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how we help

Mortgages Residential Mortgages Are you a first-time buyer or are you moving up the property ladder? Have experienced credit problems in the past? Whatever stage of the ladder you’re on, whatever situation you’re in, if you need expert, independent advice, tailored to your needs. We’re all individuals with different needs and different circumstances, so each application must be examined individually. We will help you or your client get the best ‘first charge’ mortgage for your circumstances - the only or main mortgage on your property.

Commercial Mortgages Save time and money thanks to our commercial mortgage experts There are so many demands on a business owner’s time. Ploughing through the products offered by thousands of lenders to get the best deal would be time- consuming and confusing. Our experts get to know you and your business. They understand what you need. With their extensive knowledge of the commercial marketplace, our independent advisers find the best deals for your business. They give you impartial advice because they aren’t tied to any lender. As well as sourcing the best rates, our experienced advisers always keep you in the loop – the best way of avoiding expensive hitches. We could save you time and money. The financial conduct authority does not regulate some forms of commercial mortgage

Remortgages Our clients are obtaining competitive remortgages on a whole of market basis thus allowing us to choose the most suitable remortgage lender for you. We can access lenders who can offer remortgages for almost any circumstance. We will provide confidential, no obligation advice by one of our specialist mortgage team members.

As a mortgage is secured against your property, it may be repossessed if you do not keep up the mortgage repayments

Got a question? Call 029 2166 0550 today

Things to know before applying for a Mortgage Before completing a mortgage application or viewing any houses, you’ll want to know these things to aid in your mortgage application and your eventual purchase: How much cash you can put down

Your monthly income The sum of your total monthly debt payments (auto loans, student loans and credit card minimum payments)

How much house you can afford

Your credit score and any credit issues in the past few years

How it works - Commercial Mortgage up to


up to



Purchase or refinance of a commercial/semi-commercial property for investment purposes. Able to release up to 75% LTV depending on property type with funding up to over 30 years on Capital Repayment or Interest Only.

Trading / OPCO / PROPCO

Purchase or refinance of your existing trading premises with the ability to raise up to 75% LTV over a maximum of 30 years. Funding can be used to purchase property, release funding for business expansion or to assist with the change in management structure/business strategy.

Top Reasons for a Remortgage

Obtain a better rate and reduce monthly payments.

Raise additional capital for to improve your home or buy that new car.

Debt consolidation

Think carefully before securing other debts against your home

As a mortgage is secured against your property, it may be repossessed if you do not keep up the mortgage repayments Got a question? Call 029 2166 0550 today

Looking for more information? Talk to our experts today!

Get in touch Unit F, Upper Boat Business Centre, Pontypridd, CF37 5BP 029 2166 0550

Cornerstone Finance is a trading name of Cornerstone Loans Ltd Registered in England & Wales No 08458702. Registered address: Unit F, Upper Boat Business Centre, Pontypridd CF37 5BP. Cornerstone Loans Ltd is authorised and regulated by the Financial Conduct Authority. FCA number: 767202.

Cornerstone Brochure - MORTGAGE - Residential, Commercial and Re-Mortgages  
Cornerstone Brochure - MORTGAGE - Residential, Commercial and Re-Mortgages