Who Is Responsible for Injuries and Vehicle Damage Caused by Road Debris?

Who Is Responsible for Injuries and Vehicle Damage Caused by Road Debris?

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Debris on the road can turn an ordinary ride into a dangerous situation. Whether it’s something as bulky as a truck tire or as light as a cardboard box, any type of debris can be extremely hazardous when it comes flying at your vehicle.

Unfortunately, this type of accident happens all too often in California, and property damage is just the beginning. Many drivers also suffer from serious injuries produced when road debris hits their vehicle. So, who is responsible for the expenses caused by this dangerous situation?

DAMAGE COVERAGE FOR ROAD DEBRIS ACCIDENTS Any driver who leaves debris in the road is responsible for damages resulting from that debris. Depending on how the damage is caused, the type of insurance that covers your expenses will vary. Every situation is different, so don’t look at this information as the only recourse.

COLLISION POLICY If the debris is in the road and you run over it, you should be covered by your collision insurance if you don’t know who the responsible party is. Without collision insurance, you may be subject to using one of the following insurance types.

LIABILITY POLICY By proving that your vehicle damage and injuries were caused by another negligent party, your expenses should be paid by that individual’s liability insurance. Examples of situations when someone else is liable would be when parts fall off of vehicles, when a driver fails to secure their load, or when they throw something out the window.

COMPREHENSIVE POLICY If the debris flies through the air and hits your vehicle, damages may be covered by your homeowner’s insurance. It may also fall under your umbrella policy.

UIM POLICY UIM stands for uninsured motorist, and you may be covered by your UIM policy if the responsible party leaves the scene or doesn’t have insurance. When dropping debris, many drivers do not notice and continue driving. Uninsured motorist insurance pays for damages caused by the negligence of someone who flees the scene or cannot be identiďŹ ed.

HIRE ATTORNEY Accidents and injuries caused by road debris can be serious. If you or a passenger were hurt due to someone else’s negligence, contact a Los Angeles personal injury attorney at the Law OfďŹ ces of Craig Kornberg and schedule a free initial consultation to discuss your case.

Contact Address: 10880 Wilshire Blvd, #1840, Los Angeles, CA 90024 Phone: 310-997-0904 Website: https://www.kornberglawďŹ rm.com/contact-html/