AUGUST 2, 2021
BUSINESS INCOME (IN)COMPLETE SUSPENSIONS OF OPERATIONS By Bill Wilson Founder at InsuranceCommentary.com
While reading perhaps hundreds of articles and court cases surrounding the COVID-19 pandemic and the issue of business income insurance coverage, I often read that courts have generally held that a “suspension” of operations requires a complete suspension in order to trigger coverage. Most recently, in attorney Randy Maniloff’s email newsletter, he cites Hastings Mutual Ins. Co. v. Mengel Dairy Farms, No. 204090 (6th Cir. July 16, 2021) where the court held that there was no coverage because of a lack of a complete suspension of business. I address this issue in my book “20/20 Vision: Why Insurance Doesn’t Cover the COVID-19 Pandemic”: Business income coverage requires a complete suspension of operations
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