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HOME LOAN, BORROWERS REPAY ABILITY CHECK 1.Age Your home loan tenure depends on your age. Age between 21-60 are accepted
2. Income Based on your monthly salary bank fixes the loan amount to be given.
3. Other Liability If you have other liabilities like other loans your loan amount will be less.
4. FOIR Fixed Obligation to Income Ratio. These are the primary criteria for deciding the home-loan eligibility of an individual.
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