Middle East’s Trusted Accounting & Tax Firm in 2025 November2025

Page 1


Inanerawherefinancialintegrityandregulatory

compliancehaveneverbeenmorecritical,weare privilegedtospotlightTheVATConsultant—a distinguishedfirmearningitsplaceastheMiddleEast’s TrustedAccounting&TaxFirmin2025 Thisfeature celebratesnotjustabusiness,butasteadfastpartnerin trust,diligence,andforward-lookingservice.

TheVATConsultanthasrightfullyearnedthemoniker “Middle East’s Guardian of Financial Trust.” Witharare combinationofdeepregionalcomplianceexpertise,global best-practiceframeworks,andhighlyresponsiveclientcentricservice,thefirmhasconsistentlyguidedbusinesses throughthecomplexitiesoftaxregulationacrosstheUAE, theGCC,andwiderregionalmarkets.

WhatsetsTheVATConsultantapartisitsunwavering commitmenttobecomingmorethanaserviceprovider—it positionsitselfasastrategically Whetherthroughvalueaddedtaxregistration,filing,bookkeeping,advisory support,orcomplianceplanningforcross-border operations,thefirmdeliverssolutionsbuiltonaccuracy, transparency,andforesight.Itsteamoperateswithaclarity andprecisionthattoday’sdynamicbusinessenvironment demands.

Thisrecognitioncomesatapivotalmoment.TheMiddle East’sregulatorylandscapeisevolvingatanunprecedented pace.Organisationsareexpanding,embracingdigital transformation,andnavigatingheightenedcompliance standards.Insuchanenvironment,thepresenceofatrusted accountingandtaxpartnerisnotmerelybeneficial—itis indispensable.TheVATConsultant’sleadershiprepresents thegrowingneedforfirmsthatdeliverbothregulatory confidenceandcommercialclarity

Inthisissue,wetakeprideinpresentingtheirstory:the visionthatdrivesthem,theexpertisethatdifferentiates them,andthevaluesthathaveearnedthemthetrustof businessesacrosssectors.Ourobjectiveistoprovide readersnotonlywithinsightbutalsoinspiration—insight intothefirm’scommitmenttofinancialstewardship,and inspirationtorethinkwhattrueadvisoryexcellencelooks likein2025andbeyond.

Asyouexplorethisfeature,wehopeyoufindthefirm’s journeyascompellingastheirmission:elevatingfinancial trust,enablingcompliance,andcontributingtoamore transparentandresilientbusinessecosystemacrossthe MiddleEast.

The VAT Consultant: Middle East’s Guardian of Financial Trust

INDUSTRY INSIGHTS

DigitalTaxation

The Next Frontier in Regulating the Digital Economy

From Reform to Reality

How Policy Shifts Are Reshaping

Corporate Taxation

CONTENT

Deputy Editor Anish Miller

Managing Editor Prince Bolton

FOLLOWUSON WE ARE ALSO AVAILABLE ON

www facebook.com/ciolook/ www.x.com/ciolookmagazine

DESIGN

Visualizer Dave Bates

Art & Design Director Davis Marn

Associate Designer Jameson Carl

SALES

Senior Sales Manager Fama A.

Manager- Media Partnerships Amira A

Customer Success Manager Nelson M. Sales Execuves Tim, Smith

TECHNICAL

Technical Head Peter Hayden

Technical Consultant Victor Collins

Email info@ciolook com For Subscripon www.ciolookmedia.com CONTACTUSON

Copyright © 2025 CIOLOOK, All rights reserved. The content and images used in this magazine should not be reproduced or transmied in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission from CIOLOOK. Reprint rights remain solely with CIOLOOK.

Research Analyst Eric Smith

SEO Execuve Alen Spencer

MiddleEast’sTrustedAccounting&TaxFirmin2025

Middle East’s Guardian of Financial Trust

The Signature Story

DoingbusinessintheMiddleEastmeansdealing withmanythingsatonce.Complexandintricate regulations.Acceleratingmarketchangesand challenges.Andrelentlesscompetition.Forcountless businesses,navigatingthislandscapecanbeamaze,with financialcomplianceandstrategicmappingbeingthelast barrierstosuccess.Inanarenaofhighstakesandhigh consequences,thereisanewchallenger–notanadvisor but a partner in service – .The TheVATConsultant companydoesn’tjustknowtherules;itlaysdowna structureoftransparency,professionalism,andtrust.

Inaworldwherefinancialadviceisoftengeneric,TheVAT Consultantdoesthingsdifferently Aforceofexperienced CharteredAccountantsandspecialistscommittedto displacingconventionalthinkingtoprovidefittingservices thataremorethanjustcompliance,thecompanyisanISO 9001-2015certifiedvirtuoso.Havingsuccessfullyearned thetrustofover18,000SMEsoperatingintheUAE,“We are not just changing financial futures, we are redefining the essence of a partner the Middle East can trust. We are a synthesis of expertise, integrity, and the collective aspiration for success,”assuresSelvam,Founderand ChiefExecutiveOfficer.

OnaMissiontoSimplifyTaxforBusinesses

WhentheValueAddedTax(VAT)wasintroducedinthe UAEin2018,thebusinesslandscapewasplungedintoa neweraofcomplexity.Suddenly,companiesfacedacritical void:adesperateneedfortherightguidancetonavigate theseunchartedwaters.Selvamsawthismomentnotas chaos,butasacalling.Hesawamissiontodelivertheright thingstothemarket.

In2021,hemovedontothatvision,foundingTheVAT Consultant.Injust3.5years,thefirmhasstormedthe

The VAT Consultant’s core practice is its relentless focus on a single principle: customer support.

market,servingtheneedsofanincredible15%ofthe UAE’sentirebusinesscommunity.Thiswasn’tanaccident. Itwastheresultofaprecise,professionalstrategyto provideafullsuiteofservices—fromVATandtaxto accountingandbookkeeping.“We didn’t just offer a solution; we became the essential service for businesses seeking clarity and control.”

AJourneyGroundedinanInspiration

Selvam’sjourneybegannotinastartupoffice,butonthe fast-pacedfloorofabank.For15years,heoperatedinthe heartoftheDubaifinancialsystem,arrivingin2010.By 2017,hesawacriticalflawinthemarket’sfoundation:a vastnumberofbusinesses,particularlySMEs,lacked properaccountingsystems.WhenVATwasintroduced,this flawbecameagapinghole—aproblemsourgent,it demandedaction.Inspiredbyadeep-seatedinterestin accountingandadrivetosolvethiscriticalmarketproblem, hemadeaboldmove:helefthisjobtoestablishTheVAT Consultant.

Thispersonalmissionquicklybecamethefirm’score practice.Inamarketcrowdedwithcompetitors,bothbefore andaftertheirarrival,TheVATConsultantdistinguished itselfbyarelentlessfocusonasingleprinciple:customer support.Theydidn’tjustofferservices;theylistenedto theircustomers’uniqueneedsandprovidedtailor-made productsandservices.Thisunwaveringcommitment,notto agenericmodelbuttotheindividualclient,iswhytheyare nowthetop10VATconsultantsinthemarket.

BuildingTrust

Foranewfirm,buildingtrustagainsttheshadowof multinationalgiantswasamonumentaltask.Theanswer, Selvamexplains,liesintwocoreprinciples.First,a physicaloffice.Inacountrywhere95%ofpeopleare expats,aproper,establishedphysicalpresencewasasignof credibility.Second,heandhisteamtreatedeveryearly customerasagoodwillpartner.Theymadeeveryjoba showcaseofexcellence,transforminginitialclientsinto powerfulpromotersandreferralpartners.Thisapproach createdapowerfulrippleeffectoftrust,whereagreatjob becamethebestformofmarketing.TheVATConsultant didn’tjustbuildabusiness;itbuiltacommunityoftrust, onesatisfiedclientatatime,solidifyingtheirpositionasa leadingfirminthemarket.

WhentheValueAddedTax(VAT)wasintroduced, businesseswerefacedwithatickingclockandacomplex

“ We don’t just navigate the rules; we build a foundation of clarity, professionalism, and unwavering trust.

newsetofrules.Formany,theprocesswasoverwhelming, oftenleftuntilthelastpossiblemoment.TheVAT Consultantunderstoodthispainpointandbuiltitsentire systemaroundsolvingit.Thecompanydoesn’tjusthave departments;ithasanadvanced,end-to-endoperational systemdesignedtomitigatetheproblemoflast-minute requests.Thefirm’sabilitytodeliveraccurateresultswithin theshortestpossibletimeframeisakeypartofitsvalue proposition,earningitareputationasthefinal,trusted resourceforbusinessesinabind.

TechIntegratedSecret

Thesecrettothisspeedandaccuracyisaprofound integrationoftechnology Whilemanyfirmsrelyon traditionalmethods,TheVATConsultanthasmovedinto thefuture.TheyhavebuiltanAI-poweredcustomersupport systemthatunderstandsandrespondstoinitialclient inquiries.Therealrevolution,however,liesintheirbackendprocesses.UsingAI-poweredOCRtechnology,they canprocessmassivevolumesoffinancialdatawith unprecedentedspeed.Aphysicalinvoiceorabank statementthatwouldtakeweeksforahumantoprocessis completedinamatterofminutes.Thisinnovationallows thefirmtonotonlymeettightdeadlinesbuttoconsistently deliverhigh-quality,preciseservicethatwouldbe impossiblewithmanualeffort.

AFast-EmergingPlayer

Thefirm’ssuccesshassetthestageforabold,newchapter TheVATConsultantcurrentlyholdsaremarkable15% shareoftheUAE’sbusinessmarket,butthatisjustthe beginning.Thefirmhassetitssightsonbecomingamarket leaderbyexpandingitsshareto25-30%inthenexttwo

years.Thisaggressivegrowthstrategyincludesatargeted moveintotheSaudiArabianmarket.Theirleadership recognizestheimmensepotentialinthisnewterritoryand ispreparingforaregionalexpansionthatwillpositionthem asadominantforceintheMiddleEast.Critically,this expansionwillremainfocusedontheircoreservices—VAT, tax,andaccounting—astrategicchoicetoensurethey remainexpertsintheirfieldanddonotdilutetheirbrand.

ASagaofStrategicGrowth

UndertheleadershipofSelvam,TheVATConsultantisnot justbuildingabusiness;it’scultivatingacultureof perpetuallearning.Inataxindustrywhereregulationsare amendeddaily,Selvamandtheteammuststayahead. They’veimplementedacentralizedknowledgesystem wherenewamendmentsandpoliciesarefedintotheirCRM everyday.Thisissupplementedbymandatoryweekly traininganddevelopmentsessionswheremanagersreview thelatestupdateswiththeirteams.Thisdisciplined,daily commitmenttolearningensuresthefirmremainsatthe forefrontoftheindustry,capableofprovidingthemost currentandaccurateadvice.TheVATConsultanthasbuilta reputationontrust,andit’sfuelingasagaofstrategic growth.

SolvingaSignificantChallenge

Selvam’sjourneyasaleaderbeganwith a significant challenge:buildingateamfromthegroundup.Hestarted withjusttenemployeesand,throughrelentlessfocus,grew thefirmtomorethan350teammembers.Hebelievesthe mostimportantpartofthisgrowthwashiscommitmentto beingemployee-centric.Forhim,acompany’sfinancial successissecondarytothewell-beingofitspeople.

“ The firm’s ability to deliver accurate results within the shortest possible time frame is a key part of its value proposition.

RidingontheDreamsofExpansion

Lookingahead,Selvamhasaclearandambitiousvisionfor TheVATConsultant.Intheshortterm,thefirmisfocused onexpandingitspresenceinSaudiArabia.Hislong-term goalistoestablishTheVATConsultantacrosstheentire MiddleEast,includingtheGCCregion.Heisnotlooking toexpandglobally,choosinginsteadtofocusonthe regionalmarketswheretheneedfortaxationand accountingservicesisimmense.Thisstrategicfocus ensuresthathisteamcanmastertheuniqueregulatory landscapesofeachcountry

Heensuressalariesarealwaysdeliveredontimeandmakes surehisstafffeelssecureintheirworkplace.This unwaveringsupporthascreatedaculturewhereemployees feelsafeand,inturn,givebacktothecompany

AVisionary’sPatience

Asamentor,Selvam’sphilosophyisbuiltonpatienceand vision.Heoftentellsyoungprofessionalswhowanttostart theirownbusinessestowait.Hechallengesthenotionof gettingrichquickly,emphasizingthatifthesolemotivation forabusinessisfastmoney,itisdestinedtofail.Forhim,a successfulbusinessisbuiltonaclearvision,which,over thelongterm,willleadtofinancialsuccess.Heappliesthis samephilosophytohisteam,advisingthemtohave patienceandtrustthattheirhardworkwillberewarded, evenifit’snotimmediate.Thisbeliefinpatienceand determinationisacornerstoneofhisleadership.

Hisfinalmessagetothenextgenerationofprofessionalsis apowerfulone:neverstoplearning.Inanindustrywhere regulationsandtechnologyareinastateofconstantflux, continuouslearningisthekeytostayingahead.He encouragesyoungprofessionalstoembraceandlearnfrom AI,ensuringtheycanleverageittotheiradvantageandnot beleftbehind.Thiscommitmenttoperpetualinnovation andlearningiswhatwillkeepTheVATConsultantatthe forefrontoftheindustry

THE NEXT FRONTIER

IN REGULATING THE DIGITAL ECONOMY

Thedigitaleconomyhasreshapedhowtheworld works,trades,andcommunicates—andnowitis reshapinghownationsthinkabouttaxpolicy.As businessesexpandacrossborderswithoutphysicalpresence andvalueisincreasinglygeneratedthroughdata, algorithms,anddigitalplatforms,traditionaltaxruleshave grownoutdated.Inresponse,governmentsworldwideare turningtheirattentiontodigitaltaxation—anemerging frontierthataimstobringfairness,structure,and accountabilitytoaneconomybuiltonintangiblevalue.

Thisshiftrepresentsmorethanaregulatoryupdate.It marksafundamentaltransformationinhowcountries defineeconomicactivity,allocateprofit,andprotecttheir taxbasesinarapidlyevolvingdigitallandscape.

WhyDigitalTaxationHasBecomeEssential

Theriseofdigitalbusinessmodelshaschallengedcore principlesofinternationaltaxation,especiallytheconcept of“nexus”—theideathatacompanymusthaveaphysical presencetobetaxedinajurisdiction.Digitalplatforms operateglobally,monetizingusers,data,andservices withouttraditionalfootprints.

Thisdisconnectcreatesgapsintaxcollection,revenueloss forgovernments,andcompetitiveimbalancesbetween digital-firstandtraditionalfirms.Digitaltaxationseeksto addressthesegapsbyensuringthatvaluecreatedthrough digitalengagementistaxedmoreequitably,regardlessof physicalpresence.

TheGlobalPushforUnifiedFrameworks

Foryears,countrieshavedebatedhowtofairlytaxdigital companies.Now,effortsaremovingfromdiscussionto coordinatedaction.TheOECD/G20InclusiveFramework onBEPShasproposedglobalstandardstoaddressprofit

allocationandimplementaglobalminimumtax—aimedat reducingprofitshiftingandensuringmultinational companiescontributefairlyacrossmarkets.

Digitaltaxationisnolongeranisolatedinitiative.Itispart ofaworldwidemovementtowardrethinkingcorporatetax principlesforaninterconnected,intangible-driven economy

DigitalServicesTaxes:AGrowingTrend

Intheabsenceofglobalconsensus,manynationshave implemented—orareexploring—DigitalServicesTaxes (DSTs).Thesetaxestargetrevenuesgeneratedfromonline advertising,digitalmarketplaces,streamingservices,and socialplatforms.

DSTsreflectagrowingbeliefthatdigitalgiantsshould contributetotheeconomieswheretheirusersreside.While controversialandsometimeschallenged,DSTshighlightthe urgencyofregulatingdigitalvaluecreationandensuring revenuefairness.

Asmorecountriesadoptsimilarmodels,adiverse—and sometimesfragmented—globaltaxlandscapeisemerging.

TheRiseofData-DrivenTaxPolicy

Dataisthelifebloodofthedigitaleconomy—andthe foundationofdigitaltaxation.Governmentsare increasinglyrelyingonadvancedanalytics,digitaltracking, andautomatedreportingtomonitorcomplianceand understanddigitalbusinessoperations.

Thisdata-drivenapproachallowstaxauthoritiestoassess valuechainsmoreaccurately,detectanomaliesinrealtime, andstrengthenenforcement.However,italsoraises importantquestionsaboutprivacy,transparency,andcross-

borderdatagovernance—issuesthatmustbecarefully managedasdigitaltaxationbecomesmoresophisticated.

RethinkingTaxablePresenceinaVirtualWorld

Perhapsthemosttransformativeaspectofdigitaltaxationis theredefinitionof“presence.”Today,companiescanhave millionsofusersorgeneratesignificantrevenueina countrywithoutowningpropertyoremployeesthere.

Newframeworksareexpandingtaxablenexustoinclude:

• digitalengagement

• userparticipation

• targetedadvertising

• platformintermediation

Thisreimaginingofpresencealignstaxationwithmodern economicrealitiesandensuresthatdigitalactivitytranslates intofaircontribution.

ImpactonBusinesses:ComplexityandOpportunity

Digitaltaxationintroducesnewcompliancedemands, requiringcompaniestoupgradesystems,trackdigital

operationsmoreprecisely, andadjusttransferpricing modelstoreflect intangiblevalue.

Whiletheevolving patchworkoflawscreates complexity,italsooffers anopportunityfor companiestomodernize taxmanagement. Automation,AI-powered taxengines,real-time reportingplatforms,and digitalcompliancetools arebecomingessential.

Businessesthatembrace technologycannavigate digitaltaxrequirements moreefficientlyandgain agilityinashifting regulatorylandscape.

TowardaMoreEquitableDigitalEconomy

Atitscore,digitaltaxationisaboutbalance—ensuringthat digitalinnovationcontinuestoflourishwhiletaxsystems remainfairandsustainable.Itseekstoleveltheplaying fieldbetweendigital-firstcompaniesandtraditional businesses,supportpublicinfrastructure,andstrengthen globalcooperation.

Thefutureofdigitaltaxationwilldependoninternational collaboration,technologicaladvancement,andtheabilityof policymakerstoadaptrulestofast-movingdigitalrealities.

TheNextFrontier

Digitaltaxationisnotatemporaryphase—itisthenext frontieringlobaleconomicgovernance.Itsignalsaworld wheretaxpolicyevolvesinstepwithtechnological progress,whereintangiblevalueisrecognized,andwhere digitalparticipationcreatestangibleresponsibility

Asthedigitaleconomycontinuestoexpand,digital taxationwillshapehownationsregulate,howbusinesses operate,andhowvalueisdefinedinaconnectedworld.

From Reform to Reality

HOW POLICY SHIFTS ARE RESHAPING CORPORATE TAXATION

Corporatetaxationisundergoingoneofthemost significanttransformationsinmoderneconomic history.Whatonceoperatedinarelatively predictableframeworkhasnowenteredaperiodofrapid reformdrivenbyglobalcoordination,digitalization, shiftingpoliticalpriorities,andrisingexpectationsfor corporateaccountability.Frommultinationaltaxreformsto domesticrestructuring,thelandscapeisevolvingfrom theoreticaldebatetooperationalreality—forcingcompanies torethinkstrategies,redesignreportingsystems,and reevaluatetheirglobalfootprints.

Today’staxreformsarenotmeretechnicaladjustments; theyarecatalystsforstructuralchange.Theyredefine transparency,reshapecompetitivedynamics,and underscorethegrowingconvergenceofpolicy,governance, andcorporateresponsibility.

GlobalTaxReformMovesFromDiscussionto Implementation

Foryears,policyconversationsaroundfairtaxation,digital economyinclusion,andprofitallocationdominatedglobal forums.Now,thosediscussionshavecrystallizedinto concreteframeworks.InitiativesliketheOECD/G20 InclusiveFrameworkonBEPS,theglobalminimumtax, andevolvingdigitalservicetaxesaredirectlyinfluencing howcorporationsallocateprofitsacrossjurisdictions.

Thesereformsaimtoensurethatcompaniespaytaxes whereeconomicactivityandvaluecreationoccur Asthese principlesshiftfrompolicyannouncementstostatutory obligations,organizationsmustmovequicklytoadapt systems,revisittransferpricingmodels,andensure complianceacrossapatchworkofnationalrules.

TheDigitalEconomyTakesCenterStage

Taxregimesbuiltdecadesagowerenotdesignedfor today’sborderless,digital-firstworld.Governmentsarenow catchingup,creatingframeworksthatcapturevalue generatedthroughdigitaltransactions,cloudservices,and intangibleassets.

Thisrecalibrationisreshapinghowdigitalbusinesses—and increasingly,allbusinesses—definerevenuestreams, evaluatetaxrisk,andstructureglobaloperations.The growingemphasisondigitaltaxationsignalsafuturewhere taxmodelsmustbeflexible,technology-informed,and deeplyintegratedintobusinessstrategy

Forcorporateleaders,digitaltaxtransformationisno longeroptional—itisfoundational.

TransparencyandReportingDriveCorporate Accountability

Policyshiftsarealsoexpandingtransparencyrequirements. Country-by-countryreporting,sustainability-linked disclosures,andstricterdocumentationrulesarebecoming thenormratherthantheexception.

Thisincreasedvisibilitydemandshigherlevelsofaccuracy, dataintegrity,andcross-functionalcollaboration.Finance, tax,legal,andcomplianceteamsmustworkinsynchronyto meetrisingexpectations.

Whatonceseemedlikedistantreformisnowimmediate reality.

Withtransparencycomesscrutiny.Stakeholders—including regulators,investors,andthepublic—expectcompaniesto demonstratefairness,ethicalconduct,andresponsibletax planning.Thenarrativearoundtaxhasmovedbeyond compliance;ithasbecomeameasureofcorporate reputation.

RethinkingBusinessStructuresandGlobalFootprints

Astaxrulesevolve,manycorporationsarereevaluating theirbusinessstructures,supplychains,andjurisdictional presence.Reformsarepromptingcompaniestoanalyzethe sustainabilityoflow-taxstructures,reconsider intercompanyarrangements,andalignoperationswithnew globalstandards.

Thisshiftextendsbeyondtaxdepartments.Mergers, acquisitions,investmentplanning,andmarketexpansion nowtakeplacewithinapolicylandscapethatdemands alignmentwithsubstance-basedprinciplesandtransparent valueallocation.

Inthisnewera,strategictaxplanningbecomesan enterprise-wideinitiative.

TechnologyasaStrategicEnabler

Withgreatercomplexitycomestheneedforsmartertools. Companiesareincreasinglyturningtoautomation,AI,and advancedanalyticstomanagetaxcompliance,scenario modeling,andregulatorytracking.

Technologyenablesreal-timeinsights,reducesmanualrisk, andenhancespredictiveplanning—empoweringcompanies torespondproactivelytoshiftingregulations.Tax technologyisnolongerasupportfunction;itisemergingas astrategiccapabilityessentialfornavigatingreform-driven demands.

TheIntersectionofPolicyandCorporatePurpose

CorporatetaxationisnowdeeplyintertwinedwithESG considerations.Policymakers,investors,andsocietyexpect companiestooperatewithfairness,integrity,andlong-term valuecreation.Companiesthatembracethisalignmentearn trustandstrengthenbrandreputation.

Taxstrategiesrootedsolelyinminimizationarebeing replacedbybalancedapproachesthatconsider sustainability,governance,andsocietalcontribution.This shiftreflectsabroaderredefinitionofcorporate purpose—onewheretaxresponsibilitybecomespartofan organization’sleadershipnarrative.

TurningReformIntoStrategicAdvantage

Whilepolicychangespresentchallenges,theyalsooffer opportunity.Companiesthatrespondproactivelycanturn reformintocompetitiveadvantage—strengthening governance,enhancingstakeholdertrust,andbuildingmore resilientglobalstructures.

Thosewhoadaptslowlymayfaceoperationalstrain, regulatoryrisk,andreputationalconsequences.

Thepathforwardliesinintegratingtaxstrategywith broaderbusinessstrategy.Itrequirescross-functional leadership,future-focusedplanning,andawillingnessto evolve.

FromPolicyShifttoBusinessTransformation

Thetransformationofcorporatetaxationisnotatemporary trend—itisalong-termshiftinhowbusinessesoperate globally Whatwasonceseenasregulatorycomplianceis nowastrategicdomaininfluencingcorporatebehavior, investmentdecisions,andglobalcompetitiveness.

Fromreformtoreality,corporatetaxationisbecominga powerfulforceshapingthefutureof business—demandingclarity,agility,andresponsible leadership.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.