The complete guide to Island property for buyers and sellers
Dream Homes
n Mortgage insights
n Wealth through property
n Property spotlight
Avoid hitting underground cables and keep your workers safe
Please call BELCO at least one week before any digging or trenching. We’ll visit your site to locate and mark underground cables. This free service helps to keep workers safe and prevents the interruption of your electricity supply.
For more information, email info@belco.bm or call 955.
belco.bm
Hurricane Awareness
Falling branches cause most power outages.
At the beginning of hurricane season, trim your trees at least 10 feet from power lines to reduce storm related outages.
Call BELCO 3 weeks in advance to schedule a power shutdown so you can trim safely
295.5111
belco.bm
ATMOSPHERA
The next generation of home air conditioning is
here.
Daikin Atmosphera air conditioners are single-zone systems that combine comfort and function with a significantly reduced impact on the environment and increased energy efficiency to offer a sophisticated climate control solution that benefits the earth and lowers costs.
Keep the air in your home fresh, clean and controlled with a residential HVAC system from AIRCARE.
At AIRCARE, excellence is everyday.
R32 Refrigerant
R32 Refrigerant is the next generation of refrigerant. It provides excellent thermodynamic properties, reduced indirect emissions and can consume less electricity over the lifetime of the equipment versus its’ predecessor (R-410).
Hybrid Cooling
Dehumidifies efficiently even in low cooling loads, and maintains dehumidification effect after the target temperature is reached.
Intelligent Eye
An infrared sensor with the ability to sense movement in the room. If the room is empty for 20 minutes, it changes the set point to start saving energy.
Published by
Bermuda Media
PO Box HM 2032
Hamilton HM HX
Tel (441) 292-7279
E-Mail: hello@bm.bm www.bermudamedia.bm
Publisher: Ian Coles
Marketing Director: Lissa Fisher
Art Director: Tim Parker
Building
Your
Bermuda's Finest
Glamour Underfoot
Step into Hollywood’s golden age with Delano 1601, a stunning carpet that captures 1930s Art Deco sophistication. This hand-loomed masterpiece features elegant curved motifs that flow across the carpet’s width, creating movement and luxury reminiscent of classic movie palaces. Crafted from 100% Econyl® regenerated nylon, Delano 1601 delivers both environmental responsibility and exceptional performance. The artisanal construction ensures premium quality, while durable nylon provides lasting beauty for high-traffic areas. Exclusively available at Furniture Flair. www.furnitureflair.bm
Water (almost) Everywhere
Bermuda Waterworks provides potable water through its pipeline distribution system that extends from Devonshire through parts of Hamilton and as far west as the intersection of Somerset Road and East Shore Road. It also sells bottled water under the Pure Water brand, produced by distillation — pure to the last drop. Tel: 299-7873. Email: purewater@bwl.bm. www.bwl.bm.
The Future of a/c
Buy Gree, Plant a Tree
End users of Gree air conditioners
Gree’s new LIVO GEN4 has arrived in Bermuda. Boasting an impressive 20 SEER2 rating and equipped with WiFi modules for maximum comfort control. Beat the heat this summer with Gree.
With a CEER rating of 13.9, the Midea 12,000 BTU window air
conditioner is an affordable option for those looking for a temporary solution to cool a small space. The unit is Energy Star rated and has desired features that include being self-evaporative, autodefrosting and auto-restarting functions, fresh air ventilation and both heating and cooling. Available exclusively at AIRCARE. Tel: 292-7342. Email: info@aircare.bm. www.aircare.bm
Draped in Style
Elevate your windows with sophisticated layering. The Olivia Pleat collection showcases Drapery with Vertical Trim beautifully paired over Flat Roman Shades with Horizontal Trim, creating depth and visual interest while offering flexible light control. Part of the Hunter Douglas family since 1990, Carole Fabrics puts colour, pattern and texture at the forefront of design. Their skilled artisans achieve exceptional quality while maintaining the handmade touch that sets their products apart. With over 1,200 new fabrics launched annually, Carole ensures your window treatments stay on-trend. Available at Furniture Flair. www.furnitureflair.bm
When Purchasing Your Dream Home…
Denis de Frias provides a guide to help you buy your new home in Bermuda.
1. Get Your Finances in Order
✔ Preapproval: A mortgage charges the title of the property until repayment of the loan is complete, at which time the charge is released. It’s always best to start by making an appointment with a local lender to seek pre-approval for financing. Confirm with your lender how long pre-approval lasts for and how often you should have it renewed.
✔ Stamp Duty: The Government Stamp Duty charged on the transfer deed should be considered. Your attorney will prepare a mortgage deed; there are stamp duty and legal costs associated with this document, too, and these costs are the sole responsibility of the purchaser/borrower.
2. Find a Property Attorney While purchasing a property can be a relatively straightforward transaction, each deal presents its own unique circumstances that require the guidance of professionals trained in the intricacies of buying/selling Bermuda property.
3. Background Checks Know what you are actually purchasing.
✔ Property Condition: Bermuda is known for its proven construction methods; thus, buyers do not customarily request structural surveys. However, if the site is sloped, there is a possibility of termite infestation or outdated electrical and/or plumbing installations, a survey is warranted.
✔ Boundaries: Ensure that the seller re-stakes the property boundaries to ensure there are no encroachments or other discrepancies.
✔ Tenants: When purchasing a property that contains one or more units, verify:
• If tenants are currently living in the property
• The rent registered with the Rent Commissioner’s Office
• There have been no illegal increases in rent and the history of tenant payments.
✔ Planning Search: A planning search is conducted to ensure that no property
development has been made without planning permission. This usually takes four weeks to be processed.
✔ Title Search: Your attorney will conduct a title search and will also search the Land Title Registrar’s Office and Supreme Court for any outstanding mortgages and judgments against the property, the seller, and predecessors in title.
✔ Land Taxes: These are payable twice a year in equal instalments. The history of payments should be verified to ensure all taxes have been paid.
4. Sign on the Dotted Line: Once you have made an offer on the property, and it has been accepted, your attorney will review the sale and purchase agreement and make any necessary amendments before you sign it.
Denis de Frias is a director of MJM Limited and is responsible for the firm’s property practice. Mr de Frias has more than 25 years of experience in a broad range of property transactions, including condominium development, complex financing structures and residential and commercial real estate sales and purchases.
We provide a full range
For further information please contact:
Denis de Frias
Stephanie Matthews
For
Nathan Samuels
Hil de Frias
Stephanie
Better for Bermuda
Bermuda Waterworks is an excellent choice for environmentallyconscious individuals. It manufactures bottled water in reusable 3- and 5-gallon containers and offers credit for returned bottles in good condition, significantly reducing pollution. Returned bottles are inspected, cleaned, sanitised, filled, and capped. Bottles with leaks or misuse are rejected. Only Pure Water should be refilled, not other liquids or trash. Rejected bottles can be used for sports or fundraising events if clients contact the company.
Their most popular water cooler is Energy Star-rated, helping reduce energy bills and greenhouse gas emissions.
Available models include room temperature/cold, hot/ cold, and non-electric options like the dolphin pump, cradle and valve, and ceramic crockpot.
Bermuda Waterworks also provides piped metered water made by reverse osmosis, with energy-efficient equipment reducing fossil fuel use. For over 85 years, they have met Bermuda’s growing water needs, making production as green and efficient as possible.
Eco-Friendly Cooling
Gree’s Generation 4 residential airconditioning units set a new standard in eco-friendly cooling. Designed for comfort and sustainability, these systems use low-GWP refrigerants that significantly reduce environmental impact and align with global conservation goals. Smart connectivity allows users to control settings via Gree’s mobile app, ensuring personalized comfort and improved energy efficiency. This not only saves power but also enhances convenience.
The sleek, modern design fits seamlessly into any home, while advanced filtration systems help purify indoor air by removing pollutants and allergens— promoting a healthier living space.
With their combination of energy efficiency, sustainability, and smart features, Gree’s Generation 4 units are an ideal choice for homeowners looking to reduce their carbon footprint without sacrificing performance or style.
W ith many decades in real estate and a proven record in Bermuda propert y sales, Kim brings unmatched expertise, strategic insight, and a personal commitment to ever y c lient. As founder of Kim S heen Properties, she delivers tailored ser vice designed to maximiz e value and streamline the selling & renting process A recogniz ed industr y leader, Kim ser ves as Deput y Chair of the Chamber of Commerce Real Estate Division, Chair of the Banking S ub-Committee, and is also a Committee member of the Ethics S tandards Handbook and Ethics Committees
Ready to sell smar t? V isit www.kimsheenproper ties.bm and put Kim’s experience to work for you. Tel: 734-1264 u kim@kimsheenproper ties.bm
Smart Investing in Property
Why Bermuda Real Estate Remains a Solid Wealth-Building Strategy
For generations, property ownership in Bermuda has been one of the most reliable ways to build and preserve wealth. Whether you’re a first-time buyer, a seasoned investor, or an overseas resident with your sights set on island living, Bermuda’s real estate market continues to offer exceptional opportunities.
From stable long-term appreciation to strong rental yields, property in Bermuda remains a powerful wealth-building strategy—particularly for those who do their homework and invest with a longterm view.
“Multi-unit properties and standalone homes with rental income potential continue to deliver the strongest return on investment,” says Cecilia ‘Cesa’ Edwards, Founder and Real Estate Broker at Bermuda Longtail Real Estate. “There’s also growing interest in properties zoned for mixed-use. Energy-efficient upgrades are becoming smart investments as operational costs rise.”
Edwards emphasizes that success in the Bermuda property market hinges on working with someone who knows the local landscape. “My advice? Look at the story behind the property and always align with a realtor who understands your long-term vision,” she says.
“Bermuda’s market is relationship-driven and layered with nuances that shift from parish to parish.”
That perspective is echoed by Kim Sheen, Broker/Owner of Kim Sheen Properties, who points out that even grand estate properties can offer incredible returns when approached creatively. “Bierman Astor Estate is one example—13 bedrooms and 13 bathrooms on 7 acres of waterfront in Ferry Reach. It could be transformed into residential or vacation rentals with endless possibilities.”
But Sheen is quick to point out that legal and regulatory knowledge is critical, especially for overseas buyers. “Understanding the rules and regulations
of Bermuda law for non-Bermudian purchases is a must,” she explains. “From Annual Rental Value thresholds to licensing fees, a qualified lawyer should be your first call.”
Government regulations currently allow non-Bermudians to purchase residential properties with a single assessment number and a minimum ARV (Annual Rental Value). However, Permanent Resident Certificate (PRC) holders and BOTC (British Overseas Territories Citizens) may enjoy more flexibility, so it’s essential to understand your status and options.
Sallyann Smith, Managing Director of The Property Group, notes that the right investment depends on who you are and what your goals are. “For non-Bermudians, properties affiliated with hotels like Azura offer the chance to enjoy a holiday home while earning income by renting rooms back to the hotel,” she says. “There are even some government incentives available for this kind of purchase.”
For local investors, Smith recommends condos for their ease of maintenance and rental potential. “Condos can be a great choice for residents. Maintenance is covered by monthly fees, and rental demand remains strong—especially in desirable areas.”
Smith also advises keeping an eye on a property’s physical attributes. “Location is always key, but room sizes, light exposure, and even the orientation of the home can add value. Renovations can help push up an investment, and waterfront or ocean-view properties remain among the most desirable.”
Across the board, Bermuda’s market continues to reward thoughtful investment—especially when guided by experienced local professionals. Whether your goal is long-term rental income, a home that grows with your family, or a part-time residence with short-term earning potential, the island offers more than just beauty and stability—it offers a real return on smart decisions.
Ready to invest? Start by defining your goals, partnering with a trusted realtor, and understanding the rules that apply to your situation. From that foundation, the path to smart property investment in Bermuda is as rewarding as the views.
The time is right: Switch your mortgage today
Take advantage of BCB’s competitive 6.25% rate
If you’re like most people, you welcome ways to save money. This is especially true nowadays as everything – from a trip to the grocery store to a trip abroad – seems to be getting more and more expensive.
The good news? Switching your mortgage to Bermuda Commercial Bank will help you reduce your monthly expenses, so you’re actually saving money. And it’s easy to do.
Check what you’re paying, then make the move
How much interest are you currently paying on your mortgage? Chances are, it’s as much as 8%, 9% or even 10%.
We think those rates are too high. That’s why we’re currently offering a highly competitive 6.25% rate to homeowners who switch their mortgages to BCB today.
Lowering your interest rate will reduce your monthly mortgage payments and make a significant difference to your bottom line. That’s the kind of break we could all use right now.
Consider these examples. Let’s say you have 15 years left on your $500,000 mortgage:
• If you’re currently paying 8% and switch to a BCB mortgage at 6.25%, you’ll save
• approximately $6,000 per year
• approximately $90,000 over 15 years
• If you’re currently paying 9% and switch to a BCB mortgage at 6.25%, you’ll save
• approximately $9,500 per year
• approximately $141,000 over 15 years
In addition to lower interest payments and the substantial savings, when you move your mortgage to BCB, you can rest assured that your mortgage will be repaid by the end of your term – you won’t be surprised with an unexpected payment when your mortgage matures.
Switching isn’t just possible – it’s easy! Moving your mortgage to a different bank may seem like a lot of work. But it’s not. Our streamlined application process makes switching your mortgage to BCB simple and straightforward. Applying online can take as little as 15 minutes. And once your application is approved,
all you have to do is contact your current lender and let them know you’re making the move to BCB. We’ll do the rest of the work to arrange the transfer.
BCB is also committed to ensuring that you don’t get hit with hidden fees or extra costs when you switch your mortgage –after all, the whole point is to help you save money!
That’s why, for a limited time, we’re waiving the standard 1% bank fee for homeowners who move their mortgage to BCB. And when circumstances allow, we’ll include your closing costs, such as legal fees, in the mortgage. Plus, the Government of Bermuda has waived the stamp duty costs for any mortgage amount under $1 million.
If you’re ready to start saving money on your mortgage, reach out to BCB today. The refinancing calculator on our website will help you figure out how much you’ll save when you switch. Then all you’ll have to do is fill out the online loan application. We’ll take it from there!
If you need more information, contact the BCB team at lending@bcb.bm.
Buying your own home is an exciting time. But there’s lots to think about.
From saving for a deposit, to finding a home, making an offer and securing the deal, here’s a guide to help you through the process.
1. Build up your savings
The first step to getting your dream home is having sufficient funds. If you don’t have enough for a deposit, make a savings plan. You can also create a budget to see where you can cut back and save more. It’s a good idea to save as much as you can when planning to buy a home because:
• a larger deposit may help you reduce your monthly repayments
• you will need money to cover the costs of buying a property such as stamp duty, conveyancer’s fees, and moving
• your savings can help you furnish or complete work on your new home
• a down payment, typically around 20%, is required to borrow funds for your purchase. Need help with your savings plan? Book an appointment with an HSBC Premium Banker and/or Premier Relationship Manager. Visit: www.hsbc.bm/wealth/ financial-planning.
2. Get an idea of what you can afford
It is then important to get a rough estimate of how much you could borrow for a mortgage to give you an idea of the type of property and location you could afford. It may also help you work out how much you’ll need to save for a deposit.
Try HSBC’s free online mortgage calculator to see how much you may be able to borrow. Visit www.hsbc.bm/mortgages/ calculators.
3. Know what type of property you’re looking for
Take some time to think about what is important in a home versus what you’d like. This will help you narrow down your search when it comes to looking at properties. For example:
What is important What you would like
At least 2 bedrooms Ideally 3 bedrooms
Outdoor space for dog
Private garden
Close to town Water views
When making your list, think about your
long-term needs. For example, if you’re hoping to start a family, finding a place with room to expand may mean that you won’t have to sell to buy a bigger place in the future.
Location is also important. Visit different areas to get an idea of what it would be like to live there and what areas you can afford to buy in.
4. Get a Pre-Approval Letter
A Pre-Approval Letter – also known as an Agreement in Principle – gives you a clear idea of how much you could borrow based on your circumstances. It usually involves a verification of income and savings towards down payment.
A Pre-Approval Letter is not a guarantee that your mortgage application will be accepted, but it can help you understand your options and what you may be able to afford. It also shows real estate agents that you’re serious about buying a property.
HSBC aims to confirm your pre-approval on the same day that you apply. It is free and valid for 90 days. To learn more visit: www. hsbc.bm/mortgages/preapproval
5. Find the right home and make an offer
With your list of requirements in hand it’s time to contact real estate agents, search for properties and arrange viewings.
It may take some time, but when you find a property you want, deciding on the right price to offer can be exciting and scary. From asking the right questions to negotiating tactics, get tips on how to make an offer on a property.
If your final offer is accepted –congratulations. If not, keep looking – your new home, at a price you’re happy with, could be just around the corner.
6. Apply for a mortgage
Once your offer has been accepted on the property, you can apply for a mortgage.
There are different types of mortgages to choose from. The one for you will depend on your financial situation, future plans and the
type of property you’re buying.
The mortgage application process can take a few weeks. It involves detailed checks of your finances and your lender may want to conduct its own valuation on the property you want to buy. If your mortgage application is approved, your lender will send you an offer.
7. Carry out the legal work
There will be legal work involved with buying a property which is carried out by a lawyer. Typically mortgages close within 30 days of sign off and there will be costs involved.
Among other tasks, a lawyer will typically:
• check the legal title to the property
• manage the chain for exchange of contracts and completion
• collect and transfer money including Stamp Duty (if payable)
• carry out property searches to check for any environmental or planning issues that might affect the property’s value
8. Exchange contracts and agree a completion date
The exchange of contracts is when lawyers swap signed contracts on behalf of you and the seller. It’s also when they’ll ask you to transfer your deposit over to them.
When you exchange contracts – you’re legally bound to buy the property. You will need buildings insurance in place at this point.
Home Buildings insurance protects you against the cost of repairing or rebuilding your home from scratch, should it get damaged from an insured risk, so it’s important to consider getting the cover you need. Let HSBC Insurance protect your home and property. To request a free, no obligation insurance quote visit www.hsbc. bm/insurance/products/home-buildingsinsurance
Exchanging contracts is a big milestone, when you can do a celebratory dance.
This is when you can pick up the keys to your new home and give yourself a pat on the back.
The Power of Tree Trimming
It is paramount to commence and maintain our hurricane readiness throughout the entirety of the season as it is of the utmost importance to do what we can – well in advance – to maintain safety and minimise the loss of power.
The most effective method of protecting your property and your loved ones is to trim your trees back so that they are at least ten feet away from power lines. Fallen tree branches can pull down power lines and even entire utility poles. These downed lines pose a serious safety risk.
Trimming your trees can also reduce the risk of one of the most inconvenient parts of a hurricane: losing your electricity. Most outages in Bermuda are caused by trees falling on or coming into contact with power lines, even in years where Bermuda avoids a direct hit. By keeping trees trimmed at least 10 feet
“The sole responsibility for keeping trees trimmed from power lines lies with property owners”
back from power lines, the majority of outages can be prevented.
BELCO is not responsible for trimming trees on private property. The sole responsibility for keeping trees trimmed and cut back from power lines lies with the property owners.
It is critically important to remember
that a power line’s electricity must be disconnected before trimming trees next to it. Please contact BELCO three weeks in advance to schedule a time for a power shutdown so your trees can be trimmed safely.
Schedule your tree trimming as soon as possible, hurricane season is already underway so now is the time to make sure that your trees are clear of any power lines.
Visit belco.bm for more information about hurricane safety and contact BELCO at 295-5111 or email treetrimming@belco.bm to schedule a power shut down to trim your trees safely.
A Greener Home Starts with Your HVAC
Save money, stay comfortable, and shrink your carbon footprint — one degree at a time.
Your HVAC system is most likely your home’s largest consumer of energy, which increases costs and can impact the environment. However, with careful thought, planning and action, you can ensure your climate control products are as energy efficient and environmentally friendly as possible.
Some of the key factors to consider are as follows:
Install Energy Efficient Systems
Ensuring modern, energy efficient heating and cooling equipment is installed can reduce energy use by as much as 50% according to the US Department of Energy, in addition to significantly reducing unnecessary CO2 emissions. Homeowners can check for the following energy efficiency ratings prior to purchasing an HVAC system for their home:
1. Seasonal Energy Efficiency Ratio/ Rating (SEER): the cooling output of an air conditioner over a typical cooling season, divided by the energy it uses in Watt-hours.
2. Combined Energy Efficiency Ratio (CEER): This is used for window units and is the ratio of measured cooling output (in BTU per hour) to measured average electrical energy input (in Watts) and measured standby/off-mode power consumption (in Watts). The key
difference of SEER vs CEER is the additional consideration of electricity usage in standby/off-mode.
3. Heating Seasonal Performance Factor Rating (HSPF): the total heat delivered by the device during normal usage divided by the amount of electricity it takes to deliver that heat.
4. Energy Efficiency Ratio (EER): the air conditioner’s capacity is divided by the air conditioner’s power based on a fixed set of conditions (outdoor temperature, indoor temperature, and relative humidity).
The higher the energy rating, the more energy efficient the unit. Energy ratings can be provided for each system supported by AIRCARE to ensure you know the efficiency of the system you are purchasing.
Setting Energy Efficient Temperatures
Setting HVAC systems to an optimal, energy efficient temperature – such as 78⁰F in the summer and 68⁰F in the winter – will ensure that you’re heating and cooling systems are not wasting energy and money or emitting extra, unnecessary greenhouse gases.
Regular Preventative Maintenance
To ensure your HVAC system is running at optimal efficiency, a regularly scheduled maintenance plan should be developed
and executed. The plan will ensure your system’s longevity and efficiency along with ensuring your system is as friendly to the environment as possible. At AIRCARE, we take a proactive approach through the development of a preventative maintenance plan to ensure your investments continue to work efficiently, to minimise potential issues before they become large, expensive repairs and to save you time, money, and worry in the long run.
AIRCARE also offers a range of energy efficient, proven, effective air purification products and services to significantly reduce the harmful pollutants in your home; in addition to the latest energy efficient HVAC systems from the world’s leading manufacturers including Daikin and Midea.
In order to maximise efficiency, AIRCARE works with you to determine your needs and takes a measured approach that includes preventative maintenance, energy audits and recommendations, integrated system design, installation, testing and energy management and automation systems.
Once a system has been agreed, AIRCARE technicians can take care of full system installation, management, testing, create custom controls, alarms and notifications and provide detailed energy usage analysis and reports to demonstrate cost savings and improved indoor air quality and comfort.
For more information on how to improve heating and cooling efficiency, indoor air quality and ultimately lower costs visit www.aircare.bm or call 2927342 to arrange a consultation.
Modern Luxury
Introducing 12 Welcome Place — a brand-new, four-bedroom, 4.5-bathroom home in the heart of Southampton.
Spanning over 3,000 sq. ft. across three levels, this thoughtfully designed residence blends energy efficiency with high-end finishes and island elegance.
Part of a boutique collection of just five homes, Lot 12 features top-tier appliances, premium flooring, and refined fixtures throughout. Located in a quiet, family-friendly neighborhood, it offers both comfort and peace of mind.
Outdoors, enjoy 1,200+ sq. ft. of living space, including a 45-foot pool, BBQ area, and panoramic Great Sound views. Set on 0.3 acres, the home is scheduled for completion in Q1 2026, with customization options available. RealEstate.bm. James Cox. Tel: 777-2699.
Email: jamescox@realestate.bm. www.realestate.bm
Amazing Townhouse
End unit townhouse at Southdown Farms, South Shore Road, Southampton. Located on over 3 acres of landscaped grounds, this 2 bedroom, 2.5 bathroom home has a spacious living room with a fireplace, a separate dining room and large kitchen. $750,000
Crisson & Co Real Estate. Valerie Crisson. Tel: 799-3607. Email: vcrisson@crissonrealestate.com. www.crissonrealestate.com
Desirable Paget
Located in a sought-after neighbourhood, Opus One is a charming, move-in ready family home offering comfort and potential. This well-maintained, single-level property features an open-plan kitchen, dining, and den area, a spacious living room with a wood-burning fireplace, three bedrooms, one bathroom, a laundry room, and a garage with ample storage. A standout feature is the large wrap-around porch—ideal for entertaining or relaxing. Set on a generous 0.53-acre lot, there’s plenty of space for future additions like a pool or pool house.
Recently sold for $1,595,000. Keller Williams Bermuda. www.kwbermuda.com
Endless Potential
Just Minutes from Horseshoe Bay Beach on Camp Hill Road, Southampton, this multi-unit property is ideal for investors or extended families. The main structure includes a 3-bedroom, 3-bathroom home plus a separate 3-bedroom, 2-bathroom apartment. In total, the approximately 2,786 sq. ft. residence is currently subdivided into five units—offering strong rental income potential or the chance to reimagine as a single-family home.
Set on 0.187 acres, the property features paved parking, a rear yard, and several private outdoor areas. Units include a twostory west wing, a studio, a 2-bed/1-bath upper unit, a lowerlevel ensuite bedroom, and both upper and lower apartments.
Conveniently located within walking distance to Heron Bay MarketPlace, public transport, schools, restaurants, and worldrenowned Horseshoe Bay Beach.
Whether you’re looking to live, rent, or renovate, this property is full of opportunity.
Nestled in the heart of Hamilton Parish, this cozy 2-bedroom, 1-bath cottage blends traditional charm with thoughtful updates. Perfect for first-time buyers, downsizers, or investors, the single-level home sits on 0.207 acres with shared access to the tranquil waters of Harrington Sound.
The open-plan living/dining area features high ceilings, natural light, and a working fireplace. The kitchen, updated with new plumbing and electrical in 2017, connects seamlessly to the living space. Two comfortable bedrooms, a full bathroom, and a multi-use laundry/storage room (added in 2017) round out the layout.
Recent exterior updates include roof cleaning and painting, and the windows remain in good condition. The generous yard offers plenty of space for gardening, entertaining, or possible expansion (subject to planning). Located minutes from grocery stores, restaurants, Shelly Bay, and L.F. Wade Airport. $675,000 Contact Cesa Edwards: Tel: 535-2769.
This elegant 3-bedroom, 3-bathroom waterfront home offers timeless charm, ocean views, and a private pool in the heart of historic St. George’s.
A gated brick driveway leads to handcrafted cedar doors, opening to a three-level home filled with character. Enjoy sweeping sea views from open and covered verandas, perfect for entertaining or relaxing as longtails soar overhead.
Inside, you’ll find a welcoming foyer with stately columns, a loft office/art room, a cozy fireplace in the main living area, and formal dining that flows to a covered terrace. The kitchen, also with a fireplace, offers a warm gathering space.
The primary suite features an en-suite bath with double vanity, soaking tub, and shower. A flexible second bedroom/library includes its own bathroom, and a downstairs guest suite $1,400,000. Contact Cesa Edwards: Tel: 535-2769. Email: cesa@bermudalongtail.com www.bermudalongtail.com
Investment Opportunity — $550,000
A rare opportunity to acquire an 8-unit apartment complex (8 assessment numbers) with an additional rear lot ideal for parking. Situated on a combined 0.229 acres, this centrally located property offers strong potential for staff housing or long-term rentals.
Located on the bus line and walking distance to beaches, some units even offer ocean views. A central courtyard could be transformed into a charming communal space.
The property requires a full renovation—roof, windows, doors, plumbing, electrical, landscaping, and interiors—but offers excellent upside. With limited rental inventory in this area, future demand is expected to be high.
Currently configured as seven 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit. A non-working well is also located on-site. With vision and investment, this site can be transformed into a high-yield rental property. Don’t miss this opportunity. Contact Cesa Edwards: Tel: 535-2769. Email: cesa@bermudalongtail.com www.bermudalongtail.com
The Havens
The Havens is a distinctive new development in Warwick offering modern style and thoughtful design. This newly built 2-bedroom, 1.5-bathroom stand-alone home is ideal for families or investors seeking quality and comfort and offered at $910,000.
The main floor features an open-plan living and dining area, an eat-in kitchen with ample storage, one bedroom, a powder room, and bonus storage under the stairs. Upstairs, the spacious primary bedroom includes a private patio, a full bathroom with double vanity, and a dedicated laundry room. A large attic provides additional storage space.
Situated on a 0.177-acre lot, the home boasts a generous yard perfect for entertaining. Enjoy the prestige of living near well-known residents Michael Douglas and Catherine Zeta-Jones.
Phase One of “The Havens” is ready for viewing—don’t miss this opportunity! Contact Cesa Edwards: Tel: 535-2769. Email: cesa@bermudalongtail.com www.bermudalongtail.com
Oceanview Retreat
This stunning ranch-style home offers unobstructed ocean views and sits beside a 9-acre nature reserve on a beautifully landscaped corner lot. The open-concept layout features vaulted ceilings, large windows, a formal dining room, and a bright kitchen with modern appliances, a center island, bay window, pantry, and access to a private bricked courtyard.
The primary suite includes a fireplace and his-and-hers bathrooms. Two additional bedrooms share a bath. Outdoor living shines with a pretty pool, large patio, and lush grounds for entertaining or relaxing.
Additional highlights: cozy family room, powder room, laundry, large office, garage, and a self-contained studio cottage with a separate assessment number. $3,490,000 The Property Group. Liz Wright. Tel: 331-2014. Email: liz@tpg.bm. www.property-group.com
Rental Properties
We currently have a selection of Studio, 1 Bed, 2 Bed and 3 Bed rental properties on the South Shore – call or email us for more information. Cranfields Property Bermuda. Rhys Cranfield. Tel: 703-1006. Email: rhys@cranfieldsproperty.com www.cranfieldsproperty.com
Ocean View Condo
Cloverdale, South Shore, Devonshire: Incredible ocean views – lovely top floor apartment in this always popular development with extensive grounds, swimming pool and beach. Easy stroll to the Collector’s Hill “village” which offers a range of shops, grocery, pharmacy, restaurants. 2 bedrooms, 2 bathrooms. $700,000 Crisson & Co Real Estate. Herb Crisson. Tel: 734-7000.
33 Church Street is one of the first condominium properties in the City of Hamilton which is available for purchase by non-Bermudian work permit holders and international buyers without a qualifying EIRC investment. Cranfields Property Bermuda. Sharon Cranfield. Tel: 305-8074. Email: sharon@cranfieldsproperty.com www.cranfieldsproperty.com
Harrington Sound Lot
Nestled along the serene waters of Harrington Sound, this 1.15 acre lot offers an extraordinary opportunity to build the private residence of your dreams. This is a rare opportunity to secure one of Bermuda’s most desirable waterfront locations. With its unmatched potential, this property is the perfect foundation for your ultimate luxury retreat. $4,500,000.
Mysterious and striking, this remarkable estate spans over 7 acres of picturesque coastal land and was once the private retreat of Vincent Astor and his wife Helen— offering a rare opportunity to own a slice of Bermuda’s storied past. US$ 2,900,000.
Nestled in the heart of Smith’s Parish, this 1.5-acre lot on Saucos Hill offers an ideal combination of privacy and convenience. With one acre designated as woodland reserve, nature lovers will enjoy a peaceful setting surrounded by Bermuda’s lush greenery. The remaining nearly half-acre of buildable land presents a rare opportunity to design and construct your dream home in one of the island’s most soughtafter locations.
Centrally located, the property provides easy access to schools, restaurants, and local amenities, as well as scenic attractions like Spittal Pond Nature Reserve. Whether you’re seeking serenity or proximity to everyday essentials, this property offers the best of both worlds.
Don’t miss your chance to build in this idyllic setting. Priced at $650,000.
The Property Group. Gill Butterfield. Tel: 534-7746. Email: gill@tpg.bm. www.property-group.com
South Shore Coastline
Perched 90 feet above the Southampton shore on 1.42 acres, Baicliff offers breathtaking panoramic ocean views and timeless luxury. This meticulously maintained 4-bedroom, 6-bath home is designed for elegant island living.
Enjoy year-round entertaining with a free-form swimming pool and beautifully landscaped gardens, complete with subtle lighting for magical evenings. A self-contained guest apartment adds privacy or workspace flexibility, while a backup generator, solar panels, and water tanks ensure peace of mind.
The extra-wide remote-access garage and ample storage enhance convenience. Inside, expansive windows frame sweeping ocean vistas, creating a tranquil, light-filled retreat.
Since 1984, Baicliff has blended comfort, style, and coastal serenity. Recently sold for $3,995,000, it remains a symbol of refined Bermuda living.
Keller Williams Bermuda www.kwbermuda.com
Beautiful Beachfront
Stunning Newly Renovated Hidden Cove Condo. With Beautiful beachfront overlooking South Shores, secluded shared pool this ground floor unit is ‘Total Bliss’. The bright and cheery kitchen has been renovated with a huge center island, built in coffee maker and all major appliances. Adjoining laundry. The open plan double living/dining room with fireplace leading out to a deep patio overlooking the water and pavilion. Three ensuite bedrooms with renovated bathrooms. A garage and two storage rooms are also included. Hidden Cover Unit 13 was recently sold for $3,550,000.
Keller Williams Bermuda. www.kwbermuda.com
Oceanview Oasis
Rocklands View is a stunning 5-bedroom, 6.5-bathroom estate in Warwick, offering 6,300 sq. ft. of luxury and spectacular South Shore views. The upper level includes three ensuite bedrooms, a sleek kitchen, dining room, and circular balcony overlooking the two-storey living room. The lower level features a dramatic entertaining space, home theatre, office, additional ensuite bedroom, compact kitchen, and garage. Step outside to a beautifully landscaped lawn, pool, and covered entertaining area with a guest powder room. A separate 1-bedroom apartment (1,100+ sq. ft.) is perfect for guests or rental income. With ample storage and flexible spaces, this home is ideal for family living or entertaining on a grand scale.
Recently sold for $2,995,000. Keller Williams Bermuda. www.kwbermuda.com
Stylish Warwick Townhome
Sweet Spot
Fernwood is perfectly positioned along Berry Hill Road bordering the Botanical Gardens and a stone’s throw away from King Edward Memorial VII Hospital. Set on a 0.09 acres lot, this charming property is nestled on the roadside and surrounded by a lovely garden. Fernwood, a wooden frame structure, offers a rare chance for someone to unleash their creativity and build a dream home in this well established, highly sought after neighbourhood. The land and neighbouring properties are zoned Residential 2, providing great potential for development. Don’t let this opportunity of owning something special pass you by. This is worthwhile!
MainPoint Real Estate. Erna DeGraff. Tel: 335-0984.
Be among the first to own a residence at The Havens. Unit #4 features an open-plan kitchen, dining, and living area that opens onto a covered patio—perfect for entertaining. The ground floor also includes a bedroom, full bathroom, and a large storage room accessible via the garden.
Upstairs, a versatile landing makes an ideal reading nook or desk space, along with a second bedroom, full bath, laundry, and the stunning primary suite. Enjoy a walk-in closet, double sinks, soaking tub, and walk-in shower. Best of all, relax on your private balcony with views reaching to Dockyard.
Call today—your new home is waiting!
$1,385,000
The Property Group. Cheryl Ford. Tel: 5056118. Email: cheryl@tpg.bm. www.property-group.com
Stunning Waterfront Lot
This .18 acre lot overlooking St George’s Harbour and zoned Residential 2 is the perfect opportunity to build your dream home. There could be access to the water with a possible floating dock.
There is great potential here for — not least in the beautiful views that could be achieved. Priced at $350,000. The Property Group. Sallyann Smith. Tel: 535-4521, Email: sallyann@tpg.bm www.property-group.com
Sophisticated Seclusion
Tucked away off Harrington Sound Road on a quiet lane, Maranta offers complete seclusion on a 0.825-acre lot. This spacious 4,000 sq.ft. home features 4 bedrooms plus a large studio apartment with a private entrance.
The main floor includes an oversized living room, formal dining room with French doors to a covered pool patio, and a high-ceiling kitchen with skylight and attached solarium for casual dining. The primary suite is expansive with vaulted ceilings, while two guest bedrooms share a full bath. A fourth bedroom (or office), two powder rooms, and a laundry room add to the home’s functionality. Downstairs includes a large games room, ample storage, and garage. Two assessment numbers included. $3,300,000.
Currently tenant-occupied until December 2025. Keller Williams Bermuda. Donna Bennett. Tel: 535-9909
Fairwind at Hidden Cove offers an unparalleled island lifestyle in one of Bermuda’s exclusive beachfront condominium developments. This 4-bedroom, 4.5-bathroom home located next to the prestigious Loren Hotel is perfectly situated to take advantage of the Loren’s fine dining, world-class spa and private club style experience. US$ 3,900,000.
Your home should be your sanctuary — clean, safe, and inviting. But between work, errands, family obligations, and everyday stress, it’s easy to let cleaning slip down the list of priorities. That’s where professional help can make all the difference. A professionally cleaned home isn’t just about sparkling floors and tidy rooms — it’s about protecting your health, your comfort, and your peace of mind.
A Healthier Living Environment
Maintaining a healthy home starts with cleanliness. Dust, mold, allergens, and bacteria can build up over time, even in the most well-kept homes. Regular professional cleaning goes beyond surface-level tidying — it includes deep
cleaning of hard-to-reach areas, sanitizing high-touch surfaces, and using advanced products that help eliminate invisible threats to your family’s health.
Professional cleaners are trained to use the latest cleaning agents and equipment, ensuring every room is not just visibly clean, but thoroughly disinfected. They follow tested protocols and stay updated on new techniques and materials, so you don’t have to.
Don’t Let Ants and Cockroaches
Settle In
In Bermuda’s warm climate, pests like ants and cockroaches are common — and persistent. Even the cleanest homes can find themselves facing an unexpected infestation. These pests are more than
just a nuisance; they can spread bacteria and compromise your food storage and hygiene.
One of the best ways to deter them is to maintain a consistent, thorough cleaning routine. Crumbs, spills, and grease — especially in kitchens and under appliances — are like an open invitation. A professional cleaning team knows exactly where to look and how to clean those easyto-miss areas where pests thrive.
By keeping your home clean, dry, and clutter-free, you’re also making it much less attractive to pests looking for food and shelter. Regular deep cleaning combined with good housekeeping practices is one of the most effective first lines of defense against unwanted invaders.
Save Time and Stress
Let’s face it — cleaning takes time. And it’s not just the time spent doing it, but also the time spent thinking about it, planning for it, and buying all the right products. Hiring a professional cleaning service frees you from all that mental and physical clutter.
Instead of spending your weekend scrubbing the bathroom or chasing ants across your kitchen counter, you can relax, recharge, and focus on the things that matter most to you. Whether it’s quality time with family or just a few precious hours of peace and quiet, your time is valuable — and a clean home helps you make the most of it.
Atlantic Cleaning & Maintenance Ltd.
Locally owned and trusted for years, Atlantic Cleaning & Maintenance Ltd. understands Bermuda homes and the challenges they face. Whether it’s keeping mold and mildew at bay, preventing pest problems, or just giving your space a sparkling refresh, their team offers reliable, professional service that’s both fast and effective.
From scheduled maintenance to deep, one-time cleans, Atlantic Cleaning works around your needs to provide the highest standard of residential cleaning — so your home always looks and feels its best.
Call Atlantic Cleaning & Maintenance Ltd. today at (441) 236-4051 or email info@atlanticcleaning.bm to arrange a consultation. One call takes the worry off your plate and puts your home on the path to truly clean living.
Re-Upholster y Ser vice, Draper y & Upholster y Fabrics, Draper y Hardware 236-9993
AIRCARE Ltd 292-7342
BAC Group
Cindy Laws, Interior Decorating & Design Specialist, Custom Draper y & Professional Re-Upholster y Ser vice, Draper y & Upholster y Fabrics, Draper y Hardware 236-9993
