state courts throughout the country and on establish the validity of that claim. It does Code § 790.03(h)(4) lists as an unfair praccounseling clients nationwide on insurance coverage and not have the right to insist the claim be tice “failing to affirm or deny coverage of related matters.They can be reached at oshinskyj@ proved only through certain types of eviclaims within a reasonable time after proof gotofirm.com or yakoveev@gotofirm.com. dence. Nor does it exhibit good faith in of loss requirements have been completed 34 | INSURANCE JOURNAL-WEST REGION June 1, 2009

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Idea Exchange Agency Management Done Right

Economy Forcing Changes in Carrier Investment Philosophy Ratings Agencies May Need to Rethink Their Methodologies as Well By Stephanie Jones

T

he current economic environment has produced several influences that in combination are negatively affecting, or at least stressing, property casualty insurance carriers in unique ways, says one experienced industry analyst. Investments in financial services providers, such as banks, Fannie Mae preferreds, Fannie Mae issues and debt obligations, have long been thought of as excellent instruments in an insurance company’s investment portfolio, explained Joe Petrelli, CEO of Columbus, Ohio-based actuarial consulting and financial analysis firm, Demotech Inc. Now, uncertain conditions in the financial services sector are causing many carriers to rethink that viewpoint. “We used to think those were excellent things to have in the portfolio,” Petrelli said. With the instability of equity markets and financial companies, however, insurers no longer “know how to value their quality in their investment portfolio.” Additionally, the insurance industry traditionally would maintain a high quality portfolio that provided an investment income stream to augment premiums as a revenue source, Petrelli said. With the economic meltdown of 2008 that investment income stream is not as reliable as it has been in the past. “And the third thing that I think is also interesting is even though we are in an environment where there is relatively low inflation, what is happening to the insurance industry is that that relatively low inflation is impacting their ability to increase premiums, but at the same time losses are increasing markedly,” he explained. Still, Petrelli said the P/C industry in general remains strong. “The thing that is interesting to me is that from a count perspective, if we look at approximately 3,000 companies in

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the property and casualty insurance industry, from the perspective of sheer count of companies, the overwhelming majority — probably north of 85 percent of the companies — are absolutely fine, and this meltdown in the equity markets, it really isn’t hurting them,” Petrelli said. It is the larger, more visible companies that have felt the adverse impact of the meltdown most severely. The smaller companies, regional companies, specialty companies, never invested in exotic investments or got involved in derivatives or any of the types of investments that landed other, larger firms in trouble, he said. Avoiding Pitfalls Petrelli says there are reasons why smaller, regional companies have been able to avoid the financial pitfalls that have beleaguered larger insurers. No. 1 — the overwhelming majority of the smaller companies are not publicly traded, or beyond that they are mutual companies instead of stock companies. So, there was no investor focus whatsoever,” he said. Petrelli acknowledged that many well-run publicly traded companies have weathered the current economic storm and are doing fine. As for the smaller companies, he said, they remained committed to fundamental insurance concepts, maintained the quality of their investment portfolio, watched liquidity and the adequacy of loss reserves, focused on the quality of reinsurance and kept their eyes on their business models. Petrelli said in a soft pricing cycle companies traditionally have been able to boost their revenues through investment income and cash flow underwriting. However, in the current investment environment companies are struggling to get a decent cash flow. While expectations are that insurers will need to raise pre-

Web Resource The podcast, Agency Management Done Right, Episode 1: The Economy, may be accessed online at www.insurance journal.tv/videos/2437/. miums to make up for investment losses, if consumers are unable or unwilling to pay more, carriers may not yet be in the position to raise prices significantly. Petrelli also doesn’t think premiums are going to rise substantially any time soon. He said it may be the third quarter of 2010 before any significant pricing changes occur. “And it’ll probably be 2011 before things really turn the way the industry would like,” he said. A Change in Rating Methodology Petrelli said he hopes one outcome of the crisis in financial services will be a change in the way ratings agencies do their jobs. “The truth of the matter is, I think one of the dilemmas we have with the downturn in the financial services industry is the subprime debt that had been rated triple ‘A’ by many of the rating agencies,” Petrelli said. “We’re now finding that certainly was not triple ‘A’ debt, and there were perhaps some flaws or at least optimistic assumptions in their algorithms and in their financial models. So, I would hope that the rating agencies will recalibrate the way they view debt.” He would also like to see international insurance rating agencies focus more on fundamentals, which is Demotech’s position. “We want good liquidity in the balance sheet. We want high quality, verifiable assets. We want loss reserves to be adequate, not just reasonable. We’d like to see high quality reinsurance, and we’d like to see companies sticking to what they know, rather than trying to expand just to make a rating agency happy.” IJ This story was based on an installment in the podcast series, Agency Management Done Right, hosted by Wells Publishing CEO Mitch Dunford.

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Idea Exchange Agency Technology

Re-Engineering Your Insurance Agency Understanding the Importance of Search Engine Optimization

By Laurie Zangwill-Infantino

A

couple times a year, I hear a clunk at my front door and I’m alerted by my barking dog that someone is there. I open the door to find my new Yellow Pages at my door step. I reach down, pick it up and go directly to my trash can. How things have changed! Not so long gone I would have picked it up and replaced my old, worn out Yellow Pages with the new shiny version. Remember how we used to pull our Yellow Pages off our shelf to look up a business — like “insurance”—and there, in alphabetical order, were the names of the insurance agents in our area. Our eyes were drawn to the big ads — figuring they must be better than the others and perhaps we gave those a call. Now, instead of “letting our fingers do the walking” through the Yellow Pages we are having our eyes do the browsing on the Web. Instead of looking for the big ads, we go for the first page the browser displays for what we are looking for. Just like with the

big ads we figure those companies that pop up first must be the best. When we surf the Web, we want to find what we’re looking for on the first page, maybe the second or third if we like browsing. Today, there is hardly a business that does not have a Web site. Many are just sim-

Infantino

SEO strategy and implementation in place ple pages so the business has an online presfor his business. ence. Others have some component of ebusiness or e-commerce. We are accustomed Understanding SEO to people telling us to go to their Web site SEO stands for search engine optimization to get the information we need. It is one and is the back room computer function of thing if we are given an actual Web site getting a business’ placeaddress. It is entirely differment and recognition in ent if we are trying to find Competing the various search engines. something or someone on Like a like a store without the Web. online in rough physical presence to attract economic times customers (foot traffic) if a That’s the Big Problem It is a major misconcepdepends on Web Web site has no SEO it can not attract virtual visitors. tion that just by having a presence and a So, how does your Web Web site that people will be able to find you or your well-thought out site get recognized? How can you compete with business. Web strategy. other businesses in your Not too long ago, I visitindustry that are already ed an insurance agency. He at the top? had called us because he recently had lost The answer lies in making sure your Web most of his clients to the downturned econconsultant is proficient in SEO and is able to omy. All those tried and true customers that get your Web site a PR Rating (Search were his retirement package had vanished. Engine Point Rating). A Search Engine Point He had to sell again — for the first time in Rating is a value that the engines assign a a decade and needed to site based on a number of factors, including figure out how to do how many links are pointing toward the site that. He told us he had a from other sites. This is where having placespecialty insurance proment in directories, e-zines, blogs, forums gram, one that his and reciprocal links makes all the difference. agency had for years. I At a time when insurance brokers and asked him if he had a agents are re-engineering their operations Web site and he nodded and where dollars spent have to have an yes. I then went to his absolute cost benefit, finding an expert in computer and opened up SEO can make all the difference to future a browser and typed in revenue. Competing online in rough ecokey words to see if the nomic times depends on Web presence and a Web would recognize his well-thought out Web strategy. As we look agency as having such a to cost contain and re-engineer our agencies, program. don’t overlook your opportunity for the Web “Car Wash Insurance, California,” I wrote presences that gives you the cutting edge. IJ and looked at the first page, and on and on. After 20 pages I never once saw anything relating to his agency or program. He was Zangwill-Infantino is president of the Insurance Skills surprised. Center, which offers webinars on SEO strategies as well as Yes, the agent had a Web site but no one other agency management topics. Phone: 800-375-8704. was going to find it. His Webmaster had no Web site: www.websitemarketingdesign.com.

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Errors & Omissions are his expertise. Not his practice. –Bruce Eisler, Senior Vice President LIU Professional Liability

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National Coverage Washington Report

Republicans Introduce Health Care Reform Plan

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ongressional Republicans unveiled a health care reform plan they hope will compete with what Democrats are planning to offer. U.S. Sens. Tom Coburn, M.D., of Oklahoma, and Richard Burr of North Carolina, along with U.S. Reps. Paul Ryan of Wisconsin and Devin Nunes of California, introduced legislation that shares the goal of the opposite party: the promotion of universal access to quality, affordable health care. But the Republican plan promises to achieve this universal access without creating any new government-sponsored insurance plan, an idea that many Democrats support, and without raising taxes. The public option has been opposed by health insurers, agents and conservative groups. Democrats have not yet unveiled a final plan, although many features including a public option and an individual mandate have been discussed in hearings over the past few months. Some of the other features dis-

cussed by Democrats are adopted in the Republican plan, such as the concept of a health insurance exchange, assistance for low income insureds and building on the existing employer-based system. In its major features, the Republican bill, dubbed The Patients’ Choice Act of 2009, would: • Create state health insurance exchanges to compare different private market health insurance policies. • Guarantee the same standard health benefits and choices as members of Congress now enjoy. • Ensure no individual would be turned down by an exchange insurer based on age or health. • Create a non-profit, independent board to risk adjust among participating insurers to penalize companies that “cherry pick” health patients and reward insurers that encourage prevention-

wellness and cover patients with preexisting conditions. • Gives states the ability to band together in regional pooling arrangements, as well as risk pools, reinsurance markets, or risk adjustment mechanisms to cover those deemed uninsurable. Republicans said their Patients’ Choice Act of 2009 would utilize the tax code to give every American, regardless of employment status, the ability to purchase health insurance by providing an advanceable and refundable tax credit of $2,300 per individual or $5,700 per family. It would also seek to improve the operation of Health Savings Accounts (HSAs) by allowing health insurance premiums to be paid with HSAs without a tax penalty and raising the amount of money HSA owners may annually contribute to their account. IJ

National Insurance Producer Licensing Bill Reintroduced in Congress

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ederal legislation designed to streamline licensing for insurance agents and brokers operating in multiple states has been reintroduced in Congress. The legislation, HR 2554, the National Association of Registered Agents and Brokers Reform Act of 2009, or NARAB II as it is known, was introduced by Rep. David Scott, D-Ga., and Rep. Randy Neugebauer, RTexas. The bill would establish a national organization, NARAB, which producers could join that would be responsible for establishing one set of licensing, con-

tinuing education, and other insurance producer qualification standards that would be applicable in all states in which they do business. While establishing a national licensing system, it would still allow states to license, supervise, discipline, and establish licensing fees for insurance producers. Similar legislation, H.R. 5611, passed the full House in Sept. 2008 but never attained a Senate vote. Agents, who otherwise support state regulation, are backing the creation of the NARAB national licensing organization in part out of frustration with the efforts by

N4 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

state insurance departments and the National Association of Insurance Commissioners to achieve reciprocity in licensing rules and procedures. Robert Rusbuldt, Independent Insurance Agents & Brokers of America’s CEO and president, said his organization believes the state system can’t effectively address certain regulatory problems and there is a role for Congress to play in helping to modernize state regulation. “The NARAB Reform Act is such targeted reform as it only relates to marketplace entry and would not impact the day-to-day state regulation of insurance.” IJ

Surplus Lines Regulation Reform Legislation Reintroduced

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egislation aimed at making access to the surplus lines market more efficient and help standardize state insurance regulation has been introduced again in the U.S. House of Representatives. Reps. Dennis Moore, D-Kan., and Scott Garrett, R-N.J., members of the House Committee on Financial Services, reintroduced the Non-Admitted and Reinsurance Reform Act of 2009 (NRRA), or HR 2571. The measure has 20 other cosponsors. Senators Evan Bayh, D-Ind., and Mel Martinez, R-Fla., members of the Senate Committee on Banking, Housing and Urban Affairs, have also announced that they plan on introducing a version of the bill in the Senate. The bill would establish national standards for how states regulate the surplus lines market and reinsurance, and would create a uniform system of surplus lines premium tax allocation and remittance, one-state compliance on multi-state surplus lines risks, and direct access to the surplus lines market for sophisticated commercial purchasers. The bill also would reduce overlapping, multiple-state regulation of both reinsurer financial conditions and credit-forreinsurance on the balance sheets of ceding insurers, supporters of the legislation say. The insurance industry remains virtually unanimous in its support of the bill. IJ www.insurancejournal.com


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International Coverage News & Markets

Max Cap, Validus, IPC Skirmishes; AIG IPO; Pirates Continue Attacks By Charles E. Boyle

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s the June 12 shareholders meeting approaches, the three-way tussle between Bermuda-based Validus Holdings and the Max Capital Group over the acquisition of

IPC Re shows no signs of letting up. In the latest round Validus lost its bid to expedite its suit against Max and IPC when the Bermuda Supreme Court dismissed its application, and ordered the company to pay IPC’s and Max’s court costs and legal fees.

Validus is seeking to void the $50 million termination fee and “no-talk” provision contained in the IPC-Max Amalgamation Agreement. It pointed out that the decision “only related to the timetable for the proceedings and was not a judgment on the merits of Validus’ claims. The judge acknowledged that Validus has raised ‘serious questions to be tried.’” Validus also noted that the “court’s ruling has no effect on Validus’ resolve to complete its acquisition of IPC, including the Exchange Offer we announced on May 12, 2009, and the Scheme of Arrangement, neither of which is conditioned on the elimination of the possible termination fee to Max.” Validus nonetheless upped its offer to IPC’s shareholders to $1.69 billion. IPC’s board promptly rejected the offer, and urged its shareholders to do the same. AIG finally launched its long rumored initial public offering (IPO) of its Hong Kong-based subsidiary, American International Assurance Co Ltd (AIA), known as its “crown jewel.” AIA provides coverage to about 20 million customers, or close to a third of AIG’s total customer base. AIA has more than $60 billion of assets under management, according to a report from Reuters. In 2008, it recruited more than 52,000 agents, bumping its representation up to about 250,000 agents, and it has about 20,000 employees across 13 Asian markets. Standard & Poor’s said that it did not expect any rating change as a result of the IPO. Somali pirates continued their attacks, but at least one of them was frustrated by the intervention of two Australian Navy warships that chased a band of pirates away from their intended target in the Gulf of Yemen. Aon issued a statement asking the world’s Protection & Indemnity Clubs (P&I), mutual associations that provide liability coverage for most of the world’s marine transport, “to remove their war risks exclusion to give ship owners greater coverage certainty in the event of a piracy attack.” IJ

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www.insurancejournal.com


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National Coverage News & Markets

AIG CEO, Chairman Liddy Calls It Quits Finding a New CEO Won’t Be Easy, Consultants Say

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merican International Group Inc. (AIG) announced on May 21 that Chairman and CEO Edward M. Liddy intends to step down once the board finds replacements for him. But who would apply for a job that requires regular coach flights to Washington to be abused by Congress on international television, to run a company that in many ways symbolizes the financial crisis? And oh by the way, Liddy held this job earning Edward M. Liddy just $1 a year. “They’re going to have a heck of a time getting somebody,” said Alan Johnson, managing director of New York-based compensation consultant Johnson Associates. “It’s one thing to be looking out from the parapets of the castle and have them shooting at you, but it’s another thing to be shot in the back.” Consultants and experts said someone with political savvy, even an outright politician, might be best-suited for the job, given that the U.S. government owns nearly 80 percent of the giant insurer, and that billions in public funds are on the line. Liddy has recommended that the chair-

man and CEO roles be separated and, giant firm to its knees last year. according to the company, the board of That scolding may have satisfied the need directors agrees with that strategy. for a scapegoat, but it also thins the ranks of Earlier in the month, the company that job candidates. has been bailed out by the federal govern“Congress acted grossly unprofessional, ment announced the nomination of six new vindictive, and there are ramifications,” said directors to stand for election at the compaJohnson. “The next guy doesn’t have to take ny’s annual shareholder meeting on June 30, this job, we’re not going to get as good a 2009. This slate will reconfigure the board person, and the American people will probso that a majority of its ably lose additional members will be newlybillions of dollars elected independent because of it.” directors. Under Liddy’s According to the stateleadership, the compament issued by AIG, ny has also begun the Liddy believes that the process of rebranding company should install a its insurance businessmore permanent leaderes as AIU Holdings to ship team and structure protect them from furalong with the new ther negative fallout board. from the troubles The searches for two caused by the AIG replacements — a CEO financial products and a chairman — will be unit. handled by both the Liddy, a former reconstituted board and Allstate executive who the trustees of the AIG was retired but took Credit Facility Trust, the AIG job largely in The AIG building in New York. which represents the govthe name of public REUTERS/Shannon Stapleton ernment’s 80 percent service, said he stake in the company. expects his successor “Much work remains to be done at AIG, to be paid a much higher salary. but much has already been accomplished,” But Americans, prompted in part by their Liddy said. “With the financial assistance of president, attacked Wall Street compensathe Federal Reserve Bank of New York and tion as galling and excessive as the country the U.S. Department of the Treasury, tumbled last year into a severe recession we have made substantial progress in blamed heavily on banks and others in the stabilizing AIG, reducing the systemic previously high-flying financial sector. risk that led the government to rescue “They narrow the pool substantially and Do you think AIG should pay its Financial Product the company, protecting our policyincrease the chances of making a bad pick if employees bonuses promised in 2008? holders and our businesses, and develthey get too chintzy” with compensation, oping a plan to repay American taxsaid Bert Ely, political policy consultant at payers. I am proud that we are now Ely & Co. in Alexandria, Va. “Given how 27% implementing this repayment plan.” poorly the government has conducted itself Yes But Liddy’s short tenure as CEO is over the last six to eight months, it cannot No marked by the public scolding he make a convincing argument that the perTotal Votes: 451 73% received at the hands of lawmakers son they pick will not be a political punchover bonuses paid to AIG’s financial ing bag,” he said. IJ product unit, whose bad bets on mortgage-backed securities brought the Reuters contributed to this story.

Insurance Journal Online Poll

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www.insurancejournal.com


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Spotlight Top Performing P/C Insurers

Premium Growth: Top 25 Premium Gainers in 2008 Versus 2007 By Joseph L. Petrelli

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hat is the impetus for growth? Why do some insurers emphasize growth and others do not? In his Sept. 25, 1961, address to the United Nations, President John F. Kennedy described conformity as “the enemy of growth.” This implies that those who emphasize growth are not conformists. If this is the situation, it seems reasonable to conclude that those who drive growth are forward thinking and seek to create the future rather than to conform to the status quo. During calendar year 2008, the Top 25 property and casualty insurance companies wrote an additional $10.3 billion in direct written premium over the 12-month period ending Dec. 31, 2008, versus the period ending Dec. 31, 2007. The total direct written premium for the Top 25 was nearly $92 billion in 2008 versus $81.7 billion in 2007. Despite an economy that has been unkind to many, direct written premium for the Top 25

Petrelli

grew at an annual rate of nearly 13 percent. More important to insureds, agents and claimants, Demotech’s review of the reported financial position of the Top 25 indicated that each of the Top 25 carriers had the surplus and financial strength to absorb and support their growth and relative premium level. Many of the insurance companies in the Top 25 were ultimately owned by or are part of well-known and highly respected groups. The insurer with the largest dollar volume of growth was National Union Fire Insurance Co. of Pittsburgh, a member of AIG. In calendar year 2008, it experienced dollar volume growth of nearly $900 million. One carrier that did not make the Top 25 list because it didn’t meet our criteria of having at least $25 million in direct written premium in the prior period is Berkshire Hathaway Assurance Corp. This company had an exceptional 2008, growing from zero dollars in direct premium written in 2007 to

$593,629,919 of premium in 2008. In an industry that scrutinizes the growth rate of premium writings, consumers and agents are well-served by having a core group of insurance companies capable of responding to the changing insurance and coverage needs of individuals as well as corporate consumers. IJ Petrelli is the president and founder of Columbus, Ohiobased Demotech Inc., Insurance Journal’s official research partner. Organized in 1985, Demotech is a financial analysis and actuarial services company providing services to regional insurance companies, title underwriters and specialty insurance markets. Financial Stability Ratings® of A or better are accepted by the secondary mortgage marketplace, virtually all mortgage lenders, several premium finance companies and an increasing number of umbrella insurance markets. Keep in mind that neither the National Association of Insurance Commissioners, Kansas City, Missouri nor Highline Data endorse any analysis or conclusion based upon the use of its data.

Top 25 P/C Companies in Premium Growth Based Upon Dollar Amount of Direct Premium Written (DPW) Growth; Minimum $25 Million DPW at Dec. 31, 2007; Year Ending Dec. 31, 2008 Versus Dec. 31, 2007 DPW $ Change Rank 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Company Name National Union Fire Insurance Co. of Pittsburgh Allstate Fire and Cas Insurance Co. Rural Community Insurance Co. Liberty Mutual Insurance Co. Travelers Home & Marine Insurance Co. State Farm Mutual Auto Insurance Co. AIU Insurance Co. Ace Property & Casualty Insurance Co. Westport Insurance Corp. GEICO Indemnity Co. American Security Insurance Co. Assured Guaranty Corp. State Farm Fire and Casualty Co. NAU Country Insurance Co. Allstate Property & Casualty Insurance Co. Axis Insurance Co. Great American Insurance Co. of NY Mid-Century Insurance Co. American Zurich Insurance Co. American Agri Business Insurance Co. Firemans Fund Insurance Co. GEICO General Insurance Co. American Bankers Insurance Co. of FL Peerless Ind Insurance Co. Producers Agriculture Insurance Co. Top 25

DPW 12/31/2008 $6,346,614,262 2,206,970,644 1,732,142,355 3,482,787,666 1,306,159,223 28,952,521,998 2,770,742,249 1,843,536,611 670,017,291 3,334,950,300 1,755,789,757 584,542,064 15,245,182,506 1,155,433,871 4,838,844,247 396,421,371 1,486,923,371 2,461,429,014 966,608,771 638,647,273 2,556,819,682 5,035,414,894 1,422,287,976 297,448,455 499,889,011 $91,988,124,862

DPW 12/31/2007 $5,450,523,420 1,586,628,382 1,120,385,336 2,879,017,143 764,998,207 28,434,556,002 2,262,929,283 1,339,144,547 174,511,502 2,859,043,536 1,302,103,585 159,202,567 14,823,888,784 740,317,165 4,486,286,874 108,099,410 1,201,843,361 2,187,199,186 699,627,561 377,810,158 2,319,931,267 4,810,585,920 1,199,042,963 95,696,358 304,118,269 $81,687,490,786

DPW $ Change $896,090,842 620,342,262 611,757,019 603,770,523 541,161,016 517,965,996 507,812,966 504,392,064 495,505,789 475,906,764 453,686,172 425,339,497 421,293,722 415,116,706 352,557,373 288,321,961 285,080,010 274,229,828 266,981,210 260,837,115 236,888,415 224,828,974 223,245,013 201,752,097 195,770,742 $10,300,634,076

DPW % Change 16.44% 39.10% 54.60% 20.97% 70.74% 1.82% 22.44% 37.67% 283.94% 16.65% 34.84% 267.17% 2.84% 56.07% 7.86% 266.72% 23.72% 12.54% 38.16% 69.04% 10.21% 4.67% 18.62% 210.83% 64.37% 12.61%

Data Source: The National Association of Insurance Commissioners, Kansas City, Mo., by permission. Information derived from a Highline Data product. The NAIC and Highline Data do not endorse any analysis or conclusion based upon the use of its data.

www.insurancejournal.com

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Special Report Fireman's Fund

Fireman’s Fund: Focusing on Agents CEO LaRocco, Exec Barnard Outline Insurer’s Renewed Strategy to Re-Engage Agents and Deliver Greater Value By Patricia-Anne Tom

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eathering today’s economic storm has not been easy for insurance companies. Consumers are more carefully scrutinizing their coverages, while the financial sector is taking a beating in the public, as the government has been forced to bailout large corporations. In light of these challenges, Fireman’s Fund is making a push to improve its products and distribution force. The Novato, Calif.-based insurance company — which relies 100 percent on independent insurance agents to distribute its products — said it is re-engaging agents and delivering greater value to them, as well as to consumers. As part of this commitment to agents, Fireman’s Fund’s leaders just wrapped

up a “road show,” in which they visited agents in 21 cities in nearly 10 days. On the last leg of the journey, Insurance Journal’s Patricia-Anne Tom sat down with Mike LaRocco, Fireman Fund’s CEO, and Eleanor Barnard, chief distribution, sales and marketing officer, to find out about the new product offerings and renewed relationships with agents. Insurance Journal: These are challenging times for all businesses, insurance included. Given the volatility of some insurance carriers and the market uncertainty, how can Fireman’s Fund

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assure agents and the public of its financial security? Mike LaRocco: Ultimately when you think about Fireman’s Fund and where we’re going, this is going to become a growing organization. We’ve always been solid. We’ve always been financially strong. We’re now positioning ourselves for some fairly significant growth as the market conditions improve and, obviously, the overall economy improves. We feel strongly that the way our products are designed and the markets that we’re in, that we have ample room to grow continued on page N12

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within the independent agency channel. We’re very bullish on the channel, and we’re really bullish on our opportunity to grow in that space. IJ: Fireman’s Fund is owned by Allianz. If you look at the recent crisis with American International Group (AIG), that company also had a financial backing of a larger group. How do you reassure your agents and customers that your company won’t wind up in a similar situation, where the other areas of AIG hurt the insurance business? LaRocco: That’s a great question. Simply because we’re the largest property/casualty company doesn’t make us financially strong. The size of the organization is an advantage, because when you have financial size in this manner you can leverage that size in effective ways. … The size and being the largest P/C company is an advantage, but there’s a huge difference [between us and AIG]. Allianz has a very long and proud record. We know what we are, and we know what we’re not. We are a P/C insurer, so the idea of finding the next clever financial derivative product or getting into a space that is complex has no interest to us. We’re a P/C company primarily. We really stick to our knitting. Some people may call that boring, but when we think about the P/C business, we know what we are. Obviously, we have a life business and an investment business, but speaking specifically to the P/C side, we’ve really stuck to our knitting. That’s reason one that people should feel good. The second reason [customers can be assured of Fireman Fund’s stability] is that the same approach really happens on the investment side of our business. Whether it’s a Fireman’s Fund company in the United States or Allianz on a global basis, we have a long, proud history of a very conservative balance sheet and a very conservative investment philosophy. Like every other company, we’ve certainly had some impairment because of the equity markets. … Today Allianz has a solvency ratio that is the envy of many of our competitors, because we have taken a very conservative approach from an investment standpoint and from a balance sheet standpoint.

Eleanor Barnard and Mike LaRocco

I’m not suggesting we haven’t made our own set of mistakes, but proportionately or relative to what you’ve seen at other companies, we’ve been in a much better position. It’s a very different story than what you hear about at AIG, because we’re a very different company from that standpoint. IJ: Are there any lessons that your company learned from the AIG crisis? LaRocco: Absolutely. We’re [always] learn[ing], whether it’s from AIG or the overall economic downturn that we’ve seen. With the troubles in the equity marketplace, it validated the lesson that if you’re good at something, just keep doing it and doing it and doing it, and get better, and better and better at it. Don’t get so full of yourself that you want to get onto that next clever or creative product line. This is really

N12 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

about dotting the I’s and crossing the T’s, and providing outstanding customer service. This crisis has really validated the Allianz approach to business, which I think is the right one. IJ: How were you affected by the AIG crisis? Are you going after their customers, especially in the high net worth clientele area, which both companies insure? Eleanor Barnard: We compete in the marketplace, regardless of the [similar coverages]. Nobody feels good to see any company going through what [AIG is] going through. They were our competitor long before this happened. So, we go after the marketplace regardless of the competitive situation. We walk into any agency, and we say, “Who are the carriers www.insurancejournal.com


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you’re competing with and we’re competing with for these customers who look like this?” Regardless if it’s high net worth, regardless if it’s commercial, we’re in a competitive marketplace. [We want to know] what are the differentiators that you’re selling today? Where are we relative to the value proposition, the share of shelf? When do you think of us? Why do you not? It isn’t that we’re going after [AIG’s] customers. We go after every customer in a marketplace that we really want to target. We have very aggressive growth goals, and we are doing a lot of work internally to be able to remember that we are driving for accelerated profitable growth everywhere. IJ: Talk to me about your company’s push to re-engage agents and deliver greater value to them. Barnard: It starts with distribution. Everything begins with your distribution strategy. All the great work that’s done here in this building, all the incredible value we bring to the end policyholder, we choose to do that through independent agents and brokers. Therefore, that relationship is absolutely critical to how we go to market. It goes from your distribution strategy to then aligning all of your marketing strategy and tools to driving profitable growth. We’re constantly striving to create an ease of doing business with independent agents. The agents that we write with vary from a smaller agent, independent agent, all the way up to a global broker. ... We’ve worked on segmentation. I don’t know any business that doesn’t segment their customers because every customer doesn’t need or value all the products you have or all the service that you provide. But we really put a lot of work in the past few months in segmenting our customers, understanding who’s very big with us today and why are they big with us? Who were the policyholders that they have that are Fireman’s Fund’s, because they represent many other companies? You think about it terms of a consumer; how much share of shelf do we have in that agency? Then we looked at who is selling our products today. It fast forwards to all of the investments that we’re making today, and the investments Allianz is enabling us to make today, in technology and then ultimately in a new broader www.insurancejournal.com

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product offering in the market. ... Fireman’s Fund today is much heavier and stronger in the West than we are in the East. But we really looked at the entire geography to understand how we get deeper with our current product offerings and where. Where’s our biggest opportunity to focus today, and then where’s our opportunity more broadly with the whole new portfolio we’re going to be bringing to the marketplace in the next 18 months?

communicate directly with them and their ability to share with us. We openly acknowledge that our technology is difficult [to work with], and we shared with them that Allianz, our parent company, just made a $100 million investment in Fireman’s Fund to invest in technology, in process and in people to enable us to create that ease of doing business that enables the agency to work with us. They were very excited about the enhanced products we’re going to be bringing to the market. And they were very excited to hear of the commitment that Allianz has to the U.S. marketplace. They were looking for some reassurances in an unstable marketplace of the financial strength of Fireman’s Fund.

IJ: How are you reaching out to agents? Barnard: In several ways. We communicate with our agents on our agent desktop. If they’re already contracted with Fireman’s Fund, we’re constantly communicating with IJ: Do you think agents would be wise to them through that technology. We also proconsider regional carriers as well as largduce an agent newsletter. We also have advisoer conglomerates? ry councils and that’s something we’re looking Barnard: That’s up to an individual agency. I at enhancing. We also have our salespeople out would say every agency is evaluating what carin the field ... we align our resources with riers they need in order to meet their custhose agents that we can bring the greatest tomers’ needs. … But today, given the instabilivalue to. We also provide direct access to our ty that [agents] have been experiencing, I think senior leadership team. there is a concern about (That’s the reason for) the the depletion of the carriroad show. Our CEO absolute‘Our CEO absoers. So whether [an agency ly believes that you get out lutely believes is] regional or national, there and you listen to your [they should ask themcustomers, and so we just did. that you get out selves whether] they can We had hundreds of agents there and you meet the opportunity they that we, his entire senior team, have in their marketplace got in front of. listen to your to add to their growth It was very interesting forcustomers ... we strategy. mat. Our CEO gets up and A lot of our [agency partopens it with very few comjust did. We had ners] are high-growth ments, and then we turn the hundreds of agencies, so they are conmeeting over to [agents]. about their renewWhatever’s on their mind, they agents that we ... cerned ables and where they need ask us questions, they give us got in front of.’ to place that business, comments. Then we stay at given the financial instabilthe end, and we interact with ity that they are facing in some cases. The fact them. We give our e-mail address and contact information to every single one of them as part that they have a national player like Fireman’s Fund is significant. That’s one of the reasons of their takeaway. We are absolutely, 100 perthey were so excited about our investment in cent accessible as a senior team. That’s the product development, in technology, because it long way of saying there isn’t one single way takes a national player and opens us up even we approach the agent. further. IJ: Were there any themes that emerged IJ: Have you changed your underwriting from the road show? standards or compensation as part of Barnard: No. 1, agents were thrilled to have access to the senior team, being able to have us continued on page N14 June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N13


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Special Report Fireman's Fund Fireman's Fund, continued from page N13

that customer a portal by which to come through them and get to the same information .... That’s one of the reasons we’re making this investment in our technology. We’re not making the investment to enable us to go direct. We’re making it so that independent agents of the future can bring that technology down to the customer. [Customers that want to do everything on the Internet] can go through an independent agent portal and get the same choices, if not ‘As you really more choices .... It’s a real win-win for the policyholder, think about the but we need to get that techturmoil and nology there for that. We believe we have such financial crisis, huge opportunities, still, with policyholder cus- independent agents and broIf we bring focus to tomers are more kers. that, we’re much better off and more turnthan trying to compete in an where marketing doling to their inde- arena lars are really driving the pendent agents behavior out there, not the total value proposition.

your renewed outreach to agents? Barnard: We look at compensation on an annual basis. I have been in the midst of the rollout of revised compensation in some of our personal lines products, but those have been on the drawing board for more than a year. Compensation is such a core element of the relationship that it’s something we look at on an annual basis. We’ll continue to do that.

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IJ: Your distribution strategy is solely through independent agents. Do feel that you’re missing out on customers that are looking to buy their insurance through the Internet, for example? LaRocco: My counsel to agents … is the individuals who are choosing to purchase over the Internet aren’t necessarily choosing those companies, they are choosing that lifestyle of being on the Internet. ... for advice.’ Independent agents can just IJ: Mike, you used to work as well offer their products for a direct company, how does working via their Web sites. And the benefit that the for Fireman’s Fund compare? independent agent brings in that space is they LaRocco: I’ve been on both sides of the fence. can offer the same type of ability to access First of all, I think there is a lot of business for business through the Internet and they also all companies. There are a lot of terrific direct have what I consider the safety net of providresponse companies. There are a lot of terrific ing the professional advice, should that conindependent agency companies, and I think sumer decide that they need that help. the fallacy is that this is a marketplace where As you really think about the turmoil and it’s kind of going to be an either or proposition. financial crisis, policyholder customers are That just doesn’t make sense. The reality is more and more turning to their independent that there are opportunities for all kinds of agents as the professionals they are for advice. methods of distribution. Just because one is They want to be sure that they are being placed with a solid company and that they can growing in a certain space doesn’t mean another one can’t grow as well. Consumers are going be counted on to be there in time of need to want different opportunities to purchase should they have that claim. I think that indetheir products, and I think there’s room for pendent agents are really, as always, in a very both to grow. They both have strength. good position and have a great opportunity in Our position and my position, having had front of them. the benefit of being on both sides, is that I see Barnard: The independent agent of the future the real value in terms of the professional has the opportunity to make investments that drive his relationships. The independent agent advice and counsel and choice that the independent agent brings to the consumer. Again, is the trusted advice and the trusted adviser, that’s always important, never more so than whether that be in personal or commercial. now. I think I bring a new perspective because They don’t need to seed off that customer that I have been on both sides. IJ chooses to use the Internet, but rather provide

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New Markets The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com. Staffing Firms Market Detail: World Wide Specialty Programs (www.wwspi.com) was founded 40 years ago to provide insurance exclusively for the staffing services industry. The program offered by World Wide includes: staffing services liability, general liability, professional liability, employment related practices, fidelity bond, commercial umbrella, property, office package and workers’ compensation. Specialty risk coverage is also available. Available Limits: As needed. Carriers: AIU Holdings Inc. No rating data provided. Admitted. States: All. Contact: Alan Doloboff at 866-927-2004 ext. 133 or e-mail adoloboff@wwspi.com.

Network and Computer Protection Market Detail: Victor O. Schinnerer & Co. Inc. (www.PlanetNetworkProtection.com) brings agents access to computer network protection created for design professionals. This is a cyber liability endorsement to VOS’s admitted professional liability policy for architects and engineers. The endorsement covers events such as: damage or theft of electronic information, inability of an authorized user to access a network, computer viruses, worms, Trojan horses, suspension or interruption of a network, denial of service attacks, privacy injury and identity theft, cost to notify affected parties of a security breach and an option to cover lost or stolen laptops. Minimum premiums begin at $510 and deductibles start at $1,000. Available Limits: Up to $2 million. Carriers: CNA. “A” rated by A.M. Best. Admitted. States: Ala., Alaska, Ariz., Ark., Colo., Del., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Va., Wash., W. Va., Wis. and Wyo. Contact: Cris Vincent at 301-951-6905 or e-mail vos.design@schinnerer.com.

Hazardous Occupation Health Insurance Market Detail: Benefits USA LLC (www.benefitsUSAonline.com) offers agents access to a guaranteed issue health insurance product for hazardous occupations. No ratings, exclusions, or declines. Issue ages of 18-64 for individuals engaged in construction, mining, logging, demolition, law enforcement, marine, salvage, chemicals. Available Limits: As needed. Carriers: Not provided. “A” rated by A.M. Best or better. Admitted.

Bringing Market Seekers and Market Providers Together • Find markets in our database • Promote your markets on our site • Join our community forums • Membership is free! States: Ala., Alaska, Ariz., Ark., Calif., Colo., Del., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., N.H., N.J., N.C., N.D., Ohio, Okla., Pa., R.I., S.C., S.D., Tenn., Texas and W. Va. Contact: Mark Swanson at 612-310-8559 or e-mail mswan71418@aol.com.

Dealers Open Lot Market Detail: Edward E. Hall and Co. (www.eehall.com) offers dealers open lot coverage (a.k.a. floorplan) physical damage coverage for franchised and non-franchised auto, truck, RV, motorcycle and equipment dealers. Minimum premiums begin at $2,300 and deductibles start at $500. Available Limits: Starting at $50,000.

N16 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

Carriers: Unable to disclose. “A” rated by A.M. Best. Admitted and non-admitted. States: All. Contact: Daniel Marzouk at 631-547-6003 or e-mail dmarzouk@edwardehall.com.

Commercial Construction Liability Market Detail: Insurance Specialty Group (www.insurancespecialtygroup.com) presents PrimeSTARR, an ISO-based commercial construction general liability coverage targeting middle market commercial general contractors and trade contractors in the $10 million to $75 million revenue range. Desired contractor classes include: infrastructure construction, street and road improvement contractors, institutional construction, commercial building construction and municipal revitalization projects. Minimum premiums begin at $50,000 and deductibles start at $5,000. Available Limits: $1 million to $2 million. Carriers: Starr Indemnity and Liability Company. “A” rated by A.M. Best. Admitted. States: Ariz., Ark., Del., Idaho, Ill., Iowa, Kan., Ky., Maine, Mich., Mo., Neb., Nev., N.M., N.Y., N.D., Ohio, Pa., S.D., Tenn., Utah, W. Va., Wis. and Wyo. Contact: Gary Ricker at 646-367-5150 or e-mail gricker@insurancespecialtygroup.com.

Records Storage Legal Liability Market Detail: Oswald Logistics (www.oswaldlogistics.com) introduces coverage specifically designed for the record and information management services industry (RIMSI). Coverage includes warehouse legal liability and protection for the gross income and extra expense exposure unique to the RIMSI industry. Minimum premiums begin at $1,000 and deductibles start at $25,000. Available Limits: Up to $1 million. Carriers: Max Specialty Insurance Co. “A-” rated by A.M, Best. Admitted and nonadmitted. States: All except Alaska and Neb. Contact: Bryan Ice at 440-625-1445 or e-mail b3@oswaldcompanies.com. www.insurancejournal.com


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Alcohol and Drug Rehabilitation Centers Market Detail: Irwin Siegel Agency (www.siegelagency.com) provides access to a unique and comprehensive insurance and risk management solutions tailored to the risks in the social service field. Program coverage features include: general and professional liability, abuse coverage, property, inland marine and crime, commercial auto, workersâ&#x20AC;&#x2122; compensation, umbrella and the availability of many enhancements. Available Limits: As needed. Carriers: Not disclosed. â&#x20AC;&#x153;Aâ&#x20AC;? rated by A.M. Best. Admitted. States: All. Contact: Brad Rutledge at 800-622-8272 or e-mail brad.rutledge@siegelagency.com.

Specialty Equipment Rental General Liability Program Market Detail: Trade Group Insurance

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Specialties Inc. (www.tradegroupins.com) created and is the exclusive underwriter for the FLOW Rental Program. FLOW provides general liability protection for the insurance needs of specialty rental trades such as traffic control and barricades, portable toilet, temporary power and fencing, and water pump and flow diversion. Minimum premiums begin at $10,000. Available Limits: As needed. Carriers: Unable to disclose. â&#x20AC;&#x153;Aâ&#x20AC;? rated by A.M. Best. Non-admitted. States: All except New York. Contact: Michael Bell at 866-366-7938 or e-mail mbell@tradegroupins.com.

Large Commercial Umbrella Market Detail: Northern Star Insurance Agency LLC (www.northernstarins.com) can offer certain classes of commercial insureds umbrella and excess coverage with limits up to $100 million. Northern Star spe-

cializes in community associations, real estate, hospitality, public entities, restaurants, museums and cultural centers, auto dealers, contractors, distributors, manufacturers, retailers, service organizations and many other market segments. Minimum premiums begin at $500. Available Limits: $1 million to $100 million. Carriers: Unable to disclose. â&#x20AC;&#x153;A-â&#x20AC;? or better as rated by A.M. Best. Admitted and nonadmitted. States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., Del., Ga., Ill., Ind., Md., Miss., Mo., Neb., Nev., N.J., N.M., N.Y., N.C., Ore., Pa., R.I., S.C., Tenn., Texas, Utah, Va. and Wis. Contact: Eric Magee at 714-938-0015 or e-mail emagee@northernstarins.com. IJ Submit your companyâ&#x20AC;&#x2122;s property/casualty markets to the industryâ&#x20AC;&#x2122;s leading searchable database at www.mynewmarkets.com.

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Idea Exchange Minding Your Business

What is your USP? Become Outstanding Through Unique Selling Propositions

By Bill Schoeffler and Catherine Oak

Oak

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uct they will buy and from whom. Determine what is the “value” they are looking for when buying insurance. Brainstorm with everyone possible. Most importantly, talk to customers and prospects. Sometimes, the “real” reason a customer buys is not obvious, even to them.

ou might have heard the saying, “Differentiate or die.” In the highly competitive world of insurance sales, the two primary ways insurance is sold is on relationships and price. To have long-term success in the marketplace you have to be unique and fill a special niche. What makes you more unique, more valuable, and more visible in the market? To be as compelling or persuasive as possible requires that you know your agency’s USP — Unique Selling Proposition (or Position). This requires some hard soul-searching combined with a spark of creativity and insight. Charles Revlon, founder of Revlon, would say he sold hope, not makeup. Neiman Marcus sells luxury, while Wal-Mart sells bargains. We have developed a 10-step process to create your own USP. You can download a copy of your own worksheet from our Web site at www.oakandassociates.com under the download section. Step 1: What Are Customers Buying? Too often, entrepreneurs fall in love with their product or service and forget that it is the customer’s needs, not their own, that they must satisfy. Make sure what you are offering is something that really matters to potential customers. Take a good look at your book of business and compare it to what your clients are buying. If you don’t have what your customers need, your competitors will. Step 2: Why Are Customers Buying It? Know what motivates your customers’ behavior and buying decisions. Effective marketing requires you to be an amateur psychologist. Remember, price is never the only reason people buy. The answer might be high quality service, convenience of doing business, a firm’s rock solid reputation, etc. Look at the criteria customers use to decide which prodN18 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

Schoeffler

Step 3: Rank Yourself and Your Competitors by These Criteria Next, identify your top competitors and rank them and your agency against the list generated in the previous step. Be honest in the assessment. Score yourself and each of your competitors on each of the values or needs. If possible, base your scores on objective data. Where you can’t, do your best to see things from a customer’s perspective and make your best guess. Plot these points on a graph to see a differentiation of the strengths and weaknesses between you and your competitors. This helps uncover the real reasons why customers buy insurance from your agency instead of a competitor’s. Step 4: Solve an Industry Pain or Performance Gap Think outside the box. Move beyond the basics that are common to what all other agencies provide. Identify which needs or “gaps” are going unfulfilled right now. This is sometimes termed a “performance gap.” Businesses can be very successful if they base their USP on a performance gap. For example, Dominos Pizza’s USP of “Pizza delivered in 30 minutes or it’s free” helped them become wildly successful. When the kids are hungry and can’t Know what wait an hour, the parents call Domino’s who delivered on their motivates your USP (and a pizza).

customers’

Step 5: Define Your USP behavior and Once you’ve gone through this buying process, you need to take the next step. Start with a clean sheet and decisions. clear your mind of any preconceived ideas about your agency. This is the time to be brutally honest. What is your USP and how can you position your business to highlight your USP? Successful business ownership is not about having a unique product or service; it’s about making your product continued on page N20 www.insurancejournal.com


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BR AINS & BRAWN SINCE 1992 WESTROPE HAS PLACED BILLIONS WITH MAJOR CARRIERS IN T H E U . S . A N D G L O B A L M A R K E T S I N T H E B E L I E F T H AT T H E W O R L D N E E D S THE BEST WHOLESALE INSURANCE SOLUTIONS.

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Idea Exchange Minding Your Business USP, continued from page N18

stand out, even in a market filled with the same thing. What is your competitive edge? Step 6: Condense Into One Clear and Concise Sentence When crafting your USP, it must be simple, believable and easy to communicate. Take all the details from the steps above and sculpt them into one clear and concise sentence with compelling salesmanship fused into every single word. Federal Express (FedEx) dominated the package shipping industry with their famous USP: “Federal Express: When it absolutely, positively has to be there overnight.” Step 7: Be Specific and Offer Proof Consumers are skeptical of advertising claims companies make. Stop the objection before it starts. Answer their skepticism by being specific and offering proof when possible. Get testimonials about how great you are and why your customers are not just

satisfied, but advocates. Step 8: Bullet Proof Your USP Make sure you can defend your USP. You can be sure that, your competitors will do what ever they can to neutralize it. Your USP will also need to be updated on a regular basis. The core element does not need to change, but how it is presented should be revised from time-to-time. This way, your competitors will struggle to keep up. Step 9: Integrate Your USP Into Your Business Variations of your USP should be included in all your marketing materials such as your advertising, business cards, brochures, letterhead, Web site, etc. Make sure to work with producers so it is also part of their presentations, “elevator pitch,” phone calls, and sales scripts and proposals. Step 10: Deliver On Your USP’s Promise

N20 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

You need to “walk the talk.” Be bold when developing your USP, but be careful to ensure that you can deliver. In the beginning, it was a challenge for Federal Express to absolutely, positively deliver overnight, but they developed the system that allowed them to deliver the promise consistently. Conclusion In today’s competitive market, your business cannot thrive if you are using the same old “me too” marketing that everyone else is using. Your USP is the force that drives your business and success. The ultimate goal of your USP and marketing is to have people say to you, “Oh, yes I’ve heard of you. You’re the company who ...” IJ Schoeffler and Oak are partners at the international consulting firm Oak & Associates, providing services for mergers, acquisitions, management and financial consulting. Contact: 707-935-6565. E-mail at bill@oakandassociates.com. Web site: www.oakandassociates.com.

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Welcome to Insurance Journal’s 18th Annual Program Directory, Volume I. Information contained in this 2009 directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com.

Above & Underground Mining Co’s ® Casualty & Surety, Inc. Coverages CGL, Equipment, Excess Liab, Inland Marine, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted StatesAll States ® Crump Insurance Services, Inc. (Portland) Coverages GL, Pollution Liab Carrier StatusNon-admitted States All States ® OnPoint Underwriting Coverages Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States

® The Managing Agency Group Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Accountants/CPAs

® AVRECO Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® American Management Corporation Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

® CAMICO Mutual Insurance Company Coverages EPLI, Professional Liab States Most States

® Apex Insurance Services Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ® Beacon Hill Associates, Inc. Coverages CGL, E&O, Pollution States Most States ® Bonding and Insurance Specialists Agency, Inc. Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ® Chamber Insurance Agency Services Coverages Environmental Liab, Pollution Liab Carrier Status Admitted States Most States ® Environmental Insurance Agency (EIA) Coverages Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States Most States ® Freberg Environmental, Inc. Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States ® Metcom Excess Coverages Business Interruption, Pollution C arrier Status Non-admitted States PA, NY, NJ ® PartnerOne Environmental Coverages Pollution, Pollution Liab Carrier Status Admitted States All States ® Russell Bond & Co., Inc. Coverages Abuse & Molestation, Addiction Treatment, Assault & Battery, Environmental Liab, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® Target Marketing Ins. Services, Inc. Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL

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® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

Above & Underground Storage Tank Owners

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Addiction Treatment Facilities ® AIRisk (formerly listed as AIG Programs) Coverages Abuse & Molestation, D&O, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States All States

® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ® Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

® Crump Insurance Services, Inc. (Louisiana) Coverages D&O, E&O, EPLI, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Herbert H. Landy Insurance Coverages D&O, Professional Liab Carrier Status Admitted States All States ® Insight Insurance Services, Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States ® King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States

® Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® Monitor Liability Managers, LLC Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® Norman-Spencer International, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Adoption Agencies ® AIRisk (formerly listed as AIG Programs) Coverages Abuse & Molestation, D&O, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States All States

® Philadelphia Insurance Companies Coverages BOP, E&O, Identity Theft Carrier Status Admitted States Most States ® Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Tax Audit, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® U.S. Risk Insurance Group, Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

® NIF Group, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Boiler & Machinery, Business Income, Business Interruption, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Adult Care Facilities ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N21


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® Anderson & Murison, Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA

® Aon Association Services

Coverages Auto Comm-Standard Liability, D&O, Employee Benefits,

® Chopra Insurance Brokerage, Inc. Coverages CGL, Property Carrier Status Non-admitted States Most States

® Francis L. Dean & Associates, Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® USG Insurance Services, Inc. Coverages Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Property Carrier Status Admitted, Non-admitted States All States

Agribusinesses

Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States

® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

® Bunker Hill Insurance Agency Coverages Misc Professional Liab, Non-Profit D&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

® Abram Interstate Insurance Services, Inc. Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States NV, CA, AZ

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Agricultural Insurance Mgmt Svcs. Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

® Casualty & Surety, Inc. Coverages GL, Professional Liab States Most States ® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Irwin Siegel Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

® M.J. Hall & Company, Inc.

Coverages Business Income, CGL, Difference in Conditions, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® THOMCO Coverages Auto Comm-Standard, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, EPLI, Identity Theft, Medical Malpractice, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Clubs ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ® Britt/Paulk Insurance Agency, Inc. Coverages Business Income, Business Interruption, Catastrophe, Commercial Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Crump Insurance Services, Inc. (Seattle) Coverages GL, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States WA, OR, MT, ID ® Mattei Insurance Services, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States ® OnPoint Underwriting Coverages Contractors Equip, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

® Global Aerospace Coverages CGL, Completed Operations Liab, Fire Legal Liab, Garage Keepers Legal Liab, Medical Payments, Products Liab Carrier Status Admitted States All States ® HULL & Company, Inc. - Fort Lauderdale Coverages GL, Hull, Physical Damage Carrier Status Non-admitted States All States

Alarm Monitoring Companies ® Brownyard Group Coverages GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Alcohol & Substance Abuse Treatment Centers ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, Employee Benefits, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States WA, VA, TX, PA, OH, NY, NV, NM, NJ, MI, MD, IL, GA, FL, CA ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® American Underwriting Managers Coverages GL, Professional Liab Carrier Status Non-admitted States TX, NM, LA, AR ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Wildlife Insurance Underwriters, LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability, Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

® Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

Aircraft Manufacturers ® Global Aerospace Coverages Completed Operations Liab, Products Liab Carrier Status Admitted States All States

Aircraft Repair/Service ® Britt/Paulk Insurance Agency, Inc. Coverages Builders Risk, CGL, Environmental Liab, Equipment, Equipment Breakdown, Excess Liab, GL, Hull, Inland Marine, Pollution Liab, Portable Equip, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Global Aerospace Coverages CGL, Completed Operations Liab, Fire Legal Liab, Garage Keepers Legal Liab, Medical Payments, Products Liab Carrier Status Admitted States All States ® Wildlife Insurance Underwriters, LLC Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Airlines ® Global Aerospace Coverages Hull, Legal Liab, Medical Payments Carrier Status Admitted States All States

Airport Owners & Operators ® Britt/Paulk Insurance Agency, Inc.

Coverages Cargo, CGL, Contractors Equip, E&O, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hull, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

N22 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ® Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ® NIF Group, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommNonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto PersStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Smith, Bell & Thompson Coverages Abuse & Molestation, CGL, Crime, D&O, Employee Benefits, Nonowned & Hired Auto, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Amateur Sports Associations

Amusement Parks ® Crump Insurance Services, Inc. (Dallas) Coverages Auto Comm-Standard, Liability, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® Crump Insurance Services, Inc. (Dallas) Coverages Liability, Property Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Louisiana) Coverages Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

® Bollinger, Inc. Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States

® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

® Crump Insurance Services, Inc. (Memphis) Coverages Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Antique/Classic Car Collections

® Crump Insurance Services, Inc. (New York) Coverages Liability, Property Carrier Status Admitted, Non-admitted States All States

® Gales Creek Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ® K & K Insurance Group, Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States Most States ® RLI Specialty Programs Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ® Special Markets Insurance Consultants, Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States

Ambulance Service ® Crump Insurance Services, Inc. (Dallas) Coverages Auto Comm-Standard, EPLI, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Memphis) Coverages Auto Comm-Standard, EPLI, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Nashville) Coverages Auto Comm-Standard Liability, EPLI, Excess Liab, Liability, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (New York) Coverages Auto Comm-Standard Liability, EPLI, Excess Liab, Liability, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States ® National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States Most States ® Norman-Spencer International, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Emergency Towing & Service, Equipment Breakdown, GL, Liability, Professional Liab, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ® PGI Commercial, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® THOMCO Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Excess Liab, Inland Marine, Liability, Professional Liab, Property, Uninsured Motorists Carrier Status Admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

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® American Collectors Insurance, Inc. Coverages Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States ® Hagerty Insurance Agency, Inc. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States Most States

® Crump Insurance Services, Inc. (Portland) Coverages GL, Property Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Seattle) Coverages GL, Property Carrier Status Admitted, Non-admitted States WA, OR, ID

® Insurance Center Special Risks Ltd Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States VT, RI, NY, NH, ME, MA, CT

® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

® J.L. von Arx & Associates Coverages Auto Comm-Nonstandard Phys Dmg, Garage Liability Carrier Status Admitted, Non-admitted States CA, AZ

® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages Business Income, GL, Property Carrier Status Non-admitted States All States

® Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

® DVUA (W Va.), a div of Hull & Co., Inc. Coverages Business Income, GL, Property Carrier Status Non-admitted States All States

Apartment Building Owners

® HULL & Company, Inc. - Dallas Coverages CGL, GL, Property Carrier Status Non-admitted States TX

® 4 All Insurance Services Coverages Builders Risk, CGL, COC, Commercial Excess, D&O, Earthquake, EPLI, Fiduciary Liab, Flood, GL, Pollution, Property, Renters Insurance, Residential Property Carrier Status Admitted, Non-admitted States WA, VA, TX, OR, NY, NV, FL, CA, AZ ® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® Abram Interstate Insurance Services, Inc. Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ

® Dunfield Wholesale Insurance, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

® HULL & Company, Inc. - Denver Coverages CGL, Property, Umbrella Carrier Status Non-admitted States CO ® HULL & Company, Inc. - Fort Lauderdale Coverages Boiler & Machinery, CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Great Falls Coverages CGL, Property Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - Honolulu Coverages CGL, Property Carrier Status Non-admitted States HI

® Advanced E&S Insurance Underwriters Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, FL, CT, OH, WI

® HULL & Company, Inc. - Horsham Coverages Business Income, GL, Property Carrier Status Non-admitted States All States ® HULL & Company, Inc. - Kalispell Coverages CGL, Property Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - New Orleans Coverages CGL, Property Carrier Status Non-admitted States LA, MS

® AFG Partners Coverages Commercial Excess, Property, Residential Property Carrier Status Admitted, Non-admitted States All States

® HULL & Company, Inc. - Newport Beach Coverages CGL, Property Carrier Status Non-admitted States CA

® Agency Intermediaries, Inc. Coverages CGL, Real & Business Personal Prop Carrier Status Non-admitted States MA, CT

® HULL & Company, Inc. - Tampa Bay Coverages CGL, Property Carrier Status Non-admitted States FL

® American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR

® ICAT

Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® iii of Maryland, Inc. Coverages Apartment House Package, Assault & Battery, Business Income, CGL, Environmental Liab, Equipment Breakdown, Excess Flood, Excess Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States VA, MD, DE

® Anderson & Murison, Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA

® Independent Brokers & Agents of the West (IBA West) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA

® Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States CA, AZ, NV ® Braishfield Associates, Inc. Coverages Apartment House Package, Assault & Battery, Boiler & Machinery, Business Income, EPLI, Fidelity, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Brecht & Associates Coverages Apartment House Package, CGL, GL, Property, Umbrella Carrier Status Non-admitted States TX

® Insurance Innovators, Inc. Coverages Abuse & Molestation, Apartment House Package, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States PA, NJ, MD, DE ® J.L. von Arx & Associates Coverages Apartment House Package, Excess Liab, Fire, GL, Pool & Spa Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® M.J. Hall & Company, Inc. Coverages Business Income, CGL, COC, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

® McClelland and Hine, Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX

® Chopra Insurance Brokerage, Inc. Coverages CGL, EPLI, Property Carrier Status Non-admitted States UT, SD, ID, HI, CO, CA, AZ ® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States

® McGowan & Company, Inc. Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N23


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Metcom Excess Coverages Apartment House Package, Umbrella Carrier Status Non-admitted States NJ ® Metro Insurance Services, Inc. Coverages Apartment House Package, Business Interruption, Crime, Employee Benefits, Equipment Breakdown, Excess Flood, Garage Keepers Legal Liab Carrier Status Admitted, Non-admitted States Most States ® Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Legal Expense Ins, Professional Liab, Tenant Discrimination Carrier Status Non-admitted States Most States ® National Advantage Insurance Services, Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States TX, OR, CA, AZ ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States NV, CA, AZ

® Northern Ohio E & S Agency, Inc. Coverages Business Income, Commercial Excess, Completed Operations Liab, Liability, Medical Payments, New Occurrence, Property Carrier Status Non-admitted States OH

® Ron Rothert Insurance Coverages Apartment House Package, Business Income, GL, Medical Payments, Property, Umbrella Carrier Status Non-admitted States WA, OR, ID

® Northern States Agency Coverages Apartment House Package, Builders Risk, Business Income, CGL, Commercial Excess Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA

® South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Equipment Breakdown, GL, Property Carrier Status Admitted, Non-admitted States CA, NV ® PGI Commercial, LLC Coverages Apartment House Package, Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States WI, WA, UT, TX, PA, OR, OH, NY, NV, NM, NJ, MI, MD, IN, IL, ID, CO, CA, AZ

® Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

TM

Thinking. Ahead.

® Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States NV, CA, AZ ® Superior Access Insurance Services Coverages Apartment House Package, Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States ® TAPCO Underwriters, Inc. Coverages GL, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® The Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® UCA General Insurance Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ ® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA ® USX/S

Coverages Builders Risk, CGL, Identity Theft, Pollution, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted S tates All States

® Vulcan Excess & Surplus Insurance Coverages Equipment Breakdown, Excess Liab, GL, Glass, Property, Tenant Discrimination Carrier Status Non-admitted States CA

PROTECTION FOR THE FUEL INDUSTRY Petroleum Jobbers Propane Retail & Wholesale Home Heating Oil Distribution Used Oil Haulers Common & Contract Carriers

Coverages: Business Property Business Auto General Liability Workers’ Compensation Umbrella and many more! J J J J J J

® Western Security Surplus Insurance Brokers, Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States TX, CA ® Westrope Coverages Assault & Battery, Builders Risk, Business Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ® Westrope Insurance Managers of Florida, LLC Coverages GL, Property Carrier Status Non-admitted S tates TX, NC, GA, FL ® Yates & Associates Ins. Services Coverages CGL, Difference in Conditions, Property Carrier Status Non-admitted States CA

Appraisers ® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Herbert H. Landy Insurance Coverages E&O, Professional Liab Carrier Status Admitted States Most States ® Intercorp, Inc. Coverages BOP, E&O Carrier Status Non-admitted States All States

Arborists/Tree Services ® Insurance Innovators of New Jersey, Inc. Coverages CGL, Contractors Equip, EPLI, Liability, Umbrella Carrier Status Non-admitted States NY, NJ ® KF&B, Inc. Coverages Auto Comm-Standard, Liability Carrier Status Non-admitted States WA, UT, OR, NV, CA, AZ ® NIP Group, LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Architects & Engineers

Call us at 800-233-2398 or visit us on the web at amcinsurance.com. N24 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States NY, NV, NJ, NC, MD, ID, DE, CO, CA, AZ, PA, TX, VA, WA, DC

www.insurancejournal.com


IN THE INSURANCE BUSINESS,

DOORS DON’T OPEN

AUTOMATICALLY.

WE JUST MAKE IT SEEM THAT WAY. At The Hanover, we’ve become so adept and prolific at creating opportunities for our winning agents that the process may appear to be automatic. It’s not. We do it by maintaining a totally plugged in local presence. And by giving partner agents immediate access to local experts empowered to make decisions that directly impact agent success. At the same time, we leverage our considerable clout to offer a unique product mix — one that’s broader and more relevant to our agents than those other regional companies provide. It’s action like this that has enabled The Hanover to remain stable and profitable even during times of economic crisis.

Not to mention, we are the only significant financial services company to be upgraded by A.M. Best, Moody’s and Standard & Poor’s over the past 16 months.

Today, our financial strength is allowing us to aggressively pursue an innovative 5-year development agenda, which includes: UÊÊ˜Ê ˜…>˜Vi`Ê-“>

œ““iÀVˆ>Ê*>ÌvœÀ“ UÊÊ Ý«>˜`i`ʘ`ÕÃÌÀÞ >˜`Ê ˆV…iÊ>ÀŽiÌà UÊÊ Ý«>˜`i`Ê*ÀœviÃȜ˜> ˆ>LˆˆÌÞ >«>LˆˆÌˆià UÊÊ Ý«>˜`i`Ê-«iVˆ>ÌÞ

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To learn more, contact your Regional Vice President, or visit us at yourbestpartner.hanover.com

THE HANOVER. AN AGENT FOR OPPORTUNITY. AN OPPORTUNITY FOR AGENTS. Policies are underwritten by The Hanover Insurance Company and its property and casualty insurance company affiliates. The Hanover Insurance Group with Eagle icon is a registered trademark of The Hanover Insurance Group, Inc. LC 09-112

*Àœ}À>“ UÊÊ/œÌ>ÊœÕÃi…œ`Ê,iÜ>À`Ã


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ

® Insight Insurance Services, Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® AIRisk (formerly listed as AIG Programs) Coverages E&O, EPLI Carrier Status Non-admitted States All States

® Ins. Innovators Agency Of New England (Hopedale) Coverages BOP, D&O, E&O, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX

® Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Admitted States All States

® Arrowhead General Insurance Agency, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States ® AVRECO Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, E&O, EPLI, Fiduciary Liab, Professional Liab States Most States ® Colemont Insurance Brokers - Atlanta Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Hartford Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages CGL, D&O, E&O, Environmental Liab, EPLI, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® CRES Insurance Services, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® Crump Insurance Services, Inc. (Louisiana) Coverages CGL, D&O, E&O, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Seattle) Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States WA, OR, ID ® Euclid Managers Coverages Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Fox Point Programs Coverages D&O, E&O, Identity Theft Carrier Status Non-admitted States Most States ® Freberg Environmental, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ® Gresham & Associates, Inc. - Corporate Office Coverages CGL, E&O, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Fort Lauderdale Coverages Commercial Excess, D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States FL ® III Special Risk, Inc. Coverages Excess Liab, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN

® King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States

® M.J. Hall & Company, Inc.

Coverages CGL, E&O, EPLI, Excess Liab, Property Carrier Status Non-admitted States AK, AZ, CA, NV

® Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States

Assisted Living Centers ® American Safety Insurance Services, Inc. Coverages CGL, GL Carrier Status Non-admitted States Most States ® American Underwriting Managers Coverages GL, Professional Liab Carrier Status Non-admitted States TX, NM, LA, AR

® Aon Association Services

Coverages Auto Comm-Standard Liability, D&O, Employee Benefits, Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States

® Monitor Liability Managers, LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States

® AVRECO Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ

® Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States FL

® PGI Commercial, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

® Bunker Hill Insurance Agency Coverages Abuse & Molestation, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

® Casualty & Surety, Inc. Coverages CGL, GL, Professional Liab Carrier Status Non-admitted States All States

® Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® Evolution Insurance Brokers Coverages Abuse & Molestation, Fire, Legal Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

® Gridiron Insurance Underwriters, Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States AL, CO, GA, KY, MI, MN, MO, NC, PA, SC, TN

® Quaker Special Risk (Mass.) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® Health Care Insurers, Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

® Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Quaker Special Risk (New York) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Pollution, Pollution Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® USAssure Insurance Services, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ® Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, EPLI, Fiduciary Liab, GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Armored Car Services ® Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States ® CoverX Corporation Coverages Excess Liab, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ® Great American Insurance Group Coverages Fidelity, Kidnap/Ransom, Theft Carrier Status Admitted States All States

® The Mechanic Group, Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Art and/or Antique Gallery ® Van Wagoner Companies, Inc. Coverages BOP, Cargo, CGL, Fire, GL, Inland Marine, Theft, Tools & Equip Carrier Status Non-admitted States All States

Asset Managers

® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® Lewis & Clark LTC RRG, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ® Northern Ohio E & S Agency, Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire, Fire Legal Liab, Medical Payments, Property Carrier Status Admitted States OH ® Ponce de Leon LTC RRG, Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ® Prime Insurance Coverages Abuse & Molestation, Addiction Treatment, Medical Malpractice, Personal Liab, Property Carrier Status Admitted, Non-admitted States All States ® THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® Worldwide Facilities, Inc. Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Associations/Affinity Groups ® Aon Association Services Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States ® Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/Ransom, Umbrella Carrier Status Admitted States All States ® Chamber Insurance Agency Services Coverages Cyber Liab, D&O, E&O, Misc Professional Liab, Personal Liab Carrier Status Admitted States All States

® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

N26 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® HCC Specialty Underwriters, Inc. (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-inOne, Liability, Liquor Liab, Nonowned & Hired Auto, Weather Carrier Status Non-admitted States All States ® Intercorp, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Environmental Liab, EPLI, Excess Liab, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® McGowan & Company, Inc. Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ® R.V. Nuccio & Associates, Inc. Coverages Accidental Death, CGL, Crime, EPLI, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

ATM Service Companies ® Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States Most States

Attorneys ® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States ® Continental Brokers, Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States ® Lawyer’s Protector Plan Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States ® Liberty International Underwriters Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States ® Norman-Spencer Agency, Inc. Coverages E&O, EPLI Carrier Status Admitted States CA ® Norman-Spencer Agency, Inc. (CA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States TX, NV, CA, AZ ® Rockwood Programs, Inc. Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ® Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States ® Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Auctioneers ® IT Risk Managers, Inc. Coverages Care/Custody/Control, E&O, GL Carrier Status Non-admitted States All States

Auto Body Shops ® 5Star Towing & Recovery Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Uninsured Motorists Carrier Status Admitted States Most States ® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® Brecht & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Emergency Towing & Service, Garage Liability, GKLL, Motor Truck Cargo, Nonowned & Hired Auto, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX

www.insurancejournal.com

® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ® DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ ® J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Personal Property, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® KBK Insurance Group, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property Carrier Status Admitted States Most States ® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Liability, GKLL, Property Carrier Status Non-admitted S tates CA, AZ, AR, AK, LA, NM, NV, OK, TX ® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ® Target Marketing Ins. Services, Inc. Coverages EPLI, Workers’ Comp Carrier Status Admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL ® Yates & Associates Ins. Services Coverages Garage Liability, GKLL Carrier Status Non-admitted States CA

Auto Dealers ® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ® 5Star DEALERsure (Auto Dealers) Program, formerly BISYS Coverages Auto Comm-Standard Liability, Dealers Open Lot, Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States ® 5Star Towing & Recovery Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Uninsured Motorists Carrier Status Admitted States Most States ® All Risks, Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States ® American Safety Insurance Services, Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Dealers Open Lot Carrier Status Non-admitted States Most States ® DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ ® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States ® HCC Specialty Underwriters, Inc. (MA) Coverages Hole-in-One, Prize Indemnification Carrier Status Non-admitted States All States ® HULL & Company, Inc. - Dallas Coverages GKLL, GL Carrier Status Non-admitted States TX ® HULL & Company, Inc. - Denver Coverages Care/Custody/Control, Dealers Open Lot, GL, Property Carrier Status Non-admitted States CO ® HULL & Company, Inc. - Kalispell Coverages Care/Custody/Control, Garage Keepers Legal Liab Carrier Status Non-admitted States ID, MT, WY

® J.L. von Arx & Associates

Coverages Business Income, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Tools & Equip, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ

® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N27


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL

® RSI International, Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

® Monitor Liability Managers, LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States

® Target Marketing Ins. Services, Inc. Coverages EPLI, Workers’ Comp Carrier Status Admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL

® N-Surance Outlets, Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States FL

® Willis HRH Programs Coverages Dealers Open Lot, Hail Carrier Status Admitted, Non-admitted States All States

® N-Surance Outlets, Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States LA, GA, TN ® Rockwood Programs, Inc. Coverages D&O, EPLI Carrier Status Admitted, Non-admitted States All States

Auto Dismantlers/Wrecking Yards ® G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Commercial Marine, Crime, Dealers Open Lot, Employee Benefits, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

® KBK Insurance Group, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States ® Yates & Associates Ins. Services Coverages CGL, Property Carrier Status Non-admitted States CA

Auto Repair Shops/Garages ® 5Star DEALERsure (Auto Dealers) Program, formerly BISYS Coverages Auto Comm-Standard Liability, Dealers Open Lot, Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States ® Abram Interstate Insurance Services, Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States NV, CA, AZ ® American Management Corporation Coverages Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States Most States ® Appalachian Underwriters, Inc. Coverages Garage Keepers Legal Liab, Garage Liability, GL Carrier Status Admitted States Most States ® Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® Braishfield Associates, Inc. Coverages Auto Comm-Standard, Business Income, EPLI, Garage Liability, GKLL, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Brecht & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Business Interruption, CGL, Dealers Open Lot, Excess Liab, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Installation Floaters, Liability, Medical Payments, Nonowned & Hired Auto, Physical Damage, Property, Theft, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA ® DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ ® Dunfield Wholesale Insurance, Inc. Coverages Garage Liability, GKLL, GL Carrier Status Non-admitted States CA ® Gorst Co. Coverages Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ® Ins. Innovators Agency Of New England (W Springfield) Coverages CGL, Commercial Excess, Emergency Towing & Service, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Liability, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® KBK Insurance Group, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

® M.J. Hall & Company, Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY ® MarketScout Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted States All States

N28 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

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The Insurance Professional’s Practical Guide to Workers’ Compensation: From History History through through Audit Audit From Author: Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA Price: $55.00 for paperback and $49.95 for a pdf download Available at: http://ijmag.com/wcbook

Key Take-Aways

1 2 3 4

Legal and contractual concepts surrounding workers’ compensation presented in simple, non-legal terms.

Provides selected statutory information for every state.

Allows the reader to understand the framework on which workers’ compensation coverage is built.

Designed to combine statutes, common law, contracts and the human element of workers’ compensation into one resource.

I've worked in the insurance industry for almost 50 years, including periods as an underwriter, educator, agent and consultant. Of all the textbooks, reference sources, etc. that I have read on the subject of WC, these articles are by far the best I have ever encountered. Congratulations and thanks for a job well done!! Russ Taylor Risk Management Tactix Spring, TX

"A must read for everyone wishing to truly understand workers' compensation sales. Chris's writing style makes complex issues easy to understand even for beginners. This book should be the standard for our industry." Chris Burand President – Burand & Associates, LLC www.burand-associates.com Excellent book - even for those of us whose primary occupation is not in the insurance industry. This book explains insurance terminology in a way that anyone can understand. I may not understand all of the finer points of worker's compensation, but I now know what questions I need to ask! Ricky Horton, CMA Vice-President of Finance McCombs Steel Company, Inc


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ÂŽ McClelland and Hine, Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

ÂŽ Trans Cal Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States CA ÂŽ Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA

ÂŽ N-Surance Outlets, Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States FL

ÂŽ Vulcan Excess & Surplus Insurance Coverages Business Income, Business Interruption, Garage Liability, GKLL, Property Carrier Status Non-admitted States CA

ÂŽ N-Surance Outlets, Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN

ÂŽ W.A.Schickedanz Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States MO, IL, AR

ÂŽ Northern States Agency Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Fire, Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States WI, SD, NE, ND, MN, IL, IA

Auto Repair/Service

ÂŽ Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Auto Comm-Standard, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, NV

ÂŽ American Team Managers Ins. Services, Inc. Coverages GKLL, GL, Property Carrier Status Admitted States Most States

ÂŽ RPS-Leicht General Agency Coverages Garage Liability, GKLL, Property Carrier Status Non-admitted States TX

ÂŽ Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

ÂŽ RSI International, Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

ÂŽ Applied Underwriters, Inc. Coverages EPLI, Workersâ&#x20AC;&#x2122; Comp, Workersâ&#x20AC;&#x2122; Comp Plus Carrier Status Admitted States Most States

ÂŽ Russell Bond & Co., Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT

ÂŽ Cluett Commercial Insurance Agency, Inc. Coverages BOP, Umbrella, Workersâ&#x20AC;&#x2122; Comp, Workersâ&#x20AC;&#x2122; Comp Plus Carrier Status Admitted States VT, VA, TN, SC, RI, PA, NY, NJ, NH, NC, MI, ME, MD, MA, KY, IL, GA, FL, CT, CA, AZ, AK

ÂŽ Superior Access Insurance Services Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Garage Liability, Property, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States ÂŽ Target Marketing Ins. Services, Inc. Coverages EPLI, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL ÂŽ Topa Insurance Company Coverages Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States CA

ÂŽ Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Care/Custody/Control, Cargo, Commercial Excess, Garage Liability, GKLL, GL, Glass, Motor Truck Cargo, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

ÂŽ CNA

Coverages Auto Comm-Nonstandard, Crime, GL, Property, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted, Non-admitted States All States

ÂŽ DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ

ÂŽ HULL & Company, Inc. - Great Falls Coverages Care/Custody/Control, CGL, Garage Keepers Legal Liab, Property Carrier Status Non-admitted States ID, MT, WY ÂŽ HULL & Company, Inc. - Tampa Bay Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL ÂŽ J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States CA, AZ ÂŽ KBK Insurance Group, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States ÂŽ Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY ÂŽ Target Marketing Ins. Services, Inc. Coverages EPLI, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL ÂŽ Trans Cal Associates Coverages Garage Keepers Legal Liab, Garage Liability, GKLL, GL Carrier Status Non-admitted States CA ÂŽ USG Insurance Services, Inc. Coverages Business Income, Dealers Open Lot, EPLI, GKLL, Umbrella Carrier Status Admitted, Non-admitted States Most States ÂŽ Willis HRH Programs Coverages Auto Comm-Standard Phys Dmg, Business Income, Crime, Employee Benefits, Garage Keepers Legal Liab, Garage Liability, GL, Personal Liab, Umbrella Carrier Status Admitted States Most States

Auto Repossessors ÂŽ AEON Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Liability, GL, On-Hook Cargo, Personal Property, Property, Wrongful Repo Carrier Status Admitted States Most States ÂŽ G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Marine, Crime, Employee Benefits, Fidelity, Fire, Garage Liability, GKLL, GL, Inland Marine, Motor Truck Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Wrongful Repo Carrier Status Admitted States Most States

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(866) 467-2262 agencyfinancing@InsurBanc.com www.InsurBanc.com N30 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States ® W.A.Schickedanz Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States MO, IL, AR

Auto Transporters ® 5Star Business Auto Program (Misc. classes), formerly BISYS Coverages Auto Comm-Standard Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States TN, OH, GA, FL, AL ® AEON Insurance Services Coverages Excess Liab, GL, Property Carrier Status Admitted States Most States ® KBK Insurance Group, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

Auto/Truck Dealers - Franchised ® Automotive Risk Mgmt. & Ins. Services, Inc.

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Target Marketing Ins. Services, Inc. Coverages EPLI, Workers’ Comp Carrier Status Admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL ® Willis HRH Programs Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Personal Liab, Products Liab, Umbrella Carrier Status Admitted States Most States

Auto/Truck Leasing Firms ® GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States All States

Auto/Truck Rental Firms ® Bedford Insurance Services, Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States ® GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States All States ® HULL - Mile High Markets, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Excess Liab, Garage Liability, GL, Property Carrier Status Admitted, Non-admitted States Most States ® Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States Most States

Bars/Taverns ® Advanced E&S Insurance Underwriters Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ® Anchor Bay Insurance Managers, Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, OR, WA ® Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL

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® Brecht & Associates Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire, GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX ® Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA ® Combined Underwriting Agency Network, Inc. Coverages Builders Risk, CGL, Crime, EPLI, Excess Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ ® Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

® M.J. Hall & Company, Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® McClelland and Hine, Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX ® Metcom Excess Coverages Assault & Battery, Business Income, Equipment Breakdown, Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States NY, NJ, PA ® N-Surance Outlets, Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States FL ® N-Surance Outlets, Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

® Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

® National Advantage Insurance Services, Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX, OR, NV, CA, AZ

® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages Business Interruption, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ

® DVUA (W Va.), a div of Hull & Co., Inc. Coverages Business Interruption, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

® Northern Ohio E & S Agency, Inc. Coverages Business Income, CGL, Fire Legal Liab, Liquor Liab, Property Carrier Status Admitted States OH

® Focus Underwriters, LLC Coverages Business Income, CGL, Crime, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States VA, SC, NC

® Northern States Agency Coverages Business Income, CGL, Commercial Excess, Equipment Breakdown, Fire, Liquor Liab Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA

® Geo. F. Brown & Sons, Inc. Coverages Assault & Battery, GL, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Non-admitted States WI, WA, VT, VA, TX, SC, PA, OR, OH, NY, NV, NJ, NC, MN, MI, MA, IN, IL, IA, GA, FL, CT, CO, CA, AZ

® PGI Commercial, LLC Coverages GL, Liquor Liab, Property Carrier Status Admitted States WI, OH, MI, IN, IL

® Gorst Co. Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

® Priority Insurance Underwriters Coverages CGL, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX, OR, NV, NM, CO, CA, AZ

® High Country Insurance (a div of Hull & Co.) Coverages Assault & Battery, CGL, Liquor Liab, Property Carrier Status Non-admitted States CO

® Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States NY, NJ, GA, DE

® Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States NV, CA

® RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States TN, SC, NC, LA, GA, FL

® HULL & Company, Inc. - Denver Coverages Assault & Battery, CGL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States CO

® RISCO, Inc. Coverages CGL, Crime, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States RI, NH, ME, MA, CT

® HULL & Company, Inc. - Honolulu Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States HI

® Roush Insurance Services, Inc. Coverages Business Income, Equipment Breakdown, Food Spoilage, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States OH, IN, IL

® HULL & Company, Inc. - Horsham Coverages Business Interruption, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

® RPS-Leicht General Agency Coverages GL, Property Carrier Status Non-admitted States TX

® HULL & Company, Inc. - Kalispell Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - Stockton Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States CA ® iii of Maryland, Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States DE, MD, VA

® RSI International, Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ® South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX

® III Special Risk, Inc. Coverages CGL, Fire, Fire Legal Liab, Food Spoilage, Inland Marine, Liability, Property Carrier Status Non-admitted States AL, FL, GA, NC, SC, TN ® Ins. Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Employee Benefits, EPLI, Excess Liab, Fine Arts, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States TN, RI, PA, OH, NY, NJ, MO, MN, MI, MD, MA, IL, GA, FL, DE, CT, CA ® TAPCO Underwriters, Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

® Insurance Innovators, Inc. Coverages Assault & Battery, Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States PA, NY, NJ, MD, DE

® Trans Cal Associates Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States CA

® International Excess Companies Coverages Liability, Liquor Liab, Products Liab Carrier Status Admitted, Non-admitted States All States

® Unifax Insurance Systems, Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

® Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States VT, RI, NY, NH, ME, MA, GA, CT, AL

® U.S. Risk Insurance Group, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States All States

® USG Insurance Services, Inc. Coverages Assault & Battery, Business Income, EPLI, Food Spoilage, Liquor Liab, Spoilage, Umbrella Carrier Status Non-admitted States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N31


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® W.A.Schickedanz Agency, Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States MO, IL, AR ® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States GA, FL

Bazaars ® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States ® III Special Risk, Inc. Coverages CGL, Liability, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, TX

Bed & Breakfasts ® CGA Associates, Inc. Coverages BOP, Umbrella Carrier Status Admitted States All States ® Gillingham & Associates Coverages Business Interruption, Crime, Excess Liab, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States ® III Special Risk, Inc. Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN ® Insurance Center Special Risks Ltd Coverages Business Income, Completed Operations Liab, Equipment Breakdown, GL, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States VT, RI, NY, NH, ME, MA, CT ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Difference in Conditions, Excess Liab, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

Beauty/Barber Shops/Salons/ Schools/Supplies

® Markel Insurance Company Coverages Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, GL, Historic Bldgs/Unique Property, Inland Marine, Personal Liab, Property, Umbrella Carrier Status Admitted States Most States

® A.I.I. Insurance Brokerage of Mass., Inc. Coverages Business Income, CGL, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, CT, RI

® Motel Insurance Brokers, Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH

® Smith, Bell & Thompson Coverages Crime, GL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States Most States

® Agency Intermediaries, Inc. Coverages Business Income, CGL, Liability, Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Non-admitted States MA, CT

Bicycle Dealers/Distributors/Rentals/ Manufacturers

® Anderson & Murison, Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA ® Bass Underwriters Coverages GL, Liability, Property Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® Brecht & Associates Coverages CGL, GL, Property, Umbrella Carrier Status Non-admitted States TX ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Continental Brokers, Inc. Coverages Auto Comm-Standard Liability, Auto Pers-Nonstandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States ® Evolution Insurance Brokers Coverages Business Income, Business Interruption, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted, Non-admitted States Most States ® Gridiron Insurance Underwriters, Inc. Coverages Business Income, CGL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AL, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NY, PA, SC, TN, TX ® Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States ® Ron Rothert Insurance Coverages Business Income, E&O, GL, Medical Payments, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States WA, OR, ID ® SASSI - Salon & Spa Specialty Insurance Coverages GL, Professional Liab Carrier Status Admitted States Most States ® South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ® Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States ® TAPCO Underwriters, Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States NV, CA, AZ

® ACE Westchester - Program Division Coverages Auto Comm-Standard, GL, Inland Marine, Property Carrier Status Admitted States Most States ® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States All States

Billiard Parlors ® Bass Underwriters Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA ® M.J. Hall & Company, Inc. Coverages Business Interruption, CGL, Difference in Conditions, EPLI, Excess Liab, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ

Billing and Collection Services ® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

Boat Dealers/Brokers ® Brauer & Associates, Inc. Coverages Boats, Business Income, CGL, Commercial Excess, Commercial Marine, Hull, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Umbrella, Watercraft Liab, Wet Marine Carrier Status Admitted States Most States

® Britt/Paulk Insurance Agency, Inc.

Coverages Equipment, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States Most States

® Bunker Hill Insurance Agency Coverages Boats, Business Income, Business Interruption, Care/Custody/Control, Commercial Marine, Marina Operators Legal, Watercraft Liab Carrier Status Admitted States IN, KY, MI, OH, TN, TX ® Burns & Wilcox - All Offices Coverages Liability, Marina Operators Legal, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Continental Risk Insurance Services Coverages Auto Comm-Standard, Billing Error E&O, Blanket Addt’l Insureds, Boats, Business Income, Cargo, CGL, Commercial Marine, Equipment Breakdown, Federal LHWCA, Hull, Inland Marine, Legal Liab, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CA, AZ

N32 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® HCC Specialty Underwriters, Inc. (MA) Coverages Hole-in-One, Prize Indemnification Carrier Status Non-admitted States All States ® HULL & Company, Inc. - Charlotte Coverages Boats, Care/Custody/Control, CGL, Property Carrier Status Non-admitted States GA, NC, SC, TN, VA ® Maritime General Agency Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States ® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® TCA, Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States ® Trafalgar Marine Insurance Services, Inc. Coverages CGL, Inland Marine, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted States Most States ® Western Maritime Coverages Business Interruption, Cargo, EPLI, GL, Liquor Liab, Marina Operators Legal, Medical, Property, Protection & Indemnity (P&I), Tools & Equip, Transportation Pollution Liab, Warranties, Extended Carrier Status Admitted, Non-admitted States All States

Boat Rental Firms ® Maritime General Agency Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States ® Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States ® TCA, Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ® Western Maritime Coverages Business Interruption, Cargo, EPLI, GL, Hull, Liability, Liquor Liab, Marina Operators Legal, Medical, Property, Protection & Indemnity (P&I), Tools & Equip, Transportation Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States All States

Bowling Alleys ® ACE Westchester - Program Division Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States ® Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® MarketScout Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States All States ® RPS-Leicht General Agency Coverages GL, Property Carrier Status Non-admitted States TX ® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs ® Great American Insurance, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States

® Western Security Surplus Insurance Brokers, Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States TX, CA

Car Washes ® American Management Corporation Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ® Brecht & Associates Coverages CGL, Equipment, GL, Umbrella Carrier Status Non-admitted States TX ® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States Most States

® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

® J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Nonowned & Hired Auto, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ

® Special Markets Insurance Consultants, Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States

® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Excess Liab, GKLL, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

Broadcasters ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® Aon Association Services

Coverages Auto Comm-Standard Liability, D&O, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Campgrounds ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States

® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY ® McClelland and Hine, Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX

® Colemont Insurance Brokers- Hartford Coverages Environmental Liab, EPLI, Equipment, Fire Legal Liab, GL, Inland Marine, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Consumer Specialties Insurance Co (RRG) Coverages GL, Products Liab, Umbrella Carrier Status Non-admitted States All States ® DVUA (NY / NJ), a div of Hull & Co., Inc. Coverages Environmental Liab, GL, Pollution Carrier Status Admitted, Non-admitted States NY, NJ ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ

Child Care/Day Care Centers

® RPS-Leicht General Agency Coverages GL, Property Carrier Status Non-admitted States TX ® The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Casinos ® Professional Liability Ins. Svcs, Inc. - Underwriting

® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Facilities

Camps

® M.J. Hall & Company, Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® ACE Westchester - Program Division Coverages Abuse & Molestation, Auto Comm-Standard, GL, Inland Marine, Property Carrier Status Admitted States Most States

Chemical Manufacturers/Distributors ® ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States

Coverages EPLI Carrier Status Non-admitted States Most States

Caterers

® ACE Westchester - Program Division Coverages Abuse & Molestation, Auto Comm-Standard, GL, Property Carrier Status Admitted States Most States ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Liability, Property Carrier Status Admitted States Most States ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States

® Bollinger, Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States

® Francis L. Dean & Associates, Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® Great American Insurance, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® K & K Insurance Group, Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States ® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella, Watercraft Liab Carrier Status Admitted States Most States ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ® Summit America Ins. Services L.C. Coverages Accident & Health, Accidental Death, CGL Carrier Status Admitted States All States

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June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N33


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Brecht & Associates Coverages CGL, GL, Property, Umbrella Carrier Status Non-admitted States TX ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Admitted, Non-admitted States Most States

® Francis L. Dean & Associates, Inc.

Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ® H. R. Keller & Company, Inc. Coverages Abuse & Molestation, Liability, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Student Accident, Teachers Liab, Umbrella, Workers’ Comp Carrier Status Admitted States NY ® HULL & Company, Inc. - Denver Coverages Abuse & Molestation, CGL, Property Carrier Status Non-admitted States CO ® iii of Maryland, Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Equipment Breakdown, Excess Flood, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ® Indemnity Excess & Surplus Agency, Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States WA, TX, OR, NV, ID, FL, CO, CA, AZ ® Ins. Innovators Agency Of New England (W Springfield) Coverages Abuse & Molestation, Assault & Battery, BOP, CGL, Commercial Excess, Employee Benefits, EPLI, GL, Liability, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® Insurance Innovators of New Jersey, Inc. Coverages Abuse & Molestation, Business Interruption, D&O, EPLI, GL, Liability, Medical Payments, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NY, NJ ® International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability Carrier Status Admitted States All States ® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ® Northern Ohio E & S Agency, Inc. Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States OH ® Northern States Agency Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Fire, Professional Liab Carrier Status Admitted, Non-admitted States WI, SD, NE, ND, MN, IL, IA

® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® RSI International, Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO ® THOMCO Coverages Abuse & Molestation, GL, Property, Umbrella Carrier Status Admitted States Most States

® Roush Insurance Services, Inc. Coverages Abuse & Molestation, Accident & Health, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Builders Risk, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment, Excess Liab, Fidelity Bonds, Fine Arts, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Kidnap/Ransom, Liability, Medical Payments, NonProfit D&O, OCP, Participant Accident, Portable Equip, Property, Residential Property, Sexual Misconduct Liab, Student Accident Carrier Status Admitted, Non-admitted States OH, IN, IL ® RPS-Leicht General Agency Coverages Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Claims Adjusters

® Topa Insurance Company Coverages GL, Property Carrier Status Admitted, Non-admitted States VA, TX, OR, OH, IL, GA, FL, CO, CA

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

® Trans Cal Associates Coverages Abuse & Molestation, GL, Property Carrier Status Non-admitted States CA

® Hall & Company Coverages Auto Comm-Standard, BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States TX

® IAAC, Inc. (Membership Services Division of IIABNY) Coverages E&O, Professional Liab Carrier Status Admitted States NY

® Vulcan Excess & Surplus Insurance Coverages Abuse & Molestation, E&O, Equipment Breakdown, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States CA

® NAS Insurance Services, Inc. Coverages Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Chiropractors ® Braishfield Associates, Inc. Coverages BOP, CGL, EPLI, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Health Care Insurers, Inc. Coverages BOP, GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Churches ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Commercial Building Owners ® Advanced E&S Insurance Underwriters Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® AFG Partners Coverages Flood, GL, Property Carrier Status Admitted, Non-admitted States All States ® Arrowhead General Insurance Agency, Inc. Coverages Auto Comm-Standard, BOP, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, TX, OR, NV, CA, AZ

® Braishfield Associates, Inc. Coverages Business Income, CGL, D&O, EPLI, Fidelity, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Braishfield Associates, Inc. Coverages BOP, Business Income, CGL, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Bunker Hill Insurance Agency Coverages Abuse & Molestation, CGL, Community/Social Svcs, Kidnap/Ransom, Misc Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

® Brecht & Associates Coverages CGL, GL, Glass, Property, Umbrella Carrier Status Non-admitted States TX

® Burns & Wilcox - All Offices Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA ® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® HULL & Company, Inc. - Honolulu Coverages GL, Property Carrier Status Non-admitted States HI ® HULL & Company, Inc. - Jacksonville Coverages CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Kalispell Coverages CGL, Property Carrier Status Admitted, Non-admitted States WY, MT, ID ® J.L. von Arx & Associates Coverages CGL, Property Carrier Status Admitted, Non-admitted States CA, AZ ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

N34 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States ® Crump Insurance Services, Inc. (Dallas) Coverages Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Louisiana) Coverages CGL, Excess Flood, Excess Liab, GL, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Memphis) Coverages CGL, Excess Flood, Excess Liab, GL, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Dunfield Wholesale Insurance, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States CA ® ICAT

Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® Independent Brokers & Agents of the West (IBA West) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA ® Ins. Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL, Difference in Conditions, EPLI, GL, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® M.J. Hall & Company, Inc.

Coverages Business Income, CGL, D&O, EPLI, Excess Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® National Advantage Insurance Services, Inc. Coverages GL, Property, Umbrella Carrier Status Admitted, Non-admitted States TX, OR, NV, CA, AZ

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States NV, CA, AZ

® Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Umbrella Carrier Status Admitted States Most States

® Prime Insurance Coverages Apartment House Package, Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Glass, Hail, Liability, Medical, Medical Payments, Misc Professional Liab, Property, Residential Property Carrier Status Admitted, Non-admitted States All States ® Priority Insurance Underwriters Coverages CGL, Excess Liab, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States TX, OR, NV, NM, CO, CA, AZ ® Roush Insurance Services, Inc. Coverages Addt’l Expense, Apartment House Package, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Contractors Equip, Crime, D&O, E&O, EPLI, Equipment, Excess Liab, Fire, Fire Legal Liab, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Lessor Only Excess Liab, Liability, Mechanical Breakdown, Medical Payments, Non-Profit D&O, OCP, Pollution Liab, Portable Equip, Products Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States OH, IN, IL ® Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States NV, CA, AZ ® Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Garage Liability, Property, Workers’ Comp Carrier Status Admitted States All States ® The Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® UCA General Insurance Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ ® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA ® Vulcan Excess & Surplus Insurance Coverages Business Income, Business Interruption, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Glass, Property Carrier Status Non-admitted States CA ® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States GA, FL

® The American Equity Underwriters, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States ® Trafalgar Marine Insurance Services, Inc. Coverages Auto Comm-Standard, Boats, CGL, Commercial Excess, Equipment, Hull, Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, Watercraft Liab Carrier Status Admitted States Most States

® McGowan & Company, Inc. Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ® Metro Insurance Services, Inc. Coverages Apartment House Package, Equipment Breakdown, Excess Flood Carrier Status Admitted, Non-admitted States Most States

® Preferred Property Programs

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

® WFT, Inc. Coverages Boats, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Equipment, Excess Liab, GL, Hull, Inland Marine, Legal Liab, Liability, Marina Operators Legal, Protection & Indemnity (P&I), Umbrella, Watercraft Liab, Wet Marine Carrier Status Admitted States WA, VA, TX, SC, PA, OR, NY, NJ, NH, NC, MS, ME, MD, MA, LA, HI, GA, FL, CA, AL, AK

Community Associations ® Access E&S Insurance Services (CA) Coverages D&O, GL, Property Carrier Status Admitted, Non-admitted States NV, NJ, NC, MD, ID, DE, CO, CA, AZ, PA, TX, VA, DC ® CID Insurance Programs, Inc. Coverages D&O, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ ® Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

® Ian H. Graham Insurance

Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States

® iii of Maryland, Inc. Coverages CGL, D&O, Environmental Liab, EPLI, Excess Flood, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ® Indemnity Excess & Surplus Agency, Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States ® Ins. Innovators Agency Of New England (Hopedale) Coverages Assault & Battery, CGL, D&O, GL, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Special Markets Insurance Consultants, Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States NV, CA, AZ ® The Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions ® Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States ® Crump Insurance Services, Inc. (Nashville) Coverages E&O, EPLI, Escrow E&O, Fidelity, Mortgage Impairment, Professional Liab Carrier Status Admitted, Non-admitted States All States ® IAAC, Inc. (Membership Services Division of IIABNY) Coverages D&O, EPLI, Fiduciary Liab, Kidnap/Ransom, Property Carrier Status Admitted States NY ® Insurmark a Div. of Financial & Professional Risk Solutions, Inc. Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

Community Health Centers ® Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

® Irwin Siegel Agency, Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ® Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States All States

Commercial Marine Companies ® AFG Partners Coverages Commercial Excess, Excess Flood, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States Most States ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® Maritime General Agency Coverages Commercial Marine, Hull, Marina Operators Legal, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States ® Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ® TCA, Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

®

Agency Ideas SALES & MARKETING IDEAS FOR P&C PROFESSIONALS

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June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N35


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ÂŽ Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Kidnap/Ransom, Professional Liab, Umbrella Carrier Status Admitted States Most States ÂŽ Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Community/Social Services ÂŽ 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ÂŽ Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ÂŽ Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ÂŽ Apogee Insurance Group Coverages Workersâ&#x20AC;&#x2122; Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE ÂŽ Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States Most States ÂŽ Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

ÂŽ Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

ÂŽ THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted States Most States

ÂŽ ICAT

ÂŽ Worldwide Facilities, Inc. Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, Community/Social Svcs, D&O, E&O, EPLI, Liability, Professional Liab, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted, Non-admitted States All States

ÂŽ Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States

Computer Consultants/Programmers/ Designers

Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

ÂŽ London American Risk Specialists, Inc. Coverages Abuse & Molestation, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States ÂŽ Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

ÂŽ Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States NV, NJ, NC, MD, ID, DE, CO, CA, AZ, PA, TX, VA, DC ÂŽ Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

ÂŽ National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

ÂŽ CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States

ÂŽ Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

ÂŽ Euclid Managers, LLC Coverages Identity Theft, Technology E&O Carrier Status Non-admitted States All States

ÂŽ Nonprofitsâ&#x20AC;&#x2122; Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

ÂŽ H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

ÂŽ Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

ÂŽ Indemnity Excess & Surplus Agency, Inc. Coverages GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States ÂŽ Ins. Innovators Agency Of New England (Hopedale) Coverages CGL, D&O, Employee Benefits, EPLI, GL, Liability, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ÂŽ INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ÂŽ IT Risk Managers, Inc. Coverages BOP, Cyber Liab, D&O, E&O, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ÂŽ Logic Underwriters, Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Directors and Officers Liability Eligible Business Types

Coverage Features

Condominium Associations

A++ Rated Carrier

Homeowners Associations

Lifetime Reporting Feature

Non-Profit Organizations

Free Human Resources Consultation

Religious Institutions

Quick Quotes

For Profit Organizations

Full Prior Acts Coverage

Add Employment Practices Liability â&#x20AC;&#x201C; EPLI

ÂŽ NAS Insurance Services, Inc. Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States ÂŽ NeitClem Wholesale Insurance Brokerage, Inc. Coverages Completed Operations Liab, Inland Marine, Professional Liab, Tools & Equip Carrier Status Admitted, Non-admitted States NV, CA, AZ ÂŽ Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States Most States ÂŽ Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages Technology E&O Carrier Status Non-admitted States All States

ÂŽ Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ÂŽ Victor O. Schinnerer & Co. Coverages Cyber Liab, E&O, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ÂŽ Worldwide Facilities, Inc. Coverages CGL, Cyber Liab, E&O, EPLI, Excess Liab, GL, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States

Questions? info@braishfield.com

ÂŽ Worldwide Facilities, Inc. of Washington Coverages CGL, Cyber Liab, E&O, EPLI, Excess Liab, GL, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States

7HOÂ&#x2021;)D[

ÂŽ 5Star Business Auto Program (Misc. classes), formerly

Concrete Pumper Firms

Focusing on Solutions

N36 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States TN, OH, MI, IL, GA, FL, AL

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Norman-Spencer Agency, Inc. Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® CNA Coverages Auto Comm-Nonstandard, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Condo Associations

® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States

® UCA General Insurance Coverages CGL, D&O, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ

® Crump Insurance Services, Inc. (Portland) Coverages EPLI, Non-Profit D&O Carrier Status Non-admitted States WA, OR

® Vulcan Excess & Surplus Insurance Coverages D&O, Fire Legal Liab, GL, Glass, Property Carrier Status Non-admitted States CA

® AFG Partners Coverages Excess Flood, GL, Property Carrier Status Admitted, Non-admitted States Most States ® Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Umbrella, Workers’ Comp C arrier Status Admitted, Non-admitted States VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ, WA

® Crump Insurance Services, Inc. (Seattle) Coverages EPLI, Non-Profit D&O Carrier Status Non-admitted States WA, OR

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

® CNA

® Great American Insurance Group - Executive Liability

Coverages Auto Comm-Nonstandard, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA ® Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ® III Special Risk, Inc. Coverages CGL, D&O, Employee Benefits, GL, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN ® Irwin Siegel Agency, Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ® Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States All States ® McGowan & Company, Inc. Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Condominium Owners ® AFG Partners Coverages Excess Flood, Homeowners Pkg, Umbrella Carrier Status Non-admitted States Most States ® American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX

Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® Ins. Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, CGL, D&O, Difference in Conditions, EPLI, GL, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® Irwin Siegel Agency, Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® MacNeill Group, Inc., CMGA Coverages CGL, Non-Profit D&O, Property, Umbrella Carrier Status Non-admitted States FL

® RISCO, Inc. Coverages D&O, Liability, Property Carrier Status Non-admitted States RI, NH, ME, MA, CT ® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States NV, CA, AZ ® The Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States GA, FL

Condo/Homeowner Associations ® Advanced E&S Insurance Underwriters Coverages Assault & Battery, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States WI, OH, NE, MO, MN, MI, KY, KS, IN, IL, IA, FL, CT ® AFG Partners Coverages Excess Flood, GL, Property Carrier Status Admitted, Non-admitted States Most States ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States ® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

www.insurancejournal.com

® Arrowhead General Insurance Agency, Inc. Coverages Property, Residential Property Carrier Status Admitted States VA, NY, NV, NJ, CT, CA, AZ

® J.E. Brown & Associates Coverages Personal Liab, Personal Property, Property, Theft Carrier Status Admitted States CA ® King Insurance Support Systems Coverages GL Carrier Status Admitted, Non-admitted States WA, UT, OR, NV, NM, ID, CO, CA, AZ, AR

® Preferred Property Programs

® Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States All States ® M.J. Hall & Company, Inc. Coverages CGL, D&O, EPLI, Excess Liab, Pool & Spa Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® Indemnity Excess & Surplus Agency, Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States WA, TX, OR, NV, ID, CO, CA, AZ

® ICAT

® Metro Insurance Services, Inc. Coverages Apartment House Package, Equipment Breakdown, Excess Flood Carrier Status Admitted, Non-admitted States Most States

® Preferred Property Programs

® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States TX

® McGowan & Company, Inc. Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ® Monarch E&S Insurance Services Coverages D&O, GL, Property States CA

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

Construction Wrap-Up ® Colemont Insurance Brokers- Hartford Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Completed Operations Liab, Contractors Equip, GL, Liability, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States ® Construction Insurance Partners, LLC Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States ® M.J. Hall & Company, Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, NV

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Property Carrier Status Non-admitted States CA, NV

® Priority Insurance Underwriters Coverages Blanket Addt’l Insureds, CGL, GL, Liability States WA, TX, OR, NY, NV, NM, CO, CA, AZ

® PGI Commercial, LLC Coverages Crime, GL, Property Carrier Status Admitted, Non-admitted States WI, WA, UT, TX, PA, OR, OH, NY, NV, NM, NJ, MI, MD, IN, IL, ID, CO, CA, AZ

® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® Preferred Property Programs

® Sowers Baccala Insurance Brokerage Coverages Builders Risk, CGL, Completed Operations Liab, Residential `wrap-up` Carrier Status Non-admitted States NV, CA, AZ ® Worldwide Facilities, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Employee Benefits, GL, Liability, Pollution Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

® RISCO, Inc. Coverages CGL, D&O, Property Carrier Status Non-admitted States RI, NH, ME, MA, CT ® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States NV, CA, AZ ® Superior Access Insurance Services Coverages Auto Comm-Standard, Garage Liability, Property, Workers’ Comp Carrier Status Admitted States All States ® TAPCO Underwriters, Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® The Distinguished Programs Group Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted States Most States

® Worldwide Facilities, Inc. of Phoenix Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States ® Wrap Up Insurance Solutions Coverages Excess Liab, Liability, Workers’ Comp States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N37


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Consultants-All Kinds

Consultants-Environmental

® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted S tates Most States

® Access E&S Insurance Services (CA) Coverages Environmental Liab, GL, Professional Liab Carrier Status Admitted, Non-admitted States NV, NJ, MD, ID, DE, CO, CA, AZ, TX, VA, WA, DC

® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

® Builder’s & Tradesmen’s Insurance Svcs. Coverages Contractors Equip, GL, Inland Marine, Property Carrier Status Admitted States ID, CA, UT, TN, OR, NM ® Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States

® Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ

® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States

® Beacon Hill Associates, Inc. Coverages CGL, E&O, Pollution States Most States

® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE

® Bonding and Insurance Specialists Agency, Inc. Coverages Environmental Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT

® Brown & Brown of California, Inc. - Programs Coverages E&O, Professional Liab Carrier Status Admitted States All States

® Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Freberg Environmental, Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

® CID Insurance Programs, Inc. Coverages CGL, E&O, Property Carrier Status Admitted, Non-admitted States WA, VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ

® International Excess Companies Coverages CGL, E&O, Pollution Liab Carrier Status Non-admitted States All States

® Crump Insurance Services, Inc. (Memphis) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

® M.J. Hall & Company, Inc. Coverages CGL, Excess Liab, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States AK, AZ, CA, NM

® Euclid Managers, LLC Coverages Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States All States

® Metcom Excess Coverages Auto Comm-Standard, CGL, E&O, Pollution Carrier Status Admitted, Non-admitted States NJ, NY, PA

® Focus Underwriters, LLC Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States VA, SC, NC

® PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

® Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

® Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States ® KZ Insurance Brokerage, LLC Coverages BOP, E&O, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN ® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ® NAS Insurance Services, Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ® Priority Insurance Underwriters Coverages CGL, E&O, EPLI, Excess Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR ® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States All States

® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ® Russell Bond & Co., Inc. Coverages Billing Error E&O, E&O, Employee Benefits, Escrow E&O, Managed Care, Medicare/Medicaid Billing E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® Sullivan Brokers Wholesale Insurance Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA ® SWBC

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ® Western Surplus Lines Agency, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

® USAssure Insurance Services, Inc. Coverages Auto Comm-Standard Liability, GL, Pollution Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Contractors ® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, CGL, Contractors Equip, Equipment, Inland Marine, Installation Floaters, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Align General Insurance Agency, Inc. Coverages GL, Umbrella Carrier Status Non-admitted States AZ, CA, CO, HI, NM, NV, OR, TX, UT, WA ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States ® Apollo General Ins. Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Cargo, Contractors Equip, Contractors License Bonds, Installation Floaters, Real & Business Personal Prop, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Cluett Commercial Insurance Agency, Inc. Coverages BOP, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States VT, VA, TN, SC, PA, NY, NH, NC, MA, IL, GA, FL, CT, CA ® Combined Underwriting Agency Network, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, E&O, EPLI, Excess Liab, GL, Inland Marine, Pollution, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All States ® Crump Insurance Services, Inc. (Louisiana) Coverages Builders Risk, CGL, Contractors Equip, D&O, E&O, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Memphis) Coverages Builders Risk, CGL, Contractors Equip, D&O, E&O, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Portland) Coverages GL Carrier Status Non-admitted States WA, OR, MT, ID ® Crump Insurance Services, Inc. (Seattle) Coverages GL Carrier Status Non-admitted States WA, OR, MT, ID ® Financial Risk Solutions, Inc. Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States ® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States CT, VT, NY, NJ, NH, MA, IL ® Focus Underwriters, LLC Coverages CGL, Contractors Equip, Performance & Payment Bonds Carrier Status Non-admitted States VA, SC, NC ® General Agency Services, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted States CA ® GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

® Appalachian Underwriters, Inc. Coverages GL, Inland Marine Carrier Status Admitted, Non-admitted States Most States

® Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

® Heritage General Agency Coverages CGL, Contractors Equip Carrier Status Admitted States WA, CA

® Arrowhead General Insurance Agency, Inc. Coverages Employee Benefits, GL, Workers’ Comp Carrier Status Admitted States All States ® Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ® AVRECO Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ® Britt/Paulk Insurance Agency, Inc. Coverages Builders Risk, Combo Personal & Commercial, Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Installation Floaters, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

N38 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® High Country Insurance (a div of Hull & Co.) Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip Carrier Status Non-admitted States CO ® Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States WA, NV, CA, AZ ® HULL & Company, Inc. - Great Falls Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - Lincoln, Neb. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Contractors Equip, GL Carrier Status Non-admitted States IA, IL, KS, MO, NE, SD

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

® Ins. Innovators Agency Of New England (W Springfield) Coverages Builders Risk, Business Income, CGL, Contractors Equip, Employee Benefits, EPLI, Liability, OCP, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Sowers Baccala Insurance Brokerage Coverages Builders Risk, CGL, Completed Operations Liab, E&O, Residential `wrap-up`, Umbrella Carrier Status Non-admitted States NV, CA, AZ

® Insurance Innovators of New Jersey, Inc. Coverages Contractors Equip, EPLI, Liability, Medical Payments, Umbrella Carrier Status Non-admitted States NY, NJ ® Insurance Innovators, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ, MD, DE ® KF&B, Inc. Coverages Auto Comm-Standard, Liability Carrier Status Admitted States WA, UT, OR, NV, CA, AZ ® MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL ® N-Surance Outlets, Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States FL ® N-Surance Outlets, Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN ® National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® NCIS - A member of Texans Insurance Group Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Medical Payments, Products Liab, Residential Property Carrier Status Admitted, Non-admitted States Most States ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States NV, CA, AZ ® OnPoint Underwriting Coverages Builders Risk, Contractors Equip, Equipment, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States All States ® Prime Insurance Coverages Blanket Wrongful Acts, Excess Liab, Liability Carrier Status Admitted, Non-admitted States Most States ® Priority Insurance Underwriters Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Liability, Pollution Liab, Residential `wrap-up` Carrier Status Admitted, Non-admitted States TX, OR, NV, NM, CO, CA, AZ ® Professional Underwriters Agency, Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ® Quaker Special Risk (Georgia) Coverages Blanket Addt’l Insureds, EPLI Carrier Status Non-admitted States Most States ® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ® RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States ® Roush Insurance Services, Inc. Coverages Addt’l Expense, Auto Comm-Standard Liability & Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Excess Liab, Fidelity Bonds,Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Mechanical Breakdown, Medical Payments, OCP, Performance & Payment Bonds, Pollution Liab, Pool & Spa Liab, Portable Equip, Products Liab, Property, Real & Business Personal Prop, Rented Property, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States OH, IN, IL ® RSI International, Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

www.insurancejournal.com

® Worldwide Facilities, Inc. of Georgia Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

® Sterling Underwriters Coverages CGL, GL Carrier Status Non-admitted States WI, MO, IN, IL, CO ® TAPCO Underwriters, Inc. Coverages GL, Products Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® Texans Insurance Group Coverages CGL, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States ® The INSCO/DICO Group Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ® Trans Cal Associates Coverages Auto Comm-Standard, GL Carrier Status Non-admitted States CA ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ ® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States All States ® USG Insurance Services, Inc. Coverages Contractors Equip, D&O, Inland Marine, Installation Floaters, OCP, Tools & Equip, Umbrella, USL&H Carrier Status Non-admitted States Most States ® Victor O. Schinnerer & Co. Coverages Pollution, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States ® Western Security Surplus Insurance Brokers, Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States TX, CA ® Westrope Insurance Managers of Florida, LLC Coverages GL, Inland Marine Carrier Status Non-admitted States GA, FL ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

® Worldwide Facilities, Inc. of San Francisco Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Yates & Associates Ins. Services Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA

Contractors-Air Conditioning ® Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Alarm ® All Risks, Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Insurance for Security Officer, Investigation, Background Screening and Electronic Alarm Firms Marc Katz I Principal, Open Brokerage mkatz@mechanicgroup.com 800 -214- 0207 Ext.105

We will work for your business. Find out why hundreds of retail agencies depend on us for comprehensive insurance products, expertise and competitive pricing. We offer Broad Form programs with a wide range of coverage options: Commercial Liability Workers Compensation Commercial Umbrella/Excess Liability Third Party Fidelity (Employee Dishonesty)

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www.mechanicgroup.com June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N39


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Brownyard Group Coverages GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Brownyard Programs Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Costanza Insurance Agency, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® CoverX Corporation Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ® Izzo Insurance Services, Inc. Coverages Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Professional Liab, Property Carrier Status Non-admitted States AK, AZ, CA, NM ® Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

® The Mechanic Group, Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Artisan ® 5Star Business Auto Program (Misc. classes), formerly

® Commodore Insurance Services, Inc. Coverages Builders Risk, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Property, Tools & Equip, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CO, CA, AZ ® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ® Delta General Agency Corp. Coverages GL Carrier Status Non-admitted States TX ® Focus Underwriters, LLC Coverages CGL, Contractors Equip Carrier Status Admitted, Non-admitted States VA, SC, NC ® GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability States Most States ® Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States WA, NV, CA, AZ ® HULL & Company, Inc. - Albuquerque Coverages CGL, Contractors Equip, Residential Property Carrier Status Non-admitted States AZ, NM ® HULL & Company, Inc. - Charlotte Coverages CGL, Contractors Equip, Nonowned & Hired Auto, Property Carrier Status Non-admitted States GA, NC, SC, TN, VA

® National Advantage Insurance Services, Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States CA ® Norman-Spencer Agency, Inc. Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted S tates All States ® OnPoint Underwriting Coverages Builders Risk, Contractors Equip, Equipment, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States All States ® Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States VT, RI, PA, NY, NJ, ME, MD, DE, CT ® RPS-Leicht General Agency Coverages Auto Comm-Nonstandard, Equipment, GL Carrier Status Non-admitted States TX ® South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ® Sowers Baccala Insurance Brokerage Coverages CGL, Completed Operations Liab, Residential `wrap-up`, Umbrella Carrier Status Non-admitted States NV, CA, AZ ® Tangram Insurance Services Coverages CGL, GL, Liability, Workers’ Comp Carrier Status Admitted States CA

® HULL & Company, Inc. - Dallas Coverages CGL, Contractors Equip Carrier Status Non-admitted States TX

® Target Marketing Ins. Services, Inc. Coverages EPLI, Workers’ Comp Carrier Status Admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL

® HULL & Company, Inc. - Denver Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip Carrier Status Non-admitted States CO

® Trans Cal Associates Coverages CGL, GL Carrier Status Non-admitted States CA

® HULL & Company, Inc. - Honolulu Coverages Contractors Equip, GL, Inland Marine Carrier Status Non-admitted States HI

® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ ® USX/S

Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

® HULL & Company, Inc. - Jacksonville Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Contractors Equip, GL, Inland Marine Carrier Status Non-admitted States FL

® Abram Interstate Insurance Services, Inc. Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States CA, AZ

® HULL & Company, Inc. - Kalispell Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Contractors Equip, GL Carrier Status Non-admitted States ID, MT, WY

® W.A.Schickedanz Agency, Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States MO, IL, AR

® Advanced E&S Insurance Underwriters Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine, Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States WI, OH, NE, MO, MN, MI, KY, KS, IN, IL, IA

® HULL & Company, Inc. - New Orleans Coverages Contractors Equip, GL Carrier Status Non-admitted States LA

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

® American Safety Insurance Services, Inc. Coverages CGL, GL Carrier Status Non-admitted States Most States

® HULL & Company, Inc. - Stockton Coverages Commercial Excess, Contractors Equip, GL Carrier Status Non-admitted States CA

BISYS

® American Team Managers Ins. Services, Inc. Coverages GL, Property, Workers’ Comp Carrier Status Admitted, Nonadmitted States UT, TX, NY, NV, NM, IL, FL, CO, CA, AZ

® HULL & Company, Inc. - Newport Beach Coverages Contractors Equip, GL Carrier Status Non-admitted States CA

® HULL & Company, Inc. - Tampa Bay Coverages Contractors Equip, GL Carrier Status Non-admitted States FL

® American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States TX, NM, LA, AR

® iii of Maryland, Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States DE, MD, VA

® Apollo General Ins. Agency, Inc. Coverages Auto Comm-Standard, Equipment, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Independent Brokers & Agents of the West (IBA West) Coverages Auto Comm-Standard, GL, Property Carrier Status Admitted States WA, CA

® Appalachian Underwriters, Inc. Coverages GL, Inland Marine Carrier Status Admitted, Non-admitted States Most States

® Insurance Center Special Risks Ltd Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States VT, RI, NY, NH, ME, MA, CT

® Arrowhead General Insurance Agency, Inc. Coverages Auto Comm-Standard, GL, Liability, Property, Tools & Equip Carrier Status Admitted States WA, OR, NV, CA, AZ

® Ins. Innovators Agency Of New England (Scarborough) Coverages Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Employee Benefits, EPLI, Fire, GL, Herbicide & Pesticide, Liability, Motor Truck Cargo, OCP, Professional Liab, Tools & Equip, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Braishfield Associates, Inc. Coverages Business Income, CGL, Contractors Equip, Contractors License Bonds, EPLI, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, CGL, Contractors Equip, GL, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX ® Builder’s & Tradesmen’s Insurance Svcs. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Contractors Equip, Excess Liab, Inland Marine, Property, Trip Cancellation, Tuition Refund, Umbrella Carrier Status Admitted States CA ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Chamber Insurance Agency Services Coverages Umbrella, Workers’ Comp Carrier Status Admitted States All States

® Lemac General Agency Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL Carrier Status Admitted, Non-admitted States CA ® Logic Underwriters, Inc. Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL ® Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA

N40 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

Coverages CGL, Commercial Excess, Contractors Equip, EPLI, Motor Truck Cargo, Pollution Liab Carrier Status Admitted, Non-admitted States All States

® Worldwide Facilities, Inc. of Georgia Coverages CGL, Completed Operations Liab, Excess Liab, GL, Liability, Umbrella Carrier Status Non-admitted States All States

Contractors-Crane & Rigging ® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Care/Custody/Control, CGL, Contractors Equip, Equipment, Hoist/Haul-out, Inland Marine, Installation Floaters, Motor Truck Cargo, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Apollo General Ins. Agency, Inc. Coverages Auto Comm-Standard, Equipment, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Britt/Paulk Insurance Agency, Inc.

Coverages Builders Risk, Combo Personal & Commercial, Contractors Equip, Equipment, Inland Marine, Installation Floaters, Pollution, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® NCIS - A member of Texans Insurance Group Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Excess Liab, Fire Legal Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States Most States ® Norman-Spencer Agency, Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States ® OnPoint Underwriting Coverages Contractors Equip, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States ® Texans Insurance Group Coverages CGL, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States

Contractors-Demolition ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Apollo General Ins. Agency, Inc. Coverages Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Cargo, Employee Benefits, Environmental Liab, EPLI, Equipment, GL, Int’l Coverage - Commercial, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Bonding and Insurance Specialists Agency, Inc. Coverages Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Non-admitted States Most States

® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States

® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

® CNA

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto

Comm-Standard Liability, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States All States ® DVUA (W Va.), a div of Hull & Co., Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States All States ® HULL & Company, Inc. - Horsham Coverages GL, Inland Marine Carrier Status Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Electrical ® 5Star Lumber Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Beacon Hill Associates, Inc. Coverages CGL, E&O, Pollution States All States

® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, D&O, E&O, Environmental Liab, EPLI, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, KY, NM, NV, OK, TX ® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ® Tangram Insurance Services Coverages CGL, GL, Liability, Workers’ Comp Carrier Status Admitted States CA ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Elevators ® Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk, Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States ® Financial Risk Solutions, Inc. Coverages Service Contracts Carrier Status Admitted States All States

Contractors-Environmental ® Access E&S Insurance Services (CA) Coverages CGL, Environmental Liab, Professional Liab Carrier Status Non-admitted States NV, ND, MD, ID, DE, CO, CA, AZ, TX, VA, WA, DC

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® HULL & Company, Inc. - Denver Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip Carrier Status Non-admitted States CO

® High Country Insurance (a div of Hull & Co.) Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip, Environmental Liab Carrier Status Non-admitted States CO

® Ins. Innovators Agency Of New England (Scarborough) Coverages CGL, Contractors Equip, Installation Floaters, Liability, Medical Payments, OCP, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® HULL & Company, Inc. - Stockton Coverages Commercial Excess, Contractors Equip, Environmental Liab, GL Carrier Status Non-admitted States CA

® KF&B, Inc. Coverages Auto Comm-Standard, Liability Carrier Status Non-admitted States CA, AZ

® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Environmental Liab, Excess Liab, Pollution Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ, AK

® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, KY, NM, NV, OK, TX

® PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

® Ins. Innovators Agency Of New England (Scarborough) Coverages Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, E&O, Lost Key, Medical Payments, OCP, Professional Liab, Tools & Equip, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

® HULL & Company, Inc. - Kalispell Coverages Contractors Equip, GL, Inland Marine Carrier Status Non-admitted States ID, MT, WY

® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

® HULL & Company, Inc. - Stockton Coverages Commercial Excess, Contractors Equip, GL Carrier Status Non-admitted States CA

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States

® Metcom Excess Coverages Auto Comm-Standard, CGL, E&O, Pollution Carrier Status Admitted, Non-admitted States NJ, NY, PA

® HULL & Company, Inc. - Newport Beach Coverages Contractors Equip, GL Carrier Status Non-admitted States CA

® Builder’s & Tradesmen’s Insurance Svcs. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States CA

® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States

® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX

® HULL & Company, Inc. - Honolulu Coverages Contractors Equip, GL, Inland Marine Carrier Status Non-admitted States HI

Environmental Liab, Equipment, Equipment Breakdown, Excess Liab, Inland Marine, Installation Floaters, Personal Property, Pollution, Pollution Liab, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ® USAssure Insurance Services, Inc. Coverages Auto Comm-Standard Liability, CGL, Excess Liab, Pollution Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® USX/S

Coverages CGL, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

® Worldwide Facilities, Inc. of Georgia Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Excavating/Grading ® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, CGL, Contractors Equip, Equipment, Inland Marine, Installation Floaters, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States NV, CA, AZ ® NIP Group, LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® OnPoint Underwriting Coverages Contractors Equip, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ ® W.A.Schickedanz Agency, Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States MO, IL, AR ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Explosives/Blasting/Drilling ® Casualty & Surety, Inc. Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States All States

Contractors-Fire & Water Restoration ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States ® Colemont Insurance Brokers- Hartford Coverages Contractors Equip, Fire Legal Liab, GL, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Norman-Spencer Agency, Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler

® Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ® Britt/Paulk Insurance Agency, Inc. Coverages Boiler & Machinery, Builders Risk, Catastrophe, Combo Personal & Commercial, Commercial Excess, Contractors Equip, Crime,

® All Risks, Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N41


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® Colemont Insurance Brokers- Texas (Dallas) Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

® Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States

® Colemont Insurance Brokers- Texas (Houston) Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ® CoverX Corporation Coverages Excess Liab, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ® Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States NV, CA ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Property Carrier Status Non-admitted States NV, CA, AZ, AK ® Vulcan Excess & Surplus Insurance Coverages Fire Legal Liab, GL Carrier Status Non-admitted States CA

Contractors-General ® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, CGL, Contractors Equip, Equipment, Inland Marine, Installation Floaters, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Align General Insurance Agency, Inc. Coverages GL, Umbrella Carrier Status Non-admitted States AZ, CA, CO, HI, NM, NV, OR, TX, UT, WA

® Colemont Insurance Brokers- Woodland Hills Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Commodore Insurance Services, Inc. Coverages CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Property, Residential `wrap-up`, Tools & Equip, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CO, CA, AZ ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ® Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ® Crump Insurance Services, Inc. (Dallas) Coverages Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Memphis) Coverages Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ® DVUA (W Va.), a div of Hull & Co., Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States All States ® Environmental Insurance Agency (EIA) Coverages GL, Pollution Liab States Most States

® American Team Managers Ins. Services, Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Fire Legal Liab, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States UT, TX, NY, NV, NM, IL, FL, CO, CA, AZ

® High Country Insurance (a div of Hull & Co.) Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL Carrier Status Non-admitted States CO

® Appalachian Underwriters, Inc. Coverages GL, Inland Marine Carrier Status Admitted, Non-admitted States Most States

® Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States WA, NV, CA, AZ

® Arrowhead General Insurance Agency, Inc. Coverages GL, Workers’ Comp Carrier Status Admitted States All States

® HULL & Company, Inc. - Albuquerque Coverages CGL, Contractors Equip, Residential Property Carrier Status Non-admitted States AZ, NM

® Britt/Paulk Insurance Agency, Inc.

Coverages Builders Risk, Catastrophe, Combo Personal & Commercial, Contractors Equip, Equipment, Equipment Breakdown, Inland Marine, Installation Floaters, Personal Property, Pollution Liab, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Builder’s & Tradesmen’s Insurance Svcs. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, Contractors Equip, Equipment, Inland Marine, Property, Tools & Equip Carrier Status Non-admitted States CA ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Casualty & Surety, Inc. Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States All States ® Colemont Insurance Brokers - Atlanta Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Hartford Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages Builders Risk, CGL, Contractors Equip, Excess Liab, GL, Inland Marine, Liability, Property, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

N42 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® HULL & Company, Inc. - Dallas Coverages CGL, Commercial Excess Carrier Status Non-admitted States TX ® HULL & Company, Inc. - Denver Coverages CGL, Property Carrier Status Non-admitted States CO ® HULL & Company, Inc. - Fort Lauderdale Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Horsham Coverages GL, Inland Marine Carrier Status Non-admitted States All States ® HULL & Company, Inc. - Jacksonville Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Stockton Coverages CGL, Commercial Excess Carrier Status Non-admitted States CA ® HULL & Company, Inc. - Tampa Bay Coverages GL, Umbrella Carrier Status Non-admitted States FL ® Ins. Innovators Agency Of New England (W Springfield) Coverages Business Income, CGL, Completed Operations Liab, Contractors Equip, E&O, EPLI, GL, OCP, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL ® Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ® OnPoint Underwriting Coverages Builders Risk, Contractors Equip, Equipment, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States All States ® Priority Insurance Underwriters Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Liability, Pollution Liab, Residential `wrap-up` Carrier Status Admitted, Non-admitted States TX, OR, NV, NM, CO, CA, AZ

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States ® RPS-Leicht General Agency Coverages Auto Comm-Nonstandard, GL Carrier Status Non-admitted States TX

® KF&B, Inc. Coverages Auto Comm-Standard, Liability Carrier Status Non-admitted States CA, AZ ® KZ Insurance Brokerage, LLC Coverages GL, Inland Marine, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN ® Landscape Contractors Insurance Services, Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, GL, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp States AZ, CA, NV ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® McGraw Insurance Services Coverages Herbicide & Pesticide, Liability, Property Carrier Status Admitted States CA

® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

® NIP Group, LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

® Pacific Specialty Insurance Co. Coverages Herbicide & Pesticide, Liability, Property Carrier Status Admitted States CA

® Sterling Underwriters Coverages CGL, GL Carrier Status Non-admitted States WI, MO, IN, IL, CO

® Priority Insurance Underwriters Coverages Blanket Addt’l Insureds, CGL, Contractors Equip, GL, Liability Carrier Status Admitted, Non-admitted States TX, OR, NV, NM, CO, CA, AZ

® Westrope Coverages GL, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States ® Worldwide Facilities, Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages CGL, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Landscape ® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ® Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ® Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ® Builder’s & Tradesmen’s Insurance Svcs. Coverages CGL, Equipment, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA ® Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ® HULL & Company, Inc. - Honolulu Coverages Contractors Equip, GL, Inland Marine Carrier Status Non-admitted States HI

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® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ

® Western Surplus Lines Agency, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, NM, OK, TX ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States ® Worldwide Facilities, Inc. Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Roofing

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Marine ® Britt/Paulk Insurance Agency, Inc. Coverages Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ® LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ® WFT, Inc. Coverages Boats, CGL, Commercial Marine, Excess Liab, GL, Hull, Legal Liab, Liability, Marina Operators Legal, Umbrella, Watercraft Liab, Wet Marine Carrier Status Admitted States WA, VA, TX, SC, PA, NJ, NH, NC, MS, MD, MA, LA, GA, FL, CA, AL

Contractors-Oil & Gas ® 5Star Business Auto Program (Misc. classes), formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States OH, MI, IL, GA, FL

® Burnett & Company, Inc. Coverages CGL, Umbrella Carrier Status Non-admitted States All States ® Casualty & Surety, Inc. Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States All States

® 5Star Lumber Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, CGL, Contractors Equip, Equipment, Inland Marine, Installation Floaters, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Appalachian Underwriters, Inc. Coverages GL, Inland Marine Carrier Status Admitted, Non-admitted States Most States ® Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX ® Casualty & Surety, Inc. Coverages CGL, Excess Liab, GL Carrier Status Non-admitted States All States ® Combined Underwriting Agency Network, Inc. Coverages CGL, Contractors Equip, EPLI, Excess Liab Carrier Status Non-admitted States PA, NY, NJ ® Commodore Insurance Services, Inc. Coverages CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Property, Tools & Equip, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Non-admitted States CA ® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States ® DVUA (NY / NJ), a div of Hull & Co., Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States NJ, NY ® HULL & Company, Inc. - Albuquerque

® Crump Insurance Services, Inc. (Dallas) Coverages Liability, Umbrella Carrier Status Admitted, Non-admitted States All States

Coverages CGL, Contractors Equip Carrier Status Non-admitted S tates AZ, NM

® HULL & Company, Inc. - Dallas Coverages CGL, Contractors Equip Carrier Status Non-admitted States TX

® M.J. Hall & Company, Inc.

® HULL & Company, Inc. - Denver Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Property Carrier Status Non-admitted States CO

® McClelland and Hine, Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX

® HULL & Company, Inc. - Fort Lauderdale Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Contractors Equip Carrier Status Non-admitted States FL

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Wet Marine Carrier Status Non-admitted States AK, AZ, CA, NM

® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

® HULL & Company, Inc. - Honolulu Coverages Contractors Equip, GL, Inland Marine Carrier Status Non-admitted States HI

® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States All States

® HULL & Company, Inc. - Jacksonville Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Contractors Equip, GL Carrier Status Non-admitted States FL

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N43


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® HULL & Company, Inc. - Stockton Coverages Commercial Excess, Contractors Equip, GL Carrier Status Non-admitted States CA ® HULL & Company, Inc. - Tampa Bay Coverages Contractors Equip, GL, Property Carrier Status Non-admitted States FL ® iii of Maryland, Inc. Coverages Contractors Equip, Excess Liab, GL, Installation Floaters, Property, Umbrella Carrier Status Admitted, Non-admitted States MD ® Ins. Innovators Agency Of New England (Scarborough) Coverages CGL, Contractors Equip, Installation Floaters, Medical Payments, OCP, Products Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Non-admitted States NV, CA, AZ, AK ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States NV, CA, AZ ® Norman-Spencer Agency, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States ® Norman-Spencer International, Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Service ® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Contractors-Swimming Pools ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States LA, AZ, AR, AK, NM, NV, OK, TX

Contractors-Underground Storage Tank Construction

® N-Surance Outlets, Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN

® Freberg Environmental, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

® Roush Insurance Services, Inc. Coverages Business Income, Equipment Breakdown, Food Spoilage, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States OH, IN, IL

Convenience Stores ® Advanced E&S Insurance Underwriters Coverages Assault & Battery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States WI, OH, NE, MO, MN, MI, KY, KS, IN, IL, IA ® American Management Corporation Coverages Auto Comm-Standard Liability, Business Interruption, Crime, EPLI, GKLL, GL, Inland Marine, Legal Expense Ins, Legal Liab, Pollution Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® American Safety Insurance Services, Inc. Coverages Commercial Excess, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ® American Underwriting Managers Coverages Business Income, CGL, Environmental Liab, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR ® Braishfield Associates, Inc. Coverages BOP, Business Income, CGL, EPLI, Liquor Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

® Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

® Financial Risk Solutions, Inc. Coverages Service Contracts Carrier Status Admitted States All States ® KZ Insurance Brokerage, LLC Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, GL, Installation Floaters, WC - Master Policies/ASO Carrier Status Admitted, Non-admitted States AZ, CA, CO, LA, NV, TN ® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ® Trans Cal Associates Coverages CGL, GL Carrier Status Non-admitted States CA ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ

® McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

® Bonding and Insurance Specialists Agency, Inc. Coverages Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Non-admitted States Most States

® CNA

® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States

® McClelland and Hine, Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX

® N-Surance Outlets, Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States FL

® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

Comm-Standard Liability, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® MarketScout Coverages CGL, Property Carrier Status Admitted, Non-admitted States All States

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Builder’s & Tradesmen’s Insurance Svcs. Coverages CGL, Equipment, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States CA Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto

® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY

® Gridiron Insurance Underwriters, Inc. Coverages CGL, Crime, Garage Keepers Legal Liab, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States NY, NC, MS, MO, MN, MI, LA, GA, FL, CO, AL, VA, TX, TN, SC, PA ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® Hylant Group Coverages BOP, CGL, Crime, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® III Special Risk, Inc. Coverages CGL, Crime, Fire, Fire Legal Liab, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN ® Insurance Innovators, Inc. Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ, MD, DE ® M.J. Hall & Company, Inc. Coverages CGL, Crime, EPLI, Excess Liab, Liquor Liab, Pollution, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

N44 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ® TAPCO Underwriters, Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA, WA, DC ® Western Security Surplus Insurance Brokers, Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States TX, CA

Cosmetic Manufacturers ® Brownyard Group Coverages Employee Benefits, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

Counselors/Counseling Centers ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Non-Profit D&O, Pollution Liab Carrier Status Admitted States Most States ® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ® NIF Group, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ÂŽ Nonprofitsâ&#x20AC;&#x2122; Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ÂŽ Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ÂŽ TAPCO Underwriters, Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

Country Clubs ÂŽ Aon Association Services Coverages D&O Carrier Status Admitted States Most States ÂŽ Bollinger, Inc. Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States ÂŽ Braishfield Associates, Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, EPLI, Fidelity, Fine Arts, GKLL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Teeto-Green, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States ÂŽ Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States ÂŽ First Cardinal, LLC Coverages Commercial Excess, Disability, Workersâ&#x20AC;&#x2122; Comp States IL, VT, NY, NJ, NH, MA, CT ÂŽ H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ÂŽ Haylor, Freyer & Coon, Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Commercial Marine, Crime, Equipment, Liquor Liab, Nonowned & Hired Auto, Pollution, Property, Tee-to-Green, Tools & Equip, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States Most States ÂŽ KZ Insurance Brokerage, LLC Coverages Auto Comm-Standard, BOP, Equipment, Professional Liab, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States TN, NV, LA, CO, CA, AZ ÂŽ Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ÂŽ Venture Insurance Programs Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor Liab, Pollution, Property, Tee-to-Green, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States

Couriers ÂŽ Apollo General Ins. Agency, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Cargo, EPLI, Excess Liab, Professional Liab, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States WA, VA, TX, SC, OR, NM, NJ, NC, MS, MD, GA, FL, DE, CA, AZ ÂŽ Crump Insurance Services, Inc. (Dallas) Coverages Auto Comm-Standard, Cargo, Physical Damage Carrier Status Admitted, Non-admitted States All States

ÂŽ KBS International Corp.

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States

ÂŽ National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ÂŽ RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States

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Crane, Scaffolding & Equipment Rental Dealers ÂŽ A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Bailee/Customer Goods, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Blanket Waivers, Business Income, Care/Custody/Control, CGL, Contractors Equip, Equipment, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

ÂŽ Wildlife Insurance Underwriters, LLC Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Non-admitted States All States

Dairies ÂŽ 5Star Business Auto Program (Misc. classes), formerly BISYS

ÂŽ All Risks, Ltd. Coverages GL, Inland Marine, Umbrella, Workersâ&#x20AC;&#x2122; Comp Carrier Status Non-admitted States Most States

Coverages Auto Comm-Standard Liability, Medical Payments, Motor Truck Cargo, Physical Damage Carrier Status Admitted States OH, MI, IL, GA, FL

ÂŽ Allied Insurance Brokers, Inc. (PA) Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

ÂŽ Agricultural Insurance Mgmt Svcs. Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States

ÂŽ Insurance Innovators, Inc. Coverages Blanket Addtâ&#x20AC;&#x2122;l Insureds, Blanket Waivers, Cargo, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ÂŽ NCIS - A member of Texans Insurance Group Coverages Blanket Addtâ&#x20AC;&#x2122;l Insureds, Blanket Waivers, CGL, Contractors Equip, Excess Liab, Fire Legal Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States Most States ÂŽ NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Addtâ&#x20AC;&#x2122;l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella C arrier Status Admitted, Non-admitted States NV, CA, AZ ÂŽ Texans Insurance Group Coverages CGL, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States ÂŽ Western Surplus Lines Agency, Inc. Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX

ÂŽ U.S. Specialty Ins. Company (Texas Non-Subscription) Coverages Accidental Death, Disability, Occupational Accident Carrier Status Admitted States TX

Dance Schools/Studios ÂŽ Access E&S Insurance Services (CA) Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States PA, NV, NJ, NC, MD, ID, DE, CO, CA, AZ, TX, VA, DC ÂŽ Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ÂŽ Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addtâ&#x20AC;&#x2122;l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ÂŽ Insurance Center Special Risks Ltd Coverages Business Income, Crime, GL, Property, Umbrella Carrier Status Admitted States VT, RI, NY, NH, ME, MA, CT

Crop Dusters/Sprayers ÂŽ Topa Insurance Company Coverages CGL, E&O, Inland Marine, Property Carrier Status Admitted States CA

ÂŽ K & K Insurance Group, Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workersâ&#x20AC;&#x2122; Comp Carrier Status Admitted States All States

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June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N45


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Excess Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ® Special Markets Insurance Consultants, Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ® TAPCO Underwriters, Inc. Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

Day Care/Preschools ® A.I.I. Insurance Brokerage of Mass., Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States MA, CT, RI ® Agency Intermediaries, Inc. Coverages Abuse & Molestation, CGL, Misc Professional Liab, Real & Business Personal Prop States MA, CT ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® American Underwriting Managers Coverages Business Income, CGL, Property, Teachers Liab, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Cluett Commercial Insurance Agency, Inc. Coverages BOP, Workers’ Comp, Workers’ Comp Plus States VT, TX, TN, SC, PA, NY, NH, NC, MD, MA, LA, KY, IL, GA, FL, CT, CA ® Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA ® Focus Underwriters, LLC Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States VA, SC, NC

® Francis L. Dean & Associates, Inc.

Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ® Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA ® N-Surance Outlets, Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States FL ® N-Surance Outlets, Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® National Advantage Insurance Services, Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States CA ® Northern Ohio E & S Agency, Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States OH ® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States CA, NV ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Dealers-Home Heating Oil ® American Management Corporation Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, EPLI, Fire Legal Liab, Inland Marine, Physical Damage, Pollution, Products Liab, Property, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted States Most States ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

Dealers-Propane ® American Management Corporation Coverages Auto Comm-Standard, Business Income, Cargo, EPLI, Fire Legal Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Loss of Use, Lost Key, Medical Payments, Motor Truck Cargo, Occupational Accident, Pollution Liab, Property, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Gresham & Associates, Inc. - Corporate Office Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Delivery- Wholesale/Retail ® Britt/Paulk Insurance Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Billing Error E&O, Boiler & Machinery, Business Income, Crime, D&O, E&O, Environmental Liab, EPLI, Equipment, Liability, Liquor Liab, Long Haul, Loss of Use, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Physical Damage, Products Liab, Professional Liab, Property, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Ron Rothert Insurance Coverages Business Income, E&O, Excess Liab, GL, Medical Payments, Property Carrier Status Non-admitted States WA, OR, ID

® Delta General Agency Corp. Coverages Cargo, CGL Carrier Status Admitted, Non-admitted States TX

® Roush Insurance Services, Inc. Coverages Abuse & Molestation, Accident & Health, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States OH, IN, IL

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Motor Truck Cargo Carrier Status Admitted, Non-admitted States CA, AK

® South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX ® TAPCO Underwriters, Inc. Coverages Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States TX ® Vulcan Excess & Surplus Insurance Coverages Business Income, Business Interruption, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Glass, Property Carrier Status Non-admitted States CA ® Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

® M.J. Hall & Company, Inc.

® Metcom Excess Coverages Auto Comm-Standard, Cargo, CGL, Physical Damage, Umbrella Carrier Status Admitted States NJ ® Norman-Spencer Agency, Inc. Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States

Dentists ® KZ Insurance Brokerage, LLC Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States TN, NV, LA, CO, CA, AZ ® Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Day Spas

® PULIC Insurance Services, Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Western Security Surplus Insurance Brokers, Inc. Coverages Earthquake, EPLI, Fire, Liability, Personal Property, Professional Liab, Property Carrier Status Non-admitted States TX, CA

® Indemnity Excess & Surplus Agency, Inc. Coverages Abuse & Molestation, CGL, Excess Liab, Nonowned & Hired Auto, Personal Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States WA, TX, OR, NV, ID, HI, FL, CO, CA, AZ

® Continental Brokers, Inc. Coverages Accident & Health, Auto Comm-Standard, Auto PersStandard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

® Insurance Center Special Risks Ltd Coverages Abuse & Molestation, Business Income, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States VT, RI, NY, NH, ME, MA, CT ® Insurance Innovators, Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ, MD, DE ® International Excess Companies Coverages Abuse & Molestation, Accident & Health, CGL, Commercial Excess, E&O Carrier Status Admitted States All States ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Excess Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ® Philadelphia Insurance Companies Coverages Professional Liab, Property States Most States ® Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States ® SASSI - Salon & Spa Specialty Insurance Coverages GL, Professional Liab, Property Carrier Status Admitted States Most States

N46 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

Developmental Disability Facilities ® 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® AIRisk (formerly listed as AIG Programs) Coverages Abuse & Molestation, D&O, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States All States ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ® Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ® NIF Group, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

® Britt/Paulk Insurance Agency, Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Billing Error E&O, Boiler & Machinery, Business Income, Cargo, Catastrophe, Commercial Excess, Crime, Damage in Process, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Liability, Liquor Liab, Long Haul, Loss of Use, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Pollution, Pollution Liab, Portable Equip, Products Liab, Professional Liab, Property, Theft, Tools & Equip, Transportation Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Brownyard Group Coverages Employee Benefits, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

® Joseph Chiarello & Co., Inc. Coverages CGL, Equipment Breakdown, Property, Umbrella Carrier Status Admitted States Most States ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Crime, Excess Liab, Property Carrier Status Non-admitted States NM, LA, CA, AZ, AR, AK, NV, OK, TX ® MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States ® Mattei Insurance Services, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States

® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Document Destruction Co’s

® NAS Insurance Services, Inc. Coverages Builders Risk, Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States ® Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors ® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States NV, CA, AZ

® Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® NAS Insurance Services, Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ® Target Insurance Services Coverages BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fidelity, Fiduciary Liab, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® World Wide Specialty Programs, Inc.

® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Driving Ranges ® Haylor, Freyer & Coon, Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption, CGL, Commercial Excess, Commercial Marine, Crime, Equipment, Errant Ball, Liquor Liab, Nonowned & Hired Auto, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment Agencies ® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX ® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States

Dry Cleaners/Laundries ® American Safety Insurance Services, Inc. Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States ® Gridiron Insurance Underwriters, Inc. Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Liability, Property Carrier Status Non-admitted States PA, NY, NC, MS, MO, MN, MI, LA, KY, GA, FL, CO, AL, SC, TN, TX ® Intercorp, Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Irving Weber Associates, Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Boiler & Machinery, BOP, Business Income, Care/Custody/Control, Damage in Process, Equipment Breakdown, Furriers Customers, Glass, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches ® Gillingham & Associates Coverages Business Interruption, Crime, Excess Liab, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States ® Markel Insurance Company Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

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Emergency Service Org’s ® Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Employee Leasing Firms

® Norman-Spencer International, Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption, Crime, Cyber Liab, D&O, E&O, Int’l Coverage - Commercial, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dialysis Centers

® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

® VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

® Burns & Wilcox - All Offices Coverages CGL, Glass, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States

® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ® Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® NAS Insurance Services, Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ ® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States ® Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N47


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® World Wide Specialty Programs, Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® ACE Westchester Specialty—Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Engineers-Environmental

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States PA, NV, NJ, MD, ID, CO, CA, AZ, TX, VA, WA, DC

® Arrowhead General Insurance Agency, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

® Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, AZ, DE, CO, CA

® Beacon Hill Associates, Inc. Coverages CGL, E&O, Pollution States All States

® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Bonding and Insurance Specialists Agency, Inc. Coverages Environmental Liab, Pollution, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab, Professional Liab States Most States

Engineers-Geotechnical

® Colemont Insurance Brokers- Hartford Coverages CGL, Environmental Liab, GL, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Access E&S Insurance Services (CA) Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States NV, MD, ID, DE, CO, CA, AZ, TX, VA, WA, DC

® DVUA (W Va.), a div of Hull & Co., Inc. Coverages E&O, Environmental Liab, GL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

® Freberg Environmental, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

® Freberg Environmental, Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® HULL & Company, Inc. - Horsham Coverages E&O, Environmental Liab, GL, Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

® Insurance Innovators of New Jersey, Inc. Coverages CGL, Environmental Liab, GL, Liability, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States NY, NJ

® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Entertainer Buses ® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States ® National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Entertainment Equipment Rental Houses ® AFG Partners Coverages GL, Property, Props States All States ® Gales Creek Insurance Services Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Environmental Engineers/Consultants/ Contractors ® Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States NV, NJ, NC, MD, ID, DE, CO, CA, AZ, PA, TX, VA, DC ® Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ ® ACE USA—Excess Casualty Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ® International Excess Companies Coverages CGL, E&O, Pollution Liab Carrier Status Non-admitted States All States

® Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, Environmental Liab, EPLI, Fiduciary Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Worldwide Facilities, Inc. Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Yates & Associates Ins. Services Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

Equipment Dealers/Rentals ® A. D. Carlton Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Care/Custody/Control, CGL, Contractors Equip, Equipment, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States ® Allied Insurance Brokers, Inc. (PA) Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Exercise/Health Studios/Health Clubs

® J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States WI, MO, MI, KS, IN, IL

® Aon Association Services Coverages D&O, Workers’ Comp Carrier Status Admitted States Most States

® M.J. Hall & Company, Inc. Coverages CGL, Environmental Liab, Excess Liab, Professional Liab Carrier Status Non-admitted States AK, AZ, CA, NM

® Burns & Wilcox - All Offices Coverages Abuse & Molestation, Accident & Health, Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Pool & Spa Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Metcom Excess Coverages Auto Comm-Standard, CGL, E&O, Pollution Carrier Status Admitted, Non-admitted States NJ, NY, PA ® PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States ® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Russell Bond & Co., Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® USAssure Insurance Services, Inc. Coverages Auto Comm-Standard Liability, CGL, E&O, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® USG Insurance Services, Inc. Coverages Environmental Liab, Installation Floaters, Pollution, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

N48 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® Chopra Insurance Brokerage, Inc. Coverages BOP, EPLI Carrier Status Non-admitted States NV, CA ® Great American Insurance, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ® iii of Maryland, Inc. Coverages Abuse & Molestation, CGL, EPLI, Equipment Breakdown, Excess Flood, Excess Liab, Nonowned & Hired Auto, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States DE, MD, VA ® Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC ® K & K Insurance Group, Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ® Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ® Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Northern States Agency Coverages CGL, Fire, Professional Liab Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Prime Insurance Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Liability, Medical, Medical Payments, Misc Professional Liab Carrier Status Admitted, Non-admitted States All States ® Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ® Ron Rothert Insurance Coverages Business Income, Crime, E&O, Excess Liab, GL, Inland Marine, Medical Payments, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States WA, OR, ID ® TAPCO Underwriters, Inc. Coverages E&O, GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® Western Security Surplus Insurance Brokers, Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States TX, CA

® Align General Insurance Agency, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Excess Liab, GL, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ® American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States VT, VA, RI, NY, NJ, NH, MD, MA, LA, HI, FL, CT ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

® Britt/Paulk Insurance Agency, Inc. Coverages All Risks/Cash in Transit, Cargo, Delay Due to Vessel Carrier, Property, Wet Marine Carrier Status Admitted States Most States ® Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States ® Crump Insurance Services, Inc. (New York) Coverages Cargo, Hull, Motor Truck Cargo, Property, Protection & Indemnity (P&I), Wet Marine Carrier Status Admitted, Non-admitted States All States

Family Fun Centers ® Evolution Insurance Brokers Coverages Abuse & Molestation, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States CA, AZ ® Associations Underwriters, Inc & Ziplow Horse Insurance Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States ® Britt/Paulk Insurance Agency, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Standard Phys Dmg, Catastrophe, Environmental Liab, Equipment, Equipment Breakdown, GL, Homeowners Pkg, Personal Liab, Personal Property, Personal Umbrella, Physical Damage, Pollution, Pollution Liab, Portable Equip, Property, Residential Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT

® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT

® HULL & Company, Inc. - Great Falls Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Property Carrier Status Non-admitted States ID, MT, WY ® Ron Rothert Insurance Coverages Loss of Use, Medical Payments, PAF, Personal Liab, Personal Property, Personal Umbrella, Property, Umbrella Carrier Status Non-admitted States WA, OR, ID ® Wildlife Insurance Underwriters, LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States ® Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

® Agricultural Insurance Mgmt Svcs. Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

® HCC Specialty Underwriters, Inc. (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Non-admitted States All States

Financial Institutions ® Anthony R. Davis Agency Coverages D&O, E&O Carrier Status Admitted States Most States ® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab, Professional Liab States Most States ® Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States ® Crump Insurance Services, Inc. (Louisiana) Coverages D&O, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Nashville) Coverages E&O, EPLI, Escrow E&O, Fidelity, Mortgage Impairment, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Floodwatch Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States

Fast Food Restaurants

® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

® Access E&S Insurance Services (CA) Coverages CGL, Equipment Breakdown, Liquor Liab, Property Carrier Status Admitted, Non-admitted States PA, NV, NJ, NC, MD, ID, DE, CO, CA, AZ, TX, VA, DC

Farm & Ranch

® Gales Creek Insurance Services Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® TAPCO Underwriters, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

® Abram Interstate Insurance Services, Inc. Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States NV, CO, CA, AZ

Festivals & Fairs ® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT

® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

® Rockwood Programs, Inc. Coverages EPLI, Sexual Misconduct Liab Carrier Status Admitted States All States

® Ins. Innovators Agency Of New England (W Springfield) Coverages CGL, GL, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® MIC Insurance Brokerage Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Property, Umbrella Carrier Status Admitted States All States

® RLI Specialty Programs Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

® International Excess Companies Coverages CGL, Property Carrier Status Non-admitted States All States

® UCA General Insurance Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ

® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT

Exporters

® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States

® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® Anderson & Murison, Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA ® Braishfield Associates, Inc. Coverages Business Income, CGL, EPLI, Fidelity, Food Borne Illness, Food Spoilage, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Continental Brokers, Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

® Insurmark a Div. of Financial & Professional Risk Solutions, Inc. Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States ® ProSurance Group, Inc. Coverages E&O, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States All States ® Russell Bond & Co., Inc. Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® U.S. Risk Financial Services Coverages Blanket Forced Placed, Breach of Security, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States All States

® Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

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June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N49


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® U.S. Risk Insurance Group, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Venture Insurance Programs Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Financial Planners ® Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States

Fine Art Collections ® A. D. Carlton Insurance Coverages Care/Custody/Control, Earthquake, Fire, Flood, Material Damage, Physical Damage, Sets Carrier Status Admitted, Non-admitted States All States ® Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire Departments ® 5Star Business Auto Program (Misc. classes), formerly BISYS Coverages Auto Comm-Standard Liability, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted States OH, MI, IL, GA, FL

® Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ® VFIS

Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

Firearms Dealers ® Joseph Chiarello & Co., Inc. Coverages CGL, Crime, Equipment Breakdown, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Food Vendors ® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ® K & K Insurance Group, Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

Forestry Services ® ACE Westchester - Program Division Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States WV, WI, WA, VA, TX, TN, SC, OR, OK, NC, MT, MS, MN, LA, KY, ID, GA, FL, CO, AR, AL ® Loggers Insurance, Inc. Coverages Auto Comm-Standard, Contractors Equip, Equipment, GL, Property, Umbrella Carrier Status Admitted States TN, TX, WV, WI, WA, VA, UT, SC, OR, OK, NC, MT, MS, MN, LA, KY, ID, GA, FL, CO, AR, AL ® Mattei Insurance Services, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States ® O’Donovan & Associates, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States WI, WA, VA, TX, TN, SC, PA, OR, OK, NC, MN, MI, MD, LA, KY, GA, FL, CA, AR

® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States ® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, Employee Benefits, Excess Liab, GL, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

Foundations ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Fraternal Organizations ® Great American Insurance, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

® OnPoint Underwriting Coverages Contractors Equip, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

® R.V. Nuccio & Associates, Inc. Coverages Accidental Death, CGL, Crime, EPLI, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

Foster Care

Garages

® AIRisk (formerly listed as AIG Programs) Coverages Abuse & Molestation, D&O, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States All States

® Abram Interstate Insurance Services, Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States NV, CA, AZ ® Align General Insurance Agency, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop States CA

N50 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® All Risks, Ltd. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States WV, WI, VA, TX, TN, SC, OH, NJ, NC, MD, KY, IN, IL, GA, FL, DE, CA, AZ ® Alliant Specialty Insurance Services, Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Automotive Risk Mgmt. & Ins. Services, Inc.

Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, Cargo, CGL, Commercial Excess, Dealers Open Lot, Emergency Towing & Service, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Glass, Liability, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Property, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX ® Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States ® CRES Insurance Services, LLC Coverages Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CA ® Crump Insurance Services, Inc. (Portland) Coverages Cargo, Garage Keepers Legal Liab, Garage Liability, GL, Physical Damage Carrier Status Admitted, Non-admitted States WY, WA, UT, OR, NV, MT, ID, CO, CA, AZ, AK ® DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ ® Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ® Focus Underwriters, LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States VA, SC, NC ® High Country Insurance (a div of Hull & Co.) Coverages Care/Custody/Control, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CO

® J.L. von Arx & Associates

Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States CA, AZ

® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL ® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY ® National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® Prime Insurance Coverages Legal Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ® RSI International, Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Dealers Open Lot, EPLI, Excess Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States WA, OR, NV, CA, AZ

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® U.S. Risk Insurance Group, Inc. Coverages Auto Comm-Nonstandard, Dealers Open Lot, GKLL Carrier Status Non-admitted States TX ® Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA

Gentleman’s Clubs ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ® Geo. F. Brown & Sons, Inc. Coverages Assault & Battery, GL, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Non-admitted States WI, WA, VT, VA, TX, SC, PA, OR, OH, NY, NV, NJ, NC, MN, MI, MA, IN, IL, IA, GA, FL, CT, CO, CA, AZ ® III Special Risk, Inc. Coverages Abuse & Molestation, Business Income, CGL, Medical Payments, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN ® M.J. Hall & Company, Inc. Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States NV, CA, AZ, AK ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages GL, Liquor Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ

Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property, Tee-to-Green Carrier Status Non-admitted States Most States ® Venture Insurance Programs Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Grain Mills & Elevators ® Britt/Paulk Insurance Agency, Inc. Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Wildlife Insurance Underwriters, LLC Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Greenhouse Growers/Nurserymen

® U.S. Risk Insurance Group, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States All States

® Agricultural Insurance Mgmt Svcs. Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States GA, FL

® NIP Group, LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Glass Merchants/Glazing Contractors ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States All States ® Intercorp, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Business Income, Business Interruption, CGL, Contractors Equip, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Installation Floaters, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® NIP Group, LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Golf Courses

Grocery Stores/Supermarkets ® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® Agency Intermediaries, Inc. Coverages Business Income, CGL, Liquor Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States MA, CT ® Braishfield Associates, Inc. Coverages Business Income, CGL, EPLI, Fidelity, Food Spoilage, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

® Aon Association Services Coverages D&O Carrier Status Admitted States Most States

® HULL & Company, Inc. - New Orleans Coverages CGL, Property Carrier Status Non-admitted States LA, MS

® Braishfield Associates, Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, EPLI, Fidelity, Fine Arts, GKLL, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Teeto-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® Hylant Group Coverages CGL, Crime, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® CGA Associates, Inc. Coverages BOP, Umbrella Carrier Status Admitted States All States ® Cluett Commercial Insurance Agency, Inc. Coverages BOP, Umbrella, Workers’ Comp, Workers’ Comp Plus States VT, VA, TX, TN, SC, RI, PA, NY, NH, NC, ME, MA, IL, GA, FL, CT, CA, AZ ® Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States

® Ins. Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Boiler & Machinery, BOP, Business Income, CGL, Commercial Excess, EPLI, Equipment Breakdown, Excess Liab, Food Spoilage, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Excess Liab, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV ® RPS-Leicht General Agency Coverages GL, Glass, Property, Spoilage Carrier Status Non-admitted States TX

® HCC Specialty Underwriters, Inc. (MA) Coverages Hole-in-One, Prize Indemnification, Weather Carrier Status Non-admitted States All States

Group Homes

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income,

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® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, Business Income, Business Interruption, CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ® NAS Insurance Services, Inc. Coverages Builders Risk, Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ® NIF Group, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Boiler & Machinery, Business Income, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States IL, VT, NY, NJ, NH, MA, CT

® National Hole-In-One Association Coverages Hole-in-One, Weather Carrier Status Admitted, Non-admitted States All States

® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO

® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Guides & Outfitters ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Gillingham & Associates Coverages Business Interruption, Crime, Excess Liab, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States ® High Country Insurance (a div of Hull & Co.) Coverages CGL, Inland Marine Carrier Status Non-admitted States CO ® K & K Insurance Group, Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ® Markel Insurance Company Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N51


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Gymnastics Facilities ® K & K Insurance Group, Inc. Coverages CGL, Equipment Carrier Status Admitted States All States ® Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Summit America Ins. Services L.C. Coverages Accident & Health, Accidental Death, CGL, Inland Marine, Property Carrier Status Admitted States All States

Hardware Manufacturers ® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Euclid Managers, LLC Coverages Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Hazardous Materials Transporters ® Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ ® Freberg Environmental, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States ® Gresham & Associates, Inc. - Corporate Office Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, Excess Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Nonadmitted States IL, IN, KS, KY, MI, MO, OH, PA, WI, WV

® HULL & Company, Inc. - Great Falls Coverages GL, Property Carrier Status Non-admitted States ID, MT, WY ® Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC ® K & K Insurance Group, Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, D&O, Employee Benefits, EPLI, Excess Liab, Pool & Spa Liab, Professional Liab, Property C arrier Status Non-admitted States AK, AZ, CA, NM ® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Equipment Breakdown, GL, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States CA, NV ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States All States

® Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, GL, Products Liab, Professional Liab Carrier Status Non-admitted States All States ® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Healthcare Facilities ® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab States Most States ® DVUA (NY / NJ), a div of Hull & Co., Inc. Coverages E&O, Medical Carrier Status Admitted States NY, NJ ® Health Care Insurers, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® HULL & Company, Inc. - Newport Beach Coverages CGL, Property Carrier Status Non-admitted States CA

® Target Marketing Ins. Services, Inc. Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

Health Clubs

® Monitor Liability Managers, LLC Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

® Agency Intermediaries, Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States MA, CT ® American Underwriting Managers Coverages Business Income, CGL, Professional Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR ® Anderson & Murison, Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA ® Aon Association Services Coverages D&O, Workers’ Comp Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Focus Underwriters, LLC Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States VA, SC, NC ® Great American Insurance, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ ® PGI Commercial, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States ® Russell Bond & Co., Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property States VT, VA, PA, NY, NJ, MA, CT ® Smith, Bell & Thompson Coverages GL, Medical Malpractice, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

N52 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® USG Insurance Services, Inc. Coverages Abuse & Molestation, Addiction Treatment, Billing Error E&O, D&O, Developmental Disabilities, Emergency Medical, EPLI, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Westrope Coverages CGL, D&O, Liability, Medical & Physical Rehab, Medical Malpractice, Misc Professional Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ® Worldwide Facilities, Inc. of Phoenix Coverages Abuse & Molestation, Billing Error E&O, CGL, Community/Social Svcs, Crime, D&O, Difference in Conditions, E&O, EPLI, Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Healthcare Information Management Co’s ® Fox Point Programs Coverages E&O, Physicians Billing E&O, Professional Liab Carrier Status Non-admitted States All States

Heavy Equipment Dealers ® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Care/Custody/Control, CGL, Contractors Equip, Equipment, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

Home Healthcare Providers ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, COC, Community/Social Svcs, Employee Benefits, Equipment Breakdown, Professional Liab, Property Carrier Status Non-admitted States WA, VA, TX, PA, OH, NY, NV, NM, NJ, MI, MD, IL, GA, FL, CA ® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ® Apogee Insurance Group Coverages Workers’ Comp Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE ® Bunker Hill Insurance Agency Coverages Abuse & Molestation, CGL, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ® DVUA (NY / NJ), a div of Hull & Co., Inc. Coverages E&O, Medical, Medical & Physical Rehab, Medical Malpractice Carrier Status Admitted States NJ, NY ® Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ® Health Care Insurers, Inc. Coverages GL, Professional Liab Carrier Status Admitted States Most States ® Hospice and Community Care Insurance Services Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States ® McClelland and Hine, Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Homeowner Associations

Horse Farms

® Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

® 4 All Insurance Services Coverages Auto Comm-Standard Liability, D&O, EPLI, Excess Liab, Fidelity, Fire, GL, Liability, Pool & Spa Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ

® Agricultural Insurance Mgmt Svcs. Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

® Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

® Abram Interstate Insurance Services, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States CA, AZ

® Quaker Special Risk (New York) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

® ACE Westchester - Program Division Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX

® Smith, Bell & Thompson Coverages Auto Comm-Standard, D&O, EPLI, Fidelity Bonds, GL, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ, WA

® Tangram Insurance Services Coverages Business Income, GL, Personal Property, Professional Liab Carrier Status Non-admitted States TX, MO, KS, IN, IL, IA, CA

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE

Home Inspectors

® Brecht & Associates Coverages CGL, GL, Property, Umbrella Carrier Status Non-admitted States TX

® AIRisk (formerly listed as AIG Programs) Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ® Alexander J. Wayne & Associates, Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ® Focus Underwriters, LLC Coverages CGL, Professional Liab Carrier Status Non-admitted States VA, SC, NC ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ® Insurance Innovators, Inc. Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States PA, NY, NJ, MD, DE ® Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® Roush Insurance Services, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Rented Property, Tools & Equip Carrier Status Admitted, Non-admitted States OH, IN, IL ® Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers ® Davidson-Babcock Coverages Business Interruption, CGL, Completed Operations Liab, Crime, Inland Marine, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States ® Smith, Bell & Thompson Coverages Auto Comm-Standard, CGL, D&O, EPLI, Fidelity Bonds, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Vulcan Excess & Surplus Insurance Coverages Business Income, Business Interruption, Equipment Breakdown, Excess Liab, GL, Glass, Products Liab Carrier Status Non-admitted States CA

Homebuilders ® Appalachian Underwriters, Inc. Coverages GL, Inland Marine States Most States ® Metcom Excess Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Non-admitted States NJ ® Patriot National Underwriters, Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX

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® Markel Insurance Company Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ® Wildlife Insurance Underwriters, LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Hospitals ® AVRECO Coverages D&O, E&O, EPLI, GL, Medical Malpractice Carrier Status Admitted, Non-admitted States All States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab States Most States ® Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States ® Health Care Insurers, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA ® CID Insurance Programs, Inc. Coverages CGL, E&O, Property, Umbrella Carrier Status Admitted, Nonadmitted States WA, VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ ® Fox Point Programs Coverages E&O, Sexual Misconduct Liab Carrier Status Non-admitted States All States ® Gorst Co. Coverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CA

® HULL & Company, Inc. - Newport Beach Coverages CGL, Property Carrier Status Non-admitted States CA ® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States ® RLI Transportation Coverages Auto Comm-Standard, Auto Pers-Nonstandard Carrier Status Admitted States Most States ® Russell Bond & Co., Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property States VT, VA, PA, NY, NJ, MA, CT

® Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ® III Special Risk, Inc. Coverages CGL, D&O, Fidelity, Liability, Liquor Liab, Medical Payments Carrier Status Non-admitted States AL, GA, NC, SC, TN

® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages Abuse & Molestation, Billing Error E&O, CGL, Community/Social Svcs, Crime, D&O, Difference in Conditions, E&O, EPLI, Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Hotels/Motels

® Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States All States

® 5Star EPLI Program Coverages EPLI Carrier Status Non-admitted States Most States

® King Insurance Support Systems Coverages Liability, Property Carrier Status Admitted, Non-admitted States WA, UT, OR, NV, NM, ID, CO, CA, AZ

® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® Preferred Property Programs

Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States NV, CA, AZ ® The Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States TX

Horse Breeders/Boarders ® Agricultural Insurance Mgmt Svcs. Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States ® Markel Insurance Company Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

® American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States ® Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ® Braishfield Associates, Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, EPLI, Fidelity, Food Spoilage, GKLL, Identity Theft, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Brecht & Associates Coverages CGL, GL, Property, Umbrella Carrier Status Non-admitted States TX ® Brown & Brown of California, Inc. - Programs Coverages Auto Comm-Standard, CGL Carrier Status Admitted States All States ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N53


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® CGA Associates, Inc. Coverages BOP, Umbrella Carrier Status Admitted States All States ® Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA ® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States ® Dunfield Wholesale Insurance, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States CA ® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States IL, VT, NY, NJ, NH, MA, CT ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® Hospitality Insurance Solutions Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Excess Liab, Glass, Liquor Liab, Lost Key, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States ® Hotels & Resorts Insurance Program (BBCA - Programs) Coverages CGL, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® HULL & Company, Inc. - Albuquerque Coverages CGL, Property Carrier Status Non-admitted States AZ, NM ® HULL & Company, Inc. - Denver Coverages CGL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States CO ® HULL & Company, Inc. - Fort Lauderdale Coverages Business Interruption, CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Great Falls Coverages CGL, Property Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - Jacksonville Coverages CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - New Orleans Coverages CGL, Property Carrier Status Non-admitted States LA, MS

® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Importers ® Britt/Paulk Insurance Agency, Inc. Coverages All Risks/Cash in Transit, Cargo, Delay Due to Vessel Carrier, Property, Wet Marine Carrier Status Admitted States All States ® Brownyard Group Coverages Employee Benefits, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States

® Preferred Property Programs

Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States

® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Excess Liab, Products Liab, Property Carrier Status Admitted, Non-admitted States NM, CA, AZ, AK

® Risk Placement Services, Inc. Coverages Builders Risk, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

® Roush Insurance Services, Inc. Coverages Business Income, Equipment Breakdown, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States OH, IN, IL ® RPS-Leicht General Agency Coverages GL, Property Carrier Status Non-admitted States TX ® Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Theft, Umbrella Carrier Status Admitted States CA, CT, DE, FL, GA, IL, MA, MD, MI, MN, MO, NJ, NY, OH, PA, RI, TN ® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States TX ® UCA General Insurance Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ

In-Home Adult Foster Care ® Casualty & Surety, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® High Country Insurance (a div of Hull & Co.) Coverages Abuse & Molestation, GL Carrier Status Non-admitted States CO ® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

In-Home Businesses ® IAAC, Inc. (Membership Services Division of IIABNY) Coverages BOP, Business Interruption, Fire, Liability, Theft Carrier Status Admitted States NY

® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA

In-Home Child Care

® Vulcan Excess & Surplus Insurance Coverages Business Income, Business Interruption, Equipment, Excess Liab, GL, Glass, Property Carrier Status Non-admitted States CA

® Ron Rothert Insurance Coverages E&O, Excess Liab, GL, Liability, Medical Payments Carrier Status Non-admitted States WA, OR, ID

® ICAT

® Western Surplus Lines Agency, Inc. Coverages CGL, Property Carrier Status Non-admitted States LA, NM, OK, TX

® Topa Insurance Company Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States VA, TX, TN, OR, IL, GA, FL, CO, CA

® J.L. von Arx & Associates Coverages CGL, Pool & Spa Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ

® Westrope Coverages Builders Risk, Business Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

® HULL & Company, Inc. - Newport Beach Coverages CGL, Property Carrier Status Non-admitted States CA ® HULL & Company, Inc. - Tampa Bay Coverages CGL, Property Carrier Status Non-admitted States FL Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® Klein Insurance Services, Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Liability, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® KZ Insurance Brokerage, LLC Coverages BOP, Umbrella, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, Business Income, Property Carrier Status Non-admitted States GA, FL

Hourly Equipment Rental with Operator

® MarketScout Coverages CGL, Property Carrier Status Non-admitted States All States

® A. D. Carlton Insurance Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Business Income, CGL, Contractors Equip, Equipment, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States All States

® McGowan & Company, Inc. Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

® Vulcan Excess & Surplus Insurance Coverages Blanket Addt’l Insureds, Contractors Equip, Excess Liab, GL Carrier Status Non-admitted States CA

® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® Monitor Liability Managers, LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States

Ice Rink Owners & Operators

® N-Surance Outlets, Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States FL

® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® National Specialty Underwriters, Inc. Coverages Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, EPLI, Fidelity, GL, Property, Umbrella Carrier Status Admitted States All States

® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

® Motel Insurance Brokers, Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

® Willis HRH Programs Coverages Auto Comm-Standard, Boiler & Machinery, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

N54 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

Industrial Parks ® Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States CA, AZ, NV ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States

Innkeepers ® Gillingham & Associates Coverages Business Interruption, Crime, Excess Liab, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States ® Markel Insurance Company Coverages Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, GL, Historic Bldgs/Unique Property, Inland Marine, Personal Liab, Property, Umbrella Carrier Status Admitted States Most States ® Motel Insurance Brokers, Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ® Smith, Bell & Thompson Coverages Crime, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States Most States

Insurance Agents & Brokers (P/C L/H) ® 4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, Motor Truck Cargo, Professional Liab, Tuition Refund, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VA, UT, TX, OR, NY, NV, FL, CA, AZ ® AIRisk (formerly listed as AIG Programs) Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX

® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® American Team Managers Ins. Services, Inc. Coverages Business Interruption, E&O, GL, Property Carrier Status Admitted, Non-admitted States WY, WA, UT, OR, NV, NM, MT, ID, CO, CA, AZ

® Liberty International Underwriters Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE ® Brown & Brown of California, Inc. - Programs Coverages E&O, Professional Liab Carrier Status Admitted States All States ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

Investigators ® All Risks, Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

® Logic Underwriters, Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States All States

® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States

® PGI Commercial, LLC Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

® Brownyard Group Coverages Assault & Battery, Care/Custody/Control, CGL, Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States All States

® Brownyard Programs Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

® Colemont Insurance Brokers - Atlanta Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

® Colemont Insurance Brokers- Chicago Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® ProSurance Group, Inc. Coverages E&O, Insurance Broker Bonds Carrier Status Non-admitted States All States

® Colemont Insurance Brokers- Fresno Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States

® CoverX Corporation Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

® Colemont Insurance Brokers- Hartford Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

® Izzo Insurance Services, Inc. Coverages Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® Colemont Insurance Brokers- Nashville Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Rockwood Programs, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

® Ron Rothert Insurance Coverages Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Medical Payments, Property Carrier Status Non-admitted States WA, OR, ID

® Colemont Insurance Brokers- Phoenix Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Russell Bond & Co., Inc. Coverages E&O, EPLI Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT

® The Mechanic Group, Inc.

® Colemont Insurance Brokers- San Francisco Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® South Texas General Insurance Agency Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States TX

® Colemont Insurance Brokers- Texas (Dallas) Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Sullivan Brokers Wholesale Insurance Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA

® Brown & Brown of California, Inc. - Programs Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Colemont Insurance Brokers- Texas (Houston) Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® SWBC

® Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States

® Colemont Insurance Brokers- Woodland Hills Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Auto Pers-Standard, D&O, E&O, Employee Benefits, Excess Flood, Flood, Force Place Fire Cvrg, Medical, Personal Liab, Professional Liab, Short & Long-Term Disability, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Admitted States Most States

® Cooper & McCloskey, Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States CA

® Western E&O Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States WI, WA, UT, TX, OR, OK, NM, ND, MI, KS, IN, IL, IA, CO, CA, AZ

® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages D&O, E&O, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® Worldwide Facilities, Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® IAAC, Inc. (Membership Services Division of IIABNY) Coverages E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NY ® Independent Brokers & Agents of the West (IBA West) Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CA ® Insight Insurance Services, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ® Ins. Innovators Agency Of New England (Hopedale) Coverages CGL, E&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® International Excess Companies Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ® King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States

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Internet Companies ® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States

® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® Rockwood Programs, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Investment Advisory Reps

Janitorial Firms ® Abram Interstate Insurance Services, Inc. Coverages Liability, Lost Key Carrier Status Non-admitted States NV, CA, AZ ® All Risks, Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States ® American Team Managers Ins. Services, Inc. Coverages GL, Property Carrier Status Admitted States Most States ® Anderson & Murison, Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA ® Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ® Brecht & Associates Coverages CGL, GL Carrier Status Non-admitted States TX ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Great Falls Coverages CGL, Inland Marine Carrier Status Non-admitted S tates ID, MT, WY

® Euclid Managers, LLC Coverages Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States All States

® IT Risk Managers, Inc. Coverages BOP, Cyber Liab, D&O, E&O, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® Costanza Insurance Agency, Inc. Coverages GL, Professional Liab, Workers’ Comp States All States

® Indemnity Excess & Surplus Agency, Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States WA, TX, OR, NV, ID, HI, FL, CO, CA, AZ ® Insurance Innovators, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ, MD, DE

® J.L. von Arx & Associates

Coverages CGL, Personal Property Carrier Status Admitted, Non-admitted States CA, AZ

® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N55


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® McGraw Insurance Services Coverages BOP, Liability States CA

Landfills/Recycling/Disposal Facilities

Laundries

® National Advantage Insurance Services, Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States CA

® 5Star Waste Insurance Program, formerly BISYS Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Physical Damage, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ® NIP Group, LLC Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Crime, GL, Inland Marine, Products Liab, Property, Umbrella States Most States ® Pacific Specialty Insurance Co. Coverages BOP, Liability Carrier Status Admitted States CA ® Superior Access Insurance Services Coverages Auto Comm-Standard, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ® Tangram Insurance Services Coverages Auto Comm-Standard, Business Income, Care/Custody/Control, CGL, Commercial Excess, Lost Key, Property Carrier Status Admitted States WA, UT, OR, NV, CA, AR ® TAPCO Underwriters, Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores ® Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Crime, Earthquake, Excess Liab, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab States Most States

Landscape Contractors ® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ® Braishfield Associates, Inc. Coverages Business Income, CGL, Contractors Equip, EPLI, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Commodore Insurance Services, Inc. Coverages CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, OCP, Products Liab, Tools & Equip, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Non-admitted States CA ® Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ® Landscape Contractors Insurance Services, Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, GL, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp States AZ, CA, NV ® NIP Group, LLC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

Landscape Gardeners

® Prime Insurance Coverages Assault & Battery, Business Interruption, Completed Operations Liab, Fire Legal Liab, Liability, Liquor Liab, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States

® Anderson & Murison, Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

® Unifax Insurance Systems, Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Laboratories - Testing

® Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

® Freberg Environmental, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ® NAS Insurance Services, Inc. Coverages Builders Risk, Cyber Liab, E&O, EPLI, Fire Legal Liab, Flood, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States ® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Venture Insurance Programs Coverages Auto Comm-Standard, D&O, E&O, EPLI, GL, Property, Technology E&O, Workers’ Comp Carrier Status Admitted States All States

Land Surveyors ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ® Professional Underwriters Agency, Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ® RA&MCO Insurance Services Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, EPLI, Fiduciary Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ® Ins. Innovators Agency Of New England (Scarborough) Coverages CGL, Commercial Excess, Contractors Equip, E&O, EPLI, GL, Herbicide & Pesticide, Inland Marine, Liability, OCP, Professional Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® Insurance Innovators of New Jersey, Inc. Coverages CGL, Contractors Equip, Liability, Tools & Equip, Umbrella Carrier Status Non-admitted States NY, NJ ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Excess Liab, Pollution, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® NIP Group, LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Align General Insurance Agency, Inc. Coverages Bailee/Customer Goods, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA ® Gridiron Insurance Underwriters, Inc. Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Liability, Property Carrier Status Non-admitted States PA, NY, NC, MS, MO, MN, MI, LA, KY, GA, FL, CO, AL, SC, TN, TX ® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA

Law Firms ® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® Agency Marketing Services Coverages E&O, Professional Liab Carrier Status Admitted States FL ® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX ® AVRECO Coverages EPLI, GL, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Continental Brokers, Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Cooper & McCloskey, Inc. Coverages Legal Malpractice, Professional Liab Carrier Status Admitted States CA ® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages E&O, Legal Malpractice Carrier Status Admitted States All States ® DVUA (W Va.), a div of Hull & Co., Inc. Coverages E&O, Legal Malpractice Carrier Status Admitted States All States ® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States ® Gray-Stone & Company, Inc. Coverages Crime, D&O, E&O, Fiduciary Liab, GL, Kidnap/Ransom, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Fort Lauderdale Coverages Commercial Excess, D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States FL ® HULL & Company, Inc. - Horsham Coverages E&O, Legal Malpractice Carrier Status Admitted States All States ® Jorgensen & Company Coverages EPLI, Professional Liab Carrier Status Non-admitted States All States ® Lawyer’s Protector Plan Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA

® Liberty International Underwriters Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

® Monitor Liability Managers, LLC Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Yates & Associates Ins. Services Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

® Rockwood Programs, Inc. Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Laser Centers

® Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ® Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States

N56 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Legal Malpractice, Professional Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ

Limousine Service Companies ® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States All States ® Align General Insurance Agency, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Memphis) Coverages Auto Comm-Standard Liability, EPLI, Excess Liab, Liability, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Nashville) Coverages Auto Comm-Standard Liability, EPLI, Excess Liab, Liability, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (New York) Coverages Auto Comm-Standard Liability, EPLI, Excess Liab, Liability, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Dallas Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, GL Carrier Status Non-admitted States TX ® KF&B, Inc. Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States CA, AZ ® National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ® The Managing Agency Group Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Property Carrier Status Admitted States All States ® Trans Cal Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

® iii of Maryland, Inc. Coverages CGL, Excess Flood, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ® Ins. Innovators Agency Of New England (Scarborough) Coverages BOP, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Theft, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States VT, RI, NY, NH, ME, MA, GA, CT, AL ® Liquor Pak Insurance Programs Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® MarketScout Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States All States

® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States TX

Machine Shops

Long Term Care Facilities ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ® Aon Association Services Coverages Auto Comm-Standard Liability, D&O, Employee Benefits, Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States ® CRES Insurance Services, LLC Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States Most States ® Health Care Insurers, Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA ® Dunfield Wholesale Insurance, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States CA ® Geo. F. Brown & Sons, Inc. Coverages Assault & Battery, GL, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Non-admitted States WI, WA, VT, VA, TX, SC, PA, OR, OH, NY, NV, NJ, NC, MN, MI, MA, IN, IL, IA, GA, FL, CT, CO, CA, AZ ® HULL & Company, Inc. - Albuquerque Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, NM

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® M.J. Hall & Company, Inc. Coverages CGL, Excess Liab, Pollution, Products Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® Smith, Bell & Thompson Coverages Auto Comm-Standard, Equipment Breakdown, GL, Property, Umbrella Carrier Status Admitted States Most States ® Western Security Surplus Insurance Brokers, Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States TX, CA

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

® Western Surplus Lines Agency, Inc. Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, NM, OK, TX

® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

® Ponce de Leon LTC RRG, Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

® Brecht & Associates Coverages CGL, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

® Mattei Insurance Services, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States

® Continental Brokers, Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Liquor Stores

® Braishfield Associates, Inc. Coverages Business Income, CGL, EPLI, Liquor Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Keith D. Peterson & Company Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Woodus K. Humphrey & Co. (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

® Superior Access Insurance Services Coverages Auto Comm-Standard, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

® Lewis & Clark LTC RRG, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States WV, VT, TX, SD, RI, PA, OK, NM, NH, MS, MI, ME, MA, LA, HI, FL, DE, AZ, AR, AL, AK

® American Team Managers Ins. Services, Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States Most States

® Crump Insurance Services, Inc. (Portland) Coverages GL, Property Carrier Status Non-admitted States WY, WA, UT, OR, NV, MT, ID, CO, CA, AZ, AK

® OnPoint Underwriting Coverages Contractors Equip, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

® Northern States Agency Coverages CGL, Fire, Liquor Liab Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA

® Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH

® Crump Insurance Services, Inc. (Memphis) Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Russell Bond & Co., Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property States VT, VA, PA, NY, NJ, MA, CT ® THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Lumber Mills/Saw/Plywood

Managed Care Centers ® 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, Fire, Fire Legal Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ® Managed Care Svcs., a div of Swett & Crawford Coverages D&O, E&O, EPLI Carrier Status Non-admitted States All States ® NAS Insurance Services, Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States ® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ® Swett & Crawford Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab C arrier Status Admitted States All States ® USX/S

® 5Star Lumber Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Britt/Paulk Insurance Agency, Inc. Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages D&O, E&O, EPLI, Excess Liab, Identity Theft, Managed Care Carrier Status Non-admitted States All States

® Worldwide Facilities, Inc. Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N57


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Manufacturers ® 5Star Business Auto Program (Misc. classes), formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States Most States

® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Colemont Insurance Brokers - Atlanta Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella C arrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Hartford Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages CGL, Completed Operations Liab, D&O, E&O, EPLI, Excess Liab, GL, Inland Marine, Liability, Product Extended Warranty, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Combined Underwriting Agency Network, Inc. Coverages Bailee/Customer Goods, Business Interruption, Care/Custody/Control, Cargo, CGL, E&O, Fire, Inland Marine, Products Liab, Professional Liab Carrier Status Non-admitted States PA, NY, NJ ® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States

® Crump Insurance Services, Inc. (Seattle) Coverages GL, Property Carrier Status Non-admitted States WA, OR, ID ® Euclid Managers, LLC Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States All States ® Financial Risk Solutions, Inc. Coverages Service Contracts, Warranties, Extended Carrier Status Admitted States All States ® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States IL, CT, VT, NY, NJ, NH, MA ® Gorst Co. Coverages E&O, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ® Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ® Intercorp, Inc. Coverages D&O, Environmental Liab, EPLI, Fiduciary Liab, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® J.M. Wilson Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States WI, OH, MO, MI, KS, IN, IL ® Joseph Chiarello & Co., Inc. Coverages CGL, Equipment Breakdown, Property, Umbrella Carrier Status Admitted States Most States

Coverages Business Income, Business Interruption, CGL, Completed Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators ® Apollo General Ins. Agency, Inc. Coverages Bailee/Customer Goods, Historic Bldgs/Unique Property, Hoist/Haul-out, Marina Operators Legal, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted States All States ® Brauer & Associates, Inc. Coverages Boats, Business Income, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Hull, Marina Operators Legal, Ship Repairers Legal, Umbrella Carrier Status Admitted States Most States ® Britt/Paulk Insurance Agency, Inc. Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ® Bunker Hill Insurance Agency Coverages Accessories, Boats, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Hoist/Haul-out, Liquor Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted States IN, KY, MI, OH, TN, TX ® Burnett & Company, Inc. Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All States

® MacAfee & Edwards, Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States

® Continental Risk Insurance Services Coverages Blanket Addt’l Insureds, Business Income, CGL, Commercial Marine, Employee Benefits, Equipment Breakdown, Hull, Inland Marine, Marina Operators Legal, Property, Ship Repairers Legal Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CA, AZ

® MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

® Crump Insurance Services, Inc. (Seattle) Coverages Cargo, Pollution Liab Carrier Status Admitted, Non-admitted States All States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ

® Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Admitted, Non-admitted States Most States

® Norman-Spencer International, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States

® HULL & Company, Inc. - Charlotte Coverages CGL, Marina Operators Legal, Piers & Docks, Property Carrier Status Non-admitted States GA, NC, SC, TN, VA

® RSI International, Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States TN, OK, MO, KY, KS, IN, IL, ID, IA, AR ® Russell Bond & Co., Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Crime, D&O, Environmental Liab, EPLI, Fidelity, Fiduciary Liab, Inland Marine, Int’l Coverage - Commercial, Motor Truck Cargo, Pollution, Property, Reps & Warranties, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States ® USG Insurance Services, Inc. Coverages CGL, Completed Operations Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® USX/S

Coverages CGL, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Non-admitted States All States

® Westrope Insurance Managers of Florida, LLC Coverages Business Income, GL Carrier Status Non-admitted States GA, FL ® Worldwide Facilities, Inc. Coverages Business Income, Business Interruption, CGL, Completed Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages Business Income, Business Interruption, CGL, Completed Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages Business Income, Business Interruption, CGL, Completed Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington

N58 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® HULL & Company, Inc. - Fort Lauderdale Coverages Commercial Marine, Marina Operators Legal, Property Carrier Status Non-admitted States Most States ® Maritime General Agency Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States ® Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ® Prime Insurance Coverages BOP, Business Income, CGL, Inland Marine, Liability, Marina Operators Legal, Property Carrier Status Admitted, Non-admitted States Most States ® T.H.E. Insurance Company Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ® TCA, Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ® Trafalgar Marine Insurance Services, Inc. Coverages CGL, Inland Marine, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Umbrella Carrier Status Admitted States Most States ® Venture Insurance Programs Coverages Addt’l Expense, Business Income, Commercial Marine, Completed Operations Liab, GL, Marina Operators Legal, Physical Damage, Piers & Docks, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States ® Western Maritime Coverages Boats, Cargo, Commercial Marine, EPLI, GL, Marina Operators Legal, Medical, Property, Protection & Indemnity (P&I), Tools & Equip, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® WFT, Inc. Coverages Boats, CGL, Commercial Marine, Excess Liab, GL, Hull, Legal Liab, Liability, Marina Operators Legal, Umbrella, Watercraft Liab, Wet Marine Carrier Status Admitted States WA, VA, TX, SC, PA, NJ, NH, NC, MS, MD, MA, LA, GA, FL, CA, AL

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Marina/Boat Repair & Service Centers ® All Risks, Ltd. Coverages Builders Risk, GL, Hull, Protection & Indemnity (P&I), Workers’ Comp Carrier Status Non-admitted States All States ® Apollo General Ins. Agency, Inc. Coverages Commercial Marine, Liability, Marina Operators Legal, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted States All States ® Brauer & Associates, Inc. Coverages Commercial Marine, Hull, Inland Marine, Liability, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab Carrier Status Admitted States Most States ® Britt/Paulk Insurance Agency, Inc. Coverages Environmental Liab, Equipment, Equipment Breakdown, GL, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Insurance Center Special Risks Ltd Coverages Auto Comm-Standard, Boiler & Machinery, Equipment, GL, Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States VT, RI, NY, NH, ME, MA, CT ® Maritime General Agency Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States ® Norman-Spencer Agency, Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® TCA, Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ® Trafalgar Marine Insurance Services, Inc. Coverages Auto Comm-Standard, Boats, CGL, Commercial Excess, Equipment, Hull, Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, Watercraft Liab Carrier Status Admitted States Most States ® Venture Insurance Programs Coverages Addt’l Expense, Business Income, Commercial Marine, Completed Operations Liab, GL, Marina Operators Legal, Physical Damage, Piers & Docks, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States ® Western Maritime Coverages Boats, E&O, EPLI, GL, Marina Operators Legal, Pollution Liab, Property, Protection & Indemnity (P&I), Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Continental Risk Insurance Services Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Care/Custody/Control, CGL, Commercial Marine, Crime, Employee Benefits, Equipment Breakdown, Hull, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CA, AZ ® Maritime General Agency Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ® Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ® TCA, Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States ® Trafalgar Marine Insurance Services, Inc. Coverages CGL, Inland Marine, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Umbrella Carrier Status Admitted States Most States ® Western Maritime Coverages Boats, Cargo, Commercial Marine, D&O, E&O, EPLI, GL, Marina Operators Legal, Pollution Liab, Products Liab, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. Coverages Bailee/Customer Goods, Boats, Cargo, CGL, Commercial Marine, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marinas/Boat Dealers ® Apollo General Ins. Agency, Inc. Coverages Boats, Commercial Marine, GL, Hull, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted States All States ® Brauer & Associates, Inc. Coverages Business Income, Care/Custody/Control, CGL, Completed Operations Liab, Equipment, Inland Marine, Marina Operators Legal, Piers & Docks, Property, Protection & Indemnity (P&I), Trade Shows & Festivals, Watercraft Liab Carrier Status Admitted States Most States ® Britt/Paulk Insurance Agency, Inc. Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Continental Risk Insurance Services Coverages Blanket Addt’l Insureds, Business Income, Commercial Marine, Employee Benefits, Equipment Breakdown, Flood, GL, Hull, Inland Marine, Legal Liab, Liquor Liab, Piers & Docks, Property, Ship Repairers Legal Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CA, AZ

www.insurancejournal.com

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N59


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Martial Arts Facilities ® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ® K & K Insurance Group, Inc. Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States ® Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ® Northern States Agency Coverages Abuse & Molestation, CGL, Fire, Professional Liab Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Medical & Physical Rehab Facilities ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Business Interruption, Employee Benefits, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Monitor Liability Managers, LLC Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States ® Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Device/Instrument Manufacturer ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab States Most States ® Combined Underwriting Agency Network, Inc. Coverages CGL, E&O, Inland Marine, Products Liab, Professional Liab Carrier Status Non-admitted States PA, NY, NJ ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ® Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Quaker Special Risk (New York) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Venture Insurance Programs Coverages Auto Comm-Standard, Cyber Liab, D&O, E&O, EPLI, GL, Property, Technology E&O, Workers’ Comp Carrier Status Admitted S tates All States

Medical Imaging Centers ® AIRisk (formerly listed as AIG Programs) Coverages GL, Professional Liab Carrier Status Non-admitted States All States ® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

® Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States

® DVUA (W Va.), a div of Hull & Co., Inc. Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

® DVUA (NY / NJ), a div of Hull & Co., Inc. Coverages E&O, Medical Carrier Status Admitted States NY, NJ

® HULL & Company, Inc. - Charlotte Coverages GL, Medical Malpractice, Professional Liab Carrier Status Non-admitted States GA, NC, SC, TN, VA

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab Carrier Status Non-admitted States Most States ® Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals ® Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States NV, MD, ID, CO, CA, AZ, TX, VA, WA, DC ® Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ ® Advanced Professional Services, LLC Coverages BOP, Business Interruption, CGL, GL, Legal Expense Ins, MEDEFENSE Plus, Medical Malpractice Carrier Status Admitted, Non-admitted States TX, OH, MI, KY, FL ® AVRECO Coverages EPLI, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Braishfield Associates, Inc. Coverages Business Income, CGL, EPLI, Fidelity, Misc Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab States Most States ® Colemont Insurance Brokers - Atlanta Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages Abuse & Molestation, CGL, D&O, E&O, EPLI, Excess Liab, Liability, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Louisiana) Coverages D&O, E&O, EPLI, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

N60 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® HULL & Company, Inc. - Horsham Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States ® J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States WI, OH, MO, MI, KS, IN, IL ® KZ Insurance Brokerage, LLC Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States TN, NV, LA, CO, CA, AZ ® NAS Insurance Services, Inc. Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States ® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ ® Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® PULIC Insurance Services, Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States ® RLI Transportation Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States Most States ® Rockwood Programs, Inc. Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States All States ® USX/S

Coverages Abuse & Molestation, CGL, Identity Theft, Medical Malpractice Carrier Status Non-admitted States All States

® Worldwide Facilities, Inc. Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages Abuse & Molestation, Commercial Excess, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Medicare/Medicaid Billing E&O, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Medical Spas ® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States ® Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, Professional Liab, Property Carrier Status Non-admitted States All States ® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

Mental Health Care Facilities ® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, CGL, COC, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Irwin Siegel Agency, Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

® London American Risk Specialists, Inc. Coverages Addt’l Living Expense, Business Income, Equipment Breakdown, Fire, Garage Keepers Legal Liab, GL, Inland Marine, Liability, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States

® NSM Insurance Group Coverages Garage Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ® NIF Group, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States All States

® THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Metalworking Companies ® Smith, Bell & Thompson Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Mobile Auto Detailer ® J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Personal Property Carrier Status Admitted, Non-admitted States CA, AZ ® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Excess Liab, Garage Liability, GKLL, Medical Payments, Truck Auto Liab Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

Mobile Home Parks (Commercial) ® 4 All Insurance Services Coverages Business Income, CGL, Crime, GL, Inland Marine, Liability, Mobile Home Ins, Property, Umbrella Carrier Status Admitted, Nonadmitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ

Mortgage Bankers/Lenders ® CRES Insurance Services, LLC Coverages GL, Professional Liab States WA, VA, UT, TX, SC, PA, OR, OH, NV, NJ, NC, MO, MI, MD, MA, IN, IL, GA, FL, CT, CO, CA, AZ ® Crump Insurance Services, Inc. (Nashville) Coverages E&O, EPLI, Escrow E&O, Fidelity Bonds, Mortgage Impairment, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Solutions, Inc. Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States ® Quaker Special Risk (Georgia) Coverages CGL, Products Liab Carrier Status Non-admitted States Most States ® U.S. Risk Financial Services Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, Professional Liab Carrier Status Admitted, Non-admitted States All States ® U.S. Risk Insurance Group, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Forced Placed, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment, Equipment Breakdown, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Inland Marine, Kidnap/Ransom, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States ® Venture Insurance Programs Coverages Auto Comm-Standard, D&O, E&O, EPLI, Workers’ Comp Carrier Status Admitted States All States ® Worldwide Facilities, Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Mortgage Brokers ® Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States NY, NV, NJ, NC, MD, ID, DE, CO, CA, AZ, PA, TX, VA, DC ® Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ

® CRES Insurance Services, LLC Coverages GL, Professional Liab States WA, VA, UT, TX, SC, PA, OR, OH, NV, NJ, NC, MO, MI, MD, MA, IN, IL, GA, FL, CT, CO, CA, AZ

® Brecht & Associates Coverages CGL, GL, Umbrella Carrier Status Non-admitted States TX

® Crump Insurance Services, Inc. (Louisiana) Coverages D&O, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® HULL & Company, Inc. - Kalispell Coverages GL, Inland Marine, Property Carrier Status Non-admitted States ID, MT, WY ® J.E. Brown & Associates Coverages Property, Rented Property Carrier Status Admitted, Non-admitted States CA ® King Insurance Support Systems Coverages Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States WI, WA, UT, TX, TN, SC, PA, OR, OK, OH, NV, NE, NC, MT, MO, MI, IN, IL, ID, IA, CO, CA, AZ

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® Priority Insurance Underwriters Coverages Cast Insurance, Catastrophe, CGL, E&O, Equipment, Foreign GL, GL, Media Liab, Negative Film Carrier Status Admitted, Non-admitted States TX, OR, NY, NV, NM, CO, CA, AZ

Motor Sports ® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Motorcycle Dealers ® J.L. von Arx & Associates Coverages Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® K & K Insurance Group, Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States ® MBA Insurance Agency of AZ, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States ® Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA

Movie Boats ® Abacus Insurance Brokers Coverages Blanket Addt’l Insureds, Boats, CGL, Watercraft Liab, Wet Marine, Workers’ Comp Carrier Status Admitted States All States ® Gales Creek Insurance Services Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Movie Theaters

® M.J. Hall & Company, Inc. Coverages Business Income, CGL, EPLI, Excess Liab, Property Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States

Moving & Storage Companies

® King Insurance Support Systems Coverages Professional Liab States Most States

® 5Star Business Auto Program (Misc. classes), formerly

® Logic Underwriters, Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States

® Gales Creek Insurance Services Coverages Auto Comm-Standard, Business Interruption, Cast Insurance, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States Most States

® K & K Insurance Group, Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

® Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States

® Euclid Managers, LLC Coverages E&O, Professional Liab Carrier Status Admitted States All States

® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® Anderson & Murison, Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA

® Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Admitted, Non-admitted States Most States

® Abacus Insurance Brokers Coverages Blanket Addt’l Insureds, Equipment, Faulty Coverage, GL, Negative Film, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States

® HCC Specialty Underwriters, Inc. (MA) Coverages Cast Insurance, Equipment, Event Cancellation, Fire, Liability, Negative Film, Property, Props, Wardrobe, Weather Carrier Status Non-admitted States All States

® Insurmark a Div. of Financial & Professional Risk

® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE

® Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

® Worldwide Facilities, Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Motion Picture (Film/Video) Producers

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States

® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

® Venture Insurance Programs Coverages Auto Comm-Standard, D&O, E&O, EPLI, Workers’ Comp Carrier Status Admitted States All States

BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States OH, MI, IL, GA, FL

® Mattei Insurance Services, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Property Carrier Status Admitted States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N61


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Moving Companies

® Professional Underwriters - Community Works Insurance

® Delta General Agency Corp. Coverages Cargo, CGL Carrier Status Admitted, Non-admitted States TX

Program

® Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Municipalities ® Alliant Specialty Insurance Services, Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States ® Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States ® Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States CO, GA, ID, MT, NC, NY, OH, PA, WI, WY ® HCC Specialty Underwriters, Inc. (MA) Coverages Prize Indemnification, Weather Carrier Status Non-admitted States All States ® McGowan & Company, Inc. Coverages Commercial Excess, Excess Liab, Public Officials, Umbrella Carrier Status Admitted States All States ® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Professional Underwriters Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Commercial Excess, Commercial Marine, Crime, E&O, EPLI, Equipment Breakdown, Fire, Inland Marine, Physical Damage, Police Professional Liab, Property, Public Officials, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Commercial Excess, Commercial Marine, Crime, Dwelling Fire, E&O, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Fire, GL, Inland Marine, Physical Damage, Police Professional Liab, Professional Liab, Property, Public Officials, Theft, Tools & Equip, Umbrella Carrier Status Admitted States Most States

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages E&O, Excess Liab, Liability, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NV, CA, AZ ® Venture Insurance Programs Coverages Auto Comm-Standard, Cyber Liab, D&O, E&O, EPLI, GL, Property, Technology E&O, Workers’ Comp Carrier Status Admitted States All States

Night Clubs

® Public Risk Insurance Made Easy - PRIME Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States UT, PA, OH, NY, NC, MT, ME, ID, GA, CO, VA, WI, WY

® Combined Underwriting Agency Network, Inc. Coverages Business Interruption, CGL, Fire, Inland Marine, Liquor Liab Carrier Status Non-admitted States PA, NY, NJ

Museums

® Geo. F. Brown & Sons, Inc. Coverages Assault & Battery, GL, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Non-admitted States WI, WA, VT, VA, TX, SC, PA, OR, OH, NY, NV, NJ, NC, MN, MI, MA, IN, IL, IA, GA, FL, CT, CO, CA, AZ

® Alliant Specialty Insurance Services, Inc. Coverages Auto Comm-Standard, Educator Legal Liab, EPLI, GL, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States All States ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ® Great American Insurance, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Markel Insurance Company Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Networking/Telecommunication Co’s ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® iii of Maryland, Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States NV, CA, AZ ® U.S. Risk Insurance Group, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States All States ® Unifax Insurance Systems, Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ® W.A.Schickedanz Agency, Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States MO, IL, AR

Nonprofit Organizations ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® Alliant Specialty Insurance Services, Inc. Coverages Auto Comm-Standard, Educator Legal Liab, EPLI, GL, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States All States ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ® Care Providers Insurance Services, LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Fox Point Programs Coverages D&O, EPLI Carrier Status Admitted, Non-admitted States All States ® Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Gresham & Associates, Inc. - Corporate Office Coverages D&O, EPLI, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

N62 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Indemnity Excess & Surplus Agency, Inc. Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Commercial Excess, Excess Liab, Fire, GL, Identity Theft, Inland Marine, Liability, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States ® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ® MIC Insurance Brokerage Coverages Accident & Health, D&O Carrier Status Admitted States All States

® AVRECO Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® American Team Managers Ins. Services, Inc. Coverages Business Interruption, GL, Property Carrier Status Admitted States Most States

® Bunker Hill Insurance Agency Coverages Abuse & Molestation, Auto Comm-Standard Liability, CGL, Community/Social Svcs, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

® Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States NV, CA, AZ

® Casualty & Surety, Inc. Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® Brecht & Associates Coverages CGL, Commercial Excess, GL, Property, Umbrella Carrier Status Non-admitted States TX

® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT

® CGA Associates, Inc. Coverages BOP, Umbrella Carrier Status Admitted States All States

® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT

® Commodore Insurance Services, Inc. Coverages BOP, CGL Carrier Status Admitted States CA

® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® Monitor Liability Managers, LLC Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States

® CRES Insurance Services, LLC Coverages Employee Benefits, GL, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States All States

® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

® Evolution Insurance Brokers Coverages Abuse & Molestation, Fire, Fire Legal Liab, Liability, Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Admitted, Non-admitted States Most States

® NIF Group, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States ® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability, Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA

® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States ® Health Care Insurers, Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Builders Risk, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

® Prince Associates Coverages Auto Comm-Standard, BOP, Business Income, Business Interruption, CGL, D&O, EPLI, Flood, Horse Mortality, Int’l Coverage Commercial, Livestock/Animal Mortality, Non-Profit D&O, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Lewis & Clark LTC RRG, Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

® R.V. Nuccio & Associates, Inc. Coverages CGL, EPLI, Fidelity, Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals Carrier Status Admitted States All States ® Swett & Crawford Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States All States ® Tangram Insurance Services Coverages CGL, Community/Social Svcs, D&O, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted States MO, KS, IN, IL, IA, CA ® TAPCO Underwriters, Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® Victor O. Schinnerer & Co. Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States All States

Nursing Homes ® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® American Safety Insurance Services, Inc. Coverages Completed Operations Liab, GL, Products Liab, Professional Liab Carrier Status Non-admitted States All States ® Aon Association Services Coverages Auto Comm-Standard Liability, D&O, Employee Benefits, Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States

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® Braishfield Associates, Inc. Coverages Business Income, CGL, EPLI, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® K&B Underwriters, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ® Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States NV, CA, AZ ® HULL & Company, Inc. - Albuquerque Coverages CGL, Property Carrier Status Non-admitted States AZ, NM ® HULL & Company, Inc. - Charlotte Coverages CGL, Property Carrier Status Non-admitted States GA, NC, SC, TN, VA ® HULL & Company, Inc. - Dallas Coverages CGL, Property Carrier Status Non-admitted States TX ® HULL & Company, Inc. - Great Falls Coverages CGL, Property Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - Honolulu Coverages GL, Property Carrier Status Non-admitted States HI ® HULL & Company, Inc. - Jacksonville Coverages CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Newport Beach Coverages CGL, Property Carrier Status Non-admitted States CA ® HULL & Company, Inc. - Tampa Bay Coverages CGL, Property Carrier Status Non-admitted States FL ® ICAT Coverages All Risks/Cash in Transit, Builders Risk, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® London American Risk Specialists, Inc.

Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States Most States ® Ponce de Leon LTC RRG, Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

® Insurance Innovators of New Jersey, Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Umbrella States NY, NJ ® McGowan & Company, Inc. Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ® National Advantage Insurance Services, Inc. Coverages GL, Property Carrier Status Admitted States CA ® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX ® Sowers Baccala Insurance Brokerage Coverages CGL, Earthquake, Professional Liab, Property Carrier Status Non-admitted States NV, CA, AZ

® Preferred Property Programs

® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

® Western Security Surplus Insurance Brokers, Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States TX, CA

® Specialty Programs and Facilities Managers, Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States NV, CA, AZ

® Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

® UCA General Insurance Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ

Office Building Owners ® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® AFG Partners Coverages Excess Flood, Property Carrier Status Admitted, Non-admitted States Most States

® The Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States GA, FL

Oil & Gas Operators ® Burnett & Company, Inc. Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N63


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Casualty & Surety, Inc. Coverages CGL, Commercial Excess, Equipment, Excess Liab, Inland Marine, Liability, Umbrella Carrier Status Non-admitted States All States ® Crump Insurance Services, Inc. (Dallas) Coverages Auto Comm-Standard Liability, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® R.V. Nuccio & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather States Most States

® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, Care/Custody/Control, GL, Professional Liab, Property Carrier Status Non-admitted States CA, NV

Pawn Shops

® Prince Associates Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

® Crump Insurance Services, Inc. (Louisiana) Coverages CGL, Equipment, Rented Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States NV, CA, AZ

® Gresham & Associates, Inc. - Corporate Office Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

® Wildlife Insurance Underwriters, LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

® HULL & Company, Inc. - Albuquerque Coverages CGL, Pollution Carrier Status Non-admitted States AZ, NM ® LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® M.J. Hall & Company, Inc. Coverages CGL, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, NM ® MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess, Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® McClelland and Hine, Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX ® Southwest Energy Underwriters, Inc. Coverages Control of Well, Property Carrier Status Non-admitted States All States ® Swett & Crawford Coverages Auto Comm-Standard, Completed Operations Liab, Contractors Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States ® Target Marketing Ins. Services, Inc. Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL ® Transpac Managers, Inc. Coverages Equipment, Rented Property Carrier Status Non-admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States All States ® W.A.Schickedanz Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States MO, IL, AR ® Western Surplus Lines Agency, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

® Gridiron Insurance Underwriters, Inc. Coverages Crime, Liability, Property Carrier Status Non-admitted States PA, NY, NC, MS, MO, MN, MI, LA, KY, GA, FL, CO, AL, SC, TN, TX

Pest Control Firms ® ACE Westchester - Program Division Coverages Auto Comm-Standard, GL, Property Carrier Status Non-admitted States Most States ® American Safety Insurance Services, Inc. Coverages Auto Comm-Standard, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Crime, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Lost Key, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States All States

® Gresham & Associates, Inc. - Corporate Office Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, GL, Long Haul, Umbrella Carrier Status Admitted, Non-admitted States Most States

® HULL & Company, Inc. - Horsham Coverages GL, Inland Marine Carrier Status Non-admitted States All States

® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States

® M.J. Hall & Company, Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, NM

® S.H. Smith & Company, Inc. (Hartford) Coverages Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Northern Ohio E & S Agency, Inc. Coverages Business Income, Care/Custody/Control, E&O, Fire Legal Liab, GL, Herbicide & Pesticide, Pollution, Professional Liab Carrier Status Non-admitted States OH

® Target Marketing Ins. Services, Inc. Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States TN, OR, NV, MS, GA, FL, CO, CA, AZ, AL

® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, Care/Custody/Control, GL, Products Liab, Professional Liab Carrier Status Non-admitted States CA, NV

® The Managing Agency Group Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Property, Umbrella Carrier Status Admitted States Most States

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States Most States

® THOMCO Coverages E&O, GL, Herbicide & Pesticide, Medical Payments, Personal Liab, Pollution Carrier Status Admitted, Non-admitted States Most States

Osteopaths ® Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Colemont Insurance Brokers- Hartford Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Equipment, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

® H. R. Keller & Company, Inc. Coverages GL, Herbicide & Pesticide, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States VT, RI, PA, OH, NY, NJ, NH, ME, MA, CT

Optometrist

Orchards - Agriculture

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States IL, VT, NY, NJ, NH, MA, CT

® Priority Insurance Underwriters Coverages Blanket Addt’l Insureds, CGL, Contractors Equip, GL, Liability Carrier Status Non-admitted States TX, OR, NY, NV, NM, CO, CA, AZ

® Agricultural Insurance Mgmt Svcs. Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

® American Management Corporation Coverages Auto Comm-Standard, Business Income, Business Interruption, Care/Custody/Control, Cargo, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GKLL, GL, Inland Marine, Legal Expense Ins, Legal Liab, Liquor Liab, Loss of Use, Mechanical Breakdown, Occupational Accident, Pollution Liab, Products Liab, Property, Theft, Transportation Pollution Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® DVUA (W Va.), a div of Hull & Co., Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States All States

® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Admitted States Most States

® Braishfield Associates, Inc. Coverages Auto Comm-Standard, BOP, CGL, EPLI, Misc Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Petroleum Distributors ® AEON Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States

Pet Salons/Kennels/Supplies ® A.I.I. Insurance Brokerage of Mass., Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States MA, CT, RI ® Agency Intermediaries, Inc. Coverages Business Income, CGL, Misc Professional Liab, Real & Business Personal Prop Carrier Status Non-admitted States MA, CT ® Continental Brokers, Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Physicians ® 4 All Insurance Services Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Personal Liab, Professional Liab, Tax Audit, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ ® Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ ® AVRECO Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States ® Continental Brokers, Inc. Coverages Accident & Health, Accidental Death, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States ® Health Care Insurers, Inc. Coverages BOP, Professional Liab Carrier Status Admitted States WI, SD, NY, NM, NE, ND, MO, MN, MI, KS, IL, IA, GA, FL, CO, CA, AZ

® PULIC Insurance Services, Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, Fire, Fire Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Admitted, Non-admitted States Most States

® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most States

Parent Teacher Organizations (PTAs/PTOs)

® Northern States Agency Coverages CGL, D&O, Fire Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA

® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States

® American Safety Insurance Services, Inc. Coverages Crime, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

N64 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, CGL, GL, Personal Property, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States ® Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® PULIC Insurance Services, Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Plastic Manufacturers & Distributors ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ® Smith, Bell & Thompson Coverages Auto Comm-Standard, GL, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Podiatric Physicians

® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

® Fox Point Programs Coverages E&O, Personal Liab Carrier Status Admitted, Non-admitted States All States

® Worldwide Facilities, Inc. Coverages Abuse & Molestation, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, EPLI, Excess Liab, Medical, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

® Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Worldwide Facilities, Inc. of Phoenix Coverages Abuse & Molestation, Commercial Excess, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Rockwood Programs, Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted States All States

Piers & Docks

® Professional Underwriters Coverages EPLI, Police Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

® LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States

Pizza Delivery ® AFC Insurance Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States Most States ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Brown & Brown of California, Inc. - Programs Coverages Auto Comm-Standard, BOP, Food Spoilage, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States MA, HI, AK ® Colemont Insurance Brokers - Atlanta Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages Auto Comm-Standard, Food Spoilage, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® IPC

Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States

® Sunderland Insurance Services, Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

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® PULIC Insurance Services, Inc. Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ® Crump Insurance Services, Inc. (Portland) Coverages EPLI, Professional Liab States WA, OR ® Freberg Environmental, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Police/Law Enforcement Officers

® High Country Insurance (a div of Hull & Co.) Coverages E&O, GL Carrier Status Non-admitted States CO ® Indemnity Excess & Surplus Agency, Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States WA, TX, OR, NV, ID, HI, CO, CA, AZ

Printers ® American Team Managers Ins. Services, Inc. Coverages Business Interruption, GL, Professional Liab, Property Carrier Status Admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Professional Liability Ins. Svcs, Inc. - Underwriting

® Ins. Innovators Agency Of New England (Hopedale) Coverages COC, Commercial Excess, E&O, EPLI, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Facilities Coverages E&O, EPLI Carrier Status Non-admitted States All States

® J.M. Wilson Coverages CGL, E&O States WI, OH, MO, MI, KS, IN, IL

Production Companies ® Abacus Insurance Brokers Coverages Blanket Addt’l Insureds, Liability, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States

® Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States ® Professional Underwriters Agency, Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Professional Employer Organizations (PEO’s) ® Artex Risk Solutions, Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States ® Risk Transfer Programs, LLC Coverages WC - Buyback Policies, WC - Captive Placement, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States TX, NV, MI, IL, GA, FL, CA, AL

® Russell Bond & Co., Inc. Coverages CGL, COC, Commercial Excess, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Target Insurance Services Coverages Business Income, Business Interruption, Care/Custody/Control, CGL, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fidelity, Fiduciary Liab, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Liability, Professional Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States Most States

® Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA) Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States WA, OR, NV, CA, AZ

® World Wide Specialty Programs, Inc.

® USG Insurance Services, Inc. Coverages Abuse & Molestation, E&O, EPLI, GL, Non-Profit D&O, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket

Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professionals/Consultants/Contractors ® Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Nonadmitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ ® Arrowhead General Insurance Agency, Inc. Coverages Liability, Professional Liab Carrier Status Admitted States All States

® Victor O. Schinnerer & Co. Coverages Kidnap/Ransom, Mysterious Disappearance Carrier Status Admitted States All States ® Victor O. Schinnerer & Co. Coverages BOP, CGL, E&O, Professional Liab, Property Carrier Status Admitted States All States ® Western Surplus Lines Agency, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX ® WFT, Inc. Coverages CGL, Equipment, Umbrella Carrier Status Non-admitted States Most States

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab, Professional Liab States Most States ® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed

® U.S. Risk Insurance Group, Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

® Worldwide Facilities, Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Phoenix Coverages CGL, E&O, EPLI, Excess Liab, GL, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N65


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Worldwide Facilities, Inc. of Washington Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Property Management Firms

® Crump Insurance Services, Inc. (Seattle) Coverages EPLI, Professional Liab States WA, OR ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

® Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Nonadmitted States VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ, WA

® Ian H. Graham Insurance

® CID Insurance Programs, Inc. Coverages E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ

® Indemnity Excess & Surplus Agency, Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States

® Cluett Commercial Insurance Agency, Inc. Coverages BOP, Umbrella, Workers’ Comp, Workers’ Comp Plus States VT, VA, TX, TN, SC, PA, NY, NJ, NH, ME, MD, MA, KY, IL, ID, GA, FL, DE, CT, CA, AZ ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Coverages Crime, E&O, EPLI, Fidelity Carrier Status Admitted States Most States

® King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA ® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ® Logic Underwriters, Inc. Coverages BOP, Professional Liab States TX

® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

® McGowan & Company, Inc. Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

® McGowan & Company, Inc. Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

® NAS Insurance Services, Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Non-admitted States Most States

® Preferred Property Programs

® Preferred Property Programs

Machinery, BOP, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Mechanical Breakdown, Professional Liab Carrier Status Admitted States Most States

EPLI, Equipment Breakdown, Professional Liab, Property Carrier Status Admitted States Most States

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler &

® Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ® Westrope Coverages Assault & Battery, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Residential `wrap-up`, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Property Managers ® Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States NV, NJ, NC, MD, ID, DE, CO, CA, AZ, PA, TX, VA, DC ® AFG Partners Coverages Difference in Conditions, Excess Flood, Property Carrier Status Admitted, Non-admitted States Most States ® Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Non-admitted States VA, TX, TN, PA, OR, NV, MD, CO, CA, AZ, WA ® Colemont Insurance Brokers - Atlanta Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages BOP, E&O, EPLI, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Nashville) Coverages Liability, Property Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Portland) Coverages EPLI, Professional Liab States WA, OR

Coverages Auto Comm-Standard, BOP, Business Income, Cyber Liab,

® Rockwood Programs, Inc. Coverages E&O, EPLI, Personal Liab Carrier Status Non-admitted States All States ® RSI International, Inc. (Missouri) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN ® Tangram Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States WA, OR, NV, CA, AZ

Public Entities ® Alliant Specialty Insurance Services, Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Professional Underwriters Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Commercial Excess, Commercial Marine, Crime, EPLI, Fire, Inland Marine, Physical Damage, Police Professional Liab, Property, Public Officials, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Professional Underwriters - Community Works Insurance Program Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Commercial Excess, Commercial Marine, Crime, Educator Legal Liab, Environmental Liab, EPLI, Fire, GL, Inland Marine, Physical Damage, Police Professional Liab, Professional Liab, Public Officials, Student Accident, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Public Risk Insurance Made Easy - PRIME Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States UT, PA, OH, NY, NC, MT, ME, ID, GA, CO, VA, WI, WY ® Russell Bond & Co., Inc. Coverages Educator Legal Liab, Police Professional Liab, Public Officials Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® Westrope Coverages CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Public Officials, Railroad Protective Liab, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers ® Euclid Managers, LLC Coverages Cyber Liab, E&O Carrier Status Admitted States All States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Real Estate Agents & Brokers ® American Safety Insurance Services, Inc. Coverages E&O Carrier Status Non-admitted States CA

® Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Educator Legal Liab, Excess Liab, Police Professional Liab, Pollution Liab, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE

® CNA

® AVRECO Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto

Comm-Standard Liability, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Euclid Managers Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States CO, GA, ID, MT, NC, NY, OH, PA, WI, WY ® Grundy Worldwide Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States All States ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Community/Social Svcs, Garage Keepers Legal Liab, Garage Liability, Liability, Nonowned & Hired Auto, Physical Damage Carrier Status Admitted States All States ® NIF Group, Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Completed Operations Liab, D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Fire Legal Liab, Flood, GKLL, GL, Inland Marine, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NM, NJ, CT, AZ, NY, PA, TN

N66 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® Braishfield Associates, Inc. Coverages BOP, CGL, EPLI, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States ® Brown & Brown of California, Inc. - Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ® Carpenter Moore Ins. Services, Inc., a NASDAQ OMX Co. Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States Most States ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ® CRES Insurance Services, LLC Coverages BOP, E&O, EPLI Carrier Status Admitted States WA, VA, UT, TX, TN, SC, PA, OR, OH, NV, NJ, NC, MO, MI, MD, MA, IN, IL, GA, FL, CT, CO, CA, AZ ® Crump Insurance Services, Inc. (Louisiana) Coverages D&O, E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ® DVUA (W Va.), a div of Hull & Co., Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Herbert H. Landy Insurance Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® HULL & Company, Inc. - Charlotte Coverages D&O, GL, Professional Liab Carrier Status Non-admitted States GA, NC, SC, TN, VA ® HULL & Company, Inc. - Dallas Coverages E&O, GL Carrier Status Non-admitted States TX ® HULL & Company, Inc. - Horsham Coverages E&O, Professional Liab Carrier Status Admitted States All States ® HULL & Company, Inc. - Jacksonville Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States FL ® HULL & Company, Inc. - Stockton Coverages D&O, E&O, EPLI Carrier Status Non-admitted States CA ® HULL & Company, Inc. - Tampa Bay Coverages D&O, E&O, EPLI, GL Carrier Status Admitted, Non-admitted States FL ® Ins. Innovators Agency Of New England (Hopedale) Coverages CGL, Commercial Excess, E&O, Liability, Mortgage REO Cvrg, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States ® King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA ® Logic Underwriters, Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX ® Norman-Spencer Agency, Inc. Coverages E&O Carrier Status Admitted States All States ® Norman-Spencer Agency, Inc. (CA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States OK, OH, NV, NJ, NC, MO, MN, MI, IN, IL, ID, GA, FL, CA, AZ, AL, OR, PA, SC, TX, UT, VA, WA, WI, WV ® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States

® Quaker Special Risk (Georgia) Coverages CGL, Professional Liab Carrier Status Non-admitted States Most States ® Sullivan Brokers Wholesale Insurance Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA ® Topa Insurance Company Coverages E&O, Professional Liab Carrier Status Admitted States NV, CO, CA, AZ

® Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

® Colemont Insurance Brokers- San Francisco Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (New York) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

® Colemont Insurance Brokers- Texas (Dallas) Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

® Colemont Insurance Brokers- Texas (Houston) Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Worldwide Facilities, Inc. Coverages CGL, COC, Commercial Excess, Completed Operations Liab, Crime, Difference in Conditions, E&O, Employee Benefits, Environmental Liab, EPLI, Fidelity, Fire Legal Liab, GL, Liability, OCP, Pollution Liab, Professional Liab, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages CGL, COC, Commercial Excess, Completed Operations Liab, Difference in Conditions, Earthquake, Employee Benefits, Excess Liab, GL, Liability, New Occurrence, OCP, Pollution Liab, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages CGL, COC, Commercial Excess, Completed Operations Liab, Crime, Difference in Conditions, E&O, Employee Benefits, Environmental Liab, EPLI, Fidelity, Fire, GL, Liability, OCP, Pollution Liab, Professional Liab, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

® 5Star Waste Insurance Program, formerly BISYS Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Physical Damage, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Alliant Specialty Insurance Services, Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® Burns & Wilcox - All Offices Coverages CGL, Equipment, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® TAPCO Underwriters, Inc. Coverages GL, Products Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

® Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Registered Investment Advisors

Real Estate Appraisers

® Cambridge Alliance Coverages E&O Carrier Status Non-admitted States All States

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Residential Care Centers

® Liberty International Underwriters Coverages Professional Liab Carrier Status Admitted, Non-admitted States All States

Real Estate Developers/Homebuilders

® 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ® Colemont Insurance Brokers - Atlanta Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property C arrier Status Admitted, Non-admitted States All States

® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States

® Colemont Insurance Brokers- Fresno Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

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® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess, Excess Liab, Identity Theft, Inland Marine, Liability, Nonowned & Hired Auto, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Residential Subcontractors ® Appalachian Underwriters, Inc. Coverages GL, Inland Marine Carrier Status Admitted, Non-admitted States Most States ® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ® Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States WA, NV, CA, AZ ® Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

® Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

® Colemont Insurance Brokers- Chicago Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

® Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

® Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® M.J. Hall & Company, Inc. Coverages Builders Risk, CGL, D&O, Employee Benefits, EPLI, Excess Liab, OCP, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, NM

® HULL & Company, Inc. - Charlotte Coverages GL, Professional Liab, Property Carrier Status Non-admitted States GA, NC, SC, TN, VA

® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, CGL, D&O, Employee Benefits, Excess Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

Recycling Centers

® Willis HRH Programs Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Herbert H. Landy Insurance Coverages E&O, Professional Liab Carrier Status Admitted States Most States

® Colemont Insurance Brokers- Woodland Hills Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Colemont Insurance Brokers- Nashville Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages Abuse & Molestation, CGL, D&O, EPLI, GL, Inland Marine, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

® Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ® Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States ® USG Insurance Services, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Equipment, Inland Marine, OCP, Products Liab Carrier Status Admitted, Non-admitted States Most States ® Worldwide Facilities, Inc. Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of Georgia Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N67


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Worldwide Facilities, Inc. of Phoenix Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ® Worldwide Facilities, Inc. of San Francisco Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Property, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

® Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States CA, AZ, NV ® Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States ® Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® Braishfield Associates, Inc. Coverages Business Income, CGL, EPLI, GKLL, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Worldwide Facilities, Inc. of Washington Coverages CGL, COC, Commercial Excess, Completed Operations Liab, D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

® Brecht & Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Resorts

® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

® Braishfield Associates, Inc. Coverages Auto Comm-Standard, Business Income, CGL, EPLI, Fidelity, Fine Arts, GKLL, Liquor Liab, Property, Real & Business Personal Prop, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Gillingham & Associates Coverages Auto Comm-Standard, Business Interruption, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States ® Venture Insurance Programs Coverages Auto Comm-Standard, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Willis HRH Programs Coverages Auto Comm-Standard, Crime, D&O, EPLI, Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Restaurants ® 4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, CGL, Crime, EPLI, Excess Liab, Fire, Flood, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Occupational Accident, Property, Umbrella Carrier Status Admitted, Non-admitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ ® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® A.I.I. Insurance Brokerage of Mass., Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States MA, CT, RI

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® HULL & Company, Inc. - Denver Coverages Assault & Battery, CGL, Crime, Food Borne Illness, Food Spoilage, Glass, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States CO ® HULL & Company, Inc. - Fort Lauderdale Coverages Assault & Battery, CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Great Falls Coverages Assault & Battery, CGL, Fire, Food Spoilage, Liquor Liab, Property Carrier Status Non-admitted States WY, MT, ID ® HULL & Company, Inc. - Honolulu Coverages Food Borne Illness, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States HI

® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT

® HULL & Company, Inc. - Jacksonville Coverages CGL, Crime, Food Spoilage, Glass, Property Carrier Status Non-admitted States FL

® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT

® HULL & Company, Inc. - Kalispell Coverages CGL, Crime, Food Spoilage, Glass, Property Carrier Status Non-admitted States ID, MT, WY

® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® HULL & Company, Inc. - New Orleans Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States LA, MS

® Cluett Commercial Insurance Agency, Inc. Coverages BOP, Umbrella, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States VT, VA, TX, TN, RI, PA, NJ, NH, NC, ME, MA, IN, IL, GA, FL, CT, CA, AZ

® HULL & Company, Inc. - Newport Beach Coverages Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States CA

® Commodore Insurance Services, Inc. Coverages BOP, CGL Carrier Status Admitted, Non-admitted States CA ® Continental Brokers, Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

® HULL & Company, Inc. - Stockton Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States CA ® HULL & Company, Inc. - Tampa Bay Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States FL ® ICAT

Coverages All Risks/Cash in Transit, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® CRES Insurance Services, LLC Coverages GL, Liquor Liab Carrier Status Admitted States CA

® III Special Risk, Inc. Coverages Business Income, Property Carrier Status Non-admitted States AL, GA, NC, SC, TN

® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages GL, Property, Umbrella Carrier Status Non-admitted States All States

® Ins. Innovators Agency Of New England (Hopedale) Coverages Assault & Battery, BOP, Business Income, CGL, EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Dunfield Wholesale Insurance, Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ® DVUA (Pittsburgh), a div of Hull & Co., Inc. Coverages CGL, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States All States

® Advanced E&S Insurance Underwriters Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, FL, CT, WI, OH

® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States MA, IL, VT, NY, NJ, NH, CT

® Align General Insurance Agency, Inc. Coverages Business Income, Business Interruption, GL, Liquor Liab, Property, Real & Business Personal Prop Carrier Status Admitted States CA

® HULL & Company, Inc. - Dallas Coverages Crime, Food Spoilage, GL, Glass, Liquor Liab, Property Carrier Status Non-admitted States TX

® HULL & Company, Inc. - Horsham Coverages CGL, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States All States

® DVUA (W Va.), a div of Hull & Co., Inc. Coverages CGL, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States All States

® Agency Intermediaries, Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liquor Liab, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States MA, CT

® HULL & Company, Inc. - Charlotte Coverages GL, Property Carrier Status Non-admitted States GA, NC, SC, TN, VA

® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® Abram Interstate Insurance Services, Inc. Coverages Assault & Battery, Equipment Carrier Status Admitted, Non-admitted States NV, CA, AZ

® AFG Partners Coverages GL, Property Carrier Status Non-admitted States FL, CT, CA, NY

® HULL & Company, Inc. - Albuquerque Coverages CGL, Property Carrier Status Non-admitted States AZ, NM

® Focus Underwriters, LLC Coverages Business Income, CGL, Crime, Fidelity Bonds, Food Spoilage, Glass, Liquor Liab, Products Liab States VA, SC, NC ® Gabor Insurance Services, Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL ® Geo. F. Brown & Sons, Inc. Coverages Assault & Battery, GL, Liquor Liab, Nonowned & Hired Auto, Property Carrier Status Non-admitted States WI, WA, VT, VA, TX, SC, PA, OR, OH, NY, NV, NJ, NC, MN, MI, MA, IN, IL, IA, GA, FL, CT, CO, CA, AZ ® Gorst Co. Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

® American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States TX, NM, LA, AR

® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI States Most States

® Anchor Bay Insurance Managers, Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, OR, WA

® High Country Insurance (a div of Hull & Co.) Coverages CGL, Food Borne Illness, Food Spoilage, Property Carrier Status Non-admitted States CO

N68 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® Insurance Innovators of New Jersey, Inc. Coverages Boiler & Machinery, Business Interruption, CGL, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella Carrier Status Non-admitted States NY, NJ ® Insurance Innovators, Inc. Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States PA, NY, NJ, MD, DE ® Klein Insurance Services, Inc. Coverages Excess Liab, Umbrella States Most States ® KZ Insurance Brokerage, LLC Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted States TN, NV, LA, CO, CA, AZ ® M.J. Hall & Company, Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL ® MarketScout Coverages Auto Comm-Standard, Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

www.insurancejournal.com


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Monitor Liability Managers, LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States

® Unifax Insurance Systems, Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

® N-Surance Outlets, Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States FL

® W.A.Schickedanz Agency, Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States MO, IL, AR

® N-Surance Outlets, Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ® National Advantage Insurance Services, Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX, OR, NV, CA ® Northern Ohio E & S Agency, Inc. Coverages Business Interruption, Fire Legal Liab, Food Spoilage, GL, Liquor Liab, Products Liab, Property Carrier Status Admitted States OH ® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Assault & Battery, Equipment Breakdown, GL, Liquor Liab, Property, Spoilage Carrier Status Admitted, Non-admitted States CA, NV ® PGI Commercial, LLC Coverages CGL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States WI, OH, MI, IN, IL ® Prime Insurance Coverages Business Income, Business Interruption, Dwelling Fire, Fire, Fire Legal Liab, GL, Glass, Liability, Liquor Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ® Priority Insurance Underwriters Coverages Assault & Battery, Business Income, CGL, Excess Liab, Food Spoilage, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft States TX, OR, NV, NM, CO, CA, AZ ® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages EPLI, Food Borne Illness Carrier Status Non-admitted States All States

® ProHost USA, Inc. Coverages Boiler & Machinery, Crime, GKLL, GL, Liquor Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® RCA Insurance Group Coverages GL, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States TN, SC, NC, LA, GA, FL ® RISCO, Inc. Coverages CGL, Crime, Employee Benefits, Liquor Liab, Mechanical Breakdown, Property Carrier Status Non-admitted States RI, NH, ME, MA, CT ® RLI Specialty Programs Coverages Assault & Battery, Boiler & Machinery, Business Income, Crime, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ® Roush Insurance Services, Inc. Coverages Business Income, Equipment Breakdown, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States OH, IN, IL ® RSI International, Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

® Westrope Coverages Business Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States ® Westrope Insurance Managers of Florida, LLC Coverages Assault & Battery, Business Interruption, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States GA, FL

® J.L. von Arx & Associates

Coverages Business Income, CGL, Personal Property, Property Carrier Status Admitted, Non-admitted States CA, AZ

® LIBRIS

Retail Stores

® M.J. Hall & Company, Inc. Coverages Business Income, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Property Carrier Status Admitted, Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX ® MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

® 5Star Business Auto Program (Misc. classes), formerly

® Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA

BISYS Coverages Auto Comm-Standard Liability, Medical Payments, Nonowned & Hired Auto, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States

® N-Surance Outlets, Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States FL

® 5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

® N-Surance Outlets, Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

® Northern States Agency Coverages CGL, Equipment Breakdown, Excess Liab, Fire Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA

® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH

® Roush Insurance Services, Inc. Coverages Business Income, Equipment Breakdown, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States OH, IN, IL

® Agency Intermediaries, Inc. Coverages Business Income, CGL, Excess Liab, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States MA, CT ® American Team Managers Ins. Services, Inc. Coverages Business Interruption, Equipment Breakdown, GL, Property Carrier Status Admitted States Most States ® Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States

® Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ® UCA General Insurance Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ

RV Dealerships

® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA

® American Management Corporation Coverages GL, Property Carrier Status Admitted, Non-admitted States OK, MO, AR

® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® Automotive Risk Mgmt. & Ins. Services, Inc.

® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT

Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT

® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States

® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Specialty Insurance Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted States TN, RI, PA, OH, NY, NJ, MO, MN, MI, MD, MA, IL, GA, FL, DE, CT, CA

® Dunfield Wholesale Insurance, Inc. Coverages CGL, Property Carrier Status Admitted, Non-admitted States CA ® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States NH, MA, VT, TX, NY, NJ, IL, CT ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Albuquerque Coverages CGL, Property Carrier Status Non-admitted States AZ, NM

® Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA

® HULL & Company, Inc. - Great Falls Coverages CGL, Property Carrier Status Non-admitted States ID, MT, WY

® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States TX

® HULL & Company, Inc. - Jacksonville Coverages CGL, Property Carrier Status Non-admitted States FL

® UCA General Insurance Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ

® HULL & Company, Inc. - Newport Beach Coverages CGL, Property Carrier Status Non-admitted States CA

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® Ins. Innovators Agency Of New England (Hopedale) Coverages Assault & Battery, CGL, Commercial Excess, Employee Benefits, EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® KZ Insurance Brokerage, LLC Coverages BOP, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN

® 4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, BOP, Business Interruption, CGL, E&O, EPLI, Equipment Breakdown, Fire, GL, Glass, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ

® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT

® TAPCO Underwriters, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

Coverages All Risks/Cash in Transit, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

Coverages Auto Comm-Standard, BOP, Umbrella, WC - Captive Placement Carrier Status Admitted States Most States

® South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

® Superior Access Insurance Services Coverages Auto Comm-Standard, CGL, Crime, Fire, Glass, Liquor Liab, Theft, Workers’ Comp Carrier Status Admitted States All States

® ICAT

® DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ ® J.L. von Arx & Associates Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® MBA Insurance Agency of AZ, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States

RV Parks ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States ® CNA

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N69


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I School Busing Firms ® 5Star Contract School Bus Program, formerly BISYS Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States ® HCC Specialty Underwriters, Inc. (CA) Coverages EPLI Carrier Status Admitted, Non-admitted States Most States ® KF&B, Inc. Coverages Auto Comm-Standard, Liability, Physical Damage States CA ® MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Umbrella Carrier Status Non-admitted States FL

Coverages Abuse & Molestation, CGL, Commercial Excess, Fire, Professional Liab Carrier Status Non-admitted States WI, SD, NE, ND, MN, IL, IA

® Professional Underwriters Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, E&O, Educator Legal Liab, Environmental Liab, EPLI, Equipment, Excess Liab, Fire, Fire Legal Liab, GL, Inland Marine, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Property, Public Officials, Sexual Misconduct Liab, Student Accident, Workers’ Comp Carrier Status Admitted States Most States ® Professional Underwriters - Textbook Insurance Program Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, E&O, Educator Legal Liab, Employee Benefits, Environmental Liab, EPLI, Equipment, Excess Liab, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Property, Public Officials, Sexual Misconduct Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Professional Underwriters Coverages Auto Comm-Standard Liability, Boiler & Machinery, Crime, Employee Benefits, Garage Liability, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States PA, NY, NJ

® S.H. Smith & Company, Inc. (Hartford) Coverages Excess Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

® Western Security Surplus Insurance Brokers, Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States TX, CA

Schools-Public/Private ® ACE Westchester - Program Division Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States PA ® AIRisk (formerly listed as AIG Programs) Coverages Auto Comm-Standard, Boiler & Machinery, Crime, Foreign GL, GL, Property Carrier Status Non-admitted States All States ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States ® Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® CNA

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States CT, VT, NY, NJ, NH, MA, IL ® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States

® Westrope Coverages Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States

Scrap Dealers ® G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, Crime, Employee Benefits, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Securities Brokers/Dealers ® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ® Crump Insurance Services, Inc. (Nashville) Coverages E&O, EPLI, Escrow E&O, Fidelity, Mortgage Impairment, Professional Liab Carrier Status Admitted, Non-admitted States All States ® Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Security Guard Firms ® All Risks, Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Crime, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States ® AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States All States ® Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Care/Custody/Control, CGL, Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Lost Key, Medical Malpractice, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Coverages All Risks/Cash in Transit, Earthquake, Windstorm Carrier Status Admitted, Non-admitted States Most States

® Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Tuition Refund, Umbrella Carrier Status Admitted States Most States

® Bunker Hill Insurance Agency Coverages Assault & Battery, Auto Comm-Standard Liability, Business Interruption, Care/Custody/Control, Lost Key, Misc Professional Liab, Professional Liab, Trade Shows & Festivals, Workers’ Comp Carrier Status Admitted States IL, IN, MI, OH, TX

® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

® ICAT

® Norman-Spencer Agency, Inc. Coverages Auto Comm-Standard Liability, Legal Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ® Northern States Agency

® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Sacramento)

N70 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

Coverages Liability, Property States NV, ID, CA, OR, UT

® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Costanza Insurance Agency, Inc. Coverages GL, Professional Liab, Workers’ Comp States All States ® CoverX Corporation Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ® High Country Insurance (a div of Hull & Co.) Coverages CGL, Inland Marine Carrier Status Non-admitted States CO ® HULL & Company, Inc. - Honolulu Coverages Care/Custody/Control, GL Carrier Status Non-admitted States HI ® International Excess Companies Coverages CGL, E&O Carrier Status Non-admitted States All States ® Izzo Insurance Services, Inc. Coverages Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States NV, CA, AZ ® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Lost Key, Professional Liab Carrier Status Non-admitted States CA, NV ® Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States Most States

® The Mechanic Group, Inc.

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Self-Storage Facilities ® Britt/Paulk Insurance Agency, Inc. Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Deans & Homer

Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States

® MiniCo Insurance Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States ® PGI Commercial, LLC Coverages BOP, Umbrella Carrier Status Admitted States Most States ® Universal Insurance Facilities, Ltd. Coverages BOP, Legal Liab, Pollution Liab Carrier Status Admitted States Most States

Semi Conductor Manufacturers ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Service Stations ® American Management Corporation Coverages Auto Comm-Standard, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, EPLI, Fire Legal Liab, GKLL, GL, Legal Expense Ins, Legal Liab, Liquor Liab, Loss of Use, Medical Payments, Occupational Accident, Pollution Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Braishfield Associates, Inc. Coverages CGL, EPLI, Garage Liability, GKLL, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Hylant Group Coverages BOP, CGL, Crime, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Ins. Innovators Agency Of New England (Scarborough) Coverages Business Income, CGL, Emergency Towing & Service, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Personal Property, Physical Damage, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ

® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States

® The Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

® M.J. Hall & Company, Inc. Coverages Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States CA, AZ, AR, AK, LA, NM, NV, OK, TX

® The American Equity Underwriters, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

® UCA General Insurance Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States WA, UT, OR, NV, NM, ID, CA, AZ

® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY

® Trafalgar Marine Insurance Services, Inc. Coverages Cargo, CGL, Marina Operators Legal, Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

® Unifax Insurance Systems, Inc. Coverages GL, Property Carrier Status Admitted States CA

Ship Repairers/Marine Artisan Contractor ® Agency Intermediaries, Inc. Coverages Equipment, Liability, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States CT, MA ® Brauer & Associates, Inc. Coverages Bailee/Customer Goods, GL, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip Carrier Status Admitted States Most States ® Britt/Paulk Insurance Agency, Inc. Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ® Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CA, AZ ® Insurance Center Special Risks Ltd Coverages Bailee/Customer Goods, GL, Protection & Indemnity (P&I), Tools & Equip Carrier Status Admitted, Non-admitted States VT, RI, NY, NH, ME, MA, CT ® LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ® Maritime General Agency Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States ® SeaBright Insurance Company Coverages USL&H, Workers’ Comp Carrier Status Admitted States Most States ® The American Equity Underwriters, Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States ® Trafalgar Marine Insurance Services, Inc. Coverages CGL, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States Most States ® WFT, Inc. Coverages Boats, CGL, Excess Liab, GL, Liability, Wet Marine Carrier Status Admitted States WA, VA, TX, SC, PA, NJ, NH, NC, MS, MD, MA, LA, GA, FL, CA, AL ® Worldwide Facilities, Inc. Coverages Boats, Commercial Excess, Commercial Marine, Completed Operations Liab, Excess Liab, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

Ship Yards ® Britt/Paulk Insurance Agency, Inc. Coverages Equipment, Equipment Breakdown, GL, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States WA, OR, NV, ID, CA, AZ

® U.S. Risk Insurance Group, Inc. Coverages GL, Property Carrier Status Non-admitted States All States

Shooting Ranges ® Joseph Chiarello & Co., Inc. Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

Shopping Centers ® 4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Nonowned & Hired Auto, Personal Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ ® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, FL, CT, WI, OH ® AFG Partners Coverages Commercial Excess, Property Carrier Status Admitted, Non-admitted States All States

® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Nonowned & Hired Auto, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® NAS Insurance Services, Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Liab, Legal Malpractice, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted States All States ® Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ® Westrope Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Shuttle Services

® Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV ® Bass Underwriters Coverages Excess Liab, GL, Property Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® Braishfield Associates, Inc. Coverages Business Income, CGL, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States Most States ® Burns & Wilcox - All Offices Coverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most States ® CGA Associates, Inc. Coverages BOP, Umbrella Carrier Status Admitted States All States ® Construction Insurance Partners, LLC Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States

® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States All States ® Align General Insurance Agency, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ® All Risks, Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States WI, WA, VA, TX, TN, SC, PA, OH, NJ, NC, MN, MI, MD, KY, IN, IL, GA, FL, DE, CT, CO, CA ® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Commercial Excess, Excess Liab C arrier Status Admitted, Non-admitted States CA, AK

® Continental Brokers, Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

® National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

® Crump Insurance Svcs, formerly Tri-City Brokerage (CA) Coverages CGL, Property, Umbrella Carrier Status Non-admitted S tates All States

® RLI Transportation Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States

® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

® Trans Cal Associates Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA

® Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted tates NV, CA, AZ

® Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

® Insurance Innovators of New Jersey, Inc. Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, GL, Liability, Mechanical Breakdown, Medical Payments, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States NY, NJ

Sign & Display Companies

® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

® HULL & Company, Inc. - Fort Lauderdale Coverages Care/Custody/Control, Ship Repairers Legal Carrier Status Non-admitted States Most States

® Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

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Shuttle Service-Non Emergency Medical ® 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

® Preferred Property Programs

® NIP Group, LLC Coverages Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment, Garage Keepers Legal Liab, GL, Inland Marine, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Small to Mid-Sized Businesses ® 4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Fire, Food Spoilage, GL, Inland Marine, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States WA, UT, TX, OR, NY, NV, FL, CA, AZ

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N71


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® Advanced E&S Insurance Underwriters Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft Carrier Status Non-admitted States NE, MO, MN, MI, KY, KS, IN, IL, IA, WI, OH ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ® Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV ® CCBsure / ISG International Coverages Accident & Health, Accidental Death, Auto CommNonstandard, Auto Comm-Standard, Auto Comm-Standard Liability, Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Escrow E&O, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, High Valued Homes, Identity Theft, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States ® Ck Specialty Insurance Associates (CA) Coverages Liability, Property States NV, ID, CA, OR, UT

® HULL & Company, Inc. - Jacksonville Coverages CGL, Property Carrier Status Non-admitted States FL ® HULL & Company, Inc. - Kalispell Coverages GL, Property Carrier Status Non-admitted States ID, MT, WY ® HULL & Company, Inc. - Stockton Coverages CGL, Property Carrier Status Non-admitted States CA

® Markel Insurance Company Coverages Abuse & Molestation, Accident & Health, Auto CommStandard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

® HULL & Company, Inc. - Tampa Bay Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States FL

® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

® Special Markets Insurance Consultants, Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States

® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

® TAPCO Underwriters, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA, WA, DC

® Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

® Western Security Surplus Insurance Brokers, Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States TX, CA

® NIF Group, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

Social Service Agencies

® Ck Specialty Insurance Associates (NV) Coverages Liability, Property States NV, ID, CA, OR, UT

® 5Star Business Auto Program (Misc. classes), formerly

® Ck Specialty Insurance Associates (OR) Coverages Liability, Property States NV, ID, CA, OR, UT

Coverages Abuse & Molestation, Accident & Health, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Fidelity, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA

® 5Star Paratransit Program, formerly BISYS Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States

® PGI Commercial, LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

® AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

® Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

® Ck Specialty Insurance Associates (Sacramento) Coverages Liability, Property States NV, ID, CA, OR, UT ® Ck Specialty Insurance Associates (Southern CA) Coverages Liability, Property States NV, ID, CA, OR, UT ® Commodore Insurance Services, Inc. Coverages Abuse & Molestation, Accessories, BOP, CGL Carrier Status Admitted States CA ® Great American Insurance Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

® Ins. Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, BOP, CGL, Employee Benefits, EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® J.L. von Arx & Associates

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

Dmg, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, BOP Carrier Status Admitted, Non-admitted States CA, AZ ® KZ Insurance Brokerage, LLC Coverages Apartment House Package, Auto Comm-Standard, BOP, Combo Personal & Commercial, WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, LA, NV, TN ® Liberty International Underwriters Coverages Kidnap/Ransom Carrier Status Admitted States All States ® Monitor Liability Managers, LLC Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ® U.S. Specialty Ins. Company (Texas Non-Subscription) Coverages Accidental Death, Disability, Occupational Accident Carrier Status Admitted States TX

Snowmobile Tours - Guided ® Gillingham & Associates Coverages GL, Inland Marine, Property Carrier Status Non-admitted States All States

Social Clubs ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States

® Francis L. Dean & Associates, Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States ® HULL & Company, Inc. - Albuquerque Coverages CGL, Property Carrier Status Non-admitted States AZ, NM

BISYS

® AIRisk (formerly listed as AIG Programs) Coverages Abuse & Molestation, D&O, EPLI, GL, Professional Liab, Property Carrier Status Non-admitted States All States ® Alliance of Nonprofits for Ins. Risk Retention Grp. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States WA, VT, VA, UT, PA, OR, OH, NV, NE, NC, MO, MN, MI, MD, KS, IL, ID, IA, HI, GA, DE, CT, CO ® Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ® Apogee Insurance Group Coverages Workers’ Comp Plus Carrier Status Admitted, Non-admitted States PA, NJ, MD, DE ® Care Providers Insurance Services, LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ® Charity First Insurance Services, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® Prince Associates Coverages Auto Comm-Standard, BOP, Non-Profit D&O, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ® Russell Bond & Co., Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States VT, VA, PA, NY, NJ, MA, CT ® Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Crime, D&O, E&O, Employee Benefits, Fidelity, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Tangram Insurance Services

Coverages Abuse & Molestation, CGL, GL, Property, Sexual Misconduct Liab, WC - Captive Placement, Workers’ Comp Carrier Status Admitted States MO, KS, IN, IL, IA, CA

® THOMCO Coverages Crime, GL, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® USX/S

Coverages Abuse & Molestation, Auto Comm-Standard Liability, CGL, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

® Great American Insurance Group - Executive Liability

Software Developers

Division

® Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab Carrier Status Admitted, Non-admitted States NV, NJ, MD, ID, CO, CA, AZ, TX, VA, WA, DC

Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® London American Risk Specialists, Inc. Coverages Abuse & Molestation, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

N72 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States VA, SC, PA, OH, NJ, NC, MD, IL, GA, DE, CO, CA, AZ ® AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® DVUA (NY / NJ), a div of Hull & Co., Inc. Coverages E&O, Professional Liab Carrier Status Admitted States NJ, NY ® Euclid Managers, LLC Coverages Identity Theft, Technology E&O Carrier Status Non-admitted States All States ® Gresham & Associates, Inc. - Corporate Office Coverages D&O, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Infinite Wellness Solutions Coverages Accident & Health, Medical Carrier Status Admitted States NC

® Focus Underwriters, LLC Coverages CGL, Weather Carrier Status Non-admitted States VA, SC, NC

® Francis L. Dean & Associates, Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® Gales Creek Insurance Services Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Participant Accident, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

® IT Risk Managers, Inc. Coverages BOP, Cyber Liab, D&O, E&O, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® Guarantee Trust Life Insurance Company Coverages Accidental Death, Medical, Medical Payments, Participant Accident, Student Accident Carrier Status Admitted States Most States

® NAS Insurance Services, Inc. Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States

® HCC Specialty Underwriters, Inc. (MA) Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States All States

Special Events

® iii of Maryland, Inc. Coverages Excess Liab, GL, Liquor Liab Carrier Status Admitted, Nonadmitted States DE, MD, VA

® 5Star PARKsure (Parking) Program Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted States Most States ® Abacus Insurance Brokers Coverages Excess Liab, Inland Marine, Int’l Coverage - Commercial, Liability, Liquor Liab, Participant Accident Carrier Status Admitted States All States

® Indemnity Excess & Surplus Agency, Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States WA, TX, OR, ID, HI, CO, CA, AZ ® Insurance Center Special Risks Ltd Coverages GL, Liquor Liab Carrier Status Non-admitted States VT, RI, NY, NH, ME, MA, CT

® Abram Interstate Insurance Services, Inc. Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States CA, AZ

® Ins. Innovators Agency Of New England (Scarborough) Coverages CGL, GL, Liability, Medical Payments, Prize Indemnification Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

® Agency Intermediaries, Inc. Coverages GL, Medical Payments, Trade Shows & Festivals Carrier Status Non-admitted States MA, CT

® Insurance Innovators, Inc. Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States PA, NY, NJ, NH, DE

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ® Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Cabrillo General Insurance Agency, Inc. Coverages GL, Property Carrier Status Non-admitted States CA ® Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States ® Colemont Insurance Brokers - Atlanta Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Chicago Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Fresno Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Phoenix Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- San Francisco Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages Event Cancellation, Excess Liab, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Property, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States All States

www.insurancejournal.com

® J.L. von Arx & Associates Coverages CGL, Personal Property Carrier Status Admitted, Non-admitted States CA, AZ ® K & K Insurance Group, Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States ® King Insurance Support Systems Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States CA ® M.J. Hall & Company, Inc. Coverages CGL, Excess Liab, Liquor Liab Carrier Status Non-admitted States LA, CA, AZ, AR, AK, NM, NV, OK, TX ® McClelland and Hine, Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX ® N-Surance Outlets, Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States FL ® N-Surance Outlets, Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN ® NeitClem Wholesale Insurance Brokerage, Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ® R.V. Nuccio & Associates, Inc. Coverages CGL, Medical Payments Carrier Status Non-admitted States All States ® RPS-Leicht General Agency Coverages Event Cancellation, GL Carrier Status Non-admitted States TX ® Special Markets Insurance Consultants, Inc. Coverages Accident & Health, Liability Carrier Status Admitted States All States ® TAPCO Underwriters, Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA

Substance Abuse Program Administrators ® Irwin Siegel Agency, Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N73


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States

® Gridiron Insurance Underwriters, Inc. Coverages CGL, GL, Professional Liab, Property Carrier Status Non-admitted States MO, VA, TX, TN, SC, PA, NY, NC, MS, MN, MI, LA, GA, FL, CO, AL

® THOMCO Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, Crime, Employee Benefits, Excess Liab, GL, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

® Ins. Innovators Agency Of New England (Scarborough) Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Employee Benefits, EPLI, GL, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

Surgery Centers

® National Ins. Professionals Corp.(RPS NIPC, Poulsbo) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

® International Excess Companies Coverages CGL, Commercial Excess, Completed Operations Liab, E&O Carrier Status Non-admitted States All States

® Northern Ohio E & S Agency, Inc. Coverages Business Income, GL, Professional Liab, Property Carrier Status Non-admitted States OH

® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

® Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

® Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Tax Preparers & Bookkeepers

® NAS Insurance Services, Inc. Coverages Cyber Liab, E&O, EPLI, GL, Legal Expense Ins, Legal Liab, Medical Malpractice, Products Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ® Health Care Insurers, Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ® NAS Insurance Services, Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ® National Specialty Underwriters, Inc. Coverages Medical Malpractice, Professional Liab Carrier Status Non-admitted States All States ® Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ® Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ® Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ® Quaker Special Risk (New York) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ® U.S. Risk Insurance Group, Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States ® USX/S Coverages CGL, D&O, EPLI, Identity Theft, Medical & Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Non-admitted States All States ® Worldwide Facilities, Inc. of Washington Coverages Abuse & Molestation, Billing Error E&O, CGL, D&O, E&O, EPLI, Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Tanning Salons ® Burns & Wilcox - All Offices Coverages CGL, Equipment Breakdown, Fire, GL, Medical Payments, Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Gridiron Insurance Underwriters, Inc. Coverages Business Income, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AL, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NY, PA, SC, TN, TX ® Ins. Innovators Agency Of New England (Scarborough) Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Employee Benefits, EPLI, GL, Liability, Medical Payments, Products Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ® Professional Program Insurance Brokerage Coverages CGL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States ® TAPCO Underwriters, Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States DC, WA, VA, TX, TN, SC, PA, OR, OH, NJ, NC, MS, MD, GA, FL, DE, CA ® Universal Insurance Facilities, Ltd. Coverages BOP, Professional Liab, Umbrella Carrier Status Admitted States All States

Tattoo Parlors/Body Piercing ® Chopra Insurance Brokerage, Inc. Coverages BOP, EPLI Carrier Status Non-admitted States NV, CA

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States ® Herbert H. Landy Insurance Coverages E&O, Professional Liab Carrier Status Admitted States All States ® NAS Insurance Services, Inc. Coverages Billing Error E&O, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ® Norman-Spencer International, Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ® Target Insurance Services Coverages BOP, E&O, Professional Liab, Tax Audit Carrier Status Admitted States Most States

® Cooper & McCloskey, Inc. Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted States CA ® Health Care Insurers, Inc. Coverages GL, Professional Liab Carrier Status Admitted States Most States ® INSUREtrust.com, LLC d/b/a ITDC Ins Services in CA Coverages Cyber Liab, D&O, E&O, Professional Liab, Technology E&O Carrier Status Admitted, Non-admitted States Most States

® Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

® World Wide Specialty Programs, Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Taxi Service

Theatre Production Companies

® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted States WI, TX, SC, PA, OK, OH, NY, NV, MS, MN, MI, LA, KY, IN, IL, IA, GA, AL

® Abacus Insurance Brokers Coverages Blanket Addt’l Insureds, CGL, Event Cancellation Carrier Status Admitted States All States

® Align General Insurance Agency, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ® American Business Insurance Services, Inc. Coverages Accidental Death, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Excess Liab, GL Carrier Status Admitted, Non-admitted States Most States ® American Safety Insurance Services, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Standard Carrier Status Admitted States HI

® Gales Creek Insurance Services Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Great American Insurance, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States

Title Agents

® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States All States

® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

® Crump Insurance Services, Inc. (Dallas) Coverages Auto Comm-Standard Liability, Physical Damage Carrier Status Admitted, Non-admitted States Most States

® Gerald J. Wilkoff, Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, GL, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States CA, AR, AK, LA, NM, NV, OK, TX

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States

® National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted States Most States

® Logic Underwriters, Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States TX

Temporary Staffing Firms

® Lee & Mason Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States

Tour & Charter Bus Services

® American Professional Liability Underwriters, Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Nonadmitted States AL, FL, GA, MI, MS, NC, NY, TX

® 5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® Artex Risk Solutions, Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

® KF&B, Inc. Coverages Auto Comm-Standard, Liability Carrier Status Admitted States CA, AZ

® Assurance TempStaff Insurance Brokerage Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

® RLI Transportation Coverages Auto Comm-Standard, Excess Liab, Garage Liability, GKLL, GL, Liability, Physical Damage Carrier Status Admitted States Most States

® CCBsure / ISG International Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, COC, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

® S.H. Smith & Company, Inc. (Hartford) Coverages Auto Comm-Standard, GL, Umbrella Carrier Status Admitted States All States

N74 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

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18TH ANNUAL PROGRAM DIRECTORY, VOLUME I Tow Truck Firms

® H&W Insurance Services, Inc. Coverages Professional Liab Carrier Status Admitted States Most States

® 5Star Towing & Recovery Program, formerly BISYS Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Dealers Open Lot, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Uninsured Motorists Carrier Status Admitted States Most States

® NAS Insurance Services, Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI, Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States

® AEON Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Property Carrier Status Admitted States Most States ® Appalachian Underwriters, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, On-Hook Cargo Carrier Status Admitted States Most States ® Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, Excess Liab, Garage Liability, GKLL, Motor Truck Cargo, Physical Damage, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted, Non-admitted States TX ® Crump Insurance Services, Inc. (Nashville) Coverages Auto Comm-Standard Liability, Dealers Open Lot, Garage Keepers Legal Liab, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Charlotte Coverages Care/Custody/Control, GL Carrier Status Non-admitted States GA, NC, SC, TN, VA ® J.L. von Arx & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo, Garage Liability, Medical Payments, On-Hook Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® KBK Insurance Group, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States ® KF&B, Inc. Coverages Auto Comm-Standard, Garage Keepers Legal Liab, On-Hook Cargo Carrier Status Admitted States CA, AZ ® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, GKLL, GL, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Admitted, Non-admitted States CA, AK ® National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® S.H. Smith & Company, Inc. (Hartford) Coverages Auto Comm-Standard Phys Dmg, Cargo, Garage Keepers Legal Liab, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

Trade Show Exhibitors

® Professional Liability Ins. Svcs, Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States All States

Travel Trailers ® American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States ® J.E. Brown & Associates Coverages Personal Liab, Personal Property, Physical Damage, Theft Carrier Status Admitted States CA ® J.L. von Arx & Associates Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ

Truck Body/Manufacturers/Distributors ® Willis HRH Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

® 5Star EPLI Program Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States ® 5Star Non-Trucking Liability Program, formerly BISYS Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States ® 5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ® 5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ® American Team Managers Ins. Services, Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Long Haul, Truck Auto Liab Carrier Status Admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA, WY ® AmWINS Group, Inc. - 45 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States All States ® Appalachian Underwriters, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

® BUA, LLC Coverages Excess Liab, GL, Nonowned & Hired Auto Carrier Status Admitted States All States

® Applied Underwriters, Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

® Francis L. Dean & Associates, Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

® AVRECO Coverages Auto Comm-Standard Phys Dmg, Physical Damage Carrier Status Non-admitted States All States

® HCC Specialty Underwriters, Inc. (MA) Coverages Blanket Addt’l Insureds, Excess Liab, Hole-in-One, Liability, Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States All States ® K & K Insurance Group, Inc. Coverages GL, Inland Marine Carrier Status Admitted States All States

Translators & Interpreters ® Professional Program Insurance Brokerage Coverages BOP, Professional Liab Carrier Status Non-admitted States Most States

Travel Agents & Tour Operators ® Euclid Managers, LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All States

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® Colemont Insurance Brokers- Fresno Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Hartford Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Nashville Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

® Colemont Insurance Brokers- San Francisco Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Dallas) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Texas (Houston) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Colemont Insurance Brokers- Woodland Hills Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ® Columbia Underwriters, Inc. Coverages GL, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States TN, SC, NC, GA ® Crump Insurance Services, Inc. (Dallas) Coverages Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States Most States

® Brauer & Associates, Inc. Coverages Inland Marine, Motor Truck Cargo Carrier Status Admitted States Most States ® Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX

® Britt/Paulk Insurance Agency, Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Catastrophe, Commercial Excess, Container Refrigeration Break, Crime, Damage in Process, Equipment Breakdown, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Trip Cancellation, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States All States ® Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

® Colemont Insurance Brokers- Chicago Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

® Colemont Insurance Brokers- Phoenix Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

Truckers/Trucking Firms

® Abacus Insurance Brokers Coverages Excess Liab, GL Carrier Status Admitted States All States

® Gales Creek Insurance Services Coverages Auto Comm-Standard, CGL, Inland Marine, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States Most States

® Colemont Insurance Brokers - Atlanta Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Inland Marine, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States

® Crump Insurance Services, Inc. (Memphis) Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Garage Liability, GKLL, GL, Inland Marine, Medical Payments, Pollution, Pollution Liab, Property, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ® Crump Insurance Services, Inc. (Nashville) Coverages Auto Comm-Standard Liability, Cargo, EPLI, Excess Liab, Occupational Accident, Physical Damage, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States ® Crump Insurance Services, Inc. (New York) Coverages Auto Comm-Standard Liability, Cargo, EPLI, Excess Liab, Occupational Accident, Physical Damage, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Crump Insurance Services, Inc. (Portland) Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Garage Liability, GKLL, GL, Inland Marine, Medical Payments, Pollution, Pollution Liab, Property, Truck Auto Liab States WA, OR ® Crump Insurance Services, Inc. (Seattle) Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Garage Liability, GKLL, GL, Inland Marine, Medical Payments, Pollution, Pollution Liab, Property, Truck Auto Liab States WA, OR ® Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

June 1, 2009 INSURANCE JOURNAL-NATIONAL REGION | N75


18TH ANNUAL PROGRAM DIRECTORY, VOLUME I ® First Cardinal, LLC Coverages Commercial Excess, Disability, Workers’ Comp States MA, IL, TX, NY, NJ, NH, CT ® Freberg Environmental, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States ® Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ® Greenwich Transportation Underwriters, Inc. aka GTU Coverages Cargo, Excess Liab, Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ® Gresham & Associates, Inc. - Corporate Office Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States ® HULL & Company, Inc. - Dallas Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Truck Auto Liab Carrier Status Non-admitted States TX ® HULL & Company, Inc. - Lincoln, Neb. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States IA, IL, KS, MO, NE, SD ® Ins. Innovators Agency Of New England (Hopedale) Coverages Cargo, CGL, Commercial Excess, Excess Liab, Liability, Motor Truck Cargo, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ® Insurance Innovators of New Jersey, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella, Uninsured Personal Injury Carrier Status Non-admitted States NJ ® Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA ® J.L. von Arx & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Container Refrigeration Break, Motor Truck Cargo, Physical Damage, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States MI, KY, KS, IN, IL, MO, OH, PA, WI, WV ® KF&B, Inc. Coverages Auto Comm-Standard, Cargo, Liability, Physical Damage Carrier Status Admitted States OR, CA, AZ ® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Auto Pers-Nonstandard, Business Interruption, Commercial Excess, Excess Liab, Fire, GL, Motor Truck Cargo, Property, Truck Auto Liab Carrier Status Admitted, Non-admitted States CA, AK

® Swett & Crawford Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Emergency Medical, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Long Haul, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Transportation Pollution Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ® Trans Cal Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Medical, Physical Damage Carrier Status Admitted, Non-admitted States CA ® U.S. Specialty Insurance Coverages Accidental Death, Occupational Accident Carrier Status Admitted States Most States ® W.A.Schickedanz Agency, Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States MO, IL, AR ® W.C. Mills Ins, Inc. The Truck Underwriting Specialists Coverages CGL, Commercial Excess, Contractors Equip, Excess Liab, GL, Inland Marine, Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States WY, UT, OR, NV, NM, NE, MT, ID, IA, CO, CA, AZ ® Western Surplus Lines Agency, Inc. Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, NM, OK, TX ® Westrope Coverages Excess Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ® Yates & Associates Ins. Services Coverages Liability, Physical Damage Carrier Status Admitted States CA

Used Car Dealers ® Align General Insurance Agency, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop Carrier Status Admitted States CA ® American Management Corporation Coverages GL, Property Carrier Status Admitted, Non-admitted States OK, MO, AR ® Appalachian Underwriters, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL Carrier Status Admitted States Most States

® Automotive Risk Mgmt. & Ins. Services, Inc.

Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

® Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX

® MacAfee & Edwards, Inc. - Mexican Insurance Specialist Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Non-admitted States Most States

® CRES Insurance Services, LLC Coverages Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States CA

® Metcom Excess Coverages Auto Comm-Standard, Cargo, CGL, Umbrella, Uninsured Motorists Carrier Status Admitted States NJ, NY, PA

® Crump Insurance Services, Inc. (Portland) Coverages GL, Property Carrier Status Non-admitted States WY, WA, UT, OR, NV, MT, ID, CO, CA, AZ, AK

® N-Surance Outlets, Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN

® DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States WI, TX, SC, PA, OR, OH, NY, NV, NM, NC, MS, MO, MN, MI, KS, IN, IL, FL, CO, CA, AZ

® National Advantage Insurance Services, Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States TX, OR, CA, AZ ® Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, GL Carrier Status Non-admitted States CA, NV ® RLI Transportation Coverages Auto Comm-Standard, Cargo, Excess Liab, GKLL, GL, Motor Truck Cargo, Occupational Accident, Physical Damage, Truck Auto Liab Carrier Status Admitted States Most States ® South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

® J.L. von Arx & Associates Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® KBK Insurance Group, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property Carrier Status Admitted States Most States ® M.J. Hall & Company, Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States LA, CA, AZ, AR, AK, NM, NV, OK, TX

N76 | INSURANCE JOURNAL-NATIONAL REGION June 1, 2009

® Markel Insurance Company Coverages Auto Comm-Standard, Crime, Garage Keepers Legal Liab, Inland Marine, Legal Liab, Liability, Physical Damage, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, KS, NM, NV, OR, WA, WY ® McClelland and Hine, Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ® McGraw Insurance Services Coverages Dealers Open Lot, Equipment, Garage Liability, Liability, Property Carrier Status Admitted States CA ® Metcom Excess Coverages Auto Comm-Standard, Dealers Open Lot, Garage Liability, GKLL, Property, Tuition Refund, Umbrella Carrier Status Admitted, Non-admitted States NJ, PA ® National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ® Pacific Specialty Insurance Co. Coverages Dealers Open Lot, Equipment, Garage Liability, Liability, Property Carrier Status Admitted States CA ® RSI International, Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ® Topa Insurance Company Coverages Liability, Physical Damage, Property Carrier Status Admitted States CA ® USG Insurance Services, Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States ® Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA

Utilities-Natural Gas Companies ® London American Risk Specialists, Inc. Coverages Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States VA, TX, TN, SC, OH, NC, MS, MO, MI, LA, KY, IN, IA, GA, FL, AR, AL ® Willis HRH Programs Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Valet Parking Companies ® 5Star PARKsure (Parking) Program Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted States Most States ® Alexander J. Wayne & Associates, Inc. Coverages Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States Most States ® Alliant Specialty Insurance Services, Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ® Bass Underwriters Coverages Professional Liab, Property Carrier Status Non-admitted States VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NJ, NC, MS, ME, MA, LA, GA, FL, CT, CA, AZ, AR, AL ® J.L. von Arx & Associates Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States CA, AZ ® M.J. Hall & Company, Inc. Coverages Garage Liability, GKLL Carrier Status Non-admitted States AK, AR, CA, LA, NM, NV, OK, TX ® McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States ® U.S. Risk Insurance Group, Inc. Coverages CGL, Garage Keepers Legal Liab Carrier Status Non-admitted States All States