Auto insurance in california these 4 myths can ruin your car accident claim

AUTO INSURANCE IN CALIFORNIA: THESE 4 MYTHS CAN RUIN YOUR CAR ACCIDENT CLAIM

THESE 4 MYTHS CAN RUIN YOUR CAR ACCIDENT CLAIM

If you own a car in Los Angeles or elsewhere in California, chances are you are carrying an auto insurance policy (or you are among those infamous 15 percent of uninsured drivers in California). But most car drivers in California never seem to have time to sit down for five minutes and find out how auto insurance companies work, and how to properly file a car accident claim without ruining your chances of coverage and compensation.

MYTH 1

REPORTING CAR ACCIDENTS TO MY INSURANCE COMPANY IS NOT MANDATORY, AND THERE IS NO PENALTY FOR NOT DOING IT Wrong. According to the terms of every auto insurance company’s Cooperation Clause, you are required to report every car accident to your insurance company. By failing to comply with this rule, you risk facing the following penalties: ● Increasing your premium rates; and/or ● Canceling your policy altogether (in severe cases). ● Your auto insurer opting not to renew your auto insurance policy after its expiration;

MYTH 2

INSURANCE COMPANIES HAVE NO RIGHT TO RAISE PREMIUMS FOR AN ONGOING POLICY In reality, any auto insurance company can raise your premiums after a car accident. But not all insurers in Los Angeles and elsewhere in California do this. Over his more than 35 years of experience in handling car accidents in the state, the Los Angeles car accident lawyer from the Law Offices of Howard Craig Kornberg explains that in most cases, insurers raise premium rates if a motor vehicle accident was your fault.

MYTH 3

I DO NOT HAVE TO REPORT A CAR ACCIDENT IF I WAS NOT AT-FAULT

This particular myth still persists in Los Angeles, Riverside, and pretty much in all other parts of California. Many car drivers wrongfully believe that the party who was at-fault for the accident is the one who is required to notify his/her insurance company about the accident. By failing to seek immediate legal help of a Los Angeles car accident attorney and notify your own insurance company about the accident, you are not only violating the terms of your insurance policy, but also giving the at-fault driver an upper hand.

MYTH 4

THERE IS NOTHING WRONG IN ADMITTING FAULT TO MY INSURANCE COMPANY

Even if you wholeheartedly believe that you were at-fault for the accident, it is always advised to speak to an experienced attorney who will either confirm or deny your presumptions. Admitting fault at the scene of a car accident (when it was or was not your fault) can ruin your chances of obtaining compensation for your injuries and damages if an investigation proves your innocence or that both you and the other driver were partially at-fault.

Contact

Law Offices of Howard Craig Kornberg There are many factors that determine fault and liability in a car accident in California. Contact the Law Offices of Howard Craig Kornberg to learn more.

310-997-0904 https://www.kornberglawfirm.com/Contact-html/

10880 Wilshire Blvd. #1840, Los Angeles, CA 90024