
Courtier immobilier griffintown Top Realtor Montreal www.bdavani.com


WELL PROTECTED WITH YOUR REAL ESTATE BROKER www.bdavani.com


Buying or selling a home is a major event. All the more reason to use a professional who offers increased protection at all stages of the real estate transaction. www.bdavani.com
THE REAL ESTATE BROKERAGE


ACT In Québec, the practice of real estate brokerage is regulated. As a result, all brokers are subject to the Real Estate Brokerage Act. www.bdavani.com


THE ORGANISME D’AUTORÉGLEMENTATION DU COURTAGE IMMOBILIER DU QUÉBEC The Organisme d’autoréglementation du courtage immobilier du Québec (OACIQ) is responsible for the application of the Real Estate Brokerage Act and for determining the profession’s practice conditions. www.bdavani.com


Real estate brokers must have professional liability insurance through the Fonds d’assurance responsabilité professionnelle du courtage immobilier du Québec (FARCIQ). www.bdavani.com


Real estate brokers are required to contribute to the Real Estate Indemnity Fund. www.bdavani.com


HOME BUYER’S PLAN (HBP) www.bdavani.com


The Home Buyers’ Plan allows eligible individuals to withdraw up to $25,000 tax free from their Registered Retirement Savings Plan (RRSP) to purchase or build a qualifying home. www.bdavani.com


Generally, if you participate in the HBP, you have to meet all the HBP conditions yourself. www.bdavani.com
The first repayment starts the second year following the year the withdrawal is made. Generally, you have to repay all withdrawals to your RRSPs within a period of no more than 15 years.


www.bdavani.com
Download


BUYER’S GUIDE (OACIQ)
the practical guide, created by the OACIQ, addressed to all the buyers and which presents good advices as well as the steps to follow during your steps of purchase. www.bdavani.com
Contact Us Address: 1215 Rue Notre-Dame O, Griffintown (Montréal) Phone: 514-677-7919 Email: davani@royallepage.ca www.bdavani.com

www.bdavani.com