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Auto Insurance
Auto insurance is an essential component of car ownership and operation, as it protects against nancial losses resulting from accidents and other unexpected events To legally and safely operate a car individuals must have an auto insurance policy
Contact Hyde Park Insurance To Get A Quote For Auto Insurance
Auto or Car Insurance Brokers in Burnaby, North And West Vancouver, New Westminster BC assure that both the car and its contents are protected from unforeseen incidents In addition to covering damages to the vehicle, auto insurance can also provide coverage for injuries sustained by drivers or passengers involved in an accident
TYPESOFCARINSURANCECOVERAGE
Liability Insurance
Collision Coverage
In Canada, liability insurance is mandatory for all drivers, but the minimum coverage amounts required vary by province Liability insurance provides coverage for costs associated with property damage or injuries caused to others in the event of an accident Additionally it can protect drivers from costs related to lawsuits and legal defense if they are found liable for an accident
Collision coverage typically covers damage to your car regardless of who is at fault, but it may not always cover medical expenses that may arise from the incident Medical expenses may be covered by separate medical payment coverage or personal injury protection coverage Additionally collision coverage may also cover cases when vehicle damage is caused by hit-and-run incidents
Comprehensive Coverage Comprehensive coverage provides protection for car damage resulting from incidents that occur outside of auto accidents such as theft re vandalism and natural disasters It can provide peace of mind to car owners knowing that their vehicle is protected in the event of an unforeseen occurrence
Accident Forgiveness
It allows drivers to be insured for a certain amount of time without increasing their premiums due to any accidents that may occur Accident forgiveness also helps to ensure that drivers are not penalized if they are not rst at-fault accident allowing them to maintain a good driving record and continue enjoying lower insurance rates With accident forgiveness, drivers can feel more secure and con dent when they get behind the wheel, knowing that if something unfortunate happens, their insurance provider will still be there to help them out
