Personal loan
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What is a personal loan? A personal loan is an unsecured loan. Unlike other loans the borrower don’t need to give any collateral to the lender. Due this reason the personal loan have high interest rate compared to other loans. There is no follow ups for how you spend the loan money, so you can ustilize this money for any of your needs like hospital bills, buying car, for rent, buying house, etc.
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Personal Loan Benefits Maharashtra)
● ● ● ● ● ● ●
Low EMI Higher Loan Amount Minimal documentation Low processing Fee No prepayment penalty No hidden charges Simplified Disbursement
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(Bank Of
Documents Required ● Proof Of Identification ○ ○ ○ ○
Pan card Election ID Card Aadhar Card Driving License
● Proof Of Residence ○ ○ ○ ○
Electricity Bill Election ID card Aadhar card Driving License
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● For Salaried Person ○ ○ ○ ○
Original/Certified copy of the latest salary slips for the past 3 months Copies of IT returns of last 2 years duly acknowledged by IT Dept/IT assessment orders or Form 16 for last 2 years from the Employer. Undertaking from employer for remittance of monthly installment, wherever feasible. Bank Account (Salaried Account) statement for the last 6 months (in case of other Bank)
● For Non Salaried Person ○ ○ ○ ○ ○
Latest 3 years of IT returns Shop establishment Act Tax registration copy Company registration license Bank statement for past one year www.bankofmaharashtra.in
Personal Loan Interest Rate(Bank of Maharashtra)
9.45% www.bankofmaharashtra.in
PA
Personal Loan Eligibility(Bank of Maharashtra)
● All confirmed employees Central / State Govt. / PSUs / Public or Private Ltd Companies / Reputed Corporates */ MNCs drawing salary from our Bank ● Salaried customers, not having salary account with our Bank, are to be considered for Personal loan subject to Employer undertaking for deduction of loan instalment from salary. ● Self–employed professionals (Only Doctors (MBBS, MD, MS), CAs, Architects having own business) can also be given personal loan in case they are banking with us (with Credit facility) for the last one year. www.bankofmaharashtra.in
Five steps to get personal loan ● ● ● ● ●
Determine your requirements Check loan eligibility Calculate monthly Instalment Approach the bank Submit Documents
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For Applying Click Below Button
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