Journal of Personal Finance Vol 13 Issue 2

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Journal of Personal Finance

Cooley, Phillip L., Carl M. Hubbard, and Daniel T. Walz. 1998. “Retirement Savings: Choosing a Withdrawal Rate That Is Sustainable.”American Association of Individual Investors Journal 20, 2 (February): 16-21. Finke, Michael, Wade D. Pfau, and Duncan Williams. 2012. “Spending Flexibility and Safe Withdrawal Rates.”Journal of Financial Planning 25, 3 (March): 44-51. Markowitz, Harry M. 1952. “Portfolio Selection.”The Journal of Finance 7, 1 (March): 77-91. Markowitz, Harry M. 1991. “Individual versus Institutional Investing.” Financial Services Review 1, 1: 1-8. Merton, Robert C. 1969. “Lifetime Portfolio Selection Under Uncertainty: The Continuous Time Case.” Review of Economics and Statistics, 51, 3 (August): 247-257. Mulvey, John M., and Hercules Vladimirou. “Stochastic network optimization models for investment planning.” Annals of Operations Research 20.1 (1989): 187-217. Scott, J. S., Sharpe, W. F., & Watson, J. G. (2009). The 4% Rule--At What Price?. Journal of investment management, (3), 31. Sharpe, William F. 1987. “An Algorithm for Portfolio Improvement.”In Kenneth D. Lawrence, John B. Guerard, Jr. and Gary D. Reeves Advances in Mathematical Programming and Financial Planning, eds. Kenneth D. Lawrence, John B. Guerard, Jr. and Gary D. Reeves. (Vol. 1, p. 155-170). Greenwich: JAI Press. Shiller, Robert J. 2005a. “Lifecycle Portfolios as Government Policy.”The Economists’ Voice 2, 1: 1-8. Shiller, Robert J. 2005b, updated. Irrational Exuberance. Princeton: Princeton University Press. http://www.econ.yale.edu/~shiller/data.htm

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