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Cooperative Benefits Summary
BENEFITS OF WORKING AT THE CO-OP
The advantage of working at our co-op is that we care about your whole person. We want our employees to be healthy, happy, and feel financially secure.
Mental Health
Paid time off, Employee Assistance Program, grief counseling, estate planning and more
Physical Health
Comprehensive health insurance (medical/dental/vision/disability/life), wellness programs
Financial Health
410k, Retirement Security plan, access to financial planner, national discounts program, online planning calculators
Professional Development
Educational courses, training programs and conferences
Visit cooperative.com > My Benefits or the HR department to learn more
Employee Benefits Summary
West Florida Electric Cooperative offers a rich benefits package to its employees to include the following:
Insurance Coverage
Medical Insurance
Dental Insurance
Life Insurance
Long Term Disability
Business Travel Insurance
Retirement Benefits
In addition to the above insurance benefits, the Cooperative provides, at no cost to the employee, a 30 year, age 62, retirement and securities plan through the National Rural Electric Cooperative Association. The Cooperative also offers a tax deferred 401-K Plan through Merrill Lynch. The employee may contribute up to the maximum amount allowed by the Employment Retirement Income Security Act, and the Cooperative will match up to 3%.
Employee Assistance
The Cooperative also provides employees with an Employee Assistance Program that offers confidential assistance with family and marital issues, alcohol and drug dependency, emotional issues, stress related issues, financial and legal referrals.
Cooperative.com: Your Resource Hub
Did you know you have an invaluable and one-stop shop for resources at your fingertip?
It allows you to check your health care and retirement benefits, get the latest co-op news and access tools and resources to help you do your job. You can query colleagues in similar roles to find solutions for challenges you’re facing and identify industry partners that can help your co-op.
No, it’s not Google, Siri or even Alexa. It’s cooperative.com, an online portal for electric co-ops that offers a wealth of info, tools and connections to help you work smarter, not harder.
Snapshot of Useful Resources
• Your Health Care and Retirement Benefits - access information about your retirement plan(s), medical benefits, and wellness resources
• News - articles and features on co-op activities
• RE Magazine - the electric co-op industry’s national flagship publication
• Along Those Lines - NRECA’s monthly podcast focused on stories from across co-op country about the issues that matter most to rural America and the energy industry
• Programs and Services - information about Human Resources, Communications, Education and Training, Government Relations, Business and Technology Strategies resources and more
• Education and Training - information about professional development, webinars, conferences and training opportunities offered in person and online
• Networking:
* “People Finder” is a useful directory of co-op employees across the nation
* Professional online communities by topic enable co-op employees and leadership to communicate with peers at other co-ops
• Touchstone Energy® section - contains resources to support advertising, member engagement, business development, employee education and cooperative performance needs of its members
• Cooperative Career Center - a resource hub where co-ops can post open positions and job seekers can learn of new employment opportunities in the NRECA network
• Co-op Date, Maps and Figures - a resource that provides information about co-op data and maps, including co-op territories and congressional districts
• Safety Resources - this is a section containing valuable resources regarding safety standards, regulations, programs and the Commitment to Zero Contacts initiative
• National Discounts Program - listing of national companies where co-ops and their employees can receive discounts
• ACRE® - the Action Committee for Rural Electrification, the federal political action committee representing electric co-ops
Need access to cooperative.com? Visit cooperative.com and click on “Member Login,” then select “Register” under “New to the Cooperative Family.”
Cooperative.com Registration Process for New Users
Your co-op offers eligible employees comprehensive benefits to protect you and your family. NRECA’s Employee Benefits website is your secure source for benefits information, educational tools and resources. Getting started is quick and simple. First time users can follow these instructions to register and log in to the site.
GETTING STARTED: Visit cooperative.com and click on “Member Login.” Then select “Register” under “New to the Cooperative Family.”
You’ll then need to indicate that you participate in NRECA employee benefit programs by selecting the top option and clicking “Continue.”
STEP 1: To create an account linked to your employee benefits you will need to verify your identity. Use the drop-down menu to choose one of two options:
Option 1. Enter your Social Security number, first and last names along with your birth date and home postal (or ZIP) code.
Option 2. If you have NRECA health benefits, enter your NRECA member ID from your health ID card along with your first and last name, last four digits of your Social Security number, birth date and home postal (or ZIP) code.
Once you’ve entered this information, click “Continue.”
Troubleshooting Tip:
If NRECA has not been updated with your information, check with your benefits administrator to ensure your information has been provided to NRECA. You may also contact NRECA’s Member Contact Center at 866.673.2299. Representatives can assist you Monday through Friday, 7 am to 7 pm, Central time.
STEP 2: Once registered, you can update your prefix, job title, nickname and designation. You can also edit your home address or add another address. If you add another address, be sure to check the box indicating which address NRECA should use for mailing your benefits information. You will also be asked to provide a primary email address along with relevant phone numbers. Once you have reviewed, confirmed or modified this information, click “Continue.”
STEP 3: Create your account username and password to continue the registration process.
STEP 4: Verify your identity and confirm your email address. NRECA will send you a confirmation email, simply follow the prompts in that email to verify your email address.
STEP 5: Enter your new username and password. Before accessing your account information, you’ll need to establish a multi-factor authentication so NRECA can confirm your identity for future log-ins or in case you need to reset your login information. Select Text Me, Call Me, Use Google Authenticator App or Ask Me a Question from among the options and follow the prompts to establish your method of authentication.
Forgot Your Log-in Information?
If you forget your username or password, you can reset this information by clicking on “forgot your username” or “forgot your password” on the cooperative.com login screen. Follow the prompts to recover this information.
Need Assistance?
The Member Contact Center can help you by phone with any registration or log in questions between 7am-7pm, Monday through Friday, Central time, at 866.673.2299.
Now that you’re registered for cooperative.com access you can visit NRECA’s Employee Benefits website at any time. Simply log in and click on the “My Benefits” link. The website lets you view and manage your retirement and medical benefit online, including access through your computer or smartphone.
Education & Resources
Explore the Education & Resources megamenu to find:
• Benefit plan documents
• Newsletters, articles and videos
• Interactive, scenario planning calculators
• Contact information for NRECA
Florida Rural Electric Credit Union
A credit union is a member-owned, nonprofit cooperative formed for the purpose of encouraging savings by offering a good return, using collective monies to make loans at competitively low interest rates to members, and providing other member services on a cooperative basis. Members are united by a defined field of membership and through an elected Board of Directors, democratically operated the credit union under state and federal laws and regulations.
1. Payroll deductions
2. Certificates of deposit
3. Christmas club accounts
4. Individual retirement accounts
5. Credit cards
6. Share accounts
7. Share drafts
8. Loans
A. Fully secured loans
B. Auto loans (new and used)
C. Motorcycle (new and used)
D. Recreational Vehicles (new and used)
E. Boats (new and used)
F. Real Estate loans
G. Major Appliance loans
H. General Purpose loans (with collateral)
I. Vehicle Refinance loans
J. Signature Line of Credit
K. Credit/Debit Card
L. Single Payment loan
M. Home Improvement loans
Contact information for Florida Rural Electric Credit Union is:
Florida Rural Electric Credit Union 2916 Apalachee Parkway Tallahassee, FL 32302 (850) 877-6168 (800) 542-1246
Office hours for Florida Rural Electric Credit Union are Monday-Friday from 8:00 a.m. - 5:00 p.m. (EST). Each office of West Florida Electric Cooperative has a credit union representative. Those are:
Sneads: Sharon Curry
Bonifay: Beverly Anderson
Graceville: Penny Bryan and Shannon Holton
